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Home My WebLink About05-4092 GOLDBECK McCAFFERTY & McKEEVER By: JOSEPH A. GOLDBECK, JR. ATTORNEY J.D. #16132 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHlLADELPIIIA, PA 19106 (215) 627-1322 ATTORNEY FOR PLAINTIH i HEPEBV CERTIFY THAT THIS IS ,~ \;:~UE tI.ND CORRECT C~PV OF , THE ORIGINAl FILE IN THE COURT OF COMMON PLEAS ClTIMORTGAGE INC. SIBIM FIRST NATIONWIDE MORTGAGE CORP. SIBIM FIRST NATIONWIDE MORTGAGE PARTNERSHIP LP FIKJA LOMAS MORTGAGE PARTNERSHIP LP PO Box 9481 Mail Code: 22-528-101 I Gaithersburg, MD 20898-948 I OF Cumberland COUNTY CIVIL ACTlON - LAW Plaintiff ACTION OF MORTGAGE FORECLOSURE Term 'b/ ~ t/()'f J...- No. e..:v, '/ leJIh vs. TONI B. SPIEWAK GARY W. SPIEWAK Mortgagors and Real Owners 26 E. Keller Street Mechanicsburg, PA 17055 ,'-I.C nON: MORTGAGE FORECL08URE Defendants NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES TNC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty A venue Carlisle, PA 17013 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y A VISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRIT A, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU P ARTICIP ACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMAND ANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE EST A DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEV AR ESTE P APEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, V A Y A 0 LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. EST A OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE P AGARLE A UN ABOGADO, EST A OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0 GRATIS. LEGAL SERVICES INC 8 Irvine Row Carlisle, P A 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTlNGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. I). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243- 9400 or . 2). Call Pennsylvania Housing Finance Agency at 800-342-2397 for a counseling agency in your neighborhood. 3). Visit HUD'S website www.hud.gov/offices/hsglsth/econlecon.cfrn for Help for Homeowners Facing the Loss of Their Homes. 4). Call your lender and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage orrequest a Loan Workout! Home Retention Package. Call Beth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of FN-0782. Para infornlacion en espanol puede communicarse con Loretta al 215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is CITIMORTGAGE INC. S/B/M FIRST NA, T, IONWIDE MORTG~~~ ~~/M FIRST NATIONWIDE MORTGAGE PARTNERSHIP LP F/~~~G ;r~RSHlP LP, PO Box 9481, Mail Code: 22-528-1011 Gaithersbur~ m\JHlnl![))~.RREl FILED THE ORIGINA 2. The names and addresses of the Defendants are TONI B. SPIEWAK, 26 E. Keller Street, Mechanicsburg, PA 17055 and GARY W. SPIEWAK, 26 E. Keller Street, Mechanicsburg, PA 17055, who are the mortgagors and real owners of the mortgaged premises hereinafter described. 3. On June 26,1992 mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to UNITED SAVING ASSOCIA nON OF TEXAS, FSB, which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book 1075, Page 371. The mortgage has been assigned to: CITIMORTGAGE INC. S/B/M FIRST NATIONWIDE MORTGAGE CORP. SIB/M FIRST NATIONWIDE MORTGAGE PARTNERSHIP LP F/K1A LOMAS MORTGAGE PARTNERSHIP LP by Assignment of Mortgage dated April 14, 1993 as Book 441 Page 804. The Mortgage and Assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g) which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit ~~A". 5. The mortgage is in default because monthly payment of principal and interest upon said mortgage due April 01,2005, and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 6. The following amounts are due on the mortgage: Principal Balance Interest from 03/0112005 through 08/31/2005 at 8.5000% Per Diem interest rate at $14.59 Reasonable Attorney's Fee If the Mortgage is reinstated prior to a Sheriffs Sale the Attorney's Fees may be less than this amount based on work actually performed. The Attorney's Fees requested are in conformity with the Mortgage and Pennsylvania law. Plaintitf reserves its right to collect Attorney's fees of up to 5% of the remaining principal balance ($3,131.92) in the event the Property is sold to a third party purchaser at Sheriff s Sale or if the complexity of the action requires additional fees in excess ofthe amount demanded in the Action. Late Charges from 04/0112005 to 08/31/2005 Monthly late charge amount at $30.63 Costs of suit and Title Search $62,638.33 $2,682.72 $1,250.00 $153.14 $900.00 $67,624.19 7. Plaintiff is not seeking a judgment of personal liability (or in personam judgment) against the Defendants in this Action but reserves it's right to bring a separate Action to establish that right, ifsuch right exists. If Defendants have received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 8. The within mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983. WHEREFORE, Plaintiff demands a de terris judgment in mortgage foreclosure in the sum of $67,624.19, together with interest at the rate of$14.59, per day and other expenses incurred by the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law, and for the foreclosure ""h, Mo"g.gmdShcrrrr, S.1o Of~: r~ Q~LecL LD CK M FERTY & McKEEVER By: JOSEPH A. GOLDBECK, JR., ESQUIRE ATTORNEY FOR PLAINTIFF VERIFICATION I, Donald B. Griffin , as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities, Date: &>, -0 S- /----- CITI~ INC. Donald B. Griffin, Vice President , . . . LEGAL DESCRIPTION ALL THAT CERTAIN lot or parcel of land situate in the Borough of Mechanicsburg, CUmberland County, pennsylvania, bounded and described in accordance with a survey by G.J. Betz, R.S., dated october 7, 1970, as follows: BEGINNING at a point on the southern line of East Keller street, one hundred thirty-two (132) feet west of the southwest corner of South Arch street and East Keller street; thence along land of Galen R. Byers, south 22 degrees 10 minutes west, one hundred forty (140) feet to the northern line of a 20 foot wide alley; thence along said alley, north 67 degrees 20 minutes west, . " thirty-five (35) feet to a point; thence along land of Arthur Kintz, north 22 degrees 10 minutes east; one hundred forty (140) feet to the southern line of East Keller street; thence along East Keller street, South* 67 degrees 20 minutes east, thirty-five (35) feet to the place of BEGINNING. HAVING THEREON erected a 2 1/2 story frame dwelling and a 1 story frame garage, known as No. 26 East Keller street. BEING THE SAME PREMISES which William L. Albert and Barbara A. Albert, his wife, by their deed to be recorded simultaneously herewith, in the Recorder of Deeds Office of Cumberland County, pennsylvania, granted and conveyed unto Gary W. spiewak, Jr. and Toni B. Spiewak. *(Erroneously set forth in prior deed legal description as North 67 degrees 20 minutes east) m1075 PAGE 37) /~~;f;~Z~~:~{~;tf' jI> 'C',.' .-1' '\'~( .j C,);':,: . ~', ~'" \.. {>i,1 .' ~., ....." ",,~,,- If\WI (f ;" .. '......,,,. w'", -A(*,t.. ~i'Yr . 0: .~-"J;(l,.'l">'...;!;~I1.~"- ~~').,,:I:,~ It' ,,:: \?~~",-''':.~''i-,r{:'.'Otl' " ..~- ". "~" ''<l',.- :.~' '~"'~,' ' q.~ ,..~r" 'I,I} ~~',' .'. ,_ '0 :' ;,\ rr. " (-l',.. -;.. , .",) ",--' '"'.' ,.,: "','.' v"" --;:,-.. 0' ~.I" ... ~t~ .{,:,>.. ~_.. -.' ",::J _6'(~' "~,~'.(';"~~-JI :, ',.\') 4!t(~ _','..~'~, <... r, -. ,_, . ....~.,./ ,"'.,.............. 'c-."..",ylvania } 56 -/ ::,l'r"il[-,erland , :" ~"" o~l('," for the recording of Deeds Mi.--., ',"IF Ells/ria"'!. counIY,Xa...,( _EJ_'nkl 1.:\ _Page..::::J.-I " . m',' hand and S'1\ of Offi~ c: 3.2 "'" "1'th'S~Of.t?9- ~I ec~er --0 ~ ~ ~ ~ \\ ,j;.\ 0 "" = ~ ""\ c c:::> ::-'"' oJ' 'k, .,.. ~ ':J\ c -- G> (11:!l <b ~ I.!, -8Fn IA f0 0 :r 0 ...J (~) I ~ :-~~1 W , --0 .r:-ri (5 ~ 05 v., ..i) c: Y! bm fJ .2 ~-~ ~_~i ~n ~ --<: CD -< GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney 1.0. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff CITIMORTGAGE INC. S/B/M FIRST NATIONWIDE MORTGAGE CORP. SlB/M FIRST NATIONWIDE MORTGAGE PARTNERSHIP LP FIKIA LOMAS MORTGAGE PARTNERSHIP LP PO Box 9481 Mail Code: 22-528-1011 Gaithersburg, MD 20898-9481 IN THI:: COURT OF COMMON PLEAS of Cumber1and County Plaintiff YS. No. 05-4092 CIVIL TERM TONI B. SPIEWAK GARY W. SPIEWAK (Mortgagor(s) and Record owner(s)) 26 E. Keller Street Mechanicsburg, PA 17055 PllABCIPE TO DISCONTINUE ANID END TO THE PROTHONOTARY: Kindly mark the above case Discontinued and Ended upon payment of your costs only. JOSEPH A. GOLDBECK, JR., ESQUIRE q '" :=:.~ VI C') p. -0 I N c. -f1 ~~ r;-? <::> 0; SHERIFF'S RETURN - REGULAR CASE NO: 2005-04092 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CITIMORTGAGE INC VS SPIEWAK TONI ET AL JASON VIORAL Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon SPIEWAK TONI B the DEFENDANT , at 1015:00 HOURS, on the 25th day of August 2005 at 26 E KELLER STREET MECHANICSBURG, PA 17055 by handing to GARY SPIEWAK, HUSBAND a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Af f idavi t Surcharge So Answers: 18.00 8.00 .00 10.00 .00 36.00 .~~~ R. Thomas Kline A.D. 08/26/2005 GOLDBECK MCCAFFERTY MCKEEVER By' ~ ~--ZY // D puty Sheriff / ~ V/ Sworn and Subscribed to before me this )1 day of SHERIFF'S RETURN - REGULAR CASE NO: 2005-04092 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CITIMORTGAGE INC VS SPIEWAK TONI ET AL JASON VIORAL Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon SPIEWAK GARY W the , at 1015:00 HOURS, on the 25th day of Auqust at 26 E KELLER STREET 2005 DEFENDANT MECHANICSBURG, PA 17055 by handing to GARY SPIEWAK a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 6.00 .00 .00 10.00 .00 16.00 ~~~^,,~..t::~~ R. Thomas Kline 08/26/2005 GOLDBECK MCCAFFERTY MCKEEVER me this of Sworn and Subscribed to before By: !/