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HomeMy WebLinkAbout05-4272 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff No: DS- - 1).''f?-- C/~~L ~&Lv-vr vs. COMPLAINT IN CIVIL ACTION JENNIFER HORN Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 04322929 C A pit WLG IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. civil Action No JENNIFER HORN Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1, Plaintiff, CAPITAL ONE BANK is a corporation with offices at 6851 JERICHO TURNPIKE #190 SYOSSET , NY 11791 . 2. Defendant is adult individual(s) residing at the address listed below: JENNIFER HORN 40 FAIRVIEW ST CARLISLE, PA 17013 3. Defendant applied for and received a credit card bearing the account number 5291071513204568 . 4. Defendant made use of said credit card and has a current balance due of $2415.37 , as of August 10, 2005 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 6.000% per annum on the unpaid balance from August 10, 2005 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , JENNIFER HORN , INDIVIDUALLY , in the amount of $2415.37 with continuing interest thereon at the rate of 6.000% per annum from August 10, 2005 plus costs. Jame~b~~ WELTMAN, WEINBERG & REIS CO" L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 04322929 C A Pit WLG This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. Capital Ones Values You As A Customer! If you are unable to pay the amount due at this time, we strongly urge you tn call us inunediately at 1.800,955,6600. We are willing to work With you to help you out 01 your current financial situation and resolve the delinquency 01 your account. Don't fUrther damage your credit. Your account will soon be reviewed tn be charged..,!! as bad debt. Jl your account is charged,o!!, you will still be responsible lor the debt, but it will be listed on your credit report and could prevent you from receiving credit cards, loans and even affect future emplojlDent and bousing opportunities, ." C 2001 CalliIaJ One Services, Inc. ~u\ OM 1$ afWmlly reglstered SetViCB ma~. All rigllts reW'led. '""""" CaplfalQne' MASTERCARD ACCOUNT ~191-0115-1)20-4568 SE1'28_0CT 27.2001 PagcloCI Account SUllImary P'I"'j<>Il.lB_lllllce Pa.:ymo:-nb, Credits and Adjustments Tran~&CIi"n' Finance Charges $1,111.4\ S50Jlil $50.00 $1.;.40 Paylatl8.tI, Cte4i.tl Pld AdjllSbIlCD1' I 27 OCT PAST DUE FEE ADJUSTMENT 2 17 OCT OVERLlM1T FEE ADJUSTMENT S2S.(ln- 25.00- Tr.uuctiollS New BaJlU1cc Minimum Amount Due Paymcnl Due Date $1,342.81 $1,342.81 No~cmber27,2001 ~ lESEI' 2&SEP PAST DUE FEE OVERLlMIT FEE $25.00 25.00 Tolal Credit Line TMaJAvaiJableCrcdit Crcdlt Line tor Cash AVllilableCr<:dit forCa.h $200 '.00 $200 '00 We u~ th...1 .<>melimes It may lx.<diftkuht<> pay your bill <>0 time. Thais wbywcve walvedp1l81 due or overJimitfee.fOl Ibis billing period In order to help you retum your lIC\)Qunl lO goOlisumdlnllfaster.Wilh ou,feewaiverpfllgllml,moreol'yourpaymenlwiUbeappHedtoyourDU13tandingbl>.lllll\:e.\bercbyreduc1ng lIle amDunt )'(lU owe nmre lIuid<ly. FinllllCe chlll'ge. will cominue (I' apply II' YQur ac<:ocmt, SO i\3 lli1l in y<>ur be.t Interesl!Q malte the Iarw:stpa:;mt-n\ pos.ible. This waiveri. fDr this hiJlirlg pcri<>d Qnly. AtroUTsen-ice Toco.llo..t<>mnllollliol1llorlDtepOrl.loSlo/stol.oeard; 1_8llO-9ll3_l617 For lfeeonli".accouat.....i<:earod.pe<iolcuSlom"'Om...loIOll 10' www,copillllone,eom Sendpoymenttt<> AIln: Rornimoncep",,,,,..in, C."iloIOneServi"", 1'_0, 8o~8S147 R;ct,mnnd."'^23Z76 Sond inQ~iric5lo: Q,pilo!OMSuoIi"", P.O.Ilo~8S0U Ricl"oond.VA2321'.'OIS financeCharglls Pf""IJC=re~",,,5ideft>r;mpoflllD/lnfotmJl/ion I'URCH,I,SES CASH ~",. /'OJio;Iic .ppJi<<ilr> $1,:161.00 06117'YoP SIK,64 06J37%P Co",,,~ '" 22AO% 22-40'Yo FINANCE CHARGE $2~_06 $.34 ANNUAL PEl\.CENTAOE RATE appJillddlispllriod 22.40% 30l577M ~ PLEASERETURNPORTIONBELOWWtTHPAYMENT, .,- CapitalOne' 0000000 0 5291071513204568 27 1342810300001342811 $I 342.8! $I 342.8! NDvemb"r 27, 20tH rJ._plir"~dl..,.,.I><I_".;",bluo"'br.cJc''''', New BaliUl\:e Minimum AmQunt Due l'1oymem Due Date StI"'" ,., D~---------&~---~------- Total enclosed """,.Phon. AI..."...Ph""" ., Captal One Sank P.O. BoX 85147 RichlIDnd, VA 23276 1..I,I,.II.,.I.II.,.I,llllllmll,lIllmllnlllll.III1,II.1I1 - - B ~ """" 114030123478598937# MAIL 10 KlMBER JENKtFER liQRN 64 eE1'T"i \\ELSON CT CARLISLE ?A 17013-7743 ludllmlllnunllllll.I...II...I.I..I..II..II",I..II...11 r p~ ""ile youracr:olm/ n/Hnber On yovrc/"":kormowylU'lkrmMtk payable loC.pil../ One B.ok and ""ill" I/rcmck>sedMve/CPO' EXHIBIT l ;;;;; iIiiiii&i - ..,.,. == !:iIi " H4...T~A'fOid"'FIt1..neICh.rve. It.Gt.CII...rtod.VOU.".;(l"-""._....,graceperiOdol === 2Sd8y.~ltlOVt1\nlln""c/Ia"",0I1'-~_._ == 1 ~\W<dl_...d"..,.olh..cNlru-aifyo~JUIyyour ""-1.NIIWIl.,."ce.lnfIJlI,in~'o'rilh1t.- iiiiiiiiiii I ~Nof.,.fcr~)'tnenlllbt/Qw,.ortinbm.fcrtt_\(l !!iii!!!!!!i I ~=-~pon~';:~=I.~o.~lIt~," == 1 h. 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"'plIr1Itell\w\.tlho~""m","n"l1lownonlll. frontoflhi'"totem'"t,"ocon..~Ill',,^,,,_Ml" rrcm\'!)uM_lhOn60"'ys.""........n1yauflleftrs/ bjN""""'o::hlhe......ororob.....~....ou""n"'ll owCullomerRell>lk:>nlnumw,butdoinglowfll not fI"'W'MIvou'rt;Ma.III'1W"\tllItI',giYIUllh.fi>lklIwing inform.~on: your n.m..nd eo<:lOIJnt number, till llol\w IrT\<lUnto\lhe$ll$pOola4.......,.descriplionorth.."'" :nr.j.:;''f,~~"n~~rm~:;,~o\i. 1Il.rIOIrnYOU_"""""'aboutYoudOnoflll""Io~""y =~ ~~..:~ -:: ;:.~~~;~~~el~~ 'n q"'I1iorl.~I~ we ",~~Ie y_,:\","I~on,... ClI,,"P1 Z'=nr;u.,.:~=~.enlorlek..nY""''''''fO~\!Ia t"Sped.aI R""F"'Creol~ Cord Purc/1.... If vou lie.... . problem ",ill> nw q"'~ty 01 P"'P'rty or :"'~O<j~;:J'~~",,=,"u-..~;;';:{: tnereh.n!.you....y"'...\l\erighlnollopaylherenllllning "",ountd","ont""pro""rtyor"rviClIl.'l'O\lt\e'-lllhia b"'a~:Ir..~rc::..~=:::OU':Il=~7:~ or =-':W'~. ~ ~~n~~...~(~:, Q\W\ <of Idverti..menlro'!tllpro.,.rfyar""",,*,elI~' "'<:ove<ell,""ordle..oI.mountorlOcllionolpu~.l PI,.I...",ombertoalgl\lllctR7HP<lr>d',"""" to.-fli)/op(JJylonolH:rlllitClPl1M:c(JUn/l " Oounclapply/obul/nel.il<lIdff_ =.~~==~rMI"YProlootion _OU< g~~~~~~r~~~~mo:~,Cepi!ll Cep~One ImpoftamNotic:e:Your payment will b" cre(iit$d to your account as of the date we receil/e it, prtWided you send the bottom portion of this statement and your check in the enclosed remittance elwelope, and your payment is received in our processing center by 3 p.m. Payments sddrease<l to our Virglnla or Georgia processing centel' f\lIl$t be receiVed on a business day by 3:00p.m, ET. Paymenls addressed to our Washington plOC&ssing center must be received on a busl!'e,," oay by 3:00 p.m. PT. Please allow at le8$l. f\V9 {51 business days fOr postal delivery, Payments MC8lved by us at any other location or in al\Olher form may not be crfdited the same day we recerve them. Our business days are Monday through Saturday, excluding holidays. Pleuedo nm use staples, paper clips, etc. when prepartl'g, your paymenl ~ o I . ~ . J08T7M VERIFICATION The undersigned does hereby verilY subject to the penalties of 18 PA.C.S, 54904 relating to Agent of Capital One Bank (Company) Dawn Feliccicardi (Name) ,plaintiff herein, that unsworn falsifications to authorities, that he/she is (Title) he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his /her knowledge, information and belief. Co-L<4^ ~.{t<Xl.-~ (Signature) WWR# 0 iQ.. 8 -p \t- if{ 't VI ,.., ~ . """ Q "" ~e U( ~"> GJ' lJ \)i _.'C. .~ ~.~ - IN -';;'\;,. CJ -U'Cj ~ C> f~~: ", r,' ~\ L, -.::t ~J '-.:..' rv ;';~:)5:{~ ...:j ( '" ~ p=- '.," ~. \.:~R, ~ ~ -0:; 9 ""-C:, b ( L;;; <~ '.'-::1 ,':- :4 t- , <:P "--/..... - SHERIFF'S RETURN - REGULAR CASE NO: 2005-04272 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS HORN JENNIFER KENNETH GOSSERT , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon HORN JENNIFER the DEFENDANT , at 2031:00 HOURS, on the 8th day of September, 2005 at 40 FAIRVIEW STREET CARLISLE, PA 17013 by handing to JENNIFER HORN a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18,00 4.00 .00 10.00 .00 32.00 ~(jJ~-,<" ~ ~ -;,',"".........,...--.~- R, Thomas Kline 09/09/2005 WELTMAN WEINBERG REIS A.D. Sworn and Subscribed to before By: me this JI day of tary ... IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPn AL ONE BANK Plaintiff No, 05-4272 Civil Term Ys. PRAECIPE FOR DEFAULT JUDGMENT JENNIFER HORN Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: WILLIAM T. MOLCZAN, ESQUIRE PA 1.0.#47437 Weltman. Weinberg & Reis Co., L.P.A. 2718 Koppers Bldg, 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#04322929 Judgment Amount $ 2.429.34 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ~ IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintifr VS. Civil Action No, 05,4272 Civil Term JENNIFER HORN Defendant PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONOTARY: Kindly enter Judgment against the Defendant, JENNIFER HORN Answer, in the amount 01'$2,429.34 computed as follows: above named, in the default of an Amount claimed in Complaint $2,415.37 Interest from August 10, 2005 to October 14, 2005 at the legal interest rate of 6% per annum $13,97 TOTAL $2,429,34 I hereby certity that appropriate Notiees of Default, as attached have been mailed in accordance with PA R,C.P, 237,] on the datcs indicated on the Noticcs, WELTMAN, WEINBERG & REIS CO" L.P,A, B' (>/ IL~ 1~ ~[iiA~d~~LCit~..- QUIRE- PA 1.0,#47437 Weltman, Weinberg & Reis Co" LP,A, 2718 Koppers Bldg, 436 Seventh A venue Pittsburgh, P A ] 5219 (412)434,7955 WWR#04322929 Plaintiffs address is: c/o Weltman, Weinberg & Reis Co" L.P,A" 2718 Koppers Building, 436 7'" Avenue, Pittsburgh, PA t5219 And that the last known address ofthe Defendant is: 40 FAIRVIEW ST CARLISLE,PA 17013 , IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff 05-4272,CIVIL JENNIFER HORN Defendant IMPORTANT NOTICE TO: JENNIFER HORN 40 FAIRVIEW ST CARLlSLE,PA 17013 /0 Date of Notice: - L/ -OS YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU, UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP, LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 WELTMAN, V\I_~,I~BER-G,~ RI;;IS 90, LPA ~...,..-~_. ..../"' By: James C, PA 1.0, #4 24 WEL~M N WEINBERG & REIS CO" LPA 2718 P rs Building 436 vef'lth Avenue Pittsburgh, PA 15219 (~ilJ-:34-7955 WfYY' #04322929 , IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Case no: 05-4272 Civil Term Plaintiff NON-MILITARY AFFIDAVIT vs, JENNIFER HORN Defendant The undersigned, who first being duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and m accordance with the Servicemembers' Civil Relief Act (SCRA), 50 use. App, S 52 I. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, JENNIFER HORN is not in the military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, JENNIFER HORN is not in the military service, Further Affiant sayetll naught. t/JdA-'f~- AFFIANT / / (/ ND SUBSCRIBED it)rence thiSW, day i---..-. ! Weodlj L ~ta~,~1 Seal -...------ --- --I I .?!tJ:OfPfftsbw:!:,':~r;:o~fYPUblic I L. _..~y COi"'ln::isF:ion E ,....eghenyCOtiRiy '. -,. "----. "" xgos July 15 20'''' ! -------'--~~- This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose, , Request for Military Status Page I of I Department of Defense Manpower Data Center _ Military Status Report . Pursuant to the Service Members' Civil Relief Act OCT-14-2005 12:08:29 <: Last Name First/Middle Begin Date T Active Duty Status I Service/Agency HORN Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, the above is the current status of the individual, per the Information provided, as to all branches of the Military . ~~~~ Robert ], Brandewie, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd" Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Emollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Service Members Civil Relief Act [50 USCS Appx. ~~ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940), DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections ofthe SCRA, you are most strongly encouraged to contact us by Fax at (703-696-4156) or by phone at (703-696-6762). We will then conduct further research, Your failure to re-contact DMDC may cause provisions of the SCRA to be invoked against you. This response reflects current active duty status only. For historical information, please contact the military services SCRA point of contact. See: http://www"c:Id<;.nselink.mil/faq/pis/PC09SLDR.html. Report ID:XQWHMFTSBZ https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 10/14/2005 c(() ~ tt- r' r :} j ~ lU - - ~ ~' ,p_.. r'-.] o ~ r;;: :-0 li. D ()' ~~ ~ ~ if:-t- c_ 1 ("" ~. ,.., --,-;:''-1 r--,) C) i 1 ..- VI ~ , 1 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK PlaintitT vs, Civil Action No, 05-4272 Civil Term JENNIFER HORN Defendant NOTICE OF JUDGMENT OR ORDER TO: () PlaintitT (xx) Defendant ( ) Garnishee You are hereby notified that the following Order or Judgment was entered against you on Ocr ~41 ~ (xx) Assumpsit Judgment in the amount of$2,429,34 plus costs, () Trespass Judgment in the amount of$_ plus costs, () Ifnot satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA, (xx) Entry of Judgment of () Court Order () Non,Pros () Confession (xx) Default () Verdict () Arbitration Award Prothonotary " /lu1JJ4 PRO ON()1.:- . JENNIFER HORN 40 FAIRVIEW ST CARLlSLE,PA 17013 Plaintift's address is: c/o Weltman, Weinberg & Reis Co" L.P,A" 2718 Koppers Building, 436 7'h Avenue, Pittsburgh, PA 15219 1-888-434-0085 Y' , '" \,'i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff No.05-4272-CIVIL vs. PRAECIPE FOR SATISFACTION OF JUDGMENT JENNIFER HORN Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: . James C, Warmbrodt PALD #42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#04322929 t' . IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. CiyilAction No. 05-4272-CIVIL JENNIFER HORN Defendant PRAECIPE FOR SATISFACTION OF JUDGMENT At the request of the undersigned attorneys for the Plaintiff, you are directed to satisfy the above-captioned Judgment. WELTMAN, WEINBERG & REIS CO., L.P.A. By: James C armbrodt PAL D 2 24 WELT A ,WEINBERG & REIS CO., L.P.A. 2JJ8 0 ers Building 436 e nth Avenue Pitt b gh, PA 15219 (41 lt34-7955 V\MIR #04322929 Sworn to and subscr,(bed before me this '1 day of Ma N r.: o c -.... ~:: n=; c,,~! ~~i; -< r--' ...- ...,~ -r:~" L:~ j; f'-,) c:::;) C'.:;:) c:r" o 11 ~:o :y oFii . ,] () :yi6 _<, "'1\ c5 :!J ~~~ ~ -< ::u: :0- -< N -0 -. ~ ~ o