HomeMy WebLinkAbout05-4498PHELAN HALLINAN & SCHMIEG, LLP
LAWRENCE T. PHELAN, ESQ., Id. No. 3222
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
ATTORNEY FOR PLAINTIFF
PHILADELPHIA, PA 19103
(215) 563-7000
WELLS FARGO BANK, N.A.,
S/B/M TO WELLS FARGO HOME MORTGAGE, INC.,
F/K/A NORWEST MORTGAGE, INC.
3476 STATEVIEW BOULEVARD
FORT MILL, SC 29715
Plaintiff
V.
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM I
NO. (0 -d/y9? ?1v?(?
CUMBERLAND COUNTY
CHRISTOPHER S. CHUBB
JODI A. CHUBB
A/K/A JODI A. HOVERTER
A/K/A JODI A. DICKEY
922 BRANDYWINE WAY
MECHANISBURG, PA 17050
Defendants
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this complaint and notice are served, by
entering a written appearance personally or by attorney and filing in writing with the court your defenses
or objections to the claims set forth against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the court without further notice for
any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may
lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WI 111 INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(800)990-9108
File tl . 122308
IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM
THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE
DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S)
DO SO IN WRITING WITHIN THIRTY (30) DAYS OF
RECEIPT OF THIS PLEADING, COUNSEL FOR
PLAINTIFF WILL OBTAIN AND PROVIDE
DEFENDANT(S) WITH WRITTEN VERIFICATION
THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED
TO BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING,
COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S)
THE NAME AND ADDRESS OF THE ORIGINAL
CREDITOR, IF DIFFERENT FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT UNTIL
THE END OF THE THIRTY (30) DAY PERIOD
FOLLOWING FIRST CONTACT WITH YOU BEFORE
SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH
THE LAW PROVIDES THAT YOUR ANSWER TO THIS
COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN
TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION
OF THAT TIME. FURTHERMORE, NO REQUEST WILL
BE MADE TO THE COURT FOR A JUDGMENT UNTIL
THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU
HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF
YOU REQUEST PROOF OF THE DEBT OR THE NAME
AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS UPON
YOUR RECEIPT OF THIS COMPLAINT, THE LAW
REQUIRES US TO CEASE OUR EFFORTS (THROUGH
LITIGATION OR OTHERWISE) TO COLLECT THE DEBT
UNTIL WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY FOR
ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A
DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT
A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON
REAL ESTATE.
FilcH 122308
Plaintiff is
WELLS FARGO BANK, N.A.,
SB/M TO WELLS FARGO HOME MORTGAGE, INC.,
F/K/A NORWEST MORTGAGE, INC.
3476 STATEVIEW BOULEVARD
FORT MILL, SC 29715
2. The name(s) and last known address(es) of the Defendant(s) are:
CHRISTOPHER S. CHUBB
JODI A. CHUBB
A/K/A JODI A. HOVERTER
A/K/A JODI A. DICKEY
922 BRANDYWINE WAY
MECHANISBURG, PA 17050
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
On 12/28/1999 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to CHARTER ONE MORTGAGE CORPORATION which mortgage is
recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book: 1589,
Page: 865. By Assignment of Mortgage recorded 2/28/00 the mortgage was Assigned To
PLAINTIFF which Assignment is recorded in Mortgage Book No. 639, Page 83.
4. The premises subject to said mortgage is described as attached.
The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 0510112005 and each month thereafter are due and unpaid, and by the terms of said
mortgage, upon failure of mortgagor to make such payments after a date specified by written
notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible
forthwith.
rile #, 122308
The following amounts are due on the mortgage:
Principal Balance $107
671.65
Interest ,
04/01/2005 through 08/30/2005 3,587.20
(Per Diem $23.60)
Attorney's Fees
Cumulative Late Charges 1,250.00
12/28/1999 to 08/30/2005 220.35
Cost of Suit and Title Search $ 550
00
Subtotal .
$ 113,279.20
Escrow
Credit -467
23
Deficit .
0
00
Subtotal .
$- 467.23
TOTAL $ 112,811.97
The attorney's fees set forth above are in conformity with the mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Sale. If
the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged.
Notice of intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency
Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as
required by the mortgage document, as applicable, have been sent to the Defendant(s) on the
date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because
Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit
counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance
Agency.
9. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds
$50,000.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $
112,81 1.97, together with interest from 08/30/2005 at the rate of $23.60 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of
the mortgaged property.
P}IELAN H LINAN &SCHMI LP
BY , /s/Francis S. Hallinan
LA RENCE T. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
File #: 122308
LEGAL DESCRIPTION
ALL THAT CERTAIN piece or parcel of land, situate in Hampden Township, Cumberland County, Pennsylvania, being
bounded and described according to a survey made by Gerrit J. Betz, Registered Surveyor, dated May 10, 1977, as
follows, to wit:
BEGINNING at an iron pin on the East side of Brandywine Way (50 feet wide), at the dividing line between Lot Nos. 111
and 112 on the Plan of Bunker Hills, said point being measured 160 feet South of the southeast corner of Brandywine
Way and Brandywine Drive; thence extending from said point of beginning and along the dividing line between Lot Nos.
111 and 112, North 87 degrees 16 minutes East, the distance of 110.18 feet to an iron pin on the western line of Lot No.
114; thence along said lot, South 04 degrees 15 minutes East, a distance of 141.10 feet to an iron pin; thence along the
western line of Lot No. 115. South 02 degrees 26 minutes West, the distance of 25 feet to an iron pin on the northern line
of Lot No. 110; thence along said lot, North 83 degrees 36 minutes 52 seconds West, the distance of 113.73 feet to an iron
pin on the East side of Brandywine Way; thence extending along said Brandywine Way, in a northerly direction by an arc
of a circle curving to the left having a radius of 50 feet, the arc distance of 7.96 feet; thence along the same, North 02
degrees 44 minutes West, the distance of 140 feet to a point, the place of BEGINNING.
BEING Lot No. I 1 I on Plan No. 3 of Bunker Hills, recorded in Plan Book 22, Page 144.
BEING known and numbered as 922 Brandywine Way, Mechanicsburg, Pennsylvania.
BEING THE SAME PREMISES which Nationwide Mutual Insurance Company, an Ohio Corporation, by Deed dated
January 9, 1978 and recorded January 16, 1978 in the Office of the Recorder of Deeds in and for Cumberland County,
Pennsylvania, in Deed Book P, Volume 27, Page 616, granted and conveyed unto William J. Mullin and Kathryn A.
Mullin, his wife. The said William J. Mullin died October 3, 1986 thereby vesting sole title unto Kathryn A. Mullin,
widow, Grantor herein.
File #. 122308
VERIFICATION
FRANCIS S. HALLINAN, ESQUIRE hereby states that he is attorney for
Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the court and or the
verification could not be obtained within the time allowed for the filing of the pleading,
that he is authorized to make this verification pursuant to Pa. R. C. P. 1024 ( c ), and that
the statements made in the foregoing Civil Action in Mortgage Foreclosure are based
upon information supplied by Plaintiff and are true and correct to the best of its
knowledge, information and belief. Furthermore, it is counsel's intention to substitute a
verification from Plaintiff as soon as it is received by counsel.
The undersigned understands that this statement is made subject to the penalties of 18 Pa
C. S. Sec. 4904 relating to unsworn falsifications to authorities.
Francis S. Hallman, Esquire
Attorney for Plaintiff
DATE: `v(J'?/
CJ
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SHERIFF'S RETURN - REGULAR
CASE NO: 2005-04498 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WELLS FARGO BANK NA
VS
CHUBB CHRISTOPHER S ET AL
RONALD HOOVER Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
CHUBB CHRISTOPHER S the
DEFENDANT , at 2019:00 HOURS, on the 14th day of September, 2005
at 922 BRANDYWINE WAY
MECHANICSBURG, PA 17050
by handing to
CHRISTOPHER CHUBB
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs
Docketing 18.00
Service 8.80
Affidavit .00
Surcharge 10.00
.00
36.80
Sworn and Subscribed to before
me this J3 day of
t U A.D.
r
Pr ota
So Answers:
R. Thomas Kline
09/15/2005
PHELAN HALLINAN SCHMIEG
By :
Deputy She iff
SHERIFF'S RETURN - REGULAR
CASE NO: 2005-04498 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WELLS FARGO BANK NA
VS
CHUBB CHRISTOPHER S ET AL
RONALD HOOVER Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
CHUBB JODI A AKA JODI A HOVERTER AKA JODI A DICKEY the
DEFENDANT , at 2019:00 HOURS, on the 14th day of September, 2005
at 922 BRANDYWINE WAY
MECHANICSBURG, PA 17050 by handing to
JODI CHUBB
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
16.00
Sworn and Subscribed to before
me this a day of
A.D.
Pr hot ry
So Answers:
R. Thomas Kline
09/15/2005
PHELAN HALLINAN SCHMIEG
By.
Deputy Sherif
PHELAN HALLINAN & SCHMIEG, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id No.
One Perin Center at Suburban Station
1617 John F. Kennedy Boulevard, Suite 1400
Philadelphia, PA 19103-1814
215 563-7000
ATTORNEY FOR PLAINTIFF
WELLS FARGO BANK, N.A., ... Court of Common Pleas
Plaintiff Civil Division
vs CUMBERLANDCounty
CHRISTOPHER S. CHUBB No. 054498-CIVIL TERM
JODI A. CHUBB
PHS# 122308
Defendant
PRAECIPE
TO THE PROTHONOTARY:
Please mark the above referenced case Discontinued and Ended without
prejudice.
Please mark the above referenced case Settled, Discontinued and Ended.
Please mark Judgments satisfied and the Action settled, discontinued and
ended.
Please Vacate the judgment entered and mark the action discontinued and
ended without prejudice.
X Please withdraw the complaint and mark the action discontinued and
ended without prejudice.
r
Date: October 15, 2008
F ands Hallinan
Attorney for Plaintiff
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