HomeMy WebLinkAbout05-4578
Richard M. Bassett Jr., ESQ.JD # 88646
Warren and Vullings, LLP
1603 Rhawn Street
Philadelphia, PA 19111
215-745-9800
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA CIVIL DIVISION
COMMONWEALTH FINANCIAL
SYSTEMS, INC. as assignee of
CITIBANK CREDIT CARD
120 North Keyser Avenue
Scranton, PA 18504
No. 0[; - ^IS'll
C;(J~L~~
v.
MARY ANN SYNDER
136 Winston Drive
Mechanicsburg, PA 17055
CIVIL ACTION COMPLAINT
CONTRACT MATTER
NOTICE
You have been sued in court. IfyoLl wish to defend
against the claims set forth in the following pages, you must
take action within twenty (20) days after this complaint and
notice are served by entering a written appearance personally
or be attorney and tiling in writing with the court your de-
efenscs or o~jections to the claims set forth against you. You
warned that if you fail to do so the case may proceed without
you and ajudgment may be entered against you by the court
without further notice for any money claimed in the complaint
or for any other claim or relief requested by the plaintiff. You
may lose money or property or other rights important to you
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER
AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CAN
NOT AFFORD ONE GOT TO OR TELEPHONE THE OFFICE
SET FORTlI BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
Le han demandado a usted en la corte. Si llsted quiere
defenderse de estas demandas expuestas en las paginas
siquientes, usted tien veinte (20) dias de plazo al patir de
la fecha de ]a demada y la notificacion. Haee falta asentar
una comparencia escrita 0 en persona 0 con un abogado y
enteregar a la corte en forma escriti sus defenses 0 sus objeci-
ones a las demandas en contra de su personal. See avisado
que 5i usted no se defiencde, la corte tomara medidas y puede
continuar la demanda en contra suya sin previa aviso 0 notiticat
cacion. Ademas, la corte y pueda decidir a favor del deman
dante y requiere que usted cumpla con tadas las provisiones
de esta demands. Usted puede perder dinero 0 sus propiedades
u alros derechos importantes para usted.
LLEVE EST A DEMANDA A UN ABORGADO IMMEDIA T A
MENTE. SI NO TiENE ABOGADO 0 SI NO TlENE EL DIN
PERSONA 0 LLAME POR TELEFONO A LA OFICINA
CUY A DlRECCION SE ENCUENTRA ESCRlT A ABAJO
PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASlSTENCIA LEGAL
Pennsylvania Bar Association LRS
P.O. Box 186
Harrisburg, PAl 71 08
800-692-7375
Richard M. Bassett Jr.. Esq.JD # 88646
Warren and Vullings, LLP
1603 Rhawn Street
Philadelphia, P A 19111
215-745-9800
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY. PENNSYLVANIA CIVIL DIVISION
COMMONWEALTH FINANCIAL
SYSTEMS, INC. as assignee of
CITIBANK CREDIT CARD
120 North Keyser Avenue
Scranton, PA 18504
No. OS' -1.{~7F Cl~~l~~
v.
MARY ANN SYNDER
136 Winston Drive
Mechanicsburg, PA 17055
CIVIL ACTION COMPLAINT
CONTRACT MATTER
I. The Plaintiff, Commonwealth Financial Systems, Inc. is a Pennsylvania
Corporation with it headquarters at 120 North Keyser Street, City of
Scranton, and Commonwealth of Pennsylvania.
2. The Defendant, Maryann Synder, is an adult individual residing at 136
Winston Drive, City of Mechanicsburg, County of Cumberland, and
Commonwealth of Pennsylvania.
3. At all times relevant herein, the Plaintiff was engaged in the business of
debt purchase and collection.
4. On or about May 17, 2004 the Plaintiff was assigned all rights to certain
credit card accounts from Citibank Credit, including the account opened
by Defendant. (See copy of assignment attached hereto as Exhibit "A".)
5. On or about July I, 1990 the defendant opened the account and used the
credit card account from Citibank Credit. See copy of card holder
agreement attached as Exhibit B.
6. The Defendants used the accounts for the intended purpose, and made
purchases with the card.
7. The Defendant has failed and refused to make payment on the accounts.
8. The Defendants last payment on the account was made October 1,2001.
9. The balance at the time of the last payment on accounts was $6,434.46.
10. Pursuant to the account agreement, any unpaid balance accrues interest at
the rate of 17.9%, however, Plaintiff seeks interest only at the legal rate of
6%.
11. Interest from the date of last payment equals $482.58.
12. The total amount due and owing Plaintiff is $6,917.04.
WHEREFORE, Plaintiff requests judgment in the amount of$6,917.04 plus
costs of suit.
Respectfully submitted:
BY:~~~~
I Richard M. assett Jr., Esq.
SUBSTITUTED VERIFICATION
I, Richard M. Bassett Jr., Esq. attorney of the Plaintiff, Commonwealth Financial
Systems, Inc., am fully familiar with facts of the above case and have been duly
authorized to execute this verification on behalf of Plaintiff. I verify that the
allegations contained are true and correct to the best of my knowledge, knowing that
any false statements are punishable by law pursuant to 18 Pa.C.S.A. 4904.
~~-
Richard M. Bassett Jr., Esq.
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uniFund
Unifund CCR Partners
BILL OF SALE
Unifund CCR Partners, for value received and in accordance with the terms of the Accounts
Receivable Purchase Agreement by and among Unifund CCR Partners and Commonwealth
Financial Systems, Inc. ("Purchaser"), dated as of May 14,2004 (the "Agreement"), does hereby
sell, assign and transfer to Purchaser all of its good and marketable title, free and clean of all
liens, claims and encumbrances in and to the Accounts listed in the Account Schedule attached as
Appendix A to the Agreement, without recourse and without representation or warranty of
collectibility, or otherwise, except to the extent stated in the Agreement.
Executed on ~Il A {-\4-I~'
UNIFUND CCR PARTNERS
By Credit Card Receivables Fund, Inc.
Its General Partner
BY~ If ~____
David erg '--'"
President
~
For Unifund Use ONLY
Client # PID eID #
I
12
BILL OF SALE, ASSIGNMENT AND ASSUMPTION AGREEMENT
THIS BILL OF SALE. ASSIGNMENT AND ASSUMPTION AGREEMENT is dated as
of March 22, 2004, between Citibank (South Dakota), National Association, a national banking
association organized under the laws of the United States, located at 701 East 60th Street North,
Sioux Falls, SD 57117 (the "Bank") and Unifund CCR Partners, located at J 0625 Techwoods
Circle, Cincinnati, OH 45242 ("Buyer").
For value received and subject to the terms and conditions of the Purchase and Sale
Agreement dated March 22, 2004. between Buyer and the Bank (the "Agreement"), the Bank
does hereby transfer, sell, assign, convey, grant, bargain, set over and deliver to Buyer, and to
Buyer's successors and assigns, good and marketable tirle to the Accounts described in Section
1.2 of the Agreement, free and clear of all encumbrances, equity, lien, pledge. charge, claim, or
secwity interest.
This Bill of Sale, Assignment and Assumption Agreement is executed without recourse
and without representations or warranties including, without limitation, warranties as to
collectibility.
Citibank outh Dakota,
Nation' Association
Unifuod CCR Partners
By:
By:
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(Signature)
itKiinis
i',''' il:.1 f;f', tlf ' ~ iO fir. I Flnmce
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Name:
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CIT/BANK CARD AGREEMENT
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This Aoreemeni anG' the folder cDn;;jinmo thi"; :arc are '/OUr Cilibanr. Card
Agreemer.:, ine foloer COn!3JnZ il11portanl aCCOU1i~ :nicrlT.allOn, incluOlng me
annuai percefi,.:Qe ;ilie an{1 t:'1= amoum oi ~r.i' mamcersnlp fee. Ple2se re:.C
ana keep thE foloe; ;;nd thIS Agieem:ni lor ~Jour records,
To simoli~.f the resl ot this Agreemen: for you. Ihe iOUcwing dejinjtjon~ 'Nil!
apply, The words you. your. ana yours mean the person resDonsibJe jer t/lis
Agreemen:, !C whom we dirs:: the bilhng Siarement. The word card meJns
one or more cards wnich we havE is:wed with your accoum number. The
words we, us, and our mean Citibank (South Dakota). N.A. The words
eitibsnk ci?ec,~s meal one or more CrJeCKs th2~ ':Ie may provide 10 ac:::=ss
your CitJbank card .ac:ouni, TMis .A.greemeni is binding or, you unless you
cancel your account wlthrn 30 days ar.er receIVing the card and you haVE not
used or auihorJzed USE 01 your a:::ount.
<..'
Using Your Account and Your Credit Line:
The :::arc mus~ DE signed to be Used. Your 1T1:r:al Cfedii linE. aODEars on ihe
ioJder COntaining Ihe caro. A ~ortiDfl oj your credit line, callee the cash
ao'/ancs lirr.n, is avaiiiible for cash acivance~. ,ll.i our ciiscre!iofl 2nd at any
time, we may change your credii line or cash advonce )imit. We Will notify
you i7 we GO. Eitner bj mail or inrough a billing siatemeni S2n; eiH1er before
or atTe:::he chanoe ii;.kes effect. You mav reaves, 2. chunae to your credH ilr:s
or C2sn advance limit oy cont~:ung Customer Ser.fice ny'!gi8D"none or majl.
The TU!! amouni 0~ :/our cre:::!It line is available to buy or leas: goods or
services wr::,p6'/e; the card IS nonored. Your cash ad'Janee limn IS available
lor cash thrcU0n a1111 bank or atllorr;ated leJier machine that acce~ts the card
or D~/ :Jsln; Cii:oank. -:necks. The roral amoum charged on your accouni.
Inciudir.Q :Jurc:;:;ses, ba:!i:lnc: !raf1sters, .:zsM eo';ances, finance cnaroe.s. tees,
o~ OT:12~~~h2r9:;:::, mUSt alwa~ls f8mali, bem','.' your credil iine. However, if th2~
IOta! amour: ei:::e;;~t your cree;: iin;; ~/ou Ji]U3; STilJ J"C.Y us.
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.-,^dditiDn2i Cards:
YOt; iTia'.1 rec:;eSi 20:.!:Of!~j C2.ms an '/Ou~ iic::)ur,: le:- 'Iourse!1 or other:
tinei ~1Ot;. IT.<l/ Jsr:71,!: ;:;iCliher persor :~; :13'ie :.~:::8S:.w'the card 0; accounl
nUfTE}e~. ~Jv,'e,..e~, i: ~/cu QC. jOL: mUSi Pii~'" us :0" all cnarges maoe by lnose
08:;;0r.:, j,;:::::o:n~ :::.2-~.:S :0; ','ihlCr: :/CL' 1il2.~! roo: ::2'/8 mtanoec Ie be
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Citibank Checks:
:.rIDjJn~ creek:; r..:J~' Je ~':;~c iO Durct,:lse gccas aria se~':::es or Ie, ':C;2Jn w~h
UQ Ie the <:lmcunt 01 'le;,;; aVJ.lIJble ::15" aO'lijfiCe i1mn unJes~ ttl':~ amoun: '.'III!
:;':\Jse the bai.;oce le'exceeo 'lour credit iine. Ifle '.'/111 tre;;,i CillDi1nfo: CileCy,::;;:;,:; a
:::5;, advance and :n;:;.r9: tne"!Ti agams: you; c,;s;; ~ovance !Uilil. :ac:! Cil:G2nk
::-:ec~: must be Ir. ih= :Grr., we r.al.IE ISSUgC ano m~s~ ::e ':sed according to alj~'
r:1SifUC;lom ',ole Orve ','0[;. CitID<ini: cnecks (i,a~1 C~ usee em; 0'; me ::~rSDr, w~cse
nJmE is pnn!ed an :r.e.'71 ~jl!bam' :::he~ks m;J\' .1et De L!s~!i ,o'o;r.l;in'! Jmount
D'lIEe lD ~s :.JnDer th~:, c: any j!;Je, :i:IDank Cz:~ Ag::emenl. We' '!/w' no! ceni~f
:iIl:J CilJbar'v. cne:x~, :10; will we return ~alO Cilleanit' ehe:!.:;.
Returned Citibank Check Fee:
'.'\.': 'o':iI: Jdt J S2S i:: i(. :ne :;J,sr, JQlJunce o;:::ance ii ','ff'; ~:cline tC r,ono: 2
Ciiic.ank :.nec;:, '/'Ie io:ii': O::::,1E 10 nOilor 2 C:[:::'2nk c:-:ec.: if. i::l: ~;<:1;;iDle. the
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COMMONWEALTH FINANCIAL
SYSTEMS, INC.,
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
vs.
: NO. 05-4578 CIVIL TERM
MARY ANN SNYDER,
Defendant
CIVIL ACTION - LAW
DEFENDANT'S ANSWER TO CIVIL ACTION COMPLAINT - CONTRACT MATTER
1. Admitted.
2. Admitted.
3. Admitted.
4. Despite reasonable investigation, Defendant is without knowledge or information
sufficient to form a belief as to the truth of the averment as Exhibit A does not contain
Defendant's account.
5. Admitted.
6. Admitted.
7. Admitted.
8. Admitted.
9. Denied. It is denied that the balance on October I, 2001 on the account was
$6,434.46 as Plaintiff's statement dated October 19, 2001 indicates a balance of$3,296.56.
10. Admitted.
II. Denied. Defendant denies interest from the date of the last payment equals
$482.58.
12. Denied. Defendant denies the total amount due in owing Plaintiff is $6,917.04.
WHEREFORE, Debtor requests this Court to enter appropriate relief.
Respectfully submitted,
J . Jones, Esq .
A rney for Defe ant
7 Irvine Row
Carlisle, PA 17013-2019
(7] 7) 240-0296
I verify that the statements made in this Answer are true and correct. I understand that
false statements herein are made subject to penalties of 18 Pa.C.S. g4904 relating to unsworn
falsification to authorities,
~ If! /
1/ ,.
Mary A Snyder
,....,
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SHERIFF'S RETURN - REGULAR
CASE NO: 2005-04578 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
COMMONWEALTH FINANCIAL SYSTEMS
VS
SYNDER MARY ANN
RONALD HOOVER
Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
SYNDER MARY ANN
the
DEFENDANT
, at 1948:00 HOURS, on the 14th day of September, 2005
at 136 WINSTON DRIVE
MECHANICSBURG, PA 17055
by handing to
MARY ANN SNYDER
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Postage
Surcharge
So Answers:
18.00
9.60
.37
10.00
.00
37.97
?Y /fl
r;;k~~(jr~
R. Thomas Kline
09/15/2005
WARREN & VULLINGS
Sworn and Subscribed to before
By:
~~d:/
Deputy Sheriff
me this
of
WARREN & VULLINGS, LLP
BRUCE K. WARREN, ESQUIRE
ATTORNEY 1.0. #89677
1603 RHAWN STREET
PHILADELPHIA, PA 19111
(215) 745-9800
ATTORNEY FOR PLAINTIFF
Commonwealth Financial Systems, Inc. as
assignee of Citibank Credit Card
120 North Keyser Avenue
Scranton, PA 18504
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff,
NO. 2005-04578
v.
Mary Ann Snyder
136 Winston Drive
Mechanicsburg, PA 17055
Defendant.
PRAECIPE TO SETTLE, DISCONTINUE AND END
TO THE PROTHONOTARY:
Kindly mark the above matter as settled, discontinued and ended.
ce K. Warren, Esquire
ttomey for Plaintiff
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