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HomeMy WebLinkAbout05-47972015058 THIS IS AN ARBITRATION MATTER. ASSESSMENT OF DAMAGES HEARING REQUIRED. GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 PAUL M. SCHOFIELD, JR., ESQUIRE Identification No.: 81894 21 SOUTH 21ST STREET PHILADELPHIA, PA 19103 215/988-9600 Cavalry Portfolio Services, LLC as assignee of Cavalry Investments, LLC, as assignee of Midfirst Bank as assignee of us Bank/First Union Visa Traditional 7 Skyline Drive Hawthorne, NY 10532 VS. Jeffery A Boyer 90 Hummel Avenue Lemoyne PA 17043-1944 COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. : r?s - ?f7Y7 NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 32 S. BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT IN CIVIL-ACTION 1. At all times relevant hereto, the defendant(s) was the holder of a credit card, which at the request of the defendant(s) was issued to the defendant(s) by the plaintiff under the terms of which the plaintiff agreed to extend to defendant(s)the use of plaintiff's credit facilities. 2. Defendant(s) accepted and used the aforesaid credit card so issued and by so doing agreed to perform the terms and conditions prescribed by the plaintiff for the use of said credit card. 3. The defendant (s) received and accepted goods and merchand- ise and/or accepted services or cash advances through the use of the credit card issued by the Plaintiff. A true and correct copy of the Statement of Account is attached hereto as Exhibit "A". 4. All the credits to which the defendant(s)is entitled have been applied and there remains a balance due in the amount of $5,268.84. 5. Plaintiff has made demand upon the defendant(s)for payment of the balance due of $5,268.84 but the defendant(s)has failed and refused and still refuses to pay the same or any part thereof. WHEREFORE, plaintiff claims of the defendant(s) the sum of $5,268.84 at the rate of 9.75% from the date of September 4, 2003, together with costs and attorney fees. GORDON & WEINBERG, P.C. BY: FREDERIC I. BERG, ESQUIRE PAUL M. SFI D, JR., ESQUIRE Attorney Plaintiff POLE VERIFICATION FREDERIC I. WEINBERG, ESQUIRE, hereby states that he is the attorney for the Plaintiff(s) in this action and verifies that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and. belief. The undersigned understands that the statements herein are made subject to the penalties of 18 Pa.C.S.A. Section 4904 relating to unsworn falsification to authorities. FREDERIC I.( I ERG, ESQUIRE EXHIBIT "A" pill. 7 SKYLINE DRIVE HAWTHORNE NY 10532 (800) 724-1757 10/5/2004 JEFFREY A BOYER 90 HUMMEL AVE LEMOYNE PA 17043-1944 Statement of Account Cavalry Reference Number: OIUSCLI0683 Original Account Number: 4719230802926391 Original Institution: US BANK\FIRST UNION VISA TRADITIONAL Current Statement Date 10/5/2004 Date of Charge Off Date of Purchase Last Payment Date Principal as of 10/5/2004 Accumulated Interest Account Balance Costs Other Charges Interest Rate Please be advised this communication is from a debt information obtained will be used for that purpose. 12/28/2000 6/21/2002 9/4/2003 4770.58 $498.26 $5268.84 $0 $0 9.75% collector. This is an attempt to collect a debt and any CLASSIC VISA', VISA GOLD, MASTERCARD" AND GOLD MASTERCARD AGREEMENT This igreeme tic ("Agreement ') is bctwccn Unircd States National Bank of Oregon (herein refurred to as "we:' "our:' and "us") and you. For purposes of the Agree, mere, "you" means each applicant to whom our Classic Visa. Visa Gold. MasrerCard. or Gold MasterCard card (the "Bmtk Card" or "Bank Cards") is issued and each person using oraurhorizing another to use the Bank Card or Bank Card account (the "Credit Account") `u agree to complyin all respecc<with the cer„ts orthis Agrrcntcuc. This Agreement contains the accoum agreemetu that governs the Bank Cards and the Credit Account and also conrains "Disclosures Made Pursuant to Truth-in- Lending Act:' This Agreemenr supersedes any prior agreements and disclosures which may have been fur- nished to you pertaining to the Bank Card or Credit Account. ACCOUNT AGREEMENT ° UBANK and ACT are. registered service marks of US. Bancorp. EELANK, United Sores Nadonal Bank of Oregon Member FDIC Q-7-IN IPn OR - CA, to. NY. LM WA M-1]iY,l 1. Payment of Amount of Credit You shall pay to us the amount of all credit extended on the basis of the Hank Card or chc Crcdic .Account. This credit includes (a) credit forpurchases of merehin- dixe and services and (b) cash advances from the Credit Account, extended on the basis of the Bank Card, auco- ma[je cash transfer (ACT") transactions, convenience checks, use of a UBANK® machine or other automated teller machine ("ATM") that does one bear the UBANK name that is shared by us with other members of ATM networks, or otlwrwtse. 2. Payment of Ocher Costs and Charges You shall pay all finance charges, late charges, annual fees, over-&mit charges, attorney fees, and ocher fees, costs. and charges described in ncc Agreement. 3. Lost or Stolen Cards or Convetuence Checks You shall notify us promptly of loss or Theft of the Bank Card or convenience checks ur atW tuanudlorized use of the Credit Account. Notice should be provided to us by phone at t-800-445-9934 or in writing m us at P.O. Box 4342. Portland, Oregon 97208. 4. Cancellation of Credit Account The Dank Card ii our prupem. and we may without liability or norice To you rteoke urCancel all or any part of the priviluiu relacrcd to extensions of credit on the basis of the Bank Card. conentienrr checks, or chc Credit Account. You will surrender the Bank Card to us upon our demand and will surrender the Bank Card to any participating Bank Card merchant or bank upon its demand. To mrminuc chc Credit AccuuuC and limle your liability for fume cranvscrions by persons who either wen; joint applicants for the Bank Card or were at any time authorized in any nunncr to use the Bank Card or the Credit Accounc. yuu must return to us all outstanding Bank Cards issued. 5. Failure co Extend Credit Neither ice nor am other hank shall be liable For failure to extend credit on chc basis of The Bank Card, the con- vrniencc checks. or the Crcdic Account. No Bank Card merchinr shall be liable for failure co honor the Bank Card. The convenience checks. or the Credit Account. 6. Annuat Fees The annual tics arc nonrefundable charge. chacmosr be paid annually by you as long as your'Credit Account is open. See the " Disclowncs Made pursuant to Truth-in- Lending Acr- below for additierng],infornudon on the annual-fecs. 7. Credit Limit The cmdir limit esablished for you is far The Total of all Credir Accounc charges, which include, without.Gmi- Cation, charges for purchases. cash advances. ACT trans- actions, credit cxtondcd by use of ATMs, and all ocher charges. fees.; and costs.rhnrgcd cp the, Crcdic Account. We inay. but need not. complcwor authorize Bank Card. ACT, cash advance, ATM, or ocher transactions on the Credit Account that would cause your Total Credit Account balance to exceed that credit limit See the "Dis- closures Made pursuant co Truth-in-Lending Act" below for information on the over-emir charge char will be charged to the Credit Account if your credit limit is exceeded. 8. ATM Use a. You nay use your Bank Card to obtain cash from your Credit Account of up to 5300 per day at ATMs. For pure oscs of determining whether tic 5300-pcr-day limit leas bcen reached, aan:aetions it ATMs complctu at oraficr 3 p.m, on any dap. including Saiurda}s. Sus: days, and holidays, will be cowiderrd co Iiaw been mud on Clio following day. ATM cosh Transacnoo nut be mad only up to the unused portion of your credit limit, an( the amount of each Transaction will be a cash advance from your Credit Account. b. You must keep in strict confidence The ass;Snied per- sonal idencifiearion number ("PIN"). ATM privileges may be canceled by us even though chc Credit Account or related privileges are not canceled. 9. Payments The following provisions govern the ebniputation. amounc, and timing of your payments on your Credit Account: a. You may at any time pay the entire "New Babnec" shoa-n on your periodic statement. bur each month you muscpay Lis as legit the "Minimum Pavnicnc Due" shown on the smemnu. The "Minimum Pavmeni Due" is the sum of the "Current Due' and any "Paso iDue Amoenu" shover on tat periodic stacenrtnt. !f rho "Ncw' Bahoue:' less The "Past Due Amount;" is leu than Slf). the mum Payment Due" is The full amount of the "Nt:w Balance" shown on the periodic aarenscnc_ ICrhe "Ncw Balance:' less the "Past Due Amount:* is SW or more. we compute rho "Current Due" amount as The grcac<r of SIC or 3% of the difference between The -New Balance" and the "Past Due Amount:' The "Current Due" amounc is then rounded to the next higher dollar, We reserve the right to require your payment by the "Payment Due Darr" of any amounts exceeding your acdiclimirin addition to the "Minimum Payment Due:' b. Payments on your Credit Account should be mailed to the address shown on your periodic statement and will be credited as of the date received if received it char address by 7 a.m. on a business day.. Payments received after that time ar Chat address will be credited on the next business day. Payments delivered or nailed co our other business locations may nor be credited until up to frvc days after they are received. Ourposcing ofiny payment on your Crcdir Account is provisional subject ra final payment by The institution on which the paynhent is drawn. 10. Liability for Collection Costs Whether or not litigation is instituted to collect amounts owed on the Credit Account, you shall be liable for all masonzblc collection costs, including reasonable atror- ncy fees at trial and on appeal or review. 11. Overdraft Protection Pri vileges If you apply for and are granted ACT privileges linking your Credit Account and a designated checking account, this section shall be a part of the Agreement: a. You authorize us co complete ACT transactions (i.e.. make automatic cash transfers) from your Credit Account to your designated checking'=count of such amounts as may be necessary to prevent the checking account from being overdrawn. The amount ofeach ACT transaction will be a cash advnnee from your Credit Account. b. ACT transactions from your CredicAccounc co your designated checking account will be SUbjccc co daily or other overdraft, wididrawa . and ACT limitations which may change from time to tine. e. ACT transactions may be made by us in multiples of S23 regardless of the amount of the ovcrdrafr and will be made only up to the unused portion of your credit limit. d. ACT privileges may be canceled by us even though the Credit Account or related privileges arc not canceled. 12. Convenience Checks a. Ifwc provide convenience checks to you, you may use the convenience checks we furnish you to purchase merchandise or services in amounts up to the unused portion of the credit limit on"your Credit Accounc. b. The amount of each convenience check will be a cash advance from the Credit Account, for which we will charge you a cash advance fee on the dace it is presented to us for payment. Convenience checks can be used like ordinary checks, but cannot be used to make ally payments on the Credic Account. e. We reserve the right to discontinue the convenience check service and your use of convenience checks at any- time without canceling your Credit Account or related privileges. d. You will pay Return Convenience check charges and stop payment charges set forth in the "Disclosures Made pursuant to Truth-in-Lending Act" below. 4. e. We will nor renter your canceled ennccnienee chuck Rather, our Check Safekeeping service will apply an canceled convenience checks will be mictn6lmcd by t and the microfilm record Hill be retained by u: for scvc years. Processed convenience checks arc made avaihbi co you on the dam the statement is mailed co you. Yo, are responsible for examining nch.incemcnt and report ing any irrcgularides to us. The sesternmr will be consi dered correct and we will not be responsible for an, forged, aimed or unauthorized convenience check it (1) you fail to notify us within sixty (60) days ofthc nail ing date of the statement and availability of convcnicoct checks containing anv forgery, alteration. or utaurho• rized signature on the check: or (2) anv convenicncc checks arc forged or altered in a spanner nor dccccrablt by a reasonable person. You agree that our retention of convenience checks does not alter orw'aivc }'our respon- sibWry to examine your sntemcncs and convenience check copies or the time limit for nocitving us of any errors. F. You authorzc us to accept and pay a com'cnicnc'c check, even if the check is presented for payment bcl'on_ its dace, unless you notify us of the postdating. Your notice will be effective only if we receive the notice ac P.O. Box 4342, Pordand. Oregon 97208 (telephone 1-800-445.9934) in rime fortis to reasonably act upon Eire notice and you to aecuracclydescribe the convenicncc check, including the number, date. and amount. You undcorand that the exact information is necessary for the Bank's computer to identify the convenience check. If you give us an incorrect, incomplete. or untimely notice, we will not be responsible for payment of the convenience check before the dace stared and we maN' charge your account as of the date we pay the check. You may make an onl notice which will lapse within fourteen (14) days unless continued in writing, within char time. A wrinen notice will be effective for six '6) months. ;. Except as modified in the Agreement. the Uniform commercial Code and other applicable laws and rules hat apply co regular checks shall apply to convenience 13. Group Credit Life, Disability, a: d Unemployment Insurance if you apply fur credit life. credit disability. and lnvolun- cary unempluy'nionr credit insuamec and are icccpced. the insurance will be in effect a: of the rirsc day or chc billing cycle in which you are accepted. The monthly premium will be charged to your Credir Account each month as a purchasc, so long as the insurance is not can- celed. The premium for each monthly billing cycle in which the insurance is in r1locc shall be disclosed in the insurance applicnion we give you. You may cancel the insurance at any time by giving us written notice at P.O. Box 4342. P-•rrLmnd. Oregon (17208. We inav cancel the insurance or n-.av change nce premium. rile it) ance company. or the coverage by giving written nodcC to you. Crcdic life, credit dicabilicy. and Involuntary unretnplovrnelu credit insurance is not required. bur is available to eligible accounrlmoldcrs who wish to have it. 14. Acceleration Any claim we have against you related to extensions of credit on the basis of nce Bunk Card. rho convenience checks. or the Credit Account shall n our option become immediately due and payable rcidtoucprior notice ifvou fail to perform any uF the terms of the Agreement or fail to make paynienn iu accordance with rile anus of the Agreement. We may.delay enforcing an} right un der this Agrcemenr without losing our ability to enforce chat right or any ocher right in the fu[um. Rc=dlcss of any security documents which you may have delivered to us, we shall have no security ofany kind to secure any indebtedness on the Credit Account. 15. Change of Terris WE MAY CHANGE ANY OF THE:RATES, FEES, OR OTHER TERMS APPLICABLE TO YOUR CREDIT ACCOUNT AT ANY TIME BY MAILING WRITTEN NOTICE TO YOU AT LEAST 21 DAYS BEFORE THE EFFECTIVE DATE OF THE CHANGE. CHANGES OF TERMS WILL APPLY TO ALL BALANCES OUTSTANDING AT THE TIME THE CHANGES ARE EFFECTIVE. AS WELL AS TO NEW AND FUTURE TRANSACTIONS. ADVANCES. AND BALANCES. 16. Foreign Currency If you have transacrions.on your Credit Account in a currency ocher than U.S. Dollars. Viii USA, Inc.. or asrerCard International Incorporated. as rile ease mac b , will use its currency c•:n%ertion procedure chew in ct ccc and such transactions will be bllled on your ptri- oe:otement converted ro US. Dollars. As of June 199.1, till curn:ne?• conversion procedure used by Visa USA. Ii --and MasterCard Inreraaational Incorporated involved u,? of the goecrnnient-mandated exchange lore or, if n govemmrnr-mandated exchange race,cxisrs in ncc c uncry in which ncc transaction occurs, the ?ehulcsele m rkec rare in effect one day prior to the processing date. in relied by 1%. The currenc, conversion race used on dk processing dacc may difTer from chc race due would ha a been uicd on the i_..1usz date or cardholder starc- h •nr postingdue. pl,stc write to u, at P.O. Bo:t 4342. P rdaud. Oregon Y72118, if you ryanc further intbrim- ci n about the currency conversion procedure now in 1 . Governing Law E. cept to the extent federal law map apply. the Agrce- m nrand sour Credit Account shall be governed by and in erpreted in accordance with the laws o(chc Scale of O egon. vhcnccr or not coo lira in Oregon. CLOSURES MADE PURSUANT TO TRUTH-IN-LENDING ACT 1. Conditions Under Which a Finance Charge May Be Imposed a. Cash Advances Fi ante charges are charged to the Credit Account on cah cash advance as soon as the cash advance is posted to your Credit Account. b. Purchases , . . N finance charges ore charged on purchases if vc re•ccive pa ments and credits sutTscienc to pay your "New B ante" each billing cycle by the Paymenr Due Dare shown on your billing statement, which will be nor tcss ch is 20 days Following the Soremenc Closing Date. This el sing date occurs monthly and is shown on each monthly periodic staretncnc. Finance charges are charged on each purchasc as soon as the purchasc is posted to y-o r Credit ACronnt if the -'Ntw Balance" is nor paid in ull by the Paymcnc Due Date each billing cycle. for (I) No Finance ehargcs are charged in the current billing cvdc oil purchases ifpaymcn«and crediee sudielene to pay the "New Balance" for tlm ptyvi- nos billing cycle were received by the Payment Duc 1)are for the precious billing cycle: and (-') Ecatif[he"New Balance- forcheprevious bill- ing cycle was not so paid, ifpayments and credits sufficient to pay the "New Balance" for the cur- renc billing cycle arc received by the Payment Due Dace for the current billing cycle. no addi- tional Finance charges are charged in the nest billing cycle on purchases. 2. Determination of Balance on Which Periodic Finance Charges May Be Computed We tig'<trc a portion of the finance chacec on your Credit Account be applying the periodic nu to nccavenge daily balances of purchase, and cash advances of your Credit Account (including currenc tnnsacrimts): a. Balance of Purchases To yet the average, daily balance of purchases, we take the be.6nning balance of purchases of your Credit Account each day, add any new purchase and submec any pa,"Mcnn or credits applied to purchases. This gives us the daily balance of purchases. Then. we add up all the daily balances of purchases for the billing cycle and divide the total be the number of days in the billing cycle. This gives us the avenge daily balance ofpurchases. The avenge daily balance of purchases for the billing cycle is considered to be zem, however, if payments and credits su$icienc to pay the "New Balance" for die previous billing cycle (as shown on the face of the periodic state- ment) were received by the Payment Due Dare shown on that statement, . b. Balance of Cash Advances To get: the average daily balance of cash advances, we take the beginning balance ofcash advances ofyour Credit Account each day. add any new cash advances, and sub- tract any paymcnss.or credits applied to cash advances. This gives tars the daily balance of cash advances. Then we add up all the daily balances of cash advances for the billing cycle and divide the coral by the number ofdayt in the billing cycle. This gives us the avenge daily balance of cosh advances. Method of Determining Amount of Finance Charge a. Purchases The only finance charge, iliac apply to purchases are peri- odic finance charges. which we compure by multiplying the avenge daily balance ofpurehascs fbr [he billing cvdc by the periodic rare shown on the face of the periodic statemenc for that 6illing cycle and then bF multiplying the result by the number of days in the billing cycle. b. Cash Advances There arc rwo cypcs of FINANCE CHARGES that apply to cash advances: (1) A cash advance fee (FINANCE CHARGE) of Y,lb of the amount of the advancc (S2 mini- mum. no maximum) is charged on each cash advance obtained in any manner. including cash advanecs using a eoneeniarcc check, an auto- mated teller machine (ATM). a check drawn on your U.S. Bank Credit Account. automatic cash cransfizrs (ACT) or a cash advance at another financial institution: and (2) Periodic hnanee chargesarc charged on each cash advance and are computed by multiplying the average daily balance ofrash advances for chc bill- ing cycle by the periodic rate shown on the face of the periodic statement for that billing cvclc and then by multiplying the result by the num- ber of days in the billing cycle. The sum of cash advance fees and periodic finance charges equals she finance charge for cash advances. c. Finance Charge for the Account We add up the finance charge for purchases and the finance charge for cash advances. and chc total is the finance charge for the Credit Account. For any billing cycle in which Elie total FINANCE CHARGE would otherwise be between. S.01 and 3.49 inclusive, a mini- mum FINANCE CHARGE of 550 will be assessed. 4. Periodic Rare and Corresponding Annual Percentage Race a. Classic Visa and MasterCard The periodic race and corresponding ANNUAL PER- CENTAGE RATE chic we use ca compute periodic finance charges on your Credit Account will be based on the "Prime Rate" and may change moodily. For each M billing cycle. eve tm an ANNUAL PERCENTAGE RATE equal to 9.4•'.. per annum plus the ,,Prim Rate- idenciricd in the ,'Money, liaccF- .tenon of The ll:ili Sm•,e Jnumnl a< in ellba nn the 25rh day of the month preceding the mooch in winch the billing cycle ends. For c%ample. fora billing eyrie rhac ends in)anuary 1997. the ANNUAL PERCENTAGE RATE will be based on the Primc Rare in etTect rot Duevniber 25. I')9!i As of D<ccmbcr35. 199(1 (he Prime R)ce was 8,2YI. perannum. Thus. the ANNUAL PERCENTAGE RATE and daily periodic rare fora billing cycle that ends in January 1997 will be 17.65/, and .04e35'A respectively. b. Visa Gold and Gold MasterCard The periodic rate and corresponding ANNUAL PER- CENTAGE RATE that .. use to compute periodic finance charger on your L.rcdit Accounc will be baled on the "Prime Ricc- and may change monchly. For each billing cycle. we use m ANNUAL PERCENTAGE RATE equal to 7.4"., per annum plus the ••Prinse Rate.. identified in the "Monty Races" section of The IGdI Srmer ounial ac in eliccc on rhe'25rh day of the moorh preceding the mundi in which chc billing cycle ends. For cumple, fora billing cycle that ends in January 1997, the ANNUAL PERCENTAGE RATE will be based on the Prime Ram in caret no Ucerntbcr 25. 1496, A< of December 2. 199rx the Prime Race was 8.25.E per annum. That the ANNUAL PERCENTAGE RATE and daily periodic rate for a billing cycle char ends in January 1997 Lvill he 116.916 and .0420'A resp<rrivck c. Computation of Periodic Rate If The Wall SucccJonnml identifies more than one value for the Prime Rate as in c11ccE ea Else ?ids day of any month, we ua the Largest value idencifsed in The Wall SrrerrJournaf in computing the ANNUAL PERCEN- TAGE RATE. We compute the periodic race by divid- ing the ANNUAL PERCENTAGE RATE by 365 (366 for billing cyclc< chic end in a Ieap year). d. Payment Changes The periodic rare and corresponding ANNUAL PER- CENTAGE RATE may increase or decrease monthly as the Prime Race increases or decreases. This may r_::ir. in an increase or decrease in your minimum pcrio&i payment. 5. Conditions Under Which Ocher Fees and Charges May Be Inapoced n. Annual Fee A nonferund.lblc annual Ice Jiall hr rhargrd n, eIcl Credir Accoune. The annual fee for a Ch.t is Visa n Ma<rerCard account ii Sh• :raid the annual rec lira V,., Gold or Gold Maicer(-.ird accnunr ii iii. The ri•e r, it 6r,r be charged when the Credit Aecnnilt n opencd.mc will be rhargud strain anou,dlc rhereahee The annual rig Is nnnrctiurdable even if (1) your privile?`<•< rvlaccd ro chc Bank Card or the Credic Account arc rviokcd or canceled by us or (3) you do nor use the Bank Card or Credit Account to obrain any exrewitins ofcr edit. He VVCr, if voLI caned the Crcdir Aer•nun[ Ilk- reftirnink: unused ill Bank Cards and convenience check, lint :entArcrcheCredit AecuuutWEISopcurd•C,idtin Nd.i<•i alter you received chose Bank Cards and checks, ro Uuired States Natiunal Bank of Oregon. RO. Box 434' . Portland. Oregon q;2118, you mill not be nblicarcd to pile file .annual frus unposed is hen the Crcdir A;coi mt %cas opened. b. Lam Charges Parnient< arc lair when ehe irk- nor IL-COiNCtl At 111C address shnuv on gout pcaiudic .tncnunr bad,rc dry rins- ing date of the near billing cycle. A laic change of Stu or 3", nfcltc ••Currene Duc" ae;how'n on your periodic statement. w-hichetur is more. mac be charged for pay- ntencs nor rt•ccived within 15 day; alter the -Paymctu Duc Dare" or ifche I5-day perind expires on a Sacurda<'. Sunday, or Iegal holiday, by rile end of the next business day. c. Over-Limit Fen We may charge in over-liinic fee of 3301 if the balance ofyour Credit Aeeounr exceeds your credit limit ar any time during a billing cycle. M%4 I charge only one ovcr- limit fee per billing cycle. :'.. Returned Payment Fee may charge your Credit Account S20 if you gvc check or pro-auchorized payment that is dishonored .,r otherwise rcmmcd unpaid for any reason. These returned payment fees will be charged en your Credit Accounr as a purchase transaction. 1U. e. Card Replacement Fec A card rcplacc•nhenc fee U F S IOn, ay be assessed for rcplac- Me each Bank Card Insc or .colcu, and Elie (cc will be rhariz ed m your Crcdir ACrolmr as a purchase transacrioll. F. Returned Convenience Check I" We ntay charge a fee of 520 for each convenience check w orren on your Crcdir Account diet we refuse to honor because tour credit limit is or would be cxcccdcd. or because you are in dc&ulc on your Credit Account. These returned convenience cheek fees will be charged to your Credit Account ac a purchase crmrsacrion. g. Stop Payment Charges you will pav a stop pavmenr charge of S20 for C26 con- venicncc chcck for whi Fs you have given a stop pay- nhenr order. We arc nor obligated to honor any w7icren or oral stop payment order on a convenience check wiless the stop Payment order is made by the sikmer of char con- vonicnce check. Thew stop paynhcnr charges will be changed to your Credit Account as a purchase transaction, h.. Copy Charge If tiou request topics of transaction slips, billing stacc- nseuts, emwaiienEc checks. or other documents. we nlay charge S5 per copy. There is. no copy euryk for any requesr in connection with a billing error. These copy charges will be charged ro your Credit Account as a pur- chase cnnsaaion. NOTICE: SEE BELOW FOR IMPORTANT INFORMATION REGARDING YOUR RIGHTS TO DISPUTE 13ILLING ERRORS. YOUR BILLING RIGHTS KEEP THIS NOTICE FOR FUTURE USE This notice contains important information about your rights and our responsibilities under the Fair Credit Billing Act. Notify Us in Case of Errors or Questions About Your Bill Ifyou think your bill is wrong, or ifyou need more infor- mnrion about a crangoction on your bill, write us on a separace short at Uniced States National Bank of Oregon, Customer Service. P.O. Box 4342. Portland. Oregon 97208. Write to us as soon as po"ible. We must hear fror you no later than 60 days after ?%o enc von the first bi on which the error or problem appeared. You call cclc phone us, but doing so will not preserve your right, In your letter. give us the follos,ing information: • Your name and Credit Account number. • The dollar amount of the suspected error. • Describe Elie error and explain, if you can. fis'hy got believe there is an error. Ifyou need more informa Lion. describe. the item you are not sure about. If you have authorized as cc pay- your credit card bil automatically from your ravings or chocking account you can stop the paymenc on any amount you think i wrong. To stop the payment your letter must reach u three business days before the automatic payment L scheduled cc occur. Your Rights and Our Responsibilities After We Receive Your Written Notice We must acknowledge your lecmr within 30 days, unless we have corrected the error by then. Within 90 days, we must Either correct rile error or explain wby tvc believe rho bill -as correct After we receive your letter, we cannot try to collect ally anaounr you question, or report you as delinquent. We c211 continue to bill you for the amount you ques- tion, including finance chargL-t, and we can apply any unpaid amount against your credit limir. Yuu do nor have to pay any questioned amount while we are im•cstigac- ing, but you are still obligated to pay the parts of your bill chat are nor in question. If we find that we made a mistake on your bill. you will not have to pay any finance charges rchictl to any ques- cloned amount. If we did nor make a.nhiscakc, you may have to pay fininee charges. and you will have to make up any missed payments on the qucscioncd amount. In either case, we wit{ send you a statement of the amount you owe and the dare chat it is due. If you fail to pay Elie amount that we think you owe, we may report you as delinquent. However, ifour expla- nation does not satisfy you and you write to us within tell days telling us char you still refuse to pay, we muse cell anyone we report you to chat you have a question about your bill. And, we trust cell you the name of any- 12. 13. unr see repnrced rou W. We most roll ain'one we report you to dsar the maacr has been serried bcrtwen ut when it Iinalh• n. If we do nor Follow these rules. we cant eollcce the first S5tl of the quescio ed aotounr even if your bill seas nsrrecr. Special Rule for Credit Card Purchases if y'uu have a problem %vich the quality ofpropcrry or ecrviccN chic you purchased with a credit card. and you have tried in good fnich to corm cc the problem with chr 11IM11.mnr.yoCmayhavechcrghrnotmpavchcreman- mnC .unounc due on the property or services. Thcre are Civil limioriont on this right: a. You mint have made the purchase in your home state ,it. if nut within tour home sole. within WO milts of i mir current smiling address: and b. The purchase price must have been more than S5Q The>c lisniotiom do lice spply if ccc own or operate the merchant, urifwe Inailed you chc adverrisernmrforchc property- ur ?cr iccs. n. I l I 14. li ? /'v` ,,M1M1 V/ry( v ? V i V ? ? ? j\ V ll ""?l "? r? ? CJ --? r, ? ? (t .r_??. ?- .. ') ? ?1 CSJ SHERIFF'S RETURN - REGULAR CASE NO: 2005-04797 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAVALRY PORTFOLIO SERVICES VS BOYER JEFFERY A RONALD HOOVER , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon BOYER JEFFERY A the DEFENDANT , at 1756:00 HOURS, on the 3rd day of October 2005 at 90 HUMMEL AVENUE LEMOYNE, PA 17043-1944 by handing to JEFFERY A BOYER a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs Docketing 18.00 Service 30.72 Affidavit .00 Surcharge 10.00 .00 58.72 Sworn and Subscribed to before is day of P. i So Answers: R. Thomas Kline 10/04/2005 GORDON & WEINBERG By. Deputy Sheriff A. D. 2015058 GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 PAUL M. SCHOFIELD, JR., ESQUIRE Identification No.: 81894 21 SOUTH 21ST STREET PHILADELPHIA, PA 19103 215/988-9600 Cavalry Portfolio Services, LLC as assignee of Cavalry Investments, LLC, as assignee of Midfirst Bank as assignee of US Bank/First Union Visa Traditional vs. Jeffery A Boyer COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. : 05-4797-CIVIL NOTICE PURSUANT TO RULE 236 OF THE SUPREME COURT OF PENNSYLVANIA, YOU ARE HEREBY NOTIFIED THAT A JUDGMENT BY DEFAULT HAS BEEN ENTERED AGAINST YOU IN THE ABOVE PROCEEDING IN THE AMOUNT OF $5,830.41. IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL GORDON & WEINBERG, P.C. AT 215/988-9600. GORDON & WEINBERG, P.C. BY: FREDERIC I. YEfNARGI ESQUIRE PAUL M. SC F D, JR.,ESQUIRE Attorney for Plaintiff Dated: November 8, 2005 GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 PAUL M. SCHOFIELD, JR., ESQUIRE Identification No.: 81894 21 SOUTH 21ST STREET PHILADELPHIA, PA 19103 215/988-9600 Cavalry Portfolio Services, LLC as assignee of Cavalry Investments, LLC, as assignee of Midfirst Bank as assignee of US Bank/First Union Visa Traditional VS. Jeffery A Boyer COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. : 05-4797-CIVIL PRAECIPE FOR JUDGMENT The Prothonotary will please enter Judgment in the above matter by default for want of an answer against the Defendant, Jeffery A Boyer, and assesses the damages as per statement below. FREDERIC I. WEIN ESQUIRE PAUL M. SCHOF LD 'JR., ESQUIRE Attorney for intiff Principal $5,268.84 Interest from October 5, 2004 @9.75°' $561.57 Total: $5,830.41 I hereby certify that written notice of the intention to file this Praecipe was mailed or delivered to the parties against whom judgment is to be entered and to his attorney of record, if any, after the default occurred and at least ten (10) days prior to the date of the filing of this Praecipe. FREDERIC I. WEINB QUIRE PAUL M. SCHOFIELD ESQUIRE Attorney for Plaintiff Filed: By the Prothonotary: AND NOW, this day of 2005 Judgment is entered in favor of the plaintiff(s) and against defendant, for want of an answer and damages assessed?t the of , $5,830.41 as per the above certificat' Prothonotary GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 PAUL M. SCHOFIELD, JR., ESQUIRE Identification No.: 81894 21 SOUTH 21ST STREET PHILADELPHIA, PA 19103 215/988-9600 Cavalry Portfolio Services, LLC as assignee of Cavalry Investments, LLC, as assignee of Midfirst Bank as assignee of US Bank/First Union Visa Traditional VS. Jeffery A Boyer COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO 05-4797-CIVIL CERTIFICATION OF ADDRESS I hereby certify that the precise residence of the holder of the within judgment is; Cavalry Portfolio Services,LLC as assignee of Cavalry Investments, LLC, as assignee of Midfirst Bank as assigneeof US Bank/First Union Visa Traditional and that the last known address of defendant, Jeffery A Boyer, 90 Hummel Avenue, Lemoyne PA 17043-1944. GORDON & WEINBERG, P.C. BY: FREDERIC I. EI RG, ESQUIRE PAUL M. SCHO ELD, JR.,ESQUIRE Attorney for Plaintiff GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 PAUL M. SCHOFIELD, JR., ESQUIRE Identification No.: 81894 21 SOUTH 21ST STREET PHILADELPHIA, PA 19103 215/988-9600 Cavalry Portfolio Services, LLC as assignee of Cavalry Investments, LLC, as assignee of Midfirst Bank as assignee of US Bank/First Union Visa Traditional VS. Jeffery A Boyer COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. : 05-4797-CIVIL AFFIDAVIT OF NON-MILITARY SERVICE FREDERIC I. WEINBERG, ESQUIRE, being duly sworn according to law, deposes and says that he represents the plaintiff in the above- entitled case; that he is authorized to make this affidavit on behalf of the plaintiff; and that the above-named defendant is over twenty- one years of age; that the address of the defendant is, 90 Hummel Avenue, Lemoyne PA 17043-1944; that the occupation of the defendant is unknown; and that the defendant is not in the Military Service of the United States, nor any State or Territory thereof or its allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments thereto. Sworn to and Subscribed Befor me this loth Day of 2005. Notary Publ COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL ANNETTE GIANFELICE. Notary Public City of Philadelphia, Phila. County M Commission Expires October 26, 2009 FREDERIC I. W I G, ESQUIRE PAUL M. SCHOFIELD, JR. ESQUIRE Attorney for Plaintiff GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 PAUL M. SCHOFIELD, JR., ESQUIRE Identification No.: 81894 21 SOUTH 21ST STREET PHILADELPHIA, PA 19103 215/988-9600 2015058 Cavalry Portfolio Services, LLC as assignee of Cavalry Investments, LLC, as assignee of Midfirst Bank as assignee of US Bank/First Union Visa Traditional VS. Jeffery A Boyer TO/PARA COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. : 05-4797-CIVIL NOTICE OF INTENTION TO TAKE DEFAULT Jeffery A Boyer 90 Hummel Avenue Lemoyne PA 17043-1944 DATE OF NOTICE/FECHA DEL AVISO: October 25, 2005 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY AN ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER. LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 S. BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 GORDON & WEINBERG, P.C. BY: FREDERIC BERG, ESQUIRE PAUL M. SCHOFIELD, JR., ESQUIRE P10D-2 O -l7 - 4 7 L\? .f? co GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 PAUL M. SCHOFIELD, JR., ESQUIRE Identification No.: 81894 21 SOUTH 21ST STREET PHILADELPHIA, PA 19103 215/988-9600 Cavalry Portfolio Services, LLC as assignee of Cavalry Investments, LLC, as assignee of Midfirst Bank as assignee of us Bank/First Union Visa Traditional 7 Skyline Drive Hawthorne, NY 10532 VS. Jeffery A Boyer 90 Hummel Avenue Lemoyne PA 17043-1944 and Members First Federal Credit Union 1023 State Street Lemoyne, PA 17043 GARNISHEE COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. : 05-4797-CIVIL k5 )er6 -fl INTERROGATORIES IN ATTACHMENT TO: Members First Federal Credit Union - GARNISHEE 1. You are required to file answers to the following Interrogatories within twenty (20) days after service upon you. Failure to do so my result in judgment against you. 2. At the time you were served or at any subsequent time did you owe the defendant(s) any money or were you liable to him (her, them) on any negotiable or other written instrument, or did he (she, they) claim that you owed him (her, them) any money or were liable to him (her, them) for any reason? 90 3. At the time you were served or at any subsequent time did you hold legal title to any property of any nature owned solely or in part by the defendant or in which defendant held or claimed any interest? yes 4. At the time you were served or at any subsequent time did you hold a fiduciary any property in which the defendant(s) h any interest? 5. At any time before or after you were served did the defendant(s) transfer or deliver any property to you or to any person or place pursuant to your direction or consent and what was the consideration thereof? N0 6. At any time after you were served did you pay, transfer or deliver any money or property to the defendant(s) or to any person or place pursuant to his(her, their) direction or otherwise discharge any claim of the defendant(s) against you?A 7. How much is the value of any property in your possession belonging to the defendant(s)? l 9 U1 FREDERIC . WEI BERG, ESQUIRE PAUL M. HOF J,EID, JR., ESQUIRE Attorney for Plaintiff DATED: `?????? C c ? 5??fr? Frim `?? fT r?? T W W ? GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 PAUL M. SCHOFIELD, JR., ESQUIRE Identification No.: 81894 21 SOUTH 21ST STREET PHILADELPHIA, PA 19103 215/988-9600 Cavalry Portfolio Services, LLC as assignee of Cavalry Investments, LLC, as assignee of Midfirst Bank as assignee of US Bank/First Union Visa Traditional 7 Skyline Drive Hawthorne, NY 10532 VS. Union 1023 State Street Lemoyne, PA 17043 GARNISHEE Jeffery A Boyer 90 Hummel Avenue Lemoyne PA 17043-1944 and Members First Federal Credit COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. : 05-4797-CIVIL PRAECIPE FOR MIT OF E$ECUTION TO THE PROTHONOTARY: Issue writ of execution in the above matter, directed to the Sheriff of Cumberland County; (1) against Jeffery A Boyer defendant (s) and (2) against Members First Federal Credit Union garnishee(s) (3) AMOUNT DUE $5,830.41 INTEREST from November 18, 2005 $422.79 COSTS Prothonotary fee $15.00 Sheriff fee $150.00 TOTAL $6,418.20 FREDERIC W INBERG, ESQUIRE PAUL M. SC IELD, JR., ESQUIRE Attorney for Plaintiff ?a 1 1J O ?V t4 Cl p, G C C+ w c I --? h w r^?s ? WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 05-4797 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due CAVALRY PORTFOLIO SERVICES, LLC AS ASSIGNEE OF CAVALRY INVESTMENTS, LLC, AS ASSIGNEE OF MIDFIRST BANK AS ASSIGNEE OF US BANK/FIRST UNION VISA TRADITIONAL, Plaintiff (s) From JEFFERY A. BOYER, 90 HUMMEL AVENUE, LEMOYNE, PA 17043-1944 (1) You are directed to levy upon the property of the defendant (s)and to sell (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of MEMBERS FIRST FEDERAL CREDIT UNION, 1023 STATE STREET, LEMOYNE, PA 17043 GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $5,830.41 Interest FROM 11/18/05 - $422.79 Atty's Comm % Atty Paid $ 140.72 Plaintiff Paid Date: FEBRUARY 22, 2007 L.L. $.50 Due Prothy $1.00 Other Costs /2 1 Curt' R. Long, P o of (Seal) By: Deputy REQUESTING PARTY: Name FREDERIC I. WEINBERG, ESQUIRE Address: GORDON & WEINBERG, P.C. 21 SOUTH 21sT STREET PHILADELPHIA, PA 19103 Attorney for: PLAINTIFF Telephone: 215-988-9600 Supreme Court ID No. 41360 2015058 GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 PAUL M. SCHOFIELD, JR., ESQUIRE Identification No.: 81894 21 SOUTH 21ST STREET PHILADELPHIA, PA 19103 215/988-9600 Cavalry Portfolio Services, LLC as assignee of Cavalry Investments, LLC, as assignee of Midfirst Bank as assignee of us Bank/First Union Visa Traditional VS. Jeffery A Boyer and Members 1st FCU Garnishee COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. : 05-4797-CIVIL PRAECIPE TO DISSOLVE ATTACHMENT TO THE PROTHONOTARY: Kindly mark the attachment of the defendant's bank account with Members lst FCU, as Garnishee in the above entitled matter satisfied and dissolve the attachment of the defendant's bank account. GORDON & WEINBERG, P.C. BY: FREDERIC I. WE BERG, ESQUIRE PAUL M. SCH ELD, JR., ESQUIRE Attorney for Plaintiff Poll 44 V C ? _c t? ? 71 -, SHERIFF'S RETURN - GARNISHEE CASE NO: 2005-04797 P COMMONWEALTH OF PENNSLYVANIA COUNTY OF CUMBERLAND CAVALRY PORTFOLIO SERVICES VS BOYER JEFFERY A And now MARK CONKLILN ,Sheriff or Deputy Sheriff of Cumberland County of Pennsylvania, who being duly sworn according to law, at 0013:35 Hours, on the 8th day of March , 2007, attached as herein commanded all goods, chattels, rights, debts, credits, and moneys of the within named DEFENDANT , BOYER JEFFERY A hands, possession, or control of the within named Garnishee MEMBERS FIRST FEDERAL CREDIT UNION 1023 STATE ST LEMOYNE, PA 17043 Cumberland County, Pennsylvania, by handing to ANGELA BOHL (BSA) personally three copies of interogatories together with 3 and attested copies of the within WRIT OF EXECUTION the contents there of known to His . in the true and made Sheriff's Costs: So answer Docketing .00 017 AV, Service .00 Affidavit .00 R. Thomas Kline Surcharge .00 Sheriff of Cumberland County .0000 -3P114-1 03/13/2007 Sworn and Subscribed to before me this day of A.D By X4?z,? ",Z? De ty Sheriff R. Thomas Kline, Sheriff, who being duly sworn according to law, states this Writ is returned ABANDONED, no action taken in six months. Sheriffs Costs: Advance Costs: 150.00 Sheriffs Costs 93.78 Docketing 18.00 56.22 Poundage 1.84 Advertising Law Library .50 Prothonotary 1.00 Refunded to Atty on 09/ 11 /07 Mileage 13.44 Misc. Surcharge 30.00 Levy 20.00 Post Pone Sale Certified Mail Postage Garnishee 9.00 , ? lo So Answers, TOTAL 93.78 4 R. Thomas Kline, S eriff By Z? o-? V,?? _ 84 :Z d 9- UVW L001 r{ J ? ?jj1. • 33hH 0 9 0 U? v v ? l? 40.43 L& ?gP62,g WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 05-4797 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due CAVALRY PORTFOLIO SERVICES, LLC AS ASSIGNEE OF CAVALRY INVESTMENTS, LLC, AS ASSIGNEE OF MIDFIRST BANK AS ASSIGNEE OF US BANKIFIRST UNION VISA TRADITIONAL, Plaintiff (s) From JEFFERY A. BOYER, 90 HUMMEL AVENUE, LEMOYNE, PA 17043-1944 (1) You are directed to levy upon the property of the defendant (s)and to sell . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of MEMBERS FIRST FEDERAL CREDIT UNION, 1023 STATE STREET, LEMOYNE, PA 17043 GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $5,830.1 Interest FROM 11/18/05 - $422.79 Atty's Comm % Atty Paid $ 140.72 Plaintiff Paid Date: FEBRUARY 22, 2007 (Seal) L.L. $.50 Due Prothy $1.00 Other Costs 0% A CUOM. Long, Fr By: Deputy REQUESTING PARTY: Name FREDERIC I. WEIN14MG, ESQUIRE Address: GORDON & WEINBERG, P.C. 21 SOUTH 21sT STREET PHILADELPHIA, PA 19103 Attorney for: PLAINTIFF Telephone: 215-988-9600 Supreme Court ID No. 41360 2015058 GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 JOEL M. FLINK, ESQUIRE Identification No.: 41200 1001 E. Hector Street, Ste 220 Conshohocken, PA 19428 484/351-0500 Cavalry Portfolio Services, LLC as assignee of Cavalry Investments, LLC, as assignee of Midfirst Bank as assignee of US Bank/First Union Visa Traditional Vs. Jeffery A Boyer COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. : 05-4797-CIVIL ORDER TO SATISFY JUDGMENT TO THE PROTHONOTARY: Kindly mark the judgment entered November 18, 2005 in the above-captioned matter satisfied upon payment of your costs only. GORDON & WEINBERG, P.C. BY: FREDERIC I. EINB G, ESQUIRE JOEL M. FLI QUIRE Attorney for Plaintiff P005 60 d cV'