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HomeMy WebLinkAbout05-5013IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff NO. Q S _ 0 vs. CIVIL ACTION - LAW PATRICK J. McGUGIN, JR. Defendant PLAINTIFF'S PETITION TO CONFIRM ARBITRATION AWARD PURSUANT TO 42 Pa.C.S.A. §7313 AND NOW, TO WIT, comes the Petitioner/Plaintiff, MBNA AMERICA BANK, N.A., by and through its attorneys and the law firm of Wolpoff & Abramson, LLP, and files the following Petition to Confirm Arbitration Award, and in support avers as follows: Petitioner/Plaintiff, MBNA AMERICA BANK, N.A. is a Delaware corporation doing business within the Commonwealth of Pennsylvania, and the other states of the United States, with its principal place of business situated at 655 PAPER MILL ROAD, MAILSTOP 14111, WILMINGTON, DE 19884. 2. Respondent/Defendant, PATRICK J. McGUGIN, JR., is an adult individual with a last known address of 15 AMY DRIVE, CUMBERLAND COUNTY, CARLISLE, PA 17013. 3. Pursuant to the credit card agreement Defendant received when Plaintiff issued Defendant an open end credit card account, which Defendant assented to by virtue of his/her use of the account, the parties agreed that, in the event of any claim and/or dispute surrounding this account arose which required collection efforts, any matters would be referred to the National Arbitration Forum (NAF). A true and correct copy of this Credit Card Agreement Additional Terms and Conditions is attached hereto, incorporated herein and marked as Exhibit "A". 4. Defendant subsequently defaulted on the terms of the aforementioned credit card agreement by failing to pay Plaintiff as required pursuant to the terms the agreement. 5. In response, pursuant to the terms the credit card agreement, Plaintiff referred this matter to the NAF for Arbitration; Plaintiff then forwarded Defendant a Notice of Arbitration and Arbitration Claim form, explaining Defendant's rights and options in accordance with the Arbitration process. A true and correct copy of both the Notice of Arbitration and Arbitration Claim form are attached hereto, incorporated herein and marked as Exhibit "B". 6. Both a Notice of Arbitration and Arbitration Claim form were received by Defendant. A true and correct copy of the proof of service is attached hereto, incorporated herein and marked as Exhibit "C". 7. An Arbitration occurred in this matter at which time both parties were provided with full and fair opportunity to present any evidence and their position in regarding to this matter. 8. An NAF Arbitration Award was entered in favor of Plaintiff and against Defendant in the amount of Eight Thousand Four Hundred Dollars and Fifty-Seven Cents ($8,400.57). A true and correct copy of the Arbitration Award is attached hereto, incorporated herein and marked as Exhibit "D". 9. In conjunction with the issuance of this Arbitration Award, the Arbitrator in this matter certified: (a) the parties entered into an agreement providing that this matter was to be resolved in accordance with the National Arbitration Forum Code of Procedure; (b) Plaintiff filed a claim with the Forum and served it upon Defendant; (c) the parties had the opportunity to present all evidence and information to the Arbitrator; (d) the Arbitrator reviewed all evidence and information submitted; and (e) the information and evidence submitted supported the issuance of an Award in favor of Plaintiff. 10. The Credit Card Agreement unequivocally states that judgment upon any arbitration award may be entered in any state or federal Court having jurisdiction. 11. Since the above referenced Arbitration Award is non-binding and unenforceable against Pennsylvania residents without confirmation of any such Award by a Pennsylvania Court, Plaintiff has filed the instant Petition, pursuant to the Uniform Arbitration Act, in order to obtain judgment against Defendant in a Pennsylvania Court, which will better enable Plaintiff to secure a collectible judgment against Defendant. 12. Plaintiff is entitled to the relief requested in the instant Petition given That: (a) the aforementioned Arbitration Award was properly obtained by Plaintiff; (b) this Honorable Court has jurisdiction over the Defendant to confirm the aforementioned Arbitration Award; and (c) because Defendant did not make an application, pursuant to 42 Pa.C.S.A. §7314, within thirty (30) days of receipt of the aforementioned Arbitration Award, with the Court to have said Arbitration Award vacated, modified and/or corrected. WHEREFORE, Plaintiff/Petitioner respectfully requests that this Honorable Court confirm the Plaintiff's Arbitration Award, pursuant to 42 Pa.C.S. §7313, and enter judgment in favor of Plaintiff and against Defendant(s) in the amount of Eight Thousand Four Hundred Dollars and Fifty-Seven Cents ($8,400.57). Respectfully submitted, Amy F. Doyle #87062 Daniel F. Wolfson #20617 Bruce H. Cherkis #18837 Philip C. Warholic #86341 Donald P. Shiffer, III #89451 Andrew C. Spears #87737 Ronald M. Abramson #94266 Ronald S. Canter #94000 Wolpoff & Abramson, LLP/Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Rd., 3rd Fl., Camp Hill, PA 17011 (717) 303-6700 VERIFICATION The undersigned hereby states that they are the attorney for the Plaintiff/Movant, who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, they are authorized to take this verification on behalf of said Plaintiff/Movant in the within action and verifies that the statements made in the foregoing Petition are true and correct to the best of their knowledge, information, and belief, based upon information provided by the Plaintiff/Movant. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: Ronald S. Canter #94000 Wolpoff & Abramson, LLP/Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Rd., 3rd Fl., Camp Hill, PA 17011 Philip C. Warholic #86341 Donald P. Shiffer, 111 #89451 Andrew C. Spears #87737 Ronald M. Abramson #94266 C4?. Amy F. Doyle #87062 Daniel F. Wolfson #20617 Bruce H. Cherkis #18837 (717) 303-6700 EXHIBIT "A" (U V) vi u m O a" ° a O 3 O m 0 G i. C G .G N ?? a "a SI caj G T O Q- s-;C 0- 'LS y1 co a O a ?'' p C u 7 vi T m a m y N a o aam C 0 ap o a G m -- >. $a Y 'b O r+ a O? O. a -0 E u a m «. G a -o y E m c .? GGm o E > u- > w Q ?pp n m- t? a o. ° cuG? z`a ro m ocw Cp n u4 v cn La N o= '° a ?n m C C ..? ¢ O .C s a z '- ¢ N cm Q. `4 uvi u: ¢¢ E Li m •,,, C a E Z 0 cc ° Nn N c o•w c m s, c Z m p n Y a a o o U G p u m EZ Ws> Y aZ o a E E a E o aa ?p O o o u E u c a o C o G cy c N 3 a m c5 v -0 CO C 3 0 ?_ a U- ,A a o i a u a? c a ? a E E Y Ly c °' o m a, in :3 ?L Z: v 2 c w arc' ?.? `E'c? to 3? ° c W o u? 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G 4 v? ° G O „y-, p ?."i 7t, 3 O ?. `_ iil f? •y, .r: - `' °' °' oy Fz F G v"'Y- N °7 N R ° W -Z Q? ?CSWr 477 ?E?•q:5j?i. G Oa 7io as n-p U N G O F --'?'^ a °cr ° a v a d - F a u? u ?' A F n' y a r ,? O?" D - v 3 c^ „ c O U css r ir. 6- aL Z p U u F Y p G? N G 4 0 •' o ?y :? R` ,y p`. tt? a, t- y d5, ?, ..S o rn „ .? G,j .G `? ..3 ` A co O ' 7 A * U> A •E O- N ?+. a0. U'* ? p' "Z O- Q W = ?, G !. 7j ?'.i J) W ?,, tY G ._ N .G i N d7 b rG t n> ?_ - 4 rn oo. x Z ?` 1 o m ? U r G U i;, -4 ¢ud?J°?uwyp??pYio????ptci?mCIL- r ?,t r 7 °? Q' :i ii ?`ra, '"' m. 4 M T A, '? •NOS,t , p...• O p pj r? G N s- '?• a '? d O oi'.=? ?, a, 2 a-- cn c,- d7 Z- y -o ..-• tY. -yr j 'u o oro6; my? "6 -o u3 ?o c ? rR cc o a• EXHIBIT "B" 2661 IN THE NATIONAL ARBITRATION FORUM CLAIM MBNA America Bank, N.A. c/o Wolpoff & Abramson, L.L.P. RE: Attorneys in the Practice of Debt Collection Forum File Number: FA0408000316349 Two Irvington Centre Claimant File Number: 0124127616 702 King Farm Blvd. Account No.: 5490995409001622 Rockville, MD 20850 Card member Agreement Type: NEXT90 CLAIMANT, Patrick J Mcgugin 104 Amy Dr Carlisle PA 17013-8810 RESPONDENT(S), For a Claim against Respondent(s), Claimant states: 1. By way of contract and use of the credit account at issue, Respondent(s) became bound by the terms of a credit agreement (hereinafter the "Agreement'), which is attached hereto and incorporated herein by reference. 2. Respondent(s) is/are in default under the terms of the Agreement and is/are now indebted to Claimant in the amount of $7011.40 , as reflected in the attached account summary, plus interest of $58.78 as of the date of filing, and at 6.00% thereafter. 3. Despite repeated demands for payment, Respondent(s) has/have not paid the amounts due. 4. Claimant requests an Award for the amounts reflected in Paragraph 2, plus all arbitration fees incurred, Process of Service fees and Attorney Fees of $1051.71 , if allowed by law, equaling 15%n of the outstanding principal balance. 5. The attached Agreement contains a Delaware choice of law provision and a provision for "reasonable" attorney fees. Delaware law specifically provides that an attorney fee may be awarded in an amount up to 20%n on an unpaid claim if allowed by law. See, 10 Del. Code Sec. 3912 (Pleading & Practice). 6. The attached Agreement contains a mandatory arbitration provision under the Rules of the National Arbitration Forum ("NAF" ). The undersigned counsel for Claimant asserts, under penalty of perjury, that the information contained in this Claim and the supporting documents attached hereto are accurate based upon information provided by Claimant to the undersigned counsel. WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection By: 1Je14'.z A. e?4,4 - /?tj q-z Lool k?7 Bruce. H. Cherkis, Esq. ADMITTED: (MD, DC, PA) Neal J. Levitsky, Esq. ADMITTED: (DE) Counsel for the Claimant If Respondent or counsel wishes to contact Claimant, please call or write: Paralegal Department Wolpoff & Abramson, L.L.P. Two Irvington Centre 702 King Farm Blvd., 5th Floor Rockville, MD 20850 1.800-830-2793 NAFCM2/NAF3 43A NO CARD 2662 SUMMARY OF ACCOUNT INFORMATION ACCOUNT STATUS REPORT Date Filed: 08/20/2004 Account Number: 5490995409001622 Cardmember Agreement: NEXT90 Primary Account Holder: PATRICK J MCGUGIN Address: 104 Amy Dr Carlisle, PA 17013-8810 Home Phone: Work Phone: Social Security Number: 194560594 Secondary Account Holder: Address: Home Phone: Work Phone: Principal Balance: $7011.40 Interest Rate: 6%n Date Assigned: 06/29/2004 INFORMATION DRAWN FROM ACCOUNT RECORDS AND CURRENT AS OF THE DATE FILED 43A NAFCL4/NAF3 2663 NOTICE OF ARBITRATION Dear Respondent, AN ARBITRATION CLAIM HAS BEEN FILED AGAINST YOU. Enclosed and served upon you is the Initial Claim. You may obtain a copy of the Code of Procedure, without cost, from the Claimant or from the Forum at WWW.ARBITRATION-FORUM.COM or 800/474-2371. IF YOU DO NOT SERVE THE CLAIMANT AND FILE WITH THE FORUM A WRITTEN RESPONSE, AN AWARD MAY BE ENTERED AGAINST YOU. AN ARBITRATION AWARD MAY BE ENFORCED IN COURT AS A CIVIL JUDGMENT. YOU HAVE THIRTY (30) DAYS TO RESPOND FROM RECEIPT OF SERVICE. You have a number of options at this time. You may: Submit a written Response to the Claim, stating your reply and defenses to the Claim, together with documents supporting your position. Your Response must be served on the Claimant and filed with the Forum. Read Forum Code of Procedure Rule 13. A Counter Claim, Cross-claim or Third Party Claim may also be served and filed, and accompanied by the fee as provided in the Fee Schedule. Forms for such Response and Claims may be obtained from the Forum. If you fail to respond in writing to the Claim, an Award may be entered against you and in favor of the Claimant and you will lose your case. 2. Demand a Document Hearing or a Participatory Hearing. You may request a Hearing in your Response or in a separate writing. Unless you have agreed otherwise, an In-person Participatory Hearing will be held in the Judicial District where you reside or do business. You may also request a hearing on-line or by telephone. Your written Request for a Hearing must be filed with the Forum. You must also serve a copy of your Request on the Claimant and any other Parties. Read Forum Code of Procedure Rules 25 and 26. 3. Have other options. You may seek the advice of an attorney or any person who may assist you regarding this arbitration. You should seek this advice promptly so that your Response can be served and filed within the time required by the Code of Procedure. If you have any questions or need help in responding, you may contact the Forum. The Forum is an independent and impartial arbitration organization, which does not give legal advice or represent parties. THIS SUMMARY IS NOT A SUBSTITUTE FOR READING AND UNDERSTANDING THE CODE OF PROCEDURE WHICH GOVERNS THIS ARBITRATION. The Forum P.O. Box 50191 Minneapolis USA 55405-0191 (651) 631-1105 (800) 474-2371 info@arb-forum.com ARBITRATION-FORUM.COM 43A NAFCL5/NAF3 NATIONAL ARBITRATION FORUM® Patrick J Mcgugin 104 Amy Dr CARLISLE, PA 170138810 MBNA America Bank, N.A. c/o Wolpoff & Abramson, L.L.P. Ronald M. Abramson, Esq. Attorneys in the Practice of Debt Collection 702 King Farm Blvd. Two Irvington Centre Rockville, MD 20850-5775 RE: MBNA America Bank, N.A. v Patrick J Mcgugin File Number: FA0408000316349 Claimant Reference Number: 0124127616 Dear Parties: December 13, 2004 Enclosed and served upon you by United States Mail is a copy of the Award, which has been entered in this matter. This case is now closed with the National Arbitration Forum. All future inquiries regarding this case should be directed to the opposing Party. Sincerely, O&A,44 Laura Johnson Case Coordinator Enclosure The Forum P.O. Box 50191 Minneapolis USA 55405-0101 www.arbkration4orum.com 877.655.7755 651.631.3700 FAx 651.631.0802 EXHIBIT "C" NATIONAL ARBITRATION FORUM: MBNA AMERICA BANK, N.A. PLAINTIFF/ PETII1ONER VS. PATRICK J MCGUGIN, JR DEFENDANT/RESPONDANT CAUSE #: FA0408000316349 DECLARATION ?F SERVICE OF: ARBITRATION CLAIM 1 EARINGr DATE: The undersigned hereby declares: That (s)he is now, and at all times herein mentioned, a citizen of the United States and over the age of eighteen, not an officer of a plaintiff corporation, not a party to nor interested in the above entitled action, and is competent to be a witness therein. On the date and tune of tgl tl for at the address of l aq A,-,,?Y 17I;;? city of [,. k(St_C , county of (,t, misrRLA?X? , state of ell , this declarant served the above described documents upon: PATRICK J MCGUGIN, JR ? Personal/ Corporate Service by then and there personally delivering true and correct copy(ies) thereof, by then presenting to and leaving the same with _ Person Receiving Documents and Their Relationship [Substituted/Residential Service by then and there personally delivering true and correct copy(ies) thereof, by then presenting to and leaving the same with 'Mco? -pAr, ro vE Lrlsr r-(A /?7?zy ?S ?tCE;'? C LFI?+1? a person of sui.ta a age an discretion o1 stated the above address to be the residence andjusual place of abo ecof- themselves and the subject(s) and/or subjects legal representative listed above. No information was provided that indicates that the subjects served are members of the U.S. military, ,r Typed or Printed Name of Process Server Server Signatu? Dated -If , 20 at CAA06 L Month Day Year city state ABC Legal Services, Inc. 910 54% Ave. Seattle, WA 98104 W olpoff & Abramson, LLP (206) 521-9000 ORIGINAL 702 King Farm Blvd TRACKING #:35317 94 PROOF OF SERVICE no?kUnle' MD 800 20860-5775 678-0303 I11II9NII0NIN0IIII - - I. EXHIBIT "D" C) -t d ba f_ 7 O I? rte; ( Z)) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff NO. ?S - S?G[3 ?tCU& h vs. CIVIL ACTION - LAW PATRICK J. McGUGIN, JR. Defendant MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S PETITION TO CONFIRM ARBITRATION AWARD AND NOW, TO WIT, comes the Petitioner/Plaintiff, MBNA AMERICA BANK, N.A., by and through its attorneys and the law firm of Wolpoff & Abramson, LLP, and files the following Memorandum of Law in Support of Petition to Confirm Arbitration Award, and in support thereof avers as follows: 1. STATEMENT OF FACTS: Defendant(s), PATRICK J. McGUGIN, JR., was/were issued an open end credit card account by Plaintiff. Defendant(s) has/have been at all relevant times material hereto a regular user(s) of this credit card for the purchase of products, goods and/or for obtaining services. Defendant(s) has/have been provided with copies of the Statements of Account accurately showing all debits and credits for transactions on the this credit card account; Defendant(s) never objected to the above mentioned Statements of Account submitted by Plaintiff to Defendant(s) which detailed the products and services purchased using this account. In the event of a breach for nonpayment, pursuant to page 9 of the Credit Card Agreement, the parties agreed that this matter would be referred to the National Arbitration Forum (hereinafter NAF) to effectuate collection. This matter was referred to the NAF for determination and disposition; the NAF entered an Arbitration Award against the Defendant(s) in favor of the Plaintiff in the amount of Eight Thousand Four Hundred Dollars and Fifty-Seven Cents ($8,400.57). ^- S II. ISSUE PRESENTED: Whether, pursuant to 42 Pa.C.S. §7313 of the Uniform Arbitration Act, should this Honorable Court confirm the Arbitration Award entered by the (NAF) against the Defendant(s) and in favor of the Plaintiff. III. ARGUMENT: Contracts containing clauses providing for settlement of disputes arising thereunder by arbitration are valid, and irrevocable except on such grounds as exist at law or in equity for the revocation of any contract. General State Authority, to Use of Dunzik, v. John McShain, Inc., 25 A.2d 572, 573 (Pa. Super. 1942); 42 Pa.C.S.A. §7303. When parties agree to arbitration in a clear and unmistakable manner, Courts make every reasonable effort to favor such agreements. Emmaus Municipal Authority v. Eltz, 204 A.2d 926, 927 (Pa. 1964). The Federal Uniform Arbitration Act was drafted by the National Conference of Commissioners on Uniform State Laws and was approved for use by the American Bar Association in 1955. Pennsylvania codified the Uniform Arbitration Act (hereinafter UAA); 42 Pa.C.S.A. §§7301-7320 in 1982. The purpose of the UAA is to promote resolution of disputes in a nonjudicial forum while still providing for the Court's role in compelling or staying Arbitration proceedings when requested. Chester Upland School Dist. v. McLaughlin, 655 A.2d 621, (Pa. Cmwlth. 1995), appeal granted 665 A.2d 471, 542 Pa. 637, affirmed 675 A.2d 1211. Further, while a party can waive their right to arbitration, the question of the timeliness of a demand for arbitration is not one of interpretation of the agreement and not one of the existence of scope of the arbitration provision; it is thus outside the bounds of judicial review and its resolution must be left to arbitration. Highmark Inc. v. Hospital Service Association of Northeastern Pennsylvania, 785 A.2d 93 (Pa. Super.2001), rearjIument denied, appeal denied, 797 A.2d 914. Here, the account issued to Defendant by Plaintiff was governed by the .? y aforementioned card member agreement, which contained an Arbitration clause. By virtue of Defendant's use and maintenance of the subject account, Defendant became bound by all terms of the account, including the agreement to arbitrate. The Federal Arbitration Act, which governs the aforementioned Arbitration proceeding conducted by the NAF, does not require that an agreement to arbitrate be signed; See 9 U.S.C., Section 2; see also Bouriez v. Carnegie Mellon, 359 F.3d 292 (parties may be compelled to arbitrate if common law principles of agency and contract support such an obligation and that a person may be equitably estopped from challenging an agreement that includes an arbitration clause when that person embraces the agreement and directly benefits from it). By way of further response, where the offered silently takes offered benefits, courts will often find an acceptance. Further, this is especially true if prior dealings between the parties, or trade practices known to both, create a commercially reasonable expectation by the offeror that silence represents an acceptance, and in such a case, the offeree is under a duty to notify the offeror if she does not intend to accept. A written agreement to subject any existing controversy to arbitration or a provision in a written agreement to submit to arbitration any controversy thereafter arising between the parties is valid, enforceable and irrevocable, save upon such grounds as exist in law or in equity relating to the validity, enforceability or revocation of any contract. 42 Pa.C.S.A. §7303. As outlined in Plaintiff's Petition, pursuant to the Credit Card Agreement Additional Terms and Conditions, which Defendant received during the time period in which Plaintiff issued Defendant the subject open end credit card account, the parties agreed that this matter was be referred to the National Arbitration Forum for Arbitration in the event of any claim and/or dispute arose if the account is referred to collection. By using the subject credit card to purchase products and services, Defendant agreed to these terms. Pursuant to 42 Pa.C.S.A. §7314, pertaining to vacating an Arbitration award by the Court, a motion to vacate shall be made within thirty (30) days after delivery of a copy of the award to the applicant, except that, if predicated upon corruption, fraud, misconduct or other improper means, it shall be made within thirty (30) days after such grounds are known or should have been known to the applicant. 42 Pa.C.S.A. §7314(b). No such relief has been requested by Defendant within the applicable time limits in this matter. Except as otherwise prescribed by general rules, 42 Pa.C.S.A. 7319(2) provides that the application to a Court under this subchapter shall be made to the Court in the county where the adverse party resides. 42 Pa.C.S.A. 7319(2). Upon the granting of an Order of Court confirming, modifying or correcting an award, a judgment or decree shall be entered in conformity with the Order, and the judgment or decree may be enforced as any other judgment or decree. 42 Pa.C.S.A. §7316. On an application of a party, the Court shall confirm an award, unless within the time limits imposed under section 7313, grounds are urged for vacating, modifying or correcting the award, in which case the Court shall proceed as provided in section 7314 (relating to vacating award by Court) or section 7315 (relating to modification or correction of award by Court. 42 Pa.C.S.A. §7313. The meaning of this section is that the Court is to confirm an Arbitration award if it has become final, i.e., unless, within a thirty (30) day appeal period, someone has presented the Court with grounds for setting the award aside. Atlantic Richfield Co. v. Atlantic Independent Union, 537 F. Supp. 371.( E.D.Pa. 1982). Further, the fact that the relief awarded by the arbitrators was such that it could not or would not be granted by a Court of law or equity is not a ground for vacating or refusing to confirm the award. 42 Pa.C.S.A. §7314(a)(2); Racicot v. Erie Ins. Exchange, 837 A.2d 496, 500 (Pa. Super. 2003). MAN OFFICE TWO IRVINGTON CENTRE 702 KING FARM BLVD, ROCKVILLE, MD 20850 10605 JUDICIAL DR.. BLDG. A5, FAIRFAX, VA 22030 1108 E. MAIN ST., STE. 1003, RICHMOND, VA 23216 5122 GREENWICH RD., VIRGINIA BEACH, VA 23462 919 N. MARKET ST., STE. 1300, WILMINGTON, DE 19899 1 VALLEY BANK BLDG, BOX 1228, CLAR(SBURG. WV 26302 2625 TOW NSGATE RD., 0330, W ESTLAKE VILLAGE, CA 91381 4880 TRINDLE ROAD, 3RD FLOOR, CAMP HILL, PA 17011 39500 HIGH POINTE BLVD.. STE. 250, NOVI. MI 48375-5505 300 CANAL VIEW BLVD., ROCHESTER, NY 14823 758 NORTH CARROLL AVE.. SOUTHLAKE, TX 76092-6413 180 GLASTONBURY BLVD., GLASTONBURY, CT 06033-4439 LAW OFFICES WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection (A National Collection Attorney Network Finn) 4660 TRINDLE ROAD 3RD FLOOR CAMP HILL, PA 17011 717-303-6700 OUTSIDE THE CAMP HILL LOCAL AREA (TOLL FREE) 1-800.758-0675 A ILIAT CFI LI?iIELOCAT ONS N W1W Y COAL FACSIMILE 717-737-9051 BIRMWGHAM, ALABAMA PHOENIX, ARIZONA PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE ANCHORAGE, ALASKA CABOT,ARKANSAS ATTN: Prothonotary/Court Administration RE: Petition to Confirm Arbitration Award Dear Clerk: X1111 I • • ???[?ILji?IeI?:I ENGLEWOOD, COLORADO RALEIGH, NORTH CAR( FT. LAUDERDALE, FLORIDA FARGO, NORTH DAKOT NORCROSS, GEORGIA CLEVELAND, OHIO HONOLULU, HAWAII OKLAHOMA CITY, OKLA BOISE, IDAHO EUGENE, OREGON CHICAGO, ILLINOIS PROVIDENCE, RHODE I MERRILLVILLE, INDIANA COLUMBIA, SOUTH CAF KANSAS CITY, KANSAS KNOXVILLE, TENNESSE LEXINGTON, KENTUCKY HOUSTON, TEXAS METAIRIE, LOUISIANA SANDY, UTAH MINNEAPOLIS, MINNESOTA MILWAUKEE, WISCONS ST. LOUIS, MISSOURI RAWLINS, WYOMING GREAT FALLS, MONTANA OMAHA,NEBRASKA LAS VEGAS, NEVADA MANCHESTER, NEW HAMPSHIRE a The Nattomt Cd md" CEDAR KNOLLS. NEW JERSEY Attorney Network U an al of mp¦rau law nrm . W &A Hours of Operation: 8 a.m. -5 p.m. EST M-F Please be advised that the undersigned represents the interest of the Plaintiff pursuant to this matter. Kindly note that the Petition to Confirm Arbitration Award and Memorandum of Law are being served upon the Defendant(s) by the Sheriff's office. Accordingly, our office requests that your office provides sufficient time in order for service to be effectuated prior to the scheduling of the hearing date/rule returnable date. Thank you for your assistance in processing this matter. Should you have questions, or if you would like to discuss this matter in greater detail, please contact the Senior Paralegal Department in our office by calling (717) 303-6700. Sincerely, Wolpoff & Abramson, L.L.P. SHERIFF'S RETURN - REGULAR CASE NO: 2005-05013 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK NA VS MCGUGIN PATRICK J JR HAROLD WEARY , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within PETITION TO CONFIRM ARE A was served upon MCGUGIN PATRICK J JR the RESPONDANT , at 1605:00 HOURS, on the 28th day of September, 2005 at 104 AMY DRIVE CARLISLE. PA 17 by handing to PATRICK J MCGUGIN JR a true and attested copy of PETITION TO CONFIRM ARB A together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 4.00 Postage .37 Surcharge 10.00 .00 32.37 Sworn and Subscribed to before m5? this day of So Answers: R. Thomas Kline 09/29/2005 WOLPOFF & ABRAMSON By : Deputy Sheri A. D. J DEC 0 9 2005 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff vs. PATRICK J. McGUGIN, JR. Defendant NO. O.S. - .$b IS CIVIL ACTION - LAW A C.:lvcl? ` ?? RULE AND NOW, this ik day of -?> 2005, upon consideration of the within Plaintiff's Petition to Confirm Foreign Arbitration Award, a hearing shall be 5 scheduled in the above captioned action for the ?day of 2001, at _!J!.31) a.mJ?- 1.1 in Court Room Number . of the Cumberland County Court House. COURT: _f J. ?„s' f ? _L„', IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA. N'13 .'A AMERICA BANK. N.A. Plaintiff vs. PATRICK J. MCGUGIN, JR. Defendant NO 0 s - s'6)Q CIVIL ACTION - LAW CIUrLT?,7wl ORDER AND NOW, this edav of 2004, upon consideration of Plaintiff's Petition to Confirm Arbitration Award, it is hereby ORDERED that Plaintiff's Arbitration Award is confirmed, pursuant to 42 Pa.C.S.A. §7313, and that judgment be entered in favor of Plaintiff and against Defendant in the amount of Eight Thousand Four Hundred Dollars and Fifty-Seven Cents ($8,400.57). . )1C»id ?. ? . On - P.&&j;h J 0? J. It S _- ' C-I? - c1" l-0- } -L ?C? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 05-5013 MBNA America Bank, N.A. Plaintiff vs. Patrick J. McGugin Jr. Defendant CIVIL ACTION - LAW PLAINTIFF'S PRAECIPE TO ENTER FINAL JUDGMENT PURSUANT TO PA R C P 1066(B) TO THE PROTHONOTARY: Please enter a final judgment for $8400.57 in Plaintiffs favor and against Defendant in accordance with the attached Order of Court entered in these proceedings. Respectfully Submitted, Amy F. Doyle #87062 1 Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 1 Tonilyn M. Chippie #87852 Ronald M. Abramson #94266 / Ronald S. Canter #94000 Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, LLP I Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3`d Floor, Camp Hill, PA 1701 1 (717) 303-6700 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK. N.A. Plaintiff NO. 0S, - 5613 CwLC 7?? vs CIVIL ACTION - LAW PATRICK J. MCGUGIN, JR. Defendant ORDER AND NOW, this eday of W04, upon consideration of Plaintiff's Petition to Confirm Arbitration Award, it is hereby ORDERED that Plaintiff's Arbitration Award is confirmed, pursuant to 42 Pa.C.S.A. §7313, and that judgment be entered in favor of Plaintiff and against Defendant in the amount of Eight "I housand Four Hundred Dollars and Fifty-Seven Cents ($8,400.57). J. Le 1.U IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA America Bank, N.A. Plaintiff NO. 05-5013 vs. CIVIL ACTION - LAW Patrick J. McGugin Jr. Defendant CERTIFICATE OF SERVICE I, Kimberly L. Eisenhauer, an authorized agent of Wolpoff & Abramson, LLP, hereby certify that a copy of the foregoing order was served this Z1 day of 2006, by depositing same in the Post Office at Camp Hill, PA, first class mail, postage prepaid, addressed as follows: Patrick J McGugin, Jr. 104 Amy Dr. Carlisle, PA 17013 Michael Heath 1604 Union Street San Francisco, CA 94123 WOLPOFF & ABRAMSON, LLP B y - f? P Q LLt t_e? 4660 Trindle Rd., 3`d Fl. Camp Hill, PA 17011 (717) 303-6700 a w Qjr 11 ^ l 3 Ci ? I mi l) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA MBNA AMERICA BANK, N.A. NO. 05-5013 655 PAPER MILL ROAD Plaintiff vs. CIVIL ACTION - LAW PATRICK J MCGUGIN JR Defendant(s) NOTICE OF JUDGMENT ( x ) Notice is hereby given that a JUDGMENT in the above-captioned matter h e n nCered against yo^uu,, in the amount of $ 8400.57 , plus interest, on _? 206to ----------- ----- ( x ) A copy of all documents filed with the Prothonotary in support of the within judgment is/are attached. -____-- ___________________ Prothary Civi ivi on By: It you have any questions regarding this Notice, please contact the filing party. Amy F. Doyle #87062 Philip C. Warholic #86341 David R. Galloway #87326 Ronald M. Abramson #94266 Bruce H. Cherkis #18839 WOLPOFF & ABRAMSON, L.L.P Attorneys in the Practice 4660 Trindle Road, 3rd F1 (917) 303-6700 (This Notice is given in accordance with Pa.R,C.P. 236.) NOTICE SENT TO: PATRICK J MCGUGIN JR 104 AMY DR CARLISLE PA 17013-8810 / Daniel F. Wolfson # / Andrew C. Spears # / Tonilyn M. Chippie # / Ronald S. Canter # . / Counsel for Plainti of Debt Collection Der, Camp Hill, PA 1701 STNTC/PANOJ W&A FILE NO. 12412 616 s IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. NO. 05-5013 655 PAPER MILL ROAD Plaintiff VS. CIVIL ACTION-LAW PATRICK J MCGUGIN JR 104 AMY DR CARLISLE PA 17013-8810 Defendant (s) INTERROGATORIES TO GARNISHEE IN AID OF EXECUTION TO: c_??; S F??-?l ("e I PURSUANT TO RULE 3114 OF THE RULES OF CIVIL PROCEDUR THE FOLLOWING INTERROGATORIES HAVE BEEN SERVED UPON YOUR INSTITUTION. G NISHEE IS HEREBY REQUIRED TO ANSWER EACH OF THE FOLLOWING INTERROGATORIES S PARATELY AND FULLY. PLEASE COMPLETE THE FOLLOWING INTERROGATORIES TO A SIST THE CREDITOR'S EFFORTS TO SATISFY THE LAWFUL OBLIGATION OF THE ABOVE REFERENCED DEBTOR(S). IMPORTANT NOTICES AND INSTRUCTIONS TO GARNISHEE A. You are required to file answers to the.followin Interrogatories within twenty (20) days after service upon you. Failure to do so may result in judgment against you. B. The term "Defendant(s)" means the individual(s) ?r entity against whom the Writ of Execution was issued. C. "You" means the main office and all branch offices, representatives, employees, and agents of your organization. D. By service of the Writ of Execution upon you, all property of the Defendant(s) subject to attachment which is in your possession, custody or control is attached, including all property of the Defendanlt(s) which comes into your possession thereafter. E. These Interrogatories are considered to be contin ing and therefore should be modified or supplemented as you receive further or additional information. F. Where exact information cannot be furnished, esti ated information is to be supplied. When an estimate is to be used, it shou d be identified as such, and an explanation should be given as to the basis on which the estimate is made, and the reason the exact information cann t be furnished. G. Where knowledge or information in possession of a party is requested, such request includes knowledge of the party's agents, representatives, and attorneys. SS# XXX-XX-0594 ORALEX/PAWRIT W&A FILE NO. 124127616 1194 II PLAINTIFF'S INTERROGATORIES TO GARNISHEE DEFENDANT(S) - PATRICK J MCGUGIN JR 104 AMY DR CARLISLE PA 17013-8810 SS# XXX-XX-0594 1. DEPOSITORY ACCOUNTS: At the time you were served o at any subsequent time, state whether or not the Defendant(s) maintains any checking, savings, lines of credit, certificate of deposit's or other deposi ory accounts with your institution. If so, state the identification number of those accounts,) and the amount or amounts the Defendant(s) has in each ac ount. If the Defendant(s) maintains any of these jointly with any othe person, or persons, give their name and address. i\cc C , 1( o(p - 2-15, 19 h 0l ? d6y d Ltb -1300, (Pc MO rnCkna K nt ^ 1A. DIRECT DEPOSIT ACCOUNTS: Are any of the accounts you have listed above direct deposit accounts? If yes, please state the identification numbers of those accounts. yes ?c& 2. SAFE DEPOSIT BOXES: At the time you were served orlat any subsequent time, state whether or not the Defendant(s) maintains any'isafe deposit box or boxes. If so, include the identification number or otherl,designation of the box or boxes. Include a full description of the contentsland also the amount of cash among those contents. If the Defendant(s) mainta 6s any of these jointly with any other person or persons, give their fulllname and address. No 3. PERSONAL PROPERTY: At the time you were served or at any subsequent time, state whether or not Defendant(s) owns any personal property that was in your possession and/or control. If so, include a full description of all personal property giving full value and present location. State also whether or not there are any encumbrances or liens holders, the present balance of the encumbrance. State where and when the encumbrances o liens was recorded. If the Defendant(s) owns any personal property jointly with any person or persons, give names and address. NQ 4. OTHER ASSETS: At the time you were served or at an subsequent time, did you know of the existence of any other asset(s) of th Defendant(s) whict are not disclosed in the preceding Interrogatories. If sol, please set forth all details concerning those asset(s). ORALE2/PAWRIT W&A FILE NO. 124127616 1195 5. PROPERTY: At the time you were served or at any subsequent time, was there in your possession, custody, or control or in the joining possession, custody, or control of yourself and one or more other persons any property of any nature owned solely or in part by any Defendant(s)? If so, please describe for each Defendant(s) each item of property including its value. Kc) 6. REAL PROPERTY: At the time you were served or at ny subsequent time, did you hold legal, or equitable title to any property o any nature owned solely or in part by the Defendant(s) or in which and De endant(s) held or claimed any interest? If so, describe for each Defendan (s) each item of property including its value and the interest held by th Defendant(s). IQ 7. PROPERTY HELD AS A FIDUCIARY: At the time you were served or at any subsequent time, did you hold as a fiduciary any propert in which any Defendant(s) had an interest? If so, please describe fo each Defendant(s) the nature of the property including its value and the i terest of Defendant(s). N-0 8. TRANSFER OF PROPERTY: At any time before or after 'you were served, dic any Defendant(s) transfer or deliver any property to you or to any person or place pursuant to your direction or consent. If so, for each Defendant(s) describe the property transferred or delivered including the dates of delivery or transfer and state the consideration paid. I 9. FEES OUTSTANDING TO GARNISHEE: Are there any attorneys fees or processing fees charged by you against the Defendant(s) or account(s) of the Defendant(s) for the completion of this Answer. If yes, outline the exact amount of any fees due and owing to the garnisheg or the attorney for the garnishee for the preparation of the Answer. NO Amy F. Do ;/#87062 / Daniel F. Wolfson #2061 Philip C. arholic #86341 / David R. Galloway #87326 / Toni?yn M. Chippie #8785 Ronald M. Abramson #94266 / Rona d S. Canter #9400 Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, L.L.P. / Cou sel for Plaintiff Attorneys in the Practice of Deb Collection 4660 Trindle Road, 3rd Floor, Ca p Hill, PA 17011 (717) 303-6700 Date: a,14 e-°s ? ?-_` '^ty -?? r-- ? ? ?' ? ? a ? -? _ t 1193 PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENT) P.R.C.P. 3101 to 3149 MBNA AMERICA BANK, N.A. : IN THE COURT OF COMMON PLEAS OF 655 PAPER MILL ROAD CUMBERLAND COUNTY, PENNSYLVANIA MAIL STOP 1411 WILMINGTON DE 19884-1411 Plaintiff VS. PATRICK J MCGUGIN JR 104 AMY DR CARLISLE PA 17013-8810 JUDGMENT NO. 05-5013 : PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENT) Defendant (s) To the Prothonotary: Please reissue the Writ of Execution in the above-captioned matter, (1) Directed to the Sheriff of CUMBERLAND COUNTY, Pennsylvania; (2) against, PATRICK J MCGUGIN JR 104 AMY DR CARLISLE PA 17013-8810 , Defendant (s) ; (3) and against, MEMBERS FIRST FCU 1000 BRYN MAWR RD CARLISLE PA 17013-1588 Garnishee(s); (4) and index this writ (a) against, PATRICK J MCGUGIN JR Defendant (s) and (b) against, MEMBERS FIRST FCU Garnishee(s), as a lis pendens against the real property of the Defendant(s) in the name of the Garnishee(s) as follows: (Specifically describe property) 104 AMY DR CARLISLE PA 17013-8810 All personal property of any nature located within the household or immediate vicinity of the Defendant(s) address and all other personal property within the dominion and control of the Defendant(s) wherever it is located shall be subject to the levy. ALSO: You are directed to attach the property of the Defendant(s) not levied upon in the possession of MEMBERS FIRST FCU 1000 BRYN MAWR RD CARLISLE PA 17013-1588 , Garnishee(s) All accounts including all savings, checking and other accounts, certificates of deposit, notes receivables, collateral, pledges, documents of title, securities, coupons and safe deposit boxes. Amount due $ 8400.57 Interest from 02/08/2006 To Be Determined At an interest rate of 6% per year Dated: Total $ 8400.57 Plus costs & interest Amy F. Doyle T #87062 / Daniel F. Wolfson #20617 Philip C. Wa holic #86341 / David R. Galloway #87326 / Tonilyn M. Chippie #87852 Ronald M. Abramson #94266 / Ronald S. Canter #94000 Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011 / (717) 303-6700 4D r f l? e ? c C k3 70 1101 o? ? Vol s WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 05-5013 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MBNA AMERICA BANK, N.A., Plaintiff (s) From PATRICK J. MCGUGIN, JR., 104 AMY DRIVE, CARLISLE, PA 17013-8810 (1) You are directed to levy upon the property of the defendant (s)and to sell ALL PERSONAL PROPERTY OF ANY NATURE LOCATED WITHIN THE HOUSEHOLD OR IMMEDIATE VICINITY OF THE DEFENDANT(S) ADDRESS AND ALL OTHER PERSONAL PROPERTY WITHIN THE DOMINION AND CONTROL OF THE DEFENDANT(S) WHEREVER IT IS LOCATED SHALL BE SUBJECT TO THE LEVY. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of MEMBERS FIRST FCU, 1000 BRYN MAWR RD., CARLISLE, PA 17013 -ALL ACCOUNTS INCLUDING ALL SAVINGS, CHECKING AND OTHER ACCOUNTS, CERTIFICATES OF DEPOSIT, NOTES RECEIVABLES, COLLATERAL, PLEDGES, DOCUMENTS OF TITLE, SECURITIES, COUPONS AND SAFE DEPOSIT BOXES. GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $8400.57 L.L. $.50 Interest FROM 2/8/06 AT AN INTEREST RATE OF 6% PER YEAR Atty's Comm % Atty Paid $82.50 Plaintiff Paid Date: MARCH 2, 2007 Due Prothy $1.00 Other Costs /IS2 It 4 ?? Curtis . Long, Pr ary (Seal) By: Deputy REQUESTING PARTY: Name AMY F. DOYLE, ESQUIRE Address: WOLPOFF & ABRAMSON, L.L.P. 4660 TRINDLE ROAD, 3RD FLOOR CAMP HILL, PA 17011 Attorney for: PLAINTIFF Telephone: 717-303-6700 •. Supreme Court ID No. 87062 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA America Bank, N.A. Plaintiff NO. 05-5013 VS. Patrick McGugin Defendant vs. MEMBERS 1 ST FCU Garnishee CIVIL ACTION - LAW Garnishee: MEMBERS 1 ST FCU 5000 LOUISE DRIVE, P.O BOX 40 MECHANICSBURG, PA 17055 PRAECIPE FOR JUDGMENT UPON ADMISSION To the Prothonotary: Please enter judgment in favor of the Plaintiff and against the Garnishee, Members 1 St Fcu, in the amount of $1,793.88, as admitted in the answer to Interrogatories to be in the possession of Garnishee. Dated: Respectfully Submitted, n - Amy F. Doyle #87 62 / Daniel F. Wolfson #20617 PhD 1jnWarhol' #86341 /Bruce H. Cherkis #18837 avid R. allowa #87 onilyn M. Chippie #87852 ra asz #86469 / Robert N. Polas, Jr. #201259 Ronald M. Abramson #94266 / Ronald S. Canter #94000 WOLPOFF & ABRAMSON, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Rd., Suite 300 Camp Hill, PA 17011 / (717) 303-6700 W&A File No. 124127616 cc: Provanta Corporation 1798 Technology Drive Ste 200 San Jose, CA 95110 _kL Q Q ? O TOo IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA America Bank, N.A. Plaintiff NO. 05-5013 vs. Patrick McGugin Jr Defendant CIVIL ACTION - LAW PRAECIPE TO SATISFY JUDGMENT AGAINST GARNISHEE To the Prothonotary: Kindly mark the judgment entered against the Garnishee, Members First Fcu, in the above matter, satisfied upon payment of your costs only. Amy F. Doyle 87062 Daniel F. Wolf on #20617 Philip C. Warholic #86341 David R. Galloway #87326 TorYilyn M. Chippie #87852 Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 Ronald M. Abramson #94266 Ronald S. Canter #94000 Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Rd., Suite 300 Camp Hill, PA 17011 (717) 303-6700 W&A File No. 124127616 -?i d 02, SHERIFF'S RETURN - GARNISHEE CASE NO: 2005-05013 P COMMONWEALTH OF PENNSLYVANIA COUNTY OF CUMBERLAND MBNA AMERICA BANK NA VS MCGUGIN PATRICK J JR And now CPL. TIMOTHY REITZ ,Sheriff or Deputy Sheriff of Cumberland County of Pennsylvania, who being duly sworn according to law, at 0014:52 Hours, on the 14th day of March , 2007, attached as herein commanded all goods, chattels, rights, debts, credits, and moneys of the within named RESPONDANT , MCGUGIN PATRICK J JR in the hands, possession, or control of the within named Garnishee MEMBERS FIRST FCU 5000 LOUISE DRIVE MECHANICSBURG, PA 17055 Cumberland County, Pennsylvania, by handing to GRETCHEN WOODROW (SECURITY SUPP. SPECIALIST personally three copies of interogatories together with 3 true and attested copies of the within WRIT OF EXECUTION and made the contents there of known to Her . Sheriff's Costs: So answers: Docketing .00 Service .00 AX- e Affidavit .00 o as K11 _ Surcharge .00 Sheriff of Cumberland County .00 00 ?S 04/26/2007 Sworn and Subscribed to before me this day of By D y Sher' f A.D 59 f. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. . 655 PAPER MILL ROAD MAIL STOP 1411 WILMINGTON DE 19884-1411 Plaintiff Vs. PATRICK J MCGUGIN JR 104 AMY DR - CARLISLE PA 17013-8810 . Defendant (s) No. 05-5013 PRAECIPE TO SETTLE AND SATISFY PLEASE MARK THE JUDGMENT IN THE ABOVE-ENTITLED CAUSE AS PAID AND SATISFIED. Respectfully submitted, By: Amy F. Doyle #87062 / Daniel F.- WO-11 0 ` #20617 Philip C. Warh lic #8634 avid I. Galloway _??3'2b- Tonilyn M. Chi Lie #878j' 1 0 er o ate, n-.- '2b? Sarah E. Ehasz #86469 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: (800) 830-2793 Fax: (866) 281-9028 cc: PAPR2/PA176A W&A FILE NO. 124127616 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 05-5013 Plaintiff VS. CIVIL ACTION - LAW PATRICK J MCGUGIN JR Defendant(s) CERTIFICATE OF SERVICE The undersigned does hereby certify that a copy of the foregoing praecipe was -t y) served this date by Regular Mail, Postage Pre-Paid on this day of Svc , 200- PROVANTA CORP 1798 TECHNOLOGY DR SUITE 200 SAN JOSE, CA 95110 P"""" C?' Amy Wise WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff 710 06 -s -° o r?; R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED. U Sheriff's Costs: Advance Costs: 291.88 291.88 Docketing 18.00 $ 000.00 Poundage 168.02 Advertising Law Library .50 Prothonotary 1.00 Refunded to Atty on 08/03/07 Mileage 15.36 Surcharge 40.00 Levy 40.00 Certified Mail Post Pone Sale Garnishee 9.00 Postage l TOTAL $ 291.88 V S'0 w ; R. Thomas Kline, Sheriff By Claudia-A. Br w1,0 Cvs 9?- qv Et" Q, d A"Pq allui"i Pk I I i COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 05-5013 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MBNA AMERICA BANK, N.A., Plaintiff (s) From PATRICK J. MCGUGIN, JR., 104 AMY DRIVE, CARLISLE, PA 17013-8810 (1) You are directed to levy upon the property of the defendant (s)and to sell ALL PERSONAL PROPERTY OF ANY NATURE LOCATED WITHIN THE HOUSEHOLD OR IMMEDIATE VICINITY OF THE DEFENDANT(S) ADDRESS AND ALL OTHER PERSONAL PROPERTY WITHIN THE DOMINION AND CONTROL OF THE DEFENDANT(S) WHEREVER IT IS LOCATED SHALL BE SUBJECT TO THE LEVY. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of MEMBERS FIRST FCU, 1000 BRYN MAWR RD., CARLISLE, PA 17013 - ALL ACCOUNTS INCLUDING ALL SAVINGS, CHECKING AND OTHER ACCOUNTS, CERTIFICATES OF DEPOSIT, NOTES RECEIVABLES, COLLATERAL, PLEDGES, DOCUMENTS OF TITLE, SECURITIES, COUPONS AND SAFE DEPOSIT BOXES. GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $8400.57 L.L. $.50 Interest FROM 2/8/06 AT AN INTEREST RATE OF 6% PER YEAR Atty's Comm % Atty Paid $82.50 Plaintiff Paid Date: MARCH 2, 2007 (Seal) Due Prothy $1.00 Other Costs C s R. Long, P otaryBy: Deputy REQUESTING PARTY: Name AMY F. DOYLE, ESQUIRE Address: WOLPOFF & ABRAMSON, L.L.P. 4660 TRINDLE ROAD, 3RD FLOOR CAMP HILL, PA 17011 Attorney for: PLAINTIFF