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HomeMy WebLinkAbout05-5107 GOLDBECK McCAFFERTY & McKEEVER By: JOSEPH A. GOLDBECK, JR. A {'TORNEl' I.D. #16132 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 (215) 825-6318 WWW.GOLDBECKLAW.COM ATTORNEY FOR PLAINTIFF MORTGAGE ELECTRONIC REGISTRA nON SYSTEMS, INC. 7105 Corporate Drive PTX C-35 PIano, TX 75024-3632 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW Plaintiff vs. ACTION OF MORTGAGE FORECLOSURE DEBRAK. VAUGHN ROGER L. VAUGHN Mortgagors and Real Owners 28 Vaughn Road Newville, PA 17241 Term '? No. 0 <{, ~ I D Defendants CIViL ACTION: MORTGAGE FO~ECLOOURF NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LA WYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, P A 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, P A 17013 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENT ADAS, ES ABSOLUT AMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON EST A DEMANDA Y A VISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES ~ .. DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. . . USTED DEBE LLEVAR ESTE PAPELASU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN. ABOGADO, VA Y A 0 LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. EST A OFICINA PUEDE PROVE ERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE P AGARLE A UN ABOGADO, EST A OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0 GRATIS. LEGAL SERVICES INC 8 Irvine Row Carlisle, P A 17013 717 -243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, P A 17013 THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243- 9400 or . 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at 800-641-4978 and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call Beth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-5029. Para informacion en espano1 puede communi carse con Loretta al 215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE ~ 1. PI~intiffis MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., 7105 Corporate Drive, PTX C-35 PIano, TX 75024-3632. 2. The names and addresses of the Defendarits are DEBRA K. VAUGHN, 28 Vaughn Road, Newville, P A. 17241-9304 and ROGER L. VAUGHN, 28 Vaughn Road, Newville, PA 17241-9304, who are the mortgagors and real owners of the mortgaged premises hereinafter described. 3. On September 05,2002 mortgagors made, executed and delivered a mortgage upon the Property hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book: 1773, Page: 775. The Mortgage and assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 10 19(9); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 4. Mortgage Electronic Registration Systems Inc. is or will be, the owner oflegal title to the mortgage that is the subject of this action, and nominee for Countrywide Home Loans Servicing LP, which is the owner of the entire beneficial interest in the mortgage. 5. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A" ("Property"). 6. The mortgage is in default because the monthly payments of principal and interest are due and unpaid for May 01,2005 and each month thereafter and by the terms the Mortgage, upon default in such payments for a period of one month or more, the entire principal balance and all interest due and other charges are due and collectible. 7. The following amounts are due to Plaintiff on the Mortgage: Principal Balance Interest from 04/01/2005 through 09/30/2005 at 7.0000% Per Diem interest rate at $18.93 Reasonable Attorney's Fee at 5% of Principal Balance as more fully explained in the next numbered paragraph Late Charges from 05/0112005 to 09/30/2005 Monthly late charge amount at $33.76 Costs of suit and Title Search Monthly Escrow amount $362.32 $98,757.61 $3,464.18 $4,937.88 $168.79 $900.00 $108,228.46 8. If the Mortgage is reinstated prior to a Sheriffs Sale, the Attorney's Fees set forth above may be less than the amount demanded based on work actually performed. The Attorney's Fees requested are in conformity with the Mortgage and Pennsylvania law. Plaintiff is entitled to collect Attorney's fees of up to 5% of the remaining principal balance in the event the Property is sold to a third party purchaser at Sheriffs Sale or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. 9. Plaintiff is not seeking a judgment of personal liability (or an "in personam" judgment) against the Dt;;fendants in this Action but reserves its right to bring a separate Action to establish that right, if such right exists. If Defendants have received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 10. Notice ofIntention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendants by certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B". The Defendants have not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendants through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands a de terris judgment in mortgage foreclosure in the sum of $1 08,228.46, together with interest at the rate of $18.93, per day and other expenses, costs and charges incurred by the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law until the Mortgage is paid in full, and for the fo eclosure of the Mortgage and Sheriffs Sale of the Property. By: VERIFICATION I, Michael D. Vestal, as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. Date: q- 2 Y1/) fI/U;It2 ~# Michael D. Vestal COUNTRYWIDE HOME LOANS INC. .. ~lii6itJl Lee:al Descriution: (As shown on MortflHfle) ; ALL TIIAT CERTAIN PARCEL OF LAND SITUATED IN THE HOP\\rRLL TOWNSHIP, COUNIT OF CUMBERLAND, STATE OF PENNSYLVANIA, BEING KNOWN AND DESIGNATED AS: BEGINNING AT A RAILROAD SPIKE IN THE CENTERLINE OF TOWI ,qp ROUTE 359 THE INTERSECTION OF TOWNSIDP ROUTE 368 (HOPEWELL AND NORTH NEWTON TOWNSl, THENCE ALONG TOWNSHIP ROUTE 359 NORTH SEVENTY-SEVEN (77) DEGREES NINE (09) MINUTES '''OJ ''V-EIGHT (48) SECONDS EAST ONE HUNDRED-NINE AND FIFTY HUNDREDTHS (129.50) FEET TO A RAIl 'n SPIKE; THENCE ALONG THE NORTH EIGHTY-SIX (86) DEGREES ZERO (00) MINUTES (00) SECONDS ') ! HUNDRED TWENTY-EIGlIT AND EIGHTY HUNDREDTHS (328.80) FEET TO RAILROAD SPIKE, THENCE ^' LAND NOW OR FORMERLY OF WILLIAM J. BURCH SOUTH ONE (1) DEGREES THIRTY-SEVEN (37) MIS TWENTY (20) SECONDS TWO HUNDRED ELEVEN AND EIGHTY-FIVE HUNDREDTHS (211.85) FEET TOdSTlNG POST; THENCE ALONG LANDS NOW OR FORMERLY OF HOWARD VAUGHN SOUTH THIRTE1\) DEGREES NINE (09) MINUTES TWENTY (20) SECONDS EAST EIGHfY-FOUR AND NINETY HUNDREDT; 1.90) FEET TO AN EIGHTEEN (18) INCH TREE; THENCE THE SAME SOUTH THREE (03) DEGREES FlFI'EF ) MINUTES FIFTY (50) SECONDS EAST TWO HUNDRED SIXTY AND NINETY HUNDREDTHS (260.90) FEE i AN EXISTING POINT; THENCE ALONG LANDS NOW OR FORMERLY OF HOWARD VAUGHN AND LM ,)W OR FORMERLY OF HUGH E. BEAM NORTH EIGHTY-ONE (81) DEGREES ONE (01) MINUTES FIFT) SECONDS WEST SIX HUNDRED TWENTY-THREE AND EIGHTY HUNDREDTHS (623.80) FEET TO A RAIL,) SPIKE IN THE CENTERLINE OF TOWNSlDP ROUTE 368 THENCE ALONG THE CENTERLINE OF TOWN~, ROUTE 368 NORTH SIXTEEN (16) DEGREES FORTY-ONE (41) MINUTES TWENTY (20) SECONDS EAST Fe lUNDRED TWENTY-THREE AND EIGHTY HUNDREDTHS (423.80) FEET TO A RAILROAD SPIKE, THE PLM BEGINNING. CONTAINING 5.493 ACRES AND BEING KNOWN AS LOT NO.2 ON A PRELIMINARY FINAL HVISION PLAN FOR HOWARD G. V AUGHN DATED FEBRUARY 24, 1982, PREPARED BY WILBER H., ,TON, R.S., AND RECORDED IN CUMBERLAND COUNTY DEED BOOK 42, AT PAGE 108. - 'Exfii6it c]3 - IlCounbywide- HOME LOANS .~ P. O. Box 660094 Dallas, TX 75266-0094 Send Payments to: PO Box 660694 Dallas, TX 75266-0094 Roger L Vaughn 28 VAUGHN RD NEWVILLE, PA 17241-9304 February 15, 2005 Certified Mail: 7113 8257 1470 7015 1882 Return Reciept Requested Regular Mail Account No.: 20546049 Property Address; 28 Vaughn Rd Newville, PA Current Servicer; Countrywide Home Loans Servicing LP ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortaaae on vour home is in default and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached paQes. The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM IHEMAPl mav be able to help to save vour home, This Notice explains how the proQram works. To see if HEMAP can help. yoU must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with vou when YOU meet with the CounselinQ Aaencv. The names. addresses and phone numbers of Consumer Credit CounselinQ Aaencies servinQ vour County are listed at the end of this Notice. If YOU have any Questions. vou mav call the Pennsylvania Housina Finance Aaency toll free at 1-800-342-2397. IPersons with impaired hearina can call 1-717-780-18691. This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help answer them. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTlFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S); PROPERTY ADDRESS: Roger L Vaughn 28 Vauahn Rd Newville. PA 20546049 LOAN ACCT. NO.; ORIGINAL LENDER; CURRENT LENDERlSERVICER; CountrYwide Home Loans Servicina LP HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS Please wr~e you, account number on all checks and correspondence. BLQPA1 2783 10/26/2004 Account Number. 20546049-6 Roger L Vaughn 28 Vaughn Rd Balance Due lor charges listed above: $2,890.05 as of 2/1512005. We may charge you a lee lor a ny paym ent returned or rejected by your financial institution, subject to <:lpplicable law. BLQPAl Countrywide PO BOX 660694 Dallas. TX 75266..(J694 11",1,1,1",1,1,11",11"11,",11,,1,',,,1,,11,',"1,,',,1,11 020546049600000289005000289005 IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT THIRTY (30\ DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names addresses and telephone numbers of desianated consumer credit counselina aaencies for the countv in which the propertv is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediatelv of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender. you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED, AGENCY ACTION. Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 28 Vaughn Rd, Newville, PA IS SERIOUSLY IN DEFAULT because YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due Monthlv Pavments: $675.29 $1,350.58 Late Charaes: Other Late Charaes: Total Late Charges: Uncollected Costs: $129.01 $305.34 $2,890.05 TOTAL DUE: YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable) HOW TO CURE THE DEFAULT - You may cure the default within THIRTY 130} DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $2,890,05, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (3D) DAY PERIOD. PAYMENT INSTRUCTIONS Please . Make jOur check pa,"b", to CDuntrywide Home Loons . Write your account nurn ber 00 your meGi< or money order . Write in any additional amounts you are including (U tctal is more than $5000, please send certified check) Payments: All payments will be applied to the IDogest outstandng installment due, unless othelWise expressly proNbited by law. . Doo't attach )o<lu check to the payment coupon . Doo't illClude correspondeoce . Don't send cash All prOO1illl1 payments for credit life insurance will be applied after application of any prioclp" and imerest payments due, but before aoy cther amounts due 00 your 1000 are applied. Additional amoontS.lf you submit ao addl~onal priocipal amount, ao addi~onal escrow amountanltor an 'other" amount with your rejJJlar home Ioao payment of prio"pal and inlErest, Countrywide will first apply YOll home loan payment befure my addi~on~ amoLl1t is applied. Uyoll home loon payments are not Clmert, Countr;wide will first apply any addttional prillCipal amouotandlor addition" ...crow ,""ourt to outstmdiog priocipal and irterest payments due before either addtlonal amount is appliad. Aoy additioo" amount spedliedas "o1he~ will be applied first to past due principal and Interest payments, then escrow deficiellCies, then late marges, theo fees lIld co&s due, then outstanding principal. Payments must be made either by cashier's check. certified check or money order made oayable and sent to: . Countrywide at P.O. Box 660694, Dallas, TX 75266-0694. You can cure any other default by takinq the followinq action within THIRTY (30) DAYS of the date of this letter. (Do not use if not aoolicable! IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to payoff the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred. up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30\ DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE. It is estimated that the earliest date that such a Sheriffs Sale of the mortgage property could be held would be approximately six (6) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any lime exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: Countrywide Home Loans Servicing LP Address: P. O. Box 660694 Dallas, TX 75266-0694 Phone Number: 1-800-669-0102 Fax Number: 1-805-577-3432 Contact Person: MS PTX-36 Attention: Loan Counselor EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you oontinue to live in the property after the Sheriff's sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You _mayor _may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE Please wrle your account number on all checks and correspondence. BLQPA 1 27B3 10/26/2004 Account Number: 20546049.6 Roger L Vaughn 28 Vaughn Rd Balance Due for charges listed above: $2,890.05 as of 2/15/2005. We may cherge you a fee for any payment returned or rejected by your financial institution, subject to applicable law BLDPAl Countrywide PO BOX 660694 Dallas, TX 75266-0694 11,,,',1.1.,,',',11,.,11,,11.,,,11,.1,',.,1.,11,1,,,1,,1,,1,11 020546049600000289005000289005 ,. TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS, TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Your loan is in default. Pursuant to your loan documents, Countrywide may, enter upon and conduct an inspection of your property. The purposes of such an inspection are to (i) observe the physical condition of your property, (ii) verify that the property is ocrupied and/or (iii) determine the identity of the occupant. If you do not cure the default prior to the inspection, other actions to protect the mortgagee's interest in the property (including, but not limited to, winterization, securing the property, and valuation services) may be taken. The costs of the above. described inspections and property preservation efforts will be charged to your account as provided in your security instrument. If you are unable to cure the default on or before March 17, 2005, Countrywide wants you to be aware of various options that may be available to you through Countrywide to prevent a foreclosure sale of your property. For example: · Repayment Plan: It is possible that you may be eligible for some form of payment assistance through Countrywide. Our basic plan requires that Countrywide receive, up front, at least Y, of the amount necessary to bring the account current, and that the balance of the overdue amount be paid, along with the regular monthly payment, over a defined period of time. Other repayment plans also are available. · Loan Modification: Or, it is possible that the regular monthly payments can be lowered through a modification of the loan by reducing the interest rate and then adding the delinquent payments to the current loan balance. This foreclosure alternative, however, is limited to certain loan types. · Sale of Your Property: Or, if you are willing to sell your home in order to avoid foreclosure, it is possible that the sale of your home can be approved through Countrywide even if your home is worth less than what is owed on it. · Deed-in-Lieu: Or, if your property is free from other liens or encumbrances, and if the default is due to a serious financial hardship which is beyond your control, you may be eligible to deed your property directly to the Noteholder and avoid the foreclosure sale. If you are interested in discussing any of these foreclosure alternatives with Countrywide, you must contact us immediately. If you request assistance, Countrywide will need to evaluate whether that assistance will be extended to you. In the meantime, Countrywide will pursue all of its rights and remedies under the loan documents and as permitted by law, unless it agrees otherwise in writing. Failure to bring your loan current or to enter into a written agreement by March 17, 2005 as outlined above will result in the acceleration of your debt. Time is of the essence. If you have any questions concerning this notice, please contact Loan Counseling Center immediately at 1-800.669-0102. PAYMENT INSTRUCTIONS Please . Make \Cur check payable to Countrywide Home Loons . Wrrre your account number on your check or money order . Write in any additional amounts you are indulllng (If t<tal is nwre than $5000, please send certified check) Payments: All payments \\ill be applied to the longest outstan<lng instfjlment due, unless otherwise expressly prohibited by law. . Don't attach \Cu check to the payment coupon . Don't include correspolldence . Dlln't send cash All premium payments for credit life insurance will be applied after appiicaoon of any prinCipal alld Imerest payments due, but before any other amounts due on ywr ioan are applied. Additional amollnts. If you submit an additional principal amoort, an additional escrffiV amount and/or an "other~ amollltwith your regula home loan payment <i prinopal and inrerest, C<luntrywide will first apply your home loan payment before any addinonal amount is applied. Ilyour home ioan payments are not ClIrrert, Countr;wide will first apply any additi""al principal amount andlor additional escrow am",nt to outstanding principal alld interest payments due before either additional am",nt is applied. Any addinoM amount speofied as 'olller wili be applied first to past due principal and irtmes! payments, then escrow deficiencies, then l<to charges, tllen fees and costs due, then outstallding principal. IlCauntlJwide. HOME LOANS ., P.O, Box 660694 Dallas. TX 75266-0694 Send Payments to: PO Box 660694 Dallas, TX 75266-0694 Debra K Vaughn 28 VAUGHN RD NEWVILLE, PA 17241-9304 February 15, 2005 Certified Mail: 7113 8257 1470 7015 1899 Return Reciept Requested Regular Mail Account No.: 20546049 Property Address: 28 Vaughn Rd Newville, PA Current Servicer: Countrywide Home Loans Servicing LP ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortaaae on your home is in default. and the lender intends to foreclose. SDecific infonnation about the nature of the default is provided in the attached paQes. The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM IHEMAPI may be able to helD to save your home. This Notice explains how the prOQram works. To see if HEMAP can help. you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the CounselinQ Aaencv. The names. addresses and phone numbers of Consumer Credit CounselinQ AQencies servina your County are listed at the end of this Notice. If yOU have any Questions. YOU may call the Pennsvlvania Housina Finance AQencv toll free at 1-800-342-2397. (Persons with impaired hearinQ can call 1-717-780-18691. This Notice contains important legal infonnation. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help answer them. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTlNUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTlFICACION OBTENGA UNA TRADUCCION INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. LOAN ACCT. NO.: ORIGINAL LENDER: CURRENT LENDERlSERVICER: Debra K Vaughn 28 VauQhn Rd Newville. P A 20546049 HOMEOWNER'S NAME(S}: PROPERTY ADDRESS: CountrYwide Home Loans ServicinQ LP HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS Please write your account number on all checks and correspondence. BLQPA1 2783 101281201)4 Account Number: 20546049.6 Debra K Vaughn 28 Vaughn Rd Balance Due for charg es listed above: $2,890.05 as of 2/15/2005. We may Charge you a fee for any payment returned or rejected by your financial institution. subject to applicable law BLQPAl Countrywide PO BOX 660694 Dallas, TX 75266-0694 11,,,1,1.1,,,1,1,11,,,11,,11,,,,11,,1,1,,,1,,11,1,,,1,,1,,1,11 020546049600000289005000289005 IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 {THE "ACT"}, YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE; IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT THIRTY 130\ DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT' EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES. If you meet with one of the consumer credit counseling agencies listed at the end of this notice. the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names addresses and teleohone numbers of desianated consumer credit counselina aaencies for the count v in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE; IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 28 Vaughn Rd, Newville, PA IS SERIOUSLY IN DEFAULT because YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due Monthlv Payments: $675.29 $1,350.58 Late Charaes: Other Late Charaes: Total Late Charges: Uncollected Costs: TOTAL DUE; $129.01 $305.34 $2,890.05 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable) HOW TO CURE THE DEFAULT - You may cure the defaull within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $2,890.05, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. PAYMENT INSTRUCTIONS Please . Make \<lur check payable to Countrywide Home Loans . Write yoor account nLlTlber on your check or money order . Write in any additional amounts you are including (If tttal is more than $5000, please send certified check) Payments: All payments >Mil be applied to the iongest outstanding inst"lment due, unless otheiWise expressly prohibited by law. . Don't attach \<lu check to the paymentC<Jupon . Don't Include cwespondence . Don't send cash All prernilJl'l pa",.-nents for credit life insuraoce will be applied after application of any principal and interest payments due, but before any other amoults due on YOll' loan are applied. Additional amOllnls,lf you submit an additional principal amount, an additional escrcm amountandlor an 'other' amount with your regular oome loan payment of prindpal and inIBrest, Countrywide will first apply your oome loan payment before anyadditionai amount is applied. Wyoll' oome loan payments are not current, Countrywide will first apply any additional principal amount andlor addition" escrow arn...rt to olistanding principal and interest payments due before either addtional amount is applied. Any additional amount spetified as 'o1he~ will be applied first to past due principai and interest payments, then escrow deficiencies, then late charges, then fees and COSlS We, then ootstanding principal. Payments must be made either by cashier's check. certified check or money order made payable and sent to: " Countrywide at P,O. Box 660694, Dallas, TX 75266-0694. You can OJre any other default by takinQ the followinQ action within THIRTY (30) DAYS of the date of this letter. (Do not use if not annlicablel IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstancing balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to payoff the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale, You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgage property could be held would be approximately six (6) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: Address: Phone Number: Fax Number: Contact Person: Countrywide Home Loans Servicing LP P. O. Box 660694 Dallas, TX 75266-0694 1-800-669-0102 1-805-577-3432 MS PTX-36 Attention: Loan Counselor EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time, ASSUMPTION OF MORTGAGE - You _mayor _may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied, YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. {HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE Plea.. wrle you, account numbe, on all checks and correspondence, BLQPA1 2783 10/2612004 Account Number: 20546049.6 Debra K Vaughn 28 Vaughn Rd Balance Due for charges listed above: $2.890,05 as of 2/1512005. We may charge you a fee far any payment returned or rejected by your financial institution, subject to applicable law. BLQPA1 Countrywide PO BOX 660694 Dallas, TX 75266-0694 ","',',1,"',',/1,,,/1,,/1,,"/1,,1,',,,1,,11,',,,1,,',,',11 020546049600000289005000289005 "0 ~ TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS, TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Your loan is in default. Pursuant to your loan documents, Countrywide may, enter upon and conduct an inspection of your property. The purposes of such an inspection are to (i) observe the physical condition of your property, (ii) verify that the property is occupied and/or (iii) determine the identity of the occupant. If you do not cure the default prior to the inspection, other actions to protect the mortgagee's interest in the property (including, but not limited to, winterization, securing the property, and valuation services) may be taken. The costs of the above. described inspections and property preservation efforts will be charged to your account as provided in your security instrument. If you are unable to cure the default on or before March 22, 2005, Countrywide wants you to be aware of various options that may be available to you through Countrywide to prevent a foreclosure sale of your property. For example: . Repayment Plan: It is possible that you may be eligible for some form of payment assistance through Countrywide. Our basic plan requires that Countrywide receive, up front, at least Y, of the amount necessary to bring the account current, and that the balance of the overdue amount be paid, along with the regular monthly payment, over a defined period of time. Other repayment plans also are available, . Loan Modification: Or, it is possible that the regular monthly payments can be lowered through a modification of the loan by reducing the interest rate and then adding the delinquent payments to the current loan balance. This foreclosure alternative, however, is limited to certain loan types. . Sale of Your Property: Or, if you are willing to sell your home in order to avoid foreclosure, it is possible that the sale of your home can be approved through Countrywide even if your home is worth less than what is owed on it. . Deed-in-Lieu: Or, if your property is free from other liens or encumbrances, and if the default is due to a serious financial hardship which is beyond your control, you may be eligible to deed your property directly to the Noteholder and avoid the foreclosure sale. If you are interested in discussing any of these foreclosure alternatives with Countrywide, you must contact us immediately. If you request assistance, Countrywide will need to evaluate whether that assistance will be extended to you. In the meantime, Countrywide will pursue all of its rights and remedies under the loan documents and as permitted by law, unless it agrees otherwise in writing. Failure to bring your loan current or to enter into a written agreement by March 22, 2005 as outlined above will result in the acceleration of your debt. Time is of the essence. If you have any questions concerning this notice, please contact Loan Counseling Center immediately at 1-BOO-669.01 02. PAYMENT INSTRUCTIONS Please . Make lOur check pal"ble to Countrywide Home Loans . Wrjte your account num ber on your d'tecl< or money order . Write in any additional amounts you ate including (~total is more then $5000, please send certified check) Payments: All payments ,,"II be applied to the longest oLtstmdng installment We, L1ll1ess othelWise expressly prol>blted by law. . Don't attach yoLl check to the payment coupon . Dont include correspondence . Don't send cash All premium paj<<\ents for credit life insurance will be applied after application ri my principal and interest palments due, but belore any other amounts due on your loan am ilPPlied. Additional.mounts. H you submit an additional principal 0010urt, 00 addiliooal escmll amoLlntamfor an "other" amount with your r"9lllar home ioan paj<<\ent of prindpal and inlerest, COLl1trywKle will first ~piyyOl" rome ioan payment befom any additional amount is applied. Hyour rome loan payments are not current, Countr\Wide will first appiy any additional principal amount andlor additional escrow OO1OUnt to outstanding principal and interest payments due betore e<<:!le< arIrJtional amount Is applied. Arry add~onal amount sperified as "Oltle( will be applied first to past due principal ard interest payments, then escrow dene/encles, then late charges, then fees and co,;ts due, then out,;tanding principal. . \ . APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CRE:DIT COUNSELING AGENCIES ADAMS COUNTY American Red Cross - Hanover Chapter 529 Carlisle Street Hanover, PA 17331 Ph: 717-637.3768 Fax: 717.637-3294 Financial Counseling Services of Franklin 31 West 3'. Street Waynesboro, PI'. 1726B Ph: 717-762-3285 eees of Westem PA 2000 Linglestown Road Harrisburg, PA 17102 Ph: 717-541-1757 Ph: 717-541.4670 Adams County Housing Authori1y 139-143 Carlisle St Gettysburg, PI'. 17325 Ph: 717-334-1518 Fax: 711-334-8326 ALLEGHENY COUNTY Pennsylvania Housing Finance Agency (Martca Hess) 2275 Swallow Hill Road Building 200 Pittsburgh, PI'. 15220 Ph: 412-429-2842 Fax: 412-429-2835 Actton Housing, Inc. 4256" Avenue Suite 950 Pittsburgh, PA 15219 Ph: 412-391-1956 Ph: 412-281.2102 Ph: 800-792-2801 Fax: 412-391-4512 cees 01 Western Pennsylvania, Inc. 309 Smithfield Street Pillsburgh, PI'. 15222 Ph: 412-471-7584 Urban League of Pittsburgh 8uilding lor Equal Opportunity One Smithfield Street Pittsburgh, PA 15222-2222 Ph: 412-2274802 Fax: 412-261-5207 Man-Valley Unemployed Commiltee 120 E. 9~ Avenue Homestead, fA 15120 Ph: 412-462-9962 Credit Counselors of P A 4D1 Wood Stleel Sune 906 Pittsburgh, PA 15222 Ph: 412-338.9954 Ph: 800.737.2933 Fax: 412-338-9963 Community Action Southwest 22 West High Slreet Waynesburg, PA 15370 Ph: 724-852-2893 Housing Opportunities 133 Seventh Street Post Ollice Box 9 McKeesport, PA 15132 Ph: 412-664-1906 Fax: 412-684-0873 ARMSTRONG COUNTY eces of Western Pennyslvania Inc, 217 E. Plank Road Altoona, FA 166V2 Ph: 814-944-8100 Ph: 814-944-5747 Credit Counselors of PA 401 WOOd Street Suite 906 Plttsburgh, PA 15222 Ph: 412-338-9954 Ph: 800-737-2933 Fax: 412-338-9963 Indiana Co. Community Action Program 827 Water Slreet Box 187 Indiana, PI'. 15701 Ph: 724-465-2657 Fax: 724-465-5118 BEAVER COUNTY Action HQUsing, Inc, 425 6" Avenue Suite 950 Pittsburgh, PI'. 15219 Ph: 412-391-1956 Fax: 412.391-4512 Housing Opportunities of Beaver Co., Inc. 650 Corporation Street Suite 207 Beaver, PA 15009 Ph: 724-728.7511 Credit Counselors 01 PA 401 WOOd Street Suite 906 Pittsburgh, PA 15222 Ph: 412-338.9954 Ph: 800-737-2933 Fax: 412.338.9983 MOll.Valley Unemployed Committee 120 E. 9" Avenue Homestead, PI'. 15120 Ph: 412-462-9962 Ph: 412-462.9964 Housing Oppor/unifies Inc. 133 Seventh Street Post Of lice Box 9 McKeesport, PA 15134 Ph: 412-664-1906 Fax: 412-664-0873 BEDFORD COUNTY Bedford-Fulton HOUSing Services 10241 Lincoln Highway Everett, PI'. 15537 Ph: 814-623.9129 Fax: 814-623-7187 Keystone Economic Development Corporation 1954 Mary Grace lane Johnstown, PI'. 15901 Ph: 814.535-6556 Fax: 814-539-1688 Wea\l1erization OHice 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-643-2343 cces 01 Western Pennyslvania, Inc. 217 E. Plank Road Allcona, PA 16602 Ph: 814-944-8100 Fax: 814-944-5747 Tableland Services, Inc, 535 East Main Street Somerset, PA 15501 Ph: 814-445.9628 Ph: 800-452-0148 Fax: 814.443-3690 BERKS COUNTY Budget eounse~ng Center 247 Nalih Filth Slreet Reading, PI'. 19601 Ph: 610-375-7866 fax: 610-375-7830 Economic Opportunity Cabinet of Schuylkill County 225 N. Centre Street Poltsville, PA 17901 Ph: 717.622-1995 Fax: 717.622-0429 cees of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 Ph: 610-821.4011 PI1: 800-220-2733 (814 only) Fax: 610-821-8932 Community Housing Counselor, Inc. Post OtIlce Box 244 Kennett Square, PA 19348 Ph: 610-444-3682 Fax: 610-444-8243 BLAIR COUNTY Bedford-Fullon Housing Services R.D, 1, 8ox384 EVerett, PA 15537 Ph: 814-623.9129 Fax: 814-623-7187 cees of Western Pennsylvania, Inc. 217 E, Plank Road AIloona, PA 16602 PI1: 814-944-8100 Ph: 814.944.5747 Keystone Economic Development Corp. 1954 Mary Grace lane Johnstown, PA 15901 PI1: 814-535-6555 Fax: 814-539-1688 Weall1erization Office 917 Mifflin Street Huntingdon, PA 16652 Ph: B 14.643.2343 BRADFORD COUNTY eces of Northeastern Pennsvlvania 1400 AbingtOll Executive Park Suite 1 Clarks Summitt, PA 18411 PI1: 570-587-9163 Ph: 800-922-9537 Fax: 570-587.9134 Fax: 570-587.9135 31 W. Market Street Wilkes-Barre, PA 18702 Ph: 510-821-{)837 Ph: 8lJO.922.9537 Fax: 570-821-1785 -, 9 South 7t! Street Stroudsburg, PA 18360 Ph: 570-420-8980 Ph: 800-922-9537 Fax: 570-420.8981 1831 S. Atherton Street Suite 100 Stale College, PA 16801 PIl: 814-238-3668 Fax: 814-238-3650 The Trehan Center of Northeastern PA 10 Public Avenue Montrose, PA 18801 Ph: 570-278.3338 Ph: 800.982-4045 Fax: 570.278-1889 German Street Post Ofllce Box 389 Oushore, PA 18814 Ph: 570-928-9668 Fax: 570.928-8144 33 Walnut SIreet We8sboro. PA 16901 Ph: 570-724-5252 Fax: 570-724-5783 185 Elmira Streel PosI Office Box 218 Troy, PA 16947 Ph: 570-297-2101 103 Warrell Street Post Ollfce Box 709 Tunkhannock, PA 18657 Ph: 570-836.6840 Fax: 570-836.6332 931 Main Street Honesdale, PA 18431 Ph: 570-253-8941 Fax: 570'253-4817 BUCKS COUNTY Acorn Housing Corporation 846 North Broad Street Philadelphia, PA 19130 Ph: 215-765-1221 Fax: 215-765-1427 Bucks County Housing Group. Inc, 140 East Richardson Avenue Langhorne. PA 19047 Ph: 215-750.4310 Fax: 215-750-4318 HACE 167 Allegheny Avenue, 2"" Floor Philadelphia, PA 19140 Ph: 215-426-8025 Fax: 215.426-9122 Community Development Corp. 01 Frankford 4620 Griscom Street Philadelphia. PA 19124 Ph: 2t5-744.2990 Fax: 2t5-744-2012 Northwest Counseling Service 5001 North Broad Street Philadelphia, PA 19141 Ph: 215-324-7500 Fax: 215-324-8753 cces of Delaware Valley 1515 Market Street- Suite 1325 Philadelphia, PA 19107 Ph: 215-563-5665 Fax: 215.864-2666 eces of OllIaware VaHey Tre'Jl.lS8 Corporate Center 4606 Street Road Trevose, PA 19047 Ph: 215-563.5665 cces of Lehigh Valley 3671 Crescent Court East Whnehall. PA 18052 Ph: 610'821-4011 Ph: 800-220-2733 Fax: 610-821-8932 American Gredil Counselino Inslitute 845 Coates Stroot Coatesville, PA 19320 Ph: 888-212.6741 144 E. Dekalb Pike King of Prussia, PA 19406 Ph: 610-971-2210 Fax: 610-265-4814 755 York Road Suite 103 Warminster, P A 18974 Ph: 215-444-9429 Fax: 215-956-6344 BUTLER COUNTY Action Housing, Inc. 4256" Avenue Suite 950 Pittsburgh, PA 15219 Ph: 412-391-1956 Ph: 412-281.2102 Housing Opportunilies, Inc. 650 Corporate St, Suile 207 McKeesport. PA 15132 Ph: 412-664-1590 Fax: 412-664.0873 Housing Opportunities, Inc. 133 Seventh Slreet Post Otlice Box. 9 McKeesport, PA 15134 Ph: 412-664-1906 Fax: 412.664-0873 GCes of Westem PA YMCA Building 339 North Washington Street Buller, PA 16001 Ph: 724-282-7812 Mon-VallEly Unemployed Commiltee 120 E, 9" Avenue Homestead, PA 15t2O Ph: 412.462-9962 Fax: 412-462-9964 Credit Counselors of PA 401 Wood Street, Suile 906 Pittsburgh, PA 15222 Ph: 412'338-9954 Ph: 800.737-2933 Fa:<: 412-338.1>91)3 CAMBRIA COUNTY Bedlord.Fulton Housing Services R.O, 1, Box 384 Everett, PA 15537 Ph: 814-623.9129 Fax: 814.623-7187 Indiana Cty Community Action Program 827 Water Street, Box 187 Indiana, PA 15701 Ph: 412-465-2657 Fax: 412-465-5118 cces of Western PA 219-A College Park Plaza Johnstown, PA 15904 Ph: 814-539-6335 cces of Western PA 2t7 E. Plank Road Alloona, PA 16602 Ph: 814-944-8100 Fax: 814-944-5747 Keystone Econ Development Corp. 1954 Mary Grace Lane Jolmstown, PA 15901 Ph: 814-535-6556 Fax: 814-539-1688 Tableland Services, Inc. 535 East Main Slreet Somerset, PA 15501 Ph: 814-445.9628 Ph: 800-452.0148 Fax: 814-443.3690 CAMERON COUNTY Northern Tier Community Action Corp. Post Office Box 389 135 Wes~ 4" Street Emporium, PA 15834 Ph: 814-486-1161 Fax: 814-486.Q825 cces of Northeastern PA 1831 S, Atherton Street Suite 100 State College, PA 16801 Ph: 814-238-3668 Fax: 814-238.3669 cees ot Western PA 217 E, Plank Road Altoona, PA 16602 Ph: 814-944.8100 Fax: 814-944-5747 CARBON COUNTY EOC o! Schuylkill CMmty 225 N. Centre Street Poltsville. PA 17901 Ph: 570-622.1995 Fax: 570.622.0429 eees of Lehigh Valley 3671 Cresent Court East Whitehall, PA 18052 Ph: 610-821-4011 Ph: 800-220-2733 (717 and 814 only) Fax: 610-821-0137 cecs of Northeastern PA 1400 Ahington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570.587-9163 Ph: 800-922-9537 Fax: 570-587.9134 Fax: 570-587-9135 9 South 1" Street Stroudsburg, PA 18360 Ph: 570-420.8980 Ph: 800.922-9537 Fax: 570-420-8981 Commission on Economic opportunity of luzeme County 183 Amber Lane Wilkes-Barre, PA 18702 Ph: 570.826.0510 Ph: 800-822-0359 Fax: 570-829.1665 - Call before faxing Ph: 570-455-4994 - Hazelton Fax: 570-455-5631 - Call before faxing Ph: 570-836-4090 - T unkhannock . . . . 31 W. Market Street Wilkes-Barre, PA 18702 PtI: 570-821-0837 PtI: 800.922-9537 Fax: 570-821-1785 1631 S. Atherton Street Suite 100 Slale College. PA 16801 Ph: 814-238-3668 Fax: 814-238-3669 CENTRE COUNTY eees 01 Western Pennsylvania, Inc. 217 E. Plank Road A/toana. PA 16602 Ph: 814-944-8100 Fax: 814-944-5747 lycomlng.Clinton Co. Comm. For Community Action (STEP) 2138 lincolnStreel Post Office Box 1328 Williamsport. PA 17703 Ph: 570-326.0587 Fax: 570-322-2197 CGes 01 Northeastern PA 1631 S, Atherton Streel Suile 100 State College, PA 16801 Ph: 814-238-3668 Fax: 814-238-3669 cces 01 Northeastern PA 201 Basis Street Wilframsport, PA 17703 Ph: 570'323-6627 Fax: 570.323-6626 CHESTER COUNTY Acorn Housing Corporation 846 North Broad Slreet Philadelphia, PA 19130 Ph: 215'765-1221 Fax: 215-765-1427 Budget Counseling Genter 247 North Filth Street Reading, PA 19601 Ph: 610-375-7866 Fax: 215'375-7830 HAGE 167 W, Allegheny Avenue ?'FIOOf Philadelphia, PA 19140 Ph: 215.426.8025 Fax: 215-426.9122 Media Fellowship House 302 S, Jackson Street Media, PA 19063 Ph; 610.565.0846 Fax: 610.565.8567 TabOr Communlly Services, Inc. 439 E. King Street Lancaster, PA 17602 Ph: 717.397.5182 Ph: 800.788-5062 (H.O. only) Fax: 717-399-4127 American Red Cross of Chesler 1729 Edgemont Avenue Chester, PA 19013 Ph: 610-874-1484 Northwest GO\Jnseling SeNices 5001 N, Broad Street Philadelphia, PA 19141 Ph: 215-324-1500 Fax: 215-324-8753 eGes of De/aware VaDe; 1515 Market Street Suite 1325 Philadelphia, PA 19107 Ph: 215-563-5665 Fax: 215-563-7020 Community Housing Counseling Inc, Post Oftice Box 244 Kennell Square, PA 19348 Ph: 610-444-3682 Fax: 610-444.8243 Phila Council for Community Adv. 100 North 17" Street Suite 600 Philadelphia, PA 19103 Ph: 215-567-7803 Fax: 215-963-9941 Community Developmenl Corp of Frankford Group Ministry 4620 Griscom Slreet Philadelphia, PA 19124 Ph: 215-744-2990 Fax: 215'744-2012 eCGS of Delaware Valley Marshall Building 790 E. Market Street Sune 215 West Chester, PA 19382 Ph: 215.563-5665 Amencar1 Credit Counselino Institute 845 Coates Slreel eoalesvllle, PA 19320 Ph: 888-212-6741 144 E. Dekalb PiKe King 01 Prussia, PA 19406 Ph: 610-971-2210 Fax: 610-265.4814 755 York Road Suite 103 Warminster. PA 18974 Ph: 215-444-9429 Fax: 215-956-6344 CLARION COUNTY eGeS of Western Pennsylvania, Inc, YMCA Buikling 339 North WashinglOl1 Street Butler. PA 16001 Ph: 412-282-7812 ClEARFlELD COUNTY Keystone Economic Development Corporation 1954 Mary Grace lane Johnstown, PA 15901 Ph: 814.535.6556 Fax: 814-539-1688 GeCS of Western Pennsylvania, Inc. 217 E. PlanK Road AIloona, PA 16602 Ph: 814-944-8100 Fax: 814-944.5747 Indiana Go. Community Action Program 827 Water Street Box 187 Indiana, PA 15701 Ph: 724-465-2657 Fax: 724-465.5118 eees 01 Northeastern PA 1631 S, AthertOfl Street Sune 100 State College, PA 16801 Ph: 814-238-3668 Fax: 814-238-3669 ceGS of Western PA 219.A College Park Plaw Johnstown. PA 15904 Ph: 814.539-6335 Ct..INTON COUNTY Lycoming-Glinton Counties Commission for Communily Aclion (STEP) 2138 Lincoln Stroot Posl Oftice Box 1328 Williamsporl. PA 17703 Ph: 570-326.Q587 F<lX: 570-322-2t97 Gees of Northeastern PA 201 Basin Slreet WiIIlamsport. PA 11703 PI1: 570-323.6627 F<lX: 570-323.6626 Gees of Northeastern PA 1631 S. Atherton Street Suite 100 Slate Coltege. PA 16601 Ph: 814-238-3668 Fax: 814-238-3669 COLUMBIA COUNTY cees of Northeastern Pennsvlvania 31 W. Marl<el Street Post Office Box 1127 Wilkes-Barre. PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax: 570-82f-f785 Commission on Economic Opportunity of Luzeme County 163 Amoor Lane Wilkes-Barre, PA 18702 Ph: 570-828-0510 Ph: 800-822-0359 Fax: 570.829-1665 - Call before faxing Ph: 570-455-4994 - Hazelton Fax: 570-455-5631 - Gall before faxing Ph: 570-836-4090 - Tunkhar1T1ock 1400 Abington Executive Park SUite 1 Clacks Summit!, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 510-587-9134 Fax: 570-587-9135 CRAWFORD COUMiY Booker T, Washington Genter 1720 Holland Streel Erie, PA 16503 Ph: 814-453-5744 Fax: 814.453-5749 John F, Kennedy Center, Ine, 2021 East 20'" Street Erie. PA 16510 Ph: 814-898.0400 Fax: 814.898-1243 Greater Erie Community Action Committee 18 West 9'" Street Erie, PA 16501 Ph: 814-459.4581 fax: 814-456-0161 Shenango Valley Urban League. Inc. 601 Indiana Avenue FarreU, PA 16121 Ph: 412-981-5310 CUMBERLAND COUNTY GGes ot Western Pennsylv8J'\ia, Inc. 2000 lingtestown Road Harrisburg, PA 11102 Ph: 717-541-1757 ~ " .; Urban league of Metropolitan Harrisburg N. 6'" Street Harrisburg, PA 17101 Ph: 717-234-5925 Fax; 717-234-9459 Community Action Comm. of the Capilal Region 1514 Deny Street Harrisburg, PA 17104 Ph: 717-232-9757 Fax: 717-234-2227 Firlancia/ Counseling Services of Franklin 31 West3,d Street Waynesboro, PA 17268 Ph: 717-762-3285 YWCA of Carlisle 301 G Street Carlisle, PA 11013 Ph: 717-243-3818 Fax: 717-731-9589 Adams County Housing Authority 139-143 Carlisle Street Gettysburg, PA 17325 Ph: 717-334-1518 Fax: 717-334.8326 DAUPHIN COUNTY cees of Western Permsylvania, inc, 2000 UngIesIoWn Road Harrisburg, PA 17102 Ph: 717-541-1757 Fax: 717.541-4670 Community Aclion Commission of the Capital Region 1514 Derry Street Harrisburg, PA 17104 Ph: 717-232-9757 Fax: 717-234-2227 Urtlan League of Metropolitan Harrisburg 2107 N. 6" Slreet Harrisburg, PA 17101 Ph: 717-234-5925 Fax: 717-234.9459 DELAWARE COUNTY Acorn Housing Corporation 846 North Broad Street Philadelphia. PA 19130 Ph: 215-765-1221 Fax: 215-765-1427 cecs 01 Delaware Valley 1515 Markel Street Suite 1325 ' Philadelphia, PA 19107 Ph: 215-563-5665 Fax: 215-864.2666 . Media Fellowship House 302 S. Jackson Street Media, PA 19063 Ph; 610-565-0846 Fax: 61(}.565.8567 Philadelphia Council lor Community Advancement 100 North 17" Street Suite 600 Philadelphia, PA 19103 Ph: 215.567-7803 Fax: 215.963.9941 American Red Cross 01 Chester 1729 Edgmont Avenue Chesler, PA 19013 Ph: 61(}'874-1484 ACCI 175 Strafford Avenue Suite 1 W<ryne. PA 19087 Ph: 61Q..971-2210 Fax: 61Q..687-7B60 Northwest Counseling Service 5001 North Broad Street Phiiadelphia, PA 19141 Ph: 215-324-7500 Fax: 215-324.8753 HACE 167 W, Allegheny Ave., 2"" Floor Philadelphia, PA 19140 Ph: 215-426-8025 Fax; 215-426-9122 Community Housing Counselor, Inc. Post Oftlce Box 244 Kennell Square. PA 19348 Ph: 610-444.3682 Fax: 61(}'444-8243 Community Devel Corp of Frankford GrOlJp MinIstry 4620 Griscom Street Philadelphia. PA 19124 Ph: 215-744-2990 Fax: 215'744-2012 CCes of Delaware Va/ley 280 North Providence Road M8{!la, PA 19063 Ph: 215.563-5665 ACCI 144 E. Dekalb Pike King of Prussia, PA 19406 Ph: 610.971-2210 Pager: 610-973.6219 ELK COUNTY John F. KennWy Center, Ine, East 20" Street Erie, PA 16510 Ph: 814.898-0400 Fax: 814-891l-1243 Northern Tier Community Action Corp 2021 Post Office Box 389 135 West 4'" Street Emporium, PA 15834 Ph: 814-486-1161 Fax: 814-4116-0825 ERIE COUNTY BookerT. Washington Center 1720 Holland Street Erie. PA 16503 Ph: 814-453-5744 Fax: 814-453.5749 John F, Kennedy Center, Inc. 2021 East 20" Street Erie, PA 16510 Ph: 814-898-0400 Fax: 814-898-1243 Greater Erie Community Action Committee 18 Wast 9" Street Erie, PA 16501 Ph: 814-459-4581 Fax: 814-456.0161 FAYETE COUNTY Action Housing, Inc. 425 6" Avenue Suite 950 Piltsburgh. PA 15219 Ph: 412-391-1956 Ph: 412-281-2102 Fax; 412-3914512 CCCS 01 Weslem Pennsylvania, Inc. 1 North Gate Square 2 Garden Cenler Drive Greensburg, PA 15601 Ph: 724-838-1290 Tableland Services, Jnc, 131 North Center Avenue Somerset, PA 15501 Ph: 814.445.9628 Fax; 814.443.3690 Man Valley Unemployed Committee 120 E. 9" Avenue Homestead, PA 15120 Ph: 412-462-9962 Community Action Southwest 22 West High Street Waynesburg, PA 15370 Ph: 724-852-2893 F<ryette Co Communi\}' Action Agency, Inc. 137 North Beeson Avenue Unionlown, PA 15401 Ph: 724-437,6050 Ph: 800-427-JNFO Fax: 724-437-4418 cees of Western PA 199 Edisoo Street Uniontown, PA 15401 Ph: 724'439-8939 FOREST COUNTY Warren-Forrest Counties Economic Opportunity Council 204 Liberty Street Posl Office Box 547 Warren, PA 16365 Ph: 814-726-2400 Fax: 814-723..0510 FRANKLIN COUNTY Financial Services Unlimited 31 Wast 3'" Street Waynesboro, PA 17268 Ph: 711-762-3285 eecs 01 Western Pennsylvania, fne. 912 South George Street York, PA 17403 Ph; 717-846-4176 Community Action Commission of Capital Region 1514 Derry Strwt Harrisburg, PA 17104 Ph: 717-232'S757 Fax: 717-234-2227 cecs of Western PA 2000 LingJeslown Road Harrisburg, PA 17102 Ph: 717-541-1757 Fax; 717-541'4670 YWCA of Carlisle 30 1 G Street Carlisle, PA 17013 Ph; 717-243.3818 Fax: 717-243-3948 American Red Cross-Hanover Chapter 529 CMisre Street Hanover, PA 17331 Ph: 717-637-3768 Fax; 717.637-3294 Urban League 01 Metropolitan Hbg, 2107 N. 6'" Street Harrisburg, PA 17101 Ph: 717-234-5925 Fax: 717-234-9459 , 1 j Adams County Housing Authority 139 - 143 Cl!rlisle Street Gettysburg, FA 17325 Ph: 711-334-1518 Fax: 717-334-8326 FULTON COUNTY Bedford-Fullon Housing Services R.O, 1, Box 384 Everett, PA 15537 Ph: 814.623-9129 Fax: 814-623-7187 eces of Western Pennsylvania, Inc. 912 South George Stroot York, PA 17403 Ph: 717.8464176 Anancial Counseling Services ot Franklin 3t Wesl3"'Street Waynesboro, PA 17268 Ph: 717-762-3285 Wealherization Ofllce 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-643-2343 GREENE COUNTY Aclion Housing, Inc, 4256"" Avenue Suite 950 Pittsburgh, PA 15219 Fh: 412-391-1956 Ph: 412-281-2102 Fax: 412-391-4512 Community Action Southwest 22 Wesl High Slreet Waynesburg, PA 15370 Ph: 724-852-2893 Fax: 724.627-7713 MonNalley Unemployed Committee 120 E. 9" Avenue Homestead, PA 15120 Ph: 412-462-9962 Fa:<: 412.462.9964 eees 01 Western Pennsylvanla, Inc. 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 Ph: 724.838-1290 HUNTINGDON COUNTY Bedford.Fullan Housing Services A.D. 1, Box 384 Everel1, PA 15537 Ph: 814-623-9129 Fax: 814.623-7187 Weatherization Office 917 Miftlin Street Huntingdon, PA 16652 Ph: 814-643-2343 eces ot Western Pennsylv/ll1ia, Inc. 217 E, Plank Road Altoona, PA 16602 Ph: 814-944-6100 Fro<: 814-944.5747 INDIANA COUNTY eGeS of Westem Pennsylvania, Inc. 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 Ph: 724-838-1290 Keystone Economic Developrnent Corporation 1954 Mary Grace Lane Johnstown, PA 15901 Ph: 814-535-6556 Fax: 814-539-1688 Indiana Co Community Action Program 827 Water Street, Box 187 Indiana, PA 15701 Ph: 724-465-2657 Fax: 724-465-5118 cecs of Western PA 219-A College Park Plaza JoI1l1slown, P A 15904 Ph: 814-539-6335 JEFFERSON COUNTY John F. Kennedy Center, Inc, 2021 East 20" Slreet Erie. PA 16510 Ph: 814-898-0400 Fax: 814.898-1243 Indiana CounlY Community Action Program 827 Water Street, Box 187 Indiana, PA 15701 Ph: 724-465-2657 Fax: 724465-5118 cces of Western Pennsylvania, Inc. YMCA Building 339 North Washington Street Bulter, PA 16001 Ph: 724-282-7812 JUNIATA COUNTY eees of Western Pennsylvania, Inc. 217 E. Plank Road Alloona. PA 16602 Ph: 814-944-8100 Fax: 814-944-5747 Wealherl2ation Qtlice 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-643-2343 LACKAWANNA COUNTY cees of NortheaStern Pennsylvania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-<>837 Ph: 800.922-9537 Fax: 570-821-1785 1400 Abington E>!ecutive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-567-9163 Ph: 800-955-9537 Fax: 570-587.9134 Fax: 570-587-9135 LANCASTER COUNTY Community Housing Counselors, Incorporated Post Office Box 244 Kennell Square, PA 19348 Ph: 215.444.3682 Fax: 216-444-3178 cees 01 Western Pennsylvania, Inc. 912 South George Street York, PA 17403 Ph: 717-846.4176 cces of Lehigh VaHey 3671 Crescent Court East Whitehall, PA 18052 Ph: 215-621.4011 Ph: 800-220-2733 (717 and 814 only) Fa>c 215.821.8932 Tabor Community Services, Inc. 439 E. King Street Lancaster, PA 17602 Ph: 717-397-5182 Ph: 800-788-5082 Fax: 717-399-4127 LAWRENCE COUNTY eces of Western Pennsvlvania 1" Federal Plaza Suite 406 North MnI Street New Castle, PA 16101 Ph: 724-652-8074 312 Chestnut Slreet Suite 2.27 Meadville, PA 16335 Ph: 814-333.8570 Shenango Valley Urban League, Inc. 60 1 Indiana Avenue Farrell, PA 16121 Ph: 724-981.5310 Housing Opportunities 01 Beaver County 650 Corporation SI. Suite 207 Beaver, PA 15009 Ph: 724-728-7202 Fax: 724-728-7202 LEBANON COUNTY Economic Opportunity Cabinet of SChuylkill County 225 North Centre Street potlsville, PA 17901 Ph: 570-622-1995 Fax: 57Q..622-0429 Tabor Community Services,lnc. 439 E. King Street Lancaster, PA 17602 Ph: 711-391-5182 Ph: 800-788-5002 Fax: 717-399.4127 LEHIGH COUNTY cees oIlehigh Valley 3671 Crescent Court East Whitehall, PA 18052 Ph: 610-821.4011 Ph: 800-220-2733 (717 and 8t4 only) Fax 610-821-8932 Economic Opportunity Cabinet of Schuylkill County 225 North CenUe Street Pottsville, PA 17901 Ph: 570-622-1995 Fax: 570.622-0429 LUZERNE COUNTY eees of Northeastern Pennsvlvania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821.0837 Ph: 800-922.9537 Fax: 570-821-1785 1400 Abington Executive Park Suile 1 Clarks Summilt, PA 18411 Ph: 570-567-9163 Ph: 800-955.9537 Fax: 570-587-9134 Fax; 570-587-9135 CommiSSion on Economic Opportunity of Luzerne County 163 Amber Lane Wilkes-Barre, PA 18702 Ph: 510-826-0510 Ph: 800-822-<J359 Fax: 570-829-1665 - Call belore laxing Ph: 570-455-4994 - Haze/too Fax: 570455-5631 - Call before laxing Ph: 570.836.4090- Tunkhannock EOG of Schuylkl11 County 225 North Centre Street poftsville, PA 17901 Ph: 570-822-1995 Fax: 570.&22-0429 .. " ~ L VCOMING COUNTY cees of Northeastern Pennsvlvania 31 W. Macket Street Post Of1ice Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800.922-9537 Fax: 570.821-1785 1400 Abington Executive Park Suile 1 Clacks Summitt, PA 18411 Ph: 570:587-9163 Ph: 800-922.9537 Fax: 570.587-9134 Fax: 570-587.9135 201 Basin Slreet Wilnamsport, PA 17703 Ph: 570.323.6627 Fax: 570-323-6626 Lycoming-Clintoo Counties Commission lor Community Aclioo (STEP) 2138 Uncoln Street Post O1lice Box 1328 Wil~amsport, PA 17703 Ph: 570.326-0587 Fax: 570-322-2197 McKEAN COUNTY John F. Kennedy Center, Inc. 2021 East 20" Street Erie, PA 16510 Ph: 814-898.0400 Fax: 814.898-1243 Northern Tier Community Action Group Post Office Box 389 135 W, 4"' Street Emporium, PA 15834 Ph: 814-486-1161 Fax: 814-486.0825 MERCER COUNTY Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 Ph: 724'981-5310 eecs of Western Pennsylvania, Inc, YMCA Building 339 North Washinglon Street Butler, PA 16001 Ph: 724-282-7812 MIFFLIN COUNTY eccs of Western Pennsylvania, Inc. 217 E, Plank Road Altoona, PA 16602 Ph: 814.944.8100 Fax: 814-944-5747 eecs of Northeastern Pennsylvania 1631 S, Alherton Slreet Suite 100 Slate College, PA 16801 Ph: 814-238-3666 Fax: 814.238-3669 Weatherization Oil ice 9 17 Mifflin Sheet Huntingdon,PA 16652 Ph: 814-643-2343 MONROE COUNTY eces of Northeastern Pe/1nsvlvania 31 W. Market Street Post Office Box 1127 WOkes-8arre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax: 570-821-1785 9 South 7i> Street Stroudsburg, PA 18360 Ph: 570-420-8980 Ph: 800.922.9537 Fax: 570-420-8981 1400 Abinglon Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570.587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax: 570-587-9135 Comrn on Economic Opportunity of Luzeme Counly 163 Amber Lane Wilkes-Barre, PA 18702 Ph: 570-826-0510 Ph: 800-822.0359 Fax: 570-829.1665 - Call before faxing Ph: 570:455.4994 - Hazelton Fax: 570.455-5631 - Cati before faxing Ph: 570-836-4090. Tunkhannock MONTGOMERY COUNTY Acorn Housing Corporation 846 North Broad Street Philadelphia, PA 19130 Ph: 215-765-1221 Fax: 215-765-1427 eces of Delaware Valley Norristown Business Center 190 W. Germantown Pike, Suite 140 Norristown, PA 19401 Ph: 215-563-5665 Gces of Delaware Valley 1515 Market Street, Suite 1325 Philadelphia, PA 19107 Ph: 215.563.5665 Fax: 215-864-2666 Northwest Counseling Service 5001 N, Broad Street Philadelphia, PA 19141 Ph: 215-324-7500 Fax: 215-324-8753 Community Action Development Comm 113 E. Main Street Norristown, PA 19401 Ph: 610-277-6363 Fax: 610.277-2123 Community Housing Counselors Ine, Post Of1ice Box 244 Kennett Square, PA 19348 Ph: 215,444-3682 Fax: 215.444-8243 Media Fellowship House 302 S. Jackson Slreet Media, PA 19063 Ph: 610-565-0846 fax: 610.565.8567 Phila CouncH for Community Advrllnl 100 North 17'" Street, Suite 600 Philadelphia, PA 19103 Ph: 215-567.7803 Fax: 215-963.9941 American Credit Counselina Institute 845 Goates St Coalesville, PA 19320 Ph: 888-212-6741 144 E. Dekalb Pike King of PruSSia, P A 19406 Ph: 610-971-2210 Fax: 610-265-4814 755 York Road Suite 103 Warrninstar, PA 18974 Ph: 215-444-9429 Fax: 215-956.6344 MONTOUR COUNTY cecs of Northeastern Pennsvlvania 31 W. Mackel Street Post Of1icil Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax: 570.821-1785 1400 Abington Executive Park Suite 1 Clarks Summill, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax: 570-587-9135 NORTHHAMPTON COUNTY cees of Lehigh Valley 3571 Crescent Court East Whitehall, PA 18052 Ph: 610-821-4011 Ph: 800-220-2733 (717 and 814 only) Fax: 610-821-8932 NORTHUMBERLAND COUNTY eces of Northeastern Pennsvlvanla 31 W. Market Street Posl Office Box 1127 Wnkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax: 570-821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800'922-9537 Fax: 570.587.9134 Fax: 570.587.9135 20 1 Basin Street Williamsport, PA 17703 Ph: 570-323-6627 Fax: 570-323.6626 Economic Opportunity Cabinet of Schuylkill Gounty 225 North Centre Slreet Pottsville, PA 17901 Ph: 570-622.1995 Fax: 570-622-0429 PERRY COUNTY CCCS of Western Pennsylvania, Inc. 2000 Lingleslown Road Harrisburg, PA 17102 Ph: 717-541-1757 Fax: 717-541-4670 Urban League of Metropolitan Harrisburg 2107 N. 6" Street HarriSburg, PA 17101 Ph: 717-234.5925 Fax: 717-234-9459 YWCA of Carlisle 301 G Street Carlisle, PA 17013 Ph: 717-243-3818 Fax: 717-243-3948 Financial Counseling Services of Franklin 31 West 30d Street Waynesboro, PA 17268 Ph: 717-762'3285 Weafherlzation Office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-643-2343 ... '.. .J Community Action Commission 01 The Capital Region 1514 Deny Slreet Harrisburg, PA 17104 Ph: 717-232-9757 Fax: 717-234-2227 PHILADELPHIA COUNTY Acorn Housing Corporation 846 North Broad Street Philadelphia. PA 19130 Ph: 215-765-1221 Fax: 21.5-765'1427 Northwest Counseling SeMee 5001 N, Broad Street Philadelphia, PA 19141 Ph: 215-324-7500 Fax; 215-324.8753 eecs of Delaware Valley 1515 Market Street Suite 1325 Philadelphia, PA 19107 Ph: 215-563.5665 Fax: 215.664.2666 HAC!: 167 W. Allegheny t'" Floor Philadelphia. PA 19140 Ph: 215.426.8025 Fax: 215-426-9122 Media Fellowship House 302 S, Jackson Street Media, PA 19063 Ph: 610-565,0846 Fax: 610-565-8567 PCCA 100 North 17" Street Suite 600 Philadelphia. PA 19103 Ph: 215.567.7803 Fax: 215-963-9941 cces of Delaware Valley One Cher!)' HUt Suite 215 Cher!)' Hill, NJ 08002 Ph: 215-563-5665 Housing Association of Delaware Valley 1500 Walnut Slreet Suite 601 Philadelphia, PA 19102 Ph: 215.545-6010 Fax: 215.790-9132 HouSing ASSOCiation 01 Delaware V81ley 658 North Watts Street Philadelphia. PA 19123 Ph: 215.978-0224 Fax: 215-765.7614 Communily Devel. Corp, 01 Frankford Group Minist!)' 4620 Griscom Street Philadelphia, PA 19124 Ph: 215-744-2990 Fax: 215-744.2012 Amertcan Credit CounselinQ Instilute 845 Coates Street Coatesville, PA 19320 Ph: 888-212-6741 144 E. Oekalb Pike King Of Prussia, PA 19406 Ph: 610-971.2210 Fax: 610-265-4814 755 York Road Suite 103 WarrninSler, PA 18974 Ph: 215-444-9429 Fax: 215-956-6344 PIKE COUNTY eeGS of Northeaslem Pennsvfvania 31 W. Markel Street Posl Office Box 1127 Wilkes.Barre. PA 18702 Ph: 570.B2H)837 Ph: 800.922-9537 Fax: 570.821-1785 9 South 7" Street Stroudsburg, PA 18360 Ph: 570-420-8980 Ph: 800-922-9537 Fax: 570-420,8981 1400 AbingtOl1 Executive Park Suite 1 Clallls Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax: 570-587-9135 POTTER COUNTY Northern Tier Community Acllon Group 135 West 4" Street Emporium, PA 15834 Ph: 814-486-1161 Fax: 814-486-0825 SCHUYlKILL COUNTY Budget Counseling Center 247 North Fifth Street Reading, PA 19601 Ph: 610-375.7866 Fax: 610-375-7830 Commission on Economic Opportunily of Luzerne Co. 163 Amber Lane W~kes-8arre, PA 18702 Ph: 570-826.0510 Ph: 800.822-0359 Fax: 570-829-1665 - Gall before faxing Ph: 570-455.4994 - Hazelton Fax: 570-455-5631. Call belore faxing Ph: 570-836,4090 - T unkhannock Economic Opport Cabinet of Schuylkill Co, 225 N. Centre Slreet PottsviUe, PA 17901 Ph: 570-622.1995 Fax: 570-622-0429 eecs of Lehigh VaHey Post Olllce Box A Whitehall, PA 10052 Ph: 610-821-4011 Fax: 610.821-8932 SNYDER COUNTY eccs of Western Pennsylvania, inc. 2000 Unglestown Road Hanisburg, PA 17102 Ph: 717.541-1757 ,Fax: 717.541.4670 Community Action Commission of the Capital Region 1514 Deny Street Harrisburg, PA 17104 Ph: 717-232-9757 Fax: 717-234.2227 Urban league of Metropolitan Harrisburg 2107 N, 6" Street Harrisburg, PA 171Ql Ph; 717.234.5925 Fax: 717-234-9459 SOMERSET COUNTY Bedford-Fullan Housing Services R.D. 1, Box 384 Everett, PA 15537 Ph: 814-623-9129 Fax: 814-623-7187 eees of Western Pennsylvania, Inc, 1 North Gate Square 2 Garden Cenler Drive GreoosQurg, PA 15601 Ph: 724-838-1290 Table/and Services Inc, 535 East Main Street Somerset, PA 15501 Ph: 814-445-9628 Ph: 800-452-0148 Froc 814-443-3690 Keystone Economic Development Corp. 1954 Mal)' Grace Lane Johnstown, PA 15901 Ph: 814.535.6556 Fax: 814-539-1688 eees of Western PA 219.A College Park Plaza Johnstown, PA 15904 Ph: 814-539-6335 SULLIVAN COUNTY eees 01 Northeastern Pennsylvania 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570'587-9134 Fax; 570-587.9135 31 W. Malke! Street Wilkes-Barre. PA 18702 Ph: 570-821-0837 Ph: 800.922-9537 Fax: 570-821-1785 The Trehab Center of NOr1heaslern PA 185 Elmira Street Post OtIiceBox 218 Troy, PA 16947 Ph: 570.297-2101 Fax: 570-297-2799 17 Crafton Street Wellsboro, PA 16901 Ph: 570-724-5252 Fax: 570-724'5783 103 Warren Street Post Oltice Box 709 Tunkhannock. PA 18657 Ph: 57(J..836.6840 Fax: 570-836-6332 German Street Post Office Box 389 Dushore, PA 18614 Ph: 570-928-9668 Fax: 57(J..928-8144 931 Main Street Honesdale, PA 18431 Ph: 570-253.8941 Fax: 570-253-4817 7 Lake Avenue 80x 339 Montrose, PA 16801 Ph: 570-278.3338 Ph: 800-982.4045 Fax: 570-278-1889 .... ,>> ., SUSQUEHANNA COUNTY eees of Northeastern Pennsvlvania 1400 Abington Executive Park Suite 1 Clarks Summi\1, PA 18411 Ph: 570-587-9163 Ptl: 600-922-9537 Fax: 570-587-9134 Fax: 570-587-9135 31 W, MarkEll Street Wilkes.8arrEl, PA 18702 Ph: 570-82Hl837 Ph: 800-922.9537 Fax: 57Q.821-1785 Trehab Center of Northeastern PI'. 185 Elmira Street Post OffICe Box 218 Troy, PA 16947 Ph: 570-2.97-2101 Fax: 570-297-2799 German Street Post Office Box 389 Dushore. PA 18614 Ph: 570-928-9668 Fax:. 570.928-8144 17 Cra/tm Street WellsbolO, PA 16901 Ph: 570-724-5252 Fax: 570.724-5783 103 Warren Street Post Olfice Box 709 Tunkhannock, PA 18657 Ph: 570-836.6840 Fax: 570.836-6332 931 Main Street Honesdale, PA 18431 Ph: 57Q.253-8941 Fax: 570-253.4817 7 Lake Avenue Box 339 Montrose, PA 18801 Ph: 57Q.278-3338 Ph: 800-982-4045 Fax: 570-278-1889 TIOGA COUNTY GCes of Northeastern Pennsvlvanla 1400 Abfngton Execu1lve Park Suite 1 GlalksSummill, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570.587-9134 Fax: 570.587-9135 31 W. Market Street Wilkes.Barre, PA 18702 Ph; 570-821-0837 Ph: 80iH122-9537 Fax: 570-821-1785 The Trehab Cenler of NOrtheastem PA 185 ElmlmStreet Post Office Box 218 Troy, PI'. 16947 Ph; 570-297.2101 Fax: 57Q.297-2799 German Street Post Office Box 389 O\Jshore, PA 18614 Ph: 570-928-9668 fax: 570.92&-8144 17 Clatlon Street WeIIsboro, PA 16901 Ph: 570-724-5252 Fax: 57Q.724-!i783 103 Warren Street Post Office Box 709 Tunkhannocl<, PA 18657 Ph: 57Q-836.6840 Fax: 570-836-6332 931 Main Street Honesdale, PA 18431 Ph: 570-253-8941 Fax: 570-253-4817 The Trehab Center of NE PA 7 Lake Avenue Box 339 Montrose, PA 18801 Ph: 570-278-3338 Ph: 800-982-4045 Fax: 570-278-1889 UNION COUNTY lycoming-Clinton Co Comm for Comm Action (STEP) 2138lincoln Street Post OlIice Box 1328 Wl1Iiamsport, PA "7703 Ph: 570-326-0587 fax: 57Q.322-2197 cees of Westem Pennsylvania, lnc, 217 E. Plank Road Alloona, PA 16602 Ph: B 14-944-8100 Fax: 814-944-5747 CCCScl Norlheaslem pennsvtvania 31 W. Market Street Post OlIice Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821.0837 Ph: 800-922'9537 Fax: 570-821-1765 1400 Allington ExecUlive Park Suite 1 Clacks Summilt, PA 18411 Ph: 570.587-9163 Ph: 800-922-9537 Fax: 570.587-9134 Fax: 570-587-9135 201 Basin Street WilHamsport, PA 17703 Ph: 570-323-6627 Fax: 570-323-6626 VENANGO COUNTY Greater Erie Community Action Committee 18 West 9f> Street Erie, PA 16501 Ph: 814.459-4581 Fax: 814-456-0161 GCCS of Westerl1 Pennsylvania, Inc, YMCA Building 339 North Washif19ton Street BUller, PA 16001 Ph: 412-282-7812 John F. Kennedy Camer, Inc. 2021 East 20" Street Erie, PA 16510 Ph: 814-898.0400 Fax: 814-898.1243 WARREN COUNTY Booker T Washington Center 1720 Holland Street Erie, PA 16503 Ph: 814-453-5144 ' Fax: 814-453-5749 Greater Erie Community Action Committee 18 West 9" Street Ene, PA 16501 Ph: 814-459.4581 Fax: 814456.0161 Warren-Forrest Counties EcoOOO1ic Opllortunity COUld 1209 Pennsylv8lliaAvel1Ue, West Post Ofllce Box 547 Warren, PA 16365 Ph: 814-726-2400 Fax: 814-723.0510 WASHINGTON COUNTY Action Housing, Inc. 4256'" Avenue Suite 950 PiIlsburgh, PA 15219 Ph: 412-391-1956 Ph: 412-281-2102 Fax: 412.391-,1512 cees of Western Pennsylvania, Inc. 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 Ph: 724-838-1290 Housing Opportunities, Inc. 133 Seventh Street McKeesport. PA 15132 Ph: 412-664-1590 Fax: 412-664.0873 Credit Counselors ot PA 401 Wood Street Suile 906 Piltsburgh, PA 15222 Ph: 412-338-9954 PO: 800-737-2933 Fax: 412-338-9963 Community AcUon Southwest 22 West High Street Waynesburg, PA 15370 Ph: 724-852-2893 53 1'01, College Strael Washinglon, PA 15301 Ph: 724-222-8292 Mon-Valley Unemployed Commiltee 120 E. 9" Avenue Homestead, PA 15120 Ph: 412-462-9962 fax:. 412-462.9964 WAYNE COUNTY eccs of Northeastern Pennsvlvania 1400 Abington Executive Park Suite 1 GlarI<s Summllt, PA 18411 Ph: 570-587.9163 Ph: 800-922-9537 Fax: 570.587-9134 Fax: 570,587-9135 9 South 7" Street Stroudsburg, PA 18360 Ph: 570-42.0-8900 Ph: 800-922-9537 Fax: 570-420.8981 31 W. Market Street Wilkes-Barre, PA 18702 Ph: 570-821-(J837 Ph: 800-922-9537 fax; 570-821-1785 The Trehab Center of NE PA 185 Elmira Street Post Office Box 218 Troy, PA 16947 Ph: 570-297-2101 Fax: 570-297-2799 17 Crafton Street Wellsboro. PA 16901 Ph: 570-724-5252 Fax: 570-724-5783 .. . '" . 103 Warren Street Post Office 80x 709 Tuokhannock. PA 18657 Ph: 57()"836-6840 Fax: 570-836.6332 German Street Post Ofllce Box 389 Dusl1ore, PA 18614 Ph: 570-928-9668 Fax: 570-928-8144 931 Main Street Honesdale, PA 18431 Ph: 570-253.8941 Fax: 570-253.4817 1 Lake Avenue Box 339 Montrose, PA 18801 Ph: 57o-27B-3338 Ph: 800-982-4045 Fax; 57()"278-1889 WESTMORELAND COUNTY Action Housing, Inc. 42560. Avenue Suite 950 Pittsburgh, PA 15219 Ph: 412-391-1956 Ph: 412-281.2102 Community Action Southwest 22 West High Street Waynesburg, PA 15370 Ph: 724-852-2893 CGGS of Western Pennsylvania, Ine, 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 Ph: 724-838-1290 Housing Opportunilies, Inc. 133 Seventh Street McKeesport, PA 15132 Ph: 412.664-1590 Fax; 412,664-0873 Keystone Economic Development Corporation 1954 MatY Grace Lane Johnstown, PA 15901 Ph: 814-535.6556 Fax: 814-539-1688 Tableland Services Inc. 535 East Main Slreet Somerset, PA 15501 Ph: 814.445-9628 Ph: 800-452-0148 Fax: 814-443-3690 199 Edison Street Unionlown, PA 15401 Ph: 724~t39.8939 Indiana Co Community Action Program 827 Water Street 80x 187 Indiana, PA 15701 Ph: 724-465-2657 Fax: 724-465-5118 Moo-Valley Unemployed Committee 120 E, 9'" Avenue Homestead. PA 15120 Ph: 412'462-9962 Fax: 412-1\62.9964 Credit Counselors of PA 401 W cod Street Suite 906 Pittsburgh, PA 15222 Ph: 412-338-9954 Ph: 800-737-2933 Fax: 412-338-9963 WYOMING COUNTY Common Economics Opportunity of luzeme County 163 Amber lane Wilkes-Barre, PA 18101 Ph: 57o-B26-0510 Ph: 800-822-0359 Fax: 570-829-1665 - CaB before faxing Ph: 510.455-4994 - Haze~on Fax: 57()'455-5631 - Call before faxing Ph: 570-836-4090 - Tunkhannock ceGS of Northeastern PA 1400 AblnglOll Executive Park Suile1 Clarks Summill, f'A 18411 Ph: 570-587-9163 Ph: 800-922.9531 Fax: 570-587-9134 Fax: 570-587-9135 31 W, Market Street Wilkes-Barre, PA 18702 Ph: 570.821.0837 Ph: 8O()"922-9537 Fax: 57()'821-1185 The Trehab Center of NE PA 7 Lake Avenue Box 339 Montrose, PA 18801 Ph: 570.278-3338 Ph: 800-982-4045 Fax: 57o.27B-1889 185 Elmira Street Post Olflce Box 218 Troy, PA 16947 Ph: 570-297-2101 Fax: 570-297-2799 17 Cra1lon Street Wellsboro, PA 16901 Ph: 570.724-5252 Fax: 570-724'5763 103 Warren Street Post Office 80x 709 Tunkhannock, PA 18657 Ph: 57()"836-6840 Fax: 570-836-6332 German Street Post Office 80x 389 Dushore, PA 18614 Ph: 570-928-9668 Fax; 570-928.8144 931 Maln Street Honesdale, PA 18431 Ph: 570-253-8941 Fax; 570-253-4817 YORK COUNTY American Red Cross-Hanover Chapter 529 Carnsle Street Hanover, PA 17331 Ph: 717.637.3768 Fax: 717.637-3294 Housing CooncU of York 116 North George Slreet York, PA 17401 Ph: 717-854-1541 Fax: 717.845-7934 cces of Western Pennsylvania. Ine, 2000 Linglestown Road Harrisburg, PA 17102 Ph; 717-541-1757 . Fax: 717.541.4670 Adams County Housing Authority 139-143 Carlisle Street Getlysburg, PA 17325 Ph: 717-334-1518 Fax: 717-334-8326 eees of Western Pennsylvani<l, Ine, 912 South George Slreet York, PA 17403 Ph: 717.846-4176 SHERIFF'S RETURN - REGULAR CASE NO: 2005-05107 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MORTGAGE ELECTRONIC REG SYSTEM VS VAUGHN DEBRA K ET AL ROBERT BITNER , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon VAUGHN DEBRA K the DEFENDANT , at 1528:00 HOURS, on the 14th day of October 2005 at 215 RUNNING PUMP ROAD NEWVILLE, PA 17241 by handing to RAY GORDON, FATHER a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 16.32 .00 10.00 .00 44.32 .r~~ R. Thomas Kline 10/17/2005 GOLDBECK MCCAFFERTY MCKEEVER me this day of Sworn and Subscribed to before A.D. \ SHERIFF'S RETURN - REGULAR . CASE NO: 2005-05107 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MORTGAGE ELECTRONIC REG SYSTEM VS VAUGHN DEBRA K ET AL KENNETH GOSSERT , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon VAUGHN ROGER L the DEFENDANT , at 2022:00 HOURS, on the 13th day of October 2005 at 28 VAUGHN ROAD NEWVILLE, PA 17241 by handing to ROGER VAUGHN a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 6.00 16.32 .00 10.00 .00 32.32 .- ~''''~{'''..~~?~.t:.,~:_;;'1 _ .t~/~ ? ...,;""';...~ J,'~" ,~,<c",,'" A>,I} ~-:;/,..c.;' ~"" "'"'tir ".-""-... 1" .~ ;:.;,. ''i'~ R. Thomas Kline 10/17/2005 GOLDBECK MCCAFFERTY MCKEEVER A.D. Sworn and Subscribed to before By: me this I J-l day of ...; GOLDHECK McCAFFERTY & McKEEVER BY: Joseph A. Goldheck, Jr. Attorney l.D. # 16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, l' A 19106 215-627-1322 Attorney for Plaintitf . < MORTGAGE ELECTRONIC REGISTRATION SYSTEMS.INC 7105 Corporate Drive PTX C-35 Piano, TX 75024-31132 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff vs. CIVIL ACTION l.A W DEBRA K. VAUGHN ROGER 1.. VAUGHN (Mortgagor(s) alld Reeord owner(s)) 2R Vaughn Road Newville. P A 17241 ACTION or MORTGAGE fORECLOSURr No. 05-5107 Defcndant(s) ORDER FOR JUDGMENT Please enter Judgment in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., and against DEBRA K. VAUGHN and ROGER L. VAUGHN for Cailure to tile an Answer in the above action within (20) days (or sixty (60) days if defendant is the United States of America) from the date of service oCthe Complaint, in the sum of $110,175.35. 1 hereby certify that the above names are correct and tha the precise residence address oftheiudgmcnt creditor is MORTGAGE El.ECTRONIC REGISTRATION SYSTEMS, INC. 7105 Corporate Drive pTX C-35 Piano, TX 75024-3632 and that the name(s) and last known address(es) oCthe Defendant(s) is/arc DEBRA K. VAUGHN, 215 Running Pump Road Newville, pA 17241 and ROGER L. VAUGHN, 28 Vaughn Road Newville, pA 17241-9304; McCAFFERTY & McKEEVER ph A. Goldbeck, Jr. 1"r Plaintitl ASSESSME"'T OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as 1'o11O\\ls: Principal Balance S9S,75761 Interest from 04/01/2005 through I 1/29/2005 $4,61 S.9 I Attomey's Fce at 5.0000% of principal balance $4,937.SS Late Charges $236.31 Costs of Suit and Title Search $900.00 Escrow Balance Deficit $724.64 ($000) $110.17535 GO\. McCAFFERTY & McKEEVER BY: .ose h A Goldbeck,.Ir. Atta ey 'or Plaintiff AND NOW. this S-+Z day o;;)tt . . 2005 damages are assessed as above. VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non- Military Service are true and correct to the best of my knowledge, information and belief, I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, DEBRA K. VAUGHN, is about unknown years of age, that Defendant's last known residence is 215 Running Pump Road, Newville, PA 17241, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 and its Amendments. Date: II}I) / D)' VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non- Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, ROGER L. VAUGHN, is about unknown years of age, that Defendant's last known residence is 28 Vaughn Road, Newville, PA 17241-9304, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 and its Amendments, Date: /1/'0/~r' In the Court of Common Pleas of Cumherland County MORTGAGE ELECTRONIC REGISTRATION SYSTI;MS, INC'. 7105 Corporate Drive PTX C-35 Piano, TX 75024-3632 Plaintiff VS. DEBRA K. VAUGIIN ROGER L. V AUGIIN (Mortgagor(s) and Record OWller(s)) 2R Vaughn Road Newville. P A 17241 No. 05-5107 De!'endant(s) PRAECIPE FOR JUDGMENT TIllS LAW FIRM IS A DEBT COLLECTOR A;\ID WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT, ANY INFORMATION OBTAINED FROM YOU WILL BE lISED FOR TIlE PURPOSE OF COLLECTING TIlE DEBT, Enter the Judgment in favor of Plaintiff and against DEBRA K. V AUGIIN and ROGER L. VAUGHN by default for \vant of an Answer. Assess damages as follows: Debt SIIO.l75.35 Interest - 04'01/2005 to 11/29/2005 Total (Assessment of Damages attached) I CERTIFY TIIAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SI'ECIFIEn AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SliM CERTAIN FROM THE COMPLAINT, l certify that \\Titten notice of the intention to tile this praecipe \V3S mailed or delivered to the party against \VhOlll judgment is to be entered and to his attomey of record, if any", attcr the default occurred und at least ten days prior to the date of the filing of this praecipe. A copy oflhe notice is attached. R.C.P. 237.1 los' At! ID. AND NOW ~ ~ c......!; .;:)IJ /j,\, . Judgment is entered 111 I,m)]' of MORTC;AGE ELECTR IC REGISTRA nON SYSTEMS, INC'. ond against DEGRA K. VAUGHN and ROGER I.. VAUGHN by default for \vant of an Ans\ver and damages assessed in the Sl~1Il or IIO.l75'3~5 os pc; the above certification. - ~Jii . Prot onotary_______ .. - ~ , Rule of Civil Procedure No. 236 Revised IN THE COURT or COMMON PLEAS OF Cumberland COUNTY, PENNSYI.V ANIA CIVIL ACTION - LAW MORTGAGE EI.ECTRONIC REGISTRATION SYSTEMS, INC. 7105 Corporate Drive PTX C-35 Piano, TX 75024-3632 Plaintitl No. 05-5 107 vs. DEBRA K. VAUGHN ROGER L. VAUGHN (Mortgagors and Record O,,"er(s)) 28 Vaughn Road NevivilIe, P A 17241 Defcndant(s) THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMI'TING TO COLLECT A DEBT OWED TO OCR CLIENT, AI'iY INFORMATION OBTAINED FROM YOU WILL BE lJSED FOR THE I'liRI'OSE OF COLLECTING THE DEBT, NOTICE Notice is given that a judgment in the above-captioned matter has been entered against you" Curt Long ::{';~ D ' ~' If you hav"c any questions concerning the above, please contact: Joseph A, Goldbeck, Jr. Goldbeck McCafferty & McKeever Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, P A 19106 215-627-1322 , ' CWD-S029 THIS LAW FIRM IS A DEBT COLI.:ECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: November 4, 200S TO, DEBRAK. VAUGHN 28 VauglmRoad Newville, PA 17241 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, 7105 Corporate Drive PTX C-35 Plana, TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland County CNlL ACTION - LAW Plain/iff ACTION OF MORTGAGE FORECLOSURE vs. DEBRA K. V ADGRN ROGER L. V ADGRN (Mortgagor(s) and Record Owner(s)) 28 Vaughn Road Newville, PA 17241 Term No. 05-5107 Defendan/(s) TO: DEBRA K. VAUGHN 28 Vauglm Road Newville, PA 17241 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRfITEN APPEARANCE PERSONALLY OR BY ATIORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBlEcrIONS TO THE CLAIMS SET FORTH AGAINST YOu. UNLESS YOU ACT WITHlN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU wrrnour A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTIffiR IMPORTANT RIGHTS, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT - - . 0NeB;-IF-YeU-Do-Ncrr-HAVE-A-I:J\;WYER;GO-TO-oKTELEPHONE'nIE\)FFICE-~BT FORnI-BELOW, ''mIS-- OFFICE CAN PROVIDE YOU WITH INFORMATION ABour HIRING A LAWYER, IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABour AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELlGffiLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC S Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BARASSOClATION 2 Uberty Avenue Carlislc.PA 17013 G EVER B . A. Goldbeck. Jr.. Esq. Attorney for Plaintiff Suite 5000- Menon Independence Cenlel' 701 MarJcetS.... Philadelphia. PA 19106 215-627.1322 CWD-5029 . THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: November 4,2005 TO: DEBRA K. VAUGHN 215 Rwming Pump Road Newville, PA 17241 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. 7105 Corporate Drive PTX C-35 PIano, TX 75024-3632 In the Court of Common Pleas of Cumberland County CIVIL ACTION. LAW PlalntijJ ACTION OF MORTGAGE FORECLOSURE vs. DEBRA K. VAUGHN ROGERL VAUGHN (Mortgagor(s) and Record Owner(s)) 28 Vaughn Road Newville, PA 17241 Term No. 05.5107 Defendam(s} TO: DEBRA K. VAUGHN 1.15 Kunnmg Pump Koad Newville, PA 17241 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATIORNEY AND FILE IN WRITING WITH TIlE COURT YOUR DEFENSES OR OBJECUONS TO THE CLAIMS SET FORTH AGAINST YOU, UNLESS YOU Acr WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE TInS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW, TInS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT lllRING A LAWYER. IF you ~OI AJ'FQRDl'O___ --HUu,ALAWYER, THIS OFFICE MAY-BE ABLE TOPR.OVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE, LEGAL SERVICES INC SlrvineRow Carlisle, PA 17013 717.243-9400 CUMBERlAND COUNTY BAR ASSOCIATION 2 Uberty Avenue Carlisle.PA 17013 ;?'t~ GOLDBECK. McCAFFERTY &. McKEEVER BY: Joseph A. Goldbeck, Jr., Eaq. Attorney for Plaintiff Suite 5000- Mellon Independence Center 701 MarketStreet Philadelphia. PA 19106 215-627-1322 CWD-5029 t ' THIS LAW FIRM IS A DEBT COLLl}CTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: November 4, 2005 TO: ROGER L. VAUGHN 28 Vaughn Road Newville, P A 17241.9304 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. 7105 Corporate Drive PTX C.)5 PIano, TX 750t4-3632 In the Court of Common Pleas oCCumber1and County CMLACTION . LAW Plaintifl ACTION OF MORTGAGE FORECLOSURE VS. DEBRAK. VAUGHN ROGER L. VAUGHN (Mortgagor(s) and Record Owner(s)) 2& Vaughn Road Newville. PA 17241 Term No. 05.5107 Defendant!') TO: ROGERL.VAUGHN 284lauglm-R..d Newville, PA 17241.9304 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORlli AGAINST you. UNLESS YOU ACf WITHIN TEN (10) DAYS FROM THE DATE OF lliIS NOTICE, A ruDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS, YOU SHOULD TAKE TIllS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORlli BELOW, TIllS OFFICE CAN PROVIDE YOU WIlli INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO - ---HIRE"1\. I:1'<WYER;"THIS'OFFICE"MAY'HE-ABLE'T()PRUVlDE'YOlJW1TIliNFORMATION ABOUTAGENCrEs " 11IAT MAY OFFER LEGAL SERVICES TO ELIGillLE PERSONS AT A REDUCED FEE OR NO FEE, LEGAL SERVICES INC S lrvi~ Row Carlisle.PA 17013 717.243-9400 CUMBERLAND COUNfY BAR ASSOCIATION 2 Uberty Avenue Carlislc,PA17013 !fJ't~ GOLDJlECKM.CAFFERTY... McKEEVER JlY: loseph A Goldhcck, Ir., Esq. AUomey for PlaintitT Suite SOOO- Mellon lndependcnce Center 701 MarketS_ Philadelphla,PA 19106 21'-627.1322 G 1 (.) ...(Q, ~ ...0 ~ 0- ~ ~ - Ii ~ ~ 1-\ -- r (,-.1 ~ V) J...> I <-" ...0 "Q , '-D tN ~ .' w . " ~ c') ~ .' ., .. PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.!/3180-3183 r ' Joseph A. Goldbeck. .Ie. Attorney 1.D.#16132 Suite 5000 - iv1cllon Independence Center 70 I Market Stred Philadelphia, P A 19106 215-627-U22 ^ttomcy for Plaintifl' MORTGACiF ELECTRONIC REGISTRATION SYSTEMS.INC'. 7\05 Corporate Drive PTX C-35 Piano. IX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff VS. CIVIL ACTION - LAW DEBRA K. VAUGHN ROGER L VAUGHN !\lort~agor(s) and Record Owner(s) 2R Vaughn Road Newville. PA 17241 ACTION OF MORTGAGE FORECLOSURE No. 05-5107 Defendant(s) PRAECIPF FOR WRIT OF FXFCUTlON TO THE PROTHONOTARY: Issue V\!rit of Execution in the abov'e matter: Amount Due $110,175.35 lnterest from 04/01/2005 to 11/29/2005 at 7.0000% (Costs to be added) K McCAFFERTY & McKEEVER h A. Goldbeck. Jf. or Plaintiff tf2 ~ '" ,...l ~ ~ o ~ .... t-- i'. SO p",V t ,n ~ \-,00 6f- ZcG ';J o V '" % f- .'J1 :2' w \- cJ1 r cJ1 Q "" '-< p:: f- cJ1 G .", . o<:u uZ -- Z o 0<: f- U ~ ,...l o.l u.J V <- V '- p:: S ?. ~ .... c. -,!,,' ~_: J--.-. =t4 '- - ... CI:. r:!b :- ':. '- -t - ;: ::: - ':; ~ ~ ~ ~d - ~ ~\ {)., \ \ ~ a d d a ~ (J ::r <J ~ ~ (jMMV>OV) ~ ~ t.., V; -:i- ~ vi 0-- ~ ~ '- , _~('f)L-} l./) 'l'}. -.Q.... \:Jl- ~- d -j, , - ~ ~ 'C 15 " " ",zc - '7...... ' "<j" ,L< is -0 ""'g ,1 G'::J 0 0 ~ ~~:[;~<( -<;-0<:,2.,.. ?.J~~~ ~ 0:: ~ ~ s ;.J..l~> r:- -<v~OO'" ~ r._ ;::; C'\ 1.) 0:4 ~ ~l) z ~ ~) ! ',',"-'...1 ',;) '..:'- , c;-...1 ~ o .... f- ';J V ,~, '" t::: ,. ". " '" ~ I.-.~ o~ ,... '0 ....;.. cG '" ~ ~ ~t: ~.:; ~6 0.. G I;;l c2 0.. ~~ .:J. '~ u .8 OJ '" ;go: '0 l-- 0..8 .< ~' ~ e ",0 " " '84- -. ~ 'J z ~ . OJ :;;u '" OJ ;J., 'J -.c ;:.~ 0 ".~ v;', 0:6 v v _ ,-j ,-~~<~~ ':::-"0 >-,0.-.""7 "" ~ 'l) 't'- ~ --;:::.-c .~ r~ ~ol"\..c...y u-:=::'? .e-'f1 "" 1.) (\)- ~~ '0 '"'g ,1 ,;i. r--~ <.)0 "" ~S2 ~ V', o OJ ("j.] cJ1 I ~ -t ,~ '3 0-... i 0- ~ V\ -... t'" - j 1\ ( ex ALL that certain tract of ground lying and being situate in Hopewell Township, Cumberland County, Pennsylvania, more particularly bounded, and described as follows: BEGINNING at a railroad spike in the centerline of Township 369 (Hopewell and North Newton Township): thence along Township Route 359 North seventy-seven (77) degrees nine (09) minutes forty-eight (48) seconds East one hundred twenty nine and fifty hundredths (129,50) feet to a railroad spike; thence along the same North eighty-six (86) degrees zero (00) seconds East three hundred twenty- eight and eighty hundredths (328,80) feet to a railroad spike; thence along land now or formerly of William J. Burchfield South one (01) degrees thirty-seven (37) minutes twenty (20) seconds east two hundred eleven and eighty-five hundredths (211.85) feet to an existing post; thence along lands now or formerly of Howard Vaughn South thirteen (13) degrees nine (09) minutes twenty (20) seconds East eighty-four and ninety hundredths (84,90) feet to an eighteen (18) inch tree; thence along the same South three (03) degrees fifteen (15) minutes fifty (50) seconds East two hundred sixty and ninety hundredths (260,90) feet to an existing post; thence along lands now or formerly of Howard Vaughn and land now or formerly of Hugh E. Beam North eighty-one (81) degrees one (01) minutes fifty (50) seconds West six hundred twenty-three and eighty hundredths (623,80) feet to a railroad spike in the centerline Township Route 368; thence along the centerline of Township Route 368 North sixteen (16) degrees forty-one (41) minutes twenty (20) seconds East four hundred twenty-three and eighty hundredths (423,80) feet to a railroad spike, the place of the BEGINNING CONTAINING 5.493 acres and being known as Lot. No, 2 on a preliminary final subdivision plan for Howard G. Vaughn dated February 24, 1982, prepared by Wilbur H, Clifton, R.S" and recorded in Cumberland County Deed Book 42, at Page 108, TAX PARCEL #: 11-09-0509-030B PROPERTY ADDRESS: 28 VAUGHN ROAD, NEWVILLE, P A 17241 SOLD AS THE PROPERTY OF DEBRA K. AND ROGER L. VAUGHN WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 05-5107 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Plaintiff (s) From DEBRA K. VAUGHN AND ROGER L. VAUGHN (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify hirn/her that he/she has been added as a garnishee and is enjoined as above stated. AmountDue $110,175.35 Interest FROM 4/1/05 TO 11/29/05 AT 7.0000% L.L. $.50 Atty's Corum % Ally Paid $158.64 Plaintiff Paid Due Prothy $1.00 Other Costs Date: DECEMBER 5, 2005 (Seal) By: Deputy REQUESTING P~RTY: Name JOSEPH A. GOLDBECK, JR., ESQUIRE Address: SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 Joseph A. Goldbeck, Jr. Attorney 10. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. 71 05 Corporate Drive PTX C-35 PIano, TX 75024.3632 IN THE COURT OF COMMON PLEAS Plaintiff \is. of Cumberland County DEBRA K. V AUGI IN ROGER L. VAUGHN l\1ortgagor(s) and Record Owner(s) 28 Vaughn Road Newville, PA 17241 CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Defendant(s) NO. 05-5107 CERTIFICATION AS TO THE SALE OF REAL PROPERTY I, Joseph A. Goldbeck, Jr., Esquire hereby certify that I am the attomey of record for the Plaintiff in this action, and I further certify that this property is subject to Act 91 of 1983 and the Plaintiff has complied with all the provisions of the Act. " ,"-.J Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attomey l.D. #16132 Suite 5000 Mellon Independence Center 70 I Market Street Philadelphia, PA 19106 215.627-1322 Attorncy lex Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. 7105 Corporate Drive PTX C-35 Plana, TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff vs. CIVIl. ACTION - I.A W DEBRA K. VAUGHN ROGER L. V AUGllN (Mortgagor(s) and Record Owner(s)) 28 Vaughn Road Newvillc, PA 17241 ACTION OF MORTGAGE FORECLOSURE Defendant(s) No. 05-5107 AFFIDAVIT PURSUANT TO RULE 3129 MORTGAGE EL.ECTRONIC REGISTRATION SYSTEMS. INC.. Plaintitr in the above action. by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the follmving illfonnation conceming the real property located nt: 28 Vaughn Road Nev.ville. PA 17241 I.Name and address ofOvmer(s} or Reputed Owner(s): DEBRA K. VAUGHN .215 Running Pump Road Newville. PA 17241 ROGER L.. VAUGHN 28 Vaughn Road Nev.ville. PA 17241-9304 2. Name and address of Defenclant(s) in the judgment: DEBRA K. VAUGHN 215 Running Pump Road Newville. PA 17241 ROGER L.. VAUGHN 28 Vaughn Road Newville. P A 17241-9304 3. Name and last knO\Vll address of every judgment creditor \vhose judgment is a record lien on the properly to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle. PA 17013 PA DEPARTMENT OF PUBLIC WEl.FARE - Bureau of Child Support Ent()fcement lIealth and Welfare Bldg. - Room 432 P.O. Box 2675 .... Harrisburg, PA 17105-~615 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address orevery other person \vl1o has any record interest in or record lien on the property and \vhose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who ha.... any record interest in the property \vhich may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knmvledge w'ho has any interest in the property \vhieh may be affected by the sale. TENANTS/OCCUP ANTS 28 Vaughn Road Newville, P A 17241 (attach separate sheet if more space is needed) I verify that the statemcnt~ made in this affidavit arc true and correct to the best of my personal kno\vledge or infonnation and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. GOL BY:.1 Atto McCAFFERTY & McKEEVER A. Goldbeck, .Ir.. Esq. r Plaintill DATED: November 30, 200~ ~ --::\ (..' , ^-) 05-5107 - ",.~" GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INe. 7105 Corporate Drive PTX C-35 Piano, TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff CIVIL ACTION - LAW vs. DEBRA K. VAUGHN ROGER L. VAUGHN Mortgagor(s) and Record Owner(s) ACTION OF MORTGAGE FORECLOSURE 28 Vaughn Road Newville, P A 17241 Term No, 05-5107 Defendant(s THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: DEBRAK. VAUGHN DEBRA K VAUGHN 28 VAUGHN ROAD NEWVILLE, P A 17241 Your house at 28 Vaughn Road, Newville, P A 17241 is scheduled to be sold at Sheriffs Sale on Wednesday, March 08, 2006, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $110,175.35 obtained by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT TillS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: ,....' ~ 05-5107 1. The sale will be cancelled if you pay to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322 2, You may be able to stop the sale by fIling a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3, You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. I. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of717-240.6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened, 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schednle unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty A venue Carlisle, PA 17013 7'." c ..' r'. \ .-'\ ,", \ C ,;,<' ....---------- ---- , ,_I (.- ;'~) - 05-5107 GOLDBECK McCAFFERTY & i~cKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 70 I Market Street Philadelphia, P A 19106 215-627-1322 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INe. 7105 Corporate Drive PTX C-35 PIano, TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff CNIL ACTION - LAW vs. DEBRA K, VAUGHN ROGER L. VAUGHN Mortgagor(s) and Record Owner(s) ACTION OF MORTGAGE FORECLOSURE 28 Vaughn Road Newville, PA 17241 Term No, 05-5107 Defendant(s THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: VAUGHN,DEBRA DEBRA K. VAUGHN 215 Running Pump Road Newville, P A 17241 Your house at 28 Vaughn Road, Newville, P A 17241 is scheduled to be sold at Sheriffs Sale on Wednesday, March 08,2006, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $11 0, 175.35 obtained by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAYBE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be cancelled if you pay to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC" the back payments, late charges, costs and reasonable attorney's fees due. To fmd out how much you must pay call: 215-627-1322 05-5107 .. 2. You may be able to stop th<f!lll'le by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered, You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney), YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. I. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of717-240-6390. 2, You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of717-240.6390. 4. Ifthe amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer, At that time, the buyer may bring legal proceedings to evict you. 6, You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriff's Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LA WYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, P A 17013 CUMBERLAND COUNTY BAR ASSOCIA nON 2 Liberty Avenue Carlisle, PA 17013 --.-, -, ( . r....,',i 05-5107 - GOLDBECK McCAFFERTY & m'CKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 70 I Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. 7105 Corporate Drive PTX C-35 Piano, TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff CNIL ACTION - LAW vs. DEBRA K, VAUGHN ROGER L. VAUGHN Mortgagor(s) and Record Owner(s) ACTION OF MORTGAGE FORECLOSURE 28 Vaughn Road Newville, PA 17241 Term No. 05-5107 Defendant(s THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: VAUGHN, ROGER ROGER L. VAUGHN 28 Vaughn Road Newville, PA 17241-9304 Your house at 28 Vaughn Road, Newville, P A 17241 is scheduled to be sold at Sheriffs Sale on Wednesday, March 08, 2006, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $11 0, 175.35 obtained by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: I. The sale will be cancelled if you pay to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322 05-5107 ... ,... 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause, 3. You may also be able to stop the sale through other legal proceedings, You may need an attorney to assert your rights, The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. I. If the Sheriff's Sale is not stopped, your property will be sold to tbe highest bidder. You may fmd out the price bid price by calling the Sheriff of717-240-6390. 2, You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of717.240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you, 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriff's Sale, This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act irrunediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 CUMBERLAND COUNTY BAR ASSOCIA nON 2 Liberty Avenue Carlisle, PA 17013 t ..., ,. Ii i'-, GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 70 I Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorne for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. 7105 Corporate Drive PTX C.35 Plana, TX 75024-3632 CWD-5029 CF: 09/29/2005 SD: 03/0812006 $110,175.35 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LA W Plaintiff vs. ACTION OF MORTGAGE FORECLOSURE DEBRA K. VAUGHN ROGER L. VAUGHN Mortgagor(s) and Record Owner(s) Tenn No. 05-5107 28 Vaughn Road Newville, PA 17241 Defendant( s) CERTIFICATE OF SERVICE PURSUANT TO Pa.R.c.p. 3129.2 (c) (2) Joseph A. Goldbeck, Jr., Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: ~ ( ) ( ) ( ) Personal Service by the Sheriffs Office/w"'t'~l~ul.dlillt (copy of return attached). Certified mail by Joseph A, Goldbeck, Jr. (original green Postal return receipt attached). Certified mail by Sheriffs Office. Ordinary mail by Joseph A. Goldbeck, Jr" Esquire to Attorney for Defendant(s) of record (proof of mailing attached), Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriffs Office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). ( ) Certified Mail & ordinary mail by Joseph A, Goldbeck, Jr. (original receipt(s) for Certified Mail attached). ( ) Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Joseph A. Goldbeck, Jr" Esquire (copies of proofs of mailing attached). , The undersigned understands that the statements herein are subject to the penalties ,provided bY'~ P 'f'; / ' Section 4904, ^ .')' /. / Ii / , ; Ie "- s, ttt / / / ( , II' : ( '/\....j / U.S, Postal Service", CERTIFIED MAILM RECEIPT (Domestic Mail Only; No Insurance Coverage Provided) ..Jl ::r o IT' ['""."'."n....'~:.'.ii:;:"'i:'.:"::'."ii'~(~;~'"'0'" " ";"":"":'."' ::r ::r o U1 Postage $ \/Cl<. Certified Fee Yes alum Receipt Fee Postmark sement Required) H're 'ctad DaliveryFee 4. 55 oomer\\ Raquifed) I Postage & Fees $ wd-5C29 ::lIE ,...; o o o R (Endpr o Resin ru (Ender '" ,...; Toto!' U1 o SentTo o f'- v '---' J ..j ]8 Vi\\dQHI" \JEWVILl..E. ROAG --:Sl~ '--~-"l2'4.1 SfreeCAiif No~,:n_" or PO Box No. CJtY~staie:ZiP+4-.--.- n_____"____ ------. PS Form 3800 June 2002 See Reverse for Instructions o ..Jl o IT' U.S. Postal Service," CERTIFIED MAILM RECEIPT (Domestic Mail Only; No Insurance Coverage Provided) U,S, Postal Service," CERTIFIED MAIL" RECEIPT (Domestic Mail Only; No Insurance Coverage Provided) m U1 o IT' ::r ::r o U1 ,...; o o o o ru '" ,...; U1 o o f'- ~ t~":':';"':":'i';~:"""";':""".;,~;r'" "'.;";"";"'''', lJ1 - I Postage $ I ---~~ Yes Postage $ ,...; o o CJ (End~:~%~~e~:~~i~eed) ~ D Restricted Delivery Fee ~ (Ernicrsemen\ Required) ______'~ . 6 ,...; Total Postage & Fees $ ,~., I" Lf"/ -.-----~-----,~----" L. 'Jo,' J 5 C L' 9 D Sent 0 VAUGHN, ~:DGER -------- o ["\- Sfriief,-Ap"{r,io:,:" -2-g. "VaU-Qi';;",," - 'H(}a--E:'_~ or PO Box No. '"fI! V .. (;:' ::-' A citV~ 'Stste,- Zip~-4" '-'-'---', , i ~~J~ Certified Fee Certified Fee Posfmark " 'Here p'~~ P~lmark """ Aefum Receipt Fee (EnC;:rsemell\ Required) Aeslricted Delivery Fee (Endorsement Required) '.-<- Tot.J.1 Postage & Fees $ .:'-' f :-',1 5029 :'JiD 3/1:! Sent 0 VAUGHN, DEBRA Sireei,-Ap-{No:;-._-_--n--.---2-i-5---Rtt1in-i:1i-0---Pt:trrt"t)-- --Rea or PO Box No. "-I. 1 '1 c'') 1 7- 'c"''''S''I'-''z-I'p'''4"m_~mu_h.)\.e-w.v"1_.I..~e_k r A , Z 4 I "IY, ae, .. . . U.n_ ..-....--""..---.... J 24' PS Form 3800, June 2002 SeC' Reverse for Instructions PS Form 3800 June 2002 See Reverse for InstructIons % 7J, '" 0 0 &. 3 ~ ~ ... .:" '" ) ~ !: ~ Z. Il" g ~ '" "il Gl " '" ~ .. - r 9.. .::: !3 ~ Gl ~ Z ~ % '" \ .il, l s.\ ! \ \ \ \ \ \=\/ \ 'ii'C:: l!.~1 .!lZ \\ ." \ . ~\ , ...---1 "... ~~ t'"' ~\ ~... n \\ ~ <> % % il ... "" ." \ :; 1" 2. t "0 o ~ ;y " ~ '): ~ t" - ~ C- ~\ 9' ~\ '\ \ ~\ \ , ~\ ,...\ \~:;;.:-- g>~'@'O~ .:..o~"'%a ,'ll,;!!"go I,,.,~mo,,~ \:J:'-' !l: -1ft .. ?"':..t Ifj, ~ -o:n 9.. .... ,.\'1\ W % ~ ~ \ ~ \ I ~~~m~\O~OO 9 WO~OOO ~ %:'?j~~ ~ \l~~~\~ c?"'~_;~ i a \" ~ 9. '" .~ ~ ':1 \ ~~ ~ 2' g ~ S- . ~o.O~''''O 0 ~w.~ ~ 3 ~....:2.~.? \- 7:> ~" " "'[""'>l\..... m \ ,,<> ~ _ _ ,.. 0 r \ 'l ~ ;. Q =.~\f'~~ ~\a % '& ~'. i~~' \ ~!l \ .~.' ~ ~'" ",;J. ~ I.f> \ \\ .. ....I, " ~c O'.lt "'\ i\\ ~\ It .~\~"\~ 1:;" m \ OJ ~' ~ '" t ..,3.t;; \ ~\~ (>~ 0 \ ~ t;. ~ ~~ t . \ \ ~ \ ~ l~ ~ ,\ \ \ \ '; I y\/\ /\/ . \/\/\ I I t \1 ,.,/',,~i \rl ~ ,-) IjNITtl> ',P j,) ~.s~ S ~ 0'" -n " ?J 5i ~, J;' +- \ ~C'~, \ \ g ", 0' 'I' d -----r- ------\---- 0 ~/\/r :?~ ,\ ~\ \ \/\\/".~ C ~\\\\ll"~ ---I \ _.-;~-- \ I . \ \ I . \/\/\ --~- ",-\ ",m .::z .w'" ,az ~-\ ,,~ "'7:>0 ",gO ,o.~ ~ , I.f> Mortgage Electronic Registration Systems, Inc. VS Debra K. Vaughn and Roger L. Vaughn The Court of Common Pleas of Cwnberland County, Pennsylvania Writ No. 2005-5107 Civil Term Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on January 11,2006 at 4:32 o'clock PM, he served a true copy of the within Real Estate Writ, Notice of Sheriff's Sale and Description, in the above entitled action, upon the within named defendant, to wit: Roger L. Vaughn, by making known unto Roger Vaughn, personally, at 28 Vaughn Road, Newville, Cwnberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and correct copy of the same. Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on January 11,2006 at 4:59 o'clock PM, he served a true copy of the within Real Estate Writ, Notice of Sheriff's Sale and Description, in the above entitled action, upon the within named defendant, to wit: Debra K. Vaughn, by making known unto Debra Vaughn, personally, at 2348 Ritner Highway, Carlisle, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the same. Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on January 09, 2006 at 10:50 o'clock A.M., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Debra K, Vaughn and Roger L. Vaughn, located at 28 Vaughn Road, Newville, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Roger L. Vaughn, by regular mail to his last known address 01'28 Vaughn Road, Newville, PA 17241. This letter was mailed under the date of January 12, 2006 and never returned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Debra K. Vaughn, by regular mail to her last known address 01'2348 Ritner Highway, Carlisle, PA 17013. This letter was mailed under the date of January 12, 2006 and never returned to the Sheriff's Office. Sworn and subscribed to before me ,,'So"~;~: ::~< /?-f' *' 1~ This ~ day of R. Thomas Kline, Sheriff 2006, A.D. GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D,#16132 Suite 5000 - Mellon Independence Center 70 I Market Street Philadelphia, P A 19106 215-825-6320 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. 710S Corporate Drive PTX C-35 PIano, TX 75024-3632 IN THE COURT OF COMMON PLEAS ofCurnherland County Plaintiff CIVIL ACTION - LAW vs. ACTION OF MORTGAGE FORECLOSURE DEBRA K. VAUGHN ROGER L. VAUGHN Mortgagor(s) and Record Owner(s) Tenn No. 05-5107 28 Vaughn Road Newville, PA 17241 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 28 Vaughn Road Newville,PA 17241 I.Name and address ofOwner(s) or Reputed Owner(s): DEBRA K. VAUGHN 2348 Ritner highway Carlisle, P A 17241 ROGER L. VAUGHN 28 Vaughn Road Newville, PA 17241.9304 2. Name and address of Defendant(s) in the judgment: DEBRAK. VAUGHN 2348 Ritner highway Carlisle, P A 17241 ROGERL. VAUGHN 28 Vaughn Road Newville, PA 17241.9304 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 28 Vaughn Road Newville, PA 17241 (attach separate sheet if more space is needed) I verifY that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: February 9, 2006 ~ -n r'\ c) ~... I C,) C) -.1 C'} --n .~1 i7~,~\ 1 ;~ ",-, 1. Mortgage Electronic Registration Systems, Inc. VS Debra K. Vaughn and Roger 1. Vaughn The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2005-5107 Civil Term Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on January 11,2006 at 4:32 o'clock PM, he served a true copy of the within Real Estate Writ, Notice of Sheriffs Sale and Description, in the above entitled action, upon the within named defendant, to wit: Roger 1. Vaughn, by making known unto Roger Vaughn, personally, at 28 Vaughn Road, Newville, Cumberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and correct copy of the same. Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on January 11, 2006 at 4:59 o'clock PM, he served a true copy of the within Real Estate Writ, Notice of Sheriff's Sale and Description, in the above entitled action, upon the within named defendant, to wit: Debra K. Vaughn, by making known unto Debra Vaughn, personally, at 2348 Ritner Highway, Carlisle, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the same. Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on January 09,2006 at 10:50 o'clock A.M., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Debra K. Vaughn and Roger 1. Vaughn, located at 28 Vaughn Road, Newville, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Roger 1. Vaughn, by regular mail to his last known address of 28 Vaughn Road, Newville, PA 17241. This letter was mailed under the date of January 12, 2006 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Debra K. Vaughn, by regular mail to her last known address of 2348 Ritner Highway, Carlisle, PA 17013. This letter was mailed under the date of January 12, 2006 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that this writ is returned STAYED per instructions from Attorney Joseph Goldbeck. Sheriffs Costs: Docketing Poundage Posting Bills Advertising 30.00 1975.15 15.00 15.00 ~'. ') Law Library Prothonotary Mileage Certified Mail Levy Surcharge Postage Law Journal Patriot News Share of Bills .50 1.00 34.32 9.28 15.00 30.00 1.17 467.00 369.20 21.05 $2,983.67 Sworn and subscribed to before me 2006, A.D. ~~?4'~ R. Thomas Kline; Sheriff B):\ ftJ~J~ Real-Estate ergeant CR.. ':l 3 L/5~ iL 1'7'1~3t , , Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney J.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, P A 19106 215-627-1322 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, 1Ne. 7105 Corporate Drive PTX C-35 Piano, TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff vs. CIVIL ACTION - LAW DEBRA K. VAUGHN ROGER L. VAUGHN (Mortgagor(s) and Record Owner(s)) 28 Vaughn Road Newville, PA 17241 ACTION OF MORTGAGE FORECLOSURE Defendant( s) No. 05-5107 AFFIDAVIT PURSUANT TO RULE 3129 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 28 Vaughn Road Newville, PA 17241 l.Name and address ofOwner(s) or Reputed Owner(s): DEBRA K. VAUGHN .lIS Running Pump Road Newville, PA 17241 ROGER L. VAUGHN 28 Vaughn Road Newville, PA 17241-9304 2. Name and address of Defendant(s) in the judgment: DEBRA K. VAUGHN 215 Running Pump Road Newville. P A 17241 ROGER L. VAUGHN 28 Vaughn Road Newville, P A 17241-9304 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, P A 17013 , . P A DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintifI has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 28 Vaughn Road Newville, P A 17241 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: November 30,2005 McCAFFERTY & McKEEVER A. Goldbeck, Jr., Esq. r Plaintiff / I . 05-5107 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, P A 19106 215-627-1322 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. 71 05 Corporate Drive PTX C-35 PIano, TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff CIVIL ACTION - LAW vs. DEBRA K. VAUGHN ROGER L. VAUGHN Mortgagor(s) and Record Owner(s) ACTION OF MORTGAGE FORECLOSURE 28 Vaughn Road Newville, PA 17241 Term No. 05-5107 Defendant(s THIS LAW F1RM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: VAUGHN, DEBRA DEBRA K. VAUGHN 215 Running Pump Road Newville, PA 17241 Your house at 28 Vaughn Road, Newville, PA 17241 is scheduled to be sold at Sheriffs Sale on Wednesday, March 08,2006, at 10:00 AM, in Commissioners Hearing Rrn 2nd FL Courthouse to enforce the court judgment of$llO, 175.35 obtained by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INe. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be cancelled if you pay to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., the back payments, late charges, costs and reasonable attorney's fees due. To fmd out how much you rnustpay call: 215-627-1322 ." . I 05-5107 2. You maybe able to stop the sale by filing a petition asking tbe Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale throughotherlegal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of717-240-6390. 2. You may be able to petition the Court to set aside the sale ifthe bid price was grossly inadequate compared to the value of your property. 3. The sale will go througbonly if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of7 I 7-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5 . You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You maybe entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. lFYOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGALSERVlCESINC 8 Irvine Row Carlisle, PA 17013 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 05-5107 GOLDBECK McCAFFERTY & McKEEVER BY: JosephA. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 70 I Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. 71 05 Corporate Drive PTX C-35 Piano, TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff CIVIL ACTION - LAW VS. DEBRA K. VAUGHN ROGER L. VAUGHN Mortgagor(s) and Record Owner(s) ACTION OF MORTGAGE FORECLOSURE 28 Vaughn Road Newville, PA 17241 Term No. 05-5107 Defendant( S THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: VAUGHN. ROGER ROGeR L. VAUGHN 28 Vaughn Road Newville. PA 17241-9304 Your house at 28 Vaughn Road, Newville, PA 17241 is scheduled to be sold at Sheriffs Sale on Wednesday, March 08, 2006, at 10:00 AM, in Commissioners Hearing Rm2nd FL Courthouse to enforce the court judgment of$110,175.35 obtained by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sherift's Sale you must take immediate action: 1. The sale will be cancelled if you pay to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322 05-5107 2. You maybe able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. I. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You maybe entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be med by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is med. 7 . You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE TIllS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 CUMBERLAND COUNTY BAR ASSOCIA nON 2 Liberty Avenue Carlisle, PA 17013 SHORT DESCRIPTION IMPROVEMENTS consist of a residential dwelling. BEING PREMISES: 28 Vaughn Road Newville, PA 17241 SOLD as the property of DEBRA K. VAUGHN and ROGER L. VAUGHN TAX PARCEL #11-09-0509-030B WRIT OF EXE'CUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MORTGAGE ELECTRONIC REGISTRATION NO 05-5107 Civil CIVIL ACTION - LAW SYSTEMS, INC., Plaintiff (s) From DEBRA K. VAUGHN AND ROGER L. VAUGHN (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property ofthe defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify himlher that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $110,175.35 L.L. $.50 Interest FROM 4/1105 TO 11/29/05 AT 7.0000% Atty's Comm % Arty Paid $158.64 Plaintiff Paid Date: DECEMBER 5, 2005 Due Prothy $1.00 Other Costs (Seal) By: Deputy REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQillRE Address: SillTE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PIDLADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ill No. 16132 \(l() DE;' - i'~' f . . :.,. ~'",l Real Estate Sale # 35 On December 13,2005 the Sherifflevied upon the defendant's interest in the real property situated in Hopewell Township, Cumberland County, PA Known and numbered as 28 Vaughn Road, Newville, more fully described on Exhibit "A" , filed with this writ and by this reference incorporated herein. Date: December 13,2005 bl Q'V q- 311. Vd 'A1HOOJ Olfvl~36wno .:1.:J1H3HS3Hl :10 301.:1.:10 BY:J~ SwifJ-. Real Estate Sergeant ES)' ~ C::::::i :: PROOF OF PUBLICATION OF NOTICE 11\ ,UMBERLAND LAW JOURNAL (Under Act \10. 587, approved May 16, 1929), P. 1.1784 STATE OFPENNSYLVANL\ : ss. COUNTY OF CUMBERLAND: Lisa Made Coyne, ESlJuire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly SWUlil, according to law, deposes and says that the Cumberland Law Journal, a legal periodical publisllcd in the BOlough of Carli sic in the County and State aforesaid, was established January 2, I (j :\2, and designated by the local courts as the official legal periodical for the publication 0: III legal notices, and has, sillce January 2, 1952, been regularly issued weekly in the said COliilIV, and that the printed notice or publication attached hereto is exactly the same as was print",l in the regular editions and issues of the said Cumberland Law Journal on the following dates, VIZ: January 20, 27, I'ebruary 3,2006 Affiant further deposes iliClt he is authorized to veri I) this statement by the Cumberland Law Joumal, a legal periodical [)[. general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and l'haracter of publication are true. SWORN TO AND SUBSCRIBED before me this _ _.:L_day of _1 cbruarv, 2006 ~~,~~~r~s~~;A/ " ,'," N;l~f\i PUhl:C ij ~.' ,i.!'';:ile':1;~r;,'i C':>,;:,,,,I ~ JIUL UTATE IIAL& IW. lIll Writ No. 2005-5107 CMI Mortgage Electronic Registration Systems. Inc. vs. Debra K. Vaughn and Roger L. Vaughn Atty.: Joseph Goldbeck ALL that certaJn tract of ground lytng and being sttuate In Hopewell TownshJp, Cumberland County. Pennsylvania. more particularly bounded. and described as follows: BEGINNING at a railroad spike In the centerline of Township 369 (Hopewell and North Newton Town- ship): thence along Township Route 359 North seventy-seven (77) de- grees nine (09) minutes forty-eight (481 seconds East one hundred twenty nine and fifty hundredths (1211.50) feet to a railroad spike; thence along the same North elghty- IIx IlI8) degrees zero (00) seconds East three hundred twenty-eight and eighty hundredths (328.801 feet to a railroad spike; thence along land now or formerly of WlllJam J. Burchfield South one (01) degrees thirty-seven (37) minutes twenty (20) seconds east two hundred eleven and eighty-five hundredths (211.85) feet to an exlsttng post; tl1ence along lands now or fonnerly of Howard Vaughn South thirteen (13) degrees nine (09) minutes twenty (20) seconds East eighty-four and ninety hundredths (84.901 feet to an etghteen (18) Inch tree; thence along the same South three (03) degrees fifteen (15) minutes fifty (50) seconds East two hundred sixty and ninety hundredths (260.90) feet to an existing post; thence along lands now or formerly of Howard Vaughn and land now or formerly of Hugh E. Beam North etghty-one (81) de- grees one (01) minutes fifty (50) sec- onds West six hundred twenty-three and eighty hundredths (623.801 feet to a railroad spike in the centerline Thwnship Route 368; thence along the centerline of Township Route 368 North sJxteen (16) degrees forty-one (41) minutes twenty (20) seconds East four hundred twenty- three and eighty hundredths (423.80) feet to a ral!road spike. the place of the BEGINNING. CONTAIN- ING 5.493 acres and being known as Lot. No.2 on a preliminary final subdivision plan far Howard G. Vaughn dated Februazy 24. 1982. prepared by Wilbur H. Cltfton. RS.. and recorded In Cumberland County Deed Book 42, at Page 108. TAX PARCEL N: 11-09-0509- 030B. PROPERTY ADDRESS: 28 VAUGHN ROAD, NEWVILLE. PA 1724 I. SOLD AS THE PROPERTY OF DEBRA K. AND ROGER L. VAUGHN. . . i .. THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16,1929 Commonwealth of Pennsylvania, County of Dauphin} ss Michael Morrow, being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared in the 24th and 31st day(s) of January and the 7th day(s) of February 2006. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY S ALE #35 . CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 ,. " . .