HomeMy WebLinkAbout05-5130
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIRST MUT'UAL FINANCIAL,
VS.
No. 05; - S128 (!l'u~l '-r-~
COMPLAINT IN CIVIL ACTION
Plaintiff
DEBRA A NELSON and
GENE NELSON,
Detendants
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
William T. Molczan, Esquire
P ALD. #47437
WELTMAN, WEINBERG & REIS CO" L.P.A.
2718 Koppers Building
436 Seventh A venue
Pittsburgh, P A 15219
(412) 434-7955
WWR#04508431
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY. PENNSYLVANIA
CIVIL DIVISION
FIRST MUTUAL FINANCIAL
Plaintiff
VS.
Civil Action No. ()J-,~"f130 ~~ -r;~.-.
DEBRA A NELSON and
GENE NELSON.
Defendants
COMPLAINT IN CIVIL ACTION AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing with the court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the court without further notice for
any money claimed in the complaint or for any other claim or relief requested by the plaintiff You may
lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LA WYER AT ONCE, IF YOU DO NOT
HAVE A LA WYI:R OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. PlaintitT is a corporation having offices in 1100 Mentor Avenue, Painsville, Ohio 44077..
2. Defendants are adult individuals residing at 75 Mare Road, Mt. Holly Springs,PA ] 7065 .
3, On or about February 21, 2004, Defendants duly executed a Retail Installment Contract
(hereinafter the "Contract") in favor of KLD InternationaL Inc., a true and COlTect copy of said Contract is
attached hereto, marked as Exhibit ''1'' and made a part hereof
4. Pursuant to the terms and conditions provided by the Contract, the Contract was assigned
from KLD International, Inc. to Plaintiff,
5, PlaintifT avers that Defendants are in default of the Contract by having not made payment
to Plaintiff as promised, thereby rendering the entire balance immediately due and payable.
6. Plaintiff avers that a balance of $2,731.4 7 is due from Defendants as of August 29, 2005.
7. Plaintiff avers that the Contract between the parties provides that Plaintiff is entitled to
interest at the rate of] 7,75% per annum.
8. Plaintiff avers that the Contract between the parties provides that Defendants will pay
Plaintiff s reasonable attorneys' fees.
9, Plaintiff avers that such attorneys' fees amount to $500.00.
10. Although repeatedly requested to do so by Plaintiff, Defendants have willfully failed and/or
refused to pay the principal balance, attorneys' fees, interest, or any part thereof to Plaintiff.
WHEREFORE, Plaintiff demands judgment against Defendants, Debra A. Nelson and Gene
Nelson, jointly and severally, in the amount of $2,731.47 with continuing interest thereon at the Contract
rate of 17.75% per annum from August 30, 2005, plus attorneys' fees of$500.00 and costs.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED
SHALL BE USED FOR THAT PURPOSE.
WELTMAN, WEINBERG & REIS, CO., L.P.A.
William T. Molczan, E uire
P A I.D, #47437
WEL TMAN, WEINBERG & REfS CO., L.P.A.
27 I 8 Koppers Building
436 Seventh A venue
Pittsburgh, P A 15219
(412) 434-7955
WWR#:04508431
RETAIL INSTALMENT CONTRACT
'".:.-/~. :
DISCLOSURES MADE IN COMPLIANCE WITH FEOERAL LAW
CREDITOR (Called Seller ons~~ AND ADORE,SS: Date of Contract
Name 01 Corp IK.L/).. .... - - .. .- jO/l4tJ-~ BUYER(S), (Called You, YOU~d Yours)_
:::~s~C$6~me~~~~;,t1~~~_~o~~ ' &N'E C ~~.tsuL-
Buyer 5 Name_~_..:.___ _~_
Buyer's Address rs- _1lJ./2AE~_~
City L /9/Li::.1951t:K, State ... . Zip L26tJI CitV(];aCUS(e", _.. Slalem. Zin/~t?1 ?
Annual Percentage Rate Finance Charge Amount Financed Total at payments Total Sales Price
The cost of your credit as a The dollar amounllhe credit The amount of credit provided The amount you will have The tolal cost 01 your purchase
yearly rale will cost you. to you or on your behalf. paid after you have made all ~~y%~~:,~~~u~~r,~wn
payments as scheduled.
.. 11' 7''i"'% $ 'f{?<J I'Jf $,j)t?b"frI $ f4?tyJ. 0 Jj. $#Po.IJ~
Your payment schedule: . .'(~ Payments of $ IIA. fJl.. are due on the ~ day 0,' each month beginning , / F . /
INSURANCE: Credit Life Insurance and Credit Disability Insurance are not required to obtaIn credit and will nol be provided. IllS further'undefstood and
agreed to by Buyer that Seller is not required to assist Buyer in procuring Credit Life Insurance and/or Credit Disability Insurance and that is the sole
responsibility and obligation of Buyer to procure any and all Insurance.
SECURITY: Unsecured
FILING FEES: None
LATE CHARGE: If we receive a payment 10 days or more after the date it is due, we will charge you the lesser of 5% of the amount 01 the Payment or $5.00
PREPAYMENT: If you pay otf early. you may be entitled to a refund of part of the Finance Charge.
See the other provisions of your Retail Instalment Contract lor additional information about nonpayment, default, any required repayment in full before the
scheduled date, and prepayment refunds.
ADDITIONAL TERMS ANO CONOITIONS ON REVERSE SIDE: ITEMIZATION OF AMOUNT FINANCED OF: $ . ~,1.hl-'J. {!t!.
Addrllonal terms and condlllons printed on the reverse side of thIS Contract
are a part of this Contract They bind you in the same way as if they were
printed on the front of this Contract.
REQUIRED NOTICES: The law and government regulations require us to
give you certain notices which are contained on this page.
NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT
CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES
WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER
OF GOODS OR SERVICES OBTAINED PURSUANT HERETO
OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER
BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY
THE DEBTOR HEREUNDER.
NOTICE TO THE BUYER: (1/ DO NOT SIGN THIS AGREEMENT
BEFORE YOU READ IT OR F IT CONTAINS ANY BLANK
SPACE. (2\ YOU ARE ENTITLED TO A COMPLETELY FILLED-
IN COPY OF THIS AGREEMENT. (3) UNDER THE LAW YOU
HAVE THE RIGHT TO PAY OFF IN ADVANCE THE FULL
AMOUNT DUE AND UNDER CERTAIN CIRCUMSTANCES TO
OBTAIN A PARTIAL REFUND OF THE SERVICE CHARGE
(FINANCE CHARGE)
YOU HAVE RECEIVED A COMPLETED COPY OF THIS
CONTRACT WITH DISCLOSURES MADE IN COMPLIANCE
WI:r:t:!..F~pERA,HI,NDrSTATE LAW.
-t ~wb ..tJ~\./.}7Y1 ;).. /;;)( /c:;'f
f Datt
y ~tVV Y
BUYt:r 1
(Buyer's Signature)
1/~cet
~
Elllyer 2
APPLICATION
(A)
(B)
$,3'lM. cO
$ ~.CIO
Down Payment (All Cash)
(Including all Taxes)
Cash Sale Price. Including Taxes
IC)
$ 3~f &0 DiHerence Between Cash Sale Price and Down
Payment (A. B)
$(~ 306 .vo Amount Paid on your Account
(Amount Financed) (C)
$ 9.81; .as' Finance Charge
$ j{9I)(J,OtJ Total 01 Payments
. (0 + E)
$ ~.~TotaISalesprice
(A + E)
(D)
(E)
(F)
IG)
ADDITIONAL TERMS AND CONDITIONS
PARTIES: In this Retail Instalment Contract ("Contract"), the words, "you,"
"your" and "yours" mean the Buyer who sIgns 1his Contract. or jf more than
one Buyer signs, all Buyers, bolh together and individually. The words "we,"
"us" and "our" mean the Seller or anyone 10 whom the Seller may transfer
this Con1Tact. This Contract obligates your heirs, legal representatives.
successors and assigns. Our rights under this Contract extend 10 our
successors and assigns.
DeSCRIPTION OF PURCHASE: You buy from us, and we sell to you. for the
Total Sale Price, a three (3) year membership (with renewal option) in Seller's
UCC To\alHome in accordance with, and subject 10 the terms and conditions
of. our standard membership agreement. which has been signed by the SeUer
and Buyer on the same day as this Contract. You elect not to pay the entire
cash price for the membership at this time, but to pay over a period of lime,
according 10 the terms of this Contract.
AUTHORIZAT10N TO INVESTIGATE CREDIT: You authorize us 10
investigale your credit history and to make all inquiries deemed necessary to
verify the accuracy 01 the statements made in the Application
PROMISE TO PAY: For value received. you promise to pay the Amount
Financed. plus interest al the Annual Percentage Rate. by making the Total of
Payments according to your payment schedule shown on the lront side. You
agree to make your payments 10 us at the address shown on the front side
unless we notify you in writing to make your payments to a different party
and/or a different address. You agree to tell us in wriling when you change
your address.
APPLICATION OF PAYMENTS: We will apply all payments to the
instalments in the order they are scheduled to become due, together with late
charges. if any, except that any lull instalment payment made on or within 10
days after an instalment due date will be applied to the instalment due on
Ihal dale, even Ihough- earlier instalments are sllll unpaid
EARLY PAYMENT: You have the righllo prepay all of the amount you still
owe at any time. 11 you do, we will refund any uneamed Finance Charge using
the Actuarial Method. The Actuarial Method is a commonly used formula for
compuhng refunds on Contracts. We compute your refund as of Ihe next
instalment due date or on the date of prepayment it you pay in lutl on an
instalment due date. We need not make any Finance Charge refund of less
than $1,00,
LATE PAYMENTS: It we do not receive an instalment in full within ten (10)
days atter the date it is due, we may charge you a Late Charge of five
percenl (5%) of the unpaid amount of the inslalment or five dollars ($5.00),
whichever is less.
DEFAULT: We can consider you in default if you do not pay as required or an
event occurs that causes the prospec! 01 paymenllo be significantly impaired.
Such events include breaching one of your promises or agreements under this
Contract or under Ihe membership agreement. If you default. we can. a1 our
op1ion. accelerate the entire unpaid amount of lhe Total Of Payments shown on
the front side. less any unearned finance charge, determined in the same way as
described under "Early Payment," and decla.re the unpaid bala.nce immedialely
due and payable
INTEREST AFTER MATURITY: After maturity of this Contrac1 (including maturity
by acceleration upon default) you will pay on any unpaid balance interes~ at the
Annual Percentage Rate shown on the fronl side
COST OF COLLECTION: Unless prohibited or limited by law. if you are in
default under this Contract, you agree to pay the reasonable anorneys' fees of
our attorneys who are not our salaried employees. court costs and o1her costs 01
colleclion.
ENFORCEMENT: We can waive, or choose 1"101 to enforce. any 01 our rights
without Ihe waiver affecting any 01 our other rights. A waiver of defaurt musl be
in writing. A waiver of a right will not be a waiver of that right at a future time.
You waive any requirements for formalities of what are known in a legal sense as
"presentmen!." "notice of dishonor" and "protest." We can release any Buyer
lrom this Contract or extend. modify or renew aU or part of it as to that Buyer
without releasing or changing your legal liability. We can accept late or partial
payments, even if they are marked "Payment in Full" or similarly. without iosing
any of our rights. We can enforce any of our rights againsl you even if we have
not enforced lhem (or tried 10 enforce them) against any other buyer.
GOVERNING LAW: You and we both agree this transaction wiJi be governed by
the law o~ the Stale 01 Pennsylvania
TRANSFER OF THIS CONTRACT: We have the righllo transfer this Contract 10
anyone of our choice. II we do so, your obligations to such transferee will
continue in full torce
ENTIRE CONTRACT: No oral promises. representations or statements are part
of this Contract, and this Contract and the membership agreement (and renewal
certificate. if applicable) represent the entire agreement between you and us. /I
any provision in this contract is unenforceable. the unenforceability will not affect
the validity of any other provision. Captions are for reference purpose only, and
are not guides 10 interpretation.
SIGNERS OF CONTRACT:" more than one buyer sJgns this Contract, you are
responsible, both together and individually. for your obligations under this
ContracL
The printing conlained in this box is not part of Buyer's Conlract
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For value received, Seller (called "we". "us" or "our") hereby assign the within contract and all our right title and interest in it, lo'6et& Finance
Company, Inc. and warrant all ol the tollowing: (1) thatlhis contract is the result of a bona fide sale 01 our own services: (2) that we have full and
perleel title to and right to convey this contract tree 01 any encumbrance. lien, or any interest 01 third parties, o~ any nalure whatsoever: (3) that
all services in connection with 'his contract will be completed according 10 the contract; (4) thai this contract accura\ely and correctly rellecfs a
genuine and bona fide sale and the price and lerms thereol. and is valid and in compliance with any applicable instalmen\ sales law or other
applicable state or federal law or administrative regulation; (5) that the services covered by this contract have been unconditionally accepted by
the parties 10 the contract; (6) that the amount due !rom lhe obligor is not disputed: (7) that there is no undisclosed delinquency; (8} thallhe
down paymenl is correctiy slated in the contract; (9} that we have received cash or its proper equivalenlfor the down payment: (10) that there is
no undisclosed agreement. concessions or Illigation 01 any nalure affecting this contract; (11) that aU parties 10 this contract were competent at
the time it was executed: (12) that 10 the besl of our knowledge and belief. the statements in the buyer's credit application are true; (13llhat we
compleled all blanks in the contract before Ihe buyer signed it, and that we gave the buyer a copy of the confract: and (14) that all signatures on
this contract are genuine. FURTHER, this assignment is made "With Recourse~ and we agree thai the within contract will be paid according to its
tenor and tha~ if it is nol. we shall pay it to the Assignee or to any subsequent assignee. regardless ollhe order in whirh the assignments arc
made. ,.
SELLER'S ASSIGNMENT
::::".'L ~- .~~~~~:;" ,~"'~ ~ .-. ,-,,~.
'='ENNSYlVANIA~3yr 12/98
@ 1998 Beta Floance Company, Inc.
VERIFICA TION
The undersigned does hereby verify subject to the penalties of 18 PA. C.S. 4904 relating
to unsworn falsifications to authorities, that he/she is ~( /I,- A/'P1 ? M '7~-I-
(NAME)
C~/t,d;cA/ ~~4~~
(TITLE)
of h-,...s7 ~~-?/ h ;c....A~/4"/plaintiff herein, that
(COMPANY) .
he/she is duly authorized to make this verification, and that the facts set forth in the foregoing
Complaint are true and correct to the best of his/her knowledge, information and belief.
to/7/~
~~
(5 GNATURE)
This law firm is a debt collector attempting to collect this debt for our client and any information
obtained will be used for that purpose.
WWR#04508431
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SHERIFF'S RETURN - REGULAR
- ...
CASE NO: 2005-05130 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
FIRST MUTUAL FINANCIAL
VS
NELSON DEBRA A ET AL
WILLIAM CLINE
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
NELSON DEBRA A
the
DEFENDANT
, at 1947:00 HOURS, on the 14th day of October ,2005
at 75 MARE ROAD
CARLISLE, PA 17013
by handing to
GENE NELSON, HUSBAND
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
6.72
.00
10.00
.00
34.72
rg~~~~~
i
R. Thomas Kline
me this
..l{
day of
10/17/2005
WELTMAN WEINBERG REIS
By, ~~~~~
Deputy Sheriff
Sworn and Subscribed to before
v
SHERIFF'S RETURN - REGULAR
-......
CASE NO: 2005-05130 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
FIRST MUTUAL FINANCIAL
VS
NELSON DEBRA A ET AL
WILLIAM CLINE
/ Sheriff or Deputy Sheriff of
Cumberland County/Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
NELSON GENE
the
DEFENDANT
/ at 1947:00 HOURS, on the 14th day of October / 2005
at 75 MARE ROAD
CARLISLE, PA 17013
by handing to
GENE NELSON
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
6.00
.00
.00
10.00
.00
16.00
, . .~_'/"',) ,A<:5'"
-:t.~ -t.""<"~:'...
"'I' J.,;:..,....~;y.-',j.:
-l ~~~~~::.~,
R. Thomas Kline
.J{
day of
10/17/2005
WELTMAN WEINBERG REIS
By, ~~V:4fi
~ Deputy S eriff
Sworn and Subscribed to before
me this
.;
II
FIRST MUTUAL FINANICAL
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY,
Plaintiff
: No. 05-5130
v.
: CIVIL TERM
DEBRA A. NELSON and
GENE NELSON,
Defendants
ANSWER TO COMPLAINT
NOW, THE DEFENDANT, Eugene 1. Nelson, Jr., by and through his attorney,
Michael M. Jerominski, Esquire, files this Answer to Complaint and in support thereof
answers as follows:
I. Admitted.
2. Admitted to the extent that Eugene J. Nelson, Jr. resides at 75 Mare Road,
Carlisle, PA 17013.
3. Defendant is without knowledge to answer this allegation and therefore strict
proof is demanded at trial.
4. Defendant is without knowledge to answer this allegation and therefore strict
proof is demanded at trial.
5. Defendant is without knowledge to answer this allegation and therefore strict
proof is demanded at trial.
II
Ii
6. Defendant is without knowledge to answer this allegation and therefore strict
proof is demanded at trial.
7. Admitted.
8. Admitted.
9. Defendant is without knowledge to answer this allegation and therefore strict
proof is demanded at trial.
10. Defendant is without knowledge to answer this allegation and therefore strict
proof is demanded at trial.
WHEREFORE, Defendant requests that this Honorable Court dismiss Plaintiff's
Complaint.
Respectfully Submitted,
1I/1/o~
, ,
Date
~ /tv1. ~
Michael M. Jerominski, Esquire
Attorney for Defendant Eugene J. Nelson, Jr
Supreme Court LD. No. 92977
TUfo Law Offices
28 South Pitt Street
Carlisle, P A 17013
(717) 245-9688
II
VERIFICATION
I, Michael M. Jerominski, attorney for Eugene Nelson, Jr., hereby certify that the
matters asserted herein constitute matters of record, legal arguments, and matters within
i the direct knowledge of counsel. The statements contained herein are true and correct to
the best of the knowledge of the undersigned. This verification is made pursuant to the
provisions of 18 Pa.C.S.A. 94904.
\ \/IIDS
~ /M. g.,-:.-
Michael M. Jerominski, Esquire
Attorney for Defendant Eugene J. Nelson, Jr
Supreme Court J.D. No. 92977
Turo Law Offices
28 South Pitt Street
Carlisle, P A 17013
(717) 245-9688
Date
II
II
CERTIFICATE OF SERVICE
I hereby certify that I served a true and correct copy of the Answer to Complaint
i to upon William T. Molczan, Esquire, by depositing same in the United States Mail, first
class, postage pre-paid on the ~ day of AJl>JeM~er , 2005, from Carlisle,
Pennsylvania, addressed as follows:
William T. Molczan, Esquire
Weltman, Weinberg & Reis Co., L.P.A,
2718 Kop~ers Building
4367t Avenue
Pittsburgh, PA 15219
TURO LAW OFFICES
0~ /th. 9--:':-
Michael M. Jerominski, Esquire
Supreme Court J.D. No. 92977
Turo Law Offices
28 South Pitt Street
Carlisle, PA 17013
(717) 245-9688
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Johnson. Duffie, Stewart & Weidner
By: Mark C, Duffie, Esquire
LD, No, 75906
301 Market Street
p, 0, Box 109
Lemoyne, Pennsylvania 17043-0109
(717) 761-4540
mcd@jdsw,com
FIRST MUTUAL FINANCIAL,
Plaintiff
v.
DEBRA A NELSON and
GENE NELSON,
Defendants
Attorneys for Debra A. Nelson
IN THE COURT OF COMMON
PLEAS OF
CUMBERLAND COUNTY,
PENNSYLVANIA
NO, 2005-5130 CIVIL TERM
CIVIL ACTION - LAW
JURY TRIAL DEMANDED
PRAECIPE TO ENTER APPEARANCE
AND NOW, this 16'''-' day of January, 2006, enter the appearance of the undersigned
on behalf of Debra A Nelson, Defendant.
'1
JOHNSON, DUF~ STE\f;0RT/& WEIDNER
/, / '\1/ .
Byi /., [1 .
rk C, Duffie, sqUire
01 Market Street
P,O. Box 109
Lemoyne, PA 17043-0109
.
CERTlFICA TE OF SERVICE
AND NOW, this \'\, day of January, 2006, the undersigned does hereby certify that he
did this date serve a copy of the foregoing document upon the other parties of record by causing
same to be deposited in the United States Mail, first class postage prepaid, at Lemoyne,
Pennsylvania, addressed as follows:
William T. Molczan, Esquire
Weltman, Weinberg & Reis Co., LPA
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
Michael M, Jerominski, Esquire
Turo Law Offices
28 South Pitt Street
Carlisle, PA 17013
:266825
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIRST MUTUAL FlNANCIAL
Plaintiff
No. 05-5 J 30
VS,
PRAECIPE FOR DEFAULT JUDGMENT
AS TO DEBRA NELSON ONLY
DEBRA NELSON AND
GENE NELSON
Defendant
FlLED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
JAMES C. W ARMBRODT, ESQUIRE
PA I.D,#42524
Weltman, Weinberg & Reis Co.. L.P,A,
2718 Koppers Bldg,
436 Seventh Avenue
Pittsburgh, P A 15219
(412) 434-7955
WWR#0450843 [
Judgment Amount $ 3,493,15
THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIRST MUTUAL FINANCIAL
Plaintiff
vs,
Civil Action No, 05-5130
DEBRA NELSON AND
GENE NELSON
Defendant
PRAECIPE FOR DEFAULT JUDGMENT
TO THE PROTHONOTARY:
Kindly enter Judgment against the Defendant, DEBRA NELSON
above named, in the default of an Answer, in the amount of $3,493,15 computed as
follows:
Amount claimed in Complaint
$2,73 1 A 7
Interest from August 30, 2005 to March 15,2006
at the contractual interest rate of 17,75% per annum
$261.68
Attorney's fees
$500,00
TOTAL
$3,493,15
I hereby certity that appropriate Notices of Default, as attached have been mailed in accordance with P A
R,C.P, 237,] on the dates indicated on the Notices,
WELTMAN, WEINBERG & REIS CO" LP,A,
~. ~~ /
ARM~~ DT, ES~IV~/
4
Weltma" einberg & Reis Co,. L.P,A,
27ISWop ersBldg,
I ~
436 Stye th Avenue
Pitts!1l" h,I'A 15219
(412 34-7955
L
WWR#0450S43I
PlaintitT's address is:
c/o Weltman, Weinberg & Reis Co" LP,A.. 27IS Koppers Building, 436 7'h Avenue, Pittsburgh, PA 15219
And that the last known address of the Defendant is: 75 MARE ROAD
MT HOLLY SPRINGS,PA 17065
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL VANIA
CIVIL DIVISION
FIRST MUTUAL FINANCIAL
Plaintiff
vs.
Civil Action No. 05-5130
DEBRA NELSON AND
GENE NELSON
Defendant
NOTICE OF JUDGMENT OR ORDER
TO: () Plaintiff
(xx) Defendant
( ) Garnishee
You are hereby notilled that the following
Order or Judgment was entered against you
on
(xx) Assumpsit Judgment in the amount
01'$3,493, ] 5 plus costs,
() Trespass Judgment in the amount
01'$__ plus costs,
() If not satistied within sixty (60)
days, your motor vehicle operator's license and/or registration
will be suspended by the Department of Transportation, Bureau
ofTrattic Safety, Harrisburg, PA,
(xx) Entry of Judgment of
() Court Order
() Non-Pros
() Confession
(xx) Default
() Verdict
() Arbitration
Award
Prothonotary
~~~NO~
TY)
DEBRA A NELSON
75 MARE ROAD
MT HOLLY SPRINGS,PA 17065
Plaintiffs address is:
c/o Weltman, Weinberg & Reis Co" LP,^" 2718 Koppers Building, 4367'" Avenue, Pittsburgh, PA 15219
1-888-434-0085
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL VANIA
CIVIL DIVISION
FIRST MUTUAL FINANCIAL
Plaintilf
YS.
Civil Action No, 05-5 I 30
DEBRA NELSON AND
GENE NELSON
Defendant
NOTICE OF JUDGMENT OR ORDER
TO: () Plaintilf
(xx) Defendant
( ) Garnishee
You are hereby notilied that the following
Order or Judgment was entered against YOLl
on
(xx) Assumpsit Judgment in the amount
of$3,493.15 plus costs,
() Trespass Judgment in the amount
of$_,__ plus costs.
() If not satistied within sixty (60)
days, your motor vehicle operator's license and/or registration
will be suspended by the Department ofTransportatioll, Bureau
ofTrafJie Safety, Harrisburg, PA.
(xx) Entry of Judgment of
() COllrt Order
() Non-Pros
() Confession
(xx) Default
() VerdiCI
() Arbitration
Award
Prothonotary
~' (~-
By
PROT NOfARY
Law Omees of Johnson Dume
Mark Dume
301 Market Street
PO Box 109
Lemoyne, PA 17043-0109
Plaintiffs address is:
c/o Weltman, Weinberg & Reis Co" L.P,A., 2718 Koppers Building, 436 7'h Avenue, Pittsburgh, PA 152 I 9
1-888-434-0085
IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIRST MUTUAL FINANCIAL
Case no: 05-5130
Plaintiff
NON-MILITARY AFFIDAVIT
vs.
DEBRA NELSON AND
GENE NELSON
Defendant
The undersigned, who first being duly sworn, according to law, deposes and states as fllllows:
That he/she is the duly authorized agent of the Plaintiff in the within matter.
At1iant further states that the within At1idavit is made pursuant to and m accordance with Ihe
Servicemembers' Civil Relief Act (SCRA), 50 U,S,c' App, S 521,
Affiant further states that based upon investigation it is the at1ian!'s belief that the Defendant, DEBRA
NELSON AND
GENE NELSON is not in the military service,
At1iant further states that this belief is supported by the attached certificate fi'om the Defense Manpower Data
Center (DMDC), which states that the Defendant, DEBRA NELSON AND
GENE NELSON is not in the military service,
Further At1iant sayeth naught. <
. "fl~/
AFFIAN; I //7
TO AND .it-~c IBE(j(7n presence this I.JIday
'l COMMm~WEAL TH OF PENNSYLVANIA
l Notarial Seal
Heidi J. Kelly, Notary Public
City or Pittsburgh, Allegheny County
My Commission Expires Nov. 4, 2009
Member. Pennsv1vania Association of No:aries
This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be
used for that purpose,
Request for Military Status
Page I of I
Department of Defense Manpower Data Center
... Military Status Report
~ Pursuant to the Service Members' Civil Relief Act
MAR-I 5-2006 07:14:20
"'"" Last Name First/Middle Begin Date I Active Duty Status I Service/Agency
NELSON Based on the information you have furnished, the DMDC does not
possess any information indicating that the individual is currently on
active duty,
Upon searching the information data banks of the Department of Defense Manpower Data Center, the
above is the current status of the individual, per the Information provided, as to all branches of the
Military,
r--~w~-(~~~
Robert 1. Brandewie, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, V A 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that
maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the
official source of data on eligibility for military medical care and other eligibility systems,
The Department of Defense strongly supports the enforcement of the Service Members Civil Relief Act
[50 USCS Appx, ss SOl et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940),
DMDC has issued hundreds of thousands of "does not possess any information indicating that the
individual is currently on active duty" responses, and has experienced a small error rate, In the event the
individual referenced above, or any family member, friend, or representative asserts in any manner that
the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are most
strongly encouraged to contact us by phone at (703-696-6762), We will then conduct further research,
Your failure to re-contact DMDC may cause provisions of the SCRA to be invoked against you,
This response reflects current active duty status only. For historical information, please contact the
military services SCRA point of contact
See: http://www.defenselink.mil/faq/pis/PC09SLDR.html.
WARNING: This certificate was provided based on a name and Social Security number (SSN)
provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be
provided,
Report ID: YMKXYQSREQ
https://www,dmdc,osd,milfscraJowa/scra, prc _Select
3/15/2006
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIRST MUTUAL FINANCIAL
Plaintiff
No.05.5130CIVIL
V~;.
PRAECIPE FOR SATISFACTION OF
JUDGMENT
DEBRA A \JELSON
Defendant
FILED ON BEHALF OF
Plaintiff
COllNSEL OF RECORD OF
THIS PARTY
James C. Wannbrodt,
Weltman, Weinberg & Rcis Co .,L.P.A.
436 Seventh Avenue, Suite 2718
Pittsburgh, P A 15219
(412)434-7955
Fax: 412-338-7130
WWR No, wwr#0450&431
4 ~ ~.........
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FIRST MUTUAL FINANCIAL
Plaintiff
V~.
Civil Action No, 05-5 J 30CIVIL
DEBRA A NELSON
Defendanl
PRAECIPE FOR SATISFACTION OF JUDGMENT
At the request of the undersigned attorneys for the Plaintiff, you are directed to satisry the above-captioned
Judgment.
WELTMAN, WEINBERG & REIS CO., L.P,
Sworn to and subscribed
before me this "_~'2-_
Zg;:'L
NQil" ARY Py{lLlC
COMMONWI!Al.TH OF PENNSYLVANIA
No/1uIaI SeoI
W/l)'18 A Jonee, NoIary PublIc
CIIy OI~, AJeg10ny CoI.r1ly
MyCcn.'......'Elqli....J\.lIle29,2010
Member, Penn.)ltvanla Assodatlon of Notsr1e8
WWR No, wwr#04508431
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