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Home My WebLink About05-5204 LAW OFFICES 'OLPOFF & ABRAMSON, L.L.P. lITORNEYS IN THE PRACTICE OF DEBT COUECTION 4660 TRINDLE ROAD THIRD FLOOR CAMP HILL, PA 17011 717-303-6700 " IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA America Bank, N.A. Plaintiff <-- NO. OS- ~ Ci(J~C I vs. CIVIL ACTION - LAW Rebecca B. West Defendant PLAINTIFF'S PETITION TO CONFIRM ARBITRATION AWARD PURSUANT TO 42 Pa.C.S.A. ~7313 AND NOW, TO WIT, comes the Petitioner/Plaintiff, MBNA America Bank, N.A., by and through its attorneys and the law firm of Wolpoff & Abramson, LLP, and files the following Petition to Confirm Arbitration Award, and in support avers as follows: 1. Petitioner/Plaintiff, MBNA America Bank., N.A. is a Delaware corporation doing business within the Commonwealth of Pennsylvania, and the other states of the United States, with its principal place of business situated at 655 Paper Mill Road, Mailstop 14111, Wilmington, DE 19884. 2. Respondent/Defendant, Rebecca B. West, is an adult individual with a last known address of 510 Breezewood Court, CUMBERLAND County, Mechanicsburg, PA 17050. 3. Pursuant to the credit card agreement Defendant received when Plaintiff issued Defendant an open end credit card account, which Defendant assented to by virtue of his/her use of the account, the parties agreed that, in the event of any claim and/or dispute surrounding this account arose which required collection efforts, any matters would be referred to the National Arbitration Forum (NAF). A true and correct copy of this Credit Card Agreement Additional Terms and Conditions is attached hereto, incorporated herein and marked as Exhibit "A". 4. Defendant subsequently defaulted on the terms of the aforementioned credit card agreement by failing to pay Plaintiff as required pursuant to the terms the agreement. LAW OFFICES rOLPOFF & ABRAMSON, L.L.P. l1TORNEYS IN THE PRACTICE OF DEBT COlLECTION 4660 TRINDLE ROAD THIRD FLOOR CAMP HILL, PA 17011 717-303-6700 ~ 5. In response, pursuant to the terms the credit card agreement, Plaintiff referred this matter to the NAF for Arbitration; Plaintiff then forwarded Defendant a Notice of Arbitration and Arbitration Claim form, explaining Defendant's rights and options in accordance with the Arbitration process. A true and correct copy of both the Notice of Arbitration and Arbitration 6. Both a Notice of Arbitration and Arbitration Claim form were received by Defendant. A true and correct copy of the proof of service is attached hereto, incorporated herein and marked as Exhibit "C". 7 . An Arbitration occurred in this matter at which time both parties were provided with full and fair opportunity to present any evidence and their position in regarding to this matter. 8. An NAF Arbitration Award was entered in favor of Plaintiff and against Defendant in the amount of Three Thousand Seven Hundred Ninety-One Dollars and Ninety-Seven Cents ($3,791.97). A true and correct copy of the Arbitration Award is attached hereto, incorporated herein and marked as Exhibit "D". 9. In conjunction with the issuance of this Arbitration Award, the Arbitrator in this matter certified: (a) the parties entered into an agreement providing that this matter was to be resolved in accordance with the National Arbitration Forum Code of Procedure; (b) Plaintiff filed a claim with the Forum and served it upon Defendant; (c) the parties had the opportunity to present all evidence and information to the Arbitrator; (d) the Arbitrator reviewed all evidence and information submitted; and (e) the information and evidence submitted supported the issuance of an A ward in favor of Plaintiff. 10. The Credit Card Agreement unequivocally states that judgment upon any arbitration award may be entered in any state or federal Court having jurisdiction. LAW OFFICES IIOLPOFF & ABRAMSON, L.L.P. ATTORNEYS IN THE PRACTICE OF DEBT COLLECTION 4660 TRINDLE ROAD THIRD FLOOR CAMP HILL, PA 17011 717-303-6700 " 11. Since the above referenced Arbitration A ward is non-binding and unenforceable against Pennsylvania residents without confirmation of any such Award by a Pennsylvania Court, Plaintiff has filed the instant Petition, pursuant to the Uniform Arbitration Act, in order to obtain judgment against Defendant in a Pennsylvania Court, which will better enable Plaintiff to secure a collectible judgment against Defendant. 12. Plaintiff is entitled to the relief requested in the instant Petition given That: (a) I the aforementioned Arbitration Award was properly obtained by Plaintiff; (b) this Honorable Court has jurisdiction over the Defendant to confirm the aforementioned Arbitration A ward; and I (c) because Defendant did not make an application, pursuant to 42 Pa.C.S.A. ~7314, within thirty (30) days of receipt of the aforementioned Arbitration A ward, with the Court to have said Arbitration Award vacated, modified and/or corrected. LAW OFFICES ",OLPOFF & ABRAMSON, L.L.P. ,frrORNEYS IN THE PRACTICE OF DEBT COLLECTION 4660 TRINDlE ROAD THIRD FLOOR CAMP Hill, PA 17011 717-303-6700 'I WHEREFORE, PlaintiffIPetitioner respectfully requests that this Honorable Court confirm the Plaintiff's Arbitration Award, pursuant to 42 Pa.C.S. ~7313, and enter judgment in favor of Plaintiff and against Defendant(s) in the amount of Three Thousand Seven Hundred Ninety-One Dollars and Ninety-Seven Cents ($3,791.97). Respectfully submitted, ili{~ Amy F. Doyle #87062 Daniel F. Wolfson #20617 Philip C. Warholic #86341 Andrew C. Spears #87737 David R. Galloway #87326 Tonilyn M. Chippie #87852 Ronald M. Abramson #94266 Ronald S. Canter #94000 Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Rd., 3rd Floor Camp Hill, PA 17011 (717) 303-6700 .-" LAW OFFICES IOLPOFF & ABRAMSON. L.L.P. lITORNEYS IN THE PRACTICE OF DEBT COLLECTION 4660 TRINDLE ROAD THIRD FLOOR CAMP HILL, PA 17011 717-303-6700 II VERIFICATION The undersigned hereby states that they are the attorney for the Plaintiff/Movant, who is I I located outside of this jurisdiction and in order to file the within document in an expedient and I timely manner, they are authorized to take this verification on behalf of said Plaintiff/Movant in the within action and verifies that the statements made in the foregoing Petition are true and correct to the best of their knowledge, information, and belief, based upon information provided by the Plaintiff/Movant. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date:~ G~_/ Amy F. Doyle #87062 Daniel F. Wolfson #20617 Philip C. Warholic #86341 Andrew C. Spears #87737 David R. Galloway #87326 Tonilyn M. Chippie #87852 Ronald M. 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'" . -.... u.. :z: 7' 4. - 10601 IN TIlE NATIONAL ARBITRATION FORUM CLAIM MBNAAmerica Bank, N.A c/o Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection Two Irvington Centre 702 King Farm Blvd. Rockville, MD 20850 CLAIMANT, RE: Forum File Number: FA0501000403572 Claimant File Number: 0128914361 Account No.: 5329054999915184 Card member Agreement Type: AGMT90 Rebecca B West 510 Breesewood Ct Mechanicsburg P A 17050 RESPONDENT(S), For a Claim against Respondent(s), Claimant states: 1. By way of contract and use of the credit account at issue, Respondent( s) became bound by the terms of a credit agreement (hereinafter the "Agreement"), which is attached hereto and incorporated herein by reference. 2. Respondent(s) is/are in default under the terms of the Agreement and is/are now indebted to Claimant in the amount of $3082.58 , as reflected in the attached account summary, plus interest of $57.77 as of the date offiling, and at 6.00% thereafter. 3. Despite repeated demands for payment, Respondent(s) has/have not paid the amounts due. 4. Claimant requests an Award for the amounts reflected in Paragraph 2, plus all arbitration fees incurred, Process of Service fees and Attorney Fees of $462.38 , if allowed by law, equaling 15% of the outstanding principal balance. 5. The attached Agreement contains a Delaware choice of law provision and a provision for "reasonable" attorney fees. Delaware law specifically provides that an attorney fee may be awarded in an amount up to 20% on an unpaid claim if allowed by law. See, 10 Del. Code Sec. 3912 (Pleading & Practice). 6. The attached Agreement contains a mandatory arbitration provision under the Rules of the National Arbitration Forum ("NAF"). The undersigned counsel for Claimant asserts, under penalty of perjury, that the information contained in this Claim and the supporting documents attached hereto are accurate based upon information provided by Claimant to the undersigned counsel. WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection By: dau/ ~' Bruce H. Cherkis, Esq. ADMITTED: (MD, DC, PA) Counsel for the Claimant If Respondent or counsel wishes to contact Claimant, please call or write: Paralegal Department Wolpoff & Abramson, L.L.P. Two Irvington Centre 702 King Farm Blvd., 5th Floor Rockville, MD 20850 1-800-830-2793 NAFCLM/NAF3 18A 10602 SUMMARY OF ACCOUNT INFORMATION ACCOUNT STATUS REPORT Date Filed: 01/14/2005 Account Number: 5329054999915184 Cardmember Agreement: AGMT90 Primary Account Holder: REBECCA B WEST Address: 510 Breesewood Ct Mecbanicsburg, P A 17050 Home Phone: Work Phone: Social Security Number: 225233236 Secondary Account Holder: Address: Home Phone: Work Phone: Principal Balance: $3082.58 Interest Rate: 6% Date Assigned: 09/21/2004 INFORMATION DRAWN FROM ACCOUNT RECORDS AND CURRENT AS OF TIlE DATE FILED 18A NAFCL4/NAF3 10603 NOTICE OF ARBITRATION Dear Respondent, AN ARBITRATION CLAIM HAS BEEN FILED AGAINST YOU. Enclosed and served upon you is the Initial Claim. You may obtain a copy of the Code of Procedure, without cost, from the Claimant or from the Forum at WWW.ARBITRATION-FORUM.COM or 800/474-2371. IF YOU DO NOT SERVE THE CLAIMANT AND FILE WITH THE FORUM A WRITTEN RESPONSE, AN AWARD MAY BE ENTERED AGAINST YOU. AN ARBITRATION AWARD MAY BE ENFORCED IN COURT AS A CIVIL JUDGMENT. YOU HAVE THIRTY (30) DAYS TO RESPOND FROM RECEIPT OF SERVICE. You have a number of options at this time. You may: 1. Submit a written Response to the Claim, stating your reply and defenses to the Claim, together with documents supporting your position. Your Response must be served on the Claimant and filed with the Forum. Read Forum Code of Procedure Rule 13. A Counter Claim, Cross-claim or Third Party Claim may also be served and filed, and accompanied by the fee as provided in the Fee Schedule. Forms for such Response and Claims may be obtained from the Forum. If you fail to respond in writing to the Claim, an Award may be entered against you and in favor of the Claimant and you will lose your case. 2. Demand a Document Hearing or a Participatory Hearing. You may request a Hearing in your Response or in a separate writing. Unless you have agreed otherwise, an In-person Participatory Hearing will be held in the Judicial District where you reside or do business. You may also request a hearing on-line or by telephone. Your written Request for a Hearing must be filed with the Forum. You must also serve a copy of your Request on the Claimant and any other Parties. Read Forum Code of Procedure Rules 25 and 26. 3. Have other options. You may seek the advice of an attorney or any person who may assist you regarding this arbitration. You should seek this advice promptly so that your Response can be served and filed within the time required by the Code of Procedure. If you have any questions or need help in responding, you may contact the Forum. The Forum is an independent and impartial arbitration organization, which does not give legal advice or represent parties. THIS SUMMARY IS NOT A SUBSTITUTE FOR READING AND UNDERSTANDING THE CODE OF PROCEDURE WHICH GOVERNS THIS ARBITRATION. The Forum P.O. Box 50191 Minneapolis USA 55405-0191 (651) 631-1105 (800) 474-2371 info@arb-forum.com ARBITRATION-FORUM. COM 18A NAFC1.5/NAF3 1214/1214/1215 15:19 CONSTABLE CONTINO ~ 24121386356121 "RETURN ZO. Ph STATE CONSTABLE : . BY 448 MaeOAOE BLVO. ;." FOLSOM. PA 19033 . ;.~ . 10601 . ..,r3tifJv 1 ,;} IN THE NATIONAL ARBITRATION FORUM CLAIM NO.946 PI2I1218 Dl, ~ ~ '!'~ 'i7-:,~1? \f'I]11' illJ) L:::::l "" ....;,.. ..:l U & ;. , . , :: MAR 1 6 2005 "~ ~ ~.y: .n!i:12......... . ~~~IQ MBNA Amene. BaDk, NA r:lo WoJpoff & AbramSOD. L.U. Altomeys in LIIe Pradice of Debt CollccUOD Two bviDglOD Cealle 702 KiDg Fano Blvd. RockviJle, MD 20850 CLAIMANT. BE: Forum File Number: FA0501000403S72 Claimallt File Number. 0128914361 Accoubt No.: 5329054999915184 Card member AgreelDeal Type: AGMT90 ~bea:a B West 510 Breesewood 0 Mecba.uiaburg PA 17050 ~~"'\ AFFIDAVIT OF SERVICE OF : ARBITRATION CLAIM RESPONDANT(S) The nurlersigned, being flrSt duly sworn, on oath deposes and says; That s(he) is now and at all times herein mentioned was a citizen of the United States, over the age of eighteeD, not an officer of the petitioner, not a party to nor interested in the above entided action, and is competent to be a witness herein. , (i at) ~ Q r- r'lAlrc Fj 0 S- . at the address of ( DATE & TIME ) f;rt~ ( Debtor's Name) (~ Same address as above 5)0 /j ~oZz.~ 1tJ,,()~ C'., ~~f2G.fi (NEW STREET ADDRESS) : this affiant served the Arbitration Claim in the above captioned matter upon By personal delivery to /Qr= /J ~~:A ~ "'.5,.. .J Et;. ~ ( Name of Person Served) ( Relationship) On the :27 ( Approx. Age) SJrJ~ , (Height) / /K . (Weight) r)J ( Race ) F ( Sex) a person of suitable age and discretion who stated the above address to be the residence and usual place of abode of themselves and the debtor referenced herein. No information was provided or discovered that indicates thai: the subjects served are members of the U.S. military. Aftlant states under penalty of laws of the Commonwealth of Pennsylvani~ that the statement above is true and co COMPANYNAME: PENNSYLVANIASTATE CONSTABLE ADDRESS Wolpoff & AbramsoQ4 LLP File Number AiI'EMPTS I M I M I M MOVED OTlIER. 441 MACDADE BLVD. Folsom. Pa. t 9033 (610- 496-6551) VACANT I III NATIONAL ARBITRATION FORUM@ May 25, 2005 Rebecca B West 510 Breesewood Ct Mechanicsburg, P A 17050 MBNA America Bank, N.A. c/o Wolpoff & Abramson, L.L.P. Ronald M. Abramson, Esq. Attorneys in the Practice of Debt Collection 702 King Farm Blvd. Two Irvington Centre Rockville, MD 20850-5775 RE: MBNA America Bank, N.A. v Rebecca B West File Number: FA0501000403572 Claimant Reference Number: 0128914361 Dear Parties: Enclosed and served upon you by United States Mail is a copy ofthe Award, which has been entered in this matter. This case is now closed with the National Arbitration Forum. All future inquiries regarding this case should be directed to the opposing Party. Sincerely, ~~ Laura Johnson Case Coordinator Enclosure Th" F'nrllM P () RnYii01Q1 Minnl>~nnliR lI~A n540n-0191 www.arbitration-forum.com 800.474.2371 651.631.3700 FAX 651.631,0802 III NATIONAL ARBITRATION FORUM Gll MBNA America Bank, N.A. c/o Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 702 King Farm Blvd, Two Irvington Centre Rockville, MD 20850-5775 CLAIMANT(s), AWARD RE: MBNA America Bank, N.A. v Rebecca B West File Number: FA0501000403572 Claimant File Number: 5329054999915184 Rebecca B West 510 Breesewood Ct Mechanicsburg, PAl 7050 RESPONDENT(s). The undersigned Arbitrator in this case FINDS: 1. That no known conflict of interest exists. 2. That on or before 01/13/2005 the Parties entered into an agreement providing that this matter shall be resolved through binding arbitration in accordance with the Forum Code of Procedure. 3. That the Claimant has filed a Claim with the Forum and served it on the Respondent in accordance with Rule 6. 4. That the matter has proceeded in accord with the applicable Forum Code of Procedure. 5. The Parties have had the opportunity to present all evidence and information to the Arbitrator. 6. That the Arbitrator has reviewed all evidence and information submitted in this case. 7. That the information and evidence submitted supports the issuance of an Award as stated. Therefore, the Arbitrator ISSUES: An Award in favor of the Claimant, for a total amount of $3,791.97. Entered in the State of Pennsylvania ~~ Ho lab Jack M. Marden Arbl or ACKNOWLEDGEMENT AND CERTIFICATE OF SERVICE This Award was dul~pter.ed._~nd the Forum hereby certifies that a c9PY~hil~'itr<t was sent by first class mail pos~e p aid tot Pa~ies at the above referenced ame . re~entatives, on i~. tl ,~! ,-it )~i \"0\ __<::::)1 ~' ~~/ ~ f~, \~c- _ HDnorabl~d1{.-ilina, Ret. Director Date: OS/25/2005 .._--' p ~ '\t\~ l1\ ~~\J !~-:cJ o~r :D t- --L.... r-' ~",-:; 0 ,~, 11 ~ -T- r~-l f11 ..r~. I ~- -r::-~ 0) l"J 1..0 SHERIFF'S RETURN - NOT FOUND CASE NO: 2005-05204 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND MBNA AMERICA BANK NA VS WEST REBECCA B R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named RESPONDANT WEST REBECCA B but was unable to locate Her in his bailiwick. He therefore returns the PETITION TO CONFIRM ARBITRATION AWARD " NOT FOUND , as to the within named RESPONDANT , WEST REBECCA B 510 BREEZEWOOD COURT MECHANICSBURG, PA 17050 DEFENDANT DOES NOT LIVE AT ADDRESS PROVIDED, LEFT FORWARD AT P.O. OF 503 W. MAIN STREET APT 1, MECH., PA, HOWEVER PAPER EXPIRED 11/3/05. Sheriff's Costs: Docketing Service Not Found Return Surcharge 18.00 19.20 5.00 10.00 .00 52.20 So answers: .... .0 -ecl J/ ;~;;:~:-e'<:,/ R. Thomas Kllne Sheriff of Cumberland County WOLPOFF & ABRAMSON 11/04/2005 Sworn and subscribed to before me this / (,<~: day of~ J ~"~~tJ ~ Prot n~ o. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA Americn Bank N.A Plaintiff os - 5.;1.01 NO. 0502SQ.9 vs. CIVIL ACTION - LAW kW.:.m y'esi Defcndant PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as discontinued without prejudice, Respectfully Submitted, rJ. .--' Andrew C. Spears Esq. #87737 WOLPOFF & ABRAMSON, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Rd., 3" Floor Camp Hill, P A 17011 (717) 303-6700 128914361 ,\ .-' ;./