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05-5278
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff NO. OS- -SJ.'l( Cl()ll~ vs. CIVIL ACTION - LAW KERRY L WEIDENHAMMER Defendant PLAINTIFF'S PETITION TO CONFIRM ARBITRATION AWARD PURSUANT TO 42 Pa.C.S.A. ~7313 AND NOW, TO WIT, comes the Petitioner/Plaintiff, MBNA AMERICA BANK, N.A., by and through its attorneys and the law firm ofWolpoff & Abramson, LLP, and files the following Petition to Confirm Arbitration Award, and in support avers as follows: 1. PetitionerlPlaintiff, MBNA AMERICA BANK, N.A. is a Delaware corporation doing business within the Commonwealth of Pennsylvania, and the other states of the United States, with its principal place of business situated at 655 Paper Mill Road, Mailstop 14111, Williamton, De 19884-1411. 2. Respondent/Defendant, Kerry L Weidenhammer, is an adult individual with a last known address of 402 Hillside Ave, Cumberland County, NEW CUMBERLND, P A 17070. 3. Pursuant to the credit card agreement Defendant received when Plaintiff issued Defendant an open end credit card account, which Defendant assented to by virtue of his/her use of the account, the parties agreed that, in the event of any claim and/or dispute surrounding this account arose which required collection efforts, any matters would be referred to the National Arbitration Forum (NAF). A true and correct copy of this Credit Card Agreement Additional Terms and Conditions is attached hereto, incorporated herein and marked as Exhibit "A". 4. Defendant subsequently defaulted on the terms of the aforementioned credit card agreement by failing to pay Plaintiff as required pursuant to the terms the agreement. S. In response, pursuant to the terms the credit card agreement, Plaintiff referred this matter to the NAF for Arbitration; Plaintiff then forwarded Defendant a Notice of Arbitration and Arbitration Claim form, explaining Defendant's rights and options in accordance with the Arbitration process. A true and correct copy of both the Notice of Arbitration and Arbitration Claim form are attached hereto, incorporated herein and marked as Exhibit "B". 6. Both a Notice of Arbitration and Arbitration Claim form were received by Defendant. A true and correct copy of the proof of service is attached hereto, incorporated herein and marked as Exhibit "C". 7. An Arbitration occurred in this matter at which time both parties were provided with full and fair opportunity to present any evidence and their position in regarding to this matter. 8. An NAF Arbitration Award was entered in favor of Plaintiff and against Defendant in the amount of Thirty-Three Thousand One Hundred Twenty-Seven Dollars and Forty Cents ($33,127.40). A true and correct copy of the Arbitration Award is attached hereto, incorporated herein and marked as Exhibit "D". 9. In conjunction with the issuance of this Arbitration Award, the Arbitrator in this matter certified: (a) the parties entered into an agreement providing that this matter was to be resolved in accordance with the National Arbitration Forum Code of Procedure; (b) Plaintiff filed a claim with the Forum and served it upon Defendant; ( c) the parties had the opportunity to present all evidence and information to the Arbitrator; (d) the Arbitrator reviewed all evidence and information submitted; and (e) the information and evidence submitted supported the issuance of an Award in favor of Plaintiff. 10. The Credit Card Agreement unequivocally states that judgment upon any arbitration award may be entered in any state or federal Court having jurisdiction. 11. Since the above referenced Arbitration Award is non-binding and unenforceable against Pennsylvania residents without confirmation of any such Award by a Pennsylvania Court, Plaintiff has filed the instant Petition, pursuant to the Uniform Arbitration Act, in order to obtain judgment against Defendant in a Pennsylvania Court, which will better enable Plaintiff to secure a collectible judgment against Defendant. 12. Plaintiff is entitled to the relief requested in the instant Petition given That: (a) the aforementioned Arbitration Award was properly obtained by Plaintiff; (b) this Honorable Court has jurisdiction over the Defendant to confirm the aforementioned Arbitration Award; and (c) because Defendant did not make an application, pursuant to 42 Pa.C.S.A. ~7314, within thirty (30) days of receipt of the aforementioned Arbitration Award, with the Court to have said Arbitration Award vacated, modified and/or corrected. WHEREFORE, PlaintifffPetitioner respectfully requests that this Honorable Court confirm the Plaintiff's Arbitration Award, pursuant to 42 Pa.C.S. S7313, and enter judgment in favor of Plaintiff and against Defendant( s) in the amount of Thirty -Three Thousand One Hundred Twenty-Seven Dollars and Forty Cents ($33,127.40). Respectfully submitted, OJ... ~~ _ Amy F. Doyle - #87062 Daniel F. Wolfson #20617 Bruce H. Cherkis #18837 Philip C. Warholic #86341 Donald P. Shiffer, III #89451 Andrew C. Spears #87737 Ronald M. Abramson #94266 Ronald S. Canter #94000 Wolpoff & Abramson, LLP/Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Rd., 3rd Fl., Camp Hill, P A 17011 (717) 303-6700 VERIFICATION The undersigned hereby states that they are the attorney for the Plaintiff/Movant, who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, they are authorized to take this verification on behalf of said Plaintiff/Movant in the within action and verifies that the statements made in the foregoing Petition are true and correct to the best of their knowledge, information, and belief, based upon information provided by the Plaintiff/Movant. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date:~ ili~ Amy F. Doyle #87062 Daniel F. Wolfson #20617 Bruce H. Cherkis #18837 Philip C. Warholic #86341 Donald P. Shiffer, III #89451 Andrew C. Spears #87737 Ronald M. Abramson #94266 Ronald S. Canter #94000 Wolpoff & Abramson, LLP/Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Rd., 3rd Fl., Camp Hill, P A 17011 (717) 303-6700 .... .... ~ ~ +-J <1J ~ 0 ~'O.g~5vi~g....",~ ....::> ..o~~>>::>...c: e:0..... .1t)~OlJDOC:(\J 0Q/l';:;~~1t)'-e: Q)8. .;:; e: '" c, O....n;.- ~ E It).- e: Q)'- '" c: u.... 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'is S. -% :. \Jl z. .s '" %', ~Sls",~!es.~~i%%Si~I~1. g. s.. ~ ~ z co ., ~ "C . '8 ';j,.~ _::: . ~ 1ft ....- o.~'- ,,-0 .,k 0 .,"'- ::;'''' 0 ..~ci QI~-:::: o~,&-o4l-%,:,<Jt:-C>-'OO~ -~ .<ct....;; .... .~,...~ 0 ci "''':> ~ OJ '" 0 ~ ,.<. ? I e~~&o; ~#O~,...~"'?,~ ,%.!!.z.-i l.-~ 'C :: ~ ~ ~ 0. If' C -::. z. -0 ? ,... ? ~ -< ~ ..'.l wop.""" <1>"'- ,::_"'0 C'e.~ ._8- "'''': .'5,~ <1>i<) .'Q_:::>.S .,,,,z.~ 'Zo" ","''5",,,50.~'' .g....."Ck$c:i .~ .; '5 ~ .S ~ . ., '" 't 'f}. c S ~ t' '6 ~ tl ~ 3 :s ~ ~ t: ~V; <Q 9. 0 ,... ~ . - - 8161 IN THE NATIONAL ARBITRATION FORUM CLAIM MBNA America Bank, N.A. c/o Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection Two Irvington Centre 702 King Farm Blvd. Rockville, MD 20850 CLAIMANT, RE: Forum File Number: F A0412000395328 Claimant File Number: 0128017677 Account No.: 5490995999795971 Card member Agreement Type: AGMT90 Kerry L Weidenhammer 402 Hillside Ave New Cumberlnd P A 17070-3036 RESPONDENT(S), For a Claim against Respondent(s), Claimant states: 1. By way of contract and use of the credit account at issue, Respondent(s) became bound by the terms of a credit agreement (hereinafter the "Agreement"), which is attached hereto and incorporated herein by reference. 2. Respondent(s) is/are in default under the terms of the Agreement and is/are now indebted to Claimant in the amount of $26505.43 , as reflected in the attached account summary, plus interest of $1594.68 as of the date of filing, and at 18.00% thereafter. 3. Despite repeated demands for payment, Respondent(s) has/have not paid the amounts due. 4. Claimant requests an Award for the amounts reflected in Paragraph 2, plus all arbitration fees incurred, Process of Service fees and Attorney Fees of $3975.81 , if allowed by law, equaling 15% of the outstanding principal balance. 5. The attached Agreement contains a Delaware choice oflaw provision and a provision for "reasonable" attorney fees. Delaware law specifically provides that an attorney fee may be awarded in an amount up to 20% on an unpaid claim if allowed by law. See, 10 Del. Code Sec. 3912 (Pleading & Practice). 6. The attached Agreement contains a mandatory arbitration provision under the Rules of the National Arbitration Forum ("NAF"). The undersigned counsel for Claimant asserts, under penalty of perjury, that the information contained in this Claim and the supporting documents attached hereto are accurate based upon information provided by Claimant to the undersigned counsel. WOLPOFF & ABRAMSON, L.L.P. Atlorneys in the Practice of Debt Collection By: ~/~' Bruce H. Cherkis, Esq. ADMITTED: (MD, DC, P A) Counsel for the Claimant If Respondent or counsel wishes to contact Claimant, please call or write: Paralegal Department WolpofT & Abramson, L.L.P. Two Irvington Centre 702 King Farm Blvd., 5th Floor Rockville, MD 20850 1-800-830-2793 NAFCLM/NAF3 12A 8162 SUMMARY OF ACCOUNT INFORMATION ACCOUNT STATUS REPORT Date Filed: 12/30/2004 Account Number: 5490995999795971 Cardmember Agreement: AGMT90 Primary Account Holder: KERRY L WEIDENHAMMER Address: 402 Hillside Ave New Cumberlnd, P A 17070-3036 Home Phone: Work Phone: Social Security Number: 174568054 Secondary Account Holder: Address: Home Phone: Work Phone: Principal Balance: $26505.43 Interest Rate: 18% Date Assigned: 08/30/2004 INFORMATION DRAWN FROM ACCOUNT RECORDS AND CURRENT AS OF THE DATE FILED 12A NAFCL4/NAF3 8163 NOTICE OF ARBITRATION Dear Respondent, AN ARBITRATION CLAIM HAS BEEN FILED AGAINST YOU. Enclosed and served upon you is the Initial Claim. You may obtain a copy of the Code of Procedure, without cost, from the Claimant or from the Forum at WWW.ARBITRATlON-FORUM.COM or 800/474-2371. IF YOU DO NOT SERVE THE CLAIMANT AND FILE WITH THE FORUM A WRITTEN RESPONSE, AN AWARD MAYBE ENTERED AGAINST YOU. AN ARBITRATION AWARD MAY BE ENFORCED IN COURT AS A CIVIL JUDGMENT. YOU HAVE THIRTY (30) DAYS TO RESPOND FROM RECEIPT OF SERVICE. You have a number of options at this time. You may: 1. Submit a written Response to the Claim, stating your reply and defenses to the Claim, together with documents supporting your position. Your Response must be served on the Claimant and filed with the Forum. Read Forum Code of Procedure Rule 13. A Counter Claim, Cross-claim or Third Party Claim may also be served and tIled, and accompanied by the fee as provided in the Fee Schedule. Forms for such Response and Claims may be obtained from the Forum. If you fail to respond in writing to the Claim, an Award may be entered against you and in favor of the Claimant and you will lose your case. 2. Demand a Document Hearing or a Participatory Hearing. You may request a Hearing in your Response or in a separate writing. Unless you have agreed otherwise, an In-person Participatory Hearing will be held in the Judicial District where you reside or do business. You may also request a hearing on-line or by telephone. Your written Request for a Hearing must be filed with the Forum. You must also serve a copy of your Request on the Claimant and any other Parties. Read Forum Code of Procedure Rules 25 and 26. 3. Have other options. You may seek the advice of an attorney or any person who may assist you regarding this arbitration. You should seek this advice promptly so that your Response can be served and filed within the time required by the Code of Procedure. If you have any questions or need help in responding, you may contact the Forum. The Forum is an independent and impartial arbitration organization, which does not give legal advice or represent parties. THIS SUMMARY IS NOT A SUBSTITUTE FOR READING AND UNDERSTANDING THE CODE OF PROCEDURE WHICH GOVERNS THIS ARBITRATION. The Forum P.O. Box 50191 Minneapolis USA 55405-0191 (651) 631-1105 (800) 474-2371 info@arb-forum.com ARBITRATION-FORUM. COM 12A NAFCL5/NAF3 DHL: Get delivery signature detail Track . Track by number . Track by reference . Get delivery signature . Track DHL Same Day service Log in to DHL User ID Password r Remember my User ID Log in II . Forgot your Password? Page 1 of 1 Conte Delivery Signature Detail Tracking Delivery Signature details...Tracking Number 29267823476 Tracking summary Current Status v Shipment Delivered Delivered on 1/11/05 5:40 pm Delivered to Receptionist DHL USA Horn . Help New to DHL? Signed for by W WEINDENHAMMER Help me with the signed by codes Signature ~~"bl!L RECEIVED IN GOOD ORDER EXCEPT AS NOTED Receiver Information KERRY L WEIDENHAMMER New Cumberlnd, PA 17070 United States Tracking detail provided by DHL: 6/9/2005 8:31 :42 AM View Tracking II Detail E-mail Delivery II Signature Track new shipment You are authorized to use DHL tracking systems solely to track shipments tendered by or for you to DHL. Any other use of DHL tracking systems and information is strictly prohibited. DHL Global I About DHL I Newsroom I Contact I Sitemap I Privacy Policy Copyright @ 2005 DHL International, Ltd. All Rights ReseNed. http://sigpod.dhl-usa.com/SigBy Nbr .asp ?nav= TrackByS ig Registration is I And as a regist have access to tools to help yo packages easil' . Register NOlA II 6/9/2005 III NATIONAL ARBITRATION FORUM@ March 10, 2005 Kerry L Weidenhammer 402 Hillside Ave New Cumberlnd, P A 17070-3036 MBNA America Bank, N.A. c/o Wolpoff & Abramson, L.L.P. Ronald M. Abramson, Esq. Attorneys in the Practice of Debt Collection 702 King Farm Blvd. Two lrvington Centre Rockville, MD 20850-5775 RE: MBNA America Bank, N.A. v Kerry L Weidenhammer File Number: FA0412000395328 Claimant Reference Number: 0128017677 Dear Parties: Enclosed and served upon you by United States Mail is a copy ofthe Award, which has been entered in this matter. This case is now closed with the National Arbitration Forum. All future inquiries regarding this case should be directed to the opposing Party. J:~ Laura Johnson Case Coordinator Enclosure The Forum P.O. Box 50191 Minneapolis USA 55405-0191 www.arbitratiol1-forum.com 800.474.2371 651.631.3700 FAX 651.631.0802 III NATIONAL ARBITRATION FORUM ~ MBNA America Bank, N.A. c/o Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 702 King Farm Blvd, Two Irvington Centre Rockville, MD 20850-5775 CLAIMANT(s), AWARD RE: MBNA America Ban~ N.A. v Kerry L Weidenhammer File Number: FA0412000395328 Claimant File Number: 5490995999795971 Kerry L Weidenhammer 402 Hillside Ave New Cumberlnd, PA 17070-3036 RESPONDENT(s). The undersigned Arbitrator in this case FINDS: 1. That no known conflict of interest exists. 2. That on or before 12/30/2004 the Parties entered into an agreement providing that this matter shall be resolved through binding arbitration in accordance with the Forum Code of Procedure. 3. That the Claimant has filed a Claim with the Forum and served it on the Respondent in accordance with Rule 6. 4. That the matter has proceeded in accord with the applicable Forum Code of Procedure. 5. The Parties have had the opportunity to present all evidence and information to the Arbitrator. 6. That the Arbitrator has reviewed all evidence and information submitted in this case. 7. That the information and evidence submitted supports the issuance of an Award as stated. Therefore, the Arbitrator ISSUES: An Award in favor of the Claimant, for a total amount of $33,127.40. Entered in the State of Pennsylvania _D. S;QJ:- Arbitrator ACKNOWLEDGEMENT AND CERTIFICATE OF SERVICE This A ward was duly .f;ll1~~nd the Forum hereby certifies that a C~oJ.\~Y~lT<twas sent by first class mail pos~e p,rqiaId to 1~ Parties at the above referenced aQdr~e!i "'y,9";'" F~~entatives, on '~;I'II'-" ,,,",,,,,\ i ~i 1 t ",---', 1:1>: .=' -~\' '!~: \--- ~ _lei 'O'---i, I \.-p.\- ,/ "'~! \~,"- ~.'-. , '\[./ '-..,. ,.-/,,,-: " ~~/ c?(~.."~~:f~- Honorable HMold K.wna, Ret. Director Date: 03/1 0/2005 "J ')- C'.l ~ S;~2 - ~ .'0:: ~ ~ :::r- r- V} I ~ ~.-.- () ....... 1'" ) &:: ~ c.) """'" l.,,'.'_-) ~ c---, G c.)' ~ c'..... Vj 1 0) '::.L ~ CJ SHERIFF'S RETURN - NOT FOUND CASE NO: 2005-05278 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND MBNA AMERICA BANK NA VS WEIDENHAMMER KERRY L R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named RESPONDANT WEIDENHAMMER KERRY L but was unable to locate Him in his bailiwick. He therefore returns the PETITION , NOT FOUND , as to the within named RESPONDANT , WEIDENHAMMER KERRY L 402 HILLSIDE AVENUE NEW CUMBERLAND, PA 17070 COMPLAINT IS EXPIRED. NEVER RECEIVED REINSTATED COMPLAINT TO DEPUTIZE YORK COUNTY. Sheriff's Costs: Docketing Service Not Found Surcharge Postage So answers ;.- 18.00 .00 5.00 10.00 .37 33.37 .' ...6-~----- <-C/ / , r;: Thomas k~ine Sheriff of Cumberland County WOLPOFF & ABRAMSON 11/15/2005 Sworn and subscribed to before me this IS f~ , day of IV~'J'!.Mh:u- Jm.5"" A~~ hz' Prothon6tary - IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff NO. 05-5278 vs. CIVIL ACTION - LAW KERRY L. WEIDENHAMMER Defendant PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as discontinued without prejudice. Respectfully Submitted, ~ Amy F. Doyle #87062 Daniel F. Wolfson #20617 Philip C. Warholic #86341 Andrew C. Spears #87737 David R. Galloway #87326 Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 Robert E. Polas, Jr. #201259 Ronald M. Abramson #94266 Ronald S. Canter #94000 Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Rd., 3,,1 Floor Camp Hill, PA 17011 (717) 303-6700 128017677