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HomeMy WebLinkAbout05-5295 Ron Z. Opher, Esquire Attorney for Plaintiff Attorney#57507 P.O. Box 2245 Southeastern, P A 19399 (610) 902-0530 The May Department Stores d/b/a Hecht's IN THE COURT OF COMMON PLEAS Cumberland COUNTY, PA Plaintiff v. CIVIL ACTION - LAW DIXIE L OBRIAN 1619 S YORK ST MECHANICSBURG, PA 17055 NO. 05-5295 Defendant PRAECIPE FOR JUDGMENT Enter Judgment in favor of Plaintiff, The May Department Stores, d/b/a Hecht's, against Defendant, DIXIE L OBRIAN, for want of an answer. Assess damages as follows: Debt Interest (per contract and complaint) Attorney's Fee (per contract and complaint) TOTAL $3896.19 $420.79 $1510.94 $5827.92 (plus costs) I CERTIFY THAT THE FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered after the default occurred and at least ten days prior to the date of the filing of this praecipe. Copies are attached. R.C.P.237.1 /~ ( Ron Z. Opher, Esquire ID #57507 Attorney for Plaintiff AND NOW D c.. c.. /4 ,20 {).S , Judgment is entered in favor of The May Department Stores, d/b/a Hecht's, against Defendant, DIXIE L OBRIAN, by Default for want of an answer and damages assessed at the sum of $5827.92 plus costs as per the above certification. .. OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland COUNTY COURTHOUSE I Courthouse Square Carlisle, PA 17013 TO: DIXIE L OBRIAN 1619 S YORK ST MECHANICS BURG, PA 17055 The May Department Stores d/b/a Hecht's IN THE COURT OF COMMON PLEAS Cumberland COUNTY, PA Plaintiff v. CIVIL ACfION - LAW DIXIE L OBRIAN 1619 S YORK ST MECHANICS BURG, PA 17055 NO. 05-5295 Defendant NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Default Judgment has been entered against you in the above proceeding. /~~'J' ?P;othon'~7! J:J jllf/C>0' IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL RON Z. OPHER, ESQUIRE, at 610-902-0530. The May Department Stores, dIh/a Hecht's III Boulder Industrial Dr. Bridgeton. MO 63044 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA Plaintiff v. CIVIL ACTION - LAW DIXIE I. OBRIAN 1619 S YORK ST MECHANICS BURG, PA 17055 NO. 05-5295 Defendant TO: DIXIE L OBRIAN 1619 S YORK ST MECHANICS BURG, PA 17055 DATED: 1212/05 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITTING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SEf FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TOA LAw~fERAT ONCE. IF IOU DO NOT BAVEA LA'WIER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Court Administrator's Office Courthouse. 4th Floor 1 Courthouse Square Carlisle, PA 17013 (717) 24D-6200 4x---. (Signature of Plaintiff or Attorney) Ron Z. Opher, Esquire Attorney for Plaintiff Attorney#57507 P.O. Box 2245 Southeastern, PA 19399 (610) 902-0530 ~ U.S. POSTAL SERVICE CERTIFICATE OF MAILING MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSIIR1I.l\If'C_CAC>TUA",..,.r-,-. Ron Z. Opher, Esquire Received Frol P ,0. Box 2245 Southeastern, PA 19399 PS Form 3817, January 2001 '~ Ron Z. Opher, Esquire Attorney for Plaintiff Attorney#57507 P.O. Box 2245 Southeastern, PA 19399 (610) 902-0530 The May Department Stores d/b/a Hecht's IN THE COURT OF COMMON PLEAS Montgomery COUNTY, PA Plaintiff v. CIVIL ACTION - LAW DIXIE L OBRIAN 1619 S YORK ST MECHANICSBURG, PA 17055 NO. 05-5295 Defendant CERTIFICATION OF ADDRESSES AND AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLV ANIA :SS COUNTY OF Cumberland I, Ron Z. Opher, Esquire, being duly swom according to law, depose and say that I am the attomey for Plaintiff and I am authorized to make this affidavit on Plaintiff's behalf. I hereby certify that the address of the Plaintiff is III Boulder Industrial Dr., Bridgeton, MO 63044. Defendant's address is 1619 S YORK ST, MECHANICSBURG, PA 17055. In addition, Defendant is not in the Military Service of the United States, nor any State or Territory thereof or its allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 or the amendments thereto. I verify that the statements made in the foregoing certification and affidavit are true and correct to the best of my knowledge, information and belief; and I understand that the statements in said certification and affidavit are made subject to the penalties of 18 Pa.C.S. 94904 relating to unswom falsification to authorities /""'b --- DATED: 12/13/05 BY: Ron Z. Opher, Esquire " ,''\ \(' J ~ c: hJ R. :-G ~~~'6 ~ ~ ~~ ~ -c cr--- :p ~. lJ1 -'- c--o -I-- P- ~ 1<' '--' , ~ Ron Z. Opher, Esquire Attorney for Plaintiff Attorney#57507 P.O. Box 2245 Southeastern, P A 19399 (610) 902-0530 The May Department Stores d/b/a Hecht's IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA Plaintiff CIVIL ACTION - LAW v. DIXIE L. OBRIAN :NO. 05-5295 Defendant PROOF OF SERVICE I. Defendant filed a Notice of Appeal and Rule to file Complaint from District Court on October 7,2005, said Notice of Appeal being original process. 2. Plaintiff filed a Complaint-Civil Action in the above matter on November 2,2005. 4. The complaint, being other than original process was served, pursuant to the Pennsylvania Rules of Civil Procedure, by certified and regular mail on November 7, 2005. A copy of the certificate of mailing for regular mail, certified mail receipt and copy of the signed Domestic Return Receipt is attached hereto and marked Exhibit "A." 5 Plaintiff files this Proof of Service pursuant to Pa.R.c.P. 403. . ./ AFFIDA VIT COMMONWEALTH OF PENNSYLVANIA :ss. COUNTY OF CUMBERLAND I, Ron Z. Opher, Esquire hereby certify that the statements made in the foregoing Proof of Service are true and correct to the best of my knowledge, information and belief and that said statements are made subject to the penalties of 18 Pa. C.S.A. S4904 relating to unsworn falsification to authorities. DATED: Qec;3 ~5" . <~/~ Ron Z. Opher, Esquire U.S. POSTAL SERVICE CERTIFICATE OF MAILING MAY BE usr Ron Z 0 ;-a.,:- ---t'-~"",",~141 ~AAII DOES NOT PROVIDE Fe . pller, c.sq. P.O. Box 2245 Receivel .southeastern, PA 19399 PS Form 3817, January 2001 U.S. Postal Service"., CERTIFIED MAIL" RECEIPT (Domestic Mail Only; No Insurance Coverage Provided) OFFICIAL USE postage $ Certified Fee Retum Receipt Fee (Endorsement Required) Restricted Delivery Fee (Endorsement Required) Total Postage & Fees HI . .Complete ~ems 1, 2, end 3. Also complete ~em 4 if Restricted Delivery Is desired. I Print your name and address on the reverse so that we can return the card to you. . Attach this card to the. back of the mail piece, or on the fr?nt if space permits. . Article Addressed to: 3. Service Type r "-"055''1 ~. Certified Mall 0 Expie!orM.tr fi Registered 0 Return Receipt for Merchandlse-:. o Insured Mall 0 C.O.D. . 4. Restricted Delivery'? (Extra Fee) 0 Yes D? ~re L ;~,~ 0 ( 8r/Cfr? 0fq ~, Vert( 5f.-J( (;1,-echaV/ I c S' 6 Uf'0 1,4/7tJ l. Miele Number ~~~r~m~n 7005 2570 0000 7914 1552 ~S Form 3811, February 2004 Domestic Return Receipt 102595-02.M.1540 ! i'" ~' .. COM'MONWEAL TH OF PENNSYLVANIA COURT OF COMMON PLEAS o 9th Judicial District, County Of Cumberland NOTICE OF APPEAL FROM MAGISTERIAL DISTRICT JUDGE JUDGMENT COMMON PLEAS No. 0:: -j:;' 9- ~ NOTICE OF APPEAL Notice is given that the appellant has filed in the above Court of Common Pleas an appeal from the judgment rendered by the Magisterial Dist Judge on the date and in the case referenced below. NAME OF APPELLANT "DIXIE" L. O'BRIAN MAG. DIST. NO. 09-3-05 NAME OF MDJ GAYLE A. ELDER ADDRESS OF APPELLANT 1619 SOUTH YORK STREET CITY MECHANICSBURG STATE PA ZIPC 17C DATE OF JUDGMENT 09-09-05 IN THE CASE OF (Plaintiff) THE MAY DEPARTMENT STORES (Defendant)' DIXIE L. O'BRIAN vs SIGNATURE OF APPELLANT OR ATTORNEY 0 AGENT DOCKET No. CV-0000285-05 This block will be signed ONLY when this notation is required under Pa. If appellant was CI{1imant (see Pa. R.C.P.D.J. No. 1001(6) in acl R.C.P.D.J. No. 10088. This Notice of Appeal, when received by the Magisterial District Judge, will before a Magisterial District Judge, A COMPLAINT MUST BE FIL operate as a SUPERSEDEAS to the judgment for possession in this case. within lwEI (20) days after filing the NOTICE of APPEAL. Signature of Prothonotary or Deputy PRAECIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO FILE (This section of fonn to be used ONLY when appellant was DEFENDANT (see Pa.R.CP.D.J. No. 1001(7) in action before Magisterial Disl Judge. IF NOT USED, detach from copy of notice of appeal to be selVed upon appellee. PRAECIPE: To Prothonotary Enter rule upon THE MAY DEPARTMENT STORES Name of appellee(s) appellee(s), to file a complaint in this appeal (Common Pleas No. () j'~ _).295 , appellee(s) RULE: To THE MAY DEPARTMENT STORES Name of appe1lee(s) (1) You are notified that a rule is hereby entered upon you to file a complaint in this appeal within twenty (20) days after the date of serv of this rule upon you by personal service or by certified or registered mail. (2) If you do not file a complaint within this time, a JUDGMENT OF NON PROS MAY BE ENTERED AGAINST YOU. (3) The date of service of this rule if service was by mail is the date of the mailing. Ch /1.1 {2~ Signature of PlV/h~ J J or DSj Date: 1Q:QL. 2005 YOU MUST INCLUDE A COpy OF THE NOTICE OF JUDGMENTITRANSCRIPT FORM WITH THIS NOTICE OF APPEAL. AOPC 312-05 o ~; I"-.:l <= = . CJ"1 o o ........j ...,,~ . -.! o -n -l -,- i=ii "T1 ... iT 1..,--' ':,:,C) .:~i--i ;S~ri =:i;! ''':) :< -v (.,) w en .. COMMONWEALTH OF PENNSYLVANIA COUNTY OF: CUJlBBBLABD 09-3-05 NOTICE OF JUDGMENTrrRANSCRIP' CIVIL CASE PLAINTIFF: NAME and ADDRESS ~ MAY DEPT STORES/D/B/A BECHT'S 111 BOULDER IIIDUSTRIAL DR BRIDGETOIT, )(0 63044 L Mag 0'51. No. MDJ Name: Hon GAYLE A. BLDER Address 507 IT YORK ST KBCHAlfiCSBURG, PA VS. Telephone (717) 766-4575 17055 DEFENDANT: NAME and ADDRESS COBRIAN, DIXIB L 1619 S YORK STREET IIBCIIUXCSB1Jlit.G, PA 17055 L DIXIE L. OBRIAN 1619 S YORK STREET KBCBARICSBURG, PA 17055 Docket No.: CV-0000285-05 Date Filed: 8/09/05 ~.,.-. ,.,:- ~~.t .._,. .-..~ l\; ., ~i~~~' THIS IS TO NOTIFY YOU THAT: Judgment: DEFAULT .TIIIlt:!IIR1I"I PLTP Ii] Judgment was entered for: (Name) "I'R'R t(ay nRP'I' p-Tn'RRp.Jn/'9/'A lI~C!JI' [i] Judgment was entered against: (Name) OR'RTaW, nYXTK L in the amount of $ 5,5&& _ 2] on: (Date of Judgment) 9/09/05 . .. o Defendants are jointly and severally liable. o Damages will be assessed on: o This case dismissed without prejudice. (Date & Time) O Amount of Judgment Subject to Attachment/42 Pa.C.S. 98127 $ o Portion of Judgment for physical damages arising out of residential lease $ Amount of Judgment $ 5,449.21 Judgment Costs $ 117.00 Interest on Judgment $ .00 Attorney Fees $ .00 Total $ 5,566.21 Post Judgment Credits $ Post Judgment Costs $ ------------ ------------ Certified Judgment Total $ ANY PARTY HAS THE RIGHT TO APPEAL WITHIN 30 DAYS AFTER THE ENTRY OF JUDGMENT BY FILING A NonCE OF APPEAL WITH THE PROTHONOTARY/CLERK OF THE COURT OF COMMON PLEAS, CIVIL DIVISION. YOU MUST INCLUDE A COPY OF THIS NOTICE OF JUDGMENTITRANSCRIPT FORM WITH YOUR NOTICE OF APPEAL EXCEPT AS OTHERWISE PROVIDED IN THE RULES OF CIVIL PROCEDURE FOR MAGISTERIAL DISTRICT JUDGES. IF THE JUDGEMENT HOLDER ELECTS TO ENTER THE JUDGMENT IN THE COURT OF COMMON PLEAS, ALL FURTHER PROCESS MUST COME FROM THE COURT OF COMMON PLEAS AND NO FURTHER PROCESS MAYBE ISSUED BY THE MAGISTERIAL DISTRICT JUDGE. UNLESS THE JUDGMENT IS ENTERED IN THE COURT OF COMMON PLEAS, ANYONE INTERESTED IN THE JUDGMENT MA Y FILE A REQUEST FOR ENTRY OF SATISFACTION WITH THE MAGISTERIAL DISTRICT JUDGE IF THE JUDGMENT DEBTOR PA YS IN FULL, SETILES, OR OTHERWISE COMPLIES WITH THE JUDGMENT. ~ Date , Magisterial District Judge I certify that this is a true and correct copy of the record of the proceedings containing the judgment. Date , Magisterial District Judge My commission expires first Monday of January, 2006 SEAL AOPC 315-05 DATE PRINTED: 9/09/05 1:48:28 PM: ~ .... Kt10w all Mrn ln1 these Presrnts. That I, Edna Catherine Luttrell O'Brian, of231 Reeser Road, Camp I-lill, Pennsylvania, Cumberland County, have made, constituted and appointed, and by these presents do make, constitute and appoint Nancy Kathleen Stouffer, of 231 Reeser Road, Camp Hill, Pennsylvania, Cumberland County, my true and lawful attorney and in my name, place and stead, to do and perform all matters and things, transact all business, make, execute and acknowledge all contracts, orders, deeds, releases, writings assurances, and instruments which may be requisite or proper to effectuate any matter or thing appertaining or belonging to me, to sign and endorse checks payable to my order, to deposit and withdraw any moneys to which I am entitled, to draw, accept, make, endorse, or otherwise deal with any commercial instruments, to ask, demand, recover and receive all sums of money, debts, goods, chattels and things of whatsoever nature which are now known or unknown assets, now or hereafter shall be payable or belonging to me, to have access to any and all sate deposit boxes registered in my name, with the same powers and to all intents and purposes with the same validity as I could if personally present; Herelnt giving and granting unto my said attorney my full and whole power and authority in and about the premises: and generally to do all and every act and acts, thing and things, device and devices in the law whatsoever needful and necessary to be done in and about the premises, for me and my name to do, execute and perform as large and amply, to all intents and purposes, as I might or could do, if personally present; and an attorney or attorney's under me for the purpose atoresaid, to make and institute, and the same to remove and revoke at my pleasure, hereby ratitying and confirming as good and effectual, in law and in equity, all that my said attorney or their substitute shall lawfully and legally do by virtue hereof Jf1 Witt1ess Whereof. I, Edna Catherine Luttrell O'Brian, have hereunto set my hand and seal the seventeenth day of July, nineteen hundred and ninety eight. Seale~ a"'~ Ddivere~ hot the Presetlce qf 1/) L'; 1/ N"la~!i1-C-L ~j,t/) . i~h(f)Llr2')L " ,] I t,_' -~'---"-'-'----- SEAL SEAL Prinl FIIll :-\:1111':: -/.-'-:')_- j ,l/-;!'" ': / f' SJ':AL rJ ~/7.-' I)al.:: /-!' I - ( ,(:) Edna Catherine Luttrell O'Brian 23 I Reeser Road Camp Hill. PA 170/1 - ~ ~ f f ...... ('. '" v" '-tI ~\ "'" , }l.,; ~ "- V''-.. 10 a""4 . "n'lC ( "'r bi(;;] ,iL I L~ /f," 1'1' , . In ~f . tJ CLr..,,~ "n'( PROOF OF SERVICE OF NOTICE OF APPEAL AND RULE TO FILE COMPLAINT (This proof of selVice MUST BE FILED WITHIN TEN (10) DA YS AFTER filing of the notice of appeal, Check applicable boxes.) COMMONWEALTH OF PENNSYLVANIA COUNTY OF tJII11/iBURPJ) ; 55 AFFIDAVIT: I hereby (swear) (affirm) that I selVed "AI<<~ OF Mo..tle' KIJN" t:)'4teIlOIV 1M" a copy of the Notice of Appeal, Common Pleas No. os-s2f5' upon the District Justice designated tllere,n on (dale of soMe e) /IJ..~,.!)? ,20003. 0 by personal service @f1)Y(Certified)(registered)mail, sender's receipt attached hereto, and upon the appellee, (name) 7'H€ 1141'11( ()EIIt. 4'T'G1i!L.s ' on sende;s~~~iP;= ~~;~d-h~r~;;O-~ 0 by personal ser~;~-;;--8";;~ic;rtJfi~j-i;;g;~~;r~d)' mail, Ib1 (SWORN) (AFFIRMED) AND SUBSCRIBED BEFORE ME THIS OAY OF ,20 SignafLlfo of affjanl Signature of official belora whom affidavit was made TitJeofoffJciB1 M.y commission expires on ,20 AOPC 312A. 02 ..rr ru ru rn M f'- f'- f'- U.S. Postal Service", CERTIFIED MAIL" RECEIPT . (Domestic Mail Only; No Insurance Coverage Provided) 0 . $2.30 0 Certified Fee 0 0 Retum Recfept Fee $1.75 (Endorsemool Required) 0 Restricted Delivery Faa $0.00 M (Endorsement Required) M rn $ $4.42 1010712005 Total Postage & Fees rn 0 0 f'- TTl' TTl ru rn M f'- f'- f'- U.S.'postal Service", CEllTlFIED MAIL" RECEIPT '(Domestic Mall Only; No Insurance Coverage Provided) ~6 joA\110SS o o o o Postage $ Certified Fee $0.37 $2.30 $1.75 $0.00 0013 OJ Pomnark Hera Return Reclept Fee (Endorsement Required) o Restricted Delivery Fee ~ (Endorsement Required) rn Total Postage & Fees $ H.42 1O/07120JJ5 rn g SsmTo ~ \(t...f: .q. ~LDEt<. ----1 r'- BfniefAp;:iV;,:;n...--n----u..h__.n.~.__..__h__.__h__.__.___._..._______________j ~::s~~-";~+4~'7..,--!:i.~lli---YP!?f5:__~T,_..,____ i M~ 4/IJJes t2.RG PtJ ( :11 - It ~ ~ Z)'H :3 H- c.o il' Z ; ~i l: " ~ '< '€ g' !!!. ~ [g~ s \ " o 3 \! 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"" ~ ' Qio2> 'l::>-::l ::l .e .0 0- rn _::lU (j) o'c >-(J) ro U",L: c~ <.> ro <0 Q) z~:;;: COMMONWEALTH OF PENNSYLVANIA COURT OF COMMON PLEAS 9th Judicial District, County Of Cumberland NOTICE OF APPEAL FROM MAGISTERIAL DISTRICT JUDGE JUDGMENT COMMON PLEAS No. 0 oJ- J'.J ,,}'" NOTICE OF APPEAL Notice is given that the appellant has filed in the above Court of Common Pleas an appeal from the judgment rendered by the Magisterial District Judge on the date and in the case referenced below. NAME OF APPELLANT "DIXIE" L. O'BRIAN MAG. OIST. NO. 09-3-05 NAME OF MDJ GAYLE A. ELDER SS OF APPELlANT 1619 SOUTH YORK STREET CITY MECHANICSBURG STATE PA ZIP 17055 DATE OF JUDGMENT 09-09-05 IN THE CASE OF (PIBintiW) THE MAY DEPARTMENT STORES (Defendant). DIXIE L. O'BRIAN w SIGNATURE FAPPELlANTORATTORNEYORA ENT DOCKET No CV-0000285-05 This block will be signed ONLY when this notation is required under Pa. R.C.P.D.J. No. 10086. This Notice of Appeal, when received by the Magisterial District Judge, will operate as a SUPERSEDEAS to the judgment for possession in this case. If appel/ant was Claimant (see Pa. R.C. .J. . 10Qj(6) in action :':':: ~~ -fl before a Magistanal District Judge, A qQMPLA'!If M~LBE FILED within ' ' ...:, /,1 .,' twenty I '" (20) days after "Hng the NOTICE of AP~ -.J ,-" Signelut& 01 Prothonot8ty or Deputy -D ( ...... ~ PRAECIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO FILE "/ ::~ (.., .. ;,~ uj :~J -< N (This section of form to be used ONL Y when appellant was DEFENDANT (see Pa.R.C.P.D.J. No. 1001(7) In action before Magisterial District Judge. IF NOT USED, detach from copy of notice of appeal to be served upon appe/Iee. PRAECIPE: To Prothonotary Enter rule upon THE MAY DEPARTMENT STORES N.me of .pps/fes(.) appellee(s), to file a complaint in this appeal (Common Pleas No. 0 ':,'. ~-,19{' ) within twenty (20) days after se /till nature of appel/ant or attorney or agent RULE: To THE MAY DEPARTMENT STORES N.me of .ppsI/eB(.) (1) You are notified that a rule is hereby entered upon you to file a complaint in this appeal within twenty (20) days after the data of service of this rule upon you by personal service or by certified or registered mail. (2) If you do not file a complaint within this time, a JUDGMENT OF NON PROS MAY BE ENTERED AGAINST YOU. (3) The date of service of this rule if service was by mail is the date of the mailing. Date: ll!:l!L gQQQ Signature of Prothonotary or Deputy YOU 'MUST INCLUDE A COpy OF THE NOTICE OF JUDGMENTfTRANSCRIPT FORM WITH THIS NOTICE OF APPEAL. AOPC 312"()5 Mag. Disl. No 09-3-05 NOTICE OF JUDGMENTffRANSCRIPT CIVIL CASE PLAINTIFF: NAME anti ADDRESS ITBB MAY DEPT STORES/D/B/A BECHT' S 'I 111 BOULDER J:JIDUST1UAL DR BRJ:OOBTOlII, MO 63044 L ~ VS. COMMONWEALTH OF PENNSYLVANIA COUNTY OF: COIIBBBLAJID MDJ Name: I-lon GAYLE A. ELDER Add'." 507 1II YOU ST MBCllAlIIXCSBUlI.G, PA T"ophooo (717) 766-4575 17055 DEFENDANT: roBIUD, DJ:XJ:B L 1619 S YOU STRBET lIBCJIAlI[[CSBURG, PA 17055 L NAME and ADDRESS 'I DJ:XJ:E L. OBRJ:AlII 1619 S YOU STREET MBCBAlIIJ:CSBUlI.G, PA 17055 Docket No.: CV-0000285-05 Date Filed: 8/09/05 ~ -,~~, ~~ THIS IS TO NOTIFY YOU THAT: Judgment: [iJ Judgment was entered for: (Name) nRP'ADL'r .TnI'W......:_r PL"" ~ Kav n.D~ A~nv.A!n/R/a R.~ [iJ Judgment was entered against: (Name) nRlIT.., nnrTl!: L in the amount of $ ~ ~j;j; 21 on: (Date of Judgment) Q/OQ/o<; . o Defendants are jointly and severally liable. o Damages will be assessed on: o This case dismissed without prejudice. (Date & Time) O Amount of Judgment Subject to Attachment/42 Pa.C.S. 98127 $ o Portion of Judgment for physical damages arising out of residential lease $ Amount of Judgment $ 5.449.21 Judgment Costs $ 117.00 Interest on Judgment $ .00 Attomey Fees $ .00 Total $ 5.566.21 Post Judgment Credits $ Post Judgment Costs $ ------------ ------------ Certified Judgment Total $ ANY PARTY HAS THE RIGHT TO APPEAL WITHIN 30 DAYS AFTER THE ENTRY OF JUDGMENT BY FILING A NonCE OF APPEAL WITH THE PROTHONOTARYICLERK OF THE COURT OF COMMON PLEAS, CIVIL DIVISION. YOU MUST INCLUDE A COpy OF THIS NOTICE OF JUDGMENTITRANSCRIPT FORM WITH YOUR NOTICE OF APPEAL EXCEPT AS OTHERWISE PROVIDED IN THE RULES OF CIVIL PROCEDURE FOR MAGISTERIAL DISTRICT JUDGES. IF THE JUDGEMENT HOLDER ELECTS TO ENTER THE JUDGMENT IN THE COURT OF COMMON PLEAS, ALL FURTHER PROCESS MUST COME FROM THE COURT OF COMMON PLEAS AND NO FURTHER PROCESS MAY BE ISSUED BY THE MAGISTERIAL DISTRICT JUDGE. UNLESS THE JUDGMENT IS ENTERED IN THE COURT OF COMMON PLEAS, ANYONE INTERESTED IN THE JUDGMENT MA Y FILE A REQUEST FOR ENTRY OF SATISFACTION WITH THE MAGISTERIAL DISTRICT JUDGE IF THE JUDGMENT DEBTOR PA YS IN FULL. SElTLES, OR OTHERWISE COMPLIES WITH THE JUDGMENT. ~ Date . Magisterial District Judge I certify that this is a true and correct copy of the record of the proceedings containing the judgment. Date , Magisterial District Judge My commission expires first Monday of January, 2006 SEAL AOPG 315-05 DATB PRJ:RTBD: 9/09/05 1:48:28 PM KMOW all Mm b\f these Pf'esmts. That!, Edna Catherine Luttrell O'Brian, of231 Reeser Road, Camp Hill. Pennsylvania, Cumberland County, have made, constituted and appointed, and by these presents do make, constitute and appoint Nancy Kathleen Stouffer, of 23] Reeser Road, Camp Hill. Pennsylvania. Cumberland County, my true and lawful attorney and in my name, place and stead, to do and perform all matters and things. transact all business, make, execute and acknowledge all contracts. orders, deeds, releases, writings assurances, and instruments which may be requisite or proper to ell'ectuate any matter or thing appertaining or belonging to me, to sign and endorse checks payable 10 my order, to deposit and withdraw any moneys to which I am entitled, to draw, accept, make, endorse, or otherwise deal with any commercial instruments, to ask, demand, recover and receive all sums of money, debts, goods, chattels and things of whatsoever nature which are now known or unknown assets. now or hereafter shall be payable or belonging to me, to have access to any and all sate deposit boxes registered in my name, with the same powers and to all intents and purposes with the same validity as I could if personally present; Herelnj giving and granting unto my said attorney my full and whole power and authority in and about the premises; and generally to do all and every act and acts, thing and things. device and devices in the law whatsoever needful and necessary to be done in and about the premises, for me and my name to do. execute and perform as large and amply, to all intents and purposes, as I might or could do, if personally present; and an attorney or attorney's under me for the purpose aforesaid, to make and institute. and the same to remove and revoke at my pleasure, hereby ratifying and confirming as good and effectual, in law and in equity, all that my said attorney or their substitute shall lawfully and legally do by virtue hereof 111 Wifl1ess Whereof. !, Edna Catherine Luttrell O'Brian. have hereunto set my hand and seal the seventeenth day of July, nineteen hundred and ninety eight. Se",lei> ",..i> Deliverei> i.. the 1're$el1Ce Jf N",alj;j? J: ( ,fj:l) ,bh(1)-:L/L.iWL ,. . .. '-- ---~--_.- SEAL 'SEAL 1 ( -')" Oal., -' I_l/~, .-" ,- Prinl Full ;\alll~: /--,L')- j , , ./..-; '~ :.J I' SI~:\L Edna Cathenne Luttrell O'Brian 23 I Reeser Road CampHil1. PA 17011 Ron Z. Opher, Esquire Attorney for Plaintiff Attorney#57507 P.O. Box 2245 Southeastern, PA 19399 (610) 902-0530 THE MAY DEPARTMENT STORES d/b/a Hecht's III Boulder Industrial Dr. Bridgeton. MO 63044 Plaintiff V. DIXIE L OBRIAN 1619 S YORK ST MECHANICSBURG, PA 17055 Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA CIVIL ACfION - LAW NO. oS /SZ.9S NOTICE TO DEFEND COMPLAINT - CIVIL ACTION A VISO You have been sued in court. If you wish to defend Le han demando a usted en la corte. Si usted qui ere defenderse against the claims set forth in the following pages, de estas demandadas expuestas en las paginas siguentes, usted you must take action within twenty (20) days after tieote veinte (20) dias de plaza al partir de la fecha de la this complaint and notice are served, by entering a demanda y la notification. Haee falta asentar una comparencia written appearance personally or by an attorney and escrita on en persona 0 con un abogado y entregar a la corte filing in writing with the court your defenses or enforma escritas sus objectiones alas demandas en contra de objections to the claims set forth against you. You su persona. Sea avisado que si usted no se defende, la corte are warned that if you fail to do so the case may tomara medidas y puede continuar la demanda en contra suya proceed without you and a judgment may be entered sin previo aviso 0 notification. Ademas, la corte puede decidir against you by the court without further notice for a favor del demandante y requiere que usted cumpla con todas any money claimed in the complaint or for any other las provisiones de esta demanda. Usted puede perdes dinero 0 claim or relief requested by the plaintiff. You may us propriedadedsu otros derechos importantes para usted. lose money or property or other rights important to you. LLEVE EST A DEMANDA A UN ABOGADO YOU SHOULD TAKE THIS PAPER TO YOUR INMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO LAWYER AT ONCE IF YOU DO NOT HAVE A TIENE EL DINERO SUFFICIENTE DE PAGAR TAL LA WYER OR CANNOT AFFORD ONE, GO TO OR SERVICIO, V A Y A EN PERSONA 0 LLAME POR TELEPHONE THE OFFICE SET FORTH BELOW TO TELEFONO A LA OffiCINA CUY A DIRECCION SE FIND OUT WHERE YOU CAN GET LEGAL HELP. ENCUENTRA ESCRITA ABAJO PARA A VERIGUAR DON DE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL CUMBERLAND COUNTY BAR ASSOCIA nON 2 Liberty Ave Carlisle, PA 17013 (717) 249-3166 ASSOCIACION DE LICENCIADOS DE CUMBERLAND 2 Liberty Ave Carlisle, PA 17013s (717) 249-3166 Ron Z. Opher, Esquire Attorney for Plaintiff Attorney #57507 P.O. Box 2245 Southeastern, P A 19399 (610) 902-0530 The May Department Stores, d/b/a Hecht's III Boulder Industrial Dr. Bridgeton, MO 63044 IN THE COURT OF COMMON PLEAS Cumberland COUNTY, PA Plaintiff v. DIXIE L OBRIAN 1619 S YORK ST MECHANICSBURG, PA 17055 Defendant No. 05" - Sl 1 > COMPLAINT - CIVIL ACTION COUNT ONE 1. The Plaintiff herein is The May Department Stores, d/b/a Hecht's, located at III Boulder Industrial Dr., Bridgeton, MO 63044. 2. The Defendant herein is DIXIE L OBRIAN, an adult individual located at 1619 S YORK ST, MECHANICSBURG, PA 17055. 3. Defendant borrowed from Plaintiff, by way of purchases on account #00000028050479 the sum of $3896.19 over the course of the parties' cardholder relationship, as of 6/21/05. A true and correct copy of an affidavit of account is attached hereto and marked Exhibit "A", 4. Under the terms of the cardholder agreement, additional interest has accrued, and continues to accrue, from 6/21/05, at the rate of 21.6% per annum. A true and correct copy of the relevant cardholder agreement terms is attached hereto and marked Exhibit "B". 5. In addition, Defendant agreed to be liable for Plaintiff's actual costs of collection, including court costs and attorney's fees; said attorney's fees being contingent on recovery, at the rate of35%. See Exhibit "B". 6. Plaintiff has in all respects fulfilled all conditions precedent to its obligations on the contract and for bringing this Complaint to damages. 7. Despite repeated demand by Plaintiff, Defendant has refused and continues in failure and refusal to pay further amounts due Plaintiff. WHEREFORE, Plaintiff demands judgment in its favor against Defendant, in the amount of $3896.19, together with interest at the contract rate of21.6% per annum commencing on 6/21/05, and attorney's fees at the rate of 35%, and costs of this action. COUNT TWO Plaintiff also claims alternatively on the basis of quantum meruit or Quasi Contract. 8. Paragraphs I through 7 above are incorporated herein by reference as though fully set forth. 9. Plaintiff was neither a volunteer nor an officious intermeddler. 10. Plaintiff provided said credit. II. Plaintiff expected payment from the Defendant for said credit in the amount set forth above. 12. The amount claimed is the fair and reasonable market value for said credit. WHEREFORE, Plaintiff demands judgment in its favor against Defendant, in the amount of $3896.19, together with interest at the contract rate of 21.6% per annum commencing on 6/21/05, and attorney's fees at the rate of 35%, and costs of this action. Dated: Sunday, October 30, 2005 BY /l../--' Ron Z. Opher, Esquire Attorney for Plaintiff AFFIDAVIT OF ACCOUNT STATE OF MISSOURI :ss. COUNTY OF ST. LOUIS BEFORE ME, the undersigned authority, on this day personally appeared the undersigned Affiant, who swore on an oath that the following facts are true. I. My full name is Rich Orlet. 2. I am a Recoveries Supervisor at The May Department Stores, d/b/a Hecht's, and I have full knowledge of the books and records concerning the account of DIXIE L OBRIAN (account number 00000028050479), the Defendant(s) herein. 3. These records show that a total principal balance of $3896.19 together with interest at the rate of 21.6% , commencing on 6/21/05, is due Plaintiff and payable by the Defendant(s) herein. In addition, attorney's fees per terms of the credit card agreement are due and owing, at the rate of 35% of principal and interest. This affidavit regarding the account of the Defendant(s) herein, which constitutes this cause of action, are taken from the original records of entry. 4. The total amount of the account is due Plaintiff by Defendant(s) and all just and lawful offsets, payments and credits have been allowed. W(OM Rich Orlet, Affiant SUBSCRIBED AND SWORN to before me on the .d.X!!: day of ~, 2012.2:. CuiPJ"",' ?71C1t/? Notary Public , CATHERINE M. RUDY NOTARY PUBLIC. NOTARY SEAL STATE OF MISSOURI ST. LOUIS COUNTY EXPIRATION: MAY 23, 2008 YOUR BILLING RIGHTs KEEP THIS NOTICE FOR i'IJTlJRE USE This mii:e contalns important information aheut yolll rtgltls arid cur responsi'oilffies under !he Fair Credit BiJiing Ad. NOTIFYtJSINCASEOFERRORSQRQUESllDNSi\BOUTVOURBlu..' /. . 'If you mlnkyour bm is. wrong, or ItYou need mere infOrmation about an item on your bm, write 'lQus on a lreparai2- sheet Of paper an? ~ lito: P.d. Bo;: 8075, Lorajn, OhiO, 44&8075, Wl"itf. \0 us as soon as~, We must hearfrom you'no iaiertitan 60 days afu!r we sent you ths first bm on which the. ermr or problem app"..aP.'ld. Yot! can Ie.lephone us, but doing so wjij nct preserve your~. ~n yalli letter, gwt!< us the following infcrms.iion: ~ Your flame- ami ato::lllJ1't nzinber. . Tne rlOliar amount of me SU$p~ l!.mYi. . . Describe the error and explain, if jlClI can, wliyyou beueve thf.~ i:. an error. If)'D~ n!led mote lnrormanon, d%Cribe the item you are not sllre about. YOUR RIGHTS AND OUR RESPONSlBlLlTlES A.=rt=R WE RECEIVE YOUR WRrirtll NOTIC:;: _ . We must acknowenge your lettetwilhin 30 days, lInless we have CC1rreded me error by then. WJfuin SO da~ we must eifuer (':;D!l1!.ctthe error or explain \\i1y we believe tne billws correct. After we ~jve your letrer, we cannot trytD cofi<o..ct any amount you q~, or report you as defmquent We can conti.nue ~ bill you lcrlhs amountin qLlastiOl'~includ-- in!! fman::!. ciJalIles, and we can apply EtI1}'unpaid amount against your oedit limit. Youdo. rmn3.'1em pay any quesTIoned amormtwhlle we are invesiIgating, bmyou are .srrn obJigatecttopaythe"?aJt;tilyourbilllhalareildtinqIJesi,ion._ _ ' " , ' . If we find we made a'mistake-on- yeur bill, you will not ha\ie 'iP pay atlyfmarii::e charges reJaif:d to anyquestioried amount. Ifwe ~d net tr.aka a mistake, you may have lo-pay finarrc:e charyes, and you will have lD make upal1Yrnis:s~d'Paymentsontheq\.leslioneo amourt~ In eilharcase, ws wl1fsendyou asl:atementorths amDlll'ltyoU owe Bmlfuedate.-1f.atitis due. II you fail to pay 'the amount'fuatwe thmkyou.owe, We may report you as delinql1ent However, IT ourexpianation does netsatisly}'ou and you wme-to us wlthm 10 oays relhn,Q 'us: that you still refuse' to pay, we must lell anyone we repon yculC1i'la\ ymi ravea que.,'ilC'Jn,aboutyour bill. And, we must IBli youths name of anyooe we reponed YD\Jlo. We musltell anyone we report you Ie that the rriatter itasbeen set!Jed betweer\ us wher..ll fmall)' is. If we den't toIlow1he:se 11I~, ~ can'\ coDect the jirst $50 of th!' l:!u~oned amount even i! yOur bID ",as toITe~,-- SPSClAL RULES FOR CREDIT CAJID ptlRC~.Ass _ . . Jf'you have a pmbbm wilh.th~ Ql.taf~'ofpto?erty orseNi::esfua\yoIlp~dwil'rta crean can:! and yoti have lriedin good,iaith 10 correct: tne problem wlth us, yol1 may nays ltJe figh! not 10 pay ltJe remaming am-cunt due rm '!he properly Dr servi::a..s.. Annual percentage rnte 21.6% . _, _Grace pet:iod.1D-pay baia~se.-I -.25 days-.- Barance computation I Average daily balane-<>. ". ' methDd (including new purchases) Annual fee I none Minimum finance charge j S..50 Late payment tee Up to S25 , I The O~iD Ja\\'S-agan,.--t ais=rimimroon require lhat 0.[ creOOcr<; make cred7requa}ly available ic aJj'cred"li'-worthy customersl and that credit t::!poJiing ag:mc::!~ mai(rtain S~~- alate credit htslOrie;- on _Each rnal\1ldua) upDn requ~ The Ohio :i\iR Righis Commission ar:in\mistem: comprEIlc:e witn irns law. Tn::. jnjormaiion aDol1t the co;;:ls of the ::a:rd ciescrlbed above is r:o~i:! as oi July 200a, The irrrom<atol1 may- ha\<e tha:nged ahei_L'1af dat=. To find out whal may hav!!- changed, write n: UI, at May Nailor,a) Ban'x: of Ohio, 300 Sh~ie)d Gena, Lo<ain, Ohio 44[-55_ NOTICE ANY HOLDER. Ot\1-\~S CONSUM=R CREDIT CDNTRACT IS SU,BJECTTO ,.dll CLArr...!S fWD D~SES V",HiGH T'rlE DEBTOR CQUlS) ASS3iT AGA1NSI TH!: SELlt::"""R OF GOODS DR SERVtCES OBTAINED PiJ8SUANT H::Ht: I U OR WiTH THE PROCaJS H~:=Oi=. R:::-cOVERY H81~UN.D3-\ By:r:-iE DEBTOR SHill NOT ~XCEED AMOUNTS PAID el' THE D2BTDR HEREUNDER. NOTICE TO THE BUYER: 1,.D0 NOT SiGN THIS cFtEnrr AGREEMENT BEFORE YOU READ \1' OR IF \1'. CONTAINS ANY BLANK SPACES. 2. YOU ARE Eh'TITLEO TO A COMPLETELY FILLED-IN COPYOF THE AGREEMENT YOU SIGN. .. KEEP HilS AGREEMEfo,TlU'PRDTECT YOURk",AL "''''" l.~, 4. YOO :MAY ATANY:TThlE PAY OFF THE FUeL llNPJ(!!} BAL. ANCE IN ADVANCE. l'l.PJ',7ffir, . QpEN-END CREDIT PLA1~ l-4r=rt..JT1S. '1 IL\...--l I I . ADlII!S!ONOC ~I-t.l\Y~M]l.\i=Nl mmSCr;N.?M:" If':oCHT'S RETAIL INSTAlLMENT OPEN-END CREDIT PLAN AND SECURfTY AGREEMENT ?lBase read his Agreement careiully. This Agreelll2l1t means this documen~ as suppiemenied trom me to lime by infulTIlaliQil _~ }'OUi application, aily SalE!S fi:::ket5, rec"~ ilOO any-olher Co;:umen.!s setiing form yourobiicailons under your Hecht's =un!. In this A~ent "Hech!'s" means The May Natronal Bank of Ohio, 300 Sheffield Center, Lcram Ohio, 44C55:, an.afliliat.e ofThe May D<>..panmentSlo~Company ("May") am::I Maytrad1ng and doing business as f-lecht's. "VOlt and ')row"mean each and all pmons who s"!po orsut-: mitan appi:;aiion forori.1se: a He.."'hrs ac:.:ounl "Ac:aJuni means any one Dimare ac::ountslnat)'DU have with Hecht's. ThlsAilresment, Ioglltharwilh all olherdocumentssupplemen\lng: orsubjectm IbisAgreemenl, ~ Ih5temlsfuaigOY!!m Hscht's atOJuntsandhowlD U$them. 'lOll a~e tofua lerrns ofthi;AgIiletneTIl:bysubmitiinQ an appll::aiion furan a:::::oUI1~ signing an apoflCalion lor ;m-aco:nmtoriteilher}'01! oran aumoti:z!!d User Use-the acmtml:in anyway. FOUR KINOS CF. ACCOUN1'S-Hecl:lt's om four Kinds of crecfJt aa:oq - me Flexible Charge A=unl, !he TIme Opiion PllIrl=e- Account, 1I1e Table TOfl A=unt, and, from lime to lime at Hedtt's so~ t!leciion, the HneJeweiry-Account HOWlO DSE:"YOUR ACCOUNT. . .FmIbie ~ Ac:ccanf.-If yon have aFlexibIe:Charge Ammm, YOll may Use fuis.a=umfur all. purcl=es tom Hechl's &Ilb.ie<:t to llS~ credit authorizaticin proeacizJres. . Tlmt Opllm f>un:hue, ~Hfyou haw a TII'lIB Option PurcimseA::coun!, you may use this- ac:::ountfor purc::hzS$ of individi.talltems::osting $2lXl or more. Simply reqlJ"'.3t 'TQf'Aa:onnrdyoursalespersonatthefunecfpurr:hase..Bigibleilemsilldude.appJiances,iumihue,carpeiingan:!iinejeweby. , Table:rapAct:auM-ffyou have a Tabie10p Account. you nmy use lhaaccollntforptl1dusesotEfrwlr, china and cystaJ ~ $2OOormore,. FIlIe Jewelry A=um-ff Hechfs. ofiers and you are approved for a Fine Jewelry A=:oont. you may lJSS tlm BCC<lool: for pLm:has:e:s otfine jewelry costing 5500 or more.. OPENlNG:ne A.CCOUNT-'fOll may appiy for and He::hfs may.apptn'F- one or more kinds of IlCCOlJrll5" for you, Mark on your applic:ation wh~h accmmt{s) YOll Wish to open, He~hl's will notWyyauf yourappJlcafianisapprovedordedined. INrORMA.llON: ON. APPLICATION. 1, You-slatethatinlonnatiOIl that you haV6givan in your appr~ is true and complete., 2.. You unaersand tha:l"He:bl's Will ncit return your apphcation to you, . s.. You aufOOril:etledlt'ito cbe::k:yolirC1editand WlJIkhisiol)'. 4. Yoo a:::knollledge"thal: Hdrt's has gMm you a copy oFthe Open-End Credit Plan and <;.eoJri\y Agrn~merit, :;:, YOll agree 10 all itBmsoftbis Agreemenl n.. ff you have requested a FexibI;l Cha;rge A:::ount, you ask-that Hed:rt's send you a mon ca.ld(s). CREDIT UMlT-'fooraa:ountwill have: a creffit limh setb)' Hechfs... He::hfsmay im:.rease or decrease your credit limitfrom time io TIme. RETIlRrED CfEClCS; PAYJrclITFi:ES-4fybu pay by chec::kand fue check..Jsrelllmed unpaid foral1}'reeson io Hem, Hecht'sma>' 'aSseSs a "relumedd1ecl;"fee of up toSS ro yOur aci::clJlil-N:ldiiionaflY,:;yoU agree.that any returned cltec:t:may iE elec\ron::alty re-preserUed fer payment at your bank at any lime unm fmal payment Is made., ailo you ~gree to pay a~tiJa1l1eoJUptc'SS.OOtor:anyinmlmantweprepare-onYOlJfheha!ffurpaymsntPurposes:. ..' . . . . ~Youaulhorize'Hs::hts mcnarpe 10 ycur =unt all Pllrcl--iai:esthatyOU, oranymllrl'lb;Jrn-otyolJfiamiiy, any ofr.erperson whoresldes"'ilthyou,orany(l[j&ti13i>al..~hc"- rizBd1lyyou,rnaeonyour=unt. ' ". .~. , .' .,". _'. PliOUlSE'ID'PA.'t-"itlllpromise-to piii'all.auiotm&onyourao::ount Eid!~whonass~Or;;uh-r~~1ile-;:.ppf:2li.':n Oill:r/c!ha:"~~~(If~.fo Itlis Agreemelli. orwho is named as- ajoirrt acc:ounl. holder IS responsible. alone and togefoervMh anyone else slllning ior all amounts Oll!! on the =nL You are aiso resoolh-iDe Tor any d1.alpes l1ladeby allY memiiers of YOlJi:ia!ruj)', any ofuerperson wilD resides with you or snyrine pm hallaatrtnotizerlm lISethe account., . CREPIT'CARO!;-A!-your =est, He.:fi:'s may isle Cred!t caJ'd;;.ln-yOu ami amers aufuortzedby YOlL Bul Hechtswm Jo:sUll credit carti; olll)'foryollrFlexlbie CnargeAr:counl The t:an::!swe 'the property of Hecht's. If He:hts asks yuu ID retllm"the =tis, you ml15l do so at Imre..M)'::a.tds issued to olhe, pe=11S at your reques are governed by the UllTlW ot lnis Agreement. Y~u Ilgreel1l notiiy Hadil's atonr:e if any eardis lostor=lan. - ~'i?it"!' S'iA.rdi=m=rlecl'lt's~ymr..cTi1onmi)ist:rl:emenao aa::;h il=unl wTi!:l~e~msrE-lS i'creaito,'&>..hrr5"aian..-"eo!.$'iOfmore,----. ."- - -~.~ .-- PAYISlrS-'Iou ag~ to pay the monthi}' payment required' on each a=unt on or iEloro tie Pll)'ITlenT due date. shown on your monthly ~i'lnt. The payment due-'dam wUl Ps at Isst.25 days ~rthe clcsmg riatB of your pravlollS bffitng parioli. You carfj:ay mor2 1har11he- ~uired payment at any time.. Your month~' statement will snow you: "New 3alan~'_ . TIE ITlOnlhiy payment required fo'1?!> aa:otll1ts- are: l Flexible Charge Ac:::ount kSW BALANCE REQUIR~ IJONlliLY PAYMENT Up to S25 Baian...-e in r=u~ SEioSi56 S25 S168 amf over ;5",i. orin!> 'New Balanc&' rounded UP trrfue n&t muffiols- of SHl. mE c..~Q~PI ~'LTM+';l'~baral:l~aatanyoneiime beforE fue~wmpi&iall':;;i;.r~d.-dsi:a~tt-~mon~.;:--:':'I')-'1t~~,pio}ln08ms.do ~gt_' ~..&'tie:n!lS6.k'ttreunpa:d~.. - . , HlGHESr B'.lLANCE REQUliBl-I.lDNrnLY PAma-rr Up to $:320s;zo, or baiance af az::oon~ whiciJever is lea s:.2Oand oVer E:i/4% oihi.gn~ halan.."'e rDl:IflOed up to lilenaxtmLIffipJeor$.; TABLE TO? A.-:c:awrr-Fo:ma. pm::hese of china, g~are, silver and WalErfurd Jamcisrosi'a1g S200 armore, me m,Ph'>-5t balance owed at oily on" time beIDt2 the aD::Olmt is ::omple!ely ciearad oetsrmill$ the mon1hly payment required, ana' th9 payments do nrrrde...."P-as9 with a rie::reass- lit the lll1paid balan~. HIGfEST BALANCE RECtJIR:D MONTHLY PAYM::NT Up to $480 S20,. or baian..."S of munl:,. v.;,idleY.:Jj is Jess, ~ and .over 4 115% ofhioh!!:;t balal1r'.O! 1mmdeD uo tc tre next multiole of.s& P1NE JE\'r=-L.RY- ACCOUNF-Po"fue .ouimas.e of nile jewelry =rting 500 or mDre, the highest balance OWi:"d at allY frme iEtore the a:::c:ount is Ctlmp!ete\l' -::lsared de!:srmm~s lile monthly payment required, and the payments- do not dec~e Wilh,:a1iec~m1fiii[iflpaicrna\!fric~. HIGH5T BALANCE R~UIR:D MONTHLY PAYMENT $:500 ,and over .1/12ofhighe.s:tbalanceroundeduptotne-n2XlmulfipieofSS. ~;~onandcoJleclionpurposes.,ered1isfo,reUJm2:d mer.r.ano-lSe are nottrs12d ill ti-F-sam2-marme-r'aSpa]'IT1srns. wu-&'<' t ~~V'=IV1T.H!;:: AGR=z.=>>7.,..ThI> b~ -' "'. '.... ---I In...United Slates povsmlJili; Agre.ement. RUANCE CHAt1i.;[~ '{mfil!lree.lll piY'lhe mlMtCF CHARGE OUB an your ac;:ountwhici1 will not be in excess of1h3f permitiad by Jaw. Hecht'1i:~IJO.RNAJlCF~HARGEIf: . 1. You payne"New Balwa" in iIlhlthin 25 dii)'S ~li1e dosing date ofyourpnivkms biliil:lg period, if 2... The ~~mnce' shOWfl tlIlyourmanlhlySatements I;..zero,or 3.. YilU mah payments or receive credll4, which are re::orded an or b510re the payment due ciaie ShDWD 011 your "reviolls morrthiY staiem!!I\f and whi:::h equal or e:cceed the "New Balance<silM'nonytlllr"reviousmanlhiysilrtemerli. Qtterwise, ~ed;fu th~sa 'FlNAWCF CH.IffiG~ on your ac=;:ountVlhk:h will begint:l a..'-crue on the date or pllrcl"~. FINANCE CHARGE: Fl...EXIS1..E ACCOUIfT:AND 11UEOPTION PLAN--ifDayment orine "New Balance" 011 eilher1he FJaxibIs Ao:ount Dr the Time Oolion Pian is not made within25 days from lhE blliiog dat! of'my \llIll\lhly ~ ycu also agree to pay a FINANCE CHARGi: Tne FINANCE. CHARGE is oe.~d by appJylng a monlhly perioC~ rate of 1.B% (ANNU;U- PER- CENTAGE RAiEof21.5%)to the "Average Daily BalanCe' oftbe ill:COui1~ in::;iuo-mg Cllmmttnmsadions..A minimum FINANCE CHARUEo15~ may,* assessed, . TA'BlE lOP A.CCOUNr AND FINE JEWELRY ACCOUNT-Thera is no FINANCE CHARGE (0% ANNUAL PalCEIlTAGE RATE) on these at:CDIJnt:s as Ian;! as you make younequtred tnonthIy'pay;nentwherl ~ 11 the ac::oun\.is SO'days ormore past d~ In any billing period, you also agrt!e to p<;y a FINANCE CHAR~~tae tee and, it applk:abi,e, attorney's less.as dist:klsedwrlerF\exibif!Aa:ounfano'TImeQpliooPlan., ' . AVERAGE DAILY BALAMCE-To gerthe -Average Daiiy Balance" Hechrs1akesitie becinning balance ofyollr~unt ead'! day, acids any nswpurchases and other chaTges and sub- tract!: any ~~ or::relllts (and ~d AKANCE: CHARGES in Pennsylvania). llis gives Hecht's a dai~'.OaIance. Tnen Hechts adds up all the daiiy balal'lC!lS tor tile bIDing pencdand'Qvides'thelOlaJbythenumoerlllaays-inihebilrVlgperioii ThisgivesHecht'stbe~Averag~DlijiyBalan.:e'. - ' . . ,. ACC!a=""RAnON OF PAYUENTS-He:ht',s may reqllire:narment at once offile entire olltsianding baIanCa of your account if you failla make a requireC monl~ jlaymsnl WIlen cUe. You also agree: t{l ~y all t:a:itS Il\ coIIe:ilng"the ac::ounl incluaUl~ attorney's fees and court cern., as allowed by isw, jf you, aWllll1t i.; relBIT!!d ta WI QUlSIDe agency Dr atiolTley n~o~ . , APPLlCATION OF PAYMENTS. Payrl1lmls made 011 any,account are. appiied fll'5t b 01lpai:! FINANCE CHARGES, then to lata.payment le25, thiln 10 the CllZ of collection, returned ci!ecktees andsimllar ~'a; Next, paymarns-are appned to pay the pun:hase pries of merchandise III this order. !in;ttJ ilems wtlI:h WSffi purchasedfu5l:, ttwm 10 i!ems:pur.::nasad !~r! j~ the ~er 01 purchase: In !he case 'Ill two or more !tems. purcha~d the. same d'W, payments are appiied to the Iowes! pricedttem first, then lO'moreexpeOSlVB- iraJl1!: in es=en6-- ~~~~ . . LJAaIUTY FOR UtU.ll11:tORtrED USE-'{OIimay be liable 7cr unaulhortzf!.d use ofYOfJr.credit can::!, yO!! WIll not be liable lor unauthorized use thatOCCUIS mu:ryou nolily Hecht's at 300 ShelfI9k!Canler, lo~ Ohio 44055, jeJephon~ (440) 233-2740 velbaliy or irrwriiing" of the Joss, /hell, orpcssibl!, unatrthorlzed use.. In any ~~ your IlabJltt;:,wrll not.exceed ~Q. S=-CURriY llITER-esT-~1 where prohibiied by law, Hec:hfs retains a ptlrchasa money ser:urity irrtE!rest un:ierthe. Unifonn Commercial CDoe. !rl1n!! rnen:hana!S€ purcnased urider lhisAgteeme:tt.1r\ {lnier-fuatHed\f'ilmay ~iaKeposs=\on at \he mercnandLSe ltYOIl do nD!inakE pavrrl"'..nlswhan lIue. You are respomlllls.for any loss. Dr tWmageto the mercrlan- -- -disMlJ1in lhepll1l:l'ifse price is- iullfp2icf. HdIt's expressiyv..aives all righis to .reiainoraafuire any infe-rest!n anyproperlywhl::::h is: used as~.prln::ipal dweJiif'l!l, Trns Vo'aiverappiie.s .' aniytplrrterestswhichattBclt'81llPmaii::aJ~bylal\':ildoesnotapplytoanyJiencrnaIedbyacourtjuogementorllcqullwby~as'Providedoy~. .'.. 5l:::-cuRED PARTY RSl~s nas all me !llTTle!i\~ oj a secured pz."iJ.' lm:isr the Urufo;rn"Commarc;a] Coae. Those rnme::flBS ~~~~'dB me r,gr.tic retake ~=ttA, of trJ<! ~if)~.areirl-~~ndrirt:hisAgreemenl. Upcm~yciBiBUllsau wil~ at H~s raquast, lake me mIlr.:handlseto lheslDre. wnere'pllTl:::has&C andretUm~e ~e~ritse I? Hec:l-n. Yw will De in de..'1l.u!t it llOll san or oth~ dispose ot1hil mer:::tJancils& beiof6 lne pur=ilase prios t:'tllrly'paicf without He:ht's w;lttlln consent, Dr aoprovlCled elSe\lll1ere m lhi5~menL . . .' '_ :. . . OE='.4J!Li.:...YCIl WIll be in defauJllfyou (i) taU to ci:lniply with any leims of lhisAgreemell'i, (ii) are unableiD pay your debts or fail 10 payycur oehis-asmey:come due, (iii).failio coop- ---'~ ;...:-.~......;o<, ~u".....~~ ny )~fl_~")' nH._ ,:""+-.,~.;",...;_ h_~_ __. ,Ie" "-~r~"'" _"..,~.... _'"";' _-i;__' -';~-"R'" ; ~,..-- l;G ...__t-_,;;'} .:u-r;~'"?-;'--r~~"'~f,~~~. NOTlflCAnoN or ~ lWOi\TEtI.lN.FORiU:n~)'oo" 'B~'ro..g;n; H!!Ch\'s proinpI' "wrltlSl1, non by mal! \'0 fnt: arkiress Providoo'.1n'.ybUr ll'ilntl1ly statemsl1t'!o,b!lfmp mquiries of any t::h1nge m your name, ad.::il=, ernploymffil. sIatm: Dr place of emplO~. lfyOur new rssioen:e is: m anoihar SlatS, our terms for rusromllI:S.in lhat strte ,wmap.oJy to }'ou~a=~nt. ~DU> ~ree lhattM rncnorvah~~j.~~~ng.~~ritt,il:l Y~-m~.r~le~e,~r~loe~agq~~Hs~,!'s!f1tbe@~~ n~sary;~ ~Oli._Upo.n.~U~st,Yilll agr;;ettl!,'lIve-RedJ!'su~~es~a.nO::tJn.<?l5lllpe!S?~,~pl~en1aru::;1~\ll1!mITliilI.onabom.yt!lmielt, " .. .:.' . . ASSIGNMENT-Hsmts may sellar assIgll any part of your a::::::oUIJ!: \'0 anomer C!>"...n1ror, indllOmQ an affifJale. of Hecl1fs, at any :lime aJ'ld irom bme 10 time wlihout iurther notice to yet.:. PRIVACY PRAcn~ES-Y~ unol3rmand and ~ fi".atirom limsto~ H9Chts.rnay request and receive credit informafion about you from oti;re~ sL!cii 2S'.sIores,~m'iers Bf!'! c:red- itbu~us. You also unc!!rsiand ~d agrae lhatHeci1ts: stlpeMooty'?llmcnmel am! a'gerTlS rmry i\sten 10 'le\ephone COOYe.>-sa.Dons b~n yov and Hed'fs.reprasentallves tor:r?Jmng purposes andlV-9vahlaie alld assure the qualilyOfHed1.I's'service. _, . " : <.., '- -, . tA:1;f>AYJI.:::NTF:::"'---Hedlfs -may ="...5$ aJaiepaymllntfee6fupw:b25:, wh'-...re.anypa)'1T!!!ntis lateby1iO dayo; crmare (irdud<-...::J in the-p;lSlriue amouoLase:::Jlldttms). .' CHANGSfNTERes Of A~REalENT-He:hfs t-.as the'!ighttncnangsw \eimS offuisA;rresment.lfHecl1t's rr.akes any-r;'nang"..s, Hechfs ~ nofiiyyoo as required by ]aw,CMnIles to this Agreerrenl may irduci~ bul are nor frmi!ed W, 1h!!Jari'l ctthe tinBnce- chBIpe, me amollffi of mmimum finance. charpe, the mglho.1 arnQUIlnQ. tiJe'balan::el'on. wn81 the,1inar::::e charpe IS app~e4..1ile amollJ1f of themorrlhiy payment rei:1uj~, the cicsing oare arms monthly bmmg perIOD and fue.ieng!i1 of thebliimg P!l);OO. Tne cllan.Q!l will apPfJ-'lO.tne bal<tn:::S olltr'.anQrrI9onthe-~clivsdateoffue-change-alldanya.:murnbalan:eafie,1he-charige,2Sal\Dwetlby.\aw. '.:..', ' .' CLOSINUYOtIR ACCOUNT-EithBryou orJkh~s may-close your aCQ;llllltatanyi/me. You IllllStsti~ pay Hedlfsany.amounts tiue an your-a=untif dth~ryou ,0?Hech.~sdos:lyaura=ou~' CiiEDITlNV511GA.11DN AND R3>ORnNG:;SHARlNG OF INFORlo(A.TION-Ynu authorize He;:ht1oto-irwesliga~ your and any join! aPPiCarlt's-.or ilii!i1~~:~sCTBd'rt:history ar:o to. cbi<Un So:ial Securiiy and drivers flee,'1Se numoers iJom lime \'0 Iirre. in cmmeciion wl\h me at::::llilllt,..m t:lnnetiion With aI'\\' kaUlr reYiew..uoioale;ren(;!v;a] or.enension 01 cm:f!:, or to . . ~nneciron witil any aeiinquen::y, aEf:ault, or ri$pute con:emmg the a::ctlunloiiorany other lawful purpose. You also alllhC:l1lzi Hed:rts to :ob':ain or.shilIE---any iNc:rnafion' abolllyoU or YOOTa..--::Dun,wilh amllalElS- u~yollnoiifyus.otherwiseil'l,wrifing In a lettermcludIngynurnalW., aci:Jres:5, ac::oum:numbsrandthes-igr.ature:ofeaciJ:~!ln:;tjjying us notttl'SrTare miormaiion, addfo..ssei:! to ?O. Box 807Er Lor:airl, OH44QS-807E: 'iou, ag!$ !hat Hecl\t's may;B?tlrt Ol1 'foo~ 'ilttfJUt/i pertolTTlilT'ai'lo c:rediI tmJ~us:~ dinar Iawiui reci:OJen!$ and answer:qu~ons about our cred:1 extl"..rienc::~ wilh you, You a!fmn ihil!)'01J are lIuthorized by any Pe:wr'toiherfuB.r, yolllSerrnamad m )IOur.a,op.i:~tioifrwi1o'may use your =l!n~ to aufulmlllS to c:be::t and report his!ner c:redit history and SociaJ Sec1lri!y and drivsr's flCense number 2S'aescnOad above. YOlJ.abo aulhcnze,'tiS;iD.~ yo~~yroont hIStory andto::oct.a::tyour8!tlployBr1o-veriiyyoor_tlmpbyrne:u-statusitomtimeIllt'rrrrefoLanyiawiul?urpcse.,zsDem1lhecbyiaYi.If)'OUtl~aTI)-'" ,'- .-~- - ttr~ns;llme.rrepor,. Ing ilQ'smi:-",,;; abolt youra=llf1t per!orr..an~ is. Incorroc:t, 10 preserve your nghts, you musnvrfunlS at P.O_ Bm:.B07fi; lc;:ain, DH 44!E-B079 and s,peclit: lniormaiion you beiievelS irICl:lW'-~ YOll, Can telepnOlle.lIS, orwrite us a: a difulcrEnl ador8.SS., bill ooing so will not presarve ytJur-ngnts,.Pl~f provide youLnanla; un! nurntJ.'..r and siQ',=- rom 2b~g .,lljli; an)' a-..allable .coclJmem:iiho~ supponin!i yellr claim lhatwe made an BITOHO el:Dedne- invesilgatiGn of ;rourciiim.. . RIGHTS OF HEC!fT'S,.He::nt's may Delay errmrclng any rights ulloor1his AGRt:=M'"':::NT withoUt losing them. "', . _ NOTICE m MARYLUm HESlIEN'ffi: SERVI:::E CHARGES NOT IN 9::cess OFlHOSE PERMITTED BY LAW W1L!..EE C.'3A%CD ON MONTH TO MONTH' Under Maryland ill!'., inquiry on reia~ credit Bmm; may be- made within 60 days of rec"'.ipt crt bUfrrtg Sto.temarrt. .rte." '~:=t righ!s \l~ietie;:allaw. Noii~ of e.ie:iJor~1h'r9 Agreement IS sLlbjectto the Orcrv:isiOllS of SUhfffie 9 ofTnJ@ 12 af'the..ColJ1 HOTlCrro Da.AWARE AND F9lNSYLVANlk R..:""$ID.9frS; YOI.' my nay 01'1' your anfire baiar.;:e. at anrtime. . .";.:: '.:o-<.f);;';.:: NDTlCFTD aMDNT Rc-Sro3iTS: Y(lI'J =enl'io HBales ob'.alr.mg ar.d L!Stllgyour """dj, F-p:lrttD open your a-=un~.adjurlYt:x.ir" :".~ HeCh~s.. VERIFICATION I, Ron Z. Opher. EsquiIe , hereby state: 1. I am the attorney for the plaintiff in this action, and I sign this Verification stating that Plaintiff is out of the jurisdiction of the Commonwealth; 2. I verify that the statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief; and 3. I understand that the statements in said Complaint are made subject to the penalties of 18 Pa.C.S. 94904 relating to unsworn falsification to authorities. Dated: tol'3rlof /~ By: Ron Z. Opher, Esquire (") ~~ :~-~, ...~ ....> ~~~ <J' ::;;~ ::1 , N ~) ~ R, ,-l ~':D rl1j'-- .~(' i-'-i -:~j""'T ,~~~~ ~> ." j' , -Ci ;~:; () ,:.-;rn )".j, , 2"- 3 r-::: <-1\ N r~- _~ ,. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA The May Department Stores Plaintiffs CIVIL ACTION - LAW NO.: 05-5295 v. Edna "Dixie" O'Brian Defendant DEFENDANTS' MOTION FOR ENTRY OF JUDGMENT OF NON PROS COMES NOW, Edna "Dixie" L. O'Brian, represented by Nancy Stouffer, P.O.A., Pro se requesting this Court grant "Defendant's Motion for Entry of Judgment of Non Pros" following the Plaintiffs' failure to respond to "Defendants' Notice of Appeal" within twenty days for the reasons set forth below: 1. On October 7, 2005 a "Notice of Appeal" was properly filed and served upon the Plaintiff's, proof of service attached as "Exhibit One". 2. On November 2, 2005, the Defendant contacted the Prothonotary to verify that there had in fact been no response from the Plaintiffs. For the reasons set forth in the aforementioned paragraphs the Defendant respectfully request this Court grant this "Motion for Entry of Judgment of Non Pros" with prejudice. November 2, 2005 Respectfully requested by: ..-. a _ ~ EXHIBIT ONE ..JJ n.J n.J fTl rl r;t;'l'7irlll.j,I....mr.lilll;IIr.II..a,ll..llr. i,l~l.l.c..:l. 1,1.""'l:l']CI'l..;.r",;, ~ 1__J'JUl~f:IQ!UIIl,61Q.H____-, "'-T \.,:::::..~--. P051a.QJ ) B . o c_JO..JL__,___! 0:3 Ccr1ifinJ Fcc: ! $2.30 -,--",--'.-.J,' RellJrn Reefep! F8(.;-- $ (Endorsemerlt f-t'JqlJimci) I 1.75 o I.. r=! Hpstrir;tcd D8liVf01Y Fp2 ! rl (r,llrJor~mneTlt Hwuirqi) ! fTl tl,,,, Tati'll PQ"t;1r;r~ i\ G'c.t':" :i,' f4. 42 U.S...postal Service," CERTIFIED MAIL," RECEIPT , (Domeatlc Mell Only; No Inaurance Coverage Provided) 0011:".. ~3;~<:P6'~~ <-luJ $0.00 --I 10/07/2005 fTl g ["oorn'MA<..f OEPr ~RES-'-- ----- -] f'-- ;:"'r/';:Jci,-;fpTNn:;-----" _h."um.". _hom"'.mm ___......om___.____i f~i~OS~~~;~;~~~6~q4.'~ \;j'.~lll'l'rl:W:l'L _ 1.. ...~~. SENDER: COMPLETE THIS SECTION COMPLETE THIS SECTION ON DELlVEJ?Y . Complete items 1, 2, and 3. Also complete item 4 if Restricted Delivery is desired. . Print your name and address on the reverse so that we can return the card to you. . Attach this card to the back of the mail piece, or on the front if space permits. 1. Article Addressed to: A SlgpatlJre 1'- \ . & o Aqent X, "It' \' " 0 A ' L!.-~]__~~_~d_re~:..~_ i;l. ,Recetved br \ !'nnled Name) C D'?J ~f l':"'Y C , 'L.LLl,' (0 .s D. Is delivery address drfferE'nt from Ilem 1? Yes If YES, enter delivery address below: 0 No -mE MAl.( ~ ~ I I I Bou.l.-DeJ2 ::o..1Dl..ISTR!t1L CYe. ~~TOOIMO ~go4~ 3. Service Type R. Certified Mail o Rogistered o Insured Mail o Express Mail o :~eturn Rnceipt for Melchnndi:;e o C.OD. 4. Restricted Delivery? (Ex/ra F8S) [J 'fe,; 2. Article Number (Transfer from service labeQ PS Focm 3811, August 2001 7003 3110 0000 7771 3226 Domestic Return Receipt 1 O?~/J~,-rX' iJi 1 <;40 ....'" ... IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA The May Department Stores Plaintiffs Edna "Dixie" O'Brian Defendant CIVIL ACTION - LAW NO.: 05-5295 CERTIFICATE OF SERVICE A true a correct copy ofthe "Defendants' Motion for Entry of Judgment of No Pros" has been served by regular U.S. Mail on November 2,2005 on the following parties: The May Department Stores III Boulder Industrial Drive Bridgeton, MO 63044 Gayle A. Elder 507 North York Street Mechanicsburg, P A 17055 November 2, 2005 . .0 A., Pro se . O'Brian 1619 South York Street Mechanicsburg, P A 17055 (717) 790-5536 r:.-.1. --J -~ Cu ,~ .) ~'--, C.-) :-:' ~., c.) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA The May Department Stores Plaintiff's CIVIL ACTION - LAW: NO.: 05-5295 v. DEFENDANTS' MOTION FOR CLARIFICATION AND REAFFIRMATION OF MOTION FOR ENTRY OF JUDGMENT OF NON PROS Edna "Dixie" L. O'Brian Defendant COMES NOW, Edna "Dixie" L. O'Brian, represented by Nancy Stouffer, P.O.A., Pro se, herein after "Defendant", requesting this Court grant "Defendants' Motion for Clarification and Entry of Judgment of Non Pros" following the Plaintiffs' failure to respond to "Defendants' Notice of Appeal" within twenty days for the reasons set forth below: 1. On October 7, 2005 a "Notice of Appeal" was properly filed and served upon the Plaintiff's. 2. On November 2, 2005, 12:51 PM, the Defendant contacted the Prothonotary to verifY that there had in fact, been no response from the Plaintiff's. 3. On November 2, 2005, 2:52 PM, May Department Stores, hereinafter "Plaintiffs", filed a complaint that was factually required to be filed no later than the end of the day, October 27, 2005, fully aware that a failure to do so would result in an "Entry of Judgment of Non Pros"; which is what has been, and continues to be requested by the Defendant who filed such request in a timely manner. 4. On or about, nor prior to October 27, 2005, the Plaintiffs failed to request any "Extension of Time" to file the required "Complaint" in a less than timely manner from the Court. 5. On or about, nor prior to October 27, 2005, the Plaintiffs failed to request any "Extension of Time", nor any direct request for "Concurrence" from the Defendant to file the required "Complaint" in a less than timely marmer, having full knowledge of both telephone and facsimile numbers where such contact could have been made. 6. On November 2, 2005, when the Plaintiffs' filed their "Complaint", they did so with the full knowledge that it was beyond the filing deadline required by nearly one full week, and offered no explanation for their failure to comply, nor did they provide any other explanation that should set their rights apart from any required of the Defendant which should and do demand "Compliance". 7. On November 7, 2005, the Defendant was served with a copy of the Plaintiffs' untimely filing of the "Complaint", five days following such untimely filing by U.S. Mail, rather than making any attempt at all to remedy their untimely filing in any way, by at least serving the Defendant either in person nor by overnight service of any kind. 8. On November 2, 2005, the Plaintiffs' displayed very clearly with their own filing, a total disregard for the "Rule of Law", as illustrated by the following: a. There are no "page" or "exhibit" numbers on the Plaintiffs' "Complaint", so for the sake of clarifications the Defendant will refer to the "pages" and "exhibits" in the order they were received as follows: 1. Page "3" of the Plaintiffs' "Complaint" is an "Affidavit of Account", signed by Affiant Rich Orlet, dated July 28, 2005, (attached as "Exhibit A "), three months and one day before the Plaintiffs' "Complaint" was required to be filed with this Court and served upon the Defendant, and yet there was a willful failure to comply with a mandatory filing date of October 27, 2005 of the Plaintiffs' "Complaint". ii. Page "7" of the Plaintiffs' "Complaint" is a "Verification" signed by the Plaintiffs' counsel, Ron Z. Opher, Esquire, dated October 3 J, 2005, (attached as "Exhibit B''), a full four days following the mandatory filing and service date of October 27, 2005. 2 Ill. The Plaintiffs' "Complaint is absolutely void of any "Certificate of Service" as required, rendering the filing defective. IV. The Plaintiffs' not only failed to file this "Complaint" in a timely manner, but they also failed to serve it in any manner that could be considered timely, as demonstrated by the U.S. Postal Mark dated November 4, 2005, (attached as "Exhibit C"), eight days following the mandatory filing and service date of October 27,2005. CONCLUSION: On September 9, 2005 a hearing was scheduled before District Justice Gayle A. Elder following the Plaintiffs' filing of a complaint on August 9, 2005, and when the Defendant called the District Justices office nine days before the scheduled hearing to notify them that she would be defending the claims made against her for numerous reasons, she was told that it was too late and that rel!ardless of the scheduled hearinl! date a week later, her response to them was not timely and therefore a ruling against her was automatic, and in this case before the District Justice there was nothing except an arbitrary notice sticker on the document that said "notify immediately", with no absolute direction of time to comply, and with that, the Plaintiffs' were issued a verdict without due process being provided to the Defendant. In this case there is no factor that could be considered arbitrary as to required response time, it is implicit, twenty (20) days, and the Plaintiffs failed to comply. For the reasons set forth in the aforementioned paragraphs, and in the interest of justice the Defendant respectfully requests this Court grant "Defendants' Motion for Entry of Judgment of Non Pros" with prejudice, and clarify for the record that the Plaintiffs' failure to file the required "Complaint" within twenty days makes its' filing noncompliant, defective, moot, and therefore no further response is required from the Defendant. Respectfully requested and submitted by: Nan St er P. . ., Pro se / for Edna "Dixie" L. O'Brian 1619 South York Street, Mechanicsburg, PA 17055 (717) 790-5536 fax (717) 790-5535 November 10, 2005 3 VERIFICATION I, Nancy K. Stouffer, P.O.A., Pro se / for Edna "Dixie" L. O'Brian, hereby state: I. I am not an attorney but am representing the interest of the Defendant in this action, and I sign this Verification as a resident of the County of Cumberland, Commonwealth of Pennsylvania. 2. I verify that the statements made in the foregoing "Defendants' Motion for Clarification and Entry of Judgment of Non Pros" are true and correct to the best of my knowledge, information and belief; and 3. I understand that the statements in said "Defendants' Motion for Clarification and Entry of Judgment of Non Pros" are made subject to the penalties of 18 Pa.C.S. 94904 relating to the unsworn falsification to authorities. Respectfully submitted by: Stouffi ., Pro se /for Edna "Dixie" L. O'Brian 1619 ork Street, Mechanicsburg, PA 17055 (717) 790-5536 fax (717) 790-5535 November 10, 2005 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA The May Department Stores CIVIL ACTION - LAW Plaintiffs NO.: 05-5295 Edna "Dixie" O'Brian CERTIFICATE OF SERVICE Defendant A true a correct copy of the "Defendants' Motion for Clarification and Entry of Judgment of Non Pros" has been served by regular U.S. Mail on November 10,2005 on the following parties: The May DepartInent Stores III Boulder Industrial Drive Bridgeton, MO 63044 ~()AI Z. o~eR, r-sp /! o. 80)( 2. 2. 4fS f"'Iq $o(.('rHU-srb21U f r9.ff9 Gayle A. Elder 507 North York Street Mechanicsburg, PA 17055 November 10, 2005 by: cy S ffer .A., Pro se f< na "Dixie" 1. O'Brian 1619 South York Street Mechanicsburg, P A 17055 (717) 790-5536 \ ( ;J.\~ \\; \ \ ~\ , )-/"-'--'--'-'- ~ ----- / '" AFFIDAVIT OF ACCOUNT ST ATE OF MISSOURI :S8. COUNTY OF ST. LOUIS BEFORE ME, the undersigned authority, on this day personally appeared the undersigned Affiant, who swore on an oath that the foUowing facts are true. 1. My full name is Rich Orlet. 2, I am a Recoveries Supervisor at The May Department Stores, d/b/a Hecht's, and j have fuU knowledge of the books and records concerning the account of DIXIE L OBRIAN (account number 00000028050479), the Defendant(s) herein. 3. These records show that a total principal balance of $3896.19 together with interest at the rate of 21.6% , commencing on 6/21/05, is due Plaintiff and payable by the Defendant(s) herein. In addition, attorney's fees per terms of the credit card agreement are due and owing, at the rate of 35% of principal and interest. This affidavit regarding the account of the Defendant(s) herein, which constitutes this cause of action, are taken from the original records of entry, 4, The total amount of the account is due Plaintiff by Defendant(s) and aU just and lawful offsets, payments and credits have been allowed. ru~\ (OH Rich Grlet, Affiant SUBSCRIBED AND SWORN to before me on the ~ day of I').{ ) \.. :, 11J~1 o ,~ u , 20Q{ ~ dj?J.t~{ p- '}J1 C;j//il..l Notary Public /\ CATHERINE M. RUDY () NOTARY PUBLIC. NOTARY SEAL STATE OF MISSOURI 5T. LOUIS COUNTY EXPIRATION: MAY 23. 2008 - \ b~\0It g ~ I VERlFICATIOl:-I 1. Ron Z, Onher. Esauire , hereby state: 1. I am the attorney for the plaintiff in this action, and I sign this Verification stating that Plainti ff is out of the jurisdiction of the Commonwealth; C) I verify that the statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief; and 3, I understand that tbe st2tements in said Complaint are made subject to the penalties of 18 Pa,C.S. 94904 relating to unsworn falsification to authorities. Dated-1QI51~,r_ L~ Bv: Ron Z, Opher, Esquire r: Xh1bA C ~ - I en en ~ ~ t:>J ~ l'Q to.., ~ .,.1 en 0 In t;J In + Ij In .-. (;) ..... ..... III Al c:r- I"L \.r- - - - - - .....s::.....t:J ~t<J~8 C11(')COt<J C11~C/l ~,,<t"' (')00 C/l~tl:l ~ ~.~ 9 '1:1 :> d Jj fJ')""'C ;:;c o. 0 c: 0 ::l - . ~c:lt'l QlOo :a. x I'D N T.l "N::l'" ::l ~ I'D , -.. ""CUl~ ~ 'I> ..Q .... ~ w ~ ~ --..I o o en ru en --..I o o o o o --..I .ll .... -<= .... en en ru >I- >I- " f: -n ':) , " :rJ , ~~, ':J () n ,', ~~ .. The May Department Stores 'r"-'::C,';, -". t-l OF C~M~~~~~~~g~~~~~;;t;ANIA \ t~iN~~1 6 LOO~j , CIVIL ACTION - LA J~y :-ffJ"f-- ==~..c=! Plaintiffs NO.: 05-5295 Edna "Dixie" L. O'Brian ORDER OF COURT Defendant IT IS HEREBY ORDERED that "Defendants' Motion for Clarification and Entry of Judgment of Non Pros" is CRl,u"lTEB, ..itk j3rllj'ldin' 1>€tl'il) AJ.~ z. ( v;oS- November , 2005 .4;1 il-Jtr dS' ~ ~ \iii'i }Ji\'f"'.' . '~:/'[nJ 07 ;(\1 U\f I" I.n!'l ~iJ:17 ''-' ~~ ..< ~'r V Il '''''-' -' \,i;.J Ron Z. Opher, Esquire Attorney for Plaintiff Attorney 1D #57507 P.O. Box 2245 Southeastern, PA 19399 (6 \ 0) 902-0530 : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, P A The May Department Stores d/b/a Hecht's Plaintiff v. Dixie L O'Brian : CIVIL ACTION-LAW : NO: 05-5295 Defendant PLAINTIFF'S OPPOSITION TO DEFENDANT'S MOTION FOR CLARIFICATION AND REAFFIRMATION OF MOTION FOR ENTRY OF JUDGMENT OF NON PROS Plaintiff, The May Department Stores d/b/a Hecht's, by and through its undersigned attorney, Ron Z. Opher, Esquire, hereby files this opposition to Defendant's Motion for Clarification and Reaffirmation of Motion for Entry of Judgment of Non Pros and avers the following: I. Admitted in part, denied in part. Defendant, through an individual serving as her power of attorney, Nancy Stouffer, filed a Notice of Appeal of the judgment entered on behalf of Plaintiff in the district court matter captioned, The Mav Deoartment Stores d/b/a Hecht's. under docket number CV -0000285-05. Denied that Defendant properly served Plaintiff of its Notice of Appeal on October 7, 2005. By way of further answer, pursuant to Pa.R.C.P. 403, service by mail is complete upon delivery of the mail. Defendant's Notice of Appeal was not delivered on October 7, 2005. 2. Denied. Plaintiff cannot determine the truth of this statement involving Defendant's alleged and undocumented actions. By way of further answer, Plaintiff asserts that this allegation is irrelevant. 3. Admitted in part, denied in part. Admitted that Plaintiff's Complaint was filed on November 2, 2005. Denied as to the remainder. . 4. Admitted in part, denied in part. Plaintiff did not request any extension of time to file its Complaint. Denied as to the remainder. By way of further answer, such a request was not necessary given Defendant's failure to provide Plaintiff written notice of its intention to file a praecipe for judgment of non pros pursuant to Pa.R.C.P. 237.I(a)(2). 5. Admitted in part, denied in part. Plaintiff did not request any extension of time or "concurrence" from Defendant to file its Complaint subsequent to October 27, 2005. Denied that such an extension or "concurrence" was required, or necessary, given Defendant's failure to provide Plaintiff written notice of its intention to file a praecipe for judgment of non-pros pursuant to Pa.R.C.P. 237.I(a)(2). 6. Admitted in part, denied in part. Admitted Plaintiff filed its Complaint on November 2, 2005. Denied as to the remainder. By way of further answer, due to Defendant's failure to provide Plaintiff written notice of its intention to file a praecipe for judgment of non-pros pursuant to Pa.R.C.P. 237.1 (a)(2), Defendant was unable to properly file a Praecipe for Judgment of Non-Pros as of November 2,2005. Plaintiffs filing of the Complaint on November 2, 2005, therefore, was proper and valid. 7. Denied. On November 4, 2005, Plaintiff mailed the date-stamped Civil-Action Complaint to Defendant via certified and regular mail pursuant to Pa.R.C.P. 440 and 403. 8. Denied. By way offurther answer, due to Defendant's failure to provide Plaintiff written notice of its intention to file a praecipe for judgment of non-pros pursuant to Pa.R.C.P. 237.1 (a)(2), Defendant was unable to properly file a Praecipe for Judgment of Non-Pros as of November 2, 2005. Plaintiffs filing of the Complaint on November 2,2005, therefore, was proper and valid. Additionally, it is not required to file a certificate of service contemporaneously with a Complaint filed pursuant to Pa. R.G.D.J. 1004(A) and Pa. R.C.P. 403. WHEREFORE, Plaintiff requests this Honorable Court DENY Defendant's Motion for Clarification and Reaffirmation of Motion for Entry of Judgment of Non Pros. Dated: I\A;v_ (7, zx. 5 By: /b.-., Ron Z. Opher, Esquire Attorney for Plaintiff . Ron Z. Opher, Esquire Attorney for Plaintiff Attorney ID #57507 P.O. Box 2245 Southeastern, PA 19399 (610) 902-0530 : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, P A The May Department Stores d/b/a Hecht's Plaintiff v. Dixie L Obrian : CIVIL ACTION-LAW : NO: 05-5295 Defendant BRIEF IN SUPPORT OF PLAINTIFF'S OPPOSITION TO DEFENDANT'S MOTION FOR CLARIFICATION AND REAFFIRMATION OF MOTION FOR ENTRY OF JUDGMENT OF NON PROS Statement of Facts: On October 7, 2005, Defendant, through an individual serving as her power of attorney, Nancy Stouffer, filed a Notice of Appeal of the judgment entered on behalf of Plaintiff in the district court matter captioned, The Mav Deoartment Stores d/b/a Hecht's. under docket number CV- 0000285-05. Service of this Notice of Appeal upon Plaintiff was complete on October II, 2005 when the Notice was served upon Plaintiff in Missouri. Plaintiff then mailed the Complaint to the Court on October 31,2005. The Complaint was filed by the Court on November 2,2005. As Defendant had not provided Plaintiff with notice of an intention to file a Praecipe for Entry of Judgment of Non Pros, Plaintiffs Complaint was validly filed. Legal Argument: Plaintiff s Complaint, filed November 2, 2005, is valid and Defendant improperly seeks entry of a judgment of non-pros via the instant motion. Rule 1004(B) of the Pennsylvania Rules governing the district justices states, in pertinent part, "If the appellant was the defendant in the action before the magisterial district judge, he shall file with his notice of appeal a praecipe requesting the prothonotary to enter a rule as of course upon the appellee to file a complaint " within twenty days after service of the rule or suffer entry of a judgment of non pros." (Pa.R.C.P.M.D.J. 1004(B)). The official note to this rule further states that if the appellee fails to file the complaint within 20 days, the procedure to enter a judgment of non pros is governed by Pa.R.C.P. 1037(a)). (Pa.R.C.P.M.D.J. 1004, Official Note), and, in turn, the official note to Pa. 1037 (a) cross-references Pa. 237.1 (a)(2). Defendant in the instant matter may not seek entry of Judgment of Non Pros as she has failed to comply with Pa. R.C.P. 237.I(a)(2) as required. Defendant's appears to believe that the failure to file a complaint within 20 days of service of the rule to file same results in the automatic entry of a judgment for non pros. This belief is misguided and lacks basis in the rules of Court. Pa. R.C.P. 237. I (a)(2) states,"No judgment of non pros for failure to file a complaint.. . shall be entered by the prothonotary unless the praecipe for entry includes a certification that a written notice of intention to file the praecipe was mailed or delivered." (Pa. R.C.P. 237. I (a)(2)). This written notice may only be sent "after the failure to file a complaint and at least ten days prior to the date of filing of the praecipe." (Pa.R.C.P. 237. I (a)(2)(i)). In its official note, Pa. R.C.P. 237.1 specifically addresses appeals from district judge courts and the failure of appellee to comply with Pa.R.C.P.M.D.J 1004(B) and reaffirms that the entry of judgment of non pros is subject to Pa. R.C.P. 237.1 (a)(2) et seq. The language for such a notice is set forth in Pa. R.C.P. 237.4 and states, in pertinent part," YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO FILE A COMPLAINT IN THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR RIGHT TO SUE THE DEFENDANT AND THEREBY LOSE PROPERTY OR OTHER IMPORTANT RIGHTS. (Pa.R.c.P. 237.4) (emphasis added) The notice provides the defaulting party a ten-day window in which to remedy the default and file the Complaint. A complaint filed after twenty days but prior to the entry of a judgment of non pros is valid and precludes entry of the judgment subsequent. Defendant failed to provide Plaintiff with this written notice at any time and, therefore, could not properly file a praecipe seeking entry of judgment of non pros against Plaintiff in this matter. Plaintiff s Complaint, .. although technically filed twenty-two days after service of the rule to file complaint, remains valid. Further, even if Defendant had provided Plaintiff with notice pursuant to Pa. R.C.P. 237.I(a)(2) on November I, 2005, Defendant could not have filed a Praecipe for Entry of Judgment of Non Pros until November 14, 2005 and Plaintiffs Complaint, filed November 2, 2005, would have precluded same. WHEREFORE, Plaintiff requests this Honorable Court DENY Defendant's Motion for Clarification and Reaffmnation of Motion for Entry of Judgment of Non Pros. (UZ- Dated: NOI/, f7, (fJ.::Jtj BY: Ron Z. Opher, Esquire Attorney for Plaintiff Ron Z. Opher, Esquire Attorney for Plaintiff Attorney ID #57507 P.O. Box 2245 Southeastern, P A 19399 (610) 902-0530 The May Department Stores d/b/a Hecht's : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PA Plaintiff v. Dixie L Obrian : CIVIL ACTION-LAW : NO: 05-5295 Defendant CERTIFICATE OF MAILING COMMONWEAL TH OF PENNSYLVANIA :ss COUNTY OF CUMBERLAND I, Ron Z. Opher, Esquire, being duly sworn according to law, hereby certify that on !\A.;v. (I , 2005 a true and correct copy of Plaintiffs Opposition to Defendant's Motion for Clarification and Reaffirmation of Motion for Entry of Judgment of Non Pros was mailed via U.S. First Class Mail, postage prepaid to Defendant's counsel at: Dixie L. O'Brian 1619 S. York Street Mechanicsburg, P A 17055 c/o Nancy Stouffer DATED: IllnlJS BY: /'I C>_ Ron Z. Opher, Esquire ...., C:.-' ('-' ':.-;:'} -j c.:'t -n ~, '-'.' N -'r:l f',) Cl e;::.