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HomeMy WebLinkAbout10-19-05 II COMMONWEALTH OF PENNSYLVANIA REV-1162 EX(11-96) DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRIS8URG, PA 17128-0601 PENNSYLVANIA RECEIVED FROM: INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT NO. CD 005912 - PNC BANK NA SUCCESSOR BY MERG 4242 CARLISLE PIKE CAMP HILL, PA 17011 ACN ASSESSMENT AMOUNT CONTROL NUMBER u______ fold ---------- -------- 101 I $6,207.92 ESTATE INFORMATION: SSN: 200-22-5771 I FILE NUMBER: 2105-0108 I DECEDENT NAME: SW ARTZ REBECCA MAE I DATE OF PAYMENT: 10/19/2005 I POSTMARK DATE: 10/19/2005 I COUNTY: CUMBERLAND I DATE OF DEATH: 01/20/2005 I I TOTAL AMOUNT PAID: $6,207.192 REMARKS: CHECK# 455977 INITIALS: JA SEAL RECEIVED BY: GLENDA FARNER STRASBAl.1lGH REGISTER OF WILLS " REGISTER OF WILLS , REV-1500 EX (6-00). OFFICIAl USE ONLY , . t " COMMQNWEAL TH OF PENNSYLVANIA DEPARTMENT OF REVENUE DEPT. 280601 HARRISBURG, PA 17128-0601 REV-1500 INHERITANCE TAX RETURN RESIDENT DECEDENT FILE NUMBER --lL COUNTY CODE ..J!L 0108 ___ YEAR NUMBER W I- ~$n OlX~ Wo..O J:~ Oo..lXI 0.. <( DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL) ~ Swartz Mae ~ DATE OF DEATH (MM-DD-YEAR) DATE OF BIRTH (MM-DD-YEAR) ~ 1/20/2005 W (IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL) C R SOCIAL SECURITY NUMBER 200-22-5771 THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS SOCIAL SECURITY NUMBER [iJ 1. Original Return D 4. Limited Estate [i] 6. Decedent Died Testate (Attach copy of Will) D 9. Litigation Proceeds Received 212-00-5010 D 2. Supplemental Return D 3. Remainder Return (date of death .prior to 12-13-82) D 4a. Future Interest Compromise (date of death after 12-12-82) D 5. Federal Estate Tax Return Required D 7. Decedent Maintained a Living Trust (Attach copy of Trust) _ 8. Total Number of Safe Deposit Boxes D 10. Spousal Poverty Credit (dete of deeth between 12-31.91.... 1-1-llS) D 11. Election to tax under Sec. 9113(A)(AttachSchO) THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: NAME COMPLETE MAILING ADDRESS .... Z W o Z o lL <n w II: II: o U Linda Lundberg, AVP FIRM NAME (If Applicable) PNC Bank, N.A, TELEPHONE NUMBER PO Box 308 Camp Hill, PA 17011-0308 717-730-2265 1. Real Estate (Schedule A) 104,000.00 0.00 0.00 0.00 66,833.50 0.00 ,') I OFFICIAl USE;ofi y (1) ~..i 'I 2. Stocks and Bonds (Schedule B) (2) 3. Closely Held Corporation, Partnership or Sole-Proprietorship (3) 4. Mortgages & Notes Receivable (Schedule D) 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) (4) (5) \c:J z o i= :5 ~ ... n: <C (.) W 0::: 6. Jointly Owned Property (Schedule F) (6) D Separate Billing Requested 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7) (Schedule G or L) 354,521.88 8. Total Gross Assets (total Lines 1-7) (8) 23,915.15 13,240.31 525,355.38 9. Funeral Expenses & Administrative Costs (Schedule H) (9) 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10) 11. Total Deductions (total Lines 9 & 10) 37,155.46 488,199.92 0.00 (11 ) 12. Net Value of Estate (Line 8 minus Line 11) 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J) (12) (13) 14. Net Value Subject to Tax (Line 12 minus Line 13) 488~199.92 (14) SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousaltax Z rate, or transfers under Sec. 9116 (a)(1.2) o ~ 16. Amount of Line 14 taxable at lineal rate I- ::l fi 17. Amount of Line 14 taxable at sibling rate o o 18. Amount of Line 14 taxable at collateral rate x ~ 19. Tax Due 20. D 0.00 0.00 x.O L (15) x.O ~(16) 0.00 0.00 58,088.27 484,068.92 4,131.00 x .12 (17) x .15 (18) 619.65 58,707.92 (19) CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT 3W46451.000 > > BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND RECHECK MATH < < Decedent's Com lete Address: SlREET A~RESS . 100 Mt. Allen Drive Cumberland CllY Mechanicsbur STAle PA ZIP 17055- Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit 8. Prior Payments C. Discount (1) 58,707.92 0.00 49,875.00 2,625.00 3. Interest/Penalty if applicable D. Interest E. Penalty Total Credits (A + 8 + C) (2) 52,500.00 0.00 0.00 Total Interest/Penalty (0 + E) (3) 0.00 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to request a refund (4) 0.00 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 6.,207.92 A. Enter the interest on the tax due. (5A) 0.00 8. Enter the total of Line 5 + 5A. This is the BALANCE DUE. Make Check Pa able to: REGISTER OF WILLS, AGENT (58) 6,207.92 PLEASE ANSWER THE FOllOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: a. retain the use or income of the property transferred;. . . . . . . . . . . . . . . b. retain the right to designate who shall use the property transferred or its income; . c. retain a reversionary interest; or . . . . . . . . . . . . . . . . . . . . . . . . d. receive the promise for life of either payments, benefits or care? . . . . . . . . . 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? . . . . . . . . . . . . . . . . . . . . . . . . . . .. [i] 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? D 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. Ii] D IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements. and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative Is based on all information of which preparer has any knowledge. SIGNATURE OF PERSON RESPONSIBLE F FILING RETURN Yes No D D D D Cj] Cj] Ul Ul D OJ SIGNATURE OF PREPARER OTHER THAN REPRESENTATIVE 4242 Carlisle Pike, Camp Hill, PA 17011 ADDRESS DATE \.~--~ -OS PNC Bank N.A., by: ADDRESS DATE For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to orfor the use of the surviving spouse i$ 3% [72 P.S. 99916 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed On the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. S 9116 (a) (1.1) (ii)] The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax retum are still applica~le even if the surviving spouse is the only beneficiary. For dates of death On or after July 1, 2000: The tax rate imposed On the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptiNe parent, or a stepparent of the child is 0% [72 P.S. 9 9116(a)(1.2)]. The tax rate imposed On the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. 9 9116(1 .2) [72 P.S. 9 9116(a)(1)]. The tax rate imposed On the net value of transfers to or for the use of the decedent's siblings is 12% (72 P.S. 9 9116(a)(1 .3 )]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. 3W4646 1.000 \ I ~ REV-1502 EX + (6-'!Ja) II COMMONWEALTH OF PENNSYLVANIA INHERJTANCE TAX RETURN RESIDENT DECEDENT SCHEDULE A REAL ESTATE ESTATE OF FILE NUMBER , Mae R. Swartz 21 05 0108 All real property owned solely or as a tenant In common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM DESCRIPTION NUMBER 1. Residential Real Estate located at 1713 Letchworth Road, Camp Hill, Cumberland County, Pennsylvania 17011-7529 VALUE ~lj9ATE OFD~IH 104,000.00 3W4695 1.000 TOTAL (Also enter on line 1, Recapitulation) (If more space is needed, insert additional sheets of the same size) $ 1041,000.00 I' REV-1508 EX + (6-'98) l COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX REruRN RESIDENT DECEDENT SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY " ESTATE OF Mae R. Swartz FILE NUMBER 2105 0108 Include the proceeds of litigation and the date the proceeds were receilllld by the estate. All property jointly~ned with the right of survivorship must be disclosed on Schedule F. ITEM NUMBER DESCRIPTION VALUE AT DATE OF DEA liH 1 1975 Cadillac Calais 4 Door Sedan VIR: 6049S5Q156535 1,137.50 2 M&.T Bank Certificate of Deposit A/C # 31003914541676 Interest accrued to 1/20/2005 3\5,000.00 50.35 3 M&.T Bank Checking Account #10110461 632.23 4 Miscellaneous Personal Property, Furnishings and Jewelry ;9,463.00 5 PRC Bank, R.A, Checking Account #5140106045 16,599.09 6 Wachovia Certificate of Deposit A/C # 287062112143608 Interest accrued to 1/20/2005 3,946.49 4.84 3W46AD 1.000 66,833.50 TOTAL {Also enter on line 5 Recaoitulation\ $ (If more space is needed, insert additional sheets of the same size) I' REV.1510 EX + (s'98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Mae R. Swartz SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY FILE NUMBER 21 050108 , This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes. DESCRIPTION OF PROPER1Y ITEM INClLQE TH" No\ME OF TH" TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND DATE OF DEATH % OF DECD'S EXCLUSION TAXABLE NUMBER TH" DATE OF TRANSFER. ATTACH A COP'f OF THE DEED FOR REAl ESTATE VALUE OF ASSET INTEREST IIF APPliCABLE) VALUE 1. Items gifted to Roy Flint within 1 year of Decedent's Date of Death 1/11/05 Wachovia CD 35,215.17 1/11/05 Check 25,000.00 1/11/05 M&T CD 49,069.22 1/12/05 M&T CD 35,478.55 ----------- Total gifts 144,762.94 less: (3,000.00) ----------- Total Taxable Gifts 141,762.94 ----------- 141,762.94 100.0000 0.00 141,762.94 ----------- 2 Transamerica Life Insurance Company Annuity Account Number: 02TFB045489 Annuitant: Mae Swartz Owner: Mae Swartz Primary Bene: Roy Flint Policy Date: OS/21/2004 Value on 3/3/05: $142,007.80 Taxable Portion: $ 2,397.71 Value on 1/20/05: $141,879.28 141,879.28 100.0000 0.00 141,879.28 3 Transamerica Life Insurance Company Annuity Account Number: 02TFB053998 Annuitant: Mae Swartz Owner: Mae Swartz Primary Bene: Roy Flint Policy Date: OS/29/2004 Value on 3/3/05: $ 70,763.06 Taxable Portion: $ 1,097.38 Value on 1/20/05: $ 70,879.66 70,879.66 100.0000 0.00 70',879.66 TOTAL (Also enter on line 7, Recapitulation) $ 354.521.88 (If more space is needed, insert additional sheets of the same size) 3W46AF 1.000 REV-1511 EX + (12-99) SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Mae R. Swartz , ITEM NUMBER A. B. 2. FILE NUMBER 21 05 0108 Debts of decedent must be reported on Schedule I. DESCRIPTION FUNERAL EXPENSES: 1. None 1. ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative(s} PNC Bank, N .A., Executor Social Security Number(s} I EIN Number of Personal Representative(s) Street Address City State P A Zip Year(s} Commission Paid: Attorney Fees 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant 4. Street Address City State Zip Relationship of Claimant to Decedent 5. Accountant's Fees Probate Fees 7 6. Tax Return Preparer's Fees 1 3W46AG 1.000 Register of Wills Short Certificates Total from continuation schedules . . . . . . . . . TOTAL (Also enter on line 9, Recapitulation) (If more space is needed, insert additional sheets of the same size) $ AMOUNT 10,379.00 10,379.00 185.00 8.00 2,964.15 23,915.15 I' Estate of: Mae R. Swartz 200-22-5771 t Schedule B Part 7 (Page 2) 2 Register of Wills Fee for Filing Inventory and PA Inheritance Tax Return 30.00 3 Cumberland County Law Journal Legal Advertising 75.00 4 The Patriot News Legal Advertising 126.27 5 Stone LaFaver & Shekletski Fee for Recording Deed 43.50 6 Freeman Real Estate Fee for Real Estate Apparaisal 300.00 7 Claude C Wolfe & Associates Fee for Apparaisal of Personal Property 395.00 8 Maintenance of Real Oil Gas Electric Water Telephone Insurance Refuse & Sewer Real Estate Taxes Estate 981. 64 97.56 82.38 53.66 27.69 142.00 79.35 530.09 Total 1,994.38 ======== 1,994.38 Total (Carry forward to main schedule) 2,964.15 1 ' REV-1512 EX + (1~-03) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Mae R. Swartz SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS FILE NUMBER 21 05 0108 , Report debts Incurred by the decedent prior to death which remained unpaid as of the date of death, Including unreimbursed medical expenses. ITEM NUMBER 1. DESCRIPTION VALUE AT ll>ATE OF DEA1H Lower Allen Township Outstanding PRC Check #576 73.35 2 Messiah Village Outstanding PRC Check #578 6,587.80 3 ADT Security Systems Direct Payment from PRC Checking Account dated 1/21 26.99 4 PAWC Direct Payment from PRC Checking Account dated 2/3 11.64 5 Electric Bill PP Direct Payment from PRC Checking Account dated 2/3 18.80 6 Verizon Direct Payment from PNC Checking Account dated 2/4 13.93 7 United States Treasury 2004 Federal Income Tax 2,,348.00 8 Pennsylvania Department of Revenue 2004 Pennsylvania Income Tax 122.00 9 Bonnie K. Miller, Treasurer 2005 Personal Tax 9.80 10 Messiah Village Nursing Care 4.,028.00 3W 4GAH 2.000 TOTAL (Also enter on line 10. Recapitulation) $ (If more space is needed. insert additional sheets of the same size) 13,240.31 REV-1513 EX+ ~9-00) SCHEDULE J BENEFICIARIES COMMONWEALTH OF PENNSYL VANIA INHERITANCE TAX RETURN RESIDENT DECEDENT . ESTATE OF Mae R. Swartz FILE NUMBER 21 05 0108 NUMBER I 1 NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116 (a) (1.2)] Joan D. Davis 1212 Spring Hill Road Staunton, VA 24401 RELATIONSHIP TO DECEDENT Do Not List Trustee(s) AMOUNT OR SHARE OF ESTATE , Niece 4,131.00 2 Roy L. Flint 30 Raven Drive Colonia, NJ 07067-1125 1975 Cadillac Calais 4 Door Sedan VIN: 6049S5Q156535 Inventory Value: 1,137.50 100% Residue: 482,931.42 Brother 484:,068.92 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET II NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 3W46AI 1.000 TOT Al OF PART II - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET (If more space is needed, insert additional sheets of the same size) $ 0.00 l' z:uDo',;:cr/t'~~-..:"""~~ _V'""IITl~'~I~f-" ....1 J ~,~,...~ ,,> .1) ..._",r-"....... 1A-1".IIJIi!4t:'~~,II~ ,1M ~il',1J ~TiiufrU. .1'YrtJ"'~'" .wr~...iK..'1I.lii"" ~ LAST WILL AND TESTAMENT OF REBECCA MAE SWARTZ, a/k/a MAE SWARTZ, MAE R. SWARTZ and REBECCA MAE FLINT SWARTZ RECEIVED P;\' (-, 'i'" ",,~, . iJ,,;,-" ,1/, ,. '~S . ,""' " > '.I Ji -...,...,7 I, REBECCA MAE SWARTZ, a/k./a MAE SWARTZ, MAE R. SWARTZ, and REBECCA MAE FLINT SWARTZ, of Lower Allen Township, Cumberland County, Pennsylvania, declare this to be my last will and revoke any will previously made by me. ITEM I: I direct that my Executor hereinafter named shall pay all my just debts and funeral expenses as soon as conveniently may be done after my decease. ITEM II: I bequeath my 1975 Cadillac to my brother, ROY L. ) FLINT. ITEM III: I bequeath the following personal property to my sister, RUTH FLINT HICKS. Should my sister, RUTH FLINT HICKS, fail to survive me, the following personal property shall be distributed to my niece, JOAN D. DAVIS. B. My two hand embroidered lineage records with walnut A. My Grandmother Lindsay's walnut blanket chest; antique frames; C. All of my other family lineage records; D. All of my family pictures; E. My framed Daughters of the American Colonists and Daughters of the American Revolution certificates; Page 1 of 7 4 ~ ~ ~ I' . SEP-30-2005 11:31 PNC BANK 717 730 2254 P.01/01 F. My United Daughters of the Confederacy framed~ certificateJ G. My ancestor Dr. Thomas Walker's framed letter and card from my DAR ChapterJ B. My Timber Ridge Church pictureJ I. All of my Eastern Star pictures, dishes, cups, plates, saucers and pin dishes; J. My Eastern Star plaque J K. All of my bibles, prayer books, hymnalu, and all other booksJ L. All of my luggage, including three suitcases, one steamer trunk, one dress bag, and on tote bagJ M. One coffee grinder painted red in colorJ N. All items of milk glass that were givel1 to me as)lf... Christmas gifts by the Girl Scouts; o. All of my cook booksJ ~ P. My sterling silver comb, brush and mirror setJ Q. My three-piece milk glass vanity set; R. My blue meat platter depicting Pickett's charge at Gettysburg; S. My red, home-made sewing stand for thread and not~ons together with all my thread and notions; T. My brass kettle located by my fireplace; U. All of my boy and girl figurines; V. All of my handmade quilts; paqe 2 of 7 TOTAL P.01 ..,......t_""_~_"'I..."~~""""'..,..,,,H..' -.-t, '."'f';~r~,-",,'.I_I.....t"_"''''''''I"'''''''_\oO..h1tI~I_'' ".._,," ;.it'......~.,.,.,_..........'.,..'''.,...r._'.......... ...::""tt,Wtm....-,...,....I.,.....,.'.,:.II......""'.....'~..;,.,...."j,lMu",........-......... '_""~""'~_I."'l."...,.,.t*I""""'-"~~I'fl""!"F"'-'~''''-,-~~",,,,-,_-- ! . ; , ~ J '): w. old; x. Y. z. AA. BB. CC. Maryland; DO. EE. FF. GG. HH. II. All pictures of my mother taken when she was four years All of my Girl Scout handbooks and scrapbooks; Four flatirons given to me by my mother; All of my clothes; My two watches; My two Eastern Star rings; My rose painting by Charles N. Harsh of Williamsport, My gold dollar; All of my other rings and pieces of jewelry; My seven gold ancestor bars; My Grand Cross of Color - Order of Rainbow for Girls; My photo albums; My seven United Daughters of the Confederacy certificates. ITEM IV: I bequeath the following personal property to my niece, JOAN D. DAVIS: my sterling sliver flatware, service for eight, includ- ing salad forks, sugar spoons, iced tea spoons, gravy ladle, eight butter knives, three large serving spoons, and other related pieces, my one dozen steak knives (not:terling silver) with brown handles, and my one dozen steak knives (11'! Gterling silver) with white handles. Page j u f 1 'f......."........'._...,.......-~lt""",..,.. ,.......,......'-r.;II'....~,..\,.....4-.-tHoo1m.....,.......'.i.......~"I\..,,'" . ,,""" ", t..,",...~_~"_.~IH.o""I,.........~.,,.,...,,.'....__"<..' ....... .,.-'., ;;:-:-~7..::.:::.;~w:::;;;;~::.::;-.:.:.::..-::.."'~-::,~~......:,;=-~-;.;,;.7~~=:;...:.::::-w:;.;,::.::::::::::- I" . ~ ~ ITEM V: I bequeath the balance of my household goods and person- al effects in as nearly equal shares as practical to my sister, RUTH FLINT HICKS, and my brothers, PRESTON P. FLINT and ROY L. FLINT. ITEM VI: I bequeath the residue of estate, of every nature and wherever situate as follows: '~': . . '.' , . .~, ':.. A. One-third thereof to my sister, RUTH FLINT HICKS. B. One-third thereof to my brother, PRESTON P. FLINT. C. One-third thereof to my brother, ROY L. FLINT. Should any of the above described persons fail to survive me, their share shall lapse and shall be added to the other shares created in the Item VI. Should none of the above described persons survive me, I devise and bequeath the residue of my estate of every nature and wherever situate to the LAUDERDALE A. R. PRESBYTERIAN CHURCH, 300 South Main Street, Lexington, Virginia 24450. ITEM VII: I direct that my brothers and my sister live in my home until the estate is settled to insure that my home and its contents are adequately protected. ITEM VIII: I direct that my personal property not be sold at public sale unless a public sale is the desire of my brothers and sister. ITEM IX: [ appoint my bro i. '_, PRESTON P. FLINT, and the FIRST BANK AND TRUST (::OMPANY, a PNC baJ. u[ Mechanicsburg, Pennsylvania, Co-Executors of this my last wiLl . rage 4 of 7 I' :::::::;::;::;=;,:,:...:~::~ :-:"',~;;~~',;::;~"';;.:;';;'::;;;;~;~:::::,:~.';:::;:;;':;;t;'t>,' ";'.:,,:'.-:' :~-':",'.;'",,,~,~i~.,::;;:-~~~;:':::'~:~=::-;:;~~'~~:;:';:'~f'~"..-,-::;...-;:;;;;,;:-.==..::;::;;;,;.;.:._.....;::.::... ,;.",:~:;;;':'-;;;7 -;:._;;:--~;:=--;--~-~--..- ~..-.- .................,- 4 ITEM X: I direct that my corporate fiduciary shall receive compensation for the performance of its duties in accordance with its schedule of fees in effect during the time of its administration. ITEM XI: No fiduciary acting hereunder shall be required to post bond or enter security for the faithful performance of their duties in any jurisdiction. IN WITNESS WHEREOF, I, REBECCA MAE SWARTZ, a/k/a MAE swARTZ, MAE R. SWARTZ, and REBECCA MAE FLINT SWARTZ, have hereunto set my hand and "..-;- seal this !t/1f:. day of .Jv,-y , 1993. ~L-"-~ ~~. ~R. ~ REBECCA MAE SWARTZ, a/k/a MAE SWARTZ, MAE R. SWARTZ, and REBECCA MAE FLINT SWARTZ SIGNED, SEALED, PUBLISHED and DECLARED by REBECCA MAE SWARTZ, a/k/a MAE SWARTZ, MAE R. SWARTZ, and REBECCA MAE FLINT SWARTZ, the Testatrix above named, as and for her Last will and Testament, and in the presence of us, who at her request, in her presence and in the presence of each other, have subscribed our names as witnesses. h~JC~/~r.~ Address I ~f'LL "?f. :{~La4,O it~ess "-zku:~ UnL.t.f ~-tJ I ~ Address I Page 5 of 7 ~"""''''." I C 'U..__/"""'O' ",-",~,,',,"""'-f..- .~"~.;~",......,.....,.I_~'~I,,....................-..~~,.t_U"'''~'_' 'J I '~'-r,,'C,,_"""""I,'I1'oM_~,~'''''''''''''''''''''r''/'''''_'kMff''''''''''_'''' ....\".,,,.~~.I_t~""IW,............'.~lt"'wl1.t.'...'.-~-" ..'_h____.__..__..~______..~___ '" ~.. .- J,. !,.:~,~-....-.,_"._-...-~",.-. .-. ..............- -{ . COMMONWEALTH OF PENNSYLVANIA: :SS: COUNTY OF CUMBERLAND I, REBECCA MAE SWAR'l'Z, a/ k/ a MAE SWARTZ, MAE R. SWARTZ ( and REBECCA MAE FLIN'l' SWARTZ, the Testatrix whose name is signed to the attached or foregoing in~trume~~, having been duly qualified according to law do hereby acknowledge that I signed and executed this instru- ment as my last will; that I signed it willingly and that I signed it as my free and voluntary act for the purpos_es therein co~tai.ne~_ cP~ }.~tiJLJk~ ?>>-4c- tA..4W"\"'0 REBECCA MAE SWARTZ, a/k/a MAE SWARTZ ,MAE R. SWARTZ and REBECCA MAE FLINT SWARTZ Sworn to or affirmed to and acknowledged before me by REBECCA MAE SWARTZ, a/k/a MAE SWARTZ, MAE R. . [l, the Testatrix, this /1/ I SWARTZ, and REBECCA MAE FLINT SWARTZ, () tJ day of ' . [., t~; , 1993. . 7' I // ,,' /J , / /" ~--J ,/ /! (, -- (jJ -<-.(,,2, ...:1: 'lee. { c' !::"'\..I)/:2 ,1 j'. / . Notary Public · --~ NOl^RI^L SE^L COIISTAflCE L. I:MlI.i, IIOlN~Y !'ue.L\C liEU Cu/.UlERLMH1, fA (;1J:!'{;EH\~11ll 1.0. ~w CUt\I~ISSl(}ll EXFHlES /,PRlt 13. 1995 ---- Pag'= 6 (~r 7 . ",:"-.>~1;,_;t. :' ,,-<'>:':;/,,~;,?,/":' C'C' ,ilJf", c "c"itl!i'~:-' 3/J~; .! :,;L~t~~);:\ ._....,.....:-)oI,....",..,.........'~'.~1".~'.r~,~....ulft_..._..,,'._..........~1.".,.--.,"..~"r.'.lIr.,...~I._.~tI~f"__..'....".r""I"""~,..\.....",~I,t-':",_,~._. '. J'-r.'~I'-""''"''''''''''',_.'I..,....,'Itou''''''"'............I''....,~--..\+........,',.._-t_~_......,....". . I' . ~, I_H'__......----..'_..p.._......._..~ . '- , " COMMONWEALTH OF PENNSYLVANIA :ss: COUNTY OF CUMBERLAND the We, /}n? X X CLJ~ and 11cuJL L,r.? >f/.le-A-a. cf witnesses whose names a.r.e .,si.gned to the attached or foregoing instrument, being duly qualified according to law, depose and say that , we were present and saw Testatrix sign and execute the instrument as her last will; that Testatrix signed willingly and that she executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Testatrix signed the will as witnesses; that to the best of our knowledge, the Testatrix was at that time eighteen or more years of age, of sound mind and under no constraint or undue influence. ~~LLA w~tness >r'(jL ~ r1{~cF wtness to or affirmed '-X~uJ this /4 t+-day to and acknowledged before me by :t ~r R XL-k; of ~t~ ' 1993. , (L-/~J:'Y/~' Notary Public , .....-..-.... L NOTARIAL ~Ff' UIt:'TAucr L. l:f\~Ll. /:'11 Ar.V r"nue !~I!! el}tm[~lMm. 1',' (!"'lU'1 ~"!iJ co. /i'__:'Jt'Um3IOIl [XPIRES Mtl~ ~:. 1995 Page 7 of 7 FROM: Freeman Real Estate Terry Freeman 4076 Market Street Camp Hill, PA 17011-4200 Telephone Number: 717-763-7712 TO: THE MAE E SWARTZ ESTATE PNCBANK,EXECUTOR P.O. BOX 308 CAMP HILL PA 1700a~8 Telephone Number:" Alternate Number: I' Il>aoe#11 Fax Number: 717-731-9612 Fax Number: E-Mail: Internal Order #: Lender Case #: Client File #: Main File # on form: Other File # on form: Federal Tax 10: Employer 10: DEseRI Lender: NfA Purchaser/Borrower: NfA Property Address: 1713 Letchworth Rd City: Camp Hill County: Cumberland Legal Description: see dimensions below Client: PNC BANK N.A. State: Pa. Zip: 17011-7529 SUMMARY OF SALIENT FEATURES Subject Address 1713 Letchworth Rd legal Description see dimensions below - City Camp Hm County Cumberland State Pa. Zip Code 17011-7529 Census Tract 0109.00 Map Reference 42-41 . Sale Price $ N/A Date of Sale N/A Borrower I Client N/A Lender N/A Size (Square Feet) 1,306 Price per Square Foot $ location good : Age 60 - Condition averagelfair . . Total Rooms 6 - Bedrooms 3 Baths 1 Appraiser Terry E. Freeman : Date of Appraised Value 1-20-05 Final Estimate of Value $ 104,000 Form SSD - "TOTAL for Windows' appraisal software by a la mode, inc. -1-800-ALAMODE Page #2 . c=J Freeman Real Estate UNIFORM RESIDENTIAL APPRAISAL REPORT Page #3 . 1 ' FIle No. Pronp.r!V Address 1713 Letchworth Rd City Camo Hili State Pa. ii"Code 17011-7529 I _I Oescrinlion see dimensions below COllnlv Cumberland Assessor's Parcel No. 13-23-0547-333 Tax Year 2005 R.E. Taxes S 1 300.00 ~""'ia1 0.00 Borrower N1A Current Owner Estate of Swartz Occuoant r l Owner r l Tenant I'X'I Vacant .. PrnnP.rtv rinhls annraised fXI Fee Sitmle I I Leasehold Proiect Tvoe I I pu~ I I Condominium M1lrwA oiiM- HOA $ NIA !Mo. Neiohborhood or Proiect Name Hinhland Park MaD Reference 42-41 Census Tract 0109.00 Sale Price S NIA Date of Sale NIA . . d t a"""'ntof ns Ir NIA I Lender/Cfient NIA Address PNC AdvisorslPNC Bank NA 4242 Carlisle Pike Camn HiU Pa. 17011 ADDraiser Terrv E. Freeman Address 4076 Market St Camn Hill PA 17011 Location Q Urban -r2J Suburban 0 Rural PTedomlnant Si~e family houalng Presenlland use % Land use change Buitt up IZl Over 75% o 25-75% 0 Under 25% occupancy ~RI AGE One family ~ ~ Not likely o Likely (000) (vrs) Growth rate o Rapid IZlStable o Slow IZl OWner ~ Low~ 2-4 family _ o In process Property values IZl Increasing o Stable o Declining o Tenant 170 Hinh 62 Multi-family _ To: OemancVsupply ~ Shortage ~ ~ balance R ~ver supply IZl Vacant (O-S%) m.tJl\]Predominant_ll Commercial Marketinn time Under 3 mos. 3-6 mos. OVer 6 mos. Fi Vac.lover 5%11 150 60 I Note: Race and the racial composition of the neighborhood are not appraisal factors. c=J Neighborhood boundaries and characteristics: Southeast auadrant of Lower Allen Townshio. Residential in character. : Factors that affect the marketability of the properties in the neighborhOod (proximity to employment and amenities. employment stability, appeal to market etc.): ": The subiect is situated in a wen nlanned residential subdivision known as 'Hiahland Park'. The neinhborhood exclusivelv contains detached sinale familv dwellinns. The area enio"" ease of access to shonnina schools and emnlovment centers via a varielv of nubile roads streets andi hiahwa"" includinn route 83 rl14 mile\. The oredominate construction stvles include' 1, 1.5 and 2 storv dwellinas. Good market anneal throllllhout the neiohborhood is evidenced bv the absorption rate of those homes exoosed to the market. This trend should continue into the foreseeable future. Market conditions in the subject neighborhood Oncluding support for the above conclusions related to the trend of property values. demancVsupply, and marketing time , .- such as data on competitive properties for sale in the neighborhood. description of the prevalence of sales and financing concessions. etc.): The maioritv of financino in the subiect neiahborhood as well as comnetina communities is bv conventional means. The demandlsuonlv ratio is in balance. The averane marketinn time throuahout the arealer 'Camo Hilr area is 34 davs. - Projecllnformation for PUDs (If applicable) - - Is the developer/builder in control of the Home Owners' Association (HOA)? Dyes DNo Approximate total number of units in the subject project NIA Approximate total number of units for sale in the subject project NIA Describe common elements and recreational facilities: NIA Oimensions 55' x 125' Topography level Site area .16 acre Corner Lot 0 Yes IZI No Size ~cal for the area Specijic zoning classmcation and description R-1-(residential sinole familv) Shape somewhat rectanaular Zoning compliance ~ Legal rxlO Legal nonconfning (Grandfalhered use) 0 ,"egal o No zoning Drainage adeauate Hint-est & best use as imnroved: Present use Other use (exolaml View nood Utilities Public Other Oft-site Improvements Type Public Private Landscaping adenuate Electricity IZI Street macadam IZl 0 Driveway Surface macadam Gas IZI Curb/gutter concrete ~ 0 Apparent easements none Water IZl Sidewalk concrete ~ 0 FEMA Special Flood Hazard Area DYes IZI No Sanitary sewer IZl Street lights NI A R R FEMA Zone C Map Date 913011977 Storm sewer J)(J Allev NIA FEMA Man No. 4210160002B Comments (apparent adverse easements. encroachments. special assessments. slide areas, illegal or legal nonconforming zoning use, etc.): There are no aooarent adverse easements. conditions or encroachments includina anY utilitv easements or riohts of way which maY traverse the subiect site. GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION BASEMENT INSULATION No. of Units 1 Foundation concrete block Slab 0% Area Sq. Ft. 756 Roof _0 No. oj Stories 2 Exterior Walls brick Crawl Space 0% % Rnished 0% Ceiling_ 0 Type (Det./Att.) Detached Roof Surface asohlt shinale Basement 100% Ceiling none Walls _IZI Design (Style) 2 starv Goners & Ownspts. coooer Sump Pump none Walls none Floor _0 ExistinG'Proposed Existina Window Type double hunQ Dampness oone Floor none None _ 0 Age (Yrs.) 60 Stomv'Screens some Sentement none Outside Entry none UnknowD--- 0 Effective A 'IVrs.) 65' Manufactured House no Infestation ves" ROOMS Fover Livinn Dininn Kitchen Den Familv Rm. Rec. Rm. Bedrooms # Balhs Laund'" Other Area 50. Ft. Basement 756 Levell 1 1 1 756 - Level 2 3 1 550 - Rnished area above orade contains: 6 Rooms' 3 Bedroom(s I: 1 Bath s' 1,306 5 uare Feet of Gross Livinn Area INTERIOR Materials/Condition HEATING yes KITCHEN EQUIP. ATTIC AMENITIES CAR STORAGE: - Floors Hdwd/vinvllcntlfrlavo Type HW Refrigerator 0 None 0 Rreplace(s) # ~ IZI None 0 Walls alaster/averaae Fuel oil RangalOven IZI Stairs 0 Patio 0 Garage # of cars , Trirn'finish woodlaood Condition averaae Disposal 0 Drop Stair 0 Deck 0 Attached 1 car Bath Aoor ceramiclaverane COOLING none Dishwasher 0 Scuttle ~ Porch 0 Detached Bath Wainscot ceramiclfair Central NIA Fan/Hood 0 Floor 0 Fence 0 Bum-In Doors woodlaverane Other NIA Microwave 0 Heated R Pool R Carport Condition N/A WasherlDrver F1 Finished Drtvewav macadam Additional features (special energy efficient rtems. etc.): securi svstem detached storaae buildina see ahoto addendum I Condition of the improvements. depreciation (physical. functional, and extemal), repairs needed. quality of construction, remodeingtaddrtions, etc.: There are no functional or external inadenuacies. 'The dwellino has exoerienced no modernization and has numerous camnonents that have reached the end of their economic life' the most imnartant of which is the roof svstem. .. It is reoorted that the dweilina has exoerienced termite damaae. - Adverse environmental conditions (such as, but not fimrted to. hazardous wastes. toxic substances, etc.) present in the improvements. on the site, or in the immediate vicinity of the subject property.: None Observed Freddie Mac Form 70 6/93 PAGE 1 OF 2 Form UA2 - 'TOTAL for Windows. appraisal software by a fa mode, inc. - 1-Boo-ALAMODE Fannie Mae Form f004 6193 I' Page #4 . ......= $ UNIFORM RESIDENTIAL APPRAISAL REPORT 35 000 FIle No. Commel1ls on Cost Approach (such as, source 01 cost estimate, sije value, square foot calculation and for HUD, VA and FmHA. the estimated remaining economic life of the property): Remainina economic life-20 vears. Estimated site value derived from market. Cost estimates exlracted from MarshalVSwift Cost Handbook as wen as YOUr aooraisers knowledae of local buildinn costs. ESTIMATED SITE VALUE. ESTIMATED REPRODUCTION COST -NEW-If IMPROVEMENTS: Owefting 1 ,306 Sq. fl @$ 107.00 = $ 756Sq.fl@$~= : Garage/Carport ~ Sq. fl @$ ~ = Total Estimated Cost New .. . . . = $ _ Less Physical Functional Extemal Depreciation 100,0001 I Depreciated Value of Improvements 'As-is' Value of Sije Improvements.. . INDICATED VALUE BY COST APPROACH . . ITEM I SUBJECT 1713 Letchworth Rd Mdless Camn Hin Proximilv to Sub' eet Sales Price I t PricolGross Uvinn Area I t Data and/or Inspected Verification Source VAlUE ADJUSTMENTS Sales or Financing Concessions Date of SalplTjme Location LeaseholdlFee Simnle Site View Desinn and Anneal QuaU;; of Construction Ane Condition Above Grade Room Count Gross Livinn Area - Basement & Finished - Rooms Below Grade Functional Utililv ; Heatinn/Coolinn - Enernv Efficient ~ems GaranolC:rntlrt - Porch, Patio, Deck, Fireolace's\ etc. Fence Pool etc. =$ ....... =$ ....... =$ ....... =$ I COMPARABLE NO.1 ~1513 Letchworth Rd. Camo Hill 2 blocks N/A 159900 <P$ 96.91 <P Mulli List Service/Court House Records DESCRIPllON : +1 =1$ Adiust. Cony none 11-04 nood aood Fee Simole Fee Simole .16 acre .15 acre nood , aood 2 storv/oood 2 storv/nood oood oood 60 58 averaae/fair aood : Total: Bdrms: Baths Total "Bdrms: Baths : 6 3: 1 6: 3 : 1.5 : 1 306 Sn. Ft. 1 650 ~n. Ft. : 100% Basement 100% Basement : 0% Finished 0% Finished , tvnical I tvoical OHW/none OFHNcentral 139,742 9,828 8,910 158,480 DESCRIPTION none 1 Car Att Garaoe Frpl., Security Del. Storaae none 1 Car At! Garaae : Patio, Fireplace 100000 58 480 12000 105,480 The subiect has a relativelv low remaininn economic life due 10 the lack of modernization and maintenance nronram. none none COMPARABLE NO. 2 COMPARABLE NO. 3 1710 Kent Rd. 1518 Carlisle Rd. Camo Hm Camo Hill 3 blocks 3 blocks M%~;.45 <P 1679001$' 94.55 <P[~ Multi List Service/Court House Multi List Service/Court House Records Records DESCRIPTION : +(-\$ AdiJst. DESCRIPTION: +1-\$ Adjust. Conv Conv none none 12-04 : 11-04 oood : I oood Fee Simole: Fee Simale .13 acre .15 acre nood I: nood 2 storv/aood 2 storv/ooad oood I oood 60 57 -40 000 nood -40 000 I oood Total : Bdrms: Baths : Total : Bdrms: Baths -5,000 6 3 2: -10,000 6 3: 1 -10500 1920 Sn. Ft.: -18500 1650 Sn Ft. : 100% Basement : 100% Basement 0% Finished 0% Finished I tvnical : I nroical -2,000 OHW/none: GFHNcentral -40,000 -10500 -2,000 none 1 Car At! Garaoe : +1,500 Patio, Fireplace none 1 Car All. Garane : +1,500 Patio, Fireplace +1.500 none none Net Adi:ltotai\ + _.~ 56'000~-:$ 67000~-$ Adjusted Sales Price of Comnarable $ 103,900 $ 100,900 $ 105,000 Comments on Sales Comparison (including the subject property's compatibility to tl1e neighborhood, etc ): Each of the 4 comoarable sales sludled reawed much nreater ad'ustmentthan tvoicallv desired. This is due orimarilv to the law level of care and modernization found in the subiect imnrovemenls. The three comoarabfe sales studied have an ad'usted sale orice ranoe of $ Annraiser selects a value of $100900 to $105 000. Annraiser selects a value of $1 04 000 oivino enual weiohtto each sale. SUBJECT COMPARABLE NO.1 N/A 51000 COMPARABLE NO. 2 N/A COMPARABLE NO.3 N/A ITEM Date, Price and Data not within three Source, for prior sales years within vear of annraisal Analysis of any current agreement of sale, option, or ~sting of subject property and analysis 01 any prior sales 01 subject and comparables within one year of the date of appraisal: N/A INDICATED VALUE BY SALES COMPARISON APPROACH $ 104000 INDICATED VALUE BY INCOME APPROACH Iff Ano~cable\ Estimated Market RerrtHSH ..... H HIM~.xG~~~R~~M~rtiHli~;H -. N/A TNs appraisal is made [:><:J 'as is' 0 subject to the repails, afierations, inspections or conditions ~sted below 0 subject to completion per plans & specifications Conditions of Appraisal: none. Final Reconciliation: Verv ~ttJe weiaht Diven to the Cost Aooroach to Value due to the extreme difficultv in estimalino accrued deareciation. Greatest weinht niven to the Market Aooroach to Value. - The purpose of this appraisal IS to estimate the market value of the real property that is the subject of this report, based on the above conditions and the certification, contingent and limiting conditions, and market value definijion that are stated in the attached Freddie Mac Form 439/FNMA form loo4B (Revised 6-93 _ I (WE) ESTIMATE THE MARKET VALUE, AS DEFtlED, OF TIlE REAL PROPERlY THAT IS TIlE SUBJECT OF THIS REPORT, AS OF (WHICH IS TIlE DATE OF INSPECTION AND TIlE EFFECTIVE DATE OF TIllS REPORT) TO BE $ 104,000 APPRAISER:....-".._?, SUPERVISORY APPRAISER (ONLY IF REQUIRED): Sionature......___ -< / Sionature Name TeITfE. Freeman Name Date Report Signed 3-15-05 Date RMort Sinned State Certification # RL-000563-L State PA State Certification # Or State License # State Or State License # Freddie Mac Form 70 6/93 ). 1-20-05 o Old 0 Did Not Inspect Property PAGE 2 OF 2 Fonn UA2 - 'TOTAL for Windows' appraisal software by a fa mode, inc. -1-8oo-ALAMODE State State Fannie Mae Form 1004 6-93 I' Page #5 . UNIFORM RESIDENTIAL APPRAISAL REPORT MARKET DATA ANALYSIS ~ recent sales 9f p~ertie~~ ~st similar and =m~~i 3113 have been considered in the ll13l1<et a~lysis. The description Inetudes ~ dollar ~djuslment,_~ng et reaction to those ems Sign icant variation etween the an cpmparable properties. "a significant ~em in the co~arableJieroperty IS su~or to, or more favorable than, the subject property, a minus (1 adjUstment is ma reducii)Q the in<ii:ated value of the su~ect "a significant em in comparable Is infenor to, or less favorable than, the subject property. a plus (+ adjustment is increasing the Indicated value 01 the s ject ITEM I SlIlJECT I COMPARABLE NO. 4 COMPARABLE NO. 5 COMPARABLE NO. 6 1713 Letchworth Rd 1709 Carlisle Rd. Address Camo Hi" Garno Hi<< Proximilv to Subiect 2 blocks Sales Price S N/A 155 000 Price/Gross Livioo Area S r/J ~ 93.94r/J S r/J ~ rp Data and/or Inspected Multi-List Service/Court House Verification Sources Records VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION : +(-)$ Adiust. DESCRIPTION : +1-\$ Adiust. DESCRIPTION : +1-\$ Adiust Sales or Financing Cony. I I' Concessions none Date of SaJ.rrime 7-04 : : : Location Dood Dood : : : LeasehnlttA'AA Simnle Fee SimDle Fee Simole : : : Site .16 acre .15 acre : : : View Dood .nood : : : Desion and Aooeal 2 stoN/nood 2 stoN/nood : Qualilv of Construction Inood Inood Aoe 60 60 : r.ondition averaoelfalr ooad -40 000 : Above Grade Total :Bdrms: Balt1s Total : Bdnns: Balt1s : Total :Bdrms: Ball1s : Total: Bdrms: BaIt1s : Room Count 6 : 3 : 1 6 3 1 : : : : : : : Gross Livim Area 1 306~. Fl. 1 650 &I. Fl. : -10500 So. Fl.: ~.Fl.: Basement & Finished 100% Basement 100% Basement Rooms Below Grade 0% Finished 0% Finished Functional Ulilitv IvnirAI Ivoical : : : Heatimtr.oofinn OHW/none GFHNcentral : -2000 : : Enernv Efficient Rems none none : : : Gara~;'JCamort 1 Car All Garane 1 Car All Garaae : : : Porch, Patio, Deck, Frpl., Security Fireplace, Patio +1,500 Fireolacols\ etc. Del. Storane Fence Pool etc. none none : : : : : : ~M_ ~. "~r- ,.-: Adjusted Sales Price 01 Comnarable I $ 104000 Date, Price and Data not within three N/ A Source for prior sales years within year of annraisal Comments: - Market Data Analysis 6-93 Form UA2.(AC) - 'TOTAL for Windows' appraisal software by a Ia mode, inc. -1-800-ALAMOOE I' Page #6 Building Sketch (Page - 1) Borrower/Clen! N/A II'rooertv Address 1713 Letchworth Rd CiIv Camo HiD COUn1v Cumberland Slate Pa. lin Code 17011-7529 lender N/A STORAGE BLOG (SEE PHOTO) C=J ~9.0' 112 ST. ONE #10 ONE HALF b SECT. b ,..; STORY SECTION ,..; '" PLUS '" GAR. PLUS BASEMENT 11.0' 28.0' SWchWApexl'V"" Comments: AREA CALCULATIONS SUMMARY LIVING .AREA BREAKDOWN Code Description Not Size NetTQt3I. Broak<l<!Oin Subtotals GLAl First Fl.oor 1053.0 1053.0 First Floor 11.0 x 27.0 291.0 21.0 x 28.0 756.0 Net LIVABLE Area ( Rounded) 1053 2 Items ( Rounded ) 1053 Form SKT.BIdSkl - "TOTAL for Windows' appraisal software by a Ia mode, inc. - 1-800-ALAMODE ! . Page #7 . Borrower N1A R1l!No. ProDerlV Address 1713 Letchworth Rd Ir:itv Camo Hill CDuntv Cumberland State Pa. liD r:nda 17011-7529 Lender NfA APPRAISAL AND REPORT IDENTIFICATION This appraisal conforms to lIDIl 01 the followlng deflnlllons: t8l Complete Appraisal (The act or process of estimating value. or an opinion of value, performed without invoking the DeparbJre Rule.) 0 Umlted Appraisal (The act or process of estimating value, or an opinion of value, performed under and resulting from Invoking the DeparbJre Rule.) This report Is lIDIl 01 the following types: 0 Self Contained (A written report prepared under Standards Rule 2-2(a) of a Complete or Umited Appraisal performed under STANDARD 1.) t8l Summary (A written report prepared under Standards Rule 2-2(b) of a Complete or Umited Appraisal performed under STANDAR~~ 0 Restricted (A written report prepared under Standards Rule 2-2(c) of a Complete or Umited Appraisal performed under STANDARD . restricted to the stated intended use by the specilied client or intended user.) Comments on Standards Rule 2-3 I certify that, to the best of my knowledge and belel: The statements of fact contained in this report are true and correct. The reported analyses, opinions, and conclusions are imited only by the reported assumptions and limning conditions, and are my personal, impartial, and unbiased profesSional analyses, opinions and conclusions. I have no (or the specilied) present or prospective interest in the property that is the subject of this report, and no (or the specilied) personal interest wnh respect to the parties inVlllved. I have no bias with respect to the property that is the subject of this report or the parties involved wnh this assignment. My engagement in this assignment was not contingent upon developing or reporting predetermined results. My compensation tor completing this assignment is not contingent upon the development 01 reporting of a predetermined value Dr direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisai. My analyses, opinions and conclusions were developed and this report has been prepared. in conformity with the Uniform Standards of Professional Appraisal Practice. I have (or have not) made a personal inspection of the property that is the subject of this report. No one provided significant real property appraisal assistance to the person signing this certification. (If there are exceptions, the name of each individual providing signnicant real property appraisal assistance must be stated.) Comments on Appraisal and Report Identification Note any departures from Standards Rules 1-3 and 1-4, plus any USPAP-related issues requiring disclosure: APPRAISER: SUPERVISORY APPRAISER (only If reqUired): -z Signature: Signature: ~ ...'-..i~~~' Name: T eny E. Erel$tnan Name: Date Signed: 3-15-05 Date Signed: Stale Certification #: RL -000563-L State Certification #: or State license #: 01 State License #: State: Pennsylvania State: Expiration Date 01 Cert~ication or License: 6-05 Expiration Date of Certification or license: o Did o Did Not Inspect Property Freeman Real Estate Form 105 - 'TOTAL for Windows' appraisal software by a la mode, inc. -1-8DO-ALAMODE I' Page #8 . MULTI-PURPOSE SUPPLEMENTAL ADDENDUM FOR FEDERALLY RELATED TRANSACTIONS Freeman Real Estate Borrower/Clen! N/A Prooertv Address 1713 Letchworth Rd City Camll HiD County Cumberland Slate Pa. ZinCode 17011-7529 lender N/A This Multi'PlII]lose Supplemental Addendum for Federally Related Transactions was designed to provide the appraiser with a convenient way to comply with the current appraisal standards and requirements of the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of Currency (DCC), The Office of Thrift SUpelVision (DTS), the Resolution Trust Corporation (ATC), and the Federal ReslllVe. This Multi-Purpose Supplemental Addendum Is for use with an, appraisal. Onl, those statements which have been checked b, the appraiser appl, to the property being appraised, ~ PURPOSE & FUNCTION OF APPRAISAL c= =:J The purpose of the appraisal is to estimate the market value of the subject property as defined herein. The function of the appraisal is to assist the above-named Lender in evaluating the subject property for lending purposes. This is a federally related transaction. ~ EXTENT OF APPRAISAL PROCESS ~ The appraisal is based on the information gathered by the appraiser from public records, other identilled sources, inspection of the subject property and neighborhood, and selection of comparable sales within the subject millket area. The Oliginal source of the comparables is shown in the Data Source section of the market grid along with the source ot confirmation, n available. The original source is presented first. The sources and data are considered reiable. When conflicting information was provided, the source deemed most reiable has been used. Data beUeved \0 be unreUable was not included in the report nor used as a basis for the value conclusion. ~ The Reproduction Cost is based on Marshall Swift Cost Handbook supplemented by the appraiser's knowledge of the local market. ~ Physical depreciation is based on the estimated etlective age of the subject property. Functional anllJor extemal depreciation, n present. is specnically addressed in the appraisal report or other addenda. In estimating the site value, the appraiser has relied on personal knowledge of the local market. This knowledge is based on prior and/or current analysis of sUe sales and/or abstraction of sUe values from sales of improved properties. ~ The subject property is located in an area of primarily owner-occupied single family residences and the Income Approach is not considered to be meaningful. For this reason, the Income Approach was not used. D The Estimated Market ReI1t and Gross Rent Multiplier utilized in the Income Approach are based on the appraiser's knowledge of the subject market area. The rental knowledge is based on prior and/or current rental rate surveys of residential properties. The Gross ReI1t Mulliplier is based on prior and/or current analysis of prices and market rates for residential properties. D For income producing properties. actual rents, vacancies and expenses have been reported and analyzed. They have beel1 used to project future rents, vacancies and expel1ses. (8J SUBJECT PROPERTY OFFERING INFORMATION According to multi-list records the subject property: ~ has not been offered for sale in the past: D 30 days 1:8:1 1 year D 3 years. D is currently offered for sale for $ D ~ for sale within the past D 30 days D 1 year 0 3 years for $ D Offering information was considered in the final reconciliation of value. D Offering information was not considered in the final reconciliation of value. D Offering information was not available. The reasons tor unavailabirrty and the steps taken by the appraiser are explained later in this addendum. ~ SALES HISTORY OF SUBJECT PROPERTY According to Court House Records the subject property: ~ Has not transferred D in the past twelve months. ~ in the past thirty-six months. D in the past 5 years. D Has transferred o in the past twelve months. D in the past thirty-six months. D in the past 5 years. D AI prior sales which have occurred in the past are listed below and reconciled to the appraised value, either in the body of the report or in the addet1da. Dale Sales Price Document # Seller Buver ~ FEMA FLOOD HAZARD DATA ~ Subject property ~ in a FEMA Special Rood Hazard Area. D Subject property ~ in a FEMA Special Flood Hazard Area, I lone FEMA MaplPanel # Map Date Name of Community 1 C 4210160002B 9/30/1977 Lower N1en T ownshill D The community does not oarticipate in the National Flood Insurance Program. D The community does participate in the National Flood Insurance Program. 0 It is covered by a reguJar program. D II is covered by an emergency program, Page 1 of 2 Form MPA3 - "TOTAL for Windows' appraisal software by a la mode. inc. -1-800-AlAMOOE I' Page ~9 ~ CURRENT SALES CONTRACT ~ The subject property is c~ notlHlder contract D The contract and/or escrow instructioos were not available for review. The unavailability of the contract is explained later in the addenda section. D The contract anlVor escrow instructions were reviewed. The following sunrnarizes the cootract I Contract Data Amendment Data Contract PrIce Seller l I l D The contract indicated that personal property was not included in the sale. D The contract indicated that personal property was.Jndwled. tt consisted of D Estimated contributory value is $ Ptrsooal property was not included in the final value estimate. D Ptrsonal property was..iIlcIwled in the final value estimate. D The contract indicated no financing concessions or other incentives. D The contract indicated the following concessions or incentives: .- b =- D " concessioos or incentives exist the comparables were checked for similar concessions and appropriate adjustments were made, n applicable, so that the final value conclusion is in cOf11lliance with the Market Value defined herein. !'2J MARKET OVERVIEW Include In expllnation of current mlrket conditions Ind trends. 1 monthS is considered a reasonable marketing period for the subject properly based on multi-list records !'2J ADDITIONAL CERTIFICATION The Appraiser certifies and agrees that (1) The analyses, Opinions and conclusions were developed, and this report was prepared, in conformity with the Unnorm Standards of Professional Appraisal Practice rUSPAPj, except that the Departure Provisioo of the USPAP lloes not apply. (2) Their compensation Is not contingent upon the reporting of predetermined value or direction in value that favors the cause of the client, the amount of the value estimate, the attainment of a stipulated resutt, or the occurrence ot a subsequent event. (3) This appraisal assignment was not based on a requested minimum valuation, a specnic valuation, or the approval of a loan. !'2J ADDITIONAL (ENVIRONMENTAL) LIMITING CONDITIONS The value estimated is based on the assumption that the properly is not negatively affected by the existence of hazarllous substances or detrimental environmental conditions unless otherwise stated in this report. The appraiser is not an expert in the identification of hazardous substances or detJimental enviroomental conditions. The appraiser's routine inspection of and inquiries about the subject property did not develop any information that indicated any apparent significant hazardous substances or detrimental environmental condttions which would affect the properly negatively unless otherwise stated in this report It is possible that tests and inspections made by a qualified hazardous substance and environmental expert would reveal the existence of hazardous substances or detrimental environmental conditions on or around the property that would negatively affect tts value. D ADDITIONAL COMMENTS C8J APPRAISER'S SIGNATURE & LICENSE/CERTIFICATION ~ ~ Appraiser's Sig~, . . Effective Date 1-20-05 Date Prepared 3-15-05 Appraiser's Name'\lliint) TetrvE.Frelllllan Phone # State Pennsytvar 0 License . ..@ Certification # RL -000563-L Tax 10 # D CO-SIGNING APPRAISER'S CERTIFICATION D The co-signing appraiser has personallv inspected the subject property, both inside and out, and has made an exterior inspection of all comparable sales Usted in the report. The report was prepared by the appraiser under direct supervision of the co-signing appraiser. The co-signing appraiser accepts responsibility lor the contents of l11e report including the value conclusions and tlle Iimding conditions, and confirms that the certifications apply luly to the co-signing appraiser, 0 The co-signing appraiser has not personal;' inspected the interior of the subject property and: 0 has not inspected the exterior 01 the subject property and all comparable sales listed in the report. 0 has inspected the exterior of the subject properly and all comparable sales listed in the report. 0 The report was prepared by 1\1e appraiser under direct supervision of the co-signing appraiser. The co-signing appraiser accepts responsibility for the contents of the report, including the value conclusions and the limiting conditions, and confirms that the certificatioos apply fully to the co-signing appraiser with the exception of the certification regarding physical inspections The above describes the level of inspection performed by the co-signing appraiser. D The co-signing appraiser'S level of inspection, involvement in the appraisal process and certnication are covered elsewhere in the addenda section of this appraisal. 0 CO-SIGNING APPRAISER'S SIGNATURE & LICENSE/CERTIFICATION Co-Signing Effective Date Date Prepared AppraIser's Signature Co-Signing Appraiser's Name (print) Phone # State o License D Certification # Tax 10 # Page 2 012 Form MPA3 - "TOTAL for Windows' appraisal software by a la molle. inc. -1-800-AlAMODE , . ~ . DEFINITION OF MARKET VALUE: The most probable prite which a property should b1ing in a competitive and open market under aD conditions requisite to a fair sale, the buyer and seier, each acting prudently. knowledgeably and assuming the price is not affected by undue stimulus. ~icil In this definition is the consumma1ion of a sale as of a specnied date and the passing of tilIe from seBer to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are we! informed or we! advised, and each acting In what he consldefs his own best interest, (3) a reasonable til1'e Is allowed for exposure In the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions' granted by anyone associated with the sale. . MjusllrentS to \he comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sem as a resuB of tradition or law in a market area; these costs are readily identifiable since the seBer pays these costs in virtually aD sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical doBar for dollar cost of the financing or concession but \he doRar amount of any adjustment should appl1lJlimate the market's reaction to the financing or concessions based on the appraiser's judgement. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The appraiser's certnication that appears in \he appraisal report is subject to the following conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect ooher the property being appraised or the title to tt. The appraiser assumes that the tilIe is good and marketable and, lIIerefore, wi<< not render any opinions aboulllle tilIe. The property Is appraised on the basis of tt being under responsible ownership. 2. The appraiser has provided a sketch in \he appraisal report to show approximate dimensions of the improvements and the sketch is included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in the appraisal report whether the subject stte is loCated in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser wil not give testimony or appear in coUfl because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand. 5. The appraiser has estimated the value of the land in the cost approach at ns highest and best use and the improvements at their contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invaM ~ they are so used. 6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property 01 that he or she became aware of during the normal research involved in pertorming the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidden or unapparent conditions of the property or adverse environmental conditions (mcluding the presence of hazardous wastes, toxic substances, ell:.) that would make the property more or less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing thaI might be required to discover whether such conditions exist. Because the appraiser is nol an expert in the field of environmental hazards, the appraisal report must not be considered as an environmental assessment of the property. 7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items that were furnished by other parties. 8. The appraiser will not disclose the contents of \he appraisal report excepl as provided for in the Uniform Standards of Professional Appraisal Practice. 9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactOl)' completion, repairs, or atterations on the assumption thaI completion of the improvements will be pelformed in a workmanfike manner. I' ~ APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees tIiaI: 1. I have researched the subject market area and have selected a minimum of three recent sales of propsties most similar and proximate to the subject property for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the market reaction to those Rems of significant variation. U a signUicanl Rem in a comparable property is superior to, or more lavorable than, the subject property, I have made a negative adjustment to reduce the adjusted sales price of the comparable and, K a slgnnicantltem in a comparable property is Inferior to, or less favorable than the subject property, I have made a positive adjustment to increase the adjusted sales price of the comparable. 2. I have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I have not 1o10wingly wilhheld any significant information trom the appraisal report and I believe, to the best of my Io1owledge, that all statements and inIonnation In the appraisal report are true and correct. 3. I stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only 10 the contingent and limiting conditions specified In this form. 4. I have no present or prospective Interest in the property that Is the subject to this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partiaHy or completely, my analysis and/or the estimate of market vakJe in the appraisal report on the race, color, religion, Sl!ll, handicap, familial status, or naMnal origin of either the prospective owners or occupants of the SUbject property or of the present owners or occupants of the properties In the vicinity of the subject property. 5. I have no present or contemplated future interest in the subject property, and neither my current or futule employment nor my compensation for pertorming this appraisal Is contingent on the appraised value of the property. 6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate, the attainment of a specKlc resuk, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I did not base the appraisal report on a requested minimum valuation. a specifIC valuation, or the need to approve a specific mortgage loan. 7. I pertorrned this appraisal in conformity with the Uniform StandardS of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure proviSion of those Standards, which does not apply. I acknowledge that an estimate of a reasonable time for exposll'e in the open market is a condition in the definition of market value and the estimate I developed is consistent with the marlleling time noted in the neighborl100d section of this report, unless I have otherwise stated in the reconcifiation section. 8. I have personally inspected the interior and exterior areas of the subject property and the exterior of aH properties fisted as comparables in \he appraisal report I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the subject stte, or on any site within the immediate vicinity of the subject property of which , am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that I had market evidence to support them. I have also commented about the effect of the adverse conditions on the mar1<etabillty of the subject property. 9. I personally prepared all conclusions and opinions about the real estate that were set forth ill \he appraisal report. " , relied on signnicant professional assistance from any Individual or individuals in the performance of the appraisal or the preparation of the appraisal report, I have named such individual(s) and disclosed the specific tasks performed by them in \he reconciliation section of this appraisal report. I certUy that any Individual so named is qua6fied to periorm the tasks. I have not authorized anyone to make a change to any rtem in the report; therefore, K an unauthorized change is made to the appraisal report, I wiU take no responsibility for R. SUPERVISORY APPRAISER'S CERTIFICATION: "a supervisory appraiser signed the appraisal report, he or she certifies and agrees that: I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of \he appraiser, agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking ful responsibiilfy for the appraisal and the appraisal report. ADDRESS OF PROPERTY APPRAISED: 1713 Letchworth Rd, Camp HiH, Pa. 17011-7529 APPRAISER: SUPERVISORY APPRAISER (only If required): Signature: . ~~_ -- Name: Terry,e?'Freeman- Dale Signeif3-15-05 State CertificaMn #: RL-000563-L or State License #: State: Pennsylvania Expiration Dale of Certnlcation or License: 6-05 Signature: Name: Dafe Signed: State Certification #: or Stale License #: Slate: Expiration Date of Certification or License: o Did o Did Not Inspect Property Page 2 of 2 Fannie Mae Form 1004B &-93 Freddie Mac Form 439 6-93 Form ACR - 'TOTAL for Windows' appraisal software by a Ia mode, inc. -1-800-ALAMODE Subject Photo Page COUll Cumberland State Pa. Zi Colle 17011-7529 Subject Front 1713 Letchworth Rd Sales Price Nt A Gross Living Area 1,306 T olal Rooms 6 T oIal Bedrooms 3 Total Batf1rooms 1 Location good View good Site .16 acre Quality good Age 60 Subject Rear Subject Street Form PIC3xS.sR - "TOTAL for Windows. appraisal soffware by a la mode, inc. -j-800-ALAMODf ~ PHOTOGRAPH ADDENDUM NJA Co Cumberland State Pa. Form GPIC3X5 - 'TOTAL for Windows' appraisal software by a fa mode. inc. -1-8llO-ALAMOOE ~ Zi Code 17011-7529 Comparable Photo Page I' ~ Borrower/Client N/A Pronertv Address 1713 Letchworth Rd Citv Camo Hill Countv Cumberland State Pa. lin Code 17011-7529 Lender N/ A Comparable 1 1513 Letchworth Rd. Prox. to Subject 2 blocks Sale Price 159,900 Gross Living Area 1,650 Total Rooms 6 Total Bedrooms 3 Total Bathrooms 1.5 Location good View good Site .15 acre Quality good Age 58 Comparable 2 1710 Kent Rd. Prox. to Subject Sale Price Gross Living Area Total Rooms Total Bedrooms Total Bathrooms Location View Site Quality Age 3 blocks 167,900 1,920 6 3 2 good good .13 acre good 60 Comparable 3 1518 Carlisle Rd. Prox. to Subject 3 blocks Sale Price 156,000 Gross Living Area 1 ,650 Total Rooms 6 Total Bedrooms 3 Total Bathrooms 1 Location good View good Site .15 acre Quality good Age 57 FOI111 PIC3x5.CR - 'TOTAL for Windows' appraisal software by a la mode, inc - 1-800-ALAMOOE Comparable Photo Page ~ . Borrower/Client N/A Pronortv Address 1713 Letchworth Rd Citv Camo Hill Countv Cumberland State Pa. liD Code 17011-7529 Lender Nt A Comparable 4 1709 Carlisle Rd. Prox. to Subject 2 blocks Sale Price 155,000 Gross Living Area 1,650 Total Rooms 6 T olal Bedrooms 3 Total Bathrooms 1 Location good View good Site .15 acre Quality good Age 60 Comparable 5 Prox. to Subject Sale Price Gross Living Area Total Rooms Total Bedrooms T olal Bathrooms Location View Site Quality Age Comparable 6 Prox. to Subject Sale Pnce Gross Living Area T olal Rooms Total Bedrooms T olal Bathrooms Location View Site Quality Age Form PIC3x5.CR - "TOTAL for Windows' appraisal software by a la mode, inc. -1.800.ALAMODE ~ Comparable Sales Map Borrower/CIieot N1A Prooertv Address 1713 Letchworth Rd City CamD Hill Countv Cumberland State Pa. ZiD Code 17011-7529 Lender N/A Fonn MAP.Comp - 'TOTAL for Windows' appraisal software by a la mode, inc. - 1.800.ALAMODE !~. -: DS&D ~ 734 Prlate4 &ad 8014 bJ' Joba Co Cl&rk Co., 1&10 .. Peaa 8q1l&1''' PlaUa. , . (liJiA:_.antfhr - -- Eleventh day oj tn the year 01 our ~rll Lord one tho1UJana nine huftd,f'ed and )'orty. lIetwe~n Leo I. Crist, of the Borough of Ghambersbure;, County of Franklin, State of Pe~~sylvania, Trustee for himself and Associates, Partners in Trade do- --lng'bUSiness under the nFm~ mid style of C. tlJld D. Dev<llopln6nt Company, ptlrty of the first part, and, Stewart C. Swartz and l~e R. Swartz, l~r.rland, parties his wife, of l1ager1town, Washington County, on;;;;;;ond part: .ifn~1is~tlt, 71uzt the Baid part y of the lirat part, for and Ua eolU'demtion of tM Bum of One Dollar ($1.001 lawful money of tM United State. of America, weU Clnd truly paid bll the .aid part y of the .econd part to the .aid part y of the Ii,.,t part, at and before the .lUetJling and deliHl'll of the.e pre.ent., f he receipt whereof ,. hereby acknowledged. has granted. bargained. BOld. aliened, enfeoDed, releated, conveyed and confirmed, and by thae pre.en" doe s gmnt, baraain, .ell, alien, enfeoD, release, convell and contirm unto the Nid part y of the ,econd fl(Jrt,- their heirs . and atlialU. All thnt c~rtRin lot of ground situate in the Township of Lower Allen, County of Cumberland. and State of Pennsylvania, bounded and deseribed as followsl Bounded by Lots Nos. 1 and 2, Block "E" on the South side; on the ~ast side by Lot lTo. 17, Block "E"; on the West aide by Lot No. 19, Block "E" and then front- ing on LetchvlOrth Road by fifty-five feet (55 ft.) with a depth of one hundred and twenty-five (125 ft. 1 and having an even width throughout. II 11 \ I I IiI :1 'I III Iii ,. ili , I \ \ [I 'I II II il :\ 11.\ :\ ; .J il! " It baing Lot Iro. 16, Block "E". of "Highland Parle", White Hill, Lower Allen Township, Cwuber1and County, Pennsylvania, said plan being recorded in Plan Book No.3, page 20, and being a portion of that eertain tract of' land which Paul D.': Tamer, trustee for himself and associates, part~ers in trade doing business under the nellle and style of C. and D. Development Company, by deed dated the 9th day ot November, 19:39, and recorded in the ofnca of the Becorder of Deeds in and for said County of Cumberland, granted and conveyed unto Leo I. Crist, trustee for himself and associates, partners in trade doinrr business under the name end style of C. and D. Development Company, party of the first part hereto. Subject to the restrictions and building conditions as set forth in Plan Book Ho. 3, pa.ge 20. // ,/ ,//' ./ //// /,//' ./ /" II IF , mpgetlj'er ",ith aU and .ing"W, the buUding., inaprowment., U1OOdI, "'"11', rltlhu, Ubertw, prifJlleg", he;'edittlmenfl and appurtellallce., to the .ame belonging, or in an1l ",ite appertaining. and the rewnion and ,.""niolll: remmnder alld remmllden, relit., itlluea tJ1Ul profit. thereof, and of ew,." part arad parcel thereof: Anh alao, aU the "tate, right, title, interat, - property, poI.".ioll, claim and demand what'oerHJr, both in laU1 alld equitll, of the .aid part Y' of the fint part, of, in, and to the .aid premia", with the appurtemmca: ii!n lJaue attll to l10Jb the .aid premia", with ail and .ingultar the appurtenance', unto the ,aid part ies. of the ,econd part,- their heirs and tJI.ltIRI, to the only proper "'e, benefit and behoof of the .aid .part ie s of the .econd part, - the ir heirs and tJI.iglll (orever, --- 'il ","nit the .aid party of the first part, for himself, his successors and assigns, WARRANT and (orever DEFEND. In Witness liml1erenf, the .aid part y of' the first part to theae present. has hereunto set his hand and ,eal Dated the day and year first above written. 519..ei), .sealei) ani) Delluerei) } L'l 'I'H. ,llllSltNC. OJ' ~ Y /' ('J '" .' '- ~O..J -lA---~ ~ Leo I. Cr!st Trustee for himself and as- ~ soeiates, partners in trade doing ~ business under the na~e and style of C. and D. Development Company. e /----~ ,,~ ~,.--,.,~'" ~/ ,~- 1 ~ I II il I i ! II il ~ I II II :1 !I !/ 11 L Ii 1:; 1" Iii 'j i ,.. :1 'I ." ':1 ~ ~. . i I I I 1 I it I !';~ .Ii :1' " !:l if I!, n I!i~ I': Ii: Ii: ", H ir: ill Iii ili :11 HI 1;: Ii, Iii III 1:1 Ii I I'll ,I :\\ II, \' I! i'; 11 m~rriUfil, the day of the date 01 the abovlllndenturll ot the above named grantees, Stewart C. S;1~rtz flud l,oae R. Swurtz, his wife, the within mentioned consideration in full. '/- (<J , ~ ~' Cu~~ ,r Leo I. Crist' , .... 'I'rustee for himself and asso- ciates, partners in trade doin~ busi- ne ss under the name and style of C. and D. Develo~nent Company. State of l'ennoyl vnnia }... County of Franklin .n tlte 11th day ot AprU Anno Domini 19 40 , betorll1M. John S. Gill:.n, 0. Justice of the Pe<.ce \7i thin E'nc5. for the CO'Llllt:; VJld State aforesaid personaUy appeared. the abolle-1lamed Leo I. Crist and in due form 01 law OA:knowledged the above fnilmtun to be his act and deed, and desired tke same migk~ be recorded as such. .itn~8. my hand and OffiCial seal the day and month r,nd '/Iearajoresaid. ~ Justice of the Pel?ce. The address 01 the within-named GranteeS. . Jib W W fib $0 1 ~ o .-4 ....,)~2i~ 4D4D.....,~Cl> 411-4>01':1'-) -4> at od ~., ~ CD ~ I=l ood-4> ., at <Q .~{: ~ ~. ~ Ei od ~ ~l~ao~ o a.,....a .......11I00 o.-4G>lD 0 HCDI':I':CD o ~t..:~'t; ~:rl~,g -: 21 My Commission expires 1st. lton. Jan. 1944. .....:-~..~,~--_...."- "-"'~----._-.-. . t': Cl> :1 't:l fa ;!; ... ~ .. ~1 .-4 h ~ r-f Cl> .....,0 . ,!d\:I:lElCll v ::l ~ o cuu I': .-4" <lI P'1 a . ~ p,.-4 a: orf >> a) .<:lID .-4."€j o~~CD OatOP4 I ~ '''<: Eil ' -4>'t:lI':~ o s::: CD-+> H iII.-4 I': .-4.-4i:l ~col 0 !lb 0 ..... ... \:I:l G> od ....t~ OHr'4 . :E ~ ~ .!! :E l1< '" I o o i! . o o .ti ~ , '" '7 3 - ~~;..';<--'- -~-.'.'...-::--:::~.;:_~.;...o-~~~~~1f!I,l""~ ~~-...cf~~'''''~~'''''_~4.'':!';'_.___~ ,'10- i{ernr~e~~ in the Office for the &cording of Deed6 in and for , \:.:~.~..~~,~\-,~~ inDeedBook \)' page 1:.. 'I ~ &c. .'bteea\ mil hand and seal of Office thg 't:,~ Anno Domini l' 't4 No. \ 2- dall 01 ~~ &corder ~~ ~ ~~ ~~' Depufl/ &corder CLAUDE C. WOLFE & ASSOCIATES AUCTIONEERS & APPRAISERS FAMILY OWNED SINCE 1910 2009 LINCOLN STREET · CAMP HILL, PA 17011 717-737-0734 RECEIVED PNC ADVISORS APR 1 2 2005 March 14,2005 Appraisal for the Estate of Mae R. Swartz 1713 Letchworth Road, Camp Hill, PA 17011 LIVING ROOM Pair of round top end tables U 2 Bisque figurines (Boy & Girl) Victorian style love seat - needs upholstered T Brass kettle D Misc. family pictures 90.00 20.00 150.00 20.00 5.00 Pair of table lamps Knitting bag I Eastern Star memorabilia J Eastern Star plaque R Pickett's Charge platter 10.00 1.00 3.00 1.00 40.00 M Red painted coffee mill B 2 Framed family trees Zenith TV - old Gold colored upholstered chair Floor lamp 35.00 80.00 5.00 2.00 12.00 George & Martha Washing plate & mug Large mirror over mantle Fire extinguisher Book table Gold painted student lamp 8.00 65.00 2.00 20.00 12.00 Alarm clock Flowered chair with ottoman Bookshelf Misc. books 2 Small Majolica vases (1 chipped) 1.00 10.00 30.00 5.00 30.00 CLAUDE C. WOLFE & ASSOCIATES AUCTIONEERS & APPRAISERS FAMILY OWNED SINCE 1910 2009 LINCOLN STREET · CAMP HILL, PA 17011 717-737-0734 Swartz appraisal Page 2 of 9 LIVING ROOM - continued Trash basket Pink Wavecrest vase P Sterling silver brush, mirror & comb Large round end table Table lamp Mauve colored chair with ottoman Misc. marbles 12" Decorator plate - P. Astoni 12" Flowered decorator plate - OC 2 Round pictures of lady's Wall shelf Misc. knick-knacks Knick-knack shelf 8 Frames wall tiles U Pair of Boy & Girl Majolica candleholders Fireplace broom Misc. contents ofliving room DINING ROOM Wardrobe Paperweight Alarm clock Wedgwood tea set Misc. Franciscan dinnerware Misc. contents of jelly cupboard Jelly cupboard Hoover canister vacuum cleaner Misc. Indian pictures Misc. pictures 1.00 7.00 15.00 20.00 1.00 2.00 5.00 24.00 5.00 20.00 5.00 10.00 25.00 10.00 30.00 2.00 20.00 25.00 2.00 1.00 65.00 20.00 20.00 350.00 20.00 25.00 10.00 CLAUDE C. WOLFE & ASSOCIATES AUCTIONEERS & APPRAISERS FAMILY OWNED SINCE /9/0 2009 LINCOLN STREET · CAMP HILL, PA 17011 717 -737 -0734 Swartz appraisal Page 3 of 9 DINING ROOM - continued Tin spice set Green demi set - broken Christmas decorations Warwick mugs & pitcher Misc. crocks Pair of reproduction kerosene lamps Pair of Hurricane lamps - chipped 2 Grindley bowls 8 Williamsburg 2-handled soup bowls 8" Decorator plate - hand painted Sadler teapot Arthurwood teapot Decorator plates Pair of mauve colored upholstered chairs 7-Piece Mahogany dining room suite Misc. crystal Cut glass pitcher, creamer & sugar Misc. F ostoria American pattern glassware 7 -Piece hand painted Nippon set Misc. contents of dining room KITCHEN Frigidaire refrigerator Plank bottom chair - painted & decorated Hitchcock table & 4 chairs Trash can Microwave I' 40.00 5.00 5.00 125.00 2.00 4.00 2.00 10.00 2.00 5.00 30.00 10.00 10.00 40.00 295.00 20.00 85.00 200.00 30.00 25.00 75.00 20.00 150.00 1.00 15.00 ," . CLAUDE C. WOLFE & ASSOCIATES AUCTIONEERS & APPRAISERS FAMILY OWNED SINCE 1910 2009 LINCOLN STREET · CAMP HILL, PA 17011 717-737-0734 Swartz appraisal Page 4 of 9 KITCHEN - continued Pair of fruit pictures Alarm clock Blue glass basket Green salt & pepper shakers Misc. dishes Utensils Flatware Pyrex bowl set (4) 6 Fruit motif decorator plates Spice rack & spices Misc. rugs Cookware Canister set Zenith radio Toaster Mixer - old Misc. contents of kitchen MUD ROOM Ladder Single bed Misc. contents of mud room GARAGE 1975 Ca:diHac Cailris 4-00.0.1 hmdtop, full pOw~l, 41,224 miles Metal ladder Single size mattress & box spring - new Misc. contents of garage , \ . 10.00 1.00 2.00 15.00 30.00 5.00 5.00 30.00 20.00 2.00 5.00 5.00 1.00 2.00 1.00 2.00 10.00 4.00 30.00 5.00 1,000.00 15.00 100.00 20.00 CLAUDE C. WOLFE & ASSOCIATES AUCTIONEERS & APPRAISERS FAMILY OWNED SINCE 1910 2009 LINCOLN STREET · CAMP HILL, PA 17011 717-737-0734 Swartz appraisal Page 5 of 9 SHED 10 Old file cabinets Picnic table & 2 benches Misc. contents of shed BASEMENT Christmas decorations Electric fan - old Misc. hand tools Zenith Trans-Oceanic Wave Magnet radio 4 Red chairs Wooden step ladder Wash boiler Misc. fishing rods, reels & tackle 2 Electric fans Misc. banks Roasters Misc. cookware Misc. flatware Misc. glassware Fleetwing Bob auto-wheel bobsled - N. Tonawanda, NY 12" Bowl - pink & light blue stripes Crock 33 1/3 Albums Misc. tools 2 Old model ships Misc. contents of basement 11 . 10.00 10.00 20.00 2.00 5.00 8.00 100.00 15.00 2.00 3.00 15.00 15.00 20.00 5.00 5.00 5.00 15.00 150.00 30.00 5.00 5.00 15.00 25.00 50.00 CLAUDE C. WOLFE & ASSOCIATES AUCTIONEERS & APPRAISERS FAMILY OWNED SINCE 1910 2009 LINCOLN STREET · CAMP HILL, PA 17011 717-737-0734 Swartz appraisal Page 6 of 9 FRONT WEST BEDROOM 6-Piece Maple bedroom suite Pair of Maple rocking chairs with 1 ottoman Small Maple drop leaf table Reproduction Gone- With- The-Wind lamp Duck lamp Trash can 7 Ship pictures Small blanket chest Wooden card table - poor condition Misc. hat boxes Philco TV & cabinet with 2-doors Philco radio Clock Dog brush holder Zenith radio Drop leaf table Pair of ship motif lamps Hover Legacy II upright vacuum cleaner Misc. contents of bedroom MIDDLE BEDROOM 12 Game bird prints - Field & Stream 1944 - 13xI6.5 Pair of book cases - poor condition Misc. books Leather love seat Pair of Bamboo table lamps & floor lamp Brownie camera 2 Aunt Jemima 9" cast iron figurines(1 blue, 1 red) Table Wooden magazine holder L Steamer chest I' . 395.00 40.00 15.00 20.00 7.00 1.00 5.00 125.00 15.00 5.00 50.00 3.00 2.00 10.00 5.00 15.00 7.00 10.00 20.00 300.00 10.00 7.00 50.00 6.00 3.00 60.00 2.00 2.00 2.00 CLAUDE C. WOLFE & ASSOCIATES AUCTIONEERS & APPRAISERS FAMILY OWNED SINCE 1910 2009 LINCOLN STREET · CAMP HILL, PA 17011 717-737-0734 Swartz appraisal Page 7 of 9 MIDDLE BEDROOM - continued Christmas decorations Picnic basket Misc. hats Indian blankets Leather chair & ottoman - poor condition Ogee mirror Empire chest Brass inkwell (missing knob) Lamp Globe Wash board Misc. contents of bedroom HALL Antique beveled mirror BATH Scale Trash can Misc. contents of bath FRONT EAST BEDROOM 3-Piece bedroom suite Small table Books Spooled oval table Cradle - broken . . 3.00 2.00 5.00 50.00 1.00 30.00 150.00 20.00 5.00 1.00 5.00 20.00 100.00 1.00 1.00 1.00 250.00 3.00 2.00 85.00 35.00 .. CLAUDE C. WOLFE & ASSOCIATES AUCTIONEERS & APPRAISERS FAMILY OWNED SINCE 1910 2009 LINCOLN STREET · CAMP HILL, PA 17011 717-737-0734 Swartz appraisal Page 8 of 9 FRONT EAST BEDROOM - continued Reproduction table lamp Lady & Cherub motif decorator plate Rug! carpet chair Small stepladder Misc. pictures & wall hangings End-Of-Day jug Pair of table lamps Sewing machine, cabinet & stool S Sewing chest A Walnut blanket chest K Bibles & Hymnals G Dr. Thomas Walker framed letter & card H Timber Ridge picture V 2 Quilts CC Rose painting X Girl Scout - First Aid Kit IV Reed & Barton sterling silver flatware - svc/8 Q 3-Piece Milk glass dresser set E 3 Certificates Canes Tin candleholder Alarm clock Y Flat iron Misc. contents of bedroom JEWELRY nn Gold dollar 1851 - soldered hook on it FF 7 Gold filled bars, ribbon & 3 pins BB 2 Eastern Star rings - 14KYG & 14KWG with 6 small diamonds AA Girard Perregaux 14KYG, 17J, 5119437 GXM 2-adj - wristwatch AA Girard Perregaux 14KYG, 17J, 53E756 GXM unadj - wristwatch I' .. . 15.00 7.00 60.00 4.00 5.00 8.00 1.00 25.00 5.00 175.00 1.00 1.00 1.00 50.00 1.00 5.00 700.00 12.00 1.00 5.00 12.00 1.00 3.00 20.00 35..00 2.00 150.00 200.00 175.00 I' .. CLAUDE C. WOLFE & ASSOCIATES . AUCTIONEERS & APPRAISERS FAMILY OWNED SINCE 1910 2009 LINCOLN STREET · CAMP HILL, PA 17011 717-737-0734 Swartz appraisal Page 9 of 9 JEWELRY - continued EE Lady's gold filled Waltham pocket watch EE Locket - quarter moon EE Patek Phillipe - stainless steel man's wristwatch - B. Norris appraisal EE Gold filled bangle bracelet EE 14KYG ring with 3 small diamonds & band 30.00 5.00 2,000.00 35.00 185.00 EE 18KWG ring - 3 stones removed EE 10KWG band EE 10KYG cross with 18" chain EE 4 Masonic pins -14K & Platinum EE Girl Scout, Eastern Star & church pins EE 14KYG engraved locket with 17" chain 15.00 5.00 20.00 35.00 8.00 25.00 APPRAISAL TOTAL $ 10,463.00 CBf" opp("ai~ed separ8ie'1 (I, oec.1l0) This Fair Market Value appraisal is true and correct to the best of my ability as a~ q/4(,~.OO auctioneer and 'appraiser with 35 years experience. Member: Certified Appraisers Guild of America CLAUDE C. WOLFE & ASSOCIATES ,^.) ,~..'fJ ~ O?" ~~-.~- W. K. Dusty Chapman, CAGA . Rachelle L Wells 03/081200512:33 PM To: Judith M Haftl/PNCAdvisors/SCP/PNC@PNC cc: Subject: Mae R. Swartz. deceased Estate of Mae R. Swartz, deceased SS# 200-22-5771 DaD 1/20/2005 ACCOUNT NUMBER *DATE OF DEATH BALANCE + ACCRUED INTEREST DDA #5140106045 $16,599.09 + $0.00 With regards to the CDs, our office only provides date of death balances. If you selected the balances to be sent to the "Branch" they will only be sent to the requestor by Lotus Notes. Have a great day!!! :-) . . - ~~4 ~~ '<I WACHOVIA . " .. Reference lD: 1156130 Wachovia Bank N.A. Balance Confirmation Services POBox 40028 Roanoke, VA 24022-7313 RECE\'JSE8RS PNC AO\J\ ",~R 0 7, 2U05 March 2, 2005 PNC ADVISORS ATTN: LINDA J LUNDBERG 4242 CARLISLE PIKE CAMP HILL, PA 17011 SUBJECT: Verification / Confirmation of Account and Balance Information provided for: Customer: MAE R SWARTZ (SSN# 200-22-5771) Date of Death: January 20, 2005 Deposit Account Information Account Type CERTIFICATE OF DEPOSIT Account Number Date of Death Balance Average Balance. Date Opened Maturity Interest Accrued YTD Dale Date Rate Interest Interest Paid Closed 287062112143608 $3,946.49 12/13/2004 $4.84 $0.00 2 2~ 200~ LEGAL TITLE: MAE R. SWARTZ · Due to system limitations, we can only provide a twelve month average balance on depository accounts. No Safe Deposit Box found for customer. · Date of death balance does not include accrued interest. · r f date of death occurrs on a weekend or a holiday, date of death balance does not include any transactions that were I made during that ti:;Z period. J / ?, O.~. Teresa Bennett Servicenter Associate Phone: (540)563-7323 u. "* II; tb 31946,-4) + 4-d4 + 3IJ5i-.53 v ~ .51':;15)-18 (~) '{-d:;j-* 00000DD614 II o PNC AUVlSORS PO Box 308 Camp Hill Pa 17001-0308 (717) 730-2265 October 18,2005 Register Of Wills Cumberland County Courthouse South Hanover St Carlisle, PA 17013 Re: Mae R. Swartz Estate Date of Death 1/20/05 File #: 21-05-0108 Dear Register Of Wills: On behalf of the Corporate Executor of the above-referenced Estate, I enclose a check in the amount of $6,207.92 balance due on account of Pennsylvania Inheritance Tax along with two original completed copies of the tax return. I have also enclosed the final inventory along with a check in the amount of $30.00 fodiling fees. Please send us the usual customary receipt at your earliest convenience. Thank you for your assistance. Sincerely, ~~ Linda J. Lundberg Estate Administrator Assistant Vice President l""--i-) ;,:.0 L.~) :;~~ I Enclosures: ..-; : I ~..~".~ ,. LJLljmh G) ~- A member of The PNC Financial Services Group 4242 Carlisle Pike Camp Hill Pennsylvania 17011 ~ o PNCBAN< ESTATE OF REBECCA MAE SWARTZ ALSO KNOWN AS MAE SWARTZ MAE R SWARTZ AND REBECCA MAE FLINT SWARTZ DECEASED (DIED 01/20/05) LATE OF THE TOWNSHIP OF UPPER ALLEN CUMBERLAND COUNTY PA WILL NO 21-2005-0108 INVENTORY COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF CUMBERLAND LINDA LUNDBERG ASSISTANT VICE PRESIDENT OF PNC BANK, NATIONAL ASSOCIATION EXECUTOR OF THE ESTATE OF REBECCA MAE SWARTZ ALSO KNOWN AS MAE SWARTZ AND MAE R SWARTZ AND REBECCA MAE FLINT SWARTZ DECEASED HAVING BEEN DULY AFFIRMED ACCORDING TO LAW DID DEPOSE AND SAY THAT THE ITEMS APPEARING IN THE FOLLOWING INVENTORY ARE PERSONAL ASSETS WHEREVER SITUATE AND REAL ESTATE IF ANY IN THE COMMONWEALTH OF PENNSYLVANIA OF SAID DECEDENT THAT THE VALUATION PLACED OPPOSITE EACH ITEM OF SAID INVENTORY REPRESENTS ITS FAIR VALUE AS OF THE DATE OF THE DECEDENT'S DEATH AND THAT THE DECEDENT OWNED NO REAL ESTATE OUTSIDE THE COM~QNWEALT~}~ OF PENNSYLVANIA EXCEPT THAT WHICH APPEARS IN A MEMORANDUM AT THE . ~~ END OF THIS INVENTORY AFFIRMED AND SUBSCRIBED BEFORE ME : 1(~.-7'L n THIS 07>Y DAV ~ 20~ ...n :1"' C..:J ~~ d-- o ".::- COMM\ NWEALfl-f OF-PENNS Notarial Seal Denise Sullenberger, Notary Pu . HampdenTwp., Cumberland County My Commission Expires Dec. 1, 2008 Member. Pennsylvania Associatton of Notaries - 1 - C) 1 TRSNOl (10/02) T . PNC ADVISORS o PNCBAN< MAE R SWARTZ 27-27-004-3666067 REAL ESTATE 1713 LETCHWORTH DR CAMP HILL PA CERTIFICATES 3,946.49 PAR WACHOVIA SAV CTF 1287062112143608 INTEREST TO 1/20/05 35,000 PAR M & T SAV CTF 131003914541676 INTEREST TO 1/20/05 MISCELLANEOUS PERSONAL PROPERTY 1975 CADILLAC CASH M & T CHECKING ACCOUNT 110110461 DATE OF DEATH BALANCE PNC BANK NATIONAL ASSOCIATION CHECKING ACCOUNT 15140106045 DATE OF DEATH BALANCE TOTAL INVENTORY 104,000.00 3,946.49 4.84 35,000.00 50.35 9,463.00 1,137.50 632.23 16,599.09 170,833.50 ------------ ------------ TRSN02 (10/02) - 2 -