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~. AL.A8lCA CABOf. APItAN8AII
I.AW OFFICES
WOLPOFF & ABRAMSON, L.L.P.
AtIIlmOl'l i> II1e _ 01 o.bI Co.IocIloll
(A N_ CoIIoc1Icn AtIomoy _ FIrm)
_lRlNIllE ROAD
3RD flOOR
CAMP Hill. PA 17011
1\7.303-8700
OUTSIDE THE CAMP HU LOCAL AREA
(TOLL FREE)
1_7~711
FACSIMLE 717-737-9051
P\.EAS& DIRECT AU. INQUIRIES TO THE CNIIP HU OFFICE
ATTN: Prothonotary/Court Administration
RE: Petition to Confirm Arbitration Award
Dear Clerk:
E .
FT. l.AUDEADALE. R.OAIOA
NOACROSI. GEOAGIA
HCINOL\A.U, HAWAI
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CHICAGO. lJ.1N08
ME'AA1U.VLU. "NOlANA
KAN8AI CI1'V, KANSAa
lEXNlTtw. KENTUCKY
MlETAlAE. L.ClMIAMA
MNrEAPOUS. w.ESOTA
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LAS YEGAI. NEVADA
MANCHESTER. NEW H.WFSI"
CEDAR KNOl.LS. NEW JERSEY
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FAAGO. NORnt DMOTA
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0Kl-'HCI0IA CITY. '*""'"
EUGE~. 0AEGClN
PROVDENCE. _ISV
Ca.uMB1A. SOUTH CARCL
KNOXVL.l.Jt. TENNES$EIIE
HOUSTON, TEXAa
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MLWAUKIE. WIICQNSIN
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Please be advised that the undersigned represents the interest of the Plaintiff pursuant to this
matter. Kindly note that the Petition to Confirm Arbitration Award and Memorandum of Law
are being served upon the Defendant(s) by the Sheriff's office. Accordingly, our office requests
that your office provides sufficient time in order for service to be effectuated prior to the
scheduling of the hearing datelru1e returnable date.
Thank you for your assistance in processing this matter.
Should you have questions, or if you would like to discuss this matter in greater detail, please
contact the Senior Paralegal Department in our office by calling (717) 303-6700.
Sincerely,
Wolpoff & Abramson, L.L.P.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
vs.
NO. OS" - .!''IrP C!1'utLl~
CIVIL ACTION - LAW
THOMAS G ZAENGLE
DARLENE A ZAENGLE
Defendant(s)
PLAINTIFF'S PETITION TO CONFIRM
ARBITRATION AWARD PURSUANT TO 42 Pa.C.S.A. !i7313
AND NOW, TO WIT, comes the Petitioner/Plaintiff, MBNA AMERICA BANK, N.A.,
by and through its attorneys and the law firm of Wolpoff & Abramson, LLP, and files the
following Petition to Confirm Arbitration Award, and in support avers as follows:
I. Petitioner/Plaintiff, MBNA AMERICA BANK, N.A. is a Delaware corporation
doing business within the Commonwealth of Pellllsylvania, and the other states of the United
States, with its principal place of business situated at 655 Paper Mill Road, MAILSTOP 14111,
WILMINGTON, DE 19884.
2. Respondent/Defendant, THOMAS G ZAENGLE, is an adult individual with a last
known address of 935 FORGE ROAD, CUMBERLAND County, CARLISLE, PA 17013.
3. Respondent/Defendant, DARLENE A ZAENGLE, is an adult individual with a
last known address of 935 FORGE ROAD, CUMBERLAND County, CARLISLE, PA 17013.
4. Pursuant to the credit card agreement Defendant received when Plaintiff issued
Defendant an open end credit card account, which Defendant assented to by virtue of his/her use
of the account, the parties agreed that, in the event of any claim and/or dispute surrounding this
account arose which required collection efforts, any matters would be referred to the National
Arbitration Forum (NAF). A true and correct copy of this Credit Card Agreement Additional
Terms and Conditions is attached hereto, incorporated herein and marked as Exhibit "A".
5. Defendant subsequently defaulted on the terms of the aforementioned credit card
agreement by failing to pay Plaintiff as required pursuant to the terms the agreement.
6. In response, pursuant to the terms the credit card agreement, Plaintiff referred this
matter to the NAF for Arbitration; Plaintiff then forwarded Defendant a Notice of Arbitration
and Arbitration Claim form, explaining Defendant's rights and options in accordance with the
Arbitration process. A true and correct copy of both the Notice of Arbitration and Arbitration
Claim form are attached hereto, incorporated herein and marked as Exhibit "B".
7. Both a Notice of Arbitration and Arbitration Claim form were received by
Defendant. A true and correct copy of the proof of service is attached hereto, incorporated
herein and marked as Exhibit "C".
8. An Arbitration occurred in this matter at which time both parties were provided
with full and fair opportunity to present any evidence and their position in regarding to this
matter.
9. An NAF Arbitration Award was entered in favor of Plaintiff and against
Defendant in the amount of Twelve Thousand Six Hundred Eighty-Three Dollars and
Forty-Two Cents ($12,683.42). A true and correct copy of the Arbitration Award is attached
hereto, incorporated herein and marked as Exhibit "D".
10. In conjunction with the issuance of this Arbitration A ward, the Arbitrator in this
matter certified: (a) the parties entered into an agreement providing that this matter was to be
resolved in accordance with the National Arbitration Forum Code of Procedure; (b) Plaintiff
filed a claim with the Forum and served it upon Defendant; (c) the parties had the opportunity to
present all evidence and information to the Arbitrator; Cd) the Arbitrator reviewed all evidence
and information submitted; and (e) the information and evidence submitted supported the
issuance of an A ward in favor of Plaintiff.
11. The Credit Card Agreement unequivocally states that judgment upon any
arbitration award may be entered in any state or federal Court having jurisdiction.
12. Since the above referenced Arbitration Award is non-binding and unenforceable
against Pennsylvania residents without confirmation of any such Award by a Pennsylvania
Court, Plaintiff has filed the instant Petition, pursuant to the Uniform Arbitration Act, in order to
obtain judgment against Defendant in a Pennsylvania Court, which will better enable Plaintiff to
secure a collectible judgment against Defendant.
13. Plaintiff is entitled to the relief requested in the instant Petition given that: (a)
the aforementioned Arbitration Award was properly obtained by Plaintiff; (b) this Honorable
Court has jurisdiction over the Defendant to confirm the aforementioned Arbitration A ward; and
(c) because Defendant did not make an application, pursuant to 42 Pa.C.S.A. ~7314, within thirty
(30) days of receipt of the aforementioned Arbitration A ward, with the Court to have said
Arbitration Award vacated, modified and/or corrected.
WHEREFORE, PlaintifflPetitioner respectfully requests that this Honorable Court
confirm the Plaintiffs Arbitration Award, pursuant to 42 Pa.C.S. ~7313, and enter judgment in
favor of Plaintiff and against Defendant(s) in the amount of Twelve Thousand Six Hundred
Eighty-Three Dollars and Forty-Two Cents ($12,683.42).
Respectfully submitted,
~~~
Amy F. Doyle #87062
Daniel F. Wolfson #20617
Philip C. Warholic #86341
Andrew C. Spears #87737
David R. Galloway #87326
Tonilyn M. Chippie #87852
Ronald M. Abramson #94266
Ronald S. Canter #94000
Bruce H. Cherkis #18837
WOLPOFF & ABRAMSON, LLP
Attorneys in the Practice of Debt Collection
4660 Trindle Rd., 3'd Floor
Camp Hill,PA 17011
(717) 303-6700
VERIFICATION
The undersigned hereby states that they are the attorney for the Plaintiff/Movant, who is
located outside of this jurisdiction and in order to file the within document in an expedient and
timely manner, they are authorized to take this verification on behalf of said Plaintiff/Movant in
the within action and verifies that the statements made in the foregoing Petition are true and
correct to the best of their knowledge, information, and belief, based upon information provided
by the Plaintiff/Movant.
The undersigned understands that false statements herein are made subject to the
penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities.
Date:~
C.lt>..
Amy F. Doyle #87062
Daniel F. Wolfson #20617
Philip C. Warholic #86341
Andrew C. Spears #87737
David R. Galloway #87326
Tonilyn M. Chippie #87852
Ronald M. Abramson #94266
Ronald S. Canter #94000
Bruce H. Cherkis #18837
WOLPOFF & ABRAMSON, LLP
Attorneys in the Practice of Debt Collection
4660 Trindle Rd., 3,d Floor
Camp Hill, PA 170] 1
(717) 303-6700
EXIDBIT "A"
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EXffiBIT "B"
3581
IN THE
NATIONAL ARBITRATION FORUM
CLAIM
MBNA America Bank, N.A
c/o Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
Two Irvington Centre
702 King Farm Blvd.
Rockville, MD 20850
CLAIMANT,
RE:
Forum File Number: F A040700029511 0
Claimuut File Number: 0121385054
Accouut No.: 4264297317000904
Card member Agreemeut Type: NEXT90
Thomas G Zaengle
935 Forge Rd
Carlisle P A 17013-4321
Darlene A Zaengle
935 Forge Rd
Carlisle P A 17013-4321
RESPONDENT(S),
For a Claim against Respondent(s), Claimant states:
1. By way of contract and use of the credit account at issue, Respondent(s) became bound by the terms of a credit agreement
(hereinafter the "Agreement"), which is attached hereto and incorporated herein by reference.
2. Respondent(s) is/are in default under the terms of the Agreement and is/are now indebted to Claimant in the amount of
$10614.41 ,as reflected in the attached account summary, plus interest of $139.59 as of the date of filing, and at
6.00% thereafter.
3. Despite repeated demands for payment, Respondent(s) has/have not paid the amounts due.
4. Claimant requests an Award for the amounts reflected in Paragraph 2, plus all arbitration fees incurred, Process of Service
fees and Attorney Fees of $1592.16 ,if allowed by law, equaling 15% of the outstanding principal balance.
5. The attached Agreement contains a Delaware choice oflaw provision and a provision for "reasonable" attorney fees.
Delaware law specifically provides that an attorney fee may be awarded in an amount up to 20% on an unpaid claim if
allowed by law. See, 10 Del. Code Sec. 3912 (pleading & Practice).
6. The attached Agreement contains a mandatory arbitration provision under the Rules of the National Arbitration Forum
("NAF").
The undersigned counsel for Claimant asserts, under penalty of perjury, that the information contained in this Claim and
the supporting documents attached hereto are accurate based upon information provided by Oaimant to the undersigned counsel.
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
By:
~/~' ~((:Luv/f-r7
Neal J. Levilsky, Esq.
ADMITfED: (DE)
Bruce H. Cherkis, Esq.
ADMlTfED: (MD, DC, PAl
Counsel for the CJaimant
If Respondent or counsel wishes to contact Claimant, please call or write:
Paralegal Department
Wolpoff & Abramson, LLP.
Two Irvington Centre
702 King Fann Blvd., 5th Floor
Rockville, MD 20850
1-800-830-2793
NAFCM2jNAF3
109A
NO CARD
3582
SUMMARY OF ACCOUNT INFORMATION
ACCOUNT STATUS REPORT
Date Filed: 07/09(2004
Account Number: 4264297317000904
Cardmemeber Agreement: NEXT90
Primary Account Holder: TIIOMAS G ZAENGLE
Address:
935 Forge Rd
Carlisle, P A 17013-4321
Home Phone:
Work Phone:
Social Security Number: 182289778
Secondary Account Holder: DARLENE A ZAENGLE
Address:
935 Forge Rd
Carlisle, P A 17013-4321
Home Phone:
Work Phone:
Principal Balance: $10614.41
Interest Rate: 6%
Date Assigned: 04/19/2004
INFORMATION DRAWN FROM ACCOUNT RECORDS AND CURRENT AS OF THE DATE FILED
109A
NAFCLA/NAF3
3583
NOTICE OF ARBITRATION
Dear Respondent,
AN ARBITRATION CLAIM HAS BEEN FILED AGAINST YOU.
Enclosed and served upon you is the Initial Claim. You may obtain a copy of the Code of Procedure,
without cost, from the Claimant or from the Forum at WWW.ARBITRATION-FORUM.COM or
800/474-2371.
IF YOU DO NOT SERVE THE CLAIMANT AND FILE WITH THE FORUM A WRITTEN
RESPONSE, AN AWARD MAY BE ENTERED AGAINST YOU. AN ARBITRATION AWARD
MAY BE ENFORCED IN COURT AS A CIVIL JUDGMENT.
YOU HAVE THIRTY (30) DAYS TO RESPOND FROM RECEIPT OF SERVICE.
You have a number of options at this time. You may:
1. Submit a written Response to the Claim, stating your reply and defenses to the Claim, together
with documents supporting your position. Your Response must be served on the Claimant and
filed with the Forum. Read Forum Code of Procedure Rule 13. A Counter Claim, Cross-claim
or Third Party Claim may also be served and filed, and accompanied by the fee as provided in
the Fee Schedule. Forms for such Response and Claims may be obtained from the Forum. If
you fail to respond in writing to the Claim, an Award may be entered against you and in favor
of the Claimant and you will lose your case.
2. Demand a Document Hearing or a Participatory Hearing. You may request a Hearing in your
Response or in a separate writing. Unless you have agreed otherwise, an In-person
Participatory Hearing will be held in the Judicial District where you reside or do business. You
may also request a hearing on-line or by telephone. Your written Request for a Hearing must
be filed with the Forum. You must also serve a copy of your Request on the Claimant and any
other Parties. Read Forum Code of Procedure Rules 25 and 26.
3. Have other options. You may seek the advice of an attorney or any person who may assist you
regarding this arbitration. You should seek this advice promptly so that your Response can be
served and filed within the time required by the Code of Procedure. If you have any questions
or need help in responding, you may contact the Forum.
The Forum is an independent and impartial arbitration organization, which does not give legal advice
or represent parties. THIS SUMMARY IS NOT A SUBSTITUTE FOR READING AND
UNDERSTANDING THE CODE OF PROCEDURE WHICH GOVERNS THIS ARBITRATION.
The Forum
P.O. Box 50191
Minneapolis USA 55405-0191
(651) 631-1105 (800) 474-2371
info@arb-forum.com
ARBITRATION-FORUM. COM
109A
NAFCLS/NAF3
EXHIBIT "C"
SHERIFF'S RETURN - REGULAR
CASE NO: 2005-00206 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
VS
12.\ 3'65oS'--l
I
MBNA AMERICA BANK NA
ZAENGLE DARLENE A
JODY SMITH
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
ZAENGLE DARLENE A
the
DEFENDANT
, at 1035:00 HOURS, on the 13th day of January ,2005
at CUMBERLAND CO SHERIFF'S OFFICE ONE COURTHOUSE SQUARE
CARLISLE, PA 17013
by handing to
DARLENE A. ZAENGLE
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
.00
.00
10.00
.00'
28.00
.pF'~ -.,<~~
R. Thomas Kline
01/13/2005
WOLPOFF & ABRAMSON
day of
A.D.
,JlfM ~
Deputy ~eriff
Sworn and Subscribed to before
By:
me this
Prothonotary
EXHIBIT "D"
III
NATIONAL
ARBITRATION
FORUM@
February 02, 2005
Thomas G Zaengle
935 Forge Rd
CARLISLE, PA 17013-4321
MBNA America Bank, N.A.
c/o Wolpoff & Abramson, L.L.P.
Ronald M. Abramson, Esq.
Attorneys in the Practice of Debt Collection
702 King Farm Blvd.
Two Irvington Centre
RockviIle, MD 20850-5775
RE: MBNA America Bank, N.A. v Thomas G Zaengle & Darlene A Zaengle
File Number: FA04070002951l0
Claimant Reference Number: 0121385054
Dear Parties;
Enclosed and served upon you by United States Mail is a copy of the Award, which has been
entered in this matter.
This case is now closed with the National Arbitration Forum. All future inquiries regarding this
case should be directed to the opposing Party.
j;~
Laura Johnson
Case Coordinator
Enclosure
The Forum P.O. Box 50191 Minneaoolis USA 55405-0191 www.arbitration-forum.com 800.474.2371 651.631.3700 FAX 651.631.0802
III
NATIONAL
ARBITRATION
FORUM <I!I
MBNA America Bank, N.A.
clo Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
702 King Farm Blvd, Two Irvington Centre
Rockville, MD 20850-5775
CLAIMANT(s),
AWARD
RE: MBNA America Bank, N.A. v Thomas G Zaengle & Darlene A
Zaengle
File Number: FA040700029S110
Claimant File Number: 4264297317000904
Thomas G Zaengle
935 Forge Rd
CARLISLE, PA 17013-4321
RESPONDENT(s).
The undersigned Arbitrator in this case FINDS:
I. That no known conflict of interest exists.
2. That on or before 07/08/2004 the Parties entered into an agreement providing that this matter shall be resolved
through binding arbitration in accordance with the Forum Code of Procedure.
3. That the Claimant has filed a Claim with the Forum and served it on the Respondent in accordance with Rule 6.
4. That the matter has proceeded in accord with the applicable Forum Code of Procedure.
5. The Parties have had the opportunity to present all evidence and infonnation to the Arbitrator.
6. That the Arbitrator has reviewed all evidence and infonnation submitted in this case.
7. That the infonnation and evidence submitted supports the issuance of an Award as stated.
Therefore, the Arbitrator ISSUES:
An Award in favor of the Claimant, for a total amount of$12,683.42.
Entered in the State of Pennsylvania
~~~
Arbitrator
....
-
Date: 02/02/2005
Director
~ ~ 1;)
N (f'l
~ \i- Ul. C)
...1
<f"t ("" 07
, dc<,
- S- O'
r --
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..c. .-- .
~ l)J
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C,J
r
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
NO. 0 ') -<;t{~
vs.
CIVIL ACTION - LAW
THOMAS G ZAENGLE
DARLENE A ZAENGLE
Defendant( s)
MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S
PETITION TO CONFIRM ARBITRATION AWARD
AND NOW, TO WIT, comes the Petitioner/Plaintiff, MBNA AMERICA BANK,
N.A., by and through its attorneys and the law firm of Wolpoff & Abramson, LLP, and files the
following Memorandum of Law in Support of Petition to Confirm Arbitration A ward, and in
support thereof avers as follows:
1. STATEMENT OF FACTS:
Defendant(s), THOMAS G ZAENGLE and DARLENE A ZAENGLE, was/were issued
an open end credit card account by Plaintiff. Defendant(s) haslhave been at all relevant times
material hereto a regular user( s) of this credit card for the purchase of products, goods and/or for
obtaining services. Defendant(s) haslhave been provided with copies of the Statements of
Account accurately showing all debits and credits for transactions on the this credit card account;
Defendant(s) never objected to the above mentioned Statements of Account submitted by
Plaintiff to Defendant(s) which detailed the products and services purchased using this account.
In the event of a breach for nonpayment, pursuant to page 9 of the Credit Card
Agreement, the parties agreed that this matter would be referred to the National Arbitration
Forum (hereinafter NAF) to effectuate collection. This matter was referred to the NAF for
determination and disposition; the NAF entered an Arbitration Award against the Defendant(s) in
favor of the Plaintiff in the amount of Twelve Thousand Six Hundred Eighty-Three Dollars and
Forty-Two Cents ($12,683.42).
II. ISSUE PRESENTED:
Whether, pursuant to 42 Pa.C.S. ~7313 of the Uniform Arbitration Act, should this
Honorable Court confirm the Arbitration Award entered by the (NAF) against the Defendant(s)
and in favor of the Plaintiff.
III. ARGUMENT:
Contracts containing clauses providing for settlement of disputes arising thereunder by
arbitration are valid, and irrevocable except on such grounds as exist at law or in equity for the
revocation of any contract. General State Authoritv. to Use of Dunzik. v. John McShain. Inc., 25
A.2d 572, 573 (Pa. SupeLI942); 42 Pa.C.S.A. ~7303. When parties agree to arbitration in a
clear and unmistakable manner, Courts make every reasonable effort to favor such agreements.
Emmaus Municipal Authoritv v. Eltz, 204 A.2d 926, 927 (Pa. 1964).
The Federal Uniform Arbitration Act was drafted by the National Conference of
Commissioners on Uniform State Laws and was approved for use by the American Bar
Association in 1955. Pennsylvania codified the Uniform Arbitration Act (hereinafter UAA); 42
Pa.C.S.A. ~~7301-7320 in 1982. The purpose of the UAA is to promote resolution of disputes in
a nonjudicial forum while still providing for the Court's role in compelling or staying Arbitration
proceedings when requested. Chester Upland School Dist. v. McLaughlin, 655 A.2d 621, (Pa.
Cmwlth. 1995), appeal granted 665 A.2d 471,542 Pa. 637, affirmed 675 A.2d 1211.
Further, while a party can waive their right to arbitration, the question of the timeliness of
a demand for arbitration is not one of interpretation of the agreement and not one of the existence
of scope of the arbitration provision; it is thus outside the bounds of judicial review and its
resolution must be left to arbitration. Highmark Inc. v. Hospital Service Association of
Northeastern Pennsvlvania, 785 A.2d 93 (Pa. SupeL2001), reargument denied, appeal denied,
797 A.2d 914. Here, the account issued to Defendant by Plaintiff was governed by the
aforementioned card member agreement, which contained an Arbitration clause. By virtue of
Defendant's use and maintenance of the subject account, Defendant becarne bound by all terms
of the account, including the agreement to arbitrate.
The Federal Arbitration Act, which governs the aforementioned Arbitration proceeding
conducted by the NAP, does not require that an agreement to arbitrate be signed; See 9 V.S.C.,
Section 2; see also Bouriez v. Carnegie Mellon, 359 F.3d 292 (parties may be compelled to
arbitrate if common law principles of agency and contract support such an obligation and that a
person may be equitably stopped from challenging an agreement that includes an arbitration
clause when that person embraces the agreement and directly benefits from it). By way of further
response, where the offered silently takes offered benefits, courts will often find an acceptance.
Further, this is especially true if prior dealings between the parties, or trade practices known to
both, create a commercially reasonable expectation by the offeror that silence represents an
acceptance, and in such a case, the offeree is under a duty to notify the offeror if she does not
intend to accept. A written agreement to subject any existing controversy to arbitration or a
provision in a written agreement to submit to arbitration any controversy thereafter arising
between the parties is valid, enforceable and irrevocable, save upon such grounds as exist in law
or in equity relating to the validity, enforceability or revocation of any contract. 42 Pa.C.S.A.
~7303.
As outlined in Plaintiff's Petition, pursuant to the Credit Card Agreement Additional
Terms and Conditions, which Defendant received during the time period in which Plaintiff
issued Defendant the subject open end credit card account, the parties agreed that this matter was
be referred to the National Arbitration Forum for Arbitration in the event of any claim and/or
dispute arose if the account is referred to collection. By using the subject credit card to purchase
products and services, Defendant agreed to these terms.
Pursuant to 42 Pa.C.S.A. S7314, pertaining to vacating an Arbitration award by the
Court, a motion to vacate shall be made within thirty (30) days after delivery of a copy of the
award to the applicant, except that, if predicated upon corruption, fraud, misconduct or other
improper means, it shall be made within thirty (30) days after such grounds are known or should
have been known to the applicant. 42 Pa.C.S.A. S7314(b). No such relief has been requested
by Defendant within the applicable time limits in this matter.
Except as otherwise prescribed by general rules, 42 Pa.C.S.A. 7319(2) provides that the
application to a Court under this subchapter shall be made to the Court in the county where the
adverse party resides. 42 Pa.C.S.A. 7319(2). Upon the granting of an Order of Court
confirming, modifying or correcting an award, a judgment or decree shall be entered in
conformity with the Order, and the judgment or decree may be enforced as any other judgment
or decree. 42 Pa.C.S.A. S7316. On an application of a party, the Court shall confirm an award,
unless within the time limits imposed under section 7313, grounds are urged for vacating,
modifying or correcting the award, in which case the Court shall proceed as provided in section
7314 (relating to vacating award by Court) or section 7315 (relating to modification or correction
of award by Court. 42 Pa.C.S.A. S7313. The meaning of this section is that the Court is to
confirm an Arbitration award if it has become final, i.e., unless, within a thirty (30) day appeal
period, someone has presented the Court with grounds for setting the award aside. Atlantic
Richfield Co. v. Atlantic Independent Union, 537 F. Supp. 371.( E.D.Pa. 1982). Further, the fact
that the relief awarded by the arbitrators was such that it could not or would not be granted by a
Court of law or equity is not a ground for vacating or refusing to confirm the award. 42
Pa.C.S.A. s7314(a)(2); Racicot v. Erie Ins. Exchange, 837 A.2d 496,500 (Pa. Super. 2003).
J ,.
CASE NO: 2005-05458 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MBNA AMERICA BANK NA
VS
ZAENGLE THOMAS G ET AL
CPL TREVOR KENT Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within PETITION was served upon
ZAENGLE THOMAS G the
RESPONDANT
, at 1013:00 HOURS, on the 21st day of October ,2005
at 935 FORGE ROAD
CARLISLE, PA 17013
JEANNE HAIR,
by handing to
ADULT IN CHARGE
a true and attested copy of PETITION
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Postage
Surcharge
18.00
4.80
.37
10.00
.00
33.17
Sworn and Subscribed to before
me this 4;~~
of
A.D.
So Answers:
r .') /17' /~
;?..,;.;c.J:;~r~~f ~
1 .,
R. Thomas Kline
10/24/2005
WOLPOFF & ABRAMSON
By, ~A~I<J
Deputy Sheriff
SHERIFF'S RETURN - REGULAR
../, "
CASE NO: 2005-05458 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MBNA AMERICA BANK NA
VS
ZAENGLE THOMAS G ET AL
CPL TREVOR KENT
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within PETITION
was served upon
ZAENGLE DARLENE A
the
RESPONDANT
, at 1013:00 HOURS, on the 21st day of October
2005
at 935 FORGE ROAD
CARLISLE, PA 17013
by handing to
JEANNE HAIR,
ADULT IN CHARGE
a true and attested copy of PETITION
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
6.00
.00
.00
10.00
.00
16.00
,",,-,.'::.'
" '7
,i;"">;~; .
.-<,-' '..{t~~~~~
R. Thomas Kline
-;i'
me this fl!lJ.
day of
10/24/2005
WOLPOFF & ABRAMSON
By: d // .1
{~~ I1hT
Deputy/Sheriff
Sworn and Subscribed to before
~ ,;l<>-cY'" A.D.
p,~
Pr not y
.
-
LAW OFFICES
WOLPOFF & ABRAMSON, L.L.P.
A1TORNEYS IN THE PRACTICE
OF DE:BT COLLECTION
4660 TRINDlE ROAD
THIRD FLOOR
CAMP HILL, PA 17011
717.303-6700
, ~
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, NA
Plaintiff
NO. 05-5458
vs.
CIVIL ACTION - LAW
THOMAS G. ZAENGLE
DARLENE A. ZAENGLE
Defendant( s)
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
Respectfully Submitted,
VJ
Amy F. Doyle #87062
Daniel F. Wolfson #20617
Philip C. Warholic #86341
Andrew C. Spears #87737
David R. Galloway #87326
Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469
Robert N. Polas, Ir. #201259
Ronald M. Abramson #94266
Ronald S. Canter #94000
Bruce H. Cherkis #18837
WOLPOFF & ABRAMSON. LLP
Attorneys in the Practice of Debt Collection
4660 Trindle Rd., 3'd Floor
Camp Hill, PA 17011
(717) 303-6700
121385054
.
LAW OFFICES
WOLPOFF & ABRAMSON, L.LP.
ATTORNEYS IN THE PRACTICE
OF DEBT COLLECTION
4660 TRINDLE ROAD
THIRD FLOOR
CAMP HILL, PA 17011
717-303-6700
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IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
NO. 05-5458
vs.
CIVIL ACTION - LAW
THOMAS G. ZAENGLE
DARLENE A. ZAENGLE
Defendant(s)
CERTIFICATE OF SERVICE
The undersigned does hereby certify that a true and correct copy of Praecipe To
Discontinue, was served upon the individual(s) listed below by Regular Mail,
Postage Pre-Paid on this \O~~day of ~,\ ,20_<Jl.
CDS
3661 WEST OAKLAND PARK BLVD
SUITE 307
LAUDERDALE LAKES, FL 33311
c~
Amy F. Doyle #87062
Daniel F. Wolfson #20617
Philip C. Warholic #86341
Andrew C. Spears #87737
David R. Galloway #87326
Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469
Robert N. Polas, Ir. #201259
Ronald M. Abramson #94266
Ronald S. Canter #94000
Bruce H. Cherkis #18837
WOLPOFF & ABRAMSON, LLP
Attorneys in the Practice of Debt Collection
4660 Trindle Rd., 3'd Floor
Camp Hill, PA 17011
(717) 303-6700
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