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~ONCENTll.
101 KING FAIlII BLVD, AOCKVR.LE,IID_
"'GlOMAL OFFIC~
l0e0aJUOtClAL DR.. 8L ..w, FAIAFAX. VA 22NO
1101 E. MAIN ST.. STE. 1001I, RICHMOND. VA 2S:n.
5121 GREENWICH AD., V!AGWIA BEAai. VA 23411
111M, MARKETST.. Sn.l3OQ, Wl.MINQTC>>I, DE,_
lVH.l.EVBN<<&.Dl1,BOl ,:za,a..NI<Sl.RI. 'NY 21302
2GI lOWNIGATE AD" 1330. WESTtAKE VI.I.ABE. CA 81311
.... TRINDlE ROAD, 31M) flOOR. CAW HU" PA 170"
3MDO HIQH POWTE ILVO.. STE. ao. NCN'1. Jill _75-6501
300 CANAl VIEW "YD.. ROOIEITER."'" 14_
7MNORtH CARAClU. AYE., SClUTHl.AKE, TX 1'IOt2-a413
110 GlABTON8UR'f" BLVD., GLASTONlURV, CT 0ICI33-443I
LAW OFFICES
WOLPOFF a ABRAMSON, L.L.P.
A~ i1",. ProclJr:eo/DoIIt~1on
(A Na_ CcI_ Attorney Na_ Ann)
4E6O TRINOLE ROAD
3RD FLOOR
CAMP HIU, PA 17011
717.303-e700
OUTSIDE THE CAMP HILL LOCAL AIlEA
(TOLL FREE)
1-800-758-0875
FACSIMILE 717-737-llO51
I't<OENOlC. AAIZCNA
CABOT. AFIKANMI
PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILl. OFFICE
A TIN: Prothonotary/Court Administration
RE: Petition to Confinn Arbitration Award
Dear Clerk::
ENGLEWOOD, COl.ORAOQ
FT, LAUOEADAlE. FLORIDA
NORCAOSI, GEORGiA
HONOlUlU. HAWAII
BOIS&. IDAHO
CHICAGO, UINOIS
MERRUVUE,lNOlAHA
IWtSASCITV, KANSAS
LEXINGTON. KENTUCKY
METAIRIE, lOUtSlANA
t.4NEAPaJS. MINNESOTA
ST. LOU.. MISSOJAI
GREAT FALLS, MONTANA
OMAHA. NE_
LAS VEGAS. NEVADA
MANCHESTER. NEW IiAMPSI1tRE
ceDAR KNOL.LS. NEW JERSEY
RALeIGH.NOR CAAcll~
FARGO. NDfmt DAKOT'"
ClEVRANll, ""'"
0Kl.AI-KlMA CITY, 0Cl..AI<I"
EUGENE, OREGON
PROVIDENCE, RHODE t5lAI
COl.UMBIA. SOUTH c~.
KNOXVl.LE. TE~SSEE
HOUSTON. TEXAS
SANDY. UTAH
"'I..WAUKEE, WISCONSft
RAW1..M. WVClMNG
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Please be advised that the undersigned represents the interest of the Plaintiff pursuant to this
matter. Kindly note that the Petition to Confmn Arbitration Award and Memorandum of Law
are being served upon the Defendant(s) by the Sheriff's office. Accordingly, our office requests
that your office provides sufficient time in order for service to be effectuated prior to the
scheduling of the hearing datelrule returnable date.
Thank: you for your assistance in processing this matter.
Should you have questions, or if you would like to discuss this matter in greater detail, please
contact the Senior Paralegal Department in our office by calling (717) 303-6700.
Sincerely,
Wolpoff & Abramson, L.L.P.
LAWOFFlCES
WOLPOFF &. ABRAMSON, L.L.P.
ATTORNEYS IN THE PRACTICE
OF DEBT COllECTION
4660 TRINDLE ROAD
THIRD FLOOR
CAMP HILL, PA 17011
717-303-6700
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, NA
Plaintiff
NO. (' S- ,,-<{ 1 0
VS.
CIVIL ACTION - LAW
LEE A WOODALL
Defendant
ORDER
AND NOW, this _ day of , upon
consideration of the foregoing petition, it is hereby ordered that
(l) a rule is issued upon the respondent to show cause why the petitioner is not
entitled to the relief requested;
(2) the respondent shall file an answer to the petition within twenty days of
service upon the respondent;
(3) the petition shall be decided under Pa.R.C.P. No. 206.7;
(4) depositions shall be completed within days of this date;
(5) argument shall be held on in Courtroom
of the County Courthouse; and
(6) notice of the entry of this order shall be provided to all parties by the
petitioner.
BY THE COURT:
J.
LAW OFFICES
WOLPOFF & ABRAMSON, LLP.
ATTORNEYS IN THE PRACTICE
OF DEBT COllECTION
4660 TRINDLE ROAD
THIRD FLOOR
CAMP HilL, PA 17011
717-303-6700
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
NO. cU. S')~70
Ys.
CIVIL ACTION - LAW
LEE A WOODALL
Defendant
ORDER
AND NOW, this _ day of
, 200_, upon consideration
of Plaintiff's Petition to Confirm Arbitration Award, it is hereby ORDERED that
Plaintiff's Arbitration Award is confirmed, pursuant to 42 Pa.C.S.A. ~7313, and that
judgment be entered in favor of Plaintiff and against Defendant in the amount of Sixty-
Two Thousand Two Hundred Twelve Dollars and Eighty-Nine Cents ($62,212.89).
BY THE COURT:
J.
LAW OFFICES
WOLPOFF &0 ABRAMSON, L.LP.
ATTORNEYS IN THE PRACTICE
OF DEBT CO~CrION
4660 TRINDlE ROAD
THIRD FLOOR
CAMP Hill, PA 17011
717-303-6700
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
NO. CS- 5')'70 C~ '(Lv-
vs.
CIVIL ACTION - LAW
LEE A WOODALL
Defendant
PLAINTIFF'S PETITION TO CONFIRM
ARBITRATION AWARD PURSUANT TO 42 Pa.C.S.A. !l7313
AND NOW, TO WIT, comes the PetitionerlPlaintiff, MBNA AMERICA BANK, N.A.,
by and through its attorneys and the law firm of Wolpoff & Abramson, LLP, and files the
following Petition to Confirm Arbitration Award, and in support avers as follows:
I. PetitionerlPlaintiff, MBNA AMERICA BANK, N.A. is a Delaware corporation
oing business within the Commonwealth of Pennsylvania, and the other states of the United
tates, with its principal place of business situated at 655 Paper Mill Road, MAILSTOP 141 I I.
ILMINGTON, DE 19884.
2. RespondentlDefendant, LEE A WOODALL, is an adult individual with a last
known address of221 WALNUT STREET. CUMBERLAND County, CARLISLE, PA 17013.
3. Pursuant to the credit card agreement Defendant received when Plaintiff issued
Defendant an open end credit card account, which Defendant assented to by virtue of his/her use
of the account, the parties agreed that, in the event of any claim and/or dispute surrounding this
account arose which required collection efforts, any matters would be referred to the National
Arbitration Forum (NAF). A true and correct copy of this Credit Card Agreement Additional
Terms and Conditions is attached hereto, incorporated herein and marked as Exhibit "A".
4.
Defendant subsequent! y defaulted on the terms of the aforementioned credit card
agreement by failing to pay Plaintiff as required pursuant to the terms the agreement.
5. In response, pursuant to the terms the credit card agreement, Plaintiff referred this
matter to the NAF for Arbitration; Plaintiff then forwarded Defendant a Notice of Arbitration
and Arbitration Claim form, explaining Defendant's rights and options in accordance with the
Arbitration process.
6. Both a Notice of Arbitration and Arbitration Claim form were received by
Defendant. A true and correct copy of the proof of service is attached hereto, incorporated
herein and marked as Exhibit "B".
7. An Arbitration occurred in this matter at which time both parties were provided
with full and fair opportunity to present any evidence and their position in regarding to this
matter.
8. An NAF Arbitration Award was entered in favor of Plaintiff and against
Defendant in the amount of Sixty-Two Thousand Two Hundred Twelve Dollars and
Eighty-Nine Cents ($62,212.89). A true and correct copy of the Arbitration Award is attached
hereto, incorporated herein and marked as Exhibit "C".
9. In conjunction with the issuance of this Arbitration Award, the Arbitrator in this
matter certified: (a) the parties entered into an agreement providing that this matter was to be
resolved in accordance with the National Arbitration Forum Code of Procedure; (b) Plaintiff
filed a claim with the Forum and served it upon Defendant; (c) the parties had the opportunity to
present all evidence and information to the Arbitrator; (d) the Arbitrator reviewed all evidence
and information submitted; and (e) the information and evidence submitted supported the
issuance of an A ward in favor of Plaintiff.
10. The Credit Card Agreement unequivocally states that judgment upon any
LAW OFFICES
WOLPOFF" ABRAMSON, L.L.P.
A7TORNEYSINTHEPRACTICE arbitration award may be entered in any. state or federal Court havingJ'urisdiction.
OF DEBT COllECTION
4660 TRINDLE ROAD
THIRD FlOOR
CAMP Hill, PA 17011
717.303.6100
]1.
Since the above referenced Arbitration Award is non-binding and unenforceable
against Pennsylvania residents without confirmation of any such A ward by a Pennsylvania
LAW OFFICES
WOLPOFF & ABRAMSON, LL.P.
ATTORNEYS IN THE PRACTICE
OF DEBT COlLECTION
4660 TRINDlE ROAD
THIRD FlOOR
CAMP Hill, PA 17011
717.303.6700
Court, Plaintiff has filed the instant Petition, pursuant to the Uniform Arbitration Act, in order to
obtain judgment against Defendant in a Pennsylvania Court, which will better enable Plaintiff to
secure a collectible judgment against Defendant.
12. Plaintiff is entitled to the relief requested in the instant Petition given that: (a)
the aforementioned Arbitration Award was properly obtained by Plaintiff; (b) this Honorable
Court has jurisdiction over the Defendant to confirm the aforementioned Arbitration Award; and
(c) because Defendant did not make an application, pursuant to 42 Pa.C.S.A. ~7314, within thirty
(30) days of receipt of the aforementioned Arbitration Award, with the Court to have said
Arbitration A ward vacated, modified and/or corrected.
LAWOFHCES
: WOLPOFF & ABRAMSON, L.L.P.
AITORNEYS IN THE PRACTICE
OF DEBT COlLECTION
4660 TRINDlE ROAD
THIRD FLOOR
CAMP Hill, PA 17011
717-303-6700
WHEREFORE, Plaintiff/Petitioner respectfully requests that this Honorable Court
confirm the Plaintiff's Arbitration Award, pursuant to 42 Pa.C.S. ~7313, and enter judgment in
favor of Plaintiff and against Defendant(s) in the amount of Sixty-Two Thousand Two Hundred
Twelve Dollars and Eighty-Nine Cents ($62,212.89).
Respectfully submitted,
~\?~-^-
Amy F. Doyle #87062
Daniel F. Wolfson #20617
Philip C. Warholic #86341
Andrew C. Spears #87737
David R. Galloway #87326
Tonilyn M. Chippie #87852
Ronald M. Abramson #94266
Ronald S. Canter #94000
Bruce H. Cherkis #18837
WOLPOFF & ABRAMSON. LLP
Attorneys in the Practice of Debt Collection
4660 Trindle Rd., 3" Floor
CampHill,PA 17011
(717) 303-6700
LAW OFFICES
WOLPOFF & ABRAMSON, L.L.P.
ATTORNEYS IN THE PRACTICE
OF DEBT COllECTION
4660 TRINDLE ROAD
THIRD flOOR
CAMP Hill. PA 17011
717-303-6700
VERIFICATION
The undersigned hereby states that they are the attorney for the Plaintiff/Movant, who is
located outside of this jurisdiction and in order to file the within document in an expedient and
timely manner, they are authorized to take this verification on behalf of said PlaintifflMovant in
the within action and verifies that the statements made in the foregoing Petition are true and
correct to the best of their knowledge, information, and belief, based upon information provided
by the PlaintifflMovant.
The undersigned understands that false statements herein are made subject to the
penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities.
Date:~
(>nv~., e ~_
Amy F. Doyle #87062
Daniel F. Wolfson #20617
Philip C. Warholic #86341
Andrew C. Spears #87737
David R. Galloway #87326
Tonilyn M. Chippie #87852
Ronald M. Abramson #94266
Rona]d S. Canter #94000
Bruce H. Cherkis #]8837
WOLPOFF & ABRAMSON. LLP
Attorneys in the Practice of Debt Collection
4660 Trind]e Rd., 3'd Floor
Camp Hill. PA 17011
(717) 303-6700
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EXHIBIT "B"
RETURN OF SERVICE
State of
County of
Court
Case Number: FA0407000291926
Plaintiff:
MBNAlVISA
vs.
Defendant:
LEE A WOODALL
For:
WOLPOFF & ABRAMSON L.L.P. MD
Two Irvington Centre
702 King Farm Blvd.
Rockville, MD 20850-5775
Received by STOKES & LEVIN, llP to be served on LEE A WOODALL, 21 W MULBERRY HILL
RD, CARLISLE PA 17013-8410.
I, GERSON MACIEL, do hereby affirm that on the 30th day of October, 2004 at 8:42 am, I:
Personally Served the within named person with a true copy of this ARBITRATION CLAIM with the
date and hour endorsed thereon by me, pursuant to State Statutes.
Military Status: Based upon inquiry of party served, Defendant is not in the military service of the
United States of America.
I certify that I am over the age of 18 and have no interest in the above action.
GERS~
Process Servers/Constable
STOKES & LEVIN, LLP
27 Glen Street
Suite 9 B
Stoughton, MA 02072
(781) 341-8390
Our Job Serial Number: 2004004647
Ref: 111329768
Service Fee: $50.00
Copyright Cl1992.2001 Database Services, Inc.. Process Server's Toolbox V5.5f
EXHIBIT "C"
III
NATIONAL
ARBITRATION
FORUM@
January 05, 2005
Lee A Woodall
2 I W Mulberry Hill Rd
Carlisle, PA 17013-8410
MBNA America Bank, N.A.
c/o Wolpoff & Abramson, L.L.P.
Ronald M. Abramson, Esq.
Attorneys in the Practice of Debt Collection
702 King Farm Blvd.
Two lrvington Centre
Rockville, MD 20850-5775
RE: MBNA America Bank, N.A. v Lee A Woodall
File Number: FA0407000291926
Claimant Reference Number: 0111329768
Dear Parties:
Enclosed and served upon you by United States Mail is a copy of the Award, which has been
entered in this matter.
This case is now closed with the National Arbitration Forum. All future inquiries regarding this
case should be directed to the opposing Party.
Sincerely,
~~
Laura Johnson
Case Coordinator
Enclosure
The Forum P.O, Box 50191 Minneapolis USA 55405-0191 www.arbitration.forum.r;om an.S55.7755 651.631.3700 FAX651.631.0802
III
NATIONAL
ARBITRATION
FORUM lIl>
MBNA America Bank, N.A.
c/o Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
702 King Farm Blvd, Two Irvington Centre
Rockville, MD 20850-5775
CLAIMANT(s),
AWARD
RE: MBNA America Bank, N.A. v Lee A Woodall
File Number: FA0407000291926
Claimant File Number: 4264298997335842
Lee A Woodall
21 W Mulberry Hill Rd
Carlisle, PA 17013-8410
RESPONDENT(s).
The undersigned Arbitrator in this case FINDS:
] . That no known conflict of interest exists.
2. That on or before 07/01/2004 the Parties entered into an agreement providing that this matter shall be resolved
through binding arbitration in accordance with the Forum Code of Procedure.
3. That the Claimant has filed a Claim with the Forum and served it on the Respondent in accordance with Rule 6.
4. That the matter has proceeded in accord with the applicable Forum Code of Procedure.
5. The Parties have had the opportunity to present all evidence and information to the Arbitrator.
6. That the Arbitrator has reviewed all evidence and information submitted in this case.
7. That the information and evidence submitted supports the issuance of an Award as stated.
Therefore, the Arbitrator ISSUES:
An Award in favor of the Claimant, for a total amount 0[$62,212.89.
Entered in the State of Pennsylvania
,..., D. s;91-
Arbitrator
ACKNOWLEDGEMENT AND CERTIFICATE
OF SERVICE
This Award was duIY....-enten:4and the Forum hereby
certifies that a c<!Pi~J.!.iM\~''ar4. was sent by flISt
class mail post~e pJej53id to ~i. e. S at the above
referenced adit~'....(:> "r lAP; e$entatives on
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Honorable Harold K:aIinn, Rei.
Director
Date: 0] /05/2005
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LAW OFFICES
WOLPOFF & ABRAMSON, L.LP.
ATTORNEYS IN THE PRACTICE
OF DEBT COllECTION
4660 TRINDLE ROAD
THIRD FLOOR
CAMP HilL, PA 17011
717-303-6700
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY. PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
NO.
vs.
CIVIL ACTION - LAW
LEE A WOODALL
Defendant
MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S
PETITION TO CONFIRM ARBITRATION AWARD
AND NOW, TO WIT, comes the PetitionerlPlaintiff, MBNA AMERICA BANK.
N.A., by and through its attorneys and the law firm of Wolpoff & Abramson, LLP, and files the
following Memorandum of Law in Support of Petition to Confirm Arbitration A ward, and in
support thereof avers as follows:
I. STATEMENT OF FACTS:
Defendant(s), LEE A WOODALL, was/were issued an open end credit card account by
Plaintiff. Defendant(s) haslhave been at all relevant times material hereto a regular user(s) of
this credit card for the purchase of products, goods and/or for obtaining services. Defendant(s)
haslhave been provided with copies of the Statements of Account accurately showing all debits
and credits for transactions on the this credit card account; Defendant(s) never objected to the
above mentioned Statements of Account submitted by Plaintiff to Defendant(s) which detailed
the products and services purchased using this account.
In the event of a breach for nonpayment, pursuant to page 9 of the Credit Card
Agreement, the parties agreed that this matter would be referred to the National Arbitration
Forum (hereinafter NAF) to effectuate collection. This matter was referred to the NAF for
determination and disposition; the NAF entered an Arbitration Award against the Defendant(s) in
favor of the Plaintiff in the amount of Sixty-Two Thousand Two Hundred Twelve Dollars and
Eighty-Nine Cents ($62,212.89).
LAW OFFlCES
WOLPOFF &. ABRAMSON, L.L.P.
AITORNEYS IN THE PRACTICE
OF DEBT COLLECTION
4660 TRINDlE ROAD
THIRD flOOR
CAMP Hill. PA 17011
717-303-6700
II. ISSUE PRESENTED:
Whether, pursuant to 42 Pa.C.S. ~7313 of the Uniform Arbitration Act, should this
Honorable Court confirm the Arbitration Award entered by the (NAF) against the DefendantCs)
and in favor of the Plaintiff.
III. ARGUMENT:
Contracts containing clauses providing for settlement of disputes arising thereunder by
arbitration are valid, and irrevocable except on such grounds as exist at law or in equity for the
revocation of any contract. General State Authority. to Use of Dunzik. v. John McShain. Inc., 25
A.2d 572, 573 CPa. Super. 1942); 42 Pa.C.S.A. ~7303. When parties agree to arbitration in a
clear and unmistakable manner. Courts make every reasonable effort to favor such agreements.
Emmaus Munici{lal Authority v. Eltz, 204 A.2d 926, 927 CPa. 1964).
The Federal Uniform Arbitration Act was drafted by the National Conference of
Commissioners on Uniform State Laws and was approved for use by the American Bar
Association in 1955. Pennsylvania codified the Uniform Arbitration Act (hereinafter UAA); 42
Pa.C.S.A. ~~7301-7320 in 1982. The purpose of the UAA is to promote resolution of disputes in
a nonjudicial forum while still providing for the Court's role in compelling or staying Arbitration
proceedings when requested. Chester Upland School Dist. v. McLaughlin, 655 A.2d 621, CPa.
Cmwlth. 1995), appeal granted 665 A.2d 471,542 Pa. 637, affirmed 675 A.2d 1211.
Further, while a party can waive their right to arbitration, the question of the timeliness of
a demand for arbitration is not one of interpretation of the agreement and not one of the existence
of scope of the arbitration provision; it is thus outside the bounds of judicial review and its
resolution must be left to arbitration. Hig.hmark Inc. v. Hospital Service Association of
Northeastern Pennsvlvania, 785 A.2d 93 CPa. Super.2001), reargument denied, appeal denied,
797 A.2d 914. Here, the account issued to Defendant by Plaintiff was governed by the
LAW OFFICES
WOLPOFF & ABRAMSON, LL.P.
ATTORNEYS IN THE PRAC17CE
OF DEBT COllECTION
4660 TRINOLE ROAD
THIRD FLOOR
CAMP HILL, PA 17011
717-303-6700
aforementioned card member agreement, which contained an Arbitration clause. By virtue of
Defendant's use and maintenance of the subject account, Defendant became bound by all terms
of the account, including the agreement to arbitrate.
The Federal Arbitration Act, which governs the aforementioned Arbitration proceeding
conducted by the NAF, does not require that an agreement to arbitrate be signed; See 9 V.S.C.,
Section 2; see also Bouriez v. Carnegie Mellon, 359 F.3d 292 (parties may be compelled to
arbitrate if common law principles of agency and contract support such an obligation and that a
person may be equitably stopped from challenging an agreement that includes an arbitration
clause when that person embraces the agreement and directly benefits from it). By way of further
response, where the offered silently takes offered benefits, courts will often find an acceptance.
Further, this is especially true if prior dealings between the parties, or trade practices known to
both, create a commercially reasonable expectation by the offeror that silence represents an
acceptance, and in such a case, the offeree is under a duty to notify the offeror if she does not
intend to accept. A written agreement to subject any existing controversy to arbitration or a
provision in a written agreement to submit to arbitration any controversy thereafter arising
between the parties is valid, enforceable and irrevocable, save upon such grounds as exist in law
or in equity relating to the validity, enforceability or revocation of any contract. 42 Pa.C.S.A.
~7303.
As outlined in Plaintiffs Petition, pursuant to the Credit Card Agreement Additional
Terms and Conditions, which Defendant received during the time period in which Plaintiff
issued Defendant the subject open end credit card account, the parties agreed that this matter was
be referred to the National Arbitration Forum for Arbitration in the event of any claim and/or
dispute arose if the account is referred to collection. By using the subject credit card to purchase
products and services, Defendant agreed to these terms.
LAW OFFJCES
WOLPQFF & ABRAMSON, L.LP.
ATrORNEYS IN THE PRACTICE
OF DEBT CO~CTlON
4660 TRJNDLE ROAD
THJRD FLOOR
CAMP Hill, PA 17011
717-303-6700
Pursuant to 42 Pa.C.S.A. 97314, pertaining to vacating an Arbitration award by the
ourt, a motion to vacate shall be made within thirty (30) days after delivery of a copy of the
ward to the applicant, except that, if predicated upon corruption, fraud, misconduct or other
'mproper means, it shall be made within thirty (30) days after such grounds are known or should
ave been known to the applicant. 42 Pa.C.S.A. g7314(b). No such relief has been requested
y Defendant within the applicable time limits in this matter.
Except as otherwise prescribed by general rules, 42 Pa.C.S.A. 7319(2) provides that the
pplication to a Court under this subchapter shall be made to the Court in the county where the
dverse party resides. 42 Pa.C.S.A. 73 19(2). Upon the granting of an Order of Court
onfirming, modifying or correcting an award, a judgment or decree shall be entered in
onformity with the Order, and the judgment or decree may be enforced as any other judgment
r decree. 42 Pa.C.S.A. g7316. On an application of a party, the Court shall confirm an award,
nless within the time limits imposed under section 7313, grounds are urged for vacating,
odifying or correcting the award, in which case the Court shall proceed as provided in section
314 (relating to vacating award by Court) or section 7315 (relating to modification or correction
f award by Court. 42 Pa.C.S.A. g7313. The meaning of this section is that the Court is to
onfirm an Arbitration award if it has become final, i.e., unless, within a thirty (30) day appeal
eriod, someone has presented the Court with grounds for setting the award aside. Atlantic
ichfield Co. v. Atlantic Independent Union. 537 F. Supp. 371.( E.D.Pa. 1982). Further, the fact
hat the relief awarded by the arbitrators was such that it could not or would not be granted by a
ourt of law or equity is not a ground for vacating or refusing to confirm the award. 42
a.C.S.A. g7314(a)(2); Racicot v. Erie Ins. Exchange, 837 A.2d 496,500 (Pa. Super. 2003).
LAW OmCES
WOLPOFF & ABRAMSON, L.L.P.
ATTORNEYS IN THE PRACTICE
OF DEBT COllECTION
4660 TRINDLE ROAD
THIRD FLOOR
CAMP HILL. PA 17011
717-303-6700
IV. CONCLUSION
Here, none of the applicable exceptions to avoiding this NAF arbitration award exist.
Both Plaintiff and Defendant(s) entered into an open-ended credit agreement which contained a
valid arbitration clause. When Defendant(s) breached this agreement through nonpayment
Plaintiff exercised its contractual right to arbitrate its claim through the NAF. After receiving
appropriate notice of arbitration, Defendant( s) was/were afforded a full and fair hearing on the
merits. Following the NAF arbitrator's finding in favor of Plaintiff, Defendant(s) had the
opportunity to challenge Plaintiffs award; Defendant(s) did not do so. Therefore, in light of the
foregoing, there is no basis to disturb the arbitrator's finding, and Plaintiff respectfully requests
that this Honorable Court grant the relief requested in Plaintiffs Petition to Confirm its
Arbitration Award.
Respectfull y submitted,
Amy Sbh87S: ~ ~
Daniel F. Wolfson #206] 7
Philip C. Warholic #86341
Andrew C. Spears #87737
David R. Galloway #87326
Tonilyn M. Chippie #87852
Ronald M. Abramson #94266
Ronald S. Canter #94000
Bruce H. Cherkis #]8837
WOLPOFF & ABRAMSON, LLP
Attorneys in the Practice of Debt Collection
4660 Trindle Rd., 3'd Floor
CampHill,PA 17011
(717) 303-6700
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SHERIFF'S RETURN ~ NOT FOUND
CASE NO: 2005~05570 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
MBNA AMERICA BANK NA
VS
WOODALL LEE A
R. Thomas Kline ,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named RESPONDANT
WOODALL LEE A
but was
unable to locate Him in his bailiwick. He therefore returns the
PETITION
, NOT FOUND , as to
the within named RESPONDANT
, WOODALL LEE A,
221 WALNUT STREET
CARLISLE, PA 17013
PER POST OFFICE, DEFENDANT MOVED AND LEFT
NO FORWARDING ADDRESS.
Sheriff's Costs:
Docketing
Service
Not Found
Surcharge
Postage
18.00
9.60
5.00
10.00
.37
42.97
So answers...: .,~ ... .' __-
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R. Thomas Kline
Sheriff of Cumberland County
~-~
WOLPOFF & ABRAMSON
11/30/2005
Sworn and subscribed to before me
this
.fc;-
~~
day of f...fiu~
J~, t/j!pJ.1
prhono
1. _
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
655 PAPER MILL ROAD
MAIL STOP 1111
WILMINGTON DE 19884.1411
No. 05-5570
Plaintiff
VS.
LEE A WOODALL
21 W MULBERRY HILL RD
CARLISLE PA 17013
Defendant(s)
PRAECIPE TO DISMISS
PLEASE MARK THE ABOVE-ENTIT1JED CASE AS DISMISSED ~ITHOUT PREJUDIC~.
By:
Amy F. 7062 7Daniei7-w;;lEs;;n:-ff20617
p 41 / Andrew C. Spears #87737
David R. Galloway #8732 I Tonilyn M. Chippie #87852
onal ramson #94266 I Ronald S. Canter #94000
Bruce H. Cherkis #18837
WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011
(717) 303 6700
cc: JAMES JONES
7 IRVINE ROW
CARLISLE, PA 17013
PALN4/PALN4
W&A FILE NO. 111329768
'-, ,
,
-
CERTIFICATE OF SERVICE
I, Kimberly L. Eisenhauer, an authorized agent of WOLPOFF & ABRAMSON,
LLP, hereby certify that a copy of the foregoing praecipe was served this date by
depositing same in the Post Office at Camp Hill, PA, first class mail, postage prepaid,
addressed as follows:
James Jones
7 Irvine Row
Carlisle, PA 17013
WOLPOFF & ABRAMSO
J-a lA-L~
By
4660 Trindle Rd., 3rd Fl.
Camp Hill, P A 170 I I
(717) 303-6700
Dated: ' J 3ClP
.'.j
C:;J