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HomeMy WebLinkAbout05-5836IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK, NO. 09 -,?? (! tco; ISSUER OF THE DISCOVER CARD, PLAINTIFF GLADYS PARKER, vs. CIVIL ACTION - LAW DEFENDANT NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice is served, by entering a written appearance, personally of by attorney, and filing in waiting with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint, or document, or for any other claim or relief requested by the Plaintiff. You may lose money or property or other right important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH TO FIND OUT WHERE YOU CAN GET LEGAL HELP. NOTICIA Le han demandado a used en la corte. Si used quaere defenses de esas demandas expuestas en las paginas, siguientes, used tiene viente (20) dias de plazo al partir de la fecha de lademanda y la notifiation. Used debe presentar una apariencia escrita o en persona o por abogado y archivar en la corte en forma escrita sus defensas o sus objeciones a last demandas en contra de su persona. Sea avisado que si used no se defienda, la corte tomara medidas y psedido entrar una orden contra used sin previo aviso o notificacion y por cualquier queja o alivio que es pedido en la peticion de demanda. Used puede perder dinero o sus propiedades o otros derechos importantes para used. LLEVE ESTA DEMANDA A UN ABADOAGO IMMEDIATAMENTE, SI NO TIENE ABOGADO O SI NO TIENEE EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SU PUEDE CONDEGUIR ASSITANCIA LEGAL. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 (800) 990-9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK, ISSUER OF THE DISCOVER CARD, PLAINTIFF GLADYS PARKER, vs. DEFENDANT COMPLAINT NO.,:)s- S ? 3G d_A J CIVIL ACTION - LAW AND NOW, comes the Plaintiff, by and through its attorneys, and the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: Plaintiff, DISCOVER BANK, is a corporation doing business within the Commonwealth of Pennsylvania and the other states of the United States, with its principal offices located at 3311 Mill Meadow Drive, Hilliard, OH 43026. 2. Defendant, GLADYS PARKER, is an adult individual with a last known address of 26 Terri Drive, Carlisle, Cumberland County PA 17013. 3. It is averred that Defendant was issued an open end credit account by Plaintiff. The account number listed was 6011 3006 6051 8554 4. At all relevant times material hereto, Defendant has been a regular user of said charge account for the purchase of products, goods and/or for obtaining services orfunds. 5. Plaintiff provided Defendant with copies of the Statements of Account I LAW OFFICES WOLPOFF & ABRAMSON, L.L.P. ATTORNEYS INTHE PRACTICE OF DEBT COLLECTION 4880 TRINDLE ROAD THIRD FLOOR showing all debits and credits for transactions on the aforementioned credit card account to which there was no bona fide objection by Defendant. True and correct copies of the Statements of Account evidencing said purchases, payments and additional fees are attached hereto, incorporated herein and marked as Exhibit "A". Further cancelled I CAMP HILL, PA 17011 n]303-8]00 checks demonstrating payments made by Defendant on this account are attached hereto as Exhibit "B." 6. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users, is the sum of Seven Thousand Four Hundred Thirty-Seven and 31/100 ($7,437.31) Dollars. 7. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 8. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. 9. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 10. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. LAW OFFICES WOLPOFF& ABRAMSON, LL.P. ATTORNEYS INTHE PRACTICE OF DEBT COLLECTION 4 W TRINDLE ROAD THIRD FLOOR I CAMP HILL, PA 17011 717-303-6700 WHEREFORE, Plaintiff, DISCOVER BANK, respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendant, GLADYS PARKER, in the amount of Seven Thousand Four Hundred Thirty-Seven and 31/100 ($7,437.31) Dollars, plus costs of this action and such other relief as the Court deems proper and just. Respectfully submitted, Amy F. Doyle, Esquire' ID No. 87062 Daniel F. Wolfson, Esquire ID No. 20617 Philip C. Warholic, Esquire ID No. 86341 Donald P. Shiffer, III Esquire ID No. 89451 Andrew C. Spears, Esquire ID No. 87737 Wolpoff & Abramson, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3`d Floor Camp Hill, PA 17011 (717) 303-6700 Counsel for Plaintiff LAW OFFICES WOLPOFF & ABRAMSON, L.L.P. ATTORNEYS INTH£ PRACTICE OF DEBT COLLECTION 4660 TRINDLE ROAD THIRD FLOOR CAMP HILL, PA 17011 717-303-6700 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff, DISCOVER BANK, who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made LAW OFFICES WOLPOFF & ABRAMSON, L.LP. ATTORNEYS INTHE PRACTICE OF DEBT COLLECTION 4880 TRINDLE ROAD THIRD FLOOR CAMP HILL, PA 17011 ]1]-303-6900 subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: WA-_ 2J -- Amy F. Doyle, Esq&re ID No. 87062 Daniel F. Wolfson, Esquire ID No. 20617 Philip C. Warholic, Esquire ID No. 86341 Donald P. Shiffer, III Esquire ID No. 89451 Andrew C. Spears, Esquire ID No. 87737 Wolpoff & Abramson, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3`d Floor Camp Hill, PA 17011 (717) 303-6700 Counsel for Plaintiff April 5, 2003 ' Please make check payable to Olscorer Tifarvum :.7 l'l ti _ Card. You we ov"alit Pay the sum of the monthly 6mil amo 19 lN t l th e nf ofS 76 Z . mum paymen p .1 1 m us e ov r u . . 06 SDSNGA01 0003977 GLADYS M PARKER FREE Additional Cards for your Account allow you to share your credit line without C/O WORLDWIDE ASST MNGMNT n sharin your Card. Claollt-800-DISCOVERor PO BOX 631245 visit ?iscovercard.comlAddnionalCards to IRVING TX 75063-0016 1 D leam more. \ PO BOX 30395 1"'11""11 SALT LK CITY UT 84130-0395 Address of feleplune change? Please print change in the space above, 111119,1u1nr11u11r11Rollo ur1 1rL1ur1r1r1r 11 11111M 1111 ago to Discovercard com, F t 1 000006011300660518554064761900000000038300 j Discover Titanium Card Account Summary Closing Date: March 6, 2603. account number 6011 3OD6 6051 8554 previous balance $6,306.11 payment due date Apol 5, 2003 payments and credits - 0.00 'a marmum payment due $383.00 purchases s:. + 64.00. . 'credit limit .- $6,400.00 ' cash advances 'credit available $-76.00 + 0.00. cash oreditlmt7 .$3.200.00.. balancetransters - + -'0.00 ` • i , cash credit available ' $0.00 FINANCE CHARGES + 106.08 ' newbalance - $6,476.19 You may be able to avoid Periodic Finance Charges, seethe - reverse side for details. - i s 1 Transactions j trans. post data date previous statement balances FINANCE CHARGES: OLD BALANCE $ - 0.00 i FINANCE CHARGES: CASH 0.00 FINANCE CHARGES: PURCHASES 0.00 FINANCE CHARGES: BALANCE TRANSFERS 0.00 g PRINCIPAL: OLD BALANCE 0.00 PRINCIPAL: CASH 0.00 PRINCIPAL: PURCHASES 0.00 I PRINCIPAL: BALANCE TRANSFERS 0100 Loan date post dam Marti: Mar 6 LATE FEE 35.00 Mar 6 -' Mar 6 OVERLIMIT FEE 29.00 ••••••• ATTENTION ""'° ATTENTION ATTEN77M ••••••• ATTENTION ••••••• ATTENTION •••••••••• I We previou* requested the past due amount on your account. We have no record of mceAft payment. The amount sue should be. paid at once: i a Nominal ANNUAL Average Dally ANNUAL Transadron PedodIC Fee i Dally Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates- RATES RATES... CHARGES CHARGES ' current NOW pedod; 28 days Purchases 5262229 D fN5477-n IQ OOac. F 4o ooa! tan of .M.e. 06 SDSNBA010003978 GLADYS M PARKER C/0 WORLDWIDE ASST MNGMNT PO BOX 631245 IRVING TX 75063-0016 May 5, 2003 Please make check payabk to Discover Ptaruum Card. You are over". Pay the wm of the montMy minimum payment plus she overlimit amount or $ 284.41. FREE Additional Cards for your Account allow you to share ur credit line without sharin0 your Card. Cal I-800-DISCOVER or visit Discovercard.comlAdditionalCards to learn more. Address or telephone dtange? Please print change in the space above, orgo to Discovercerd.oorn. PO BOX 30395 ills Is 1111111211111 Is 011111 SALT LK CITY UT 84130-0395 000006011300660518554066844400000000053200 Discover Titanium Card Account Summery Closing Dater April 6, 2003 r Page 1 of I accountmrmber 6011 30066051 8554 previous balance $6,476.19 payment due date May 5, 2003 payments and credits - : 0.00 minimum payment due $532.00 pundlases + ...70.00 credit timN $6,400.00.. cash advances + ',. O.OO credit available $'284.00 balance handers + 0.00 cash credil6rrlit $3,200.00 cash credit available $0.00 FINANCE CHARGES + ' 138.25 new balance = $6,684.44 You may be able to avoid Periodic Finance Charges, see the reverse side or details. . . Transactions trans. Post date - date previous statement balances FINANCE CHARGES: OLD BALANCE $ 0.00 FINANCE CHARGES: CASH 0.00 FINANCE CHARGES: PURCHASES 0.00 FINANCE CHARGES: BALANCE TRANSFERS 0.00 PRINCIPAL: OLD BALANCE 0.00 PRINCIPAL: CASH 0.00 >-PRINCIPAL: PURCHASES ' ,-0.00 PRINCIPAL: BALANCE TRANSFERS '. 0.00 tran date post date Apr6 Apr 6 ;LATE FEE 35.00 Apr6. -Apr 6..:. OVERLI MIT FEE 36.00 ••"'» ATTENTION •"'•»• ATTENTION '•'""' ATTENTON •«•'». A77ENi70N..••"«• ATTENTION ••••»• Your account is seriously past due. Payment of the amount due and arrangements for figure payments should be made immediately: D Nominal ANNUAL yyggyy . PFRCE AGE PERCENTAGE P Transaction F MCE fmfjCE at1y ert * RGES CHARGES CH . Balanow Rates RATES. ,. RATES..:. A current bilNng period. 31 days Purchases' tP7114e7 AIIWMIx- 06 SDSN6AOt 0003979 GLADYS M PARKER C/O WORLDWIDE ASST MNGMNT PO BOX 631245 IRVING TX 75063-0016 June 5, 2003 ' Pktase make checkpayabk to Discover Titanium Card. You are overlaut Pay me sum ofare mo Wy mirhiwm payment pkrs the overfa if ma nt of $ 492.05. FREE Additional Canis for your Account allow you to share our credit line without sharing YYour Card. Call 1-600-DISCOVER or visit iscovercard.comlAdditionalCards to learn more. Address or fellphone change? Please p*9change in Hie apace above, or go to Drscovernlid com. PO BOX 30395 lilts 111116111 Ili 1111111111 SALT LK CITY UT 84130-0395 II1111111111111111f1111111111111111111111111111111111111111111 00000601130066D518554068920500000000068600 Discover Thorium Card Account Summary Closing Date: May 6, 2003 ` page t of 2 account number 60t13ODS60516554 previous balance $6.684.44: payment due date June 5, 2003 payments and credits 0.88 mirdmum payment due $686.00 purchases + 70:44 near gmlt $6,400.00 credit availa6la $492.00 cash advances + 0.00 cash credit fn* ,$3,200.00 - balance hansters -+ . 0.00 cash or"tavailable $0.00 FINANCE CHARGES -+ 138.05 newbafence = $6,892.05 You may be able to avoid Penodc Finance Charges, see the reverse Side for details. Transactions .'trans. :post dale date previous statement balances FINANCE CHARGES: OLD BALANCE $ 0.00 FINANCE CHARGES: CASH , 0.00 FINANCE CHARGES: PURCHASES 0.00 FINANCE CHARGES: BALANCE TRANSFERS 0;00 PRINCIPAL: OLD BALANCE 0.00 PRINCIPAL: CASH - 0.00 PRINCIPAL: PURCHASES 0.00 PRINCIPAL: BALANCE TRANSFERS 0:00 tran dab post date Aix 5 Apr 5 AN ADJUSTMENT TO YOUR -A000 -0.44 Apr 5 - Apr 5 AN ADJUSTMENT TO YOURrACCO -044 Apr 5 Apr 5 AN ADJUSTMENT TO YOUR ACCO 0.44 May6_ May-6-.- -LATE FE1E_ _ -- 35.00-, May 6. May 6 OVERLIMIT FEE' 35.00 ••"`» ATTENTION ..... ...: ATTENTION '" "- ATTENTION: ""•» ATTENTION .... ATTENTION ""`^ - ' Your account is sedouslypast due.. Payment of the amount due and arrangements for future payments should be made mmectatety.. Get FREEAdditional Cards so the peopfe close to you can share the benefits of yourOiscover(R) Caro Account. Call today: 1.800.347-5537. 06 SDSN6A010003980 GLADYS M PARKER C/O WORLDWIDE ASST NNGNNT PO BOX 631245 IRVING TX 75063-0016 July 5, 2003 Please make check payable to Discover Titanium Card. You are overamil. Pay Be sum of the m Ifiiv minkrlim payment plus the ovedoW amount of $ 400.32. FREE Additional Cards for your Account allow you to share your credK line without sharing your Card. Call 1-80D-DISCOVER or visit Discovercard.oom/AdditionalCards to team more. Address a telephone change? Please Pont change in Qe space above, orgo to Dwookrercerd mot. PO BOX 30395 11141 fill 111111111111113111 SALT LK CITY UT 84130-0395 000006011300660518554068003200000000069000 Discover Titanium Card Account Summary Closing Date: June 6, 2003 page 1 of t account number 6011 30066051 8554 previous balance $6;892.05 payment due date ". July 5, 2003 ' payments and credits 132.00 minimum payment due: $690.00 purchases + 0.00 'credit limit $6,400.00 aeditavailable $-400.00 cash advances + 0.00 cash credit kno $3,200.00 balance transfers ' + -:0.00 :.cash credit available $0.00 FINANCE CHARGES -' + 4027 new balance = $6,800.32 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Transactions trans. post date date previous stalementbalances FINANCE CHARGES! OLD BALANCE $ 0.00 FINANCE CHARGES: CASH 0.00 FINANCE CHARGES: PURCHASES 0.00 FINANCE CHARGES: BALANCE TRANSFERS 0.00 PRINCIPAL: OLD BALANCE 0.00 PRINCIPAL: CASH 0.00 PRINCIPAL: PURCHASES -` 0.00 PRINCIPAL: BALANCE TRANSFERS 0100 tran date post date May 8 , May B PAYMENT - THANK YOU ' - -132.00 • :«•• ATTENTION »s..... A77ENTION .....:ATTENTION •«••« ATTENTION ....r. ATTENTRAl "- Your amount is serouslypast due. Payment of Me: amount due and arrangements for future payments should be made immeoiata y. Av?er090 Dadv '. NNL ANNUAL J Periodic Transact Oerly P 011; PERCENTAGE PERCENTAGE f1 NCE FINANCE - Balances Raley RATES RATES ,. CHARGES CHARGES current biting period: 3i days i Purchases SIOUt Aa n rttotsac 9 ooo 17 -a now :,. 06 SDSNBA01 0003981 GLADYS M PARKER C/O WORLDWIDE ASST NNGNNT PO BOX 631245 IRVING TX 75063-0016 Address or telephone charge? Please print change in the space above, or go to Dismvercardcom. 000006011300660518554065306100000000013100 Discover Titanium Card Account Summary Closing Date: July 6, 2003 page 1 ofI aacountnumber, 6011 3006'.60518554 previous balance $6;800.32 " payment due date ...August 5,.:2003 - payments and credits -.308.00 minimum payment due $131.D0 ,. _. purchases + ' 0.00 credit limit .. `$6,400.00: cash advances + ?tavailable $-130.00 ' 0-00 balance transfers + cash Credit limit $3.200.00:. 0.00 cash credit avaiable.- $0.00. FINANCE CHARGES + 38.29 newbalance $6.530.61 - You may be able. to avoid Periodic Finance. Charges,. see the reverse side for details. Transactions trans." , post .. date date previousstatement balances FINANCE CHARGES: OLD BALANCE.... $ 0.00 FINANCE CHARGES: CASH 0.00 FINANCE CHARGES: PURCHASES 0.00 FINANCE CHARGES: BALANCE TRANSFERS 0.00 PRINCIPAL-. OLD BALANCE '. 0.00 PRINCIPAL CASH " 0.00 PRINCIPAL: PURCHASES:' '. 0.00 PRINCIPAL:' BALANCE TRANSFERS 0.00 tran date postdate Jun11Jun 11 PAYMENT -THANK YOU -154.00, Jul 3 Jul 3 PAYMENT -THANK YOU -.154.00 Silly and Savel Use your Discover(R) Card to pay oghlgh-rate balances today. You can save money and ' consolidate y0dr debt into one convenient payment. Call 1-801)-767-7319 to see if a Balance Transfer otter Is avalable - foryou. - Average llYyyv NNUAL ANNUAL ; Partook Pe F Transaction Daily P edodn'c PERCENTAGE PERCENTAGE FINANC RMAICE . Balarcahs Rates RATES RATES. : CHARGES CHARGES current billing period: 30 days .cn ' WachaaaA 197nbAll nnlol6 900a F 9 eow 0.9 ......,. August 0,'lrm:e Please make check payable to Discover Titanium Card. You are overkmit P* the sum of the montMy minimum payment Pita the ov"mitamaunt of $ 130.61. FREE Additional Cards for your Account allow you to share our credit line without sharingp your Card. Cyatl 1.800-DISCOVER or visit Discovercard.comiAdditionalCards to learn more. PO BOX 30395 IIIIIrIIerIIruIIIrAn11 SALT LK CITY UT 84130-0395 IIuIuI III gill 1u11r11m11uu,II,I,I,uI,I,I,IuArlfill Ill September 5, 2003 .1 Please make check payable to Discover Titanium Cana You are oveAimit. Pry the sum of the ff"W* minimum payment plus fheoverliapt amount of $15.40. 08 SDSNGA010003982 GLADYS M PARKER C/O WORLDWIDE ASST NNGNNT PO BOX 631245 IRVING TX 75063-0016 Address or teiephorw change? Please Pont change in the space above, orgo to Olecounrcard.corrl. FREE Additional Cards for your Account allow you to share or credit line without sharing your Card. Ca 1-800-DISCOVER or visit Oiscovercard.contAdditionalCards to learn more. PO BOX 30395 111111111111111111111111111 SALT LK CITY UT 84130-0395 111,111111i111illllllllltill 1111111111111111111111111111111111 000006011300660518554064154000000000012900 Discover Titanium Card Account Summary Closing Date: August 6,2003 page 1 of t account number 6011 3006 6051 8554 previous balance $6,530.61 payment due date September 5, 2003 payments and credds :.154.00 mirdmumpayment due ::$129.00 Credit that $6,400.00 purchases + ?0.00 '. arredtavailable $-15.00•. cash advances ' + 0.00 Cash credit GdW $3,200.00 balance transfers" + 0100 Cash credit avat7aWs $0.00 FINANCE CHARGES + 38.79 new balance _ $6,415.40 You may be able to avad Penook Finance Charges, see the reverse side fordetals. Transactions trans. post date data previous statement balances FINANCE CHARGES: OLD BALANCE : -. $ ..0.00 FINANCE CHARGES: CASH 0.00 FINANCE CHARGES: PURCHASES 0.00 FINANCE CHARGES: BALANCE TRANSFERS - 0.00 PRINCIPAL: OLD BALANCE- 0.00 PRINCIPAL: CASH 0.00 PRINCIPAL: PURCHASES 0.00 PRINCIPAL: BALANCE TRANSFERS 0.00 trap date post date Aug 4 Aug 4 PAYMENT -THANK YOU -154.00 Slmpgy and Sava Use your t Ascover(R) Card to pay offhoi-r'sie balances today. You cari save money and consolidate your debtfrlto one convanlent payment.. Cag 1-800-353.0942 tows #a BWance.TranaeroNeris evalabfe ' for you. ominal ANNUAL pd?. Average D ?y E T E P AMAGE M 3 f d 6 Transaction ? P enodc RCEN E AG RNA Balances R RATES t CHA S NAi?EE f :NA S a es RGE RATES. , .. R. GE 1 current billing period. 31 days October 5, 2003 Please make check paya6b to Discover Titankrm Card orpay onbne @ Diecovercard oom. 06 SDSt6A01 0003ea3 GLADYS M PARKER C/O WORLDWIDE ASST MNGMNT PO BOX 631245 IRVING TX 75063-0016 Address or sebphone charge? Please print change in the space ab" orgo to Disoovwcerd.cam. FREE Additional Cards for your Account allow you to share your credit line without shadng your Card. Call 1-800-DISCOVER or visit Discovercard.com/AdditionalCards to learn more. PO BOX 30395 Illerrllrrrllrrrrllrrrlr'II SALT LK CITY UT 84130-0395 Ilrelnll,Irrrll.dLlLrelLeerillJeLnirlelelur6111111rl 000006011300660518554062995300000000012600 Discover` Titanium Card Account Summary Closing Date: September 6, 2003 page 1 of 1 account number 6011 3008 6051 8554 - previous balance: $6,415.40 payment due date October 5, 2003 payments and credits 154.00 minimum payment due: $126.00 purchases + : -- 0.00 credit $6,400.00 - avail 'crediravaifabie MOM cash advances -- + ` 0.00 cash credit dmrt -$3,200.00 balance transfers + 0.00 cash creditavab"It.. $0.00 FINANCECHARGES + 38.13 now balance $6,299.53 You may be able to avoid Periodic Finance CheMes, seethe reverse side for details. rMact one trans. Post date data Previous statement balances FINANCE CHARGES: OLD BALANCE $ O.JO FINANCE CHARGES: CASH 0.00 FINANCE CHARGES: PURCHASES 0.00 FINANCE CHARGES: BALANCE TRANSFERS 0.00 PRINCIPAL: OLD BALANCE 0.00 'PRINCIPAL: CASH - 0.00 - PRINCIPAL: PURCHASES :- - 0.00 'PRINCIPAL: BALANCE TRANSFERS - 0.00 Iran date postdate Sep 5: ;Sept 5 PAYMENT-. THANK YOU -154.00 - Srmoty am Savel Use your Aiscouer(R) Card fo pay o%fh0-take balances today. You care save money and -Consolidate your d lit Into one convenient payment Call 1-877--353.0985lo se$ if a Balance Irransrerofer is avaailade for you. Average Nominal ANNUAL a ANNUAL Periodic Transaction Fee Dad P errodk PERCENTAGE PERCENTAGE FINANCE FNMAVE Balances Rates RA TES RATES` CHARGES CHARGES current Wfing penod:. 31 days ? Purchases "At 9 OQ A A,d. ro ? - -- November 5, 2003 " ' Please make check payable b Discover Titanwm Card. Minimum paymerddae includes & past due amm'904126e0. 05 SDSNWI 0003984 GLADYS M PARKER C/O WORLDWIDE ASST MNGMNT PO BOX 631245 IRVING TX 75063-0016 Address or tekephone Change? Please Prtd Change in the spans above, or go b OiscoverceM.com FREE Additional Cards for your Account allow you to share ? your credit fine without sharingyourCard. Cs111-800-DISCOVER or visit Disco"reard.coMAddiCanalCards to learn more. PO BOX 30395 ???rrh??hrr??hhhr??rtr?rr?? SALT LK CITY UT 84130-0395 16111111 rdLdLlLhhlLhhhhllddhnLlhLLhh11Lrhlld 000006011300660518554063358200000000025300 Discover Titanium Card Account Summary Closing Date: October 6, 2003 page 1 of 1 -account number 6011 3006 6051 8554 previous balance . $6,299.53 Payment due date November 5, 2M payments and credits -- 0.00 mirdmum payment due $253.00 + 0:00 credit $6 4.00 .00 atWlablo $64 Credit avai . cash advances + 0.00 cash medlt fin* $3,200.00 balance transfers + 0.00 cash credit available $0.00 FINANCE CHARGES + 36.29 newbalance = $6,335.82 You may be able to avoid Penodie Finance Charges, see the reverse side for details. Transactions trans. Pam date _ date previous statement balances FINANCE CHARGES: OLD BALANCE -. $ 0.00 FINANCE CHARGES: CASH : 0.00 FINANCE CHARGES: PURCHASES 0.00 FINANCE CHARGES: BALANCE TRANSFERS 0.00 PRINCIPAL: OLD BALANCE - 0.00 PRINCIPAL: CASH 0.00 PRINCIPAL: PURCHASES 0.00 PRINCIPAL: BALANCE TRANSFERS -0.00 '••••» ATTENTION •••••". ATTENTION """ ATTENTION .:»•••» ATTENTION »".••• ATTENTION '•»'•• Your apmunris.pasr due. Please pay the past due amount now, or.contact us to make other arrangements.. &mp* and Sevel Use your Di cover(R) Card to pay off high-rate balances today. You can save money and consoWateyour debtInto weconvenient payment . Cat? 1-800-767-7315 to seeifat?stance.Transfer offer /savablWe for you. Average Daly ANNUAL ANNUAL Peiodic F?sadlon Daly PenodlL PERCENTAGE PERCENTAGE 17NANCE FINANCE Balarnaes Rates RATES RATES CHARGES CHARGES current blt6rrgpeicrh.30 days Purchases $228256 nntorsac December 5, 2003 ' ' ' Phase make checc payabk b Discover Intantrm Card. Alirdmum payment due bdudes a past due amounrof,f253.00. Oe SDSN6A010003965 GLADYS IN PARKER C/O WORLDWIDE ASST MNGMNT PO BOX 631245 IRVING TX 75063-0016 Address or f Wxvie change? Pknse Print change in the space above, or go to Dtacovem&d. m. FREE Additional Cards for your Account allow you to stare your credit line wttlout sharing your Card. Call 1-800-DISCOVER or visit Disomercard.coMAddilionalCards to learn more. PO BOX 30395 Illa111111llnullu111111 SALT LK CITY UT 84130-0395 11111111411 all 11111111114111 Niel 61111611111111 1111111111*91111 000006011300660518554063735300000000038100 Discover Titanium Card Account Summary Closing Date: November 6, 2003 page 1 of 1 account number 6011 3006605/ 8554 previous balance : $6,335.82 payment due date December 5, 2003 payments and credits - `0.00 mirtmum Payment due $361.00 purchases + 0 00 cramAm# ; $6,400.00 . credit avatleMe $26.00 cash advances . ,_ + 0.00 cash om limit $3,200.00 balance transfers + 1.00 cash credit available $0.00 FINANCE CHARGES + 37.71 newbalance _ $6,373.53 You may be stills: to avoid Periodic Finance Charges, seethe reverse sde for details. Transactions trans. poet date' - date previous statement balances FINANCE CHARGES: CUD BALANCE $ 0.00 FINANCE CHARGES. CASH 0.00 FINANCE CHARGES: PURCHASES 0.00 FINANCE CHARGES: BALANCE TRANSFERS 0.00 PRINCIPAL: OLD BALANCE 0.00 PRINCIPAL: CASH 0.00 PRINCIPAL: PURCHASES 0.00 PRINCIPAL: BALANCE TRANSFERS 0.00 . I •:••••• ATTENTION ,•»'•• ATTENTION ""'•' ATTENTION- ....••. ATTENTION ATTENTION We Previouslyrequestedthepast dueamount onycuuaccount We have no mccorddofrscelvirgpayment Theamount due shouAdbe pad at orx l c 7 I a Nominal ANNUAL Po P R E F { { 7 Transaction t dy n EE C NTAGE PERCENT ae AmIN G ANCE ` M . Balances - Rates . RATES tIATES CHAR ES RGES t A current Wong period. 31 days ? '•: ' Purchases' CPPQR 41 enre+.cer .. :.;:... _- - January 5, ZW4 06 SDSN&A01 0003998 GLADYS M PARKER C/O WORLDWIDE ASST MNGMNT PO BOX 631245 IRVING TX 75063-0016 Address ar telopfwthe change? Please Print change in the specs above, or go to Discovemard can. Please make dock payable to Dsoover Tidrrwm Card. You are om"t Pay the sum of the monWy mlMmum payment plus ft ow irn* amount of $175.75. FREE Additbnal Cards for your Account allow you to share our credit line without sharing your Card. Cyat 1.800-DISCOVER or visit D(sc:overcard.conVAdditionalCards to leam more. PO BOX 30395 ???rrr??hrr??rrrr??rrr?rr?? SALT LK CITY UT 84130-0395 111r111111 111 11nur 111 11111111111 0000060113006605185540657575000D0000052800 Discover Titanium Card Account Summary Closing Date: December 6, 2003 page 1 of I account number 6011 3006 6051 8554 Previous balance : $6,373.53 payment due date - Jarstary 5, 2004 payrnems and credits .....0.00. . minimum payment due $528.00 purchases + 70.DO credit" $6,400.00 cradt avatabte $-175.00 cash advances + 0.00 cash cmdit knat . $9,200.00 balance handers -.: + 0.00 cash credit available $0.00 FINANCE CHARGES + 132.22 newbalenoe = $6,575.75 You may be able to avoid Periodic Finar"Charges, sea the reverrse side for detaNs. ratl Otla trans, post data date - previous statement balances FINANCE CHARGES: OLD BALANCE $ 0.00 FINANCE CHARGES: CASH 0.00 FINANCE CHARGES: PURCHASES 0.00 FINANCE CHARGES: BALANCE TRANSFERS 0.00 , PRINCIPAL: OLD BALANCE 0.00 PRINCIPAL: CASH 0.00 PRINCIPAL: PURCHASES 0.00 PRINCIPAL: BALANCE TRANSFERS 0.00 tran date post date Dec 6 Dec 6 OVERLIMti FEE 35.00 Dec 6 : Dec 6 LATE FEE 35:00 ••"«•• ATTENTION ••«»•: ATTENTION •••«» ATTENTION .:•«••« AMN77014 •»•»• ATTENTION ""»• Your account is seriousty past due. Payment of the amount due and amangements for future payments should be made immeatatery. . Average a Alondn ANNUAL ANNUAL PERCENTAGE PERCENTA P i E Periodic Fraaensadion F AN E M e s. nod c G Ma IN C Balarhr»s Rates RATES RATES CHARGES CHARGES currerAbiffingpenod 30 days purchases $2325.96 0.06847% 24.g90A F 914 o00 I-mmary 0, Nua 06 SDSNWI 0003987 GLADYS M PARKER C/O WORLDWIDE ASST MNGMNT PO BOX 637245 IRVING TX 75063-0016 Address or tebptwne change? Please print charge rn the space above, "go to Discovercard.com. Please make &*& payable to Docurer TdaNum Card. You are ov"Mt Pay are sumo(pre monthly mid m paymem plus the over6m41 amoum of $3M 75. FREE Additional Cards for your Account allow you to share our credit line without sharing your Cana. Call?-600-DISCOVER or visit otscovercard.com/AdditionalCards to learn more. PO BOX 30395 SALT LK CITY UT 84130-0395 IIuIuIuImIInmn11r1rur1r1ur11r1 00DDD6D113D0660518554067867500000000067900 Discover Titanium Card Account Summary Closing Date: January 6, 2M page 1 of 1 :. account number 6011 9006 6051 &554 Previous balance $6,575.75 payment due date February 5, 2004 payments and credits 0.00 minimum payment due : $679.00:.. pur6hases + :70.DD credit limit ;. - $6,400.00 . - cash advances + 0.00 .. Credit available . $-386.00 - balance transfers .. + 0.00 cash credit tint $3,200.00 : . cash credit available $0.00 FINANCE CHARGES + 141.00 new balance = $6,786.75 You may be able to avoid Periodc Finance Changes, see the reverse side for details. ransactions trans. post date data previous statement balances FINANCE CHARGES: OLD BALANCE $ 0.00 FINANCE CHARGES: CASH 0.00 fl 4ANCE CHARGES: PURCHASES 0.00 FINANCE CHARGES: BALANCE TRANSFERS 0.00 iPRINCIPAL: :OLDBALANCE 0.00 PRINCIPAL: CASH 0.00 PRINCIPAL: PURCHASES -'0.00 PRINCIPAL BALANCE TRANSFERS ' 0.00 tran date post date Jan 6 Jan 6 OVERUMiT FEE 35.OD Jan8 Jan 6 LATE FEE 35.00 •••«•• ATTENTIOAI."""' ATTENTION """•• ATTENTION "'•"• ATTENTION..•,•••" ATTENTION "'••°' Your account is seriously past due. Payment of the amount due and anangements for AWre Payments should be made Immediately. Average Nominal AJW?WAL Dallyy ANNUAL Transaction Pedodic Fee Dally Periodic PERCENTAGE PERCENTAGE RNAMCE RNANCB Balances Rates RATES RATES : CHARGES CHARGES current bilft period; 31 days Purchases $2445.75 0.06847% 24.99% F 24.0% 91;1 on nnrm mamn 0, ZOU9 Please make areckpayame to Discover TeiaNum Card. You are mwfl Mt. Pay the sum of are momhly minimum paymeniplus the overknuf amount of.$60 .27. 06 SDSN6A01 OOD3988 GLADYS N PARKER C/O WORLDWIDE ASST NNGNNT PO BOX 631245 IRVING TX 75063-0016 Address or fefephone change? Please prim change in the apace above, orgo to Discovemard.cam. FREE Additional Cards for your Account allow you to share i credit line without sharing your Card. Celt-8DO-DISCOVER or visit Dfscovercard.coMAdditionalCards to learn more. PO BOX 30395 111181111611111111111111111 SALT LK CITY UT 84130-0395 1111 11thnImI In IIIIIurI?rnu??r?r?ur?r?r?r?nrIIIwIIrI 000006011300660518554070022700000000083500 Discover Titanium Card Account Summary Closing Date: February 6, 2004 page 1 of 1 aawurlt number 5011 3006 6051 6554 previous balance $6,786.75 payment due date :.March 5, 2004 payments and cradits - 0.00 minimum payment due ' $635.00 purchases + ; 70.00 cradltBmil'.- ..:$6,400.00 cmdNavaileble .$-602.00 cash advances .. +. 0.00 - cash credit limit $3,200.00 balance transfers' + - 0.00 'cash credit avat7able $0.00 + FINANCE CHARGES 145.52 newbalancs = $7,002.27 You may be able to avoid Periodic fmanoe Charges, see the reverse side for details. ' Transactions trans. post date dets previous statement balances FINANCE CHARGES: OLD BALANCE $ 0.00 FINANCE CHARGES: CASH 0.00 FINANCE CHARGES: PURCHASES 0.00 FINANCE CHARGES: BALANCE TRANSFERS 0.00 PRINCIPAL: OLD BALANCE. 0.00 PRINCIPAL: CASH 0.00 - PRINCIPAL: PURCHASES ' OAO PRINCIPAL:BALANCE TRANSFERS 0.00 Van date post date Feb 6 Feb 6 LATE FEE 35.00 Feb 6 Feb 6 OVERLIMIT FEE - 35.00 ' ATTENTION •'"•'« ATTENTION •"^•• ATTENTION ATTENTION ATTENTION Your SoCount a sadously past due. Payment of the amount due and arrangements for future payments should be made ' immadately, - Average ANNUAL UAL Periodic ANNUAL P Transaction Daily PERCENTAGE PERCENTAGE FINANCE ?totkc FINANCE Balances Rates.. RATES ...::RATES.... CHARGES CHARGES current b0V period: 31: days c :PUff*"M CO ft 01 n rraaaoe OA OUO[ G. .. 9A GOac eu Ce .....,o l Ntnn ,, CV W1 OS SDSNWWI 0009889 GLADYS M PARKER C/O WORLDWIDE ASST NNGNNT PO BOX 631245 IRVING TX 75063-0016 Address or, telephone change? Pease print change in the space above, orgo to DiscovercaN.mm. Please make check payable to Discover Titanium Card. You are ovedmit. Pay the sum of the monthly minimum payment plus the 0verirNl amount of $812.64. FREE Additional Cards for your Account allow you to share your credit line without sharing your Card. Call t-800-DISCOVER or visit Discovercard.conVAddRbnalCards to learn more. PO BOX 30395 111111111181111611 SALT LK CITY UT 84130-0395 III 11111111111 111111111111 111111111111111113 loll I 000006011300660518554072126400000000099600 Discover Titanium Card Account Summary Closing Date: March 6, 2004 page 1 of 1 account number 6011 3006 6051 8554 previous balance $7,002,27 payment due date April 5, 2004 payments and credits 0.00 minimum paymerN due, $996.00 pu bases + 70.00 -$6 arectit s&available $-8112.00 2.00 available .. cash advances:. + ,.0.00 credit" .$3,200.00 balancetranskrs + x0.00 cash credit available :.:$0.00'. FINANCE CHARGES + 140.37. new balance = $7,212.64 - You may be able to avoid Periodic Finance Charges, see the reverse side for details. Transacticons trans, post date date ?previous atallment balances FINANCE CHARGES: OLD BALANCE $ 0.00 FINANCE CHARGES: CASH 0.00 FINANCE CHARGES: PURCHASES -: 0,00 FINANCE CHARGES: BALANCE TRANSFERS 0.00 PRINCIPAL: OLD BALANCE 0.00 PRINCIPAL: CASH -0.00 PRINCIPAL: PURCHASES 0.00 _ PRINCIPAL: BALANCE TRANSFERS : 0.00 tran date poet data Mad6 Mar 6 LATE FEE - 35.00 Mar :6 Mar 6 OVERLIMIr. FEE 35.00 ......• ATTENTION ••:•••• ATTENTION ,,,,,•' ATTENTION ,"°•' ATTENTION ':»••••• ATTENTION ,•««. Your amount Is sedouslypast ure.: Payment of Me amount due and amingements to firti a payments show be made imrnecfately:. - - var e Nominal ANNUAL 0 R E Transaction AM& FI Daily RC NTAGE PERCENTAGE PE NANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 29 days 'Purchases $2692.86 . 1106847% 24.99% F ' 24.99% $0.48 none ' may ca, cuu4 30 SDSNSA01 0003990 GLADYS M PARKER C/O WORLDWIDE ASST MNGMNT PO BOX 631245 IRVING TX 75063-0016 Address ortelsphone change? Pbase print charge in the space above, ago to Disoowvcmd com. FREE Additional Cards for ur Account allow you to share our credRline without sharing$1 your Card. Cell 1-800-DISCOVER or visit Dlscovercard.colnlAdditionalCads to leam more. PO BOX 15251 ???rrr??rrrrr??r??rrr?rrr?? WILMINGTON DE 19886-5251 IIAIIrInIIrI IIall u111u11IuIWIIIIuIIIIIIrIInIII IIIIII 000006011300660518554000000000000000132800 Discover Titanium Card Account Summary Closing Date: April 30, 2004 page t of 1' account number X6011300660518554 previous balance ..: $7,437.31 payment due date May 29, 2004 payments and credits 7,437.31 nffiYmum payment due $1,328.00 purchases + 0.00 bredif limit $6,400.00 rash advances + 0 00 credit available $-1,037.00 . cash credit nntr , .$3,200.00 .. balance transfers " + 0.00 cash a"tavatable ` '$0.00 FINANCE CHARGES + 0.00 newbalance '-$0.00 Transactions trans.... post date data previous statement balances FINANCE CHARGES: OLD BALANCE $ 0.00 FINANCE CHARGES: CASH" ` 0.00 FINANCE CHARGES: PURCHASES 0.00 FINANCE CHARGES: BALANCE TRANSFERS 0.00 PRINCIPAU OLD BALANCE = 0.00 - PRINCIPAL: CASH 0.00 PRINCIPAL: PURCHASES 0.00 PRINCIPAL: BALANCE TRANSFERS ' 0.00 tran deb post date Apr 30: Apr 30 INTERNAL CHARGE-OFF -7,437.31 Average- Dally ANAL ANNUAL Periodic f Daily redodk PERCENTAGE'S PERCENTAGE T S RNANCE FINANCE CH GES C ES Balances Rates.. RA E RATES.. AR HARG current bOngg period., 24 days ;.Purchases so 0 MUM 24:4996 F P4 RIM Sn nnrw 7G Q (J c ,J :-a T? obr? SHERIFF'S RETURN - NOT FOUND CASE NO: 2005-05836 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND DISCOVER VS PARKER GLADYS Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made: a diligent search and inquiry for the within named DEFENDANT PARKER GLADYS but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT & NOTICE , NOT FOUND , as to the within named DEFENDANT PARKER GLADYS 26 TERRI DRIVE LE. PA 17013 DEFENDANT LIVES IN WEST VIRGINIA. Sheriff's Costs: So answers•---- ;.= Docketing 18.00 Service 4.80 Not Found 5.00 R. Thomas KT-rfie Surcharge 10.00 Sheriff of Cumberland County .00 37.80 WOLPOFF & ABRAMSON 11/30/2005 Sworn and subscribed to before me this (? w day of l?zee-w 1 Cos A.D. Pr thono IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK NO. 05-5836 Civil Term ISSUER OF THE DISCOVER CARD Plaintiff VS. GLADYSPARKER Defendant CIVIL ACTION - LAW PRAECIPE TO REINSTATE To the Prothonotary: Kindly Reinstate the attached Complaint W&A # 124822215 Respectfully Submitted, ??-':? Amy F. Doyle #87062 Daniel F. Wolfson #20617 Philip C. Warholic #86341 Andrew C. Spears #87737 David R. Galloway #87326 Tonilyn M. Chippie #87852 Ronald M. Abramson #94266 Ronald S. Canter #94000 Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Rd., 3`d Floor Camp Hill, PA 17011 (717) 303-6700 110%, o l? P DISCOVER BANK, ISSUER OF THE DISCOVER CARD, Plaintiff V. GLADYS PARKER, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA NO: 05-5836 CIVIL TERM CIVIL ACTION - LAW NOTICE TO PLEAD TO: Discover Bank, Issuer of the Discover Card c/o Andrew Spears, Esquire WOLPOFF & ABRAMSON, LLP 4660 Trindle Road, 3 d Floor Camp Hill, Pennsylvania 17011 You are hereby notified to file a written response to the enclosed Answer and New Matter within twenty (20) days from service hereof or a judgment may be entered against you. Respectfully Submitted, Rominger & Whare Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, Pennsylvania 17013 (717) 241-6070 Supreme Court ID # 81924 Attorney for Defendant Date: April 26, 2006 DISCOVER BANK, ISSUER OF THE DISCOVER CARD, Plaintiff V. GLADYS PARKER, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO: 05-5836 CIVIL TERM CIVIL ACTION - LAW ANSWER AND NEW MATTER AND NOW, comes Gladys Parker, Defendant, by and through her counsel Karl E. Rominger, Esquire, and in response to the Complaint avers as follows: 1. Admitted. 2. Denied. By way of further answer Defendant's current address is 255 Northwood Drive, Hedgesville, West Virginia 25427. 3. Denied. Strict proof of the same is demanded at trial. By way of further answer it is denied that Defendant ever thought to open a credit account with Plaintiff, 4. Denied. Strict proof of the same is demanded at trial. 5. Admitted in part and denied in part. It is admitted the statements are attached. It is denied that the statements of account evidencing purchase, payments, and additional fees would be owed by Defendant. Strict proof of the same is demanded at trial. 6. Denied. Strict proof of the same is demanded at trial. 7. Denied. By way of further answer, Defendant owes no monies. 8. Admitted. 9. Conclusion of law and requires no answer and if the answer is required it is denied and strict proof of the same is required at trial. 10. Admitted. WHEREFORE, Defendant respectfully requested judgment in her favor along with costs and fees. NEW MATTER 11. Previous paragraphs incorporated by reference. 12. Any accounts with Discover were held by and used solely for the benefit of Defendant's husband if any existed at A. 13. If any charges were accrued no benefit occurred to Defendant. 14. Defendant owes Plaintiff no monies. 15. Defendant a widow, is being victimized by Discover Bank and the collection efforts however to this suit are frivolous and without merit. 16. Actions of Plaintiff barred by applicable Federal and State laws including but not limited to the Third Debt Collections Practices Act and any other statute Consumers Trade Law which may be applicable. WHEREFORE, Defendant asks for judgment in her favor and against Plaintiff plus costs and interest. Date: April 26, 2006 Respectfully Submitted, Rominger & Whare Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, Pennsylvania 17013 (717) 241-6070 Supreme Court ID # 81924 Attorney for Defendant DISCOVER BANK, ISSUER OF THE DISCOVER CARD, Plaintiff V. GLADYS PARKER, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO: 05-5836 CIVIL TERM CIVIL ACTION - LAW CERTIFICATE OF SERVICE I, Karl E. Rominger, Esquire, Attorney for the Defendant, Bonnie Lee, do hereby certify that I this day served copy of the within Answer and New Matter to the following via facsimile and by depositing the same in the United States mail, postage prepaid, at Carlisle, Pennsylvania, addressed as follows: Andrew C. Spears, Esquire WOLPOFF & ABRAMSON, LLP 4660 Trindle Road, 3`d Floor Camp Hill, Pennsylvania 17011 Respectfully Submitted, Rominger & Whare Date: April 26, 2006 Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, Pennsylvania 17013 (717) 241-6070 Supreme Court ID # 81924 Attorney for Defendant _-? _, . i, `l j IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK, NO. 05-5836 Civil Term ISSUER OF THE DISCOVER CARD, PLAINTIFF VS. CIVIL ACTION - LAW GLADYSPARKER, DEFENDANT PLAINTIFF, DISCOVER BANK'S REPLY TO DEFENDANT'S NEW MATTER AND NOW, this day of 2006, comes the Plaintiff, Discover Bank, by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Reply to New Matter and in support avers as follows: 11. The statements in paragraph 11 of Defendant's New Matter constitute an incorporation paragraph to which no response is required. To the extent Plaintiff is required to answer, the same is denied, and strict proof is demanded at the time of trial. 12. Plaintiff is without sufficient information or knowledge to form a belief as to the truth or veracity of the allegations in this paragraph. Therefore, the same is denied and strict proof is demanded at trial. 13. Conclusion of law, no response required. If a response is required, LAW OFFICES WOLPOFP & ABRAMSON, L.L.P. ATTORNEYS IN ] P"MCE OFDEBTCOLLEMON 4880 TRINDLE ROAD THIRD FLOOR CAMP HILL, PA 17011 71)-3038]00 Defendant utilized the open-end credit card account issued by Plaintiff to purchase goods and services, thereby extracting a benefit from Plaintiff. 14. Conclusion of law, no response required. If a response is required, on August 22, 1994, Defendant was issued an open-end credit card account by Discover, with account number 6011002000532689. As of the date of Plaintiff's Complaint, the remaining balance due, owing and unpaid on Defendant's credit card account, as a result of charges made by said Defendant and/or any authorized users, was the sum of Seven Thousand Eight Hundred Sixty-Three and 71/100 ($7,863.71) Dollars. 15. Conclusion of law, no response required. If a response is required, on August 22, 1994, Defendant was issued an open-end credit card account by Discover, with account number 6011002000532689. As of the date of Plaintiffs Complaint, the remaining balance due, owing and unpaid on Defendant's credit card account, as a result of charges made by said Defendant and/or any authorized users, was the sum of Seven Thousand Eight Hundred Sixty-Three and 711100 ($7,863.71) Dollars. 16. Conclusion of law, no response required. If a response is required, any allegations or insinuations of wrongdoing on the part of Plaintiff are hereby denied. By way of further response, Plaintiff is unsure what laws Defendant is referring to with the terms, "Third Debt Collection Practices Act" and "Consumers Trade Law." LAW OFFIm WOLPOFF & "RAMSON, L.L.P. OFDRBTCOLLECTION W10TRINDLE ROAD THIRD FLOOR CAMP HILL, PA 1AH1 WHEREFORE, Plaintiff, Discover Bank, respectfully requests that this Honorable Court dismiss Defendant, Gladys Parker's New Matter with prejudice, along with the allowable costs of this action, and such further relief as the Court deems just and appropriate. Respectfully submitted, Andrew C. Spears, Aquire ID No. 87737 Wolpoff& Abramson, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3 d Floor Camp Hill, PA 17011 (717) 303-6700 Counsel for Plaintiff LAW OFFICES WOLPOPF & ABRAMSON, L.L.P. ATTORNEYS IN THE PRACITCE OPDEETCOLLEMON 0 TRINDLE ROAD THIRD FLOOR CAMP HILL, PA 17DII ]1]303-0IDD VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff, Discover Bank, who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Reply to New Matter are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unworn falsification to authorities. dik Andrew C. Spears, Esquire ID No. 87737 Wolpoff & Abramson, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 (717) 303-6700 Counsel for Plaintiff LAW OFFICES WOLPOFF & ABRAMSON, L.L.F. ATTORNEYS IN THE PRACIYCE OF DEBT COLLECTION 4840 TRINOLE ROAD THIRD FLOOR CAMP HILL, PA 17011 ]1]3034)00 F- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK, NO. 05-5836 Civil Term ISSUER OF THE DISCOVER CARD, PLAINTIFF VS. CIVIL ACTION - LAW GLADYSPARKER, DEFENDANT CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Reply to New Matter on counsel for Defendant, by First Class Mail, Postage Pre-Paid, a copy thereof on this day of i I ?G 1 2006, to: Karl E. Rominger, Esquire Rominger & Whare 155 South Hanover Street Carlisle, PA 17013 Andrew C. Spears, uire ID No. 87737 Wolpoff& Abramson, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3`d Floor Camp Hill, PA 17011 (717) 303-6700 Counsel for Plaintiff LAW OFFICES WOLPOFF & ABRAM N, LLP. ATTORNEYS IN THE PRACTICE OFDEETCOLL MON 6660TRNDLE ROAD THIRD FLOOR CAMP HILL, PA 17011 71730&6700 (^5 O ?1 13 ?- E `o SHERIFF'S RETURN - U.S. CERTIFIED MAIL CASE NO: 2005-05836 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND DISCOVER BANK VS. PARKER GLADYS R. Thomas Kline , Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law served the within named DEFENDANT PARKER GLADYS by United States Certified Mail postage prepaid, on the 30th day of March 2006 at 0000:00 HOURS, at 255 NORTHWOODS DRIVE HEDGESVILLE, WV 25427 a true and attested copy of the attached COMPLAINT & NOTICE Together with The returned receipt card was signed by GLADYS SNYDER on 04/03/2006 . Additional Comments: Sheriff's Costs: Docketing Cert Mail Postage Surcharge 18.00 5.36 .39 10.00 .00 33.75 Paid by WOLPOFF & ABRAMSON Sworn and subscribed to before me this t/4 day of A.D. rot o ary So ans R. Thomas Kli e Sheriff of Cumberland County on 04/06/2006 I a ¦ ... 14 - r1. MIeM /Wlileedtoc iW?M'A?11MM. ?`Lady ° Parker ,255 NortbwMft Drive Hedgesville, WV 25427 , taass:....--- o.? wdrmo a 1§prn.l+e1 p pepMrrl oftb"leeept for Mwdwdn O kmff4d &W 0 O.QM 4. Remlabd D~ M" Fie) 0 Yee 7005 0390 002635 0289 05-5836 civil PS Form 3811, Febnrery 204 t11rMr s. 102ee5m-WISO Discover Bank, Issuer of the Discover Card V. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 5836 CIVIL2005 19 Gladys Parker RULE 1312-1. The Petition for Appointment of Arbitrators shall be substantially in the following form: PETITION FOR APPOINTMENT OF ARBITRATORS TO THE HONORABLE, THE JUDGES OF SAID COURT: Andrew C. Spears counsel for the plaintiff/defendant in the above action (or actions), respectfully represents that: 1. The above-captioned action (oT actions) is (are) at issue. 2. The claim of the plaintiff in the action is.$ , 437.31 The counterclaim of the defendant in the action is The following attorneys are interested in the case(s) as counsel or are otherwise disqualified to sit as arbitrators: WHEREFORE, your petitioner prays your Honorable Court to appoint three (3) arbitrators to whom the case shall be submitted. Respectfully submitted, kz-'A ORDER OF COURT AND NOW, foregoing petition, Esq., and actions) as prayed for. Esq., Esq., are appointed arbitrators in the above captioned action (or By the Court, 19 , in consideration of the P.J. RECEIVED JUL 0 3 2006 Discover Bank, Issuer of the Discover Card V. Gladys Parker IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 5836 CIVIL2005 19 RULE 1312-1. The Petition for Appointment of Arbitrators shall be substantially in the following form: PETITION FOR APPOINTMENT OF ARBITRATORS TO THE HONORABLE, THE JUDGES OF SAID COURT: Andrew C. Spears respectfully represents that: counsel for the plaintiff/defendant in the above action (or actions), 1. The above-captioned action (o actions) is (are) at issue. 2. The claim of the plaintiff in the action is.$ 7 , 437.31 The counterclaim of the defendant in the action is The following attorneys are interested in the case(s) as counsel or are otherwise disqualified to sit as arbitrators: WHEREFORE, your petitioner prays your Honorable Court to appoint three (3) arbitrators to whom the case shall be submitted. Respectfully submitted, foregoing petition, Esp., and _/(? actions) as prayed ORDER OF COURT o2w o k9_, in cop-,*deration of the u9!?l Esq.,te?x d 1 17 d' , are appointed arbitr rs in the above captioned action (or By ourt, ? Vr. P.J. 71 r ?r fly,, , o? 19K? I try h 71 :V CJ t? n 1 })?L 11 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK, : ISSUER OF THE DISCOVER CARD, Plaintiff V. : GLADYS PARKER, Defendant NO. 05-5836 CIVIL TERM CIVIL TERM Answer to Plaintiff's Complaint AND NOW, comes the Defendant, by and through her attorney and the law firm of Rominger & Whare, and files the within Answer to Plaintiff's Complaint and in support avers as follows: 1. Admitted. 2. Admitted. 3. Denied. Strict proof of the same is demanded at trial. 4. Denied. Strict proof of the same is demanded at trial. 5. Denied. Strict proof of the same is demanded at trial. 6. Denied. Strict proof of the same is demanded at trial. 7. Denied. Strict proof of the same is demanded at trial. 8. Denied. Strict proof of the same is demanded at trial. 9. Denied. Strict proof of the same is demanded at trial. 10. Denied. Strict proof of the same is demanded at trial. WHEREFORE, answering Defendant respectfully requests this Honorable Court dismiss the action against her with prejudice. Date: ,-e Ij Z 0 GG Respectfully Submitted, Rominger& Whare Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, Pennsylvania 17013 (717) 241-6070 Supreme Court ID # 81924 Attorney for Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK, ISSUER OF THE DISCOVER CARD, Plaintiff V. GLADYS PARKER, Defendant VERIFICATION NO. 05-5836 CIVIL TERM CIVIL TERM Karl E. Rominger, Esquire, states that he is the attorney for, Defendant, Gladys Parker, in this action; that he makes this affidavit as attorney because he has sufficient knowledge or information and belief, based upon his investigation of the matters averred or denied in the foregoing document; and that this statement is made subject to the penalties of 18 Pa. C.S. Pa.C.S. §4904, relating to unsworn falsification to authorities. Respectfully Submitted Rominger & Whare -7" 2 Date: - `?/? ) Z UG 6 Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, Pennsylvania 17013 (717) 241-6070 Supreme Court ID # 81924 Attorney for Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK, ISSUER OF THE DISCOVER CARD, Plaintiff V. GLADYS PARKER, Defendant NO. 05-5836 CIVIL TERM CIVIL TERM CERTIFICATE OF SERVICE I, Karl E. Rominger, Esquire, Attorney for the Defendant, Gladys Park, do hereby certify that I this day served copy of the within Answer to Plaintiffs Complaint to the following via facsimile and by depositing the same in the United States mail, postage prepaid, at Carlisle, Pennsylvania, addressed as follows: Wolpoff & Abramson, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Date: ?`r- f Z l , ? ob r 10, Respectfully Submitted Rominger & Whare Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, Pennsylvania 17013 (717) 241-6070 Supreme Court ID # 81924 Attorney for Defendant C r-a ? c }I 01 3tJ } c.n G DISCOVER BANK, : IN THE COURT OF COMMON PLEAS OF ISSUER OF THE DISCOVER CARD, : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff CIVIL ACTION - LAW V. ; DOCKET NO. 5836-2005 GLADYS PARKER, Defendant PETITION TO CONSOLIDATE CASES AND NOW comes, Petitioner Gladys Parker, by and through her counsel, Karl E. Rominger, Esquire, and asks that this court consolidate two separate docket numbers now pending before an arbitration panel, in support there avers as follows: 1. On June 20, 2006, counsel for the Plaintiff filed a Petition for Appointment Arbitrators. 2. On July 17, 2006, the Honorable Edgar Bayley appointed R. Mark Thomas, Esquire as chairman for the panel of arbitrators and appointed Megan Riesmeyer, Esquire and Michael D. Rentschler, Esquire to serve on the panel of arbitrators. 3. On April 11, 2007, counsel for the Plaintiff filed a Petition for Appointment of Arbitrators in the same caption under Docket No.: 5835-2005. 4. On May 4, 2007, the Honorable Edgar Bayley appointed James D. Flower, Jr., Esquire as chairman for the panel of arbitrators and appointed Elizabeth D. Snover, Esquire and Kirk S. Sohonage, Esquire to serve on the panel of arbitrators. 5. Arbitration for the above captioned docket 'number was scheduled for May 9, 2007. 6. The parties involved have agreed to set the arbitration for May 9, 2007, aside pending a Petition to Consolidate Docket Number 5836-2005 with Docket Number 5835-2005. 7. Arbitration has not been scheduled for Docket Number 5835-2005. 8. Opposing counsel has been contacted by way of David R. Galloway, Esquire and he concurs with this Petition to Consolidate. WHEREFORE, Petitioner requests that the two cases be consolidated and be heard in front of the panel of Arbitrators assigned on May 4, 2007. Date: May 16, 2007 Respectfully Submitted, Rominger & Associates Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, Pennsylvania 17013 (717) 241-6070 Supreme Court ID # 81924 Attorney for Petitioner/Defendant DISCOVER BANK, ISSUER OF THE DISCOVER CARD, Plaintiff V. GLADYS PARKER, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA : CIVIL ACTION -LAW DOCKET NO. 5836-2005 CERTIFICATE OF SERVICE I, Karl E. Rominger, Esquire, certify that I this day served a copy of the within Petition to Consolidate Cases upon the following, by depositing the same by United States first class mail, postage prepaid, addressed as follows: David R. Galloway, Esquire 4660 Trindle Road, P Floor Camp Hill, Pennsylvania 17011 Kirk S. Sohonage, Esquire 840 Market Street, P.O. Box 480 Camp Hill, Pennsylvania 17011 James D. Flower, Jr., Esquire 26 West High Street Carlisle, Pennsylvania 17013 Elizabeth D. Snover, Esquire 301 Market Street, P.O. Box 109 Lemoyne, Pennsylvania 17043 Respectfully Submitted, Rominger & Associates Date: May 16, 2007 Karl E. Rominger, Esquire 155 South Hanover Street Carlisle, Pennsylvania 17013 (717) 241-6070 Supreme Court ID # 81924 Attorney for Petitioner/Defendant ra ..:} rn : t1 A-3 =-< MAY 18 2007e DISCOVER BANK, ISSUER OF THE DISCOVER CARD, Plaintiff V. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION -LAW DOCKET NO. 5836-2005 GLADYS PARKER, Defendant ORDER OF COURT AND NOW, this --!!? day of mt4?? -, 2007, upon consideration of Defendants Petition to Consolidate Cases, the Docket Number 5835-2005, for purposes of Arbitrat Distribution: Carl E. Rominger, Esquire VVV155 South Hanover Street Carlisle, Pennsylvania 17013 /avid R. Galloway, Esquire 60 Trindle Road, 3`d Floor Camp Hill, Pennsylvania 17011 /ames D. Flower, Jr., Esquire 26 West High Street Carlisle, Pennsylvania 17013 dirk S. Sohonage, Esquire 840 Market Street, P.O. Box 480 Camp Hill, Pennsylvania 17011 /izabeth D. Snover, Esquire 301 Market Street, P.O. Box 109 Lemoyne, Pennsylvania 17043 LL C- J `4 L ? N C.l 101'5C0>tr 4 4? Plaintiff Defendant In The Court of Common Pleas of Cumberland County, Pennsylvania No. 6?5 --J` 8S 3k6 Civil Action - Law. Oath We do solemnly swear (or affirm) that we will support, obey and defend the Constitution of the United States and the Constitution of this Commonwealth and that we will discharge the duties of our office with fid lity. Signature "? // r? 1-;6v, tS Name (Chairman) J?a/ne Law Firm Ael S .4 ?/,z eke Address City, zip mature Signature Name y? Law Ffhn Addygss City, Zip Name Law Firm 1 Address cityl/ Zip . Arbitrator, dissents. (Insert name if Date of Hearing: /o71aZ I r )(Chairman) r Date of Award: /oz I a aODZ --- t a Notice of Entry of Award Now, the day of Le4o,. _ , 20C)7 , at q:51 A .M., the above award was entered upon the docket and notice thereof given by mail to the parties or their attorneys. Arbitrators' compensation to be paid upon appeal: $ 350 , .DO By: Prothonotary Deputy ## # 40958 # l5-x(05 Award We, the undersigned arbitrators, having been duly appointed and sworn (or affirmed), make the following award: (Note: If damages for delay are awarded, they shall be separately stated.) ?''3 } Cf`1 n 1`^"- ( cpigS Poop) p? la' ! 0eh ,, 013 pod ?70t v, DISCOVER BANK, COURT OF COMMON PLEAS OF PLAINTIFF CUMBERLAND COUNTY, PENNSYLVANIA V. GLADYS PARKER DEFENDANT 05-5836 CIVIL TERM ORDER OF COURT AND NOW, this day of December, 2007, the appointment of Megan Reismeyer, Esquire, to the Board of Arbitrators in the above-captioned case, IS VACATED. Kate Cramer-Lawrence, Esquire, is appointed in her place. By tl??,Go-urt, 14 - ----------- Edgar B. Bayley, J. , tX, Mark Thomas, Esquire Chairman Ate Cramer-Lawrence, Esquire 150 S. College Street Carlisle, PA 17013 Court Administrator 6?, :sal `1 CY' (Ni f.LF L°"^ Ll r 1 y . ' _ . ..... C-i &6COK°/ Au? / Plaintiff Defendant In The Court of Common Pleas of Cumberland County, Pennsylvania No. OS - S8 3?6 Civil Action - Law. Oath We do solemnly swear (or affirm) that we will support, obey and defend the Constitution of the United States and the Constitution of this Commonwealth and that we will discharge the duties of our office with fid lity. -'000?1 Signature ?f / --? 1pature) Signature Za4t! Cfl?./?Gl or s-ce D-AA43<W40t Name (Chairman) Name Name -!Wwe Law Firm ' Law Fdrn Law Firm A/. 7/ s /04I 5?. sJ-e/&/ R,1,7- J'-;/ 42 Y-W Address Ad ss Address /?clarii Wi;' ?C ! 70 i 3 City, zip city, zip Ci zip Award We, the undersigned arbitrators, having been duly appointed and sworn (or affirmed), make the following award: (Note: If damages for delay are awarded, they shall be separately stated.) <<? URTIS R. fl 3Prothonotary ?. uric -__... ....., Cumberland County One Courthouse Square-K. I Carlisle, PA 173 201 arc ? ? AM io. Z D 3 ? CUIo??^?VAt??A Andrew C. Spears, Esquire rnr,cc Q nRRAMSON. LLP OA ? INSUFFICIENT ADDRESS ? ATTEMPTED NOT KNOWN ? OTHER C ? NO SUCH NUMBER/ STREET $ ? NOT DELIVERABLE AS ADDRESSED - UNABLE TO FORWARD ' r/R?v R ETURNIED iF i OSTAU- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK Plaintiff vs. GLADYS M PARKER Defendant(s) 06-58a6 No. CIVIL ACTION - LAW PRAECIPE FOR JUDGMENT ON ARBITRATION AWARD PURSUANT TO PA.R.CIV.P.1307(C) TO THE PROTHONOTARY: Enter Judgment on the arbitration award entered in these proceedings in favor of DISCOVER BANK and against GLADYS M PARKER in the amount of $7437.31with interest of six percent (6%) from DECEMBER 17, 2007 and costs. Respectfully Submitted, Amy F. Doyle #87062 / Daniel F. Philip C. Warholic #8634 avi R. Ga way #87326 Tonilyn M. Chippie 8'7852T° ara E. Ehasz Robert N. Polas, Jr. #201259 WOLPOFF & ABRAMSON, LLP / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 (717) 303-6700 W&A FILE NO. j'Dq%2DD15N IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK Plaintiff No. 05-5836 vs. CIVIL ACTION - LAW GLADYS M PARKER Defendant(s) CERTIFICATE OF SERVICE The undersigned does herrby certify that a copy of the foregoing Award and Praecipe for Judgment was served this I T"' day of 11(Y1S C'n , 2008, by depositing same in the Post Office at Camp Hill, PA, first class mail, postage prepaid, addressed as follows: KARL ROMINGER 155 SOUTH HANOVER ST CARLISLE, PA 17013 Amy F. Doyle #87#96 2 / Daniel F. Philip C. Warholic 3 avid LE ?-r ART Tonilyn M. Chippie #87 Sarah Ehasz #86469 Robert N. Polas, Jr. #201259 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff J ?V45?G0l2?/• ?t? Plaintiff Defendant In The Court of Common Pleas of Cumberland County, Pennsylvania No. OS - ,SW310 Civil Action - Law. Oath We do solemnly swear (or affum) that we will support, obey and defend the Constitution of the United States and the Constitution of this Commonwealth and that we will discharge the duties of our office with fid lily, Signature -/ --? i lure) Signature A 4e/C //rONf45 ,?_I Cllldif/?G! j4V..w4,e G AAae.t+4 1* Nam (Chairman) Name Name 1W Law Firni' Address Wi er City, zip LawFffm 3J?w f?nn S? A It ? 70 ? 3 City, zip .,?GGK ZA-0 00.,z-1 Law Firm ,? YN• 3?se? Address Z2-011 Q ?URTIS R. ?.. Prothonotary {IG? Cumberland County One Courthouse Squa PF y N"01,'*' Carlisle, PA 1'? i A?1 ?o: 20 3? 1001 DEC Cum?;?v?? D r Andrew C. Spears, Esquire ?f..., M^M: 2- oRRAMSON, LLP OA ? INSUFFICIENT ADDRESS D ATTEMPTED NOT KNOWN ? OTHER C ? NO SUCH NUMBER/ STREET S NUNABLEYTO OWARDDDREBSED RETURNED FOR POS 2 - I oc>? Award We, the undersigned arbitrators, having been duly appointed and sworn (or affirmed), make the following award: (Note: If damages for delay are awarded, they shall be separately stated.) c-.> i__1 " { ?„ ? F7 O ~ ? s ? ' r ? ? ; a i? ; _; ., fl -? W `? -- ' ?Z, ? ??^ 8 f _ r'v ->t ? --c ?- -- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA OS_S3341 DISCOVER BANK NO-G?SCSS' 6500 NEW ALBANY ROAD Plaintiff VS. CIVIL ACTION - LAW GLADYS PARKER Defendant(s) NOTICE OF JUDGMENT ( x ) Notice is hereby given that a FINAL JUDGMENT in the above-captioned matter has been entered against you in the amount of $ 7437.31 , plus interest, on ------- 20_a?__• ( x ) A copy of all documents filed with the Prothonotary in support of the within judgment is/are attached. Pro onotary Civ' Div'sion By: If you have any questions regarding this Notice, please contact the filing party. ------------------ ------------------------------------- Amy F. mWarholic 7062 / Danie Philip 634,1 :a Tonilyn M. Chippie #87852 / Robert N. Polas, Jr. #201259 Sarah E. Ehasz #86469 WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: (800) 830-2793 Fax: (866) 281-9028 (This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: Ka_r ? "Rom i n Car1ts12? ?? 1??13 STNTC/PANOJ W&A FILE NO. 124822215