HomeMy WebLinkAbout05-5836IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
DISCOVER BANK, NO. 09 -,?? (! tco;
ISSUER OF THE DISCOVER CARD,
PLAINTIFF
GLADYS PARKER,
vs. CIVIL ACTION - LAW
DEFENDANT
NOTICE TO DEFEND
You have been sued in Court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and
Notice is served, by entering a written appearance, personally of by attorney, and filing
in waiting with the Court your defenses or objections to the claims set forth against you.
You are warned that if you fail to do so, the case may proceed without you and a
judgment may be entered against you by the Court without further notice for any money
claimed in the Complaint, or document, or for any other claim or relief requested by the
Plaintiff. You may lose money or property or other right important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
NOTICIA
Le han demandado a used en la corte. Si used quaere defenses de esas demandas
expuestas en las paginas, siguientes, used tiene viente (20) dias de plazo al partir de la
fecha de lademanda y la notifiation. Used debe presentar una apariencia escrita o en
persona o por abogado y archivar en la corte en forma escrita sus defensas o sus
objeciones a last demandas en contra de su persona. Sea avisado que si used no se
defienda, la corte tomara medidas y psedido entrar una orden contra used sin previo
aviso o notificacion y por cualquier queja o alivio que es pedido en la peticion de
demanda. Used puede perder dinero o sus propiedades o otros derechos importantes
para used.
LLEVE ESTA DEMANDA A UN ABADOAGO IMMEDIATAMENTE, SI NO TIENE
ABOGADO O SI NO TIENEE EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO
VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SU PUEDE
CONDEGUIR ASSITANCIA LEGAL.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
(800) 990-9108
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
DISCOVER BANK,
ISSUER OF THE DISCOVER CARD,
PLAINTIFF
GLADYS PARKER,
vs.
DEFENDANT
COMPLAINT
NO.,:)s- S ? 3G d_A J
CIVIL ACTION - LAW
AND NOW, comes the Plaintiff, by and through its attorneys, and the law firm of
Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as
follows:
Plaintiff, DISCOVER BANK, is a corporation doing business within the
Commonwealth of Pennsylvania and the other states of the United States, with its
principal offices located at 3311 Mill Meadow Drive, Hilliard, OH 43026.
2. Defendant, GLADYS PARKER, is an adult individual with a last known
address of 26 Terri Drive, Carlisle, Cumberland County PA 17013.
3. It is averred that Defendant was issued an open end credit account by
Plaintiff. The account number listed was 6011 3006 6051 8554
4. At all relevant times material hereto, Defendant has been a regular user
of said charge account for the purchase of products, goods and/or for obtaining services
orfunds.
5. Plaintiff provided Defendant with copies of the Statements of Account
I LAW OFFICES
WOLPOFF & ABRAMSON, L.L.P.
ATTORNEYS INTHE PRACTICE
OF DEBT COLLECTION
4880 TRINDLE ROAD
THIRD FLOOR
showing all debits and credits for transactions on the aforementioned credit card account
to which there was no bona fide objection by Defendant. True and correct copies of the
Statements of Account evidencing said purchases, payments and additional fees are
attached hereto, incorporated herein and marked as Exhibit "A". Further cancelled
I CAMP HILL, PA 17011
n]303-8]00
checks demonstrating payments made by Defendant on this account are attached
hereto as Exhibit "B."
6. As of the date of the within Complaint, the remaining balance due, owing
and unpaid on Defendant's credit account, as a result of charges made by said
Defendant and/or any authorized users, is the sum of Seven Thousand Four Hundred
Thirty-Seven and 31/100 ($7,437.31) Dollars.
7. Despite reasonable and repeated demands for payment, Defendant has
failed, refused and continues to refuse to pay all sums due and owing on the
aforementioned account balance, all to the damage and detriment of the Plaintiff.
8. Plaintiff has retained the services of the law firm of Wolpoff & Abramson,
L.L.P. in the collection of the amount due from Defendant.
9. Any and all conditions precedent to the bringing of this action have been
performed by Plaintiff.
10. The amount in controversy is within the jurisdictional amount requiring
compulsory arbitration.
LAW OFFICES
WOLPOFF& ABRAMSON, LL.P.
ATTORNEYS INTHE PRACTICE
OF DEBT COLLECTION
4 W TRINDLE ROAD
THIRD FLOOR
I CAMP HILL, PA 17011
717-303-6700
WHEREFORE, Plaintiff, DISCOVER BANK, respectfully requests this Honorable
Court enter judgment in favor of Plaintiff and against Defendant, GLADYS PARKER, in
the amount of Seven Thousand Four Hundred Thirty-Seven and 31/100 ($7,437.31)
Dollars, plus costs of this action and such other relief as the Court deems proper and
just.
Respectfully submitted,
Amy F. Doyle, Esquire' ID No. 87062
Daniel F. Wolfson, Esquire ID No. 20617
Philip C. Warholic, Esquire ID No. 86341
Donald P. Shiffer, III Esquire ID No. 89451
Andrew C. Spears, Esquire ID No. 87737
Wolpoff & Abramson, LLP
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3`d Floor
Camp Hill, PA 17011
(717) 303-6700
Counsel for Plaintiff
LAW OFFICES
WOLPOFF & ABRAMSON, L.L.P.
ATTORNEYS INTH£ PRACTICE
OF DEBT COLLECTION
4660 TRINDLE ROAD
THIRD FLOOR
CAMP HILL, PA 17011
717-303-6700
VERIFICATION
The undersigned hereby states that he/she is the attorney for the Plaintiff,
DISCOVER BANK, who is located outside of this jurisdiction and in order to file
the within document in an expedient and timely manner, he/she is authorized to
take this verification on behalf of said Plaintiff in the within action and verifies that
the statements made in the foregoing Complaint are true and correct to the best
of his/her knowledge, information, and belief, based upon information provided
by the Plaintiff.
The undersigned understands that false statements herein are made
LAW OFFICES
WOLPOFF & ABRAMSON, L.LP.
ATTORNEYS INTHE PRACTICE
OF DEBT COLLECTION
4880 TRINDLE ROAD
THIRD FLOOR
CAMP HILL, PA 17011
]1]-303-6900
subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn
falsification to authorities.
Date:
WA-_
2J --
Amy F. Doyle, Esq&re ID No. 87062
Daniel F. Wolfson, Esquire ID No. 20617
Philip C. Warholic, Esquire ID No. 86341
Donald P. Shiffer, III Esquire ID No. 89451
Andrew C. Spears, Esquire ID No. 87737
Wolpoff & Abramson, LLP
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3`d Floor
Camp Hill, PA 17011
(717) 303-6700
Counsel for Plaintiff
April 5, 2003 '
Please make check payable to Olscorer Tifarvum
:.7 l'l ti _ Card. You we ov"alit Pay the sum of the monthly
6mil amo
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06 SDSNGA01 0003977
GLADYS M PARKER FREE Additional Cards for your Account
allow you to share your credit line without
C/O WORLDWIDE ASST MNGMNT n sharin your Card. Claollt-800-DISCOVERor
PO BOX 631245 visit ?iscovercard.comlAddnionalCards to
IRVING TX 75063-0016 1 D leam more.
\ PO BOX 30395 1"'11""11
SALT LK CITY UT 84130-0395
Address of feleplune change? Please print change in the space above, 111119,1u1nr11u11r11Rollo ur1 1rL1ur1r1r1r 11 11111M 1111
ago to Discovercard com,
F
t 1
000006011300660518554064761900000000038300
j
Discover Titanium Card Account Summary Closing Date: March 6, 2603.
account number 6011 3OD6 6051 8554 previous balance $6,306.11
payment due date Apol 5, 2003 payments and credits - 0.00 'a
marmum payment due $383.00 purchases s:. + 64.00. .
'credit limit .- $6,400.00 '
cash advances
'credit available $-76.00 +
0.00.
cash oreditlmt7 .$3.200.00.. balancetransters -
+ -'0.00
` • i
,
cash credit available ' $0.00 FINANCE CHARGES + 106.08 '
newbalance - $6,476.19
You may be able to avoid Periodic Finance Charges, seethe
- reverse side for details. -
i
s
1
Transactions
j
trans. post
data date
previous statement balances FINANCE CHARGES: OLD BALANCE $ - 0.00 i
FINANCE CHARGES: CASH 0.00
FINANCE CHARGES: PURCHASES 0.00
FINANCE CHARGES: BALANCE TRANSFERS 0.00 g
PRINCIPAL: OLD BALANCE 0.00
PRINCIPAL: CASH 0.00
PRINCIPAL: PURCHASES
0.00 I
PRINCIPAL: BALANCE TRANSFERS 0100
Loan date post dam
Marti: Mar 6 LATE FEE 35.00
Mar 6 -' Mar 6 OVERLIMIT FEE 29.00
••••••• ATTENTION ""'° ATTENTION ATTEN77M ••••••• ATTENTION ••••••• ATTENTION •••••••••• I
We previou* requested the past due amount on your account. We have no record of mceAft payment. The amount
sue should be. paid at once:
i
a
Nominal ANNUAL
Average Dally ANNUAL Transadron
PedodIC Fee i
Dally Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE
Balances Rates- RATES RATES... CHARGES CHARGES
' current NOW pedod; 28 days
Purchases 5262229 D fN5477-n IQ OOac. F 4o ooa! tan of .M.e.
06 SDSNBA010003978
GLADYS M PARKER
C/0 WORLDWIDE ASST MNGMNT
PO BOX 631245
IRVING TX 75063-0016
May 5, 2003
Please make check payabk to Discover Ptaruum
Card. You are over". Pay the wm of the montMy
minimum payment plus she overlimit amount or $
284.41.
FREE Additional Cards for your Account
allow you to share ur credit line without
sharin0 your Card. Cal I-800-DISCOVER or
visit Discovercard.comlAdditionalCards to
learn more.
Address or telephone dtange? Please print change in the space above,
orgo to Discovercerd.oorn.
PO BOX 30395 ills Is 1111111211111 Is 011111
SALT LK CITY UT 84130-0395
000006011300660518554066844400000000053200
Discover Titanium Card Account Summery Closing Dater April 6, 2003 r
Page 1 of I
accountmrmber 6011 30066051 8554 previous balance $6,476.19
payment due date May 5, 2003 payments and credits - : 0.00
minimum payment due $532.00 pundlases + ...70.00
credit timN $6,400.00.. cash advances + ',. O.OO
credit available $'284.00
balance handers
+ 0.00
cash credil6rrlit $3,200.00
cash credit available $0.00 FINANCE CHARGES + ' 138.25
new balance = $6,684.44
You may be able to avoid Periodic Finance Charges, see the
reverse side or details. . .
Transactions
trans. Post
date - date
previous statement balances FINANCE CHARGES: OLD BALANCE $ 0.00
FINANCE CHARGES: CASH 0.00
FINANCE CHARGES: PURCHASES 0.00
FINANCE CHARGES: BALANCE TRANSFERS 0.00
PRINCIPAL: OLD BALANCE 0.00
PRINCIPAL: CASH 0.00
>-PRINCIPAL: PURCHASES ' ,-0.00
PRINCIPAL: BALANCE TRANSFERS '. 0.00
tran date post date
Apr6 Apr 6 ;LATE FEE 35.00
Apr6. -Apr 6..:. OVERLI MIT FEE 36.00
••"'» ATTENTION •"'•»• ATTENTION '•'""' ATTENTON •«•'». A77ENi70N..••"«• ATTENTION ••••»•
Your account is seriously past due. Payment of the amount due and arrangements for figure payments should be made
immediately:
D Nominal ANNUAL
yyggyy .
PFRCE AGE PERCENTAGE
P Transaction
F MCE fmfjCE
at1y ert * RGES CHARGES
CH
. Balanow Rates RATES. ,. RATES..:. A
current bilNng period. 31 days
Purchases' tP7114e7 AIIWMIx-
06 SDSN6AOt 0003979
GLADYS M PARKER
C/O WORLDWIDE ASST MNGMNT
PO BOX 631245
IRVING TX 75063-0016
June 5, 2003 '
Pktase make checkpayabk to Discover Titanium
Card. You are overlaut Pay me sum ofare mo Wy
mirhiwm payment pkrs the overfa if ma nt of $
492.05.
FREE Additional Canis for your Account
allow you to share our credit line without
sharing YYour Card. Call 1-600-DISCOVER or
visit iscovercard.comlAdditionalCards to
learn more.
Address or fellphone change? Please p*9change in Hie apace above,
or go to Drscovernlid com.
PO BOX 30395 lilts 111116111 Ili 1111111111
SALT LK CITY UT 84130-0395
II1111111111111111f1111111111111111111111111111111111111111111
00000601130066D518554068920500000000068600
Discover Thorium Card Account Summary Closing Date: May 6, 2003 ` page t of 2
account number 60t13ODS60516554 previous balance $6.684.44:
payment due date June 5, 2003 payments and credits 0.88
mirdmum payment due $686.00 purchases + 70:44
near gmlt $6,400.00
credit availa6la $492.00 cash advances + 0.00
cash credit fn* ,$3,200.00 - balance hansters -+ . 0.00
cash or"tavailable $0.00 FINANCE CHARGES -+ 138.05
newbafence = $6,892.05
You may be able to avoid Penodc Finance Charges, see the
reverse Side for details.
Transactions
.'trans. :post
dale date
previous statement balances FINANCE CHARGES: OLD BALANCE $ 0.00
FINANCE CHARGES: CASH , 0.00
FINANCE CHARGES: PURCHASES 0.00
FINANCE CHARGES: BALANCE TRANSFERS 0;00
PRINCIPAL: OLD BALANCE 0.00
PRINCIPAL: CASH - 0.00
PRINCIPAL: PURCHASES 0.00
PRINCIPAL: BALANCE TRANSFERS 0:00
tran dab post date
Aix 5 Apr 5 AN ADJUSTMENT TO YOUR -A000 -0.44
Apr 5 - Apr 5 AN ADJUSTMENT TO YOURrACCO -044
Apr 5 Apr 5 AN ADJUSTMENT TO YOUR ACCO 0.44
May6_ May-6-.- -LATE FE1E_ _
-- 35.00-,
May 6. May 6 OVERLIMIT FEE' 35.00
••"`» ATTENTION ..... ...: ATTENTION '" "- ATTENTION: ""•» ATTENTION .... ATTENTION ""`^ - '
Your account is sedouslypast due.. Payment of the amount due and arrangements for future payments should be made
mmectatety..
Get FREEAdditional Cards so the peopfe close to you can share the benefits of yourOiscover(R) Caro Account. Call
today: 1.800.347-5537.
06 SDSN6A010003980
GLADYS M PARKER
C/O WORLDWIDE ASST NNGNNT
PO BOX 631245
IRVING TX 75063-0016
July 5, 2003
Please make check payable to Discover Titanium
Card. You are overamil. Pay Be sum of the m Ifiiv
minkrlim payment plus the ovedoW amount of $
400.32.
FREE Additional Cards for your Account
allow you to share your credK line without
sharing your Card. Call 1-80D-DISCOVER or
visit Discovercard.oom/AdditionalCards to
team more.
Address a telephone change? Please Pont change in Qe space above,
orgo to Dwookrercerd mot.
PO BOX 30395 11141 fill 111111111111113111
SALT LK CITY UT 84130-0395
000006011300660518554068003200000000069000
Discover Titanium Card Account Summary Closing Date: June 6, 2003 page 1 of t
account number 6011 30066051 8554 previous balance $6;892.05
payment due date ". July 5, 2003 ' payments and credits 132.00
minimum payment due: $690.00
purchases
+ 0.00
'credit limit $6,400.00
aeditavailable $-400.00 cash advances + 0.00
cash credit kno $3,200.00 balance transfers ' + -:0.00
:.cash credit available $0.00 FINANCE CHARGES -' + 4027
new balance = $6,800.32
You may be able to avoid Periodic Finance Charges, see the
reverse side for details.
Transactions
trans. post
date date
previous stalementbalances FINANCE CHARGES! OLD BALANCE $ 0.00
FINANCE CHARGES: CASH 0.00
FINANCE CHARGES: PURCHASES 0.00
FINANCE CHARGES: BALANCE TRANSFERS 0.00
PRINCIPAL: OLD BALANCE 0.00
PRINCIPAL: CASH 0.00
PRINCIPAL: PURCHASES -` 0.00
PRINCIPAL: BALANCE TRANSFERS 0100
tran date post date
May 8 , May B PAYMENT - THANK YOU ' - -132.00
• :«•• ATTENTION »s..... A77ENTION .....:ATTENTION •«••« ATTENTION ....r. ATTENTRAl "-
Your amount is serouslypast due. Payment of Me: amount due and arrangements for future payments should be made
immeoiata y.
Av?er090
Dadv '. NNL ANNUAL J
Periodic Transact
Oerly P 011; PERCENTAGE PERCENTAGE f1 NCE FINANCE -
Balances Raley RATES RATES ,. CHARGES CHARGES
current biting period: 3i days i
Purchases SIOUt Aa n rttotsac 9 ooo 17 -a now :,.
06 SDSNBA01 0003981
GLADYS M PARKER
C/O WORLDWIDE ASST NNGNNT
PO BOX 631245
IRVING TX 75063-0016
Address or telephone charge? Please print change in the space above,
or go to Dismvercardcom.
000006011300660518554065306100000000013100
Discover Titanium Card Account Summary Closing Date: July 6, 2003 page 1 ofI
aacountnumber, 6011 3006'.60518554 previous balance $6;800.32
" payment due date ...August 5,.:2003 - payments and credits -.308.00
minimum payment due $131.D0 ,. _. purchases +
' 0.00
credit limit
.. `$6,400.00:
cash advances +
?tavailable $-130.00
' 0-00
balance transfers +
cash Credit limit $3.200.00:. 0.00
cash credit avaiable.- $0.00. FINANCE CHARGES + 38.29
newbalance $6.530.61 -
You may be able. to avoid Periodic Finance. Charges,. see the
reverse side for details.
Transactions
trans." , post
.. date date
previousstatement balances FINANCE CHARGES: OLD BALANCE.... $ 0.00
FINANCE CHARGES: CASH 0.00
FINANCE CHARGES: PURCHASES 0.00
FINANCE CHARGES: BALANCE TRANSFERS 0.00
PRINCIPAL-. OLD BALANCE '. 0.00
PRINCIPAL CASH " 0.00
PRINCIPAL: PURCHASES:' '. 0.00
PRINCIPAL:' BALANCE TRANSFERS 0.00
tran date postdate
Jun11Jun 11 PAYMENT -THANK YOU -154.00,
Jul 3 Jul 3 PAYMENT -THANK YOU -.154.00
Silly and Savel Use your Discover(R) Card to pay oghlgh-rate balances today. You can save money and
' consolidate y0dr debt into one convenient payment. Call 1-801)-767-7319 to see if a Balance Transfer otter Is avalable
- foryou. -
Average llYyyv NNUAL ANNUAL ; Partook
Pe F Transaction
Daily P
edodn'c PERCENTAGE PERCENTAGE FINANC RMAICE
. Balarcahs Rates RATES RATES. : CHARGES CHARGES
current billing period: 30 days
.cn
' WachaaaA 197nbAll nnlol6 900a F 9 eow 0.9
......,.
August 0,'lrm:e
Please make check payable to Discover Titanium
Card. You are overkmit P* the sum of the montMy
minimum payment Pita the ov"mitamaunt of $
130.61.
FREE Additional Cards for your Account
allow you to share our credit line without
sharingp your Card. Cyatl 1.800-DISCOVER or
visit Discovercard.comiAdditionalCards to
learn more.
PO BOX 30395 IIIIIrIIerIIruIIIrAn11
SALT LK CITY UT 84130-0395
IIuIuI III gill 1u11r11m11uu,II,I,I,uI,I,I,IuArlfill Ill
September 5, 2003 .1
Please make check payable to Discover Titanium
Cana You are oveAimit. Pry the sum of the ff"W*
minimum payment plus fheoverliapt amount of $15.40.
08 SDSNGA010003982
GLADYS M PARKER
C/O WORLDWIDE ASST NNGNNT
PO BOX 631245
IRVING TX 75063-0016
Address or teiephorw change? Please Pont change in the space above,
orgo to Olecounrcard.corrl.
FREE Additional Cards for your Account
allow you to share or credit line without
sharing your Card. Ca 1-800-DISCOVER or
visit Oiscovercard.contAdditionalCards to
learn more.
PO BOX 30395 111111111111111111111111111
SALT LK CITY UT 84130-0395
111,111111i111illllllllltill 1111111111111111111111111111111111
000006011300660518554064154000000000012900
Discover Titanium Card Account Summary Closing Date: August 6,2003 page 1 of t
account number 6011 3006 6051 8554 previous balance $6,530.61
payment due date September 5, 2003 payments and credds :.154.00
mirdmumpayment due ::$129.00
Credit that $6,400.00 purchases + ?0.00
'. arredtavailable $-15.00•. cash advances ' + 0.00
Cash credit GdW $3,200.00 balance transfers" + 0100
Cash credit avat7aWs $0.00 FINANCE CHARGES + 38.79
new balance _ $6,415.40
You may be able to avad Penook Finance Charges, see the
reverse side fordetals.
Transactions
trans. post
date data
previous statement balances FINANCE CHARGES: OLD BALANCE : -. $ ..0.00
FINANCE CHARGES: CASH 0.00
FINANCE CHARGES: PURCHASES 0.00
FINANCE CHARGES: BALANCE TRANSFERS - 0.00
PRINCIPAL: OLD BALANCE- 0.00
PRINCIPAL: CASH 0.00
PRINCIPAL: PURCHASES 0.00
PRINCIPAL: BALANCE TRANSFERS 0.00
trap date post date
Aug 4 Aug 4 PAYMENT -THANK YOU -154.00
Slmpgy and Sava Use your t Ascover(R) Card to pay offhoi-r'sie balances today. You cari save money and
consolidate your debtfrlto one convanlent payment.. Cag 1-800-353.0942 tows #a BWance.TranaeroNeris evalabfe '
for you.
ominal ANNUAL pd?.
Average D ?y
E
T
E
P AMAGE
M 3
f
d
6
Transaction
?
P
enodc
RCEN
E
AG
RNA
Balances R
RATES
t
CHA
S NAi?EE
f
:NA
S
a
es
RGE
RATES. , .. R. GE
1
current billing period. 31 days
October 5, 2003
Please make check paya6b to Discover Titankrm Card
orpay onbne @ Diecovercard oom.
06 SDSt6A01 0003ea3
GLADYS M PARKER
C/O WORLDWIDE ASST MNGMNT
PO BOX 631245
IRVING TX 75063-0016
Address or sebphone charge? Please print change in the space ab"
orgo to Disoovwcerd.cam.
FREE Additional Cards for your Account
allow you to share your credit line without
shadng your Card. Call 1-800-DISCOVER or
visit Discovercard.com/AdditionalCards to
learn more.
PO BOX 30395 Illerrllrrrllrrrrllrrrlr'II
SALT LK CITY UT 84130-0395
Ilrelnll,Irrrll.dLlLrelLeerillJeLnirlelelur6111111rl
000006011300660518554062995300000000012600
Discover` Titanium Card Account Summary Closing Date: September 6, 2003 page 1 of 1
account number 6011 3008 6051 8554 - previous balance: $6,415.40
payment due date October 5, 2003 payments and credits 154.00
minimum payment due: $126.00 purchases + : -- 0.00
credit
$6,400.00 -
avail
'crediravaifabie MOM cash advances -- + ` 0.00
cash credit dmrt -$3,200.00 balance transfers + 0.00
cash creditavab"It.. $0.00 FINANCECHARGES + 38.13
now balance $6,299.53
You may be able to avoid Periodic Finance CheMes, seethe
reverse side for details.
rMact one
trans. Post
date data
Previous statement balances FINANCE CHARGES: OLD BALANCE $ O.JO
FINANCE CHARGES: CASH 0.00
FINANCE CHARGES: PURCHASES 0.00
FINANCE CHARGES: BALANCE TRANSFERS 0.00
PRINCIPAL: OLD BALANCE 0.00
'PRINCIPAL: CASH - 0.00
- PRINCIPAL: PURCHASES :- - 0.00
'PRINCIPAL: BALANCE TRANSFERS - 0.00
Iran date postdate
Sep 5: ;Sept 5 PAYMENT-. THANK YOU -154.00 -
Srmoty am Savel Use your Aiscouer(R) Card fo pay o%fh0-take balances today. You care save money and
-Consolidate your d lit Into one convenient payment Call 1-877--353.0985lo se$ if a Balance Irransrerofer is avaailade
for you.
Average Nominal ANNUAL
a ANNUAL Periodic Transaction
Fee
Dad P
errodk PERCENTAGE PERCENTAGE FINANCE FNMAVE
Balances Rates RA TES RATES` CHARGES CHARGES
current Wfing penod:. 31 days
?
Purchases "At 9 OQ A A,d. ro
? - --
November 5, 2003 " '
Please make check payable b Discover Titanwm
Card. Minimum paymerddae includes & past due
amm'904126e0.
05 SDSNWI 0003984
GLADYS M PARKER
C/O WORLDWIDE ASST MNGMNT
PO BOX 631245
IRVING TX 75063-0016
Address or tekephone Change? Please Prtd Change in the spans above,
or go b OiscoverceM.com
FREE Additional Cards for your Account
allow you to share ? your credit fine without
sharingyourCard. Cs111-800-DISCOVER or
visit Disco"reard.coMAddiCanalCards to
learn more.
PO BOX 30395 ???rrh??hrr??hhhr??rtr?rr??
SALT LK CITY UT 84130-0395
16111111 rdLdLlLhhlLhhhhllddhnLlhLLhh11Lrhlld
000006011300660518554063358200000000025300
Discover Titanium Card Account Summary Closing Date: October 6, 2003 page 1 of 1
-account number 6011 3006 6051 8554 previous balance . $6,299.53
Payment due date November 5, 2M payments and credits -- 0.00
mirdmum payment due $253.00 + 0:00
credit
$6
4.00 .00
atWlablo $64
Credit avai
.
cash advances +
0.00
cash medlt fin* $3,200.00 balance transfers + 0.00
cash credit available $0.00 FINANCE CHARGES + 36.29
newbalance = $6,335.82
You may be able to avoid Penodie Finance Charges, see the
reverse side for details.
Transactions
trans. Pam
date _ date
previous statement balances FINANCE CHARGES: OLD BALANCE -. $ 0.00
FINANCE CHARGES: CASH : 0.00
FINANCE CHARGES: PURCHASES 0.00
FINANCE CHARGES: BALANCE TRANSFERS 0.00
PRINCIPAL: OLD BALANCE - 0.00
PRINCIPAL: CASH 0.00
PRINCIPAL: PURCHASES 0.00
PRINCIPAL: BALANCE TRANSFERS -0.00
'••••» ATTENTION •••••". ATTENTION """ ATTENTION .:»•••» ATTENTION »".••• ATTENTION '•»'••
Your apmunris.pasr due. Please pay the past due amount now, or.contact us to make other arrangements..
&mp* and Sevel Use your Di cover(R) Card to pay off high-rate balances today. You can save money and
consoWateyour debtInto weconvenient payment . Cat? 1-800-767-7315 to seeifat?stance.Transfer offer /savablWe
for you.
Average Daly ANNUAL ANNUAL Peiodic F?sadlon
Daly PenodlL PERCENTAGE PERCENTAGE 17NANCE FINANCE
Balarnaes Rates RATES RATES CHARGES CHARGES
current blt6rrgpeicrh.30 days
Purchases $228256 nntorsac
December 5, 2003 ' ' '
Phase make checc payabk b Discover Intantrm
Card. Alirdmum payment due bdudes a past due
amounrof,f253.00.
Oe SDSN6A010003965
GLADYS IN PARKER
C/O WORLDWIDE ASST MNGMNT
PO BOX 631245
IRVING TX 75063-0016
Address or f Wxvie change? Pknse Print change in the space above,
or go to Dtacovem&d. m.
FREE Additional Cards for your Account
allow you to stare your credit line wttlout
sharing your Card. Call 1-800-DISCOVER or
visit Disomercard.coMAddilionalCards to
learn more.
PO BOX 30395 Illa111111llnullu111111
SALT LK CITY UT 84130-0395
11111111411 all 11111111114111 Niel 61111611111111 1111111111*91111
000006011300660518554063735300000000038100
Discover Titanium Card Account Summary Closing Date: November 6, 2003 page 1 of 1
account number 6011 3006605/ 8554 previous balance : $6,335.82
payment due date December 5, 2003 payments and credits - `0.00
mirtmum Payment due $361.00
purchases +
0
00
cramAm# ; $6,400.00 .
credit avatleMe $26.00 cash advances . ,_ + 0.00
cash om limit $3,200.00 balance transfers + 1.00
cash credit available $0.00 FINANCE CHARGES + 37.71
newbalance _ $6,373.53
You may be stills: to avoid Periodic Finance Charges, seethe
reverse sde for details.
Transactions
trans. poet
date' - date
previous statement balances FINANCE CHARGES: CUD BALANCE $ 0.00
FINANCE CHARGES. CASH 0.00
FINANCE CHARGES: PURCHASES 0.00
FINANCE CHARGES: BALANCE TRANSFERS 0.00
PRINCIPAL: OLD BALANCE 0.00
PRINCIPAL: CASH 0.00
PRINCIPAL: PURCHASES 0.00
PRINCIPAL: BALANCE TRANSFERS 0.00 .
I
•:••••• ATTENTION ,•»'•• ATTENTION ""'•' ATTENTION- ....••. ATTENTION ATTENTION
We Previouslyrequestedthepast dueamount onycuuaccount We have no mccorddofrscelvirgpayment Theamount
due shouAdbe pad at orx l
c
7
I
a
Nominal ANNUAL
Po
P
R
E
F {
{
7
Transaction
t
dy n
EE
C
NTAGE PERCENT ae
AmIN
G ANCE
`
M
. Balances - Rates . RATES tIATES CHAR
ES RGES
t
A
current Wong period. 31 days
?
'•:
'
Purchases' CPPQR 41
enre+.cer .. :.;:... _- -
January 5, ZW4
06 SDSN&A01 0003998
GLADYS M PARKER
C/O WORLDWIDE ASST MNGMNT
PO BOX 631245
IRVING TX 75063-0016
Address ar telopfwthe change? Please Print change in the specs above,
or go to Discovemard can.
Please make dock payable to Dsoover Tidrrwm
Card. You are om"t Pay the sum of the monWy
mlMmum payment plus ft ow irn* amount of $175.75.
FREE Additbnal Cards for your Account
allow you to share our credit line without
sharing your Card. Cyat 1.800-DISCOVER or
visit D(sc:overcard.conVAdditionalCards to
leam more.
PO BOX 30395 ???rrr??hrr??rrrr??rrr?rr??
SALT LK CITY UT 84130-0395
111r111111 111 11nur 111 11111111111
0000060113006605185540657575000D0000052800
Discover Titanium Card Account Summary Closing Date: December 6, 2003 page 1 of I
account number 6011 3006 6051 8554 Previous balance : $6,373.53
payment due date - Jarstary 5, 2004 payrnems and credits .....0.00. .
minimum payment due $528.00 purchases + 70.DO
credit" $6,400.00
cradt avatabte
$-175.00 cash advances + 0.00
cash cmdit knat . $9,200.00 balance handers -.: + 0.00
cash credit available $0.00 FINANCE CHARGES + 132.22
newbalenoe = $6,575.75
You may be able to avoid Periodic Finar"Charges, sea the
reverrse side for detaNs.
ratl Otla
trans, post
data date -
previous statement balances FINANCE CHARGES: OLD BALANCE $ 0.00
FINANCE CHARGES: CASH 0.00
FINANCE CHARGES: PURCHASES 0.00
FINANCE CHARGES: BALANCE TRANSFERS 0.00 ,
PRINCIPAL: OLD BALANCE 0.00
PRINCIPAL: CASH 0.00
PRINCIPAL: PURCHASES 0.00
PRINCIPAL: BALANCE TRANSFERS 0.00
tran date post date
Dec 6 Dec 6 OVERLIMti FEE 35.00
Dec 6 : Dec 6 LATE FEE 35:00
••"«•• ATTENTION ••«»•: ATTENTION •••«» ATTENTION .:•«••« AMN77014 •»•»• ATTENTION ""»•
Your account is seriousty past due. Payment of the amount due and amangements for future payments should be made
immeatatery.
. Average
a Alondn
ANNUAL ANNUAL
PERCENTAGE PERCENTA
P
i
E Periodic Fraaensadion
F
AN
E M
e
s. nod
c
G Ma
IN
C
Balarhr»s Rates RATES RATES CHARGES CHARGES
currerAbiffingpenod 30 days
purchases $2325.96 0.06847% 24.g90A F 914 o00
I-mmary 0, Nua
06 SDSNWI 0003987
GLADYS M PARKER
C/O WORLDWIDE ASST MNGMNT
PO BOX 637245
IRVING TX 75063-0016
Address or tebptwne change? Please print charge rn the space above,
"go to Discovercard.com.
Please make &*& payable to Docurer TdaNum
Card. You are ov"Mt Pay are sumo(pre monthly
mid m paymem plus the over6m41 amoum of $3M 75.
FREE Additional Cards for your Account
allow you to share our credit line without
sharing your Cana. Call?-600-DISCOVER or
visit otscovercard.com/AdditionalCards to
learn more.
PO BOX 30395
SALT LK CITY UT 84130-0395
IIuIuIuImIInmn11r1rur1r1ur11r1
00DDD6D113D0660518554067867500000000067900
Discover Titanium Card Account Summary Closing Date: January 6, 2M page 1 of 1
:. account number 6011 9006 6051 &554 Previous balance $6,575.75
payment due date February 5, 2004 payments and credits 0.00
minimum payment due : $679.00:.. pur6hases + :70.DD
credit limit ;. - $6,400.00
. - cash advances + 0.00
..
Credit available .
$-386.00
-
balance transfers ..
+ 0.00
cash credit tint $3,200.00
: .
cash credit available $0.00 FINANCE CHARGES + 141.00
new balance = $6,786.75
You may be able to avoid Periodc Finance Changes, see the
reverse side for details.
ransactions
trans. post
date data
previous statement balances FINANCE CHARGES: OLD BALANCE $ 0.00
FINANCE CHARGES: CASH 0.00
fl 4ANCE CHARGES: PURCHASES 0.00
FINANCE CHARGES: BALANCE TRANSFERS 0.00
iPRINCIPAL: :OLDBALANCE 0.00
PRINCIPAL: CASH 0.00
PRINCIPAL: PURCHASES -'0.00
PRINCIPAL BALANCE TRANSFERS ' 0.00
tran date post date
Jan 6 Jan 6 OVERUMiT FEE 35.OD
Jan8 Jan 6 LATE FEE 35.00
•••«•• ATTENTIOAI."""' ATTENTION """•• ATTENTION "'•"• ATTENTION..•,•••" ATTENTION "'••°'
Your account is seriously past due. Payment of the amount due and anangements for AWre Payments should be made
Immediately.
Average Nominal AJW?WAL
Dallyy ANNUAL Transaction
Pedodic Fee
Dally Periodic PERCENTAGE PERCENTAGE RNAMCE RNANCB
Balances Rates RATES RATES : CHARGES CHARGES
current bilft period; 31 days
Purchases $2445.75 0.06847% 24.99% F 24.0% 91;1 on nnrm
mamn 0, ZOU9
Please make areckpayame to Discover TeiaNum
Card. You are mwfl Mt. Pay the sum of are momhly
minimum paymeniplus the overknuf amount of.$60 .27.
06 SDSN6A01 OOD3988
GLADYS N PARKER
C/O WORLDWIDE ASST NNGNNT
PO BOX 631245
IRVING TX 75063-0016
Address or fefephone change? Please prim change in the apace above,
orgo to Discovemard.cam.
FREE Additional Cards for your Account
allow you to share i credit line without
sharing your Card. Celt-8DO-DISCOVER or
visit Dfscovercard.coMAdditionalCards to
learn more.
PO BOX 30395 111181111611111111111111111
SALT LK CITY UT 84130-0395
1111 11thnImI In IIIIIurI?rnu??r?r?ur?r?r?r?nrIIIwIIrI
000006011300660518554070022700000000083500
Discover Titanium Card Account Summary Closing Date: February 6, 2004 page 1 of 1
aawurlt number 5011 3006 6051 6554 previous balance $6,786.75
payment due date :.March 5, 2004 payments and cradits - 0.00
minimum payment due ' $635.00 purchases + ; 70.00
cradltBmil'.- ..:$6,400.00
cmdNavaileble .$-602.00 cash advances .. +. 0.00 -
cash credit limit $3,200.00 balance transfers' +
- 0.00
'cash credit avat7able $0.00 +
FINANCE CHARGES 145.52
newbalancs = $7,002.27
You may be able to avoid Periodic fmanoe Charges, see the
reverse side for details.
'
Transactions
trans. post
date dets
previous statement balances FINANCE CHARGES: OLD BALANCE $ 0.00
FINANCE CHARGES: CASH 0.00
FINANCE CHARGES: PURCHASES 0.00
FINANCE CHARGES: BALANCE TRANSFERS 0.00
PRINCIPAL: OLD BALANCE. 0.00
PRINCIPAL: CASH 0.00
- PRINCIPAL: PURCHASES ' OAO
PRINCIPAL:BALANCE TRANSFERS 0.00
Van date post date
Feb 6 Feb 6 LATE FEE 35.00
Feb 6 Feb 6 OVERLIMIT FEE - 35.00
' ATTENTION •'"•'« ATTENTION •"^•• ATTENTION ATTENTION ATTENTION
Your SoCount a sadously past due. Payment of the amount due and arrangements for future payments should be made
' immadately, -
Average
ANNUAL
UAL Periodic
ANNUAL
P Transaction
Daily PERCENTAGE PERCENTAGE FINANCE
?totkc FINANCE
Balances Rates.. RATES ...::RATES.... CHARGES CHARGES
current b0V period: 31: days
c
:PUff*"M CO ft 01 n rraaaoe OA OUO[ G. .. 9A GOac eu Ce .....,o l
Ntnn ,, CV W1
OS SDSNWWI 0009889
GLADYS M PARKER
C/O WORLDWIDE ASST NNGNNT
PO BOX 631245
IRVING TX 75063-0016
Address or, telephone change? Pease print change in the space above,
orgo to DiscovercaN.mm.
Please make check payable to Discover Titanium
Card. You are ovedmit. Pay the sum of the monthly
minimum payment plus the 0verirNl amount of $812.64.
FREE Additional Cards for your Account
allow you to share your credit line without
sharing your Card. Call t-800-DISCOVER or
visit Discovercard.conVAddRbnalCards to
learn more.
PO BOX 30395 111111111181111611
SALT LK CITY UT 84130-0395
III 11111111111 111111111111 111111111111111113 loll I
000006011300660518554072126400000000099600
Discover Titanium Card Account Summary Closing Date: March 6, 2004 page 1 of 1
account number 6011 3006 6051 8554 previous balance $7,002,27
payment due date April 5, 2004 payments and credits 0.00
minimum paymerN due, $996.00 pu bases + 70.00
-$6
arectit s&available
$-8112.00 2.00
available .. cash advances:. + ,.0.00
credit" .$3,200.00 balancetranskrs + x0.00
cash credit available :.:$0.00'. FINANCE CHARGES + 140.37.
new balance = $7,212.64
- You may be able to avoid Periodic Finance Charges, see the
reverse side for details.
Transacticons
trans, post
date date
?previous atallment balances FINANCE CHARGES: OLD BALANCE $ 0.00
FINANCE CHARGES: CASH 0.00
FINANCE CHARGES: PURCHASES -: 0,00
FINANCE CHARGES: BALANCE TRANSFERS 0.00
PRINCIPAL: OLD BALANCE 0.00
PRINCIPAL: CASH -0.00
PRINCIPAL: PURCHASES 0.00
_ PRINCIPAL: BALANCE TRANSFERS : 0.00
tran date poet data
Mad6 Mar 6 LATE FEE - 35.00
Mar :6 Mar 6 OVERLIMIr. FEE 35.00
......• ATTENTION ••:•••• ATTENTION ,,,,,•' ATTENTION ,"°•' ATTENTION ':»••••• ATTENTION ,•««.
Your amount Is sedouslypast ure.: Payment of Me amount due and amingements to firti a payments show be made
imrnecfately:. - -
var e Nominal ANNUAL
0
R
E Transaction
AM& FI
Daily RC
NTAGE PERCENTAGE
PE NANCE
Balances Rates RATES RATES CHARGES CHARGES
current billing period: 29 days
'Purchases $2692.86 . 1106847% 24.99% F ' 24.99% $0.48 none '
may ca, cuu4
30 SDSNSA01 0003990
GLADYS M PARKER
C/O WORLDWIDE ASST MNGMNT
PO BOX 631245
IRVING TX 75063-0016
Address ortelsphone change? Pbase print charge in the space above,
ago to Disoowvcmd com.
FREE Additional Cards for ur Account
allow you to share our credRline without
sharing$1 your Card. Cell 1-800-DISCOVER or
visit Dlscovercard.colnlAdditionalCads to
leam more.
PO BOX 15251 ???rrr??rrrrr??r??rrr?rrr??
WILMINGTON DE 19886-5251
IIAIIrInIIrI IIall u111u11IuIWIIIIuIIIIIIrIInIII IIIIII
000006011300660518554000000000000000132800
Discover Titanium Card Account Summary Closing Date: April 30, 2004 page t of 1'
account number X6011300660518554 previous balance ..: $7,437.31
payment due date May 29, 2004 payments and credits 7,437.31
nffiYmum payment due $1,328.00 purchases + 0.00
bredif limit $6,400.00 rash advances + 0
00
credit available $-1,037.00 .
cash credit nntr , .$3,200.00 .. balance transfers " + 0.00
cash a"tavatable ` '$0.00 FINANCE CHARGES + 0.00
newbalance '-$0.00
Transactions
trans.... post
date data
previous statement balances FINANCE CHARGES: OLD BALANCE $ 0.00
FINANCE CHARGES: CASH" ` 0.00
FINANCE CHARGES: PURCHASES 0.00
FINANCE CHARGES: BALANCE TRANSFERS 0.00
PRINCIPAU OLD BALANCE = 0.00
- PRINCIPAL: CASH 0.00
PRINCIPAL: PURCHASES 0.00
PRINCIPAL: BALANCE TRANSFERS ' 0.00
tran deb post date
Apr 30: Apr 30 INTERNAL CHARGE-OFF -7,437.31
Average- Dally ANAL ANNUAL Periodic f
Daily redodk PERCENTAGE'S PERCENTAGE
T
S RNANCE FINANCE
CH
GES C
ES
Balances Rates.. RA
E
RATES.. AR
HARG
current bOngg period., 24 days
;.Purchases so 0 MUM 24:4996 F P4 RIM Sn nnrw
7G
Q
(J
c
,J
:-a
T?
obr?
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2005-05836 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
DISCOVER
VS
PARKER GLADYS
Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made: a diligent search and
inquiry for the within named DEFENDANT
PARKER GLADYS but was
unable to locate Her in his bailiwick. He therefore returns the
COMPLAINT & NOTICE ,
NOT FOUND , as to
the within named DEFENDANT PARKER GLADYS
26 TERRI DRIVE
LE. PA 17013
DEFENDANT LIVES IN WEST VIRGINIA.
Sheriff's Costs: So answers•---- ;.=
Docketing 18.00
Service 4.80
Not Found 5.00 R. Thomas KT-rfie
Surcharge 10.00 Sheriff of Cumberland County
.00
37.80 WOLPOFF & ABRAMSON
11/30/2005
Sworn and subscribed to before me
this (? w day of l?zee-w
1 Cos A.D.
Pr thono
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
DISCOVER BANK NO. 05-5836 Civil Term
ISSUER OF THE DISCOVER CARD
Plaintiff
VS.
GLADYSPARKER
Defendant
CIVIL ACTION - LAW
PRAECIPE TO REINSTATE
To the Prothonotary:
Kindly Reinstate the attached Complaint
W&A # 124822215
Respectfully Submitted,
??-':?
Amy F. Doyle #87062
Daniel F. Wolfson #20617
Philip C. Warholic #86341
Andrew C. Spears #87737
David R. Galloway #87326
Tonilyn M. Chippie #87852
Ronald M. Abramson #94266
Ronald S. Canter #94000
Bruce H. Cherkis #18837
WOLPOFF & ABRAMSON, LLP
Attorneys in the Practice of Debt Collection
4660 Trindle Rd., 3`d Floor
Camp Hill, PA 17011
(717) 303-6700
110%,
o l?
P
DISCOVER BANK,
ISSUER OF THE DISCOVER CARD,
Plaintiff
V.
GLADYS PARKER,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY. PENNSYLVANIA
NO: 05-5836 CIVIL TERM
CIVIL ACTION - LAW
NOTICE TO PLEAD
TO: Discover Bank,
Issuer of the Discover Card
c/o Andrew Spears, Esquire
WOLPOFF & ABRAMSON, LLP
4660 Trindle Road, 3 d Floor
Camp Hill, Pennsylvania 17011
You are hereby notified to file a written response to the enclosed Answer and
New Matter within twenty (20) days from service hereof or a judgment may be entered
against you.
Respectfully Submitted,
Rominger & Whare
Karl E. Rominger, Esquire
155 South Hanover Street
Carlisle, Pennsylvania 17013
(717) 241-6070
Supreme Court ID # 81924
Attorney for Defendant
Date: April 26, 2006
DISCOVER BANK,
ISSUER OF THE DISCOVER CARD,
Plaintiff
V.
GLADYS PARKER,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO: 05-5836 CIVIL TERM
CIVIL ACTION - LAW
ANSWER AND NEW MATTER
AND NOW, comes Gladys Parker, Defendant, by and through her counsel Karl E.
Rominger, Esquire, and in response to the Complaint avers as follows:
1. Admitted.
2. Denied. By way of further answer Defendant's current address is 255 Northwood
Drive, Hedgesville, West Virginia 25427.
3. Denied. Strict proof of the same is demanded at trial. By way of further answer it
is denied that Defendant ever thought to open a credit account with Plaintiff,
4. Denied. Strict proof of the same is demanded at trial.
5. Admitted in part and denied in part. It is admitted the statements are attached. It is
denied that the statements of account evidencing purchase, payments, and additional fees would be
owed by Defendant. Strict proof of the same is demanded at trial.
6. Denied. Strict proof of the same is demanded at trial.
7. Denied. By way of further answer, Defendant owes no monies.
8. Admitted.
9. Conclusion of law and requires no answer and if the answer is required it is denied
and strict proof of the same is required at trial.
10. Admitted.
WHEREFORE, Defendant respectfully requested judgment in her favor along with costs
and fees.
NEW MATTER
11. Previous paragraphs incorporated by reference.
12. Any accounts with Discover were held by and used solely for the benefit of
Defendant's husband if any existed at A.
13. If any charges were accrued no benefit occurred to Defendant.
14. Defendant owes Plaintiff no monies.
15. Defendant a widow, is being victimized by Discover Bank and the collection efforts
however to this suit are frivolous and without merit.
16. Actions of Plaintiff barred by applicable Federal and State laws including but not
limited to the Third Debt Collections Practices Act and any other statute Consumers Trade Law
which may be applicable.
WHEREFORE, Defendant asks for judgment in her favor and against Plaintiff plus costs
and interest.
Date: April 26, 2006
Respectfully Submitted,
Rominger & Whare
Karl E. Rominger, Esquire
155 South Hanover Street
Carlisle, Pennsylvania 17013
(717) 241-6070
Supreme Court ID # 81924
Attorney for Defendant
DISCOVER BANK,
ISSUER OF THE DISCOVER CARD,
Plaintiff
V.
GLADYS PARKER,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO: 05-5836 CIVIL TERM
CIVIL ACTION - LAW
CERTIFICATE OF SERVICE
I, Karl E. Rominger, Esquire, Attorney for the Defendant, Bonnie Lee, do hereby certify
that I this day served copy of the within Answer and New Matter to the following via facsimile
and by depositing the same in the United States mail, postage prepaid, at Carlisle, Pennsylvania,
addressed as follows:
Andrew C. Spears, Esquire
WOLPOFF & ABRAMSON, LLP
4660 Trindle Road, 3`d Floor
Camp Hill, Pennsylvania 17011
Respectfully Submitted,
Rominger & Whare
Date: April 26, 2006
Karl E. Rominger, Esquire
155 South Hanover Street
Carlisle, Pennsylvania 17013
(717) 241-6070
Supreme Court ID # 81924
Attorney for Defendant
_-?
_, .
i,
`l
j
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
DISCOVER BANK, NO. 05-5836 Civil Term
ISSUER OF THE DISCOVER CARD,
PLAINTIFF
VS. CIVIL ACTION - LAW
GLADYSPARKER,
DEFENDANT
PLAINTIFF, DISCOVER BANK'S REPLY TO DEFENDANT'S NEW
MATTER
AND NOW, this day of 2006, comes the
Plaintiff, Discover Bank, by and through its attorneys, the law firm of Wolpoff &
Abramson, L.L.P., and files the within Reply to New Matter and in support avers
as follows:
11. The statements in paragraph 11 of Defendant's New Matter
constitute an incorporation paragraph to which no response is required. To the
extent Plaintiff is required to answer, the same is denied, and strict proof is
demanded at the time of trial.
12. Plaintiff is without sufficient information or knowledge to form a
belief as to the truth or veracity of the allegations in this paragraph.
Therefore, the same is denied and strict proof is demanded at trial.
13. Conclusion of law, no response required. If a response is required,
LAW OFFICES
WOLPOFP & ABRAMSON, L.L.P.
ATTORNEYS IN ] P"MCE
OFDEBTCOLLEMON
4880 TRINDLE ROAD
THIRD FLOOR
CAMP HILL, PA 17011
71)-3038]00
Defendant utilized the open-end credit card account issued by Plaintiff to
purchase goods and services, thereby extracting a benefit from Plaintiff.
14. Conclusion of law, no response required. If a response is required,
on August 22, 1994, Defendant was issued an open-end credit card account by
Discover, with account number 6011002000532689. As of the date of Plaintiff's
Complaint, the remaining balance due, owing and unpaid on Defendant's credit
card account, as a result of charges made by said Defendant and/or any authorized
users, was the sum of Seven Thousand Eight Hundred Sixty-Three and 71/100
($7,863.71) Dollars.
15. Conclusion of law, no response required. If a response is required,
on August 22, 1994, Defendant was issued an open-end credit card account by
Discover, with account number 6011002000532689. As of the date of Plaintiffs
Complaint, the remaining balance due, owing and unpaid on Defendant's credit
card account, as a result of charges made by said Defendant and/or any authorized
users, was the sum of Seven Thousand Eight Hundred Sixty-Three and 711100
($7,863.71) Dollars.
16. Conclusion of law, no response required. If a response is required,
any allegations or insinuations of wrongdoing on the part of Plaintiff are hereby
denied. By way of further response, Plaintiff is unsure what laws Defendant is
referring to with the terms, "Third Debt Collection Practices Act" and
"Consumers Trade Law."
LAW OFFIm
WOLPOFF & "RAMSON, L.L.P.
OFDRBTCOLLECTION
W10TRINDLE ROAD
THIRD FLOOR
CAMP HILL, PA 1AH1
WHEREFORE, Plaintiff, Discover Bank, respectfully requests that this
Honorable Court dismiss Defendant, Gladys Parker's New Matter with prejudice,
along with the allowable costs of this action, and such further relief as the Court
deems just and appropriate.
Respectfully submitted,
Andrew C. Spears, Aquire ID No. 87737
Wolpoff& Abramson, LLP
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3 d Floor
Camp Hill, PA 17011
(717) 303-6700
Counsel for Plaintiff
LAW OFFICES
WOLPOPF & ABRAMSON, L.L.P.
ATTORNEYS IN THE PRACITCE
OPDEETCOLLEMON
0 TRINDLE ROAD
THIRD FLOOR
CAMP HILL, PA 17DII
]1]303-0IDD
VERIFICATION
The undersigned hereby states that he/she is the attorney for the Plaintiff,
Discover Bank, who is located outside of this jurisdiction and in order to file the
within document in an expedient and timely manner, he/she is authorized to take
this verification on behalf of said Plaintiff in the within action and verifies that the
statements made in the foregoing Reply to New Matter are true and correct to the
best of his/her knowledge, information, and belief, based upon information
provided by the Plaintiff.
The undersigned understands that false statements herein are made subject
to the penalties of 18 Pa.C.S. Section 4904, relating to unworn falsification to
authorities.
dik
Andrew C. Spears, Esquire ID No. 87737
Wolpoff & Abramson, LLP
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3rd Floor
Camp Hill, PA 17011
(717) 303-6700
Counsel for Plaintiff
LAW OFFICES
WOLPOFF & ABRAMSON, L.L.F.
ATTORNEYS IN THE PRACIYCE
OF DEBT COLLECTION
4840 TRINOLE ROAD
THIRD FLOOR
CAMP HILL, PA 17011
]1]3034)00
F-
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
DISCOVER BANK, NO. 05-5836 Civil Term
ISSUER OF THE DISCOVER CARD,
PLAINTIFF
VS. CIVIL ACTION - LAW
GLADYSPARKER,
DEFENDANT
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing
Reply to New Matter on counsel for Defendant, by First Class Mail,
Postage Pre-Paid, a copy thereof on this day of i I ?G 1 2006,
to:
Karl E. Rominger, Esquire
Rominger & Whare
155 South Hanover Street
Carlisle, PA 17013
Andrew C. Spears, uire ID No. 87737
Wolpoff& Abramson, LLP
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3`d Floor
Camp Hill, PA 17011
(717) 303-6700
Counsel for Plaintiff
LAW OFFICES
WOLPOFF & ABRAM N, LLP.
ATTORNEYS IN THE PRACTICE
OFDEETCOLL MON
6660TRNDLE ROAD
THIRD FLOOR
CAMP HILL, PA 17011
71730&6700
(^5 O ?1
13
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`o
SHERIFF'S RETURN - U.S. CERTIFIED MAIL
CASE NO: 2005-05836 P
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
DISCOVER BANK
VS.
PARKER GLADYS
R. Thomas Kline ,
Sheriff of Cumberland
County, Pennsylvania, who being duly sworn according to law served the
within named DEFENDANT PARKER GLADYS
by United States Certified Mail postage
prepaid, on the 30th day of March 2006 at 0000:00 HOURS, at
255 NORTHWOODS DRIVE
HEDGESVILLE, WV 25427 a true
and attested copy of the attached COMPLAINT & NOTICE Together
with
The returned
receipt card was signed by GLADYS SNYDER on
04/03/2006 .
Additional Comments:
Sheriff's Costs:
Docketing
Cert Mail
Postage
Surcharge
18.00
5.36
.39
10.00
.00
33.75
Paid by WOLPOFF & ABRAMSON
Sworn and subscribed to before me
this t/4 day of
A.D.
rot o ary
So ans
R. Thomas Kli e
Sheriff of Cumberland County
on 04/06/2006
I
a
¦ ... 14 -
r1. MIeM /Wlileedtoc iW?M'A?11MM. ?`Lady ° Parker
,255 NortbwMft Drive
Hedgesville, WV 25427 ,
taass:....---
o.? wdrmo a 1§prn.l+e1
p pepMrrl oftb"leeept for Mwdwdn
O kmff4d &W 0 O.QM
4. Remlabd D~ M" Fie) 0 Yee
7005 0390 002635 0289 05-5836 civil
PS Form 3811, Febnrery 204 t11rMr s. 102ee5m-WISO
Discover Bank,
Issuer of the Discover Card
V.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 5836
CIVIL2005 19
Gladys Parker
RULE 1312-1. The Petition for Appointment of Arbitrators shall be substantially in the following form:
PETITION FOR APPOINTMENT OF ARBITRATORS
TO THE HONORABLE, THE JUDGES OF SAID COURT:
Andrew C. Spears
counsel for the plaintiff/defendant in the above action (or actions),
respectfully represents that:
1. The above-captioned action (oT actions) is (are) at issue.
2. The claim of the plaintiff in the action is.$ , 437.31
The counterclaim of the defendant in the action is
The following attorneys are interested in the case(s) as counsel or are otherwise disqualified to sit as arbitrators:
WHEREFORE, your petitioner prays your Honorable Court to appoint three (3) arbitrators to whom the case shall be
submitted.
Respectfully submitted,
kz-'A
ORDER OF COURT
AND NOW,
foregoing petition,
Esq., and
actions) as prayed for.
Esq.,
Esq., are appointed arbitrators in the above captioned action (or
By the Court,
19 , in consideration of the
P.J.
RECEIVED JUL 0 3 2006
Discover Bank,
Issuer of the Discover Card
V.
Gladys Parker
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 5836 CIVIL2005 19
RULE 1312-1. The Petition for Appointment of Arbitrators shall be substantially in the following form:
PETITION FOR APPOINTMENT OF ARBITRATORS
TO THE HONORABLE, THE JUDGES OF SAID COURT:
Andrew C. Spears
respectfully represents that:
counsel for the plaintiff/defendant in the above action (or actions),
1. The above-captioned action (o actions) is (are) at issue.
2. The claim of the plaintiff in the action is.$ 7 , 437.31
The counterclaim of the defendant in the action is
The following attorneys are interested in the case(s) as counsel or are otherwise disqualified to sit as arbitrators:
WHEREFORE, your petitioner prays your Honorable Court to appoint three (3) arbitrators to whom the case shall be
submitted.
Respectfully submitted,
foregoing petition,
Esp., and _/(?
actions) as prayed
ORDER OF COURT
o2w o
k9_, in cop-,*deration of the
u9!?l
Esq.,te?x
d 1 17 d'
, are appointed arbitr rs in the above captioned action (or
By ourt, ? Vr.
P.J.
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11
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
DISCOVER BANK, :
ISSUER OF THE DISCOVER CARD,
Plaintiff
V. :
GLADYS PARKER,
Defendant
NO. 05-5836 CIVIL TERM
CIVIL TERM
Answer to Plaintiff's Complaint
AND NOW, comes the Defendant, by and through her attorney and the law firm of Rominger &
Whare, and files the within Answer to Plaintiff's Complaint and in support avers as follows:
1. Admitted.
2. Admitted.
3. Denied. Strict proof of the same is demanded at trial.
4. Denied. Strict proof of the same is demanded at trial.
5. Denied. Strict proof of the same is demanded at trial.
6. Denied. Strict proof of the same is demanded at trial.
7. Denied. Strict proof of the same is demanded at trial.
8. Denied. Strict proof of the same is demanded at trial.
9. Denied. Strict proof of the same is demanded at trial.
10. Denied. Strict proof of the same is demanded at trial.
WHEREFORE, answering Defendant respectfully requests this Honorable Court dismiss the
action against her with prejudice.
Date: ,-e Ij Z 0 GG
Respectfully Submitted,
Rominger& Whare
Karl E. Rominger, Esquire
155 South Hanover Street
Carlisle, Pennsylvania 17013
(717) 241-6070
Supreme Court ID # 81924
Attorney for Defendant
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
DISCOVER BANK,
ISSUER OF THE DISCOVER CARD,
Plaintiff
V.
GLADYS PARKER,
Defendant
VERIFICATION
NO. 05-5836 CIVIL TERM
CIVIL TERM
Karl E. Rominger, Esquire, states that he is the attorney for, Defendant, Gladys Parker, in
this action; that he makes this affidavit as attorney because he has sufficient knowledge or
information and belief, based upon his investigation of the matters averred or denied in the
foregoing document; and that this statement is made subject to the penalties of 18 Pa. C.S.
Pa.C.S. §4904, relating to unsworn falsification to authorities.
Respectfully Submitted
Rominger & Whare
-7" 2
Date: - `?/? ) Z UG 6
Karl E. Rominger, Esquire
155 South Hanover Street
Carlisle, Pennsylvania 17013
(717) 241-6070
Supreme Court ID # 81924
Attorney for Defendant
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
DISCOVER BANK,
ISSUER OF THE DISCOVER CARD,
Plaintiff
V.
GLADYS PARKER,
Defendant
NO. 05-5836 CIVIL TERM
CIVIL TERM
CERTIFICATE OF SERVICE
I, Karl E. Rominger, Esquire, Attorney for the Defendant, Gladys Park, do hereby certify that I this
day served copy of the within Answer to Plaintiffs Complaint to the following via facsimile and by
depositing the same in the United States mail, postage prepaid, at Carlisle, Pennsylvania, addressed as
follows:
Wolpoff & Abramson, LLP
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3rd Floor
Camp Hill, PA 17011
Date: ?`r- f Z l , ? ob
r 10,
Respectfully Submitted
Rominger & Whare
Karl E. Rominger, Esquire
155 South Hanover Street
Carlisle, Pennsylvania 17013
(717) 241-6070
Supreme Court ID # 81924
Attorney for Defendant
C r-a
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c
}I 01 3tJ
} c.n G
DISCOVER BANK, : IN THE COURT OF COMMON PLEAS OF
ISSUER OF THE DISCOVER CARD, : CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
CIVIL ACTION - LAW
V. ;
DOCKET NO. 5836-2005
GLADYS PARKER,
Defendant
PETITION TO CONSOLIDATE CASES
AND NOW comes, Petitioner Gladys Parker, by and through her counsel, Karl E.
Rominger, Esquire, and asks that this court consolidate two separate docket numbers now
pending before an arbitration panel, in support there avers as follows:
1. On June 20, 2006, counsel for the Plaintiff filed a Petition for Appointment
Arbitrators.
2. On July 17, 2006, the Honorable Edgar Bayley appointed R. Mark Thomas,
Esquire as chairman for the panel of arbitrators and appointed Megan Riesmeyer, Esquire and
Michael D. Rentschler, Esquire to serve on the panel of arbitrators.
3. On April 11, 2007, counsel for the Plaintiff filed a Petition for Appointment of
Arbitrators in the same caption under Docket No.: 5835-2005.
4. On May 4, 2007, the Honorable Edgar Bayley appointed James D. Flower, Jr.,
Esquire as chairman for the panel of arbitrators and appointed Elizabeth D. Snover, Esquire and
Kirk S. Sohonage, Esquire to serve on the panel of arbitrators.
5. Arbitration for the above captioned docket 'number was scheduled for May 9,
2007.
6. The parties involved have agreed to set the arbitration for May 9, 2007, aside
pending a Petition to Consolidate Docket Number 5836-2005 with Docket Number 5835-2005.
7. Arbitration has not been scheduled for Docket Number 5835-2005.
8. Opposing counsel has been contacted by way of David R. Galloway, Esquire and
he concurs with this Petition to Consolidate.
WHEREFORE, Petitioner requests that the two cases be consolidated and be heard in
front of the panel of Arbitrators assigned on May 4, 2007.
Date: May 16, 2007
Respectfully Submitted,
Rominger & Associates
Karl E. Rominger, Esquire
155 South Hanover Street
Carlisle, Pennsylvania 17013
(717) 241-6070
Supreme Court ID # 81924
Attorney for Petitioner/Defendant
DISCOVER BANK,
ISSUER OF THE DISCOVER CARD,
Plaintiff
V.
GLADYS PARKER,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
: CIVIL ACTION -LAW
DOCKET NO. 5836-2005
CERTIFICATE OF SERVICE
I, Karl E. Rominger, Esquire, certify that I this day served a copy of the within Petition to
Consolidate Cases upon the following, by depositing the same by United States first class mail,
postage prepaid, addressed as follows:
David R. Galloway, Esquire
4660 Trindle Road, P Floor
Camp Hill, Pennsylvania 17011
Kirk S. Sohonage, Esquire
840 Market Street, P.O. Box 480
Camp Hill, Pennsylvania 17011
James D. Flower, Jr., Esquire
26 West High Street
Carlisle, Pennsylvania 17013
Elizabeth D. Snover, Esquire
301 Market Street, P.O. Box 109
Lemoyne, Pennsylvania 17043
Respectfully Submitted,
Rominger & Associates
Date: May 16, 2007
Karl E. Rominger, Esquire
155 South Hanover Street
Carlisle, Pennsylvania 17013
(717) 241-6070
Supreme Court ID # 81924
Attorney for Petitioner/Defendant
ra
..:} rn
:
t1 A-3
=-<
MAY 18 2007e
DISCOVER BANK,
ISSUER OF THE DISCOVER CARD,
Plaintiff
V.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION -LAW
DOCKET NO. 5836-2005
GLADYS PARKER,
Defendant
ORDER OF COURT
AND NOW, this --!!? day of mt4?? -, 2007, upon consideration
of Defendants Petition to Consolidate Cases, the
Docket Number 5835-2005, for purposes of Arbitrat
Distribution:
Carl E. Rominger, Esquire
VVV155 South Hanover Street
Carlisle, Pennsylvania 17013
/avid R. Galloway, Esquire
60 Trindle Road, 3`d Floor
Camp Hill, Pennsylvania 17011
/ames D. Flower, Jr., Esquire
26 West High Street
Carlisle, Pennsylvania 17013
dirk S. Sohonage, Esquire
840 Market Street, P.O. Box 480
Camp Hill, Pennsylvania 17011
/izabeth D. Snover, Esquire
301 Market Street, P.O. Box 109
Lemoyne, Pennsylvania 17043
LL C-
J `4
L ?
N C.l
101'5C0>tr 4 4?
Plaintiff
Defendant
In The Court of Common Pleas of Cumberland
County, Pennsylvania No. 6?5 --J` 8S 3k6
Civil Action - Law.
Oath
We do solemnly swear (or affirm) that we will support, obey and defend the Constitution of the United
States and the Constitution of this Commonwealth and that we will discharge the duties of our office
with fid lity.
Signature
"? // r? 1-;6v, tS
Name (Chairman)
J?a/ne
Law Firm
Ael S .4 ?/,z eke
Address
City, zip
mature Signature
Name
y?
Law Ffhn
Addygss
City, Zip
Name
Law Firm 1
Address
cityl/ Zip
. Arbitrator, dissents. (Insert name if
Date of Hearing: /o71aZ I r )(Chairman) r
Date of Award: /oz I a aODZ --- t a
Notice of Entry of Award
Now, the day of Le4o,. _ , 20C)7 , at q:51 A .M., the above award was
entered upon the docket and notice thereof given by mail to the parties or their attorneys.
Arbitrators' compensation to be paid upon appeal: $
350 , .DO
By:
Prothonotary
Deputy
## # 40958 # l5-x(05
Award
We, the undersigned arbitrators, having been duly appointed and sworn (or affirmed), make the
following award: (Note: If damages for delay are awarded, they shall be separately stated.)
?''3 } Cf`1
n 1`^"-
( cpigS
Poop)
p?
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pod ?70t v,
DISCOVER BANK, COURT OF COMMON PLEAS OF
PLAINTIFF CUMBERLAND COUNTY, PENNSYLVANIA
V.
GLADYS PARKER
DEFENDANT 05-5836 CIVIL TERM
ORDER OF COURT
AND NOW, this day of December, 2007, the appointment of Megan
Reismeyer, Esquire, to the Board of Arbitrators in the above-captioned case, IS
VACATED. Kate Cramer-Lawrence, Esquire, is appointed in her place.
By tl??,Go-urt,
14
- -----------
Edgar B. Bayley, J. ,
tX, Mark Thomas, Esquire
Chairman
Ate Cramer-Lawrence, Esquire
150 S. College Street
Carlisle, PA 17013
Court Administrator 6?,
:sal `1
CY' (Ni
f.LF L°"^
Ll r 1
y .
'
_ .
.....
C-i
&6COK°/ Au?
/ Plaintiff
Defendant
In The Court of Common Pleas of Cumberland
County, Pennsylvania No. OS - S8 3?6
Civil Action - Law.
Oath
We do solemnly swear (or affirm) that we will support, obey and defend the Constitution of the United
States and the Constitution of this Commonwealth and that we will discharge the duties of our office
with fid lity.
-'000?1
Signature
?f / --? 1pature) Signature
Za4t! Cfl?./?Gl or s-ce D-AA43<W40t
Name (Chairman) Name Name
-!Wwe
Law Firm '
Law Fdrn Law Firm
A/. 7/ s /04I 5?. sJ-e/&/ R,1,7- J'-;/ 42 Y-W
Address Ad ss Address
/?clarii Wi;' ?C ! 70 i 3
City, zip city, zip Ci zip
Award
We, the undersigned arbitrators, having been duly appointed and sworn (or affirmed), make the
following award: (Note: If damages for delay are awarded, they shall be separately stated.)
<<?
URTIS R. fl 3Prothonotary
?.
uric -__... .....,
Cumberland County
One Courthouse Square-K. I
Carlisle, PA 173
201 arc ? ? AM io. Z D 3 ?
CUIo??^?VAt??A
Andrew C. Spears, Esquire
rnr,cc Q nRRAMSON. LLP
OA ? INSUFFICIENT ADDRESS
? ATTEMPTED NOT KNOWN ? OTHER
C ? NO SUCH NUMBER/ STREET
$ ? NOT DELIVERABLE AS ADDRESSED
- UNABLE TO FORWARD '
r/R?v R ETURNIED
iF i OSTAU-
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
DISCOVER BANK
Plaintiff
vs.
GLADYS M PARKER
Defendant(s)
06-58a6
No.
CIVIL ACTION - LAW
PRAECIPE FOR JUDGMENT ON ARBITRATION AWARD PURSUANT TO
PA.R.CIV.P.1307(C)
TO THE PROTHONOTARY:
Enter Judgment on the arbitration award entered in these proceedings in favor of DISCOVER
BANK and against GLADYS M PARKER in the amount of $7437.31with interest of six percent
(6%) from DECEMBER 17, 2007 and costs.
Respectfully Submitted,
Amy F. Doyle #87062 / Daniel F.
Philip C. Warholic #8634 avi R. Ga way #87326
Tonilyn M. Chippie 8'7852T° ara E. Ehasz
Robert N. Polas, Jr. #201259
WOLPOFF & ABRAMSON, LLP / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
(717) 303-6700
W&A FILE NO. j'Dq%2DD15N
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
DISCOVER BANK
Plaintiff No. 05-5836
vs. CIVIL ACTION - LAW
GLADYS M PARKER
Defendant(s)
CERTIFICATE OF SERVICE
The undersigned does herrby certify that a copy of the foregoing Award and
Praecipe for Judgment was served this I T"' day of 11(Y1S C'n , 2008, by depositing same
in the Post Office at Camp Hill, PA, first class mail, postage prepaid, addressed as follows:
KARL ROMINGER
155 SOUTH HANOVER ST
CARLISLE, PA 17013
Amy F. Doyle #87#96 2 / Daniel F.
Philip C. Warholic 3 avid LE ?-r ART
Tonilyn M. Chippie #87 Sarah Ehasz #86469
Robert N. Polas, Jr. #201259
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
J
?V45?G0l2?/• ?t?
Plaintiff
Defendant
In The Court of Common Pleas of Cumberland
County, Pennsylvania No. OS - ,SW310
Civil Action - Law.
Oath
We do solemnly swear (or affum) that we will support, obey and defend the Constitution of the United
States and the Constitution of this Commonwealth and that we will discharge the duties of our office
with fid lily,
Signature -/ --? i lure) Signature
A 4e/C //rONf45 ,?_I Cllldif/?G! j4V..w4,e G AAae.t+4 1*
Nam (Chairman) Name Name
1W
Law Firni'
Address
Wi er
City, zip
LawFffm
3J?w f?nn S?
A
It ? 70 ? 3
City, zip
.,?GGK ZA-0 00.,z-1
Law Firm
,? YN• 3?se?
Address
Z2-011
Q
?URTIS R.
?..
Prothonotary
{IG?
Cumberland County
One Courthouse Squa PF y N"01,'*'
Carlisle, PA 1'?
i A?1 ?o: 20 3?
1001 DEC
Cum?;?v?? D
r
Andrew C. Spears, Esquire
?f..., M^M: 2- oRRAMSON, LLP
OA ? INSUFFICIENT ADDRESS
D ATTEMPTED NOT KNOWN ? OTHER
C ? NO SUCH NUMBER/ STREET
S NUNABLEYTO OWARDDDREBSED
RETURNED
FOR POS 2 - I oc>?
Award
We, the undersigned arbitrators, having been duly appointed and sworn (or affirmed), make the
following award: (Note: If damages for delay are awarded, they shall be separately stated.)
c-.> i__1
"
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
OS_S3341
DISCOVER BANK NO-G?SCSS'
6500 NEW ALBANY ROAD
Plaintiff
VS. CIVIL ACTION - LAW
GLADYS PARKER
Defendant(s)
NOTICE OF JUDGMENT
( x ) Notice is hereby given that a FINAL JUDGMENT
in the above-captioned matter has been entered against you in the amount of
$ 7437.31 , plus interest, on ------- 20_a?__•
( x ) A copy of all documents filed with the Prothonotary in support of the
within judgment is/are attached.
Pro onotary Civ' Div'sion
By:
If you have any questions regarding this Notice, please contact the
filing party.
------------------ -------------------------------------
Amy F. mWarholic 7062 / Danie
Philip 634,1 :a
Tonilyn M. Chippie #87852 / Robert N. Polas, Jr. #201259
Sarah E. Ehasz #86469
WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: (800) 830-2793 Fax: (866) 281-9028
(This Notice is given in accordance with Pa.R.C.P. 236.)
NOTICE SENT TO:
Ka_r ? "Rom i n
Car1ts12? ?? 1??13
STNTC/PANOJ W&A FILE NO. 124822215