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Home My WebLink About05-5851 120540 .. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY , PENNSYLVANIA C;u~L~~ PALISADES COLLECTION LLC ASSIGNEE OF BANK ONE 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 NO. O~ S/5 S / Plaintiff VS. CIVIL ACTION - LAW JEFFREY L LYBRAND MARCIA M LYBRAND 936 PINE RD CARLISLE PA 17013-9373 Defendant(s) NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. NOTICIA Le han demandado a used en la corte. Si used quarere defensas de esas demandas expuestas en las paginas, siguientes, used tiene viente (20) dias de plazo al partir de la fecha de lademanda y la notifiation. Used debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 5US objeciones a last demandas en corta de su persona. Sea avisado que si used no se defienda, la corte tomara medidas y psedido entrar una orden contra used sin previa aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Used puede perder dinero 0 sus propledades 0 otros derechos importantes para used. LLEVE ESTA DEMANDA A UN ABODOAGO IMMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSITANCIA LEGAL. Lawyer Referral Service Cumberland County Bar Assn. 32 S. Bedford St. Carlisle 800-990-9108 PA 17013 CVRNOT/PARET W&A FILE NO. 134385258 120542 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION LLC ASSIGNEE OF BANK ONE 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 NO. 05- 5151 ~ .- !.u.-. Plaintiff VS. CIVIL ACTION - LAW JEFFREY L LYBRAND MARCIA M LYBRAND 936 PINE RD CARLISLE PA 17013-9373 Defendant (s) COMPLAINT Now comes the Plaintiff, PALISADES COLLECTION LLC , by and through its attorneys, and the law firm of Wo1poff & Abramson, L.L.P., and files this Complaint and in support avers as follows: 1. Plaintiff, PALISADES COLLECTION LLC ASSIGNEE OF BANK ONE 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 is a business entity doing business within the Commonwealth of Pennsylvania and the other states of the United States. 2. Defendant, JEFFREY L LYBRAND a last known address of , is an adult individual with 936 PINE RD CARLISLE PA 17013-9373 COUNTY OF CUMBERLAND 3. Defendant, MARCIA M LYBRAND a last known address of 15 an adult individual with q 3w PING RD C!UClf> U Pit !7bl5' n 73 COUNTY OF CUMBERLAND 2NDNR1!PARET W&A FILE NO. 134385258 ~ 4. It is averred that Defendant(s) was/were issued an open end credit card account. 5. At all relevant times material hereto, Defendant(s) has/have used said charge card for the purchase of products, goods and/or for obtaining services. 6. Plaintiff provided Defendant(s) with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned credit card account to which there was no bona fide objection by Defendant(s). A true and correct copy of the Statement of Account is attached hereto, incorporated herein, and marked as Exhi hi t "A". 7. As of the date of this Complaint, the remaining balance due, oWing and unpaid on Defendant's credit card account as a result of the charges made by said Defendant(s) and/or any authorized users is the sum of $ 10440.85. 8. Pursuant to the applicable Pennsylvania law, any unpaid or delinquent balances on said account shall continue to bear interest at the rate of 18%. 9. As of the date of the filing of this Complaint, the amount of interest which has accrued is the sum of $ 7429.88. 10. Despite reasonable and repeated demands for payment, Defendant(s) has/have refused and continue to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the Plaintiff and against Defendant(s) in the amount of $ 10440.85, plus interest in the amount of $ 7429.88, plus costs of this action and any other relief as this Court deems just and reasonable. Respectfully submitted, Amy F. Doyle #87062 / Philip C. Warhol c #86341 / David R. Galloway #87326 / Ronald M. Abramson #94266 / Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011 (71 7) 303-6700 Daniel F. Wolfson Andrew C. Spears Tonilyn M. Chippie Ronald S. Canter #20617 1;87737 #87852 1;94000 2NDNR2/PARET W&A FILE NO. 134385258 ATTORNEY VERIFICATION I hereby state that I am the attorney for the Plaintiff, who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, am authorized to take this verification on behalf of said Plaintiff in this action and verify that the statements made in the foregoing Complaint are true and correct to the best of my knowledge, information, and belief, based upon information provided by the_Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: t Amy F. Do e #87062 / Philip C. Warholi #86341 / David R. Galloway #87326 / Ronald M. Abramson #94266 / Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trind1e Road, 3rd Floor, Camp Hill, PA 17011 (717) 303-6700 Daniel F. Wolfson Andrew C. Spears Tonilyn M. Chippie Ronald S. Canter #20617 #87737 #87852 #94000 PAVERF/PARET W&A FILE NO. 134385258 l'::U::>q.~ EXHIBIT "A" 0 0 d 8 n n n n n n n n ~ ~ t' " U> ~ ~ N U> n 1:: ~ ~ ~ t' n t' n n n ~ ::' 0 ~ :} ~ 0 0 0 0 0 0 0 e. eo . 0 U> ". ". eo n e. Q. e. e. . ~ U> 0 ~ ~ ~ U> " m ~ 3 3 3 3 0. " . m " 0 0 '" . n "- Q. 0. ~ m 0 ,., ~ ". "0 . ~ " " ~ 3 ~ 0. m n " " n '< " " 0. m n ~ " 0 0 e 0 0 . . . . . ~ n 0 0 ro N ~ ~ n " ~ 0 " " " 0 " e- ,. e- e- e- " " e- o Z N e' 0 Z ~ .. " " n n Z N ~ 0 0 0 0 0 0 0 0 Z . ~ ~ Z . ~ ~ n e. 0 a ~ " " " " " " " " " " . 3 ~ ~ n " . 3 '" " " ~ fr a " 0 . 3 0 ~ 00 ~ ~ ~ . 3 0 H m 0 ~ m fr U> ~ ~ N U> n ~ [ 3 0 m a , ~ ~ w 3 0 . m ~ 0 U> ". ". e. n e "- 0 N a ~ w t' ~ 0 ~ 0 0 " ro " 0 0 ~ . " 0. w a , H N . Z " " " " n '< ". ". t' m a . U> ~ t' a N " '" ro w 0 0 0 N ~ ~ '< a a ro t' ~ C, '< a a 0 U> " m ~ N ~ ~ m ~ a ro " t' '" m N a 0 N 0 ro w ~ a W M ~ ~ 00 ~ 0 ~ . ~ n a a ~ w ~ ~ w ro H a , " " w 00 Z 00 00 . a a ~ 0 a . 0 " 0 ~ w ~ 0 m 00 a a ., ~ 00 3 N ro 00 a . ro ~ a a . 00 ro a 0 00 00 0 . 0 a ro . 0 a m ~ 0 a , 0 a ~ ~ ~ 0 N 0. ro e. ~ . ~ a " a 0 a fr ~ 00 0 , " a ~ . i': w ro < . H a " ~ " . " 0 N ~ W H U> 1; " U> ~ n 0 0 0 0 t' 0 t' " " n n ~ " H ~ 0 Z t' 0 t' " n ~ . . ~ U> , H H '" ~ Z N " 00 '" H 0 , 0 ~ a m a H ~ 00 ~ , ~ " H L ~ ~ AJ VI ~ il.1.I( - ..() ~ ~ ~ C> ~ ~ ~ ~ F ~ J:- ~~; C) <;~:;> 11 c.n ~ 1~ ~-j12 ..,,-- -~:';4 ~<\C-' o ~ 5 1;) -Ai'~_: I. .~\\ :. ,;~ (') ;:'jrn ~::~ c:-:; :< SHERIFF'S RETURN - NOT FOUND CASE NO: 2005-05851 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND PALISADES COLLECTION LLC VS LYBRAND JEFFREY L ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT LYBRAND JEFFREY L but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE , NOT FOUND , as to the within named DEFENDANT , LYBRAND JEFFREY L 936 PINE ROAD CARLISLE, PA 17013-9373 CURRENT RESIDENT BOUGHT HOUSE 1 1/2 YEARS AGO DOES NOT KNOW WHERE DEFENDANT LIVES. Sheriff's Costs: Docketing Service Not Found Surcharge 18.00 5.76 5.00 10.00 .00 38.76 So answers , :".>-S.-~ ~-~:..-- j . . R. Thomas Kli~~ Sheriff of Cumberland ..-..-7 County WOLPOFF & ABRAMSON 11/17/2005 Sworn and subscribed to before me this .l.J..M...<A.. day of~ 1AD~ ~ . . P ot~y SHERIFF'S RETURN - NOT FOUND CASE NO: 2005-05851 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND PALISADES COLLECTION LLC VS LYBRAND JEFFREY L ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT LYBRAND MARCIA M but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT & NOTICE , NOT FOUND , as to the within named DEFENDANT , LYBRAND MARCIA M 936 PINE ROAD CARLISLE, PA 17013-9373 CURRENT RESIDENT BOUGHT HOUSE 1 1/2 YEARS AGO DOES NOT KNOW WHERE DEFENDANT LIVES. Sheriff's Costs: Docketing Service Not Found Surcharge So answers: 6.00 .00 5.00 10.00 .00 21.00 ..,.A;., __ ~~ ("/__-,,_ R. Thomas Kllne Sheriff of Cumberland .-----... -- County WOLPOFF & ABRAMSON 11/17/2005 Sworn and subscribed to before me this ;{2~ .2 em .{ day of~ {J~~,!#!~! Proth notary ~ .. . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION LLC Assignee of BANK ONE Plaintiff NO. 200505851 vs. CIVIL ACTION - LAW JEFFREY L. LYBRAND and MARCIA M. LYBRAND Defendant( s) PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as discontinued without prejudice. Respectfully Submitted, C- Arny F. Doyle #87062 Daniel F. Wolfson #20617 Philip C. Warholic #86341 Andrew C. Spears #87737 David R. Galloway #87326 Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 Ronald M. Abramson #94266 Ronald S. Canter #94000 Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Rd., Suite 300 Camp Hill, PA 17011 (717) 303-6700 134385258 ~ . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION LLC Assignee of BANK ONE Plaintiff NO. 200505851 vs. CNIL ACTION - LAW JEFFREY 1.. LYBRAND and MARCIA M. LYBRAND Defendant(s) CERTIFICATE OF SERVICE I, EMMA SAWYER , an authorized agent of WOLPOFF & ABRAMSON, LLP, hereby certify that a copy of the foregoing Praecipe was served this date by depositing same in the Post Office at Camp Hill, P A, first class mail, postage prepaid, addressed as follows: JEFFREY L. LYBRAND and MARCIA M. LYBRAND 260 PINE GROVE RD GARDNERS, PA 17324 WOLPOFF & ABRAMSON, LLP By ./_-"'1. r-----71 ~ 4660 Trindle Rd., Suite 300 Camp Hill, PA 17011 (717) 303-6700 Dated: I ~ - -r - Q(p (1 ~ ""t1\:r: r5)">:' ~ (;::J c:r o f"'I' ('J \ 0" ~'--.- -...- (~;"~,. \/,"- ":::;:: " .~.;~:: -~ .!- :l 'II ~ ....-\ -:J;-n \1; e --0 (1' -,nC( ::~~ ~~ -;5-'; '7~ i?\ ~ --0 ::;. - cJ' (.f\