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Home My WebLink About05-5906 l~~Lll PALISADES COLLECTION LLC ASSIGNEE OF BANK ONE 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 NO. OS- COUNTY, PENNSYLVANIA r:Wk elL> ~l ~ 0L'\. IN THE COURT OF COMMON PLEAS OF CUMBERLAND Plaintiff VS. CIVIL ACTION - LAW KARL ZIMMERMAN 200 PETERSBURG RD CARLISLE PA 17013-3178 Defendant (5) NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. NOTICIA Le ban demandado a used en 1a corte. Si used quarere defensas de esas demandas expuestas en las paginas, siguientes, used tiene viente (20) dias de plazo al partir de la fecha de lademanda y la notifiation. Used debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en 1a corte en forma escrita sus defensas 0 sus objeciones a last demandas en corta de sll persona. Sea avisado que si used no se defienda, la corte tomara medidas y psedido entrar una orden contra used sin previo aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Used puede perder dinero 0 sus propledades 0 otros derechos importantes para used. LLEVE ESTA DEMANDA A UN ABODOAGO IMMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSITANCIA LEGAL. Lawyer Referral Service Cumberland County Bar Assn, 32 S, Bedford St. Carlisle 800-990-9108 PA 17013 CVRNOT!PARET W&A FILE NO, 132664021 J.O:1L.)J. - IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION LLC ASSIGNEE OF BANK ONE 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 NO. 05'- $'96(.,. C;u~L y~ Plaintiff VS. CIVIL ACTION - LAW KARL ZIMMERMAN 200 PETERSBURG RD CARLISLE PA 17013-3178 Defendant (s) COMPLAINT Now comes the Plaintiff, PALISADES COLLECTION LLC . by and through its attorneys, and the law firm of Wolpoff & Abramson, L.L,P., and files this Complaint and in support avers as follows: 1. Plaintiff, PALISADES COLLECTION LLC ASSIGNEE OF BANK ONE 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 is a business entity doing business within the Commonwealth of Pennsylvania and the other states of the United States. 2. Defendant, KARL ZIMMERMAN a last known address of is an adult individual with 200 PETERSBURG RD CARLISLE PA 17013-3178 COUNTY OF CUMBERLAND 3. It is averred that Defendant(s) was/were issued an open end credit card account. 4. At all relevant times material hereto, Defendant(s) has/have used said charge card for the purchase of products, goods and/or for obtaining services. CCPNRI/PARET W&A fILE NO. 132664021 1 ll"';l j:J 5, Plaintiff provided Defendant(s) with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned credit card account to which there was no bona fide objection by Defendant(s). A true and correct copy of the Statement of Account is attached hereto, incorporated herein, and marked as Exhibit "A". 6. As of the date of this Complaint, the remaining unpaid on Defendant's credit card account as a result of Defendant(s) and/or any authorized users is the sum of $ balance due, owing the charges made by 9122.99. and said 7. Pursuant to the applicable Pennsylvania law, any unpaid or delinquent balances on said account shall continue to bear interest at the rate of 18%. 8. As of the date of the filing of this Complaint. the amount of interest which has accrued is the sum of $ 6267.12. 9. refused account Despite reasonable and repeated demands for payment, Defendant(s) has/have and continue to refuse to pay all sums due and owing on the aforementioned balance, all to the damage and detriment of the Plaintiff, 10. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the Plaintiff and against Defendant(s) in the amount of $ 9122.99, plus interest in the amount of $ 6267,12, plus costs of this action and any other relief as this Court deems just and reasonable. Respectfully submitted. 70 / 1186341 / 1187326 / 1194266 / Bruce H. Cherkis 1118837 WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011 (717) 303-6700 a el F. Wolfson Andrew C. Spears Tonilyn M. Chippie Ronald S. Canter 1120617 1187737 1187852 1194000 . Doy Philip C. Warholic David R. Galloway Ronald M. Abramson CPNRI2/PARET W&A FILE NO, 132664021 189239 . ATTORNEY VERIFICATION I hereby state that I am the attorney for the Plaintiff, who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, am authorized to take this verification on behalf of said Plaintiff in this action and verify that the statements made in the foregoing Complaint are true and correct to the best of my knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: IO)l1lo~ Ie #87062 / Philip C. Warholic #86341 / David R. Galloway #87326 / Ronald M. Abramson #94266 / Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, L.L.P, / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011 (717) 303-6700 Daniel F. Wolfson Andrew C. Spears Tonilyn M, Chippie Ronald S. Canter #20617 #87737 #87852 #94000 PAVERF/PARET W&A FILE NO. 132664021 189231 . .' EXHIBIT "A" 0 0 ii' 00 ~ ~ N 00 " ~ ~ 0 Iii 0 0 00 '" ~ N ~ " G. p ~ " ~ " , " 0 '" ;:. ~ m 'n " " e' ~ e' 0- 0- ~ ~ 0 00 " 0' ~ e' 0- H H ~ 00 C 0 ~ . ~ 0' 0' " 0 0 '" . ~ 0. 0- ~ '" ~ 0' " 0 0 ~ . ~ 0- 0- 0 ~ 00 0 >-l , 0 0' . ~ .' " ~ 0 0 ~ '< , , 0 0 ~ '< , , 0 00 >-l ~ , ~ m e, ro 0 ro m ro ~ ~ N N N m ro ro N ~ ~ >-l ~ ~ ro 0 0 0 , N ~ N ~ m " 3 0 H ~ " " i'1 3 ~ j; ~ ~ ~ >-l " 0 0' C " H H 00 , " m 0 " ~ 5- m c 0 " 00 0 0 " ~ N ~ m >-l " ro ~ 5- 0 00 >-l ~ , , ~ ~ 0 . ~ ro ~ >-l N ~ ~ H ~ 0 H . ro , ro m ~ ~ , , H ~ N . 0 , ~ , H H N 00 " N 0 N 0 " ro H ~ ~ ~ ~ " m H 0 0 n m 0 m H ~ 00 00 ~ m >-l ~ N 0 ro m n ~ w ~ 00 N m 0 ~ ~ ro ~ N 0 ~ ~ H ~ m ~ ~ , ~ 00 , ~ 0 00 ~ H ~ " 00 ~ ~ ~ ~ 00 ~ ~ ~ H ~ C ~ ~ ~ C 0 H 3 0 ~ ~ N N 0 Q N ~ ~ ~ ~ ~ 0 ~ N ~ ~ 00 3 ~ ro ~ 0. ~ 0' 00 . 0 " w ~ C H 6- ~ H m 00 , 0 ~ ~ ~ w 0 N < ~ H 0 0 H m N ~ 00 w ~ , I. H 00 I' .' ~ m 00 ~ " n n 0 0 ~ 9 t " ~ ~ " >-l " H ~ 0 " ,I m ,.. , " " ~ &; N t 00 00 ~ H 00 I It fi ~ ~ '" ~ ~ 00 0 0 H ~ ~ H ~ ~ ~ H " 00 ~ ~ ~ 0 {.Q. ~1L V( n VI C:>. V( ~ -a C> -4 ~ -J C> -.t:\ .t:::: r - tI'\ r ~ E --.L.... -> ';:? ':_~;..r... -: '-' ~~-Q rn\~O -r'1\...' . ~, ,\ \.-,. , . .~. \ ,- :;.' -" ::!.:. '''''', t:? en. _I SHERIFF'S RETURN - REGULAR CASE NO: 2005-05906 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND PALISADES COLLECTION LLC VS ZIMMERMAN KARL BRIAN BARRICK Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon ZIMMERMAN KARL the DEFENDANT , at 2045:00 HOURS, on the 16th day of November, 2005 at 200 PETERSBURG ROAD CARLISLE, PA 17013 by handing to KARL ZIMMERMAN a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 4.80 .00 10.00 .00 32.80 "'".~' ......;,. ,~.'::~-$' R. Thomas Kline Sworn and Subscribed to before 11/17/2005 WOLPO::: & ABRA7~) /ft. Deputy Sheriff me this .;1,.2......0\.. day of *< pr ono ary A.D. PALISADES COLLECTION LLC, Plaintiff IN THE COURT OF COMMON PLEAS FOR CUMBERLAND COUNTY, PENNSYLVANIA v. NO: 05-5906 KARL ZIMMERMAN, CIVIL ACTION - LAW Defendant ANSWER TO COMPLAINT AND NOW comes your Defendant, Karl Zimmerman, by and through his counsel, Cunningham & Chernicoff, P.C., and files his Answer to Complaint as follows: 1. ADMITTED, 2, ADMITTED. 3. Defendant is without information sufficient to form a belief as to the definition of "open end credit card account" as is referred to in Paragraph 3 of Plaintiffs Complaint and therefore, such averment is specifically denied. 4, Defendant is without knowledge sufficient to form a belief as to the "charge card" that Plaintiff refers to in Paragraph 4 of its Complaint and such averment is therefore denied, By way of further pleading, Plaintiff has failed to averred who issued Defendant the alleged "credit card". For those reasons, Defendant is unable to respond to the averments contained in Paragraph 4 of Plaintiffs Complaint and those averments are therefore specifically denied. 5. Defendant is without information sufficient to form a belief as to which "credit card account" Plaintiff claims to have provided copies of statements to Defendant and therefore the averments contained in Paragraph 5 are specifically denied, 6. DENIED, By way of further pleading, see Defendant's response to Paragraphs 3 through 5 ofthis Answer, inclusive, By further answer, Plaintiff has failed to specifically identifY the "credit card account" which it makes reference to in Paragraph 6 of its Complaint and Defendant is left with an inability to be responsive to the allegations contained in Paragraph 6 of the Complaint. 7, The averments contained in Paragraph 7 state conclusions oflaw to which no response is required. In the event that it is judicially determined that a response is required, then those averments are specifically denied. 8, Defendant is without sufficient information to form a belief as to the truths of the averment that the sum of $6,267.12 represents interest due and owing to Plaintiff and strict proof thereof is demanded, if relevant, at time of trial. By way of further pleading, Plaintiff has failed to allege any basis at law or in equity which would allow it to collect interest on any amount. 9, DENIED. It is denied that Defendant owes any sum to Plaintiff and strict proof thereof is demanded, if relevant, at time of trial. 10. The averments contained in Paragraph 10 state conclusions oflaw to which no response is required. In the event that it is judicially determined that a response is required, then those averments are specifically denied, WHEREFORE, Karl Zimmerman respectfully requests this Honorable Court to dismiss Plaintiff s Complaint and award any other relief that is just and proper. Respectfully submitted, " ,'. .--- Date: I \' --I Lf -c <) CUNNjHAM\\CHERNICOFF, P.c. L-, \ By: . Plaintiff IN THE COURT OF COMMON PLEAS FOR CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION LLC, v. NO: 05-5906 KARL ZIMMERMAN, CIVIL ACTION - LAW Defendant CERTIFICATE OF SERVICE 1, Julieanne Ametrano, certifY that a true and correct copy of the ANSWER TO COMPLAINT will be served by electronic means and/or by first class United States Mail on the following parties indicated: Wolpoff & Abramson, L.L.P. 4660 Trindle Road Third Floor Camp Hill, P A 17011 ,/' // \ .-------.." "(' , Lfi- l llfJi,-~j,J\ IJulieanne Ametrano ( i By; Date: /01'1 C; \ ) \/ f'.\HOME'JA'JMH-ZIMERMAN\ANS2COMP.WPD . VERIFICA nON 1, Karl Zimmerman, hereby verifY that the statements made in the foregoing Answer to Complaint are true and correct to the best of my knowledge. I understand that false statements herein are made subject to the penalties of 18 Pa,C.S, 94904, relating to unsworn falsification to authorities Date: IlhQ)<vs I I Jf!~~ ):""( :~2 o C ,-; "...., ~ ~ .-1 X-n nlp -or!] c.' ''1' ~f:) ."~ ~+1 \--?r~ o ~-:.! "-'.... :< c::J ;';j " f".' o -<:l :J: r;? --J .... , . .... LAW OFFICES WOLPOFF & ABRAMSON, L.L.P. AITORNEYS IN THE PRACTICE OF DEBT COUECTION 4660 TRINDLE ROAD THIRD FLOOR CAMP HILL, PA 17011 717.303-6700 II IN THE COURT OF COMMON PLEAS OF i I CUMBERLAND COUNTY, PENNSYLVANIA 'I II PALISADES COLLECTION, L.L.c. ASSIGNEE OF BANK ONE Plaintiff NO. 055906 vs. CIVIL ACTION - LAW KARL ZIMMERMAN Defendant PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as discontinued without prejudice. Respectfully Submitted, GQL Amy F. Doyle #87062 Daniel F. Wolfson #20617 Philip C, Warholic #86341 Andrew C. Spears #87737 David R. Galloway #87326 Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 Robert N. Polas, Jr, #201259 Ronald M. Abramson #94266 Ronald S. Canter #94000 Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Rd., Suite 300 Camp Hill, PA 17011 (7J7) 303-6700 132664021 II I> ' ... LAW OFFICES WOLPOFF & ABRAMSON, L.L.P. ATTORNEYS IN THE PRACTICE OF DEBT COllECTION 4660 TRINDLE ROAD THIRD FLOOR CAMP HILL. PA 17011 717-303-6700 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION, L.L.c. ASSIGNEE OF BANK ONE Plaintiff vs. KARL ZIMMERMAN Defendant NO. 055906 CIVIL ACTION - LAW CERTIFICATE OF SERVICE The undersigned does hereby certify that a true and correct copy of the Praecipe to Discontinue was served upon the individual(s) listed below by Regular Mail, Postage Pre-Paid on this ~~y of -D~L , 20~. JOHN M. HYAMS, ESQUIRE 2320 NORTH SECOND STREET HARRISBURG, PA 17106 OQt- - Amy F. Doyle #87062 Daniel F. Wolfson #20617 Philip C. Warholic #86341 Andrew C. Spears #87737 David R. Galloway #87326 Tonilyn M. Chippie #87852 Sarah E, Ehasz #86469 Robert N. Polas. Jr. #201259 Ronald M, Abramson #94266 Ronald S. Canter #94000 Bmce H. Cherkis #18837 WOLPOFF & ABRAMSON, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Rd.. Suite 300 Camp Hill, P A 17011 (717) 303-6700 o ~ ~Jt-:-; tJ.-} l~~' , ,,- ~- ~:,: ~ ~\.. ?:: t ~:. ~~- - .." F "~'. --~. .-( r-':> C:J .c.:":> c::.:..... c:..' C>, -.. w o c) -'n ~ -:1: "!l ('n--'. h.: -0- , .7:...~)~.~, >~~,;" ;~~ .::::'~ <t::oor :.9.; -a -- -;;.\100 '-:? C"1 U)