HomeMy WebLinkAbout05-6008
INWEALTH OF PENNSYLVANIA
{T OF COMMON PLEAS
Judicial District, County Of C"","bef' l"'~;'
NOTICE OF APPEAL
FROM
DISTRICT JUSTICE JUDGMENT
COMMON PLEAS No. 05 - &O:Y6' ~J
NOTICE OF APPEAL
Notice is given that the appellant has filed in the above Court of Common Pleas an appeal from the judgment rendered by the District Justice on
the date and in the case referenced below.
DOCKET No
5'-' e lie..
MAG. DIST. NO.
09-3-()\
NAME O~ APPELLANT
C~r.s to
er
ADDRESS OF APPELLANT
I ~? e,c-1'\6\"'o.f'f
DATE OF JUDGMENT
10 I~S" I
CITY
c
,.
~
C-\J - €i)e~ 0 :;2$'). - 05
This block will be signed ONLY when this notation is required under Pa. 1001(6) in action
R.C.P,D.J. No, 1008B.
This Notice of Appeal, when received by the District Justice. will operate as a before a District Justice, A COMPLAINT MUST BE FILED within twenty
SUPERSEDEAS to the judgment for possession in this case.
(20) days after ffling the NOnCE of APPEAL.
Sigl'laflJreofProthonotaryorDeputy
PRAECIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO FILE
(This section of form fa be used ONL Y when appel/ant was DEFENDANT (see Pa.R.CPD.J. No. 1001(7) in action before District Justice. tF
NOT USED, detach from copy of notice of appeal to be served upon appellee.
PRAECIPE: To Prothonotary
EnterruleuponfYl,('''',,,Q.. G:o.:,sd:j , ]0),c.. C<>~'5,d'i a.V\('~
3ams of appel/ee(s) G; '_
(Common Pleas No. (J{- t.{:().<o u;J
appellee(s). to file a complaint in this appeal
6.",-<,}.. ~ ASS.CJ"-J:"^~s.
RULE: To
M.c "'-0..<'" \ Co. ~ SI <...-\ '-\.
_.:)./1,(... C.c..~S'td,,"\
G;. 8 Co /\SSOc.:I~:.....h-j,;
Name of appel/ea(s)
) within twenty (20) days afte~rUle or suffer entry of Judgment of non pros
. appellee(s)
t or attOrney or agent
(1) You are notified that a rule is hereby entered upon you to file a complaint in this appeal within twenty (20) days after the date of service
of this rule upon you by personal service or by certified or registered mail.
(2) If you do not file a complaint within this time. a JUDGMENT OF NON PROS MAY BE ENTERED AGAINST YOU,
(3) The date of service of this rule if service was by mail is the date of the mailing.
Date: /1MJ. at .20tJ,)
YOU MUST INCLUDE A COpy OF THE NOTICE OF JUDGMENTfTRANSCRIPT FORM WITH THIS NOTICE OF APPEAL.
AOPC 312-02
WHITE - COURT FILE TO BE FILED WITH PROTHONOTARY GREEN - CQURT FilE YELLOW - APPELLANT'S COPY
PINK - COPY TO BE SERVED ON APPELLEE GOLD - COpy TO BE SERVED ON DISTRICT JUSTICE
" ,
!e
PROOF OF SERVICE OF NOTICE OF APPEAL AND RULE 'TO FILE COMPLAINT
(Tllis proof of service MUST BE FILED WITHIN TEN (10) DAYS AFTER filing olllle notice of appeal, I;;lleck applicable boxes.)
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF
AFFIDAVIT:
; S5
I hereby (swear) (affirm) that I served
o
a copy of the Notice of Appeal. Common Pieas
, upon the District Justice designated therein on
(date of service) , 20 0 by personal service
sender's receipt attached hereto, and upon the appellee, (name)
, 20 0 by personal service
sender's receipt attached hereto,
(SWORN) (AFFIRMED) AND SUBSCRIBED BEFORE ME
THIS DAYOF_., e.20_
Signature of official before whom affidavit was made
Title of official
My commission expires on, ___ _. ..._.........______n__..__......, 20
o by (certified) (registered) mail.
o by (certified) (registered) mail,
, on
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COMMONWEALTH OF PENNSYLVANIA
COUNTY OF' CUMBBIU.AHD
Mag_ Drst. No
09-3-01
-,
MDJ Name Hon
HAROLD B. BBRDBR
Add"" 35 W ORANGB ST
SHIPPBNSBURG, PA
.J
Telephoc, (717) 532-7676
17257-0361
-,
SHBLLBY YURXOVITCH
312 INGBRSOLL DRIVE
C/O INGBRSOLL RAND
SHIPPBNSBURG, PA 17257
Docket No.: CV-0000252-05
Date Filed: 10/07/05
CROSS COMPLAINT 001
THIS IS TO NOTIFY YOU THAT:
Judgment:
POR PT.A:rl!rrIPp
[i]
[i]
Judgment was entered for:
(Name)
~WnVTTrR ~~TATn~vwv
'RWJ' a.T.
Judgment was entered against: (Name)
C"IUIATDV _ MTl"Rlt.1l!T.
in the amount of $
2 017 00 on:
(Date of Judgment)
10/20;/00;
D Defendants are jointly and severally liable.
D Damages will be assessed on:
D This case dismissed without prejudice.
(Date & Time)
D Amount of Judgment Subject to
AttachmentJ42 Pa.C.S. 98127 $
o Portion of Judgment for physical
damages arising out of residential
iease $
Amount of Judgment $ 2.000.00
Judgment Costs $ 17.00
Interest on Judgment $ .00
Attorney Fees $ .00
Total $ 2.017.00
Post Judgment Credits $
Post Judgment Costs $
------------
------------
Certified Judgment Total $
ANY PARTY HAS THE RIGHT TO APPEAL WITHIN 30 DAYS AFTER THE ENTRY OF JUDGMENT BY FILING A NOTICE
OF APPEAL WITH THE PROTHONOTARY/CLERK OF THE COURT OF COMMON PLEAS, CIVIL DIVISION. YOU
MUST INCLUDE A COPY OF THIS NOTICE OF JUPGMENTfTRANSCRIPT FORM WITH YOUR NOTICE OF APPEAL.
EXCEPT AS OTHERWISE PROVIDEP IN THE RULES OF CIVIL PROCEDURE FOR MAGISTERIAL DISTRICT JUDGES, IF THE
JUDGEMENT HOLDER ELECTS TO ENTER THE JUDGMENT IN THE COURT OF COMMON PLEAS, ALL FURTHER PROCESS MUST
COME FROM THE COURT OF COMMON PLEAS AND NO FURTHER PROCESS MAY BE ISSUED BY THE MAGISTERIAL DISTRICT JUDGE.
UNLESS THE JUDGMENT IS ENTERED IN THE COURT OF COMMON PLEAS. ANYONE INTERESTED IN THE JUDGMENT MAY FILE
A REQUEST FOR ENTRY OF SATISFACTION WITH THE MAGISTERIAL DISTRICT JUDGE IF THE JUDGMENT DEBTOR PAYS IN FULL,
SETTLES, OR OTHERWISE COMPLIES WITH THE JUDGMENT.
/)-7-a..1) Date
JI~/ ~ ~
, Magisteriai District Judge
I certify that this is a true and correct copy of the record of the proceedings containing the judgment.
Date
, Magisterial District Judge
My commission expires first Monday of January, 2006
SEAL
AOPC 315-05
DATB PRINTED:
11/07/05
11:05:08 AM
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF: CUMBBRLAlIlD
Mag, Dist No
09-3-01
I
MDJ Name Hon
HAROLD B. BBRDBR
Add"" 35 W ORANGB ST
SHIPPBJIlSBURG, PA
-.J
T"'ph", (717) 532-7676
17257-0361
I
SHBLLEY YURKOVITCR
312 INGBRSOLL DRIVE
C/O INGBRSOLL RAlID
SHIPPENSBURG, PA 17257
Docket No.: CV-0000252-05
Date Filed: 10/07/05
CROSS COMPLAINT 001
THIS IS TO NOTIFY YOU THAT:
Judgment:
rOR PT,lI.IRTIrr
[!]
[!]
Judgment was entered for:
(Name)
V1TD'R'nVT'I't"'R', f"R'DTR'I"OlJlllWV J
.'1' aT.
Judgment was entered against: (Name)
C"lI.lUITnV .TTJT.,[1l:
in the amount of $
2,017 00 on:
(Date of Judgment)
10/21;/01;
o Defendants are jointly and severally liable.
o Damages will be assessed on:
o This case dismissed without prejudice.
(Date & Time)
O Amount of Judgment Subject to
Attachment/42 Pa.C.S. S 8127 $
o Portion of Judgment for physical
damages arising out of residential
lease $
Amount of Judgment $ 2.000.00
Judgment Costs $ 17.00
Interest on Judgment $ .00
Attorney Fees $ .00
Total $ 2.017.00
Post Judgment Credits $
Post Judgment Costs $
------------
------------
Certified Judgment Total $
ANY PARTY HAS THE RIGHT TO APPEAL WITHIN 30 DAYS AFTER THE ENTRY OF JUDGMENT BY FILING A NOTICE
OF APPEAL WITH THE PROTHONOTARY/CLERK OF THE COURT OF COMMON PLEAS. CIVil DIVISION. YOU
MUST INCLUDE A COpy OF THIS NOTICE OF JUDGMENTfTRANSCRIPT FORM WITH YOUR NOTICE OF APPEAl.
EXCEPT Il.S OTHERWISE PROVIDED IN THE RULES OF CIVil PROCEDURE FOR MAGISTERIAL DISTRICT JUDGES. IF THE
JUDGEMENT HOLDER ELECTS TO ENTER THE JUDGMENT IN THE COURT OF COMMON PLEAS. ALL FURTHER PROCESS MUST
COME FROM THE COURT OF COMMON PLEAS AND NO FURTHER PROCESS MA Y BE ISSUED BY THE MAGISTERIAL DISTRICT JUDGE.
UNLESS THE JUDGMENT IS ENTERED IN THE COURT OF COMMON PLEAS, ANYONE INTERESTED IN THE JUDGMENT Mil. Y FILE
A REQUEST FOR ENTRY OF SATISFACTION WITH THE MAGISTERIAL DISTRICT JUDGE IF THE JUDGMENT DEBTOR PAYS IN FULL.
SETTLES, OR OTHERWISE COMPLIES WITH THE JUDGMENT.
) j-71iS- Date
)/~~~
, Magisterial District Judge
I certify that this is a true and correct copy of the record of the proceedings containing the judgment.
Date
, Magisterial District Judge
My commission expires first Monday of January, 2006
SEAL
Aope 315-05
DATB PRINTED:
11/07/05
11:05:22 AM
OCT~2B-2005 12:57 FROM: INGERSOLL RAND HR 7175303503 TO: 17172530553
.oCT 28,2005 11:41 Pleasant Hill Church 1-814-532-8665
P.2/5
Page 1
COMMONWl:AL TH OF PENNSYLVANIA
COUNTY OF: ,C1IIOI:DLA1IID
Llft1l).",l./,w,
011-3-01
MCu r.j:I~lj~: j:~Y1
BIUI.OLD E. BEBnD.
^'".." 35 W OUJKZ IT
SJlLP5'BIISBUll.G, PA
_I
"'1",",,717) 532-7516
17257.0361
--,
--
CUISTOPBIIB. YVUOVI'!'CJI
312 IIIGBILSOLLllaIVJl
C/O DGlItSOLL UJID
SBIPPKRSBUBO. PA 17257
,}
DockstNo: CV-0000252-05
D"te F;ied: 10/07/05
CROSS COMPl AI NT 001
THIS IS TO NOTIFV YOU THAT:
Jvdgmem: PO" ..'.armo1'....
Ii! Judgment was en lered for: (N ame) _ vrnlW'mrrTl"R, 1"1I1IT .Tn..lI....
[it., Jvdgmenl was anlereel a911111$t: (Namo) l"aAAtny. .r.......RI.
in the amount at $
2,017.00 on:
(Oate of .Iudgmeotl _ ~0/25/01i
(Dale & Tilrm) _,..
o Uelgnelanrs are lo/rllly "nd sovcr.lly liable,
n Damages will be IISSCS'll:C on:
$..;!.....QO~.,J!..!!
$, l.'1-,-~
$, .0.
$ .00
$ 2.011.00
1:. .1 Thi5 c.'lSe dismissed withool prejudice,
Amount of Judgment
Judgment Costs
Interest on Judgrnef"
Altomey Fees
TOlal
'0' Amount at JtJdgment SUbJP.CIIO
AtlachmenV42 PaC.S, ~ 8127$
I-l,portion or .Judllmcr.t for p~ysical
dam..ges arising oul 01 rcsidootial
lease $
Post Judgment Credils $
POSI Judgment Costs $
==e.:;~====
Certilied Judgment Tolal $
ANY P~R1Y MAS TIiE RIGHT TO APPEAl WITHIN 3t) DAYS AfTER THE ~tlTRY OF JUOOIlENlllY RUNG A NOllCE
01' ApPEAL WITN THE PRarHONO'ARYJ(:LEAK OF TtoIE COURT Of COMMON PlEAS. CIVIL DlVISlO'. yOU
NUST INCLUOE A Copy OF THIS NOTice OF JUOGMI;NTIT"RANSCRIPT FOIl'" WITH YOUR NOTICE OF APPEAL.
EXCfPr AS OTHERWISE PROVIDllo IN 'HE RULEs Of CIVIL PROI;EDUFlE FOR MAllISTERjj,L DISTRICT JUDGES. IF THE
JUOOEMENT tIOLOEIl ELECTS TO ENTER THE JUIlGIoIENT IN TilE COURT OF COMMON PLEAS. ALL FUR1llER PROCESS MUST
CainE FRON l11E COURT of COMMON PLEAS ANO 00 FIJRTI'IER PROCESS MAYBE ISSUEl> BY THE MAI,lISl'E!RtAL DISTRICT JllI)GE,
UNLESS THE JUOGIAENT IBENliREDIN THE COURT OF COMMON PLEAS, ANVONE INTERESTEO IN THE JUDGMENT MAYAll,
A REaUESTFOR ENTRY 01' SATISFAC1TON WIT" THE MAGISTERIAL DISTRICT JUDGE IF THE JUOGMfNT OE8TOII PAYS Iii FULL,
$~,rru:s, OR OTHERWISE COUPLlE$ WI1I1 THE .UOOMENT.
1(1 'J&-o..?:. O<lte
#~~ 1.- ~
. Magisterial Dis:rlcr Judge
I eertlty that thit is a true and corrcct copy of the recoro ot the proceedinQs OOnlaJning tile iudgmel1t.
Date
. Magislel'lal Disl1icl J"d9"
My commission exp.re6 lirsl Monday 01 January, 2006 .
SLAL
OCT-2B-20as 12:21PM FAX:1 814 532 8665
ID: INGERSCl.L RAND HI<
PAGE: 001 R~l00"
OCT-~8-2005 12:57 FRoM:INGERSoLL RAND HR
.~l ~ij.~UU~ 11:46 Pleasant Hill Church
7175303503 TO: 17172530553
1-814-532-8665
P.Y5
Page Z
COMMONWEAL rH OF PENNSYLVANIA
COUNTY Of CU1IB.ar.lI.Vl)
.1."
MIl, Ill.':1 N.
09-3-01
M11.1.1....'I~. ""tn'
IWlOLD ll:. IIIIJ)BIl
~",,,.',. 3 5 . ORAlIa. Il'f
SlIX.PBIIBSOJ.G, PA
--I
'''".''''" 1717 )532-7616
17257-0361
..
,CBl.IlITO:P1IBll naMVl'fca
312 IIIGBIl.SOs:.L DUVJI
Clo DClUSOLL JWlD
SBIrP....'DRG. PA 11257
-.. .,--,..'
Dockel No.: CV-00002S2-05
Date Filed: 10101105
cross COMPLAINT 001
THIS IS 'TO NOTIFY YOU THAT:
Jud~ment _ POll. pr.ATrr:tPIP
[i] JlJdgmOrlt was cnlored for: (Name) vna..nvT'I''"l' J ,.RaTt!'I't\'l>"II1Z1l
l~ Judgment was entered againsT: (Name) _l"llAA1'nT. :nII.TIt
in <<Ie amount 01 $ ,,_._
2,01.7 1111 on
(Dale of Judgment)
10.l,l;}tJ'i
:J Ocl~nt!anIS are jOintly and severally liable.
:J Damages W II be assessed on
(OalO & rime}
Amount of Judgment
Judgment Costs
Interest on JUdgment
Attomey ~ees
Total
$ z.000.09\
$ 11 .00
$ . OJ!
$.. ,.Q9
$ 2.01'1".0..
o rhls case dismissed without pr~jUdlCe,
O Amount 01 Judgment SUbject to
, Altacnmentl42 PaC.S. ~8127 $ ...
-1 Ponion olJlldgmetll Tor physicaJ
c".,J damages arising oui 0\ reside1lial
leusc $
Post Judgment CredIts $ _.._
Post Judgmelll COSIS $",
~.=:====~.
Certitiecl Judgmenl 101M $_
-
AiIlY PAIIlY "'AS M AIGHT TO APP~AL wrTIlJN 30 DAY$ AFll:1l THE ENTRY OF JUDGMENT BY ~IUN() "NOTICE
OF APPEAL WlrH rHE PflOTHONOTAR~JCLERK Of 'THE COURT Of COIIMON PLEAS, C"" DIVISION. you
MUST ,INCLUIllO A CQpyoF 1'IiIS NOTICE OF JUOGIIENTITl'lANSclllPT FOAM WITH YOUR NOTICE OF APPEAL.
E~CEPT AS OrHERwiSE PROVIDeD 11\1 TilE RULES OF CIVIL PROCEDURE FOR MAGlsTEOlIlU. Disrmcr JUOG~S, '" lHE
JOOGEUENl HOLOEOl ELECTS TO ENrEIl 'rHE JUDGIoIENT IN THE COURT OF CQMt.lotl PLt;A&, ALL fURfHER PROCESS MUST
COME FROM TII~ CouA:r O~ COMMON PLEAS AND NO FlIRrHEII PROCESS MAY ee IsSUeD BY ntE w.Qln~AIAL DISTRICT JUOGE.
UNLESS l1-te JUOGMEN1IS EN'TEAED IN TII" COlJAT Of COMMON PlEAS. ANYONE INTERESTEO IN TIlE JUDGMENT MAY FILE
A REouesT FO~ ENTRY Of 5ATISFAcnotl WITH TIll! MAGISTEIIIALDISTRM:T JUDGE IF THE JUOGMIiNr DeeTOR PA VS IN FULl,
SETll.tS. OR OTHEllWlse COMP~IES Willi TH( JUDGIAEHT.
!fJ ;)t;, .()tJ Dale
#~ t- ~ _...,,,_...__,Magist;:riaIDistricIJudge
I certify thilt this is a IlUe and correct eopy of the record of Ihe proceodings <:onl;llning the lud~menl.
Date
..0....-""'" ......_
, Magisterial District Ji.K,lg&
My commlssionelCpireS firsl Monday 01 January. 2006 . SEAL
OCT-2S-ee05 12:25PM FAX:1 814 532 8665 ID'ING6RSOLL RAND HR PAGE: 001 R=l~~~
OCT,t8-2005 12:57 FROM: INGERSOLL RRND HR 7175303503 TO: 17172630663
V\.l tlS,~UU' 11:'0 Pleasant Hill Church 1-814-532-8665
P.4/5
PagG 3
COMMONWEALTH OF PENNSYLVANIA
CO UN rv OF: ~va:r'Jml
-M'I;' Ib~' 1*. ..
I ,..",,,,,, {~17 ) 532-7676
1725'1-0361
NOTICE OF JUDGMENTfTRANSCRIPT
" CIVIL CASE
PLAINT" r - MMl,;>!!\lI/IDl'lfll >;j:\
IQ .. G AS8OCIA'rtIS.
99'14 JlOLL1' Pl'lCHD lIMY
SBIPPBll9BV1l4. 1.'10 17257
L
VS.
l.)bFENO.ANT: hNI.Q 1~1I11ll)/)IlI'lOi
ITou:ovr.'rCII. CJDISTOI'IIKJl., IT.Mo.
312 r.-oDBOLL D1IVB
c/o t8G~AOLL lARD
~BIPPBRSavaG. iA 17257
""1
09.3-01
M"" H".". '11'.'1
IIU.OLD .. BBJUlIJ.
"',,"., n W O:ullGK aT
SRIPP".SURG, PA
.J
ClmISTOP8E1l YtlUOV'I'I'CJI
31:2 XBQUSOLr.l)Il.IVB
C(O I1ICJIbl.SOLL bJ1D
SBIPPKRSBUIlQ. PA 17257
Docket No. CV-0000252-05
Da:e Filed: 9/27/05
..J
~,-
g}~
THIS IS TO NOTIFY YOU THAT:
Judgme1t: PO. p1.II.T1I'I'Y....
Iil JudQmc'l1 was entered for: (Name).. t.I &. C 1I.1IAnl"TI.'I'IIfg
[Xl Judgme11 wai entered aga"lst: (Name) YnRIrRV,['l'C!R _ rnI1ITJlTp...IrRR"
in the amounl 01 $
8,1''; 'Hi on:
(Oa\o of Judqmenlj
10/.,,,1"..
o Defendunl. are jointly and se~eratly !io\llie.
o Dilrnilgcs will be assessed 01'\:
(Dale & Time)
$ 8.000.0\!
$ U5.35
$ .00
:& .00
S 8.1tS.35
o rh'~ Ci\$e dismissed without prejudice.
Arnoun! 01 JUdgment
Judgment Costs
Inl.,,,,. on Judgmenl
AIIorney F""9
Total
0, Amour\\ 01 Judgment Subject to
Attacnment/42 F'a,C$. li 8127 S
o Portion of Judgment lor physlcsl
.. ~mlla!1os arising oul of residential
Iaasc$
POI;t JUdgment Credits $
Post Judgm\lnl Costs $
==~:;;;==;;:==~=
Certified Judgment Total $_.,_. "b,__ _,
ANYPA~n HA~THE RlGllT YU A""EAc WITHIN 30 OAYS 4FT~~ TIi€IONTRY Of JIIO(ll.ENT ev filiNG A I>IOnCF-
OF I.PPEAL WITH THE PROTIIONOTARVICL"RJ< OF THE COVIlT OF COMIlION PLEAS. CIVIUllVlSION. YOU
MUS1' INC~UOE AC:OpvOFTHIS NOl1CE OF JUOl;;AIENTrrRANSCRIPTFOAM WllH YOUR NOl1GE OF /l.PPEAl.
EXCEPT AS OTHERWISE PROVI(jEOIN TH~ RUI.ES Of CIVIL PfIOC~DURE FOR WJGlSTERIAl DlSTllICT JUDGES, If THE
JUOG~"Etll HOLDEREL~CTS TO ENTERTHEJUOGMENTIN T~E COURT Of COMMON Pl~AS, ALL FURTHER PROCESS MlJST
COME FROAl TliE COURT OF COMIlIION PLEAS AND NO FURTHER PROCESS MAV BE ISSUED !IV THE IllAGlSTSRIAl D1STflICT JUOGi
UNLESS THE J UOGMENT IS ENT6flED IN 1'lliCOURT OF COIIIMON PLEAS, ANVONE Ir<TEFlIiST110 IN THE JUIlQMENT MA V FILE
A REQUaST FOIl ENTRY Ol' SATISFACTION WITH THE "'AGlST~llIAl C1STRICT JUCG~ IF 1ME JUoc''''''tlT DEB10R PArIi IN FULL.
SeTn.ES. OR QTH"RWISE cOMPLIES wrm TME JUDGMENT.
.&2 C, .l~S,;D.111J
)/~ t C;;....4-
...-_.. .. ,. Milgbtt.H1al Dil:>lricl JlJdgc
r caTtily that tn;s is" true and correct copy ot the reCOrd at we proceedings containmg the judgment.
Dati
. Ma9isterlal District Judge
My commission expires first Mt'lnday of January, 20D& .
SEAL
OCT-ae"200S 12.3laPt1 FAX: 1 814 532 6665
10: INGERSOLL RAND HR
PAGE::0O1 R=1l1la"-
-200512:58 FROM: INGERSOLL RAND HR 7175303503 TO: 17172630663
'OCT 28,2005 11:50 Pleasant Hill ChurCh 1-814-532-8665
P.5/~
Pa'le 4
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF: ctnm'lRlr.lUlV
NonCE OF JUDGMENTfTRANSCRIPT
CIVIL. CASE
PI_^!NTIFF NIIMl-. ""I ,"ll'ltllll ~:'"
Ii: " II ASSOCIATES, .'1
",. 1IOt.L Y l'ITCIID. JIIfY
SBIFPBBSBURQ, PI. 11357
L .1
"*'!IIIt:."N(,
0'-3-01
l,Illl/llPI "01-.)
DlWLD B. BBII1lU.
""""""35 W OUJIGB aT
I1IXPPU8JtlB.G. 1'.1.
VS,
I".",." ('7171 532-7676 11257-0361
CEFFNOANT' W\M1 ;lI~I/lOI.lI"II":;,:~
1YuuovI:rcx, OJDUS'1'01'au. R'r Al..
312 IERUOLL nJl.J:V1I
C/O IaGUSOLL UP
~BXPl'lD1BlllJKQ. l'A 11257 ..J
DovkeINo.: CV-OOOD252-05 .'
Date Filed: 9/27/05 , ".
. ,
~, . ~;~.- f';
SBBLLn TOUOVI'1'CB
!12 I1IIQDSOLI. D:uvB
C/O XJIQBlSOLL JAIID
SHIPP!BIBaas. fA 11257
THIS 1$ TO NOTIFY YOU THAT:
Judgment :roll. 'T....TWY:t...
[!] Judgment was entered for: (N!)n1e) Q (r Q .....Q/"1'.a'Mm.
Ii] .Judgment was entered ag~insl: (Nal'lW} V1'lIIwnv:r'l't!Il, >l1IR1'."'.1OY
In tile amou~t of S
lL1ate of Judgl1\enl)
1n/?li/nc
.
Ar 1.~ 11i on~
o Defcndants ure ioinlly and severalty liable.
o Or""ligu,; ..ill be assessed on:
(Oar" & TIme)
Amount Of Judgment $...L..@J!g,.ll
Judgment COSIS $ 145.35
Inleresl on .Judgrnl!n1 $":':::""""Ag
AIl0nlllY Fees $ .00
Total $ 8.<145.35
1"0.1 JUdgment e,M it. $ .-
Post JlIdqm"n\ Costs $
;;;,:;;=;;:::;'IJ::.::::O:
Certified Judgment Total $
o This case dismissed wilhoul prejudlCC,
;:] AmOunt ef Judgment Subject te
AHi',r.nmcnt/42 Pu.C.S. ~ 8127 $
O P'lrl,OIl of JUQgmcnt tor physical
, camsges arising out 01 fesiClenliul
lease $
ANVPA'''Y HAS 'Ii\: lllti" I 10 AP~~AL WITHIN:m CAYS AF"/'€R THI; ENTRY Dl' JUOGMENT &V flUNG A HanCE
OF APPEAL WI1'H,THE PROTllOHOTA\WICL~RK O~'tHE CClUln' OF C(lr.lMON PLEAS. CIVIL DIVISION. You
MUST'lNCLUOe A COPY'OF THIS NOTICE Of JUOGMEKfITRAHSCmPT fORM WITH YOUR NonCE OF APPEAL.
EXCEPT AS O'lliERWISe PROVIOEO IN THl' RULES OF CIVIL PROCEDURE FOI< MAGISTl;R1AL Cl$TRICT JUDGES. IF THE
JUDGEUENT HOLD(R 'ELECTS ro EfIlER THE JUDGMENT IN THE COURT Of COMfllOII PLEAS, ALL FURTHER ~flOCESS MUST
COfolE FROIII THECOUllT OF COlIIMON PLE"'S AND NO fURntER PROCESS MAYBE ISSUEtI BY TIfI' IoIAGI&TEmAL OlSTRIC'f JUOGE .
UNLESS TIlE JUDGIilENr 15 ENTEREO IN mE COUllT OF COMAklN PLEAS. ANYONE II>ITl;RE$TED IN TIlE JUDGMENl MA V FILE
A REQUf'STFOR, ENTRV Of' SAT,sFAtnON WITH TtlE MAWSTERlAL OliTRICr JUDGE If mE JUllCMENT DEBTOR PAYS 11'1 fUll,
strr~(S, QR O'rnERWISE COMPUES WITH mE JUDGMENT,
I(-,J/./- .()')- Datc!
*.,.A/ f.. t3>,.~
__ . Magislomll Dis:ric1 Judge
'I cefllly Ihallhi5 is" trut' and e<:>rrt'CI CQPY ot the record ollhe proceedings containing !he judgmel1l.
Ollie __"
. Magisterial DislflCl ,judge
My oomm,ss;on EKpires first Mon<:!ay 01 January, :2 006 .
SEAl.
,OC1'-28';:OOS 12:3llPM FAX: 1 814 S3Z 8G65
10: IN\:iERSOl..l ~D HR
PAGE,002 R~l'
(II'
-
PROOF OF SERVICE OF NOTICE OF APPEAL AND RULE TO FILE COMPLAINT
(This proof of service MUST BE FILED WITHIN TEN (10) DA YS AFTER filing of Ihe notice of appeal, Check applicable boxes.)
COMMONWEALTH OF PENNSYLVANIA
COUNTYOF~~~~
; 55
AFFIDAVIT:
I hereby (swear) (affirm) that I served
00
a copy of the Notice of Appeal. Common PleasOS.1"OO&' ,upon the District Justice designated therein on
(date of service) 1.A~_"tU' JJ, 20 ~ . 0 by personal service ~ ~:rtified) (registered) mail,
- t>\.~\....." 1W~~ "l~
sender's receipt attached hereto, and upon the appellee, (name) ~hc. C.~5'~ )>0:0& Co .' on
1-1_- l>U" ~, ,20 &5' 0 by personal service i5I !:lJC~rtified) (registered) mail, ~
sender's receipt attached hereto. ('
~\
Signatur of official before whom affidavit was made
Title of official
My commission expires on
,20_.
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COMMONWEALTH OF PENNSYLVANIA
_ Seal
Ronda L Wd<ard, Notary Public
South MIddeIoo Twp., Cunbel1and Qlooty
My C<mnisslon Expi.... June 13, 2009
Mlmber, PennsylvanIa Association of Notaries
~,
COMMONWEALTH OF PENNSYLVANIA
COURT OF COMMON PLEAS
Judicial District, County Of
{'1 ~:'-r;,~,J{ (utI
'.",'
NOTICE OF APPEAL
FROM
DISTRICT JUSTICE JUDGMENT
COMMON PLEAS No.
NOTICE OF APPEAL
Notice is given that the appellant has filed in the above Court of Common Pleas an appeal from the judgment rendered by the District Justice on
the date and in the case referenced below.
NAME OF APPELLANT
,h, ~. \ '.J ^'r'" ~!
ADDRESS OF APP ll..ANT
MAG. DlST. NO.
NAME OF D.J.
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CITY
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ZIP CODe
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ATE F JUDGM NT
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SIGNATURE OF APPr;LLAN=r~ ATTORNEY OR AGE
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This block will be signed ONLY when this notation is required under Pa.
R.C.P,D,J. No. 10088.
This Notice of Appeal. when received by the District Justice, will operate as a
SUPERSEDEAS to the judgment for possession in this case.
If appellant was Claimant
,....'<'
.D.J. No. 1001(6) in action
before a District Justice, A COMPLAINT MUST BE FILED within twenty
(20) days after filing the NOTICE of APPEAL.
Signature of Prothonotary or Deputy
PRAECIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO FILE
(This section of form to be used ONL Y when appellant was DEFENDANT (see Pa.R.C.P.D.J. No. 1001(7) in action before District Justice. IF
NOT USED. detach from copy of notice of appeal to be served upon appellee.
PRAECIPE: To Prothonotary
Enter rule upon
appellee(s). to file a complaint in this appeal
Name of appel/eels)
(Common Pleas No.
) within twenty (20) days after service of rule or suffer entry of judgment of non pros.
~".-
Sig~ature. of ap~ or attorney or agent
RULE: To
. appellee( s)
Name of appel/ee(s)
(1) You are notified that a rule is hereby entered upon you to file a complaint in this appeal within twenty (20) days after/he date of service
of this rule upon you by personal service or by certified or registered mail.
(2) If you do not file a complaint within this time. a JUDGMENT OF NON PROS MAY BE ENTERED AGAtNST YOU.
(3) The date of service of this rule if service was by mail is the date of the mailing.
Date:
.20
"
Sig~ature of j,rotfi:,notary or DfiP6tr
YOU MUST INCLUDE A COpy OF THE NOTICE OF JUDGMENTITRANSCRIPT FORM WITH THIS NOTICE OF APPEAL.
AOPC 312-02
WHITE - COURT FILE TO BE FILED WITH PROTHONOTARY GREEN - COURT FILE YELLOW - APPELLANT'S COpy
PINK - COpy TO BE SERVED ON APPELLEE GOLD - COpy TO BE SERVED ON DISTRICT JUSTICE
./
-
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1. MlcleAddressed to:
~oI')OnJ.le \~ld f. 6~.~er
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4. RostrIcled Dolivoly? (Extra Fee) 0 Yes
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DOmootIc Retum Roco\pl
. Complete Hems 1,2, end 3., Also complete
Item 4 if Restricled Delivlll)' is desired,
. Print your name end address on the reverse
. .80,that.:we canretum the, card to you.
. Attach this card to the back of the mallplece,
or on the front if space pennits.
1. Article Addressed to:
.
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2. ArtfcleNumber
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PS Fonn 3811, FebNIry 2004
3. ServlceType
III Cert1fled Mall OExp.... Mall
o Registered 0 Rotum Receipt lot' M....._....
o Insured Mall 0 C.O.D.
4. R_cted DoIIV81)'7 (Extra Fee) 0 .....
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".
SALZMANN HUGHES, P.c.
BY: E. Ralph Godfrey, Esquire
Attorney I.D. No. 770S2
354 Alexander Spring Road
Suite 1
Carlisle, PA 17013
(717) 249-6333
Attorney for Plaintiff
CHRISTOPHER YURKOVICH and
SHELLEY YURKOVICH
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintirf
v.
CIVIL ACTION - LAW
MICHAEL CASSIDY and
JULIE CASSIDY T/D/B/A G&C
ASSOCIATES and G&C ASSOCIATES, in
its own right.
NO. 05-6008
Defendants
To: Defendants
NOTICE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
Court your defenses or objections to the claims set forth against you. You are warned that if you
rail to do so the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
717-249-3166
] -800-990-9108
,
CHRISTOPHER YURKOVICH and
SHELLEY YURKOVICH
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
CNIL ACTION - LAW
MICHAEL CASSIDY and
JULIE CASSIDY T/D/B/A G&C
ASSOCIATES and G&C ASSOCIATES, in :
its own right.
NO. 05-6008
Defendants
COMPLAINT
AND NOW, come the Plaintiffs, Christopher and Shelley Yurkovich, by and through
their attorneys, Salzmann Hughes, P.C., and aver as follows:
PARTIES
1. Plaintiff, Christopher Yurkovich, ("Plaintiff') IS an adult individual with a
principal place of residence located at 1622 Benshoff Hill Road, Johnstown, Pennsylvania
15906.
2. Plaintiff, Shelley Yurkovich, ("Plaintiff') is an adult individual with a principal
place ofresidence located at 1622 BenshoffHill Road, Johnstown, Pennsylvania 15906.
3. Defendant, Michael Cassidy, ("Defendant") is an adult individual and at all times
relevant hereto had a principal place of business at 9974 Molly Pitcher Highway, Shippensburg,
P A 17257 and was a partner/ owner of G&C Associates.
4. Defendant, Julie Cassidy ("Defendant") is an adult individual and at all times
relevant hereto had a principal place of business at 9974 Molly Pitcher Highway, Shippensburg,
PA 17257 and was a partner/owner ofG&C Associates.
,.
5. Defendant, G&C Associates, in its own right, ("Defendant") is a Pennsylvania
entity with a principle place of business at 9974 Molly Pitcher Highway, Shippensburg, PA
17257.
VENUE & JURISDICTION
6. Jurisdiction is proper pursuant to 42 Pa. C.S.A. 95322. Venue is proper pursuant
to Pa. R.C.P. 1006 in that the cause of action arose in Cumberland County.
FACTS
7. On or about April 15, 2005, Plaintiffs and Defendants entered into a contract for
the purchase ofa home located at 261 Chestnut Drive, Shippensburg, Cumberland County,
Pennsylvania. The sales price was $245, 020.00. Said Agreement is attached hereto as Exhibit
"A" and incorporated herein by reference.
8. Pursuant to the Agreement of Sale, Plaintiffs deposited the sum of $2,000.00.
9. The settlement date was scheduled for June 30, 2005.
10. The Agreement of Sale also provided in paragraph 29 that "Buyer and seller will
come to terms on additional selections with new construction prior to April 30.2005. Ifbuyer
and seller are not in agreement as of April 30, 2005, buyer or seller may void contract without
obligation or loss of deposit."
II. Pursuant to Paragraph 6, Plaintiffs had elected the mortgage contingency making
the sale conditioned upon Plaintiffs receiving a mortgage loan in the amount of $220,000.00 with
a 30 year amortization schedule with an initialS year fixed interest rate and adjustable yearly
thereafter.
.'
.
12. Pursuant to Paragraph 6(C)(4) of the Agreement of Sale, if the mortgage loan was
not obtained on or before settlement, all deposit monies paid on account of the purchase price
will be returned to Plaintiffs.
13. Plaintiffs also elected the radon inspection contingency pursuant to paragraph
II (B) of the Agreement of Sale.
14. Plaintiffs obtained from a certified inspector a radon test of the Property, which
revealed the presence of radon in excess of the maximum allowable levels provided for in the
Agreement of Sale. Said inspection results are attached hereto as Exhibit "B".
15. As a result of the presence of radon in excess of 0.02 working levels (4
picocuries/liter), buyer submitted a Radon Mitigation Proposal. Said Radon Mitigation Proposal
is attached hereto as Exhibit "C".
16. The Agreement of Sale required the seller to pay up to a maximum of $800.00
toward the cost ofremediation and retests, which was to be completed by settlement.
17. On May 22, 2005, Plaintiffs cancelled the contract pursuant to paragraph
29(B)(2). See letter dated May 22,2005 attached hereto as Exhibit "D".
18. On June 1, 2005 an addendum was entered into by the parties. Said addendum
required the seller to enclose the basement area, roll and seal the exposed earth area with plastic
and conduct a radon test. The addendum further required seller to escrow money should the test
results be in excess of 0.02 working levels (4 picocuries/liter). See Addendum attached hereto as
Exhibit "E".
.'
19. On June 24, 2005, Plaintiffs terminated the agreement since seller failed to and
was unable to fulfill their obligation under the contract. Said copy of the letter dated June 24,
2005 is attached hereto as Exhibit "F".
20. Despite Plaintiffs' reasonable and repeated demands for the return of Plaintiffs'
escrow deposit, Defendants have failed, refused and continue to refuse to permit the return of the
escrow deposit as required by the agreement of sale.
21. Plaintiffs have performed any and all conditions precedent to the bringing of this
action.
22. At all times material to this Complaint, Defendants Michael and Julie Cassidy
were the owners, partners and/or agents for Defendant G&C Associates and had actual and/or
apparent authority to enter into contractual agreements on behalf of each other as well as
Defendant G&C Associates.
23. As a result of Defendants failure to return the escrow deposit, Plaintiffs have been
damaged in the amount of$2,000.00 plus cost and expenses.
COUNT I
BREACH OF CONTRACT
PLAINTIFFS V. ALL DEFENDANTS
24. The averments of paragraphs 1 through 23 are hereby incorporated by reference.
25. An appraisal was done on the property, which established the value to be
$234,000.00. See copy of appraisal attached hereto as Exhibit "G".
26. As a result of the low value of the home, Plaintiffs were unable to get the
mortgage commitment as required in paragraph 6 of the Agreement of Sale. See denial of
mortgage attached hereto as Exhibit "H".
) .
27. Since Plaintiffs were unable to obtain the mortgage financing, which is a
condition precedent to buying the house, Defendants were required to return the escrow deposit
to Plaintiffs.
28. Defendants breached the Agreement of Sale and Addendwn by failing to correct
the radon problem.
29. Defendants breached the Agreement of Sale and Addendum by failing to return
the escrow deposit to Plaintiffs.
30. Because of Defendants' breaches of the Agreement of Sale and Addendum,
Plaintiffs have been damaged in the amount of $2,000.00 Dollars, plus costs and interest.
WHEREFORE, Plaintiffs respectfully request this Honorable Court to enter judgment in
favor of Plaintiffs and against all Defendants in the amount of $2,000.00 Dollars, plus interest,
the costs of this action, and such other relief as the Court deems just and proper.
SALZMANN HUGHES, P.C.
c:z
By
---.-^.......
Dated: / Z
<7
/'
6~
E. Ralph Godfr ,Esquire
Attorney I.D. No.
354 Alexander Spring Road
Suite I
Carlisle, P A 17013
(717) 249-6333
Attorneys for Plaintiffs
II\VIt'I UVU....!'\I l.Ulilrfll1'
tjLV-b\:lJ-4\:lbl
1-Z18 P 002
HZI
"
STANDARD AGREEMENT FOR '''HE SALE OF REAL ESTATE
111is. form recommended Wld approved for, bUI not restricted 10 use by, mcmbeu onhc PCflllsylvania Association ofREALTORS@(rAR).
AlS - 2K
SELLER'S BUSL'lESS RELATIONSHIP WITH PA LICENSED BROKER
BROKER (Company) Realtv Executives PHONE 717-264-'7080
ADDRESS 1053 Lincoln Way East. Chambe:t:'~sburQ", PA 17201 FAX 717-264-6322
BROKER IS THE AGENT FOR SELLER. Designated Agent(s) rOT Seller, if applicable: Wa e Be klj. r$lssEtr
OR
Broker is NOT the Agent for Seller and is alan: 0 AGENT fOR BL'YER 0 TRANSACTION UCIiNSEE
BUYER'S BUSINESS RELATIONSHIP WITH PA LICENSED BROKER
BROKER (Company) RoE/MAX Realtv Aalilncv. Inc. PHONE 7 7-2 7-0011
AD])RESS 1132 Kann8bec DrivB. Chambersbura. PA 11201 FAX 717-267-3097
BROKER IS THE AGENT FOR BUYER. Designated Agent(s) for Buyer, If applicable: ...., Small
OR
Broker Is NOT tbe Agent fur Buyer aDd is a/an: 0 AGENT FOR SELLER D SUBAGEN'r fOR SELLER 0 TRANS^CTlON LICENSEE
--
WheD the same Broker is Agent for Seller and Agent for Buyer, Broker is a Dual Agent. All of Broker', licensees are also
Dual Agents UNLESS there are separate Designated Agents for Buyer and Seller. If the same Licensee is designated for
Sener and Buyer, tbe Licensee is a Dual Agent.
I
2
3
4
5
6
7
8 2.
9
10
11
]2
IJ
14
15 3.
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19
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25
26
27
28
29
1. This Agreement. dated APril 15. 2005
SELLER(S):
, is between
G and C Associates
called "Seller," and
BUYER(S):
Christopher T. Yurkovich
Sh~lley E. Yurkovich
called "Buyer."
PROPERTY (1-98) Sener hereby agrees to sell aod convey to .Buyer, who hereby agrees to purchase:
ALL THAT CERTAIN lot or piece of ground with buildings and improvements tbereon erected, tr any, known as:
261 Cheatnut Drive, ShipPQnsburg
in the Township of Southampton
County of Cumberland in tbe Commonwealth of Pennsylvania, Zip Code 17257
Identification (e.g., Tax ID #; Parcel #; Lot, Block; Deed Book, Page, Recording Date)
Lot lf54
MQuntain view E9tatas
TERMS (]-02)
(A) Purchase Price
t:";v:tv -r:~;"iTw<V';r
thi~~AtnG thousand
U.S. DoHan
Two hundred.
wbich will be paid tu Seller by Buyer as follows:
1, Cash or check at signing this Agreement: $
2. Cash or check within 5 days uflhe execution oflhjs-Agreem';t.~--- $ 2.000.00
3. $ _
4, Cash, cashier's or certified check at time of settlement: $al\~3.{~(1 t)2-J:t~oao.lJo..
TOTAL $ 239,006,00-
(B) Deposits paid on account of purchase price 10 be held by Broker for Seller, unless otherwise stated here: (1t ~..llt~';~ ~(J 2~,)
(C) Seller's written approval to be on or before: APril lB. 2005 @ .
(D Sdtlementtobeon OA:I.l....,o ..,MIl: :Tuuc"30 Z~ ~s:t.____,orbeforeifBuyeralldSelleragree,
(E) Conveyance from Seller will be by fee simple deed of special warranty unless otherwise staled here:
,
PREPARED BY AGENT: Phylli$ Bender, Auoclate Broker
NS-2K - Standard Agreemenl For Tile Sale Of Reel Estate, Oli02. Pcnns'tlvan!a Assoclallon of REALTORS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REALTORS1ll2002
"..!FAST" SC'r~5(:,' V,,,loo 6,15, Softw,,, ",g;,I,... 10' SI,"'" 8, .P"Y. "O,MAX R.."y Ageoey, loc.
B1.Jyer(s}il111lals'. ~
Page 1 01 20
SCI(CrjSJlnll~~
EXHIBIT
1
A
30
31
32
33
34
35
36
37
38 4.
39
40
41
42
43
44
45
46
47
48
49 5.
50
51
52
53
54
55
56
57
58
59 6.
60
6\
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
'",UI1l 1.,,'Ul..nl I..Utllr/'''1r
tjZU--b!L:h1~t;;1
HIB P UU3
HZI
"
(F) Payment oflransfer taxes will be divided equally between Buyer and Seller unless otherwise stated here;
(G) At time of settlement, the following will be adjusted pro-rala on a daily basis between Buyer and Seller, reimbursing where
applicable: taxes (see Infonnation Regarding Tax Proration); rents; interest on mortgage assumptions; condominium fees
and homeowner association fees, if any; water and/or sewer fees, if any, together with any other lienable municipal service.
The charges arc to be pro-rated for [he period(s) covered: Seller will pay up to and including the date of settlement; Buyer
will pay for all days following sentcment, unless OIherwise stated here:
}'IXTURES & PERSONAL PROPERTY (1-00)
(A) INCLUDED in this sale and purchase price are all existing items permanently installed in the Property, free of liens,
including plumbing; healing; lighting fixtures (including chandeliers and ceiling fans); water treatment systems; pool and spa
equipment; garage door openers and transmitters; television antennas; shrubbery. plantings and unpolted trees; any remaining
heating and cooking fuels stored on the Property at the time of settlement; wall to wall carpeting; window covering hardware,
shades and blinds; built-in air conditioners; built-in appliances; and the range/oven unle~js otherwise staled. Also iucluded:
(B) LEASED items (not owned by Seller);
(C) EXCLUDED fidures iUld items:
DATES/TIME IS OF TilE ESSENCE (1-02)
(A) The said date for settlement and all other dates and times referred to for the performance of any of the obligations of this
Agreement are agreed to be of the essence of this Agreement and are binding.
(B) For the purposes of this Agreement~ number of days will be cOllJ1ted from the date of execution, by ex.eluding the day this
Agreement was executed and including the last day of the time period.
(C) The date of settlement is not extended by any other provision of this Agreement and may only be e~tended by mutual
written agreement of the parties.
(D) Certain time periods are pre~prinled in this Agreement as a convenience to the Buyer and Seller. Any pre-printed time
periods are negotiable and may be changed by striking out the pre-printed text and inserting a different time period
acceptable to all parties.
MORTGAGE CONTINGENCY (1-02)
o W A1VED. This sale is NOT contingent on mortgage financing.
~ ELECTED
(A) This,sale is contingent upon Buyer obtaining mortgage financing as follows:
1. Amount of mortgage loan $ 220,QOO.00
2. Minimum Tenn 30 years
3. Type ofmongage 30 Year 5 vear ad;ustable
4. Interest rate 51/2 %; however, Duyer agreles to accept the ipterest rate as may be commirted by
the mortgage leuder, not ro exceed a maximum interest rate of ii-__ %.
5. Discount points, loan origination, loan placement and mher fees charged by the lender as a percentage of the mortgage
loan (e}(cluding any mortgage insurance premiums or VA funding fee) not to exceed % (0% if not
specified) of the mortgage loan,
The interest rate and fees provisions required by Buyer are satisfied if a mOltgage lender makes available to Buyer the right
to guarantee an interest rate at or below the Maximum Interest Rate specified herein with the percentage fees at or below
the amount specified herein, Buyer gives Seller the right. at Seller's sole option and as permitted by the mortgage lender
and applicable laws, to contribute financially, without promise of reimbursement. to the Buyer and/or mortgage lender to
make rhe .above tcnns available to Buyer.
(B) Within DAYS (10 days if not specified) of the execution of Ihis Agreement, Buyer will make a completed,
written mortgage application for the mortgage tenns specified above to a responsible mortgage lender. Tbe Broker for
Buyer, if aoy, otherwise tbe Broker for SeDer, is authorized to ~ommuoicate with tbe mortgage lender for the
purposes of assisting in the mortgage loan process.
(C) 1. i\'lortgage commitment date Mav 15. 2005 . If a written commitment is not received by Seller by
the above date, Buyer and Seller agree to cxtend the mortgage commitment dltte until Seller terminates this
Agreement in writing by notice to Buyer.
2, Upon receipt of a mortgage commitment, Buyer will promptly deliver a copy of the commitment to Seller.
3. Seller has the option to terminate this Agreement in writing, after the mortgage commitment date if the mortgage
commitment:
a. Is not valid until the date of settlement, OR
b. 'Is conditioned upon the sale and settlement of any other property, OR
PREPARED BY AGENT: Phyllis Bender. A$saclate Broker
AfS.2K - Stan<:lard Agreement For T"e Sale or Reel Estate, 01/02. Pennsylvania Auoe:ialion ofREALTORSi!l
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORS@2002
R.aIFA$T"S'f~2005. V,,,,"" 615. S.!two" R,gi,t".d to, St.,," B. S,,"y. R.IMAX R,.lty Ag,noy. tno.
Buyer(s)lo\tlals L
Pag82of20
Se!ler(S)ln~
,Il,rt\-lll-LUU::l UI:jjAM
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
III FHAN A, IF APPLICABLE
112 (F) It is expressly agreed that notwithstanding any other provisions of this contract. Buyer will not be obligated to complete the
113 purchase of the Property described herein or to incur any penalty by forfeiture of eames! money deposits or otherwise unless
114 Buyer has been given, in accordance with HUD/FHA or VA requirements, a written statement by the Federal Housing
115 Commissicner, Veterans Administration, or a Direct Endonement Lender setting forth the appraised value of the
]16 Property of Dot less than $ (the donar amount to be inserted is the sales price as slated in this
117 Agreement). Buyer will have the privilege and option of proceeding with consummation of the contract without regard to
118 the amount of the appraised valuation. The appraised valuation is arrived at to determine the maximum mortgage the
119 Department of Housing and Urban Developmenl will insure. HUD does not warrant the value nor the condition of the
120 Property. Buyer should satisfy himselflherselfthat lhe prit.:e and condition of the ProperlY llre acceptable.
121 Warning: Section 1010 of Title 18, V.S.C., Departmenl of Housing and Urban Development and Federal Housing
122 Administnuion Transactions, provides. uWhoever for the purpose of . . . influencing in any way the action of such
123 Department, make!!, passes, utters. or publishes any statement, knowing the same to be false. , . shall be fined under this
124 title or imprisoned not more rhan two years, or both."
125 (G) U.S, Deportment of Homing and Urban Development (HUD) NOTICE TO PURCHASERS: Boyer's
126 Acknowledgement
127 0 Buyer has received the BUD Notice "For Your Protection: Get a Home InspectlOl\" (see Notices and Information on
128 Property Condition Inspections). Buyer understands the importance of getting an independent home inspection and has
129 thought about this before signing this Ab'Teement.
130 Buyerts Initials Date
131 (10 Certification We the undersigned, Seller(s) and Buyer(s) party to this transaction each certify that the terms of this contract
132 fot purchase are tnle to the best of our knowledge and belief, and that any other agreement entered into: by any of these
113 parties in connection with this transaction is attached to this Agreement.
1347_ INSPECTIONS (1-02)
135 (A) SeHer agrees to permit inspections by authorized appraisers, reputable certifiers, insurer's representatives, surveyors,
136 municipal officials and/or Buyer as may be required by the mortgage lender, if any. or insuring agencies. Seller further
137 agrees to permit any other inspections required by or provided for in the terms of thiH Agreement. Buyer has the right to
138 attend all inspections.
139 (B) Buyer reserves the right to make a pre-settlement walk-through inspection of the Property. Buyer's right to make this
140 inspection is not waived by any other provision of this A!,TTeement.
141 (e) Selle! will have heating and allutilitieg (including fuel(s)) on for the inspections.
142 (D) AU inspectors, including home inspectors, are authorized by Buyer lo provide a copy of any reports to Broker for Buyer.
1438. PROPERTY INSPECTION CONTINGENCY (1-02)
144 Other provisions of this Agreement may provide for inspections and/or certifications that are not waived or altered by Buyer's
145 election here.
146~.WA.IVED. Buy~r understands :hat Buyer has the optio? to request inspections of the Property (see Property Inspection
147 "51. NOl1ces and EnVironmental Notices). BUYER WAIVES I HIS OPTION and agrees to the RELEASE sel forth in paragraph
,~UM-~U~CAI COMPANY
t320-593-4961
[-218 P004
HZI
"
Contains any other condition not specified in this Agreement that is not satisfied and/or removed in writing by
the mortgage lender wilhin 7 DAYS after the mortgage commitment date in paragraph 6 (C) (1).
4. If this Agreement is tenninatcd as specified in paragraphs 6 (C) (1) or (3), or the mortgage loan is not obtained faT
settlt:ment, all deposit monies paid on account of purchase price will be returned to Buyer. Buyer will be responsible
for any premiums for mechanics' lien insurance and/or title search, or fee for cancellation of same, if any; AND/OR
any premiums for flood insurance. mine subsidence insurance and/or fire insurance with extended coverage, or
cancellation fee, if any; AND/OR any appraisal fees and charges paid in advance to the mortgage lender,
(D) If the mortgage lender requires repairs to the Property, Buyer will, upon receipt, deliver a copy of the mortgage lender's
requirements to Seller. Seller will, within 5 DAYS of receipt of the mortgage lender's requirements, notify
Buyer whether Seller will make the required repairs at Seller's expense.
1. If Seller chooses to make the required repairs, Buyer will accept the Property and agree to the RELEASE set forth in
paragraph 25 of this Agreement.
2. If Seller chooses not to make the required repairs, or if Seller falls to respond. within the time given, Buyer will,
within 5 DAYS, notify Seller in writing of Buyer's choice to terminate this Agreement OR make the
required repairs at Buyer's expense and with Seller's pennission, which will not be unreasonably wilhheld. If Seller
denies Buyer pennission [0 make the required repairs, Buyer may, within 5 DAYS of Sellers denial,
terminate this Agreement, in which case all deposit monies paid on account of purchase price will he returned
promptly to Buyer and (his Agreement will be VOID.
(E) Seller Assist
i8I NOT APPLICABLE
o APPLICABLE, Seller will pay;
0$
o
c.
. maximum, toward Buyer's costs as pemlitted by the mortgage lender.
PREPARED BY AGENT: Phyllis Bondar, Anociate Broker
AJS.2K - Standard Agfl;JOmanl For Tha Sale 01 Real ESlate, 01/02. Penn6ylvanja Association of REAL TORSiID
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORS@2002
ReaIFAsr@~05. Ver9ion 6.15. Sortware Registered to: Steven B. Spray, RElMAX Really Agency. lne.
B"Y"'I'I Inill.I, ~ ~_
PallO 3 of 20
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1-118 P 005/011
)'
148
149
150
151
152
153
154 (B) Should Buyer elect to have a borne inspection of the Property, as defined in the Pennsylvania Home Inspection Law. (see
155 Information Regarding the Home Inspection Law) such home inspection shall be performed by a full member in good
15'6 standing of a national home inspection association, or by a person supervi~ed by a full member of a national home
157 inspeclion association, in accordance with the ethical standards and code of conduct or practice oflhat association.
158 (C) If Buyer is not satisfied with the condition of the Propeny as stated in any written repon, Buyer will:
159 ~.. Option 1. Witbin tbe time given for completing inspections:
160 1. Accept the Property with rhe information stated in the repon(s) and agree to the RELEASE set forth in paragraph 25 of
161 this Agreement, OR
162 2. Terminate this Agreement in writing by notice to Seller. in which case all deposit monies paid on account of purchase
163 price will be returned promptly to Buyer and this Agreement will be YOID, OR
164 3. Enter into a mutually acceprable written agreement with Seller providing for any repairs or improvements to the
165 Property and/or any credit to Buyer at settlement, as may be acceptable to the mortage lender, jf any.
166 Should efforts to reach a mutually acceptable agreement fail, Buyer mllst choose to accepllhe Property or terminate this
167 Agreement within the time given for completing inspections and according to the provisions in paragraph
168 8(C) (Option 1) 1 and 2.
J 69 0 Option 2. Wit bin the time given fOT completing inspections:
170 1. Accept the Propeny with the information stated in the report(s) and agree to the RELEASE set forth in paragraph 25 of
171 this Agreement, UNLESS the total cost to correct the conditions' contained in the l'eport(s) is more than
172 $
173 2. If the total cost to correct the conditions contained in the report(s) EXCEEDS the;: amount specified in paragraph 8(C)
174 (Option 2) I, Buyer wiU deliver the report(s) to Seller within the time given for inspection.
175 a. Seller will, within 7 DAYS ofreceiving the repon(s), inform Buyer in writing of Seller's choice to:
176 (I) Make repairs befor~ settlement so that the remaining cost to repair conditions contained in the report(s)
177 is less than or equal to the amount specified in paragraph 8 (C) (Option 2) 1.
178 (2) Credit Buyer at settlement for the difference between the estimated cost of repairing the conditions
119 contained in the report(s) and the amount specified in paragraph 8 (C) (Option 2) 1. This option must be
180 acceptable to the mortgage lender, if any.
181 (3) Not make repairs and not credit Buyer at seltlement for any costs to repair conditions contained in the
182 ,eport(s). '
183 b. If Seller chooses to make repairs or credit Buyer at settlement as specified in paragraph 8 (C) (Option 2) 2.
184 Buyer will accept the Property and agree to the RELEASE set forth in paragraph 25 .of this Agreement.
185 c. If Seller chooses not to make repairs and not to credit Buyer at settlement, or if Seller faib to choose any
186 optiDn within the time given, Buyer will, within _ 5 DAYS:
187 (1) ~Accept the Propertywirh the information stated in the report(s) and agree to the RELEASE set forth in
188 paragraph 25 of this Agreement, OR
189 (2) Tenninate this Agreement in writing by notice to Seller, in which case all deposit monies paid on
190 account of purchase price will be returned promptly to Buye,. and this Agreement will. be YOID.
]91 9. WpOD INFESTATION INSPECTION CONTINGENCY (1-02)
192~ tI1 WAIVED. Buyer understands that Buyer has the option to request that the Property be inspected for wood infestation by a
I9~ certified Pest Control Operator, BUYER WAIVES TH1S OPTION and agrees to the RELEASE ser forth in paragraph 25 of
194 this Agreement.
195 D'l' ELECTED I' o. pmc4u c\."~:J
196 (A) Within ___~ DAYS (15 days lfnot specified) of Ihe ej{ecution of this Agreement, Buyer, at Buyer's expense, will
197 obtain a written "Wood~Deslroying Insect Infestation Inspection Report" fi'om a certified Pest Control Operator and will
198 deliver it and all supporting documents and drawings provided by !he Pest Control Operator 10 Seller. The repon is to be
199 made satisfactory to and in compliance with applicable laws, mortage lenders, and/or Federal Insuring and Guaranteeing
200 Agency requirements. if any. The inspection will include all readily visible and accessible areas of all structures on the
201 ProPClty cl'..cept the following structures, which will not be in3pectcd:
202
203
204
205
206
207
25 of tllis Agreement. .
~ELECTED oc F'''' ""<I,,,on.::.
(A) Within ~ DAYS (15 days if not specified) of the execution of lhis Agreement, Buyer, at Buyer's expense, may choose
to bave inspections and/or certifications completed by licensed or otherwise qualified protes~ionals (see Property Inspection
Notices and Environmental Notices). This contingency does not apply to lbe following existing conditions and/or items:
(B)
(C)
H the inspection reveals evidence of C1ctivc infcstation(s), Seller agrees, at Seller's expense and before settlement, to ~reat for
active infestation(s), in accordance with applicable laws.
Iftne inspection reveals damage from active infestation(s) or previous infestation(s), Buyer, at Buyer's expense. has the option
to obtain a written report by a professional contractor, home inspection service, or slrllctmal engineer that is limited to
structural damage to the Property caused by wood+de~lroying organisms and a proposal to repair the damage. Buyer will
PREPARED BY AGENT: PhyllIs Bender, A,soclllta Broker
A1S-2K - Standard Agreement For The Sale Of Raal Estal9. 01/02. Penn5~lvania AS!lOl:lallon 01 REALTORS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORSCID 2002
ReaIFA$T@ 0 a. 5, Version 6.15. Software RegJster~d 10: Sleven B. Spray. RE/MAX Realty Agency, lnr.
Page 04 of 20
Sel1er{s) Inittals 2d-
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208 deliver the: structural damage report and corrective proposal to ScHer within __1-- DAYS of delivering the original
209 inspection rl:pOJ1.
210 (D) Within 5 DAYS cfreceiving the slructural damage report and corrective proposal, Seller will advise Buyerwhether
211 Seller will repair, at Seller's expense and before settlement, any structural damage from ilctive or previous infestation(s).
212 (E) If Seller chooses to repair structural damage revealed by the report, Buyer agrees [Q accept the Property os repaired and agrees
213 to the RELEASE set forth in paragraph 25 of this Agreement.
214 (F) If Seller chooses not to repair structural damage revealed by the report 01" fails to respond within the time given, Buyer,
215 within 5 DAYS, will notifY Seller in writing of Buyer's choice to:
216 1, Accept the Property wilh the defects revealed by tbe inspection, without abatement of price. and agree to the RELEASE
217 set forth in paragraph 25 of this Agreement, OR
218 2. Make the repairs before settlement, if required by the mortgage lender, if any, al Buyer's expense and with Seller's
219 permission, which will nol be unreasonably withheld, in which case Buyer accepts the Property and akrrees to the
220 RELEASE set forth in paragraph 25 of this Agreement. If Seller denies Buyer permission to make the repairs, Buyer
221 may, within 5 DAYS of Seller1s denial, terminate this Agreement in writing, in which case all deposit
222 monies paid on account of purchase price will be returned promptly to Buyer and Ihis Agreement will be VOiD, OR
223 3. Terminate this Agreement, in which case all deposit monies paid on aCcOLmt of purchase price will be returned
224 promptly to Buyer and this Agreement will be VOID.
22510. RESIDENTIAL LEAD-BASED PAINT HAZARD REDUCTION ACT NOTICE REQUIRED FOR PROPERTIES
226 BUILT BEFORE 1978 (1-02)
227 ISl NOT APPLICABLE
228 0 APPLICABLE
229 (A) Seller represents that Seller has no knowledge concerning the presence of lead-based paint and/or lead-based paint
230 hazards in or about the Propeny, unless checked below.
231 0 Seller has knowledge of the presence of lead-based paint and/or lead-based paint hazards in or about the Property.
232 (Provide tbe basis for determining that lead-based paint and/or hazards exist, the loeation(s), the condition of the
233 painted surfaces, and other available information concerning Seller's knowledge of the presence of lead-based paint
234 undlor lead-based paint hazards.)
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
..
and/or lead-based paint hazards in or
(B) Records/Reports: Seller has no reports or records pertaining to lead-based paint
about the Property, unless checked below_
o Seller has provided Buyer with all available records and reports pertaining to lead-based paint andlor lead-based paint
hazards in or about the Property. (List documents)
(C) Buyer's Acknowledgment: Buyer has received .he pamphlet Protect Your Family from Lead in Yor,,- Home and has read
the Lead Warning Statement contained in this Agreement (See. Environmental Notices). Buyer has reviewed Seller's
disdosure of known lead.based paint and/or lead-based paint hazards, as identified in paragraph ID(A) and has received the
records and repons pertaining to lead~based paint and/or lead-based paint hazards identified in paragraph 10(9).
Buyer's loltials __ Date_
(D) RISK ASSESSMENT/INSPECTION: Buyer acknowledges that before Buyer is obligated to buy a resideotial dwelling
built before 1978, Buyer has _ 10 DAYS to conduct a risk assessment or inspection of the Propeny for the
presence of lead-based paint and/or lead-based paint hazards.
o WAIVED. Buyer understands that Buyer has the right to conduct a risk assessment or inspection of tbe Property to
determine the presence oflcad-based paint and/or lead~based paint hazards. BUYER WAIVES TI--1JS RIGHT and agrees to
the RELEASE set forth in paragraph 25 of this Agreement.
o ELECTED
1. Buyer, at Buyer's expense, choosc<r to obtain a risk assessment andlor inspection of the Property for lead-based paint
and/or lead-based paint hazards. The risk assessment and/or inspection will be completed within 10 DAYS
of the ex.ecu\ion of this Agreement.
2. Within the time set forth above for obtaining the risk a,sessment and/or inspection of the Property for
lead-based paint sod/or lead-based paint hazards, Buyer may dellvel" to Seller a written Iisl of the specific
hazardous conditions cited in the report and tbose corrections requested by Buyer, along with a copy of the risk
assessment and/or inspection report.
Seller may, within _--1_~ DAYS of receiving the lisI and repol1(s), submit a written corrective proposal to Buyer.
The corrective proposal will include, but not be limited to, the name of the remediation company and a projected
completion date for corrective measures. Seller will provide certification from a risk assessor or inspector that
corrective measures have been satisfactorily completed on or before the projected completion date.
4. Upon receiving the concctive proposal, Buyer, within 5 DAYS, Will:
a. Accept the corrective proposal and the Property in writing, and agree to the RELEASE set forth in paragraph
25 of this Agreement, OR
Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will
}.
b.
PREPARED BY AGENT: PhVllis Bonder. Assol;iat8 Braker
A1S-2K - Standard Agreement For Thl:t Sale Of Real Estate. 01102_ Penr'isylv<lJ1la Association of REAL TORS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAlTORSIil2002
ReaIFA$T@ffiFs.version6_15_S0ftwareReglsteredto:Steven B. Spray, REIMAX Realty Agency, lnc
BUY"(')IOHI''-r~
Page 5 of 20
Seller(s) !n~1.\.. -~
Qi!r' "'f
26i bt rCNmc:d ~IOm))'1y 10 9....1<:[ and Ihia A...~rnl"'(ll 'N VOID. .
26!f " :n.wtd 51:ilu frill to ,$tI.~1&it . 'Jo'rln"bl corr.ed.. rOPIjWit wJtbl1l .he ttma lllil ~tW.ln pararnpn. lC(D)) oflhl'
270 Aj'looment. Buyer. Ulld\oi\ j DA YS. wll ;
111 i. AttfJ\ltthe Propenyin wririn..1U\4 ".~ 10 me R.EUASe JCT. tn"h In llarqJ.~ Z' orthli Arrecment, OK ,
In b, Tlili'i'ftltll6t& WIl" Ap"~ern;:1I1 fA ",'?lrlll.iJ. III ...,h!,et\ cue.U d~ fillH'Ih'ilI plud on ftc01UlI of jJ'UfOhee prl~
113 will ba r<<\lftled promptly,o Buyer and. ltlU ^(lTeemenl will M VOID.
2'14 6 .,.'s fAtI.r, to 1IllerdN Ul)' of Bu~""4 .pt161l11 nltbia lb. dmt 111>>1" specified iD nail Plrt.fllpk ""m
~1j G~..,lIlli'iI. 'W.uvv.R of ti'l ""lililli'f'hC)' ud a..yer acceph the ~'lI)lM"!y nil ..sun to tilt fti.J,)lMf: ,at fot1h
110 la pali"&C'lilfll15 ~f ftaiI A.p'INmt.iIa'.
277 (Ii) CG'II.lflt&tl...: By ,fenint fhis Al(e4mill11r. Buyer and ~Uer certify tho iIIICZlUfl\cy or lhei.,. n!specliw UiAIMUUHII, to lbe bCJi! of
273 ~l'.lIir kII~lcdSt'.
Z'" 11. 8T.<lTVS OPIl.\JlON (I.OJ)
280 (A.) Sell.., ffl9tt,eilllU cbllt ~el!fit hat 1\0 \tn.ow\c:d&c conccroinllhe ptOV;tl;. er .~nl:e of re&m unhna checked below
211 0 1, !tallo' hu knowJedao Ihat th, 'rDp.rty ""Iii Ie.t1O'd on Ihll' ,1M", by tn,pwu,ll'lod$ (c.a, chauooalllluister. alpha tucl.
282 ite.), and tt:th the fl!ilulti of ,)IlltSfI 'N!lc.altd belcw:
21) OdE TYI'I! onBS1 R'ESI.:L'iS (p"o<url<>llil" '" ""'kIn.I.....Il)
1114
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28.
187
21i
189
2!(l
291
292
1~3
29<
Z9l
29.
197
1<"
299
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l02
30J
lO<
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,W
307
)08
J09
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m
llz
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II'
l15
ll6
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l18
319
'ZO ~ 00."'.2
3~21 a. )lcl;cpt Ihtl Prcf*1yln. \;liT' tine .Ind little ~Q the RELBA92 M\ forth in pa11lrraph~' orlnl, A.arcca\enl. OR
l b. SUnlit. written. ~N;1iW p"Q1:'o,a1 to S~l1tJ'. The co/VeCllivt:. P'op~ wlU Incbdt', bt.lt n~l bl' limiled lo,. rhe ft1MIl tyf
~c ce~''51rd P&irti:1t ot:I COM~Nl\y; prO'V:~ilm' fw ~mcn1. Ill(l~~ii:~.~ IfI(t . projected tomplet.u:m dritl for
t.O'(1'CElInlT\fiNNC, Slllll'lll''A:I1\pey ~ rnnlmutrl t.'fS ~-...t::!~Ob\ilal'd m~ to'l&l (.0" ",r nemsdilll1Jon Mid
rel~na, whi<ah .....i11 be CI:)m.plr:!cd b)l ,c:oaJctlM1:.
12 (1)1iibc iolllt COllot o~ranetliarlon and rete.t.t.. EXCEEDS l!:llllamol.:ftlllpf:ciOtd tn 11l1f1Wa-ph 1, I(B) (Optiotl 2)]). SiiU.
327 will, wIthin ____._L_ DA '(s g:f rt:ct:.ipt artful coat Off<H1li:diat{un, ilctif'y BU'jeJ in wrltlnl of Slil}l/:lt'. eIloIof' m:
P~ll!f"AIU'D GY "G~NT; PPi"u.1:i lilVlRil'. j\1.l~I)Ql''W liiIOIt~r
AlS-:iK . !IUI~dV4 "9'NrI."1 "<IrT". ~O'~... 1iJ11.WtII, O'~. Pl!o""''tl~a.n~ ",.....,:alla" 0'1 1't,,<lL lOOlililfit
CCI1Y~IGHT ~iii~~ISYLVANIA AaiOClATIOfoI 01" ~@""""TOHU 21102
~"4"'f.lI',f~ ~~f4nilj.;~"",IIl\i(l'~~dIO:S!{fl(tI" Ii. Sp~V. Rir\o!A)( RIi9nr"g~~, 1t'C.
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.-
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'" ~1I.60!1)..\1& I
t'.'l~ '""11"'1 t~HI
o
COPIES OF ALL AVA.Il..ABLI TEST UPOR.TI "lit bo deUliend (0 Buyer ~Itl thi. ..t.lINtment. SELtER. DOES
NOT WAIlllM'T EI'fIlER THli Ml>lIiOD~ OR llE'ULT~ OF THE IT-nS
1. SliIllr fill kftowliqi lhllt Ihe Prcporty lIc4erwE'fIt radon fcduclie'l\ mealUNI. on Ihe dstc(t.) and by Ihe mc:t~d(,)
ind:iojjj;""'~IOW
D....n
II.AIJOrIIUIDOCT1ON MilliOD
(S) IlAD()N lNute-riON CO",""Gi'NCY
o WAJV2D. B\lyer urutel'lil.m\tU thal 814yer has UtI!: opt(CltIIO r!qullt.. 1bet the Propony be inapetted I'br radon by I omif'ii1ld
iUli'P'C1(I(I (1M 1::""imJuncaral NDlitt$: Ridon). BUYER. WAIVES Tl-ft~ orn~ ol1d llFW' to ltu: RELE.ASE let forth
ill P'W"ClfaPh 2S Gftbb ^,ee1'lMl'L
IE3 tLl!C'l"ED. 3u)'et, :1.1 ~', iOI.paoae" b.. the oplian ID Obll1lm.. h'om "C61ifiet itl'PtlCtGf, . l'dun tell of tbe Prcp~. end
will deltver. copy oflholint I9PQft tD Slflla' within uo1c 'to InIt DAYS (lJd.ly.ltnct Ipeclf1ed) M rh~ u:ecorl':rJ ftf
thj. Aueemenl. (SOlI .It\'lvlfOftl'aftl'ii\ WatClra1: lhdoo)
J. If die teal repcl1 revetl. lb.O plWIPC',j o( ra40n 'oclow o.m wawlcia. levell (4 ptoowrletlllta). 9uyur 8C'ct'p" the
Propw,y Ifld agr~es to the RELEASf sd tb~l\ in pna.rapt! :15 of Ihli AlfeeDHmt.
). 'JI th~ Win'. ~r1: rcvealllh~ pre1Otl\C1!: of ;'AdGft II or lJXoeet~e 0.02 \lIodti.a8 levelo 1,4 pit.oAlfil!llllltt<<), I:\uya will.
within ., DAY5 of receipt afrhq telll J"C,ulu:
o Opil3101
a. .AcCf:'i)1 the ~ in WTitH'1 irrd iJoSft. 10 Ihe REt.EAS2 5t'1 fOl1h in parqraptt. 2J afihi. AarC8MC1It, OR
'/), 1'c:I'1TliIl8b: ,bili A8JI'eemOilt in wrlllna:, tn. ",IIlch eale an depo,lt rvollic:. plllid em Kt."unt ~r PlU'c2ll1ll'o price ",,1Il he
n:libJ1lN ~pt))' 10 Ik.)'...' '~Is ^'FrtOlCflI wiOl ~ VOID. Ok
c. Sdnnit ..l;trf~ten. Cll)1Jtclhc: p-opOSlllQ Sell". Tho cmec1ivc; )M1JJll)till.l ..in In(;ll!dc, but DOt be limited 10, the name
of the cm'.fte4 OOtlti~an OOnlp8r\Y: pt'l)V~iOn' ~r pi)'~r. Ij)C\d~h~' Nlalll; I'Ind a projected c(lmp:~im dMt (4)r'
(QlrftICtIW~
(I)Wilhln _ .I D"Yhlr=:i"""""_"'p10f'0.a1.S.IIH"~I:
(fiI) Alrcc 10 t"-e tcnnl of lle COfYOClh-c P'Of'OIJ&I Tn wridnl, 1ft which t'ut HIlyer .crxpt, the Prqp:etty una ...,41.,
to !ha 1U!LEA.!J! lei fooh in Jll'r...,.ph 2.5 of Ihi, ....~ OR
(b) N(lt IJto&e U) me term' of the ~lTetli'A: pCtlpc.l.
(2) ~bO\U4 Sell., no1 '1M \..llhc rcnns f)f the: ctm1lc1ive pfoJl<lnl or If Sfl_ fAUI'WI rttpfMd "itllio die tiDli:aJvtD.
S,\AJl1II will. whhlc _--L-_ DAVS, CI~lIO:
(a) Acc~pl .hlt PI"r'I'p!nyln wrltlnc md a&:fee l.et the RELEASE $at ron.. in par...,.p" 2S oriki. ^~eanor.t, Ok
(b) Tll}l1IIllIllntll rtU. A.lrctmenc In wrilb., in ~JUcb else aU d~p(lsir monl~1t paid Oll a~~Ollnt ofpurcha.e pnte will
be \"i'tu",od P"lU''6p.ly \" allV-:;l' Ilad rbi, ^kTeement will be VOID.
j1'1l3i1 II of Jt
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328 (a) Pay for the total cost of remediation and retests, in which case Buyer accepts the Property and agrees to the
329 RELEASE set forth in paragraph 25 of this Agreemt:nt, OR
330 (b) Contribute toward the total cost of remediation and retests only the amount specified in paragraph 11(B)
331 (Option 2) b.
332 (2) If Seller chooses not to pa.y for the total cost of remediation and retests, or if Seller fails to choose either oplion
333 wilhin the time given, Buyer will, within 5 DAYS, notifY Seller in writing of Buyer's choice to:
334 (a) Pay the difference between Seller's contribution to remediation and retests and the actual cost therof, in which
335 case Buyer accepts the Property and agrees to tile RELEASE set forth in paragraph 25 of this Agreernent, OR
336 (b) Terminate this Agreement, in which case all deposit monies paid on account of purchase price will be
337 returned promptly to Buyer and this A!.>Tcement wit! be VOID.
33812. STATUS OF WATER (1.02)
339 (A) Seller represents that the Property is served by;
340 [8J Public Water
341 0 On-site Water
342 0 Communily Water
343 0 None
344 0
345 (B) WATER SERVICE INSPECTION CONTINGENCY
346 ~ WAfYED. Buyer aclmowledges thai Buyer has the option 10 request an inspection of the water service for the Property.
347 BlNER WAIVES THIS OPTION and agrees to Ihe RELEASE set forth in paragraph 25 of this Agreement.
348 0 ELECfED
349 1. Buyer has the option, within DAYS (15 days if not specified) of the ~xecution of this Agreement and
350 at Buyer's expense, to deliver to Seller a written inspection report by a qualified, professional water testing company
351 of the quality and/or quantity of the water service.
352 2. Seller agrees to locate and provide access to the on.site (or individual) water system. if applicable. at Sellcr1s expense,
353 if required by the inspection company. Seller also agrees to restore the Property. at Seller's expense, prior to settlement
354 3. If the report reveals that the water service does not meet the minimum standards of any applicable governmental
355 authority and/or fails to satisfy the requirements for quality and/or quantity set by the mortgage lender, if any. then
356 Seller will, within 7 DAYS of receipt of the report, notify Buyt.'f in writing of Seller's choice to:
357 a. Upgrade the water service to the minimum acceptable levels, before settlement, in which case Buyer accepts the
358 Property and agrees to tbe RELEASE set forth in paragraph 2S of this Agreement, OR
359 b. Not upgrade the water service.
360 4. If Seller chooses not to upgrade the service to minimum acceptable levels. or fails to respond within the time glveo,
361 Buyer will, within __~ DAYS, either:
362 'a. Accept the Property and the water service and, if required by the mortgage lender, if any, and/or any
363 governmental authority, upgrade the waler service before selllemenr or within the time required by the mortgage
364 lender, if any. and/or any governmental authority,.at Buyer's expense and with Seller's pennbsion, which will
365 not be unreasonably withheld, and agree to the RELEASE set forth in paragraph 25 oflhis Agreement. If Seller
366 denies Buyer permission to upgrade the water service, Buyer may, within _ 5 DAYS of Seller's
367 denial, terminate this Agreement in writing. If Buyer terminates this Agreeement, all deposit monies paid on
368 account of purchase price will be returned promptly to Buyer and this Agreement will be VOID, OR
369 b. Terminale this Agreement in writing, in which case all deposit monies paid on account of purchase price will
370 be returned promptly to Buyer and this Agreement will be VOID.
37113. STATUS OF SEWER (1-02)
372 (A) Seller represents that the Property is served by;
373 ll$J Public Sewer
374 0 Individual On-lot Sewage Disposal System (See Sewage Notice I)
375 0 Individual On-lot Sewage Disposal System in Proximity to Well (See Sewage Notice 1; see Sewage Notice 4, if
376 applicable)
377 0 Community Sewage Disposal System
378 0 Ten-acre Pennit Exemption (See Sewage Notice 2)
379 0 Holding Tank (See Sewage Notice3)
380 0 None (See Sewage N o,ice 1)
381 0 None Available/Permit Limitations in Effect (See Sewage Notice 5)
382 0
383 (B) INDfVIDUAL ON.LOT SEWAGE DISPOSAL INSPECTION CONTINGENCY
384 rsJ WAIVED. Huyer acknowledges that Buyer has rhe option to request an individual on~lot sewage disposal inspection of the
385 Property. BUYER W AlVES THIS OPTION and agrees to the RELEASE sel forth in paragraph 25 ofthis Agreement.
386 0 REefED
PREPARI!O BY AGENT: Phylli$ 8ende-r, Associate BrOKer
AJS-2K - Standard Agreemont For The Sala Of Raal Estate. 01102. Pennsylvani3 Association of REAl:QRSC!I
COPYRIGI1T PENNSYlVANfAASSOC1ATlON OF REAlrO~S@2002
ReaIFA$T@ s~. Version 6.15. Software Registered to: Steven B. Spray. REIMAX Realty Agar.cy, Ine
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387
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1. Buyer has the option, within DAYS (15 days if not specified~1 of the execution of this Agreement and
at Buyer's expense, to deliver to Seller a written inspection report by a qualified. professional inspector of the
individual on-lot sewage disposal system.
2. Seller, at Seller's expense, agrees, if and as required by the inspection company. to locate, provide access to, and empty
the individual on-lot sewage disposal system. Seller also agrees to restore the Property, at Seller's e)l(pense, prior 10
settlement.
3. If the report reveals defects that do not require expansion OT replacement of the ex:isting sewage lIisposal system, Seller
will, within 7 DAYS of receipt of the report, notify Buyer in writing of Seller's choice to:
a. Correct the defects before settlement. including retests, at Seller's expense, in which case Buyer accepts the
Propt:rty and agrees to the RELEASE set forth in paragraph 25 aftbis Agreement, OR
b. Not correct the defects.
4. If Seller chooses not to correct the defects, or if Seller fails to respond within the time given, Buyer will. within
5 DAYS, either:
a. Accept the Property and the system and, if required by the mortgage lender. if any, and/or any governmental
authority, correct the defects before settlement or within the time required by the mortgage lender, if any,
and/or any governmental authority, at Buyer's sole expense and With Seller's permission, which will not be
unrea~onably withheld, and agree to the RELEASE set forth in paragraph 25 of this Agreement. If Seller
denies Buyer permission to correct the defects, Buyer may, within 5 DAYS of Seller's denial,
tenninate this Agreement in writing, in which case all deposit monies paid on account of purchase price will
be returned promptly to Buyer and this Agreement will be VOID, OR
b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will
be returned promptly to Buyer and this Agreement will be VOID.
5. If the report reveals the need to expand or replace the existing individual (In-Jot sewage disposal system, Seller may,
within 25 DAYS of receipt of the report, submit a corrective proposal to Buyer. The corrective proposal
will include, but not be limited to, the name of the remediation company; provisions for payment, including retests;
and a projected completion date for corrective measures. Within 5 . DAYS of receiving Seller's corrective
proposals. or if no corrective proposal Is received withill the time giveD~ Buyer will:
a. Agree to the terms of the corrective proposal, if any. in writing, in which case Buyer accepts the Property and
agrees to the RELEASE set forth in paragraph 25 oCthis Agreement, OR
b. Accept the Property and the: system and, if required by the mortgage lender, if any, and/or any governmental
authority. correct the defecls beCore settlement or within the time required by the mortgage iender, jf any,
and/or any governmental authority, at Buyer's sole expense and with Seller's permission, which will not be
unreasonably withheld. and agree to the RELEASE set forth in paragtaph 25 of this Agreement. If Seller
denies Buyer permission to correct the defects, Buyer may, within 5 DAYS of SeUer's denial,
terminate this Agreement in writing, in which case all deposit monie,s paid on account of purchase price will be
returned promptly 10 Buyer and tbis Agrf;':cment will be VOID, OR
c. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will
be returned promptly to Buyer and this Agreement will be YOID.
NOTICES, ASSESSMENTS & CERTIFICATES OF OCCUPANCY (1-02)
(A) Seller represents, as of Seller's execution of this Agreement, that no pubLic improvement. condominium or homeowner
association assessments have been made against tbe Property which remain unpaid and that no notice by any government or
public authority has been served upon Seller or anyone on Seller's behalf, including notices relating to violations of zoning,
housing, building, safety or fire ordinances which remain uncorrected, and lhal Seller knows of no condition Ihat would
constiUlte violation of any such ordinances which remains uncorrected, unless otl1t:rwise specified here: '
(B) Seller knows of no other potential notices (including violations) and assessments except as follows:
(C) In thl: event any notices (including violations) and assessments are received afkr execution of this Agreement and before
settlement, Seller will notify Buyer in writing, within 5 DAYS of receiving the notice or assessment, that Seller will:
L Comply with notices and assessments at SeHer's expense, in which case Buyer accepts the Property and agrees to the
RELEASE set forth in paragraph 25 of this Agreement, OR
2. Not comply with notices and assessmenls at Seller's expense.
3. If Seller chooses not to comply with notices and assessments, or fails witbin tbe tittle given to notify Buyer If Seller
will comply, Buyer will nOlify Seller within 5 DAY S in writing that Buyer will either:
a. Comply with the notices and assessments at Buyer's expense and agree to the RELEASE set forth in paragraph
25 of this Agreement, OR
b. T ennioate this Agreement, in which case all deposit monies paid on acconnt of purchase price will be returned
promptly to Buyer and this Agreement will bc YOID.
If Buyer fails to notify SeUer witbin the time given, Buyer accepts tbe Property aud agrees to the
PREPARED BY AGENT: Phyllis Bender, Associate Broker
AlS-2K ~ Standard Agreement For The Sale Of Real Eslate, 01102. Pennsylvania Association 01 REAL TORS~
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORS@2002
ReaIFA$r@ S~. Ver~jon 6.15. Software Regi~16red to: SIev6n B. Spray. REJMAX Really Agency, Inc.
8uyer(s) Initials r--
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446 RELEASE: set forth in paragraph 2S ofthis Agreement.
447 (D) Buyer is Ojdvlsed that access to a public road may require issll.ance of a highway occupancy pennir from the Department of
448 Transportation.
449 (E) If rt=lJuirt:d by law, within ___~_"~ DAYS of the execution of this A/;,'Tcemenl Seller will order for delivery to Buyer,
450 011 or before senlement:
451 1. A certification from the appropriate municipal department or departments disclosing notice of any uncorrected vio lation
452 of zoning, bousing, building, safety or fire ordinances, AND/OR
453 2. A certificate permitting occupancy of the Property. In the event repairs/improvements are required for the issuance of
454 th~ c~rtificalc, Seller will, within ___ 5 DA YS of Seller's receipt of the rcquirem~nts, notify Buyer of the
455 requirements and whether SeHer will make the required repairs/improvements at Seller's expense.
456 If Seller choosr;:s to make the required repairslimprovements, Buyer agrees to accept the Property as repaired and agrees to
457 the RELEASE set fonh in paragraph 25 of this Agreement. If Seller chooses no! to make the required repairslimprovements,
458 Buyer will, within 5 DAYS, notify Seller in writing of Buyer's choice to terminate this Agreement OR make the
459 repairs/improvements at Buyer's expense and with Seller's permission, which will not be unreasonably withheld, If Seller
460 denies Buyer permission to make the required repairs or if Seller fails to respond within the time given, Buyer may,
461 within 5 DAYS, terminate this Agreement in writing, in which ease all deposit monics paid on account of
462 purchase prict: will be returned promptly to Buyer and this: Agreement will be Vor]).
46315. TITLE, SURVEYS, & COSTS (1-02)
464 (A) The Property is to be conveyed free anrt clear of all liens, encumbrances, and easements, EXCEPTING HOWEVER the
465 following: existing deed restrictions:, historic pre~ervalion restrictions or ordinances, building restrictions, ordinances,
466 easements of roads, easements visible upon the grmmd, easements of record, privileges or rights of public service companies,
467 if any; otherwi:;e the title to the above described real estate will be good and marketable and such as will be insured by a
468 reputable Title Insurance Company at the regular rates,
469 (B) Buyer will pay for the following: (I) Title search, title insurance and/or mechanics lien insurance, or fee for cancellation
470 of same, jf any; (2) Flood insurance, fire insurance wilh extended coverage, mine subsidence insurance, and fee for
471 cancellation of same, if any; (3) Appraisal fees and charges paid in advance to mortgage lender, if any; (4) Buyer's
472 customary settlement costs and accrual",.
473 (C) Any surveyor surveys which may be required by the 'ritlclnsurance Company or the abstracting attorney for the preparation
474 of ao adequate It:gal description of lhe I'roperty (or the correction dtereof) will be secured and paid for by Seller. Any
475 surveyor surveys desired by Buyer or required by the mortgage lender will be secured and paid for by Buyer.
476 (D) In the event Seller is unabie to give a good and marketable IiI Ie and such as will be insured by a reputable Title Company
477 at the regular rales, as specifit:d in paragraph 15(A}, Duyer will have the option of: (1) taking such title as Sellcr can give
478 with no change to the purchase price; or (2) being repaid all monies paid by Buyer to Seller on account of purchase price
479 and being rdmbursed by Seller for any eosts incurred by Buyer for any inspections or certifications. obtained according to
480 the terms of the Agreement, and for those items specified in paragraph 15(B) items (1), (2), (3) and in paragraph 15(C}, in
481 which case there will be no further liability or obligation on eidler of the parties hereto and this Agreement will become VOID.
482 16. ZONING CLASSIFICATION (1-02) .
483 Failure of this Agreement to contain the zoning classification (except in cases where the property {and each parcel thereof, if
484 subdividable} is zoned solely or primarily to pennit single-family dwelIings) will render this Agrt:ement voidable at the option
485 of the Buyer, and, if voided, any deposits tendered by the Buyer will be returned 10 the Buyer without any requirement for
486 court action.
487 Zoning Classitication:
488 0 ELECTED, Within _-----1L_ DAYS of the execution of this Agreement, Buyer will verify that the existing use of the
489 Property as is permitted.
490 In the event the use is not pennitled, Buyer wIll, withio the time given for verification, notify Seller in writing that the
491 ex.isling use of the Property is not permitted and this Agreement will be VOID, :in which case all deposit monics paid on
492 account of purchase price will be retumed promptly 10 Buyer. Buyer's failure to respond within the time given will
493 €:onstltute a WAIVER of this contingency and all other terms of this Agreement remain in full force aod effect.
49417. COAL NOTICE
495 I8J NOr APPLICABLE
496 0 APPLICABLE
497 THIS DOCUMENT MAY NOT SELL. CONVEY, TRANSFER, INCLUDE OR INSURE THE TITLE TO TIlE COAl. AND
498 RIGHTS OF SUPPORT UNDERNEATH THE SURFACE LAND DESCRIBED OR REFERRED TO HEREIN, AND THE
499 OWNER OR OWNERS OF SUCH COAL MAY HAVE THE COMPLETE LEGAL RIGHT TO REMOVE ALL SUCH COAL
500 AND IN THAT CONNECTION, DAMAGE MAY RESULT TO THE SURFACE OF THE LAND AND ANY !lOUSE.
501 BllUDING OR OTHER STRUCTURE ON OR IN SUCH LAND. (This nutice is set furth in the mamler provided in St:ction I
502 of the Act of July 17, 1957, P.L. 984.) "Buyer acknowledges that he may not be obtaining the right of protection against
503 subsidence resulting from coal mining operations, and that the property described hen:in may be protected !Tom damage due to
504 mine subsidence by a private contract with the owners of the economic interests in the~ coal. This acknowledgment is made for
505 the purpose of complying with the provisions of Section 14 of the Bituminous Mine Subsidence and the Land Conservation
PREPARED ev AGENT: PhyUJs Bender, A.s,oclate Broker
AlS.2K - Standard Agreement For The Sale OfRe1l1 Estate. 01102_ Pennsylvania Association of REAL TORS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORS@20U2
RerllFA$T@ S~VefSIOn 6.15. Software Registered to: Steven B. Spray. REf MAX Really Agency. Inc.
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[-118 P 011/011
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506 Act of April 27, 1966." Buyer agrees to sign the dr:cd from Seller which deed will contain the aforesaid provision.
507 18. POSSESSION (1-02)
508 (A) Posst:ssion is to be delivered by deed, keys and:
509 1. Physical possession to vacant Property tice of debris. with all stmctures broom-clean, at day and time of settlement,
5] 0 AND/OR
511 2. Assignment of existing Icase(s), together with any security deposits and interest, at time (Jf settlement, if Property is
512 leased at Ihe execution of this Agreement or unless otherwise specified herein. Buyer will acknowledge existing
513 lease{s) by initialing said Jeases(s) at time of execution of this Agreement.
514 (B) Seller will not enter into any new leases, written extension of t:Kisting leases, if any. or additional leases for the Property
515 withoUl the written consent of Buyer.
51619. RECORDING (3~85) This Agreement will not be recorded in the Office for the Recording of Deeds or in any other office or
517 place of public record and if Buyer cuuses or pennits this Agreement to be recorded, Seller may elect to treat such act as a
51 S breach of this Agreement.
519 20. ASSIGNMENT (3-85) This Agreement will be binding upon tot.: pilr1ics, their respective heirs, personal representatives,
520 guardians and successors, and to the extent assignable, on the assigns or the partie!; hereto, it being expressly understood,
521 however, that Buyer will not transfer or assign this Agreement without the written consent of Seller.
522 21. DEPOSIT & RECOVERY FUND (1.02)
523 (A) Deposits paid by Buyer within _~___ DAYS of settlement will be by cash, cashier's or CCl1ified check. Deposits,
524 regardless of the form of payment and the person designated as payee, will be paid in U.S. Dollars to Broker 01" party
525 identified in paragraph 3(B), who will retain them in an escrow account unlil consummation or lennination of this
526 Agreement in conformity with all applicable laws and regulations. Any uncashed check tendered as deposit mOllies may
527 be held pending the acceptance of this offer.
528 (B) Upon tennination of this Agreement, the Broker holding the deposit monies will release the deposit monies in accordance
529 with the terms, ofa fully executed written agreement between Buyer and Seller.
530 (C) In the event ofa dispute over entitlement to deposit monies, a broker holding the deposit monics is required by the Rules
53 I and Regulations of the State Real Estate Commission (49 Pa. Code ~35.327) to retain the monies in escrow until the dispute
532 is resolved. 1n the event of litigation for the return of deposit monies, a broker will distribute the monies as directed by a final
533 order of court or the written Agreement of the parties. Buyer and Seller agree that, in the event any broker or .affiliated
534 licensee is joined in litigation for the return of deposit monies, the <lHomeys' fees and ~osts of the broker(s) and lieensee(s)
535 will be paid by the party joining them.
536 (D) A Real Estate Recovery Fund exists to reimburse any persons who have obtained a final civil judgment against a
537 Pennsylvania real estate licensee owing to fraud, misrepresentation, or deceit in a real C!itate transaction and who have been
538 unable to collect the judgment after exhausting all legal and equitable remedies. For complete details about the Fund, call
539 (717) 783-3658. or (800) 822-2] 13 (within PelUlsylvania) and (717) 783-4854 (oulside Pennsylvania).
54022. CONDOMINIUM II'LANNED COMMUNITY (HOMEOWNER ASSOCIATION) RESALE NOTICE (1-02)
541 i2<1 NOT APPLICABLE
542 D APPLICABLE: CONDOMINIUM. Buyer acknowledges that the Property is a unit of a condominium that is primarily nlO
543 by a unit owners' association. *3407 of the Uniform Condominium Act of Pennsylvania requires Scllcr to furnish Buyer
544 with a Certificate of Resale and copies of the condominium declaration (other titan plats and plans), the bylaws, and the
545 rules and regulations of the association.
546 0 APPLICABLE: PLAN'NED COMMUNITY (HOMEOWNER ASSOCIA T]ON). Buyer acknowledges lhat Ihe Properly is
547 part of a planned commllllity as defined hy the Uniform Planned Community Act. (See Definition of Planned Community
54li Notice). 95407(a) of the Act n:quires Seller to furnish BU)Cf with a copy uftbe Declaration (other than plats and plans), the
549 bylaws, the rules and regulations of the association, and a Certificate containing the provisions set forth in 95407(a) of the
550 Act.
551 THE FOLLOWING APPLIES TO PROPERTIES THAT ARE PART OF A CONDOMINIUM OR A PLANNED
552 COMMUNITY_
553 (A) Within~" 15 DAYS of the execution of this Agreement, Seller will submit a request to the association for a Certificate
554 of Resale and the documents necessary to enable Seller to comply with the Act. The Act provides that the association is
555 required to provide these ducuments within 10 days of Seller's request.
556 (n) Seller will promplly deliver to Buyer all documents received from (be association. Under the Act, Seller is not liable to
557 Buyer for the failure or delay of the association to provide the Certificate in a timely manner. nor is Seller liable to Buyer
558 for any erron<::ous information provided by 1he association and included in the Ccrtifieate.
559 (C) Buyer may declare this Agreement VOID at any time before Buyer\s reccipt of the association documents and for 5 days
560 thereaftcr. OR until settlement, whichever occurS first. Buyer's nolice declaring this Agreement void must be in writing;
561 lht:reaf\er all deposit monies will be remmed to Buyer.
562 (D) In the event the association has the right to buy the Property (righl of first refw.al), and the association exercises that right,
563 Seller will reimburse Buyer for all monies paid by Buyer on account of purchase price and for any custs incurred by Buyer
564 for: (1) Title search. 1itle insurance and/or mechanics lien insur:mce, or fee for cancellation of same, if any: (2) Flood
565 insurance and/or fire insurance with extended coverage, mine subsidence illsur.:mce, or fee for cancellation of same, if
PREPARED BY AG~NT: Phyllis Bend~r. Associate Broker
AlS.2K- Standard Agreement For The Sa I!! or Real Estate, 01/02_ Pennsylvania. Association of REAL TORS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REALYORS@"200:i1
ReaIFA$T@ S~~5' vms, ion o. \5. SofN;affi! Reijlstered 10; Steven B. Spray. REIMAX Really Agency, lnc
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Page 10 of20
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566 any; (3) Appraisal fees and charges paid in advance to mortgage lender, if any.
56723. MAlNTENA,"iCE & RISK OF LOSS (1-02)
568 (A) Seller will mnintain the Property, grounds, fixtures, and any personal property sp'~cifically scheduled herein in its present
569 condition, normal wear and tear excepted.
570 (B) In tbe event any system or appliance included in the sale of the Property fails and S~1Jer docs not repair or replace the item,
571 Seller will promptly notify Buyer ill writing of Seller's choice to:
572 1. Repair or replace the failed system or appliance before settlement or credit Buyer ul settlement for the fair market value
573 of the failed system or appliance (this option must be acceptahle tn the mortgage lender, if any). In each case, Buyer
574 accepts the Property and agrees tll the RELEASE set forth in paragraph 25 of this Agreement, OR
575 2. Not repair or replace the failed system or appliance, and not credit Buyer at settlement for the fair market value of the
576 failed system or appliance. If Seller does not repair, replace or offer a cr~dit for the failed system or appliance,
577 or if Seller fails to nutify Buyer of Seller's choice, Buyer will notify Seller in writing within
578 5 DAYS ur before settlement, whichever is sooner, that lluyer wilL
579 a. Accept the Property and agree to the RELEASE set forth in para~raph 25 of this Agreement, OR
580 b. Terminate this Agreement, in which case all deposit monies paid on account of purchase price will be returned
581 promptly to Buyer and this Agreement will be VOID.
582 (e) Seller will bear risk of loss nom fire or other casllalties untit time of settlement. In the event of damage by fire or other
583 casualties to any property included in thi" sale that is not repaired or replaced prior to settlement, Buyer will have the option
584 of rescinding rhis Agreement and promptly receiving an monies paid on account of purchase price or of accepting the
585 Property in its then condition together with the proceeds of any insurance recovelY obtainable by Seller. Buyer is hereby
586 notified that Buyer may insure Buyer's equitable interest in this Property as of the time of execution of this Agreement
58724. WAIVER 01' CONTINGENCIES (1.02)
588 If this Agreement is contingent on Buyer's right to inspect and/or repair the Property, Buyer's failure to exercise any of
589 Huyer's options within the time limits set forth in this Agreement will constitute a WAIVER of that contingency and
590 Buyer accepts tbe Property and agrees to tbe RELEASE set forth in paragraph 25 of this Agreement.
591 2S. RELEASE (1-02)
592 Buyer hereby releases, quit claims aod forever discharges SELLER, ALL BROKERS, tbeir LICENSEES. EMPLOYEES.
593 and any OFFICER or PARTNER of anyone of them and any other PERSON, FIRM, or CORPORA'nON who may be
594 Hable by or tbrough them, from noy and all claims, losses or demands, including, but not limited to. personal injuries and
595 property damage and all of tbe consequences thereof, whether now Imown or not, whicb may arise from the presence of
596 termites or other wood-boring insects, radon. Icad-based paint hazards, environmental hazards, any defects in tbe
597 individual on~lot sewage disposal systent or deficlencie!l in the on-sile water service sY!item, or any defects or conditions
59g on the Property. Sbould Seller be in default uuder the terms of this Agreement, this release does not deprive Buyer of
599 au}' rights to pursue any remedies tbat may be availahle under law or equity. Thill release will survive settlement.
60026. REPRESENTATIONS (1-02)
601 (A) Buyer understands that any representations, claims, advertising, promotional activities, brochures or plans of any kind made
602 by Seller, Brokers, their licensees. employees, officers or partners are not a i1art of t1lis Agreement unless ex:pressly
603 incorporated Or' stated in this Agreement. It is further understood that Ihis Agreement contains the whole agreement
604 between Seller and BUyer and there are no other tenns, obligations, covenants, r.epresentations, statements or conditions,
605 oral or otherwise of any kind whatsoever concerning Ihis sale. Furthennorc, this Agreement will not be altered, amended,
606 changed, or modified except in writing execuled by the parties.
607 (B) It is un.derstood that Buyer bas Inspected the Property before signing this Agreement (Including fixtures nnd any
608 personal property specifically scheduled herein). or has waIved the right to do 50. and has agreed to purchase the
609 Property in its present condition unless otherwise stated in tbis Agreement. Buyer acknowledges that Brokers, tbeir
610 licensees, employees, officers or partners have not made an independent examination or delermimltion of the
611 structural soundness of the Property, the age or condition of the components, environmental conditions, the permitted
612 uses, or of conditions existing in the locale wbere the Property Is slluated; nor have they made a mechanical
613 inspection of any of the systems contained therein,
614 (C) Any repairs: required by this Agreement will be completed in a workmanlike manner.
615 (D) Broker(s) may perform services to assist unrepresented parties in complying with the terms of this Agreement.
616 (E) The headings, captions, and line numbers in this Agreement arc meant only to makE: it easier to find the paragraphs.
617 27. DE~'AUL T (1-02)
618 (A) Seller has the option of retaining all sums paid by Buyer, including the deposit monies, should Buyer:
619 I. Fail to make any additional payments as specified in paragraph 3; OR
620 2. Furnish false or incomplete information to Sellcr, Broker(s), or the mortgage lender, if any, concerning Buyer's legal or
621 fmancial status, or fail to cooperate in the processing of the mortgage loan application, which ads would result in the
622 failure to obtain the approval of a mortgage loan commitment; OR
623 3. Violate or fail to fulfill and perform any other terms or conditions of this Agreement.
624 (B) Unless utherwise checked in paragraph 27 (C), Seller may elect to retain thos'~ sums paid by Buyer, including deposit
625 monies, in one of the following manners:
PREPARED BY AGeNT~ Pllyllis Bencler, Assoclale Brokar
NS-2K - Standard Agreement For The Sale Of Rea! Estate, 01/02. Pennsylvania Assoclation of REALTORS@
COPYRIGHT PENNSYLVANIA ASSOCIAflON O~ REAL TORS@2002
ReaIFA$T@ ~OO5' VOI!.;ion 6.15. Software Registered 10: Stf;lVen S. Spray. REIMAX Re~lty Agency, Ine.
B"y"I')Io'U., ~.L-_._
Pagv 11 0120
St:ller(5Jlr&3~_.
;,rK-IO-LUU:J UI :111AM
rl(UM-ljUI:;\',AI L.UMI"AIH
\320-693-4961
1-218 P 013/U11
H21
626 L On account of purchase price, OR
627 2. As monies to be applied to Seller's damages, OR
628 3. As liquidated damages for such breach.
629 (e) (8J Se1h:~r i!> limited to retaining sums paid by Buyer, including depusit monies, as Fquidatcd damages.
630 (D) If Seller retains all sums paid by Buyer, including deposit monies, as liquidated damages pursuant to paragraph 27 (B) or
631 (e), Buyer and Seller will be released from further liability or obligation and this Agreement will be VOID.
632 28. MEDIATION (7-96)
633 0 NOT AVAILABLE
634 ~ WAIVED. Bmcr and Seller understand that they may choose to mediate at a Ltter date, should a dispute arise, but that
635 there will be no' obligation on the part of any party to do so.
636 0 ELECTED
637 (A) Buyer and St;:ller will try to resolve any dispute or claim that may arise !'rom this Agreement through mediation,
638 in accordance with the Rules and Procedures of the Home Sellers/Home Buyer~ Dispute Resolution System. Any
639 agreement reached through a mediation wnference and signed by the parties will be binding.
640 (B) Buyer and Seller acknowledge that they bave received, read, and understand the Rules and Procedures of the Home
641 Sellers/Home Buyers Dispute Resolution Syslem. (See Mediation Notice.)
642 (e) This agreement to mediate disputes arising from this Agreement will survive settlement.
643 29. SPECIAL CLAUSES (1-02)
644 (A) The following are part of (bis Agreement If checked:
645 OSale & Scrtlcmem ofOlher Property 0 Sertlcment ofOlher Propeny Contingency Addendum (PAR Form SOP)
646 Contingency Addendum (PAR Form SSP) DTenant-Occupied Property Addendum (PAR Form TOP)
647 0 Sale & Settlement of Other Propetty D
648 Contingency with Right to Continue 0
649' Marketing Addendum (PAR Form SSp-eM) 0
650 (B)
651 1) Builder to warranty the house for one year.
2) Buyar and saller will come to term!! on additional selections witll new construction prior to
April 30, 2005. If buyer and sellar are not in agreement ae of April 30, 2005, buyer or seller may
void contract without obligation or lcea of deposit.
652
653 Buyer and Seller acknowledge receiving a copy of tbis Agreement at the time of signing.
654
655 NOTICE TO PARTIES: WHEN SIGNED, THIS AGREEMENT IS A BINDING CONTnACT. Return by facsimile
656 transmission (FAX) of tbls Agreement. and aU addenda, bearing tbe signatures of all parties, constitutes acceptance Df this
657 Agreement. Parties to this transaction are advised to consul( an attorney before signing if they desire legal advice.
658 '
659 [8J Buyer has received the Consumer Notice as adop(ed by the State Real Es(.ate Commission at 49 Pa. Code @ 35.336.
660 cg] Buyer bas received a statement of Buyer's estimated closing costs before signing (his Agreement.
661 t8! Buyer bas read and understands the oorices and explanatory Information set rorth in this Agreement.
662!81 Buyer has received a Seller's Property Disclosure Statement before signing tbis Agreement, if required by law (see
663 Information Regarding tbe Real Estate Seller Disclosure Law).
664 t25J Buyer hall received the Deposit Money Notice (for cooperative sales wilen Broker for Seller is bolding depOSit money)
665 before signing tbis Agreement.
666 BUYER'S MAlLING ADlJnESS:
667
668 BUYER'S CONTACT NUMBER(S),
PREPARED BY AGENT: Phyllis Bender, AS$tltJal& Broker
NS.2K - Standard Agreemenl: For The Sare 01 Roal Estate, 01/02.. Pennsylvania AS!ioclatlon of REALTORS@
COPYRIGIIT PENNSYLVANIA ASSOCIATION OF REAL rORS@2002
ReaIFAH@~, Version 6.15. Software Roglstered to: Steven B_ Spray, REIMAX Realty Agency, Ille.
Bu,"'ls}',,"'a' ~~ _
Page1Z of ZO
Sel!ef(5)~ -+-
Mr~-IO-LUUJ ur ,qlAM
~KUM-bUbLAI LUMPANY
+310-693-4961
1-116 P 014/011
HZ1
m'rnES~~~
WITNEssL~ BUYER
shelley
3400
DATE
_cf/((;/o:[, .
669 :;-
670 Seller hereby approves the above contract this (date) Lf..... I ,.('-0. _ __~,
671 In conSideratiO:~ the services rendered in procuring. the Buyer, Seller agrees to pay the named Broker :Of S~ller a fee of
~~___ of/from the herein specified sale pnce. In the evenllhe Buyer defaults hereunder, any momes paId on account
will be divided ~_ L. ;;;<tlJ' Seller, ---~1---- , Broker for Seller, but in no ~vent will Ihe sum paid to the
Broker for Seller exceed the above specified Broker's fee.
672
6730 Seller has received the CODSU~lICr Notice as adopted by the State Re:iJ Estate Commission at 49 I-a. Code ~ 35.336.
6740 Seller has received a statement of Seller's estimated dosing costs before signing this A~reement.
6750 Seller has read and understands the notices and explanatory information set forth in (has Agreement.
676 SELLER'S MAIUNG ADDRESS:
677
678 SELLER'S CONTACT NUlVffiER(S):
679
680 Brokcn'/Lict'osees' Certifications (check all that are applicl\blc):
681 0 Regarding Lead-Based Paint Hnzards Disclosure: Required if Property was built hefore 1978: The undersigned Licemees
682 involved in this transaction, on behalf of themselves and their brokers, certify that thdr statements are true to th~ best of their
6&3 knowledge and belief.
684 Acknowledgment: The Licensees involved in this transaction have infonned Seller ofSdler's oblig<Hions under The Residential
685 Lead-Based Paint Hazard Reduction Act, 4-2 U.S.c. ~ 4852(d), "nd are aware of their [t;,sponsibility 10 ensure complianc~.
686
687D
688
689
690
691 !)V Regarding Mediation: The undersigned 0 Broker for Seller C Broker for Buyer agree to submit to mediation ill accordance
692 wah paragraph 28 of nus Agreement.
~~~ BROKER )'OR SELLER (CompaDY Name) 'h IJ;:;- iJ~/~<", G 1./71 VI: Y
695 ACCEPTED BY y::) f~JZlL- ==="" _ DATI(
696 ~
691 BROKER .'01{ BUYER (Company Name) __
"'~4It~
I
BUYER
DATE
4.1fo.o!i_
Bi~mark, NO 58504
E. Yurkovich
~i~ Lana,
~~\OCe. ~~
Bism~rk, ~D 53504
G and
SELLER
Regarding FilA Mortgages: The undersigned Licensees involved in this transaclion, on behalf of themselves and their
brokers, c.;crtify that the terms of this contract for purchase are tme 10 the best of their knowledge and belief, and that any other
agre~ment entered into by any of these parties in connection with this transaction is atlached to this Agreement.
698
ACCEPTED BY
fl /
<(-Ie DO
DATI,
PREPARED BY AGENT: Phyllis Bender, AS50clate Broker
NS-2K - Standard Agleemenl For The Sale Of Real Estate. 01102. Pennsylvania Association of REAL TORS@
COPYRIGHT PENNSYLVANIA ASSOCIA nON OF REAL TORS@2002
ReaIFA$T@Software,@2005, Ve,sion 6.15. Software Registered (0: Sleven B SPfilY, REf MAX Realty Agency, hI(.;
Page 13 of20
t!D I NSPEC.T
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1 ':;jli222 Ymku\ 1i.;l) (.Inh] i ].j ) \)1)] j j
r)"::,lr I l\/;lhdl 1;()~:Jll'l
-Illi~ kULT I::; intc!1dl.?J to serVe :1:, your n:p\)ft of llh: !"e';U!h or the rau\J!I ll1"::,I:,Ufl'lw.:nt CGlld!ll'tcd at the prdlk'rly ldcnllllcu
aOt1\'c rile:-:\..' n'::-iu]h wac ohtained lhing '-I cOlitinuous 1Hol1ilm TJlc resulh reporkd herl' afC hascJ UIl Cl Sh011-knll ksl ilnd
an: Jjll1 to bL' jllkrprclcd :I~ '-1 mca>urc of 1111;.' ul111u:ll aY('n.I~~i.:' or or the ,l((lldl,lu:uj1anl c'\pnSlirL: l1f ill ICIl,lal111ll.:u]th ri'J.:.
Measurement ~ 1cthod Radon G", Rcconl1l1cnded EPA Action
J II stml11cnL Senal # (picoCurics)
Dotes of Test Fix the home if the average Radon
Inspector. TO # bel is 4 pCi,1L or more
Cl)l1l1lltlOW; t\'lonitor 40 pCilL
Sun Nuclear. SN: (,IS()
.:t/2tl!O) I i:(!() - 4/22/05 ] 1:0()
l.Io~J's I!OI1lL' 1 nSpl..Tlioll. #]t.l71
-ABOVE EPA ACTION LEVEL
Absent undetected talllpL~ring: with the testing device or violation orthe required testing: conditions, U.S. Inspt:cl Wtlmlllt" lh;:1
the abnvc screening. resull is an accurak measure ol"the average f<lJon1cvd in sid I;.' the bOllSI;.' during the ksting period II.S
Inspect diJ not supervise the pro]1..::rly during lhe testing period and docs !lUI \\-arnml tlWI no oL'Cupant intcrten.::m.:c \vith {he
dcvic..' or the tcstillg conditiow: oCl:urrcu, All other \\'aTfuntics and liabilities mc also hL'rcb~.' entin::ly disl:laimcd
Furthl..'!"' U.S. ln~pt:ct m;,lkc" no recommendation or Sl!g,gcstioll or further testing or rC1llt:Jial adioll Of n011- action ha:~cd up()n
ilK result" of this radon rnC<lSUfcmcnt. For guiJ<.i11(1.:: in this regard imen:shxl parties should COIl~;Ult 'IProtocob for Radun and
Radon Decay Product !'vkasLlrcmcnts inllomcs," (FP/\ uocUlHcnt # 402-R-92-0(3) anu "Indoor Radon and Radon J)CC~I;.
Product r'v1ca::;urcmt'llt Dcvil'c Pr{)locol~" (FP^ dOClLHh.'nt #52(l-4()2-R-I)2..(l(14'L '111i:.;,; ll1ca:mn:lllcnt \\o1S plTfonncd in
accordance ,\ith the procl..'durc:s n:.'cOIl1Il1I..'IHh::u by tho:,e dOlUl1ll'nts.
Thank yuu for allowing us to serve YOll
Silll:cldy.
LloyJ's J [omc Inspection
RaJoll 'J"':l:llllici~lll
(1- j(/_'C'
, \- ~~, r--~-- ""'.--J -^
I " I,J'\: w' -:~2 '~,_t.~"'--:.:-
Martin Smith
Measurement Spcl:iall:;-;1 # MES 11 Xl5
The Radoll Certi ric<Jtinn Act requires that anyone \\'ho provide:> any fmlolJ-n:lakJ service or product to tll..: gcncral puhlic
ruu~t b~ certiCied b~' the Pc:nll:-;yl \'ani~l Departmcnt or Ftl\lrullJ1l\::lItill hol.cctioll, You an: l.'1l11tJeJ to cvidcm:c PI' Cl...['tiricatlOl1
from any pl.'r:-;oll ,,'ho pro\'ilks sUi.;h serviccs or products. You arc also entilkdtu n pric,.; list for SCT"\'lCCS or pmJun:;-; oCfcrcd
All radon nlC:l~lIrenjClit duta \\ ill he Sl.'nt to the Department as required ill the Act and will he kept confidential. [rYOLl h;lVC
ally questions. comment-> or complaints cOlIl.:cming the per.--;OllS \\ ho provide rauoll-fl.:]aicd scrvicl.'s, pkasl..' Cl111lan thl..'
Ikparlml..'nt at the Burl..';lll ofRadwtiOlI Pruledioll. D\.'partment of Environmcntal ProkcliolL P.D.I-ln:>, X.j(l(J. rL"Tisbur~. Pi\
17105, (717) 71-i7-359,-l
EXHIBIT
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SU"'" ',;J'Y 0:)',(""
TF., [nHC'N'C t-J,j\.ELJ<
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,
SUMM.\RY;-t:MS
W'de!',;
FirldiIlQS: Radon 18vc~ o~ 4 ?Ci/~
l'i3C'/E EP_h AC'i'lC~ LE']EL
Con.::> }.- a lj cE-':-l.::;ed profc-._,,)...on3.1 "-'oLtl:actor for ap:)yoCJY.".idtc'
Ye~air soluti [1 drld CQst
P..:""I Of !P:I,~-<:d 0" (l",'L,:2005 ai II 42
cop,-rqhtrC) 1992-99, U 5 I,,~pcd
O:;UM~l :C5!2J/':")(l7)
10/18/2005 08:31
717-334-3435
.P.^~IN~-
,.,. o.t .... . 181~
MAS/D1X HOME INSPECT
PAGE 01
CI!RTIFlED
. RADON REPORT
Au~ 3, 1005
,..,,- TIIIIt 1'293-axJ53
...........<1).. I 'l 81 ctlEs1NllT SlRI!:ET.""'" .. .... PI' 1121T
l__.... "'-*'" T...._ Fa"
...... 0I:II0ft ....... fJ11' 111 ft Serv.. Ineo 808 STAR
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282 ,,-_ DIIW1
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U pCIII
AVERAGE RADON CONCENTRAl1ON:
T..._.._EP~.."'lllIolI_.
GMlt'.2OOl 0IM)2QtlI)e ~
18 ___ .- -"14 __ .&I. __
.....-
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...., ......ncII.--.OI..............~..1SM\.. TN&r~\.tl.IIIIClt:t........t1n.....,.....
OCT-18-2005 08:54AM
FAX:717 334 3435
ID: INGERSOLL. RAND HR
PAGE: 001 R=97%
10/18/2005 08:31
717-334-3435
MAS/DIX HOME INSPECT
EIMMONMEIHAL DATA
"'ONlTOR-lD:
7293 1E.ST NO:
~"'Hll".
.... C"'TIIUT STllEn
_~,..~ ,,-.... M t72IIT
- -- -- -
T.., .. Rtf '_p IIIMIIIIM ,.... ..... "..
00:f2 ... 87.0 30,a or ~7.o 103 or
D1:12 117,D ~O.~ 07 '57.0 30.3 .,
02;12 G1.D 30.3 07 17,6 an '"
OI:t2 87.0 aG' or 117.0 310.) '"
04:12 67.0 30.3 07 11.0 !lU ..
lIll;la! a7,e :30.:1 ., 17,0 Jg.3 ..
..'" 81.0 30.3 or 871) JOa ..
b7:':l1 &7.0 30..) " _0 10,3 07
CII:1~ &to 3D.:' " _,0 JO.3 .,
(It.-12 o81,Q 3(:1.3 11 "0 ;Itu 01
10:12 61,0 3(1.4 or lI8.Q:IO,a or
n:12 ~.O 30,) 11 18.0 Jll.3 "
12:12 PM S1,0 lC.3 111 ..Q :10.1 or
01;12 870 :Jl],] 111
0l:12 67.Q :te1.1. 01
01:12 116D303 ... 51.0 .30.3 "
t)f;:Q 1:2:,0 JO.3 .. &7,0 30.3 "
0I:t2 ..0 )0,2 .. 67.0 "'3 "'
ot:12 151I.0 3O.J 07 57,0 30.3 .,
01:12: ..0 3D) " IIt1,Q 310,1 "'
06:12 1iI.0 30.3 " 670 30.2 91
~:'2 51.0 303 07 &70 30.3 .'
'0:12 57,0 ao,3 " &10 30.3 11
"~12 81.030,3 " 67.0 )0.3 "'
AIltAAGE RADOI\I CONCENTRAllON:
'.2 pCl/I
PAGE 02
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R_tAt, Inc. ~~a PMCt!h1l RoMl .-.n.. Q;t, 30341
OCT-18-2005 08:55AM
FAX:717 334 3435
ID:INGERSOLL RAND HR
PAGE:002 R=97%
B5/18/2BB5 13:59
717-334-3435
---.-"
MA5/DIX HOME mSPECT
PAGE m
RADON PROTECTION SERVICES
A DIVJS10N OF MASON DIXON HOME INSPECTION SERViCES. INC.
282 Lohg8trft'1 [)rive, GeUy6burg_ ('A 17325
Ri.don M.i.tigation Proposal
Date: May 18, 2005
RPS Approval: Steven J. Gonmm
r A DEI' c...1iIied iO '0275 I WV Li"""'" RCOOOl23
ID # 05083
PillS" 1 of 2
PROPOSAL SUBMITTED TO:
FOR HOUSE LOCATED AT:
SAM SMALl
261 CHESTNUT DR.
SHlPPENSBURG, PA172S7
COST
-~------p-----------..__.._..._--_.._----g
The installation of a radon m.ttigation system to reduce and control radon
levels to below" pOll. This includes a sub-slab ventilation system to
continually collect ilI\d exhaust radO'l'l and soil gas from the aggregate and
the soil below the basement slab. The features include:
$780.00
'The crawlspace floor will be covered with a 6 mill polyethylene membranE:.
. One suction point in the basement at the garage end of the basement with 3" PVC pipe running out t.o
the garage, up along !he garage wall and into the garage attic. The radon fan will be located In the attic
and the exhaust will exit out through the roof in a leak-proof root flange on the back side ot the roof.
. The fan selected will be a Radon A way RP-145 suction fan located in the attic with an on/ off switch.
. The piping and filttngs needed to connect the suction and exhaust points using 3" PVC pipe for
strength and durability.
. A vacuum gauge to monitor the system performance and a contractor tD label.
. Significant, accessible cracks, operungs and penetrations which contribute to radon entry will be
seali<!d.
NOTES
I. This proposal is a fixed price and includes all the material and labor costs for the work outlined
above. Payment is due when the reductions are achieved,
2. This proposal is based on existing basement radon levels of about 7 pO /1.
3. Post mitigation testing to include a retest with a Radalink radon mom tor. It is recommended that an
independent radon measurement also be conducted in addition to our follow-up test. Test \tits are
avaifable free from the PA DEP.
4. The radon fan is covered by a 5 year mai'tufacturer's warrmty (Ian and labor for the 1st year and fan
only for the 2nd to the 5th year). The effectiveness of this installation is guaranteed for as long as the
fan IS operating and no changes or alterations are made 10 the system or the strUcture, This warranty
and guarantee is transferable to any future owner.
5. Back draft testing will be performed in homes with fossil fuel combustion equipment to ensur
combustion gases are ventinglroperly when the radon system IS m operation. ~
6. Job site to be cleaned up an left in the same condition as before the work IS begun. j
7. The installatiOn of this system will take one working day and could be scheduled within five Ii
acceptance of this proposal.
EXHIBIT
c
May 22, 2005
RE/MAX Realty Agency, Inc.
1132 Kennebec Drive
Chambersburg, PA 17201
Attention: Sam Small
Dear Sam:
In accordance with Special Clauses, #29, subpart B of the real estate agreement signed on
April 15, 2005, this letter will serve as our notice to void the contract without obligation.
The purpose of this clause was to both parties the opportunity to discuss any requested
modifications and agree upon any new costs associated with those modifications. As the
special clause states, the buyer and seller would come to agreement on or by April 3D,
2005.
Christopher visited the area on April 26 and met with the builder that evening to disclL~s
in detail the modifications. The meeting lasted ahout an hour and it was agreed that a
revised agreement would be faxed to me sometime the next week for us to review. I have
had two follow-up conversations with the builder on April 29 and May 16 and was
assured on both times that the agreement would be forthcoming. To date, I have not
received any agrecment.
We will be visiting the Shippensburg area on May 30 thru June 5 and would like for you
to begin perusing the available housing markets. Retwn of our I~arnest money does not
need to be immediate, since this will be applied to any new contracts. If you need, we
can discuss this in more detail.
We appreciate your time and look forward to seeing you soon.
~
"-..
EXHIBIT
i j)
Seller: G & C Associates
Buyer: Yurkovich
Agreement dated April 15, 200.5
216 Chestnut Circle
Shippensburg, PA 17257
Items to be completed:
. decking 12 x 16 - $1.500
. seat in bedroom - $500
. lights - $120
. floor update - $7.50
. dryer venting - $250
. gas for stove - $7.5
. driveway upgrade - $500
. light allowance increased from $1,000 to $2,000
. appliance allowance increased from $675 to $2.0QO
TOTAL $6,020
Original Sale Price:
plus
Final Sale Price:
$239,000
$ 6.020
$245,020
. Crawl space to be covered with plastic and a door installed to close crawl space
. Seller will escrow for radon mitigation if test reveals a Level 4 or higher.
. House to be complete and settlement to be June 30, 2005.
ow at settlement for lawn
<O.\.o~
Date
r../t /O~-
Date
,
EXHIBIT
I 'C-
Christopher and Shelley Yurkovich
3400 Southridge Lane
Bismarck, ND 58504
June 24, 2005
RE/Max
Chambersburg, P A
Sam Small
Dcar Sam:
It is apparent after my physical review of the home at 261 Chestnut last night that the
seller's have currently failed and will be unable to fulfill their obligations under the
contract. Our position is that numerous items remain currently unresolved and
outstanding and will not be unresolved to our satisfaction. As such, Shelley and I are
requesting an immediate termination of this contract and the return of all escrow monies.
1 will be traveling back to Bismarck today and wi1llook forward to any response from the
seller. Please contact either of us at your convenience to discuss any response. I
appreciate your time and cffort in this matter.
Sincerely,
Christopher Yurkovich
Shelley Yurkovich
CTY
EXHIBIT
I ~
O'Amore Appraisals, Inc.
0144089356
File No 71065743
Wells Fargo Bank, NA
100 South 5th Street
Minneapolis, MN 55402
File Number: 71065743
In accordance with your request, I have personally inspected and apprai~,ed the feal property at:
261 Chestnut Drive
Shippensburg, PA 17257
The purpose of this appraisal is to estimate the market value of the subject property, as improved.
The property rights appraised are the fee simple interest in the site and improvements.
In my opinion. the estimated market value of the property as of June2"1,2oo5
is.
$234,000
Two Hundred Thirty-Four Thousand Dollars
The attached report contains the description, analysis and supportive data for the conclusions,
final estimate of value. descriptive photographs, limiting conditions and appropriate certifications.
M~
Linda D. Williams
EXHIBIT
i
"
"
:l
G
O'Amore Appraisals, Inc.
A SUMMARY APPRAISAL REPORT
0144089356
fileNo. 71065743
APPRAISAL OF
A SINGLE FAMILY DWELLJNG
LOCATED AT:
261 Chestnut Drive
Shippensburg, PA 17257
FOR:
Wells Fargo Bank, N.A
100 South 5th Street
Minneapolis, MN 55402
BORROWER:
Christopher Yurkovich
ASOF:
June 21, 2005
BY:
Linda D. Williams
O'Amore Appraisals. Inc.
0144089356
File ~o 71065743
SU-.ARY OF SAUENT FEATURES I
Subject Address 261 Chestnut Drive
Legal Description To Be Assigned
City Shippensburg
County Cumberland
State PA
lip COde 17257
Census Tract 3240.
I Map Reference DeLDrme 7705
Sale Price $ 245,020 I
Date of Sale 0411312005
Borrower I Client Christopher Yurkovich I
lender Wells Fargo Bank, N.A.
Size (Square Feet) 2494
Price per Square Foot $ 98.24
Location Suburban
Age New
Condition Good
T ola' Rooms 6
Bedrooms 4
Baths 2.5
Appraiser ~ . 1./ II .
II D. Williams
Date of Appraised Value 00121/2005
I Final Estimate of Value $ 234,000 I
",..uc.......1<C'_.OWll...m......_._
IolCSf,,,,,SSL
LS1, A Fidelity National Financial Company
p _ D8$CI'lntion File No. 71065743
Pron""" Address 261 Chestnut Drive Cit"Shi nsbur State PA Cu.le 17257
LeoalOIls<;;rintlon To Be Assianed C~m Cumberland
Assessor's Parcellio_ To Be Assessed Tax Velll 2005 RE 1axes$ TBA. lal Assessmel1ts S NoneKnown
Borrower Christontw:!r Yurkovich Cwent Owner G&C Associates Occuant: 0.... lem,"! Vacam
Pronerlv,intllsan",1Iised Ixl FeeSi I, l__ PtolectT""'" I PUO I I C~an~"\ HU~VAcB 00" NJA /Mo.
lieiohbortlood 01 Pr 'l!Ct Name Southam on Townshi Marl Refl!f6llce Delorme 7705 Census Tract 3240.
Sale Price S 245 020 (}ale of Sale 04/1312005 Des<;rill~on afld $ amouot of loan chlHoeslcooce-;sIonsto be b seier None known
lender/Client Wells Fa o Bank NA Adaes5 100 South 5th Street Minnea lis MN 55402
Ja~er Linda D. Williams Maess 3 Clearview Road Dillsbur PA 1,'019
Locallon ~ r- ~ ;00""00 S ~.I PredomirMrlt Single r....ity housing ""--- &.rid use % Lancl use c:n.nge
Buill.lp Over 75% X 25-75% Under 25% ~- PRCE AGE OnI!f~y --Z2li ~Notll<elY O~
1(000\ (,,,1
GfOwthrate Rapid StllbIe Slow ~ Ownef ~'""~ 2-4farrWly~ In process
Property valu~ 00 Ino;:rogSlrlg 0 Stable 0 Oedining Drenant 395 Hi II 100 M.JIu..fllMly~ ro
Demand/supply ~ ;rn-mge ~ ~~ ~ o.w~ ~ ~....(OS%) Predomlnam Corromercial 3%
Marketn time lhder3mos. Hmos. 0Yl!f6mos ~;oc...' S% 150-160 20-40 Vac/oth I 15%
Not.: R_lfId the flei_1 composition of the ,~ot....l-"... not -W-_is.el f_c:tonI.
- !'lelgl1borhood bounda/ie5 and ch3facteli5tics: The subiecl: is located in Southampton Township which is IXInsidered the neinhborhood
Factors that affect the marketability of the properties In the neighbcrl100d (proxlmily to employmenl and amenilies. employment stability. appalll 10 ma/ket, etc.):
The suhiect is located in a residential area amo~' onF!rties of similar sn:.le and market anfW'!al. Homes in the area are maintained and
occuoied. All conveniences are easil accessible to the sued. The subiect is within minutes of interstate route 81 which makes it an
easv commute thru Cumberland Franklin and sUfroundina counties.
Markel conditions in the subject neighllorhood (lncllldintj support for the abcve cOllduslons related to tha trend ct propeny VIllues, demand/supply. and marlleting lime
.-suchas data on competitivepropelties fOf sale in the neighborhood. descriplion of the prevalence of 5alas andnnancing concession5. atc.)'
Market conditions are avera':'e for this time of vear. Surolv and demand aooear to be in balance Seller concessions are ~sent in the
marketDlace but not a rt of eve real estate transaction and typicallY 5"10 or less. Wth the attractive interest rates and varied lendlna
ro rams available interest b downs are not ----;:;:-evalenl: at this time. In the ear or to ins n in the su 'ect nei hborhood there
were 160 sold sin Ie fami residences within an averaae settled time of 68 da s and with an averane settled amount of $158 182 Per
Franklin/CUmberland ooun multi-list services
Project Infonn~ion fOf' PUDs (If applicable) . . Is the devefoperlbullder in COlltro! of tile Hpme Owners' A55ociation (HOA}? DYES 0'"
ApprollimatetolalnumberofunitsinthesubJeclproject Appro~lmaIe total rurber o! lmits tor sale in the sullJect prnjeCl
DesClibe common elements and recreational tllcililie'5:
DlrnellsiOl15 See Attached Le"'"l Descri.....jon TopolJfaphy Street Level
Site area .353 acres Come/lot Dyes l&J roto sa, T ical for Area
Specific zOfling classification and descripliOll Villane Center Shop, Annrox. Rectannular
ZoningcOOtpliaoc:e I&) legal 1XI0legal~~{GlII"llIillheIeduseJUllagal UNozOfllng Dlainage ADDearsAd uate
Hi.....st & best use as lTl"'wed: Present use Otheruse exnlainl V.. Residential
Utilities """ 0",,,, Off-slt8I......___._.ts T",. """ PrNate "'"""- T ieal for Area
Electricity ~ Street Asphalt El 8 DrivewaySllIiace stone
G" CurtJgu:1ef Nore Appanlfll. easemem$ None ~ent
WM. Iiil Sidewalk Nore 0 0 FEMASpecialFloodl-lilza/dAfea Uy~ Il\INo
SllI1i1:ilrysewer Iiil SUaeI ~ghts Nore R R FEMAZone X Map Date 04104188
Storm sew"" ,,~ Nore FEMAMa"N.l. 4215870015
CommenlS (apparem adverse easemenlS. encroachmenls. special assessments. s~de areas, megal or leqal noncontorming zoning. use, etc.): There are no
ann;lrent adverse easements or encroacf1merts. The subject does not annParto lie in a FEMA ces'innated flood zone.
GENERAL DESCRIPTION EXTERIQRDESCRlPTION FOUNDATION BASEMElIlT INSULATION
No.ofUnits 1 Foundation Cinder Block Slah No AreaSq.Fl_ 890 RO"_~
No. 01 Stories 2 Extecic.-Walls VI I Cr.wASpace Yes %finl5hed 0 Ceilng_
Type (DeIlAn.) Detacl'ed Roof Surface Com Shi Ie Basemen! Partial C.eillng Joist W""
lXlsign(Style) 2-Storv Gutters&Ownsj:ls. Yes S~Pta-npNo W~, Cinder Block FIoOI-O
Existing/Proposed Existinn WlJ1dowTyp" Double Hun Dampness None noted Floor Ceme" Noo, 0
Arje[Yrs.) New SlormfScfeen5 Yes SelUement None noted CAlsideEnuy No ~- (gJ
EffecliveA Yrs.l New ManufactllledHouse No lnfeslation None noted
Roo.<i , " liYin Oi;;;=- ~- 000 familyRm Rec.Rm Bedrooms "~aths latKI;;- 0",,,, AreaS.Ft
"'~ 890
"',," 1 1 1 1 5 1 204
"'..2 4 2 1 290
Finished area.bove...-ade COnlaios: 8 """'" 4 Bedloom(s): 2.5 Bath(s); 2 494 S lI3re Feet of Gf05S Uvln Area
INTERIOR MalerialslCOlldllion HEATING KITCHEN EQUIP. ATlle AMENITn;:S CAR STORAGE:
Floors Wood Vi"' CnUGood T"" FHA Refligeratclr 0 Non, 0 Fi-epIace[s)'_ Iiil None 0
W" Orvwall/Good Fuel Gas Range/Own ~ Stairs ~ Paoo ~ Garage 2 , of cars
Trlm'Finish Wood Slain/Good ~Good Disposal DropStail """ Attached X
Bath Floor Vinvl/Good COOUNG OistNrasher Scuttle Porch Front "",",hod
BathWainsrut Fiber lass/Good Centf1ll Yes FanJHood 0 ,.... 0 Fence 0 BullI.ln
O~, Wood PainUGood ""'. None Microwave R Heated R Po. ~ e.,oo
eondllionGood Washef/l'r.l!f Finished Drivewa 2'
Addilionalleatures(spectalene/gyefficlenl ~ems, etc.}' The subiect has a electric water heater
Condilion of lhe imp-'ovemenls, deprecialiOll {physical. functional. ~~~~~Iernal), repair5 needed. qll~l~aof con5trucuon .emodeling/additions, etc.: The subiect is
in averane COrKlitlDn on the lntenor and exterIOr. The su 'ect has a starKlard near an and amentties. No evidence of functional or
elXlnomic obsolescence was observed. At time of ins ction the subiect was in the orocess of beinn comnleted_ Kitchen cabinets or
a iances were not installed, U htin was not co leted Cabinets were on site
Adve/sel!l1viromnental condllions (5uch as. bUl not Ilmiledto. hazard ouswastes. loxic sub5lances. elc.) present in lhe;mp.ovemenl s. onthesile, o'inthe
immediate vicinity of the subJecl property' No adverse environmental conditions were observed at the, time of ins~tion
D'Amore Appraisals, Inc,
UNIFORM RESIOENTIAL APPRAISAL REPORT
0144089356
f,_;.1Ik<=ltI6-~3
PAGE10F2
1..........-"/'CI".,,~.mlJ'Im_""_'''''
f,.....M.,~Fo,"'1~6-9J
V.ILl.tlon SC'tlon
O'Amore Appraisals, Inc.
UNIFORM RESIDENTIAL APPRAISAL REPORT
0144089356
FUeNo. 71065743
ESTIMATtDSITEVALUE. -, 22 0 Comments 011 Cost AIlpr08rh {such as. source of cost estimate,
ESTIMATED REPRODUCTION COST-:-tEW OF IMPROVEMENTS: site value, square foot calCUlation and (or fWD, VA and FmHA, Ihe
...." 2494 Sq. Ft @, 78.00 .. 194,532 e~!imatedlemainingecOl1omic life of the prOjle<ty):
Ssmt 890 Sq,Ft. @$ ~ " 12932 The Mal'$hall and Swift Valuation Service was utilized in the
FfP Porch . calculation of the re uction cost of the subiect orooertv
GalalJl!"c....port~SQ-Ft. @, ~ . 7883 Percent of accrued de r,eciation is calculated dividin the
TotalEstimatlldCostNew ',,""., .,. .. 215.347 effective ofttles 'oct the estimated phvsicallife of
Less Phyt.ical I Functional I btern~" Est. Remaining Econ, lite' 50 the subject property.
Depreciation "$ 0
DeprecialE!d V"IooOl 'rT1llovements ., 215 347 Estimated remaininn ohvsicallife 40-60 rs
"As-is"Yakwol Site ImplOvemenls. .. 2000
INDICATED VAWE BY COST APPROACH -, 239 800
ITEM SUBJECT COMPARABLE NO.1 COMPARABLE NO.2 COMPARABLE NO. 3
261 Chestnut Drive 642 Eric Drive 350 Bradley lane 586 Musser Road
Ad~es~ Shiooensbura ShioDensbura Shiooensoora ShioO@nsbum
Pmximtv10 $ubJeCl 2.7 miles 2.7 miles 2.7 miles
Sales Price 245 020 . 231 955 , 223, 000 , 230 ODD
f'tioo(;rDS~ IN. Area 98.24 II , 125_52 III . 89.59 III , 116,63 III
Dataand/of Inspection MLS Report MLS Report MLS Report
Ve<lication Souce~ Public Records Public Records Public Records
VNl!fADJt.5ThENTS DESCRJPT.ION DESCRIPTION 1.115.....""...... DESCRIPTION .1,15",,""..-.. DESCRIPTION I. . --
SalesorFlnanciog None known Conventional Cash Conventional
Concessions 25 D.O.M.iConc -6955 36D.O.M. 115o.D.M
DateofSalo1Time 04l13J2005 02l15f2oo5 ; 0812012004 ; 12/1412004 :
Location Suburban Suburban SubUrban Suburban
l~ee.smE FeeS; . Fee $im Ie Fee Sim . Fee Simole
Site 353 acres . sa acres : -2000 .62 acres -;~ 000 1.38 acres : -3000
v.. Residential Residential Residential Residential
D~ and A ,s 2o$to IAv 2-$to IAv ; 2-Sto IA , 2sto IA ,
""""""" Vi I Stone & Vin I , -3000 Brick & Vi I , -:1000 Brick&Vi I , -3000
A, New 3 Years 6 Years ,$000 2 Years
c_ Good Good : Good : Good ;
Abo...eGrade T......Bd"".: B..n, T<x;o'llo_' .- : T....:a.r"",' Q.,." : r",,,,'Ild<n,,' .... :
Room Coon! 3 8' 4. 2.50 8' 4. 250; 6' 4, 2.50; 8' 3. 2.50;
GfOSSLMIl Area 2 494 S .Ft. 1848 S ,Ft. 19400 2489 S .Ft 1972Sh : 15700
Basarelt&fWsfled Partial Basement Full Basement Full Basement Full Basement
Rooms Below Grade Unfinished Unfinished Unfinished Unfinished
FunctionalUtilit Avera Avera : Averaoe : Avera
Helllinn/CQOIinn FHAlCA FHM;A : FHAfCA , FHAlCA
EnernvElficiertkems Storm Units storm Units Storm Units Storm Units
Ga.ooefCamort 2 Car Garaae 2 Car Garaoe : 2 Car Garace : 2 Car Garaae :
Porch. Pallo. Deck. Porch Porch Porch Porch
FkeJlloce(s).etc. Fireolace Fireplace Fireplace Fireplace
FencePooLetc None None : None ; None' ,
, ,
nethf. letlfl . 7445 'S 1000 . 9700
Adjusted Sales Pfice Gross: 13.5% Gross: 4.0% Gross: 9.4%
"C, afable He< 3.2% , 239400 Net: -0.4% , 222 000 Net: 4.2% , 239 700
Comment~ on S"ll>~ Comp~risOl1 (including the subj&t prop<lfly's wmpalibillty to the l1eighbOfhood, etc.): See At(a(hed AddendJm
ITEM SUBJECT COMPARABLE ~O. 1 COMPARABLE NO.2 COMPARABLE NO.3
Date. Plice andOata No transfecs within 12/11103$1 No transfers within
SOII'cefor[YiorSllles Public Records the past year the past year
>WlIWfyewv/;lJ:p'alsaI
Analysis of any CIIJentagreemerl of.sale.llptioll, or listing 01 me subjOCtprOjlerty and analysis of any prior 5IlIesolst.tljet:tandlX~ablesl/oirlWlooeyeaJ rlthedated ilJlPfilisal:
AI time of in!mAttion Ih~ suhiect was listed for sale Mr Franklin Coun~ MRIS <:IN:!em. Tile list mee is 52-45 020 Yt-ith 70'rIl:M: on the mal1l;el. At lime of in~lion the
suectwasunderan eement of sse. Sales e $245 020 wltl nok'1kM'IJ s81erassistam:e nokna.vn ,on
INDICATED VALUE BY SALES COMPARISON APPROACH S 234 000
JllDCATEDVAUlEBY INC'*EAPPROACH (W AooImbIeI Esdmat~ ~ R~ '$' N/A ~.~GfDSSReI1t~oIef N/A -$ 0
This appraisal is made ~.asis' .USltljeCltO!hereJll*'s,akeratlons,inspeaionsorClni:icn';listedbelnw ~SlbjectlOr::0o1pIl!IiQ1pl3l*Jnsandspecft:a6ons
Condkims ct .&w-aisal: The subiect is aooraised subiect to oomcletioo_ Final RecondllalJon: The market aOOf'oach is the best aooroach to achieve a fair market value for this tvoe of orooertv. The cost aDoroach
sUDOOrt$ the value indjcated bJ the market aocroach. The income aooroach is not 8m)!icable to the subiect.
Tlfellu.poseolthisappflKsalisroestimalethemarl<elvalueoftherealpJllflerlythatistheSdljel:lrlthisrepOl1,llasedonlheaboyeconditionslll1dthe<;ertIlcalioo.cDr1li1genl.
and limiling conditioos. and nuwket value definition that are slrUdinttfeauadted FreQie Mac ram ~3!lofamieMaoe Form 10048 IRm,jS9J 6J93 )
I (WE) ESTIMATE THE MARKET VAWE,. AS DEFINED. OF THE REAL PROPERTY THAT IS THE SUBJECT OF TI-IS REPORT, AS OF 0612112005
.....,H~OF......ClJON__EFFEC11IIEDATEOFTItS..PORl)TO... 234,000 ' 00. ODldNot
APPRAIS ~ .l.L ;, . SUPEIMSORYAPPRAJSER(OlLYIFREQlJRED):
I~ian~ ~~ Sj(lllallIe
Name Linda D. Williams Name lnspetlP'operty
Date RejlortSiqrted 0612312005 Date ReporlSigned
SooeCertltlc8fionI- Rl 003406 l StatePA State Certification , s..-..
Or State Uoonse , Stale o.-StateLicense# s...,
f~<.IIlocF"",105-91
PAGE20f2
".-..........f(;I_~ iIlIln~SJ;:J......,..-"..
F.....III;,oFa""100t5--93
LSI, A Fidelity National Financial Comparry
AIlIlENllUM
'"""""'"
FileNo, 71005743
Comments on Sales Comparison
All sales are closed transactions and average indicators of value Gross living area of camp 21 is greater than ideal but
considered a good indicator ofvafue due to its location, similar lot size and marketing appeal. No adjustment is made for
the full vs partial basement as the basement of the subjects is full under the main section oft!'1e dwelling. Due 10 the
limited number of similar transfers camps may be older than ideal. The appraised opinion of 'Ialue is greater than the
average neighborhood value due to condition and marketabHity of recent transfers. The opinion of value is supported by the
market approach Utilizing comparables available wrthin the acceptable guidelines did not support the sales price. No
adjustment is made for time as comparables were sold wrt:hin the past 10 months and are considered good indicators of
value for the subject.
Alt/lrdmPql~l
SUBJECT PROPERTY PHOTO AOOENOUM
owee Chris10pher Yurkovich
Property Address:261 Chestnut Drive
CitY: ShippensOOrQ
lender: We/Is Fa Bank NA
State: PA
ile 0,: 71065743
Case No.:0144089356
Zip: 17257
FRONT VIEW OF
SUBJECT PROPERTY
Appraised Date: June 21, 2005
Appraised Value: $ 234,000
REAR VIEW OF
SUBJECT PROPERTY
STREET SCENE
lTower: Christopher Yurkovich
Propertv Address:261 Chestnut Drive
Citv: Shippensbum
lender: Wens Far Bank N_A
Stale: PA
ile Q.. 71065743
Case No :0144089356
Zip: 17257
Kitchen
Bath
Bedroom
FLOORPLAN
Borrower: Christopher Yurkovich FileNo.: 71065743
Prooert\l Address: 261 Chestnut Drive Case No : 0144089356
City: Shippensburs::! State: PA Zip: 17257
lender: Wells Far Bank NA
54_0' 43_0'
Bre,dCfasl
Dining ",,'
Room Family Bedroom Be" Batll
Kitchen R_
b b
>l PR 0
~
Living Room
~ Bedroom BedroClm Bedr(Wfll
Garage
30.0'
5ketchbr,'Apel(IV~""
/IR:.A GttCl1.Aru.s s....wAARY lNN3 PR'A ~
Cod. OllScrtptlon .." Totals ........... Subtolall
ow. I'intFloor 1204.QO 1204.0(1 ri.utFloor
"" ..... """' 1290.00 1290.00 U" . ~., 420.00
." -. 242.00 242.00 16.0 . 28.0 448.00
~ =- 552./lO 552.00 U.' . 24.0 336.00
..... "-
30.0 . ",' 1290.00
TOTAL UVAEl.E ("""""'J 2494 4 Areas ToIal (rou"'ded) 2"'"
Borrower: Christopher Yurlrovich
Prooertv Address: 261 Chestmt Drive
City Shippensburg
lender: WeNs Fa;:;;;-Bank N.A
State: PA
FileNo.: 71065743
CasE' No : 0144089356
Zip: 17257
_,L!.. ,41,-,'r-~:I~\..,t,',I,!!: ..1..I:\~;~~',4.'~'~"'~.::ill:l'.l'I:h ~'''11'~1;\ ()1"":r,,:' '''111~'
)~il ,i.~" ~:i,':,., In,!''''' ~ ':;1::.,,1 1,'"1,.< .~~ ,..1 "';' ~.. ',:0" ?U;~Cj ;"':>".~ . "J', ~ :', \'Ll~j,::;ltl'.o:"<' :1'\:1;~~' 1,1
~ \. ,.\1.....';"..::~"'1,'~~_:~,:> :..l,'j....-- ih, ! :"~~' .'.1\..1 ~i:"i:.Ad"": ,"'U;;)::'~," ";.<1 ,-,un-:,. II; ['", '. ~', :''!~'l!' ~
~~-..;. !n-,,~ i'~:-.':' "";[" '-III -f-<-d ,,;:d :.k:.;;r;~-j i':} ',,",
1JEDL'iI'n\;(. oll I,' .1,'\ .'_-, ~~:'; S'::~:lht'fJ\ :<.,v -~~ C~ ,jO"a:' I'l I'l'~ dl ';';'[["n;':;' ..;'("~,:r'J;' :"'_J[ ;".'
;':',J i~ll' .. on ....~,',.,,'.., i"t~ l\:::~..uJ~..:t',~I-'I"..:>:, r ..n, :;,r.":h<:.' a1'_'H~ j ;~'"o ~... _;:"if',~ .I l..\.,-",,,. "l!:J'~'" ~'
c';, L'c' ;1:' ... I~, ;"I! '. , ."; I '. ~'<':t.I,:~ /,;(",0.: ~(;..'i."l. 3~' $.l...e, "- ;;!"';p~1 '~r' 'l."'.,urr> -:: ,';: ;,'ll.!' ~,;J;-::
~:l.: .~ >;.~~ ': ll,1~~ ::~':,:: :~~~:n: !.~" '; '~~~~ -; ~::~;)\:,;' ,;~~~~'~~ 1;~'f'~"':~~I~:~~~::-'::' ~_.;.~~Ul: :~: ;,' :,1 ~;.;~\~~~ ...\~: ';~"lr!
~;: L1~ 'He'''! ".':' A;' " ~ ,,'~'::tl:dld r;!~~ ,el lIF-(;Ii'\ "'l~r.....
CU"\1"Af:"-t"'iC,' :1::'P .'(:;- ,... ~ -_~r ia.:
HI :'\(;.s.11 (~: L.'1. ',,:. ~4 :ti1'J~,,'f ',Il" S', :~.'JJiN;";', " l,")~I~',. ~-.... H..'.';>;'~' i,j.~~
. ,("on; I,; ! "'!~) ".1',<1 ;'!!\:;"c'J("; '" "t,-:,;""",,';t.'vl,: ,)'111::- f'-ln f\,'/';';;' f""<'
,~ D_IL;~lJ'
;:,,~ l:'V:"- ~_;t',<:1r:,~~", r(~"" ,'1,,_' "- ,',':", -,""",
l' ,.1 ,,~,":;;: ; "I,~>..,:,. ;.,jl1
,J ~..,' ),::;"'1_ ,',..1:: ,'j'" "'; :;l~ 'i..,;- ~11':':",t'J;..',-';;,,~ ~~.
"iO'FLI
ower: Christopher Yurkovich
Property Address: 261 Chestnut Drive
City: Shippensburq
lender: Wells Far Bank N_A
COMPARABLE PROPERTY PHOTO ADOENDUM
ile 0.: 71065743
C<lse No : 0144089356
Zip: 17257
State: PA
COMPARABLE SALE'1
642 Eric Drive
Shippensburg
Sale- Date: 0211512005
Sale Price: $ 231,955
COMPARABLE SALE '2
350 Bradley Lane
Shippensburg
Sa~~ Date: 08/2012004
Sale Price: $ 223,000
COMPARABLE SALE 13
5813 Musser Road
Shippensburg
Sa!ie Date: 1211412004
Sa:le Price: S 230,000
LOCATION MAP
Borrowet': Christopher Yurkovich
Prooertv Address: 261 Chestnut Drive
City: ShippensburQ
lender: Wells Far Ban NA
State: PA
File No.; 71065743
Case No : 0144089356
Zip: 17257
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o 2003 DeLorme
www.delorme.com
Street Atlas OSAe 2004
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CWe loOm 11-0
O'Amore Appraisals, Inc.
USPAP COMPLIANCE ADDENDUM
File No. 71065743
BorrO\lVeI ChristoDher Yurkovich
Property Address 261 Chestnut Drive
City Shfooensburo CcmIy Cumberland
LenderJQient Wells Farae Bank N.A
""""
St.aU: PA ZipGJde 17257
Cient Ret~e # 0144089356
om" r/rou tumor c,f..,.r.h,.A~Ylh,lhW arm/v Tn thi1 ..(nor!.
PURPOSE, FUNCTION AND INTENDED USE OF THE APPRAISAL
129
The purpose oCtile apprnsalls to provide ;w.opiniQrl ofma:rket value of the subject property as defined in this report, \II. behalfofthe appraisal
~ompanyfacilitating tlr assignment for the referenced client as the intended U!lef oCtile report TIll: only fun(tian of the appraisal is to assist the
client mentioned in this repurr: in evaluating the subject property for lending pwpos~_ The ~ofthi,.s apprais:aJ by anyone other than the stated
intended user, or foranyot.ber use than the statedintetrleduse, is prohibited
The pu1p(lSeoftfu:appr.a.i$al is to provide mopiniooofrna:rket value oCtile subject property, 115 defIned in this report, on behalf of the appraisal
company facilitating the assignment fox the referenced client as the intended user ortbis report. The only function of the appraisal is hI assist the
client mentioned in this report in evaluating the subject property Real Estate Owned (REO) P1IIp05es, The use of this apPraisal by anyone
odzet lhan Ihe 5tatedintended user, or for any other use than the stated intended use, i$probibited.
'The purpose of this appraisal. is to ,on ~halfofthe appraisalcOI11p<UlY facilitating the assignment for
the referC1\.(:edclient as the intendeduscr oflhis report. The only t'unctionofth<l appmisai is to assist the client mentioned in this repmin
evaluating the subject property fOf The lJSeofl:hisappr:aisal by a:lJyOJJe otheJ than the staled intended
user, or for any other l15e tltan the slatedintendcd1l.5e isprohibi.ted.
o
o
TYPE OF APPRAISAL AND APPRAISAL REPORT
!Xl Thisisa Complete Appmisalwrittenilla Summary Re.",", format and th<l USPAPDeparture R!11e !las!!!!!.beeninvo};ed.
o This IS a Linnted AppraiSlll wntten In a Report format and the USPAP Depam.e Rule m beell invoked as disclosed 111
the body or addenda oftherepvrt. The client bu :rgreed thai a Limited Appr:l1sa1lS suffici<lfJt for its purp0se5
SCOPE (EXTENT) OF REPORT
~ Tk appraisal is based 01\ the informationgathcred by the appraiser frmn public recorlk, other identiti<ld $OOlces, inspection oft:he subject
property and neighborhood, and sel<lction of compll1'llble sales, listings, and/or rentals within the subject mark.t:t area. The original soun:e of the
curnpalabJes is shown in the Data Source section of !he lD/Ia:-et gridaJOSW with the source of conJirmation,ifllvailable. The original som:ce is
plesented first The sources W1d data are considered reliable. '.\/hen confiicti~ information was provided, ~ source deemed l1lO5t reliable bas
been used. Data believed to be unreliable was DOt included in the report nor used as a basis for the value condusian. The extent of analysis
applied 10 this assignment may be tiItheri:mparted within the report, ~ ApPJaisds. Certi1ication below and/(lT any other Statement of Limiting
Conditions llT!d Appraiser's Certification sach as may be utilized within the Freddie Mac form 439 or Farmie ,l,iae form 1004b (dated ti/93), when
applicable.
MARKETING TIME AND EXPOSURE TIME FOR TIlE SUBJECT PROPERTY
~ Areasma.b1emarketingtimefor~~ect:propertyia 1-90
o A reasooaNe exposure time for the: subject property i5
day(s) util..bing market conditions pertinent to the appraisal at.signment
day(s).
APPRAISER'S CERTIFICATION
I certify that, to tbe best ofmy\mowledge am be1ief;
The statements offact contained in lhis report are true W1dccrrrect
The reported analyses, opiniOIl5, and condustiortS are limited only by the fe-pate<! assumptioos and limiting conditions, and are my personal,
impartial, and unbiased professi.onal analyses, opinions, and conclusions.
I have 1\0 lIesent or prospective interest inthe property1hat is the subject ofthSIeport, andno persona! interest with respect to the parties
involved. unIessothelWise statedwithintbe report.
I have-no bias with respect totre property lhat is the subject of this report or 10 the parties involved with this Ililsignment
My engagement in this assignment was not contingent upoI1 deve1op.ng or reporting predetetmined results
My oompert5ation for completing this assitnment is nd: contingent ~ the development or reportlllg of a predetermined value or direction in
value- that favors the cause of the client, the amount ofthe value opinion. ~ attainment ofa stipulated result, or the QCCWTern:e oia subsequent
event '*rect1y reJ.ued to !he intended use of thi.s appraisal.
My analyses, opiniom, andcooclUsions were developed, and this report has been prepared, in ConfOlmitywilh the Uniform Slandarlk of
Professional Appraisal Pmetice
I have L!l or have noI o made II personai ireo;pection of the propertythatistbeSll~ectofthisreport. (if more than one person signs this report,
this certiticationmust c-Ieuiy specify which individuals did l1IId which individuals did not make a pxsonal inspection oftbe appraisal property.)
No one provided significant profel!sional assistance to the person signing this report. (lftkre are ellceptions, the name of each individual
providing significant professional assistan(:e must be stated.)
NOTE: Tn the ClUe a/any conflictwUh a cllentprovlded certljJcation (I,e., Fannie Mae or Freddie Mad, this reviserf certification !haJJ take
hreceJm~.
Saper'\'bor)' Appnber'.CrrttIk:atIoa: If a supervisory appraiser signed the appraisal report. ill, or she certifies and agrees that: I directly
supervise the appraiser who prepared the appraisal report, have reviewed the aPPfaisal report, agree with the statements and conclusions of
the appraiser, agree to be bound by the appraiser's certifications numbered 1.7 and 9 01\ ~ scootKl pageofFfeddie Mac Fonu 439 6.93JFannie
Mae Form 100486-93, or the third pi2e of Form 2055, and am takin2 full resoonsibiJity for the appraisal repOrt
APPRAISER'S AND SUPERVISORY APPRAISER'S SIGNATURE
APPRAlS~ER:
_... . .1.L II..in'"
Narn::: Linda ,Williams
Date the Repm- was Signed:06/2312005
Stab: Certiliutioo #: RL 003406 L
or State License #
Stale: Pennsvlvania
Expiration D'd1eofCertific:ationor Uc:eme' 06/3011005
SUPER.VISORY APPRAISER (oDly If requln4):
Signallln::
Name:
Thite tht: Report was Signed:
State Certificatim~'
or State Lirense #:
State:
Elqirntioo ~tc olCertificalion ,y License:
o Didinspectsubjectproperty OlmpectedCocnpqralies
o lnterioc&Exterioc 0 Interior&Exterior
o Ext:erioronly 0 Extaiororiy
lI5J'AI'C~AO._.Ul9
1 of!
1'_.......N.l"""'....300.n~.1Zl_."'_.'"'"
0144089356
fileNo. 71065743
DEFINITION OF MARKET VALUE: The mOSI probable price which a property should bring in a competitive and open market
under all conditions requisite to a fair s.ale, the buyer and seller. each acring prudently, knawledg,?ably and assuming !he price is nO!
allected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified dale and the passing of title from
seller lQ b'...lyer Jnder canai!ions whereby; (1) buyer and seller are typically motivated: \2) both panies are well Informed or welt advised,
and each acting in what he considers his own best intereSI: (3) a reasonable time is allowed for expos;Jre in the open market: (4) payment
is made in terms of cash in U.s. dollars or in terms of financial arrangements comparable thereto: and (5) the price represents the normal
consideration lor the propeny sold :.maffected by special or creative financing or sales concessions' gmmed by anyone associated with llie
~.
'Adjustments to the com parables must be made for sp€l:ial or creatiVe financing or sales concessions, No adjustments are necessary for
tl70se COS!s. which are niXmaJIy paw by sellers as a result of tradition or law in a market area: these costs are readily identifiable since the
seller pays Ihese costs in virt,Jally all sates tranSactions. Special or creative financing adJ'.Istments can be made 10 the comparable property
by comparisons to financing terms offered by a third pany instit:;tionallender thaI is not already InvolVed in the property or trallsactlon. Any
adjustment shoul(j not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any
adjustment shoukl approximate rhe market's reaction to the financing or concessions based 00 the AppraiSel"~. judgment
STATEMENT OF LIMITING CONDITIONS AND APPRAlSER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal repM is subject (0 ttle
following cond~ions:
,. The appraiser Will not be responsible fOf matters of a legal nature that affect eit~r the pro~ny !belng appraised or the litle to iI. The
appraiser assumes that Ih~ title is good and marketable and, therefore, wUt not render any opinions allout the title. The propeny Is appraised
on the DaSis of it being under responsible ownership,
2 The appraisei' has. provided a sk.etch in the appraisal repon to show approximate dimensions o1'the improvements and rhe sketch is
included only to assist the reader of the repOl1 in visualizing the property and Jnderstandlng the apP'"aiser's determination of i1s sileo
3. The appraiser has examined the available flood maps that are provided by the Federal Emergenty Mani3gemem Agency (or other data
SD:Jft.'es) and h;Js noted In the appraisal repon whether Ihe subject site is located in an identified Sp~!cial Fklod Hazard Area. Because the
apP'"aiser is not a surveyor, he or she makes 00 guarantees, eX!l"e5s or implied, regarding Ihis determination.
4, The appraiser will not give testimony or appear in COl.lrl because he or she made all appraisaf of the property in question, unless specific
arrangements to do so have been made beforehand.
5. The appraiser has estimated the value of the land in the cost approach at its highest and be~;t use and the improvements at their
contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and
are lova~d if they are so <Jsed.
6. The appraiser has noteCj in the appraisal repon any adverse conditions (sucf) as, needed repairs, dept"eciafiCn, lhe presence of hazardous
wastes. toxic substances. etc. ) observed during the inspection of the subject propeny or that he or She became aware of during the norma!
msearch involved In performing 11m appraisaJ. Unless olherwise stated in the appraisal (cpon, the appraiser has no knowledge of any hidden
or Jnapparent conditions of the property or adverse environmental conditions (including the p'resence of hazardous wastes, !Oxic
substances, ete. ) that would make the property more or less valuable, and has assJmed that there are no such conditions and makes no
g",arantees or warranties, express or implied, regarding the condition of the property. The apprais'~r will not be responsible for any such
conditions that do exist or tor any engineering or testing that might be required to discover whether such conditions exist. Because the
appraiser is not an expert In the field of environmental hazards, the appraisal repart m.)S1 not I:Je considered as an em';mnmemaJ asses51JIent
afthe property.
1. The appraiser obtained the information, estimates. and opinions that were expressed in the apprclisal report from sources that he or she
considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such
items that were furniShed by other parties.
8. The appraiser Will not disclose the contents or the appraisal repon. eKCep! as provided lor in lhe Unjfurm Standards of Professional
Appraisal Practice.
9 The appraiser has based his or her appraisal tepon and valuation conclUSion for an appraisal thilt is subject 10 satisfactory compleTion,
repairs, or alterations on the assumption that completion of the improvements wiQ Oe performed in a worltmanlik.e marmer
10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the
appraisal report (including conclusions about (Ile property value. !he appraiser'sllJemify and professJow! designaTions, and references to
any professional appraisal organizalions Of the firm With which the appraiser is associat~d) to anyone other than the borrower: the
mortgagee or its successors and assigns: the mortgage insurer: consultants: profeSSional appraisal organizations; any stale or lederally
approved financial institution; or any department, agency, or instrumentality of the United States or any state or the District of Columbia:
except that the lender/client may distribme the propeny description seclion of the report only 10 data coflection or reponing ser\lice(s)
withOut having 10 obtain the appraiser's prior written consent. The appraiser's written consent and approval musr also tie ootained bekJre
the appraisal can be conveyed by anyone to the public through advertiSing, public relations, news. sales, or other media.
Freddif> Mac Form 439 6-93
Page' of2
Fannfe Mae Form 100486-93
0144089356
F~e No. 71065743
APPRAISERS CERTIFICATION: The AppraisercertJfles and agrees that:
1. I have research~d the subject markel area and have selected a minimum of three recent sales of properties mas! similar and proximate
10 the subject property for consideration In the sales comparison analysis and have made a dollar adjustment when appropril!te to reflect the
ml!rket reaction to lhose items of slgnllicl!nt variation. If a signFflcant item In a comparable property is superior to . or more favorable than.
the subject property, I have made a negative adjustment to reduce the adjusted sales price of the comparable and. if a significant item in a
comparable propel1y is inferJor to. or less favorable tllan tile subject property, , have made a pasifive adjustment 10 increase the adjusted
sales price of the comparable.
2. I have taken into consideration the factors that have an Impact on value in my development of 'the estimate of market value In the
appraisal report. I have not knOWingly w!thheld any significant information from the appraisal report and I believe, to the best of my
knowledge, that .lilt statements and Information In the appraisal report are rr~ Bnd correa.
3. I stated in the a/Jpralsal report only my own personal. unbiased, and professional analysis, opinions" and conclusions. which are SUbjeCt
only to the contingent and limiting cOMltions specified In this form.
4. I nave no present or prospective Interest In the property that is the subject to this repan. Bna' have no presem or plOspective personal
Interest or bias with respect [0 the partICipants In the transaction. I aid not base, either partially or completely. my analysis and/or the
estinwte of market value In the appraisal report on the race, color. religion. sex. handicap, familial status. or national origin of either the
prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the
subject property.
5. I have no present or contemplated future interest In the subject property, and neither my current or future employment nor my
compensation for performing trns appraisal is comingent on the appralsen value of the propel1y,
6. I was not required to report a predetermined value or direction in value that lavors the caus.~ of the client or any related party,
the amount of the value estimate, the attainment of a specific result, or tlTe occurrence of a sul1sequem even! in order to receive my
compensation and/or employment for performing the appraisal. 1 did not base the appraisal report till a requested millimum valuation. a
speciflc valuation. or tile need 10 approve a specific mOrtgage loan.
], I performed this appraisal in conformity with the Uniform Standards of Professional Appral!.al Practice that were adopted and
promulgated by the Appraisal Standards Board of The Appraisal foundatlon and that were in place as of the etfec!lve date of lhis appraisal.
with the eXCeption of the departure proviSion of those Standards, whIch does not apply. I aCknowletlge that an estImate of a reasonable
time for exposure in fhe open market is a condition in the definition of market value and the estimale I developed is consislent With the
marketing time noted in the neighborhood section of this report, unless I have otherwise stated In the reconclll,~tlon section,
8. I have personally Inspected the interior and exterior areas of the subject property and the eXler/or ()f aU propenies listed as comparables
in the appraisal report. I further Certify that I have noted any apparent or known adverse conditions In the subject Improvements, on the
subjecl site, or on any site within the Immediate vicinity of the subject property of which I am aware Md have made adjustments for these
adverse conditions In my analysis of the property value to the extent that I had market evidence to S'Jpport them. [have also commented
about the effect of the adverSe conditions on the marketability of the subject property.
9. I personally prepared all conClusions and opinIons about the rea! estate that were set forth in the appraisal report. If I relied an
signJfJcant professional assistance from any Individual or individuals in the performance of the apprah;al or the preparation of the appraisal
report. I nave named SUCh indIVldl.lal(s) and disclosed the speclflc tasks performed by them In the rl~concillation secllon of this appraisal
report, I ceMify that any indtvldual so named is qualFfled to perform the tasks. I have not authorized anyone to make 11 change to any item In
the report; therefore. Wan unauthoriZed cl1ange Is made to the appraisal report, I wiN take no resp<msil:1l1/ty for it.
I CERTIFY mAT. TO mE BEST OF MY KNOMEOOEANO BELlEF:-1 h_1I<I bIioswlllll_pedlolhsprop-.ty thtll "lhs ..bltd:ofthis r.1loOrt arlothsparll..ifMllved"'lIII this
.nllr'lTIInl_ .~ongIg_tlnlllls"'lr'mwot_noIcon\tIgIntupon__IllI"'rlp<<llnll~Id....ItI. .My.ampIfI..tl.""b'.co:npIlllngthlS'nllr'mII'lIl.~c~llngllll
upoIllh._tiIoprnont"'rlparlingof.~nMIv"".ordnctioninVlllMlilvonltlot......af1h.eknI.1h"_oflhs\/llllllapinic""lhs_..~r;I.IlipIAoollot....ll.orl:hl
occun....aI.&ubIIqu..t_....IClIy..IllIIdIoIhlIntlnc\ld....oflhis...pr..., .Noonsprovla.d"lr'rcClltlr_lprop.-tyIpJUlutItU'nl""t"IhI,..,_~tIi,~"'!kdm.
E~..ln Ihl. f'IlI"'lwh.. ~ _.. "EIlIm" ,,'M.rltslVlIIlII"~1o III dIIInId II "OpInIon afM.kItV..... In conbmInct_ tllll8 USPAP.
SUPERVISORY APPRAISER'S CERTIFICATION: 11 a supervisory appraiser signed the appraisal report, he or she certifies
and agrees that: I directly supervise the appraiser who prepared the appraisal report. have reviewea the appraisal report. agree with the
statements and conclusions of the appraiser, agree to be bound by the appraiser's certifications numbi!"red 4 Ittrough 7 alJove. end am faltlng
full responsibility for the appraisal and the appra~alreport
ADDRESS OF PROPERTY APPRAISED: 261 Chestnut Drive ShiooensbIJra PA 17257
APPRAISER:
S"m""" .J.~.L, 1-Li/~ .'~
Name: LiI:!~~m"!"l
Date SigneE1: 0612312005
State Certification I: RL 003406 L
orStateUcensel:
State:PA
Expratlon Date of Certification or l.icense: 06130/2005
SUPERVISORY APPRAISER (only ir required)
SignatlJ"e:
Name:
Dale Signed:
State eel1lfk:ation It.
oc State License f:
State:
Ellpr-ation Date of Certification or License:
o 0k1 0 DidNotlnspectPropetly
Fredclie Mac Form 4396.93
Page2of2
Fannie Mae Form 100486.93
0' Amore Appraisals, Inc.
Case No,0144089356
FII N 71065743
. ,
RRREA I USPAP ADDENDUM
Bl;OTo_ Christo r Yurkovich
Pr =:::;es5--;:;e:1 Chestnut Drive
C;:Sh~bu-;:;::- c......--=--Cumberland Stale PA z- Code 17257
l..::::::;;c,,- WellsF~Ba~N.A
p,~;;""
See USPAP mhaceA endu
Soa
The adderr:ia and exhibits with this a aisal are int al oarts of the a aisal and may not be used seoaratelv Nor. mav ariv sillClle
rt of this a raisal be used to indicate value without the entire a raisat This a raisal is meant to e$timate value as of tre amraisal
date on It is a "SNAPSHOT IN TIME" and the value m chan 'Nithcha in the condition of the su cl with chanaes in
the real estate market and with chan es in neral economic conditions. The a aiser has done this a aisal on the basis of an
EXTRAORDINARY ASSUMPTION as defined in the 1999 Uniform Standard of Professional A aisal Practices USPAP It is assumed
alt mechanica~tems -nilll1"Jbln'n and electrical cnmnonents are in ave;:;;uv.:'condition: No testina has be1:ln done on these items This
a raisal is based on observation if the and does not include testfi1a or home insoection analvsis. It is assumed that this
data is accurate however, it it turns olA to be dffferent tf1an that reoorted in this aooraisal the final ooinion of value could be altered
Imended Use I Intended User
See USPAP ~nce Addendum. This a i&alre rtis red for the sole and exclusive use of the a raiser's client No third
~es are authorized to r~ this ~rt without the re$S written consent of the a alSO'
Histor of Pr
CllrrentllstlnglnfamatiowAt time of insoection the subiect was under an SQreement of sale. Contract, terms and conditions were not made
available for review
PriOf SllIe:No recorded transfers oer Cumberland Countv oublic record.
Ex .. Time' Mar i Time
A reasonable marketir'ln time for the subject is 1-90 davs utilizinn conditions cprtinent to this anoraisal assinnment.
Persona non-rea Transfas
The a;:;:;aiser has not included a sen;fate assessment o.,-n;rsonal a fIXtures or intamible items which are attached to or located
on the rea~ These items do not affect the market value of the realnr~
Additional Comments
The income a oach to value was not utilized as the borrow-er is more interested in the amenities the a contains than the income
it coul~oduce
At:;;; creative financial or S;:;;Cial concessions known to the annraiser have been a'(jiusted in the comrulrables of this arWaisaL
In rformin this a aisal the a raiser was not abfe to review the N/A If the a iser could not review anY ar:olicable item as
revio~ mentioned the lender should ol::tain these items when reviewin thee raisal re
This annraisal was done with an "as is" market value. This is the value of the -;;-on..$in its current nhvsical condition and sub'ect to the
zonin in effect as of the current date of the a isal
Certification S~ent
" ThisappUllsala~_snotbasoo on it requested rnirl4rnumvaluatlon, it spedficva!uation, or an apptoval ofa loan.
2, My canpe<1satiOI'l IS not CQnUI1qent upon tile repO<ting 01 a prl>l1etermined value 01 dlroctlOllin valuelhat fa IIlI<S ll1e Cl!IUse of '111e client, tile amoont ot tile IIlIllle
eSlimate,U"1e attainment O/a stipulated resull or the OCCUTllOCe da swsequl!llt event
A",.~',), ~ J;J. il<~ J.e2 SupervisoryAw'ais~(sl'
Linda D. Willi ms
Ellective date/Report date: 06/23/2005 EffectlVl? datelReport date:
FO'mFUA
r"._..."'......."",...CIU""'~_".".,F"'''''"...'''''.)I}JtJ...'''
w&:r:t)
"iOOUl~/10
NOlI_ vf _on T....
"lid statement 01 ReiillOns
I" . .n_~~~rJl44UiS93~.__
. furpoec ~RCHA~.. I TVr<<a 5,'J U.!OR ADJUSTABI;J; ~RM
Clille JUt Y lZ. 1UJ3
lCIoJ'll~OWlt
S132,169.UU
"~ty""'cn "
161 OI;U&'r.\llJT DRIVn
SHIPPHNS.URG. P^ 17151
N'im."l and AdDres::o ~'~c.mtal
CHRISTOPllER. T YUIlKOVI<;H
SIl6LUY . YURXOVlCIl
)400 SOUTHRIOOl: LANIl
IlSMAK(:K. 1\0 S11504
U!lnderllilrneill1G Miiras
WELLS FARGO BAAl(, NA.
2'1D) WI:!.Ll.St-"AKUOWAY
MI"'N~APOLlS. MC' )$4{IB
1(&1?~-J'993
o On. Y"!' ft!CIUOS1Od us \0 wi_ ymJ.1oan applicalio.. Ia acamboct >>ill> l"'" ""1-, we ,.;n ""P
)lIll<<'''''' your appti_
[j We. m.vc: carefully r;o:DSi:ktM }'our credit "Wlktdion and ,.,.1CCfdy n:p. that '<< :vt UDiLbtc 10 approve }'bur
application. at tb:is ~ for the uasons ~d below:
o No <=lillilc
o I_, Dumber of ""di1
t<!em1<.. l'""'id<d Of linliled
c:te&t expcmncl
o U...,,,,,,,,b101;'JlO of cmIi.
re!ett:IKI:1 providci
o Unable ", ..rify <=lil refc=r<a
o GamUhmcnt. _. lOll>-
clo$1Q'e, ~SJession, wUedion
aru:ooa or Judpu:nt
o In~uirKi:nt :lS!leU 10 dose 1bc
10",
000",
Dllon~I'J
o {'ootCl<di1pcdomlartto willi..,
o Umbi: 10 verify cmploymt.nt
o l""Ifh 01 <D1pluynxn.
o '('<mpor.ay .. ~ ,..pIuymont
o WcoIDe ins.1.Jt1'ie.iml. for amounl
of credit Z\!:quCfltd
o Unabl~ 'In \It!rir)i iIlcumc
o T__...."""..
o Denim by ,be """'....
:iJ1s'dta:nctoo~
o Cmlit ~l'PIAlioD inCO.l'bJl~~
li Value 01' type cr co1lata-.d DOl.
..m.;"m
o IJ..ble \0 fttlfy n:oid<,"
o D<Wlq_ pas1 Of pre...'
'l:Jb1ip1.iom W:ilh Otbe3
D l<n&th cln:oidoul:o
o :E~vc: obllptioll5 in.n:brlion
"'''''''"''''
o Tax at otbc- )jttlS
o Ti1JeDa.UCIo
DisdORr'e af Use of Infcmnallon Ob1llnecllnlm iIII Outsidl! SOI.Re
Our m:dit decisiQn on yout app1icatiaa. wa!I ba6ed in ",hole or in put on informatiotl iOnl:
CJ ]nfonmtion D~ in a ttpOtt &om the c.on.ilIJDOt ~ apr;y n.sme4 blIow. YOli bve a IisJd: 1.tnder
the fair Cftdil Reportill& Atl 10 mow llle WOtlmban ODIl1aio~ in yo'at tredit IDe a.t 1M- ~
"pcOOIg _yo 'I'" "p0<\U>8 _ pl&)'td DO l'"" in C1>1 _ ODd b unable to supply >p<dlk
:rusom. why we ha\'t dcni,:d I;a!dil1o you. You may $0 haYe a rip 10 a~ wpy ofyollt Itport from the:
..poninB _, If,..~ '"'1"''' ~ DO _Iluut to ~ .net yo~....m this 1I01ice. Ia _;"n. ~ l'l~ fuuI
thai 3D7 iQformatDll OOAtllimd in Uu: tcpOrl you RCei\rc a irw:c:w:a1c or incomp1e1e, )IOU have lhe ritht to
di5pute 1he mailer wi'h "'" "poISing...."..
lJ lofo.rmal.iun abtlliDcd Cmm 1m dt"Ui~.te UI' In uuWde :lO~ 01bt.t thm il CIJDMIIDCI' .reportiax lIpDCy. Uru:kr
the Fair Cm:IiL R~OI J\cl. you haVll Ihc risht w IDiIb ... Wnlb:u n:qlEllt 10 UII ror didJ!lm:: of lht oa.Lu:tt
of tJUs infomudion. H~. tD be honon.d, :nKh wri1tm mqllClIl mtIW be ~ by us witttin 60 dly! of
UU; da1.e you m:a:",: this. noti(:~.
NOnCE: E.1IlII ClolII _.llY Act I"''''''''''''
'111> tioJmIlliqval C..dil Ot>JlOl111MV Ad p1QhiblU _~.... _ ""-imin&1iDa opins1 <.aliI
appl.il:all't5 O.D the basi:s OCDIOe, color,~, DUional oristo. Sl:~ mancalMa1U3'.;ap
(provided that me: a~ has tbis capacity to tnler into a bindiot. contrad); became aD Of
p:vt of the applicaDr:r incQm,r: clttive.ltoiI1 any public al.H.'Iia(a lWOlfItm; or 1111lCa11R lhe
appkant has in jPOllloilb .- "'y nahl """'" 1he eo....... c..<It 1","_ Aol. 1ll<
f<d<n1_lbaIadmUlis,.,. ~ wilhlhislow ''"''''''"''" 1hls <m\iIc. is lib:
OCC CUS'IUMIlR ASSIS'I'ANC~. lJOI MCKI:mEY ST ST. ~, HOUSTON. 'I'1( 71UIO-90lO.
Tbaot you for ~our credit &pp1icatioll. We appm:iide Ilae opport\lnity 10 Set"lC you.
EXHIBIT
C"l';t/?l?l",...J
~Q"T")"QQQr~ 01 ??v8 898 998
07/1U200~
3;58
:;
"
"
S
tI
22178 698 9
I lnr
**
Wdff:~ SOOlllLllO
Nan.. of -. '>klll
anCl statement tA R.asons
1:or Af'll';tiloUt ~~&hh' nnly
A.tbtt.u..'1 Cedi! teQ1.lit1t 1ha.l ~ ~ oomai:n the Soci:al SecW'ity DUmber of the CCU3IlUDO', provilXd
\hi1t the Social Security nwnbcr has be:n giYftl to \be uset of the COQlumtr tcpot1 by t.he (CIliumcr or is
mnwl'Il!d in lb!. COMu.r\'aII!.f tq>Qfl RlWCiwc:d fnnn Ihc con.~ "'~ ilFJlC)'. T1:e Soa:~ s.curity
numbcr{li)lDtldWJ:IC:
Fnr C':IIIif'nrnill nsidr:ntr. nnl:,."
If our decision on yow" appliJeatiOll \QI 'based :in whoIa 01' in put 011 MI'JDI1M).D ob1aided in a. MpDfl
:lIom a. OOD51DIlCr tq)Ol1iIIg:atpJCy listed ~bove, you illso- have a. ri&bt andc: CI12kl:nia Ci..... Code $CC1ion
l'7r5.;ro 10 ~.,. a fMe copy of lhc ICport f'mm '\lie oomwnu c:ndit n:porligs qrru:y ideati5ed ..bl1\le
and from ;tny oUwr c;onIUQ:la' ~l ~ ~rIC)I whicr. COtDpUcs ami mainl... fib on conS\l.1'b:n.
on a ..1illn1Wle _. yO\! oho baw tbt right"""" c.li1omia Ci'lil Code ..,...... 1785.16" dispule lilt
~1'l1q" Of r:o.npMCalm of otI1Y irtfOsmalioa coataiaed in tht tt1dit tfpotllumishm 'by W DOJJS.W!1e:t
""di'l1lpo.l1i11g_.
~.m' C'I!..n--'lt"I.t ....Rl~_.~ MIl)'"
THE CON:-IECTICtJT 1I0MF. MI>RTlMGE DISCLQStJllU ACT PROHJ8fI'S
DlSCRlJCNA'I10~ AGAINST 1l0MF. Pl)RCHA8t: LOAN. 110MJ:; IMI'ROVtiMbNT LOAN OR
I)THIll\ MORl'OAOll LOAN APPLICANTS SOl.El.V ON THE WIS 01' 'I'llli LOCA'rJON O!'
'l"HH !'R()J'BJt1Y '1'0 Bt: USt:D AS SliCURIlY. TIlIl AGllNCY WIDCH li~'ORL'ES
COMPLIA:"CIl Wml THIS LAW IS,
<;1" DllJ'AIHMIlNT OJ' BA~J(IN(J
260 CONSTlTUTlO:-l PloAM
HARl1'OIlD. CT O6J03
IF YOU BELIEVE YOtJ HAVE BEE~ UNFAIRLY DISCRIMINATED AGAINST, YOU MAY
rILE 1\ WRlTfE:< CO).!!'LAINT wml TilE COMMISSIO:"l!R OF BA:-IICING AT n...
ABOVE ADDRJiSS.
"'.IIP 'VI!1in. _:,fMwt~ i~"\~'
If your appJic:.tlicna IQr 4 rUll man..fP Jmm OIJ DW.ncr-f't:C\1,OWd ptOptrl1 WU dc:clim:d clue lo, or par1ly
due to, inCODIIaIioa <:0DIIi1Rli in a. cmIIl rrpon, J. copy 01 'he IIpon is ittacbld. This :iJtforma.tioa ill
provided to you in .xcotdance with Maine law,
l;nT \i!U.:II:'hllllflf.t. m~AfIn'lll nn'lv-
The fcdaal lXlull Cftldi\ Op])OttUDity ^"1 ud comparable pRWL'\io:ll crt ;\rl.1.5*hutts 1ol.w prohibit
"'<IlIOI'$ from <lioCl:imIll,"mg apillst tnlClil.pplioaau; on ,hi: bail of..... coI..., :dlIion, CIOCd, nOlioul
origin. sa. iRI.I.Il o:rien'Wion. ancutty. bandicap. marital S1atus., .. (pmvidcd. 1b~ appDCNlt bas. the
c~ 10 ~lm' intQ & binding CDntrad), Dr blmuse. all Of put\ of \hll; MPPlilOiln\'S imoumc dcrivt:!. from
..y pablic ,,';,1ldlOO p:opm. The reder..J Eqllal Crcolit Op]lOrlunilY A<l aIJO l'<Oh1lrih imIi&an fie>m
<<&criminating ...but mldit appl;eanl' ~ 'the .appJicl:llt hus in I)OOd failh. ~ my riJJht unde:r
\be c...= <':..m< 1_.."" Act. 'Il>< l'<detaJ I.&'w:}' lIl4l _m a>JJlP!iaIl<t _ !be I'Pnl
hlw a:mcc:mil:J1; thU crcditur is
OCC CUS"IOMIiR MSI.-rANCf
13UI MCICINNIiY Sl' STIi 345ll
HOUS'IU';, 'l'X 77010.9U5U
'lhr: Iib.1.c ~R.L1' tha1.l1dminincrs CO.c;lp.u~ 'l'titb the "Ulle lIw is Ilu:
MJ\ COMM. . DISCRIMINATION
ONG ASIIBUl\1U:-I PLACE
BOSTON, MA O2IUI
I-'DOP (lhin t~~ nnly
11>0 Ohio law. apiooI <lio_ I'Oq\lil1l that olI _ m... ,ndit .quaD, ......10 " .U clO4it
WOnby "'''0...... and WI ctadiI __ agfll<i<s _.., ,_ a<di! _ on eadl ilIdivid1W
uprm. nlqUi:llt. 'Ttu: Ohio civil rlghLlI mmmi!lllion :uimin.'cr.. oompllm.:c ~ 1hi, law.
FA' W.....'hII'lI"I\Pl ...llllr _..V'I''''" Aft],\;'
Waab.il1&'tOA !Ito.te raw apiDR dilll;:riminatiOll ~ ~ in Q'Cdit, 1~ bccMc or
rue, Oftcd. ~. utiDJ\l1 orisin. SC:l. 01' marital ltalus.. Uu: WasbJng\oIl SIa1Il! H'UIIWI Righl,s
Cammiasion ilc:lmidisltt:s l:Omplitu!.~ with IhiM law.
ttUttlLIUY.""'"
07/12/2005 3:58PM
Sent by: MAIL BOXES ETe 3637
814 262 7220;
11/23/05 9:57; lelWL#299;page 2/2
VERlFICA nON
We Christopher and Shelley Yurkovich, hereby certify that the facts set forth in the
foregoing Complaint are based upon information which we have furnished to counsel, as well as
upon information which has been gathered by counsel and/or others acting on our behalf in this
matter. The language of the Complaint is that of counsel and not our own. We have read the
Complaint, and to the extent that it is based upon information, which we have given to counse~ it
is true and COtTect to the best of our knowledge, information, and belief To the extent that the
contet\t of the Complaint is that of counsel. we have relied upon such counsel in making this
VerifiCllIion. We hereby acknowledge that the facts set forth in the aforesaid Civil Complaint are
made subject to the penalties of 18 Pa. C.S.A ~4904 relating to unsworn fulsification to
authorities
Dare: \ \ .L "3.05'
CERTIFICATE OF SERVICE
AND NOW, this 91<- day of ~ ~ , 2005, T, E. Ralph Godfrey, Esquire, of
Salzmann Hughes, P.c., attorneys for Defendant, hereby certify that I served a copy of the within
Complaint this day by depositing the same in the United States mail, postage prepaid, at Carlisle,
Pennsylvania, addressed to:
Sally J. Winder, Esquire
9974 Molly Pitcher Highway
Shippensburg, P A 17257
c::
r~, 1"'-1
\
,
l._ ...:.
-,
....]
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYL VANIA
MICHAEL J. CASSIDY AND,
JULIE A. CASSIDY, tldlbla
G & C ASSOCIATES
Plaintiff
: CIVIL ACTION
v.
: NO. 05-6008 CIVIL TERM
CHRISTOPHER YURKOVICH
and
SHELLEY YURKOVICH,
Defendants
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in
the following pages, you must take action within twenty (20) days after this complaint
and notice are served, by entering a written appearance personally or by attorney and
filing in writing with the court your defenses or objections to the claims set forth against
you. You are warned that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested by the plaintiff. You
may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE
ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY
OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO
FEE.
Pennsylvania Bar Association
Lawyer Referral Service
100 South Street
POBox 186
Harrishurg P A 17108
Telephone: 1-800-692-7375 or (717) 238-6715
18. Plaintiff has not entered into any agreement concerning the down payment held
by the real estate broker.
19. Defendant filed appeals from the District Justice judgments in favor of the
Plaintiff in this matter; Plaintiff files this complaint in accordance with the Rules of Civil
Procedure and does state that the amounts of damages in this matter are under the
jurisdictional limits requiring that this matter be referred to hearing before a Board of
Arbitrators.
WHEREFORE, Plaintiff prays this Honorable Court enter judgment in favor of Plaintiff
and against the Defendant for the amounts set forth above.
Respectfully submitted,
~~m~el.~
Attorney umber 24705
9974 Molly Pitcher Highway
Shippensburg, P A 17257
VERIFICATION
I verify that the staternents made in this complaint are true and correct to the best of my
personal knowledge and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to
authorities.
Date: \a - ';;l-~'-
'e A. Cassidy, Co-Par ner
C Associates
Ar~-IO-lUUO ur:jlAM
rKUM-BUBCAl COMPANY
+310-693-4961
1-11B P.001
F-31I
STANDARD AGREEMENT FOR 'fHE SALE OF REAL ESTATE A1S - 2K
Thi~ form t'Cl::O\nmcnded and npprovtd lOr. bUl not resbicled 10 use by, lnembcu oflht' PCl'IJasyh/ania Association ofREALTORS@(PAR).
SELLER'S BUSINESS RELATIONSHIP WITH PA LICENSED BROKER
BROKER (Camp.BY) "Realtv Exeoutive.s PHONE 717-264-7090
ADDRESS 1053 Lincoln Way East. Chamber_1ibUrCl. pA 17201 FAX 717-264-6322
-
BROKER IS THE AGENT FOR SELLER. Designated Agent(o) for SeUer. if applicable: WaYne ....~".t.....er
OR
Broker is NOT the Agent for Seller aDd is alan: o AG[NTFORBUVER o TIlANSACTION UCENSEF.
- -
BUYER'S BUSINESS RELATIONSHIP WITH PA LICENSED BROKER
BROKER (Coll1pany) RE/MAX Rao;tltv AcJQnCV. Ino. -- PHONE 717-2<7-0011
ADDJU:SS 1132 JCmm~eC Drive. Chambersbura. PA 17;2:01 FAX. 717-267-30~7..~
BROKER IS THE AGENT FOR BUYER. DClllgnaled Agent(o) for Buyer. If applicable: ~am ",",,11
OR
Broker Is NOT the Agent for Buyer aDd is alan: 0 AGENT FOR SELLER 0 SUBAGENT fOR SEU.ER 0 TRANSACI10N LlCENS~'t
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WheD the same BToker is Agent for Seller aDd Agenl for Buyer., &oke... i!. a Dual Agent. All of Broker's Ucensees are also
Dual Agents UNLESS there are separate Designated Agents for Buyer and Seller. If the same Licensee is designated for
Seller aDd Buyer. the Licensee is a Dual Agent.
1. Tbis Agreement. dated IIDril 15. 2005
SELLER(S):
, is between
G and C AS90ciateB
called "Seller," and
BUYER(S):
Chr1stcpher T_ Yu~kovich
Shelley ~. Yux-kovich
called "Buyer."
PROPERTY (1~98) SelJer hereby agrees to 5eH aod convey to Buyer, who bereby agrees to purchase:
ALL 'THAT CERTAIN lot or piece of ground with buildings and improvements thereon erected, if any, known as:
261 Chestnut Drive, 9hippensburg
in the Township of South8IftDton
Coonty o{ CutDb&rl.and in the Commonwealth of PenDsylvania, Zip Code 17257
Identification (e.g., Tax ID #; Panel #; Lot, Block; Deed Book, Page, Recording Date)
Lot *54
MQUnta~n View Estates
TERMS (1-02)
(A) Purchase Price
'rwo hundred. _ thi.rt.v-n:i.ne thOUSAnd
U.S. Dollars
wbich wiU be paid to Seller by Buyer as follows:
] _ Cash or check at signing this Agreement:
2. Cash or check within !5 days oflhe ex.eculion of this Agreeme~~-
3.
4.
$
$
$
$
TOTAL S
(B) Deposits paid on account of purchase price to be held by Broker for Seller 1 unless otherwise stated here:
2.000#00
237.000.QO
239.000.00
Cash, cashier's or certified check a:llime of settlement:
PREPARED BY AGENT: Phyllis Bender, Associate Broker
NS-2K - Slandard Agreement For The $ale Of Real Estate, 01102. Ponnsylvanla Association (}f REAL TDRS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORse 2002
Realf"A$T0 Softw,",ll?-. e2005, VCl'Skm 6.15. Software Reglstel&d to: Slaven B. Spray, REJMAX ReaUy Agency, Inc.
Buyer(sllnitlals _ _
P_ge 1 0120
seUDr(S)'nIt~~
~ xll,I;;" f- 'A;:
A~~-tij-lUUo U(:jlAM
"
30
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,KUM-8U8cAI CUMPANY
+31U-~HJ-49~ I
1-11B PUUJ
,-311
(F) Payment of transfer taxes will be divided equally between Buyer and Seller unless otherwise staled here:
(0) At time of settlemcnt~ the fonowing will be adjusted pro-rala on 8 daily basis between Buyer and Sel1er~ reimbursing where
applicable: taxes (see Infonnation Regarding Tax Proration); rents; interest on mortgage assumptions; condominium fees
and homeowner association fees, if any; water andfor sewer fees, if any, together with any other lienable municipal service.
The charges are to be pro-rated for the period(s) covered: Seller will pay up to and including the d3te of settlement; Buyer
will pay for all days following settlement, unless otherwise stated here:
FIXTURES & PERSONAL PROPERTY (1-00)
(A) INCLUDED in this sale and purchase price are all existing ilems pennanenUy installed in the Property, free of liens.
including plumbing; heating; lighting fixtures (including chandeliers and ceiling fans); water treatment systems; pool and spa
equipment; garage door openers and transmitters; television antennas; shrubbery, plantings and unpotted trees; any remaining
heating and cooking fuels stored on the Property at the time of settlement; walllO wall carpeting; window covering hardware~
shades and blinds; built~in air conditioners; buiTt-in appliiUlces; and the range/oven unless otherwise stated. Also included:
(B) LEASED items (not owned by Seller);
(C) EXCLUDED fixtures and items:
DA TESIT1ME IS OF TOE ESSENCE (1-02)
(A) The said date for settlement and all other dates and times referred to for the performance of any of the obligations of this
Agreement are agreed to be of the essence of this Agreement and are binding.
(B) For the purposes of this Agreement~ number of days will be cOllnted from the date of execution, by excluding the day this
Agreement was executed and including the last day of the time period.
(e) The date of settlement is not extended by any other provision of lhis Agreement Bnd may only be e~tended by mutual
written agreement of the panies.
(0) Certain time periods are pre-printed in this Agreement as a convenience to the Buyer and Seller. Any pre-printed time
periods are negotiable and may be changed by striking out the pre.printed text and inserting a differen1 time period
acceptable to aU parties.
MORTGAGE CONTINGENCY (1-02)
OW AIVED. This sale is NOT contingent on mortgage financing.
IZI ELECTED
(A) This,sale is contingent upon Buyer obtaining mortgage financing as follows:
1. Amount of mortgage loan $ 220.000.00
2. Minimum Term 30 years
3. Type of mortgage 30 Year 5 VQar adiustable
4. Interest rate 51/2 %; however, Buyer agrees to accept the interest rate as may be committed by
the mortgage leader, not to exceed a maximum interest rate of 6 %.
5. Discount points, loan origination, loan placement and other fees charged by the lender as a percentage of the mortgage
loan (excluding any mortgage insurance premiums or VA funding fee) not to exceed % (0% if not
specified) of the mortgage loan.
The interest rate and fees provisions required by Buyer are satisfied if a mortgage lender makes available to Buyer the right
to guarantee an interest rate at or below the Maximum lntercsl Rate specified herein with the percentage fees at or below
the amount specified herein. Buyer gives Seller the right. at Seller's sole option and as permitted by the mortgage lender
and applicable laws, to contribute financially, without promise of reimbursement, to the Buyer and/or mongage lender to
make the above terms available to Buyer.
(B) Within DAYS (10 days if not specified) of the execution of tbis Agreement, Buyer will make a completed,
written mortgage application for the mortgage terms specified above to a responsible mortgage lender. The Broker for
Buyer, jf aoy, otberwise the Broker fol' SeDer, is authorized to commuDicate with tbe mortgage lender for the
purposes of assisting in the mortgage loan process.
(C) 1. Mortgage commitment date Mav 15. 2005 . If a written commitment is not received by Seller by
the above date, Buyer aDd Seller agree to extend the mortgage <:ommltmeot date until SeJler terminates this
Agreement In writing by Dotice to Buyer.
2. Upon receipt of a mortgage commitment, Buyer will promptly deliver a copy of the commitment to Seller.
3. Seller .has the option to terminate this Agreement in writing, after the mongage commitment date if the mortgage
comrmtment:
a. Is not valid Wltil the date of settlement, OR
b. . Is conditioned upon the sale and settlement of any other property, OR
PREPARED BY AGENT: Phyllia Bender, A$SGclate Broker
AlS.2K - Standard Agreement For The Sale or Real Estate, 01102. Pennsylvania Ass~iation of REAL TORSf)
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REALTORS@2002
ReaJFAST8 Software. <02005. Version 6.15. Sollware Registered to: Sleven B. Sllray, REIMAX Realty AQ(1-ncy. Inc.
Buyer(s)lnitials _ _
Ii~
Selter(SIIW ,.
APR-IB-1005 07:33AM
FROM-BOBCAT COMPANY
+ 310-693-496 1
T-1IB P004
F-311
c. Contains any other condition not specified in this Agreement that is not satisfied and/or removed in writing by
the mortgage lender within 1 DAYS after the mortgage commitment dateio paragraph 6 (C) (1).
4. If this Agreement is terminated as specified in paragraphs 6 (C) (I) or (3), or the mortgage loan is not obtained for
settlement. all deposit monies paid on account of purchase price will be returned to Buyer. Buyer will be responsible
for any premiums for mechanics' lien insurance and/or title search, or fee for cancellation or same, if any; AND/OR
any premiums fot flood insurance, mine subsidence insurance and/or fire insurance with extended coverage, or
cancellation fee, if any; AND/OR any appraisal fees and charges paid in advance to the mortgage lender.
(D) If the mortgage lender requires repairs to the Property, Buyer win, upon receipt, deJiv~r a copy of the mortgage lender's
requirements to Seller. Seller will, within 5 DAYS of receipt of the mortgage lender's requirements, notify
Buyer whether Seller will make the required repairs at Seller's expense.
1. If Seller chooses to make the required repairs, Buyer will accept the Property and agree to the RELEASE set forth in
paragraph 25 of this Agreement.
2. If SeneT chooses not to make (he required repairs, or if Seller fails to respoDd witbiD tbe time given, Buyer will,
within 5 DAYS, notify Seller in wriling of Buyer's choice to terminate this Agreement OR make the
required repairs al Buyer's expense and with Seller's permission, which will not be unreasonably withheld. If Seller
denies Buyer pennission to make the required repairs, Buyer may, within 5 DAYS of Seller's denial,
terminate this Agreement, in which case all deposit monies paid on account of purchase price will be returned
promptly to Buyer and this Agreement will be YOlO.
(E) Seller Assist
181 NOT APPLICABLE
o APPLICABLE. Seller will pay:
0$
o
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110
] ] 1 FHAIV A, IF APPLICABLE
112 (F) It is expressly agreed that notwithstanding any other provisions of this contract, Buyer will not be obligated to complete the
113 purchase of the Property described herein or to incur any penalty by forfeiture of earnest money deposits or olherwise unless
114 Buyer has been given, in accordance with HUD/FHA or YA requirements, a written statement by the Federal Housing
115 Commissioner, Veterans Administration, or a Direct Endorsement Lender setting forth the appraised value of the
116 Property of not less than $ (the dollar amount to be inscrted is tbe sales price 8S stated in tbis
117 Agreement). Buyer will have the privilege and option of proceeding with consummation of the conlract without regard to
118 the amount of the appralsed valuation. The appraised valuation is arrived at to detennine the maximum mortgage the
119 Department of Housing and Urban Developmenl will insure. HUD does not warrant the value nor the condition of the
120 Property. Buyer should satisfy himseUlhcrself that the price and condi.tion of the Property are acceptable.
121 Warning: Section 1010 of Title 18, U.S.C., Department of Housing and Urban Development and Federal Housing
122 Administration Transactions, provides, "Whoever for the purpose of . . . influencing in any way Ihe aelion of such
123 Department. makes, passes. utters, or publishes any statement, knowing the same to be false. . . shall be fmed under this
124 title or imprisoned not more than two years. or both."
125 (0) U.s. Department of Hou.ing and Urban Development (RUD) NOTICE TO PURCHASERS: Boyer'.
126 Acknowledgement
127 0 Buyer has received the HUD Notice "For Your Protection: Get a Home Inspection" (see Notices and Information on
128 Property Condition Inspections). Buyer underslands the importance of gening an independent home inspection and has
129 thought about this before signing this Agreement.
130 Buyer's Initials Date
131 (II) Certification We the undersigned,. Seller(s) and Buyer(s) party to this Iransaction each certify that the terms of this contract
132 for purchase are true to the best of our knowledge and belief, and that any other agreement entered into by any of these
133 parties in connection with this transaction is attached to this Agreement.
1347. INSPECTIONS (1-02)
135 (A) Seller agrees to permit inspections by authorized appraisers, reputable certifiers, insurer's representatives, surveyors,
136 municipal officials and/or Buycr as may be required by tbe mortgage lender, if any, or insuring agencies. Seller further
137 agrees to permit any other inspections required by or providcd for in the terms of thi!: Agreement. Buyer has the right to
138 attend all inspections.
139 (B) Buyer reserves the right 10 make a pre-settlement walk-through inspection of the Property. Buyer's right to mak.e this
140 inspection is not waived by any other provision of this Agreement.
141 (C) Seller win have heating and all utilities (inCluding fuel(s)) on for the inspections.
142 (D) AU inspectors, including home inspectors, are authorized by Buyer lo provide a copy of any repons to Broker for Buyer.
143 8. PROPERlY INSPECTION CONTINGENCY (I-OZ)
144 Other provisions of this Agreement may provide for inspections and/or certifications that are not waived or altered by Buycr's
145 election here.
146~_WA.IVED. Buy~r understands .that Buyer has the option to request inspections of the Propeny (see Property Inspection
147~' NotIces and EnVIronmental NOhces). BUYER WAIVES THIS OPTION and agrecs to the RELEASE set forth in paragraph
, maximum, toward Buyer's costs as permitted by the mortgage lender.
PREPARED BY AGENT: Phyllis Bonder, Associale Broker
AIS.2K . Standard Agro9ffi13nf f=or The Sale Of Real ESlalo, 01102. Pennsylvania Association of REALTORSfi'l
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TOR5@2OO2
Rea!FA$T@Software.(.)ZOos. Version 6.15. SOftware Registered 10: Steven B. Sprav, RElMAX Really AgeIlCY, loc.
Buyer(s)lnitlals ~ ~
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SBller(S)lnit~
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fKOM-BOBCAT COMPANY
t310-693-4961
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154 (B) Should Buyer elect to have a home inspection of the Propeny, as defined in \he Pennsylvania Home Inspection L~w. (see
155 Information Regarding the Home Inspection Law) such home inspection shall be performed by a full mem~cr 10 good
1.56 standing of a national home inspection association, or by a person supervised by a full member of a nattonal home
157 inspection association, in accordance with the ethical standards and code of conduct or practice of that association.
158 .(C) If Buyer is not satisfied with the condition of the Property as stated in any written repon, Buyer will:
159 1)0. OptloD 1. Witbin the time given for coinpletiBg inspections:
160 ). Accept the Property with the information stated in the TepOrt(s) and agree to the RELEASE set forth in paragraph 2.5 of
161 this Agreement. OR
162 2. Tenninate this Agreement in writing by notice to Seller. in which case all deposit monies paid on account of purchase
163 price will be returned promptly to Buyer and Ihis Agreement will be VOID. OR
164 3. Enter into a mutually acceptable written agreement with Seller providing for any repairs or improvemenls to the
165 Property and/or any credit to Buyer at settlement. as may be acceptable to the mortage lender, irany.
166 Should efforts to reach a mutually acceptable agreement fail, Buyer must choose to accepl the Property or terminate (his
167 Agreement within tbe time given for compledog inspections and according to the provisions in paragraph
168 8(C) (OptiOll I) 1 and 2.
169 0 Option 2. Within the time given for completing inspections:
170 I. Accept ~ Propcnywith Ihe infonnation Slated. in Ihereport(s} and agree 10 Ihe RELEASE set fonh in paragraph 25 of
171 this Agreement. UNLESS the total cost to correct the conditions contained in the Teport(S) is more than
172 $ .
173 2. If the total cost to correct the conditions contained in the report(s) EXCEEDS the amount specified in paragraph S(e)
174 (Option 2) I, Boyer wiU deliver the 'eporl(.) to Seller within the lime given for in.pectlon.
175 a. Seller win, within _ 7 DAYS of receiving the report(s). inform Buyer in writing of SeJler"s choice to:
176 (I) Make repairs before seulement so that the remaining cost to repair conditions contained in the report(s)
177 is less than or equal 10 IheamounI specified in paragraph 8 (C) (Oplion 2) 1.
178 (2) Credit Buyer at settlement for the difference between the estimated cost of replliring the conditions
179 contained in the report(s) and the amount spe.cified in paragraph S (C) (Option 2) 1. This option must be
180 acceptable to the mortgage lender, if any.
181 (3) Not make repairs and not credit Buyer at settlement for any costs 10 repair conditions contained in the
182 repon{s). '
183 b. If SeHer chooses 10 make repairs or credit Buyer at settlement as specified in paragraph 8 (C) (Option 2) 2,
184 Buyer will accepllhe Propeny and agree to the RELEASE set forth in paragraph 25 of this Agreement.
185 c. If Seller chooses not to make repairs and not to credit Buyer at settlement, or if Seller f.ils to choose any
186 option within the time given, Buyer will, within _ S DAYS:
187 (1) Accept the Properrywith the infonnation stated in the report(s) and agree to the RELEASE set forth in
188 paragraph 25 of this Agreement. OR
189 (2) Tenrunate this Agreement in wnting by notice to SelJer, in which case all deposit monies paid on
190 account of purchase price will be returned promptly fo Buyer and this Agreement wi11 be VOID.
191 9. WpoD INFESTATION INSPECTION CONTINGENcY (1-02)
19~ Ii WAIVED. Buyer understands that Buyer has the option 10 request that the Property be inspected for wood infestation by a
19~ cenified Pes! COIltIol Operator. BUYER WAIVES THIS OPTION and agrees to the RELEASE set fonh in paragraph 2S of
]94 this Agreemem.
195 ~. ELECTED "0 0"- ~r""'~" \:.I.,""~
196 (A) Within~. ut DAYS (15 days unot specified) uribe ex.ecution of this Agreement, Buyer, at Buyer's expense, will
197 obtain a written "Wood-Destroying Insect Infestation Inspection Report" from a certified Pest Control Operator and will
] 98 deliver it and all supporting documents and drawings provided by the Pest Control Operator to Seller. The repOl1 is to be
199 made satisfactory to and in compliance with applicable Jaws, mortage lenders. and/or Federallnsuting and G\laranteeing
200 Agency requirements. if any. The inspection will include all readily visible and accessible areas of all structures on the
201 Propcny except the fol1owing structures, which will not be inspected:
202
203 (B) If the inspection reveals evidence of active infestation{s), Seller agrees, at Seller's expense and before settlement. to treat for
204 active infestation(s). to accordance with applicable laws.
205 (C) Ifthe inspection reveals damage from active infestarion{s) or previous infestation(s), Buyer, at Buyer's expense, has tbe optlon
206 to obtain a written report by a professional contractor, home inspection service, or stnlctUTat engineer that is limited 10
207 structural damage to the Property caused by wood-deslroying orgilOisms and a proposal to repair dIe damage. Buyer will
PREPARED BY AGENT: Phyllf$ Bender. Associate Broker
AlS-2K - standard Agreement For T/'Ie Sale Of Real Estate. 01102. P."n~ytvania Association of REAlTORS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REALTORSril2002
Rea,lfA$ToS Sot\ware, (j}20M, \lers\on fi.15. SoftwarB Registered to: Steven 8, Spray, REIMAX Realty AgeO(;'f,loc.
Buyer(sllnitlal5 _ _
2S of this Agreement. .
gELECTED 0< pr.... ...1....,:,
(A) Within ~ DAYS (\5 days if not specified) of the execution oflhis Agreement, Buyer. at Buyer's expense, maychO?se
to have inspections and/or certifications completed by licensed or otherwise qualified professionals (see Property Inspection
Notices and Environmental Notices). This contingency does not apply \.0 the following existing conditions and/or itc:ms:
P.ge.c 0' 20
Sell~l{{&) tnitims ~
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208 deliver the slructural damage report and corrective proposal to Seller within _ 7 DAYS of delivering the original
209 inspection report.
210 (D) Within 5 DAYS of receiving the structural damage report and corrective propo33l, Seller will advise Buyer whether
211 Seller win repair. at SeHer's expense and before settlement. any structural damage rrom active or previous infestation(s).
212 (E) I f Seller chooses to repair stroctural damage revealed by the report, Buyer agrees to accept the Property as repaifed and agrees
213 to the RELEASE set forth in paragraph 25 ofmis Agreement.
214 (f) If Seller chooses not to repair stnlctural damage revealed by the report or fails to respond within the time given, Buyer,
215 within 5 DAYS, will notify.Sener in writing of Buycrls choice to:
216 I, Accept the Property with the defects revealed by the inspection, without abatement of price, and agree to the RELEASE
217 set forth in paragraph 2S oftbis Agreement, OR
218 2. Make the repairs before settlement. if required by the mortgage lender, if any, at Buyer's expense and with Seller's
219 permission, which will not be unreasonably withheld, in which case Buyer accepts the Propeny and agrees to the
220 RELEASE set fonh in paragraph 25 of this Agreement. If Seller denies Buyer permission to make the repairs, Buyer
221 may, within S DAYS of Seller's denial, terminate this Agreement in writing. in which case all deposit
222 monies paid on account of purchase price will be returned promptly to Buyer and th;,s Agreement will be: VOID, OR
223 3. Terminate this Agreement, in which case aU deposit monies paid on account of purcbase price will be returned
224 promptly to Buyer and this Agreement will be VOID.
225,10. RESIDENTIAL LEAD-BASED PAINT HAZARD REDUCTION ACT NOTICE REQUIRED FOR PROPERTIES
226 BUILT BEFORE 1!178 (1-02)
227 I8l NOT APPLICABLE
228 0 APPLICABLE
229 (A) Seller represenu tbat Seller has no knowledge concerning the presence of lead-based paint and/or lead-based paint
230 hazards in or about the Propeny, unless checked below.
231 0 Seller has knowledge of the presence of lead-based paint and/or lead-based paint hazards in or about lbe Property.
232 (Provide tbe basis for determining that lead~based paint and/or hllZards exist, the location(s), the condition of the
233 painted surfaces, and other available information concerning Seller's knowledge of the presence of lead-based paint
234 and/or lead-based paint hazards.)
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(B) Rtc:ordslReports: Seller has no reports or records pertaining to lead-based paint and/or lead-based paint hazards in or
about the Property, unless checked below.
o Sener has provided Buyer with aU available records and reports pert"ining to lcad-ba!;cd paint and/or lead-based paint
hazards in or about the Property. (List documents)
(e) Buyer's AcknowJedgmeut: Buyer has received the pamphlet Protect Your Family fmm Lead in You,. Home and has read
the Lead Warning Statement contained in this Agreement (See Environmental Notices). Buyer has reviewed Seller's
disclosure of known lead-based paint and/or lead-based paint ho.ards. as identilled in paragreph IO(A) and has received ,he
records and reports pertaining to lead..based paint and/or lead.based paint hazards identified in paragraph 1O(B).
Bloy....s Initials Date
(D) R1SKASSESSMENT/INSPECTION: Buyer acknowledges that before Buyer is obligated to buy a residential dwelling
built before 1978, Buyer has _ 1 0 DAYS to conduct a risk assessment or inspection of the Property for tbe
presence of lead--based paint and/or lead-based paint hazards.
o WAIVED. Buyer understands that Buyer has the right to conduct a risk assessment or inspection. of tbe Property to
determine [he presence oflead~based paint andlor lead-based paint hazards. BUYER WAIVES THIS RIGHT and agrees to
the RELEASE set forth in paragraph 25 of this Agreement.
o ELECTED
1. Buyer, at Buyer's expense, chooses to obtain a risk assessment and/or inspection of the Property for lead-based paint
and/or lead-hued paint hazards. ihe risk assessment anNor inspeclion will be completed within I 0 DAYS
of the ex.eeution of this Agreement.
2. Witbi.o the time set forth above for obtaining, thll: risk a~ses5mellt and/or inspection of the Property for
lead-based paint aud/or lead-based paint tiazards, Buyer may deJlver to Seller a written list of the specific
hazardous conditions cited in the report and those corrections requested by Buyer. along with a copy of the risk
assessment and/or inspection report.
3. Seller may, within _ 7 VA YS of receiving the list and report(s), submit a written corrective proposal to Buyer,
"fhe eorrective proposal wilt include. but not be limited to, the name of the remediation company and a projected
completion date for corrective measures. Seller will provide certification from a risk as!i'CSSOC or inspector thal
corrective measures have been satisfactorily completed on or before the ptojected completion date.
4. Upon receiving the corrective proposalt Buyer, within 5 DAYS. will:
a. Accept the corrective proposal and the Property in writing, and agree to the RELEASE set fOlth in paragraph
2S of this Agreement, OR
. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will
b.
PREPARED BY AGENT: Phyllis Bonder. Associate Broker
AlS~2K ~ $landard Agreement For The sale at Real Estate, 01P32. Peflf"&YNanla Association of REAllORSGl
COPYRIGHT PENNSYLVANIA ASSOCIA.TJON OF REAL TOFl:S@l20D2
Fl:eaIFAJT@ Software. ~2005, V.rslon 6.15. Software Reglslered to: steven B. Spray, RE/MAX Really Agency, Inc.
Buyer(s)lnillals _ _
Page 5 of 20
Sener(s) ~ "i -
268 be returned promptly 10 Buyer and this Agreement will be VOID.
269 5. Sbould Seller fail to submit a written corrective proP9sal witbiD tbe time set forth in paragraph 10{D)3 of this
270 Agreement, Buyer, within 5 DAYS, will:
271 8. Accept the Propenyin writing, and agree to the RELEASE set forth in paragraph 25 ofthis Agreement, OR
272 b. Terminate this Agreement in writing. in which case all deposit monies paid on account of purchase price
273 will be .eturned promptly to Buyer and this Agreement will be VOID.
274 6. Buyer's failure to eXercise allY of Buyer" options within the time limits specified in tbis paragraph will
275 constltate a WAIVER of this contingency and Buyer accepu tile Property and agrees to the. RELEASE 'Jet fwth
276 in paragraph 2S of this Agreement.
277 (E) Certification: By signing this Agreement, Buyer and Seller certify the accuracy of their respeclive statement~ to the best of
278 their knowledge.
279 11. STATUS OF RADON (1-02)
280 (A) Seller represents tllat Sener has no knowledge concerning the presence or absence of radon unless checked below.
281 0 I. Seller has knowledge that ,he Property was tested on the dates, by the methods (e.g., charcoal canister, alpha track,
282 etc.), and with the results of aU tests indicated below:
283 DATE TYPE OF TEST
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320 I8l Option 2
321 a. Accept the Property in writing and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR
322 b. Submit a written. corrective proposal to Seller, The corrective proposal will include, but not be Limited to, the name 'Of
32~ '\he ce~ified mitigation company; provisions for payment, inclug,ing retests; and a projected completion date for
324 corrccttvemeasures. SeJlerwll1 pay a maximum of$ ~ t5!ll'J,- toward tbe total cost of remediation and
325 retests. which will be completed by settlement.
3 (I) If the t~la~ cost of remediation and retesls EXCEEDS the amount specified in paragraph Il(B) (Option 2) b, Seller
327 Will, wlthm _ 5 DAYS of rc:ceipt oftbe cost ofremediation, notify Buyer in writing of Seller's choice to:
'1\......, UUVIoof\1 IooVII'\I'"f\111
+310-693-4961
T-118 PDD/1011 F-311
RESULTS (picocurieslliter or working levels)
o
COPIES OF ALL AVAILABLE TEST REPORTS will be delivered to Buyer with this Agreement. SELLER DOES
NOT WARRANT EITHER THE METHODS OR RESULTS OF THE TESTS.
2. Seller has knowledge that the Property underwent radon reduction measures on the date(s) and by the metbod(s)
indicated below:
DATE
RADON REDUCTION METHOD
(B) RADON INSPECTION CONTINGENCY
o WAIVED. Buyer understands that Buyer has the option to request that the Property be inspected for radon by a certified
inspector (see Environmenral Notices: Radon). BUYER WAIVES THIS OPTION and agrees to Ihe RELEASE sot fOT1h
in paragraph 25 of this Agreement.
~ ELECTED. Buyer, at Buyer's expense, has the oplion to obtain, from a certified inspector, a radon test of the Property, and
will deliver a copy of the test report ro Seller within proir to S&t DAYS (IS days ifnot specified) of the execution of
this Agreement. (See Environmental Notices: Radon)
1. If the test repan reveals the presence of radon below 0.02 working levels (4 picocuries/liter). Buyer accepts the
Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement.
2. . If the test report. reveals the presence of radon at or ex.c.eeding (},02 working levels (4 picocuriesllitcr). Buyer wilJ~
within 7 DAYS of receipt of the test results:
o Opdon I
a. Accept the Property in writing and agree to (be RELEASE set fonh in paragraph 25 of this Agreement, OR
b. Terminate this Agreement in writing. in which case all deposit TQonies paid on account of purchase price wiU be
returned promptly to Buyer and this Agreement will be VOID. OR
c. Submit 8 written, corrective proposal to Seller. The corrective proposal will include, but not be limited to, the name
of the certified mitigation company; provisions for paymenr~ including retests; and a projected completion dale for
corrective measures.
(1) Within _ 5 DAYS of receiving the corrective proposal, SeUer win:
(a) Agree to the terms of the corrGctivc proposal in writing, in which case Buyer accepts the Property and agrees
ro the RELEASE set forth in paragraph 25 ofthis Agreement, OR
(b) Not agree to the terms of the correcrive proposal.
(2) Should Seller not agree to the terms of the corrective proposal or if Sener fails to n!!spond witbin the tim.e &iVel4
Buyer will, within 5 DAYS, elcct '0:
(a) Accept the Property in writing and agree Co the RELEASE set forth in paragraph 25 of this Agreement. OR
(b) Tenninate this Agreement in writing. in which case all deposit monies paid on account of purchase price will
be returned promptly to Buyer and 'his Agreement will he VOID.
PREPARED BY AGENT: PhylliS Bender, Assoelate Broker
AlS-2K - S~4ard Agreemen\ ForThe $a\Q Of Real ESbrtB, D1.1()2. PennsytvanliJ A,soc;alior'l of REALTORS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORS@2oo2
ReaIFA$T@Scftware.02OO5. Version 6.15. Software Regi~'ered 10: Steven B. Spray. REIMAX Realtv Agency, II'\<:.
Buyer(s,) Initials _ _
Page' of 20
S8nor(S)lnilills~
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328 (8) Pay for the total cost of remediation and retests, in which case Buyer accepts the Property and agrees to the
329 RELEASE set forth in paragraph 25 of this Agreement, OR
330 (b) Contribute toward the total cost of remediation and retests only the amount specified in paragraph J 1(8)
331 (Option 2) b.
332 (2) If Seller chooses not to pay for the total cost of remediation and retests, or if Seller fails to cboose either optioo
333 within the time given, Buyer will, within 5 DAYS, notify Seller in writing of Buyer's choice to:
334 (ll) Pay the difference between Seller's contribution to remediation and retests and the actual cost therof, in which
335 case Buyer accepts the Property and agrees to the RELEASE set forth in paragnph 25 of this Agreement. OR
336 (b) Terminate this Agreement, in which case all deposit monies paid on account of purchase price will be
337 returned promptly to Buyer and this Agreement will be YOID.
33812. STATUS OF WATER (1-02)
339 (A) Seller represents that the Property is served by:
340 t8l Public Water
341 0 On-site Water
342 0 Communi1yWalcr
343 0 None
344 0
345 (B) WATER SERVICE INSPECTION CONTINGENCY
346 ~ WAIVED. Buyer acknowledges that Buyer has the option to request an inspeetion of the water service for the Property.
347 BUYER WAIVES TfIIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement.
348 0 ELECTED
349 1. Buyer has the option, within DAYS (15 days ifnot specified) of the execution of this Agreement and
350 at Buyer's expense, to deliver to Seller a written inspection report by a qualified, professional water testing company
3S 1 of the quality and/or quantity of the water service.
352 2. Seller agrees to locate and provide access to the on-site (or individual) willer system. if applicable, at seller's expense,
353 if required by the inspection company. SeUer also agrees to restore the Property, at SeHer1s expense, prior to settlement.
354 3. If the report reveals that the water service does not meet the minimum standards of any applicable governmental
355 authority and/or fails to satisiY the requirements for quality and/or quantity set by the mortgage tender, if my, then
356 Seller will, within 7 DAYS of receipt of the report, notify Buyer in writing of Seller's choice to:
357 8. Upgrade the water service to the minimum acceptable Jevels, before settlement, in which case Buyet accepts the
358 Property and agrees to tbe RELEASE set forth in paragraph 25 ofthis Agreement, OR
359 b. Not upgrade the water service.
360 4. If Setler chooses not to upgrade 1he service 10 minimum acceptable level~ or 'ails to respond within the time giveD,
361 Buyer will. within 5 DAYS, either:
362 'a. Accept the Property and the water service and, if required by the mortgage lender, if any, and/or any
363 governmental authority, upgrade the water service before settlement or within the time required by the mortgage
364 lender, if any~ and/or any governmental authority, at Buyer's expense and with Senets permission. which will
365 not be unreasonably withheld, and agree to the RELEASE set forth in paragraph 25 of this Agreement. If Seller
366 denies Buyer permiSSion to upgrade the water service, Buyer may. within _ 5 DAYS of Seller's
367 denial. terminate tbis Agreement in writing. If Buyer terminates this Agreeemcnt, all deposit monies paid on
368 account of purchase price will be returned promptly to Buyer and this Agreement will he VOID, OR
369 '0. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will
370 be returned promptly to Buyer and Ihis Agreement will be VOID.
37113. STATUS OF SEWER (1-92)
372 (A) Seller represents that the Property is served by:
373 t8l Public Sewer
374 0 Individual On-lot Sewage Disposal System (See Sewage Notice I)
315 0 Individual On-Jot Sewage Disposal System in Proximity to Well (See Sewage Notice 1; see Sewage Notice 4. if
376 applicable)
377 0 Community Sewage Disposal System
378 0 Ten-acre Pennit Exemption (See Sewage Notice 2)
379 0 Holding Tank (See Sewage Notice 3)
380 0 None (See Sewage Notice J)
381 0 None Available/Permit Limirations in Effect (See Sewage Notice 5)
382 0
383 (B) INDfVlDUAL ON-LOT SEWAGE DISPOSAL INSPECTION CONTINGENCY
384 181 WAIVED. Buyer acknowledges th8t Buyer has the option to request an individual on-lot sewage disposal inspection of the
385 Property. BUYER WAIVES THIS OPTION and agrees 10 .he RELEASE sel forth in paragraph 25 of this Agreement.
386 0 ELECTED
PREPARED BY AGENT: Phyllis Be-neier, Assocl&t9 8roker
AlS-2K - S1.andat"d Agtoomem. For 'The Sa\& 01 Real Estate, 01102. PennSylvania Association of REAlTOR5C!1
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAl TORSi&) 2002
ReaJFA$T€l Softwato, ~2005, Voraioo 6.15. Software Registered to: Steven B. Spray. REIM.AX Rl!elty AgerlC'1. l~.
Buyer(s) Initials _ _
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387 I. Huyer has the option, within DAYS (15 days ifn<>t specified) of the O1l<cution of this Agreemenl and
388 at Buyers expense, to deliver to Seller a written inspection report by a qualified. professional inspector of the
:389 individual on~lot sewage disposal system.
390 2. Seller, at Seller's expense, agrees, if and as required by the inspeetion company, to locate, provide access to, and empty
391 the individual on~lot sewage disposal system. SeJler also agrees to restore the Property, at Seller's expense, prior to
392 settlement,
393 3. If the report reveals defects that do not require expansion or replacement of the existing sewage disposal system, Seller
394 wlH, within _ "1 DAYS of receipt of the report, notify Buyer in writing ofSelJer's choice to:
395 a. Correct the defects before settlement. including retests, at Seller's expcose, in which case Buyer accepts the
396 Property and agrees to Ihe RELEASE set forth in paragraph 25 of this Agyeement, OR
397 b. Not correct the defects.
398 4_ [f Seller chooses not 10 correct the defects. or if SeJlcr faUs to respond within the time given, Buyer will. within
399 5 OA YS, either:
400 a. Accept the Propeny and the system and. if required by the mortgage lender, if any, and/or any governmental
401 authority. correct the defects before settlement or within the time required by the mortgage lender. if any,
402 and/or any governmental authority, at Buyer's sole expense and with Seller's permission, which will not be
403 unreasonably withheld, and agree to Ihe RELEASE sel forth in paragraph 25 of this Agreement. If Seller
404 denies Buyer permission to correct the defects, Buyer may, within 5 DAYS of SeHer's denial,
405 terminate this Agreement in writing, \0 which case aU deposit monies paid on aCcollnt of purchase price will
406 he returned promptly to Buyer and this Agreemenl will he VOID, OR
407 b. Terminate this Agreement in writing, in which case aU deposit monies paid on account of purchase price will
408 be returned promptly to Buyer and this Agreement will be VOID.
409 S. If the report reveals the need to expand or replace the existing individual on-lot sewage disposal system. Seller may.
410 within 2S DAYS of receipt of the repon, submit a corrective proposal to Buyer. The corrective proposal
411 will include. but not be limited to, the name of the remediation company; provisions for payment, including retests;
412 and a projected completion date for corrective measures, Within 5 DAYS of receiving Seller's corrective
413 proposals. or if no corrective proposal Is received within the dme given, Buyer will:
414 a. Agree to the terms of the corrective proposal, if any. in writing, in which case Buyer accepts the Property and
415 agrees to the RELEASE set forth in pllragraph 25 or this Agreement, OR
416 b, Accept the Property and the system and. if required by the mortgage: leM.er, if any, and/or any governmental
417 authority, correct the defcc.s before settlement or within the time required by Ihe mortgage lender, if any.
418 and/or aoy governmental authority, at Buyer's sole expense and with Seller's permission, which will not be
419 unreasonably withheld. and agree to the RELEASE set forth in paragraph 2S of this Agreentent. If SeHer
420 denies Bu~r pennission to correct the defects. Buyer may, within 5 DAYS of Seller's denial,
421 terminate tbis Agreement in writing, in which case all deposit monies paid on account ofpw-chase price will be
422 returned promptly to Buyer and tbis Agreement will be VOID, OR
423 c. Terminate this Agreement in writi.ng, in which case all deposit monies paid on account of purchase price will
424 be returned promptly 10 Buyer and this Agreement will be VOID.
425 14. NOTICES, ASSESSMENTS & CERTIFICATES OF OCCUPANCY {l-lll)
426 (A) Seller represents, as of Seller's execution of this Agreement, that no public improvement, condominium or homeowner
427 association assessments have been made against the Propeny which remain unpaid and that no notice by any government or
428 public authority has been served upon Seller or anyone on Seller's behalf, including notices relating to violations of zoning.
429 housing, building. safety or fire ordinances which remain uncorrected. and that Seller knows of no condition that would
430 constitute violadon of any such ordinances which remains lIDcorrected, unless otberwise specified bere:
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
(8) Seller knows of no other potential notices (including violation$) and assessments except as follows:
(C) In the event any notices (including violations) and assessments are received after execution of this Agreement and before
settlement, Seller wilt notify Buyer in writing, within 5 DAYSofreceivingthenotjceoussessment, that Seller will:
1. Comply with notices and assessments at Seller's expense, in which case Buyer accepts tbe Property and agrees to the
RELEASE sel forth in paragraph 25 oflhis Agreement, OR
Not comply with notices and assessments at Seller's expense.
If SeUer chooses not to comply witb notices and assessments. or fails within the time given to notify Buyer If Seller
will comply, Buyer wm nolify Seller within 5 DAYS in writing that Buyer win either:
8. Comply with the notices and assessments at Buyer's expense and agree to the RELEASE set forth in paragraph
25 ofrhis Agreement, OR
T cnninate this Agreement. in which case all deposit monies paid on account of purchase price win be returned
promptly to Buyer and this Agreement will be VOID.
.If Buyer fails to notify Seller wltbin tbe time given, Buyer accepts. the Property aDd agrees to the
2.
3.
b.
PREPAReD BY AGENT: PhyUl$ Bender, Associate Broklilr
AJS-2.K. Stand6fd ~ For The Sale Of Real E$t8te, 01102. Peonsylvanla Assoclallon of REALTORS.
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REALTORS$: 2002
RealFA$TS1 Software. C20OS, Version 6.15. Softwsnt Regis!eA:td 10: Sleven B_ Spray. REIMAX Realty Agency, Inc.
Buyer(s)IOlllals _ _
P.~'of20
Sel/8f(S)lnIt~
Ar~-lo-'UUa Uf:j~AM
rKUM-BUBCAI COMPANY
+310-693-4961
1-11B POI0/011 [-311
446 RELEA.SE set forth in pal'agraph 25 of tbis Agreement.
447 (D) Buyer is advised that access to a public road may require issuance of a highway occupancy permit from the Department of
448 Transportation.
449 (E) If required by law, within 15 DAYS of the execution of this Agreement SeHer wiIJ order for deliveJ)' to Buyer.
450 on or before senlement:
451 1. A certification from the appropriate municipal department or dcpanments disclosing notice of any uncorrected violation
452 of zoning. housing, building. safety or fire ordinances, AND/OR
453 2. A certificate permitting occupancy of the Property. In the event repairs/improvements" are required for the issuance of
454 the cenificatc. Seller will, within ~ 5 DAYS of Seller's receipt of the requirements, notify Buyer of the
4S5 requirements and whether Seller will make the required repairsJimprovements at Seller's expense.
456 If Seller chooses to make the required repairs/improvements. Buyer agrees to accept the Propeny as repaired and agrees to
457 rhe RELEASE set furth in paragraph 25 of litis Agre<:ment. If Seller chooses not to make the required repairs/improvements,
458 Buyer will, within 5 DAYS. notify Seller in writing of Buyer's choice to terminate this: Agreement OR make the
459 repairs/improvements at Buyer's expense and with Seller's permission. which will not be unreasonably withheld. If Seller
460 denies Buyer permission to make the required repairs or if Seller fails to respond within the time given, Buyer may.
461 within 5 DAYS, terminate this Agreement in writing, in which CAse all deposit monies paid on account of
462 purchase price will be returned promptly to Buyer a.nd this Agreement will be VOID.
463 IS. TITLE, SURVEYS, & COSTS (1-02)
464 (A) The Propen.y is to be conveyed free and clear of anlicos. encumbrances, and easements, EXCEPTING HOWEVER the
465 fonowing: existing deed restrictions, histOtic preservation restrictions or ordinances, building restrictions, ordinances.
466 easements of roads. easements visible upon the ground, easements of record, privileges or rights of public service companies,
467 if any; otherwise the title to the above described real estate win be good and marketable snd such as will be insured by a
468 reputable Title [nsurancc Company at the regular rates.
469 (B) Buyer will pay for the fonowing: (l) Title search, title insurance and/or mechanics lien insurance, or fee for canceHatioD
470 of same, if any; (2) Flood insurance. fire insurance with extended coverage, mine subsidence insurance, and fee for
471 cancellation of same, if any; (3) Appraisal fees and chargc:s paid in advance to mortgage lender. if any; (4) Buyer's
472 customary settlement costs and accruals.
473 (e) Any surveyor surveys which may be required by the. Title Insurance Company or the abstracting anomey for the preparation
474 of an adequate legal description of the Property (or the correction thereof) will be secured and paid for by SeHer, Any
475 survey or surveys desired by Buyer or required by the mortgage lender will be secured and paid for by Buyer.
476 (D) In the event Seller is unable to give a good and marketable title and such as will be insured by a reputable Title Company
477 at the regular rates, as specified in paragraph 15(A). Buyer will have the option of: (1) taking 9uch title as Seller can give
478 with no change to the purchase price; or (2) being repaid all monies paid by Buyer to Seller on account of purchase price
479 and being reimbursed by Seifer for any costs incurred by Buyer for any inspections or certifications obtained according to
480 the tenns ofth. Agreement, and fOt those items specified in poragraph \5(B) items (1), (2), (3) and in paragraph 15(C). in
48J which case there will be no further liability or obligation on eirher of the parties hereto and this Agreement will become VOID,
48216. ZONING CLASSIFICATION (1-01)
483 Failure of this Agreement to contain the zoning classification (except in cases where the property {and each parcel thereof. if
484 subdividable) is zoned solely or primarily to permit single-(amily dwellings) will render this Agrccment voidable at the option
485 of the Buyer. and. jf voided. any deposits tendered by the Buyer will be returned to the Buyer without any requirement for
486 court action.
487 7..onlug Clas.ifi.t.ation:
488 0 ELECTED. Within 15 DAYS of the execution of this Agreement, Buyer win verifY that the existing use of the
489 Property as is permitted.
490 In the event the use is not permitted, Buyer will, within tbe time given for verification, notify SeHer in writing that the
491 existing use of the Property is not permitted and this Agreement will be VOID. in which case aU deposit monies paid on
492 account of purchase price will be returned promptly 10 Buyer. Buyer's failure to respoDd within the time giveD will
493 constitute a WAIVER of tills coDtiDgen~y aDd aD other terms of tbis Agreement remain in fuR force Bud erred.
494 17. COAL NOTICE
495 181 NOT APPLICABLE
496 0 APPLICABLE
497 THIS DOCUMENT MAY NOT SELL, CONVEY, TRANSFER, INCLUDE OR INSURE THE TITLE TO THE COAL AND
49g RIGHTS OF SUPPORT UNDERNEATH THE SURFACE LAND DESCRIBED OR REFERRED TO HEREIN, AND THE
499 OWNER OR OWNERS OF SUCH COAL MAY HAVE THE COMPLIITE LEGAL RIGHT TO REMOVE ALL SUCH COAL
500 AND IN THAT CONNECTION, DAMAGE MAY RESULT TO THE SURFACE OF THE LAND AND ANY HOUSE.
501 BUILDING OR OTHER STRUCTURE ON OR IN SUCH LAND. (This notice is set forth in the manner provided in Section I
502 of the Act of July 17, 1957. P.L. 984.) "Buyer acknowledges that he may not be obtaining the right of protection against
503 subsidence resulting from coal mining operations. and that the propeny described herein may be protected from damage due to
S04 mine subsidence. by a private contract with the owners of the economic interests in the coal. This acknowledgmenr is made for
50S the purpose of complying with the provisions of Section 14 of the Bihlminous Mine Subsidence and the Land Conservatlon
PREPARED BY AGENT: Phyllis aender. Associate Sroker
AlS-21< - Standaro Agreamorn far The Sale Of Real E!ll8le, 01102. Pennsylvania ASSOCia[jM of REAL TORS@
COPYRIGHT PENNSYlVANIA ASSOCIATION OF REAL TORS8 2002
RealFA$T<<) Software, 102005, Vl!fSlon 6.15. Software Reglslered to: Steven B. Spray, REIMAX Realty Agency, Inc.
Buyer(S) Initials ~_ ~_
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506 Act of April27~ 1966." Buyer agrees to sign the deed from Seller which deed will contain the aforesaid provision.
507 18. POSSESSION (1-02)
508 (A) Possession is to be delivered by deed, keys and:
509 I. Physical possession to vacant Property free of debris? with all structures broom-clean, at day and time of settlement,
510 AND/OR
511 2. Assignment of existing lease(s). together with any security deposits and interest, at time of settlement, if Ptoperty i!
512 leased at the ex.ecution of this Agreement or unless olherwise specified herein. Buyer will acknowledge existing
513 leasc:(s) by initialing said lease'i{s} at time of execution oftbis Agreement.
514 (B) SeLlcr will not enter into any new leases. written extension of existing leases, if any, or additional leases fOf the Property
SIS without the written consent of Buyer.
51619. RECORDING (3-85) This Agreement will not be recorded in the Office for the Recording of Deeds or in any other office or
517 place of public record and if Buyer causes or permits this Agreement [0 be recorded.. SeHer may elect to treat such act as a
518 breach of this Agreement.
51920. ASSIGNMENT (3.85) This Agreement will be binding upon lhe parties, their respective heirs, personal represtmtatives,
520 guardians and successors, and to the extent assignable. on the assigns of the parties hereto, it being expressly understood,
521 however, that Buyer will not transfer or assign this Agreement without the written consent of SeHer.
522 21. DEPOSIT & RECOVERY FUND (1-1\1)
523 (A) Deposits paid hy Buyer within _ 30 DAYS or settlement will be hy casb, cashier's or certified cbeck. Deposits,
524 regardless of the fonn of payment and tne person designated as payee, will be paid in U.S. Donars to Broker or party
525 identified in pN'8graph 3(B), who will relain them in an escrow accOunt until consummation or termination of this
526 Agreement in conformity with all applicable laws and regulations. Any uncashed check. tendered as deposit monies may
527 be held pending the acceptance of Ihis offer.
528 (B) Upon termination of this Agreement, the Broker holding the deposit monies will release the deposit monies in accordance
529 with the terms of a fully executed wrinen agreement between Buyer and Seller.
530 (C) In the event of a dispute over entitlement to deposit monies. a broker holding the deposit monies is required by the Rules
531 and Regulations of the State Real Estate Commission (49 Pa. Code ~3S.327) to retain the monies in escrow until the dispute
532 is resolved. ]n the event of litigation for the return of deposit monies, a broker wjJl distribute the monies as directed by a final
533 order of court or the written Agreement of the parties. Buyer and Seller agree l~ in the event any broker- or affiliatm
534 licensee is joined in litigation for the return of deposil monies, the pttomeys' fees and costs of the broker(s) and licensee(s)
535 wilJ be paid by the party joining them.
536 (D) A Real E.state Recovery 'Fund exists 10 reimburse any persons who have obtained a final civil judgment against a
537 Pennsylvania real estate licensee owing to fraud, misrepresentalion, or deceit in a real estate transaction and who have been
538 unable to collect the judgment after exhausting all legal and equi\abh::: remedies. For complete details about the Fund, call
539 (717) 783-3658, or (800) 822-21l3 (within Pennsylvania) and (717) 783-4854 (outside Pennsylvania).
54022. CONDOMINIUM / PLANNED COMMUNITY (HOMEOWNER ASSOCIATION) RESALE NOTICE (1-02)
541 l8l NOT APPLICABLE
542 0 APPLICABLE: CONDOMINIUM. Buyer acknowledges that tbe Property is a unit of. condominium that is primarily run
543 by a unit owners' association. ~3407 of the Uniform Condominium Act of Pennsylvania requires Seller to furnish Buyer
544 with a Certificate of Resale and copies of the condominium declaration (other than pJats and plans). the bylaws, and the
54S rules and regulations of the association.
546 0 APPLICABLE: PLANNED COMMUNITY (HOMEOWNER ASSOCIATION). Buyer acknowledges tbat the Property is
547 part of a planned. community as defined by the UnifOfm Planned Community Act. (See Definition of Planned Community
548 Notice). ~5407(a) or the Act requires Sellerto furnisb Bu)Ct witb a copy of the Declaration (otber than plats and plans), tbe
549 bylaws, the rules and regulations of the association~ and a Certificate contalning the provisioos set fonh in ~5407(a} of the
550 Act.
551 THE FOLLOWING APPLIES TO PROPERTIES THAT ARE PART OF A CONDOMINIUM OR A PLANNED
552 COMMUNITY.
553 (A) Within 15 DAYS of the execution of this Agreement, Seller will submit a requesl to the association for a Certificate
554 of I<<.sale and the documents necessary to enable Seller to comply with the Act. The Act provides that the: association is
555 required to provide these documents within 10 days of Seller's request.
556 (B) Seller will promptly deliver to Buyer aU d~uments received from the associatioD. Under the Act, Seller is not liable to
557 Buyer for the failure or delay of the association to provide the Certificate in a timely manner, nOr is Sener liable to Buyer
S58 for any erroneous information provided by the association and included i.n the Certificate.
559 (C) Buyer may declare this Agreement VOID at any time before Buyer's receipt of the association documents and for 5 days
560 thereafter. OR until senlement, whichever occurs first. Buyer's notice declaring this Agreement void must be in writing;
561 thereafter aU deposit monies will be returned to Buyer.
562 (D) In the event the association has the right to buy the Property (right of f"lrst refll.~I), and the association C}[ercises that right,
563 Seller will reimburse Buyer for all monies paid by Buyer on account of purchase price and for any costs incurred by Buyer
564 for: (1) Title search, title inslUance andlor mechanics lien insurance. Of fee for cancellation of same, if any: (2) Flood
565 insurance arid/OT fire insurance with extended coverage, mine subsidence insurance, or fee fOT canccUa\ion of same, jf
PREPARED BY AGENT: PhyJl18 Bender. As8Qclale Broker
AlS.2K _ Slandllrd Agr&ement FOf The Sale Of Real Es\a1e. 011D2. Pannsylvan'la Assoclalion of REAL TOR5<<I
COPYRIGHT PENNSVlVANIA ASSOCIATION OF REAL TOAS\II) 2002
ReaIFAS"RD Software.@20OS. Vl!rslon 6.15. Software Registered 10: Steven B. Spray, REIMAX Rea/IY Agency. Inc.
Suyar{s)lnlllals _ _
Page 10 0'20
seller(S)&J~
ru" 'u /"UU..I ul.qUAM
r~UMi~U~lAI l~ANY
+310-693-4961
T-1IB P,011/011 F-311
566 any; (3) Appraisal fees and charges paid in advance to mortgage lender. if any.
567 23. MAINTENANCE 8< RISK OF LOSS (1-02)
568 (A) Seller will maintain the Property, grounds. fixtures. and any personal property specifically scheduled herein in its present
569 condition, normal wear and teat' excepted.
570 (B) In tbe event any system or appliance included in the sale of the Property fails and SeHer doe, not repair or replace the item.
571 Selle. will promptly notify Buyer in writing of Seller's choice to:
572 1. Repair or replace the (ailed system or appliance before settlement or credit Buyer at settlement for the fair market value
573 of the failed system or appliance (this option must be acceptable to the mortgage lender, if any). In each case, Buyer
574 accepts the P.openy and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR
575 2. Not repair or replace tbe failed system or appliance, and not credit Buyer at settlement for the fair market value of the
576 failed system or appliance. If Seller does not repair, replace or offer a credit for the failed. system or appliance,
577 or if Seller f.ils to Dotify Buyer of SeDer's choice, Buyer wil1 notify Seller in writing within
578 5 DAYS or before settlement, whichever is sooner, that Buyer will:
579 a. Accept the P<openy and agree to the RELEASE set forth in paragraph 25 of this Agreement, OR
580 b. Terminate this Agreement, in which case aU deposit monies paid on account of purchase price will be returned
581 promptly to Buyer and this Agreemen' will be VOID.
582 (e) Seller will bear risk of loss tTom fIre or other casualties untit time of settlement. In the event of damage by fire or other
583 casualties to any property included in this sale that is not repaired or replaced prior to settlement, Buyer will have the option
584 of rescinding this Agreement and promptly receiving an monies paid on account of purchase price or of accepting the
585 Property in its then condition together with the proceeds of any insurance recovery obtainable by Seller. Buyer is hereby
586 notified that Buyer may insure Buyer's equitable interest in this Property as of the time of execution of this Agreement.
58724. WAIVER OF CONTINGENCfES (1-02)
588 If this Agreement is contingent on Buyer's right to inspect and/or repair the Propeny, Buyer1s failare to exercise auy of
589 Buyer's options within the time limits set forth in this Agreement win constitute a WAIVER of that contingency and
590 Buyer accepts the Property and agrees to the RELEASE set fortb in paragraph 2S of this Agreement.
59] 25. RELEASE (1-02)
592 Bnyer herehy releases, qnlt c18ims and forever discharges SELLER, ALL BROKERS, their LICENSEES, EMPWYEES,
593 and any OFFICER or PARTNER or any one of them and any other PERSON, FIRM, or CORPORATION who may he
594 liable by 01' through them, from any aDd an claims, losses or demands, iDcludtD~ but Dot limited to, penoDallnJurfes and
595 property damage and all of the consequences thereof. whether DOW Mown or not, wbJch .ay arise from tile presence of
596 termites or other wood..boring insects, radon, lead-based paint bazards, environment" hazards, any defects in tbe
597 individual oo-Jot sewage disponlsysum or defJdencies iu the oo-site warer service syitelll, or any defKrs or eoadfdoDs
598 OD the Property. Should Seller be fo delault UDder the terms of this Agreement, thi~ release dOt'J not deprive Buyer of
599 aay rights to pursue aDY remedies that may be avaUable under law or equity. This release wiD survive settlement.
60026. REPRE$ENTATIONS (I-02)
WI (A) Buyer understands that any representations, claims, advertising, promotional activities, brochures or plans or any kind made
602 by ScHer, Brokers, their licensees, employees, officers or partners are not il part of this Agreement unless expressly
603 incorporated or S\ated in this Agreement. It is further understood that this Agreement contains the whole agreement
604 between SelJer and Bu)el' and there are no other tenns, obligations, covenants. representations, statements or conditions,
605 oral or otherwise of any kind whatsoever concerning this sale. Furthermore, this Agreement will not be altered, amended,
606 changed, or modified except in writing executed by the parties.
607 (B) It is undentood that Buyer has Inspected the Property before signing tbis Agreement (Including rlXtUres and any
608 persona. property speemca8y scheduled herein), or has waived the right 10 do '0, aDd h.. agreed to purd..e the
609 Property ill its present condition unless otherwise stated in this Agreement. Buyer ackDowJedKes th.t Broken, their
610 lk:eo!lU!, employees, ofrKen or partners have Dot made au ladependeDt examlnadoD or determination of the
6 J 1 structural 5OUBdDes.J of the Property, the age or touditiOD of the components, enviroamtntal t'ODdldODS, the permitted
612 usel, or of coadldoDS existing in the locale whe.n tbe Property Is situated; nor bave tlley made a mecbaofcal
613 impectlon of any of the systems coDtaJned therda.
614 (C) Any repairs required by this Agreement will be completed in a workmanlike manner.
615 (D) Broker(s) may perform services to assist unrepresented parties in complying with the terms of this Agreement.
616 (E) The headings. captions, and line numbers in tbis Agreement are meant only to make it easier to find the paragraphs.
61727. DEFAULT (1-02)
618 (A) Seller bas the option of retaining all sums paid by Buyer, including the deposit monies, should Buyer:
619 1. Fail to make any additional payments as specified in paragraph 3; OR
620 2. Fumi~ false or incomplete informarion to Seller, Broker(s), or the mortgage: lender, if any. concerning Buyer's legal or
62] f"!anclal statu:>. or fail to cooperate in the processing of the mortgage loan application, which acts would resLllt in the
622 fBllure to obtam the approval of 8 mortgage loan commitment; OR
623 3. Violate or fail to fulfill and perform any other terms or conditions of this Agreement.
624 {B) Unless otherwise checked in paragraph 27 (C~ Seller may elect to retain those sums paid by Buyer including deposit
625 monies, in one of the folJawing manners: '
PREPAReD BY AGENT: Phyflis Bender, AnDel... Sroker
NS.2K. Standard Agreement For The Sele Of Reel Estate, 01102. PeMS1jl\'8roa AssoctaUm of RE.&.L"TCRse
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REALTORS<<! 2002
ReaIFA$T$Softw;illl'9. 02005, Vorofon 6, 15. Softwaru Registered 10; Steve... B. S!)fay. RElMAX Realty Agency, 1m;.
8uyer{s}lnlUal9 _ _
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626 I. On account of purchaso price, OR
627 2. As moni.. to be applied to Sellor's damag.., OR
628 3. As liquidated damag.. for such breach.
629 (C) I8l Seller is limited to retaining sums paid by Buyer, including deposit monies. as liquidated damages.
630 (0) If Soller retains aU sums paid by BU)'Of. including deposit moni... as liquidated damages pursuant to paragraph 27 (B) or
631 (C), Buyer and SeUor wiU be released from furthor liability or obligation and this Agreement will be VOID.
632 28. MEDIATION (7-96)
633 0 NOT AVAILABLE
634 C8J WAIVED. Bu~ and Seller understand that they may choose to mediate at a later date. should a dispute arise, but that
635 there will be no obligation on the pan of any party to do So,
636 0 ELECTED
637 (A) Buyer and Seller will try to resolve any dispute or claim that may arise from. this Agreement lhrough medi.ati.on.
638 in accordance with the Rules and Procedures of the Home Sellers/Home Buyers Dispute Resolution System. Any
639 agreement reached through a mediation conference and signed by the parties will be binding.
640 (B) Buyor and SoUer acknowledge that they have received, read, and understand the Rules and Procedures of the Home
641 SellersIHome Buyors Dispute Resolution System. (See Mediation Norice.)
642 (e) This agreement to medinte disputes arising from this Agreement will survive settlement.
643 19. SPECIAL CLAUSES (1..02)
644 (A) The following .... part of this All"eement if .heeked:
645 0 Sale & Settlement of Othor Property 0 Settlement ofOthor Property Contingency Addendum (PAR Fonn SOP)
646 Contingency Addendum (pAR Fonn SSP) OTeoant-Occupied Property Addendum (PAR Form TOP)
647 0 Sale & Settlement of Othor Property 0
648 Contingency with Right to Continue 0
649 Marketing Addendum (PAR Fonn SSp-eM) 0
650 (B)
651 ~) Builder to warranty the hau.ss for onQ year.
2) Buyer and seLLer wiLL come to tQrms on additional selections with new construction prior to
April 30, 2005. IL buyer and seller are not i..n agreement as of April 30, 2005, buyer or aaller may
void contract wi.thout obligation or 1088 of deposit.
652
f>53 Buyer and Seller acknowledge nceiviDg a copy of tbis Agreement at tbe time of sigaing.
654
655 NOTICE TO PARTIES: WHEN SIGNED, THIS AGREEMENT IS A BINDING CONTRACT. Retnrn by fa<1imUe
656 transnrlssIon (FAX) of this Agreement, and aU .ddend., bearing the sign.tu...s of all parties, constitntes ....pt.n.e of this
657 Agreement. Parties to this tr8nSBction are advised to eonsult an atterney before signing if tbey desire legal advice.
658
659181 Buyer h.s r..eived the Consumer Nod.e as adopted by the Stale Real Estate Cemmlsslon nt 49 Po. Code g 35.336.
660 lSI .yer bas: l'ecelved a statemeJlt of Buyer's estimated e1oslog costs before sigDing tbis AgreeDl8llt.
661181 Buyer b.s read and undent.nd. the Dotkes and expl.natory iDformation set forth in this Agreement.
662181 Bnyer has received a SeRer's Property Dlsc/o.nre Statement before signing this Agreement, if reqnired by law (.ee
663 InformatIoD Reg.rdlng the Real Estate Seiler Disclosu... Law).
664 ~ Buyer bas received the Deposit Money Notice (for cooperative sales when Broker for Seller i, holding deposit mODey)
665 before ,igmDI tbis Agreem.eDt.
666 BUYER'S MAILING ADDRESS:
667
668 BUYER'S CONTACT NUMBER(S):
PREPAIU!D BY.AGENT: Phyma Bender. Ano'" Broker
AlS-2K - Standard ~men\ Forihe $ale Of Real E5lale. 01102. Pennsylvania Association of REALTORS@)
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REALTORse 2002
RealFA$Te Software, 1;2005, Version 6.15. Software RegIs!eted 10: Steven 8. Spray, RE/MAX Realty Agency, Inc.
Buyer(S}lnltlals _ _
Pag. 12 or 20
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1-11B P015/U11 f-311
NOTICES AND INFORMATION
INFORMATION REGARDING TAX PRORATION
For purposes of prorating real estate taxes, the "periods covered" by the tax bills are as follows: for all counties and municipalities in
Pennsylvania. and for the Philadelphia, PiUsburgh, and Scranton school districts, the lax bills are for the period January 1 to
December 31. For all other school districts, the: period covered by the tax: bill is July I to June 30.
COMMUNICATIONS WITH BUYER AND/OR SELLER
Whcpever this Agreement contains a provision tbat requires or allows communicatiooldelivery to a Buyer. said provision shan be
satisfied by communication/delivery to the Broker for Buyer, if any. If there is no Broker for Buyer, a11 such provisions may be satisfied
only by communication/delivery being made directly to the Buyer, unless otherwise agreed to by the parties.
Whenever this Agreement contains a provision that requires or allows communication/delivery to a Seller, said provision shall be
satisfied by communication/delivery to the Broker for Seller, if any. If there is no Broker for Seller, all such provisions may be satisfied
only by communication/delivery being made directly to the Seller, unless otherwise agreed 10 by the parties.
NOTICE TO BUYERS SEEKING MORTGAGE FINANCING
The appraised value of the Property is used in determining the maximum amount of the loan and may be different from the purchase
price and/or market value.
NOTICES AND INFORMA nON ON PROPERTY CONDITION INSPECTIONS
U.S. Department of Housing and Urban Development
FHA Loans:
For Your Protection: Get . Dome Inspection
What the FHA Does For Bayers. . . and Wbat We DOIl't Do
Wbat we do: FHA helps people become homeowners by insuring mortgages for lenders. This allows lenders to offer mortgages to
first-time buyers and others who may not qualifY for conventional loans. Because: the FHA insures the loan for the lender, the buyer
pay. only . very low cJown..payment. '
What we don't do: FHA does not guarantee the value or condition of your potential new home. If you find problems with your new
home after closing, we cannot give or lend you money for repairs, and we cannot buy the home back from you.
That's why it is so important for you, the buyer, to get an independent home inspection. Before you sign a contrac4 ask a qualified
home inspector to inspect your potential new home and give you the infonnation you need to make a wise decision,
Appraisals and Home Inspections are Different
As part of our job insuring the loan, we require that the lender condu<:t an FHA appraisal. An appraisal is different from a home
inspcetion. Appraisals lire for lenders; home inspections are for buyers. The lender does an appraisal for three reasons:
. To estimate lbe value of a house
. To make sure that the house meets FHA minimum property standards
. To make sure that the house is marketable
Appraisals are Bot bome inspections.
Why a Buyer Need. . HomelBspedion
A home inspection gives the bU)er more detailed information than an appraisal ~ information you need to make a wise decision. In II
home inspection, a qualified inspector takes an in-depth. unbiased look at your potential new home to:
. Evaluale the physical condition: structure, construction, and mechanical systems
. Identify items that need to be repaired or replaced
. Estimate tbe remaining osefullife of the major systems, equipment, structure, and finishes
What Goes into a Home lnspecttoD.
A home inspection gives the buyer an impartial, physical evaluation of the overalJ candidon of the home and items thai need to be
repaired or replaced. The inspection gives a detailed report on tbe condition of the structu:t'a\ components, exterior, roofmg, plumbing.
electrical, heating. insulation and ventilation, air conditioning, ,od interiors.
PREPARED BY AGENT: ph,nhl Sender. Associate Broker
NS-2K - Standard Agreement For Tha Sale Of Real E$la1e. 01102. Pennsylvanla Assoclation of REALTORSfiI
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAl.. TORS@2oo2
RealFA$Tf9SoftNam,02005, Version 6.15. Software Registered to; Steven 8. Spray. REIMAX Realty AgencY. Inc
Buyer(s)lnftlals _ _
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SellerCs) Initials ~
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Be an Informed Buyer .
It is your responsibility to be an informed buyer. Be sure thaI what you buy is satisfactory in every respect. You have the nghr to
carefully examine your potential new home with a qualified home inspector. You should arrange to have a home inspection before
you purchase your home. Make sure your contract states that the sale of the home depend<; on the inspection.
If you believe you have been subject to discrimination bccause of your race, color, religion, sex, handicap, familial status. or national
origin, you should call the HUD Fair Housing and Equal OpportUnity Complaint Hotline: (800) 669-9777.
This statement must be delivered to you at the time of inilialloan application. Return one copy to your lender as proof of notification
and keep one copy for your records.
You, tbe borrower(s), m.ust be certain that you undentand tbe transaction. Seek professional advice if you are uncertain.
PROPERTY INSPECTION NOTICES
Property Inspection: Inspections of the Property can be perfonned by professional contractors or a home inspector and may include
inspections of: structural components; roof; exterior windows and exterior doors; exterior siding, faseia, gutters. and downspouts;
appliances; electrical, plumbing, heating, and cooling systems; water penetration; and any other items Buyer may select. Other
inspections or certifications might include: Environmental Hazards (e.g., Mold, Indoor Air Quality, Asbestos, Underground Stotage
Tanks, etc.), Electromagnetic Fields, Wetlands Inspection, Flood Plain Verification. Property Boundary/Square Footage Verification,
and any other items Buyer may select. Buyer is advised to invesrigate easements, deed and use fe$trictions (including any historic
preservation restrictions or ordinances) that apply to the Property and to review local zoning ordinances.
Flood PlaiDS: [[the Property is lacated in a flood plain, Buyer may be required to carry additionalinsurarlce.
Property BouDdary/Square Foorage: Buyer is advised that Seller has not had the Property surveyed and that any fences. hedges, walls
and other natural or constructed barriers mayor may not represent the true boundary lines of the Propeny. Buyer is also advised that any
numerical representations of square foolage of the mucture(s) and/or lot size are approximations only and may be inaccurate. Buyer is
advised to engage a professional surveyor or obtain an independent measurement of the structure(s) and/or lot size if Buyer wishes to
make this sale contingent on Buyer's approval of lhe Property's boundaries or square foolage.
Water Service: Buyer may elect to have the water service inspected by a professional water testing company, In additioD, on-site wattt
service systems may have to meet certain quality and/or quantity requirements set by the municipa\ily or the mongfl:se lender.
Wood..DestroyiDglDsed Infestation: Insects whose primary source of food is wood. such as termites, wood-boring beetles, carpenter
ants, carpenter bees, and certain other insects, can cause damage to the wood structure of a residence. Termite and Pest Control companies
are available to make inspections to determine whether wood-destroying insects are present, Because of the way these insects fu.nclion,
damage to wood may be hidden. Careful selection should be made of skilled experts in the termite/pest control field to insure a proper
determination ofwbether wood-boring insects or resultant damage is present.
Exterior InsulatloD aDd FlJlisb Systems (EIFS): Exterior Insulation and Finish Systems - sometimes referred to as synthetic stucco -
are muJti~layered wall systems that are applied to the exterior of some homes. Poor or improper installation of EIFS may result in
moisture penetrating the surface of a structure where it may cause damage to the building's frame. Leakage most frequently occurs neat
doors and windows, guners, the roof connection, and at the lowermost edge of tbe exterior surface. Vulnerability to leange depends on
structure design as weU as the expertise and application skills of the contractor. Damage caused by water intrusion may be both extensive
and expensive to repair but ma.y go undetected in the absence of an adequate inspection. Buyers pllTChasing homes with EIFS
construction may seek (0 engage an inspector experienced in testing the EIFS related problems who can determine the moisture content
of the building's frame.
INFORMATION REGARDING THE HOME INSPECTION LAW
68 Pa. C.S.A.li750I, el. seq.
Applicability: In general, the Home Inspection Law applies to residential reaJ estate transfers. A residential real estate transfer is defUled
as a sale, exchange, installment sales contact, lease with an option \0 buy, grant or other transfer of an interest in real property where
NOT LESS THAN ONE AND NOT MORE THAN FOUR RESIDENTIAL DWELLING UNITS are involved. See Information
Regarding The Real Estate ScHer Disclosure Law (eKceptions 1-8) for a list of e~ceptions to this general rule.
Home IDspection: A noninvasive, visual examination of some combination of the mechanical, electrical or plumbing systems or the
sttu.etural and essential components of a residential dwelling designed to identify material defects in those systems and compomml$y and
perfonned for a fee in co~ection with aT preparation for e: propOsed or possible residentiaJ real estate transfer. The term. also indudes any
consultation regarding the property that is represented to be a home inspection or that is described by any confusingly similar term. The
PREPARED BY AGENT: PhylUB BIIncMr, AssocI_ Broker
AJS~2K.- Standard AgAremeJ\\ rOl' The Sale Of Real 'estate. 01102.. Pennsylvan/9 ASSOClallon of REAL TORSfi)
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORSC!l2OQ2
RealFA$TiS Software.@2005. Vi!traion 6.15. Software ~egiste'ed to: Stevoo B. Spray. REIMAX Real1.y ~ncy, Inc.
Svyerts)/nlllals ~ _
Page 15 oUO
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term does not include an examination of a single system or component of a residential dwelling such as, for example, its electrical or
plumbing system or its roof. The term also does not include an examination that is limited to inspection for, or of, one or more of the
following: wood destroying insects, underground tanks and wells. septic systems, swimming pools and spas, alarm systems, air and water
qualitY, tennis couns ~nd playground equipment, pollutants, toxic chemicals and environmental hazards. The scope of a home
inspection, the services to be performed and the systems and conditions to be inspected or excluded from inspection may be defined by a
contraCt between the home inspector and the client.
Home inspection report: A written report on the results of a home inspection.
A home inspection report shall include;
(1) A description of the scope of the inspection. including without limitation an identification of the structural elements" systems and
subsystems covered by the report.
(2) A description of any materia) defects noted during the inspection, along with any recommendation tbat certain experts be retained
to determine the extent ofthe defects and any corrective action that should be taken. A "material defect" that poses an unreasonable
risk to people on the property shall be conspicuously identified as such.
A home in.<;pector shall not express either orally or in writing an estimate of the cost to repair any defect found during a home inspection,
except that such an estimate may be included ill a home inspection report if: I
(1) the report identifies the source of the estimate;
(2) the estimate is stated as a range of costs; and
(3) the report states that the parties should consider obtaining an estimate from a contractor who performs the type ofrepnir involved.
Seller shaU have the right, upon request, to receive without charge a copy of any inspection report from the party for whom it was
prepared.
Dome inspector: An individual who performs a home inspection.
National home inspectors association: Any national association of home inspectors that:
(I) Is operated on a not.fur~profit basi.s and is not operated as a franchise.
(2) Has members in more than ten states.
(3) Requires that a person may not become a full member unless the person has performed or panicipated in more than 100 home
inspections and has passed a recognized or accredited examination testing knowledge of the proper procedures for conducting a borne
inspection.
(4) Requires that its members comply with a code of conduct and attend continuing professional education classes as an ongoing
condition of membership.
A buyer sball be entitled to rely in good faith, without independent investigation, on a written representation by a home inspector that the
home inspector is a full member in good standing of a national home inspection association.
Matedal defect: A probJem with a residential real property or any portion of it that would have a significant adverse impact on the value
of the property or that involves an unreasonable risk to people on tbe property. The fact that a structural element, system or 51.1bsy9'tem is
near, at or beyond the end oflhe normal useful life of such a structural element, system or subsyslem is not by itJclf a materiaJ defect.
ENVIRONMENTAL NOTICES
Asbestos: The heat-resLstant and durable nature of asbestos makes it useful in construction and industry. The physical properties that
give asbestos its resis[ance to heat and decay are linked with several adverse human health effects. Asbestos can easily break into
microscopic fibers that can remain suspended in the air for long periods of time, When inhaled, these fibers easily penetrate body tissue.
Asbestos is known to cause Asbestosis and various forms of cancer. Inquiries or requests for more information about asbestos can be
directed to the U.S. Environmental Protection Agency, Arie1 Rios Building, 1200 Pennsylvania Ave.. N.W., Washington. DC 20460,
andlor the Department of Health, Commonwealtb of Pennsylvania, Division of Environmental Health, Harrisburg. PA 17120.
Elecrromagnetie Fields: Electromagnetic Fields (EMFs) occur arOlmd all electrical appliances and power lines. Conclusive evidence
that EMFs pose health risks does not exist at present. and Pennsylvania has no laws regardi.ng, this issue.
EDvironmeDtal Hazards: The U.S. Environmental Protection Agency has a list of hazardous substances. the use and disposal of which
are restricted by law. Generally. if hazardous substances arc found on a propenYl it is the property owner1s responsibility to dispose of
them properly. For more information and a list of hazMdous substances. contact U.S. Environmental Protec1ion Agency,
Ariel Rios Building, 1200 Pennsylvania Ave., N.W., Washington, DC 20460, (202) 260-2090.
Wetlands: Wetlands are protected by both the federal and state governments. Buyer may wish to have the Property inspected for
PREPARED BY AGENT: Phyllis Bendar, Asaoclale BrDker
AlS.2K . Standard Agreement For TM Sale Of Real Es.lale, 01f02. Ponn&y!vanla Association of REAL TORSI!>
COPYRIGHT PErmSYL VANIA ASSOCIATION OF REAl. TORS@2002
ReaIFASn> SoftWare, ClOD5, Ver9lon 6.15. Sortw8f\!l Roglstered to: Steven 8. Spray, REJMAX Roally Agel'\C'I,lnc.
Buyer{s)lnillals ___
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wetlands by an environmental engineer ro determine if pennits for plans to build, improve, or develop the property would be affected or
denied because of wetlands.
Lead: (For Properties built before 1978)
Lead Warning Statement: Every purchaser of any interest in residential real property on which a residential dwelling was built
prior to 1978 is notified that such property may present exposure to lead from lead-based paint that may place young children at risk
of developing lead poisoning. Lead poisoning in ~oung children may produce permanent neurological damage, includin~ learni?g
disabilities, reduced intelligence quotient, behavioral problems, and impaired memory. Lead poisoning also poses a particular nsk
to prClgnant women. The seller of any interest in residential real properly is required to provide the buyer with any information on
lead~based paint hazards from risk assessments or inspections in the sellerls possession and notify the buyer of any known
lead-based paint hazards. A risk assessment or inspection for possible lead-based paint hazards is recommended prior to purchase.
Lead Hazard Disrlosure Requirements: In accordance with the Residential Lead-Based Paint Hazard Reduction Act, any seller of
property built before 1978 must provide the buyer with. an EPA~approved lead hazards infonnation pamphlet 1itled Pratee, Your
Family From Lead in Your Home and must disclose to the buyer and the Broker(s) the known presence of lead-based paint and/or
lead-based paint hazards in or on the propeny being sold. including the basis used for determining that lead-based paint and/or lead-
based paint hazards exist, the location of lead-based paint andlor lead-based paint hazards, and the condition of painted surfaces.
Any seller of a pre-1978 structure must also provide the buyer with any records or reports available to the: seller penaining to
lead-based paint andlor lead~based paint hazards in or about the property being sold. the common areas, or other residential
dwellings in multi-family housing. The Act further requires that before 8 buyer is obligated to purchase any housing consfructed
prior to 1978, the seller will give the buyer to days (unless buyer and seller agree in writing to another time period) 10 conduct a
risk assessment or inspection for the presence of lead-based paint and/or lead-based paint hazards. The opportunity to conduct a
risk assessment or inspection may be waived by the buyer, in writing. Neither testing nor abatement is. required of the seller.
Housing built in 1978 or laler is not subject to the Act.
RadOD: Radon is a natural, radioactive gas that is produced in the ground by the nonna} decay of uranium and radium. Studies indicate
that extended exposure to high levels of radon gas can increase the risk of lung cancer. Radon can fmd its way into any air-space,
including basements and craw) spaces and can permeate a strucrure. The U.S. Environmental Protection Agency (EPA) advises corrective
action if the annual average exposure to radon exceeds 0.02 working levels or 4 picocurieslliter. If a house has a radon problem, it usually
can be cured by increased ventilation and/or by preventing radon entry. Any person who t.ests, mitigates. or safeguards a building for
radon in Pennsylvania must be certified by the Department of Environmental Protection. Information about radon and about certified
testing or mitigation fIrms is 8yailable 1hrough the Department of Environmental Protection. Bureau of Radiation Protection, 13th Floor,
Rachel Carson Slate Office Building, P.O. Bo. 8469, Harrisburg, PA 17105-8469, (800) 23RADON or(717) 783-3594.
Mold/FUJlgi ad lndoor Air-Quality: Indoor mold contamination and tbe inhalation of bioaerosols (bacteria. mold spores, ponen. and
viruses) have been associated with allergic responses including upper reSpil'8.lory congestion, cough, mucous membrane irritation, fever,
chills, muscle ache or other transient inflammation or allergy. Claims have heen ass.erted that. e~pc.sure to mold contamination and
bioaerosols has led to serious infection, immunosuppression and illnesses of neuro Ot systemic toxicity. Sampling of indoor air quality
and other methods eXlSt to determine the presence and scope of any indoor contamination. Because individuals may be aff~ted
diffc"endy. or not affected at all. by mold contamination. the surest approach to detennine the presence of contamination is to engage
the services of a qualified professional to Wldenake an assessment andlor sampling. Assessments and samplings for the presence of
mold contamination can be performed by qualified industrial hygienists. engineers. laboratories and home inspection companies that
offer these services. Information pertaining to indoor air quality is available Ihrough the United States Environmental Protection Agency
and may be obtained by contacting LAQ INFO, P.O. Box 37133, Washingtun, D.C. 20013-7133, 1-&00-438-4318
SEWAGE NOTICES
NOTICES PURSUANT TO TOE PENNSYLVANIA SEWAGE FACILITIES ACT
NOTICE J:
THERE IS NO CURRENTLY EXISTING COMMUNITY SEWAGE SYSTEM AVAILABLE FOR THE
SUBJECT PROPERTY. Section 7 of the Pennsylvania Sewage facilities Act provides tbat no person shall install,
construct, request bid proposals for construction, alter, repair or occupy any building or structure for which an
individual sewage system is to be installed, without first obtaining a permit. Buyer is advised by this notice that.
before signing this Agreement, Buyer should contact the local agency charged with administering the Act to
determine: the procedure and requirements for obtaining a pennit for an individual sewage system, The local agency
charged with administering the Act win be the municipality where the Property is located or that municipality
working cooperatively with others.
NOTICE 2:
THIS ,PROPERTY IS SERVICED BY AN INDIVIDUAL SEWAGE SYSTEM INSTALLED UNDER THE
TEN-ACRE PERMIT EXEMPTION PROVISIONS OF SECTION 7 OF THE PENNSYLVMllA SEWAGE
PREPARED BY AGENT: Phyllis Bender, Associale Broke!"
A1S-2K - Standard Agce&fmJnt For The Sllle Of Real Eslate, 01102. Penntl'jwania As$OClaUon of REALTORSail'
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TOR582002
Rl!aIFASre Software, C2Q05, Version 6.15_ Software Registered 10: Steven B. Spray, REIMAX Reallv Agoncv. Inc.
Buyer(s)'nlllllls _ _
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FACILITIES ACT. (Section 7 provides that a permit may not be required before installing. constructing, awarding a
contract for construction, altering, repairing or connecting to an individual sewage system where a ten~aCfe parcel or
lot is subdivided from a parent tract after January 10, 1987). Buyer is advised that soils and site testing were nol
conducted and that. should the system malfunction, the owner of the Properry or properties serviced by the system at
the time of a malfunction may be held liable for any contamination, pollutiol4 public health hazard or nuisance which
occurs as a result.
NOTICE 3:
THIS PROPERTY IS SERVICED BY A HOJ.DING TANK (pERMANENT OR TEMPORARY) TO WIIICH
SEWAGE IS CONVEYED BY A WATER CARRYING SYSTEM AND WHICH IS DESIGNED AND
CONSTRUCTED TO FACILITATE ULTIMATE DISPOSAL OF THE SEWAGE AT ANOTHER SITE.
Pwsuant to the Pennsylvania Sewage facilities Act. Seller must prOvide a history of the annual cosl of mllintaining
the tank from the date of its installation or December 14, 1995, whichever is later.
NOTICE 4:
AN INDIVIDUAL SEWAGE SYSTEM I1AS BEEN INSTALLED AT AN ISOLATION DISTANCE FROM A
WELL THAT IS LESS THAN THE DISTANCE SPECIFIED BY REGULATION. The regUlations at 25 P..
Code 1f73.13 pertaining to minixnum horizontal isolation distances provide guidance. Subsection (b) of ~73.13 states
that the minimum horizontal isolation distance between an individual water supply or water supp1t system suction line
and treatment tanks shall be 50 feet. Subsection (e) F3.13 states thai the horizontal isolation distance between the
individual water supply or water supply system suction line and the perimeter of the absorption area shall be 100 feet.
NOTICE 5:
THIS LOT IS WITHIN AN AREA IN WHICH PERMIT LIMITATIONS ARE IN EFFECT AND IS SUBJECT
TO THOSE LIMITATIONS. SEWAGE FACILITIES ARE NOT AVAILABLE FOR TIDS WT AND
CONSTRUCTION OF A STRUCTURE TO BE SERVED BY SEWAGE FACILITIES MAY NOT BEGIN
UNTIL THE MUNICIPALITY COMPLETES A MAJOR PLANNING REQUfREMENT PURSUANT TO
THE PENNSYLVANIA SEWAGE FACn.ITIES ACT AND REGULATIONS PROMULGATED
THEREUNDER.
DEFINITION OF A PLANNED COMMUNITY
The Uniform PlalUled Community Act defines "planned community" as real estate with respect to which a person, by virtue of ownership
of an interest in any portion of the real estate, is or may become obligated by covenant, easement or agreement imposed on the owner's
interest to pay any amount for real pr-openy taxes. insurance, maintenance, repair, improvement, management, administration or regulation
of any part of the real estate other than the portion or interest owned solely by the person. The term excludes a cooperative and a
condominium, but a cooperative or condominium may be part of a planned community. For the purposes of this definition, I1owncrship"
includes holding a leasehold interest of more than 20 years, including renewal options. in real estate. The teml includes non.residentiaJ
campground communities.
Exemptions from tbe Uniform PlaoDed Commonlty Act - When a Certificate of Raale Is Not Required
The own~ of a property located within a planned community is not required to furnish the buyer with a certificate of resale under the
following circumstances:
A. The Planned Community con1ains no morc than 12 units, provided there is no possibility of adding real estate or subdividing units
to jncrease the size of the planned community.
B. The Planned Community is one in which aU of the units are resh"ieted e,,-c\usi'\1cly \0 non-residential lIse. unless the declaration
provides that the resale provisions are nevertheless to be followed.
C. The Planned Community or units ate located outside the Commonwealth of Pennsylvania.
D. The transfer of the unit is a gratuitous transfer.
E. The transfer of the unit is required by coun order.
F. The transfer of the unit is by the government or a governmental agency.
G. The transfer of the unit is the result of foreclosure or in lieu of foreclosure.
Notices Regarding Publle Offering Statements BDd Right to Restission
If Sc~ler is a Declarant of the condominium or planned community. SeHer is required \0 furnish Buyer with a copy of the Public
Offermg Statement arid its amendments. For condominiums, the delivery of the Public Offering Statement must be made no later than
the date the buyer executes this Agreement. Buyer may cancel this Agreement within 15 days after receiving the Public Offering
Statement and any amendments that materially and adversely affect BU)er. For planned communities, the Declarant must provide the
Buyer with a copy of the Public Offering Statement and its amendments no later than the date the Buyer executes this Agreement.
Buyer may cancel this Agreement within 7 days after reeeiving the Public Offering Statement and any amendments that materially and
adversely affect Buyer.
INFORMATION REGARDING TIlE REAL ESTATE SELLER DISCLOSURE LAW
PREPARED BV AGENT: Phyllis Bender. Associate Broker
AIS-2K - Standard Agreement For fhe Sala Of Real Estate, 01102. pennsylvania As.&oclatkm of REALTORS€!
COPYRIGHT pENNSYLVANIA ASSOCIATION OF RcAl.TORSe 2002
RoalFA$Ti!l Sollwartl,lP2005, Version 6.15. Softwa~ Registered 10: Steven B. Spray. RElMAX Reslly Agei"lCY, Inc.
BUyer{s) Inilials _ --'-
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Generally speaking. the Real Estate Seller Disclosure Law requires that before an agreement of sale is signed,. the seller in a residential
real estate transfer must make certain disclosures regarding the property to potential buyers in a form defmed by law. A residential real
estate transfer is defined as a sale. exchange, installment sales contract. lease with an option to huy, gran! or other transfer of an
interest in real property where NOT LESS TIIAN ONE AND NOT MORE THAN FOUR RESIDENTIAL DWELLING UNITS are
involved.
The Law define~ a number of exceptiuns, where the disclosures do not bave to be made.
I. Transfers that are the result of a court order.
2. Transfers to a mQrtgage lender lhal result from a buyer's default and subsequent foreclosure sales that result from defaull.
3. Transfers from a co-owner to one or more other co-owners..
4. Transfers made to a spouse or a direct descendant.
5_ Transfers between spouses that result from divorce, legal separation, or property settlement
6. Transfers by a corporation, partnership OT other association to its shareholders, panners or other equity owners as part of a
plan of liquidation.
7. Transfer of a property to be demolished OT converted to non-residential use.
8. Transfer of unimproved real property.
9, TrlUlsfers by a fiduciary during the administration of a decedent estate, guardianship, conservatorship or trust.
10. Transfers of new construction that has never been occupied when:
a. The buyer has received a one-year warranty covering the construction;
b. The building has been inspected for compliance with the applicable building code or, if none, a nationally recognized
modd building code; and
c. A certificate of occupancy or a certificate of code compliance has been issued for the dwelling.
In addition to these exceptions, disclosures for condominiums and cooperatives are limited to the seHer's particular unites). Disclosures
regarding common areaS or facilities are not rcquir~ as tbose elements are already addressed in the laws that govem the resale of
condominiums and cooperative interests.
EXECUTION DATE
All changes to the Agreement should be initialed and dated. The date of execution is the date when Buyer and Seller have indicated full
acceptance of this Agreement by signing andlor initialing it.
MEDIATION
DISPUTE RESOLUTION SYSTEM RULES AND I'ROCEDURES
1. Atreement of Parties The Rules and Procedures of the Dispute Resolution System (DRS) apply when the parties have agreed in
writing to mediate under DRS. The written agreement can be achieved bya standard clause in an agreement of sale, an addendum
to an agreement of sale, or through a separate written agreement.
2. laidariDD of Mediation If a dispute exists, any party may start the mediation process by submitting a completed Request to Initiate
Mediation DRS Transmittal Form (Transmittal Fonn) to the local Association of REALTORS<B> (hereafter "Administrator"). The
Tramnnittal Fonn should be available through the Administrator's office. The initiating party should try to include tho following
information when sending the completed Transmittal Form to the Administrator:
a. A copy of the written agreement to mediate if there is one; OR a request by the initiating party to have the
Administrator contact the other parties to the dispute to invite them to join the mediation process.
b. The names. addresses and telephone numbers of the parties involved in the dispute, including the name of every
insurance company known to have received notice of the dispute or claim and the corresponding file or claim numbel".
c. A brief statement of the facts of the dispute and the daInages or relief sought.
3. Selectioa of Medistor \Vithin five days of receiving the completed Transmittal Fonn, the Administratot will send each pany to the
dispute a copy of the Transminal Form and a list of qualified m.ediators and their fee schedules. Each pany then has ten days to
review the list of mediators. cross off the name of any mediator to whom the party objects, and return the list to the Administrator.
The Administrator will appoint the first available mediator who is acceptable to all parties involved.
A mediator who has any financial or personal interest in the dispute or the results of the mediation cannot serve as mediator to that
dispute, unless aU panies are informed and give their written consent.
4. Mediation Fees Mediation fees will be divided equally among the panies and will be paid before 1he mediation conference. The
parties will follow the payment tenns contained in the mediator's fee schedule.
PREPARED BY AGENT: Phylll!l Bende" Alsf)elste Broker
AlS~2K - Standard Agreernenl For The Sale Of Real Estate, ()1102. Pennsytvanla AS'5odaUon of REAL TORS@
COPYRIGHT PENNSYlVANIA ASSOCIATION OF REAL.TORs<<) 2002
ReaIFA$W Scmware, e2OO5, Version 6.15. Software RegJsteJ9d to: Steven B. Spray, REIMAX Realty Agency.ll\c
Buyer(&)lnitials _ ~
Page 19 of 20
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Seller: G & C Associates
Buyer: Yurkovich
Agreement dated April 15, 2005
216 Chestnut Circle
Shippensburg, P A 17257
Items to be completed:
. decking 12 x 16 - $1500
. seat in bedroom - $500
. lights - $120
. floor update - $750
. dryer venting - $250
. gas for stove - $75
. driveway upgrade - $500
. light allowance increased from $1,000 to $2,000
. appliance allowance increased from $675 to $2,000
TOTAL $6,020
Original Sale Price:
plus
Final Sale Price:
$239,000
$ 6.020
$245,020
· Crawl space to be covered with plastic and a door installed to close crawl space
. Seller will escrow for radon mitigation if test reveals a Level 4 or higher.
. House to be complete and settlement to be June 30, 2005.
ow at settlement for lawn
~.\.o~
Date
ExAI'I:,J-- \:3'
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f")
-,\
.r\
MICHAEL CASSIDY and
JULIE CASSIDY TIDIBIA G&C
ASSOCIATES
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
CIVIL ACTION - LAW
CHRISTOPHER YURKOVICH and
SHELLEY YURKOVICH
NO. 05-6008
Defendants
NOTICE TO PLEAD
TO: Michael Cassidy and Julie Cassidy
tldlb/a G&C Associates
You are hereby notified to plead to the enclosed Preliminary Objections within twenty (20) days from
service hereof or a default judgment may be entered against you.
By
E. Ralph Go
Attorney 1.0. N 77052
354 Alexander Spring Road
Suite 1
Carlisle, P A 17013
(717) 249-6333
./
Dated: I? ,- Z '7 --6')
Attorney for Defendants
MICHAEL CASSIDY and
JULIE CASSIDY TIDIBIA G&C
ASSOCIATES
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
CIVIL ACTION -- LAW
CHRISTOPHER YURKOVICH and
SHELLEY YURKOVICH
NO. 05-6008
Defendants
PRELIMINARY OBJECTIONS OF DEFENDANTS CHRISTOPHER AND SHELLEY
YURKOVITCH IN THE NATURE OF A DEMURRER TO PLAINTIFFS' COMPLAINT
Defendants Christopher and Shelley Yurkovich, by and through their attorneys, Salzmann
Hughes, P.c., hereby preliminary object to Plaintiffs' Complaint pursuant to Pennsylvania Rule
of Civil Procedure 1028 and aver in support thereof the following:
I. On or about December 12, 2005, Plaintiffs commenced this action against
Defendants Christopher and Shelly Yurkovich for the alleged breach of an Agreement of Sale.
2. Plaintiffs and Defendants entered into an Agreement of Sale on April 15, 2005,
(hereinafter "the Contract") for the purchase of a residential dwelling located at 261 Chestnut
Drive, Shippensburg, Pennsylvania. A copy of the Contract is attached to Defendants'
Preliminary Objections as Exhibit "A".
3. Pursuant to the terms and conditions ofthe Contract, Defendants deposited the
sum of $2,000.00 into an escrow account with the realtor.
4. The Contract was amended on June 1,2005, reflecting certain upgrades and
increasing the final sale price of the home to $245,020.00. A copy of the Addendum is attached
to Defendants' Preliminary Objections as Exhibit "B".
5. The Contract contains a liquidated damage clause in paragraph 27(c).
6. Despite this liquidated damage clause limiting their recovery, Plaintiffs' have
filed a Complaint alleging damages for breach of contract in excess of$8,589.06.
I. PRELIMINARY OBJECTIONS IN THE NATURE OF A DEMURRER
7. A Preliminary Objection in the Nature of a Demurrer admits every well-pleaded
fact and all inferences reasonably deductible there from. McGaha v. Matter, 365 Pa. Super. 6, 8,
528 A.2d 988,989 (1987); see also, Pike Co. Hotels Corp. v. Kiefer, 262 Pa. Super. 126, 133,
396 A.2d 677, 681 (1978).
8. A demurrer tests the legal sufficiency of the challenged complaint and will be
sustained in the cases where the pleader has clearly failed to state a claim for which relief may be
granted. Mudd v. Hoffman Homes for Youth. Inc., 374 Pa. Super. 522 524, 543 A.2d 1092,
1093 (1988); see also Kellv-Springfield Tire Co. v. D'Ambro, 408 Pa. Super. 301, 596 A.2d 867
(1991).
9.
When an Agreement of Sale contains a provision for liquidated damages, the
seller is entitled only to the sum agreed upon as liquidated damages. Boyd v. Hoffinan, 241 Pa.
421,88 A. 675 (1913); Dlugo v. Whiteson, 292 Pa. 334, 141 A. 230 (1928); Sanders v. Brock,
230 Pa. 609, 79 A. 772 (1911),
10. The terms of the liquidated damage clause are clear and unambiguous.
II. As a result of the liquidated damage clause, Sellers are limited to recovering the
sum of$2,000.OO.
WHEREFORE, Defendants Christopher and Shelley Yurkovich request this Honorable
Court to dismiss Plaintiffs' Complaint for failure to state a cause of action upon which relief may
be granted.
Dated:
(7
'1...7
SALZMANN HUGHES, P.C.
By
E. Ralph Godfrey, Esq
Attorney 1.0. No. 77052
354 Alexander Spring Road, Suite 1
Carlisle, P A 17013
(717) 249-6333
~
-6..\
Attorney for Defendants
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STMWARD AGREDIENT FOR 'fHE SALE OF REAL ESTATE
l1li~ [con recommcnded and Ilpptuved fOf, bUt nol restricted to use by, lT1t;m!xrj uf Iht' ?cnrtSyl\lania Association ofREAI.TORS@(P..l.Jl).
NS .2K
-- -
SELLER'S BUSiNESS RELATIONSHlI' WITH PA LICENSED BROKER
BROKER (Company) Realtv Executives PHONE 717-264-70EG
ADDRESS 1053 Lincoln Way East, Chambarsborq, PA 17201 FAX 717-264-6322
BROKER IS THE AGENT FOR SELLER. Designated Agent(s) for Seller, if applicable: Wa<.rne Berkatr~s9ar
OR I
Broker is NOT the Agent for Seller and is a/an: o AGENT FOR BL'VER o TRANSACTION L1CEi'JSEE
BUYER'S BUSINESS RELA TIONSIlIP WITH PA LICE::-iSED BROKER
BROKER (Company) RE /MAX Real tv Aqencv. Inc. PHONE 717-267-0011
ADJ)RESS 1132 Kgnnabac Dri va , ChambersburQ' . FA 17):01 FAuX 711-267-3097
BROKER IS THE AGENT FOR BUYER. Designated Agent(s) for Buyer, jf applicable: SaUL Sma11
OR
Broker Is NOT the Agent fur Buyer and is a/an: 0 AGENT FOR SELLER 0 SUBAGENT FOR SEtLER 0 TRANS^CTlON L1CF:~SEr.
I
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When the same Broker is AgeDt for Seller and Agent for Buyer, Broker is a Dual Agent. All of Broker'~ licensees are also
Dual Agents UNLESS there a...e separate Designated Agents for Buyer and Seller. If the same Licensee is designated for
Seller lInd Buyer, tbe Licensee is u Dual Agent,
I. This Agreement, dated J\pril 15. 2005
SELLER(S):
,is between
G and C AS90ciatQs
called "Seller," and
BUYER(S):
Chriatopher T. Yurkovich
Sh~llay E. Yurkovich
called "Buyer."
PROPERTY (1-98) Seller hereby agrees to sell and convey to Buyer, who hereby agrees to purchllse:
ALL THAT CERTAIN loc or piece of ground wHh buildings and impruvements thereon erected, ffauy, known as:
261 Chaatnut DrivQ, 9hippensburg
in the Township of Southamoton
County of Cumberland in the Commonwealth of Pennsylvania, Zip Code 17251
Identification (e,g., Tax ID #; ParceL #; Lot, Block; Deed Book, Page, Recording Date)
Lot U54
MQunt~in View E3tataa
TERMS (1-02)
(A) Purchase Price
.... . ~Ii<>
+;,.:tt-~,~.", -i:Tw"'"i!
thi.Ji- -=ntnG: thoug~nd
V.S. Dollars
Two hundred.
,e)",'
'{'~I' .
1.),',,',' j
;, '
i "
~a'
which will be paid to ScHer by Buyer as follows:
1. Cash or check at signing this Agreement:
2. Cash or check within 5 days oflhe execution oflhis Ag[eeme~i~--
3,
4,
$
$
S _ _
S::V\,:",:<1 thn.oaa,oo.
TOTAL S 239,,660 :66-
(8) Deposits paid on account of purchase price to be held by Broker for Seller, unless otherwise stated here: .-1'f..') l..I..'''~~ .,",) 7, "",j
..... \ <<1)1i,.,..- "....,
2 ,000 .00
Cash, cashier's Of certified check at time of settlemenl:
(C) Seller's writkn approval to be on or before: APril 18, 2005 @
(0 Stttlement 10 be 011 J\:11""'0 ..,nn/i ::ru\Je 30 Z~ ) sl:._______ ,or before ifBlIyer and Seller agree.
(E) Conveyance from Seller will be by fee simple deed of special warranty unless otherwi~e stated here:
PRI:P'ARED BY AGENT: Phylli! Bender, A~lloclate Broko,
NS-2K - Slandard Agreemenl For Tile Sale Of Real EstalGl. 011U2. Pennsylvania ASSlJctallun 01 REALTCRS@
COPYRIGHT PEr-.lNSVLVANIA ASSOCIATION OF REAI_TORS~2002
R."FASr"'sot~o(' V,,"oo 6,15 Softw", R'gl".". 10. 51"" 8, Sp"y, nE/MAX ""lty Agor.,y, '00,
Buyer(s)ln,\ials" ~
Page 1 0120
SeIlOr(S}Ir'lIII~~
~
EXHIBIT
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(F) Paymem oflransfer laxes will be divided equally between Buyer and Seller unless othcf\Visc staled here:
(G) At lime of sertlement, Ihe following will be adjusted pro-rala on a daily basis between Buyer and Seller, reimbursing where
.applicable: taxes (see Information Regarding Tax Proration); rents; interest on mortgage assumptions; condominium fees
and homeowner association fees, if any; water and/or sewer rees, if any, togelber with any OLler lienable municipal service.
The charges are to be pro-rated for the period(s) cuvered: SeHer will pay up to and including the date of settlement; Buyer
wit! pay for all days following settlement, unless otherwise stated here:
~'lXTURES & PERSONAL PROPERTY (1-00)
(A) INCLUDED in this sale and purchase price are all exisling items p~rmanently installed in the Property, free of liens,
including plumbing; hea.ling; lighting flx.tllres (including chandeliers and ceiling fans): water treatment systems; pool and spa
equipment; garage door openers and rransminers; television antennas; shrubbery, pJantings and unpolted trees; any remaining
heating and cooking fuels stored on the Property at the time of settlement; wall to wall carpeting; window covering hardware.
shades ami blinds; built-in air cDnditioners; bujJt-in appliances; and the range/oven unle~)s otherwise staled. Also included:
(8) LEASED items (not owned by Seller):
(C) EXCLUDED fi.tures and items:
DATES/TlME IS OF TilE ESSENCE (1-02)
(A) The said date for settlement and all other dates and times ref CITed to for the performance of any of the obligatio/IS of this
Agreement are agreed to be of the essenCe of this Agreement and are binding.
(B) For the purposes of this Agreement. number of days will be cotlnted from the date of execution, by el\.cluding the day this
Agreement was executed and including the last day of the time period.
(C) The date of settlement is not extended by any other provision of this Agreement and may only be extended by mutual
wrjueJ1 agreement of the parties,
(D) Certain time periods are pre~printed in this Agreement as a convenience to the Buyer and Seller. Any pre~printed time
periods arc negotiable and may be changed by srriking Ollt the pre-printed te;'(t and inserting a different time: period
acceptable to all parties.
MORTGAGE CONTINGENCY (1-0!)
o WAlVED. This sale is NOT contingent on mortgage financing.
o ELECTED
(A) This, sale is contingent llpon Buyer obtaining mortg<Jge financing as follows:
1. Amount of mortgage loan $ 220,000. DO
2. Minimum Term 30 years
3_ Type ofrnortgage 30 Year 5 vear adiustable
4. rnterest rale 51/2 %; however, Duyer agrees to- accept tlle Inter'est l"ate as may be commirted by
the mortgage leoder, nor ro exceed a max:imum interest rate of 6 %,
5. Discount points, Joan originlltion, Joan placement and other fees charged by the lender as a percentage of the mortgage
loan (excluding any mortgage insurance premiums or VA funding fee) not to ex.ceed % (0% if not
specified) of the mortgage loan.
The interest rate and fees provisions required by Buyer are satisfied if a mortgage lender makes available to Buyer the right
to guarantee an interest rate at or below the Maximum Interest Rate specified herein with the percentage fees at or below
tbe amount specified herein. Buyer gives SeHer the right. at SeHer's !lUle option and <is permitted by the mOIigage lender
and applicable laws, to contribute financially, without promise of reimbursement, to the Buyer and/or mongage lender \0
make the above tcrms available to Buyer.
(B) Within DAYS (10 days if not specified) of the ex.ecution of thi5 Agreement, Buyer will make a complered,
written mortgage applicalion fOT th~ mortgage tenns specified above to a responsible mongage lender. The Broker for
Duyerl if auy, otherwise the Broker for Seller, is authorized to communicate with (he mortgage lender for the
purposes of assisting in the mortgage loan process.
(C) 1. Mortgage commitment date Mav 15. 20.05 . If a written COmfnifmCttt is not received by Seller by
the above date. Buyer and Selle.- agree to extend the mortgage commitment date uutil Seller terminates thIs
Agreement in writing by notice to Buyer,
2. Upon receipt of a mortgage commitment, Buyer will promptly deliver a copy of the commitment 10 Seller.
3. Seller has the option 10 terminate this Agreement in writing, aIler the mongage commitmenl dale jf the mortgage
commitment:
il. is not valid umjJ the dale of seulemcnr, OR
b, Is conditioned upon the sale and settlement of auy other property, OR
PREPARED BY AGENT; Phyllis Sender, A.$sQclate 8rokl:lr
NS-2K - Slanllartl Agreement For The Sale Of R~al Estale, 01102. PennSylvania Associalion of REAL TQRSil>
COPYRIGHr PENNSYLVANIA ASSOCIATION OF REAL TORSl..v 2D02
R'.'FA$T"30'~2005. V",,'" ',15, 3ollw", R'g"'''OO t" 'to,,, B, Sp,ay, Re'MAX R,alty Ag,",y.'"'
Buyer(sjlf1lflafs L
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rKUM-~UBCAI CUMPAN1
+310-693-4951
[-1IB P,004
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III FHNV A,IF APPLICABLE
112 (F) It is expressly agreed that notwithstanding any other provisions of this contracl, Buyer will not be obligated to complete the
113 purchase of the Property described herein or to incur any penalty by forfeiture of earnest money deposits or otherwise unless
114 Bllyer has been given. in accordance with HUD/FHA or VA requirements, a written statement by the Federal Housing
115 Commissioner, Veterans Administration, or a Direct Endorsement Lender setting fOI1h the appraised value of the
116 Property of not less than $ (the dollar amount to be inserted is the sales price as stated in this
117 Agreement). Buyer will have the privilege and option of proceeding with consummation of the contract without regard to
118 the amount of the appraised valuation. The appraised valuation is arrived at to determine the maximum mortgage the
119 Department of Housing and Urban Development will insure. HUD does not warrant the value nor Ihe condition of the
120 Property. Buyer should satisfy himself /herself that lh~ pril,;e and condition of the Property are acceptable.
121 Warning: Section 1010 of Title 18, V.S.C., Department of Housing and Urban Development and Federal Housing
J22 Administration Transactions, provides, "Whoever for the purpose of. . . infhlcncing in any way the action of such
123 Department, makes, passes, utters, or publishes any statement, knowing the same to be false, . . shall be fined under this
124 title or imprisoned not more than two years, or both."
125 (G) U.S. Department of Housing and Urban Development (RUD) NOTICE TO PURCHASERS: Buyer's
126 Acknowledgement
127 0 Buyer has received the HUD Notice "For Your Protection: Get a Home Inspection" (see Notices and Infonnation on
128 Property Condition Inspections). Buyer understands the importance of geHing an independent home inspection and has
129 thought about this before signing this Ab'Teemcnt.
130 Buyerl, Ioitia]s Date
131 (11) Certific:ltion We the undersigned, Seller(s) and Buycr(s) party to tbis transaction each certify that the terms of this contract
132 for purchase are true 10 the best of otlr knowledge and belief, and that any other .agreement entered into hy any of these
133 parties in connection wilh this transaction is attached 10 thi!> Agreement
1347. INSPECTIONS (1-02)
135 (A) Seller agrees to permit inspections by authorized appraisers, reputable certifiers, insurer1s representatives, surveyors,
136 municipal officials and/or Buyer as may be required by the mortgage lender, if any, or insuring agencies. Seller further
137 agrees to permil any other inspections required by or provided for in the terms of thi!: Agreement. Buyer has the right to
138 attend all inspections.
139 (B) Buyer reserves tbe right to make a pre-settlement walk-through inspection of the Property. Buyer's right to make this
140 inspection is not waived by any other provision of this Agreement.
141 (e) Seller will have heating and all utilities (including fuel(s}) on for the inspections.
142 (D) All inspectors. including home inspeclOrs, are authorized by Buyer to provide a copy of any reports to Broker for Buyer.
1438. PROPERTY INSPECTION CONTINGENCY (1-02)
144 Other provisions of this Agreement may provide for inspections and/or certifications that are not waived or ahered by Buyer's
145~ election here.
146' .WA.IVED. Buy~r understands .that Buyer has the optio? to reqllest in,spections of the Propert~ (see Property Inspection
147 Nollces and EnVironmental Notices). BUYER WAIVES 1 HIS OPTION and agrees to the RELEASE set forth in paragraph
Contains any other condition not specified in this Agreement that is not satisfied and/orremoved in writing by
the mortgage lender wilhin 7 DAYS after the mortgage commitment dateio p1t.ragraph 6 (C) (1).
4, If this Agreement is tenninatcd as specified in paragraphs 6 (e) (1) or (3), or the mortgage loan is not obtained for
settlt~ment, all deposit monies paid on account of purchase price will be returned 10 Buyer. Buyer will be responsible
for any premiums for mechanics! lien insurance anW'or title search, or fee for cancellation of same, if any; AND/OR
any premiums for flood insurance, mine subsidence insurance and/or fire insurance with extended coverage, or
cancellation fee, if any; AND/OR any appraisal fees and charges paid in advance to the mortgage lender.
(D) If the mortgage lender requires repairs to the Property, Buyer will, upon receipt, deliver a copy of the mortgage lender's
requirements to Seller. Seller will, within 5 DAYS of receipt of the mortgage lender's requiremerHS, notify
Buyer whether Seller will make the required repairs at Seller's ex.pense.
1. If Seller chooses to make the required repairs, Buyer will accept the Property and agree to the RELEASE set forth in
paragraph. 25 of this Agreement.
2. If Seller chooses not to make the required repairs, or if SeHer faiJs to respond witbin the time glveo, Buyer WIll,
within 5 DAYS, noti fy Seller in writing of Buyer's chOIce to terminate thiS Agreement OR make the
required repairs at Buyer's expense and with Seller's permission, which will not be unreasonably withheld. If Seller
denies Buyer permission [0 make the required repairs, Buyer may, within 5 DAYS of Seller's denial,
terminate this Agreement, in which case all deposit monies paid on account of pun.:ha:;:e price will he rehImed
promptly to Buyer and this Agr~ment will be VOID.
(E) Seller A!iliigt
~ NOT APPLICABLE
o APPLICABLE. Seller will pay'
0$
o
c.
, ma:<lmum. toward Buyer's costs as pennitted by the mortgage lender.
PREPAREO BY AGENT: Phyllis Bondar, Associate BrokQot
AiS.2K . Standard Agroomolll ForTno S;Jle 01 Real ESlata, 01102. Pennsylvania As&oc!atloll of REALTQRS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORSIil2002
RC.ilIF^Sfli9~({i~5. Verslon6.15. Software Registered to: Slaven 8. Spray, RE/.I,lAX Really Agency, inc.
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154 (B) Should Buyer elect to have a home inspection of the Properly, a3 defined in (he Pennsylvania Home Inspection Law, (see
155 Information Regarding the Home Inspection Law) such home inspection shall be performed by a full member in good
156 standing of a national home inspection association, or by a persun supervised by a full member of a na1ional home
157 inspeclion association, in accordance with the ethical s,andards and code of conduct or practice oflhat association.
158 (C) If Buyer is not satisfied with the condition of the Property as stated in any written report, Buyer will:
159~. Option 1. Within the time given for completing iuspectiDns:
160 I. Accept the Property with the information stated in the repon(s) and agree to the RELEASE set forth in paragraph 25 of
161 this Agreement, OR
162 2. Tenninate this Agreement in writing by notice to Sellef, in which case all deposit monies paid on account of purchase
163 price will be returned promptly to Buyer and this Agreement will be VOID, OR
164 3. Enter into a mutually acceptable written agreement with Seller providing for any repairs or improv~ments 10 the
165 Property and/or any credit 10 Buyer at settlement, as may be acceptable to tht: mortage lender, if any.
166 Should efforts to reach a mutually acceptable agreement fail, Buyer must choose to accepllhe Property or terminate this
167 Agreement witbin the rime given for completing inspections and according to the provisions in paragraph
168 8(C) (Option 1) 1 and 2.
169 0 Option 2. Wit bin tbe time given for completing inspections:
170 1. Accept the Propeny with the in formation stated in the repor1(s) and agree to the RELEASE set fonh in paragraph 2S of
171 this Agreement, UNLESS the 10lal cosl to correct the condhions. contained in the repor1(s) is more than
172 $
173 2. If the total cost to correct the conditions contained in the report(s) EXCEEDS the: amount specified in paragraph S(e)
174 (Option 2) I, Buyer will deliver the report(s) to Seller within the time given for inspection.
175 a. Seller will, within 7 DAYS of receiving the report(s), in[orm Buyer in writing ofSellcr's choice to:
176 (J) Make repairs before settlement so that the remaining cost to repair conditions contained in the report(s)
177 is less than or equal to the amount specified in paragraph 8 (e) (Option 2) 1.
178 (2) Credit Buyer at settlement for the difference between the estimated cost of repairing the conditions
179 contained in the repoI1(s) and the amount spccifil::d in paragraph g (e) (Option 2) 1. This option must be
180 acceptable to the mortgage lender, if any.
181 (3) Not make repairs and not crt::dit Buyer at setTlement for any costs to repair conditions contained in the
182 ,epon(s)_ '
181 b. If Seller chooses to make repairs or credit Buyer at settlement as specified in paragraph 8 (C) (Option 2) 2,
I &4 Buyer will accept the Property and agree to the RELEASE set Corth in paragrapb 25 pf this Agreement.
185 c. If Seller chooses not to make repairs and not to credit Buyer at seulement. or ifSelJer faib to clJoose "ny
186 option within the time given, Buyer will, within _ 5 DAYS:
i87 (1) Accept the Property with the infonnation Slated in the report(s) <lad agree to the RELEASE set forth in
188 paragraph 25 of this Agreement, OR
189 (2) Tenninate this Agreement in writing by notice to Seller, in which case all deposit monies paid on
190 account of purchase price will be ndurned promptly 10 Buyer and this Agreement will. be VOID.
191 9. WOOD INFESTATION INSPECTION CONTINGENCY (1-02)
192~ ~Ir WAIVED. Buyer understands that Buyer has the oplion to request Ihat the Property be inspected for wood infestation by a
19~ certified Pest Control Operator. BUYER WAIVES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of
194 this Agreement.
195 ~. ELECTED I' 0< ~r'.r~" d.""a
J96 (A) Wilhin .____~ DAYS (15 days lfnot specified) of the t:x.ecution of this Agretment, Buyer, at Buyer's expense, wiU
197 obtain a written tlWood-Deslroying Insecl Infestation Inspection Report" from a certified Pest Control Operator ilnd will
19S deliver it and all supporting documents and drawings provided by the Pest Control Ol>erator to Sc:ller. The report is to be
199 made satisfactory to and in compliance with applicable Jaws, mortage lenders, and/or Federal Insuring and Guaranh:t:ing
200 Agency requirements, if any. The inspection will include all readily visible and acct:ssible areas of all structures on the
201 Propcny cx.cept the following structures, which will not be inspected:
202
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25 of Ihis Agreement. .
~ELECTED or ,r"" "'c\"""~
(A) Within ~O DAYS (15 days if not specified) of the execution of this Agreement, Buyer, at Buyer's expense, may cho?se
10 bave inspections and/or certifications completed by licensed or otherwise qualified professionals (see Property Inspecuon
Notices and Environmental Notice:;). This contingency does nut <Jpply to the [ollowing exi:;ting conditions and/or items:
(B)
If Ihe inspection reveals evidence of active infcstation(s), Seller agrees, at Seller's expense and before settlement, to ':reat for
active infestatiun(s), in accordance with applicable laws.
Ifrhe inspection reveals damage from active infestation(s) or previous infestation(s), Buyer, al Duyer!s expense. has (be option
to obtain a wrinen report by a professional contractor, home inspection service, or strl.lch1fal engineer that is limited to
structural damage to the Property caused by wooJ~dt:.stroyin~ organisms <Jnd <l proposal to i"epair the damage. Buyer will
(C)
PREPARED BY AGENT: Phyllis: Bonder, AS!lDciala Btoker
AiS-2K - Sfandard Agrcllmel11 For The Sale Of RAal E9lalo. 01/02. Pennsylvania As~acla]lan of REALTORS@
COPYRIGHT PENNSYLVANIA ,ASSOCIATION QF REALTORS;aJ 2002
RealfA$T:!) 0 5. Version 0.15. Software ReglstertJlllo; Sleven B. Spray, RE/MAX Really AgenCy, If)(;
Page 40f20
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deliY~r the structural damage report and corrective proposa.l to Seller within _--.1_ OA YS of d!:livering the original
inspection report.. .. .
(D) Within 5 DAYS of receiving thestruclUral damage report ar.d correc!lve proposal, Seller will adVIse Buyerwhelher
St=ller will repair, at Seller's expense and before settlement, any structural damage from ilctive or previous infestation(s).
(E) If Seller chooses to repair structural damage revealed by the repon, Buyer agrees to accept the Property tiS repaired and agrees
to the RELEASE set forth in paragraph 25 of this Agreement.
(F) If Seller chooses nor to repair stn.1ctural damage revealed by the report or fails to reSIJond within the time giveul Buyer,
within 5 DAYS, will notify Seller in writing of Buyer's choice [0;
1. Accept the Property with the defects revealed by the inspection, without abaternent of price, and agree to the lliLEASE
set forth in paragraph 25 Oflhis Agreement, OR
2, f\.fake the repairs before settlement, if required by the mortgage lender, if any, at Buyer's expense and with Seller's
penrussion, which will not be unreasonably withheld, in which case Buyer accepts the Property and agn::es to the
RELEASE set forth in paragraph 25 of this Agreement. If Seller denies Buyer permission to make the repairs, Buyer
may, within 5 DAYS of S~ller's denial, terminate this Agreement in writing, in which case all deposit
monies paid on account of purchase price will be returned promptly to Buyer and lhis Agreement will be VOID, OR
3. Terminate this Agreement, in which case all deposit monies p3id on ar.;count of purchase price will be returned
promptly to Buyer and this Agreement will be VOID.
RESIDENTL\.L LEAD-BASED PAINT HAZARD REDIJCTlON ACT NOTICE REQUIRED FOR PROPERTIES
BUILT BEFORE 1978 (l.ll2)
IZI NOT APPLICABLE
o APPLICABLE
(A) Seller repre!ients that Seller has no knowledge concerning the presence of lead-based paint and/or lead-based paint
hazards in or about the 1>>roperry, tutless checked below.
o Seller has knowledge of the presence of lead-based paint and/or lcad~bascd paint hazards in or about the Property,
(Provide the basis for determining tbat lead-based paint anJ/or ha.lards e"ist, the location(s), the condition of the
painted surfaces, and other available information concerning Seller's knowledge of the presence of lead-based paint
and/or lead-based paint hazards.)
(ll) Records/Reports: Seller has no reports or records pertaining to lead-bast:'d paint and/or lead-based paint hazards in or
about the Property, unless checked hclow.
o Seller has provided Buyer with all available records and reports pertaining to lead-based paint and/or lead-based paint
hazards in or about the Property. (List documents)
(C) Buyer's Acknowledgment: Buyer has. rcc:cived the: pamphlet Prurect Yuur Family jmm Lead in YorlJ' Hume and has read
the Lead Waming Statement contained in this Agreement (See Environmental Nolices). Buyer has reviewed Seller's
discfosurc of known lead-based paint and/or lead-based paint hazards, as identified in paragraph IO(A) and has received the
rec.:ords and repons pertaining to lead~based paint andJor lead-based paint hazards identified in paragraph IO(B).
Buyer'sloltials Date
(D) RISK ASSESSMENT/INSPECTION: Buyer acknowledges that before Buyer is obligated to buy a residential dwelling
built before 1978, Buyer has _ 10 DAYS to conduct a risk assessment or inspection of the Property for the
presence of lead-based paint and/or lead-based paint hazards.
o W AlVED. Buyer understands that Buyer has the right to conduct a risk assessment or inspection of Ihe Property to
determine the presence of Jead-based paint and/or lead-based paint hazards. BUYER WAIVES THIS RIGHT and agrees to
the RELEASE set forth in paragraph 25 of this Agreement.
o ELECTED
1, Buyer, at Buyer's expense, choose!> to obtain a risk assessment and/or inspection of the Property for lead-based paint
and/or lead-based paint hazards. The risk assessment andlor inspeclion will be completed wilhin ____~ DAYS
of the ex.ecution of this Agreement.
2. Wit bin the time !let [orth above for obtaining the risk assessment alldJor inspection of the Property for
lead-based paint and/or lead-based paint bazards. Buyer may deliver to Seller a written list of the specific
hazardous conditions cited in the report and tho:>e corrections requested oy Buyer, along with 8 copy of the risk
nssessmem and/or inspection report.
J. Seller may, within _ 7 DAYS ofrcceivrng the list and report(s), submit a written corrective proposal to Buyer.
The corrective proposal will include, but not be limited to, the name of the remediation company and a projt:ctt:d
completion date for corrective measures. Seller will provide certitication from a risk assessor or inspeclOr that
t;orrectiv~ measures have been satisfactorily completed Ort or before the projected completion date.
4. Upon receiving the coo.cctive proposal, Buyer, within 5 DAYS, will:
a. Accept rhe corrective proposal and the Property in wri ting, and agree to the RELEASE set forth in paragraph
25 of this Agreement, OR
b. Tenninate this Agreement in writing, in which case all deposit monies paid on account of purchase price will
.
PREPARED BY AGENT: Phyllis Bonder, Associat8 Broker
AlS.2K. Slancard Agreement For TIle Sale Of Real Estate. 01/02. Pennsylv;ml;J Association of REAL TORS&
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REALTORSlil2002
ReaIFA$1@ ~Dt~Varslon 6_15_ Software Registered \0: Steven 6. Spra'{, REIMAX Re~lly Agency, tllC.
Buyecl')'Oit"'-\r -
Page 5 af 20
SelIer(S)ln'l.\._____
C;,\!r' ""f
20ii 1x tC~m~d)r;)m.~llylo i:11J,;,er U\d this Aal'w:mmt w11l ~ VOl!). .
265" :'J. ~~id Belta' hil to 'tI;_b6:;Jt . ~r!t'i'C")i ~onfltn'/ole rOfHH/liili wlQhlQ lbe thVUt aU fMa Iii pUScr1ph lC{D)5 ufth19
:no Ara-~l:Ie."'it, a~. wi~<ft j VA YS. 'JIll ;
111 ii A,C(,8\Jt the Propatyin \!Irionl. and i4Fl'C to mc.REUASE JCl. trmb In 'j):Ujlgnrb 15 ofU"lt.l Agy~cm(m. OR .
:;:72 h. T<;;tMU\Oi~fJ WIJ A~eem..:'rll h; \lo'?/tlftg. ltI ~liIC" Ci$i aO d~ filj)f\jl5t p".d an 1l'.c~owU I:Yf jl'\.lroh~ pl"lU
173 will boa f<tINrUe.tJ promptty to BIJ.1I9f and tl\u ^8Tecmef1l will be VOID.
7:74 6. hyllil"s lld_ara 16 iJjutrdu 1'It)' 0( ltu)'l1r'1 .pt!dIU ",Ubi. ib.. am_ 11!llltt, lIpKU'h:d io 'CtI.lt 'jtli'~t'/'aplt. wli1
::13 4.a1,nlha\l1ill1ll wAiVtR ufd.lil "\UIIllililfiWilC)' ~ iluyer acceph the ~1tj;p.lI1"'ty iI_d !lInn to tb~ R.i.I,Ji"n:,..t re'1h
.110 to "a~~~1lI. U ",r nu. Asn..aMWloI.
277 (i) C\ltt,lfk&Y!.ola: By ,f~ !tUII ....BCOli;lmtl11f. tiuyrr md S-t>lIer certify tho i('lluracy or ,;heir i"tSpeCllw n~IMIl'dlUl, [0 :Ile' bon or
273 ~r..dr lal,(74LI(cdee.
Z-'" 11. ShTvS 0' !\AllON (1.~1)
200 (A) 6lilllillF i6"9r't:H~lIli duu S~l!{;t hlO l\O knowlde,c conceruinlllnl: 1Jf";I'I;1 er aoo(n,e of redem. U1"!.1~ checked b~low.
2&1 0 I. !Qlh::l' ha. knowJcdae Ihlilt dt.i P"DP'lfly WI. I~ad on rh, ,'Smlit. b,. rl'l~ itlfltMds (e-.S, ch.uooelllllni!.ler. slphlll tT~ct.
182 &'I.e.), and w:tb the n:iilulfll t)f.n Ujfi IN!lalitd belC'W:
21) DATE TYPE Qf niSi
Zil<l
lfij
2S'
287
,u
169
"0
ZOl
291
2~~
294
Z9;
2",
J'"
4.~S
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IOJ
10<
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)06
",.,
108
Jn9
Jto
31i
l12
lIJ
l14
11j
316
117
118
119
120 Illl o.t... Z
J~21 a. Accept th_ P'~~y 11\ WT_ifinl aDd 'jlT'IZ ~o the RfLBA82 M' fllnh in pAi1ll"l\J&Ih 23 of tnlt A.i";"ccU\ei'll. Oft
.l - _ b. SIlbNlt iii wnuQ\, rone<.ctI'IJ"t pvaro~.1 to 9c>lli'1. 'fllil tOrreCI1'\l1e p10pOYaJ wllllncl',l(It', but nol br liroliCd w, rhe MMID tY.
~s: ~r:'-i:\1ld P'4ldt"r~ CO'NJ~~II: }.lrO'V:~GIla fw ~~";.~e~..; '00 a projected complet;on dlll'iII fOf
CO(TiCE11'V&mftN"I., 'Sell\7'o\'I11I"'Y II mliC\\,m\im cof$ -,-~fi&'t2 me l'O'I&l tail !;If mn~illidon \1)\.1
S - N'tlii"lQ, l,1jhj<Jb will be o:)mplt;ld ':))1 '(:'tlhtli~:.
32 (I) U ibe i.D~ (o..t 0..,. l"eJTlodiadon aoo ~et:dl? EXClS.EDS 1~e ;'If\,()\:Ill1 ~cin<~ In flAUjl"t-pk 11(1l) (Option.2) a, Sw\lec
327 will, with." ____ _L_ DA "IS lJIl R:c..e\PI C.flhe tOll ofri:ln',l!chatt(lO, <lcufy B.Ul'~' in Wllllnl o( Sc;U\:tl'a ~il.e:l(lt \0:
iPr'U:!r'Al'leO (l,V ~G~NT: P~w.\i i"I\'l)'W. "\l~QiOlIllU ,"'U~~I
I'oJS-:;j~ :!lb~d"'dAtlI"'M81\IFQfT""~.C'~'" ",tlIUI, Olf041.P"""'llV'"'''''-''' Al'l",",*lk"..,goj ~o:...~ TO'iijlit
C;OlJ'l'~lGHT ~'''IHSYLVAH1A JlO&,lSOC/.l,T,Olo' 0"" ~l:!"""'l'O"Gib 11102
1\Wj1...,'l'& r5f:st;;:.~,' . V V;:.;:.rr;llolna.1!il, G~"'" PIl""il'I.!Qt8d ID~ :il......." Ii, Sp~v, Mii\tA.X l'lilllnv ""G.;>I",c. II"C'.
'"..""'.''''''-~~
Q
'rl
~
. ,~.., ....~....~..., .."~" ".,.
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'."11 'r lJlJl/lJ" ,uill
JliSt:L is O:Ho:murieJ1'liIN c( 'lVarWn,levilh)
o
COPl'ES OF ALL AVAILABLB iEST IUPCR.T!J 'VIII bet dell"er~d (0 8uy<< wi.t11 (hi. It.~menl. SEU.ER. DOES
NOl WAilRAJ'.'T EI'TlIEIl rilE M1i'fllODg OR nnUL n OF THE TE3'1'S,
2. Sal,., I,., It:ttOW}lidgli lhllil the Property Ilfid8/'\J'E'lit l'IIdon mluct\(,n mellJU~g on the d&u(s) and by lhe mcthad(il
b.\dic~.sd~low.
D....n
I/.All()J'I RIillIJCT10N Ml'THOD
(") llAOOS INntCTiOS CONTINGIONC11'
o WAM-D. Buyer unth~'i'iUli'ldu that BLl.yc:r lw tl1e 0p11M to t~qU~11 tbl'lr the Propony be hupcr:u:d (Dr radon by iiiI [)C'rtlf}ad
itlliPKW'PJ (!JaB ~11"l.R'I.iU!1eanl NDti~: R~on). BUYER. WAIVE3 TH13 Or'nO:-i Gt)J 1Ij1iNlf"' 10 the ~LEASE fd forth
1ft po>>'~pb 2j ;lftbll ^,,~"*,l.
~ nnCiED. 3\1)'~. :.II Buyer', tlSi,pzaaa. ba. fht option 10 cbllllin, &om a et'J1ifil'l inllJHlctor, . iadun tClt or 1m Prcp~. ilild
""m ~j Vei' . CGVY of tho till l'lJVOlI ta S~ widtin ~.oli:' tv flit. DA VS (I ji dly. II rtt:l( ;pecltled) of !hr l!:Jte<tnlf:rJ i)f
thh ^ucemenL (3&0 H'nvir-oofi\l!fll,l'ill Ndlq)€". ltltdoo)
J. If 'the tC.L report revtIGl. lhoo p~ell of rl'ion \)elow 0,02 WGi'killl' lcvell (4 p~lc:llihu:r), Btlyur KCt'pU tbtl
Prop.vvy ?iild agr~es 10 m( RH..~A.SE lle1lbnl\ III PlW~Ii""ph 2' 0,( (hli~ AIiP'~e:m.mt,
1_ .]( m<h tBlO'l ~rt reveal, It'll'! prelOtru:e of >'ld(:/ft I' or exe0f:~l1!c 0,02 woTton8 h:velo ,. pioowrlG'il/Ut<<), flu~ wm.
wlthtn '7 DA Y5 of receipt of thlil llo!n r'u\lln:
o Cp''''''l .
&.. Accepl the Praputy in Wl'i'l)f'lll iM ial"telO the RELEASE U1 forth in paragraph 2J af~hjll AatellllYl~t, OR
'0, 'T",nnirtIli~ duro AF'~m~." u\ wrlllnZ. tn whIch ealle a.1l depo'\l I1;lCtlll::1 p.id. on .c,nuN t'f pW'o:::bI:'ll price wm he
n:aunaN ~ptly 10 B\;yil' Ili'ld thll hJittmm1 wii! ';)c VOID. Oft.
Si&'JIDillil. 'kiHtm. g011"~;;:.!i"\1e pi'Opo-sal to S~lkJ. Tho cO'f'!'eelivc prop,,"l win lnlOlh.llSe. bot o.ot be limilllo':d 10, the 1'8me
d ~he cG:r'i".ftelt 'OOttltlil'ftCfi c4mpm'\)I: pll,)vtaionc fur pil)'nwIl.t. luelu&h~' NIQlihl; l\nd . pi'oJ~cl'cd cOJIlv:~im dli.tt rM
COllR'il:\IW~
(1) Within __ j O"YS orT't'Cdvffit th~ com:ctiwptoplluJ. S.U;1f lJlrlJl:
(Ill) Arzn:e 1:0 ttl,e terms or 1:te ce.""YeC\i~'C pro~ l~ ~llnll, IJI which CI.1f' Bl\yt::r accept" 1h~ Pr~ ktld qr41M
10 IhG YlELEASE let wf'ih in plDr~ph i~ of 1101, ..\fP""Mmt. OR
(b) N(I~ ijrU U) me 1e'1Yl5 of~Cl]rr~rilo1: pl"Dpc*'l.
(1) ~Ulwllt !'!ellflr nol '3* \,) Ihe; rmTI$ J)f Ull; c~clive i'lf~ponl or if S~lloir iJUiWl itip'CRd .,..i.i:bio tlile tim~a.WotD
9\.Q1;J.f will, whhlD _-!.-_ D^ YS, ek.ct 10: .
(3) A'coplthlt P~nyln writing md agree fQ Ihe RELEASE ~l (orth, in parAJ'r.ph 2' orlhi. A~~n6r.t Ok
(b) Ttj)rtYllf\lIl1~ tN. Alre-emem In writb., in which CIil5ll' all d~p'(,'lt monl;:, VIld Oil .Ilr:t:'ollnt of p'I.Inh~B~ prl(; w.ill
\nil retumild P"u.~p;ly \1) ijliy.::r !tDd rhili Agrewnent wi!: bill VOID.
,
i"~\lIJG~:H
!S\l.ll'(')~~
, ~ ;. ~ .~ '-:
'I~,~'~~:I ~~i11,~ ~I A)':
~r~ '~LUU~ ~l .Ju~m
rl\Um-DUOl..J\1 l..UtlWAl'il
tJ1U-bYJ-4Ybl
1-118 P UU8/011
F-321
328 (a) Pay for the total cost of remedialion and retests, in which case Buy,~r accepts the Propcrty and agrees to the
329 RELEASE set forth in paragraph 25 of this Agreement, OR
330 (b) Contribute toward the total cost of remediation and retests only the amount specified in paragraph 11(8)
331 (Option 2) b,
332 (2) If Seiter chooses not to pay for the total cost of remediation and retesls, or if Seller fails to choose either option
333 within the time gIven, Buyer wjJJ, within _~_ DAYS, notifY Seller in writing of Buyer's choice:o:
334 (a) Pay the differem;:::: between Seller's contribution to remediation and retests and the actual cost therof, in which
335 case Buyer accepts the Property and agrees to the RELEASE set forth in paragraph 2S of this Agreement, OR
336 (b) Terminate this Agreement, in which case all deposit monies paid on account of pun:::hase price will be
337 returned promptly to Buyer and this Ab'TCcment will be VOID.
33812. STATt:S OF WATER (1-02)
339 (A) Seller represents. that the Property is served by;
340 C8J Public Water
341 0 On-site Water
342 0 Community Water
343 0 None
344 0
345 (8) WATER SERVICE INSPECTION CONTINGENCY
346 21 WANED. Buyer ack.nowledges thill Buyer has the option to requesl an inspection of the water service for the Proper1y.
347 BUYER WAIVES THIS OPTION and ab'Tees 10 the RELEASE sel forth in paragraph 25 oflbi, Agreement.
348 0 ELECTED
349 1. Buyer has the option, witbin DAYS (15 days if not specified) of the execution of this Agreement and
350 at Buyer's expense. to deliver to Seller a written inspection report by a qualified, professional water testing company
351 of the quality and/or quantity oflhe water service.
352 .:.. Seller agrees to locate and provide acce!':s to the on-site (or individual) water system, if applicable, at Seller's expense,
353 if required by the inspcction company. Seller also agrees to restore rhe Property, at Sel1er's expense, prior to settlement.
354 3. If the report reveals that the water service does not meet the minimum standards of any applicable governmental
355 authority and/or fails to satisfy the requirements for quality and/or quamity set by rhr- mortgage lender, if any, then
356 Seller will, within 7 DAYS of receipt of me report, nOlify Buyer in writing of Seller's choice 10:
357 a. Upgrade the water service to the minimum acceptable levels, before settlement, in wbich case Buyt:r accepts the
358 Property and agrees to the RELEASE set forth in puragraph 25 of this Agreement, OR
359 b. Not upgrade rhe water service.
360 4. If Seller chooses not to upgrade the service to minimum acceptable levels, or fails to respond witkin the time giv~n,
361 Buyer will, within 5 DAYS, either:
362 'a. Accept the Property and the water service and, if required by the mOltg3ge lender, if any, andior any
363 governmental authority, upgrade the water service before settlement or within the time required by the mortgage
364 lender, if any, and/or any governmental authority, at Buyer's expense and with Seller's pennission, which will
365 not be unreasonably withheld, and agree to the RELEASE set forth in paragraph 25 oflhis Agreement. If Seller
366 denies Buyer permission to upgrade the water service, Buyer may, within 5 DAYS of Seller's
367 denial, terminate this Agreement in writing. lfBuyer terminales this Agreeement, all deposit monies paid on
36B account of purchase price wiJ! be returned promptly to Buyer and this Agreemenl will be VOIn, OR
369 b. Terminate this Agreement in writing, in which case an deposit monies paid on account ofpufchase price will
37D be returned promptly to Buyer and thig Agreement will be VOID.
371 13. STATUS OF SEWER (1-02)
372 (A) Seller repre~e:nts that the Property is served by:
3 73 ~ Public Sewer
374 0 lndividual On-lot Sewage Disposal System (See Sewage Notice 1)
J75 0 lndividllal On-lot Sewage Disposal System in Proximity to Well (See Sewage Notice 1; see Sewage Notice 4, if
376 applicable)
377 f.J Community Sewage Disposal Syslcm
378 0 Ten-acre Permit Exemption (See Sewage Notice 2)
379 0 Holding Tank: (See Sewage Notice J)
380 0 None (See Sewage Notice 1)
381 0 None Available/Per-mil Limirations in Effect (See Sewage Norice 5)
382 0
383 (B) INDIVIDUAL ON-LOT SEWAGE DISPOSAL L'iSPECTION CONTINGENCY
384 lSl WAIVED. Buyer acknowleuges thaI Buyer has th~ option to request an individual on-Jot sewage disposal inspection of the
385 Property. BUYER W AlVES THIS OPTiON and agrees to Ihe RELEASE set forth in paragraph 25 of this Agreement.
386 0 ELECl'ED
PREPARED 8Y AGENT: Phyllis Bender, Associate Broker
NS-2K - Standard Aorocrnont Fur Tho Sale Of Real Estate. 01102. Pennsylvania A%ociatioll of REAL70RS@
COPYRIGhT PENNSYLVANIA ASSOCiATION OF REALTORS@2D02
ReaIFA$T@ S~. VerSIOIl6.15. So/tl.',anl Registered to: Stev~n a. Spray. REIMA..'< Raait" A'J8"CY. In!:.
Ou,"'I') ,,,,,,, ~ ___
Pago 10f20
Seller(Sll~_
Ar't<-j't1.-LUU~ UI :3IAM
F~O~-BOBCAT CO~PANY
+310-693-,1961
1-1\B P 009/011
H11
387
388
389
390
391
392
393
394
395
396
397
3YB
399
400
401
402
403
404
405
406
407
408
409'
410
411
412
413
414
415
416
417
418
419
420
421
422
423
424
425 14.
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
1.
DAYS (15 day" ifnot specIfied) of the execution of this Agreement and
a written inspection report by a qualified. professional in!ipeClor of the
Buyer has the option, within
at Buyer's expense, 10 deliver iO Seller
individual on-lot sewage disposal system.
Seller, at Seller's expens~, agrees, if and as required by the inspection company, to locate, provide access to, and empty
the individual on-lot sewage disposal system. Seller also agrees to resrore !he Propeny, at Seller's expense, prior to
settlement,
If the report reveals defects that do not require expansion or replacement of the existing sewage disposal system. Seller
will, within 7 DAYS ofrcceipt of the report, notify Buyer in WTiting of Seller's choice to:
i:l. Correct tbe defects before 'icttiement, including telests, at Seller's expense, in which case Buyer accepts the
Property and agrees to the RELEASE set forth in paragraph 25 of this Agreement, OR
b. Not correct the defects.
if Seller chooses not to correct the defects. or if Sdler fails to respond within tbe time given, Buyer will, witbin
5 DAYS, either:
Accept the Propeny and the system and, if required by tbe mortgage lenuer. if any, and/or any govemmental
authority, correct the defects before settlement or within the time required by the morlgage lender, if any,
and/or any governmental authority, at Buy.er's sole expense and with Seller's permission, which will not be
unreasonably withheld, and agree to the RELEASE set forth in paragraph 25 of this Agreement. If Seller
denies Buyer permission to correct the tIereels, Buyer may, within 5 DA YS of Seller's denial,
temlinate this Agreement in wriling, in which case all deposit monies paid on account of purchase pdce will
be returned promptly to Buyer and this Agreement will be VOID, OR
Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will
be returned promptly to Buyer and this Agreement will be VOID.
If the report reveals the need to expand or replace the existing individual on-lot sewage disposal syslem, Seller may,
within 25 DAYS .of receipt of the report, submit a corrective proposal to Buyer. The corrective proposal
will include, but not be limited to, the name of the: remediation company; provisions for payment, including retests;
and a projected completion date for corrective measures. Within 5 DAYS of receiving Sdler's correcti'lc
proposals. or if DO corrective proposal Is received within the time given, Buyer will:
a. Agrce to tne terms of the corrective proposal, if any. in writing, in which case Buyer accepts the Property and
agrees to the RELEASE set forth in paragraph 25 oflhis Agreement, OR
Accepl the Property and the system and, if required by the mortgage lender, if any. and/or any governmental
authority, correct the defecls before settlement or within the time required by the mortgage iender, jf any,
and/or any govemmenlal authority, at Buyer's sole expense and with Seller's pennission, which will not be
unreasonably withheld, and agree to the RELEASE set forth in paragraph 25 of Ihis Agreement. If Seller
denies Buyer permission to correct the defects, Buyer may, within 5 DAYS of Seller's denial,
terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will be
retllmed promptly 10 Duyer and this Agreement will be VOID, OR
Terminate Ihis Agreement in writing, in which case all deposit monies paid on account of purchase price will
be rerumed promptly to Buyer and this Agreement will be VOID.
NOTICES, ASSESSMENTS & CERTIFICATES OF OCCUPANCY (1-02)
(A) Seller represents, as of Seller's execution of this Agreement, that no public improvement. {,;ondominium or homeowner
association assessments have been made against tbe Property whieh remain unpaid and that no notice by any government or
public authority has been served upon Seller or anyone on Seller's behalf, including notices relating to violations of zoning,
housing, building, safety or fire ordinances which remain uncorrected, and that Scller knows of no condition that would
constiUlle violation of any such ordinances which remains uncorrected, unless otherwise specified here:
2.
3,
4.
a.
b,
5.
b.
c.
(B) Seller knows of no other potential notices (including violations) and assessments except as follows:
(C) In the e'\lcnt any notices (including violations) and assessments arc tccci'\led after execution of this Agreement and hefore
settlement, Seller will notify Buyer in writing, within 5 DAYS of receiving the noticcorassessmcm, that Seller will:
1. Comply with notices and assessments at Seller's expense, in which case Buyer accepts the Property and agrees to the
RELEASE set forth in paragraph 25 of this Agreement, OR
2. Not comply with notices and assessments at Seller's expense,
3. If SeHcr chooses not to comply with notices and assessments, or fnils within the time given to notify Buyer if Seller
will comply, Buyer will nOlify St:'llcr within 5 DAY S in writing that Buyer will either:
a. Comply with the notices and assessments at Buyer'::; expense and agree to the RELEASE set forth in paragraph
25 of this Agreemenl, OR
b. Terminate this Agreement, in which case all deposit munie'i paid on accoHnt of purchase price will be n:tumed
promptly to Buyer and this Agreement will be VOID.
If Buyer fails to notify Seller wichin the time given. Buyer accepts tlJe Property aud agrees to tbe
PREPARED BY A.GENT; PhylHs Bellder, Assoclale Broker
AlS-2.K. Slalldard Agreemenl For The Sale Of Real Eslale, 01/02, Pennsylvania Asscclalfofl of REALTQRS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORS@2002
ReaiFA$T@ s~' VersIOn 6.15. SOhw8rd R8gig!efed to: Steven B_ Spray. REiMAX Really AgencY'_ Inc.
8uyer(s)lnlll<fls r--
PlIg4t80f20
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+318-69]-4951
T-1IB P 010/011
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'f'f6 RELK\SE set forth in p:~ragr:lph 25 of this Agreement.
447 (D) Buyer is -ad'lis~d th.u access to a public ruad may require issuance of a highway occupancy pennit from [he DejMrtnlenl of
448 Transportalion.
449 (E) If ft:lluin:d by law, within ___~~..~ 1)/\ YS of the execution of this Agreement Sdh::r will order for deliver! to Buyer,
450 on or before settlement:
4jl 1. A certitic3tion fTom the appropriiile municipal department or depanmer.ts disclosing notice of any uncorrecfed vialation
452 ofzonin~, housing, building, safety or fire ordinances, AND/OR
453 2. A certificate permitting occupancy of the Propcny. In (he event repairs/improvements are requin:d for the ;ss!JJIlce of
454 the t:ertiJicalt:, Seller will. within ~ 5 DA YS of Seller's receipl of the rcquircmellls. nOlify Buyer of tht::
455 requirem~nls ami whether Seller wiH make (he required repairslimprovemems at Seller's e,'(pensc.
4'5fi If Seller choose,; 10 make tht: r~quircd repairs/improvements, Buyer agrees to accept the Property as repaired and agrees to
457 the RELEASE see forth in parilgrJph 2j of Ihis Agn:em~I11. If Seller chooses not to make the required repairs/improvements,
458 Buyer will, within 5 DA YS, notify Seller in writing of Buyer's choice to terminate thi~ Agreement OR nuke the
459 rep.1irs/improvcmcnts at Buyer's e,'tpeIlse am) with St:llds permission, which will not be unreasonably withheld. If Seller
460 denies Buyer permission to make thc required repairs or if Sell~r fails to respond within the time given, Buyer may,
461 wjthjn__~ DAYS, li::rminatC' this Agreement in writing, in which case all deposit moniC's paid on <.lCCOl.lnt of
462 purchase prke will be rctumed promptly to I3uye.r and this Agreement will be VO[D.
463 15. TITLE, SURVEYS, & COSTS (1-02)
464 (A) The Propel1y is to be conveyed free ami clear ar all liens, encumbrances, and easements, EXCEPTING HOWEVER the-
465 following: e"isting deed ,cstTietion<, histo,ic peese",ation "st,ktions 0' oedinanee>, building eestdetions, oedinances,
466 easements of roads, easements visible upon the gr01.md, t:asernentS of record, privileges or rigors of public service comranie.-;,
467 if any; nthecwise the title to the above dese,ibed ,eal cslatc will he good and ma,kclable and such as will be insured by a
468 reputable: Tide: fn~)Urance Company at the regular rates.
469 (B) Buyer will pay for tile following: (I) Title search, title imunmce. <india!" mechanics lien insurance, or fee for cancellation
470 of same, if any; (2) Flood insurance, firt: insurance wilh extended coverage, mine subsidence insllfance, and fee for
471 cancellation of same, if any; (3) Appraisal fee!> and t:harges paid in adva.nce to mortgage lender, if any; (4) Duyer's
472 customary settlement costs and accrual.;;.
473 (C) Any surveyor surveys which mdY be required by the Tille Insurance Company or the abslracting attorney for Ihe preparation
474 of an adequat~ h:gal description of [he Property (or the COITcclion (hert:of) will b~ seclIred and paid for by Seller. Any
475 surveyor surveys desired by Buyer or required by the mortgage lender will be secured arid paid for by Buyer.
476 (D) In the event Seller is unable to give a good and marketable tille and such as will be insured by a reputable Title Company
477 at thc regular rates, as spt:(;ifi~d in paragraph l5(A), Buyer wi]] have the option of: (1) taking such title as Sellcr can give
478 with no change to lhe purchase price; or (2) being repaid all monies p<lid by Buyer to Seller on iJCCOl.mt of purchase price
479 and being reirubursed by Seller for any costs incurred by Buyer for any inspections or certifications obtained according 10
480 the terms of the Agreement, and for those items specified in paragraph 15(B) item!'> (1), (2), (3) and in paragraph 15(C), in
4R I . which ca.se there will be no further liability Of obligation on either (lFthe parties heret() i.lnd UlisAgrceIllent will become YOlO.
4B216. ZONING CLASSIFICATION (1-02)
483 Failure of this Agreement to contain the zoning classification (except in cases where tbe property {and each parcel thereof, if
484 subdividable} is zoned solely or primarily (0 permit single-f.lmily dwellings) will rendt.'r this Agr~t;mCnl voidable at the option
485 of the Buyer, und, if voided, <lny deposits tendered by the Buyer will be returned to the Buyer without any requirement for
486 court action.
487 ZOl1lngClasliitication.: _.~~__
488 0 ELECTED. Within _--1L~,~ DAYS of the exet.:::ulion of this Agreement, BUYI~r will verify that the existing us~ of the
489 Property as is permitted,
490 In Ihe event the use i::; nut permilled, Buyer ,",.ilI} within the time given for veritication, notify Seller in writing that tbe
491 existing use of the Propcny is not pemtitt~d and this Agreement will he YOID, in which case aU deposit monies paid on
492 account of purchase price will be returned promptly 10 Buyer. Buye....~ failure to respond within tbe time given will
493 constitute a WAlVER of tbis contingency and all other terms of this Agreement remain in fuil furce sud eBect.
494 17. COAL NOTICE
495 I8J NOr APPLICABLE
496 0 APPI.ICAllLE
497 THIS DOCUMENT MAY NOT SELL, CONVEY, TRANSFER, lKCLUDE OR INSURE THE TITLE TO THE COAL AND
498 RIGHTS OF SUPPORT UNDERNEATH THE SURFACE LAND DESCRIBED OR REFERRED TO I-IERICIN AND THE
499 OWNER OR OWNERS OF SUCH COAL MAY HAVE THE COMPLETE I.EGAL RIGIlT TO REMOVE ALL SUCH COAL
500 AND IN THAT CONNECTION, DAMAGE MAY RESULT TO THE SURFACE OF THE LAND ANI) ANY !lOUSE.
501 BlJU_DING OR OTHER STRUCTURE ON OR IN SUCH LAND. (This notice is set forth in Ihc: manner provided in Sl:clion 1
502 of the Act of July 11, 1957, PL. 984.) "Buyer aclmowledges that he: lTIay not be obtaining the right or protection against
503 subsidence resulting: from coal mining operations, and that the property described herein may be protected from damage due 10
504 mine subsidence, by a private contract with the owners of the economic interests in rhe coal. This acknowledgmt:nf is made for
505 the purpose of complying with the provisions of Seclion 14 of the Bituminous Mine Subsidence and the Land COl1s~rvution
PREPARED BY AGENT: PhVllls Bender, A:osoclate: Broke,
NS.2K- Standard Agrecnl~nl For The SaleOfRoal Estate. 01i02. Pennsylvania Association of REAL TORS@
COPYRIGHr PENNSYLVANIA ASSOCIATION OF REAL TCRS@ZOU2
ReilIFA$TI!l S ~vare r!.)' 05, VersIon 6.15. Software Registered \0: StelJen B. Spray, REIMAX Realt'{ Agency, If1C
Page 9 0'20
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1-21 B P 0\ 1/02 I
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Act of April 27, 1966," Buyer agrees to si~ the deed from Sdl.:r which deed will conta;n the aforesaid provision
l'OSSI:SSION (1-02)
(A) Poss~ssion l~ 10 ue delivered by deed, keys and:
1. Physic3.l p()s~ession to vac,mt Property tiee or debris, with all stnlctlln:s broom-clean, at day rmJ time of settlement,
AND/OR
2. Assignment of ex.isting Icase(::;), together with any security deposits and interest, at time of settlement, if Property is
leased at the execution of this Agreement or unless otherwise specified herein. Buyer will acknowledge existing
lease(s) by initialing said leases(s) ill time ofexeculion of this Agreement.
tB) SeDer will not enter into any new ICJsl::s, '.vriUen extensiun of e~isting leases. If any. or additional leases for the Property
WUhOUl the written CUllst:':nt of Buyer.
RECORDING (J-85) This Agreement will nol be recorded in the Office for the RecOI'ding of Deeds or in any other dficc or
place: of public record and if Buyer caust:s or pellllits this Agreement to be re(;orued, Seller may decl to tlcat such Jet as a
breach of this Agreement.
ASSIGNJ\.lENT (3-85) This Agreement will be binding upun the piJrties, their respeclive heirs, personal n.~pIesenl<1tives,
guardians iJnd successors, and to the extent assignable. On the assigns of the parties hereto, it being expressly understood,
however, that Buyer will not transfer or assign this Agreement without the \\tTilten consent of Seller.
DEPOSIT & IU,COVERY FUND (1-112)
(A) IJcposits paid by Buyer witllin _~___ DA. YS of settlement will be by ca:;h, cashier's or cel1itied check. Oepo~ils,
regardless of the form of payment and the person designated as payee. will be paid in U.S. Dollars to Broker or parly
identified in p:uagraph 3(B), who will retain them in an escrow account until consummation or termination ()f this
Agreement in conformity with all applicable laws and regulations. Any uncashed check tendered <is deposit monies may
b..: held pending the acceptance of this offer.
(B) Upon termination of this Agr~ement, the Broker holding the deposit monies will release the deposit monies in accordance
with the terms of a fully executed written agreement between Buyer and Seller.
(C) In the event of a dispute over eneitlement to deposit monies, a broker holding the deposit monics is required by the Rules
and Regulations oflhe State Real Estate Commission (49 }la. Code 935.327) to retain the monies in e<;crow until the dispute
is resolved. In the event oflitigarion for the return of deposit monies, a broker will distribute tIn: monies as directed by il final
order of court or the written Agreement of the partit=s. Buyer and Seller agree that, in tht= event any broker or affiliated
licensee is joined in litigation for the rerum of deposit monies, tlH: 'l!tome:ys' fees allli costs of the broker(s) and lic.:nsee(s)
will be paid by lhc party joining them.
(D) A Real Estate Recovery Fund exi-'its to reimburse any persons who have obtained a fmal civil judgment against a
PennsylvilI1ia real estate licensee owing to fraud, misrepresentation, or deceit in a real c'itate transaction and who have been
unable to collect the jutigmt:nt after ex.hausting all legal and equitable remedies. for complete details about the Fund, call
(717) 783-3658, or (800) 822-2113 (within Pennsylvilnia) and (717) 783-4854 (outside Pennsylvania),
CO:>lDOMINlU'I'l/ I'LANNED COJ\,l:\iUNITY (llOMEOWNER ASSOCIATION) RESALE NOTICE (1.()2)
I?<J NOT APPLICABLE
o APPLICABLE: CONDOi'YJINIUM. Buyer acknowledges that t1:lt: Property is a unit of iI condominium lhat is primarily nm
by a unit owners' association. 93407 of lhe Uniform Condominium Act of Pennsylvania requires Seller to furnish Buyer
wilh a CCltificarc of Resale and copies of the condominium declaration (other than p];:lts and plans), the bylaws, and Ihe
rules and regulations of the association.
o APPLlCABLE: PLA1\i1'JED COMMUNiTY (HOMEOWNER ASSOCIATION). Buyer acknowledges lhat tl1t~ Propeny is
part of a planned community as defined br the Uniform Planned Community Act. (See Definition of Phmncd COnlfilunity
Notice). ~5407(a) of tile Act requires Seller to furnish Bu}er with a cupy of the Dt'daration (other than plats and plan!l), the
bylaws, the rules and regulalions of the assuciation, and a Certificate containing the provisions set fonh in 95407(a) of the
AeL
THE FOU,OWDIG APPLIES TO PROPERTIES THAT ARE PART OJ' A CONDOMINIUM OR A PLANNED
COMMUNITY.
(A) Within ~_ 15 DAYS of the execution of this Agreement. Seller will submit a request to lhe assocli.ltion for a Certificate
of Resale and the documellls necessary [0 enable Seller to comply with the Act. The Act provides that the association is
required to provide these documents within 10 days ofScllcr's request.
(B) Seller will promplly deliver to Buyer all dOClllllents received (rom lhe association. Under the Act, Seller is not liable to
Buyer for the failure or delay of the association to provide the Certificate in a timely manner, nor is Seller liable to Buyer
for any errone:ouS illfomlation provided by the association and included in the Ccrtiticate.
(C) Buyer may declare this Agreement VOID at allY time before Buyer's receipt of the association documents and for 5 days
thcrcaflcr. OR until settlement, whichever occurs first. Buyer's notice declaring tbis Agreement void must be in writing;
thcreafi.t:r all deposit rnonil:s will be rerumed to Buyer.
(D) In the event the association has the right tu buy the Property (right of first refusal), and rhe association exercises that right,
Seller will reimburse Buyer for all monies paid by Buyer on account of purchase price :md for any costs incurred by Bllyer
for: (1) Title search, title insurance and/or mechanic$ lien insllrallce, or fi,:e for cancell<ltioll of same, if any: (2) Flood
insurance and/or fire insurance with extended coverage, mine subsidence insurance, or fee fur cancellation of same, if
PREPARED BY AGENT: Phyllis Bendor, Associate Brokur
AlS.2K- Standard Agreement Fer The Sale or R~al Estate, 01102 P"""sylvilnla Association of A:E:ALTORS@;)
COPYRIGHT PENNSYLVANIA MSOClATION OF REA:..TORS@2002
ReaIFA$Tcrl S~J?\C05, VArSlon Ii. 15. SOfrN<l'il Registered lu: Staven 8. Spray. REIMAX Realty Agency, Inc
B..yeet') ,,,',," ul.\:--=--~
Page 10 of 20
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566 ally; (3) Appraisal fees and charges paid in advance to mOltgage lenccr, if any.
56723. M.-\.INTENA,,"iCE & RISK OF I.OSS (1-02)
568 (A) Seller will maintain [he Propeny, grounds, fixtures, and any personal propr:::r1y specifically scheduled herein in its present
569 condition, normal wear and tC:lr l:xcepted.
570 (B) In tbe event any systt:m or appliance included in Ihe sale of the Property fails and Seller docs not repair or replace the item,
571 Sdkr will promptly notify Buyer ill writing of Seller's choice 10:
572 1. Repair or replac~ the failed system or app\innce hefDre settlement or crdit Buyer at settlement fDr the f()ir market value
573 of the failed system or appli..mce (this option mllst he acceptahle tn the mortgage lender, if any). 111 e3ch case, Buyer
574 accepTS the Property and agrees tll the RELEASE set forth in paragraph 25 of this Agreement, OR
575 2 Nor repair or replac~ tlot: fL1il~J system or appliance, and not credit Buyer at settlement for tbe f<1ir market v.:llue of the
576 t~liled system or appliance. If Sdlcr does not repair, replace or offer a credit ror the failed system ur appliance,
577 or if - Seller Cails to notify Buyer of Seller's choice, l3uyer will notify Seller in writing within
578 5 DAYS or before seltlem~nt, whichever is souner, thdt Guyer will:
579 o. Accept the Property and agree to the IU~LEASE set forth in par(j~raph 25 of this Agreement, OR
580 b. Terminate this Agreement, in which cast: all deposit monics paid on account of purchase price will be returned
581 promptly to Buyer and [his Agreement will be VOID.
582 (C) Seller will bear risk of IllS:> from fire or olher casualti~s until lime of settlemenr. In the event of damage uy fil0 or other
583 casualties to any property included in thi.. sale thal is not repaired or replaced prior to settlement, Buyer will have the option
584 of rescinding this Agreement and promptly receiving all monies pnid on account of purchase price or of accepting the
585 Property in its th'::l1 condition logethcr with the proceeds of any insurance recovery obtainable by Seller. Buyer is hereby
586 notified that Buyer may insure Buyer's equitable interest in this Property as of the lime of execution of this Agreement.
587 24. WArVER 01; CO:"'iI'lNGENCIES (1-02)
588 If this Agreement is contingent on Buyer's right to inspect and'or repair the Propeny, Buyer's failure to exercise any of
589 Buyer's options within the time limits set fo.-lh in this Agreement will constitute a WAIVER of that contingency and
590 Buyer llCCt=pts the Property and agrees to the R.JlLEASE set forth in paragraph 25 of this Agreement.
59] 25. RELEASE (1-02)
592 Buyer bereby releases, quit claims and forever discba.-ges SELLER, ALL BROKERS, their LICENSEES. E;\UlLOYEES,
593 and any OFFICER or PARTNER of anyone of them and any other PERSON, FlIl1VI, or CORPORATION ,,,ho may be
594 liable by or through them, from any and aU claims, losses or demands. including, but Dot limited to, personal Injuries aDd
595 property damage and ..II of tbe consequences thereof, whether now Imown or not, which may arise f('om tbe presence of
596 termites or other wood~boring insects, radon, Icad-based paint hazards, environmental hazards, any defects in the
597 individual on-Jot sewage disposal system or deficiencies in the on-site water service sfitcm, or any defects or condltioDs
59H on the Property. Should SeUcr be in default undCT the terms of this Agreement, tllis release does nnt deprive Buyer of
599 any rights to pursue any remedies that may be availahle under law or equity. This release will survive settlement.
60026. REPRESENTATIONS (1-02)
601 (A) Buyer understands that any representations, claims, advertising, promotional activities. brochures or plans of any kind made
602 hy SeIler, Bmkers, their licenst:es, employees, officers or partners are not a part of this Agreement unless expressly
603 incorporated or stated in this Agreement. It is further understood thnt this Agreement contains the whole agreement
604 between Seller and BlIy~r and there are no other tenus, obligations, covenants, representations, S1atements or conditions.
605 oral or oth~rwi::i~ of any kind whatsoever concerning lhis sale. Furthermore, this Agrecmelll will not be altered, amended,
606 changed, or modified excepl in writing e:-\.ecutcd by the pal1ies.
607 (B) It is understood tbat Buyer bas Inspected the Property before signing this Agreemcnt (including fixtures Rnd any
608 personal pruperty specifically scheduled herein), or haS' waived the rigbt to do SQ, and has agreed to purchase the
609 Prop~;ty in its present condition unless otherwiS'e stated in this Agreement. Buyer acknowledg('~ tbut Brokers. their
610 licensees, employees, officers or partners have not made an independent examinadoD or delerminatiou of the
61 L structural soundness of the Property, the age or condition of the components, environm.entaJ couditions, the permitted
612 uses:, Of of (ondltioml existing iu the locale where the Property Is situated; nor have they made a mechanical
613 inspection of any of tbe systems (olltalned therein.
614 (C) Any repairs required by this Agreement will be completed in a workmanlike manner.
615 (D) 13roker(s) may perfonn services 10 as_~ist unrepresented parties in complying with the terms of this Agreemcnr.
616 (E) The headings, captions, and line numbers in this Agreement arc mea.nt only to make it easier tD find the para1,'Taphs.
617 27. DHAULT (1-02)
618 (A) Seller has the option of retaining all ~ums paid by Buyer, including the deposit monies, should Buyer:
619 l. Fail to make any additional payments as specified in parrtgraph 3; OR
620 2. Furnish false or incumpl~te informatiun to Seller, Broker(s), or rhe mortgage lender, if any, concerning Duyer's legal or
621 financial status, or fail to cooperate in the processing of the mortgage loan application, which acts would result in the
622 failure to obtain the approval of a mortgage loan commitment; OR
623 3. Violate or fail to fulfill and perform any other terms or c(ltlditiolls of this Agreement.
624 (B) linles!! ntherwise checked in paragraph 27 (e), Sclkr may elcct to n;tain thobe sums paid by Buyer, including deposit
625 monies, in one of (he following manners:
PREPARED av AGENT; Fh~lIis Bender, Associate Brokor
NS-2K - Slandard Agreement For The Sale 01 Reel Eslille. 01/02. Pennsi'lva'lla Associatlcn of REALTORSQi)
COPYRIGHT PENNSYLVANIA ASSOCIATION OF RE^l TORS@2002
",,"A$T@ 5~:~005' V,,,ioo 6, 15 S,'tw,.. R,gl,,,.., '0 51",,, B, SW'" REiMAX R"", Ag""Y, '"'
BtJyer(s} Initial , .L-__
,
Pag, 11 of20
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1 J1U-693-4~61
T-11 B P UI J/U~ 1
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626 I. On account of pU.Ichase price, OR
627 2. As monies to be applic:d to Seller's damages, OR
628 3. As: liquidalt:d damages for such breach.
629 (C) 1::8) Seller is limiled to retaining sums paid by Buyer, including deposit monies, as liquidated damages.
630 (D) If Sdler rel:.lins all sums paid by Buyer, including deposit monies, as liquidated damages pursuant to para~raph 27 (B) or
63] (C), Buyer and Seller will be released from further liability or obligation and this Agret':ment will be VOID.
63228. MEDIA no:; (7-96)
633 C NOT AVAILABLE
634 0 WAl'v'ED Btj'cr and Sellt:r understand thaI they may chouse to mediate al a later date, :;huuld a dispute arise, but that
635 there will be no .:)oligation on the part of any pal1y to do Sll,
636 0 ELECTED
637 (A) Buyer l:)nd Sdlcr will try to re:>olve any dispute or claim that may arise rrom this l\greem~nt through rnedilltlon,
638 in (!ccoroa.llce with Ih~ Rules and Procedures of the Hum!: Sellers/Home Buyers Di~ptltt:: R~solution System. Any
639 agreement reached through a mediation conference and signed by the parties will be binding.
tl40 (B) Buyer and Seller aclmowledge that they have recc:ived, read, and understand the Rules and Procedtll"es of the Home
641 Sellers/Home Buyers Di:;pute Resolution System, (See :V1ediation Notice.)
642 (C) This agreement to mediate disputes arising from this Agreement will survive settlement.
64329. SPECIAL CLAUSES (1-02)
644 (A) Tbe following arc part of tbis Agreement If checked:
645 OSalc & SCitlcment of Other Property D Set11cment of Other Property Conlingency Addendum (PAR Form SOP)
646 Contingency Addendum (PAR Form SSP) DTcnant-Occupied Property Addendum (PAR Form TOP)
647 OSale & Settlement of Other Property 0
648 Contingency with Right to Continue 0
649 Markering Addendum (PAR form SSp-eM) D___.~_._.
650 (8)
651 1) Bu~lder to warranty the house for ona year.
2) Buyer and seller will come to terms on additional selections Witll new construction prior to
Apr~l 30, 2005, Ii buyer and sgllar ar~ not in agree~ent as of April JO, 2005, buyer or seller may
void contract without obligation or 1089 of deposit.
652
653 Buyer and Seller acknowledge receiving a copy of tbis Agreement at fhe time ofsigning.
654
655 NOTICE TO PARTIES: WHEN SIGNED, THIS AGREEMENT IS A BINDING CONTRACT. Return by facsimile
656 transmission (FA-X) of this Agreement, and aU addenda, bearing the signatures of all purties, constitutes acceptance of this
657 Agreement. Parties to tbis transaction 31"e advised to consult an attorney before signing if they desire legal advice. .
658 '
659181 Buyer has received the Consumer Notice as adopted by tbe Stale Real Estate Commtssion at 49 I'R. Code D 35.336.
660 ~ Buyer has received:] statement of Buyer's estimated closing costs before signing this Agreement.
66118l Buyer bas read :md uuder-stands tbe notices and explanatory information set forth in this Agreemeht,
662 l2Sl Buyer lias received a Seller's Property Disclosure Statement before signing this Agreement, if required hy bw (see
663 Information Regarding the Real Estate SeUer Disclosure Law).
6641X1 Buyer hu received (he Deposit Mllney Notice (for cooperative sales when Broker for Seller is hoMing deposit money)
665 lJefuH ~igniDg this Agreement.
666 RUYEIl'S MA1LING AI>I>IlESS:
667
60B lIVYEll'S CONTACT NUi\lBER(S):
PREPARED BY AGENT: PhVllls Bender, AssDciale 8,.-oklU
AlS-2K - Standard Agreemeflt ;;arThe Safe Of Ruel Estate, 01102.. Pennsylv<lnia ASf;ocla!lOIl of REAL TORS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REALTORS@20U2
ReaIFAiT@~, Ver~lon 6.15. Softw<lre RoglSlCred to: S!even 8. Spray. RE!MAX Realty Alj/mey, IIIG.
Buy,,!,},",".' ~=---- _
Page 120'20
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WITNESS~/}~q~
ill~
DATE
4.lfo.o!f__
BUYER
Christopher
340D
Bismark, ND
58504
BUYER
shelley Eo Yurkovich
3400 ~~~ Lana,
~<;2.\~~ ~~
DATE
-.!f/(",/o~_ _
Bismark, ND
53504
669
670 Seller hereby approves the above contrad this (datc)
---
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671 In conSlderaho~ the services rend~rcd in procutlng the Buyer, Seller agrees 10 pay the named Broker for Selh:r a rt:~ of
~ _ ~ of/flom the herem specified ~ale pnce In the event the Buyer defaults hereunder, any monies paid on aCCOUnT
will be dlvlded ~_. {. /~~, Seller, ~__ ~7-------~, Broker for Seller, but in 110 evenl will the sum paiJ to Ibe
Broker for Sdlcr exceed the above specified Broker's fee.
672
6730 Seller has received tbe Consu!ucr Nolice as adopted by tbc StHle Re.al Estate Commission at 49 1111. Code ~ 35.336.
6740 Seller b.u received a stalement of Sellet's estimaled closing costs before signing this Agreemenl.
6750 Seller has read and nndcrstHods tbe oolices and explanatory information ~ct fOloth in thas Agreement.
676 SELLER'S MAILING ADDRESS:
677
678 SELLER'S CONTACT NUMBER(S):
679
WITNE
G and
SELLER
680 Brol(l~rs'/Licensees! Certifications (check all that are applicable):
681 0 Regarding Lead-Bascd Paint Hilzards Disclosure: Required if Property was built before 1978: The undersigned Liccmees
682 involveu in thi3 transaction, on behalf of themselves and their brokers, certify that their slatemcnts are true to tht: b~st of lheir
683 knowledge and belief.
684 Acknowledgment: The License~s involved in this transaction have infomled Seller ofSt:lIer's obligations under The Residential
685 Lead-Based Paint Hazard Rc:duclion Act, 42 U.S.c. 9 4B52(d), <lnel an: aware of their responsibilily to ensure complianc~o
6B6
6870
688
689
690
69100 Hegnrdiug Mediation: The undersigned [J Broker for Seller 0 Broker for Buyer agree to submit to medilltion ill accordance
692 with paragmph 28 of this AgrcemenL
~~~ BROKER FOR SELLER (Company Name) '7~/' _11~/.~,. ,C 1)71 vc. ',,"
695 ACCEPTlm BY 0--.L~ ==" DATE.---!:i-t,f'-Dc)
696 v I
697 BROKER I,OR BUYER (Company Name) ___~
Regarding FIlA l\1orlgages: The undersigned licensees involved in this transaction, 011 behalf of themselvl:s and their
brokers, certify Ihat tf1c tenns of this contract for purchase are tnle to the best of their knowledge and belief, and that any other
agreement entered into by any oflhcsc panies in connection with this transaction is auachc:d to this Agreemcm.
69B
ACCEI'TED BY
J)ATlC
PREPARED BY AGENT: PhVllis Bendut, Assoc:lale Broker
A1S.2K - Slilndard Agreement For The Sale Of Real Estate. 01102. Pennsylvania Association of REAL TORS<fu
COPYRIGHT PENt\JSYlVANIA ASSOCIATION OF REA,-TORS@2002
R~llIFASTIj) Sof~Nareo ~20Q5, Ve'sinn 6.15. Softw;ne RegIstered 10: Sleven B. SprilY. REIMAX RealI'; Agem;y, IJle
Pago 130f20
Seller: G & C Associates
Buyer: Yurkovich
Agreement dated April 15, 2005
216 Chestnut Circle
Shippensburg, PA 17257
Items to be completed:
. decking 12 x 16 - $1500
. seat in bedroom - $500
. lights - $120
. floor update - $750
. dryer venting - $250
. gas for stove - $75
. driveway upgrade - $500
. light allowance increased from $1,000 to $2,000
. appliance allowance increased from $675 to $2,000
TOTAL $6,020
Original Sale Price:
plus
Final Sale Price:
$239,000
$ 6.020
$245,020
. Crawl space to be covered with plastic and a door installed to close crawl space
. Seller will escrow for radon mitigation if test feveals a Level 4 or higher.
. House to be complete and settlement to be June 30, 2005.
ow at settlement for lawn
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EXHIBIT
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CERTIFICATE OF SERVICE
AND NOW, this 2 '1 day of 21.~~ f-..-.-.
, 2005, I, E. Ralph Godfrey, Esquire, of
Salzmann Hughes, P.C., attorneys for Defendant, hereby certify that I served a copy of the within
Preliminary Objections this day by depositing the same in the United States mail, postage
prepaid, at Carlisle, Pennsylvania, addressed to:
Sally J. Winder, Esquire
9974 Molly Pitcher Highway
Shippensburg, P A 17257
E. 'alph Godfrey,
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PRAECIPE FOR LISTING CASE FOR ARGUMENT
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
Please list the within matter for the next:
Pre-Trial Argument Court
-1L Argument Court
--------------------------------------------------------------------------
MICHAEL CASSIDY and
JULIE CASSIDY TIDIBIA G&C
ASSOCIATES
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
CIVIL ACTION - LAW
CHRISTOPHER YURKOVICH and
SHELLEY YURKOVICH
NO. 05-6008
Defendants
1. State matter to be argued: Prelimiuary Objections of Defendants Christopher and
Shelley Yurkovich
2. Identify counsel who will argue case:
(a) for Plaintiffs: Sally Winder, Esquire
(h) for Defendants: E. Ralph Godfrey, Esquire
3. I will notify all parties in writing within two days that this case has been
listed for argument.
SALZMANN HUGHES, P.c.
E. alph Godfrey, Es ire
Attorney J.D. No.7 52
354 Alexander Spring Road, UI e I
Carlisle, P A 17013
(717) 249-6333
Attorneys for Defendants
Dated: December 29, 2005
.
CERTIFICATE OF SERVICE
AND NOW, this?? day 01)<-<- /.---
, 2005, I, E. Ralph Godfrey,
Esquire, of Salzmann Hughes, P.C., attorneys for Defendant, hereby certify that I served a
copy of the within Praecipe this day by depositing the same in the United States mail,
postage prepaid, at Carlisle, Pennsylvania, addressed to:
Sally J. Winder, Esquire
9974 Molly Pitcher Highway
Shippensburg, P A 17257
E. Ralp Godfrey, Esquire
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IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYL VANIA
CHRISTOPHER YURKOVICH
and
: CIVIL ACTION-LAW
SHELLEY YURKOVICH,
Plaintiff
v.
: NO. 05-6008 CIVIL TERM
MICHAEL CASSIDY and
JULIE CASSIDY,T IDIBIA G&C
ASSOCIATES and G&C ASSOCIATES,
In its own right Defendants
ANSWER
COME, now the Defendants, Michael Cassidy and Julie Cassidy, t/dlbla G & C
Associates, by and through counsel, Sally J. Winder, Esquire and do Answer as follows:
I. through 6. Admitted.
7. through 11. Admitted.
12. Admitted in part and denied in part. Admitted that the mortgage contingency
provisions contain language for return of the deposit. Denied that the language
of the paragraph specified permits Buyer to demand return of the deposit. On
the contrary, the language of Paragraph 6(C)(4) specifically refers to Buyer's
failure to provide a mortgage commitment and provides that Seller is protected
by having the option to terminate the contract; Seller did not terminate the
contract; Buyer is not entitled to return of the deposit.
13. Admitted.
14. Admitted in part and denied in part. Admitted that a radon test was done on or
about April 25, 2005. Denied that the inspection results are Exhibit "B". On
the contrary, some of the pages attached as Exhibit "B" are from testing on a
subsequent dated and therefore do not pertain to the testing claimed to be done
by Plaintiff.
15. Denied. On the contrary, no radon mitigation proposal was ever submitted by
Buyer.
'"
16. Admitted in part and denied in part. Admitted that the agreement of sale states
that Seller would pay a maximum of$800.00 toward the total cost of
remediation and fetests. However, the other language of that paragraph was
modified and amended by the June 1,2005, agreement of the parties as
referenced in the Complaint filed by G & C Associates in the above nwubered
case and incorporated hefein by reference thereto.
17. Denied. On the contrary, the May 22,2005, letter from Yurkovich was to Sam
Small, his real estate agent. No notice was given to Seller or to Seller's agent.
On the contrary, Buyers met with Sellers and entered into an addendum of the
contract dated April 15, 2005, which evidenced the Buyers' intention to
purchase the house and which required additional work and upgrades be done
at the Buyer's assurance that they would pay for them; all contrary to any
alleged intention by Buyer to terminate the contract as stated in Buyer's
Complaint.
18. Admitted.
19. Denied. On the contrary, Buyer did not terminate the contract. On the contrary,
Buyer unilaterally attempted to repudiate the contract as an anticipatory breach
addressed, once again, to Buyer's real estate agent, Sam Small.
20. Denied. On the contrary, Buyer is not entitled to return of the deposit because
Seller did complete the house and did attempt to settle on June 30, 2005.
Buyers refused to settle thus causing damages to Seller which are set forth in
Seller's Complaint filed to this same term and nwuber which is incorporated
herein by reference.
21. Denied. On the contrary, Buyers have failed to honor the terms of the contract;
have failed to settle; have arbitrarily, capriciously, and unilaterally breached
the contract thus forfeiting all deposit monies paid.
22. Admitted.
23. Denied. On the contrary, Buyers failure to honor the contract and Buyers
breach of the contract works a forfeiture of the deposit.
24. Admitted.
25. Denied. On the contrary, the value of the property is contract price of
$245,020.00. The appraisal was done prior to finishing of the house. Buyers
failed to provide the appraiser with the agreement of sale and the upgrades.
26. Denied. On the contrary, it is believed and therefore alleged that Buyers had a
mortgage commitment as early as June 1,2005, but never provided it to Sellers
as they did not like the terms although the terms met the sales agreement
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language. Further, the denial of mortgage marked Exhibit "H" is dated July 12,
2005, well after the June 30, 2005, settlement date of the Agreement and after
Buyers had refused to settle.
27. Denied. On the contrary, this allegation is a conclusion oflaw to which
SellerlDefendant is not required to plead and strict proof thereof at trial of this
matter is demanded.
28. Denied. On the contrary, this allegation is a conclusion oflaw to which
SellerlDefendant is not required to plead and strict proof thereof at trial of this
matter is demanded.
29. Denied. On the contrary, this allegation is a conclusion of law to which
Seller/Defendant is not required to plead and strict proofthereof at trial of this
matter is demanded.
30. Denied. On the contrary, this allegation is a conclusion of law to which
SellerlDefendant is not required to plead and strict proof thereof at trial of this
matter is demanded.
WHEREFORE, Defendants respectfully request this matter be referred to compulsory
judicial arbitration and that judgment be entered in favor of G & C Associates and against
Yurkovich as to this claim for the deposit and for their claim for loss of pfofit.
Respectfully submitted,
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Sally J. inder, Esquire
Attorney for Michael Cassidy and
Julie Cassidy t/dlb/a G & C
Associates
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I , Julie Cassidy, a partner in G & C Associates do state that the facts and
statements contained herein are true and correct to the best of my knowledge I understand
that any false statements are made subject to the penalties of 18 Pa. C.S. Section 4904,
relating to unsworn falsification to authorities.
Ju e
December 30, 2005
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IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MICHAEL J. CASSIDY AND,
JULIE A. CASSIDY, tldIb/a
G & C ASSICIATES
Plaintiff
: CIVIL ACTION
v.
: NO. 05-6008 CIVIL TERM
CHRISTOPHER YURKOVICH
and
SHELLEY YURKOVICH,
Defendants
PLAINTIFF'S RESPONSE TO DEFENDANTS' PRELIMINARY OBJECTIONS
COMES NOW the plaintiffG & C Associates, by and through its attorney, Sally 1.
Winder, and files the following fesponse to the averments offact contained in
defendants' Preliminary Objections.
I. Admitted.
2. Admitted.
3. Admitted.
4. Admitted.
5. Plaintiff admits that the Contract contains a paragraph 27( c). The remaining
averments of paragraph 5 of the Preliminary Objections are denied because they state a
legal conclusion. Paragfaph 27(c) speaks fOf itself.
6. Plaintiff admits that it has filed a complaint alleging damages for breach of
contract in excess of$8,589. The femaining averments of paragraph 6 are denied. On
the contrary, plaintiff avefS that paragfaph 27(c) of the Contract in no way restricts or
limits its fecovery against defendants fOf their willful breach of said Contract.
The remaining averments of defendants' Preliminary Objections are conclusions
which need not be admitted or denied.
Defendants' pfeliminary Objections in the nature of a demurref misstates current
Pennsylvania law concerning the enforceability of liquidated damages clauses. The filing
of Preliminary Objections by Defendants is arbitrary, vexatious and in bad faith, thereby
entitling plaintiff to an award of counsel fees expended in the defense of said Preliminary
Objections.
WHEREFORE, plaintifffequests the Court dismiss defendants' Preliminary Objections
and award plaintifffeasonable counsel fees for the defense of defendants' Preliminary
Objections.
illtJi{kJ ~
Sally J. : ~(der, attomey for
Plaintiff~ & C Associates
9974 Molly Pitchef Highway
Shippensburg, P A 17257
(717) 532-9476
.
VERIFICATION
I verify that the statements made in this response to Preliminary Objections are true and
correct to the best of my personal knowledge and belief. I understand that false
statements herein are made subject to the penalties of 18 Pa. C.S. section 4904, relating
to unsworn falsification to authorities.
Date: 1- I L, ~()~
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MICHAEL J. CASSIDY AND
JULIE A. CASSIDY, tld/b/a
G & C ASSOCIATES,
PLAINTIFFS
: IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
V.
CHRISTOPHER YURKOVICH AND
SHELLEY YURKOVICH,
DEFENDANTS
05-6008 CIVIL TERM
IN RE: PRELIMINARY OBJECTION TO PLAINTIFFS' COMPLAINT
BEFORE BAYLEY, J. AND EBERT, J.
ORDER OF COURT
AND NOW, this ~ day of February, 2006, the preliminary objection of
defendants to plaintiffs' complaint, IS DENIED.
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By the Court,~
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Sally Winder, Esquire
For Plaintiffs
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E. Ralph Godfrey, Esquire
For Defendants
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MICHAEL J. CASSIDY AND
JULIE A. CASSIDY, t1d/b/a
G & C ASSOCIATES,
PLAINTIFFS
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
V.
CHRISTOPHER YURKOVICH AND
SHELLEY YURKOVICH,
DEFENDANTS
05-6008 CIVIL TERM
IN RE: PRELIMINARY OBJECTION TO PLAINTIFFS' COMPLAINT
BEFORE BAYLEY, J. AND EBERT. J.
OPINION AND ORDER OF COURT
Bayley, J., February 21, 2005:--
On April 15, 2005, G & C Associates entered into a real estate contract with
Christopher and Shelley Yurkovich. The twenty page document was a "Standard
Agreement for the Sale of Real Estate" used by members of the Pennsylvania
Association of Realtors. The contract provided that defendants purchase a home
constructed by plaintiffs in Mountain View Estates, for $239,000. The sum of $2,000
was to be paid within five days of the execution of the Agreement, and the balance of
the purchase price at settlement on June 30, 2005. On June 1, 2005, the parties
signed an addendum for another $6,020 of work on the home, increasing the final sale
price to $245,020.
On December 12, 2005, G & C Associates entered this suit, alleging that on
June 24, 2005, defendants unilaterally terminated the contract and demanded a return
of $2,000 held in escrow by a realtor. On June 29, 2005, defendants signed an
"Agreement of Sale Release," terminating the contract and directing the realtor to return
$2,000 to them. There was no settlement as scheduled on June 30, 2005. Plaintiffs
05-6008 CIVIL TERM
then placed the property on the market, and it was sold on August 23, 2005, for
$245,000. Plaintiffs seek damages of $7,183.08 for the loss incurred for the amount
received in the new sale compared to their contract with defendants, $746.10 for
additional interest on the construction mortgage, $500 for an extra expense in driveway
construction, and $139.88 for additional water and sewer utility service to the property.
Defendants filed a preliminary objection to the complaint in the form of a
demurrer, which was briefed and argued on February 15, 2006. They aver that plaintiffs
have failed "to state a cause of action upon which relief may be granted," because a
liquidated damage clause in the contract limits plaintiffs "to recovering the sum of
$2,000.00." Paragraph 27 in the Agreement provides:
DEFAUL T(1-02)
(A) Seller has the option of retaining all sums paid by Buyer,
including the deposit monies, should Buyer:
1. Fail to make any additional payments as specified in paragraph
3; OR
2. Furnish false or incomplete information to Seller, Brokers, or the
mortgage lender, if any, concerning Buyer's legal or failure to obtain
the approval of a mortgage loan commitment; OR
3. Violate or fail to fulfill and perform any other terms or conditions
of this Agreement.
(B) Unless otherwise checked in paragraph 27 (e), Seller may
elect to retain those sums paid by Buyer, including deposit monies, in one
of the following manners:
1. On account of purchase price, OR
2. As monies to be applied to Seller's damages, OR
3. As liquidated damages for such breach.
(C) ~ Seller is limited to retaining sums paid by Buyer, including
deposit monies, as liquidated damages.
-2-
05-6008 CIVIL TERM
(D) If Seller retains all sums paid by Buyer, including deposit
monies, as liquidated damages pursuant to paragraph 27 (B) or (C), Buyer
and Seller will be released from further liability or obligation and this
Agreement will be VOID1
Plaintiffs maintain that the liquidated damage clause does not limit the damages
they may recover against defendants because they have not elected to accept that
option, defendants have voided the contract by repudiating it in its entirety, and a
limitation on damages is unconscionable and unenforceable on the facts in this case. In
ruling on a demurrer, it must be determined whether, on the facts alleged in the
complaint, the law states with certainty that no recovery is possible. Hawks by Hawks
v. Livermore, 157 Pa. Commw. 243 (1993). We accept as true all well-pled allegations
of material fact and inferences reasonably deducible therefrom, and resolve any doubts
in favor of the nonmoving party. Id. Defendants do not maintain that plaintiffs have not
stated a cause of action. Rather, they maintain that plaintiffs' claim for damages is
limited to $2,000. There is no legal basis for the entry of a demurrer as any issue of
damages will be resolved by the trier of fact.
ORDER OF COURT
AND NOW, this ~ .-day of February, 2006, the preliminary objection of
defendants to plaintiffs' complaint, IS DENIED.
1 The Yurkoviches have filed a complaint against plaintiffs herein, claiming that plaintiffs
breached the Agreement of Sale dated April 15, 2005. They seek a return of the $2,000
they deposited pursuant to that Agreement.
-3-
.
05-6008 CIVIL TERM
Sally Winder, Esquire
For Plaintiffs
E. Ralph Godfrey, Esquire
For Defendants
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MICHAEL CASSIDY and
JULIE CASSIDY TIDIBIA G&C
ASSOCIATES
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
CIVIL ACTION - LAW
CHRISTOPHER YURKOVICH and
SHELLEY YURKOVICH
NO. 05-6008
Defendants
NOTICE TO PLEAD
TO: Michael Cassidy and Julie Cassidy
tldlb/a G&C Associates
You are hereby notified to plead to the enclosed New Matter and New Matter Counterclaim within twenty
(20) days from service hereof or a default judgment may be entered against you.
SALZMA
By cz=
E. Ralph Gctd ey, Esquire
Attomey 1.0. No. 77052
354 Alexander Spring Road
Suite 1
Carlisle, P A 17013
(717) 249-6333
Dated:
3 -}3--ute
Attorney for Defendants
"
MICHAEL CASSIDY and
JULIE CASSIDY T/DIBIA G&C
ASSOCIATES
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
CNIL ACTION - LAW
CHRISTOPHER YURKOVICH and
SHELLEY YURKOVICH
NO. 05-6008
Defendants
DEFENDANTS ANSWER NEW MATTER AND NEW MATTER COUNTERCLAIM
TO PLAINTIFFS' COMPLAINT
Defendants, Christopher Yurkovich and Shelley Yurkovich, by and through their
attorneys, Salzmann Hughes,P.C. answer the corresponding numbered paragraphs of Plaintiffs'
Complaint as follows:
I. Admitted.
2. Admitted.
3. Admitted in part; denied in part. It is admitted that the Plaintiff is a builder and
has built a home in the development known as Mountain View located in South Hampton
Township, Cumberland County, Pennsylvania. The remaining allegations of paragraph 3 are
denied in that Defendants are without sufficient information to either admit or deny the
allegations contained therein. Strict proof is demands time oftrial.
4. Admitted.
5. Admitted but with qualifications. This allegation is only admitted to the extent
that it accurately reflects a written document, which speaks for itself.
6. Admitted in part; denied in part. It is admitted that the parties entered into an
amendment on June 1,2005 changing the sales price to $245,020.00 and requesting certain
changes. The remaining allegations are denied since the amendment required the Plaintiff to
install a radon mitigation system since the test revealed a level 4 or higher, which was not done
by Plaintiffs. Furthermore, the liquidation of damages clause contained in the original agreement
of sale was not altered or removed. Strict proof is demanded at time of trial.
7. Denied as stated. Defendants terminated the contract because the Plaintiffs failed
to perform pursuant to the terms and conditions of the contract, had materially breached the
tenns and conditions of the contract and were unable to fulfill their obligations under the
contract. Strict proof is demanded at time oftrial.
8. Denied as stated. The Agreement of Release was executed as negotiations to
resolving this matter. The escrow deposit continues to be held by the real estate agent in escrow
pursuant to the terms of the contract.
9. Denied. It is strictly denied that Plaintiffs were willing, able, and did complete
the house by June 30, 2005 in compliance with all the terms ofthe contract. Strict proof thereof
is required at time oftrial.
10. Denied. Paragraph 10 is denied as a conclusion of law. To the extent that the
answer maybe required, it is expressly denied that the Plaintiffs preformed under the terms of the
contract and/or were anticipating and/or planning to complete the house in accordance with the
contract and addendum, which included the specific upgrades requested by Defendants.
II. Denied as stated. The Defendants had terminated this contract because the
Plaintiffs had materially breached the agreement of sale and addendum by failing to make the
required upgrades, failing to have their remediation system in place; and failing to build a house,
which appraised at a value necessary for the Defendants to obtain a mortgage. Strict proof is
demanded at time of trial.
12. Denied. After reasonable investigation, Defendants are with out sufficient
information to either admit or deny the allegations in paragraph 12 and, therefore, are deemed
denied. Strict proof thereof is demanded at time oftrial.
13. Denied. Paragraph 13 is denied as a conclusion oflaw to which no response is
required. To the extent that a response may be required, it is expressly denied that the Plaintiff
took prompt action to mitigate their damages or that any damages were caused by the
Defendants. Strict proof thereof is demanded at time of trial.
14. Denied. It is expressly denied that the Plaintiffs incurred a loss of profit in the
resale of the house. To the extent that an answer may be required, if any damage was sustained
by Plaintiffs, which is expressly denied, Plaintiffs' damages are limited to $2,000.00 as provided
for in paragraph 27(c) as liquidated damages. Strict proofthereofis demanded at time of trial.
15. Denied. Paragraph 15 is denied as a conclusion of law to which no response of
pleading is required. To the extent that a response may be required, it is expressly denied that
the Plaintiffs incurred additional interest for the construction mortgage secured by the property in
the amount of$746.l0. To the extent that the Defendants may be liable for any damages,
Plaintiffs' damages are limited to $2,000.00 as provided in paragraph 27(c) as liquidated
damages. Strict proof thereof is demanded at time of trial.
16. Denied. Paragraph 16 is denied as an inclusion oflaw. To the extent that a
further response may be required, it is expressly denied that the Defendants refused or failed to
settle in violation of the agreement of sale or addendum. To the extent that the Defendants may
be liable for any damages, Plaintiffs' damages are limited to $2,000.00 as provided in paragraph
27(c) as liquidated damages. Strict proof thereof is demanded at time of trial.
17. Denied. Paragraph 17 is denied as an inclusion of law. To the extent that a
response may be required, it is expressly denied that Plaintiffs' incurred additional expense for
water and sewer utility services to the property at 261 Chestnut Drive in the amount of $139.88.
To the extent that the Defendants may be liable for any damages, Plaintiffs' damages are limited
to $2,000.00 as provided in paragraph 27( c) as liquidated damages. Strict proof thereof is
demanded at time of trial.
18. Denied. An agreement was entered into by the parties requiring the Realtor to
hold the escrow funds until this matter is resolved. Currently, the Real Estate Broker still has the
down payment of$2,000.00 in his escrow account.
19. Denied. Paragraph 19 is denied as an inclusion oflaw. To the extent that a
response may be required, Paragraph 19 is a jurisdictional statement to which a response is not
required.
WHEREFORE, Defendants, Christopher and Shelley Yurkovich, pray that the
complaint against them be dismissed, judgment be entered in their favor and that they be
awarded cost of defense and such other and further relief as may just and appropriate.
NEW MATTER
By way of further answer and defense, Defendants aver the following new matter in
accordance with Pennsylvania Rule Civil Procedure 1030:
20. Paragraphs I through 19 are incorporated herein by reference as if set forth more
fully at length.
21. Plaintiffs' cause of action is barred by the statue oflimitations.
22. Plaintiffs' have failed to state of cause of action upon which relief can be granted.
23. Plaintiffs' claim is barred or limited by the doctrine ofres judicata and/or
collateral stoppal.
24. Plaintiffs' failed to mitigate their damages.
25. Plaintiffs' claim is limited to the amount of the escrow deposit pursuant to
paragraph 27( c) of the Agreement of Sale, which limits Plaintiffs to only retaining that amount as
liquidated damages.
26. Defendants' did not breach any terms of the agreement owed to Plaintiffs' under
the circumstances.
27. Defendants' had no obligation to purchase the house since the Plaintiffs' had
unilaterally failed to make the upgrades and to install the radon remediation system.
28. Defendants' had no obligation to purchase the house since the appraised value
was less than the sale price and, thereby, Defendants' were unable to obtain a mortgage as
required in paragraph 6 of the Agreement of Sale.
29. Plaintiffs' breached the agreement of sale and addendum by failing to making the
required upgrades and radon remediation as required in the Addendum prior to the settlement
date.
30. The Addendum is not valid since the underlying contract was terminated on or
about June 24, 2005.
WHEREFORE, Defendants' pray that the complaint against them be dismissed and
judgment be entered in their favor and that they be awarded cost of defense such other the cost of
defense and such other and further relief as may be just and appropriate.
NEW MATTER - COUNTER CLAIM
31. Paragraphs 1 through 30 are incorporated herein by reference as if set forth more
fully at length.
32. On or about April 15, 2005, Plaintiffs and Defendants entered into a contract for
the purchase of a home located at 261 Chestnut Drive, Shippensburg, Cumberland County,
Pennsylvania. The sales price was $245, 020.00. Said Agreement is attached hereto as Exhibit
"A" and incorporated herein by reference.
33. Pursuant to the Agreement of Sale, Plaintiffs deposited the sum of$2,000.00.
34. The settlement date was scheduled for June 30, 2005.
35. The Agreement of Sale also provided in paragraph 29 that "Buyer and seller will
come to terms on additional selections with new construction prior to April 30. 2005. If buyer
and seller are not in agreement as of April 30, 2005, buyer or seller may void contract without
obligation or loss of deposit."
36. Pursuant to Paragraph 6, Plaintiffs had elected the mortgage contingency making the
sale conditioned upon Plaintiffs receiving a mortgage loan in the amount of $220,000.00 with a
30 year amortization schedule with an initialS year fixed interest rate and adjustable yearly
thereafter.
37. Pursuant to Paragraph 6(C)(4) of the Agreement of Sale, if the mortgage loan was
not obtained on or before settlement, all deposit monies paid on account of the purchase price
will be returned to Plaintiffs.
38. Plaintiffs also elected the radon inspection contingency pursuant to paragraph
11 (B) of the Agreement of Sale.
39. Plaintiffs obtained from a certified inspector a radon test of the Property, which
revealed the presence of radon in excess of the maximum allowable levels provided for in the
Agreement of Sale. Said inspection results are attached hereto as Exhibit "B".
40. As a result of the presence of radon in excess of 0.02 working levels (4
picocuries/liter), buyer submitted a Radon Mitigation Proposal. Said Radon Mitigation Proposal
is attached hereto as Exhibit "C".
41. The Agreement of Sale required the seller to pay up to a maximum of $800.00
toward the cost ofremediation and retests, which was to be completed by settlement.
42. On May 22, 2005, Plaintiffs cancelled the contract pursuant to paragraph
29(B)(2). See letter dated May 22,2005 attached hereto as Exhibit "D".
43. On June I, 2005, an addendum was entered into by the parties. Said addendum
required the seller to enclose the basement area, roll and seal the exposed earth area with plastic
and conduct a radon test. The addendum further required seller to escrow money should the test
results be in excess of 0.02 working levels (4 picocuries/liter). See Addendum attached hereto as
Exhibit "E".
44. On June 24, 2005, Plaintiffs terminated the agreement since seller failed to and
was unable to fulfill their obligation under the contract. Said copy of the letter dated June 24,
2005 is attached hereto as Exhibit "F".
45. Despite Plaintiffs' reasonable and repeated demands for the retum of Plaintiffs'
escrow deposit, Defendants have failed, refused and continue to refuse to permit the return of the
escrow deposit as required by the agreement of sale.
46. Plaintiffs have performed any and all conditions precedent to the bringing of this
action.
47. At all times material to this Complaint, Defendants Michael and Julie Cassidy
were the owners, partners and/or agents for Defendant G&C Associates and had actual and/or
apparent authority to enter into contractual agreements on behalf of each other as well as
Defendant G&C Associates.
48. As a result of Defendants failure to return the escrow deposit, Plaintiffs have been
damaged in the amount of $2,000.00 plus cost and expenses.
COUNT I
BREACH OF CONTRACT
PLAINTIFFS V. ALL DEFENDANTS
49. The averments of para graphs I through 48 are hereby incorporated by reference.
50. An appraisal was done on the property, which established the value to be
$234,000.00. See copy of appraisal attached hereto as Exhibit "G".
51. As a result of the low value of the home, Plaintiffs were unable to get the
mortgage commitment as required in paragraph 6 of the Agreement of Sale. See denial of
mortgage attached hereto as Exhibit "H".
52. Since Plaintiffs were unable to obtain the mortgage financing, which is a
condition precedent to buying the house, Defendants were required to return the escrow deposit
to Plaintiffs.
53. Defendants breached the Agreement of Sale and Addendum by failing to correct
the radon problem.
54. Defendants breached the Agreement of Sale and Addendum by failing to return
the escrow deposit to Plaintiffs.
55. Because of Defendants' breaches of the Agreement of Sale and Addendum,
Plaintiffs have been damaged in the amount of$2,000.00 Dollars, plus costs and interest.
WHEREFORE, Plaintiffs respectfully request this Honorable Court to enter judgment in
favor of Defendants and against all Plaintiffs' in the amount of $2,000.00 Dollars, plus interest,
the costs of this action, and such other relief as the Court deems just and proper.
SALZMANN HUGHES, P.C.
;>
By
E. Ralph Godfr ,
Attomey LD. No.
354 Alexander Spring Road
Suite 1
Carlisle, P A 17013
(717) 249-6333
Attorneys for Defendants
Dated: -:5r rBrDLQ
VERIFICA nON
We Christopher and Shelley YUfkovich, hefeby certify that the facts set forth in the
foregoing document are based upon infofmation which we have furnished to counsel, as well as
upon information which has been gathefed by counsel and/or othefs acting on our behalf in this
mattef. The language of the document is that of counsel and not our own. We have read the
document, and to the extent that it is based upon information, which we have given to counsel, it
is true and correct to the best of our knowledge, infofmation, and belief. To the extent that the
content of the document is that of counsel, we have relied upon such counsel in making this
Verification. We hereby acknowledge that the facts set forth in the aforesaid document are made
subject to the penalties of 18 Pa. C. SA ~4904 felating to unsworn falsification to authorities.
///(' ~,.,. (//'l
l_5J-f--/
Chris Yurkovich \
(Kf~
She~l~; " ich
Date: '3.100
'.
...
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'''VIII UVl).......l \"v...,r....I~1
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ST A.>; DARD AGREDIENT FOR THE SALE OF REAL EST ATE
11,i~ form recommended and Ilpptoved fOf, but not restricted to use by, mt'mbt:f~ oflht' PClll\sylvanill Association ofREAI.TORS@{P..lJt).
AiS - 2K
SELLER'S BliSl1>;ESS RELATIONSHIP WITH PA LICENSED BROKER
BROKER (Company) Realtv Exocutives PHONE 11'7-264-'1080
ADDRESS 1053 Lincoln Way East, Chambar_S1burcr. PA 17201 FAX 717-2646322
BROKER IS THE AGENT FOR SELLER. Designated Agent(s) for Seller, if applicable: Wa1JTle BerkSlt;ranar
OR
Broker is NOT the Agent ror Seller and i!i alan: 0 AGE:"!I fOR Bt-TIR. 0 TRA.~SACTlON uCE;'ISEE
PREPARED BY AGEf\lT: Phyllis Bendef, A!lQoclatlll Sroka,
NS.2K - Slal1<lard Agreemer;l For TIll) Sale or Resl Eslal;a, 01/U2. Pennsylvania Associallcn oj REALTCRS~
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAIJORSl!) 2002
R~alr-A~T@SctarOC' Version 6.15. Soft-Narc Registered to: SlavAn 8, Spr3Y. REO/MAX RcaJlyAgcncy./nc.
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BUYER'S BUSINESS RELATlONSIIIP WITH PA LICENSED BROKER
BROKER (Comp,my) RE/M1\X Realtv Aoencv. Inc. PHONE 117-267-0all
AD])RESS 1132 !CQnnililbec Drive. Chamberabul:a, FA 1 ?~Ol FAX 717-267-3097
BROKER IS THE AGENT FOR BUYER. Designated Agent(s) for BIl,}'er, if applicable: Sanl Small
OR
Broker Is NOT tbe Agent fur Buyer and is aJau: 0 AGENT FOR SELLER 0 SUBAGENT ...OR SEL1~ER 0 TRANSACTION L1CE:-l'SER
When the same Broker is Agent for Seller and Agent for Buyer, Broker i!J a Dual Agent. All of Broker's licensees arc also
Dual Agents UNLESS there are separate Designated Agenfs for Buyer and Seller. If the same Licensee hi designated for
Seller and Buyer, the Licensee is a Dual Agent.
1. This Agreement, dated April 15. 2005
SELLER(S):
, is between
G and C Associates
called "Seller," and
BUYER(S):
Chriatopher T. yurkovich
Shell~-y E. Yurkovich
called "Buyer."
PROPERTY (1.98) Seller hereby agrees to sell aod convey to Buyer, who hereby agrees to purchase:
ALL THAT CERT AIN Jot or piece of ground with buildings and improvements thereon erected, ffany, known a9:
261 Chescnut Drive, Shippen~burg
in the Township of Southampton
County of CUlllberland _ in the Commonwealth of Pennsylvania, Zip Code
Identification (e.g., Tax ID #; Parcel #; Lot, Block; Deed Book, Page, Recording DRte)
Lot. #54
Mountain View Estat9B
._~-,
17251
TERMS (1-02)
(A) Purchase Price
+D'I.ti .f:v;';
tbi-Ji' mn"till thou9and
U.S. Dollars
Two hundred.
which will be paid to Seller by Buyer as follows:
1. Cash or check at signing this Agreement: .... $
2. Cash or check within 2--~ days of the execu""["1~;~.cllhis-A'g~~~~e~t~- $ 2.000.00
3. $
4. Cash, cashier's Of certified check at time of setl1erneol: $;1t\~j",tlrl.(")2-)1..0ao ~oo..
TOTAL $ 23'hOOO ,00-
(8) Deposits paid on account of purchase pric~ 10 be held by Broker for Seller, unless otherwise stated here: fi't ,,;:{ tF:j~ .;;") 2,,)
(C) Seller's written approval to be on or before: APril 18. 2005 @
(D Settlement to be on Ji:l.l" ,10 "ring . :TtJ\JE 30. Z~_ ) ~'-'--___.__ ,or before if Buyer and S~Jler agree.
(E) Conveyance ITom Seller will be by fee simple deed of speCIal warranty unless otherwise staled here:
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(F) Payment of transfer taxes will be divided equally between Buyer and Seller unless othcrnise staled hen::
(0) At time of sertlement, the following will be adjusted pro-rala on a daily basis between Buyer and Seller. reimbursing wnere
applicable: taxes (see Informa.tion Regarding Tax Proration); rents; interest on mortgage assumptions; condominium fees
and homeowner association fees, if any; water and/or sewer fees, if any, together with any other lienable municipal service.
Tht: charges are 10 be pro-rated for the period(s) covered: Seller will pay up fa and including the date of settlement; Buyer
will pay for all days following settlement, unless otherwise slated here:
}'IXTURES & PERSONAl. PROPERTY (1-00)
(A) fNCLrJDED in this saie and purchase price are all existing items permanently insfaJIed in the Property, free of liens,
including plumbing; healing; lighting flx.tures (including chandeliers and ceiling fans); water treatment systems; pool and spa
equipment; garage door openers and Iransmj"ers; television antenn~s; shrubbery, plantings and unpatted trees; any remaining
heating and cooking fuels stored on the Property at the time of senlement; wall to wall carpeting; window covering hardware,
shades and blinds; built-in air conditioners; built.in appliances; and the rangeioven unle~js otherwise stated. Also jncluded:
(B) lEASED ilems (not owned by Seller):
(C) EXCLUDED fi.tures and i,ems:
DATES/TIME IS OF TilE ESSENCE (1-02)
(A) The said datc for settlement and all other datcs and times referred to for the perfonnance of any of the obligalioflS of this
Agreement are agreed (0 be of the essence of this Agreement and are binding.
(B) For th~ purposes of this Agreement, number of days will be cOllflted from the date of execution, by eJl.duding the day this
Agreement was executed and including the last day of the time period.
(C) The date of sdtlcment is not ex.tended by any other provision of Ihis Agree::ment and may only be extended by mutual
written agreement oftne parties.
(D) Certain time periods are pre~printed in this Agreement as a convenience \0 the Buyer and Seller. Any pre-printed lime
periods are negoriable and may be changed by striking out the pre-printed text and inserting a different time period
acceptable to all parties.
MOR.TGAGE CONTINGENCY (1-02)
Ow AlVED. This sale is NOT contingent on mortgage financing.
ISI ELECTED
(A) lhis,s<l.le is contingent upon Buyer obtaining mortgage financing as follows:
1. Amount of mortgage loan $ 220.000.00
2. Minimum Term 30 years
3. Type of mortgage 30 Year 5 Year adiustable
4. rnteresr rate 51/2 %; however, lluyer agrees to accept the interest rate as may be commirted by
the mortgage lender, nor [0 exceed a maximum interest rate of 6 %.
5. DiscOllnt points, loan origination. loan placement and mher fe~s charged by the lc:nder as a percentage of the mortgage
loan (excluding any mortgage insurance premiums or V A funding fee) not to exceed % (0% if not
specified) of the mortgage loan.
The interest rate and fees provision$ required by Buyer are satisfi(:d if a mortgage lender makes available to Buyer the right
to guarantee an interest rate at or below the Maxirmnll Interest Rate specified herein with the percentage fees at or below
the amount specified herein. Buyer gives Seller rhe right, at Seller's sale option and liS pecmitfed by Ihe mortgage lender
and applicable law5, to contribute financially, wilhout promise of reimbmsement, to the Buyer and/or mortgage lender to
make the .above leons avajJable to Buyer.
(8) Within __DAYS (10 days ifnotspecified) of the execution of this Agreement, Buyer will make a completed,
written mortgage application for the mortgage terms specified above to a responsible mortgage lender_ The Broker for
Duyer, if any, otherwise the Broker for SeDer, is authorized to communicate with the mortgage lende... for the
purposes of assisting in the mortgage loan process.
(C) 1. Mortgage commitment date tfav 15, 2005 . If a wriltcn commitment IS nol received by Seller by
the above date, Buy.::r aod Seller agree to extend tbe mortgage commitment date until Seller terminates tbls
Agreement in writing by notice to Buyer.
2. Upon receipt of a mortgage commitment, Buyer will promptly deliver a copy oflhe commitment to Seller.
3. Seller has the option to lerminale this Agreemem in wriring, after the mortgag\: commitment date if the mortgage
commitment:
a. Is not valid until the dale of settlement, OR
b. Is conditioned upon lhe sale and settlement of any other property, OR
PREPA.RED Qy AGENT; Phyllis BQnder, A$5o<:lale Brok,Jr
NS-2K. Slan(jard Agraament Far TMe Sale Of Raal Estate, 01102. PElrmsylvanla Association of REAL TORSI!>
COPYRIGHT PENNSYLVANIA ASSOC!ATJON OF REAL TORS@2002
R<"'FAST"SOf~2G05' V.""n 6,15 SOI1wa<, R'g"""" In 51"on B, Sp"y, R.,MAX R'.liy Ag,noy. 'm;,
Buyer(3}lnllm!s L
Peg. 2 of 20
sal1ar{S)ln~
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III FHA/V A, IF APPLICABLE
112 (F) It is expressly agreed that notwithstanding any other provisions of this contract, Buyer will not be obligaled to complete the
113 purchase of the Property described herein or to incur any penalty by forfeiture of earnest money deposits or otherwise unless
114 Buyer has been given, in accordance with HUD/FHA or VA requirements, a written statement by the Federal Housing
115 Commissioner, Veterans Administration, or a Direct Endorsement Lender setting forth the appraised value of tbe
116 Property afnot less than $ (the dollar amount to be inserted is the sales price as stated in this
117 Agreement). Buyer will have the privilege and option of proceeding with consummarion of the contract without regatd to
118 the amount of the appraised valuation. The appraised valuation is arrived at to determine the maximum mortgage the
119 Department of Housing and Urban Development will insure. HUD does not warrant the value nor the condition of the
120 Properry. Buyer should satisfy himself/herselfthut Ib~ pril;c and. condition oflhe P:ropeny are acceptable.
121 Warning: Section 1010 of Title 18, V.S.C., Department of Housing and Urban Development and Federal Housing
122 Administration Transactions, provides, "Whoever for the purpose of, . , inflLlencing in any way the action of such
123 Department, makes, passes, utters, or publishes any statement, knowing the same to be false. . , shall be filled under this
124 title or imprisoned not more than two years, or both.!!
125 (G) U.S. Department of Hou.ing and Urban Development (BUD) NOTICE TO PURClIASERS: Buyer'.
126 Acknowledgement
127 0 Buyer has received the HUn Notice "For Your Protection; Get a Home Inspection" (see Notices and Information on
128 Property Condition Inspections), Buyer understands the importance of getting ~n independent home inspection and has
129 thought about this before signing this Agreement.
130 Buyer-Is Initials Date
131 (II) Certific:J..tion We the undersigned, Seller(s) and Buyer(s) party to this transul,;tion each certify that the terms of this contract
132 for purchase are true to lhe besr of our knowledge and belief, and that any other ~greement entered into hy any of these
133 parties in connection with this transaction is attached to this Agreement.
1347_ INSPECTIONS (1-02)
135 (A) Seller agrees to permit inspections by authorized appraisers, reputable certifiers, insurerts representatives, surveyors,
136 municipal officials and/or Buyer as may be required by the mongage lender, if any, or insuring agencies. Seller further
137 agrees to permit any other inspections required by or provided for in the terms of thh~ Agreement. Buyer has the right to
138 attend all inspections.
139 (B) Buyer reserves the right to make a pre-settlement walk-througll inspection of the Property. Duyer's right to make this
140 inspection is not waived by any other provision of this Agreement.
141 (C) Seller will have heating and all utilities (including fuel(s)) on for the inspections.
142 (D) All inspectors, including home inspectors, are aUlhorized by Buyer to provide a copy of any reports to Broker for Buyer.
1438. PROPERTY INSPECTION CONTINGENCY (1.02)
144 Other provisions of this Agreement may provide for inspeclions and/or certifications that me not waived or altered by Buyer's
145 elecrion here.
146 {k;J.1;I!WA.IVED. Buy~r understands .that Buyer has the opti~o?_ to reql1est in,spections of the Property (see Property Inspection
147~ Notices and EnVironmental Notices). BUYER WAlVES IHIS OPTION and agrees to the RELEASE set forth in paragraph
r~UM-~UtlLAI LUMP ANY
+31U-,93-4961
H11
T-118 PUU4
Contains, any other condition not specified in this Agreement that is not satisfied and/or removed in writing by
the mortgage lender wilhin 7 _ DAYS after th~ mortgage commitment date in paragrapb 6 (C) (I).
If this Agreement is lerminatcd as specified in paragraphs 6 (C) (1) or (3), or the mortgage Joan i!i not obtained for
.settlement, all deposit monies paid on accoum of purchase price will be returned to Buyer. Buyer will be responsible
for any premiums for mechanics' lien insurance and/or title search, or fee for cancellation of same, if any; AND/OR
any premiums fOf flood insurance, mine subsidence insurance and/or fire insurance with eXlended coverOlgli:, or
i;ancellation fee, if any; AND/OR any appraisal fees and charges paid in advance to the mortgage lender.
(D) If the mortgage lender requires repairs to the Property, Buyer will, upon receipt, deliver a copy of the mortgage lender's
requirements to Seller. Seller will, within 5 DAYS of receipt of the mortgage lendds requirements, notjfy
Buyer whether Seller will make the required repairs at Seller's expense.
1. If Seller chooses to make the required repairs. Buyer will accept the Property and agree to the RELEASE set forth in
parab>Taph 25 of this Agreement.
If Seller chooses not fo make the required repairs, or if SeHer faiJs to respond within the time given, Buyer will,
within 5 DAYS, notify Seller in writing of Buyer's choice to tenninate this Agreement OR make the
required repairs at Buyer's expense and with Seller's permission, which will not be unreasonably wilhhelrl. If Seller
denies Buyer permission to make the required repairs, Buyer may, within 5 DAYS of Sellers denial,
tenninate this Agreement, in which case all deposit monies paid on account of purcha~e price will he returned
promptly (0 Buyer and this Agreement will be VOID.
(E) Seller AssilJt
i2:I NOT APPLICABLE
o APPLICABLE. Seller will pay'
0$
o
c.
4.
2.
,maximum, toward Buyer's costs as permitted by the mortgage lender.
PREPARED BY AGENT: Phylll$ Bondor, AssDciale Broklln"
AJS-2K . Standard Agloemel11 For Tha Sale 01 Real Estato, 01/02. Pennsylvania As&ociat1on of REAL TORSQD
COPYRIGHT PENNSYlVANIA ASSOCIATION OF REAL TORSI4I2002
ReilIFAST~~a '" ~05. Version 6,15. Sony/are Regjstered to; Staven B_ Spray, REI.I,lAX Really Agellcv, Inc.
8uym(s.) Inlllals .!...L---
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154 (B) Should Buyer elect to have a home inspection of the Property, as defined in the Pennsylvania Home Inspection Law, (see
155 Information Regarding rhe Home Inspection Law) such home inspection shall be perfOlmed by a full member in good
156 standing of a national home inspection association, or by a person supervised by a full member of a national home
157 inspeclion association, in accordance with the ethical s!3ndards and code of conduct or practice oflhat association.
158 (C) If Buyer is not satist"ied with the condition of the Propeny as stated in any written report, Buyer will:
159 ~.. Option 1. Within tbe time given for completing inspections:
160 1. Accept the Property with the information stated in the repon(s) and agree to the RELEASE set forth in paragraph 25 of
161 this Agreement, OR
162 2. Terminate this Agreement in writing by notice to Seller, in which case all deposit monies paid on account of purchase
163 price will be returned promplly fa Buyer and this Agreement will be VOID, OR
164 3. Enter into a mutually acceptable written agreement with Seller providing for any repairs or improvements to the
165 Property and/or any creditlo Buyer at settlement, as may be acceptable to the: monage lender, if any_
166 Should efforts to reach a mutually acceptable agreement fail, Buyer must choose 10 accepllhe Property or terminate this
167 Agreement within tbe time given for completing inspections and according to the provisions in pan graph
168 8(C) (Option 1) 1 and 2.
169 0 Option 2. Wit bin the rime given for completing inspections:
170 1. Accept the Propcny with the information stated in the report(s) and agree to the RELEASE set forth .in paraguph 25 of
171 this Agreement, UNLESS the lalal cost to correct the conditions contained in the l'epor1(s) is more than
172 $
173 2. If the total cost to correct the conditions contained in the report(s) EXCEEDS the amount specified in paragraph B(C)
174 (Option 2) I, Buyer will deliver the report(s) to Senec witbiQ the chne given for jllspectloQ.
175 a. Seller will, within 7 DAYS of receiving the report(s), inform Buyer in writing of Seller's choice to:
176 (I) Make repairs before settlement so Ihalthe remaining cost to repair conditions contained in the n:port(s)
177 is less than or equal to the amoum specified in paragraph 8 (e) (Option 2) 1.
178 (2) Credit Buyer at settlement for the difference between the eSlimared enst of repairing the conditions
179 contained in the repoI1(s) and the amount spccific:d in paragraph 8 (C) (Option 2) 1. This optiol1 must be
180 acceptable to the m0l1gage lender, if any.
181 (3) Not make repairs and not cn:dit Buyer at settlement for any costs 10 repair conditions contained in the
182 "pon(s). '
183 b. If Seller chooses to make repairs or credit Buyer at settlement as specified in paragraph 8 (C) (Option 2) 2,
184 Buyer will accept the Property and agree to the RELEASE set forth in pmagraph 25 .ofthis Agreement. .
185 c. If Seller chooses not to make repairs and not to credit Buyt:r at settlement, or if Seller fBib to c.boose :my
186 option within Che time given, Buyer will, within 5 DAYS:
187 (1) Accept the Propcrtywith the information stated in the report(s) and agree to the RELEASE set forth in
188 paragraph 25 of this Agreement, OR
189 (2) 'Terminate this Agreemenl in writing by notice to Seller, in which case all deposit monies paid on
190 account of purchase price will be returned promptly 10 Buyer and this Agreement will. be VOID.
191 9. WpOD INFESTATION' INSPECTION CONTINGENCY (1-02)
192~ tti WAIVED. Buyer understands that Buyer has the option 10 request that the Property be inspected for wood infestation by a
19~ certified Pest Control Operator. BUYER WAIVES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of
194 . this Agreement.
195 ~ ELECTED I' O. ~"or~" d."n:J, ., .
196 (A) WlIhlO _.__~~ DAYS (15 days If not speCified) of tbe ellecutlon of thiS Agretlllcnt, Buyer, at Buyer's expense, will
197 obtain a written "Wood-De-slroying Insecl 1nfcstation Inspection Report" fi.om a cenified Pest Control Operator ilnd will
]98 deliver it and all supponing documents and drawings provided by the Pest Control Operator to Seller. The report is to be
199 made satisfactDry to and in compliance with applicable Jaws, mort age lenders, and/or Federal Insuring and Gllari:1ntl;:~ing
200 Agency requirements, if any. The inspection will include all readily visible and accessible areas of all structures on the
201 Prupclty cr..cept the following stnlChlres, which will not be inspected:
202
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2:5 of {his Agreement .
~ELECTED 0(" pr\;N lcne\lI'i,...~
(A) Within ~ DAYS (15 days ifnot specified) of the execution of this Agreement, Buyer, at Buyer's expense, may choose
to bave inspections andlor certifications completed by licensed or otherwise qualified professionals (see Property Inspection
Notices and Environmental Notices). This contingency does not <fpply Lo lbe following existing conditions and/or items:
(B)
If the inspection reveals evidence of <lclivc infc:station(s), Seller agrees, at Seller's expense and before setllcmellt, to ':reat for
active infestatiun(s), in accordance with applicable laws.
[fthe inspection reveals damage from active infestation(s) or previous infestation(s), Buyer, at Buyer's expense, has the option
to obtain a written report by a pmfessional contractor, home inspection service, or structural engineer that is limited 10
structural damage to the Property caused by wood-de~lroying organlsms and a proposal to repair the damage. Buyer will
(e)
PREPARED BY AGEN.T: Phyllis Bonder. A'SDciate Bloker
A1S.2K _ Staf'dard Agreement For The Sale Of RAal E9tale, 01102.. P€nnsylvania A~soclallon 01 REALTORS@
COPYRIGHT PENNSYlVAr-JIA ASSOCIATION OF REAlTORS@2002
Rea'FA$T!>l7}rs' ~arSion fi.15. Sofr....are Reg;SIElled 10: Steven B_ Spray, REIMAX Really Agency. Inr;
Bllyer\5)lnltlaIS~
p..ge" of20
Seller(s)lnhlals 5l'-/
<Q9 -
208
209
210
211
212
213
2]4
215
2]6
217
218
219
220
21]
222
223
224
22510.
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
U'..J,JfWl
j.f\vrn-ovo,-"" I \"'U~ljl\lll
tHlI-~!jj-4~bl
HI ~ P UUb/UlI
r"3Ll
deliver the structural damage report and corrective proposal to Seller within _ 7 OA YS Qr delivering the original
inspection r~lJrt.
(D) Within 5 DAYS of receiving the structural damage report and corrective proposal, Seller will advise Buyerwhether
Seller will repair. at Seller's expense and before settlement, any structural damage from nctive or previous infestation(s).
(E) If Sdler chooses to repair structural damage revealed by the rcpoM, Buyer agrees to accept the Property DS n:paired and agrees
to the RELEASE set forth in paragraph 25 of this Agreement.
(f) If Seller chooses not to repair stmctural damage revealed by the report or rails to resllolld within the time given, Buyer,
within 5 DA YS, will notify Seller in writing of Buyer's choice to:
1. Acc~pt the Property with the defects revealed by tbe inspection, without abatement of price. and agree to the HILEASE
set forth in paragraph 25 of this Agreement, OR
2. Make the repairs before settlement, if required by the mortgage lender, if any, at Buyer's expense and with Selllds
permission, which will not be unreasonably withheld, in which case Buyer accepls the Property and agre~s 10 the
RELEASE set forth in paragraph 25 of this Agreement. If Seller denies Buyer permission to make the rcpai~. Buyer
may. within 5 DAYS of Sellds denial, tenninate this Agreement in writing, in whieh case aU deposit
monies paid on aCCO\lnt of purchase price will be returned promptly to Buyer and tllis Agreement will be VOID. OR
3. Terminate this Agreement, in which case all deposit monies paid on ar.;COWlt of purchase price will be returned
promptly to Buyer and this Agreement will be VOID.
RESIDENTIAL LEAD-BASED PAINT HAZARD REDUCTION ACT NOTICE REQUIIUW FOR PROPERTIES
BUILT BU'ORE 1978 (1-02)
i:8'l NOT APPLICABLE
o APPLICABLE
(A) Seller represents that Seller has no knowledge concerning the presence of lead-based paint and/or lead~based paint
hazards in or about the Property, unless checked below.
o Seller has knowledge of the presence of lead-based paint andlor Icad~bascd paint huzaids in or about tbe Propeny.
(Provide the basis fOf determining lhat leadMbased paint and/or hazards ekist, the location(s), the con did on of the
painted surfacl:s, and other available information concerning Seller's knowledge of the presence of lead-based paint
and/or leZld.based paint hazards.)
(B) Records/Reports: Seller has no reports or records pertaining to lead-based paint and/or lead-based paint hazards in or
about the Property, unless checked below.
o Seller has provided Buyer with all available records and reports pertaining to lead-based painr and/or lead-based paint
hazards in or about the Prop~rty. (List documents)
(C) Buyer's Acknowledgment: Buyer has receive:d the pamphlet Proteel Your Fllmily from Lead i" YOllr Home and has read
the Lead Waming Statement contained in this Agreement (See. Environmental Notices). Buyer has reviewed Seller's
discfosurc of known lead-based paint and/or lead-based paint hazards, as identified in paragraph JO(A) and has received the
rec..:ords and reports pertaining to lead~based paint andlor lead-based paint hazards idenli fled in paragraph lO(B)..
Buyer's Initials Date
(D) RISK ASSESSMENT/u~SPECTION: Buyer acknowledges that before Buyer is obligated to buy a residential dwelling
built before 1978, Buyer has _ 10 DAYS to conduct a risk assessment or inspection of the Property for the
presence of lead-based paint and/or lead-based painl hazards.
o W ArvED. Buyer understands that Buyer has the right to conduct a risk assessment or inspection of lhe Property 10
determine the presence of JeadMbased paint and/or Jead-based paint hazards. BUYER WAIVES THIS R1GHT and agrees to
the RELEASE set forth in paragraph 25 of this Agreement.
o ELECTED
1. Buyer, at Buyer's expense, choosc.'l to obtain a risk assessment andlor inspection of the Proper1Y for lead-based paint
and/(lf lead-based paint hazards. The risk assessment and/or inspection will be completed within ___~ DAYS
of the execution of this Agreement.
2. Witbln the time set forth above for obtaining the risk iuscssment and/or inspection of the Property for
lend-based paint and/or lead-baseLl paint hazards, Buyer may deliver to Seller a written lisl of the specific
hazardous conditions cited in the report and those com::ctions requested by Buyer, along with .8. copy of the risk
tlssessment and/or inspection report.
3. Seller may, within _~~ DAYS of receiving the lisl and report(s), submit a written corrective proposal to Buyer,
The corrective proposal will include, but not be limited to, the name of the remediation company and a projected
completion dale for corrective measures. Seller will provide certification from a risk assessor or inspector that
cOITl;:ctive measures have been satisfactorily completed on or before: the projected completion date.
4. Upon receiving the coneclive proposal, Buyer, within 5 DAYS, will:
a. Accept the corrective proposal and the Property in writing, and agree to the RELEASE set forth in paragraph
25 Cflhis Agreement, OR
b. Tenninate lhis Agreement in writing, in which case all deposit monies paid on account of purchase price will
PREPARED BY AGENT: Phyllis Bonder, Asso&iato Broker
AiS-2K. Slandaro Agresmem For The Sale Of Real Estate, 01/D2. Pennsylvania Association of REAL TOR$r.v
COPYRIGhT PENNSYLVANIA ASSOCIATION OF REALTORS<il2002
ReaIFAH@~ot~VarSion6_15 Sof\'J'lare ReglSlered \0: Steven B. Spray. REIMAX Realty Agencl'.lflc
Buye;I'llO'''''-\r -
Page 5 of20
Seller(s) II~~ __.__
QW"'i
26-& 'W ICfI.un,d ~II:Hnjil'ty 10 i':i>.1yo;:r WId this A;'\'W:'l't'oC'l'lt ~II .~ VOIl}. .
20y ::I. ~~hj S~atu fWl rD. 'bI.&Wt /Ii. 'Urla('lI con:fclhe rGp."li~ wJliblm tb" rtm- IlH 10witi If! pllurraph lC{Tl)S Qtlhl'J
210 Afl~e.Ilt. a~, 0&.<1\1\14 .1 [)A Y5. wt: ;
171 i_ ^c(.~t the "l"Ollc::rty in 1JIr:rii\" iJ'\d ii,F~ 10 ili~ RELEASE IC't foltb In p;mgrapb 15 oftht. ,'I'Yl(:'l'l.::nt. O~ .
4:n b. T<'l.fmlr>liIut Wli ^vcelll'::II' IA 1J.'1ItlJ\B- tn whl(:h cue !Iii d~ muala'J p'lId M ll'('-D~t 01 ~~ pilei
21) will boa r<<U~lEd premplty to B~l!If a.n.d lhu ^ITccmcO! ....il: bo vOID.
1"14 a Buy"'. IQtle1'1l 10 aerd... ny of IN)';),." 'PUdlllt Y'thbia ib" Urne 111aiU, ,,,eelfird iD m.1. pli'ignpS. V>'m
::.13 q1~ii.dtiilili a WAIVtR oftihl (:QlI~~q' ~ IluYef at'ceptt tbe ?rtt-pu"(y nd tllrt'C"S to fll~ 1U.J,lZA..n:,.. le.'1h
11\50 to 1f&1i'lC"~iI. lS ..f thM A.gN~~1lAo1.
277 (i) C;l~"fttl/i.dn: By!lf~ lhii' Alf'l:llm<l1l.f. Muyct end 'kller crnii)' tho iC<l:tirl\cy or i:hety rUpeCh\.1J !Il~&m'~lT.lI, to ~he' ben of
27il ~hodr kn0i1l1c:dse.
Z1'i> ll. SHTU3 OP lUllOM (HZ)
l.oo (A) 61lillir 1i'6""I:~t:illi thllt S~l!a hill 1\0 \fncwkdse concmnna lh; 1JT1C~;f\~i Qf 1b-.1("n~t: of fib unl... ehcdred below.
281 0 1, !.QJlcl' hu knowJedje lhllu Ii\" Pr.opolOy WI' Ies1O'd on rhl' iia1tit, bytl'lC! ~t"lhods (e.., chiiiOCo8ll:lllftlster, alphl fuel.
1.&2 8l.c.), and 'N:th the nall'h of'll nif'i IMlaled below:
2i) DATi! TYH!OI'TBSI
I'"
1ftj
2i.
li7
2ii
289
290
291
292
21H,
294
19;
296
2'"
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'i19
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301
306
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109
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314
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..." i , ~lJl/~! I "n1~ I
.R.'CSt:L 15 (p1l:O(,uri~lil" Of "Oihtnlle'V~IJ)
o
COPlES OF ALL AVA.ILABL8 TEST REPea.TS 'lVUI bt: dell....ered (0 Buyer wiJt, thi_ A.gNtmen. SELtER OOE~
NOl W'AIlJlA.'''' E1TIlEll THD MliTHOJ)g OR ll"'ULn OF TIlE nns,
2. S4Ili'( hu lUh)wllildgi thllt Ihe l'rC'port)' uodarwffit l"lildon r~ductJ{'n meisurefl on the dll.ll(S) and by the mdhod(\ll
illdLclIil.sd'tRlow.
DArt
!I.AlJ()N REDllCT10N MUHOD
(") I4ADOS IN.~tCTmS CONTlNGj;NC'ii
o WAMD. BlJyet undeyat.Mdu thaI Bllyer hu lne Op1{on 10 t'~qultlllbllr lh~ Prop@n)' be li1lpctud Ibr radon by i oertlfied
io~WJ (G1aa EIt"li't'I,i\ffleiul NMj~~: il.-Joo). BUYER. WAIVES 11113 orno:-t flJld agree_ lit lb.e RELEASE 'Id (orill
in p.l1'~pb 2j af tblll ^,fl!~L
lID tlJ!~D. 3lu)let. ;:\1 Buyer', t"Olp.208c. b.. the O'plian 10 ebl-a.in. fyom " ct'rtifil'i. inipl3ctol, I nJun leU or "'If Pr"1'fi1)o', Il.~~
\1011\1 &>liver. cap)' of rho t.i'ft r;pOGf'f to SJtll8 within u.:JllC' t;.o WIlt DA VS (I j dAy. "1IM ;pec:ltlM) M rilt ~~e(:ullf;t"l >1)(
thh ^~enl. (500 RnvifOO,fi'\Ql;).tQ\ l'hllhl01: :!hdoo)
1. lr die leat rcpor1 rcv~l. 1h.O PY'IUI~i of ,a47n 'below 0.02 wov-killl' level. (41 p~lcgfl\t.a), e~yw i$CcQ" thCl
Prfl~ l'md agr~t"S 10 me ULJ:A.Sf!l~ tbt"ll\ 111 plWlJliN1Jh l' cJlhli.AIiV~em..mt,
2. . Jf th~ tall? ~rt rCveal'lI"~ prefOffICe o')'ldgft il or I~U0e~!I!g 002 wor\{jn8 levehl14 piOGlllfllWtl'bM), I:\uywr will,
within ., DA ys, of rec~pt of thOlll:!~l rnulu:
o lOp.law 1 .
Il. A(:cepl dIe Pl-o-pirty in 'Mint'll i1'Mf arrae ~o the REtSASE ,~ fOrlll. in PllBlflopil. 2J Df~hj. AsreaM~t, OR
b. l'c:fJ'I'liflstc ,hi.. AiJfee:m~t 11\ wrlllnr;. tn wtileh ealle ltJl depo.ll f"l;lcnicI plio on .Cc.ouYII ""' pW"(;lu,,, price \.I'm he
mumwt piMJ'lptly 10 B\;y'l# &hl ml2 ^lJuttntnl wiU X VOlD. 0&
c. Mmit G 'n~tG'1, COi"fl>.clhc I'<<lpGSIII to 51;11u. The corectlvt" FDpQl:I61 win Inclrude, bul oot be limilltd lu, the fJllme
of the C:\iJ'i'".ftelS U'dtlglii'dm COMlpm'lY: 1'IJ'viaions lbr 9i1)'l'niJKl.t. tj)cl~l!h~, NWiBlil.; II\nd . proJettcd cOlIlp:~icn dllAit rm-
C~IW~
(1) Within. _ j DA.YS ofrt'Uivint the OOfl"GC1i'VVptOftOlaJ. Sillier UtilI:
(~) ^Ifte '10 t"c terms o(!be c~\i~'C profOlUll In writli'll!li, (ft wt.lLh rUt" Bllytr IU:CCpt'Jthc p,~ ana aar~e<i
rtt Tha ft.1!LEA9E lei 'Wilh in pelqrttph Z.s of !bil A~mt. OR
(b) N(l't iil'lbt t.O me terml of'1h.ecarrecflve pmpo.l.
(1) ~hClUltI gelllr nol 8j1'W I,) lhe: rcnn$ f)f thl: c~rntc1ivD 1llfupgdl or \f S~llM fillU" ~'UltpcVild ~~iu tmeam2'iiVeD.
9l.Qiat will, whhlo. _-L-_ DAYS, eh.-.("t to:
fa) A.:~opl thlll p,.nyln writing md agree 10, the RELKi\SE ~I Corll'. in p.....rap" 2~ of dt,;, ^~e<<nM::t OR
(ill TilJrII'ltllOl1tJ fhJ. A.lre-i'menr In wrilb., in whicb CIIiIS#: mil d~P'(,Jl~ mortii!'. p.ld on Ilr:t:'ount of pYrcbate 9l1C; wlill
lnl ret,\li'Y'ltld j"'"Onap;ly 'I) au~r !tod rhii Agnewncn1 ""ill bltl VOID.
Ottdoll 2
2.. AtlCcpl thi P'rnpaiyli'l. wllline Ind '&rlle ~Q the RELI:lA82 I6'iIl fortl1 in pRi'8rrnfih 23 of this Ai:-ccfr"eill, OR
b. SllbnUlIiI wrimn, conl:"J;1ive IWO])(I~.1 to S~llif. ihi: tOrreeli'\lc plOpooaJ wilt Incl\l.rlt>, but not b~ limi,ed IQj rha ~)MO of
'l: ~"i:iltd ~rtf:,rotl CGI'Vlp~V: prO'V:wooi fOIl paymcIU. it'IQ~Ie~.; 100 . projeCle-t1 completion dill'I fOf
W(TCE.1Ivc, mAlU"'. 'Sella 'Am p-ay ~ mirl\iml)m l.'f$ ~~~"ird me !'Q~l (,0411 \If remlO'd\lil~Jo"" and
"'I'ifla, \,1/hiClh \IIill b~ tl:>mp~t.1d ~y 'f!'!.'Il~11.MI:,
(l)Lftbe. iOtal. (Ol6t o~remodiulon and ret;:'l~ EXCEEDS 1":\8 :IrMUI ~cin,(d In [IAt'BYlph 11(U.) (Cp'tl111\ 2)~. Swllef
will, wlthi.n _____L_ D^ ys, Qf f1:cz:ip' Gfliull;cn cfrOOlc:diatton, <1clify B.U'IIl:I in wrillnl of S..U"":fi eftalo'C m:
,",r41l!"A~eD 3'( jl,GIi!NT: PPlVIl~ illl\'!:i...., A~ilQOJlIl'loillj'a~",r
A1S.;j1( !lbnoj&fll ~f~lll\l ,,"~r'hl. ~&lIf,O'~,,' ""ll\ortll, O'I041:.P"r>r,&.~lvJo":' "lIoOj'-'l~" o-f ~"""llO'llQ~
GOOVl'lilGliT ~IiiNHSVLVAN1'\ A$.l;OO""N~l>t a... ~@Al.fO~1i& 21102
~j1"';'T&5f~.. If~(~f.lnli lti_QGfi.-....,R'"iIIUQl(ldll):S!""~.llJ. Spfily, l'l.:i\lAJ< H~,JnI' "G.,rt." lr-t
",."~."'..._~c,~
i"i>.lIltotJt:Zf
8~1U1'(~)~~
. " ;,'; -~ 1.:
'''1.". ~C . I C~t i1 ~ ~ I ~1':'
"rl\ LL)'I.UU,;, UI..J1J1\1I1
r "UM-DUOL.A I L.I.)IIW~I'j'
tJ1U-b~;-;~bl
I-liB
P UUB/011
F-311
328
329
330
331
332
333
334
335
336
337
338 12.
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
37113.
372
373
374
375
376
377
378
379
380
381
3l:l2
383
384
385
386
(a) Pay for the total cost of remediation and retests, in which case Buyer accepts the Property and agrees to the
RELEASE set forth in paragraph 25 of this Agreement, OR
(b) Contribute toward the total cost of remediation and retests only the amount specified in paragraph Il(B)
(Option 2) b,
(2) If Seller chooses not to pay for the lotal cost of remediation and retesls, or jf Seller fuils to choose eitber optiOD
within the time gIven, Buyer will, within 5 DA YS, notify Seller in 'NT"iting of Buyer's choice 10:
(a) Pay the difference between Seller's contribution to remediation and retesls and the actual cosltherof, in which
case Buyer accepts the Prop~rty and agrees to the RELEASE set forth in p<itagraph 25 of Ihi~ Agreement, OR
(b) Terminate this Agreement, in which case all deposit monies paid on account of purchase price will be
rewrned promptly to Buyer and this Agr~~ment witl be VOID.
STAT1.:S OF WATER (1-02)
(A) $.eller represents that the Property is served by:
~ Public Water
DOn-site Waler
o Community Water
o None
o
(B) WATER SERVICE D1SPECTlON CONTINGENCY
o WAIVED. Buyer acknowledges that Buyer has the option to request an inspection of the water service for the Property.
BUYER WAIVES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 ofthi, Agreement
o ELECrED
L Buyer has the option, within DAYS (15 days ifnot specified) of the execution of this AgTt~ement and
at Buyer's expense, to deliver to Seller a written Inspection report ,by a quaJifh:d, professional water testing company
of th~ quality and/or quantity of the water service.
"". Seller agrees to locate and provide acce!'lS to the on-site (or individual) water system, if applicable, at Seller's expense,
if required by the inspection company. Sellcr alsu agrees to restore the Property, at Seller's expense, prior to sdtlement.
3. If the report reveals that the water service does not meet the minimum standards of any applicable governmental
authority and/or fails to satisfy the requirements for quality and/or quantity set by the mortgage lender, if any. then
Seller will, within 7 DAYS of receipt of the report, notify Buyer in writing of Seller's choice to:
a. Upgrade the water service to the minimum acceptable levels, before senlement, in which case Buyer accepts the
Property and agrees to the RELEASE set forth in plimgraph 25 of [his Agreement, OR
b. Not upgrade the water service.
4. If Seller chooses not to upgrade the service to minimum acceptable levels, or fails to respond within the time given,
Buyer will. within __~ DAYS, either:
,a. Accept Ihe Property and the water service and, if required by the mortgage lender, if any, and/or any
governmental authority, upgrade the water service before settlement or within t.he time required by the mortgage
lender, if any, and/or any governmental authority, .at Buyer's expense and with Seller's pennission, which will
not be unreasonably withheld, and agree to the RELEASE set forth in paragraph 25 of this Agreement. If Seller
denies Buyer permission to upgrade the water service, Buyer may. within 5 DAYS of Seller's
denial, lennin3.te this Agreement in writing. If Buyer terminates this Agreeement, all deposit monies paid on
account of purchase price will be returned promptly to Buyer and this Agreement will be VOID, OR
b. Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will
be returned promptly to Buyer and thi3 Agreement will be VOID.
STATUS OF SEWER (1-02)
(A) Seller represents that the Property is served by:
cgJ Public Sewer
o Individual On-lot Sewage Disposal System (See Sewage Notice 1)
o Individual On-lot Sewage Disposal System in Proximity to \Vell (See Sewage Notice I; see Sewagt: Nutice 4, if
upplicable)
fJ Community Sewage Disposal System
o l'en-acre Peffi1it Exemption (See Sewage Notice 2)
o Holding Tank (See Sewage Notice 3)
o None (See Sewage Notice 1)
o None Available/Permit Limitations in Effect (See Sewage Notice 5)
o
(B) INDIVIDUAL ON.LOT SEWAGE DISPOSAL LL'iSPECnON CONTINGENCY
[8] WAIVED. Buyer acknowlel1ges thaI Buyer has the option to request an individual on-lot sewage disposal inspection of the
Property, BUYER WAIVES THIS OPTION and agrees to the RELEASE set forth in paragraph 25 of this Agreement.
rJ ELECrED
PREPAREO 8Y AGENT: PhVllis Bender, Assocla(u Elrokur
A1S-2K - Standard Agruelllont Fur Tho Sala Of Raill Estate, 01102. Pennsylvani<J Association uf REAL -:QRS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REALrOR$oil2Q02
ReaIFA$T@ s~. VcrS'OIl 6.15. Scf\w.<;rll Raglsler€ld \0: Steviw B. Spray, REiMAX Realty Agercy, Inc
"oye'I') 10111" (J ----
PagG 7 0120
SElller(S)ln~~
;,YI<-jf.l ,UUJ Uf :.:lIAM
F~DM-BOBCAr COMPANY
+310-593-'190\
[-116 P 009/011
H11
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
40&
409
410
411
412
413
414
415
416
417
4]8
419
420
421
422
423
424
425 14.
426
427
428
429
430
431
432
433
434
435
436
437
43&
439
440
441
442
443
444
445
1.
DAYS (] 5 days if not specified) of the execlltion of this Agreement and
a written inspection report by a qualified. professional inspector of the
Buyer has the option, within
at Buyer's expense, to deliver to Seller
individual on-lot sewage disposal system.
Seller, at Seller's expense, agrees, if and as required by the inspection company, to locate, provide access to, alld empty
the individual on-lot sewage disposal system. Scller also agrees to resrare lhe Propt::rty, at Sdler's expense, prim to
seukmcnt.
If the report reveals defects that do not require expansion or replacement of the existing sewage disposal system, Seller
wi n, within 7 DAYS of receipt of the report, notify Buyer in writing of Seller's choice to:
<I. Correct tbe defects before settlement, including retests, at Sella's expense, in which case Buyer accepts the
Propt:ny and agrees to tht: RELEASE set forth in paragraph 25 of this Agreement, OR
b. Not correct the defects.
If Seller chooses not to correct the defects. or if Seller fails to respond within the time given, Buyer will, within
S DAYS, either:
Ac-cept the Propeny and the system and, if required by the mortgage It:nuer. if any, and/or any govemmental
authority, correct the defects before settlement or within the time required by the mortgage lender, if any,
and/or allY governmental authority, at Buyer's sole expense and with Seller's permission, which will not be
unreasonably withheld, and agree to the RELEASE set forth in paragraph 25 of this Agreement. If Seller
denies Buyer permission to correct the defects, Buyer may, within 5 DA YS of Seller's denial,
terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will
be returned promptly to Buyer and this Agreement will be VOID, OR
Terminate Ihis Agreement in writing, in wh.ich case all deposit monies paid on account of purchase price will
be returned promptly to Buyer and this Agreement will be VOID.
If the report reveals the need to expand or replace the existing individual on-lot sewage disposal system, Seller may,
within 25 DAYS of receipt of the report, submit a corrective proposal to Buyer. The corrective proposal
will include, but not be limited to, the name of the remediation company; provisions for payment, including retests;
and a projected completion date for corrective measures. Within 5 DAYS of receiving Sdler's corrective
proposals, or if DO corrective proposal is received within the time given~ Buyer will:
8. Agree to the terms of the corrective proposal, if any. in writing, in which case Buyer accepts the Property and
agrees to the RELEASE set forth in paragraph 25 ofrhis Agreement, OR
Accept the Propeny and the system and, if required by the mortgage lender, if any, and/or any governmental
authority, correcl the defecfs be Core settlement or within the time required by the mortgage iender, jf any,
andfor any governmental authority, at Buyer's sole expense and with Seller's pennission, which will not be
unreasonably withheld, and agree to the RELEASE set forth in paragraph 25 of this Agreement. If Seller
denies Buyer permission to correct the defects, Bnyer may, within 5 DAYS of Seller's denial.
terminate this Agreement in writing, in which case all deposit monies paid on account ofprnchase price will be
returned promptly to Buyer and tbis Agreement will be VOID, OR .
Terminate this Agreement in writing, in which case all deposit monies paid on account of purchase price will
be rerurned promptly to Buyer and this Agreement wiil be VOID.
NOTICES,ASSESSMENTS & CERTIFICATES OF OCCUPANCY (1-02)
(A) Seller represents, as of Seller's execution of this Agreement, that no public improvement, condominium or homeowner
association assessments have been made agdinst the Property which remain unpaid and that no notiee by any government or
public authority has been served upon Seller or anyone on Seller's behalf, including notices relating to violtltions of zoning,
housing, building, safety or fire ordinances which remain uncorrected, and tha.t Seller knows of no condition that would
comitiUlte violation of any such ordinances which remains uncorrected, unless otherwise specified here:
2,
3,
4.
a.
b.
5.
b,
c,
(B) Seller knows of no other potential notices (including violations) and assessments except as follows:
(C) In the event any notices (including violations) and assessments arc received after execution of this Agreement and before
settlement, Scller will notify Buyer in writing, within 5 DAYS of receiving the notice or assessment, that Seller will:
1. Comply with notices and assessments at Seller's expense, in which case Buyer accepts the Property and agrees to the
RELEASE set forth in paragraph 25 of this Agreement, OR
2. Not comply with notices and assessment~ at Seller's expense.
3. If Seller chooses not to comply with notices and assessments, or fails within the time given to notify Ruyer if Seller
will comply, Buyer will notify Seller within 5 DA YS in writing that Buyer will either:
a. Comply with the notices and assessments at Buyer's expense and agree to the RELEASE set forth in paragraph
2S of lhis Agreement, OR
b. TerminaTe this Agreement, in which case all deposit monies paid on accollnt of purchase price will be retumed
promptly to Buyer and this Agreement will be VOID.
If Duyer fails to notify Seller within tbe time given, Buyer accepts the Property nud agrees to the
PREPARED BY AGENT: Phyllis Bender, Assoclllle Broker
AJSv2.K . Standard Agreement For The Saltt Of Real Eslale, 01102. Pannsylvania ASSQc:al!Qn of REAL TORS'4l
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORSiAl2Q02
ReaIFA$T@ s~. Ver3Wr1 6.15. S()ffwRra- .'18gi!llered to: Ste..en 8 Spray. FIE/MAX Really Agency. Inc.
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446 RELEASE set forth in p~uagrapb. 25 of this Agreement.
447 (D) Buyer is ,ul')ist;:d that access to a public road may require issunnce of a highway occupancy pennie from the Depanment of
448 Transportation.
449 (E) If requirt:J by law, within ____!i_.~ DAYS of the: execution ortllis Agreement Seller \vill order for deliver} to Buyer,
450 on or before scalement:
451 1. A certification from the appropri<1le municipal department or departments disclosing notice of any uncorrected viol;ttion
452 of zoning, housing. building, safelY or fire ordinances, AND/OR
453 2. A certificate permitting uccupancy uf the Propcl1y. rn the evenl repairs/improvement,> ;Ire required for the issuance of
45-l tilt: ct::rtificalc, Seller will, within _ 5 DA YS of Seller's receipt of tbe rcquiremc:nts, nOlify Buyer of th~
455 requiremcnls and whether Seller \vill make the required repairs/improvements at Seller's expense,
456 If Seller chooses 10 m;tke the: required repairs/improvements. Buyer agrees to accept the Property as repaired and agrees to
457 lhe RELEASE set fonh in paragraph 2j of/his Agreement. If Seller chooses not to make the required repairsJimprovements,
458 Buyer will, within 5 DA YS, notify Seller in writing of Buyer's choice to terminate this Agreemenl OR !luke the
459 repairs/improvemenr." at Buyer's expeIl'Se and with Sellc::r's permission, which will not be unreasonably withheld. [f Seller
460 denies Buyer permission to make the required repairs or if Seller fails to respond within the time given, Buyer may,
46\ within__2-- DAYS, Ii:rminatc this Agreement in wriling, in whidl case all depo"it monics paid on <.1ccollnl or
462 purchase price will be returned promptly to Buyer and this Agreemenr will he VOID.
463 15. TITLE, SURVEYS, &. COSTS (1-02)
464 (A) The Propcl1y is to be conveyed free and clear of all liens, encumbrances, and easements, EXCEPTING HOWEVER the
465 following: exiSling deed ,estrictiom, his!o';c p,ese",.'ion ,eSlriclions oc O1'rlinanccs, building resl,iclions, o,dinances,
466 easements of roads, easements visible upon the ground, t:asernents of record, privileges or rights OfPllblic service companies,
467 if any; otherwi::;c the title to the above dC'icribed rea! estate will be good and marketable and such as will hI: insured by a
468 reputable Title fnsurance Company at the regular rates.
469 (B) Buyer will pay for the following: (l) Title search, title insurance and/or mechanics lien insurance, or fee for cancellation
470 of same, if any; (2) Flood insurance, fire insurance with exlendcd coverage, mine subsidence insurance, and fee for
471 cancellation of same, if any; (3) Appraisal fees and charges paid in advance 10 mortgage l\:lnder, if any; (4) Duyer's
472 cLlstomdry settlement costs and accruals.
473 (C) Any surveyor surveys which may be required by the Title Insurance Company or the abstracting attorney for the preparalion
474 of aD adequate lc:gal description of lhc Property (or the cOITeclion (hereof) will be secured and paid for by Seller, Any
475 surveyor surveys desired by Buyer or required by the mortg;tge lender will be secured and paid for by Buyer.
476 (D) In the event Seller is unable to give a good and marketable lille and such as will be insured by a reputable Title Company
477 at the regular rates, as specifi~d in paragraph 15(A), lluyer will have the option of~ (1) taking such title as Seller can give
478 with no change to lhe purchase price; ur (2) being repaid all monies pnid by Buyer to Seller on account of purchase price
479 and being rdmbursed by Seller for any costs incurred by Buyer for any inspectiuns or ccrtificatiorl.'i obtained according to
480 tne terms of the Agreement, and for those items !'ipeciJicd in paragraph 15(8) ltem~ (l), (2), (3) and in paragraph IS(e), in
48 I which case there will be no further liability or obligation on either of the parties hereto and this Agreement will become VOID.
48216. ZONING CLASSIFICATION (1-02) ,
4lB Failure of this Agreement to contain the zoning classification (excepr in cases where the property {and each parcel thereof, jf
484 subdividable} is zom:d solely or primarily to permit single-family dwellings) will render this Agret.:mcnt voida.hle at the option
485 of the Buy~r, .md, if voided, any deposils lendered by lhe Buyer will ue ret\lrned to the Buyer without any requirement for
486 court action.
487 ZOlllng Classification:
438 0 ELECTED. Within _----.-lL___ DAYS of the execulion of this Agreement, Buyer will verify that the existing use of the
489 Properly as is permitted.
490 In the event the use is nut pennillcd, Duyel' ",.iII, within the lime given for veril1cation~ notify Seller in writing that the
491 existing use of the Property is not pemlitted and this Agreement will be VOrD, in which case all deposit monies paid on
492 account of purchase price will be returned promptly to Buyer. Buyer-'s failure to respond witbin the time given will
493 c:onstltute a WAIVER oftbis contingenc:y and all other terms oftbis Agreement rem~iu in full force aud elfect.
494 17. COAl, NOTICE
495 0 Nor APPUCAI3LE
496 0 APPLICABLE
497 THIS DOCUMENT MAY NOT SELL, CONVEY, TRk"lSFER, INCLUDE OR INSURE TIlE TITLE TO THE COAl. AND
498 RIGHTS OF SUPPORT UNDERNEATH THE SURFACE LAND DESCRIBED OR REFERRED TO HEREIN AND TIlE
499 OWNER OR OWNERS OF SUCH COAL MAY IlA VE THE COMPLETE LEGAL RIGIlT TO REMOVE ALL SUCH COAL
5UO AND IN THAT CONNECTION, DA:YIAGE MAY RESULT TO THE SURFACE OF THE LAND AND ANY HOUSE.
501 BULLDING OR Un-fER STRUCTURE or-; OR IN SUCH LAND. (Thi:; TlUtice is ~et forth in the manner provided in Sl:ction 1
502 of the Act of July 17, 1957, P.L. 984.) "Buyer acknowledges that he: may nor be obtaining the right of protection against
503 subsidence resulting from coal mining operations, and that the property described herein may be protected from damage due 10
504 mine subsidence by a private contract with the owners of the economic interests in the coal. This acknowledgm~nl is made for
505 the purpose of complying with the provisions of Section 14 of the Bituminous Mine Subsidence and tbe Land Conservation
PREPARED BY AGENT: Phyllis Blinder, AS$oclate Broker
A/S-2K - Standanl AgreSnH'lnl For The Sale OfReill Eslale. 01i02_ Pennsylvania Assocralion of REAL TORS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REALTORS@20U2
ReaIFA$T@ s~, 5, Version 6_15. Software RegislElrsd 10: Steven S_ Spray, RE/MAX Reali." Agency. lnc
"""I')'CIf''''\r- -
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Act of April 27, 1966." Buyer agrees to sign the deed from Sdkr which dL:t:d will contain the aforesuid provision
l'OSSESSION (1-02)
(A) Possession is to ue delivered by deed, keys and:
1. Physical possession to vacant Property free of debris, with ,,11 stnlCtures broom~clean, at dil)' and time of seulement,
AND/OR
2. A3signment of existing Icase(s), together with 30Y security deposits and interest, at time of settlement, if Property is
lea~ed at !he- execution or this Agreement or w11ess otherWlse specified hert:in, Bttyt::r will acknowledge': eXisting
lea.se(s) by initialing said 1eases(s) at time of execution of this Agreement
(B) Seller will not enter into any new leases, written extension of t::~iSli(lg le<\ses, if any, or additiorlallcases f()r the Property
without the wrilten CUlIsent of Buyer.
RECORDlL'>iG (J-85) This Agreement will not be recorded in the Ortice for the Recording of Deeds or in any other office or
place of public record and if Buyer callses or pennits this Agreement to be rer.;onh=d, Seller may eli.:r.:1 to tlcar ::;uch al:t as a
breach of this Agreement.
ASSIGNl\.JE~T (J-85) This Agreement will be bmJing upon the p;'Hlies, their respective heirs, personal represenlaliw5,
guardians and successors, and to the ex.tent assignable, on the assigns of the partie!> hereto, it being expressly understood,
however, that Buyer will not transfer or assign this Agreement without the \vritten consent of Seller,
DEPOSIT & IlliCOVERY FUND (1-02)
(A) IJcposits paid by Buyer within _~_~_ DAYS of settlement will be by cash, ca::;llier's or celtitied check. Deposits,
regardless of the form of payment and th~ person dt:sig:I1at~d as paye~, will be paid in U.S. Donars to Broker or party
identified in paragraph 3(B), who will retain them in an escrow account until consummation or leminatioll of this
Agreement in conformity with all applicable laws and regulations. Any uncashed check tendered a~ deposit monies may
b<: held pending the acceptance of lhis offer.
(B) Upon termination of this Agreement, lhe. Broker holding the deposit monies will releuse the deposit monies in accordance
with the tcm1S ofa fully executed writtcn agreement between Buyer and Seller.
(C) In the event of a dispute over entitlement to deposit monies, a broker holding the deposit monic~ is requin:d by the Rules
and Regulations of the State Real Estate Commission (49 })3. Code ~35.327) to retain the monies in f:',erow until the dispute
is resolved. In the event of litigation for the return of Jepos!l monics, a broker will distribute the monies as directed by <J filial
order of court or the written Agreement of the parties. Buyer and Seller agree lhat, in the event any broker or affiliated
licensee is joined in litigation for the return of deposit monies, th~ cHlOnleys' fet:s and costs of the broker(s) and licensee(s)
\..'ill be paid by the party juining them.
(D) A Real Estate Recovery Fund exists to rcimbur:-;e any persons who have obtuined a final civil judgment against a
Pennsylvania real estate licensee owing 10 fraud, misrepresentation, or deceit in a real c'itate transaction and who have been
unable to collecI the judgmc:nt after exhausting all legal and equitable remedies. for complete details ahollt the Fund, call
(717) 783-3658, or (800) 822-2113 (within Penn'ylv<mia) and (717) 783-4854 (oulside Pennsylvania),
CO:'lDOMINWM /l'LANNED COMMUNITY (lIOMEOW:'IER ASSOCIATION) RESALE NOTICE (I-U2)
I5<J NOT APPLICABLE
D APPLICABLE: CONDO.vlINlUM, Buyer acknowledges that the Property is a unit of a condominium thal is primarily nm
by a unit owners' association. 93407 of the Uniform Condominium Act of Pennsylvania requires Seller to furnisb Buyer
with a Certificate of Resale and copies of the condominium declar::ttion (other than pl.:ilS and plans), the bylaws, and the
rules and regulations of the association.
o APPLICABLE: PLAl\;NED COMMUNITY (HOMEOWNER ASSOCIATION). Buyer acknowledges that the Property is
part 01" a planned community as defincd by the Uniform Planned Community Act. (Sc:: Definition of Plunned COinmunity
Notice). 95407(u) ofthc Act requires Seller to furnish BU}t':f with a cupyoftbe DedLlfillion (other than plats and plan!'!), the
bylaws, the rules and regulations of the a:>:>ocialion, and a Certificate containing the provi~ions set forth in &5407(a) of the
Act.
THE FOLLOWING APPLIES TO PROPERTIES THAT ARE PART OF A CONDO~llNIUM OR A P1.ANNED
COMMUNITY_
(^) Within __._~ DAYS ofrhe execution of this Agreement, Seller will submit a request to lhe as~ocialion for a Certificate
of Resale and the docllmcms necessary tu t:nable Seth:r to comply with the Act. The Au provides thaI the association is
required to provide these ducumcnls wilhin 10 days of Seller's request.
(B) Seller will promptly deliver to Buyer all docllments received from lbe association. Under the Acr, Seller i.. not liable (0
Buyer for the failure or delay of the association to provide the Certificate in a timely manner, nor is Seller liable to Buyer
for any erroneous infol111ation provided by the association and included in the Ccrtificat::o:.
(C) Buyer may declart: this Agreement VOID at any time before Buyer's receipt of the association documents and for 5 days
thereafter. OR until senlernent, whichever occurs first. Buyer's notice declaring this Agreement void must be in writing;
th~reaftt:r all deposit monil:s will be retulTJed to Duyer.
(D) In the event the association has the right lu buy the Property (righl of first refusal), and the association exercises that right,
Seller will reimburse Duyer for all monics paid by Buyer on account of purchasc price and for any costs incurred by Buyer
for: (1) Title search, title insurance anJ/or mechanics lien insurance, or f"t:e for cancdlatioll of same, if any: (2) Flood
insurance andJor fire insurance Wilh extt:nded coverage, mine subsidence insurance, or fee for cancellation of same, if
PREPARED BY AGENT: Phyllis Bandor, Associate Brokor
AJS_2K _ Standard Agraam6N FQI The Sale or Rl!al Estats, 01/02 PBrll'''ylvanla ASSQclat'on of RE.AI_ TOi'l.S(i;l
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAc.TORS@2002
ReatFA$T@ S~~5, Version n 15. SoftNa'l! Regi\llBred !ll: Steven 8. Sp,ay. RE/MAX Really jI.gency, tnc
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566 any; (3) Appraisal fees and charges pai,1 in advance to mortgage lender, if any.
56723. MAINTENA,.'lCE & RISK OF LOSS (1-02)
568 (A) Sellt:r will maintain the Property, grounds, fixtures, and any personal prop~rly specifically scheduled herein in its present
569 condition, normal wear and teLlr ~xcepted.
570 (B) In tbe event any system Of appliance included in the sale of the Property fails and St:':lIer docs not repair ur replace the item,
571 Sdkr will promptly notify Buyer in writing of Seller's choice 10:
572 1. Repair or replace the failed system or appliance hefore settlemenl or credit Buyer ut settlement for the fair market value
573 of the foiled system or appliance (this option must be 3cceplahle W lhe mortgage lender, if any). In e.Jch case, Buyer
574 acc~pt5 the Property and agrees tn the RELEASE set forth in paragraph 25 of this Agreement, OR
575 2. Not repair or rerlace the faild syslem or appliar:ce, and not credit Buyer at seH1cment for the fair market V<llue of the
576 failed system or appliance. If Sdler does not repair, replace or offer a credit for the failed system or appliance,
577 or if Seller rails 10 nutify Buyer of Seller's choice, Buyer will notify Sdkr in writing within
578 5 DAYS or before settlement, whichever is soon~r, that Buyer will:
579 i:l. Accept the Property and agree to the RELEASE set forth in p<lrograph 25 of this Agreement, OR
580 b. Terminate this Agreement, in \-vhich case all deposit monies paid on accnunl of purchase price will be rcl\lrncd
581 promptly to Buyer and [his Agreement will be VOID.
582 (C) Seller will bear risk of loss from fire or other casualties until rime of settlcmem. In Ihe event of damage uy file or othcr
583 casualties to any property included in this gale that is not repaireo or replaced prior to settlement, Buyer will have Iheoption
584 of rescinding this Agreement and promptly receiving all monies paid on accollnt of purchase price or of accepting the
585 Property in its then condition together with the proceeds of any insurance recovery ubtainable by Seller. Buyer is hereby
586 notified that Buyer may insure Buyer's equitable interest in this Property as of the lime of execution of this Agreement.
58724. WAIVER OF CONTINGENCIES (1.02)
588 If this Agreement is contingent on Duyer's right to inspect and/or repair the Property, Buycr'.!i failure to exercise any of
5119 Buyer's options 'Within the time limits set for-th in tbis Agreement will constitute a WAIVER of that contingency and
590 Buyer accepts tb~ Property and agrees to tbe RELEASE set forth in paragraph 2S of this Agreement.
591 25. RELEASE (1-U2)
592 Buyer bereby releases, quit claims ilnd forever discharges SELLER, ALL BROKERS~ [beir LICENSEES, E.t\-lPLOYEES,
593 and any OFFICER or PARTNER of anyone of them and any other PERSON, FlRt\tI, or CORPORATiON who may be
594 liable by or throll~h tbern, from nny and an claims,losses or dcrn:mds, including, but lIut limited to, personallujuries and
595 propcliy dam.age and all of the consequences thereof, whetber now lmown or not, whkb may arise frum Ihe presence of
596 termites or other wood-bodng insects, radon, lead-based paint hnzards, environmental hazards~ any defects in tbe
597 indi....idual on-lot sewage disposal systenl or deficiencic!l in the on-site wafer service sY':itenl, or any defect! or conditions
591) on the Property. Shuuld Seller be in default uuder the terms of this Agreement, tllis release does nut deprive Buyer of
599 auy rights to pursue allY remedies that may be aV;lllahle under law OT equity. This release will survive settlement.
60026. REPIlESENTATIONS (1-02)
601 (A) 1311ycr understands that any representations, claims, advertising, promotional activities, brochures or plans orany kind made
602 by Selle-r, Brokers, their licensees, employees; officers or pwtners are not a part of thi~ Agreement unless expressly
603 incorporated or stated in this Agreement. It is further understood that this Agreement cOlltains the whole agreement
604 between Seller and Bu}er and there are IW other terms, obligations, covenanls, representations, statements or conditions,
605 oral or otht::rwise of any kind whatsoever conceming this sale. Furthermore, this Agreement will not be altered, amended,
606 changed, or modified except in writing execuled by the pal1ies.
607 (B) It is understood that Buyer has Impeded the Property before signing this Agreement (Including fixtllre~ nnd any
608 pCr!i~ollal property specifically scheduled herein), or has waived the right ta do so, and has agreed to purchase tbe
609 Property in its present condition unl~ss otberwise stated in this Agreement. Buyer acknowJedges thut Brokers, their
6) 0 licensees, employees, officers or partners bave not made au independent examlnadon or determination of tbe
61 L structural soununds of the Property, the age or condition of the componentsl enviroumcntnl conditions, the permit1ed
612 mes, or of tonditioD!J exi~ting in the locale where the Property is situated; IInr have they madc a mechanical
613 inspection of any of the s)'stems (ontained therein.
614 (C) Any repairs required by this Agreement will be completed in a workmanlike manner.
615 (D) Broker(s) may perfonn servicl:s to as<;ist llnrepresented parties in complying with the terms of this Agreement.
616 (E) The headings, captions, and line numbers in this Agrecment are meant only to make it easier to find thc paragraphs.
617 27. DEFAULT (1-02)
618 (A) Seller has tht:: option of retaining all sums paid by Buyer. including the deposit monies, should Huyer:
619 1. Fail to make any additlOlwl payments as spt:cifieJ in paragraph 3; OR
620 2. furnish false lJf incumpkte iuforOlation lu Sdlcr, Hroker(s), or the mortgage lender, irallY, conccllling Buyer'::; legal or
621 financial status, or fail to cooperate in tbe processing of the mortgage loan application, which ads would resul'(. ill the
622 failure to obtain the approval of a mortgage loan commitml:nt; OR
623 J. Violate or fail 10 fulfill and perform any other tel"1l1S Of conditioll~ of this Agreement.
624 (B) Unle'is otherwise checked in pangraph 27 (el, Sdkr may elect to n.;tain those sums paid by Buyer, including deposit
625 monies, in one of the following manners:
PREPARED BY A.GENT: Fhyllis Bender. A~'iloc\al8 Srokar
NS-2K - Standard Agreement For The Sale or Rea! Estate. l11i02. Pennsylvania Assodation of REAL TORS:!<)
COPYRIGHT PENNSYlVA;"-JIA ASSOCIATION OF REAL TORS(!J 2002
"""A$T@ 5\,~005' Vo,,'" 6," 5"f"". Reg,,,,,,d to; 510'00 B, 5p"y, REiMAX R""y Ag'o,y. ice
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626 1. On account of pluchOlse price, OR
627 2. As monies to be applied to Seller's damages, OR
628 3. As liquidated damages for such breach.
629 (C) ~ Seller 1S limited to retaining sums paid by Buyer, including depusit monies, as liquidated damages.
630 (D) If Setter retains all sums paid by Buyer, including ueposit monies, as liquidated damages pursuant [0 paragrJpb 27 (B) or
631 (C), Buyer and Seller will be released from further liability or obligation und this Agreement will be VOID.
63228. MlmIA TlO:-l (7-96)
633 0 NOT AVAILABLE
634 ZJ WAIVED. Bli'cr and Seller unders-tand that they may choose to mediate at a later date, :>huutd a dispute arise, but that
635 lh~re will be no i)bligation on the part of3ny paliy 10 do SQ.
636 0 ELECTED
637 (A) Buyer and Seiler will try to resolve any dispute or claim that may arise from Ihis Agreement lhrough medii.ltion,
638 in accordance with tht: Rulcs and Procedures of tht:' 11urne Scl1ers/Homc Bl1ycr~ Dispute Resolution System. Any
639 agreement reached thmugh a meuiation cunkrcncc and signed by the parties will be binding.
640 (B) Buyer and Seller acknowledge that lhey have rect:ived, read, and understano the Ruk~ and Procedures of the Horne
641 Sellers/Home Buyers Dispute Resolution System. (See Mediation Notice.)
642 (C) This agreement to mediate disputes arising from this Agreement will survive settlt:ment.
64329. SPECIAL CLAUSES (1-02)
644 (A) The following arc part of this Agreement if che~ed:
645 OSale & Settlement of Other Property U Settlement of Other Property Contingency Addendum (PAR Form SOP)
646 Contingency Addendum (PAR Form SSP) DTcnant-Occupied Property Addemlul1l (PAR Form TOP)
647 0 Sale & Settlement of Other Property 0
648 Contingency with Right to Continue 0
649 Marketing Addendum (PAR Form SSp-eM) D
650 (B)
651 1) Builder to warranty tba house far one yssr.
2) Bl.lyE'ilr and 9E'illler will come to terms on additional selections with new con9truction prior to
Apr~l. 30, 2005. If buyer and :h~ll03r are not in agreel~ent as 0.1:" April 30, 2005, buyer or seller may
void contract wi~out obligation or 10B9 of deposit.
652
653 Buyer and SeHer aclmowledge receiving a copy of tbis Agreemcnt at the time of signing.
654
655 NOTICE TO PARTIES: WHEN SIGNED, THIS AGREEMENT IS A BINDING CONTRACT. Return by facsimile
656 transmission (F.AX) of tbJs Agreement, and aU addenda. be:dring the sigullturcs of all parties, constitutes acceptance of this
657 AgI'ecment. Parties to this transaction lire advised to consult an attorney before signing if they desire legal advic~.
658 .
65912S1 Buy~r has received the Consumer Notice as adopted by the State Real E!'itate Commission at 49 Pa. Code 6 35.336.
660 {8] Buyer has received a sratement ofBuycr's estimated closing costs before signing tbis Agreement.
661 C8'l Buyer bas read rmd unde.-st;lDds the notices and explanatory information sel forth in tbis Agreement.
662 C8'l Buyer lias received a Seller's Property Disclosure Statement before signing this Agreement, if required by law (see
663 Information Regarding the Real Estate Seller Disclosure Law).
664 ~ Buyer has received the Deposit Mllney Notice (for cooperative sales when Broker for Sener is holiliug deposit mOlley)
665 befon signing this Agreement.
66(, BUYER'S MAILING ADDRESS:
667
6(,8 1l11YEll'S CONTACT NUMBER(S),
PREPARED BY AGENT: Phyllis FJender, AS$tu;;i3te BrQkaf
A1S-2K - Standard Agreement For The Safe Of Roal EstatG, 01104. Penn~'1lviJnia A.%oclallor'l 01 REALTORS@
COPYRIGtlT PENNSYLVANIA ASSOCIATION OF REALfORSw2002
Rea/FAn@ ~05, Version 6.'15. SOfNJilfCl Rogls!Crcd to: Sleven B. Spray, REIMAX Really Aqollcy. Inc.
"",0'1,)10111,: ~~~
Page 12 0120
sellur[Sl~ -4-
I\rL,-lu-LUUJ UI.<llilif1
r~UM-bU~LAI lUM~ANY
+310-693-4961
T-1IB P 014/021
F-J11
mrmsJl~~~JtAi
WITNESS J2-<A~~-fi:~'::0- BUYER
Shelley E. Yurkovich
3400 ~i~ Lane,
s."""l.j(""<;2.\>:::':;'E-~""";:
C~, 1)
DATE
_4.lfo.O~_
BUYER
fie, Bismark,
NO
58504
DATE
t//ff.:lo.~__
Bismark, NO
58504
669
670 Seller hereby approves lhe above contract this (date)
.--
_ Lt 0 I X' 'D>
671 In conSi,dera(iO~ the services rendered in procuring the Buyer, Seller agrees to pay the nJmt:d Broker for Sellt:r a fee of
_____ ~ of/from the herein specified sale price. 111 the event the Buyer defaults hereunder, any momes paid on account
will be divided ~_._. L I ~;olv Seller, ---~1--, Broker for Seller, but in nu ~vClll will the sum paiJ to the
Brokl.:r for Seller exceed the above specified Droker's fee.
672
6730 Seller has received the Consu~ller Notice as adopted by the State Ueul Estate Commission at 4911a. Code S 35.336.
6740 Seller has received a st:ltement of Seller's estimated closing costs before signing tbis A~rel:ment.
6750 SeIJer bas read aDd understandy the notices and explanatory information set for.tb in tbis Agreement.
676 SELLER'S i\IAILlI'iG ADDRESS: ___
677
678 SELLER'S CONTACT NUIHBER(S):
679
..~41L
I
G and
SELLER
680 Brol{t~rs'/LiceD5ees! Certifications (check all that are applicable):
68] 0 Regarding Lead-Based Paint l1azards Disclosure: Requirctl if Property was built bdnn~ 197B: The undersigned Licen9ces
682 illvolv~J in this transaction, on behalf of themselves and their brokers, certify that their statements arc true to the best of their
683 knowledge and belief.
6B4 Acknowledgment: The Licensees involved in thi" transaction have informed Seller of Seller's o!Jligations under TIle Residential
685 LE'ud-Bascd Paint Hazard Reduction Act, 42 U.S.c. ~ 4852(d), <lod are aV...<He of their responsibiljly lo ensure cOlIlpliilnc~_
686
6870
688
689
6~O
691 ~ Regnrdirlg Mediation: The undersigned Q Broker for Seller 0 Broker for Buyer agree to submit to mediation III accordance
~~i with pa,agraph 28 of this Agreement. ~~ ,rC'
694 BROKER FOR SELLER (Company Name) -7 _ ,1~/-!1:._}(/ c: lIT/V(, '.....
695 ACCEPTED BY 0"!'~~~ ,DATE ----!:i -t./'-{x(
696 v I =---
697 BROKER FOR BUYER (Company Name) __ _ _~~~~__..~
698 ACCEI'TED BY
Regarding FHA :\1ortgages: The llntll;:rsigned Licensees involved in this transaction, 011 behalf of themselves and their
brokers, c.:crtify that Inc km1S ofthi5 contract for purchase arc rme to the best ofrheir knowldge and helief, and thm any other
agreer.1cnt entered into by any ofthcsc panies in connection wiLh this transuction is atla<:heu to this Agrcerncnr.
DATE
PREPARED BY AGENT: Phyllis aendor, Associate Broker
AlS-2K - S(andard Agreemenl For nIB Salo Of Reill Estate. 01102. Pennsylvania Assoclaf:ul1 01 REAL TORS'w
COPYRIGHT PENNSYLVANJAASSOCIATION OF REALTORS(>r) 2002
RBi!tFAST@So!tNare.@2005. Va,-sinll 6.'5. Software Registered 10: Steven B. Spray. REIMAX Really Agen.:y, I"e
PagfJ 13 of20
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illw\'c J!h:-',: IC:\ll~h \h;Te ()ht;\~ll'~'.J d C()l,~lJ1J\\II.'; 1l1'_'1111'H Th,~' ['..'sulh n.:p()rkLl heT\..' ill..: ha:O-:cd PH:1 -;h"11-1;':[.111 lL;sl iil),_t
<11<-' 11O! to h:. int,...'rprCk:d ;I..;j Pil;;! ,i;'-___ (~; th!"" dIl1111:tl ,l\'\.'j'-l~l: Or rlf ~h..: dC1Hdl \\','(Uj1:1lii ..::'pn311:(; PI :Jlil~nd,I1\1 ["..\I!!lt rI-;~
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LEVEL
- -
Rl.'COmlHCndcd EPA .Actio/}
i\:!C;tSUfClllC]ll !\1ctl
Instrument. Serial
Dale' oj' T ~sl
Inspector. fD -;i
Coulinil'.'U,; \11'lli[(
:\ the home iCthc a';Gl"ag-c Rndoll
d is 4 pCi '1. or 1110rO,
I
L
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-:\/2\!/i IS 1 J:(Jtl -~/22/{))
L1o\d's ll()m,-~ 1 n.,;pCL"tiull
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/\h:'>(I1J undekl:lcllt;nlljlcrlllg. \~ i!h llit.: testing (kvic.,: or vioLltion orlh~~ I\:quir.:d. [cstillg ronuiliollC;, U.S, Inspect \\(IfTunh lh;:t
11112 ahove ::;ncellill~ rcsult i:i ,Ill d(:Cllr;i!c Illcasun: oCthe In.cragerud()l1 fl:vd lI1sid...: the !1ou:-;c dunn;; tb~ ksrillg pcriod. Ii.S.
IllSP,:l't diJ 110 l :-;uperyJ.".... the property durill12 the to.,,:.;tiI !f;, period alld l.1(\L'o; ]wt \Y::HT,llll th:ll np ()i.:CUPLlllt inkrt"cTt:l1cc \\11.11 Ib[_'
devil.:.... ur thL: tc:.;tl!\~ (olldnion:: ()ccurr~d. All oth..:r \\"~lrr~l1l[ies and Iiabililles ~lr(: aho hcrcb:: l'litirdy disd,lllll'.'d
hlrthcL IT ,So 1 II cilk:Ct 1ll::b::; ll() rL'c(tmml~n,-btion or :-;lIg,::~c:-;ti(1n 01' further testing or rcm~di;d aui01l or 1101\- actinl; ba:';i.."d UPUII
[he results of [hi:.; Tad\lll IIlCJSllr~T1L'1lt. For gui~L\l1ci.." III Ibis rC~;lrll inlcrc:,teu partics should consult "Protocols rc,r R,IU:'.'l\ mid
R:ldoll ])ecay Prudud \'k::t;UfL:mclll:.; ill II om,::.;," 11-:]"(\ docullient tf ,-1()1-H.-9i-(Jf)~) ;lJlll "indool" Rad{"ll1 and fi:.:ldllll Lkcl:,
l'rodllct rvl~<l:,tlr.:ml'l\t IkviL'i.." Proloco!S" (r: P 1\ dlll;l.llllCllt #52()-..t1J2-R-()2-()(Q.i .]'his mC:!311!\':Il1L'nt \\ :1.-'; I'l~rllJ1lned in
;Jl.cord:I1\LC \\itllth.: procedures r.:cornnlclld..::d hy Il,u:-,c dOCUlll':111s
Th.mk \.I)U fllr alill\\'il1.~ lh lu Sl..'r\<.: YOU
SinCG1.:h. .
l /.. ,J.::< ,._,"i'"
'I~.- f (.-c- """, 1'1..___
i i ~.vl.; -' ___:~:.-.~,;:"( ).<,
Llo.\d's] rnm,-~ hiSj'cctioll
F:;IJol\ l~(ll1liCl:\1!
rVlartin Smith
i\'\'':u'iurclllcnt Spl ~l:jll:~i # 0111,::-; II S25
ThL lLl'Jllll Certi l-j(alln!\ 1\([ 1"<:L[uin_::i lh~lt :mynllC w11\.) provides :lny f<lJolHcldkd :-;cr\"irc '.II" produ([ tn tl1l' ~enc:ril! puhl 11."
Ilclhl be cl'rliri<..'d tw thL 1-'..::nl1~;: h':\nid fkp:ulll1clll or hnin\!ll11entd11'mk'ctroll YO!} iin~ cnulled [(I t.'\idCllCC or ccnl(ic.:ltJrlll
fro!\! any pcr,;oo who prmidc" ,'>llch :-iCr\"ICC:;.~ or jimdllch, '{I)I( ;m: also cntitled III <l price llc.;l rUt SC1"\']Cl..''-' or r'TI\dllCt:> olTered
.\li raJOlllllC;l~lIrCI!lcIJt lbta \\ ill h..' :--;ent tll th,,: j)('pmlllleI1i a~; rCl]llll'cd in the Ad dlld wi!! h,.: kept c<.lnfi,krHi.JI. [(.'-.(HI11,'I\'c
;.111\ qu(:~t ions. COlll111ellt:-; or complalIlt:; c()lil'c:ml!l~~ l1K J'er.~()I1" \\ 110 pH,Wld..: rddnll-n..:bk'd SC!'ViCL'..:. pkdSC Cll11bct [he
Lkpclrtllh..'nt ;It th...:: I hl!L':! U (Jr' R~ldi:ltlO1\ Pro!.cctiu!1. !kpartlllcnt p( !;l1\'nul1il1CIH,l! !'r\1rccti\lll. P.O !io, S,~I;!.i. I LlITj...;burg, p,\
171 (is, C717l7S7-~5'1.1
EXHIBIT
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10/18/2005 08:31
717-334-3435
.P^~IN'(
r" C4Il No. .. 18'\5
MAS/DIX HOME INSPECT
AtJgultJ,2(X15
CEJmFlfD
.RADON REPOft1'
""'.1-. ?':z9,J.C0053
ProporIJ" I . j, 211 CH!S'lNUT S~ET, .........1IlIIIur9. PA 11211
l~"""""'tMp.M.~. T_P~For:
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_, 117 :Q1 tIn
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P'ta:ed b'1~ VYaQe P WBJtin (FI'A83W)
2:12pc\'l T... SIte: FiniWled 8eMr'nent
n:1~cm t_ Dtation: ~ hwn
AVERAGe RADON CONCENTRAl1Ofl:
TNt rMt mPmum EPA y",pNng dtnIon,
OMItf.lOOl ~
Iw ..QI. .ER ~ _
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01:12
02:12
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01" ~...,.,......,.y~, _p".-.GOI' Implad. t'errta<:(l~cI<<roMIlI.lS..r...-. TIler.Carl bt'
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PAGE 01
r:'J-07",..
10/18/2005 08:31
717-334-3435
MAS/DIX HOME INSPECT
PAGE 02
E~MENTALDATA
'"'-'" 10----
MONITOR~D:
7293 TEST NO;
00053
211 c~.TNU't _TIllEIT
....rt411""1f'.. PA 172ST
- -,- -- -
T.., .. Rtf '_p ......IllM ~""'IU'
00:12 11ft .10 30,.3 '17 ~7.0 "" '17
01:12 61,D 30.' '17 51.0 X).~ .7
02;t2 "'0 30,3 " 17.0 303 '17
CI~12 07'.0 ..,. '17 57.0 XL3 '17
04:12 "" ;'0.3 'T S7,O 903 "
011;1: 157,0 30,7 '7 17.0 .)OJ '17
11I:12 ." "'7 " fJ703lOt "
07:12 51.0 30,' " _0 )OJ "
01:\2 ",,0 303 " A;Q 303 'T
~12 67.0 '" " &d.O 303 "
10:;2 6TO 30. " 11I,1) 30.3 "
":12 ",,' 30,7 " 68.0 10.3 "
12:;2 OM 151.0 3O,J " .030.3 '17
01:12 ". J'" '17
02:12 67.0 J07 '17
o.i:'f2 B6 0 30.3 ... "". 30,3 .7
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05:12 81,0 ao.a OJ 67.0 "" "
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AVEAAGE AADCII'l CONCENTRJlll0N:
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Ftedll~Alo, Inc. ~~Ili ~NICNI1IeI RoM:! .6Jan" ~ 30341
n......rr:-.''''I''~ 0:::07%
05/18/2005 13:59
717-3'34-3435
MA5/DIX HOME IIJ5PECT
PAGE Ell
RADON PROTECTION SERVICES
A DIVISJON OF MASON DIXON HOME INSPECTION SERVICI'5. IhJC
21;2 t..cngi:l~t Drille, (~tiy6tlUrg. I' A 17315
Radon Mitiganpn Pmposal
Date: May 18, 2005
RPS Approval: Stt!vt!n T. Gcmnom
r A OEP Ce:rtih.ed. 10 #1]275 J wv Li~ /I RCOOOOz.1
10 Ii 05053
Page 1 ntl
PROPOSAL SUBMITTED TO:
FOR HOUSE LOCATED AT:
SAM SMAll
261 CHESTNUT DR..
SHlPPENSBURG, PA1725'7
COST
______r___________....__.._..____~_~__~
The installation of a radon mitigation system to reduce and control radon
levels to below 4 pOll. This includes a sub-slab ventilation system to
contmually collect and exhaust radon and soil gas from the aggregate and
the soil below the basement slab. The features mclude:
$780.00
'Th" cnwlspace /loOT will be covered with a 6 mill polyethylene membrane.
. One suction point in the basement at the garage end of the basement with 3" pVC pipe runrung out to
the garage, up along the garage wall and into the garage attic. The radon fan will be located In the attic
and the exhaust will e)(jt out through the roof in a le~k-proof roof flange on the back Side of the roof.
. The tom selected will be a Radon A way RP-145 suction fan located in the attic with an on/ off switch.
. The piping and fittings needed to connect the suction and emaust points using 3" PVC pipe for
strength and durability.
. A vacuum gauge to monllor the system performance and a contractor (D label.
. Significant, accessible cracks, operungs and penetrations which contribute to radon entry will be
Sl'!al~d.
NOTES
1. This propoSilI is ill fi~ed price and includes all the matmal and labor costs for the work outlmed
above. Payment is due when the reductions are achieved,
1. This pfoposal is based on .,Qsting basement radon levels of about? pOll.
3. Post mitigation testing to include a retest with a Radalink radon mom tor. It is recommended that an
Independent radon measurement also be conduded In addition to OUf follow-up test. Test kits are
aVall;,ble Iree from the P A DEP.
4. The radon fan is covered by a 5 year manufacturer's warranty (fan and labor for the 1st year and far,
only for the 2nd to the 5th year). The effectiveness of this installation is guaranteed for as long as the
fan IS operating and no changes or alterations are made to the system or the structure, Tlus warrant
and guarantee is transferable 10 any future owner.
5, Back draft testing will be f"'l'formed In homes with 10ssil fuel combustion equipment to ensur
combustion gases are ventinglroperly when the radon system IS In operation.
6. Job site 10 be cleaned up an left in the same condition as before the work IS begun.
7. The installation of this system will take one working day and could be scheduled within flve
.;Jl.cNlnbnC'tr>> nf thi~ nrnon...~\
EXHIBIT
~
;;
~
3
c
May 22, 2005
RE/MAX Realty Agency, Ioc.
1132 Kennebec Drive
Chambersburg, P A 1720 I
Attention: Sam Small
near Sam:
In accordance with Special Clauses, #29, subpart B of the real estate agreement signed on
April 15,2005, this letter will serve as our notice to void thc contract without obligation.
The purpose of this clause was to both parties the opportwlity to discuss any requested
modifications and agree upon any new costs associated with those modifications. As the
special clause states, the buyer and seller would come to agreement on or by April 30,
2005.
Christopher visited the area on April 26 and met with the builder that evening to disclL~s
in detail the modifications. The meeting lasted about an hour and it was agreed that a
revised agreement would be faxed to me sometime the next week for US to review. I have
had two follow-up conversations with the builder on April 29 and May 16 and was
assured on both times that thc agreement would be forthcoming, To date, I have not
received any agreement.
We will be visiting the Shippensburg area on May 30 thru June 5 and would like for you
to begin perusing the available housing markets. Return of our earnest money does not
need to be immediate, since this will be applied to any new contract~. If you need, "ie
can discuss this in more detail.
We appreciatc your time and look forward to seeing you soon.
...-----..
M\:ely,
. r-O
(('- L'
CJj ~~}1
Christ6~..L~kovic:h
Shel!ey Yurkovich
.~
.....----
EXHIBIT
j)
Seller: G & C Associates
Buyer: Yurkovich
Agreement dated April 15, 2005
216 Chestnut Circle
Shippensburg, P A 17257
Items to be completed:
. decking 12 x 16 - $1500
. seat in bedroom - $500
. lights - $120
. floor update - $750
. dryer venting - $250
. gas for stove - $75
. driveway upgrade - $500
. light allowance increased from $1,000 to $2,000
. appliance allowance increased from $675 to $2,000
TOTAL $6,020
Original Sale Price:
plus
Final Sale Price:
$239,000
$ 6.020
$245,020
. Cmwl space to be covered with plastic and a do(),r installed to dose crawl space
. Seller will escrow for radon mitigation if test reveals a Level 4 or higher.
. House to be complete and settlement to be June 30, 2005.
ow at settlement for lawn
t \
"--7
~j
G:,LoS""
Date
& (; /O~-
Date
I~ -) ~CY:::,'--
ate
EXHIBIT
i C;'
3 _____
Christopher and Shelley '{urkovich
3400 Southridge Lane
Bismarck, ND 58504
June 24, 2005
RE!Max
Chambersburg, P A
Sam Small
Dear Sam:
It is apparent after my physical review of the home at 26 I Chestnut last night that the
seller's have currently failed and will be unable to tulfill their obligations under the
contract. Our position is that numerous items remain currently unresolved and
outstanding and will not be unresolved to our satisfaction. As such, Shelley and I are
requesting an immediate temlination of this contract and the return of all escrow monies.
1 will be traveling back to Bismarck today and wi11look forward to any response from the
seller. Please contact either of UB at your convenience to discuss any response. I
appreciate your time and effort in this mattei.
Sincerely,
Christopher Yurkovich
Shelley Yurkovich
CTY
EXHIBIT
"
:;; r-
j \-
O'Amore Appraisals, Inc.
0144089356
File No 71065743
Wells Fargo Bank, NA
100 SotJ/:h 5tn Street
Minneapolis, MN 55402
File Number: 71065743
In accordance with your request. 1 have personally inspected and appraised t.he real property at:
261 Chestnut Drive
Shippensburg, PA 17257
The pUfpose of thjs .appraisal is to estimate the mark.et value or the subject property. as improved.
The property rights appraised are the fee simple interest in the site and improvements.
In my opinion. the estimated market value of the property as of June 21, 2005
is:
$234,000
Two Hundred Thirty-Four Thousand Dollars
The attached report contains the description. analysis and supportive data for the conclusicws,
final estimate of value, descriptive photographs, limiting condi!ions and appropriat.e certifications.
Arb J.;~
Linda D_ Williams
EXHIBIT
~
i
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D'Amore Appraisals, Inc.
A SUMMARY APPRAISAL REPORT
0144089356
Filt1No.71065743
APPRAISAL OF
A SINGLE FAMILY DWELLING
LOCATED AT:
261 Chestnut Drive
Shippensburg, PA 17257
FOR:
Wells Fargo Bank, N A
100 South 5th Street
Minneapolis, MN 55402
BORROWER:
Christopher Yurkovich
ASOF:
June 21, 2005
BY:
Linda D. Williams
O'Amore Appraisals, Inc,
0144089356
Fjla~o 71065743
SU_ARY OF SALIENT FEA TURES I
Subject Address 261 Chestnut Drive
Legal Description To Be ASSigned
City Shippensburg
County Cumberland
State PA
Zip Code 17257
Census T rac::t 3240
Map Reference Delorme nos
Sale Price $ 245,020
Dale of Sale 04113/2005
Borrower I Client Christopher Yurkovich
lender Wells Fargo Bank, N.A.
,
Size (Square Feet) 2494
Price per Square Foot $ 98.24
location Suburban
Age New
Condition Good
Total Rooms 8
Bedrooms 4
Baths 2.5
Appraiser J:./' A..L'I:'. ~
lIn~a D. WiHiams
Date of Appraised Value 0612112005
I Final Estimate of Value $ 234,000 I
LSI, A Fidelity National Financiar Company
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Procerrv Oe"Cl'"intro" FiteNQ. 7i065743
Pro('.eIT'lA~re~s 261 Cnestnut Orwe Ci(~ Shi~oensburC'l Slaw PA linCOOe 17257
LeoalDesCfI[:lion T c Be Assianed Courn.~ Cumberland
As,eSSN.S P;lrcel ~o, To Be Assessed Tax Ye.. 20C5 RE TaXl3SS TBA Sr.l'Cial ASSi!Ssrler1IS 1 NoneKnawn
Borro~r Christonh<>f Yurkovich Cunem.Owner G&C Associates Ot;C''''iJfIl: ~Qwne,- -nT"nant --'Vacant
Pronenv,inhtsar...aised lXlFeeSi-,,"I'" -r leiJSefldd PrOI&! T , 1'\JD Co"dDfTl;lliuI"lIHlJCI\iAooi~\ HOAS NIA "0
'4einhtnrhoOd m Proier!~il~ Southamnton Townshm " Re'€Iellce Delorme 7705 C..",us Tract 3240
Sal'1Pr;ceS 245,020 Date of Sale 04/1312005 C'1scrl<:tiOfl and S "",oum (}f loan cllllrneslcon;e~siOfls to tle r,.., I::v 5'*' None known
LenderlCliefll Wells Farao Bank N A Ad<tess 100 South 5th Street MinneaMlis MN 55402
A"nraisel Linda D, WIlliams Ad<tes~ 3 Clearview Road, D(Usbl;rrT. PA 17019
Lccatrcn ~ t~ ~ ro""" ~ ",,' Ptedamil'\Olr1t Single f."ily housing P.-- land use % L.-nd l.Ise change
Bu,k u~ avel 75% X 25 75% Under 25% OO;cup_y PI~ICE ACE Oner'lr-UY~ ~ :IlotiJ<e1y 0 lWt
J<CWl <IN
GmWlhrate Rapid X StaCie Siow o Ownf!r ~"'W~ l-<lfarrvly~ Inprot;ess
Pmpeny "~!J~ [ZI1n;nlil""'9 0 SI11l:le 0 Dedrrong DTenant 395 Hi h 100 rvUi'llrly~ fo
Demendl~pply ~ ;Iloflage ~ ~bib1te ~ o..a-~ ~ ~::~~) Predc,...,in"rn CommerCia" J%
M;)'ketlnnlJ/T>e lir>del3mos. l..{i :-rlCl$, 0vei6fT1CS 150-160 20-40 'Iac/Oth, 15%
Note: R-=II!.-nIl the nrcial composition (lethe ne+gfIborl1ood _.....t appr.i~1 'acurs.
Neighbmhood boullda<ies and chilrat;\eristics: The subiect is located in Scuttlamnton Townshin which is considered the neinhborhood.
.
Fano" Ulal illlect the marketabiHly of 1M proFeltias 'f! the ooighborllll<Jd {proximity to e",ploym.:>nt and 3!..eri;ties, em~loymenl stiloilit'!, appeal ,0 marlcet. etc!.
The sub'eet is located in a residential area amonn ~ronPrties of similar shtle and market an~al Homes in the area are maintained and
occunied All conveniences are easilv accessible to the su ect The sublect is within minutes of interstate route 81 which makes it an
easv commute thru Cumberland Franklin and surrOllndinq counties
M'l'kel con<ll\'ons in the \1Jb,eCI neighborhooQ (induding SUPP(Ht fOI me 'lbove conclusions reiated to the uend of ploperty values, demand/supply. end marketing ,ime
._ 5Ucnas dalaofl~Ornpe[itivep-ropeltiesfor sale in the neighborhood, descrrJltion (lIthe prevalerrce o/s<tles andfin"n(im} conCeS5[(lnS, e't;):
Market conditions are avera~e for this time of "ear. Supplv and demand annF'ar to be in balance Seller concessions are nresent in the
marketolace but not a oo((ot everv real estate transaction and icall 5% or less With tile attractive interest rates and varied lendiM
nronrams available interest bu dOW"f"lS are not nrevalent at this time, In the vear nrior to ins~ction in the suhiect ne'inhbomOOd there
were 160 sold sinnle fami'" residences within an avera e settled time of 68 da s and with an averane settled amount of $158182 Per
Franklin/Cumberland countv multi.list services
. PnJject Information for PUO!l (II applicable) . .Is ,ho oo'Jelcpcr/l:uilder in <;mHr('1 01 the H(lrne Owners' Association {HOA)7 LJ YES U""
Approoornilletotal"''''be.-ofunitsifl'hesuoJectpro;ecl ApP'fJxlr.nte ll:Jt.J1 nWlbe' 01 units icr sale in the subject JlroJe~r
Describe co",,,,on ~lenp.n\5l1nd reCle3,;(lnal 1acmties.
DimensiDl1:5 See Attached len;.!1 Oescri ,on Topogr<lJlhy Street level
Siu!",ea 353 acres Comerlo! UYes f.XJ'4o Size Tvnical for Area
Specific zoning ~la5silication and dl!scrl~tion Villaoe Center Shape Annrox. Rectanoular
Zoning compliance IEl leqill rxl~ lC<}<ll '1()f1C<:'O'';;~(G-arl<tafheuyJusel U II. U No luning Drainage Al:lOPars Adeouate
fijnhest &- hest use a~ rn~roved: Preo;ent u~e Othe' use ex larn ViIlw Residential
Utilities P1!blk Othe< Off-..ita lmpr...vem<W\ts T'1Jle f'1.t,~c Priv<lle """-"" Tvnical for Area
EleclJici,~ ~ Street Asphalt El 8 Oll~eweySufface Stone
G'lS CUfh/gulM None App'lrellteasemOO,s None Aooorent
Walel IRl Sidew<lll< Nooo 0 0 FEMASpe[ialrloodHillarl1Ama UV<;s [XI No
Sanit.Jryse"""f iR SUeel.ligtts None R R FEMAlone X Map Date 04AJ4188
SWrms,,""" AlIe" Nooo FF.MAMa. '0 421587 0015
Cotnments (aFpa'ent ad~el5" e3~ernenlS. enCfo'lchments. speci'll aS5f!ssrnertt,. slide areas. illegal or legal nOr1<c.ntorming zoning. use, e(~) There are no
apparent adverse easements or encroachments. The sublect does not aooear to lie in a FEMA desinnated flood zone
GENERAL DESCRlPTIO"l EXTERIOR DESCRIPTION rQUNDAno.'Il BASEMENi INSULATION
NO.ofUoits 1 Foundalion Cinder Block Sl'lb No l\,eaSq.Ft. 89<l '00 ~
No, of S,ori(!s 2 [xteriorWe/1s Vinvl O......Sj:a;e Yes % Fi<iishe-d 0 C...I"'g_
Type (DetJAu.) Detached RuofSur/oce Comp Shinqle Basement Partial CCiling Joist Walls
Design (Style} 2-Storv' Gulte.-s&DWIlSpls Yes S~rIjlP!6i"lpNo WillJs Cinner Block Floo,-O
EllisiJngiProposed Existinn W'lldowType Double Hunn Oal11pness None noted Floor Cement r.loo,,-O
Aqe(Yrs) New SlcwnlSc/flellS Yes :)Cllll!MC<lt None noted Clo..l;5rooErwy No U..'''''''' I2l
EllecliveAae Yr~\ New M~nufa<:1uredHouse No Infestation None noted
ROOMS Fove! Li\.rre Dinin I(j!dle/l 0," FemilvRm Rec.Rrll Bedrooms 'B'lt!lS Laurrd'" "'"~ A,eaSnJt
""~ 890
leIII'I 1 1 1 1 1 5 1 204
levell 4 2 1 90
Finlsheda'earabove radeCQrllains 8 Rooms; 4 Bt'dmom(s); 2.5 Bath!,) 2,494 S'roare Feel of Gross li..,;nnArea
INTERIOR Materiais/Condition HEAliNG KITCHE~ mUff' ATTIC AMf,\jITIES CARSTQRAGE:
FIl)tlfs WOQdVinvlCntlGood fyp' FHA Roirige<'ltOl 0 None 0 F..~"ce(Slf_ !Xl None 0
. Weils bn~llIGood f,~ GaS liilnQdOven ~ SUl;,S ~ P"ljo ~ Ga<"qe2 I of tarS
flirn'Fin;sh Wood Stain/Good ConditimGood Displlsel D[[)jlSt.ail Deck Anachad X
Bol\hFlovr Vin"I/Good COOLING Dishwasher SUJt~e PefLh Front De[;;ched
B"lhW"imcoI Flberniass/Good C"'I'II<,,1 Yes Fan/flood 0 Flo<:r 0 f""CE! 0 BuiJt-ln
D<JOIS Wood PainUGood O1.lle' None MiDcwave R He~,ed R Ppd R Cilfpotl
eorJ1itimGood W,lSIJeIJ!)-... Firished Drive""" 2-4
AddiliotliJjlf!au>re~ {specral energy efficient Kems. etc,)~ The subiPct has a electric water heater
C"ndltill~: the irnpro~ements, depreciation (~hy~ical. function'll, and eltemall. repai,s needed. lIU~li~:1 ~Onsuuction r~modelinql'ldd;ticns, Me The sUhiect is
in avera e condition on the Interior and exterior The subiect has a standard floor an and amenities. No eVIdence of functional or
economiC obsolescence was observed. At time of ins ction the subect was In the oroeess of beinn comnleted. Kitchen cabinets or
. a liances were not installed. l~ti~as nol oorTrleted Cabinets were on site
Adverse errvifOurlenta/ con6iriDns (such as, nUl not tlmiled to. hel.;ndous W'l~toS, to~;c sllbsl'ln~es. etc.) pesem io lho iMproveMent" on the sile, 01 ill (he
ImC1eQ;a,e vicmity of the s"I::Ject p'opert'!: No adverse environmental conditions were obsefYed at the time of insoection
O'Amore Appraisals, Inc.
UNIFORM RESIDENTIAL APPRAISAL REPORT
0144089356
r,_,"~'"",;l)D-9.i
PAGE J OF2
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Valuation Sed.
O'Amore Appraisals, Inc.
UNIFORM RESIDENTIAL APPRAISAL REPORT
0144089356
Fil.No 71065743
,~
ESHMAfWSlTEVALUE , 22 000 Comnents on COSt Approach (SUCh a~. soufCeof coH eStim,He.
ESTlMATED REPRODUCTION COST.'lEW OF IMPROVEME\lTS: site 'Ialue, square fQot calCUlation and for HUn I/A ami Fm/M, ,n...
Owel~ng 2.494Sq FI. @lOS ~ d 194.532 eS\lmated rl!f'lainingecooOflllcliteafthepwJ:;l!lIY):
8smt. 890 Sq.Fi @, ~ 12,932 The Marshall and Swift Valuation Sef\lice W<;iS utilized in the
. FIP Porch ~ calculation of the renroduction cost of the subect nronerfu
GarmJl!"c...port ~ S,,_FI. @, ~ ~ 7,883 Percent of accrued denreciatian is calculate~ hv dividinn the
Total EsumatedCost.\le... d 215,347 effective ane of the subiect bv the estimated nhvslcai life of
Lms " Ptlysical I Funcl;~~'l ' E'l~'fl~' . bl RemaiflRlq fcon, lite. 50 the subiect oroDertv
. DepIOOa!>OO ~ $ 0
Deprec;Bted'hllueofl~rO\/eI'l1ents -, 215.347 Estimated remaininn nhvsicallife 40 60 vea rs
'As.is. ';aue cf Sile rmpo~emenl. -, ?500
INtltCATED VALUe: BY COST APPROACH . "~ 239,800
ITEM SUBJECl COMPARABLE )/0, . COMPAR,IIBlE \10. ! COMPA,Rll,BI.EC40 J
261 Chestnut Drive 642 Eric Drive 350 Bradley lane 586 Musser Road
Adljress 8hinnensburn SlliM~nsbur- SlllnOElnsl.JJm Shinnensburn
PfOlUMR~lDSub&1 2.7 miles 2.7 miles 2 7 miles
Sales Ptice 245.020 , 231 955 , 223 000 , 230 000
f>rieeIGI055tN,Are,., 98,24 QI , 125.52 ~ , 89.59 lil , 11663 Il'I
Dataandlor InspectiDn MLS Report MLS Report MLS Report
\!etilication Sauces Public Records Public RecorCls Public Records
VAlUEADJlJS1M:NTS DrSCRIPTIO~ DESCRfPHON .__s ,."...... DEsrF/lprWN +"S~"","" OESCRIPflON IS ~ "",..,...
Sale501Financing None known Conventional Cash Conventional
COt1re~""'rlS 25D_O,MlConc -<;955 360.o,M 115D.O,M
DflleolSaleITime 0411312005 02/1512005 : 08J20/2oo4 : 12/1412004 :
Loo:ation Suburban Suburban : Suburban Suburban :
Leaseh:,li'fecSrr.n.> Fee Simole Fee 8im Ie : Fee Simole Fee 8im Ie
Sitll 353 acres 58 acres : -2000 62 acres -2,000 138 acres .J 000
View Residentia1 Residential Residential Residential
Des' n and ll,"~eal 2--Storv/Avo 2--Sto lA' : 2-8torvlAva : 28torvtAv ,
Qd~ of Ccw.nwim Vinvl Stone & Vin I : -3000 Brick & Vinvl : -3000 Srick&Vin I -3000
Ao, New 3 Years 6 Years 4000 2Yeafs
CorntillOfl Good Good : Good : Good :
Atove(jfil<le ,,,,,-':130,"": 6,,,,, r_:""....: ... : f<uo:Bo,,,,,: B.,,">"> ,,,,,,,:80,,,,,,: "0
RoomCallfll 3 8' 4' 2.50 8' 4' 250 ; 8' 4: 250 ; 8' 3' 250 :
ClossliWlflArea 2 494 SnJI. 1.848 S .Ft : 19.400 2489 S[].F1 1972 S ,Fr : 15,700
. 8aseroenl & Finislled Partial Basement Full Basement Full Basement , 1=1)11 Basement ,
Room~ Beiow G,ade Unfinished Unfinished Unfinished Unfinished
F''"cti()naIUlili{~ Averaae Avera ; Averaoe Avera
Hellon"ICO<<inn FHAlCA FHNCA FHA/CA FHAlCA :
Enelllv Eff>Oel1 Jrcms Storm Units Storm Units Storm Units Storm Units
Ga,oo",ICarnCH 2 Car Gara e 2 Car Gar~ 2 Car Gara e , 2 Car Gar~
Porch.PaliCl,Deck Porch Porch Porch : Porch
F;rcoliOCe(s)etc Firenlace Firenlace Fireplace I=irenlace
FencePoo!,e1c None None , None : None' :
~e\ Ad. tolal lYl. , 0' 7445 l1iJ, ., 1 GOO l1iJ. , :, 9700
Ad~"sted Sales ?Tica Gross: 13.5% GfOS~: 4.0% (;.055: 94%
",( arable No< 3.2% , 239 400 Nef' -0.4% , 222000 Ne1' 4.2% , 239 700
Cllmmelll~ on Sale~ Compa,ison (inclm.linq the subjett pfopeny"s comp~libllily 10 the neiqhborhood. etc ) SeeA1lachedAddendJm
ITEM 5VBJEO COMPARABLE ~O.l COMPARABLf ;1,10, ? COMPARABI.F'I03
Dale, Price and Data No transfers within 12/11/03$1 No transfers WithIn
Sr:ucefDfrn:o-,aes Public Records the past year the past year
wilhll'/e..-O/ootfai5<!l
Analysis of ""y Clr"em agreemerl. of sale, oplion, or listing ollhe -.ubjeCI pfopcny and analySIS of any priCf >3le~ of<llljca. dl"d rnrry,arablc. Wlhirl one}'ffill of tlm dale of ilppaisal:
AI bme of i~lkm the s"hi~1 wa~ listed fOf sae ner Franklin Counlv MRtS svslem, The lisll"Ylce is $245 (}2() wth 70 da~s on the mar'Ket. AI lime of ins"ection the
sueclwasl.lndefana eementof sale. Sales--;;;ce $245 020 With noknOM1 seUer assistance nokncwn '"
INOICATEDVALUEBY SALESCOMPAR1SON APPROACH , .. _. . ~.~C;oss~'A."';'" , 234,000
.IM:>>CATED VALUE BY 'NC~ APPROACH Ir A~"") EsUrnaled ~&"kel Rl!nt S NIA N/A "S 0
Tl1iS"PP'ai~alis,"ade O' 'as is' U SltljelllDlherepah.aleraticln!.,inspecoorl5<JrcoodiOOnsllSlf'tlb<..;o"" -~ '"'lectm~(lr)'1pletico1pe.-plarrsand,pocncatiorl5
C~ions of Appaisaf: The subiPct is annraised sUbiect to camnletion
Final Reconcilialion: Tile market annroach is the best a roach to achieve a fair market value for this tvnP of nronPrtv The cost annroacll
sunoorts the value indicated tl.t the market anomacll The income a oach is nota icable to the $ubiPct
fhepurposedlhl5<1r:PfaisaliSI0e5ti!ttaooth<!m8fkelv4lueDf!h$lemprOf'ellytlla\istlleSlilj{![l r:Xlh,s report. based on Ihe above conditions andthecll!\4itation,Cr:rDllJIll'lt
and hmitmqconditions, and mmket value delinition mal "'e stated ill the auoche</ F,ed!ieMa<;F<nn4391faA1ieMae fomll004B (Re...seo:t 6"'3 )
I (WE) ESTIMATE tHE MAR/<ETVAWE. AS OEflNED, OF THE REAL PROPERTY THAT IS THE SUBJECT OF ll<<S REPORT, AS OF 0612112005
. (WHCHI~OF'NSPEC1lONAMlT,",EffECTIVEDA"'OFTtCSRE"""T1ro"". 234000 ' OOid ODi~Nol
APPRAIS - ..)..1 i~ SUPERVISORY APJIRAlSER{ONLY IFREQUlRED):
~an~. S'Qn3lure
"I~flIe Linda 0 Williams N~me In.peLtPropeny
DijleRep<l11.5i9rled 06/2312005 Dale RepOf\Siqlled
Stale C",\irlCa~On if RL 003406 L SIa1ePA SlaleCertifiQuon' '"'
o.S\ilII'liten5f:I Slate Or Slalelirefl'ie, '"'
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PAGE20F2
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L81, A Fidelity National Financial Company
'.n~.M.o.f",",I~ s.-9J
AOOENDUM
01~
File No. 71Cffi743
Comments on Sales Comparison
Ail sates are closed transactions and average indicators of value Gross!iving area of camp 3 15 greater than ideal but
considered a good ;ndicator of value due 10 its location, similar 101 size and marketing appeal No adJt,;stment IS made for
the full vs partial basement as the basement of the Sl.<bJects is fulllJnder the main section of the dvieliing. Due to the
limited number of similar transfers comps may be older than Ideal The appraised opmion of value ~'s greater than the
average neighborhOod value due to condition and marketability of recent transfers. The opinion of value is supported by the
market approach Utilizing comparables available within the acceprable gtJice)jnes d;d _I"Jot support the sales price No
adjustment i$ made for time as com parables were sold Within the past 10 months and are considered geod indicators of
value fOf the subject
MlonimPag,oldl
SUBJECT PROPERTY PHOTO ADDENDUM
rrower: Christopher YurKovich
Property Address:261 Chestnut Drive
City: Shippensburq
lender: Wells Far 0 Bank, N_A
Stille: PA
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rile I 0.: 71065743
Case No :0144089356
Zip'17257
FRONT VIEW OF
SUBJECT PROPERTY
Appraised Dale: June 21,2005
Appraised Value: $ 234,000
REAR VIEW OF
SUBJECT PROPERTY
STREET SCENE
uower: Christopher Yurkovich
Property Address:261 Chestnut Onve
City: Sr,ippensburq
lender: Wens Far 0 Bank, NA
State: PA
ile o.
Case No
Kitchen
Bath
Bedroom
71005743
'0144089356
Zio: 17257
Borf'Jwer: ChrJs(op!1er Yurkovich File No.: 71065743
Proneft'i Address: ?61 Chestnut Drive Case No: 0144089356
C.tv: ShippensburQ State: PA Zip: 17257
Lender: Wells Far 0 BanK, NA
54.0' 43,0'
Bfeakft\sl
Dining Area
Family Bedroom Bath Bath
R~m Kitchen Room
b b
~ PR 0
M
Living Room b
" Bedroom Bedroom Bedroom
N
Garage
30.0'
SketI:h b'j Apex lV 'Mr1dow.J""
MtA CAlO...tAn::N5 SUMMftRY lNN3 AREA fF9WXWI
Code Descrlptlon Size Totals Braakdo'oWl Subtotals
ow. Fintr],(,or 12114.00 120.1.00 rir..t Floor
""" Soocon:i noo~ 1290.00 129tl.Oa "., > 30.0 420.00
.j. "'<~ 242.00 242.00 16.0 > 28.0 4lS.llll
~ '"'- 552.00 552.ao l.4.tl > N.II D6.00
S<I<:OI'd noor
30.a > "., 1290.00
Tm AL LNABlE ("""""J 2494 4 Areas TO\aI (rou1ded) 2494
FLOORPLAN
Borrower: Christopher Yurkovich
Prooettv AQ'jff.>SS: 261 Chestnut Drive
City: Shippensburq
Lender: Wells Farm Bank, N,A
$lale: PA
File No: 71065743
Case No : 0144089356
Zip ~ 7257
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rrowe,.-: Christopher Yurkovich
Property Addre'3s:261 Chestnut Drive
City: Shicpensburg
lender: Wells Far 0 Bank N.A
COMPARABLE PROPERTY PHOTO AODENOUM
lie 0.: 71065/43
Case No '0144089356
Zip: 17257
SWle: PA
COMPARABLE SALE #1
642 Eric Drive
Shippensburg
Sale DBte: 02115/2005
Sale Prlce::$ 231,955
COMPARABLE SALE #2
350 Bradley Lane
Shippensburg
Sale Date; 08/20/2004
Sale Price::$ 223,000
COMPARABLE SALE #3
586 Musser Road
Shippensburg
Sale Date: 12/1412004
Sale Price: S 230,000
. ;
LOCA lION MAP
Borrower: Christopher YurkovIch
Proocrtv Address: 261 Chestnut Drive
City: Shippensbur9
lender: Wells Farno Bank NA
State: PA
File No.: 71065743
Case No.: 0144089356
Zip: 1725,
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USPAP COMPLIANCE ADDENDUM
FII~ ;'>/0. 71 C65743
BCUOlVeI ChristoDher Yurkovich
Prcpertv Address 261 Chestnut Owe
City ShiPoensburq ~ Cumberland
l~iC1j~ Wells Fa~ Bank N.A
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St.11e PA ZipCode 17257
Oient ReI1:rCT1C~ >I 0144089356
On{v tho" irem.! .:1r,,-ck"d[Y)ol'lcw 0/')/;4." /0 this "emJrI
PL'RPOSE. FUNCTION Am 1~.El'iDED l:SE OF THE APPRAISAL
I2SI
The purp<J5~ ofth..-l appraisal is to provide <lfl upilliQf1 affllMke! value ,lftf\<l subj~f prop~rty a5 d.:tined in thij; report,. (J(\ ~h.alf <.lfthe appraisal
,oIrlp\Uly facilitating!he 4.~signmmt for the refer=eed.::lient:u th~ imended l.t;et of the r~. The onl.... function of :he appraisal is fo Jssi-slrne
client ~ntioned in tlus repert in <Naluating the ~ubject property tor l<:nding plllp<)Ses. TIre us<: of !his appraisal by anyone oilia than the stal~
inte~duser, ()f [OJ anyo~r ~ fuall~ stated mt<:oodU5<:, iSplohibited
Tlk: pnpose orme appraisal is to provide ltl crpuUOl'[ .:o[macKet \'al11>: oftht' subj~t properry, as ,ufin~ in this report on behalf of The appraisal
compmy fadlilllling lbe ~gnment far the rderenced dient as the lnlelll:kd usa ofthii report, The only functIOn oCthe appraiHl Ii to as,i,t the
client mentioned In this repcort u\ evaluating the subject property Rea.! "Esta.te Owned (REO) purpose, TIle use Of1hJSllppra.isal by anyone
other than :heuated intended u.ser, Of fl)[ any o~r use than: ~ 5t;twd illt<"1lded use, i" prohibiled
T~ purpose oftlus apprais.al is to , on b.:balf "fthe apprai:>al company facilitating the assignm.:nl fOl:
the referenced dient lIS th~ intendo-d. =r of drisrep<:lrt. Th: only function of the appraisal is to assist the di;:nt mentioned in this repcrt in
evaluating the ,ubjecl prop~' fOf The use of this appraisal by anyone Ofhe71haJl the stated intended
US.:f,OIIOf;lJ\yothefu.ser.hantlWitatedintendedu.seisprohibited
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TYPE OF APPRAISAI~ AND APPRAISAL REPORT
(Xl This is a Complete Appraisal Wrt. 'tten ina. summary, Report. fornlat and the USPAP Departure Rule has .!!.Q!been invoked,
o This lsaLmlltedAppraisaJ wnttenma Report fomlllt and rhe USI'AP Departure Rule./ull. been lfIvoked H disclo.red In
thi: body or addenda of the report. The chen! has ;tgu"d thaI a Lumted Appnusalls suffi<:lent for lIS PllI"poses
SCOPE (E.XTENT) OF REPORT
U9- The appraisal is based QfI the infoonati('fI g:nfk:l'ed by the appraisa from public records,. other identified :>OI\l'ces, impection of the subject
pnlperty and neighborhood, .lIId sekctum of c('II\'\pBmble sales, lisllngs, and/OI renlals WIthin the subject mllf'ket an:a. The migtnal wurce ofthe
comparables h shown in the Data Source section of the market grid along willi the source of ~'OIt1innation, ifavailao-Je. 11t<: Oli~inal.wl)ln i~
preli<:nted fir,1 The 'iOtrlcl"$ Wld data are considel-ed reliable. 1,I,011o:n o,:onllicling informatiolJ was pro\ided.. the: svurce deemed l11l--.st rehable has
beenus.:d. Data believed to ~ unccliable was /WI included in the report nor \I.<;ed as a bllSis for the value conc!usi(lfl. The extent ofanalysis
appliea to tlti.> :tS$Jgnmentmay be further imparted within tile report, tho::: Appraiser's Certiftcationbl"low and/or anyorlier Sfaremeilf of Limiting
Conditions and Appraisers Certification such as may be utilized within tlte Freddie Mac form ,n9 or Fannie Mae fonn I004b (dali!d 6/93), when
applicabk.
MARKEtiNG TL~IE AND EXPOSVRE TIME FOR THE SVIlJECT PROPERTY
IRI A rea~abk marketing time far th: subject property is 1 -90
o AteasOfUlble exposuretiroe for the subject property is
day(s) utilizing marJuel comlilillru pertintml to the apprai!a! assignment
dar!:-\I)
APPRAISER'S CERTIFICATION
ICCltifythat, tolhebestofmykno.....ledgea.ndbollief:
The statements .If !.lIct cmIlained ifllltis report are true and c<xr~ct.
The reported analyses, opirtiom, and COOc.!UStiOI1S are limited only by the report"d assumptiOflS and limiting ronditi.ms, iIIId """" my personal,
impartial, Il1ld unbiased professional analyses, "tJiniOrlS, and cono::lll5ions.
I have no present or prospective inletest in the property that is the subject of this re(Xlrt,aooJltJ pel"SDllal illl<':J"esl with respect to the parties
involved, unless otherwise stated within the report.
[ have no bia. with r~pect 10 fhe pc~rry 1hllt is the subject oftrus report or to the partie$ involved with UU, assignment
My mgagement in this assignment W<l5 not contingent upon developing 0f reporting predetermined l"SuIts
My cornpensatioo for completing this 3.'\signment is 11{"11: contingent upon thl: de~.el(lpmenl Of reporting of a predetennined value or dir"ction in
value that fl~VOIS the cause of the client, ill" amount of the 1'.1]ue opinion. th: attainment of a stipulated r..sult, or me occurrence of a suh!\eqllenI
event I1ire<:tly rdalcd to me intended use of this appraisal
My analyses, opinions. and cooc:lll5ior1.'l were devdoped, and this report has been prepar"d. in COlIfcrrrDty with dte Unifqm SIanl!.uds of
ProfessionaJ Appraisal Pr:l.ctice
1 havetR] orbave not 0 made a pers.:mal inspectiOl1ofthe property tha[isthe5u~ectofthisleporl. (if more than one pet:wnsigusthisrepon,
tfus certification mlU;tckarly .5pecify which individuals did and which individuals did not make a persof\l\1 inspe<:ticlJ oft~ appraisal property.)
No one provided significiUlt professional as..'<istance to the person signing this report. nnhere are exceptiOTt'i, tlie IliillIe of each individual
providingsignificant:prQfessio~:lSsistanc"m\l.';tbestated.)
NOTE: In/he case af WTY conflict 'With a client prollid..d c..rfiftnrfion (i.e. Ftmnit .lfL,.. ar Freddie.Hal:), this redsf'd cf'rtiftca/jOt, shall take
nreuJenre
Supen1*"y :\pprat....fC~/Ibt'"': If it ~upervisc1Y appraiser signed the apprai'ial report, he or she certifies and agrees that: I directly
Sllpel"l'l5-e the appraiser whQ prepared The appra.isal r"port, have reYi=ed th" appnllsal rep~'rt, agree witIt the statertJ<lnls and cofiCllJsions of
tIt" <Ippraiset. agree to be oound by the appmisc:r's certiUcations numbered 2-7 .Iud I' on Ihcsecom.! page of Fr"Jdie Mac Forni 439 o-1'3iFamue
~be F"OIl Illll-lB 6-'13, Or ell:'; third ";~;'e of FDrm 2055. and am !akin: full re5~~nsibililv fOf the ~-o~~ai~al reDort.
APPRAISER'S A..'iD SljPERVISORY APPR<\ISER'S SIGNATURE
A[-'['RAIS~ER;
~8"'"" - J.J.iJd-,.,
......an~: Linda . Williams
Dille the Repcrt was Signed-G6/2312005
State Certi!i<:ation II: RL 003406 l
a Stale ljcense#.
Stare, Pennsvlvania
Expiration D<1le ()f Certt!icatio!l or li~'ense 06/30/2005
SllPERVlSORY APPRAISER (anfy If requlrl'lf):
Signature
N~'
DaletbeReport~Signed:
StaleCeJttfication#
orSlarew=#:
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E;qXratioo[);J.teof~iicafiOl1O('Liaense.
o Di-diJ1speds!lbj.....'If"cperty 0 !nspect~Olmp:lrables
o lnIeri,-.-&E>a:encr Olnteri(J[&E.'derior
o ExtI"ri(J[only o Exteri,'fonly
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0144089356
FjjeNo.71065743
DEFINITION OF MARKET VALUE: The most jlrobab1e price which a property "hDuld bring in a compe!i1ive and open mar~et
JndlCf all conditions reqJlsite to a fair sale the buyer and seller, each acting pr'Jdenlly. Knowledgeably and Jssuming lh~ pric(- is nul
alft!cted by '"Indue stimulus. ImpliCit in this definition is the cons;ummation of J sale ilS of a 5pecjfi~d date Jnd the passing of tille from
seller 10 D'Jyer Jnder conditions wl"1ereby: (1) buyer and soller are typically motivated: I'Zj !JmtJ parties are well in'ormed Of wel! advised,
and each acting in What he considers his own besl interest: (3) a reasonable lime is allowed fur exposure in the open marker: (4) payment
is made in lNrns of cash in U.S. dollars or In terms of linancial arrangements comp;:HJble thereto: and (5) Ihe price rewesents the normal
consideration lor the propeOy sIJld Jnaffected by special Of creati've IinanClOg or sales concessions' granted by anyone assoClated ....!l1l the
saie
"Adjustments to :he comparables m'JSI be milde for special or creativ~ financing or sales conceSSions, No Jdj~stments ;lre necessary for
those costs Which arc normally paid by sellers as a result of tradition or law in <I market Mea: rhese co.;!S are readily IdentifiabJe sinc,-' Ille
seller pays these COSts in '/irtJaUy all sales transactions. Special or creillive financing JdJ'-.lStments can be mil de to the comparable pfopeny
by comparrsons to financmg rerms offered by :} Hurd party insril:.Jti{)nallenDer !mot is nO! already involved In me property or tr3nsactlon, Any
adjustment showld not be c.JlcJ!ated on a mechanical dollar for dollar cost olthe financing or concession out lhe dollar Jmount of any
adjuSlment sh<JuId apprallimale the fll<lrkl"ISreaClion to the financing or concessions based on the Apprarser's Judgment.
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appraiser's certilication thot appears in the appraisal report is subject 10 the
toflowingconditinns:
1, The appraiser wit[ not be responsible for malttlrs of a legal nature thH affect either lhe propeny being appraiseCl Of the title to it. The
apprai$er ilssumes thaI the title is good .lnd marketable and, therefore. Will not render any opinions about the lille. The prDpefl'l is appraised
on the basis oj d being Jndt-'f responsible ownership.
2. Thl1 appraiser has prollided a skelch in the appraisal report to show approximate dimensions of the improvements and the sk:etch is
inctlJOed only to 3ssist /he reader of l/1erepofl in visualiZing the property and .mderstandlng tne appraiser's determinatkHl 01 rts size
3. The appr::tiser has examined the available flood maps that are provided by the Federal Emergency Management Ageflq (or other data
sources) ilod has noted in the appraisal reporl whether the s'Jbjen site is located in an identified Special FlooD HazarD Area. Bec<.lu~e the
appraiser is I10t a ~'Jrve:yor, he or she mak:es no guarantees. express or implied. regarding this determination.
4. The appraiser 'Nill nO! give testimony or appear in coun beca,lse he or she made an appraisal 01 the property in question, c;nless specilic
arTangement5 10 <10 so have been made beforehand.
5_ The appraiser has estimated the value of tnc land in tne cost approach ill its highest anlj best use and the improvements at their
contributory value, These separate valuations of the land and improvements must nor be .Jsed in conjunction with iJny other appraital and
are invnlid if they are so Clsed.
6. The appraiser has noted in Ihe appraisal report any adverse conditions (SJCh as. needed repairs, depreciation. the prescnce 01 hmardous
wasws, toxic subst.3I1LCeS, elc. ) observed during the inspection of the subject property or that he or sho became aware 01 during the normal
research InVOlved in performing the appraisal. Unle~s otherwise stated in the appraisal report. the apprai~,er ~as no knuwledge af imy hidden
or Jnapparent conditiuns of the property or ad\/erse environmental conditions (inclClding lhe presence 01 haZardous wasws. IUxic
substances, etc, I that would mak:t! the property more or less \/atuaofe, and hilS assJmcd /hal there arc no s;Jeh conditIOns and makes no
guarantees or Wilrramics. express or impiied. regarding the condition 01 the property. The appraiser will not be responsibh~ lor :JI1y s~ch
conditions thaI do elllsl or lor any cngineNing or Ie$ting lhat might be teq'Jired to discover Whetncr such conditions exisl. Bf'cause fhe
appr,'lb;er is not an expert in the field 01 environm~fllal haZards. the appraisal report mJst not be (;onsidered as an environmentai ass~ssment
olthepropel1y.
7. The apprillscr ohlainel1 the information, estimates. anQ opinions that were cJ(pressed in the apprilisa! report from sources that he or shi'
considers to be reliable and believes them to be true ana correcl. The appraiser does no! ilSSeJme respOflslblhty lor tile aCC'Jracy of s.Jch
~cmsrhat were fUff1ished by other parties.
8_ The appraiser will not disclose the contents of the appraisill report i.w:ept as provided for in the Uniform Standards of Professional
Apprai5JIPractlce
g, The appraiser has based his or her appr81sal report .Hld valuation conc!~sion for an apprJisal that is subject to satisf,JclOry completion.
rcp<lirs, or altQriltions on the assumptiontMt compiellon at lhe imprmremenrs win /Je perlormed In iJ workmilnlike manfler
10. The appraiser mus! provide hIS or ner prior written consent before the lender/client specified in tne appraisal report can dlsHib'Jte the
apl'lraisa! report (incfJdin9 conclUSions anout the property val,le. the appraiser's identity and prolessional designallons. and references to
any prolessional appraisal organizJtions or the firm With WhiCh the appraiser is ass,)cjate{j I la anym1e other than the borrower: the
mortgagee or its successors and assigns: the mortgilge insurer: conSJilants; professional appraisJI organi;wlions: any 51,He or fedf'f.'llly
approved linanciill institution: or any department, agency. or inSlrLlmentality of Ihe United States or any stilte or tM District of ColClmbia:
exCeptlhat the lerlder{client may diSlrrbJte 11'1e propNty descrlfJlion see/ion (lllhe report only 10 data collection or reporting ser\/ice(s)
wllhoul ha'/ing to obtain the appraisers prior written consent, The appraiser's written consent and approval mClst "Iso be Obtained before
the Jppraisal can be conveyed by anyomJ 10 lIle public through advertising. public relations. news. sales. or other media.
Freddie Mac Form4396.93
Page1of2
Fannie Mae Form 100486-93
0144089356
FilQ No. 71065743
APPRAISERS CERTIFJCATlON: The Appraiser certifies and agrees that:
1. ! have researched the subject market area arld have selec1Cd a mirlimlJm of three recerll sales of properties most similar and proximate
to the subject propeny for consideration in the sales comparison analysis and Ilave made.3 dollar adjus!menl when appropriate to reflect the
market reaction to those items of significant variation, If a significant item in a comparable property is superior to, or mare filvorable than.
the s:.Jbject property. 1 113'1e made a neg;Hiv~ adjustment to reduce the adj'Jsted sales price 01 the comparable and, if a Significant item in a
comparable propeny is inferior to, or less. favorable than the subject property, I have made a positive adjustmerll to increase the adjusted
sales prk::e of the comparaDie.
2, t have taken into consideration the factors that have an Impact on val'Je in my development of the estimate of market val'Je In the
appraisal report. I have nor ~r1owingly wi!nhe!d any sjgnjfjcant information lrom the appraisal report and I believe, to tile best of my
knowleclge, that all statements and imormatlon in the appraisal report are true 3nd correct,
3. I stated in the appraisal report only my own personal, urlbiasect. and professional analysis. opinions, and conclusions, whiCh are subject
only to the conting€nt and limiting conditions specified in this form.
4. I hal/e no present or prospective interest intne property that Is the subject to this repon. and I have no present or prospeCtive personal
jnlerest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the
estimate of market value in the appraisal report on the race. color, religion, 5e~, handicap, larnllialst,ltus. or naliol1al origin of either the
prospective owners or occupants of the subject property or of the present owners or occupants of the properties in tile vicinity of the
subjectpropeny.
5, I have no present or contemplated future interest in Ihe subject property. and neither my current or future employment nor my
compensation for penorming this appraisal is contingent on the appraised value 01 the ~operty.
6. I was not required to report a predetermined value o~ direction in value that favors the cause of the client or any related pany.
the amount of the value estimate. the attainment of a specific result, or the occurrence of a s;.JbseCluent event in order to receil/e my
compensa!Jon andlor employment for penormlng the appraisal. I did not base the appraisal report on a requested minimum valuation. a
specific valuation, Of the need to approve a spetific mongage loan.
1. I performed this appraisal in conformity with the Uniform Slandilfds of ProfeSSional Appraisal Practice that were adopted and
promulgated by the Appraisal Standards Board of Ihe Appraisal Foundation and that were in place as of the effective date 01 this appraisal.
wilh !he l!:ccepljon o! the departure provision of those Standards, which does not apply. I acknowledge that an estimate of a reasonable
time for e:cposure in the open market is a condition in the definition of market value and the estimate I de'leloped is consJslenl wjth the
marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the reconciliation section.
8. I have personally inspected the interior and 8:cterior afeas of the subject property and the exterior of all properties listed as campa rabies
in the appraisal (E'port. I further certify that 1 have noted'any apparent or known adverse conditions in the subject improvements, on the
subject site, or on any site within the Immediate Vicinity of the subject property of which I arll aware and have made adjustments for these
adverse conditions in my analysis of the property value to the extent that I had market evidence to support them. I have also commented
about the effect 01 the adverse cond~ions on the mar/!:etaodlty olme SlJbjecl property. .
9. ) personally prepared all conclusions and opinions about the reai ",state that were set forth in the appraisal repon. II I relied on
signifiCant professional assistance from any individual or individuals in the performance of Ihe appraisal or the preparatJon of The appraisal
report, I have named such indivlduai(s) aM disclosed the specific taskS performed by them in the rec;onciiiation section of this ilppraisal
report. I certify that any indlvfdual so named is qi.Jalified eo perform Ihetasks. I have not authorized anyone to make a Change to any item in
the report: therefore, ~ an unauthorized chilnge is mada to the appraisal repon, ! will take no responsibility for it.
I CERTII"Y THAT, TO THE BrsT OF MY KNCMA.EDGEAND BELlEF'-l h..... no t>..w;c, '....ct 10 111. P'CPe<!Y Ih.t is 1:1\.. subject "fthi. '~Drf "rtoft!"'f>S1i...i~..ith II>ls
.nilJ'l_n\. . My ...g.og_l in thl. "'"'lJllNnt W.. nOl OQntklg..t '4>"" "","'cpina Of r~ortlnG pr,_mmftd rt~lh, . My:OfI1p.....tiorl rot :anp."" ft!~ U"ilJ'l"""li. ncl .""lIngsnt
t4l""Ih.O"....Oll'Tl'Int"",opC\'linllor.p'~rri"'d"....Ofdnctioniff...w~I".Ui!".ollh.CMnl.lh..rn(J.'"loflh........cpinion.I:h._inlMntol.liipWllIOd......a.Oflh.
oc.I"r.,t:<I~.M..~...I_nldlr..Ily..lllftd!Qth.lnlend.au.. 0I1h1" '"I'~""', .No on.pl'CYidftd s1lJ1l......I'alp'operf'/ ""pr~11Il u_n..tot!>.p."",".ign..gth;".ortll..1klr\.
Ewryw/l<rr...i<> 1ImF,.".atwhlOlll. _" .EstIon.. orM.r1l-'V...... I" to be dMl...d 01 'Opinion ofM.,j[. Velu." In eonbrnenc. wilh jG99 USI'AP
SUPERVISORY APPRAISER'S CERTIFICATION: 11 a supervisory appraiser signed Ihe appraisal report. he or she certilles
and agrees that: t directly superviso Ihe appraiser wllo prepared Ihe appraisal repon, have reviewed the appraisal report, agree With lhe
statements and conclusions 01 the appraiser, agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking
full respansibilily for the apprajsnl and the appraiSal report.
ADDRESS OF PROPERTY APPRAISED: 261 Chestnut Drive ShjppensbufQ PA 17257
APPRAISER:
Sigo""" J L Jal.iid-
Name: un~~am
Date Signed: 0612312005
State Cenification t: RL 003406 L
()(Statelicen'>c!f'
State:PA
Expi'"aCion D81<2! of Ceniflcat!Dn fJf License: 06/30/2005
SUPERVISORY APPRAISER (only if roquired)
Signature'
NamE':
Dille Signed:
State Certification f'
fJf Srale License I:
State:
Exp..~tionDate at CenlficatKln or License:
o 011 0 Did Not In<;pect Property
Page 2012
Fannie Mae Form 1004B6.93
Freddie Mac Form 4396-93
..
D'Amore Appraisals, Inc.
Casa No.D144CS9356
FlI" "10 71065743
FIRREA I USPAP ADDENDUM
8&'0_ Chrislonher Yurkovich
PfOO"!!,, AtI~es5 251 Chestnut Drive
(it- Shiooensbura
lel1de</ClieJ11 Wells Far a Bank NA
p'J se
See USPAP Com~ance Addendum
COUrJI.. Cumber1af'd
St~~" PA
lir Cmle 17257
Sea e
The addenda and exhibIts wIth this an;:;;:aisal are Inte ral parts of tt1e aporalsal and ma ret be used se arate Nor me an 51 Ie
nart of this 300raisaJ be used 10 indicate value without the entire appraisal This a ralsal is meant to estimate valL.e 3$ of the a;:;-;vaisal
date onlv It is a "SNAPSHOT IN TIME" and the value may chanQe with cha es in the condition of the subiect m with eha;::;;:;;; In
the real estate market and with chanfles in ~neral economIc conditions. The a aiser has done this annraisal on the basis of an
EXTRAORDINARY ASSUMPTION as defined In the 1999 Uniform Standard Of Professional Aooratsal PracticeslUSPAPI It is assumed
all mechanical svstems, olumbinCl and electrical com onents are in avera e condition: No testina has been done on tnese items This
aooraisal is based on mv observation if the and does not include testina or home insoection analvsis It is assumed that this
data is accurate, however, it it turns out to be different ttlan that reoorted in this aooraisal, the final ooinlon of value could be altered.
Intended Use' Intended User
See USPAP Com liance Addendum. This amraisal reoort is prepared for the sole and exclusive use of the a ri3iser's client No third
rties are authorized to rel~- ~ this re,:;;,-it without the e)(oress written consent of the a raiser
Historvof PrnnPrtv
CUHllntliSlillgi,,/exm3LiOnAt time of insnPction the su ect was under an adreement of sale. Contract terms and conditions were not made
available for review
PriOT sale'No recorded transfers r Cumberland CoU;:;; blic record
fxn05ure Time / MarKet:j";';" Time
A reasonable marketinn lime fOf the sub'ect is 1~90 days utilizinQ conditions nPrtinent to Ihis annraisal assi<1nment
Personaltv inorl-realtv) Transfers
The aooraiser nas no1 included a se arate assessment of oersonal PfOoertv. flXl:ures, or inta ible items which are attacned to or located
on the real 0 These items do not affect tne mali<et value of the real ro e
Additional Commenrs
The income aODfoacn to value was not utilized as the borrQ'Ner is more interested in the amenities the ro e contains than the income
it could produce
A creative financial or s,:;,cial concessions kn()W'n to tile aooraiser !1ave been ad'usted in the comnarables of IlllS a-;:'.":aisal
In rlPrforminn tnis annraisal tne annraiser was not able to review the N/A If the anoraiser could not review anv annficable item as
meviouslv mentioned the lender sllould obtain tllese items wilen reviewinn tl1e aooraisal re rt
This a raisal was done wiln an "as is" market value This is the value of the ro rt in its current n sical condition and sub'eel to the
zonfn in effect as of the current dale of the annraisal
Certification Su lemenl
1 Ttlis appraisal assignment 'NIlS not based Of) a requestM minimum valuation, a specific 'Ialumjorr, Of 1m <lppoval of" Jll<ln,
2. My con'pensation IS ,,0[ corl~nqef1t upof11he rllpo.ling of a p.edetermined value or dlmclion in value thar lallO's me C<IllS!! of the cHem. Ihe amount o' ttle value
estimate, rJ1e a<<ainmall of.} s!,iJuJateo 'e5uJ! 0. 1I1e occurern:e r:J a sullsequerJt evefll
"""~''') lei Jvd./iJ-
Linda D. Willi rm
SupemsoryAwraise,(s)'
EffeCli"'" daw,/Rep>rt dille: 06/2312005
El'fecli"~date/RepOrldale'
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,.~_.... "__""..-'CJ".",,_n,,,~F",~, .,,<0;,,'''''''' ,.,...'"
., '" '"
Wd>:>::t]
900Z/lL/LO
Notice of ActIon T.~...
al'lcf statement or Reiilsons
~ 1..00fl Nul'lItl6r C1144Wl93.:;6
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I 5.'J USOR ^DJLS1'ABJ:l:~ ~RM
Oilt/l Wi Y 12.:!bIJ'
l.C.r'\-'m~t
J131.16r.,l.OO
".pniperty AderCSl ",
161 OIUST\JUT ORJVn
SHIPPIl.NS!UIlLi. PA rnS1
-;~8I:.J and: Adojr= Of.~pIle8M(al
CHRISTOPHJ!A. j YUIlKOVIc;H
SHijlL[Y E YURX0\1CII
J400 SOL'THRIDCrt: LA~E
118M-AXeK. r..V SlI504
r.Furpo&c
p~ ~CH.ASI: __.
lander liI....rrc iJM AaQr~
WllLlS t,'ARGO BAAl{. NA
I1Dl Wl:!.tU; }>"AIUm WAY
Mll\Nl!APOl.lS. M~ ~$4QS
1(~'7!~.l'1lJ3
D On yeu ~ud Wi 10 witbdl1.w yoUt loan app&atiod.. ld i!IC<<Iniwce with your mqUC31:, we will !top
proassUla your application.
[i We. have carcrulJr co~ your crcdh .:a.pp~lion.iUld sin,r.oreq R:grci that we ~ W1ablc tn appmw. )'Our
applica.tion aJ: this time for thc re33O.l'15 indit;ol.tc:d below:
o NoacrJillilc
o InlUffi<ien' D"",ba of ",<iiI
tderent.:e, pravidcd: OJ' li.c:1itcd
ettdrt e:xpcriEnl;e
o Urw:a:rtabIlI type of credit
rUen:DU') proYidcd
o L'rutblc tll vetil'y Qedil n:fcreru:~~
o Ganmbmenl, atto<IUIl,"t loti>-
closlU'e, ~55e~ioA. coUccr.ion
actioa or Jud&nu:nt
o bmlfik;cllt :U!lllU to !:losr ilic
10",
o llan~rur",
D ('oot cn:di1. pctfurrrwlc:t with u....
o lJ.n.abJc tQ vtrif~ l:IIIpmymt=nt
o Length of employment
o 'f'e.rnpor..lJ)' or ~ I!mpluynumt
o I:ocome msufficit1:u fot :bnounl
of crt:dit ~queslcd
o UR.llblc !n ver;r~ iaromc
o TelllpOra..ry rL'3iljence
D Decied by 1he morl8i4lC
i4sutance comf'A,rQ'
o er....tla Ol.PPAtWD lncompb:1I:
[iJ Value: OJ type of CCllIattc".d ool
~ufflcicn1
o 'UiJAbIe 10 verify rcr.idt=oc.c
o ~liJlqllt:D1 pas1 or :pte~t
obli~ with other.;
o L<noth of=idw"
o E~vl: ebliptiorulin.rclation
to inoomol
o Tax or other Iie=ns
o Tl1Jem1.lQ.
o ou,er:
DisclOJure a' lJlfJ Df Inlarmallon Ob1alneca It'Otn an Oub.ide SOQRe
Ow cn:dit decl$iQn on yOut applics1ion W1I!1 ~d iu whole or in pan 00. informniott from;
C Informa.tioD obtaintd in a repol1 from the consumer repo.rting ;wnq n.srotd below. You ha...e I.ligb:t W1iJer
the faU' Cndit Reporting Ad 10 lcnaw tJie infotmatWn OODta\oed in your credit IDe at lbe ~tIj\m1a
t'IIlpo.rtWg ~y. 'ilia n:porlins "8COC)' played DO ~ i.o O\b' dll:ci:Uau and u. unable to supply ).pedf1/:
reasoxu why we: M.'ve dcDiAI t;J'edit 10 you. You may alSo have a rig,bl UJ a tEll: copy of your report from the:
reponinJ agency. if yo\J. zequc" it no la1cr than. 60 days <1fier you rttc:in: tltis notice. In addiJicII, if you find
tlu..L :my iJJIonoamn con!ained in the t'qX)rl you tct:tivc iI. ina.oou:ato ot incompk1c, yeu ha~ the riJhl !o
dispute the !Utter with w ~port.iag agetLCy,
{J lnformatiuIJ obtrUDed (rom an :dr~t~ vr un uubide :I.Ol]fa: o1.h" dum it. C~ .rcpot\itlz ilFDCy. Urukr
thtl. Fm Credilll&:pQf1ina: 1\ct you havt.\ the: right W fDiIb;... WriUCIl reqll&llt to UtI {ot ~!urr: Df I~ tlOl.l\.I'R
of iliU. :marnlodicm. Huwcwr,1.o be honoR-do :M;.b writtm rcqUCA tJ.'l~1 be m:civcd by ll.'i wilftin 60 dBy' of
the da14 you. n!1%i~ this. ft,(l1ic~.
NOTICE: E.W11 ClordII Opporfuolty Ac:t loIormation
'lbe fNrnd tiqu.aJ Cndit. OppQJI'..1nity Act fmJru'M:I c:editon from ~1iag a.gains1 ctai\t
applil:.antso.Q tbe ba:li:s OfRU, color, n!llzion. ~oJU1l eDgin, ~J, mami1lsla1us, ap:
(provided that :he apPlicant 1I3s tbe C.1pac11)' 10 tnler into a b&ndW& contrac1); bcl::amc all or
pM of thll applicant., incm:nc. derives ftoJn any public ;usi!fl.aoct' ptOgt'dDl; or ~ the
appka::t1. bas in ~ tanb eetcised ,21ly right und.I"r the CotlSlWe't Crelit )lrut<<tio:a. ^'~, The
fcden.! agency d1at adminitterr t:amp1lanc: wi1h \ru,::taw (OOl:;~ 1his e:cdiIor is ~
UCC CU~l'OMI!R ASSISTANCE. 1301 )ICKI~NEY ST STE 34lO. HOUSTON, TX 17U1O-!lOlO.
lbank yO\l for ~ourcm1it applicatioll. We a.p~C.;lil'lC!he Dpportullity 10 sef\lc you.
r
EXHIBIT
07/1UZOO~
3:58
~
:;;
D
3
tI
.
~.
**
Wdff:11
sOOcn~/LO
Noftc<! 01_ Token
ana Statement 0' Reasons
.t.nr"1'<~h,~.H I\"tit1~n~ nn~V'
A:rk.tn.~, Code reqUire~ 1ha.~ lWs no1X:c tOn:ain lhe Soe=~ S'lC\lrity DUmber of r.b: auttWCC't, prtI\id=d
that the Social 8e..""UIity number has bttn ga11tn to llw! UiStt of the comume.r report ~y 1ht ccm~ or is
cnnwl1l!d tn the &.'OAt:~t teporl n;u.i...ttl from lhc a;J11."UR1ll'1,' reporting ilFnl;;)'. T'bc Sod~ ~uzity
numb::r{li) wrd were:
Fr.1' C'JlHfnmlA m;i~ nnlv'
If our decision on your appl..icatiQl1 WiU bast<! in whoZt! Of" in pIIIt <l", .iaforaool1 obtaidtd in a ':'rpo:1
from a. consumer ~g. .l~' ljsted ~bov~, you mo ba.ve a. ~t IIJ'lde: CaH:fumla Ci1lil CoW: sce.ion
1185.;:0 I<J ~W::.1: [n:a wPr of rh~ n:parl from tbe OOn.N.l\1U ..:J'I:dit r:po.rtiDg qmcy ldentOed abuvc
and ft<llt), :lny 01her t;O!1JIJIDt!" <:tWil n:purting aw:ru.")' which coro.pilu and mHintaim rLb on l:Qn,\l.J'De.n
on a nau\llide baW. yO\! also :have ~ right WIder CAldotnia CiV'ilCodc W:t.1iDn 178S.]6to dl.spute IN
:accu1"2J:Y or compleleness of ~ i.:Uorma1.ioo. ooa.1ained in tht Mdil 1'epon furnished by th=- COl15~ner
mdit rtIpol1Wg. &gene)'.
,"':rw C.l'lnnl"t'!lirnt ",~i"_I~ N"II:.:;.
THE CON:;ECfICUT HUM>. MClRT"^GI! DISCLOSURe ACT PROHIBITS
DISCRl:-UNA'110:; AGAINST HOME PIJRCHASl;; LOAN. tlO:\l1i IMI'ROVIiMhNT LOAN OR
OTHER :.fORTGAGE LOAN AI'I'LICANTS SOI.E!. Y ON THE lWilS 01' Hili LOCATJON Of
nl~ l'IW1'JjRTY '1'0 BE USED AS SECURITY. TilE AGENCY WIllCH E:<!'ORl.'l'S
COMPUA:;a Wml THIS LAW IS:
CT Dbl'ARTMENT or BA:"KING
260 CONSTlTUTIO:; PlN.A
liARTJ'ORD, CT 0610)
If YOU BELIEVE YOU HAVE BEE:" UNFAIRLy DlSCRL~INATED AGAINST, YOl! MAY
l'ILE ;\ WRlTIE:-l CO~L\INT wml TICE COMMISSlCJ:;liR Of 1l.\:iKING AT l'Hf
ABOVE ADDRESS.
'F'I"V1'IIn..._;rtllt'lhf\f'Il~'
If your I1pplic.ation for 4 fl1'!'lt D1OJ1(91gc 1<l1Ul lln awncr-m:eupil:(t :;>ropl:rty' "'WI dccliacd due ID, or putry
due 10, in!c:umanon cOD.Li1iDCd in a mWl ll:(lOrt, ... copy 01 U111!1 re:pon is allached. Tlris iJ1forma.Uoa il;
provided to you in accotd.w:t with Maine .IiIw.
For \A:l1\S;U:~Ulll1.tS 1'P.~"I'lTI!ll onN"
The f.dctal Eq\1U Ctedil Oppottunily Att and comparable provL1.iO:06 of :wt..l,uachuxn, law prohibh
acdil0rs from. disaiInblatiDg api1l!l ct\ldi~ appIican1li on l~ bopil of race, coJQf, tI:1iiiOI'l. cmd. national
origiJ'l, stx.. ~nW onentalion. MCL!.sb'y. haJ1J1ical'. m:.Uital S'tl.lllS., . (prnviMd. 1bt' applic:mt W the
Cl!.pacity In t:nlcr in10 .. binding canltacl}, ctr btmu~ .all Of pOlJ1 oJ 1bl!: ..ppli"iln~'5 moomc dcmc:~ froItl.
lUly public a:nu.lJDlCc ptolPrtl. The fedc:r.u Eqw..1 Cretin Op)Xlflu.n1Ly Act ~!tO pttlhi'bih tRwLon fro.rn
dlscriminaJ.inS .mst tJCdi1 applicanls ~ the appbc:1211 b3S in aood faith exercised <AnY riJJht under
the Cow,umr.r Cn:dit l"ro1cctiDn Art. The: "c:de~ agenq tIW adm.iniJtm romplianu with 1M Yedcn.I
l;lw c:onc=rniD1 tlW r::reditor is
acc CUSTOMI:iR ASSI,-rANCIi
13Ul MCKINNEY ST STE :l4S0
1l0US'/'O:;. TX 11010-90S0
Th~ mte .w:ru.-, IhaL .lIdmini51.e!'S CQwpJ.la1l:c: witb the: stllte law i5 UK
:.fA COMM.. DI!CRI~nNA1l0N
ONG ASIlBURTO~ PLACE
BOSTON, IotA Ii2jQ~
(.'CT Ohio rr-ml.",h nnly.
lha Ohio JaWS .agaio51. di5~ requi.... that all tnIdikm milkc tRdit. equally I.~,le tg all ~ait
worthy cu5tomen. and lha1 crel2i\ reponing, agencies l'Dabmin Stp3J'i~ crtdi! bia10riea on eu:b inditi:luat
upnn. n:q~1. The OIUa civil righl~ commi!llion :ulmintJ.1cr., CIlmplia.ncc wit]'! ll'j, law.
F"" WoJf:hl"~Il" "'llIlt- "'AY'I'''l~ ftPlhl'
WllShin&ton slate Ia.... ag;:&iDIt. dhli;rimina1iOU ptobibit~ ~lioD :in tredi1. lIilD.5a.eOOn:s bccall$C or
tu:C, cncd. 1:0101', national oripn. sc:x, or m:uital ~1allls. The W~ SL31e ltumao Rlgh1s
Comminion OIdminis1tn i:omplianet with thi>> law.
/lON1LIllV.tIIl'wt1
~"~~~~nn~ 2.~ADM
'. w
CERTIFICATE OF SERVICE
AND NOW, this r) day of -41 o,-N!r- , 2006, I, E. Ralph Godfrey, Esquire, of
Salzmann Hughes, P.C., attorneys for Defendant, hereby certify that I served a copy of the within
Answer, New Matter and New Matter Counter Claim this day by depositing the same in the
United States mail, postage prepaid, at Carlisle, Pennsylvania, addressed to:
Sally J. Winder, Esquire
9974 Molly Pitcher Highway
Shippensburg, P A 17257
(
~---r'
L'~':
MICHAEL CASSIDY and
JULIE CASSIDY TID/B/A G&C
ASSOCIATES
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
CIVIL ACTION ~ LAW
CHRISTOPHER YURKOVICH and
SHELLEY YURKOVICH
NO. 05-6008
Defendants
NOTICE TO PLEAD
TO: Michael Cassidy and Julie Cassidy
t/d/b/a G&C Associates
You are hereby notified to plead to the enclosed New Matter and New Matter Counterclaim within twenty
(20) days from service hereof or a default judgment may be entered against you.
SALZMANN H
Dated:
3. 2ft -ot;,
Attorney for Defendants
MICHAEL CASSIDY and
JULIE CASSIDY TID/B/A G&C
ASSOCIATES
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
CIVIL ACTION - LAW
CHRISTOPHER YURKOVICH and
SHELLEY YURKOVICH
NO. 05-6008
Defendants
DEFENDANTS' AMENDED ANSWER, NEW MATTER
AND NEW MATTER COUNTERCLAIM
TO PLAINTIFFS' COMPLAINT
Defendants, Christopher Yurkovich and Shelley Yurkovich, by and through their
attorneys, Salzmann Hughes,P.C. answer the corresponding numbered paragraphs of Plaintiffs'
Complaint as follows:
1. Admitted.
2. Admitted.
3. Admitted in part; denied in part. It is admitted that the Plaintiff is a builder and
has built a home in the development known as Mountain View located in South Hampton
Township, Cumberland County, Pennsylvania. The remaining allegations of paragraph 3 are
denied in that Defendants are without sufficient information to either admit or deny the
allegations contained therein. Strict proof is demanded at the time oftrial.
4. Admitted.
5. Admitted but with qualifications. This allegation is only admitted to the extent
that it accurately reflects a written document, which speaks for itself.
6. Admitted in part; denied in part. It is admitted that the parties entered into an
amendment on June 1,2005 changing the sales price to $245,020.00 and requesting certain
changes. The remaining allegations are denied since the amendment required the Plaintiff to
install a radon mitigation system since the test revealed a level 4 or higher, which was not done
by Plaintiffs. Furthermore, the liquidation of damages clause contained in the original agreement
of sale was not altered or removed. Strict proof is demanded at the time of trial.
7. Denied as stated. Defendants terminated the contract because the Plaintiffs failed
to perform pursuant to the terms and conditions of the contract, had materially breached the
terms and conditions of the contract and were unable to fulfill their obligations under the
contract. Strict proof is demanded at the time of trial.
8. Denied as stated. The Agreement of Release was executed as negotiations to
resolving this matter. The escrow deposit continues to be held by the real estate agent in escrow
pursuant to the terms of the contract.
9. Denied. It is strictly denied that Plaintiffs were willing, able, and did complete
the house by June 30, 2005 in compliance with all the terms of the contract. Strict proof thereof
is required at time oftrial.
10. Denied. Paragraph 10 is denied as a conclusion of law. To the extent that the
answer maybe required, it is expressly denied that the Plaintiffs preformed under the terms of the
contract and/or were anticipating and/or planning to complete the house in accordance with the
contract and addendum, which included the specific upgrades requested by Defendants.
11. Denied as stated. The Defendants had terminated this contract because the
Plaintiffs had materially breached the agreement of sale and addendum by failing to make the
required upgrades, failing to have their remediation system in place; and failing to build a house,
which appraised at a value necessary for the Defendants to obtain a mortgage. Strict proof is
demanded at time oftrial.
12. Denied. After reasonable investigation, Defendants are with out sufficient
information to either admit or deny the allegations in paragraph 12 and, therefore, are deemed
denied. Strict proof thereof is demanded at time of trial.
13. Denied. Paragraph 13 is denied as a conclusion oflaw to which no response is
required. To the extent that a response may be required, it is expressly denied that the Plaintiff
took prompt action to mitigate their damages or that any damages were caused by the
Defendants. Strict proof thereof is demanded at time of trial.
14. Denied. It is expressly denied that the Plaintiffs incurred a loss of profit in the
resale of the house. To the extent that an answer may be required, if any damage was sustained
by Plaintiffs, which is expressly denied, Plaintiffs' damages are limited to $2,000.00 as provided
for in paragraph 27(c) as liquidated damages. Strict proof thereof is demanded at time of trial.
15. Denied. Paragraph 15 is denied as a conclusion oflaw to which no response of
pleading is required. To the extent that a response may be required, it is expressly denied that
the Plaintiffs incurred additional interest for the construction mortgage secured by the property in
the amount of$746.10. To the extent that the Defendants may be liable for any damages,
Plaintiffs' damages are limited to $2,000.00 as provided in paragraph 27(c) as liquidated
damages. Strict proof thereof is demanded at time of trial.
16. Denied. Paragraph 16 is denied as an inclusion oflaw. To the extent that a
further response may be required, it is expressly denied that the Defendants refused or failed to
settle in violation of the agreement of sale or addendum. To the extent that the Defendants may
.
be liable for any damages, Plaintiffs' damages are limited to $2,000.00 as provided in paragraph
27(c) as liquidated damages. Strict proof thereof is demanded at time of trial.
17. Denied. Paragraph] 7 is denied as an inclusion oflaw. To the extent that a
response may be required, it is expressly denied that Plaintiffs' incurred additional expense for
water and sewer utility services to the property at 261 Chestnut Drive in the amount of$]39.88.
To the extent that the Defendants may be liable for any damages, Plaintiffs' damages are limited
to $2,000.00 as provided in paragraph 27( c) as liquidated damages. Strict proof thereof is
demanded at time oftrial.
] 8. Denied. An agreement was entered into by the parties requiring the Realtor to
hold the escrow funds until this matter is resolved. Currently, the Rea] Estate Broker still has the
down payment of$2,000.00 in his escrow account.
19. Denied. Paragraph ]9 is denied as an inclusion of law. To the extent that a
response may be required, Paragraph ]9 is ajurisdictiona] statement to which a response is not
required.
WHEREFORE, Defendants, Christopher and Shelley Yurkovich, pray that the
complaint against them be dismissed, judgment be entered in their favor and that they be
awarded cost of defense and such other and further relief as may just and appropriate.
NEW MATTER
By way of further answer and defense, Defendants aver the following new matter in
accordance with Pennsylvania Rule Civil Procedure 1030:
20. Paragraphs] through] 9 are incorporated herein by reference as if set forth more
fully at length.
21. Plaintiffs' cause of action is barred by the statue oflimitations.
22. Plaintiffs' have failed to state of cause of action upon which relief can be granted.
23. Plaintiffs' claim is barred or limited by the doctrine ofres judicata and/or
collateral estoppel.
24. Plaintiffs' failed to mitigate their damages.
25. Plaintiffs' claim is limited to the amount of the escrow deposit pursuant to
paragraph 27(c) of the Agreement of Sale, which limits Plaintiffs to only retaining that amount as
liquidated damages.
26. Defendants' did not breach any terms of the agreement owed to Plaintiffs' under
the circumstances.
27. Defendants' had no obligation to purchase the house since the Plaintiffs' had
unilaterally failed to make the upgrades and to install the radon remediation system.
28. Defendants' had no obligation to purchase the house since the appraised value
was less than the sale price and, thereby, Defendants' were unable to obtain a mortgage as
required in paragraph 6 of the Agreement of Sale.
29. Plaintiffs' breached the agreement of sale and addendum by failing to making the
required upgrades and radon remediation as required in the Addendum prior to the settlement
date.
30. The Addendum is not valid since the underlying contract was terminated on or
about June 24, 2005.
WHEREFORE, Defendants' pray that the complaint against them be dismissed and
judgment be entered in their favor and that they be awarded cost of defense such other the cost of
defense and such other and further relief as may be just and appropriate.
NEW MATTER - COUNTER CLAIM
31. Paragraphs I through 30 are incorporated herein by reference as if set forth more
fully at length.
32. On or about April 15, 2005, Counterclaim Plaintiffs and Counterclaim Defendants
entered into a contract for the purchase of a home located at 261 Chestnut Drive, Shippensburg,
Cumberland County, Pennsylvania. The sales price was $245, 020.00. Said Agreement is
attached hereto as Exhibit "A" and incorporated herein by reference.
33. Pursuant to the Agreement of Sale, Counterclaim Plaintiffs deposited the sum of
$2,000.00.
34. The settlement date was scheduled for June 30, 2005.
35. The Agreement of Sale also provided in paragraph 29 that "Buyer and Seller will
come to terms on additional selections with new construction prior to April 30. 2005. If Buyer
and Seller are not in agreement as of April 30, 2005, Buyer or Seller may void contract without
obligation or loss of deposit."
36. Pursuant to Paragraph 6, Counterclaim Plaintiffs had elected the mortgage
contingency making the sale conditioned upon Counterclaim Plaintiffs receiving a mortgage loan
in the amount of $220,000.00 with a 30 year amortization schedule with an initialS year fixed
interest rate and adjustable yearly thereafter.
37. Pursuant to Paragraph 6(C)(4) of the Agreement of Sale, if the mortgage loan was
not obtained on or before settlement, all deposit monies paid on account of the purchase price
will be returned to Counterclaim Plaintiffs.
38. Counterclaim Plaintiffs also elected the radon inspection contingency pursuant to
paragraph II(B) of the Agreement of Sale.
39. Counterclaim Plaintiffs obtained from a certified inspector a radon test of the
Property, which revealed the presence of radon in excess of the maximum allowable levels
provided for in the Agreement of Sale. Said inspection results are attached hereto as Exhibit
""B".
40. As a result of the presence of radon in excess of 0.02 working levels (4
picocuries/liter), Counterclaim Plaintiffs submitted a Radon Mitigation Proposal. Said Radon
Mitigation Proposal is attached hereto as Exhibit "C".
41. The Agreement of Sale required the Counterclaim Defendant to pay up to a
maximum of $800.00 toward the cost of remediation and retests, which was to be completed by
settlement.
42. On May 22, 2005, Counterclaim Plaintiffs cancelled the contract pursuant to
paragraph 29(B)(2). See letter dated May 22, 2005 attached hereto as Exhibit "D".
43. On June I, 2005, an addendum was entered into by the parties. Said addendum
required the Counterclaim Defendant to enclose the basement area, roll and seal the exposed
earth area with plastic and conduct a radon test. The addendum further required Counterclaim
Defendant to escrow money should the test results be in excess of 0.02 working levels (4
picocuries/liter). See Addendum attached hereto as Exhibit "E".
44. On June 24, 200S, Counterclaim Plaintiffs terminated the agreement since
Counterclaim Defendant failed to and was unable to fulfill their obligation under the contract.
Said copy of the letter dated June 24, 2005 is attached hereto as Exhibit "F".
.
45. Despite Counterclaim Plaintiffs' reasonable and repeated demands for the return
of Counterclaim Plaintiffs' escrow deposit, Counterclaim Defendants have failed, refused and
continue to refuse to permit the return of the escrow deposit as required by the agreement of sale.
46. Counterclaim Plaintiffs have performed any and all conditions precedent to the
bringing of this action.
47. At all times material to this Complaint, Counterclaim Defendants Michael and
Julie Cassidy were the owners, partners and/or agents for Counterclaim Defendant G&C
Associates and had actual and/or apparent authority to enter into contractual agreements on
behalf of each other as well as Counterclaim Defendant G&C Associates.
48. As a result of Counterclaim Defendants failure to return the escrow deposit,
Counterclaim Plaintiffs have been damaged in the amount of$2,000.00 plus cost and expenses.
COUNT I
BREACH OF CONTRACT
COUNTERCLAIM PLAINTIFFS V. ALL COUNTERCLAIM DEFENDANTS
Christopher and Shellev Yurkovitch, Counterclaim Plaintiff v. Michael and Julie Cassidy
tJd/b/a G&C Associates, Counterclaim Defendant
49. The averments of paragraphs 1 through 48 are hereby incorporated by reference.
50. An appraisal was done on the property, which established the value to be
$234,000.00. See copy of appraisal attached hereto as Exhibit "G".
51. As a result of the low value of the home, Counterclaim Plaintiffs were unable to
get the mortgage commitment as required in paragraph 6 of the Agreement of Sale. See denial of
mortgage attached hereto as Exhibit "H".
52. Since Counterclaim Plaintiffs were unable to obtain the mortgage financing,
which is a condition precedent to buying the house, Counterclaim Defendants were required to
return the escrow deposit to Counterclaim Plaintiffs.
53. Counterclaim Defendants breached the Agreement of Sale and Addendum by
failing to correct the radon problem.
54. Counterclaim Defendants breached the Agreement of Sale and Addendum by
failing to return the escrow deposit to Counterclaim Plaintiffs.
55. Because of Counterclaim Defendants' breaches of the Agreement of Sale and
Addendum, Counterclaim Plaintiffs have been damaged in the amount of $2,000.00 Dollars, plus
costs and interest.
WHEREFORE, Counterclaim Plaintiffs respectfully request this Honorable Court to
enter judgment in their favor and against Counterclaim Defendants in the amount of $2,000.00
Dollars, plus interest, the costs of this action, and such other relief as the Court deems just and
proper.
SALZMANN HUGHES, p.e.
By
~~~~
Attorney LD. No. 77052
354 Alexander Spring Road
Suite I
Carlisle, P A 17013
(717) 249-6333
.>
Attorneys for Defendants/Counterclaim Plaintiffs
Dated:
8-2-1 -o~
,.
VERIFICA nON
We Christopher and Shelley Yurkovich, hereby certiJY that the facts set forth in the
foregoing document are based upon information which we have furnished to counsel, as well as
upon information which has been gathered by counsel and/or others acting on our bebalf in this
matter The language of the document is that of counsel and not our own. We have read the
document, and to tbe extent that it is based upon information, which we have given to counsel, it
is true and correct to the best of our knowledge, information, and belief To the extent that the
content of the document is that of counsel, we have relied upon such counsel in making this
Verification. We hereby acknowledge that the facts set forth in the aforesaid document are made
subject to the penalties of 18 Pa. C. S.A. 94904 relating to unsworn falsification to authorities.
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Chris' Yurkovich \
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Shelley YUJikoYich
Date:
'3.1 O()
I SELLER'S BcSL'iESS RELATIONSHIP WITH PA LlCE:'iSED BROKER
BROKER (Company) Realty Executi'.1es PHONE 111:::2~..'L:~Q..Q!L_____
ADDRESS 10=3 LincDln Way Ea~Cl1a:nber_~bc.:rq, PA 17201 FA....X 117-:26~:63n
BROKER IS TIlE AGENT FOR SELLER. De~ignated Ag;ellt(s) for Sell~r, if i1pplicable: Wayne 9arlt30':XilS9a.:= 1
OR
~_kel'" is ~OT tbe Agent for Seller and is allln: 0 AGL::-,-r FOR BC\'""ER CJ TR"-'1SACflO.'l LlCE.'iSEE J
r- ~
I BLY1':R.'S BLSINESS REL\T10;\SIlIl' WITH P.\ L1CE:'iSED BROKER I
BROKER (Company) ro;/~~1.__Raal!:v AQencv Inc. PHO:"iE 7)7 -267-0Jll '
ADDRESS 1132 fCQnnl5lbec DrivEl,_ Chambet:scurq, PA ~.J;!Ol F.\X 211-267-30~7
BROKER IS THE AGE:'IlT FOR nLYER. Designated Agcnt(s) for Buyer, jf applicable: Sa!!l Sma 11
OR
Broker is NOT the Agent fur Buyer and is a/41o: 0 1\r.E~T FOIl SELtER D SLlHCE,'IlT FOR S[LLER 0 TR.-\:'>;SM:nON L1Cf:-;'Sn:
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ST A"'DARD AGREDn::-iT FOR THE SALE OF REAL ESTATE
T:lis. form recomrr,cnJed =.0 ~prro'ieO fer, but nOI ~eslricted to 'JSC by, 1!:f.:mbt:!~ oflhc ?~'I"syl"a.nia A$5('Ciuncn of n.EAI.TOitS.~ (r..1.Jt).
",S-2K
\-Then the same Broker is Agent for Seller and Agent for Buyer, Bnlker is a Dual Agent. All of Broker's licensees are also
Dual Agents VNLESS (here are separate Designated Agents for Buyer and Seller. If the same Licensee is designated fur
Seller llnd Buyer? the Licensee is a Dual Agent.
J
1 1. This Agreement, dated April 15, 2005
2 SELLER(S):
,isbetween
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G and C AS30ciatea
callell"Sel1er,'1 and
InJYER(S):
Christopher T. Y~rkovich
Shbll~y E. Yurkovich
calIco "Buyer."
PROPERTY (1~98) Seller hereby agrees to sell and convey to liuyer, who herehy agrees to purchase:
.ALL THAT CERTAlN lot or piece of ground with buildings and irupruycm~lIts thereon erected, If allY, known as:
261 Chestnut Drive, 9hippensburg
in the Township of $out:harnpton
County of Cu:cb~rland in the Cummonwealth of Pennsylvanill, Zip Code lJ257 ______
Identification (e,g., Tax ID #; :?arcel #; Lot, Block; Deed Dook, Page, Recording Dn1e)
Lot:. 1154
Mountain Vis..., EstatG!ts
TElU'\IS (1-02)
(A) Purchase Price
l~j,'tJ. - ~ ",k,'
.Jl1i:r:;t; "A'i:nG_!;,b2.~gand
U.S. Dollars
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wbich will be paid to Scllt:'r by Buyer as follows:
1. Cash or check at signing this Agreem~nt:
2. Cash or check within ~~ days uf the execurion of thj~-'Agr~'~meni~~
$~--
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~
__~____ $j'\o.':l
TOTAL $
(J3) Depo:-;its paid on account of purchase price- to be held by Broker for Seller, unless otherwise stared hert:
2,000.00
3.
4.
Cash, cashier's Of certifit:d cheCK a1 time of settlemenl:
,~<~ t) 2)7-, aDO ,OO~
23,>,000:00-
,a~;~ t{->';j: /)
(C) Sl,;lI~r's written approval to be all or before: April lEl, 2005 @
(I) Sdtkrnel1[ 10 be 011 ~9 .-,n('\3 ;I.L.hJc 30 Z<:xJ:2__) si___,~__,____ ,or bcf~-~ifBLlyt:r and Scllt:-r a;ee.
(E) Conveyance from Seller will be by fee simple deed of special warranty unless otherwise staled here:
PREPARED BY AGENT; Phyllis BendO(, A~l1oclatll BrokQr
NS-2K -Slandilrd Agr€emenl For Th6 ~ala Of R"Hll Esl<lla, OliO'.!_ Pennsylvani.a Association 01 REAlTCRS:>.!)
CGPYRIGHT PENNSYLVJo.N1A ASSOCtATlON OF RE/\'_TORSw20Q2
nclaIFA~r@ sc7.....arOC. Version 6.15. Sol~,""are H..qislered 10: SIaH111 G_ Spray. RE/!\,lA)( ~eJlty Agcr~cy, )nc
B"Y"('II"'li""~ L-
Page 1 0120
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EXHIBIT
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35
36
37
33 4.
39
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49 5.
50
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59 6.
60
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62
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68
69
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87
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(F) P:iym~l1t of tr:;tlsf~r 13...'H:S will be divided .:quaUy between Buyer and Scll~r unless olncrNisc ::;ILlted l1\:re:
(G)
A~ lir.1e ofsertlemcnt, the:: [ol1awing will b~ aJju5ted pro-rata on a daily hasis between Buyer and SelJ..~r. reimburs;1g wh~re
appl:cabl[:: taxes (see TnforTn:J.licn Regarding Tax Proration); re:1ts; intc~est en mortg3ge assumptions; condemil~:um fees
and homeowner association fees, if any; water 3nrlJor sewer fees. if any. together wilh any other lj'.:nable municipal service.
Tb~ charges arc to be pro-rated for the period('i) ciJ'lere.d: Selh:r will pay u\-l!o 3<J.d including the diJt~ o[ sctt!em~nl; Buyer
will pay for ail days follo'.l,ling senlcment, unless Olherwtsc statt:d. here:
FIXTURES & PERSOKAL PROPERTY (1-00)
(A) f0.'CLUDED in this sale acd purchase price 3re ail existing items p<:<:11.:u:e!Hly ir.s!::Jlkd in the Property. frc~ of liens,
including plurr.bing; heatir'.g; lighting fixtures (ll1dudi~g chanuellers 3r.d ..:eiiing fans); w,}ter rr~3.tment syslerr:s; pOlll and spa
e'1uipmcnt; g3.rage doer openers ~'nd lransmitters; t~\t::visioo antennas; shrubbery, plantings "nd unpott~J irees; any ren-::l.ining
heating and couking fuds stored on the: Property ;).[ the tifilC of s~ltlement; WJ.ll to wall carpt:\ing; window covcrir.g h3f1lware,
shades and blinds; built~in air conditi0flcrs; built.in appliances; and the range/oven unlc:~;s otherwise staled. Alsu included:
(13) LEASED items (not owned by Seller):
(C) EXCLUDED fix.tures and items:
DATESITlHE IS OF TUt:: ESSENCE (1-02)
(A) The S<ild date for settlement and all orher dates and times referred to for the perfonnonce of any of the ablig~tiolls of this
Agreement are agret:d to be or the essence of this Agreement and are binding.
(B) For the purposes of this Agreement, number of d3YS will be counted from the dale of execution, by excluding th;: d,tj' this
Agrl.:cme.nt was executed and including the last day of the Lime period.
(C) The d;:\te of sdtlcment is not extended by any other provision of this Agreement and may only be extended by mutual
written agreement oftbe parties.
(D) Certain time periods an~ pre-printed in Ihis Agreement as a convenimce 10 the Buyer and Seller. Any pre-plinted lime
periods arc negmiable and ffiilY be changed by s!riking vul Ihe pre-printed tex! and inscl1ing a difft:renl time period
acceptable to all parties.
MORTGAGE CONTINGENCY (1-02)
o W AlVED. Tbis saie is NOT contingent on mortgage financing.
I2J ELECTED
(A) -[his,sale is contingent upon Buyer obtaining mortgage financing as follows:
1. Amount of n1m1gJ.ge loan $ 220.000.00
2. ~linjmum Term 30__.___~ years
3. Type ofmongagc 30 Year 5 yoar ad-;u3table __.______d
4. {ntereSl rale SlR- '%; however, lluycr agre~s to accept the interest I.ate as may be committed by
the mortgage lendcr, not to exceed a maximum interest rale of ~ %.
5. Discount points, 10<10 origination, [oal'. placement and other fees charged by the lender as a percentage of the mortgage
loan (excluding any mortgage insurance: premiums or V A funding fee) not to exceed ____.____ % (0%1 if not
specified) of Ihe mortgage loan.
The: interest rate and fee~; provisions required by Buyer are satisfied if a mortgag~ lender makes available to Duyer the right
to guarantee ~n inlerest rate at or below the Maximum Interest Rak specified berein \vith the perc;:ntage fees at or below
the mnount specifit:d herein. Buyer gives Seller the right, at Seller's sole option and a:> pennjlt~d by the mortgage lender
and appllcablc laws, to contribute financially, without promise of reimbursement, to the Buyer and/or mortgagl:: lender 10
make (he above terms ava:L.Jb!e to Buyer.
(B) Within _.___ DAYS (10 d;lYS if not specifled) of the execution of Ihis Agreem<::nt, Buyer will make a complered,
Writtt:fi mortgage application for Ihe mortgage terms specified above to a responsible mortgage lendt:r. The Broker for
Duyer) jf any, otherwise the lJrokcr for SeUcr, is authorir.cd to communicate with the mQrtgage I~ndc( for the
pm'poses of Hssisting in the mortgage loan pl"OCC!IS.
(C) l. :\-lortgage commitment date ;:!av 15, 20.05 , If a wrillcl1 commitment is not received by Seller by
the <lbove date. Buyer aod Seller agree to e:\tcnd the rnortg;.'~e commitment d;,te until SeIler terminates thls
Agreement in writing by notice to Buyer.
2 Upon receipt of a mortgage cOInmitmenl, Buyer will promptly ddiver a copy of the commitment tu Seller.
3. Seller h~s the option to terminale this Agreclnt:nt in writing, afler the mortgage commitment date if the mortgage
commitment:
a. is nol VJlid Imlil the date of sell Ie me nt, OR
b. Is conditioned upon tlle sale ;Iud settlemcnt of any other pl'opl.'rty, OR
PREPARED UY AGENT: Phyllis Bonder. A:;;~aclale Brokor
AJS.2K . Standard AgrElEiment For The S;ll(l Of R8<lt Estal,l, <11102. Pflnn~ylv;)"I;:l As~ociation of REAL TORS~
COPYRIGHT PE~lNSYLVANlt\ ASSOCIATION OF REAL TORS~i) 2002
Re<.tiFAST-El SOf~t:::rr05. Ve.r,,;;on 0.15_ Sottw.w>. HEgisltlr~u 10: Sle'Jfln B. SP;;:ly. REiMAX Rcnl(y "'-gene". Inc.
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I- KI)M~bUblA i CU~WAN'{
t310-593-4851
HZI
96
97
98
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100
101
102
103
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108
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110
III FHA/V A. IF APPLICABLE
112 (F)!t is expressly agreed that notwithstanding any olher provisions of this contract, Buyer will not be obligated to complete the
113 purchase of the Propcrt'j describ~d herein or to incur any penalty by forfeiture of e~mesl money deposits or oth~rwise unless
114 Buyer has been given, in accordal'.ce with HUD/FHA or VA requiremenrs, a written statement by the h:defJ.l Housing
115 Conunissioner, Veterans Administration, or a Direct Endorsement Lender setting forth the appraised value of the
116 Property of not kss than $ (the dolbr amount to be inserted is the 9Ul<:3 price as stated in this
117 Agreement). Buyer will have th~ privilege and option of proceeding with consummation of the contract without regard to
118 the amount of the appraised valuation. The apprais.::d valuation is arrived at to detennine the maximum mortgage the
119 Departmt"nt of Housing and Urban Development will insure. l-IUD docs not warrant the value lIor the <.:ondilion of the
120 Property. Buyer should satisfy himselflherselfthat lhl: pric,;c amI condition Oflh~ Property arc acceptable.
12.1 \-'\laming: Section 1010 of Title 18, U.S.c., Department of Housing: and Urkm Development" and Feueral Housing
122 Administration Transactions, provides, "Whoever for the purpose of. . . influencing in any W<lY the action of such
123 Deparlment, makes, passes, utters, or publishes any statement, knowing the same to b~ false, . . shall be fined under.this
124 title or im.prisoned nol more than two years, or both."
125 (G) U.S. Department of Housing aud Lrban Development (HUD) NOTICE TO PURCHASERS: Buyer's
126 Acknowledgement
127 0 Buyer has rel.:eivcu lh~ HUD Notice "For Your Protection: Get a Home Inspectiol1" (see Notices and Infonnation on
128 Property Condition Inspections). Buycr understands the importance of gdling.m independent home inspectjon and has
129 thought about this before signing this Ab'T~emcnt.
130 Buyer1s Initials Date
131 (11) CertHlc:l1ion WI:. the undcC'signcd, Selle-res) :md Buyer(s) party to this transu\;tion each certi fy thllt lhe terms. of this conlract
132 fOf purchase are true 10 the best of our knowledge and helicf, and that any other .agreement entered into by any of these
133 parties: in connection wilh this transaction is attached 10 tlus Agreement.
134 7. INSPECTIONS (I.02)
135 (A) Seller agrees to permit inspections by authorized appraisers, reputable certifiers, insmer's repre~cnlarives, surveyors,
136 municipal official.'t amVur Buyer as may be required by the mortgnge lender, if any, or insuring agencies. Seller further
137 agrees to permit llny other inspection5 required by or provided for in the terms of lhb: Agreement. Buyer has the right to
138 attend all in~pections,
139 (B) Buyer reser,'cs the right to make a pn:-sd11ement walk-through inspection of the Property. Buyer's right to make this
140 insp~clion is not waived by any other provision oflhis Agreement.
141 (C) Seller will have heating uod all utilities (including fuel(s)) on for the inspections.
142 (D) All inspectors, including home inspeclOrs, are .'lI.Hnorized by Bllyer 10 provide a copy of any reports to Broker for Buyer.
]438. PROPERTY INSPECTION CONTINGENCY (1-02)
144 Other pro\lisions of this Agreement may provide for inspections andJor certific:uions that me not waived or altered by Buyer's
145 election here.
146(i;1-2~A.IVED. Buy~r tlndcrstan~s .that Buyer hilS t~le op_ti,o? to reql1.e~t in,spections of the Property (~ee Property Inspection
I47~ NOllcc:s and EnVIronmental [\;otl<.:CS), BUYER \VAIvES IBIS OPIIOI\' and agrees to the RELEASE sel fonh in pilragraph
88
89
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92
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95
[-1iS PUU4
(D)
Contain:; ::my other condition not specified in this Agreement ihat is not satisfied and/or removed in 'Nnling by
lhl;': mortg:lgc lcndcr wilhin 7 _ DA YS al~er th~ mortgage commitment date in paragrapb 6 (C)(l),
If this Agreement is tenninatcd as specified in pJ:':JgrJphS' 6 (C) (1) or (3), or the rr:ortgJge loan is not ob!~ine-t.l for
settle:ment, all d~osit monies paid on ilCCOllnr of Pl:rchasc price will be retur:-::ed 10 Buyer, Elyer '.",ill be r~spol15ibie
for any premiums for mechanics' lien insmance anu/or title se3:,ch, or fee for car:cel!a.tion of same, if 3ny; A1'-:D/OR
any premiums fer f100d insurar.ce, mine subsidence insurance andfor fire insurance with extended co\'~rag..:, or
cancellation fee, if any; A~D/OR any appraisal fees and cbrges paid in adv311cC to the: mllrtg3ge lender.
If the mortgage lenc!er req\.:ircs repairs to tnt: P:-operty, Buyer wiil, upon receipl, deliver a copy of the mortgage lender's
reql.lirerr:.e~r5 to Seller. Seller will, within 5 DA YS of receipt of tht: mortgage lender's r~qLJiremt;:l:s, i1ctjfy
Buyer whether Seller will make rhe required repairs at Sdler'9, e.'(pe~se.
1. If Seller chcoses to make the required repairs, Buyer will accept tbe P:-opel1y and agree :0 l!1C RELEASE 5~: forth in
paragraph 25 of this Agreement.
If Seller chooseS' not to make the rcquin:d repairs, or if Seller fails to resp{md witbiu the time given, Buyer will,
within 5 DAYS, notify Seller in writing of Buyer's choice to termin::He this Agreement OR make lhe
required rt:pairs al Buyer's expense a.nd with Seller's pennission, which will not be unreasonably wilhheld. If Seiler
denieS Buyer permission to make the required repairs, Buyer may, within _~ DAYS of Seller', d<:f1ial,
terminate this Agreement, ill which case 311 deposit monies paid on account of plJfchii~e price will he retumed
promptly to Buyer and this Agre~menl will be VOID.
Seller AfO~igt
[g] NOT APPLICABLE
o APPLlCABLE. Seller will PW
0$
o
4.
2.
(E)
, maximum, toward. Buyer's costs as pemlitted by the mortgage lender.
PREPi\R.EO BY AGENT: Phylli., 8ondlH, Assodillu Brokor'
NS-2l( . Standard ^grQ0/l10IH For nl0 SJle 01 Real Estaro, 01/02. PQnmyivania AS$OC;OItiOil 01 i-IEAL TQR5@
COPYRIGHT PENNSnVANIA ASSOCIATiON OF REAlTORS@2C02
RCillFAS Fi9 ftwa \flyrs, Vel~;an 6.15. Scf\"I<Jr9 RtlgiSIBrad to: Slnv!Hl 8. Spra" REI.1,ll1:< Realty }l,gency, Inc,
Buyor(s) Initials _. .l.-G--
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148 ~5 of rl~is AWCCm~:lL .
149Y( ELECTED Qr ?r........ ~c\.r;,,,~
150 '0) Within ~ DAYS (15 days ifnol specifid) ofrhe ex~clltion ofLhis Ag.--eerr:erH, Buyct, i1t Bl;j'e,r~ exrens::" mJY ~hi)os~
151 to have inspections and/or certiiication:.; completed by lic~ns~d Qr O1he,wise qt::llificd ;)r:}fesslC:n3i~ tse~ l'ropeny l~sp<.:cticr.
152 Notices and EnvirorJm:mal ?'-iotic::s). ThlS conting::ncy d\)C5 not apply to tne following existing .::onditions ancior i:.:ms:
153
154 (8) Should Buyer de:::t to hnve a heme inspee;icn of the Propeny, as defn~J ill the PenJlsylva;~;a I-!orr.c: Inspectior: Law, (see
155 InfonnGticn Reg:1Hling the Home Ir:spe:::tion Law) :;Ul.::l hume io:>pecticn shall be perfOlmed by a full mc;nbt~, i:1 gcod
156 st;:mding ot" a naticn<11 hGme inspection associaTioll. or by a persun supervised by a J'lJ!t rn~:d'er of a t:d!Jcnai home
157 inspection .association, in accordance with tbe elhic~l s~,lndards ar:.d C8Jc of conduct or practice of I hat aSSCClal ;,m.
158 (C) If Buyer is not >3.tisfied with the condition of the P:-openy as stated in any written report, Buyer wIll:
159 ~ Option 1. Within tile time giveIl for completing illspections:
100 I. Accept the Property with the informJtion stated in the: repone>) al~d Jgree to the RELEASE set forth in parag!"lph 25 of
161 this i\gr::::ment, OR
162 2. Terminate this Agreement in ""Titing by notice to Seller, in which case all deposit monies p<.1iJ 011 account of purchase
163 price will be returned prcmplly fO Buyer and this Agreement will be YOID, OR
164 3_ Enter into a mutually acceplable written agreemenr with Seller providing for any repairs or improveme:ns to the
165 Property and/or any credit to Buyer at settlement, as may be acceptable 10 the mOrlllge lender, if any.
166 Should efforts to reach a mutually acceptable agreement rlla, Buyer must choose to accepllhe Property or terminate this
167 Agreement within the time given for completing inspections and according to the provisions in p:lragraph
168 S(C) (Op,ion I) 1 ,nd 2.
169 D Option 2. Within the time given for completing in~p(!Clions:
170 I. Accept the Propcny with the information stated in rhe repon(s) and agree to the RELEASE set fonhin parab'1aph 25 of
171 this Agreement, UNLESS th~ lotaI cost to correct the conditions contained in tbe repon(.'>) is lnore than
1 7"2 $ ____
173 2. If the rotal cust to correct th~ eonditilms cOlltained in the repurt(s) EXCEEDS the.; amount specified in paragraph 8(e)
174 (Option 2) I, Buyer will deliver the report(s) fo Seller within the lime given for inspection.
175 J.. Seller will, within __.~ DAYS of receiving the repon(s), inform Buyer in wTiting ofSel]er's choice to:
176 (J) Make repairs before set!!emellt so th'-lllhe remaining COSI to rep<lir conditiuns contained in the report(s)
177 is less than or equal 10 the amount specified in paragraph 8 (C) (Option 2) 1.
178 (2) Credit Buyer at settlement for tbe Jjfference between the estimated Ct)st of repairing the conditions
179 cor.lained in the repor1(s) and the amount specified in paragraph 8 (C) (Option 2) 1. This optiofllllust be
I ~O accept3ble to the mortgage lender, if any. .
I :~ J (3) Not make repairs and not cn:dit Buyer aL setllemcnt for any costs 10 repair conditions contained in the
18~ rcpoI1(s). .
183 b. If Seller chooses to make repairs or credit Buyer at settlement as specified in paragraph 8 (C) (Option 2) 2,
184 Buyer will accept the Property and agree to th~ RELEASE set forth in paragraph 25 .of this Agreement. .
185 c. If S~l1cr chooses not to make repairs and not to credit Buyer at settlement, or it" Seller fail); to doose ;my
186 opliou within the time given, Buyer will, within 5 DA YS: .
187 (1) Accept the Property with the informCltion stilted in the repor1(s) and agree to the RELEASE se( forth in
188 paragraph 25 of this Agreement, OR
189 (2) Tcnninak Ihis Agreement in writing by notice \0 SdJer, in which CilSC all deposit monies paid on
190 account of purchase prict:: will be returned promptly to Dllyer and this Agreement will. be VOID.
191 9. WOOD I"iFESTATlON I?'SPECTION CONTl"iCENCY (1-02)
19)~~' W ~lYEO. Bu!cr understands tllat BU7er hGS the ?~'):il)n, 10 re~ues: that the ProperlY be in~pe:ted fa: wo~d infestation, by a~
19~ certIfIed Pest Control Operator. BUYER WAIVES aIls OPl [Oi\i and agrees to the RELEASE set forth In paragraph 25 ot
194 this Agreement.
195 ~. ELECTED" 0< ~r'"r~" "l''''":J. '. .
]96 (A) \Vuhm ._.___~~ DAYS (lJ days lfnot 5peclfied) of tbe ex.ecutlOn of thIS Agreement, Buyer, at Buyer's expense, will
197 obtain a written "WooJ-Deslroyillg IIlS!:Cl Infestation Inspection R~por1" ti.om a certiiied Pc:st Control Operrltor anti will
19B deliver it and all supporting doctlmenls and drawings provided by the Pc~[ Control Operator to Selke The report is to be
199 made satisfactnry 10 and in compliance with applil:abk laws, mort:::tge lenders, and/or FcLleral Insuring and Guaranlt::t:ing
200 Agency requirements, jf any. The inspection will include ail rCJrlily visible Clnd accessible areas of all structures on the:
201 Pru1J1;IlY ell.i:cpt the following stl'JCtures, which willl1O! be inspected:
202
203
204
205
206
207
(B)
If the inspection reveals cvidenc~ of Olclivc: infestat:on(s), Seller agrees, at Sc:11cr'g c:<peliSC and before setllemcot, to :rcat for
active infcstatiun(s), in accordance with applicable laws
If the inspection rC\ie3ls dLlmage from activl;: inle,station(s) or preViDl1S infestation(s), Buyer, at Buyer's expense, has the uplion
to obtain a wrincn report by a prufessior.al contractor, home inspection service, or s!rllchual engineer that is limited 10
structural damage to the Property caused by wooJ-de~[ru:ying org..llllStll:> timJ ~ pruposal 10 repair I'he dam<lge. Buyer will
(C)
PREPA~ED BY AGEIH: Phyllis Bender, A,soc;oto B(o~er
A/S.2;( - S!3rd;:lIu Agrr:,-,mcnt Fur T~1a Sale Ct Raal EHlalll. 0110Z. P<;nnsyiv:tni<l .l\SSOdJllofl 01 REAL TORS@
COPYRIGHT PEr'INSYlVA~ItA ASSOCIATION OF REALTCRSJl2IJ02
Re",FAsr~~~\f15.~""~",, 15. So"wm Reg""", '0. ",,"" B. S""y. REi"'\)( "oolly Agee'y. Ice
BlJyer(5)1[1111~ls .J '_
P<lge 4 of20
Seller(s.) Inil'C1ls 2d..
0-
,." '\ '" <-en; ~ u,. J -,,,,,,
I','U~I-O'JO""I'II I..UII'IOI'\rll
t j iU-'b ~ j-4 ~b i
I-LIJ r' OUbiUi:1
, ."
[-J<.I
208
1.1:9
210
2i i
212
213
214
215
216
21'
2iS
219
220
221
222
213
224
225 10.
226
227
228
229
230
231
232
23J
234
235
236
237
238
239
240
241
242
2.13
244
245
246
247
243
2'+9
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
2()5
266
267
deliver the stmcturCll Gamage report anJ cl1r.e.:ti'ie propo'.';J.l to Sdkr wi!~in _-.1__ DAYS 0f celi',"cring thl:origi[]Jl
inspec:til'll n:pl'n.
(D) \Vithif1 5 DA YS ofrecei'fing the structural d,1m~ge report i?r:d corrective ?wpos;11, Seller w:ll advise Buyen,-,'helner
SeHer will rcp.lir, at Sc:ller's expense and before settlement, ~my structural dM,lJge from ,~c~i\"e or pr~v\::)l:s inles(J.tic~(s).
(E) If Seller chooses to rep3.ir structural damage r::veuled by the reper!, Buyer agree::; to accept the Property [1::; ;-~p,llrcd JI:d Jgrees
to the R~LEASc see fl}nh in parJgraph 25 of thl~ Agreement.
(f) If Seller chooses not to rcp()~r stn.lCtllr31 d3mage rev~:lled by the report ur fails (I) respond within tile lime given, Bl:yer,
wirhin 5 DA YS, iAliil notify Sdl~r in 'Nr1ttng of B:..ljCr'S c~oice to;
1. Acc::::Jr the Prcp~r:/ with. L.~~ defcc~s r~\'eJ.!:::d '-:Jy rhe in~pection, wit:lout abatemenr ufpri.;e, and ag,.ree to the R~Lt:,\SE
s~t to'r::h in paog;Jph 15 of this Agrc~:;"ent, OR
l-.fake {h~ repairs before settlement, if ,ec;uirc:d by the r:lOrtgJg~ L:ndcr, if Jny, ~l Buyer'"j e:(pcnse Jna \'.'i6 SeL~r's
pernussioll. w~ich \\i'ill not be unreJso~ab;y wiihhcJd, in which case Buyer aCctp15 the Propcrt:1 and agre~s 10 the
RELE/\SE set fonh in p;u-o.gnph 25 of this Agreement. IfSellcr denies. Buy~r pCl11ijsion to l11alt:: the t'::l'airs. Buyer
may, within 5 DAYS of S.:ller's denial, terminate this Agreement in writing, in wh:ch C:lS~ aE deposit
monies paid on accOlml ofpurchJse price will be relumen promptly to Buyer and lhis Agrccm~nl will be VOlD, OR
Terminate this Agreement, in which case all deposit monies paid on account of ~url,;hil.'ie price will be returned
promptly to Buyer and this Agreement \viH be YOlO.
RESIDENTIAL LEAn-BASED PAINT HAZARD REDLCnON ACT NOTICE l<EQLlRli.J) FOR PROPERTIES
BUlLT BEFORE 1978 (1-02)
I3J NOT APPLICABLE
o APPLICABLE
(A) Seller represents that Seller has no knowledge concerning the pre$er.ce of lead-bJsed paint and/or lead-based paint
hazards in or about the Propeny, unless checked below.
o Seller has knowledge of the presence of lead-based p8int and/or lead-based paint hazards in or about the Property.
(Provide the basis. for determining Ihal 1ead-h<l~ed paint and/or halim.!s e;-;.isl, the loc<l{ion{s), the condition of tht:
p<:linled smfaces, and other available infof11l<lrion conc~rning S~llcr's knowledge of the presence of lead-based paint
and/or Ie 3d-based paint hazards.)
,
3.
(B) Records/Reporls: Seller has no reports Dr records pertaining to lead-based paint alld/or lead-based paint ha..cards in or
about the Property, unless check~d hdow.
o Seller has provided Buycr with all available records and reports pertaining to It;~d.basr.rl paint alHVor ICJd-bascd paint
h.lzards in or about the Property. (List doculIlt'llts)
-----.---
(C) lluy.cr's Axkn()wlcdgmcllt: Buyer has rCL:cived Ihe pamphlet PrufCC! Your Filmily from Lead in YUlIr Home and h~s read
lhe Lead Waming Statement conlained in tbis Agreement (See Environmental Notices). Buyer has n:vjewell Seller's
Jiscfosure of known lead-based paint and/or lcad-b<lseJ point hawrds, as identified in paragrnph lO(A) and has. received the
records ami reports pert3ining to lead.based paint and/or lead-based paint hazards identi fied in paragruph IO(il):
lluyer's Iultiah _,_~ Dilte
(0) RISK ASSESS:\tENT/l'lSPECTIOi'/: Buyer acknowledges that before Buyer is obligated to buy a residential dwelling
built before 1978, Buyer has __-..!.L__ DAYS to conduct a risk assessment or inspection of lhe ProperlY for the
presence of le<ld-.b<lsed patnt amI/or lead-based pJint haLards.
o WAIVED. Buyer understands that Buyer has the right to conduct a risk assessment or inspection of tbe Property to
determine the prec;cnce ofJead-03sed paint al'ldJor kad-based Pdint ha2ards. BUYER WA1VES TI-iJ.S RIGHT ,l11d agrees \0
the RELE.A.SE set forth in paragruph 25 of this Agrcemenr.
o ELECTED
1, Buy.:r. at Buyer's expense, chome", to obtain a risk assessment <lnd1or inspcclion of the Propeny for lead-based paint
ancV()r lead-bilscd paint hazards, The ri:;k assessment 3ndJor inspection will be completed within to DA YS
of the execution of this Agreement. -~
2. Within the time set forth above for obtaini.ng lhe ri'ik ll'iscssment and/or im.pecfjon of the Property for
lcaLJ-bllsed paint lmdJor lead-based paint hazard'i, llilyer may deliver tu Seller a written lisl of the spccitic
hazardous conditions cited in the report and those corn:ctions request.:d by Buyer, along with a copy of the risk
nssessmE:ot and/or inspection rep0l1.
J. Seller may, within _--.2__. DAYS ofn:ceiving tht: list and report(s), submit a written corrective proposal \0 Buyer.
The corrective proposal will include, bUI not be limited \0, the name of the remedi,ltion company and a projected
completilJI~ datr: for corrective mC3.surcs. Seller will provide certlfic~tion from a risk assessor or inspector that
carr~ctiYe mCJsures have been siltJsfilctorily completed on or bcfol'1': the projcclc:d completion date.
4. Upon receiving the com:ctive proposal, Buyer, within 5 DA YS, will:
u. Accept rhe cO:Tcctiv.: proposal am.! the Pfopcrtyin writing, and agr.:c to lite RELEASE set furth in paragraph
25 of this Agreement, OR
b_ Terminate this Agreement in writing, in wl1ich c:Jse 311 deposit monies pillU on account of purchase price will
PREPARED BY AGENT: Phyllis Bender, ASSDCi<lto Srokaf
AlS-2K - Slll~d<lrd Agreell\f.Hlt Fo: TI:e S.J!e Cl Real E:;ld.la, 01iQ2. P~nr,s'/]\,Ia[llil Assudllt;on of REAL TGRS,l)
COPYRiGhT PENNSYLVANIA ASSOCIATION OF REALTORS.&12C02
R<.!<IlfA$TI1l. "'a~^Cf,)fC'l5, VdrsiCfI 5.15. Sof~Nare Registered ~o: Sle'len B S~ra'l, REI MAX Ro.<llly ,Ag'~I1~Y. Inc
t3uy~r(s)lnillal ' l) ~
\-
Page5of20
:S'''ler{SJ(n~.i(I,\.. __,___._
QIY '"f
z,~a \;-t .ct'llm.:d pt;;Hfii,M'j16 i.::l'~;J<;r ~J !his A:'\'H":~.:T'a ~ll'~ VCID.
~6!.' 3. ~:fh..,.,,;Jd B~jia t'nil to J<itJ~t ill "'-'r!a..1.J l:on',u:I1'~" iWGP<ij~..i wHblll lol'! l:il~ IlH 1.vr<:i.t In pU~:rll'h IC(T:i)3 /l(tlli9
170 ....i?{~5....,c"", Bu~,~, 'liJ1ri\ci\ j VAY5. ''''Ii};
111 . AC(lfPt tN::. r,'""Q~cr:Yln ',tlt:r:I1,.;U\ll ~1P<'(::o:.he RELEASE~, n:nh lnp;u";igraph 15 of:J'lY .",n'::r~.;."tt, CR
272 b. T:a)'lIll'I(O:g Uu:.+ A,;veUtlc-lll Ii: 1.Io'7ft~"i:1- in wlil.:h C~ 'ill dq~ fiwaj."g ?\O,,:i ~ IO;:'-Jc~l at f\..:i\;.i'l~ p'i~
27) '...ill b.;". j;,t\Jf1:wj prcmptly t(} BuyiW ud i}lU AA!'el!l1\Cll ....il~ 'cu VOID.
27~ 6 ::J.u,}5i"1 iDJlat'1 to &:il.!::i'du .i'.1:f ol Buji\H"1 J'pUoitl'i l'ihbill lh.il jjilH: lle.oi1'il ~~~ii1d 10 tt!ii fJ:~~"'~it\'ilf;\r. ",I'll
::73 -iI.)W't:h;ii'l.0l4 WAIV'"l1Ii ul d;il.l.(~(j~,"",;ry,u;.j &:<t?t' ICt~llh Hi;:: ?;'}V'I'iW iUld !Illun to tla~ Ft.iL2A.l.... ~l fc;'d~
2';\5. I!I). t"~g'~~ ~ >)( ihMr rlF.i..i:i\laI.
2ri (i) C~1("fu:.Yl.oJl.: By 'Jf:;n~ (hii' .-\a.ro>iJm.ml, BLol'ct .r:.d 'klle: arrii)' tl1"K~urjhi c( :tld.. i't3p\'lCIIV'1 JI:;'Ul.rl<'a11il, to ~hc: bi:iil or
27$ (l'..dr I(J:nT~llc:d,re,
:n~ 11. ti7.....l'US Or RAtlON (1-01)
280 (A) 5dlOjr iiiJtI"h"itii d~~t S-:l~{jl" \\h l\O h'nowldte ccnccr.l.il"\Q lh~ jltc~~~i <)( ~lllJ(n~e ('If tab Ul'Iluu ehccu:l. t:,.dow
231 0 1 !tJlt:r nAAI bowJedB~ 111i( 11\01 PJ'o~rt)' WI' le,)lI:d vn rhi' ,tr/l.,t, &}' rlh' hlcl~od~ (~.j: ,dl~IOOlllI DiU'li:Jtar, i1lphill tuct.
:2i2 G'tt.), ind l\':th {be r<a\J}ifi ",f~lI u.u IMl.::.,~d bele-w:
ZS) DATE T'lYf. Of rEST }l.'i:51;Ll"3 (~Ii>()(.urie7liISl' Of 7J11(!JJn, l~~IJ)
Ii><
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291
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294
193
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3~21, a. JlcceplthIilPt'"<l~YI11 INulin, InJdtoir'~~l) till: RElBA9f BG41 flirll'1 in p.Rro:f'l':I.i'h J3 of1hl~ Aj:t'CrI\<:t1I, OR
.1 ~, b. Scl.IRllt iii. W'fiu.::n. cone-..:hv\:_ ViGJ.'O~lIl to 3~1l;n, rIle CDfYe:l\lve.plopOS'aI wllllnclU(~. bllt nol be lirnlh:d WI tt\.ill ,ul'd:D lY."
) k j1-:: Cl:!nhll'd 74fct~ilI!:Jtl Cl);'\ilf-&nY: prlYV':~G'rlj. fl'if Ji'll'IjOltl'lt. jl1c~..I.;e~~; "00 _ projecHM tompl.:ticm d.-t~ (or
m~ .prw(TecllVl-m~uru.S'lltk;;;r\,\'llly-aY~l':lit"Hml)trl.C'f1 ~~~}b~~'W"~ me Xo\>>l (,O" "f rt:m~i,i\I<..i1l\ A/"1
5\ ~ - ' f'llwm., \Aohi<l'h ""ill b~ tJ:>mple1-d tly S('O)m..V1I:.
32 . (I) Ii ibe 1.0~ Wli-t o~\"c:.-nedi.n{on !.lnd :etdt? EX.CEt DS 1~1lI :,IW\Ull ~dfkd, m flRf.li1.1pf\ 1 \ (Il) fC'frlio", 2) 3, 5..lj<<
317 wHl, W\tr.li'l _n_,_L_ Dr.)"S cl ~CZ:I?1 Cl l!ul celt of1;;rr.~\liJ{1[)n, ;:a::llr'j 8.U',I\,:;7 \1\ Wfl1lill or S..U~'il ::'tl.UO<: In:
"'rH!i-'A:..eo dV AGi!~n:i"lllilJi.1 i~n'.~...., ..~~o..."'.... "'v~~r
,1JS.~,,< !!u."<1.....,, A.,)''''~'''.ll'1l F"r"~. :t~o.~.., "\Io!.11lf, tllhlJ_ P~"'.t~I.,.a".~ "511."":...1(0,,.,.; rl.;;::Al..l0-l'ill;b
CO'I'(I'~lGr{f "'b~t'I:i'(LVM1A Aalioo~r;a' Q'" i'l~.lJ..TOi'l1W> :<1102
tl,...Iif',-o:j;T6> 5E~~' ,~r;. '/"'l~n~ 1... ;:,:"'to<....... "l~'"I<JNidW :J'",,~', 61, .jP~V R~I~.l..v: /"lJ<JI"V "'g",r,cil1r'(,
!j"",-'lu k'"t.;1$-.. 0:1..___
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1'[ , :l , ~IJ I! ~~; '''l( I
o
COPl'ES Ot ^LL AVAILABLB 'T6ST RJ;:?CRT9 'wilt be dellven'd 10 1tUYilf w\l"f, tlli.. A~:r-.el'll_ .9i:UElt DOES
N01 W,<"-'U.."T ElmER T~ ME11l0ng OR lli"ULT~ OF TlIE 11;3,5.
2. Si1llll'r i1ail tmowllil~i.J thitllhe Pr('p(irty lJDdarl,l,'I~2ii T'udon wJlJqic.n mClljU~9 on 'he dQU(1) &"d by the l'l'1dhod(~)
i:.ldiL:~~'tRIO'\,lr
DATE
llAOClN REJUCllON METHOD
(Zl) lLU'.cS IN'$rtCT1C~ CON1TNGZNC'ii
o W AJVi:D. Bll}feJ' undm~m1dl1 thai ~u.ycr ha.5 1l1e 6p1ioo 10 f!qu~!iI11~fll Ihi: Prop;:)ny be i.uplXled fOr rarlnn tv iI ::::mi f'iad
inlo"PKwrJ (C03il t'1\li't\M\fflwul 'NMi,c<::.4: R,;l'ioo), BUYER Wi\.IVE3 THJ3 ornm-J (111.1 llfJ'r0l"J 10 lb,.::: REl2ASF. ~d forth
in ~~.'Ph 2S ~r {lib AarU~IL
IE} ~lJ!Cl"'""ED. 3,~yOJ". :II B\1yt:r', iClycna"" b.ll. the oplio.u 10 cblO1lm, f/orn Ii ffi1ifil't in9"fll:lct.OY, . 12Jon lell or the Pr""p;;\-1.y, ll'iHl
..",ill d.;:;llv~;II copy of lh@t.i;dl NlfKil'i UI St!llw whbn p;r:t'Ji~ t>-ll' jO-at DAYS (15 &}r~ lli'let ;pecill(';lj) c:If i1-1e ;:ue-.;ulk.:; <':If
thll Aqe.en'f.et1L (S-a:,) '6"nvirOOl'i101:HlO.\ Ni<21;':ijl' 'R~\ll)
], H tlt<e lelll r~por1 ~vMlI~ lM.O p~~.\i I.l{ I~ oelow 0.02 wc<iki.... \-;:;veh (4 j)J~IeVJiW). B<iYfU rs:.ct11U Ib<l
Pro';l~ .uid :ag.-':e1 [D rhe U'LEAS~.lle1 rol"l!ll.n P~'!lB,..ph:1.1 ~lhl..AiY~em.m(.
1. 'Jf m<i'l 'ti:l~ N?or~ rcvelOlsll1z prfi>el1Ce Q( ranGft Iiol c.r iill:i3e~{t'.g 002 I,vftlk..ing lcvelQ l,j iljoo-aJll(l1JI!I~), lhJ~'\l"[ ....In.
wlthJn f DA Y"i of rcceipl o{th"l 'I,!~t r:nulu:
o ~jlo~l . . .
g, Atc-t'p( me Proputy i~ WTi1)llll iin..d "'"BI'$€l <0 the 'R1'!:l:E ASE Hl ronh in PE!.i"lltllptl 2J Dr j)ljQ Aa-reaMe?lI, OR
'&. -r.,nn~te lhi" A~'E;:.(:Ill9ilt m wrlllng, in w}Jkh C~0e sJl. l1epo,1t rvOtlu::1l p:.id on III:C.O"\'\I c>I 1l1t{(::!oiol\;" pr-lc~ '-I,m be
TCIl~njwi ~Vl)Y 10 Bq..... IiOiJ 1~li1 ^FttlYlI,:m wii.l ~ VOiD. Oft. .
Sl;1)miz iii '.vv~I.M, c"n~~thc pN)pO~ to Selll;1. ThiJ cor~~liw pr"Py'~l '.viii lo,tlllJde, but 1lOo1 be ljmll~J 10, lhe nBfi1e
of the t:\ill",f'\~1'1 Wt18~\1Cii C'GOlp.AJ\)I: PllWlt.;CTIili fur 9i1}fi~.I. lJ).clddlr~. NI../Il1l_; trod fl ?'loJt::r:h:d comp:'""ian dltA.a (or
c.nlrt&llW~?>t'j.
(l)Wlthi1l "~ _ O"YSo(r-tcdWnu~e~"'ttp1CfUlI~.S.;lIM\IlI~JI:
V.) A,jift" 10 tile ~GrnUI of 11, COn'a{::j~c pro~111lt wt-llliljIJ. III whlth C-Ut' Hilyer '!l:CCp:'J-UlC Pr~ llt1d "&l'",""
10 !~W 1tELEA1E tei: 'lordt in JUH~"t1l"h 'J~ of li.\b A~'ill:''nt, OR
(b) NN <'ilf.e.t U) tht Iei'm' of 11\;.>; COfH:Cltvc IJropClAl.
(l)ShQ1ll~ 9i.,llill" nol aaroit I.) I/lC r~TmS 1)( the (;ll1TIJclivll jllPlpol1ll.J ar If S~ll.';r filii'll O;n fu~d .....iitlU IUt iWl.elllV2~,
1ih~JI," will, 'lW1thln _----1-_ DAYS, den 10:
(a) A~ctlpl ,hlt P~iper:yln writing md 3tyeo II) fhtl RELrASE ,\.Ill (lll1"- In PUll;!'.?" H (;( ,IIU !I.{;:fe~'4~r.t. OR
(b) T,.,m.ll'Ii<llo mJil ~re~l?lalllrr Uin!h,. ul wluch omf 19J1 d~P'('jl;' fl'Ionl?1l p.ld on tlf:t:'flt\lit Of/ThlHh,H~ vtlc~ w:ill
llOl rin\.:rr.~d. j1'\"/)'iilp,ly 10 ~\.;Y'a lllQd rhi~ Agreuml'lll wd: b~ Vom
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338 12.
339
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341
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343
344
345
346
347
348
349
350
351
352
353
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356
357
358
359
360
361
362
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3G4
365
366
3G7
368
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371 13.
372
373
374
375
376
377
378
379
380
381
382
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rriUM-OUD\.i\ I I.VMrfl..,'11
tJZU-b'.U-4~bl
1-2\3 P UlJBl021
f.J:I
(a) Pay for [he tolal cost uf rerncdi<.llion and retl::sts, ill. which use Buyer accepts Ihe Property and 3gr~es to th~
RELEASE St:t Corth in p>lragro.ph 25 oflhis Agreement. OR
(b) Contribute !0w3rd the: total cmt of rem~di;]tlon and relcsts only the <ln1ount sr~cilit:d in p:lT.Jgr.l:Jh ll(B;
(Option 2) b.
(2) If Seller chooses not [0 pay for the IOtal cost of remedi;]tio!l 3;}c! feteS!S, or if Sel~e~ flliJs to choose dtblT option
v'lithin tbe rime given, Buyer will, within ___---.-J_ Dr\. YS, notify Seller ir. V,T:li;lg ofBuy~r's ci1eicc :J:
(a) Pay the difference between Seller's conlribl.l110n to rcm~diJ.ticn 3..'ln re!csls ::l.::d ,he ecru<ll cost lh~roi, in which
C3.se Buyer accepts tht: Property and agrees co the RELEA.SE set forth in p<.!:agla!Jh 25 (~f t:li~ Agrec.':1C:1L OR
(b) Terrnina:e th:s Agn:e:r.ent, in which C3.se all ce~csit monies pad on :lcCQunt of purchase pric: wi:l be
rc:umed prompily to Blly~r ar.J this AgTC:C:r.1~r:t wll! b:~ VOID.
STATeS OF WATER (1-02)
(A) S.dlcf rcprcse:1(s thot the Property is 5c....,cd by:
o Public Wi.1t~r
DOn-site WJ(cr
9 CommunilyWatcr
o :None
o
(B) WATER SERVICE DlSPECTlON CONTINGENCY
rs: WAD/ED. Buyer ackllowledges that Buyer has the option to request an inspection of the Wilter service for the Property.
I3lJYER WAI\.TES TIUS OPTION and agrees to tht.: RELEASE set forth in paragraph 25 oflhis Agreement.
o ELECfE])
L Buyer has the option, within ~_ DAYS (l5 days if not specified) of the execution of this Agreement and
at Buyer's expense, to deliver 10 Seller a wriLten inspection report by a quali.fied, professional W;Jter testing company
of th~ quallty (llJdJor quaJltity of the water serVIce.
Seller agrees to locate and provide 3ccess to the on-.~i[c (or individual) water syskm, if applicable, at Seller's expense,
if requi,-ed by the inspection company. S~lIcr also agrees 10 restore !he Property, at Seller's e.xpcmc, prior to sdtlement.
If the report reveals that the water service docs not meet the minimum standards of any applic;]ble gowrrllTIcl11al
authorily and/or fails to satisfy the requirements for quality anc!Jor quantity set by the mongage lender, if any. then
Seller will. within _ 7 DAYS of receipt of l.he rcpcrt, notify Buyer in wrlling of Sdlc:r's cboiee to:
3. Upgrade the water service to the minimum acceptable levels, bdore senJemenl, in which C'-lS~ Buyer <lcccpts the-
PropeJty ami agrec:s to the RELEASE set forth in pafCl:graph 25 or this Agreement, OR
b. Not upgrade the warer service.
[[Seller choo~es not lo upgrad!: the service to minimum <lcccptablc levels; or fails to respond witllin the time givcD,
Buyer will. within __.__~ DAYS, either:
_ a. Accept the Property and tIle water service and, if required by lhe m011gJge lender, if any, and/or any
govemm~nl<ll authority, upgrade the water servic~ before seHJemcnt or within {.he time relluired by the 1TI0I1gilge-
lender, if any, and/or any guvernmental aurhority, .3t Bllyer's expense and with Seller's pc:nnis!lion, which will
no! be unreasonably withheld, and agree to We RELEA~E set forth in paragraph 25 of this Agreement. If Sdlcr
denies Buyer permission to upgrade the water service, Buyer may, within _ 5 DAYS of Seller's
denial, tcnninJ.te this Agreement in writing. If Buyer tt~rminales this Agrecement, ,111 ut.:posit monies paid on
account afpun::hase price will be returned promptly to Buyer a.nd tbi~ Agn.:ement will be VOID, OR
Tenninalc this Agreement in writing, in which case all deposit mOllics paid on accounl of purchJ~e price will
be returned promptly to Buyer and this Agrecment will be VOID.
STATUS OF SEWEn (1-02)
(A) Seller represents thaI the Property is scrv~J by:
C8J Public Sewer
o Individual On-lot Sewage Disposal Syslt:m (See Sewage Notice: 1)
o Individ\Jal On-lot Sewage Disposal System in Proximity to Well (See Sewage l':oliec 1; sc~ Sewage Nlltice 4, if
applicable)
Comnnmity Sewage Disposal Syskm
Ten-acre Permit Exemption (See Sewage Notice 2)
Holding Tank (See Sewage Notice 3)
[\.;one (See Sewage Notice 1)
None AV:1ilablelPermil Limitations in Effect (See Sewage Notice 5)
..
3.
4.
b
!:J
o
o
[J
D
o
(ll) INDIVIDUAL ON.LOT SEWAGE DISPOSAL L'iSPECnON CONTll'iGENCY
rzJ \VAlVED. Buyer acknowledges th;lt Buyer has Illl': option to request an individual on~IDI sewage disposal inspection of the
Propc.r1y. BUYER \VAIVES TI-lIS OPTlON and <lgrees to Ihe RELEASE set furth in puagrnph 25 of this Agreement.
[] HECEEIJ
PREPAR~D BY AGENT; Phyllis Btnd~r, AssocIate Broker
AJS-2K. Smndard Auru~t11ont Fur Tho S:lIB Of Real cr.wte, 0';02. Pennsy\'lania Associ<lliol1 ()f REAL "'OR::>~
COPYRIGhT PENI>JSYLVA:\lIA ASSOCIJ\TION or R~ALTORS':W2D02
ReaIF,4.r,nll S~Na ,:;"~oe5". 'I\:::5Ilill 6.1!). Sclt'.',;=Jn, Rli'lI!".19r.)d to: Slcv'ln a. Spray, RE..r...IAX Relait, Agercy. Inc
lJUY8r(s)lflltia.l. __._~_
,
P3g0 1 of 20
S81Ie'(SII'~-'t'__
<-?~-Ilj ,UUJ U( :3IAM
F~OM-8G8CA; COMPANY
+32D-593-,\96;
1-118 P OD9/021
HZI
337
338
3R9
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391
J92
393
39+
395
396
397
393
399
400
40]
402
403
404
405
406
407
403
409
410
411
412
413
414
415
4]6
417
418
419
420
421
422
423
424
425 14.
426
427
428
429
430
4Jl
432
4]]
434
435
436
437
43&
419
440
441
442
443
444
445
1.
~f :he eXl:cution of thiJ Agreer..ent ar:J
t~uJlif:ed. professional :o'>pec:,:r of th:
Buyer has th~ oplion, \vitbin D.-\ YS (15 dJ'/s if not srecif:ed)
at Buyer's e:(pen::;c, to deli\!er 10 St::]kr a wrin.:n' inspe;tion report by a
individual on-lor SC~V,1g<; dispcsal syst::::TI.
Seller, at Seller's e,'(pens~, agrees, if aJ1d JS requircc. by the inspc:::tion comp::lOY, to !OC:llt, provide Jcces5' to, 2:ld ~n~pty
the individual on-lot s::wage disposal s)':l1em. ScHcr also agrees to ::-:::S!Dre lhe P;cpc;y, at Sdkr's expl:r.st:', priur 10
settk:nc~t.
If the report r~'.'c3Is d~f.:cIS that do :1Ot re'1'Jir~ expansion or rcp!acCr.1enl of the existing sewage tlispoSJJ syst~:n, Sdlcr
wi 11, wlthin ___~ D.-\. YS uf r<::;~~ip[ of the T:::pOr:, notif/ BUJ'ef in ..,,:i::ng of Sei:cr':. chl1ic~ ;0:
..I COf;e:;r lbe deteclS befcr~ sc:uemer;;, ;nl..::uJing rc~cs!s, at S\.'llcr's expe:l';c. in '.vhich (;lse Buyer accpts tl;c
P,cpeny ar;d agrees to lh~ RELEASE se~ (orti\ in pafJgrJ.ph 15 of tbj3 Agre-:me:lt, OR
b. Not correct the dcfe:;ts.
If Sc!1er cheoses not to cor-eet the ddects, Dr if Seller fails to respond within the time given, Bt..:yer will, 'Nill:in
5 DA YS. eilk,.:
i.\ccept the Propcny and the syst=m and, if required by the mor.ga!;t= lender, if ,my, andJof any governmo::nt<ll
authority, correct tilt defects before sc!tlt:rnent or within the time required by the mortgage lender, if any,
anJ/or any gavem:nentnl authority, at Buyer's sole exp~nse and with Seller's permission, which will lIot be
unreasonably withheld, and ilgree to the RELEASE set forlh in pan graph 25 of this Agreement. If Seller
denies Buyer permission to correct the defer.::ls, Buyer milY, within 5 DA YS of SelleI'3 denial,
terminate this Agreement in w!"iting, in which case all deposit monies paid on account of purchase Plice will
be returned promptly to Buyer nnd this Agreement will be VOID, OR
TerminJtc this Agreement in writing, in which ca:::e all deposit lOl)nies p<lid on account of purchase price will
be rehJnlcd promptly to Buyer anD tbis Agreement will be VOID.
If the rep0l1 reveals the need to expand or replace the existing individual Cln-lm sewage disposal system, Seller may,
withlll 25 _ DAYS of receipt of the report, submit a corrective proposal to Buyer. The corrective proposal
will include, but-not be limited to, the n'lm:= of the: remediation company; provisions for payment, including retests;
and a projected completion date for correc!ive measures. Within 5 DA VS of receiving Sdler's corrective
proposals, {)f if no COl-rective proposal is rCl~dved within the time given, Buyer wilL
3_ Agree to the temlS of the corrective proposal, if any, in \vriting, in which case Buyer nccept5 the Property and
agrees to the RELEASE seT forth in paragraph 25 ofthi5 Agreement, OR
Accepl th~ Property :.md the system and, if required by the mortgage lender, if allY, and/or ar.y governmental
authorit'J, concel the defects berore settlement or within the time required by the Illort,!pge iendcr, if any,
ami/or any govemlllt:lltal authority, at Buyer's sole ex.pense and with Seller's permission, which will not be
unn:asonab[y withheld, and agree to the RELEASE set rorth in paragraph 25 of lhi" Agreement. If Seller
dc-nics Buyer pemlission to correct the defects, Buyer may, wiL~in _.____L_.~_ DAYS of Seller's denial,
terminate this Agreement in writing, in which case i211 deposit monies paid on 'lCCOUlH of purchase price will be
rt:hlmcd promptly to Duyer and this Agreement will be: VOID, OR .
Terminate this Agreement in wriling, in which case all deposit monies paid on accounl of purchase price will
be rctumed promptly to Buyer and this Agreement will be VOID.
NOTICES, ASSESS:YrKNTS & CERTIFICATES OF OCCUPANCY (1-02)
(A) Seller represents, as of Seller's exe~u!ion of lhis Agn:emenl, lhal no public improvement, condominium or homeowner
association assessments have been made: <lgainsllhe Property which remain unpaid and lhat 110 notice by any government or
public authority has been served upon Seller or anyone on Seller's behalf, including notices relating to violLltions of zoning,
housing, building, safely or fire onlinances which remain uncorfcclcd, and that Seller knows of no condition that would
constihlte violation of any such ordin~mccs which remains uncorrected, unless mllerwise specdied llcre:
2
3
4.
a.
b.
5.
b.
c.
(B) Seller know::; of no other potential notices (including violations) and a~::;t:s-:;ments except as rnl1mvs:
(C) In tb~ eVl:;llt any nmices (including violatiuns) and assessments an~ rcc:~ivcd after executiDn of Ihis Agrcemenl and he fore
SCltlcruent, Seller will notify Buyer in writing, within 5 DAYS oireceiving the noticcorassessmcnI,that Sdlerwill:
L Comply with notices and asscssmelll~ at Seller's expense, in which case Buyer <lccepl.<: the Property and Agrees to the
~LEASE set forth in paragraph 2S of this Agreement, OR
2. Not comply with nOlices and asseSSl1H.."11ts at Seller's expense.
3. IfSdlcr chooses not to comply with notices and asscs.<:mcnt5, or [ails within the time given to notify Buyer if Seller
will comply, Buyer will nOlify Seller within _--2_ DAYS III writing that Buyer will either:
<t. Comply with the notices and aSSCSSlll~nts Lit Duyer's expensr: ~mllgret: to lht= RELEASE sd forth in paragraph
25 of Ihis AgrcemCJ11, OR
b. T crmiilalc thig Agreement, in which case all deposil lnullies paid nn account of purchast: price will be relurlH,:d
promptly 10 Buyer and this Agreement will be VOID.
If Duyer fails to notify Seller within the time given, Bl1y~r accepls tile Property anll agrees to the
PREPARED BY AGENT: Phyllls BeJ1der, A$!ioclato Brokllf
NS-2K - Sla'llJard "grcemenl For Th~ Sale Of ReJI Esl<lte, 01/02. P<lnnsytvafli;J Asscc'allon of ,"'<EAL TORS'.ll
cap'-IRIGHT PENN5vL VANIA ASSOCIA nON OF RE/\l TORS,j!2002
ReaIFA$T@S ...a I~ 05. Ver3,on 6.1.5. SrJflwllrd ,Quqi9tered to: Sle"en EI. SlJray. REiltr......'< Real!v AgenCf. 111C.
Buyer(~) Inlllals
P<lgG" 0'20
S81Iel(S)1(\@?!;./_~
Ar'~<-:ij-LUU:. UI :'j~A~l
.-116
..\-1"7
.1;3
4cl9
'>50
-t 5 ~
45::'.
453
"\')..f
455
456
-L57
458
459
~W
<-1-61
462
463 15.
464
465
'~6()
.Hi7
468
.:J1i9
4i'O
471
472
473
'174
475
47(i
477
478
479
4RO
4BI
4L1216.
433
484
4R5
486
487
4gg
489
490
49]
492
493
494 17.
495
496
497
<li)g
499
500
501
S02
503
504
505
f:~L'I-60BCAT C[lMPArlY
t3Z~-593-4S61
T-2i 3 P 011J/021
f-,J
RELEASE set forth in paragraph 25 of this A~rcemcnt.
(D) B'.:~;er is :.Jthisl.;:d th;:n access to a public ruad miiy reqUire i~st.:nnc2 of:.J highw:lY oCCllpanCj' per.nit fmrt1 th~ Dc!~'m:!:'e!~t of
Trart5!)IJrtJlioIJ.
(E) If reqL:ifed by taw, within ~___ll_n~ DAYS 0: th~ CXCl:UtiOL1 0 r r!lis _'\gn:'emer:t Sdh.:r ".....i:l oreer for dell'''~'IJ' [0 :.Llyc;.,
DO or before set~Je1l1<:I:t:
1. A certification frum the appropridte 111unicipal department or dcp::mn!cr;ts disclosing net ice of :lny uncorrected \,-'il)!3t;on
ofZlming. htJusi~lg, lJltilJwg, saCcty or fi;-e ordinances, AND/OR
2. A cenificat~ pc,milting QCClp3:~CY of the Property. In (he: even! rep2:rs/impL'ovC:r:1Cmj Jic reqlj:rcd for the :s'iwr:,:~ cf
\1;:: ct.:rtl11c31''=, Sdle~ wil!, with;:l _ 5 D,\ YS of S~\\~r'..., receipt cf the rCt~\jr.:mcms. n\lllfj Bu:,er of the
re'-luiren~enI5 :md whether Se;l~; \,.'jlllllake [he ~eq:;ir~d r~pJir5/ili1pro\/r:.-nlent$ at Sel:~,'j expt.:nsc:
I~' Seller choose') to mJk~ [ht:: required repairs/il1lpw'Jcm<.:nts. BU:i;:r :Jgr<.:es to acc~pl th~ Pro:1Lny JS rerairc:d :ll1d :J:~;e~s In
the REI_EASE set fo:!h in parJgnph 25 of this Agr~C,Tlc;11. If Seller dlUcses no( :0 m~KC: dIe ,e::;ulred rep<1ir.s1improvt':Ti;:-:w"
Bllyer will, within 5 DA YS, notify Sell;:;, in \Nritin~ or Buyer's choic~ t() terminate \hl~ Agr~;,:mellt OR n1Jk~ th:~
repairs/improvemc-n:" at Buyer's e:(pe:m.: and 'Aiith ScUds permissIon. whic:l 'Nil! not be unre:1suoJbly withheld. i:^ SelL::.
(knic5' Buyer permission tu make the requIred repairs or jf Selle! f:lils to respond within th~ lime gh:cn, Buyer JnilY,
within.. . 5 1)1\ YS, !l;:rminat;: this Agn::en;cnt in wri(:ng. il1 which cJ.sc all J~rMil lllooics p.'lid on ;JCCLlllOt of
pllrcha::;~-iJ~ict: wm be returned promptly to Duyn and this Agr~eIll.:r.t will be VO[D.
TlTLE, Sl'RVEYS, & COSTS (1-02)
(A) The Propeny is to be conveyed /Tee and clear of al! liens, encumbranceS', ilnd eClsemer::JS. EXCEPT/;-.JG HOWEVER the
following: e,xisting deed restrictions, historic prescrv::l!ion restrictions or ordir.anccs, building restrictions, ordinances,
casements of roads, easements visibk upon the grOlmd, easements of recorJ, pri'Jilcges or rights '1f publIc scrvic~ compaIlies,
if any; other.....ise the titlc to the above de'Ocribed real csl:\te will be good and markelable and sllch ill) will be insured by a
rcputJ.blc Tltlc: fnsurancc Company <It the regubr rales.
(H) Buyer will pny for the following: (I) Title search, tit!::: imurancc <HI,l:'OI- mechanics ti~n inSllr3l1Ce, or fee for nncdl:ttion
of same, if any; (~) Flood insur,tllce, tire illSl:ranCc with cxtended c:v/crage, llline subsidence insurance, and. fe~ for
cancellation of Silme, if any; (3) Appr:lis31 fees and chJrges paid in advance In mortgage lenJt':r, if .lilY: (.1) Duyer's
custom,lrv settlement costs and accru3ls.
(C) Any surv~y or St.;rveys which mllY be required by thc Title Insurance Comp,-my or lhe abS\raCling attorney for the prepal'dtiol1
of an :.Jdeqllille l.:gJ.! descriptiol1 of the Property (or the COITcclion (hl~re(~f) will be secllf~d and paid fur by SdJer, AllY
sllrvcy or Su....vcys ticsired by Buy<:r or required by the mortgage lendl..'r will be secured and p'-lid for by 8uyer.
(D) In the event Seller is unable to give a good ami markctr.lblc title and sl;ch JS will be insured by a replLtau1e Title Company
at the regular rates, as ~peciii<:d ill p3fagr:Jph 15(A), Buyt:;r will have the option of: (1) taking such title as Seller can give
WlTh no change to the pLlrclwse price; or (2) being repaid all monies [xlid by Buyer to Seller on ilcrollllt of Plll.chase price
ar:J being reimbursed by Sdkr flW any costs incurred by Buyer for ilny inspections or ccrtificati:.HL<: obwil1cd ZlccorJing to
the terms oftbc Agreement, and for those items specilled ill parllgraph t5(B) items (1), (2), (3) :lnd in paragnph 15(C), in
which case ther:: wili be no fimher liabililY or obligation' on either oflhe pdl1ies hereto and ibis Agreement will become VOID,
ZONI:'lG CLASSIFICATION (]-02)
failure oi thi:> Agreement to contain the zoning cl<;lssification (except in cases where the property {and each pilTcclthcreof, if
subdiv1dablc} is zoned ~oldy or primarily to permit single-family dwcllLngs) will rendt:r lhis Agr<;:~01cnt voidahle at the optioll
of the Buyer, and, if voided, any deposits lemJ..::rcd by tIlt.: Buyer will DC rclufIlcd to the Buye:. without any requirement far
cowl action.
Zoni1lg Classitication; ~~_ ._______ ____.__.__^_~~_____.__"'.__~__ ..._~__.._~~_~".. __ _~~_
D ELECTED. Within _---1;L___ DAYS of the execution of this AgrccrncI.t, Buyer will verify thlll the existing use of 11lc
PlOpt:ltyas _. __._ ~_____ is pcrmillcd.
In the event (he use is not permiltt.:u, Buyel. ",:iII, withi13 the liille given for vcrU1catioll. notify Seller in writing {hat the
existing use of thc Property is nu! pClnlitk.'d and lhis Agreenlent will be VOID, in which case- all deposil monies paid 011
account of purchuse price will be returned promptly to HIlyer. Duycw-'s failure to respoud within the time giveu will
constitute a \V ;\.rVER of Ibis contingency and all other terms of this Agn~ement rem~lin ill full force Hud crj~ct.
COAL NOTICE
'21 NOT APPUCABLE
o APPLICABLE
THIS DOCUvlENT MAY NOT SELL, CONVEY, TRANSFER, l1'CLlJDE OR INSURE TilE TinE TO Tlli' COAl. AND
RIGHTS OF SUPPORT UNDEIC'IEATH THE SURFACE LA0:D DESCRIBED OR REFERRED TO IIEHEIN AND THE
OWNER OR OW,<EIlS OF SUCH COAL MAY HAVE THE COMPLETE l.EGAL IlI(iIIT TO REMOVE AU"S'UCH COAL
AND IN T[JAT CONNECTI01', DAMAGE )"IAY RESULT TO THE SURFACE OF THE LAeJD AND AJ'>lY HOleSE,
RUIlDING OR OTHER STRUCTURE 0;-'; OR 1:"1 SUCH LA.J'JD. (This Ilotice is set forth in the manner provided in SI:ctiOIl 1
of thl..: Act of Jl1ly 11, 1957, P.L. 984.) "Buy'..:r ~ck:nowledges {hJt he: In3Y l~ot be obtaining lhe right of protectiun against
subsidcnc:e resulting from coal mining operations, ilnd thal the propeny described herein nt3-Y be prutected from damage due to
mine subsidence by a private: contract wilh the owners of th~ economic interests iI1 Ihe CO'll. This acknowledgmt:111 is rn,ltlc for
the purpose of complying with the provisiolls of Section 14 of th~ BitllinillOllS Mine SubsiJcnc::: B.nJ the Land Conservatioll
PREPARED BY AGENT; Pt'yllls 8ltndar. A:osoclate BrDker
AlS-2K - Standard Agr'-~Dn:tJnl Fo~The Sale OfRf.lill Estate. 01;02, P'3llnsylvanin AssociallOn ofRE!\ll OH:S@
COPYR1GHr PENNSYl\}A,\J!J\ ASSOCiATION OF REAlTORS@:!OIJ2
R';<II.;::AST@Slff'''relfJC.'((IlS''lerSI:m6'15' Sdtware Regisl8rotJ to: Stcl/en 8. Spr<:Jy, REl~,'AX i"~e~ll'f Aq"n<:'f. :r,c
ElUY"!(S)lnltial~, ___
----
Pag;! 9 0'20
S~ller(~) ~ _'t!i._
!',ni-IG-lUUJ UI :j~jlJ,'l
jOf:.
SOl 13.
5(;8
5ClJ
51{)
511
j ~2
513
51-!
5 :5
5 il) 19.
517
51X
5:920.
520
52t
S22 2l.
523
524-
525
526
527
523
529
5JO
531
5J2
5J3
53"-1
535
S)G
537
538
539
540 22.
541
.').12
5,13
544
545
5,~6
54-7
j.IX
5'19
550
551
552
553
554
555
S5lj
557
5513
SS9
560
56]
562
5())
5t14
565
r'(LJ~i-.bl;tlCAI LlJUPAil'{
t 32 'J-593-~ ~D I
F-':J
T-218
P {J\ t/IEI
Act of April 27, 19<J6." Buyer agrees!o Sid-'1lh~ (k:.:d from Sclkr ;.\ihich dl'ed v.'ill con\'li:ltlj(~ afores:Jid plov~5iort
FOSS}~SS10>l (1-02,1
(A.l P0ssession IS :0 uc cic:li'j~;~d by ded, k:'::i~ ?!ld:
1. Pilysic:ll POS:it;;s:on to V'jt,;<int Prupc: (y riTe 0r debri:;, ',virh ,,;1 Sl,-Lit:iU,;:s bn),))fl+c1ca!l, Jt dd}' and lime of ;;<.:It!~;-:W:lt,
^\"DiOR
A3sigi!.mcnt of existing kase()), wgt:l1er w~th ~1l1Y SCCU:-1ty de,;Josits JnJ in!~~'~st: at 1:mc of sett>~JT',,~nt, if P;'opcrty is
leased at ttee cx::cutior: or tbis AtD'e~mcrlt or uJ]I~:i:-; otherWise sp::::::rfied h~rein. Bllye; will ac:krlG',::lcJ);t::: ~x!5ting
le;:se(e:i) by initi3~it:g sad 1c3.si:'itsi 2: time ,if eXectJtlor. 0:- t)1is AgTcerr.':nL
(B) Sd1cf l,I;il: not elller :0:0 :my n~w lc:J::\l~S, written ::;:l.te,,~iC'll u: e:--;;stillg lea~cs, if ;];1:,', (If JdJitiOf;Jl !CJSCS f()f the P~~'per;:i
wllnou: tnt.: wr;ltcll ClJlls.;nt 01 Buy~r
RECORDr>iG (3-85) lh\s AgT::cm~nt w:1\ r:ot k
plJ.c::: {l[ public ~,~cod :1l1,1 if Bd)'er C:lUS~3 or pel
brc,Kh of this !-\t,rreement.
ASSIG~j\'lE~T (3-85) Trus Agrccme,~l \\ti!l be bmdillt; UpU~1 the p;nties. thc;r respective !leirs, pC,SOflJ: repJest'l:tatives,
guardians and sueces;;;ors, (lnd to the ext~nl assignable. on 111C aS51gns of the partic'; herelu, It being expressly unJcrslnod,
however, that Buyer \vill nor transfer or 3.Sslgn this Agreement WilbJut tbe wrllten cons~nC of Sdler.
DEPOSIT & IlliCOVERY Fl'~m (1-112)
(A) Deposits paid by I3uyt:r within _~~____ DA '(S of scttlement will be by ca'ih. ca.,bi\':I'S or cCJ1itied check. Drposils,
regardless of the form ofp:lymcnt and the person desigllat~d ~s pay;;:...:. wiH be paid in U,S. DoIL.HS to BlOker UI' P:-Hty
identified in paragraph 3(B), WllQ will retain them in an e'<;G{)W ,ICCOUn[ until consur.1maticn or 1ermination of tbis
Agreement in conformity with 311 applicable laws and regtl\:J,lions. Any ullcashcd check tendered :.is deposil mot1:~S: may
b~ held pending the acceptance of lh\s orfer.
(8) upon termination of this Agrc:eme11l, [he- Broker holding the dcpo:iit mcnit:s will rcle:.lse the deposit ml,nies in accordance
with the tC~l~S of a fully executed written agreement between Buyer Jnd Sd\er
(C) In the ~"cnt of <l di$pu~c over entitlement t,) d~posit monic$, a broker hulding ~he dero~jt monics is required by the Rules
Jnri Regulations of the State Real E~tJte CCllnmisslon (4~) Pel. Code ~J5_J27) to retClll1 the nll)nics in t~scrow unlilthc dispute
is resolved. In the event of litigation for ;he retiJrn of deposit nlOnics, a broker will di-;tribute the monies as Jin:Cled uy tl fillal
order of court OJ the \vrirten Agreem'::llt of the p:Jrties. BUyer and Seller agree 1hat, in the evell! ,my broker or affiliated
liccnsee is joined in litigation for th~ retllnJ of deposit munies, tile crttomeY~i' fees and costS of the bmker(s) and llccnsce(s)
\1/;11 be paid by the party joining them
(D) A ReZll Estate Recovery Fund c;.(i_"l.~ to reimburse any persons who have obtained a final civil judb,rnlCl1t <Ij}l.lnst a
P.:nnsylvania rCJl eSTat:: licensee owing 10 fraud, misreprcscn;ation, or dcceir in [J reel! C:ilille lral1SactioJ1 ;.md I/I-'ho have been
llIuble to collect the judgm::nt alter exhausting 'all legal and equitable remedies. For complete details allollt the Fund, call
(717) 783-3653, Of (800) 322"2113 (within Pennsylvania) and (717) 783-485.~ (oulsidt.: PC:1llsylvaniJ),
C{J:~I)UMrNHJ~I! PLANNED COi\-nIUNITY (!JOMEOW:\EIl. ASSOCL\TlON) RESALE '\OTfCE (l-tl2)
[:'<J NOT APPLICABLE .
[] APPLICABLE: CONlJOl\--JJNIUM, Buyer. acknowledges that the Property is a unit of it cOlHlominiunJ that is primarily run
hy a unit owners' OSSOcillliofl. 93407 of the Uniform Condomil,illm Act of Pcnnsylvani:l req\lill~S Seller III fumish Buy~[
with a CC11ificJTC of Resale and copies of the condominium dccl:lJatiOll (olher than pl:Jts and p]~lIls), 1111: bylaws, and Ihe
rules ano regubtiofls of the: associiltion.
o APPLlCABLE: ?LAl\.l'-IED COMMUNtTY (HOwIEOWNER ASSOCIATION). OUYCI' i1cknowledges that th~ Property is
purt of a planned cOlnmunity as defilled by th~ tlniforrrr Pli1nncd COlllmunity Aet. (Se:.: Definition uf Planm:d COlnn-lllni~y
;"-!()ti.::t:). 95407(;]) or Ihe Act requires Seller to furnish Oll~t:r Willi tl. cupy of tl1t~ Declaration (other lhim plats and pI3n~), the:
bylaws, tht; rules and rcgululions: of the a~soc;alion, and a CeJ1i1icatc cOllt::lilling the provi~illl1s set fonh in 9540'7(a) of the
Act.
THE FDI.LOWL'lG APPLIES TO PROl'ERTIES THAT ARE PART OF A CONDO),IlNIVIH OR A nANNED
COMV1UNJTY.
(t\) Wilhin _.__.~ DAYS ofrhe execution ol"this Agreemeilt, Seller will submit a request tn llle associatiun for a Certificate:
of Resale and the documents rtCClOSS<Jry tll enable Selier tu comply with ih.: Act. 1'11\: Acl provides that the association is
rt=quin:d to provide these ducuments within 10 dnys of Seller's request
(13) Sellcr will promptly deliver to Buyer all dOClltllCnts received {Will fhe association. truder [he Acr, Seller is Hot liablt: to
Dllyer for the f<\ilure or del,\y oftbc associ,ltion w proviJe tbe CC:1:iricaw in a tirnciy manner, nor is Seller liable to Buyer
for my elTOllt':ouS information provided by the ilssociallon and included in the Ceni!ical~.
(C) Buyer may declar~ this Agleement VOID at allY lime before Buyer's receipt of the associlltion documents and for 5 d::lYs
thereafTer, OR until settlement, whichever OCClfS firs!. AUi'n's notice declilring this Agreement void mllst be in writing;
!he:rl':'-lllel all deposit monies will be reruJ1l~d to Duye::r
(D) In the event the ::lssociation hi.:ls the right to buy lhe: Prope:rty (right of first refusal), and the lIssociiltiotl e:\erciscs th,:;t right,
Seller witl reimburse Buyer fur all monics p<lid by Duyer on account of purch:1sC priCl: and for uny costs incurred by Buyer
for: (1) Tille search, title insur:mce and/or mech3r.ics lien il1sltr;1lfce, or f<::e tor cancellation of same, if any: (2) Flood
insurance anu/m. fire in:;mance with e.1lended coverage, mine subsidence immr;J.nce, or fee for cancellation of same, if
1
".::,:cordd lil the Of:ice for the RC"c;~l'Lling of Deeds or
::i;:S this ,-\grc~01enr to be recllJu.:d, S...:i:;;;;' llUy cicci
in any other ciRce nr
[0 tl 1:'.1t ~1Jdl ,,~~t .IS a
PREPARED!3Y AGEN1: Phyllis BumllJr, Associate SrOKar
A1S_2K - Standard Agraamenl For Th<l Salr-: or Real Eslill~. 01102 P''''Jl~ylv;1nl.l Asso~lal~G" 01 R~AI TO"S:ii:,
COPYRIGf-rr PENNSYL'JANIA ^SSCC1AT;ot~ OF RE.'LTQRS@"2002
R€lilIFAST@S~.1r~..tl\Oo:" Vorsln" ".15. SorrlJari! Reqi~\er9d lu:Ste'Jt;n 8, Sflray. RE.I~/tJ\X Re:llly "',gent'l, Inc
Buy"(<) Ic''''''(f'l1-~.
Page 1() 0(20
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t.LU-i}SJ--4Ji:il
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P vli/v'LI
f-,:I
566 ani'; (3) Appr3i5o.\ fees <lnd dl.J.rges p"i,j in ad,,::uH.:e:o lTIv:ig.lge kneer, irany,
567 23, M.-\Jr-~TE~"L\~CE 8; RISK OF LOSS (1-02)
568 (r\) Sdler will rruin;ain the Proper,y, gr\)ur.d~, fjx;ure~, and any pe~s()nal pmpr;:rty 5;;>C:Clf:..::::.:1y sd1d'.lld here-lll in it::; 7re~enl
5f):) c)Nlition, normal we:H rmd tC::!f excepted.
Sill (8) In lbe event any S-}lSlem Of applirulCC i!1cluded in 11;;.: sal<: of' the Proper:)' fuds and Scl1~r d\Jt:s :\Ot repair or leplJ.(;e ll:~ i~[:m,
571 Sdkr will promptly notify Bi1Y<::' Ol writing IJ( Se;kr'') d(\ic~ 10:
512 1, R,-:p3ir or rctJlJcc the f<)iJeJ system or applitll1cc hcforc setlieme:it or nd;t BU:Jcr HI <,eltlc!n:nt fer the f:-lir mad:d vahle
513 0ft1H~ (;,del! SYS1C!c1 or J~'p!:ancc \,:)\S cptil.Jn rt'.:15t I)~ 3C(:c:-;f1hJe to [h~ :l'rJr~g3ge Icnl1cr, It dE:,!. l:1 c::lL:h c::lsc. Buy"er
.57-l acCept5 tI:e Prc:peny aill: ~igr;;;:es (,) l!:e REtE,.\..:;::': set :'):',:1 in p'-lfJgnph 25 of tll:s :\grec::ne:ll, (iF.
j7j -'-.-_ Not ;-t::~)iJ!r ur r;.:pb(~ the: rad~J syste:Jl or appji1;:C'~, a:-!d ;~d (rcdit Bu: er at sellkmt.:l:t for :!:e l;i:r maf~(ct v<lluc oft;-:e
5-;6 i;Jiled systc:n Ilf ilpp1:ancc:. II S;;I.t::r dDes nut re::1Jir. r~pl::l(:e or l)ifcr a crccil ,-nr the fadd syst~::l Df <),Ji'ii,1Il~'c,
577 or if S~ll~r fnih to IJotify iluycr of ScBer's choice, I3uy~: "Nill notii'y Sdler III writing willll,l
578 5 DA YS ur before settlerI1er:!, whichever i:,: 50or,C, thdt 1Jll:.-c:r '.dl:
579 d. Accept the Propertyar:d J.grec to 1he tU;LE.:\SE Sd fonb in p:_u:..q;r'-lph 25 of this Agreement, OR
580 b. T-:nUHl<ltc thi.:i AgreemCtll. in which CJse JiJ d<:posit monic:) paid all accounl of purchase price will be rcl\lmcd
531 prompt!y [u Buyer and ,his Agrecm~tlt will bl:: VOID.
5R:Z (C) S~lIer will bear risk of h.lSS jr\lm fire or Olhc:- ca~ma](ics until time of sc~'1lcmen:. In the event or d:]lllag~ uy file or olh:..:-r
583 casu311ks to <lily prop~r1Y included in thi~ :;aJe lhat is not repuired or replaced prior to settlement, Buyer w1l1 have iheOfltioll
584 of rescinding this Agreement a[~d promptly receiving all monies p<lid nn account of Pllrchnsc price or of acceplillg the
535 Property in its then condition together v,iirh the proceeds of any inStlf,mee fe::;overy ubtJ.illaole hy Seller. Buyer is ilcrcby
586 notified that Buyer nuy insure Buyer's equit3.b!t: inleicsl in ,his lJropcrty as of the time of executioll or this ^greemt:nl.
58724. WAIVER 01' CO'iilNGE"iClES (1-02)
588 If this Agreement' i., conting~nt un Duycr's r!~ht h) inspect ancL'cr rcp:J.ir ,he Property, Buyer's f<'iilure to exercise allY {If
5B9 Buyn's options within tb~ lime limits set for-th in tbis A~reement will con:stihlte 11 WAIVFR of that contingency au.d
590 Buyet" ~cc~p's th~ Property and agrees to the RELEASE set forlh in p;tragraph 25 of tbis Agreement.
591 25. RELEASE (1-02)
591 Hilyer hereby releases, quitclaims a11<i forever discharges SELLER, ALL BROKERS. their LICE,'IrSEES, .E:\lPLOYERS,
593 an.:1 any OFl....ICF.R or PARTNER of anyone of them and auy other PFRSO:"l. FlR"J, or COIlPOHAT10i\' ,"'ho Jlwy be
5;)4 liable by OJr throll~h tlJeln, from aoy lJnd all claims, losses or demands. including, but 1I0t limikd to, p('rson~l iujuri{~S and
595 propcny damage arid ;111 of the ,~(Jn.';cqucnccs thereof, '...'hct!Jer now Imown or 110t, whi(~h may arise from the pnsclH:e of
596 termites m- other wood-boring insects, rado)], IClld-h;lscd paint hazards, ('n.....irorlO\{:~ntal hazanJs, any tlefects in the
597 iudi\'i(lual on-Jot scwa~e disposal 5rSh~m llr defidcncil.':l in rlle on-9ile waler service sy.tCl.lJ, or allY defects or conditions
.')l)g Oil tht Property. SI)()uhl Selle.. be in ddault under the terms of this Agreement. 1llis nle.lse docs TIllI deprive llnyer of
599 ;"tit)' rights tl) pursu~ ::Joy remedies tillt! may be avalla"!c under tavv or equity. Thi.. r...lcasc wilt survive settJemcllt.
6"026. RE1'HESENTATIO;;S (l-lI2)
601 (1\) Buyer ut1dcrstal~ds that ,my reprcscnwions, claims, ndvertising, prorrl\)fiotlal Z1crivilies, brochures or plans Ori:lllY kind made
(,01 by Seller, Brukers, their licensees, employees: officers or partners arc Hot a part of this Agreement unless expressly
(I()j incorporated Or' .';tate'd in this Agreement. It is further undersrood that this Agreement contains the whole agreement
604 bctw.:t:n Seller and BlI~er and there are no ot}ler terms, cbligations, covenllnls, represcntltions, StatelllenlS or conditions,
605 omlor otherwise of any kind whatsoever concerning this saj.,~. Furthcl'll\OI"e, this Agreement will not be altered, amended,
606 (;l1;;l1lgcd, or mudified except in wr:til1g ex<::cut.:d by '{he partie~;.
607 (B) Il is IllHJ.crstood that BIDyer h,lS IllSpccl~d the lJoupcrty before signing this Agreement (Including fixhU"e~ find any
608 pcr.'wnul property specifically schetJlllcd ht~rdu), or h:Js waived rh,' rjl~ht to do so, ,mll hllS agreed to purcb;l<Je the
GOt) U'rupl'.t;}' in its present cOllditi"n unless otIH~nviS'c stated in this Agnement. Buyer ad{nO\'\.-'lcdgl'!j thnt Broken. their
610 Iic:ensee"l. employees, offkcrs or partners h.tve not made an independent c,<amlnal[on or determination of the
6J L structural sOllndness of the J~rnpt'rty, the age or condition of tilt' components, envirounlental ("ouditlons, the permH1ed
612 uses, Of' <l[ C01Hlition.g existing ill the loc~lle wbel"" th~ Property b SI!U2tl~d; nor have tlte}' made a mcchanit:al
() 13 inspection of any of the s)'stems contained therein.
614 (C) Any ccp.irs required by this Agee"""ul will be compleled In a wmkmanti:," mnnner.
615 (D) Broker(s) may pe;[onn sClvicC"s 10 a~sisl lllln:prescnted paJlic." ill complying with lhe lnm.s of this Agreement.
616 (E) The hCJ.dings, captions, and 1m.: numbers in this Agreement are meant only to nuke it cJsi.:r to tind the paragraphs.
617 27. DEFAULT (1-02)
61 S (A) Seller has th~ option of retaining ,Ill ~Ulns paid by Buyer, including llt~ deposit munies, sfwuld Buyer:
6 i 9 1. fail to make any additional payments a~ :specified in p:lragri'lph J; OR
G20 'J Furnish f:ll~e m incumplete infonllilliun to Sdlcr, Hroker{s), or the mOtTgage lender, ifallY, conccming Uuyer's legal or
61J financill1 st.J.lUS, or rail to cooperat~ inlhe proces5:ng of the mortgage locm application, which ads would rc~ult in the
622 failurl.: to Obl::lin the approval uf it mortg3ge loan commitment; OIZ
623 3, Vitlldt~ or fail to fulfill and pcrfoml any ulher terms or condit;onx of this Agreement.
624 (il) Ijnle'i3 utherwise checked in paragraph ?7 (C), Selkr may elect 10 IC\:.lln Iho"e sunJ$ paid by Buyer, including deposit
625 monies, in olle of t~lC following manners;
PREPARED BY AGE!\lT: Fhyllis Bender, AS'iociillo Brokor
AiS-2K, Sland.il.'d ,ll"grcemcr;l f-'or rhe SareDI Hilal E"Wle, 111/02 Penn:iv!v,:lJ1ia Ass';C:<JIII;() of REAI,TCFiS')')
COPYRIGdT PErlNSYLVMIIA ASSOCIAI:ON OF RE!\l.TORS-I(, 2082
R""AIT@ S~~}~005' VfJ.'r~i(Jn 0.15. Sofhvclle Rt;Q.s:er"d ((): Steven 8 Spr.l'l, REi~,IA)( Rile!:!" ASf'ncy, IDe
UlJyei(s)ln:llal~ ,L--~_._
,
PiJg~ 1t of20
St:lkr(~J Ir&.:>~!._
II( 1\- I ,,- LlJ'tI:J U I . ,) I ,~i'/l
G26
67..7
628
629
630
631
6322ti.
GJ3
634
635
(i:j()
63"7
6Jg
639
l1.J()
64]
641
643 29.
644
645
6'16
647
64B
649
650
651
1"](\JM-t)l)bU,] lUMr';"I~ (
+:J2U-693-J\J61
f-:ZI
1-1\ S P 013/U1 1
I. On account c.)( p\Lf::hase price, OR
2. A5 monies to b~ i::lpplid to S~lJcr's: d(l:~1,-,g':5, OR
3. A5 liquida;d d<l:T~ag'.::s for SUC:l br::<\c;"
(C) ~J Seller i:i lire~:.::d to r~tJ~l1::'!g sums P:llG !:-y Duye;-, incILd::,g d::"posil moni~s, <1$liql:iJJ1(:d, damages
lD) If Sdler rela:ns all sums pJici by Buyer. j:"dudiilg (kpO~:l m0J~ics, as liq\lidJlc:J da!71ages ';JIlfSuant ro pa~d~rapL 2) (3) or
(C), Bllyer a:1t.! Seiler \\,i!i bt: rdcoJs..:d (Will furt;:..-:r li"bil:1Y or obligation \.liid this :\gretrne:l( will be VOID.
~IE])lAT10~i (7-961
C; NOT AVAILAl-1LE
3J \VA1V=.L' B',. cr ane. Seller LlOcle:-~~J::J t~:Jt t!:cy fr.:J.'y Ci100S~ to rneJiJ.k at a lake tLite, shcllld a cEspuu ;l!js~, bUI [[:<11
t;;.:r~ will oe ::,j ,lhiig,dil.)n on the p2rl 01 Jily ;.:,arry to du 5c)
o ELECTED
~.-\) Buyer <I!lJ S,;;kr '.\..;11 Iry to rC3oi'.:: an~/ dispuk or cbi;-;1 ,hill !l:ay aris,: ITOrl1 Ihis :\gret~r;l~nt ;k0'.lgh n;,~diJ.I:or:,
in acctcrdancC' W:\~l \b: R~lL:s anC l':uceJulcs uf the 110me SeJio<;il-lurrlc Rll~(CrS Dj:;pu!c: R.;Sllluliull Sy~;te::l. A:1Y
~grcemel1t reJ.chcd through a rn:;:di.lliOl: l:Uof<.;rc!lcc dnd signed by the: rartic::s will b~ binding.
(B) Buyer and Seller ack110wledge that they h:lve reccivt:d, read, and unJcrstar.d the Rllles ,md Procedures of the Home
Sdl<:rs/Home Buyers Dispule ResolutioI1 SY5km. (5,:::: :VlcdiZi!:ion J\ot;ce.)
(C) This agrcer.lent to mc:diCltc disputes arising from this Ab'Teement will jllP/lVe setlkrnenl.
SPECIAL CLAUSES (1-01)
(i\) The following are pad of this Agreement If che~ed:
OSak & Scrtkmel1t of Other Property Lj Settlement ofOlhcr ProperlY Contingency Addendum U'A,R FO!1l1 SOP)
Contingconcy AJGcndum (PAR FMm SSP) CJTcmml-Occupieu Property A.ddendulll (PAR Form TOP)
[]Sal~ & Scttlemc:r:t of Other P:'opcny 0 ____.______
C:onlingency with llight to Cunrinue 0
\-brkcring Addendum (PAR Form SSP-C~f) 0_
(n)
1) Builder: to warranty tile hOUSEl for ona year.
21 Buyer and seller wil::" come to terms on addi.tJ.onal ssleclicmtJ with tlH\o/ cOilstruction prior to
AprLl 30, 2005. Ii' buyer and s,;Jllar:- are not i.n ag-n"eJr,e.nt as ae J\pI:'il 3D, 2005, bUYGr or 9~118r may
void contract ~i~~ouc obligation or 1089 of deposit.
651
653 Buyer and Selle!'" acJmo't\'ledge receiving a copy of Ibis Agreemcnt at the time of signing.
65--1
655 NOTICE TO PARnES: WllE:'< SIGNED, TlJIS AGREE~IE~rr IS ^ IllC';DI1'iG CO~HllACT. Return hy f:loimile
656 tl"allsmissiou (FA_X) of 'Ihls Agreement, and all addenda, bearing, the sigmltuns of an parth's, couslitules acccJHance of this
657 A.gl"cl.~ment. Parties to this transaction I1rc advised to consult .m attofney be1"ol.e signing if they desire IC1-:al advice,
658 . -
6591SJ
6000
f)(il (81
662 !S1
663
664 t2l
665
Buyer has received: the COllsumer Notice a.'i adopted by the State Real E:Hitlc Commission at 49 n'H. eude fi 35.330,
Buyu hjts received :I st.atement of Buycrls estimated c1nsiug I.~j)sts hcforf' signing this A~:I-c~ment.
Buyer- has .-ead and undentands the noli((~s :llld cxplanalO1'Y information set forth in tbis Agreement.
Bl!jlcr lIas received :'l Seller's Pr"opcrty Disclosure Statement berore signing this A~',reerncut, if required by I:\w (~ec
Infonll:,Ulon Rcgarding the Real Est:_Jte SelJ~r Disclosure Law).
Buyel. has l"Cct.'ived the Deposit i\lllucy 1\lotice (for cooperativc sale,; wlwrt BrolH'f
bcfi.ln! ':iigning thi~ A~rccmc[lt.
[or SelIc. i~ holding deposit llloney)
66(i BIJYEH'S MAILING ADDRESS:
667
(,6R BeYEH'S CONTACT :'iW\-IBEH.(S): _
PREPARED BY AGENT: Phyllis <lender. A,;sociale Brollllr
AiS-2K. Sl<.lrlljard Agreement PorThe Sale OtRu<J1 F.Sltite, D1:0~, F)C'nn~'.Mi.lr,ia AssGclall<Jr1 of REAlrORS'~
CDPYRIGlfT PENNS'r'LVANIA ASSOCIAnON OF REALrORS'w 2[)[):!.
Rea/FA'f,T@ ~~CG05' VCfslon 6_ 1(1:. Scl1wi.lra Hog/stcrcd to: S'evell 8. 5pr3)', RE.'MAX Redlr)' At/UIrcy, IlIc.
Buy"'I,) 1"llI'~\y-- _-'----
Page 12 of 20
S!JH~riS)~) _2y_
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1-218
POI ~/U21
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~/ ~/-:7 - J
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VUN2SS )4"A/"~~ i'~'-'0~
(i'''--',/ /7'\
L 0 <l-~j'
BI;Y7.~ __._~:::L'~:~\ _ --_____
Chr~stDph~~ T Y~k~iCh
34DO S~~~~~ 41n~ B~~na~<i NO
s,J'~l k"~!r
BGyea ~~4-
Sha:la~ s. Y~rkovi~h
].:co S~~~i::.j~e Lan~, O~s~aI:'~c., ~;;J
$....;O-'-O-"X,E L-.."'-.~"':
DAl'E
'-*-
iLl 0 QLr
5830<1
Jl\::r'i:
,; ! ,-
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...,./,.... V'~
--.,------.-
5SSiJ4
669
67() Seller h.:reby arprovcs the above contrJct lhi~ ((bre)
,-
,~"t.::IX - D':>
(i7l In con~icter;]t:oT'j-"'gf the services lenJ..:rcd 1Il procurmg the Buyer, Seller agrees to P3Y the n~mel! Broker for Seller a r~e of
_____ _ ______________y-----iL_ 01. from the herem spccJticd s::l1e price, Ifllhe ev~rll the Buyer dcf:llllts ber'~l1!lder, <my n~ollil's paid 011 aCC01l11l
will be dlvlJed ------------t4;.::.'t, Seller, ~--_._-n.r--._,---. Broker fur Seller, but in Ill> t:\'CIlt wiil the sum paiJ to the
Broker for Sdlt::r exceed th~ above specifie-u Droker's fce.
672
6730
6740
6750
Selier lias receivcd the Consumer Notice 3S adopted by the State Ueal Est:!te Commission at 49 I':d. Code 9 35.3J6.
Sellcr has reteived :l .'Itatemcnt of S~ller'~ c:;timate-d dosiug costs before SigIlil.lg this A~reemelll.
SeHer has rC:Jd and understands the notices alld explanatory informatiol1 s-ct forth in this Agreement.
676 SELLER'S MAILlNG ADDRESS:
677
678 SELLER'S CmUACT NU~lBER(S): ______,
679
"'~41L
G a"d~'''O<jt~tll' (J.', ' f)/, h,'\\
__, SELIU ::y U~,l - {-~-ijlliJ.l
By: G <ll C h!l:lGciatG:3 . --.---/
680 Braln'pil/Licensees! Certific:JollOS (C'hl~ck all that are applicable):
6SJ 0 Regarding Lead-Based J)aint HaZ:lnIs Disdomre: Requit'cd ifPI"opcrty wa~i buill before: 197B: The undersigned Licensees
682 involved in lhi~ IUWs3ction, on lJt:half of themselves and lh~ir brokers, certify that their st.llCl1lCllts are true to th~ best of their
(jS3 knowledge and bdieL
(iH4 Aekno'\vlctlgmcnt: The Licensees invol ved in lhi~ lrans~lction have informed Sd!c!" DfSelld~ oblig:J~iollS undel- Tllc Residential
fiRS Lead-B.Jscd P3inr Hazard Re-duc!ion i\Ct, 41 U.S.c. g 4H52(d), and are aW;jre (Jftheir respomibilily 10 ensure cornpli;lIlc::.
686
6870
688
689
6<;0
691 QV Hcgnrdillg Mediation: The undersigned LJ Broker 61r Seller r.J Broker for Buyer agree 10 submit to mediatioJl ill accorrl~Hlce
6C)? with pilJagl<lph 28 of this Agreemcnt.
~~~ BROKER FOR >S~Ll,ER (Compa" 'Name) /2,~T/.~"-C:S= ,)T1 V(~
695 ACCEllEDBY ~ I:j _"=,,_DAm---"l~fX(
69f) ~ T
697 BROKER FOn U.UYER (Company Nam~) _____
691{ ACCEPTED DY
Reg:u-ding l'BA '-Iortgagcs: The unJersiglled licensees involved in this tr:J.lls~Cli,)n, on b~h::llr of themselves and th(';jt.
brl.lk<.':J5, cl..:Jllly that the tt~rrns ofthi<; contract for purcl1<1sc arc [rue 11.1 the besl ofrl1eir knowk=dgc and bdict: 3.no that any other
agreerat:l1t entered into by any of these panks in connectiol1 with Ihis triJI1S<lclio!l is iltlachd lu thi~ Agl'ccl1lcn!.
_ DATE
PREPARED BY AGENT: Phyllis 8e!1dur, Assoclale Doolwf
NS.2K - S~ilnd;)rd Agre~melll Fur Tile SLlIQ Of RQnl Estate, 1)1/02 Pennsyl\iarl;a AS!'i[)clalicn <.If REAL TORS'ill
COPYRIGHT PENNSYLVANJAASSOCIATlmJ OF REA'_TORSQtl 21J02
R,,~IFA5Tilo) Sofbvare.:O;)200S. V.lISilll1 6. 15, Suftware Registered t<.l: Ste'jen 8. Spray. REi~,IAX Really Ao::;el\cy, InG
pago 13 0120
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th~ abpl' L' .~c rV":ll ill,:. rc'iU it i:: ;111 : \L'C I ~ i<ll,' 111ca:;lJr~ cll' tih~ il',-':Ll~(: r<ldllll level !:l~iJ...: IhL' ]WlbC d \trill;; th~ k:-illllg pc'-j ,:'d liS
Ithjh:rt did 110 L :,[[p<..:r'o/I';I.; r/\l' prn::t.:Ii~ JUf'iu:,.' Ilk' tr.;;;tif!:; period ulId dOL';; I/u! H::n-r;ml 111:Jl/11\ ;)~'l:l!F:,);'t J1l1cr.'cn:ncL: \\ Jill i~-:':
devil..:"; \11" th',; k,<liJ:!; lundllJO,t< l)ccurr.:d AU otlh.:r \''-;lrr:ll1li<.::~, ,md liabi1illC;; nre aho ll<..~l"':!:": clitir::h dr..;,:ldil11>.'d
FunhcL U S l!I.;pcl"1 m::kc:: Il" r(:l'(.\n\]j~<:!li.l:!I!('n or ;;tl:::,:~~':s(i(1l\ ol'l'u,thl:r It:<.;lil!!,..'. OI' rcmcdi:d ;I'~'[in!] or nC-l!- actl('!~ l-"a:'lJ IIp('1l
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.'\n radolllllC:i'UrCI',CI:! d,ita \\ ~il h.: scnt lu t;~.: ]>..:r,H1.l1lCII:: ~:'; l'i..'l]Uih.:d III the ..\(.( <111,,1 \\:1) 1k' 1.cpl (l\l~rl,l'-'T!~i;.ll [(\llU h:]\'~
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EXHIBIT
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:B/18/2885 08:31
n 7-334-34:;5
MAS/D:X HOME INSFE~T
ct't?A~I~IC
P" Cert. No. z 1e1S
AuQt.i_ J,.xx:5
CERTIFIED
RADON REPOR1"
Men.T_ r~C(C5J
ProporiJ""""": 281 CH!!S11'lUT S~ET. ....~.......,. PA 1T%A1
l_ __ _ ",-",,". Tool..- F."
_ ~ _ '-*>n......."'e. BOB STAR
,.._Jo.m.-
212 longo_ ""w
DMlysblltg, PA 11321
_:117~.uH
F..: 117 'H_
CoIlOmlBd O'r<ll200!5
i8ltt ~:QW1/2'W5
T_~,~
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"2:1;:pn1 T... ~ Flr1l!lhed t3eNn1.nt
1:n"pm r_D\.l11ll:ioo: .a hoJn
AVERAGE RADON CONCENTRAl1ON:
T.-: m.c: MinilncJm SPA 58",pWng durabl.
O6oOtl2f1J5 ~
Iloo -"""'- .ER -OCa n.
0(1:12.....
111:12
02:12
03;1:<!
\JA'\:!
lie.:12
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fJ7'12
0I:!2
C90',\1
10:12
11:'2
12:1:! ur"
01:':):
01:'2
O~:12 E~
04:12: Eq.
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06:12 EQ.
07:'2 .U
Oa-,12 .U
0$;l2 4./1
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..
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PAGe:: 01
IB/13/2085 88:31
717-334-3435
MAS/D:X HeME INSPECT
P,AGt:: 0:2
EN'.IIRONMENTAL DATA
'"'-" Ioopodocl'
r40NlTOR~O:
7293 TEST NO:
00063
H1 CHESTNUi IITME:T
ah....alIl1burg. PA. 17257
- -,- --.. -.
T..., .... R+t '_p "'loll ~H T..., ..... IU4
OO:I::<! .m 6" 30,'} '17 e1.O "" '17
01:12 61,0 :l0.' ., "'.' "'.J '7
C2;1'2 "'0 :)OJ " "'. "'J '17
03:12 67,0 30' " 61.0 >0, '17
04;12 ISlO 30.J 91 '17' >OJ "
1>>:1:;: '" 30' " "'.0 "" '17
W:12 670 "l] " '" 'OJ "
([1:1::1 61',0 >OJ " .., JOJ "
01:12 ",0 >0, Il7 <0' "" "
m:l~ 610 ,OJ " 8.., "" '7
1a;~2 610 ",. " .., 30' "
":12 51.0 "" " ..., JU.J 11
12:12 "'" MO Jo.' " .., ." "
01:12' 6" JOJ '17
02:tz 87.0 JOJ "
oa:f2 "" JOJ .. 67.0 "'.J .7
00/I:t2 1~,o JOJ .. "', 3O.J 91
015:12 '" "" '" 67.0 >0, "
00!0:t2 '" J'>J '7 67.0 "" "
OT:T2 !MIO 30,.3 '7 ,'" 3D.' Il7
00:12 63.0 30.3 .7 610 "" 97
os: 12 "'.0 JO' " 670 JOJ '7
10:12 /!!1 0 30.3 " t;7.0 '03 "
11:12 57.0 30,3 " 670 JO.' "
A\lERAGE RADON CONCENTRATION:
1.2 pClII
~OALlNK'
~ji~-D_'-'
..........................
------- ~"7 J
T.nvMOwlll.CMIIIIW~"",
"'.........._.....'.7I1T
-- ........ "'111_ vw_.
T.~: ... 17.1 .... '.
.....Mrtc; ~Uf'1l: ..., :to." ... .'"
III....'""~ to .. " .,..
r:>Q
Itcn: """"'90I"~.'~...wI_..KIiIajed""'thtl"'~
~1IICioI4rv, Inc. !;i!}gg, ".tcI'llt1lOl Road ~n" OA 3OJoi'
85!13.'~GQS 13:5S
717-334-J435
MAS/DI>< j.--;CME HJS?ECT
P,0/3E 81
RA1)OI'-,J PROTECTION SEHVICES
A DrvlSJOfl OF MASON DIXON HOME 1~15l'ECT]ON SEil\l!CE5 we
2a2 L-0ns3tr.;.c1 Cnv;:, GdiY6UU("'6.I'A 17315
R..idi1fi Mitig;llUOfl PmTJosa!
Date: May 18, 2005
RPS Approval: Stev.." /, GlJ>nn.m
r A DEP Cetlii.oo 10 1tQ275 J WV uot$8-P. it RCf.lC{'J)21
ill Ii 05DiJ3
P"'g<' 1 ",52
P'i:Ol"()SAL SUBMITTED TO:
fOR HOUSE LOCATED AT:
SAM SMALL
261 CHESTNUT DR.
5H1PPENSBURG,I'A1725?'
COST
_______________~__~__M__~_4_.~___~~__~..
The mstallatlOl1 of a radcm rrutigati01l system to reduce and control radon
levels to below 4 pO/I. Thisindudes a sub-slab venhlation system to
CDntiflually collect and exhaust radon and soil gas from the aggregate and
the soil b"low the basement slab. The features mdud<:
$780.00
'Th" craw15pace floor will be covered with a 6 mill polyethylene membrane.
. 0"" s~ctic" pOlnl in the b~sement at the garage end Dr the basement with 3"' pve pipe runrung Ollt to
11'1" garage, ~p along ill.' garage wall and intDthe garage atne. The radon fan will be Iocaled In the allic
and the ",duus! will c'JOt out UlTough the roof In a leak-proof roof ilange Oh the b",d Side' of the rool.
. The fiiL'1 s"lecled will bl! a RadDn A way RP-145 suctIOn fan located in the ",the vdth an onl Dlf switch.
. The plpmg and fittings needed to connect the suction and exhaust points u5mg 3" rve p.pe for
strength and durability.
. A vae~u.rn gauge 10 morutor the system performance and a contractor ID label.
. Signibcant, accessible cracks, operungs and penetratIOns wluch contribute to radon enlry w1l1 be
~"l"d.
Nons
1; Tnis pmpoS81 is a fj~ed poce and includes all the rnatenaJ and labor cos!s for the work Dutllned
aoove, Payment is due when the red~ctions are achieved
1. This proposal is based Dn existing basement radon levels of abou! 7 peill.
3. Post rn.itigation leSting to include a retest with a Radalink radDn monitor. It is recommended that an
Independent radon measurement also be conduded In additiDn to aUf follow-up test. Test l<1ts are
avaul~bl~ tree fmm Ihe PA DEr.
4. The radon fan IS covered by a 5 year manufacturer's warranty (fan and labor for the 1>t y"~r .i1d fan
Dmy for the Lnd tD the 5th year). The effectiveness of tius lflsiallahon is guaranteed for as long as Ihe
fan 15 operatmg and no changes Dr alterahons are made tD the system or the structure. nus walTant
and guarantee is Ir.>.nsferable 10 any future owner,
5. Back draft testing wHl be P"'tformed in homes with fDssll fuel combustion equipment to ensur
combustion gases are venting properly when Ihe radDn system 15 In opt'l'ation.
6. Job sit" to be cleaned up and left in the same condition as before the work is begun,
7. TIle Installation of this syslem will take Dne wDrkmg day and could be scheduled wlthL'\ five
EXHIBIT
c
May 22,2005
RE/MAX Realty Agency, Inc.
I 132 Kennebec Drive
Chambersburg, P A 17201
Attention: Sam Small
Dear Sam:
In accordance with Special Clauses, #29, subpart B of the real estate agreement signed on
April 15, 2005, this letter will serve a~ our notice to void the contract ""ithout obligation.
The purpose of this clause was to both parties the opporllmity to discuss any requested
modifications and agree upon any new costs associated with those modifications. As the
special clause states, the buyer and seller would come to agreement on or by April 30,
2005.
Christopher visited the area on April 26 and met with the builder that evening to discllss
in delilil the modifications. 111C meeting lasted about an hour and it was agreed that a
revised agreement wouJd be faxed to me sometime the next week for us to review. I have
had two follow-up conversations with the builder on April 29 and May 16 and was
assured on both times that the agreement would be forthcoming., To date, 1 have not
rccei ved any agreement.
We will be visiting the Slllppensburg area on May 30 thru June 5 and would like for yon
to begin perusing the available housing markets. Return of our earnest money does not
need to be immediate, since this will be applicd to any new contracts. If you nced. we
can discuss this in more detail.
We appreeiate your time and look forward t<J seeing you SOOl1.
S;;,dtcl;~\
1 IIJ~'A' '
\, (~c. ~~--/
r-r?"^-'
---;'1 1')Jk:1.I1-\
0\,\.,~\
~ . \:-;. ( -., ) .
Cbnsto!'-U,;:J3UrkoYICh
Sbel!cy'{urkovlch
EXHIBIT
'" j)
I .f
Seller: G & C Associates
Buyer: Yurkovich
Agreement dated April 15, 2005
2 I 6 Chestnut Circle
Slllppensburg, PA 17257
Items to be completed:
. decking 12 x 16 - $1500
. seat in bedroom - $500
. lights - $120
. floor update - $750
. dryer venting - $250
. gas for stove - $75
. driveway upgrade - $500
. light allowance increased from $1,000 to $2,000
. appliance allowance increased from $675 to $2,000
TOTAL $6,020
Original Sale Price:
plus
Final Sale Price:
$239,000
$ 6.020
$245,020
. Crawl space to be covered with plastic and a door installed to close crawl space
. SelJer will escrow for radon mitigation if test reveals a Level 4 or higher.
. House to be complete and settlement to be June 30, 2005.
~1~:r" "ttkmw<f~l"~
\,- / / Go, Lo~
~Sl.gna ~e. \ Date
~_~ ~/O~~
19 Date
I"d~~'-
ate
EXHIBIT
c:....
~
Christopher and Shelley Yurkovich
]400 Southridge Lane
Bismarck, I'D 58504
June 24, 2005
RE!MiLX
Chambersburg, P A
Sam Small
Dear Sam:
It is appaxent after my physical review 0 f the home at 261 Chestnut last night that the
seller's have currently failed and will be unable to ['uUill their obligations under the
CDntract. Our position is that numerous items remain currently unresolved and
outstanding and will not be unresolved to our satisfaction. As such, Shelley and I are
requesting an immediate tem1ination of this contract and the return ofa.ll escrow morries.
I will be traveling back to Bismarck today arrd will look forward to any response from the
seller. Please contact either of us at your convenience to discuss allY response. I
appreciate your time and drart in this mattel!.
Sincerely,
Christopher Yurkovich
Shelley Yurkovich
CTY
EXHIBIT
"
.
:D
D
3
~
C'Amore Appraisals, Inc.
0144089356
F!i! Ner. ;1C65743
I
II
Wells Fargo Bank, N.A
100 South 5th Street
Minneapolis, M N 55402
File Number' 71065743
In accordance with your request, I helVe per,>onally Inspected dml apprahed the real property at:
261 Chestnut Drive
Shippensburg, PA. 17257
The purpose of this appraisal is 1.0 estimate fITe mdr!cel value of lhe sUbject property. ilS implOverJ.
The properly rights appraiS8(j are the fce simple interest in the site and improvements
In my opinion, the estimated market value of the property as of" June21,2oo5
"
$234,000
Two Hundred Thirty-Four Thousand Dollars
The attached report contains the description, anCllysis and supportive data for the conr.lusions,
final estimate of value. desCliptive p~wt()graph5, limiting condilion5 an(1 appropllulc certllicatlons
M J.J~
Linda D_ Williams
EXHIBIT
"
"
D
D
"
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l;,
D'Arnore Appraisals, Inc.
.~ SUM.\IARY APPRA:SAL REFCRT
D144C89256
F:I;,\jo_ i1C65:-43
APPRAiSAL OF
A S!NGLE FAMILY DWELLING
LOCATEOAT:
261 Chestnut Drive
Shippensburg, PA 17257
FOR:
Wells Fargo Bank, N,A
100 South 5th Sireet
Minneapolis, MN 55402
BORROWER:
Christopher Yurkovich
ASOF:
June 21, 2005
BY:
Linda 0 Williams
O'Amore Appraisals, Inc.
014408S356
F,leljo 710657.\.3
SUMMARY OF SALIENT FEATURES !
Subject Address 261 Chestr.ut Cr:ve
Legal Description To Be ^sslgr:ed
I City Shi,cpensburg
I
I
I County Cumbe:-Iard
State FA
lip Code 172S7
Census Tract 3240
Map Reference Delorme 77D5
Sale Price $ 245,020
Date of Sale 04/1312005
Borrower I Client Christopher Yurkovich
Lender Wells Fargo Bank. N.A
Size (Squ~re Feet) 2494
Price per Square Foot $ 9824
Location Suburban
Age New
Condition Goed
Total Rooms 8
Bedrooms 4
Baths 2.5
Appraiser .It-/- A.,I #1 :.. ~
Llnlfa D. Williams
Date of Appraised Value 06/21/2005
I Final Estimate of Value $ 234,000 I
p,.",""..o....AJ;;",.......l<"J.'m_."'..".....
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LS\, A Fidelity National Financial company
PM rt De<lcrintlo" Filel'tQ. 7.065743
""c.ne,!-, ,lc'dr~<~ 2'31 Cht:"$tr1t...t C'-'ve (,t., Silil"'C'€nsOL'r"" S',ne PA l.v ;~.ne L<'57
!_eq"l['e~cN:J:('n To 8e ,A$sicm;c C';U'll" Curterland
4ss,,~scr'sP.1rcellJu To 2e ASS2SS<?C Ta. YeClf 2CC5 R ~ ra'~s -; ,SA 5cf~cal ,.1:""",0"""'1> ~ ,'<cre:<I'L'Wn
3crr""ier Ct'r1stccher Yurkcvich ':'J,,""I'.J-...."e' G&C Asscc:ates OCll~,''''_: lxl 'J""I1C/ I r,'n.'~l n,; '~
" "rc:;;-(1'I"~~~,~ra;,"'J '0F''\'~H'''''.eT I_~;.~,;h,clo p'c"",,r'll'f> P'T I '=''''fJr<'1ifl'''~ i'II!"i\.~ ,,,,I,', IlCA~ "J/:\ \~~
'ljc'Qhr.,"'h~e,!", f',-o"'ct \/",.,., Soulrlamotan TcwnsnlP ,'A,~ R,-,i"'~nc.p. Cef :.'f;:"E:' , iC:'l C'~"l" frJ<:' 3~v,
.c",-,
:oaII\P"("S 2450:20 D~18 oi S.lle Q4112,.':;:'.CC-: C,'~;:ri tel! ,rrcJ S _JI',c,ml.lI ",If! '.t<,,,,:;~,,,'c~,,c~,,icn5 'r: ~ ~~1I<.J to" ";'/!l~ Ncr'e ,<r'(''''il~
'enr.k'I,I~ilpq Wel!s r-i3r-O 2dnk. NA .4aa~_<< 1 CO Scutf-] 5tr S:reet Mirneacolls M~j SE-1C2
;.~1'~;>1 I :nda C lJ.iilliams 4",:",~s 3 Cearv!ew Road O+lIsr-,,;rn ::>,'1. 17019
lc<:~r en 8IJre"" ~;"'""''~R"''' Pl'\'>dOl'Tlir'\ollnt 5,.,,'. ,=,~ hoU'~J ~~ ""'" ~o ~o I i,nd U,. 00'_ i
3\),~ LJ~ C""r "5'", '( 2~ ~5~o IJn(j"r :OS"!" <>C""'P~::t ~\~~ ~ A;..~ ~"e fa<"'~~ ~ Ej 'Kl ikd. 0 c"', I
'-r"\'!,1Mr~IQ R~'l \( ~\~I., Slo,," Q 'Jw""r ~L~_ l'e....'....",.,.I/ ,0" nifL<-\'
"'('~"'y.Ji\J"" 0''''''""'''<1 OS'IlI" o o..CI'.O<1 0 ren"nt JS5 H"m1OC1""AlhrJtv ~r~ I
C~'nafi(tlrup~", ~ 5horraqe ~ :"c,""",:~ R Ov.:r?q1v ~ ~::~~~: Pre'J<,...,n~~l .... Mn(f' JI JOIn ,
Mmlr:m.n. 'i''''e X 'hJ,~::;""",;. l-~:......~_ r::"""r~n('~ -,:0 "C :r:: 40 'I "c/C'n '''''01 i
~ote Raco and tn:, r3le,,,j eompO,,",UOIl oftt>e 11Olgl'>b<KI1Qod 31rll not "PP'",",s",llactor$
llelghl:crhoLa L~unU~r c' ~"d ch<Jr '"t, ,,<t,," Tc,e sublect IS located ,n Scutha~ctOrJ Tow"'snlO which s ccnslcered '1'<0 nelr.r;borhcod
-
. Fact~'5 tlMr "Heet rhe mJ,k~\"tllity 'llllle P(CP"'U<!5 in rhe <1t'ifjhC<l'IWQU Il"oxi,~iry lU """r:ioy",,,,m ~"d )1.'CfHue;_ enpleymem srJtJ<lit_, apFeal '.C' ",,,rker, ~rl.1
. The suhxt is located .;11 a residenrial areB amon" "'::rcrerties of similar stvle at1d market 3"""'31. Hemes in tile area are maintained ard
occU-;::-ed All conveniences are eas~ accessfble to the subtect The sub';ct IS Within r'linJtf!s of interstale route 81 which rt'akes t "In
ea~ommute ~hru Cumoer1and, Franklin and surroundinn counties
Maf~1'! ~Gn,hOlon5 m :hc 5"t,""ll1e;'int;Nlro".-t (indlidiflq S(lrr-<NIIIll '1>e ;!1;OY!~ a",cllJ~jc<ls JelJled ~o [fin 'Je"d d P(C\l'~Y '/alu,,", <lemand{5u"~ly, ~no rnil,ke~n'l urne
- - such a5 681" on COfYlretitive p-(r.peHi~~ i"( ,al~ in the n~iyhtl~,hood, d~~L"pti~n or ~I'e pe',,,lcnce r-i 5~fes ,,-,"11i"3nling ':cnces,"""s. "tc.):
Market condilions are averafle ior this time of vear Suoolv and demand aooear to be 'n balance Seller concessions are present in the
marketnlace bul not.3 na-rt"of everv rea! estate transaction and tvPlcallv 5% or iess With ttie attractNe inter~st .ate., and vaned lendirm
co rams ,)vailable interest8u downs are not Ofevalent ;Jt thiS time In the ear fior to Ins ,ection in the \;uhiect neinhborhooCl there
were 160 sofd sin fefami resrdences within an aver e se:!led time of 68 da 5 and wlth an avera e settled 3mount af 3158 182 Pee
FrankliniCumberland ccun multi-list services
- Pro).."t 'n't1rm",tior\ for PUD$ 1.11 "J'j.Jhc"U,,) - . I~ the ,1e'mrcpm/t"ih~N in cCf'rrel 01 'he H,,,",.. Ow"el> A5S"~'aU0" (IIOAr' UVE5 U"
AI'P,,~"m~le 10!Jl ""wlb?f of U/1;!5 in 'ht~ suh. eel 1"ro,eCl An:m\imalelOl.'lfru.o->1t<>rol I)"W;(C( s"l"in thl! 'ubICC\pGj~ll
De<,~"b, cur........."" eferu'nl<' "hd r~n~'\lion.,j !ileili""s
Dimel"sJ(,"~; See Attached L;;i C-esc;:;;:.+(on TDpD'I'4'J,y Street Level
c;ile ,"~" 353 acres Cc.f1wrlD!UYl~-IZ]Il() Sw~ Tvpical for Area
SpeCific lon""J cJ",,~jfjr.;)IJDn <:In,j d,,~cri~ricn Villa"e Cente/ Snape Aoo~ox Rectanaular
l.()(1;ngc.l'r1pbmO:I! (2) LtJgol r.9 h.'t)ill'1OflcCfoor""..I(nllldfoo""ed,...-m} UIKeq<ll U ~O''''H''fJ Dram,~'lP Aooears Ade uate
H, l"l<l&r""luse.l~ ifTl.r"vc,l: Pre~f)"" u<,t! 0 Olncrt15f!ie' Jain' View Residential
Utilities f'lltliC Olh<'l orl'~H...rrnpr<lv......on1.s lYI'" ~:Ii<: P,,,,,.te !.:n!scaI"Il9 Typical for Area
r_lelbicily IZl SUe!!! Asphalt ~ 0 D,ivewaySwlilCo Stone
GilS 0 CLJrtJ'JlIIllir No"" 0 Al'r'''''nt \C,l~ef""l""'ls Ncne Anparenl
'Nil!U( 0 S;~W3U" t'Jor.e 0 0 FEMA Srl!ci..IFlood H,l1mdAJ"" Uv,>, U<JNo
S",not,,'Y5eWl', ~ Sl1..elligias None R R !'FMAlone X M~p Dille 04104/88
:'iwr"'~~Wl'l Aile', None fEMAMah'10 42~~87 OO~5
r:Dmmef1l~ ["FP~rcnt od\II"~" ,~.,s",n'~nl". enc'oi"llhmerns. 5pec'al il~~"~';rnell!s. ",de 0'''''5. ille<],,1 UI le'l31 n\""'('!li,,,ming lOlling, u,,,, No.): There are no
annarent ac\/erse easements Of encroadlments_ The sublect dOf!S not an~ar to lie In a FEMA desiC1l"'ated fleod zone
G[:\lFr,AI_IJLSCRlPflC\I EXT[RIOR DfSO<IPTION rOUNI)ArIO\l B,,::IM[;'H I'lSU1AIION
NO.!lIUr"'5 1 r"u,~j:I!;()" Clrder Block Sl~b No A(~" Sq Fe 890 Rea --8
"1(,. "i S,(uie, 2 t-1",iC\W__dls V~I C';,MSpx:c Yo, % r;"i~;tlcd a Cl'<lin~
rwe(OHi"'lf! Detac0..L >/od5w!"n' Com~Shi~-;:;je f:lnse~",nl Partial C~,ling Jcisl Wid!'; -0
(}e"'~n iSt'j1e) 2-Storv (uttm~ & DWI's~~ Yes Sl(r.'pl"~'IlNo Wi~l, Cinder Block flo", --0
E';~till"JiPf(,pc",d Ex15~ Wi",lo.. ryp'~ Double Hllnu Onl''1'nc~s Ncner!oted Flom Cement :\l<~", -0
A'le(YI,.) New SI~rrru'S",,,,,f1S Yes '~CHII'f'1l!m None noted OlJI5"/c[<lllV ", ,-"",."", ==0
EII<'<;we A~" y, ~ I t-Jew M"""iJ<:lturodl-!c,u'5(! No l"i~%~li"f1 None'loted
RO(.'MS f"'fer Ii;,;", Dim"" KklJCl' Den 1'~""lvRm 1,,,c_Rfn BC'!lOrr>~ f!Jartls L~,,"'ir' lJtt,er A,<,;)" "
Ba~""'e'~ 890
lplfell 1 1 1 1 5 1.204
lpWI! 4 2 1.290
fini<lH'd .-'Ie.,~bo"e "(,1011' r-af'll<JrrCS 8 Rv:r1S" 4 il~d'r"'rl($) 25 fl,,,I,,S] 2.494 Sq"aJeh,..l QIGrc~slhi""A'''il
iNfERIOR M"leri~i;~~(,"f1~"J" HfAlIN(; KIfCHOI EQUfP AlIre AMf"lrIfS CAR5WR,~GE
rt0N~ WofXl \fIn C"lIGccd fypo FHA R~lri'l("~tcr 0 'JG!W 0 l'ir~l;bc"isl " - IZl ',"one 0
- W,--.l>, Drvwall/Good Fllel c;a, Ral1'l,~.G~l'n ~ S\;l., ~ P"u.., ~ C""gc2 "cleafS
r"'loTlnish Wood Starn/Good C"f1<1nimGocd [}i,p)~~1 I)rcpSw" I)"r.k AU.1chcd X
[blhFtocr Vin~'-I(G(JGd C(JOt/IIG Dj~!nwI!,h", SWlUC PCH!I Front D.,l,-,cl1ed
B,,'.lIWJ;n~ec\ Flber;:;lass/Good r::'''~ral Ye, r""iHoOli 0 Hoo( 0 F<lI1Ce 0 BIlII!-.',
Doc\'; Wood Paint/Good G1Jl~r None MinnW'lVe R He~rQ(j R .Puel R C",~,~I
,:"ndnicflGcod 'Nast'crICf'''' r;ni5hed ~ ; fJrr~eWJ~ 2-4
Alllilrjon;,lfeatures(sp,"iaf"ne,gy/Olfici.:nt;lI!r\s,ctd: The SLJbl€ct has a electnc water heatPf
CO"'JiUn_r~~~ the irnprG'Im.'~nt5, d,,~"eciJliGn 1~I'y\ic~r. iunC\l!'n~l, ana e'lI!If'al). ,~t;)"S necdp.d. qUill;ty at c!'"'lrunion r"m~d,,'in'JI~dai!jcI15. e\c The sub ect IS
m .avera e condition on tr.e Intenor and exterior The subiecl ha5 d standard floor alan arid amenities No eVidence of functional or
economic obsolescence was observed At tfme of Insnectlon t!",e subect was !n the nrocess of bemn comnleted Kitchen cabinet" or
. , liances were not installed. U hlin was not com leted Cabinets were on site
-l.cJ~NSP. p',,~i'c."F'enlal CO'lfjitinn5 Isuch ~" bur m)llimired 10. hilzmd""s w",l(-"_ t",ic 5"l.:st3","5, Nt.' r.,e,>"m in {he ir~r.ra\f<,n€rr" ~n III" Si/e, olilll""
ir'''~.~diale ''''';'''ily of the sut:,CCl ;::'o~"ny No adverse environmental conditions were observed at the time of inscection
O'Amore Appraisals, Inc.
UNIFORM RESIDENTIAL APPRAISAL REPORT
0144C89356
r._,.\I.<c'".,,;')S.]J
PAGE 1 or 2
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'..",.'...~,',,""004 5-')j
O'Amore Appraisals, Inc.
UNIFORM RESIDENTIAL APPRAISAL REPORT
0144C89356
ValUatiOl'l S~Cl;O" FileNo. 71C€574.'>
'"S:!I\tIArECSITE'JAtUt' , 2:7 JOO C~rlnt<nts 0" CC~I A~r:rc..cfT (swelT <IS. S~'("Ci! '.if coH (>l[im'HC'
~Sn~'lArED RE~RCCUCTlCr>.l C:JSj.:IlEW 'JF IMPROVEIvIDrs: s;te'lalue. IqualBPcNC31CUIJtiOllilndiol HUe '';;:'' ~"d F",HA thtl
;r"',,/lifT<J 2,~94 5q, Fl J'l~ ~ , , 19.-1,53:2 eS\j"';Jle<l rep1a"""g eccnoouc lili! <;i U'e ~fq:.,<I~)
3smt 8se Sq,fl "" 14.53 1::' 93'':: The 'v1ars~all ~nd Swrft Valuation Sef\'ice W2S l.:tjlized:n tre
- FiP PO~ch ca:cuI3~icn of ,he ~e['roc!L'ct:orr CQst of the 5:..;:Jles: ':Jr;--;:eri
.::dlJ\Jf~'.:,.pClf 55'2 SqF!. jJ~~~ , en Percenl of :;:Ir::rued de[)r~slat:cr ,s:::;lcuf2te,; 8'i ::i',((';('o (r€
"'\.:)1 [~llf~a!"d [<)51 :Iew , 215 J~li effec~\'e ace d the S'~biect b'i :he es\.,;:a:2d 8r','s,c2i !ife cf I
Le,s Pr1'!<j<::11 I ,:'unC1C'f",1 I [,te<i1d [Sl Rem"inmq Cern. ~.;Ii" :=0 :re suc'e'::t orccert'l I
-
;Q;ICClOOC<l , c ,
:Ce,Nf'CIi'W<!'I;jI!I!'aI:q:":,,,,,n',,nL5 , , 2~5,347 Estimated rerralninc: ::)hvslcai :ife 4C-EO ',eilfS !
'''~''S''Jil_;'1~ S'te l"'r:'C"J'-lM~m" ~ , 2.5CO j
IN01CATEO 'IALUE BY COST APPROACH . , 23S,300 I
IT~\l 3UBif'':::- I CCMP,J.R~BU 'ie CCI\-lP.lR:.?Li'1D C::M!,lP;~E 'O/e .i
251 Chestnut 'Jrr.e 1542 Enc Drive 350 Bl3cle'l lane 5036 MiJsser Road
~<!Ql"~~ Shr:-DenSCl:rn Srlr'certsbuf" ShIPCf)f1S0Jrr:: Sri"l.:'e;1sb'~rC'
Pfc~if'\h'.O 3ut,,>(.( 27 miles 27 mles 27 rrdes
.'i~i(,~ f~'re 245 D20 S 231955 , 2230CC , "30.CGC
~'ticdGH';<$IN. ,\je,~ 91324 ~ S 1?5.52 flI ! 89.59 ~ ! 1165.;, m
Datd:lf1fllm InspeC:ion ML8 Report MlS Rep;Jrt MLS Report
'r'errti"J(;(JffS(lU(\!5 Publjc Ret-'Ords Public Recorqs P'Jclic Records
V,lJUfA[)iU$lMrIlTS Dfc;CRIPfiO~ DESCRiPTION " .1""..".....'" DrSC~IPnON .,.'1."'"..."",,, CoFSCRIf'liCN "\I'~'''"=,,
S"I(>5OfFlnarw,'""] None known Conventional : Cash Conventional
C:(}"ce,swn~ 25 D.O.M!Conc -6,955 36o.0M 115D.OM
03te(l15"ll,ITi",,,, 0411312005 02/15/2C05 0812012004 12/14/2004
loc"li"" Suburban Suburban : Suburban : Suburban :
L"'w>::k~'F"'!Sind>! FeeSIrT1 Ie Fee Sim Ie Fee Simple e:e Sir~e
Site 353 acres 58 30reS : "2.000 62 acres -2,000 1.38 acres -3,000
'<licw Resldenlial Residenllaf Residential Residential
[;f'~' n;lmli\ : ,p~1 2.Sto IAv 2-8ton lAva : 2-StorvlAvq : 2SlorvlA~ :
().dv",l~m'l".ci[J'1 Vin I Stone &.- Viovl -3.0CO BncK & VJnvl -3000 8rlck3.V~ -3 oeo
'\,'e New 3Years 6 Years 4COG 2 Years
COJldiucr) G=d Good Good Good
Ahove';I;),1C ~, :A,"",: H""" ""..:110,...,: ,.. '.-.~ : ~"'.... : e.".,.. .'"', eO""': ELi,,,
Ror;mC""Hll 30 8: 4: 250 8, 4: 250 ; 8: 4: 2,50 ; 8: 3: 2 50;
CfO~r,LN'fl' A'M 2,494 5 F. 1.848 S,l.i't 19,.100 2<m9 c, 1 g7i~~f'l 15.700
- 1la<;"~TJ€<lI." r.'i:li101 Partial Basement I ,jll Basement : f::ull8asement Fuji Basement :
R{J("-"",&lcwC,"",. UnfinJ,5hed I rlfinished Unfrnislled Unfirushed
,',mninoollUlilil Avera e ;\veraqe Avera~e Averaru>-
H"'Hill,lCorlin' FHAJCA FHAJCA FHAlCA FHA/CA
W' [~icicf1! ~"'~~ Storm Units Storm Units Storm Umts Storm Umts
,1", dC"'I'Of! 2 Car Gara....e 2 Car Garane 2 Car Gara e 2 Car GiJrane
1\'fc/T.P,1ri<J.lkck Porch Porch Porch Porch
r;""~"ecl.,). "Ie Firenlace Firenlace Fireplace Fireolace
Fence, Pool. '~I" None None : None : Nonp. :
\1"l>'\,J;.'I'o,...1 fxl. f '$ 74451 [ xl. 'S 1 DCa " 9700
,l.o}>S(,,,I:.,alc,;Prtcc.' G,OSS: 13.5% Gross: 4.0% (,os5:9.4%
"ICCf''f1ol"lhi" '-let' 32% , 239,400 NN: .0.4% , 222000 .',jet" rl2% , 239,700
C~m"'L'''lS (In S"le~ Cnmp,,,i,on (;ndIHJ'''fJ (t'1! ~ullieel p'''pe'(is cOlnl'alibllily la (tot' "P,qhtOlllOOO, ~tc I See Allacl1ed Addendum
IHM SIIBJEr:f CC~..lPARAfJlE ~O. 1 CCMI'M;AFll.f'lO. , C(;M(-'~R,1b'I( ,""'J I
I}nlf',P"ceolI)(jD<>lJ r'lo transfers within 12111/03 $1 No transferswlthlll
sC".CpfOll"io,.,iL'~ Public Records the past year the past year
'M~'" ve,"nI""pr'jo~'N
AnJlysis 01 m~1 c,. '~ffL M\le,,,,'~f1I. 01 $o1le, opi,,'I. Of Ii'illr,,] of Lhe ~ubJI)U rfOflNl~ ;}(ld ",>;lI~SIS d d"Y plio< ,3k~ [).j <:Ul,,,,a ,,,,d l't<T1I~lf;~I('s Witlo., or'" /"m [, I)l" <j;,t""r ,"'r"i.~,,1
At time of insnection the subect waslisled for s..e ocr Franklin Co~n~ MRIS svslel11, lhelis! onC81S S2~5 020 wrh TO [javs on I~e markel AI lime Cl(in<;r;ecfiOfJ the
suttecl was lJnderal1aflreementofsae. Sale:;nriceS245,020Wllhnok.nOoYnsal~assi5la"Ce nokno.vn nefsolllor0 ff
INOICA rED VALLIE BY SALES COMPARISON APPRDAOI , 234000
.INClCA TED VAWE BY lNC~ A?PROACH (V A..:uli<:O\l'.l<'l btir"il(;,<jM."k"'lr.enl~ o'JlA .'Mo.. Cr{l~' Pe"f~,I(j"lO"" NIA ~ S 0
flm;)f.f"",~,,1;5mad" U "asi5" .U S!;tjealOllmr'1'ilir"iller;)lJC"S,ir"--f:eCOO<1S'-"cmdlic<J:S1i~Ie<Jt.,-,lr.w ~ 5lC.;:t1:.110<:""",lelL~';lC<I~""s'-lrxJ'I'C'(;dira<10"s
':\miUcns cl"f.p-.Ii,ai: The sublect 's 3DN31sed subiect to comnletlon
~illoll R,,<:onaIiJ'-icn: The r.1a!ket aooroach is the best aooroac.'l to achjeye a fair market yaiue for thiS' tvD; of~' The cost aCOroach
suC'oorts a,e value indicated t:JI the market acoroach The income apcmach is r.ot aPDlicabl~ to the sLbiect
.
rhe ~"frOc,e ,,[ lhls ;.'rp.li,,~1 ,,; \() esti"'~e thp. malke! 'mlue 01 \he f~~II""r.ll<!y thil! is the SllJJecl of U1;~ 'Cf'O'!. b.as"d on me >lI,cve wn'Ji',,;,,~ Jfl<.J 'J", w,1Iic~~cf1. :mlJf~',,~
ar"1Iir~illny "O"dilions, "",j ",m.e! <mlue delUli~on thai i>fe ,WI",! in the ;ltt.-xhed Fted<je Moc Fal11439:F """i~ Mde F~"", 'OO~B (R"".....J 6/93 I
I (WE) E.511MATE THEMARKETVALOE. AS DEfTNED, OF THE REAL PROPf:RTYTHAT IS TI-lE SUBJfCr ()f=1}<<)RfPOR1,ASOF 06/:'10005
- (wHCHJ~:;;t;.AZ OF i?t:CTlON ANO THE EFFECfiVE DATE OF TI-tS REPORT) TO BE $ 234 000
APPRAJS "_I I~. ~ SUPER\IlSORY APPRAlSER(ONLY IFREQUlRE.O) 0" OOid).Je>1
~;(""~lLJr~ S"ln""~Q
\bml' LmdaO Williams ~ame iflopeClrwreny
unl" Re~G'tSiqr1"" 06/23/2005 D~r" 1<"1'0(\ S'q"eJ
:ota""C...uf",;)u""J RL 0034(16 L SlJllJPA S(Jle(erllf";,nic",,f ~(,~e
Qr')laleUa"""" S(J!1' Or5t",eLicHlS"j Sl;~e
"_,,'L<f,,,",~ >'.-1]
LSI, A Fidelity National Financial Company
Pf\GE20F 2
",...............,..:'....~_~'""'i;<":'~..._
'""".'A..'."..,',ClO4O-.';J
,,""""'-"
ACCENDUM
File No. 7\Cf5i43
Comments on Sales Comparison
A:I-s<;pes are .:IO$ed ~rar>s3ctions 3nc 3'ler3ge indicators of Vd:ue Gross :ivlrg afea 8f ccrri=' 3 is ~re3ter ,Dan :dea! cut
cCI~,sice,ed a geed 'raicator of value due to :ts iocation. si;"'lilar lel si.;:e 3r.d mar:<2ti....:g 3::;~-,"al No aCJL;str;:ent:$ mace :cr
(he full vs pan.iai basement as the bascrr,erl of ~he SL.~)e';-s '5 f'...ill under :he marn secriO~ af .:he dwel~!ng Dl;e ro Ihe
limited n:.;mbe, of similar transfers camps may be alGer tr,an ice31 T);e 3!='pr3lsec; Cpl"'l\ln cf .,,,,IU8:$ g~2ater tran Ire
average neighcorhood value due to conaitJcn and m3rketab.l,ty of recent trarsfers. Tre Qi=inlcn Of valLle ;$ s~p!-'Crtec :.'y Ii'e
market approach Utilizing ~Or.1raracles aV3itacle w;lhn'. the 3cce;Jtacle guiceli:;es die! net 5L:ppCr. :h~ szies priCe. :'-~O
adjl..lS,menl ;s made for time 35 camparaCies were sold ',I;:hir. tr.e past 10 momr_s 3nd Jre canslderec goad :ndic3tors ci
vaiLe fer :he s:..:blect
k)ja-\dm~lrfl
SUBJECT PROPERTY PHOTO ADDENDUM
orrry/ller: ChriStO per YL:rkovlCh
Pr:a::ef1:'f ,o.,cdress: :::61 C~estrut Drive
Cty S~ipcensr:urq
Lt~r'_\1er: Wells car 0 Ban/{, ~J.A
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Case ~u :O'~40893S6
ZIU' 17257
FRON, VIEW OF
SUBJECT PROPERTY
ApCfJiscod OJtlO': Jere ~1, 2CC5
f\i'Pr;JIStd Ihluc: S234,OCC
REAR VIEW OF
SUBJECT PROPERTY
STREET SCENE
rl3crrclJ;er CtmslOpr,er 'YurKO....1Cr, ile! 0 71005743
Pro::Jef~\{ Accress:261 Chestnut Srive Case No .0144C89356
Clt~: Sr,jc::;ensturq Swle: Pll. liD 1725,
lendtf- ,,^,e!ls Farco ~ark NA
K:tchen
8ath
Bedroom
FLOORPLAN
Borrrlwer: Crfi13toCller '(ur!<cvlch File No.. 71C65743 I
Pr .Jr:f'f'V Address: 261 Cr.eslr:ut Drive Case No .0144089256
eN: S'~lpC€r:5blJn;; ')!;1te PA ZiD: 1725; i
L,-'nCef Wells Far"'o Bank N A
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,tl.ItA Cft1.CLitATK::N3 SUMMARY lAiN3 ~ ~W
Code O'JSCr1ptIOfl SIll! Tolals Breakdown Sublot.Jl...
= ri,rstFloor 12D.C.Q(l 1204.00 .iratflnor
= 5<>aontF1=r l.1911.0Q 1290,(1) :l-4.0 . 30.0 'l2U.OIJ
'I' Forc.h 242.00 242.00 16.0 . 28.0 44B.OO
~ =- 552.00 552.(J(J 14.0 . 2LO U6.00
5<1C<Orldnocr
30_0 . 4J,0 I29O(JO
TOTAL UVABLE ("'-"'ed) 2494 4 Areas TOlar (muroo:i) 2494
8<JffOWH: Chfls:oDher Yurkovich
Prr;oertv .1.,~re<;s: :261 Chestnut Dr!Vf;
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COMPARABLE PROPERTY PHOTO ADDENDUM
. Borrower: CIlr!stocl1er Yurkovich
PIO eft.., AtMre<;s:261 Chestnut Drive
C[,/: Shu:::oer,st:urQ
lendt'r: I/vel!s :-arac 8arK, N.A
Sl2te- CA,
lie, 0 71065743
Case No 0144089356
ZID: 1i25"
COMPARABLE SALE #1
64"2 Ene Qr:ve
Sr,lppef'S8Urr;
Sale c.Clt~: O:::/151:2CCS
SClie Price: 'S ::319::5
COMPARABLE SALE #2
350 Bradley l_ane
Shippefisburg
SiJle Dille: 08CO/20Q4
SnIt! Price: $ 223,OCO
COMPARABLE SALE #3
586 Musser Road
Shippensburg
Sale Date: 12/141:00-4
Sdle Price: $ 230,000
BQf/Owef: Christaoher YurkOViCh
PrQoertvAddre<;<.;: 261 Chestl'1ut Drive
Oty: Shiocensburq
le~der' Wens Far 0 BanI( N A
k~IfL~D~2g
@2003 OeLmme
w",,"".delorme.com
Street ....U;j;$!1SA;oi!,2VO-J
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O'Amore Appraisals, Inc.
tiSPAP COMPLlA~CE ADDENDCM
rue."!), 71C65743
B'-'lTQWe:r Christocher Y'Jrko'.rlcn
Prcperty :\ddce,s 261 Chesrrul CINe
Or:.' ShlC'C.eflS!?Un:;
L<:n~r.Gi~t Wells Farqc 8ar'k. ,~L~
OrO::ri
C:'\U'rf Cur-;Ceriar:c
$t.l~ p~ ZipC~'<k 17257
nienf ,'k~r~r.c~ ~ 0144C89356
Oniv tho" It~I'l-' ch..-k~dC\l..';er;\~ n,!-'I,- r,' rI,fs N"'''-!
Pt"RPOSE. FU:'{CnON ASD L'ffE.,\1)ED L"SE OF THE APPR-\rSAL
iEl
TJI<: ?UIpO:i<' elf !J'.<: J~pnlial 1'1 :0 prcv;d~ m vpinj~'Il 0f :nark~! '-',UIJ~ vI :..,,~ ;Ub:;-Cl rr'_'pc~y ,15, d<:[:~lod 'J1 U~.; r~pun.. >.'11 bdw.l f .J!' ~.h~ _<pplal;.J
"l'tJlFony fJciliutifl>; :l~ j.";i!?~1\.:1\t ;",;r 'be re(~T,"'llc",J,,11.:'ll[.oS j)~ ;ftrC-l,kl '-'.~{ ,"I :he 14-"'11:. The ;)<,iy f(!n~-~!('" J( :/1: Jr!'ra"ql :s .(' j",:;! ~;;~
die:111 :I1<::1ti,m<:(\ if! tlu, r<:;x'rt ill _'Va[\l~rl;:g D<: wbJ.:'C! ~'fOp:rr:J tet lending pwp<-,~~,>, The~:K c:f'...'1J~ ..l;:,prJio;U by .u:"cn,: c'l}kl '.hm th~ ~t"t::J
iJ1I~n..--:.:cii.ls"". ,'f for ~ny 01h.:t .1:;~ ~lt.u'.:.h~ ~t.l(..:d inr~nt.I"'d~. JS prcilititell
Th<: ?ll;:,a:>~ \It'(he ;ql{:r.:ziS<IJ is r0 prrvlc:k In ''Piruoo ,'frn;u:k~,,: \'J.:U~ ,'fU~ ~ui;j.:,,[ ;X~'~fry, as J~CII1~C ill 'hi" r<1><)rt. 00 bd'.;llt',)fTJ>,~ Jj'lJrJ..h.l1
WtIlpnny ;lI.~Uit:a(wg the ;l.h"lg:J'l~Jt ~',::r the :er~~m~d dl~nl J~ ,h.: lnl~:1<.ld u.<;~'1" ,)[:)h r;'-?Jn. The olli.. ['..ln~t;,.'n ;)( th~ J?rnl~,d '5 t,) 4';;1,1 ~h..:
dl<:r.lllll:l\lion~d III :hi.' rq,"-'H.J' :':ah:a1Jng rho' ;ubi.:(1 pT~.,.,<.>rry ~":at f;fJ[~ OIlT1ej i_REO) ;Jllf-p,'><'S. Th~ :1:\( "ftlu" ;'[Jpral,;,aj by .u:~L'TI"
oth.:r lh::ln:..1u: .;D.fed inl~-'t!d~d 1JS>:r. or fi'T my N.h~f us.<: than th" >1:.1~d lJlr~nd~d ~e. is ;m:VlIb:~d
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Tho: pllrl)l'S~ r;.{thi, J.Pl1f;l.lS.lll, ro
the fei~r<."rll-"d dj~m a..~ th.: int~nd;:d a.~a 0(tfuS report The Q/IJy fnnrlJ;
ev:lJu..ting the; illb)ecl pr,'p~rry felr
(,[S<.7, or (or any '-'lber use !]1aJl th~ staled :ntellded llS.: ~5 prlJtlilnt~,l
. ()!1 ,,~hJ.! ["flh~ J.FPrJli1! C0J11F3:flY facilitaling :h~ "Sti;p1.."'~m f..-.:
II ~'r :.h~ ~ppraiS:ll ,s ~o ..ISSISI th~ "li~nt :TIerI!Il'n~J i.ff Uu~ repo-'-! in
Th~ Ill;e <)tJWi .lPVfa.iSa.l by any<:me \Jf/t"r uwn tM SIJt~d ll\(~ll<kd
TI'PE OF _.-\.PPR.AISAL A.:\'D APPRAISAL REPORT
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This ~s a Complete Appraisal wntten ina Summary R"p'_'rt lomwl ;Il}d ~Jle tsp,\p Dep,ufUre R\lle h:l:i.!!!!! h~~f\ :rw0kc'd
This ($ J LlmiledApptaisal ""lllfenmJ Repo.'ft fl'1111at and [ll.: USP..\P D<:,pJfWle R<<!e Jlill. be~[\ invoked.ls ,ji;ck)s~d in
the body <)( Jddet\d.;< of the f"PC,rt. The diL'TI11t3.'i .Igg~rl thaI J Llmil<':d Appfal~a1ls sIlllicien1 ("firs r'1.l'pOS"'~
SCOPE (EXTE:o.'T) OF REPORT
l:2sJ The appl3.is;il is based on the '.uformali<'n gath<.'f<<l by UIe appraiscr rrNll publlc r;.-cotd->, ..'ther id<::l1utied s{)U[c<:s, insp-.;-dJc'n <7t the sl.lbJe<'t
property Jnd ;wighborh..,cd, and selection of comtnnhie "<'ik,.;. lislll1gs. .mdl<',4: renta\$ ....ithin 'll~ .;ubj..:ct alJlke[ areJ. The (Jrigina] Wl11C~ of the
camf-'ilIables is sho\\u in t1w Data Source so:<;li\'Tl ,-.ftfU! marker grid aJcmg with rh~ Y;)U1C~ l)f wlIJjrmatl011, ifJv:U[abl~ 111," (lri~inal _,m;rcc JS
presented rusl The sources ;rnd data are cOl1SiderM Idiabk. W!~n ~<'ul.lictir.g inf,xmatioll wa~ pr;wlded.the ~0\.lfce &"rnd m<'.ll rellable- has
lxen {tS<:d Dala bellcved to h<1l1nreliable W:lS net illd~d in Ih" rqN>H IlN used J5 a basi; IN UlJ': vJluo c0nc!us.i0fl. fhe c',tent v[J1l;IJys-is
J.ppli":<3 ((> thi.- a.'~Jgrnn"nt may be f1l1'thcr imparted 'Nithin til'~ rel'ort.1l1C :\ppralsds Certification bel"... and/or .:my (it.her Sra1cnit:'rl/ ,1[ t.imitir1g
Conditiofl5 am] ArrJraisel's C~ni!1catiQn ~uch ~s ITUlY be uuliz:ed <vi{hill [he Fr,,",Jdje .\la..: l<Jrm ~3'/ or Fa:rmie: Mae ronn !OO~b iJ;,t~J ~~)j, whefl
ilPplicable
18 A reasorwbl.: marl;chng rime [Ot th: ~ubiect plOpctly is 1 90
o t\/eas()(l;jb(eexp'ls(,[r(:tirnch'lIh,:sllbjeet)Jf(l\lcrtyis
d;,yl:>) utilizing 1I1;;l.Ikd CDI\<.!itiott\ l~ltln.:nt II) tl:..: JPl'faJ;a1 as~jgnmelll
day(;)
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M.4.RKETING TI~1E A-,~'D E.Xpost'RE TIME FOR rHE SlJBJF.C'f PROPERTY
APPR"\1SER'S CERTIFICATION
1 ccrti[ythJt, to !he \>est otmy knowledge .ntd bdid;
The st.'l1el1lcnts ,,[ fad wn!;jiJJed in tlu'i repDrt are tll~ and C('HeCl
T1~ r~pcrt"d an~lys~, L'PlrtiNI5, <lJld c"ndu.,o"ns ar~ limited only by fhe rep('ckJ JS~IU.~p!iL""l> and limiting ({jnditi,)n~, Jrld ,ue rlly IJ<:rS<lnal.
impartjal, and unbiased pwfGSsj,mJ! al1a1ys<:s."pin.lofl..>.:lndcollc\usil>lIs
Iloav" no pr~S"1\t [}( prospective inler~st in t~ property thaI is the subjeCI 01'\111$ rer<Jrl, Jf[d "0 per~l}naJ .inkI~:;t WIth re5p..:ct to t~ panie,
involved, unless otherwis~ slated within Ihe rcpa!
I have no bi." withl.~Spcd In Ib<: ~,,~try th"t is lil<: 'llbJ~d l,fthis fepr"t or to th~ [1atli.~s invulv..:ci with tlti, d;,;igI1ll1~1l!
Mr ~ng3gemelJt III this "sigJUllent was l1"t ~{!J\lillg..:nt lip-t:'f1 d..:velop!llg or reJlmt.ing pr<ddwtlinen result.
:'I-ly cDlllpen:;ation for colllpl~ting lhi,; 3,;signment is not cOlItiflgell! !'l.'1mJll<l del'elopment elf fep'!rtin!!: (If a \lredetenllil!~d ;;ahJL' (I[ djl'~ctj,'TI in
v-a1~ ili"l fil.\'0r5I.he calL>':: llfthe diwt, the amml.llt of the vaJu~opilli('lllilc) ;lllu.lf\n1ent of.l stil'ul<ltcd re;uJ~ Of th~ occurrellc~ ()[a "ub_i<'qUt:fll
<."Vell1 (/jrectly r-dilt~d 10 the Hlt~llJ.:d us;.- Mthis :.pprai,al
\Iy al1aly,e~, OpiftiOtJ." itlld'-:'Tldusj"lli were devdopt:d, and thi, rep(lrl has own [Jr"lliIfe,j, ill wni'ormitywith Ih" UnifOHll Standard; or
!'rot~ssi,'rull Appraisal Pm,:lic,;
I h.:J.v,; GJ L,r have no! 0 made 3 ll.:rs..mal inspe~tk'll "flm: property thaI 15tlw .,uhjl':CI J{ thi.. [cporl. (if JJlor~ than ,~nc [J<:rs('J1 ,ign__~!hi, f~pult,
this catific:ltion m~~1 clc:;rly spe..'ify wllieh intlividlJah did and wltich indivlduJ.!s did fll>t mal;.: <l. pcnonal ill$l'eclio!l oflh<: Jppraisal prQPcrtj'_l
No on": pWVld.:d significlJ)t prol~5iol13J ;t.",,,i,taflC<: to IllC pcr,;on ;ignlng thi~ rClX'rt_ nfth"f~ ar~ c,~ccpt((]!", 1),<< lliUfle of ea~h in<1ividllal
plDvi{bng significilllt pfQfc"wfl.'\! ,\5sislJj\c~ ml1>t I".; .;tl.lICd)
NotE: In dr~ ,ase 0/ any c","flirt will, ""lien! pru".dl!d arllficafiorl (i.~_, PIN/nil JiLli' "r Fre,Ur" .H"c), Ihi.. rnjs~d co.trJ)cuIWtl _.hallluk"
o~"rf'd"m,~
Supcl'\itllf)' "'l1pnlsct".C<11tfk:1tfon: If a mpervi""ry "Pl'r:li_~N ;;lgn"d th, apptai,al repcrt, h~ or shc ~erl1l1es HI.:! ~gr.."s 1m!: I dir~ctly
sl.lp~rvi"", Ihe '1ppr~i~t wl1.., pr~pa/~u tnt! appraisal r<:pml, hH'~ reVl~w~d the .ppr:u:i31 r~p~'rt. agfe<:: wiUl 111..: s{~temt."l'/b mJ ""llcJlJsj{)n.~ of
the ;\ppraiset, agr<lc to be bt.'lDld by tlu: ;l.pprais.:r's <:<."ftitlcaut,'JIS Humb<':fed 1-7 'Ifld <lOll thll "ewlld p<I.ge <If Fr.:ddi" MlC FUfm 139 ,i..<)3':F:lJtni~
\13< Form 10l)t13 6_cU, Of Ihe rhird Da~c of r~rrn ]Q5\ J11U ~m uki!'ll!' fun fesoonsibihlV f01 the JnlJWls;ri (';"NI
APPR--\ISER'S A..''D SVPERVISORY APPR:\ISER'S SIGN'.--\. Tt'RE
AI~[>R.<U~~'ER:
"",," - J,;J.i~
:><ame: Linda . Wllltams
Date the R...,.'C\"t w;}.~ SigJl<,diJ6/23/20Q5
StMC Ccnil'ication Ii: RL 003406l
0( State l.i~ef15': ~
Sl<J!e: Pennsyl\'ania
Explfrwl:"n D-.<le of C.mitk",ti('J1 Of l.il't:f<;e' 06/3012005
St'PER\lS0RY :\f'PR..c\ISER (only if required):
Sign.--dme
N'lllle:
!AIle lk Repolt W1lS Sigl1e(l
S(~teCl.'rtlficmi('I'll.
C!f S\;llll Li~<.'l1.-;C rf
State
E.\pI;d'il'l Oat<': ofCcrlltiLc:.lll.oo Dr L.iu:nse
o Did insp.::ci: ;;ubjtrt )ll"l'peITy 0 lll,,:eckd Comp:lracks
o lnteri,)f&Ext<:!ior 0 JnlcriC'l:&E.:",ellOf
o E.~ri""()/lly 0 E<aeriVliHlly
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0144C89356
f'lef.;o 7~Ce!i43
DEfiNITION Of MARXET VALUE: The most prabJIHe ;JrIC~ w~,cn J ;JfoC'erW st'lo.Jld tJrlng In iI !:orP.o<!Uri'fC ;jfl(J u;J1!n J11MKel
.Jr;cter all '-:ond~tlorl$ r~qJI~"i! 10" liilr s.:J!e !he b~yl)r and $,;ller, i!ath aC1il19 ~rJd~nriy, ~,1DW'l'C:g0dbly and JS5"lrnlf':J tn,; ;Jr'ce .5 I1c:
Jf!'.!cted 0'1 .j11!j,if'; _'lil1',-,I-.l'>. Implic1 in ~h'5 deflr1rtiOf1 is tIll3 COI1'ilmiT1,JlllJl1 of J SJ:t! a5 ,,1 d s[J<:c,f,'ed dJle .ll1d Ih", ;lJSS"'\] Jl l'lle frO:ll
scller 10 h'Jy"r .Jnl!er c,wci!iDns .....11...r...h:<: Iii oJ)'er and 5CI!\jr JfL~ t:i~ICJ;Ii' m,~!iVJled: i21 0,;111 flJr;;oJs .}r,; Nte'! i(;!,-.I11I"'; JT 'Ne'l ,1,J'.15'~'1.
and each ,jC1111'] il1 Nhd he cJnsrde($ MiS /JL'linlJesl iI1t2r~o;1: en a :e:15(ln;\t)I" ~ime is .):JDv,eJ lor e(,ccJS;Jre in lli2 lJ~en mer',,,,: (fl OJymer!
is /Tude I/ller~5,J( cJ,;n in ,.l-S_ uoll.1r" \X In terms af fil1.3;,ciJi MrJng\~m,,;11S cor.lp,J!Jole ~~oJr~to. and IS) 111" price '~pr~s""t5 ~hl' ",;rrn;Jf
cor.sl0l;'rJliOIl lor we prCpe}flj 5<.1ld JI".Jl1e<:ted by 5~eclil! Dr Cfe.3l;ve lindnclng l)r salt's L()f1C~S5Icn5. gr::Jr.t"'o U'f Jnjcn~> J,;s>xIJled Nitrl lt18
S.3i"
. .l,GJJ<;II11l!r.t"; (0 :l7e LompJ'J~I"s ~lJ:>1 bfl 'Tuee 'or speCia: or creil!lllt' !lrkl~c:n9 ,)r '>iJ,02S ,:J:'.Ci!ss'cns. Ne 3CJ."'S!11r.'M_" ,1r2 n;,C,"~~Jr:.r f!lr
those Ulsts wrl1,.tJ _;r" n<.Trm,;>!ly p.JJ1j by ~02II"rs o3S .1 :cscltl OllcJdiLOI1 'Jr liNt :'n J m":lfx~t 3r<~J: th<'~L' ,::ust., .)r>: r;:3LUv '{1f"'td'3GI2 ;;;!',;;" :he
;;<,Jle; pays <lies," (O~15 in ."fLall" ;,1I5J:,,0: i(JnoJt::!lJn5. Sp"c:ill 'Jr Cri!J1IVe fif'!Jnrill<j .1CjClS,mel1ls r.:ln be m,H1e 1G 'rw CL)[1)lk\f3ble ;Jropl'r~y
by CdmpJf'S';I1.;:O _fiI1Jf'wng t\'rms ,Jt!ered b~1 J lhlro ~-Jrr'f 105111;)1;0I1al :eniJer that 15 1101 alre3ay ',n'l',ll'/er: In Ille iJfofJeny m :rJr,SJc,tu'1_ Any
,lcj,IS\ment ~t1oj'JhJ .lel 01'.' E:,1!c.J),J1eCl \l[1;j m~chJnlc;)\ Ih)IfJr fur do,'laf ;:O~l 0' lhc nl101nc:~'J or conn~<,.Siun be,l :~e d<JII.j( JrHO.J!1[ ,)f ary
<l{;jJ5tmi:'l1t <,.r.Q.Jld Jppf[)~ll1!ale me m;J(KC! 5 re!loion!l) l~e ~n,1fli:i[19 elr conre~slon<' bas~d on II':e APpTJl'ii"f 5judgment.
STATEMENT OF LIMITING CONDITiONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDIlIONS: The Jppr,liser's certi/ic.J1iQI1 !/l..J1 .1ppeafs in the apprals.ll WpM is "dUject /0 !he
followmgcondillons:
1, The JPJ\fJi~er will ntll tIC rcsponsmtr.lor m,llh~f" of a legal nat3n~ IIl",t aUec! eil)1ef the propflfly being appf,lis.,(j or tlTe Wle 10 it. Th('
Jopr,w,er J5SdmeS tl'1al the 1IIIe Is goodm4 (rwr~eWo!e and, lllerelure. '<',III n01 reoljer Jrry oplnlon5- <1boul lhe title, Tile WOpNI,! is apprili$<o!d
an the MSis d J lJeing JnOt:'f responsible owrll.>r5tlip.
2. The apprilisPf hJS proviLl'ed i;J 5~elch in !hi.' appraIsal report.o ~how ilpprollimare ,1imensJOns of lhe improllcmel~t5 and t~e s,ctcll is
,'no;:lil(1ed ol1)Y ro ,jC,_<,15t 1J1e r("ill1er 01 [he repart ,n 'Iisualizing me propt"fl';l Jnd -1oderc>tJl1llJn9 tht~ .JpprJiSer',;d€ft?(.'7Jlf1iJlX))1 (J! ,ts ';iz()
3. The Jpf1rJI.,er hilS e1l3m(rN~<1 (til1 aVJiJilbl0 Jloo(l maps lhat are rro\li,jc\1 oy uw POlk'fJt Emergc'lc'l M,ln.lgpmem A~cm':1 (or OlnN IJ;H;!
50un;es) Jilt! hilS nOled 1(1 Ihe appr;]i~;aI repef! o'the!he1 rill' $Jhject ~llel5 located in:.ll1 iltentllied Special Flooll Hazard AreJ. [krJJse tile
apprJlo:.~r is {1()1 J 'ic;rvCyDf. he or 51)e m,lk,;s 1"10 ~}'.l<1ran(ce~;. l!XiXe~S I;Jf implied. regarding 111b determiniltlOn
4. TI1~ appraiser will nO! tJl'le lestimony 01 ,.ppeilf in C(Jurl beca:J<,e Ile Ot 5h~ mJde iln apprJlsal alllle properly in queSltOI1. JnleS5 Slli'ciflc
Jrrangement;; 10 ,-:0 50 rlavc !),;en made beforf?tlilnCJ.
5. The appr;:lio;('[ hile;, estimated Ihe '1al'l" Dlthe tand.ln tile CO';! i1pproil'CI1 ar II~ hlgne.;! dfl.;! bes1 :lse Jnd the ImprO'lemel1f5 J! tHeir
canlrilii,fOry V;)lile. nw<,c Sepafate V"ldJlions of the IJnD and impr(wc111ellls mJSll101 D,' .1setl in canJ1H1CljOl1 wilh any o1ht!r dpprilisal ilrld
are frl'l;]iid rf rhey au) <;O:J5f'(1.
6. The 3pprai~,'f hilS nOled in me aprnah,ll ."pmt any adversE'- conditions (s.ICh a~;, needed repairs. d2precimiofl. Ihe prcscncC' of 1l;-Il.1fdow;
WJ5te~, toxic ~.JlJ5tJfh;e5, CIC.) Ok",erved dJrlng lhe inspection vI the SUbY,CI properly or Ulat fw Qf slle hecame ,iW3f1' uf dJrifll) me nornlilJ
reseafUI ,nvolv<co' III pcrformll1g the ,1pprais<lL Unt"c,s mh('rwi~e 5!iHed in lhedppr;)j'>al r~pC)11. the apprai~,er has no knawJedg<:o' I)f <my ImJden
<)f JnappMenl COI\(\l!IU"~ I,f rhe l'ropp.ny or ad"er~e environmentaJ r.uflchnon5 (in(:l.uJil1!i lhO) presence 01 hJzarc1iJ-..JS W,)~;tf'S, toxic
S:JI1S1,1r1C"S. erc.) thaI woutd f1\;Jke the pr[)p[~r!y morc ilr )1;"5 \I;>lu<1\)Je, and tl,lS il~.;;,-,mc(j rll.H thcre .1(C nlJ sJrh c011dillGn5 <lnu mJk(!'; no
9"larante'!'i(lrwauJrllius. cxpres<,or impticd. regarrtinglf1<! Coo<../ilianoflhe propPrly, Trle ;1[1paI5cfWIII,1UtrJ('reSpIJm,ID)()!or ;lI'lys:JCh
COl1t.litions thill do "X15l <lr lor (Jnj' onginl-,cring or \e<,!iIl\J thJI mig!\[ 0(' rcqlin'<11O d,;:,cLlwr whc1l1cr such conrlirions f'xl,:!. /;kc:!",e Wi;
appr.li$er i;; nm Cln e~pcrt in Ihc fil'la of cflviWfunclll:J) lWZiJfO.;. the JpprJi;;al repull 'Il,JSt nor he c()nsidl.'H'O J~, all Pf1Virollnlel\l,ll JS:;C'i.;rl1~n{
01 Ihcpropefly.
J. T11[) ,Jppraiser oPti\in,'ll !11,~ ;n'urrnarion. eSlim,lle;;. and opinions that were express('{j;n lilt? appr,li~ilJ rf'jlort In)rl SO'-!fCC., tltll IW llr ~/1,1
conslder;i- to be re!L1tlle J(]d believe<, them \0 tit! lrJ(! and CDrwn TlI!:' J\lpralscr doc;; nul ,J~s>mle (1'5POIlSibiliIY lor the JCClr,lL,/ \1' SJch
~('m,; IhJI were l:Jrnish(J(1 by ,)'Ulf'r jlDnl€S
8. Tile Jppr",sct Win not di:srloSB the CllnWI1/$ of lilt.' .appraisal repcrt <!xccpt J~ pnlviQed for inlhe Ufl,form SI.wdard5 01 Plofw,sillflal
Aj)pr<Jis.lIPrilwce
9 The !lpp(Jl~er ha-s I)J~ied hi~; ,1f ner J[Jpr;Il';al fl'porl JI1d \/ill:JJlion (OnCfCiSI'on for an JPfJ/.:JiS<J!lh.J1 is SJtJ)eCl \OJ s<l1isf.:Jc10ry complelion,
repairS. (l( alleralinn$ on ttw assumptiOn 1I'1clt comp~lfion 01 mtl Imrrovemt:'r.t~, Will b\! performe<.!lll.-1 '1I(JrKmill1lrke m,mrwr
10. The ,JpflrJiser mLlst provide hIS or m}f prior wflltl.'n .:\)n,;enl l1elort.' till' ICllller/clicm Sp!'Clfieclln lhe JjJpfaisill report c~n <jlsrr;~-1j(" the
iJrrr;Ji5OJ) fl'pon (inc:I.ldinq ct)nclusI(jf1s o100Ut tile properly 'J~l'-'e, lhe appra'':'llf's idellllly .1lld professiona! desiljnati{)115. ;)n(j r('ffJrenC(lr, 10
any pnl{(!'$sionClI Jppr;lisdl orgdnllo3l;(][15 or the firm "'!lIT which ow allpr;liser i$ J5".t,(i"wd i III J[1,/(jn(~ (H/jer InJTl !Ilt.' burrower: th",
mClrtgilgee or liS Suc(,,'550(~ and JSslgn;;: the mOflgag>3 insJr\ir: COf1SCllrJrHS: prolusslunal <lppL1IS.J1 cJrljilnlz;lI"ln.,: .Joy ':.tJre or feaL'(ai!y
.Jppfl:lvcd linanciJI Ifl5til"l:on: llf ilny d<,pJnmcm. J(lency, or InSlrHl1enUlity \J(:he Un,(C{j S!J!i;s Of .an}l5lJte nr IIW Di~,lrlct of Col'Jmbi~:
eKct!pr ~niH the lender/client Old') di5tflbutfl the prop<'ny .j8sCnpllor: section of the reoorl only to (Mfa C<iileC/i()n ,)f rcporT!ng Scr'JlCI!(S)
'Nil haul having 10 Obtain /he dpprJISer-s prfor WfIlten conSQnt, The ,lppfifI5<lr'S 'Nflnell tOfbl!nt ill1d approval mJ.,t als" tre GOtJlnt.'d bdore
rh~ Jppraio;al can be c\lr.veyeo!ly an'J<lIU; to rile ~ubllc thW,lgh ml'lertislJlg, publIC rclJliarts. new~. s~les. \lr (lther mlldl,l
Freddie MJC F(J(:n 4396.93
Paqelol2
f.wrne M,j(' Form Hlt14B 6-93
0"'144088356
F,ls :-"0. 710135743
APPRAISERS CERT1F1CATJON: fhe .ApprJlser cerLirie~ iJr;d J<;ree5 rh.Jl:
;. I hJ'/C rGseJrc~,ed It'e swbJcct mar~<'!! arlOi'! .)J1d ~ave selec:ed.1 ;TI,ri~.jm of three recent sdir;s qf ~ronlCnie~ mC5[ simils :mQ ;Jrc.~'m.1:,'
to ~ne 5..JbJect praper.y fer ;ons;cefJlion in lhe 5JI~S compaflscn Jf1aiys;s JIlCIlJ'le i'11JC," J dollar ildj~5rmt'm 'N,"J~:i' Jppropr;Jle:O re!lc,,: thi~
mJrke~ reac:iOn!!) :~osc items of sil;nlLCJnt Vdl'Jlion, If a siGr1i!:cJnt ,km in a :ompJrJ:;le prGqer!y is SeJp8rLCr lU lJr 1l1~,C l~v()fa~:tO 1I1Jn
:rw 5~bJect prapenj, I ~.l<l'Ie mJCe a ne,~atl\le JdjJSlment:o ~edLlce rile Jdj~'~zed s3le$ price of the :c:1lj)Jrat1e Jnd. if J S"JnlliCil~t Ih?m 'n J
~of)lpJrJble ;Jroper:y is l!1fer:or 10, or :eS$ favi:lfJole tl'1df) (he 5.ib}eCl pr;)r"r~y, I have mJce J ;:los,t;'}e .'lcjc:slrl1\o'111O ir1U,'35J u~e Jc",,,sle,j
s,'i1e-:; ~rlce of lr:e cc~pJrJb;e.
Z_ i f'.il'J(! ,Jk2~ ,'('1;] Co,lSICer.3~lon t~e f(\c:cr5 :h<Jt h.'l'''''~ 3n ;iI1PJc: 0:-: 'IJI'Ji! ;n rr.y d.we!GolfTt.'r:t <Jlzl':e eSlir;1Jte of :71.1:\,,', '1J1'~e in the
,~O(Jrals,,1 ~eporL I hJve ,not ~nowingi\, .....iti"_hel,j any sig,1ifit.:,]r.t 'l'1ii:lr~J'_ion fr'Jm ~il-d J?JrJ,S.a) repcr: 211\11 b<2;~e'i8, tel the oest elf my
knowfedge. tMt all statements ar.d :rforma!tcnln the appralsdl report Jre :'-,1e Jrd corfee!,
3. I stJ~e"-: _n :he 3ppfJ,sal r"pert enly my OWIl personi'l!. unblilsed. and ;lrJi8"SianJI anJly5:s. oplr.;on$. :H.d l:O~C1.Js:';f1", w!lieh _He s.ibW~!
only to the con\lngeni and !imiting cont:iVOf1S specified in this lcrm.
4. j Have no pffJs8nt or prospective in\l~re$t In the pr8peny thaI is th8 subject 10 zhis repoIL Jnd I ~1<j'le f]0 'Jr~sent or prlJSpectNP- persllnal
il1t~reSt ur lJi~s WI[h respect to the part'lclpants ill the transaclion. , di{J nO! boJs€, either partially or co:cpletely, my Jnalysis Jnd.'of nle
estlma1l'~ of marktt 'JilILl8 in the dppralsal report on1he r::Jce. coloL rel'glon. sex. !1Jndica~, famllbl Stal'..b. or n<ltlOnal or,gin of either the
prospective ow;wrs or occ'JpJnts of (he subject properly or of the present owners or occ'..lpantS of the properties in (ile viCIi1,'!Y Dr lhe
subject property.
5. lll,)ve flO present or contemr1ated future interest in the subject profJer:y. and neither my curront or i'Jl'-lre l~mpi(]yment nor my
compef'$ation lor performing this JpprJiSal.is COml!1gent Of1 the i'l;Jpr3i$ed vi'llue oi!he property
6, j 'NJS not required lO rl!;JO(! a prcde!ermlned 1Ja I'J€ or dlr(lC!ion in value that favors the ca '-lse of tnll GIIC'nr or &IlY relared pMty,
the afllOJl'1t of (l1e value eSlimille. the al1alOment of a soecif~c result. or the occurr(!nGe of i1 s'-ltJsequen! event)f) order to reCl2ive my
compcn~;.:J!j(}n and/or employment lor periorrning me apprJISill. I did nm b<lse ltIe EppriJi~a! report on a requested minimum '1aluJticl1. a
speci!lc '1aluation. or the l1eedto Jpprove a specificmongllge loan.
7, I pNfcrmcd ttli$ Jppralsal in conformity wilh the UnHorm Stilnl1Jrds of Pro!e%ionJI Appraisal PraCTice ll'1ill were adopted ilnn
promulgated ny ltw Aflpr.1isai S!,,,WdNd;; Board of The Appraisal Foundation and that were in plan~ as of :he effective ...,<He oj lhis ap/lrJIc;al.
willi Ill>! e~ceprion of the depart'Jre provision Ilf tho~,e Slandmds, which does not apply, I acknowledge !hEt all €stinlate o! J reason.able
lime for e~posJre in the open market is a cofldition in the Llefinitlon of ffiilrket "'.'litH:' :Jr)[j the estimate I de'ldoped is consistent with the
markNin9 time rICllcd in the neighborhood secti(1fl of this report. lir1less) have 0lherwlse stilted in the reconclfiatiofl section,
8. I have persol1<llly inspect€,1Zhe im~nor and e~terior afl~as of the ~Llbject property 3nef tile exterior of alj prop('((ies HIleo JS comparables
in tile appri'lisal rerort. 'furn.er certify that 1 have notedar1Y apparenl or known adverse conditions in the s.ubJeC1 improvements. on the
subject 5111;>, or on al1Y site within the lmmcdiJte vicinity of the ~,ubject properly 0/ which I am ilW.31e and havc m3(je adjustments h)r nHl';C
adverse conditions ir1 my analysis of the property 1Jalue 10 tIll,; excel'){ mill) had market evidonce to support :hem. I h~ve also comnli!nted
aooJt tllll effect of t11e advorsecondnionsonlne markerabiliZyoltheSlllJjf'Clproperty. .
9. I pNsonally pr<!p.Jrl~(1 aii concluSions and opinions ilbout the real e$t;!1e t11at were set fortll in the dpprJisil) mport. If I relied on
SIgnificant prof1Js~;;onal dssistance flOm any individual or ind~vldlJals in the performJnce or me appr3isLlI or the prep3r;ltion oJf the appr,1isi!1
report, ) have nC\med such ifldiVidU~I(5) and d~5CI(lsed thO specific tilS~$ performed liy I~)em iJ11he rcconciliCltiun ,;ec:lon of thi~, appr,}isJI
report. I certify nut dny indi1Jldual 5;) name(j is qualified to per/arm the tasks J hilve nut a'-lthorizp.d anyone to milk8 J change 10 dny Item in
the report: t"erefore, ~ an lJnauthoriz~'{j change is hlo1de to lhe appraisal report. II'Ii1l tilke no responslhilrty ror it.
\ CERTIFY mAr, ro TI-IEll!'~TOFMY I(Na,M.EDGEANO BELlEF:_\h.,...n<lbluwith '''P'lctt<>~,.p<",,''''Y 'tl0l i'tt,......l>\ed n(!tl",~a!o~'~pOllia.i"""'v.<J..ith"ls
tlui{1'lf1>>>tlf, . My ""g.ogon,,,,,1 in II1j~ ..~!TL"",nt "'IS not ""ntill;""! "PM d...llIopin~ or ,opor1jng p-_<l&l.,n,irl.,;/.-.",t.., - My t_.p""a~on r.,r o""~fIlnll tillS ..sl\1lm""li. ~ot ,ontln9"o!
up""1h.~alo~n\"'""u1inQ"f'pr.dol.nl'Lin.dv""'aordi",d....jn""',,,,1io"o,,'h_<<wucfr;,,,c!i..ol,II1..,,,,,,,nlollh.,,,,lu.op;ni<>1,tto.,,,,,,,n,,,,,nlofa,",,LJot.d......II.,,,Ih.
<X<:IJrflf1c.oI" .ubM~"" ...,,1 ~~ocll'\' '''llIed lOti>o ;n""dod UM q(tf1l. ~rr"".. .Nt> "".,o,Cl'Iidod .;.,,'ftanl ,..I pr""..1y 1Illp-Ili\al "si""n<'l"~'.pM"'" .~I"g Il'Iis ,,,'il<nt;on
E....,.,....h.,.ln ttoi. r.portwn",. ~ .tal" 'E.I."ollI o(M.n.., VI..... i. w bf, do4'ln.d.. 'Op.,,;ort 01 Ma:U' V...... In confo,,,,,",,c' ",,111 \999 USpJS./>
SUPERVISORY APPRAISER'S CERTIFICATION: If n supervisory appraiser signC{j lile3ppfJisJI report, Ill! or $hBcertlfles
illld .~grees that: I dlrec!\y supervise the appraiser who prepared lfle ilppfi'lisal n:pon, h3ve reviewed the appraisai repure agree 'Nitl) Ihe
Sllltements and conclusions of the appraiser. ilgre8lo b8 b\lUrld 1Jy the 21pprdlser's cl;lrtilicalions numbered 4 !llrough 7 illlove. and am laking
full responsibii~y lor the appraisal ilnd the appraisal report.
ADDRESS OF PROPERTY APPRAISED: 261 Chestnut Drive ShiooensbIJm. PA 17:257
APPRAISER:
SUPERVISORY APPRAISER (only irrcquind}
5190""" .I- j, ~J<i~
Name: un~ams
Date Signed: 06(2312005
Slate C~rtificaliun #: RL 003406 L
orStdleliccrl$e't:
Suite:PA
Expiration Date of CertlficJTion Of Ut:Cr1se: 06/3012005
SigrliltUW:
Nilmf1:
DiHeSigned
'StJteteniiiC:llIOr1 t
or Swte Licen~e !t.
St~1e
ExptBlionDalt' ofC('r1rtiG:ltl(]norLit:;e~se
o Db 0 Did Not Inspect Propeny
Freddie Mac Form 439 6.9]
Page 2 o! 2
r annie Ma(' Form lOD.m 0.93
0' Amore Appraisals, Inc.
'" , ,
FIRREA I USPAP ADDENDUM I
flLl"'..... Ci',r:stocher Y'Jr''<C',lch -I
\>'r ~f1' ~(I'lr"" 251 Cr>estnut Dnv!? I
'-:u Sr~'iSbcr - ,,-,,1<, CL.:rrber'arQ ':;IJ~~ P;l ,'.r, t~\:(1" 1;':25:-
l.<".,~~,,:rk"l \/'ielts ::~;p,-.c Bank, N A
P'..l"~n<;e
See L.'SPAP Corncii3rcf! Accercum I
I
Scooe I
~r,e 3Cderc2 3rc S'XhlClts w'th this 3cCf3isai are :ntec:r31 Darts ')( l'e 3~cr3isa: 3nd maY~ct je :..;g2(j S€!2a;ateN Nul' ma'/al'V sw,c;e I
"'ar! oJr this 3ocr315a1 :::e '.>sed to :ndicate value wrthoLt :f1e er:rire -acora/sal n1isapcr3;S.31 :5 ~.eaH:o ~t;fT1ate Y31'J2' aSJr :re 3ccfa.s3j ,
cate on;;-Il!$ a "SNAPSHOT IN TIME' ar:d tre va'Lie rrav charce WITh char: es in :he G:Jr:dit:cn 01 tile sL:b:ect aroce!!', with cr.ar~es In
the real estate ma::'\etalic Nflh chan esm nerai ecororr'JC condll:cns T;"I€ <lCCf3'Ser ~as done thiS accralsal on .he 'JaslS 0f:1n
<::.XTRACRDINARY ASSuMPTION, as defined:n the 1999 l;nlform Star.card of Professicrai Accr31sal Practices (l,'SPAP) It 's assLfT:ed
al! mechanica~tems, olumbi;:V:;-and electncal comconents :3.re In ih'era;;e conditIOn No :estmQ has ~er1 acre on trese iterrs This
, craisal is based on r;;- obsef'/ation if the oroD€rtV-and does not include leslrr:;; Of norm:: :nspectlon analvsls It is assLJmed that :ris
Clata is accurate, hONever, it :t turns out to be different than tnet remrted in tns aC[)(Jlsal the final opinion of value <:ouid be altered
Intended Use f !mended User
See USPAP Com Nance Addendum. This ::H)OralSal remrt is Q(e[)ar~ for ~he scle arxJ exclusive use of the 3r-onlse(s client No thIrd
arties are authonzed to reiv urnn thiS reOOft without the express written consent of ,he annra:ser
Hi<;tO-;::-(Jfp,.~
Curremii5(illg,'lli",ma[lo,,:A/ tlrre of ms,::eclion the sut;;E;'ct was under an ~eement af sale Contract. terms and conditions were net made
available for review
Prior <;alwr>lo recorded :ransfers-;:"er Cumberland Couri:'v bUblic record
[, osure Time / M.:irkt:>!in Time
A reasonable markelin(1 time fet the sUbiect is 1-90 davs IJtilizlf~r. c:ondltions oertinert to tnlS acoraisal assi"nment
Per">Qna~lon-rei1~TransfEn5
The a;:;nralser has not Included a s~rale assessment o"i"nerscnal 0 fixtures, or Inlannible items whlGh are attached ~o or lecated
on the real~::- These items do not affect the market value of the real fJfOpertc-
Additional Commerll5
The income ~ roach 10 vallie was not utilized as the borrower IS more interested in the amenities ttl€ prooertv contains than the Income
it c:olJld-;:Voduce
A~j creative finanCial or '~cial concessions known to Ihe iJ."'''';'aiser have been adusted in the comt'tarables of thIS a aisal
In rformin this a ralsallhe a ) raiser was not able to review the N!A If the al'lnraiser couid not review anv annlicable itern (15
r;::;;:eviou~ mentioned. the lender should obtain these items when reviewin the a \ raisal rc art
This a,:;;";;:ai$al was done wittl an "as is" market valve This is the va)u:' oJ lhe-;:';'w'ert'; in its current h slc;al conejition and sLtbieCIlo th~
zOnln in effect 3S of the current date 0{ the annraisal
Ct~rti{ic"tian S~emenl
, Trns ;'prlai';.]1 ,Y~i'Jn'''~n\ was ne[ h~~~rl On ~ '~ques[ed ,~""fTlljm '..~I"aliO<\. ~ ,,!,pcine 'mkj~licn, n. .1<1 .'P~'e',~ of <l f(\;.,,,
1 My r."'''pells~uol, 's nOI ~b<Oljnl)ent upon lite 'epOfli"'~~! .. prCdelmmKl<cd '""Iue m ,JI'"clicn ," ',a/Ua 'J"1II.]...,,,' !1m CooS!) ol1Jle die"I, the ;I~"""l\ ,,/ 'J1C ',,,Iu\'
"~.'ma~. Ih,. Jtlai""'l'I'l oi ~ Slil;,u)",ed le~ult 0' ,he {)Cc'rrenu! rf a s""''''lj''l'1'I{ ",...""11
APP'''i''''(Sl:M k;.il..LW'" Super.;smyArl"""''''(s)
Linda D, Williams
Effcc""" <lo11-"iR~p~,t dm~ 06123!2005 (if~cr~fedalt!IRl:f'QilJ.:lr,,'
Cil5l! 'l"Q144C89356
. I \j 7~065~4"
F',,", '-lJ~
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Wds::s::t]
SOOUG~/LO
:"FiJrxic
p~~~r;H.~__.
Notice 0( Action T;ak;en
;tl'l~ Stat,ment or Reaeon5
!1.,)Jn NUrflt!r <..".."
, OI~~3~6
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I 51] USOR ADJtSfAB/:.t: /:~~.
Diue llL'i 11.1lJlJ~
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pnJpctryAacrC5$
~61 CHEsnuT DRJVt
SH1PPEJ"b'6U~{j, P/\ li'-!l
N;vtlls;Sl3l'lIl.tl<)I:r="'-'\,,()IJe!n-:\~)
CHR1STOPlif;R. r yt;RKOVlC:H
SlfGLLCY E Yl.'RXO\o1Cll
}4(}f) SO\:JHRl])(j~ LA:'l~
BJSMAXC:K. !\.D S.!l504
~nder N>llTle ,,1\0 AJQre:s;J
WJ!U.S FARGO BA1\X. NA
11tl1 Wl'.I.L!li'"ARGO WAY
MJ~NrAPOlJS, 1..1:'\ 55401-
J(1fJ:I)n:'-1993
D On. )'lJ1I. ~1eI.l U:I to w:ichdra\\' )lOUt loan applkatloll.. In u::o~ with)'Our teq~, .....'1: \vill stop
JUlJcts~g yoor applicauon..
(ji We hilVl: careful!; CO~ your credh ~ppliC;:l:tion as:d siru:t~n:ly rc~t that 'oft: ~""t \m;I.blc 1u approw. your
apphta:ion at tlt)~ 1ime for the ft3.S0m tndicol.ll::\l below:
ONo~iLlilJ::
[] lnroificie1t~ nurr.bc" of c.reCit
teJerenl:e! prcviOcd: 01 lic:1ileU
a'tdrt expcril'.nl:11
o Urua.cccplable type of l::fCdit
refert'DU') pro-.rirlcl
o l.'nablc tu \lerity I."Iedil n:f~.:..~
o lWlJi.tl,l{'l1;Y 0 Credit ~ppfu;:~lW[] :nt:oitl]'llctt
D POOl cn:-di1 pctf'.o1m:'111U: with 11.~ lJ1 Value or type of col!.:I\t;ruJ nul
O '~l..,_ -"':1' I ~uflicient
1...l1UU4L m VilllY t:::lp Q)'!&nt 0
O f 1..._ llna.bk \0 verify :t~dew
LGr.gth 0 ,rop~y"..nt
o 'f'i!l'ttpOr.Lry U[ ~ I!mployment 0 ~~q~at1 ~ orpre~nt
obliga:t.lOOS w1th olbc:~
o IIlcome m.&ufficient fot amount 0 Ungih of Je\idnr..'l:
ofCrtdi.1 requt$led
o Unable!n ve{jr)' U1ctmle 0 ~...~ ob!i}Jalio[U) in .rcl.a1ion
tomtxnIXl
o TCllJ1por.l..'Y rC3jdea1~ 0 Tax. ot otbcr ti~s
o D~ro. "')y tbt morlga.s.e 0 Title i:l:I~
iJlSutnu::t:C()mpl\nY
D Ga:rni:llnlXDt, 3.~hment. fon:..
do~1J.fC, ~5se~Jon. roUection
a.cti()1I or jUdgma:.~
o In~uffidcnl :U~l3 to cl.o~e the
w""
o 01h~..:
Oi!iCiO$lI(1<1 G' USa' ot InlQml.;ation ObUllnecl frOfn iIIn Oub-i.de Sourtt:
()uy cn::dit rl~ci~iQl\ on YOIlJ' application was ~d ill w!llJole 0.. in part Qn information fr~m;
o lll.fonnation Gbtaincd m a. l\.']Xl1't from 1he r.omumer repotlnlg <tgl"nCy rwuect below. Yau h.:tve a. Jis1rt l.lndtr
thl: l-"air Credit Reporililg Nt 10 know Ule infotmOltion conta.u\~ ill yout tredlt file a! lbo: (:()Il.1l.anc:r
nl[X'.rtitlg .1gM.Cr. 'l'hc reporting ~y played no part iu O'):t dI:~io'll and u. W1able to supply :.pc:df1.c
~"SOJU why we lu.yt dt:::::UoJ c.reOillO you. Yau n:.l.Y 3lw have a. right t() a fret c~ of your rt?ort from the:
reporting a~, if y(l1J. .tequest it no b.ter than 60 dayS Olfier you. rttciTe t.ii~ notia, In adiilion, if )'Ou firtd
tha1 :lilY infonn:lD:n1 oontairu::d ill Uu: (tpOrt you m;.c:ive u inattura1.o or incomplete, Y'lU ha'l.'t the ri~l to
dhpute me matter with ~ tc:porting agency.
[)1 lnfor~un obtlli.bed fmm arl aff"Jkll;! vr lID uubid~ loOutCC O1h!4t lbun a Cl,Jnsumer ICp::rrtinJ; ~y. Undc:r
\h~ Fair Credit R~U8 Ac1. you hu.v~ the:: r1!:bt \Q ~ .. -,..,rilh:n tcqL:l:51 to US {or di:c)murl: of (he naUJte
of '.hu. :mol'tnalictn. Ho~. to be n..1oon::dt :JU(:h .",..n1:cJl rcqtu:u mV1' be n:t~ by 11.'> Wjlttil'l 60 rJay~ of
1hI.' dal.i: you. recr:ivt= this. I1(Itic~"
~onCE: Eqoal Credil Oppartu.ll'/ Ad I.(ormation
th:- ft'tler.tl.hqu.aJ cnllit. Oppo.rrJnilY Act ;nQhib.rt~ c:editOrt:roOl di3aimilv.ilil& ~'t crcrlit
applicants QQ tbe b3,j~ afnec, color, re1lgiDn, ~uona1 ongin, SCJ, mama! $l;11U:l, ~
(provided U::a1 ~ applicanlW$ 1M c..'plK1ly 10 tnICf into a tllndint conIrac1); bcc4mc a.n 01
p;\tt of the ilpplicanr~ inoo~ .::Iuil'eJ from aoy public aMi!ll:tOCt ptOjt"dm; or bc::camt \he:
applM:an\ bas in WJOd fa.ltb exetcised .!1)y n!#<t 11Il.(kf the ConslllneT Crelit )lrott(1ion .-\C~, Th:
!cder.a.1 ag(:ncy that admiristen cClmp1i.ancc with tru, law eotJ(;=min.J! tb.il crt<lllor is th'/:
oce; CUSTO*R ASSISTANCE, lJOl ~lCKJ"NEY ST .ne )4,0, HOUSTON, 'J'X 1)010-9050,
TbltQk you for your ert:dit appll.c.nloQ, We ap,m:date ilie opportuni~ 10 ~erve ).'Ou.
EXHIBIT
0711 UZ005
3;58
~
D
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Wd~>':l1
SOOUZL/LD
Nctlee of A.c:tJ0tI Taken
it'ld Statement Qf Rea,oMS
J::J! "f'{:lll~t fl"(jr.~n~ .:m'v-
A.:rb."l..~~ Code ~V:U'.U ~hi\.~ ,l::us. n01ict: I;;Oc.:.;Un the SCC:A4 S~cui.1y m.mb<:r 01 tht: C(U31~, provided
that the Social Se-""lJrit;.' nwnbu }us bttll ,g:t'1'ffi tQ 1u.e user of the ccn~~ ICport ~y tht COJUIUT'.c':" or is
mnUiT'..cd in tht. OO:13\.:.rl).1!.r rq>.JTI ~c.i~ from the tlJr.~urneT 1'l:por<~ a~n~. T~ :-Wci~ S<<wiJ)'
numb=.r(:i} u:std Wi:rc'
Fell' C,1fifnrci.1 "-~jA,..rn.. tin!\"
If O~ dC:C:iicn ct:! yo~ .appllc3:tiO'll was 'bas.td ul who:e Ot" in parr 1;111 .ioIOl'1!'.al~l1 obtained in a :"tpcrt
frorn a oonrurr>-tt ItpOrting .:Ig..'"tlC)' Ji.s1~ "oon, you 111$0 hitVe " ri5ht ~ Cilli!omia Civil Code ~ceion
I7$5,;:V 10 ~"'e a [n:e cupy of the reporl (rum lhc 1X)n.m."ntr dWit r::porting a.gmc)' idcnti5cd J:ba'"'c
lUld ftom ;l,:1)' 0100 l;lJn::t.UtDl:J' crt:thl reporting ilfIency which CQrop~ ..w lDllir.tains mC! on l.'()nstJ.1lXn
on a na:ci.ortwide ba$i$, YOt; also b."e tbr risht u.n&.r (;..<Lfjfornia (;i<fil Cadc 3(':.:tiDn 17gS.J6 ttl dispme \.h~
rt111'.ll.q Of C()tD.Pb:\.t:n:~s of <n:y i.1formatioc coatained in th~ ctedit ltpQrt furnished 'by ~ ~J15cmet
C'rcdit n:poning .nc.)'_
FnT Cr.nnmirllt ",~irlp~t<; n.,{y;
THE CON'ltCTICUT HO-'/I' !I10RTr,AGE DISCLOSlJRU ACT PROfll&ITS
DlSCRl)lI:"<IInO:-< AGAJ;\ST !lOME PI)KCHASt WAN. tIO.\ll; IMJ'ROVI\MENT LOAN OR
OTHER ~ORTGAGE LQ,\:" }\]'PLICANn SOl.El.Y ON THE MS1S DE Tlili LOCATION \)1'
!'HE PROPERTY TO Be USeD AS SECURITY. TilE AGENCY WfUCH E:-<rORt'!,'
COMPLIANCE Wlnl THIS LAW IS:
cr Dlil',\il.TYlGNT OJ' BAe<KIN(;
260 GO:-/STlTVTID:-< PtA~A
liARITORD, C'J'D6WJ
IF YOC BELIEVE YOU !lAVE !ltt'i t:~FNRLY DISCRIMINATED AGAINST, YO\) M1>Y
l'ILE II WJl.lTIE:< CO:\lPLAI:-/T wml TIlt COM~IISS1f))<fR Of B.\:';KINC ,,1' THE
ABOVE ADDR!;SS.
}.'(Ur "'''''n/': _:rl<'t.,. l\nl~'
If your-a"p-1i~Lioo. for Il f\r.lt 1nClJ1p1gp !cum IlO oWm't"~(1~upi{!d ;>ropi:rl)' Vill.:f declined due. tn, or pa.rtly
due 10, iJlfumwion 'onulned in a credit report, a coPy o( {he {QOrt is ~llaebed, ]nu informa.tiotl L~
, prov:ided \0 you in accotdaru:e with Maine Ltw.
For \.1;1!\&;U~"\1~1l1\J; ~o;.;d~b: cml;y-
lilt i'edetal Equal Ctedi~ Oppormnity At:! and cD1Il.p&rable provi.'\iO::l~ l1f .\1..u$aChu.wrt$ law pn>ruVi!
ttllditoCS ftom ~(iQg. ~t <:ROit a.pp:icauL~' on rht h;J:sis Df race, tolor, :eUgion, creed, nlluoual
' origin, s.ex., se:tlJ.<t1 orientt1ion. 1tTlCertl')'. har.dica}l, I'O:.lritill s1altJS, iJ.(F (provided. 1b~ applic;mt 1m lAA
t:apacity In t:.."\ler Into & binding- c:anllUl). or bccaU51.: aU or pan of 1b~ \.IP?li~itn~', iucomc &:rivt:!> from
any Pllblic a:11i5.1.JU'-C1l prol!JU!O. The fcdtr4.l F.qtta1 Ctcdi1 Op.oorturUly h(\ ;1150 'Ptb.hfbih r:mliton from
di6.cl"':min:tling ~st c~dit :lpplie3Jll, bcca\l.se the .applicant b~u in. ~ faith exe~ 'AIl'} rit;h, uncia
the Cowu.rnu Credit t'rolection Act. Tbe; I;"cdcn! a&(nc)' Ul<Lt ndw.i;tister.r a)mp~e w5th th:o: }1~e.nl.
law conc::r.ting thi!. creditor is
OCC CUSTOM!;R ASS1STANC!;
BUI MCKl)<NEY ~T STE 3450
HOU~TO!<. IX 170W.9050
.t ~"l,t ,~t;dC' ~cml' lha1 .aWn\nhtc::s coCJpJjJ4;C: wi11J thl: stille Jaw jiJ 1m
:vL1 CO~IM. . DJSCR]~nNAnON
ON!; J\SHBURTO~ pu.cr
BOSTON. M.\ U210~
I.'or ()hin r~rnt~ ontjr
'l:-u Ohio laws agaiI1;st di:~criminatiQo.n l'equi.1. that an credilof1 m~ ~rt'di1 equally !l~,k 10i.1l1 credit
wotlhy cunomers, and 1ba~ creWl tepan111g agell(;ies mawan separate Q't{ii! ttJ.stories em eu:b ind.i~':idtW
upon n:q~CM. '.r.hl: Oh.io civil righL1 commi!'ltlion :W.milltllt:n iYlmpliancc wit~ 1l'.I5 law.
Fnr W:H'hingJlIn ~(:(h. i'i",d..I/,I'l'C Ill"ll...'
Wll.1hin.gton ~tlte law ~ discri:mina1iOll :probibitr. di.5l:1'imitl.ttion in credit lm:n.5OlcOO11.'l bcc'3U:;e C;l[
:N:~, ~Mcd. CQIQf. national origin.. suo or 'l:!L:U'ila.l !,ta\llS. lht. Wub.inglQ~ S~e .Human R.ights
CammiuiDn adrni.na1m l;OIt.P1ild:1ee with lhiM 414',
otU/r;Ill,uy,QlI'I\IfI
CERTIFICATE OF SERVICE
AND NOW, this4 day of !ll(t1 vr:..-?.- , 2006, I, E. Ralph Godfrey, Esquire, of
Salzmann Hughes, P.C., attorneys for Defendant, hereby certify that I served a copy of the within
Amended Answer, New Matter and New Matter Counter Claim this day by depositing the same
in the United States mail, postage prepaid, at Carlisle, Pennsylvania, addressed to:
Sally J. Winder, Esquire
9974 Molly Pitcher Highway
Shippensburg, P A 17257
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IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MICHAEL J. CASSIDY AND,
JULIE A. CASSIDY, t/dlb/a
G & C ASSICIATES
Plaintiff
: CIVIL ACTION
v.
: NO. 05-6008 CIVIL TERM
CHRISTOPHER YURKOVICH
and
SHELLEY YURKOVICH,
Defendants
PLAINTIFF'S REPLY TO NEW MATTER AND NEW MATTER
COUNTERCLAIM
CONTAINED IN DEFENDANTS' AMENDED ANSWER,
NEW MATTER AND NEW MATTER COUINTERCLAIM
Plaintiff, by and through its attorney Sally J. Winder, replies to defendants' New
Matter and New Matter Counterclaim as follows:
REPLY TO NEW MATTER
20. Plaintiff reavers paragraphs I through 19 of its Complaint and incorporates
the averments set forth therein by reference as though set forth at length.
21. Denied. Plaintiff denies paragraph 21 because it states no material facts; it
contains only a conclusion oflaw.
22. Denied. Plaintiff denies paragraph 22 because it states no material facts; it
contains only a conclusion of law.
23. Denied. Plaintiff denies paragraph 23 because it states no material facts; it
contains only conclusions oflaw.
24. Denied. On the contrary, plaintiff avers that it did mitigate its damages by
reselling the house within a reasonable time. Plaintiff only charges defendants with
damages in the amount of the difference between the price defendants had agreed to pay
and the price obtained on the resale of the house, plus additional mortgage interest and
utility charges incurred, after the passage of the date upon which defendants had agreed
to settle and up to tlje date of resale.
25. Denied. To the contrary, plaintiff avers that paragraph 27(c) of the Agreement
speaks for itself and does not limit plaintiff's reasonable damages incurred as a result of
defendants' breach to the amount of the escrow deposit. Plaintiff further avers that, under
all of the circumstances, including but not limited to defendants' refusal to allow plaintiff
to recover even the escrow deposit, it is entitled to recovery of the damages averred in its
Complaint.
26. Denied. To the contrary, plaintiff avers that defendants did breach the
agreement of sale when they terminated the agreement of sale without adequate reason or
cause to do so.
27. Denied. To the contrary, plaintiff avers that defendants' obligation to
purchase the house under the provisions of the Agreement of Sale and Addendum
continued unabated until plaintiff chose to sue for damages incurred as a result of
defendants' breach. Plaintiff further avers that it had the intention and the capability to
complete all upgrades and to install the radon mitigation system before the date of
settlement called for in the Agreement of Sale and Addendum.
28. Denied. To the contrary, plaintiff avers that the obtaining of a specific
appraisal value of the house was never a matter upon which the sale of the house was
2
contingent. Plaintiff further avers that defendants cannot benefit from failure of the
mortgage contingency set out in paragraph 6 of the Agreement of Sale because plaintiff
believes and therefore avers that defendants failed to make a written mortgage application
within ten (10) days after execution of the Agreement of Sale, as required by paragraph
6(B) of the Agreement of Sale. Plaintiff further avers that defendants had already
terminated the agreement twice, once on May 22, 2005, and again on June 24, 2005,
before the failure of the mortgage contingency happened on July 12,2005. Defendants'
Exhibit "H" is incorporated into this paragraph by reference as though set out at length.
29. Denied. To the contrary, plaintiff avers that it did not breach the Agreement
of Sale and Addendjlm. Plaintiff avers that, prior to defendants' illegal termination of the
Agreement of Sale and Addendum, plaintiff had both the intention and the capability to
complete all required upgrades and install the radon remediation system before the June
30,2005, date of settlement. Plaintiff further avers that defendants' termination of the
contract took place on June 24, 2005. See defendants' Exhibit "F", incorporated herein
by reference as though set out at length.
30. Denied. To the contrary, plaintiff avers that defendants' attempted
termination of the contract was illegal. Therefore, the addendum to the contract remained
valid, since the contract to which the addendum referred remained valid, despite
defendants' attempted termination.
WHEREFORE, plaintiff requests this Court enter judgment in its favor and
against defendants for the amount for which its prays for in its Complaint, plus costs of
suit and such other llI1d further relief as may be just and proper.
3
REPLY TO NEW MATTER COUNTERCLAIM
31. Counterclaim Defendant reavers paragraphs 1 through 19 of its Complaint and
paragraphs 20 through 30 of its Reply to New Matter and incorporates them herein by
reference as though set out at length.
32. Admitted.
33. Admitted.
34. Admitted.
35. Admitted.
36. Admitted.
37. Admitted.
38. Admitted.
39. Admitted.
40. Admitted.
41. Admitted.
42. Admitted.
43. Admitted.
44. Admitted in part and denied in part. Admitted that counterclaim plaintiffs
sent the letter dated June 24, 2005 (Exhibit "F") purporting to terminate the contract. It is
denied that counterclaim defendant had, as of June 24, 2005, failed to, and was unable to,
fulfill its obligation under the contract. To the contrary, at all times relevant to this cause
of action, counterclaim defendant had the intention and possessed the capability to
perform all its obligations under the contract and addendum, specifically, the intention
4
and capability to complete all upgrades and install the radon mitigation system before
settlement.
45. Admitted in part and denied in part. Admitted that counterclaim defendant
has failed to, and continues to refuse to, return the escrow deposit or any portion thereof.
It is denied that counterclaim plaintiffs'demands for return of the escrow are reasonable
and that return of the escrow deposit is required by the contract. To the contrary,
counterclaim defendant avers that it is counterclaim plaintiffs who are in breach of the
contract and addendum and that counterclaim plaintiffs are not entitled to return of the
escrow deposit or any portion thereof.
46. Denied. Counterclaim defendant denies paragraph 46 because it avers no
material facts; it contains only a conclusion oflaw.
47. Admitted.
48. Denied. To the contrary, counterclaim defendant avers that counterclaim
plaintiffs had no right, and continue to have no right, to return of the escrow deposit, in
that they are guilty of breach of the contract and counterclaim defendant has committed
no breach. Counter~laim defendant further avers that counterclaim plaintiffs have not
been damaged in any way by the acts or omissions of counterclaim defendant.
49. Counterclaim defendant reavers paragraphs 31 through 49 ofthis pleading and
incorporates the same herein by reference as though set out at length.
50. Admitted in part and denied in part. Admitted that an appraisal of $234,000.00
was obtained. It is denied that the appraisal obtained established the fair market value of
the house. To the contrary, counterclaim defendant avers that the fair market value of the
house, at all times relevant to this proceeding, was in excess of $245,000.00.
5
51. Denied. After reasonable investigation, counterclaim defendant is without
information sufficient to form a belief as to the truth ofthe averments of paragraph 51,
and the same are denied. Proof thereof at the trial of the case is demanded.
52. Denied. To the contrary, counterclaim defendant believes and therefore avers
that counterclaim plaintiffs failed to submit a written mortgage application to a mortgage
lender within ten (10) days after execution of the contract and thereby forfeited any right
to claim the benefit ofthe mortgage contingency provision of the contract. Counterclaim
defendant is under no obligation to return the escrow deposit.
53. Denied. To the contrary, counterclaim defendant avers that it did not fail to
correct the radon, that it always had the intention and capability to install the radon
mitigation system before the date of settlement, and that it did not breach the contract.
54. Denied. To the contrary, counterclaim defendant avers that it is counterclaim
plaintiffs who are in breach of the contract and that counterclaim defendant is not in
breach and has no duty or obligation to return the escrow deposit.
55. Denied. To the contrary, counterclaim defendant avers that it committed no
breach of the contract and did nothing to cause any damages to counterclaim plaintiffs
who are themselves in breach of the contract.
WHEREFORE, counterclaim defendant prays this Court find in its favor and
against counterclaim plaintiffs on the cause of action asserted in this Counterclaim.
Dated:~
a ly J. Wi der, Attorney for Plaintiffs!
Counterclaim Defendants
9974 Molly Pitcher Highway
Shippensburg, PA 17257
(717) 532-9476
6
VERIFICATION
I verify that the facts set forth in the foregoing pleading are true and correct to the
best of my knowledge, information and belief. I make this verification subject to the
provisions of 18 Pa. C.S.A. S 4904 relating to unsworn falsification to authorities.
Dated:
,-tit tj 106
I J
7
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MICHAEL CASSIDY and JULIE CASSIDY:
tJd/b/a G&C ASSOCIATES
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
CNIL ACTION - LAW
CHRISTOPHER YURKOVICH and
SHELLEY YURKOVICH
NO. 05-6008
Defendants
PRAECIPE TO SETTLE, DISCONTINUE AND END
Please mark the above-referenced matter including the Counter Claim as SETTLED and
DISCONTINUED.
Dated:
IV/Ji{)&;
Dated: ~
BY~ J(1)~
Sally i der, Esquire
Attorneys for Plaintiffs
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