HomeMy WebLinkAbout05-6161
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
No: 0 S; - <0 lie, (
C;u~l'J8L/
vs.
COMPLAINT IN CIVIL ACTION
DANIEL C FARWELL
AKA DANIEL FARWELL
Defendant
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 2718
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
04641550 C A Pit WLG
IN TH~ COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
Civil Action No O!)- (../(P! C'[(;>cL/0L./
vs.
DANIEL C FARWELL
AKA DANIEL FARWELL
Defendant
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
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DISCOVER BANK,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO. 05-6161 CIVIL TERM
DANIEL C. FARWELL
AKA DANIEL FARWELL,
Defendant
CIVIL ACTION - LAW
RULE TO SHOW CAUSE
AND NOW, on this )t. ~ day of r" 0- ,.20c4 upon co~si.dg$on of the
Defendant's Petition to Strike Plaintiff s Amendoo Complaint, "R.dB~d ~!!..i:~ p{wmil;f, B;ovv, ~r
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COMPLAINT
1. Plaintiff, is a corporation with offices at 3311 MILL MEADOW DR.
HILLIARD , OH 43026 .
2. Defendant is adult individual(s) residing at the address listed
below:
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE, PA 17241
3. Defendant applied for and received a credit card issued by
Plaintiff bearing the account number 6011002950579797 . A copy of
Plaintiff's Statement of Account s attached hereto, marked as Exhibit
"A" and made a part hereof.
4. Defendant made use of said credit card and currently has a balance
due and owing to Plaintiff, as of November 16, 2005 , in the amount of
$7297.64 .
5. Defendant is in default by failing to make payments when due.
6. Plaintiff avers that the Agreement between the parties provides
that Defendant will pay Plaintiff's attorneys' fees.
7. Plaintiff avers that such attorneys' fees will amount to $1000.00
8. Although repeatedly requested to do so by Plaintiff, Defendant has
.
willfully failed and/or refused to pay the balance due to Plaintiff.
Wherefore, the Plaintiff prays for Judgment in its favor and
against Defendant, DANIEL C FARWELL ,INDIVIDUALLY, in the amount of
$7297.64 with interest at the legal rate of 6.000% per annum from date
of judgment plus attorneys' fees of $1000.00 , and costs.
L.P.A.
2718
This law firm is a debt collector at empting to collect this debt for
our client and any information obtained will be used for that purpose.
Verification
The undersigned does hereby verify subject to the penalties of 18 PA.C.S. ~4904 relating
To unsworn falsifications to authorities, that he/she is Robert Adkins
Accounts Manger of Discover Bank, Plaintiff herein, that he/she is duly authorized to make
this verification, and that the facts set forth in the foregoing Complaint are true and correct to
the best of his/her knowledge, information and belief.
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Signature
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F: \FfLES\DA T AFlLE\General\Current\8326.8 po
Created 12/22/059:50AM
Revised 12/221059:55AM
Carl C. Risch, Esquire
MARTS ON DEARDORFF WILLIAMS & OTTO
LD.75901
10 East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Defendant
DISCOVER BANK, IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO. 05-6161 CIVIL TERM
DANIEL C. FARWELL
AKA DANIEL FARWELL,
Defendant
CIVIL ACTION - LAW
TO: DISCOVER BANK, and its counsel, JAMES C. W ARMBRODT, ESQUIRE
YOU ARE HEREBY NOTIFIED TO PLEAD TO THE WITHIN PRELIMINARY
OBJECTIONS WITHIN TWENTY (20) DAYS FROM SERVICE HEREOF, ORA
JUDGMENT MAYBE ENTERED AGAINST YOU.
DEFENDANT'S PRELIMINARY OBJECTIONS
TO PLAINTIFF'S COMPLAINT
AND NOW, comes Daniel C. Farwell, aka Daniel Farwell, by and through his attorneys,
Martson Deardorff Williams & Otto, and hereby preliminarily objects as follows:
I. On November 30, 2005, Plaintiff filed a complaint seeking to collect an alleged debt
evidenced by a document attached to Plaintiffs complaint as Exhibit "A"
2. Exhibit "A" was not attached to the complaint served on Defendant.
3. Plaintiff failed to attach any documentation indicating the terms of the agreement to
which it alleges Defendant consented to be bound.
OBJECTION 1
FAILURE OF PLEADING TO CONFORM TO RULES OF COURT
UNDER P A.R.c'P. l028(a)(2)
4. Paragraphs 1 through 3 are incorporated herein as if fully set forth.
5. Assuming all the facts set forth and/or admitted in Plaintiffs complaint are true, no
theory oflaw will permit Plaintiff to recover when Plaintiff fails to produce an underlying writing
evidencing the terms of an alleged promise to payor debt agreement.
6. Plaintiff has failed to attach evidence of the terms of the alleged credit agreement to
the complaint; therefore, Plaintiff has failed to conform its complaint to Pa.R.C.P. 1019(i).
7. Plaintiff has failed to plead whether their claim is based on any oral or written
agreement; therefore, Plaintiff has failed to conform its complaint !to Pa.R.C.P. 10 19(h).
WHEREFORE, this Court is asked to sustain Defendant's preliminary objections on the
ground offailure of pleading to conform to Rules of Court under Pa.R.C.P. 1028(a)(2) and dismiss
the complaint with prejudice.
MARTSON DEARDORFF WILLIAMS & OTTO
By ( D
Carl C. Risch, Esq~re
PA Attorney I.D. No. 75901
10 East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Defendant
Date: December 22, 2005
CERTIFICATE OF SERVICE
I, Jacqueline A Decker, an authorized agent of Martson Deardorff Williams & Otto, hereby
certify that a copy of the foregoing Defendant's Preliminary Objections to Plaintiffs Complaint was
served this date by depositing same in the Post Office at Carlisle, P A, first class mail, postage
prepaid, addressed as follows:
James C. Warmbrodt, Esquire
WELTMAN, WEINBERG & REIS CO., L.P.A
436 Seventh Avenue, Suite 2718
Pittsburgh,PA 15219
MARTSON DEARDORFF WILLIAMS & OTTO
'i6 t//ild:o/
ine A Decker
Ten ast High Stn:et
Carlisle, P A 17013
(717) 243-3341
Dated: December 22, 2005
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PRAECIPE FOR LISTING CASE FOR ARGUMENT
(Must be typewritten aId sul:mitted in duplicate)
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
Please list the within matter far the next Argunent Court.
---------------------------------------------------------------------------------------
CAPTION OF CASE
(entire caption IlU3t be stated in full"
DISCOVER BANK,
(Plaintii'f)
w.
DANIEL C. FARWELL aka
DANIEL FARWELL,
(Defendant)
~
2005
No.
6161
Civil
1. State matter to be argued (i.e.. plaintii'f's motion for new trial. defendant's
derrw:rer to ~laint. etc.):
Defendant's Preliminary Objections to Plaintiff's Complaint
2. Identify counsel who will argue case:
(a) for plaintiff:Jarres C. Wannbrodt, Esq., WEL'IMAN, WEINBERG & REIS CO., LPA
l\ddre!ls: 436 Seventh Avenue, Suite 2718.
Pittsburgh, PA 15219
(b) for defendant: Carl C. Risch, Esq, MARI'SON DEA:RDORFF WILLIJ\MS & arro
Ao.l.h.......: 10 East High Street, Carlisle, PA 17013
3. I will notify all parties in writing within two days that this case has
been listed for argunent.
4. Argunent Court Date: February 15, 2006
MARrSON DEA:RDORFF WILLIAMS & arro
Byrj}u}(lU! a])eM, Lsq. IVY f1!0-J_
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
No. 05-6161 CIVIL TERM
vs.
AMENDED COMPLAINT IN CIVIL ACTION
DANIEL C FARWELL
AKA DANIEL FARWELL
Defendant
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
Benjamin R Bibler, Esquire
PA J.D. #93598
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#04641550
'...
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLV ANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
No. 05-6161 CIVIL TERM
vs.
AMENDED COMPLAINT IN CIVIL ACTION
DANIEL C FARWELL
AKA DANIEL FARWELL
Defendant
FILED ON BEHALF OF
Plainti ff
COUNSEL OF RECORD OF
THIS PARTY:
Benjamin R Bibler, Esquire
PA J.D. #93598
WELTMAN, WEINBERG & REIS CO.. L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PAl 5219
(412) 434-7955
WWR#04641550
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
vs.
Civil Action No. 05-6161 CIVIL TERM
DANIEL C FARWELL
AKA DANIEL FARWELL
Defendant
AMENDED COMPLAINT IN CIVIL ACTION AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Amended Complaint and notice are served,
by entering a written appearance personally or by an attorney and filing in writing with the court your
defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case
may proceed without you and a judgment may be entered against you by the court without further notice
for any money claimed in the Amended Complaint or for any other claim or relief requested by the
plaintiff You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP
LA WYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249 - 3166
AMENDED COMPLAINT
I. Plaintiff is a corporation with offices at 33 I I Mill Meadow Drive, Hilliard, OH 43026.
2. Defendant is an adult individual residing at 1750 Walnut Bottom Road, Newville. PA
17241.
3. Defendant applied for and received a credit card issued by Plaintiff bearing the account
number 601] 002950579797. A true and correct copy of a credit card statement is attached hereto, marked
as exhibit "A" and made a part hereof.
4. Defendant made use of said credit card and has currently a balance due and owing to
Plaintiff, as of November 16, 2005. in the amount of$7,297.64.
5. Defendant is in default of the terms of the cardholder Agreement having not made monthly
payments to Plaintiff thereby rendering the entire balance immediately due and payable. A true and
correct copy of the cardholder agreement is attached hereto as Exhibit "B" and made a part hereof.
6. Plaintiff avers that the Agreement between the parties provides that Defendant will pay
Plaintiff's attorneys' fees.
7. Plaintiff avers that such attorneys' fees will amount to $1.000.00.
8. Although repeatedly requested to do so by Plaintiff. Defendant has willfully l:liled and/or
refused to pay the principal balance, finance charges or any part thereof to Plaintiff.
WHEREFORE, Plaintiff demands Judgment in its favor and against Defendant, Daniel C. Farwell
individually, in the amount of $7,297.64 with interest at the legal interest rate of 6% per annum from date
of judgment plus attorneys' fees of $1 ,000.00, and costs.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED
SHALL BE USED FOR THAT PURPOSE.
WELTMAN, WEINBERG & REIS, CO., L.P.A.
2:/2
-"
Benjamin R Bibler, Esquire
PA LD. #93598
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, P A 15219
(412) 434-7955
WWR#:0464 1550
DIS~
C~ R[J
new balance
$7,297.64
minimum payment due
$859.00
account number 6011 00295057 9797
enter amount enclosed below
payment due date
October 26, 2005
$1
Please make check payable to Discover Platinum
Card. Minimum payment due includes a past due
amount of $696.00.
27 SDSN6AQ1 0007687
DANIEl FARWElL
1750 WALNUT BorTOM RD
NEWVILLE PA 17241-9509
C1i Icf{ I~
Consolidate bills quickly and securely
with a Balance Transfer to your Discover
Card - Call 1~817-353-0986 TODAYl
PO BOX 15251 11I",11",,,1,11,,,1,,.11I
WILMINGTON DE 19886-5251
1",111,1"1..1,1,,1..11,.,1,1,.,1.1.1.1,,.,11.1,1,.,.111,1,.1
Address ,J( telephone change? Please print change in the space above,
or go to LJiscoverC8rd.com.
000006011002950579797072976400000000085900
Discover Platinum Card Account Summary
account number
payment due date
minimunlpaymenrdue
credit Jimit
credit ava.ilable
cash credit limit
cash credit a.vailable
6011 0029 5057 9797
October 26, 2005
$859.00
$7.300
$0
$3.700.00
$0.00
Closing Date: September 27, 2005 pagel 012
previous balance
payments and credits
purchases
cash advances
balance transfers
FINANCE CHARG ES
new balance
$7,103.23
0.00
39.00
0.00
0.00
155.41
$7,297.64
+
+
+
+
You may be able to avoid Periodic Finance Charges, see
the reverse side for details.
Cash back BonusOl>
Transactions
Cashback BonuS@Anniversary Date:
March 27
'.,
Previous Cashback Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award Total
Redemptions This Period
Cashback Bonus Award Balance
Award Available to Redeem
$
+
0.00
OGG
0.00
0.00
0.00
0.00
$
trans. post
date date
OtherlMiscellaneous
Sep 26 Sep 26 LATE FEE
$
39.00
While we ~)re permitted under the Cardmember Agreement to increase the APRs on your Account because your
payment was Jate, we have chosen not to do so at this time. We have terminated, however, any introductory or
promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to
your outstanding balance of purchases and balance transfers. However, we reserve the right to increase the APRs on
your AccoLint if you fail to pay the minimum payment due by the payment due date, See the Default Rate Plan section
of the Cardmember Agreement (or details.
....... A HENT/ON ....... A HENT/ON ....... A HENT/ON ....... A TTENT/ON ....... A HENTfON .......
Your accO/.mt is seriously past due. Payment of the amount due and arrangements for future payments should be
made immediately.
EXHIBIT
A
Please see following page for additional information. Questions? Call1.800_m~r'':n\l~RILllnn_':!A"7_''C:''''1 A_I~_ -- 4_ ....____n
2~/1~/26B4 13:39
.147716B~6
1!rfi4.5 /S'
DlsceVER-
PLArlNUM
IMPORTANT INFORMATION
ABOut YOUR ACCOUNT
CARDMEMI!ER AGREEMENT
The !erms and tol'lditions of your Account including
how we calCIJla!e fil'lal'lce charges,. our fees al'ld an
Arbitration of Dispute, sectiM. You have the right to
reject the arbitntion provision with respect to your
new Account within JD days af1:er receiving your Card,
as' explained it) the "Acceptance of Agreement-
.ection.. .., .. , ... ... .. . ... .... , . SEE PAGES 1 . 12
PRIVACY POUCY
A summary .of the personal il'lformatio" we collect,
when it may be shared with others, and nDW we'
safeguard the confidentiality and security of .
Information. You may limit our sharing of such
information with orhe" ......... SEE PAGES 11-15.
BILUNG RIGHTS
Important information aboU1: your rights and our
responsibilities under the Fair Credit Silling Act .... .
..... ...,....".""... ., "..... SEE PAGES i5 -17
CASH BACK l>ONUS' PLUS TERMS' AND CONDITIONS'
The terms and conditions of the Cashback l>onui"
Plus award program. including a description of how
we calculate the award and how it ;, paid.. .... ". .
........,......."... ..,., ,.,. SEE PArsES 17 - 19
DESCRIPTION OF COVERAGE .
The terms and col'lditions of the Scheduled Air Travel
Accident Insural'lce al'ld the Secondary Rental Car
Collision Coverage ~at is provided at I'lO charge to
you when you use )'l>ur Card to purchase airline
tickets or rent an automobile.. . . . SEE PAGES 79.26
e 2OD4 PI""""", Bank, Member FDIC
Y374001 ,04D4TL 1 S
EXHIBIT
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VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn
falsification to authorities, he is an attorney for the Plaintiff herein; makes this Verification based upon the facts as
supplied to him by the Plaintiffand/or its agents and because the Plaintiff is outside the jurisdiction of the court and
the Plaintiffs Verification cannot be obtained within the 20 days allowed for filing of this pleading, that Plaintiff
will file a Praecipe to Substitute Verification or Withdrawal the Amended Complaint once the Verification is/ is not
returned to Plaintiff and that the facts set forth in the foregoing pleading are true and correct to the best of his
knowledge, information and belief.
1!l%fo
Date
k
CERTIFICATE OF SERVICE
A true and correct copy of Plaintiff's Amended Complaint has been served by U.S. Mail,
on the If day of 'Y/+NiI'/l-J'/.../ ,2006, upon the following:
Carl C. Risch
MDW&O
10 East High Street
Carlisle, PA 17013
BY~~ -
I Benjamin R Bibler, Esquire
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F:\FILES\DA T AFILE\Generaf,Current\83268-petstrike
Created: 1119/064:56PM
Re\ised: 1/20/06 3:57PM
DISCOVER BANK,
IN THE COURT OF COMMO PLEAS OF
CUMBERLAND COUNTY, P NNSYLVANIA
Plaintiff
v.
NO. 05-6161 CIVIL TERM
DANIEL C. FARWELL
AKA DANIEL FARWELL,
Defendant
CIVIL ACTION - LAW
DEFENDANT'S PETITION TO STRIKE
PLAINTIFF'S AMENDED COMPLAINT
AND NOW, comes the Defendant, Daniel C. Farwell, by and through his atto eys, MARTS ON
DEARDORFF WILLIAMS & OTTO, and respectfully represents as follows:
1. The Plaintiff, Discover Bank, is a corporation with a business add ess of 3311 Mill
Meadow Drive, Hilliard, OH 43026.
2. The Defendant, Daniel C. Farwell, is an individual with an address of17 0 Walnut Bottom
Road, Newville, P A 17241.
3. On November 30, 2005, Plaintifffiled a Complaint against Defendant i the Cumberland
County Court of Common Pleas.
4. On December 22,2005, Defendant filed Preliminary Objections in res onse to Plaintiff s
Complaint, alleging that Plaintiffs Complaint failed to conform to Pa.R.c.P. 1019(h)-(i) or failure to attach
the written agreement that is the subject of the dispute.
5. Rule 1028(c)(1) ofthePennsylvaniaRules of Civil Procedure allow or the filing of an
amended complaint "as of course within twenty days after service of a copy of pr liminary objections."
6. On January 16, 2006, Plaintiff mailed an Amended Complaint to Defen ant's counsel, as
is evidenced by the postage meter date on the envelope which contained said Amended omplaint. A true
and accurate copy of the envelope is attached hereto as Petitioner's Exhibit "A" Giv n the date on the
envelope, itwas not possible for the Amended Complaint to have been deposited int the mails ofthe
United States until January 16, 2006, or later.
7. On January 18, 2006, the said Amended Complaint was physicallyrecei ed and docketed
~
by the Prothonotary. A true and accurate copy ofthe docket for this case is attached he eto as Petitioner's
Exhibit "B."
8. The envelope and docket, marked as Exhibits A and B, illustrate that Plai tiff violated Rule
1 028( c)(I) by filing the amended complaint at least twenty five (25) days after D fendant filed his
Preliminary Objections.
9. Rule 1033 of the Pennsylvania Rules of Civil Procedure permits the filin of an amendment
to a pleading, despite Rule 1 028( c)(I), when a party receives either "filed consent of the adverse party or...
leave of the court."
10. Plaintiff at no time sought consent to file its Amended Complai t from Defendant.
II. It is believed, and therefor averred, that Plaintiff did not receive leav of court to file an
untimely Amended Complaint.
12. It is believed, and therefor averred, that in acknowledgment ofth mandates of the
Pennsylvania Rules of Civil Procedure, Plaintiff attempted to conceal its untimely filing b indicating a date
on its Certificate of Service that, if true, would have placed Plaintiff comfortably wi hin the time-line
established by Pa.R.C.P. 1028( c)(I) by placing the Amended Complaint into the mails 0 the United States
within 20 days of the filing of Defendant's Preliminary Objections.
11. The concurrence of opposing counsel of record in this matter was sou ht on January 20,
2006. Plaintiff responded, via fax, to Defendant's concurrence request, but decline to concur to this
petition. A true and accurate copy of Plaintiff s response to Defendant's concurrence r quest is attached
hereto as Petitioner's Exihibit "C."
12. In Plaintiff s response to Defendant's concurrence request Plaintiff all ged in its defense
that Plaintiff received Defendant's Preliminary Objections on December 28,200 .
13. Under Rule 440(b) of the Pennsylvania Rules of Civil Procedure, "[ s ]ervi e by mail oflegal
papers other than original process is complete upon mailing." Thus, whenPlaintiffreceiv the Preliminary
Objections is legally irrelevant.
14. Since Defendant's Preliminary Objections constitute a "legal pape other than original
process," Defendant legally served Plaintiffthe Preliminary Obj ections on Decembe 22,2005, when
counsel for Defendant placed the Preliminary Objections into the mails of the Un ted States.
15. Twenty days after December 22,2005, the date of service ofproce s for Defendant's \
Preliminary Objections, is January 11,2005. Tellingly, this is the exact date that Plainti s counsel placed
on the Certificate of Service of the Amended Complaint.
16. It is believed, and therefore averred, that Plaintiff was fully aware ofth proper filing date
of its Amended Complaint and sought to deceive Defendant and this Court by back-d ting its service of
process to an acceptable date.
WHEREFORE, the Defendant, Daniel C. Farwell, prays this Court to grant ami upon the Plaintiff
to show cause why the Amended Complaint should not be stricken.
MARTSON DEARDORFF WILL
S & OTTO
By
Carl C. Risch, Esquire
Attorney LD. No. 75901
Michael J. Collins, Esquire
Attorney LD. No. 200427
10 East High Street
Carlisle, P A 17013
(717) 243-3341
Date: January 20,2006
Attorneys for Defendant
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14242401192006
PYS5H)
Cumberland County Prothonotary's Office
Civil Case Print
Page
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2005-06161 DISCOVER BANK (vs) FARWELL DANIEL C ET AL
Reference No. . :
Case Type.....: COMPLAINT
Judgment...... .00
Jy.dge Assigned:
Dlsposed Desc. :
------------ Case Comments -------------
11/30/2005
4:11
0/00/0000
0/00/0000
Filed.
Time. .
Executi n Date
Jury Tr' al . . . .
Dispose Date.
Higher rt 1.:
Higher rt 2.:
PLAINTIFF
********************************************************************************
General Index Attorney Info
DISCOVER BANK
3311 MILL MEADOW DRIVE
HILLIARD OH 04326
FARWELL DANIEL C
1750 WALNUT BOTTOM ROAD
NEWVILLE PA 17241
WARMBRODT
DEFENDANT
********************************************************************************
* Date Entries *
********************************************************************************
11/30/2005
12/14/2005
12/22/2005
1/18/2006
FIRST ENTRY
COMPLAINT - CIVIL ACTION
SHERIFF'S FILE RETURNED FILED.
Case Type: COMPLAINT & NOTICE Ret Type.: Regular
Litigant.: FARWELL DANIEL C AKA DANIEL FARWELL
Address..: 1750 WALNUT BOTTOM ROAD
Cty/St/zp: NEWVILLE, PA 17241
HnQ To: DANIEL FARWELL
Shf/Dpty.: VALERIE WEARY
Date/Time: 12/13/2005 1956:00
Costs....: $38.56 Pd By: WELTMAN WEINBERG REIS 12/14/2005
-------------------------------------------------------------------
DEFENDANT'S PRELIMINARY OBJECTIONS TO PLFF'S COMP AINT - BY CARL C
RISCH ESQ FOR DEFT
-------------------------------------------------------------------
PRAECIPE FOR LISTING CASE FOR ARGUMENT - DEFT'S P ELIMINARY
OBJECTIONS TO PLFF'S COMPLAINT - BY HILLARY A DE ESQ FOR ATTY
CARL C RISCH ESQ FOR DEFT
1/18/2006 AMENDED COMPLAINT IN CIVIL ACTION - BY BENJAMIN R BIBLER ESQ
- - - - - - - - - - - - - - LAST ENTRY - - - - - - - - - - - - - -
********************************************************************************
* Escrow Information *
* Fees & Debits Beo Bal Pvmts/Adl End Ba *
********************************~********~**************************************
COMPLAINT
TAX ON CMPLT
SETTLEMENT
AUTOMATION
JCP FEE
35.00
.50
5.00
5.00
10.00
35.00
.50
5.00
5.00
10.00
.00
.00
.00
.00
.00
55.50
55.50
.00
*************************************************************
* End of Case Information
*************************************************************
******************
*
******************
JAN-20-2006 14:01
.
P,02
WELTMAN, WEINBERG & REIS CO., L.P.A.
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.J..nuary 20, 2006
Michael Collins
MDW&O
10 East High Street
Carlisle, PA 17013
Re: Discover Bank \15. DAniel C. FArwell, alkJa Daniel Farwell
Case No. 05-6161
WNR#:04C:141550
Dear Attomey Collins:
I received a message from you today requesting my consent on a Petition to S 'ke
our Amended Complaint. Please bf'J AdviS<'lc:lthat we have a computer syslem that
documents the arrival of every piece of mail that is received by this office. My law firm
received your preliminary objections on 12/20/05 a13:10 p.m. My Amended Campla; 1
was filed within 20 days of that date.
I have called your office and left messages on numerous occasions without the
courtesy of 0 rotum telephone call. Wilh the news of the pelition you plan on filing, I m
beginning to got an i<lea of ltle professional standard at which you practice law. If you
wiSh to proceed With your meritless petition, you Will do it without my consent.
v,. ~ YOUrt~,
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njamin ~ler
RRB/jlk
TOTAL P.02
CERTIFICATE OF SERVICE
I, Michael J. Collins, an authorized agent for Martson Deardorff Williams & tto, hereby certify
that a copy of the foregoing Petition to Strike Amended Complaint was served this date y depositing same
in the Post Office at Carlisle, P A, first class mail, postage prepaid, addressed as ollows:
Benjamin R. Bibler, Esquire
Weltman, Weinberg & Reis Co., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
MARTSON DEARDORFF WILL
1tWLA
By
Carl C. Risch, Esquire
Attorney I.D. No. 75901
Michael J. Collins, Esquire
Attorney I.D. No. 200427
Ten East High Street
Carlisle, P A 17013
(717) 243-3341
Dated: January 20,2006
Attorneys for Defendant
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SHERIFF'S RETURN - REGULAR
CASE NO: 2005-06161 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
DISCOVER BANK
VS
FARWELL DANIEL C AKA DANIEL FA
VALERIE WEARY
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
FARWELL DANIEL C AKA DANIEL FARWELL
the
DEFENDANT
, at 1956:00 HOURS, on the 13th day of December, 2005
at 1750 WALNUT BOTTOM ROAD
NEWVILLE, PA 17241
by handin'j to
DANIEL FARWELL
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directin'j His attention to the contents thereof.
Sheriff's Costs:
Docketin'j
Service
Affidavit
Surchar'je
So Answers:
18.00
10.56
.00
10.00
.00
38.56
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12/14/2005
WELTMAN WEINBERG REIS
Sworn and Subscribed to before
By:
/~L 0. -
Deputy Sheri~
me this
I Gfl, day of
A.D.
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F:\FlLES\DA T AFILE\General\Cl.uTem\8J268answer.wpd
Created: 12/22/059:50AM
Revised: 2/14/06 8:53AM
DISCOVER BANK,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
NO. 05-6161 CIVIL TERM
DANIEL C. FARWELL
AKA DANIEL FARWELL,
Defendant
CIVIL ACTION - LAW
DEFENDANT'S ANSWER TO
PLAINTIFF'S AMENDED COMPLAINT
AND NOW, comes Daniel C. Farwell, aka Daniel Farwell, by and through his attorneys,
Martson Deardorff Williams & Otto, and hereby answers to Plaintiffs Complaint as follows:
1. Admitted.
2. Admitted.
3. Admitted.
4. Admitted that Defendant used said credit card, but denied that Defendant owes Plaintiff
a debt in the amount of$7,297.64.
5. The averments contained in paragraph five (5) are conclusions of law to which no
response is required. To the extent that an answer is required, the same is denied.
6. The averments contained in paragraph six (6) are conclusions oflaw to which no
response is required. To the extent that an answer is required, the same is denied.
7. With respect to how much attorneys fees Plaintiff will incur in bringing this action,
Defendant lacks knowledge or information sufficient to form a belief as to the truth of the averment.
8. Denied that Defendant was repeatedly asked to pay the alleged credit card balance. It
is further denied that Defendant willfully failed and/or refused to pay the alleged balance.
MARTSON DEARDORFF WILLIAMS & OTTO
-
Date: February I::> , 2006
By -n0U ;Jt~
Carl C. Risch, Esquire /
PA Attorney J.D. No. 75901
Michael J. Collins, Esquire
PA Attorney J.D. No 200427
10 East High Street
Carlisle, P A 17013
(717) 243-3341
Attorneys for Defendant
VERIFICATION
The foregoing Defendant's Answer to Plaintiff s Amended Complaint is based upon information
which has been gathered by my counsel in the preparation ofthe lawsuit. The language ofthe document
is that of counsel and not my own. I have read the document and to the extent that it is based upon
information which I have given to my counsel, it is true and correct to the best of my knowledge,
information and belief. To the extent that the content of the document is that of counsel, I have relied upon
counsel in making this verification.
This statement and verification are made subject to the penalties of 18 Pa, C.S. Section 4904
relating to unsworn falsification to authorities, which provides 1i1at if! make knowingly false averments, I
may be subject to criminal penalties.
Date: February I)" ,2006
I
',_/
CERTIFICATE OF SERVICE
I, Michael J. Collins, Esq., an authorized agent of Marts on Deardorff Williams & Otto, hereby
certify that a copy of the foregoing Defendant's Answer to Plaintiff s Amended Complaint was served this
date by depositing same in the Post Office at Carlisle, P A, first class mail, postage prepaid, addressed as
follows:
James C. Wannbrodt, Esquire
WELTMAN, WEINBERG & REIS CO., L.P.A
436 Seventh Avenue, Suite 2718
Pittsburgh, PA 15219
MARTSON DEARDORFF WILLIAMS & OTTO
~
By
Michael J. Collins, Es uire
Attorney ill #: 200427
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Dated: February (r;-, 2006
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COuflTY, PENNSYLVANIA
CIVIL DIVISION I
DISCOVER BANK,
VS.
TYPE OF PLEA INO:
MOTION FOR MMARY JUDGMENT
Plaintiff,
DANIEL C. FARWELL
A!KIA DANIEL FARWELL,
Defendant.
FILED ON BEHA F OF:
Plaintiff
COUNSEL OF
THIS PARTY:
Benjamin R Bibler Esquire
Pa. I.D. #93598
Weltman, Weinber & Reis Co., L.P.A.
2718 Koppers BId.
436 Seventh Aven e
Pittsburgh, P A 15 19
(412) 434-7955
WWR # 04641550
IN THE COURT OF COMMON PLEAS OF CUMBERLAND CO TY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK,
Plaintiff,
vs.
DANIEL C. FARWELL
AlKJA DANIEL FARWELL,
Defendant.
MOTION FOR SUMMARY JUDGMEN
AND NOW COMES, Plaintiff, by and through its counsel, Welt an, Weinberg & Reis, Co.,
L.P.A., and hereby files this Motion for Summary Judgment against the Defendant. In support
thereof, Plaintiff avers as follows:
1. Plaintiff filed a Complaint against Defendant seeking $8 297.64 with interest at the
legal interest rate of 6% per annum from the date of judgment, plus costs. A true and correct copy of
the Complaint is attached hereto as Exhibit "A" and made a part hereof.
2. Attached to the Complaint was Verification from an a thorized representative of
Plaintiff verifying the accuracy of the amount sought. See Exhibit "A".
3. Defendant filed an Answer admitting he applied for, re eived, and used the credit
card in question. A true and correct copy of the Answer is attached hereto as Exhibit "B" and made a
part hereof.
4. Defendant's Answer contained no New Matter.
5. Under Pennsylvania Rule of Civil Procedure 1032(a), "a party waives all defenses
and objections which are not presented either by preliminary objection, an wer or reply.. ."
6. On or March 1 0, 2006, Plaintiff served upon defendant a s of requests for
\
admissions and requests for production of documents. A true and cotct copy of same is attached
I
hereto as Exhibit "c" and made a part hereof. !
7. No response to the discovery demands has been received! from the defendant.
,
8. The requests for admissions are now deemed admitted iunder Pennsylvania Rule of
Civil Procedure 4014(b). Thus Defendant has admitted the monthly stat~ments attached to Plaintiffs
I
,
First Request for Admissions accurately reflect the account charges and alance due; he has made no
payment on the credit card since April 2005; he has never disputed any 0 the charges on his monthly
statements; and the current balance due and owing to Plaintiff by Defend nt is $7,297.64.
9. The Defendant has therefore admitted the material fact in the Complaint and the
requests for admissions, deemed admitted under Pa.R.C.P. 40 14(b), veri the amount of debt owed.
There are no meritorious defenses against this action and Plaintiff is entit ed to summary judgment as
a matter of Law against defendant Daniel C Farwell
WHEREFORE, Plaintiff respectfully requests that th s Honorable Court grant
summary judgment in favor of Plaintiff and against Defendant for $7,297 64 with interest at the legal
interest rate of6% per annum from the date of judgment, plus attorneys' es of$I,OOO.OO and costs.
Respectfully Subm tted:
By'
Benjamin R Bib er, E
PA I.D.#93598
Weltman, Weinber & Reis Co., L.P.A.
2718 Koppers Bldg
436 Seventh A venu
Pittsburgh, PA 15 19
(412) 434-7955
WWR# 04641550
0., L.P.A.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND CO TY, PENNSYLVANIA .
CIVIL DIVISION
DISCOVER BANK
Plaintiff
No. 05-6161 CIVIL
vs.
AMENDED COMPL
DANIEL C FARWELL
AKA DANIEL FARWELL
Defendant
FILED ON BEHALF F
Plaintiff
COUNSEL OF RECO OF
THIS PARTY:
-,:,"..-. -
Benjamin R Bibler, Esq 're
P A 1.0. #93598
WELTMAN, WEINBE G & RBIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#04641550
J.IBfHX3
IN THE COURT OF COMMON PLEAS CUMBERLAND CO TY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
vs.
Civil Action No. 05-6 61 CIVIL TERM
DANIEL C FARWELL
AKA DANIEL FARWELL
Defendant
AMENDED COMPLAINT IN CIVIL ACTION AND NOT CE TO DEFEND
You have been sued in court. If you wish to defend against the cl ims set forth in the following
pages, you must take action within twenty (20) days after this Amended C mplaint and notice are served,
by entering a written appearance personally or by an attorney and filing 1 writing with the cO\.lrt your
defenses or objections to the claims set forth against you. You are warned t at if you fail to do so thle<:ase.
may proceed without you and ajudgru.ennnay be entered against you by e court without furthe!.J1Dtice
for any money claimed in the Amended Complaint or for any other cl m or relief requested "byjhe . .
plaintiff. You may lose money or property or other rights important to you. .:.~ .
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TEL PHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP
LA WYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIA TI N
32 SOUTH BEDFORD STREET
CARLISLE,PA 17013
(717) 249 - 3]66
AMENDED COMPLAINT
1. Plaintiff is a corporation with offices at 3311 Mill Meadow Drive, Hilliard, OH 43026.
2. Defendant is anadult individual residing at 1750 Walnu Bottom Road, Newville, PA
17241.
3, Defendant applied for and received a credit card issued b Plaintiff bearing the account
number 6011002950579797. A true and correct copy of a credit card state ent is attached hereto, marked
as exhibit "A" and made a part hereof.
4. Defendant made use of said credit card and has current! a balance due and owi.ng to
Plaintiff, as of November 16, 2005, in the amount of $7,297.64.
5. Defendant is in default of the terms of the cardholder Agree enthaving not made monthly
"~_.'"
payments to Plaintiff thereby rendering the entire balance immediately il<:.and payable. Atrue al1d
correct copy of the cardholder agreement is attached hereto as Exhibit "B" d made a part hereof.
6. Plaintiff avers that the Agreement between the parties provid s that Defendant will pay
Plaintiff s attorneys' fees.
7. Plaintiff avers that such attorneys' fees will amount to $1,000 00.
8. Although repeatedly requested to do so by Plaintiff, Defenda t has willfully failed and/or
refused to pay the principal balance, finance charges or any part thereof to PI intiff.
WHEREFORE, Plaintiff demands Judgment in its favor and again t Defendant, Daniel C. Farwell
individually, in the amount of $7,297.64 with interest at the legal interest ate of 6% per annum from date
of judgment plus attorneys' fees of $] ,000.00, and costs.
TillS IS AN ATTEMPT TO COLLECT A DEBT AND ANY FORMATION OBTAINED
SHALL BE USED FOR THAT PURPOSE.
~~ RG&REIS,CQ.,LPA
Benjamin R Bibler, Es uire
PA J.D. #93598
WELTMAN, WEINB RG & REIS CO., L.P.A,
2718 Koppers Buildin
436 Seventh Avenue
Pittsburgh, P A ]5219
(412) 434-7955
'..WWR#:04641550
DISawEIf-
CAil.D
new balance
$7,297.64
minimum pay t due
$859.00
paymenl due d 9-
October 26, OS
account numb.,. 6011 002950579797
enier amount enclos8d below
$1
Please make check payable to Dfscwer Platinum
CBId. Minimum payment due includes 8. paS! due
amount oj $696.00.
?7 SDSNsA01 OOQ7f:.A7
DANIEL FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
. (jHfllXD
Consolidate bills quickly and securely
with a Balance Trarister to your Discover
Card. Call1-Sn-353-09B6 TODAYI
Address- or telephOne change? P/e8S8 print change in thB space above.
Of f10 to Discovercard.com.
PO BOX 15251 '"".11","',11",',"11'
WI KINGTON DE 19886-5251
',,,11,',,1,,1,1,,1,,1',,,1.1...'.1.1,1,,,,11.1,1.,,,111.1,,1
000006011002950579797072976400000
6011 002950579797
October 26, 2005
$859.00
$7,300
$0
$3,700;00 .
$0.00
page 1 of 2
Discover Plallnum Card Account Summary
account number
payment due date
minimum payment due
credit Ilmh
credh avsIlable
cash credit limit
cash credh available
$7,103.23
0.00
+ 39.00
+ 0.00
+ 0.00
+ 155.41
= $7,297.64
_ You may be e to avoid Periodic Anance Charges, see
n. _ the revers. sid for details.
...,....,....,.
Cashback Bonus.
Cashbacl< Bonu
March 27
,,-
Bonus Award Balance $ 0.00
is Period + 0 00
Cashback Bonus ward Total 0.00
Redemptions This Period 0.00
Cashback Bon s Award Balance 0.00
Award AveJlablet Redeem $ 0.00
trans. post
date date
Other/Miscellaneous
Sop 26 Sop 26 LATE FEE
$
39.00
WhHe we are permitted under the Cardmember Agreement to increase th6 AP, s em your Account because your
payment was late, we have chosen not to do so at this time. We have termlna . however, any Introdudoty OT
promotional rate on purchases and any special bsJance transfsr rate, and sppIi the standard APR for purchases to
your outstanding balance of purchases and balance transfers, However, we rs erve the right to increase the APRs on
your Account if you fail to pay the minimum payment due by the payment due fe. See the De/au" Rate Plan ssction
of the Cardmemb9f Agrsement for details.
......... ATTENTION .......... A TrENT/ON ~....- A TTENT10N -.-... A 'ENTJON ........ ATTENTION ........,....
Your account is seriouslY past due. Payment of the smo'unt due and arrange ts for futuf9 payments should be
made immediately.
P1e~ see fO/Iowlng page for sddItIonsllntormat/On.Quptlonsr caU 1~800_nlSr.n\n:Af1...R
.......f...~(&.~g"+ ,l.~;~':f
- ~~,-~-
:oJ..q ((li::ll::1'C1b
--.....-.-
1fy' 5/5'
~ -~_.~
DISC
VER-
PLA:rINUM
IMPOR J\NT INFORMATION
ABO YOUR ACCOUNT
CAROMEMBER A REEMEHT
The terrm a d co",crJtions of your MOunt, induding
how we tal late iinance c:narges" our fees a",d an
Arbitration 0 Dispute!: .ectibn. You have the right to
reject the a inDon provision with respect to your
new Account withi" 30 days after receiving your Card,
IU . exp/aine il/ rile - Accept-mee of Agreement"
sed;on.N". .. ...,....,......,. SEEPAGES '.7.2
PRIVACY POUCV
A summary c:. the pe~nal inform.rtion we CDllea.
when it may e dmecf with others, and how we'
.afeguan:l the confidentiality and seOJrity of .
information. ou maY' limit OlJr .lvJrlng ofruch
information ith orner; . .... .... SEE PAriES 73' o1!;,
BILUN!> RIGHTs
lmJ>>rUlnt inf rmati~n about your righu and.our
_ respoNibiliti ~r>der the Fair Credit Billing Act,'" .';
..."."........ . SEEPAGES 15.7.7
CASHIlACK: 80 WUS pLUS TERMS' AND CONOmONS
The term> and nditlons: of the Cashbadc BonuS-
Plus award pro ram. including a d~lption of how
we calculate th aWllrd and how it is paid....., '" .
.,......... ......,.....,...., . SEE PAGES 77-19
DESCRIPilON DF CO .
The terms and itions of the Scheduled Air Travel
Atddent Insura ce and the Secondary Rental Car
Collision Covera e m.at is provided at no charge to
you when you your Card to purchase airline
tickers or rent a autolTlobile..,.. SEE PAGES 19.26
Y374001.D-W4TL15
o 2004 Dr......., Bank, M.
18/15/2884 13:39
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VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 Pa.C. . Section 4904 relating to unsworn
falsification to authorities, he is an attorney for the Plaintiff herein; makes this erification based upon the facts as
supplied to him by the Plaintiff and/or its agents and because the Plaintiff is outsi e the jurisdiction of the court and
the Plaintiff's Verification cannot be obtained within the 20 days allowed for fi ing of this pleading, that Plaintiff
will file a Praecipe to Substitute Verification or Withdrawal the Amended Compl int once the Verification is/ is not
returned to Plaintiff and that the facts set forth in the foregoing pleading are e and correct to the best of his
knowledge, information and belief.
1/ID/00
. Date' ,r <.
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Benjamin R Bi ,squ
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CERTIFICATE OF SERVICE
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A true and correct copy of Plaintiffs Amended Complaint h s been served by U.S, Mail,
on the f( day of J'A-NIi'ft.J'l-/ ,2006, upon the following:
Carl C. Risch
MDW&O
10 East High Street
Carlisle, PA 17013
B'/(;: RS, ";''''0'''
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F: \FILE$\OA T AFILE\OenerafICUlTCN\B326,8anliwer- wpd
CfWeo.: 11I22r05 9:50AM
Revised.. 2/14106 8:53AM
DISCOVER BANK,
!=. IN TWEffiYR'f-O
CUMBERLAND C
Plaintiff
COMMON PLEAS OF -.
UNTY, PENN~V~
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NO. 05-6161 CNIL TERM
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DANIELC.FARWELL
AKA DANIEL FARWELL,
Defendant
CNIL ACTION - L W
DEFENDANT'S ANSWER TO
PLAINTIFF'S AMENDED OMPLAI T
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AND NOW, comes DanielC. Farwell, a1ca Daniel Farwell, b and through his attorneys,
Martson DeardorffWiIliams & Otto, and herebyanswers to Plaintiff' Complaint as folIows:
1. Admitted.
2.
~;
Admitted.
..,.;;.-
3. Admitted,
4. Admitted that Defendant used said credit card, but de . ed that Defendant owes Plaintiff
a debt in the amount of $7,29].64.
5. The averments contained in PllI'~~Phfive(5) are con lusions oflaw to which no
Tesponse is required. To the extent that an answtr'is required; the s e is denied.
6. The averments contained in paragraph six (6) are concl sions oflaw to which no
response is required. To the extent that an answer is required, the s
is denied.
7. With respect to how much attorneys fees Plaintiff will . cur in bringing this action,
Defendant lacks knowledge or information sufficient to form a belief s to the truth of the averment.
8. Denied that Defendant was repeatedly asked to pay the lIeged credit card balance. It
is further denied that Defendant willfully failed and/or refused to pay e alIeged balance.
='-'-'-."~-- - MAR'fSONDE
Date: February ~, 2006
By -n
Carl C. Risch, Esqui e
P A Attorney I.D. N . 75901
Michael J. Collins, squire
P A Attorney I.D. No 200427
10 East High Street
Carlisle, P A 17013
(717) 243-3341
Attorneys for Defen nt
.=....,'-...
-~ "- ~ ,...".. ~=_..~"......,...----,-.
VERIFICATION
The foregoing Defendant's Answerto Plaintiff's Amended Com laint is based upon information
which has been gathered by my counsel in the preparation of the lawsuit. The language of the document
is that of counsel and not my own. I have read the document and to e extent that it is based upon
information which I have given to my counsel, it is true and correct 0 the best of my knowledge,
information and belief. To the extent that the content of the document is th t of counsel, I have relied upon
counsel in making this verification.
This statement and verification are made subject to the penaltie of 18 Pa, C.S. Section 4904
relating to unsworn falsification to authorities, which provides~at ifImak knowingly false averments, I
may be subject to criminal penalties.
Date: February I) ,2006
CERTIFICATE OF SERVICE
r, Michael J. Collins, Esq., an authorized agent of Marts on De dorffWiIliams & Otto, hereby
certify that a copy of the foregoing Defendant's Answer to Plaintiff's Am ded Complaint was served this
date by depositing same in the Post Office at Carlisle, P A, first class mai ,postage prepaid, addressed as
follows:
James C. Wannbrodt, Esquire
WELTMAN, WEINBERG & RBIS CO" 1. .A
436 Seventh Avenue, Suite 2718
Pittsburgh, PA 15219
~.
MARTSON DEARDO
By
Michael J. Collins, E
Attorney ill #: 20042
Ten East High Street
Carlisle, PA 17013
(717) 243-334 I
Dated: February is-, 2006
DANIEL C FARWELL - AKA
DANIEL FARWELL,
-"IN nm COURT of COMMON PLEAS CUMBERLAND COUN
CIVIL ACTION
)
)
)
)
)
)
)
)
)
)
, PENNSYLVANIA
DISCOVER BANK,
Plaintiff,
v.
NO.: 05-6161 IVIL
Defendant.
PLAINTIFF'S FIRST RE UEST FOR ADMISSIONS AND RE UEST FOR
PRODUCTION OF DOCUMENTS
Plaintiff demands that the defendants answer and respond to
Production of Documents under oath pursuant to the Pennsylvania
within 30 days from die date of service hereof.
e following Request for
ules of Civil Procedure
Plaintiff also~emands that defendants answer and respond to
Admissions pursuant 19 Pa. Rules of Civil Procedure 4014.
e following Request for
You are requested to admit the truth of each of the statements of fact h reinafter stated, You are
instructed that:
~','- ..
1. These requests are made under Pennsylvania Rules of Civil Procedure 400 I, et
seq., and each of th6~e matters of which an admission is requesteds all be deemed admitted
unless your sworn sta:!ement in compliance with such Rules is timely m e.
2. If you do not admit each of such statements, you must
not admitted or set fo'ith'in detail the reasons why you cannot truthfully
such matter.
ecifically deny each one
ither admit or deny each
3. Your answer, signed and properly verified, must be de vered to the undersigned
7005 11 bOO 0 0 0 ':385' . nl.;ntH'f' within thirty (30) days after delivery ereof.
II i! 0 I 111m 4 8323 e to admit the truth of any such tatement of fact and the
t;t! ~ ' I I' I thereof. you may be required to pa the reasonable expenses
!:.:.:../! "; .. {Ill I ding attorneys' fees, witness expen s, etc.
i 3 Ii' i' I y of the following statements of fi t, it is your position that
fit .. some items, but not true in full or to all items, then answer
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sued in more than one capacity or i your answers would be
nt capacity, such as partner, agent, c rporate officer or director
to answer separately in each such c pacity. Failure to do so
ch capacity.
EXH B\T
,
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7.
In these Requests fQrAdmissioDs:
A. The word "oerson( s )" means all entities,
generality of the foregoing, includes natural persons, joint owners,
partnerships, joint ventures, trusts, and estates;
d, without limiting the
sociations, companies,
B. The word "document(s)" means all written, prin , recorded, graphic, or
photographic matter, or, sound reproductions, however produced or repr duced, pertaining to any
manner to the subject matter indicated;
C. The words "identi " "identi " "identific ion" when used with
respect to a oerson( s) means to state the full name and present or last kn wn address and business
address of such ocrson(s) and, if an actual person, his present or last own job title, and the
name and address of his present or last lcnown employers;
D. The words "identi ""identi .. "identification" when used with respect
to a date, subject matter, name(s) or person(s) that wrote, signed initial d, dictated or otherwise
participated in the creation of the same, the name(s) of the addressee or ddressees if any and the
name(s) and addressees) of each ocrson who have possession, custo y, and control of said
document(s), Ifany such document was, but is no longer in your posses ion, custody, or control,
or in existence, state the date and manner of its disposition; and
. _ _ _ E. The word "identify", when used with respect 0 an act (including an
alleged offense), occurrence, statement, or conduct (hereinafter collecti ly calfed "act''), means
to (I) describe the substance of the event or events constituting such an t, and to state the date
when such act occurred; (2) identify each and every oerson(s) particip ting in such an act; (3)
identify all other person(s) (ifany) present when such act occurred; (4) s e whether any minutes,
notes, memoranda, or other record of such act waS made; (5) state wether such record now
. . ,exists; and (6) identify the oerson( s)presently_.having possession, cus ody or control of such
record. -
8. Unless otherwise indicated, all Requests herein relate 0 those certain events,
persons, and period of time more fully described in the pleading in this c e;
9. These requests are of a continuous nature.
These Requests for Production of Documents shall be deemed co tinuing so as to require
supplemental answers and documents if any information of documents ar acquired subsequent to
the filing of responses hereto, which information or documents would h e been included in the
answers and documents produced had it been known or available at the f e the answers and the
documents provided pursuant hereto were produced. Defendants shall s pply such information
and documents by supplemental answers and production of docum nts as soon as such
information becomes known or available and in all events, prior to trial of is action.
If objection is made to any requests for production of documents, it is demanded that the
requests for which there is no objection be answered and furnished within he aforesaid period.
All documents identified in response hereto shall be organized an labeled to correspond
with the request to which it pertains. For all documents produced, list e individual and his or
her job title and department from whose files it was produced and the c rrent custodian of said
document.
.... _ _ H. .. _ ",,", .
If a document called for is believed to exist or is known to exis but is in the possession,
custody or control of another person or party, the existence of the doc ent, the identity of the
possessor, custodian and one in control of such documents shall be rovided along with any
applicable common description or citation utilized by the publisher, possessor, custodian or
disseminator of such document.
I
If any document called for by this request is withheld on thb basis of any claim of
privilege or any similar claim, identify that document as follows: auth~I addressee; indicated or
blind copies, date, subject matter; number of pages; attachments or a~pendices; all persons to
whom distributed., shown or explained; present custodian; and nature of the privilege or similar
claim asserted,
REOUEST FOR PRODUCTION OF DOCUMENTS I:
Produce any and all documents evidencing proof of all payments on the subject credit
card referenced in the Complaint, including, but not limited to, cancelled hecks, receipts,
coupons, statements, accountings, memoranda, invoices, fmancial statem nts, accounting entries,
diaries, charts, lists, phone records, data compilations etc.
.. REOlJESXFOR PRODUCTION OFDOCUMENTS 2:
_.::":"'~~i'___
.",.".... ';-i-l.
ProducellflY and all documents you intend to introduce and/or pr vide testimony on as
evidence at the time of trial.
REOUEST FOR ADMISSION NO. I:
Defendant has made no payment on the credit card since April 27, 2005.
Admitted
Denied
If the answer to Request for Admissions No.1 is "denied", then supply sp cific written
documentation supporting the denial.
.._-1
_ REQUEST FOR.ADMISSION NO.2:
Defendant signed the attached credit card application.
Admitted
i
Denied I
If the answer to Request for Admissions No.2 is "denied", then supply srecific written
documentation supporting the denial.
REOUEST FOR ADMISSION NO.3:
The attached monthly statements,from December 27,1998 through Octo er 27, 2005, correctly
identify the payments, charges, and balances on the account.
Admitted
Denied
,~:. .:...::--l.:....O.:..:..-__"
If the. answer to Request for Admissions No.3 is "denied", then supply c pies of canceled
checks, both front and back, and/or if not available, specific written doc entation supporting the
u_ . denial. uu. u"
REOUEST FOR ADMISSION NO.4:
Defendant bas not submitted any written dispute as to billing inaccuracy c nceming the credit
card in question.
Admitted
Denied
If the answer to the Request for Admissions No.4 is "denied", then suppl copies of specific
written disputes as to any billing inaccuracies.
~_..~~
REOUEST FOR ADMISSION NO.5:
$7,297,64 is a correct and accurate current balance of the credit card acc unt in question.
Admitted
Denied
If the answer to Request for Admissions No.5 is "denied", then supply s ecific written
documentation supporting the denial.
Tms IS AN ATTEMPT TO COLLECT A DEBT AND ANY I FORMATION
OBTAINED SHALL BE USED FOR THAT PURPOSE.
(--2::: I
" .,..--
~
Benjamin R Bi ler, Esquire
Pa. W. #93598
Weltman, Wein rg & Reis Co., L.P.A.
2718 Koppers B dg.
436 Seventh Av nue
Pittsburgh; PA- 5219
(412) 434-7955
WWR:0464 1 550
=- ==--------
CERTIFICATE OF SERVICE
oa;t..
A true and correct copy of Plaintiff's First Request fOOOd ction of
Request for Admissions has been served by U.S. Mail, on the L y o'f
2006, upon the following:
Michael J, Collins, Esquire
MARTS ON, DEARDORFF, WILLIAMS & OTT
10 East High Street
Carlisle, PA 17013
By:
Jk;:/
DlSCevER,
NETWOU
Ticket Re rieval Request
/J(,/( -
-.~-
DISCOVER FIN SRVCS
SUPPORT SERVICES OPT
P.O. BOX 8003
HILLIARD, OH 43026-9900
(800)347-5342 FAX (614)771-6795
Issue Date: 11012005
,
,
1
DISCOVER FI~SRVCS
SUPPORT SE VICES
P.O. BOX 151
WILMINGTON,DE 19886.1003
cO
t-{I[;:;;>
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FIlllure 10 respond by 0110212006 will
result In a chargelleck 10 your account,
Respond to the above address
" CASE NUMBER: 5300140879
Tran Date I I
Tran Amount $0.00
Merchant Number:
Post Date I I
Cardmember Name: D
Transaction 10
Cardmember Number: 6011 0029 5057 9797
Merchant Name:
Prefix Identifier t 4
Reference Number 9803592980302000.00000022797100 \ 03101/97
Comments:
CARDMEMBER REQUESTED TRANSACTION DOCUMENTATION
Merchant Action:
REO rVEP
JAN 0 6 2UU6
Requestor: MROBER
Reason Code: A
Manager: MROBER
Ticket Type: APPL
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DISCOVER
CARD
ne
$1,218.81
27 SDSN6A01 0001077
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
slow
Please make check payabl to Discover Card. No
payment due! You recently aid more than the
minimum. Optional payme t amount: $25, 00.
To order Cash Access Checks, select
your P.l.N., or to find ca h locations call
1-800.0ISCOVER (1-8 0-347-2683) or
visit Discovercard.com.
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J>V PO BOX 15251 11I...1.....1.11...1...11I
WILMINGTON DE 19886- 251
\".111,1.,1"1.1.,1"11,,,1,1.,,1,1.1,1,,,11,1,1,,,,111,1,,1
Address or telephone change? Please print change in the space above,
or go to DisCDvercard.com.
000006011002950579797012188100000000000000
--...... - .......---.--.
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.. .
DlscoVer1:;ard-ACcClUf1tSummary
acCountmHiibeF" ',:.: "'60tfOO29 505-79797
payment dua date . Janu.ary 21. 1999
. minimumpiyjllai7t;dui>cc~
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cash ci'editJifruT"- c.,: ."$2',000.01)
cash c~vaiki~,':~~O~~_
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Cas6f)Qck BonuslD
Cashback BonuS@ Anniversary
Date: March 27
ransactions
trans. post
date date
: previous statement balances
previous balance-
. ,:,"::psyments and 'credits
purchases
cash advances
__~-S~.bBlaiice ttan5feti.-'~-
-- :-'::'~)!'4ANCE CHAFiGii'$"
<~~~!16.W:~!IDG8
. .,. r'i).aVofc( additioiiaHiftence chi,rges, pay
.. balaRce by Jaoo.a.'l' 21, 1009....
$1,221.70
20.00
+ 0.00
+ 0.00
+ 0.00
+17.11
$1,2t8.81
o'ur entireiJew
.'~____"'_' ~_ __ _ _~_..... _ _ _ _~_ __k...._. .____ __ . _ ___ _ _ ___ - - -- -. -- - +- -."
Cashback BonuS@Anniversary Date:
Previous Cashback Bonus Award Balanc
Purchase Award This Period
Other Awards This Period
Cashback Bonus Award Total
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL:. CASH. .
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
Iran date
00021
post date
Dec 21 PAYMENT - THANK YOU
arch 27
$
+
+
0.00
0.00
0.00
0.00
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-20.00
:As a valued Cardmember you are eligible for affordable Term Life Insurance. Discover Card has pa nered with Allstate
Life Insurance Company to provide plans designed to meet your needs. As a bonus, you'll receive a 10% discount by
'charging your premiums to your Discover Card. Call Allstate directly for more details at 1-888-565-1 87.
The Times Square New Year's Eve Ball drops here! Watch for the Discover{R) Card sign directly be eath the Bal1 to
......, ....fA...uJn fh~ 1J:l..:t '::;lIhf _'::Prnnrl.~ nf 1.QgR A.>; W~ ~/~hr;!t~ thp. f;r.<:;t veR,. RA the WorlrlwirlR PrR.<:;Rntinn Soonsor of N9W
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acc~~~t;u~b~;'60110 2950579797
:Questions? Concerns? Com enl5?
Don', hesilole 10 call one of our fri dly
Cuslomer Service Represenlotives 0 :
'.800-DISCOVER (I -800-347- 683).
We' rehere 24 houts 0 cloy, 7 days week,
10 help answer questions about you
Discover' Cord Account.
. Om5o;b.-8onI<,MomI.o-FDIC
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ClpeingD~re: December 27,1998
.' ".: ' ",' '.,,:.t': ';', , I
Use your Discoysr(A) Card fot all yourpurch~ses and watChxo~,:ia8Shb€lCk Bonus(R) aw.ard grow.
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Promotional Offsr: Balance TTan'sfe/. Off8r.t.vajJabI~~ 11/29/98-0510 ~199. Daily Peri(!)dki Rate: 0.01616"/0; orresponding
ANNUAL PERCENTAGE RATE: -$.91;%. Rlllfl EXP/T!ltion: June 19!'19, Promotional 011.,. are subject to th t.rms 01 the
off9rinc/uding expiration.' ,:,;' ,,' .
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Promotional Offer: Balance Transfer,: Offer Avaifable: 09l15198-'1-.1laCl/98.' 'OailyPeriOdiC Rate: 0.01890%; rresponding
ANNUAL PERCENTAGE RA TE: '6.9Q%. Rate Expirattp~: June 1999., Promotional Offers are subject to th terms of the
offer incJudin ex 'ration. . ' . ,
Average
DaRy
Balances
Daily
P.nOdi~
Rates ,I
:',;'.',' " :
Hglnioal- N '.'
I!iNNI'JFL - AN UAL i Pariodlc
PElle NTAGE PEIlCE. NTAGE FINANCE
RATE" . RAtES' CHAIlGE
Transaction
Fee
FINANCE
CHARGES
cu"ent billing period: 30 days
Purchases $1225.:]1
Cash Advances $0
previous billing period: 31 days
Purchases $0
Cash Advances $0
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"O.046~": " ;,;t,6.9$% '
. -0.057111;% "':' ,,I/O.9i!",
16.99%
20.99%
$17,/1
',$0
$0
$0
none
$0
0.04792% '
0.05751%
17,49%
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17.49%
20.99%
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$-2.89
$0.00
enter amount enclosed below
payment dJJf!l date
Februar'y 21, 1999
$
Your account has a credit bafanc . No payment;s due.
27 SDSNGA.Q1 0001078
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Che ks, select
your P.I.N., or to find cash 10 tions call
1-8DO-DISCOVER (1-800-34 -2683) or
visit Discovercard.com.
Address or telephone change? Please print change in the spac~ above,
or go to Discovercard.com. 1 !
PO BOX 15251 11I",11.....111",1...11I
WILMINGTON DE 19886-525
1."111.1.,1..1.1.,1..11..,1.1,..1.1.1.1.,..11..1.,,.111.1..1
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-
6011 0029 SOS7 9~97
February 21, 1999
$O.DO '
$4,000.00
$4,000.00
$2,000.00
$2.000.00
cI9Binlll,Da\e: Januafy:t~, 1999
prfiv/o.us balance
pay'm~;,and credits
P...<i:l1~~~
cewh ;;JrI1~tinces
balance tranSfers
FI AN E Ct1ARGES
nOW tfd{alice'
pag lot2
Diacover Cerd Account Summary.
account number
payment due date
. minimum payment due
credit limit
credit available
cash credit limit
cash credit available
$1,218.81
1,221.70
0.00
0.00
0.00
0.00
$-2.89
Your ~'unt has a credit balance. No paymen is due.
d1
Cashback Bonus"
CashbUck Bonus@) Anniversary Date:
March 7
Cash back BonuS@ Anniversary
Date: March 27
Only two months before your anniversary '--
use your Discover Card to earn a higher
Cashback Bonus(R) award.
Previous Cashback; Bonus Award Balance
, P.jJn::tia$~ ~ward This PeriQd
"Other Aw~s Ttlis Period:
Cashbacl<. Bonus Award, Total
$
+
+
0.00
0.00
0.00
.00
rans8ctlons
trans. post
date date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGE$: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHA-FjGES:ElALANCETRANSFERS
PRINCIPAL: OLD aAlANCE
PRINCIPAL: CASH
PRINCIPAL: PU'RlJHASES
PRINCIPAL: BALANCE TRANSFERS
0.00
0.00
_. ___ _____ 0.00
0.00
0.00
0.00
0.00
0.00
tran date
Jan7
post date
Jan 7 pAYMENT - THANK YOU,
-1,221.70
Pay your federal income tax using your Dif;COyer{R) Card, theonl; ~it Card accepted for tax payment usi
TurboTax/MaclnTax softwar~! Foltow;the:fnstrlictions6s TL:trb6r~~clnrax guid8$ you throughpreparatio . payment
and e-fillng of your return! Or l1-fi1sand pay your taxes by telepl1o~'fI.S1ng your Discover Card at: 1-888-2P. Y- TAX!
'.;,
Quesllons? Call1-8IJ()..DISCDVER\1.800.347-Z883) orlnQ on\D.Dise9I11'rcllJ'll.com. Fo, TOO
(Telecommunication Device lor the Deat) assistance,catI1-800"347-144~t' ,$ij1/i bluhig errOr"notice to:
Discover Card: P.O. Box 15192; Wllrrlihgton, DE 1985O-5192~" ~;I
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I DISCevER'
UI~l.OVtK
CARD
.. ..~.~'.~
DISCeVER
~~~~'11t ;;tl~;;~;~6011 00 950579797
Questions? Concerns? Com
Don', heoilale to call one of our fri Iy
Customer Service Representatives at
1-800,DISCOVER (1-800'347-2 83).
We're here 2A hours a day, 7 days week,
to help answer questions about your
Discover' Card Account.
02005 D1~ Bonl.. Member FDIC
6lo~ing Dale: January 27.1999
. ,
pa e2012
24~Hour Customer Service. Receive, up.lo-date accavnt infD.lTl1Bti~n :24 hours a dayl Calrt-800.DISCOVE
(1-800-347-2683) and press ~1 ~ for your cum3nt balarice, availabll/credit, last payment received, next paym
and payment address. Plus, you canvl~w your up-to1iatestatem'6ntlnformation on-line at www.discovef'C8
11 :,1 ;"1.,, ,;.1 :' ,
! ,', I '" i !';~_:.l'>!':,; ';',
Protect the good credit you'v8'earnedf, NbwF:rofl1eProtect(SM}'crE!dirmoJl!itoring and notificatioft service m Itors your
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"
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Promotional Offer: Balance Transfer. Offer /ivai/able: 11/29/98-05101/99. Daily Periodic Rate: 0.01616%; ffesponding
ANNUAL PERCENTAG6 RA TE: 5.90%. Rate Expiration: June 1999. PromoUonal Offers are subject to th ferms of the
offer including expiration.
Average
Daily
Balances
Daily
Penodic
Rates
current billing period: 31 days
Purchases $0
Cash Advances $0
previous billing period: 30 days
Purchases $0
Cash Advances $0
0.04586%
0.05751%
0.04655%
, 0.05751%
~(I.J'tjll~L ANNUAL
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGE
,
Transaction
Fee
FINANCE
CHARGES
I',"
::i:
16.74%
20.99%
16.99%
20.99%
16]4%
20.99%
16.99%
20.99%
$0
$0
$0
$0
none
none
none
$0
"'l
: I ',', """;";'
Qu.stlon.? C.1I1.800.DISCOVER(1,8Dq-34H~'3),or,/qg ...It QI'cQVI'n:.,~,com
n_..
nl!';(".Vr:J1
~
UI::>>LOVtK
CARD
$372.11
$10.00
enter amount enclosed below
payment due date
March 24, 1999
$
27 SDSN6A01 0001079
DANIEL C FARWELL
1750 WALNUT BDTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Chec $, select
your P.I.N., or to find cash loc tions call
1-800.DISCOVER (1.800-347 2683) or
visit DiscO\f9rCard.com.
, , ,.,
Address or telephone change? Please phnt chang. in the sPa~ above,
or go to Discovercard.com.
PO BOX 15251 11I",11"",1 11",1",11I
'WILMINGTON DE 19886-5251
1",111,1"1"1,1"1"11,,,1,1,,,1,1,1,1,,,,11,11,,,,111,1,,1
00000601100295057979,7003721100000000001000
Discover Card Account Summary
Closing Date: February 27,1999
pag 1012
account number
, payment due date
. minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 0029 5057 9797
March 24, 1999
$10.00
$4,000.00
$3.627.00
$2.000.00
$2,000.00
'previous balance
payments and credits
purchasf;Js
cash advances
~/aryce'tran~fers
FINANCE CHARGES
+
+
+
+
$-2.B9
0.00
0.00
0.00
375.00
0.00
$372.11
newQ;iI~nce
To avoid additional finance charges, pay your e
bala~~~, by March 24, 1999.
ire new
il,.
1",
"
Cashback BOflUS"
Qashba?kBonuS@Annlversary Date: March
:i Prii~ousLCashback Bonus Award Balante $
BuFcl;1a~ Award This Period +
: Qthef,;Aw~rds This Period +
, 'Cashb~ck Bonus Award Total
0.00
0.00
0.00
O.
Cashback BonuS@ Anniversary
Date: March 27
ransact ons
trans. post
~ate, date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE,TRANSFERS
PRINCIPAL: OLDIilALANCE
PRINCIPAL: CASK, .
PFlINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
tran date
Feb2
post d~te
Feb 2
".',
BALANCE TRANSFER CHECK #62
375.00
"
Remember, use your card this month & you are entered to win a tdp for two to the biggest New Year's Eve
celebration-TIMES SQUARE 20001 No transaction necessary. Open fa U.S. residents, who as of 12/31/98, re
Discover CarcJmembers. Void where prohibited. For official rules': 1-iJOO-DISGOVER. End dates val}' 2/28- 12/99,
based on method of entry.
QuestiDns? C.1I1-BOO.DlSCOVER (l.800-347.Z6B3) Dr IDg Dn tD llli~I"!.l'Card.CDRl. For TDD
(Telecommunlcatlon Device for the. Deaf) assistance, call 1-800-347-7449~ J,Send billin'g error notice to: . "",,,
Discover Card; P.O, Box 15192; Wilmington, DE 19850-5192; Ii' DISCevER'
lJl~\..OV tK
CARD
DlSC.VEIl
aceo;n! ~u~;;~;. 6011 00 950579797
Questions? Concern~? Com
Don't hesitate to coli one of our fro
q:u$"""er Service RIlp.......nlolive$ 0
\ \';j
'1.800-0ISCOVER (1-800-347-2 83).
We're here 24 hourS 0 day, 7 dCl}'$ week,
to help an$wer que$tion$ obout you
Di$covsr' Cord Account.
02005 ~ Ikd. Memb.rfDIC
,
'ClosinltDete: February 27, 1999
I
pa 92012
Good News! These fine establishments are pressed to announce '("at they now accept the Discover(R) Cs , British
AiIWSYS, Boston Symphony, Boston Pops, Tanglewood" Chif;o's,. ~a'en Kane, Mario Tricoci Hair Salons & 0 Y Spas,
Tahari, and Vie de France.
f
Earn a $200 Cashback Bonus(R) award with an interest.only adjustai:lle rate mortgage from the Discover Lo n Center,
a division of NOVUS Financial Corporation. Benefit from lower monthly payments with a 5. 7, or to-yeaf init I term.
Call1.BOO.326-6280 through 3/31/99.
:':
Average
Daily
BaJanc~s
current billing period: 31 days
Purchases $0
Cash Advances $0
Balance Transfers $0
previous billing period: 31 days
Purchases $0
Cash Advances $0
Balance Transfers $0
.' '~
':1
;!
..
;;1
Daify
PeriOdic
Rates
i'!
"Ii
1;'
.,\
1'l-M"iJiL . ANNUAL.
PER1{ENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGE
Transaction
Fee
FINANCE
CHARGES
0.04586% ':16.14$ 16.74% $0
0.05751% 20.99% 20.99% $0
0.01616% 5,90% 5.90% $0
0,04586% ' 16.74% 16.74% $0
0,05751% 20.99% 20.99% $0
0.01616% 5,90% 5.90% $0
none
$0
$0
none
none
none
Q...tI.n.1 Call1.800.D1SCOVER(1-800.347.2663) Dr log on to Dlscovercard.com
...,...
n.Ct"AVI:D'
I)I~LOVt:R
CARD
$345.33
27 SOSNeJ\01 0001080
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$0.00._.....-1
payment due date
April 21, 1999
.........."'.... ...."".
enter amount enclosed below
$
Please make check payable to Oi
payment due! You recently paid
minimum.
ver Card. No
ore than the
To order Cash Access. Che 5, select
your P .I.N., or to find cash lac tions call
HOO.DISCOVER (1-800-3472683) or
visit Discovercard.com.
Address or telephone change? Pfease p,lnt chang, in.the space above,
0( go 10 Discovercard.com.
"
!
,
;1
1,~
,~PO BOX 15251 11I."11",,,111,,.1...11I
, WILHINGTOIl DE 19666-5251
1",111,1"1"1,1,.1"11",1,1,,,1,1.1,1,,,,11,,1,,,,111,1,,1
I
,
,
000006011002950.579797003453300000000000000
Discover Card Account Summary
account number
payment due date
; minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 002950579797
April 21, 1999
$0.00
$4.000.00
$3,654.00
$2,000.00
$2,000.00
Cash back Bonus!!>
Cashback BonuS@Anniversary
Date: March 27
ransactlOns
trans. post
qat~. I date
previous statement balances
-
Closing Date: March 27, 1999
previous balance
payments and credits
PUr<:~llS
cash'advances
b8!an,~ tr'ansfers
FINANCE CHARGES
new balance
pag 1ot3
+
+
+
+
$372.11
30.00
0.00
0.00
0.00
3.22
$345.33
To avoId additional finijnce charges, pay your e ire new
balance by Aprif 21, 1999.
Cashb~ck Bonus@) Anniversary Date~ March 7
Prsvious Cashback Bonus'Award Balance
purcha$e P,tward This Period
Rth~ ;A~rds This Period' ,
Cashback Bonus Award Total",
$
+
+
0.00
0.00
0.00
d')
,
FINANCE CHARGES: OLD BALANCE'
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANC:E<tHARG~~:. BALANCE TRANSFERS
PRI~ClpAL: OLD BALANCE
~~INCIPA~'CAS"l c- .
PRINCIPAl: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
0.00
0.00
0.00
1.57
0.00
-_uO.OO-
0.00
372.11
Iran date
Mar 19
post~te' '; ~l I :ii,,::.. ,I;
Mar 19. PAYMENT - THANK YOU
-30.00
Pay your Federal income taxes with your Discover(R) Card by using either TurboTax(R) or MaclnTax(R) soft are or by
,calling j.888.2PAY.TAXI
Use your Discover(R) Card for all yourpurchases andwatchyolir.eiJshback Bonus(R) award grow.
r.', ..
.: '_"-i:'" '.'
Quesllons? Call1-800.DISCOVER (1.800.34?2683) ur,log on In,DlscoVjlrcanj.com, For TOO
(Telecommunication Device tor the Deat) assistance, call 1-800-347 -7449. SS:nd billing error notice to:
Discover Card; P.O. E30x 15192; WilminQ!on, DE 19850-5192. ."
.......
nl!;(,.V~
1J1~l;OVER
CARD
.. ...~~..
DISC.VEl'
~~~o~t ~U'mb~; f 6011 002 50579797
,.> :',1
,.
Questions? Concerns? Comm nls?
. [)on't hesitate to call one of our frie Iy
Customer Service Represenlolives ot:
I 1-SOG-DISCOVER(I-800-347-2 83),
Wi{ re here 24 hours a day, 7 days a week,
to help answer questions about your
Discover" Card Account.
C200s Di5COYW Bonk. Membar FDIC
,
"
,
.'
ClosIng' Dale: March 27, 1999
pa e20f3
Good News! These fine establishments are pleased to announce that they now accept the Discover(R) Cs The
United Center, Chicago Blackhawl<s, Chicago ,Bulls"and Vil/eroy &: E10ch Tableware.
,
,
,
,1 1'\
,
'\ !')
:'
Average
Dally
Balances
CUffent billing period: 28 days
Purchases $0
Cash Advances $0
Balance Transfers $364.85
previous billing period: 31 days,
Purchases $0
Cash Advances $0
Balance Transfers $312.72
Daily. .
Penodic
Rates
',.j,
'I','
.'\;',.
"
,.
, dl
,Ii
N~rJ;;~L , ANNUAL
~ERCENTAGE PERCENTAGE
RATES RATES
0.04586% 16.74% 16.74%
0.05751% 20.99% 20.99%
.O.OI61/;% 5.00% 5,90%
,.0.04581% , ,16.74% 16.74%
0.0575 % 20.99% 20.99%
0.01616% 5.90% 5.90%
I , It" ,;' ,
Quostlono? Call1.800.D1SCOVER{l.800.34?.2683) or log on 10 Dlocov.rcard.com
Periodic
FINANCE
CHARGE
$0
$0
$1.65
$0
$0
$1.57
Transaction
Fee
FINANCE
CHARGES
none
$0
$0
non9
none
none
0_"
nlc.r.vCD'
UI~l.OVtK
CARD
_..........~ -.......
March 27, 1999
account number 601100 950579797
page 3 of 3
Cash back Bonus@ Award Summary
Cashback Bonus Anniversar Date: March 27
Previous Cashback Bonus Award Balance
Purchase Award This Period
Cash back Bonus Award Total
Cash back Bonus Award Balance
Award Available to Redeem
'J'j
Ij
Restrictions apply to the Cashback Bonus Partner offers, visit DlscQvercard.com or call1M877-YOUR-AW
(1-877-968-7292) for details. For program details, see theCashQack Bonus Terms and Conditions.
Balance
0.00
0.00
0.00
0.00
0.00
1$
D
UI~\..I,JV J:K
CARD
$623.34
$0.00 ,-,-" ---I
payment due date
May 22, 1999
",,,,,,vv,,, ""U<IJl:J' UUI UUL;I aua/l:J/l:J1
enfer amount enclosed bel w
$
Please make check payable to iscover Carc/. No
payment duel You recently pa' more than the
minimum. Optional payment a unl: $13.00.
27 SOSN6A01 0001081
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access C cks, select
your P.LN., or to find cash I ations call
HOO-DISCOVER (1-800-3 7-2683) or
visit Oiscovercard.com.
Address or telephone change? Please prim changa/n the space above,
or go to Discovercard.com.
PO BOX 15251 111",11"" 1.11."1,,,11I
WILMINGTON DE 19886-52 1
1",111,1111"1,1"1"11,,,1,1,,,1,1,1,111,,1,,1,1,,,,111,1111
000006011002950579797006233400000000000000
-
Discover Card Account Summary
Closing Date: April 27, 1999
p al012
account number
payment due date
minimum payment due
credit/imit
credit svailable
cash credit limit
, cash credit available
6011 002950579797
May 22, 1999
$0.00
$4,000.00
$3,376.00
$2,000.00
$2,000.00
previous balance $345.33
payments and credits 50.00
puroha.e. + 0.00
cash advances + 0.00
balance transfers I+- 325.00
FINANCE CHARGES ~ 3.01
new balance 1= $623.34
To ~void addifional finance charges, pay your tire new
balano" by May 22, 1999.
Cashback Bonus8>
Cashbsc;k BonuS@Anniversary Date: March 7
Cash back Bonusc8l Anniversary
Date: March 27
Pre\llo'us Cashback Bonus' Award Balance
PUrch. ~s,Award This Period
Otheu~.wards .This Period
CashbockSonu. Award Tot~I.:
$
+
+
0.00
0.00
0.00
trans. post
da,a date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: \>URCHASES
PRINCIPAL: BALANCE TRANSFERS
$
0.00
0.00
0.00
3.22
0.00
0.00
0.00
342.11
.ran date
Apr1
Apr 10
post date
Apr 1
Apr 10
.. .'1 ".;
BALANCE TflANSFER 'CHECK'li62
PAYMENT - THANK YOU
325.00
-50.00
Ii:,
" I
As a valued cardmember you are eligible for affordable Term Li~ (~su(an~. Discover(R) Card has partne with
Allstate Ufe Insurance Company to provide plsns designed to meefydur n~eds. As a bonus, you'" receive a 0%
discount by charging your premiums tdyaur Discover Card. Call:AI!stafe directly for more details at 1-888-56 -1387.
Questions? Call1-800-DISCOVER (1-800-347-2683) or log on to Olscoven:ard.com. For TOO
(Telecommunication Device IOf Ute Deal) assistante, call1-BOO-347-744t1. Sendbmlng error nollce to:
Discover Card; P.D. Box 15192; Wnminglon, DE 19850-5192. ! ',' ;
.......
nIC,..Alo/r:w
J.)I~\..OV tK
CARD
DISC.VEI{
accountnunlber 601100 950579797
pa e20f2
Sign up for PfanPlus(R) todayl Your mem~rship will entitle you to ,instant PlanPlus discounts on a variety 0 health
care needs. PfanPlus is a smart choiCe for value, quality and servics. For details on this special offer, pleas call
/-800-527-5211 and mention code 9~BAW. '
Questions? Concerns? Com
24-HoUT Customer Service. Receive up-tp-date acca'un~ infprmatwo~4 hpurs a day! Cal} 11 ~BOO.DISCOVE ,
(1-800-347-2683) and press Wt", for your current balance, 'availabls 'ired/I, last payment received, next paym nt due,
and payment address. Plus, you can view your up..to~date statement information or pay your bHl online at
www.discovercard.com.
Don't hesilale to coli ,one of our Iri Iy
Cuslomer Service Representatives at
r;8OQ-DlscoVER (1-800-347-2 83).
Wff re here 24 houno day, 7 days week,
10 help answer ques~ons about you
Discover' Card Account.
CI2OO5 DlICl:lfll'8l' 8llnIc. Member FDIC
Closing Dale: April 27, 1999
Good News! These fine establishments are Pleased to anno'rlnce t~at they now accept the Discover(R) Ca I
Aeropostale, Chelsea Campbell, The Pampered Che~ Ltd., and Wqrlp Dut~ Free Americ8$, Inc.llocated in i ternafional
departure terminals at NYIJFK, Chicago/O'Hars, BostonlLogan.anr:fnear the Canadian (AMMEX) and Maxie n Borders
(VETA).
Average
Daily
Balances
Daily
Periodic
Rates
current billing period: 31 days
Purchases $0
Cash Advances $0
Balance Transfers $600.76
previous billing period: 28 days
Purchases $0
Cash Advances $0
Balance Transfers $0
iii"
.11
I"~
':i
,;.
:'
I
::j,
Nominal
ANNUAL ANNUAL
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGE
0.04655% 16,99% 16.99%
0.05751% ,~O.99% 20.99%
0.01616% 5.90% 5.9fY'A>
O.0458Q% 16.'74% 16.74%
0.05751% 20.99% 20.99%
0.01616% 5,90% 5.90%
$0
$0
$3.01
$0
$0
$0
I ';.l
Quesllons? C'1I1-800'DISCDVER(I.8tW'347.~83).r IDg Dn to Dls..~rcald.c.m
Transaction
Fee
FINANCE
CHARGES
none
$0
$0
none
none
none
.,..,."
DISCevSl
LJI;''''UV t:K
CARD
$576.30
27 SOSN6A.Q1 0001082
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$O.OOC-'-' ---I
Piiymellt ~~~ daf6,
June 2), 1999
'; "",.,.. .
$
..."'''..........",<....,''<1'3', ...Vl I vv,~ wa, ~,~,
enter amount enclosed bel w
Please make cheCk payable to iscovef card. No
payment duel You recently pa' more than the
minimum. Optional payment aunt: $12.00.
To order Cash Access Ch cks, select
your P.LN., or to find cash I cations call
1.800-DISCOVER (1.800.3 7-2683) or
visit Discovercard.com.
PO BOX 15251, 11I".11"" 1.11...1",11I
WI'l.MIHGTOH DE 19886-52 1
1,",111.1"1"1,1,,1,,11",1,1,,,1,1,1,1,",1.1,1,,,,111,1,,1
Address or telephone change? Please !xint change in the space a/;>ove,
or go to DiscQvercard.com. .'
000006011002950579797005763000000000000000
Discover Card Account Summary
account number
payment due date
minimum payment due
credit limit
credit available
cash credit limit
, cash credit available
6011 0029 5057 9797
June 21, 1999
$0.00
$5,500.00
$4,923,00
$2,750.00
$2,750.00
Closing Date: May V, 1999
previous balance
payments and credits
purchases
cash advances
baJa,!~ transfers
FIN~NCE CHARGES
newbtJlance
To avoid additional finance charges, pay your tire new
balahc8byJune21,1999.
~ I' "
11',i1l
r "
Cashback Bonus"
Cashback Bonus@! Anniversary
Date: March 27
ransact ons
previous statement balances
tran date
May 20
trans. post
date, date
Cashback BonuS@ Anniversary Date:
March 7
Pre,\iioy~ Cas~back Bonus AW,ard Balai"lCe
;PlirC,h,' ~e:,,:~. wQ.rd This PeriQd
OthQr'I':~'rds\ThiS Period",
Casl1babk Bonus Award Total,'l
FINANCE CHARGES: OLD BALANCE'
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCETRANSFERS
PRINCIPAL: OLD BALANCE
upRINCIPAb:-CASH- -
PRINCIPAl: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
post date
May 20 PAYMENT. THANK YOU
Congratulations! Your Account credit limit has been increased to $5,~OO.OO.
Sit back and Ssve(SM)1 Register at www.discovercarcl.com to a~es~ your account, view your statement Sl1
your bill, and much more. It's smart, quick and saves you money, '
Q.oollono? Call HOO-OISCOVER (1-800.347.2683) or log en \0 DiKo.vorcard.com. For TOO
(T elecommunlcatlon Devine 101" the Deal) assistance, can 1-800-347-7449. . Send billing error notice to:
Discover Card; P.O. Box 15192; Wilmington, DE 19850-5192. .',' ,I
-
pa EJ 1 of2
$623.34
50.00
0.00
0.00
0.00
2.96
$576.30
$
+
+
0.00
0.00
0.00
$
0.00
0.00
0.00
3.01
0.00
{},OO
0.00
620.33
-50.00
maIY, pay
."""..
......r........'_
DI:SCOVER
CARD
I
DISC.VER
account numbe;' 6011002 50579797
Questions? Concerns? Com nls?
DOn't hesitale 10 call one of our Irien Iy
C~,loll1er Service Representatives at:
,,!, ',I
l;IlOolDISCQvER (Hoo-347-2 83).
We're here 24 hours a day, 7 days 0 week,
10 help answer questions about your
Discover' Cord Account.
<<n005DiSCCMll'Ba~,t.'emberfDIC
,
Ciosi119' Oale: Mey 27, 1999
pa e2012
This Father's Day, be sure to use your Discover(R) Card when purcha.sing those special gi.fts for Dad and all he other
special men in your fife. And with with every purcha~ you make, youll earn a Cashback Bonus(R) award to yourself!
24-Hour Customer Service. Receive up-la-date accountinformatiph 24 hours~ a day! Call1-aOO-DISCOVER
(1-800-347-2683) and press "I" for your current balsfi/ce, Bvfilable credit, last payment received, next paym t due,
payment address, and recent transactions.
'. ,1 .'
i ~I L;~l"k j
'j'; I:
,I
,
",
!'
;',
ili:
I:~; ;
Average
Daily
Balances
Daily
Periodic
Rates
current billing period: 30 days
Purchases $0
Cash Advances $0
Balance Transfers $611.46
previous billing period: 31 days
Purchases $0
Cash Advances $0
Balance Transfers $0
0.04655%
0.05751%
0.01616%
0,04655%
0.05751%
0.01616%
i'
'\.1;
1:'..
Ndmhal ANNUAL
ANNUAL
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGE
il,6,9~~ ,16.99% , I $0
20.99% 20.99% $0
5.90% 5,90% $2,96
16.99% 16.99% $0
20.99% 20.99% $0
5.90% 5.90% $0
Qu..tlon.? CaU1-BOO.DISCDVER(1-BOO.347.Z6B3) Dr 100 on to Di.covercard.com
Transaction
Fee
FINANCE
CHARGES
none
$0
$0
none
none
none
.......
DISC8VBl
DI~COVER
CARD
$554.17
27 SDSN6A01 ooo10B3
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
'$o:ii;" eo,,,."... VV"I
payment due date
July 22, 1999
"......"",,, "'....,,,""',
l,IU 11 u~~ v.v....f :::If:::ll'
enter amount enclosed below'
$
Please make check payable to Di ver Card. No
payment duel You recently paid fe than the
minimum. Optional payment smo . nt: $12.00.
To order Cash Access Chects. select
your P.1.N., or to find cash loc lions call
l-800.DISCOVER (1.800.3472683) or
visit Discovercard.com.
I
,
I; :IU~,('.,'i
: r ' .;:. ~,
Address of telephone change? PleaS8prll,!t chsngf1 in the sPace above,
0( go to Discovercard.com. . '
PO BOX 15251 1II",1I.""I~III"I",1II
'WILMINGTON DE 19886-5251
'1",111,\"1"1,1"1"11,,,1,1,,,1,1,1,1,,,,11,1,1,,..111,1,,1
Closing Date: June 27,1999
previous balance
payments and credits
pUrcb,ases
cash advance!.>
bala'1qe:transfers
FINANCE CHARGES
new balance
J.~
$576.30
25.00
+ 0.00
+ 0.00
+ 0.00
+ 2.87
$554.17
000006011002950579797005541700000000000000
Discover Card Account Summary
account number
payment due date
minimum payment due
credit limit
credit available
cash credit fimit
, cash credit available
8011 0029 5057 9797
July 22, ,1999
$0.00
$5,500.00
$4,945.00
$2,750.00
$2,750.00
Cashback Bonus"
Cashback BonuS@ Anniversary
Date: March 27
ransactlons
trans. post
date I date
'previous statement balances
To pvoi4 additional finance charges, pay your en ire new
balance by July 22. 1999.
i "
C~shback BonuS@ Anniver$8l)' Date:
March
!::Ptsvious Cashback Bonus'Award'Balance
pu.~t1Ii1s.e, Award This Periqd
Othell Awards This Period :
Cashback "Bonus Award T ota!
$
+
+
0.00
0.00
0.00
FINANCE CHARGES; OLD BALANCE
FINANCE CHARGES; CASH
FINANCE CHARGES; PURCHASES
FINANCE CHARGES; B,I\LANCE TRANSFERS
PRINC;IPAL; OLD BAlA~CE
PRiNClPAl;CASH . I'
. PRINCIPAL:: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
0.00
0.00
0.00
2.96
0.00
0.00
0.00
573.34
trsn date
Jun 21
post date
Jun '21 PAYMENT. THANK YOU
-25.00
II
Use your Discover(R) Card for all your purchases and watch your Cashback Bonus(R) award grow.
! '
Watch the Ball Drop,,, Ring in the Year 2000,~. And Get you; titne~ Square 2000 SouvenirslAs ths:World de
Presenting Sponsor of Times Square 2000, look for the upcoming Discover(R) Card brochure featuring com emorative
items to help you paint the town for the Times Square 2000 Calebrath?n.
(i,';"""',:,: ".,
Q.estions? CaU1-800.D1SCDVER (1.800-347-2683) or log DO \0 Dl~...rcanl,com,Fo' TOD
(Telecommunication Device lor the Deaf) BS;slstance, call1-aOO-347-i449. Send billing error notice 10:
Discover Card; P.O. Box 15192: Wlfminoton. DE 19850-5192.
.,.,."
nll:rAVW
LJI~t:OVtK
CARD
DISCevEl{
aCCDuntnumber 6011002 0579797
Questions? Concerns? Comme Is?
. Don't hesitale 10 call one of our Irien Iy
l=u~lomer Service Representatives 01:
1~800-DISCOVEiR (1-800-347-26 3).
We're here 24 hours 0 day.? days 0 k,
~ help ~nswer questions about your
Discover' Cord Accoupt.
02005 DiseMr BonIt. Memb.r FDIC
iJ.
I':,,!; ii'
CloSIRg,oaie: June 27,1999
pag 20f2
Congratulations to the 1999 National Discover(R) Card Tribute Award(R) Scholarship Winne~: Gold Winne : Jufianne
Arns, Lizhou "Lisa" Wang, and Jacqueline Parker. Silver ,~inners: 'Jessica Johnson, James Skelly, and Jen 'fer
Robert. Bronze Winners: Kristen Witucki, Katie Jerabek, anp,LanayUnnebur. "
Protect the good credit you've earned! Now ProfileProtect(S~) credit monitoring and notification' service mon tors your
personal credit files at all three credit bureaus.' Enro/lat the ~w p~lp~ of $5.99 a month, with a free 30-day iri
membership, compliments of Discover(R) Card. Call 1-800-461-8~ and mention code 0503 for this great er!
J
Average
Dally
Balances
Daily
Penodfc
Rate~ "
current billing period: 31 days
Purchases $0
Cash Advances $0
Balance Transfers $572.05
previous billing period: 30 days
Purohases $0
C$hAd~n~s $0
Balance Transfers $0
0.0465/1%
0.05751%
0.01616%
0.04655%
0.05757%
0.01616%
! :;
'1'1;'
~ :!
.;.1
;:1,
Nominal
ANNUAL ANNUAL
PERCENTAGE PERCENTAGE
. RAT~S RATES
Periodic
FINANCE
CHARGE
1(i.Q.9% 111.99%
20.99% 20.99%
5.90% 5.90%
16.99% 16.99%
20.99% 20.99%
5.90% 5.90%
$0
$0
$2.87
$0
$0
$0
Que.tlon.? CaUl-800.OISCOVER(1:800.34H683) or .Iog .~ ~ DI.~overca,d.com
Transaction
Fee
FINANCE
CHARGES
none
$0
$0
none
none
none
.......
DISCevER
-
J.)1~\..gV tK
CARD
$511.70
27 SDSN6AQ1 00\)1004
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
~ \
$0.00 '_-''''-'''---1
paYrTrent due date
August 21, 1999
...........v...."'"''''''''''''
........ UiL.;:I.........'1 ;:JI:::JI
enter amount enclosed below
$
Please make check payable to Oi var Carel. No
payment due! You recently paid ore than the
minimum. Optionalpaymentamo nr:$11.00.
To order Cash Access Ch~kS' select
your P.I.N., or to find cash I ations call
1.800-DISCOVER (1-800.34 -2683) or
visit Discovercard.com.
PO BOX 15251 111",11"".1.11".1".11I
. WILMINGTON DE 19666-5251
1,,,111,1,,1,,1,1,,1,,11,,,1,1,,,1,1,1,1,,,,11,1,1,,,,111,1"I
Address or telepnone change? Please print changf3' In the Space above,
or go to Discovercard.CQm. '
0000060110029505797,\70051170000000DOOOOOOO
Discover Card Account Summary
account number
payment due date
minimum payment due
credit limit
credit avaifable
cash credit limit
cash credit available
6011 002950579797
August 21, 1999
$0.00
$5,500.00
$4,988.00
$2,750.00
$2,750.00
. Closin~ Dale.: July 27,1999
pag~ 1 of 2
previous balance $554.17
payments and credits 50.00
purchasas .., 0.00
cash advances ..., 0.00
bal.an~ii transfers ~ 0.00
FINANCE CHARGES J 7.53
new balance 'i $511.70
To '8vofa additional finance charges, pay your erit/fS new
ba~~ncelbyAugust21, 1999,
Cashback Bonus"
March ~7
Cashback BonuS@ Anniversary
Date: March 27
!
Cash back BonuS@Anniversary Date:
j:Jye~ious Cash back Bonus ''Award Balance $!
Purchas~"f\ward This Perlop ++ I
Othlilr Awards This Period , .:!:...J
Cashback' Bonus Award Total
0.00
0.00
0.00
o.oa
Transactions
trans. post
date date
previous statement balances
tran date
Jul17
post date
Jul 17
I, I ,: : , I ~ ! .
PAYME~ - THANK YOU
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD B~lAi'jCE
PRINCleAL: CASH,
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
$
0.00
0.00
2.87
0.00
0_00
(},CO
551.30
0.00
')1:
.50.00
Enjoy a great meal and a Cashback Bonus(Rj award. up to 1% pi1j~ yearf}:, based on ~nnu.af level of purchas
you dine out with your Discover(R) l:rarCt. Discover is accepteej'stmanY ot':America's favorite restaurants, in
Olive Garden, Red Lobster and Chili's. It's easy to see why It Pays, ,to Discover(R) - Bon Appetitl
,when
ing The
f;'
a..stlDnS? CaIi1-800.D1SCOVER (1.800.347.2883) Dr 109 on to ~sc~~,;n,anl,CDm. For TOO
(Telecommunlcatioo Device 101' the O&at) assistance, call 1-800.347-1449. Send billing error nollce to:
Discover Card; P.O. Box 15192; Wilmington. DE 19850-5192.
.......
nr<:ravRl'
DI5COVER
CARD
DlSC.VEI{
account number 60110029 0579797
Gloestions? Concerns? Comme I$?
Do~'t hesitale to call one of our Irie Iy
Customer Service Representatives at:
1-800-DISCOVER (1 -800-347-26 3).
We're here 24 hours 0 doy, 7 days 0 k,
10 help answer questions about your
Discover' Cord Account.
C2OO5 Di1ccwet Bank. Membar FDIC
'i i ! ~I ,
Closing Dale: July 27, 1999
pag 2ot2
24-Hour Customer Service. Receive 'jJ.to-daU~ acCount inf,?rm~tion, 24 hours adayl Cafi':1-BOO-DlSCDVER
(1-800-347-2683) and press "110 fO( your Current balaflbe; ~J~i'ab1e,' credit, Ikst payment received\ next payme t due,
and payment address. Plus, you can view your up-la-dats' statemerit Information or pay your bill online at
www.discovercard.com.
Use your Discover(R) Card for all your purchases and watch your, C~hback Bonus(R) award grow.
,
,
, "
.j\ i'l
"I;:,
Promotional Offer: Balance Transfer. Offer AvaiJable: 06114199-12)0'1199; Daily PeriodiciRate: 0,02164%; rresponding
ANNUAL PERCENTAGE RA TE: 7.90%.' Rafe Expiration: January;2000. Promotional Offers are subject to the terms of the
offer including expiration.
Average
Daily
Balanoes
Daify .'
Penodia
Rates
current billing period: 30 days
Purchases $539.55
Cash Advances $0
previous bilfing period: 31 days
Purchases $0
Cash Advances $0
Nominal AA'Au'JlL
ANNUAL ....UM
PERCENTAGE PERCENTAGE
RA TES . RA TES
Periodic
FINANCE
CHARGE
0.04655% 16.99% 16.99%
0.05751% . '20.59% 20.9~%
,
0.04655% 16.99% 16.99%
0.05751 % 20.99% 20.99%
$7.53
$0
$0
$0
I.!)' 1.1
"I :ri
Quesllons? Call1.800.D1SCOVER(1.,800.347.26Il3) 0" log 'on i. OIsclij'ercard.com
Transaction
F..
FINANCE
CHARGES
none
$0
none
none
."",,,
DISCevER
-
$0.00
$0.00 OC-' ...... ---I
payment due date
S,ptemb,r 21,1999
~,,,",,..," ,,,,,.,,..,..,,
....Vll uu&,.;:J....V'-J1 ;:If;:ll
LJI~\..VV t:K
CARD
enter amount enclosed belo
$
27 SDSN6AQ1 0001085
DANIEL C FARWEll
1750 WALNUT BOTTOM RD
NEWVIllE PA 17241-9509
To order Cash Access Ch ks, select
your P .I.N., or to find cash I cations call
1-800-DISCOVER (1-800.3 7-2683) or
visit Discovercard.com.
Address or telephone change? Please print change in the space above,
or go to DiscoverC8rd.com.
PO BDX 15251 11I"'".... 1,11",1",11I
. WILMINGTON DE 19886-525
1",111,1"'"1,'"1"11",1,',,,',1,1,1,,,,111,1,,,,111,1,,I
000006011002950579797000000000000000000000
Discover Card Accounl Summary
Closing Date: Augusl 27, 1999
account number
payment due date
minimum payment due
credit limit
credit available
cash credit limit
. cash credit available
6011 0029 5057 9797
September 21, 1999
$0.00
$5,500.00
$5,500.00
$2,750.00
$2,750.00
previous balance
payments and credits
pu os
cashadvanoes
balanc9 transfers
FINANCE CHARGES
I new ~nc8,
paelof2
$511.70
511.70
0.00
0.00
0.00
0.00
$0.00
"i,'; .
:,1. i.,
Cashback Bonus.
Cashback Bonus<8l Annivecsary Date: March 1
Pcevious Cashback Bonus Award Bafance$
Rurohas.a,Award This Period +
oth~!:rIA!NWds Jhis Period +
Cashback Bonus Awacd Total
0.00
0.00
0.00
Cashback BonuS@ Anniversary
Date: March 27
ransactlons
trans. post
date date
previous statement balances
FINANCE CHARC\ES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINClPAl;.cASH
PRiNCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
$ 0.00
0.00
7.53
0.00
0.00
0.00
504.17
0.00
tran date
Aug 13
post date
Aug 13 PAYMENT. THANK YOU
-511.70
'1-: ",\
,,'.,
Qu..IIDn.l CaU1.800.0ISCOVER (1-800.347-2683) Dr log on to OI.'~,",.rcard.cDm. For TDD
(Telecommunication Device for the Oeaf) assis\ance, pall 1.800.347.7449. Seno bll11ng error notice 10:
Discover Card; P.o. Box 15192; Wllminglon,. DE 198~.5J92. ." .. i~'
........
nIC"'~lrw
DISCOVER
CARD
DISC.VER
-.....-- -. ......~~~
account number 60110029 0579797
Questions? Concerns? Comme Is?
Don't hesilale 10 call one of our Irie Iy
Cuslomer Service Representatives at:
'.1'BOO,DISCOVER(1-800-347-2631.
I "j
, 'I
Average
Daily
Balances
Daily
Pef/odic
Rates
current billing period: 31 days
Purchases $0
Cash Advances $0
previous billing period: 30 days
Purchases $0
Cash Advances $0
0.04655%
, 0.05751 %
0.04655%
0.05751 %
We're here 24 hours CI day, 7 days 0
10 help answer questions about your
Discover" Cord Account.
Q2095 DilCOVel" Bank, ~fDIC
Closing Dale: AugusI27,' 1999
tl,
,:1:)1:; i,l
"''Ii
.1
,I:'
hi
X'krJil~L ANNUAL
PERCENTAGE PERCENTAGE
RATES RATES
16.99%
,20.99%
16.99%
20,99%
16.99%
20.99%
16.99%
20.99%
QUllstlons? Call1.800~D1SCOVER(1-80o-347.Z683) Dr log on to Discovercard.com
Periodic
FINANCE
CHARGE
$0
$0
$0
$0
pag 2012
Transaction
Fee
FINANCE
CHARGES
none
$0
none
none
"-"
DISCWER
DISCOVER
CARD
$34.70
27 SDSN6AOl 0001086
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$;;;:00' e","'"'" """I
payment due date
January 24, 2000
enter amount enclosed below
$
To order Cash Access Chec I select
your P.I.N., or to find cash lac ions call
1.800-DISCOVER (1.800-347. 683) or
visit Discovercard.com.
PO BOX 15251 11I".11"",1. 1",1",11I
'WllMINGTON DE 19886-5251
11.,111.1"1"1,1"1,,11,,,1,1,,,1,1,1.1,,,,11,1111,,111,1,,I
Address or telephone change? Please print change in the space above,
~~~W~ve~moom '
000006011002950579797.000347000000.000001000
Closing Date: December 27,1999
Discover Platinum Card Account Summary
account number
, payment due date
minimum payment due
credit limit
credit avaifable
cash credit limit
cash credit available
6011 0029 5057 9797
January 24. 2000
$10.00
$5.500.00
$5,465.00
$2.750.00
$2.750.00
Cashback Bonus.
Cashback Bonus<8l Anniversary
Date: March 27
ransactlOns
previous statement balances
Iran date
Dec21
trans. post
date date
pagel 012
previous balance
payments and credits
purchas~s ,
cashacNances
balance transfers
FINANCE CHARGES
new balance
You may be able to avoid Periodic Finance Cha es, see
the reve~se side (or details.
Cashback Bonud Anniversary Date:
March 2
j';Pr:ijvious Cashba~k Bonus Award Balance
FNr:ctuwe Award This Period
".,bther ~,<<ards 1;his Perioi:J,
, tashback Bonus Award Total
FINANCE CHARGES: OLD BAtANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BAl.ANCE TRANSFERS
PRINCIPAL: OlDBALAI'jCE
-PRINClPAb:cGAS~
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
post dat~
Dee 21 Cl.ASSIC ARMS MA1T~EWS NG
+
+
+
+
$0.00
0.00
34.70
0.00
0.00
0.00
$34.70
=
$
+
+
0.00
0.09
0.00
0.00
0.00
0.00
0.00
0.00
(}.OO
0.00
0.00
34.70
This February, "Discover(R) the Slopes" when you use your Discover Platinum Card. Visit ski destinations In olorado,
Utah and the Northeast, and earn an additional; 1 %, Cashbaclt' SOnf.Js(R) aWard on aI' Disco:Ver Pfatinum Card
transactions at participating resorts, hotels, restaurants and sporting good stores. Call 1-800~DISCOVER for urther
details. ' " '.
Qu.stlons? CaU1-800.DISCOVER (1-800.347-2683) or log on to mscow...ant.com. Fo, TDD
(Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send billing error nolice to:
Discover Platinum; P.O. Box 15192~Wllmin!Jton. DE 19850-5192.
.......
DISC8V1'Il
DISCOVER
CARD
DlSC.VEI{
account number 60110029 0579797
Questions? Concerns? Comme ts?
Don't hesitale 10 call one of our Irien y
C~s1om~Service Representolives at:
',!.l,'
.1:SOO-oISCOVER (1 -800-347-26 3).
. We're here 24 hours a day, 7 days 0 k,
10 help answer questions about your
Discover" Cord Account.
,
1~5~BanIc.'Menib.FDIC
pag 2012
Feel like relaxing?... Take off to the Bahamas, the Caymansi the Vitgin Istands, Aruba, Barbados, Curacao, uerta
Rico or the Dominican Republic and let your DiScover(R) Platirium 'Card wOrk for you, while ybu enjoy the be liful
Caribbean. Discover Platinum Card, the Caribbean and youL it's tbe perfect combination.
i Clasi",g Dat'" December 27. 1999
Discover(R) Platinum has teamed with America's Promise, an organization led by General Cofin Powefl that ngs
individuals and major institutions together to build and strengthen the character of our nation's youth. Ameri 's
Promise, Discover Platinum and Communities In Schools are partnering to ensure children grow to be succe ful
adults.
Register at www.discovercard.com to access your account, view your statement summary, pay your bill, and uch
more. Plus sign up for Discover Inter@ctive(SM} - it is a free service that can automatically send a-mails noti fng you
concerning your Discover(R} Card account. ' ,
Use your Discover(R} Platinum Card for all your purchases and watch your Cashback Bonus(R} award grow.
.1
,.J.j
:'1
;'<'
.,
1 f.. ! J ~.,
Promotional Offer: Balance Transfer;: Offer AvaiiabJ,: P6l14199...,W(11V99; Daify PeriodioiRate: 0.02164%; rresponding
ANNUAL PERCENTAGE RA TEi 7.90%. Rate Expiration: January 2000. Promotional Offers are subject to the terms of the
offer including expiration. '
Average
Daily
Balances
Daily
Penodit;
Rates
current billing period: 30 days
Purchases $0
Cash Advances ,$0
previous billing period: 31 days
Purchases $0
Cash Advances $0
0.04655%
0.054707%
0.04655%
0.05477%
~~7!/a~L ANNUAL
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGE
16.99% 16.99% $0
19.99% 19.99% . $()
16.99% 16.99% $0
19.99% 19.99% $0
, I
Que.tion.? Call1.800-DISCOVER(1.800.347'~3) or log ,on to DI."""",ard.com.
Transaction
Fee
FINANCE
CHARGES
none
$0
none
none
.......
Dlscevm
DISCOVER
CARD
$0.00
$o.oo._...m[
payment due date
February 24, 2000
enter amount enclosed below
$
27 SDSN6A01 0001087
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Chec ,select
your P .LN., or to find cash loea ions call
1-800.DISCOVER (1.800-347. 683) or
visit Dlscovercard,com.
,
i'
Address or telephone change? Please print change In the space above,
or go to Discovercard.com. '
PO BOX 15251 11I...11"...1. 1...1".11I
\IXlMINGTON DE 19886-5251
1,,,111,1,,1,,1,1,,1,,11,,,1,1,,,1,1,1,1,,,,11,1.,,,,111,1,,1
00000601100 295 057~ 7.9 7POOOOOOOO 000000 0000 00
account number
payment due date
minimum payment due
credit limit
credit available
cash credit limit
, cash credit available
6011 0029 5057 9797
February 24, 2000
$0.00
$8,500.00
$8,500.00
$4,250.00
$4,250.00
Closing. Dele: January 27, 2000
I 1",1':....,.. .:
;prevfo~bafanc9
payments and credits
purchaS,B$,
CBsh a(jvances
baI~n~ ,t~nsfers
FINANCE CHARGES
new,balance
page 1 of 2
$34.70
34.70
+ 0.00
+ 0.00
+ 0.00
+ 0.00
= $0.00
Discover Platinum Card Account Summary
Cashback Bonus"
Cashback BonuS@Anniversary Date:
March 2
Cashback BonuS@ Anniversary
Date; March 27
Prijvious Cashback Bonus AwarCt Balance $
Purchase Award This Period +
Other Aw~rds This Period +
Cashback.Bonu's Award Total
0.09
0.00
0.00
ransactlons
trans. post
date date
previous statement balances
Iran date
Jan 10
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGEil?: BALANCE TRANSFERS
PRINCIPAL: OlDBAlA/'jCE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE l:RANSFERS
post date " I :'~ .
Jan 10 .: PAYME~+. THANK YOU
0.00
0.00
0.00
0.00
0.00
0.00
34.70
0.00
-34.70
.1 '
1'1'
; '"
Que.llon.? Call1.800.OISCOVER (1.800.347-2683) or log on .10~I'~oV.n:ard.com. For TDD
(Telecommunication Device for the Deaf) assistance. call 1-600-347+7449. Send butlng error notice to::
Discover Platinum; P.O. Box 15192; WilrrlinQ!on, DE 19850-~192. ".
"..,.,"
Dlscevm
J.)1~\..UVtK
CARD
Average
Daily
'Balances
Daily!
Periodic
Rates
current billing period: 31 days
Purchases $0
Cash Advances .$(J ;
previous bif/ing period: 30 days
Purchases $D
Cash Advances $0
0.04655%
, 0.05477%
0.04655%
0.05477%
DISC.VEIl
account number 601100 950579797
Questions? Concerns? Com
Don't hesitale '" coli one of our .
Cuslomer Service Representatives 01
I:S00-0ISCOVER [I -800-347-2 83).
Wff re here 24 hourS 0 doy, 7 doys week,
10 help answer questions about your
Discover' Cord Account.
0200.5 Ditawer" Iklllk, ~br FDIC
I
Closing Date: January 27, 2000
,\'J
, .
"
j,'
,J
h
~~n~L ' ANNUAL
PERCENTAGE PERCENTAGE
RATES RATES
'1:1
Periodic
FINANCE
CHARGE
'16:99% 16,fW% $0
19.119% 19.99% $0
16.99% 16.99% $0
19.99% 19.99% $0
Questions? CaU1.8DO.D1SCOVERi1-80B.347.2683) Dr log on to Dlscovercard.com
pa e20f2
Transaction
Fee
FINANCE
CHARGES
none
$0
none
none
...,...
nl!:('AVW
DI5COVER
CARD
$0.00
.........-..._-__..-..."""1
$0.00 .
payment due date
April 24, 2000
enter amount enclosed below
$
27 SDSN6A01 0001088
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Check, select
your P,I.N., or to find cash loca ens call
1.800-DISCOVER (1-800-347- 683) or
visit Discovercard.com.
Address or telephone change? Please print change in the space abOve,
or go to O;scovercard. com.
PO BOX 15251 111...11"".1,1 ...1...11I
WnMINGTON DE 19886-5251
1",111,1,.1"1,1"1"11",1.1,,,1,1,1,1,",11,1,,,,,111,1,,1
00000601100295057979700000000000VOOOOOOOOO
Discover Plallnum Cerd Account Summery Closing Date: March 27, 2000 pagelof3
previous balance $0.00
account number 6011 0029 5057 9797 payments and credits 0.00
payment due date April 24, 2000 pU""'IWm + 0.00
minimum payment due $0.00 cash advances + 0.00
credit limit $8,500.00
credit available $8,500.00 baf~~,transfflrs + 0.00
cash credit limit $4,250.00 FINANCE. CHARGES + 0.00
cash credit available $4,250.00 new,bal.nce = $0.00
Cash back Bonusat
Cashback Bonus@) Anniversary Date: March 2
'Previous Gashback Bonus Award Balance $
,RLircha$$ Award This Period +
: :OaHer AW'~rds This Period +
'Cashback.Bonus Award Total
0.09
0.00
0.00
Cashback BonuS@ Anniversary
Date: March 27
ransaetlOns
trans. post
dat. date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES.
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
. . -I'RINCIPAb:~ASH .,
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
0.00
0.00
0.00
0.00
0.00
nO.OO
0.00
0.00
,i
li;I,:
''',1'
'.j ,., .
Qu.sl1o.s7 Canl.6(){)-0ISCOVER (1-600.347.2683) or log 0.,1i> Illse""iI",ai:d.eom. For TOO
(Telecommunication Device for the peat) assistance. call1-800-347~1449: . Send billrng error notice to:
Discover Platinum: P.O. Box 15192:'Wilininaton. DE 1~f1!iO-fi1~? \ .ji:j:"j ,I'
.......
DISCAVI'Il
DISCOVER
CARD
:1'; ;{:
Average
Dally
Balances
current billing period: 29 days
Purchases $0
Cash Advances $0
previous billing period: 31 days
Purchases $0
Cash Advances $0
"
Daily'
Penodic
Rates
0.04655%
,0.05477%
0.04655%
0,05477%
DISC.VER
accountnuFnber 60110029 0579797
Questions? Concerns? Comme ts?
Don't hesilale to call one of our Irie y
Cuslamet Service Representatives at:
l'BOO.DISCOVER (1 -800-347-26 3).
We're here 24 hours a day, 7 doys 0 It.
10, help answer questions about your
Discover' Cord Account.
c200S DiICOYBl' Ikmk. Member FDIC
tloslngDale: March 27, 2000
,
,
,(iI,;;.
,il t.
"I
"i
:i,
Nominal ANNUAL
ANNUAL '
PERCENTAGE PERCENTAGE
RA TEs RA TES
16.99%
19.~~%
16.99%
19.99%
16.99%
19;99%
16.99%
19.99%
Qu.stlon.? Call1.800.OISCOVER(1.800.347-Z883) or log on to Ol.covercard.com
"
,i .:
,ij
,i
Periodic
FINANCE
CHARGE
$0
$0
$0
$0
pag 2013
Transaction
Fee
FINANCE
CHARGES
none
$0
none
none
.......
DISCevER
J.)1~\..OVtK
CARD
......:~Vt)1I1y U~\t;
March 27, 2000
...........''1'.....'- V \....n~~c.LL
account number 601100 950579797
page 3 of 3
Cash back Bonus@ Award Summary
Cashback Bonus Anniversar Date: March 27
Previous Cashback Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award Tptal
Cashback Bonus Award Balance
Award Available to Redeem
Balance
$ 0.09
+ 0.00
0.09
0.00
0.00
$
'.1"
.,'
'.,;:J'l,I,:
.
,
"f'
1,'1'
,I
Restrictions apply to the Cashback Bonus Partner offers, visit Dlscovercard.com at call1-877..VOUR.AWA 0
(1 "877~968-7292) for details. For program details, see the Cashback Bonus T arms and Conditions.
DISCOVER
CARD
$-0.09
$0.00
enter amount enclosed below
payment due date
May 24, 2000
$
Your account has a credit balance. 0 payment is dUB.
27 SDSN6A01 0001089
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Chec . select
your P .I.N., or to tind cash loca ions call
1-800-DISCOVER (1-800-347. 683) or
visit Discovercard.com.
'i'1,'
Address or telephone change? Plasse prinr change in the space above,
or go to Discovercard.com.
PO BOX 15251 11I".11"",1, 1",111I11I
WILMINGTON DE 19886-5251
1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,,,,,111,1,,I
000006011002950579797000000000000000000000
Discover Plallnum Card Accounl Summary Closing Dele: April 27, 2000 page 1 012
previous balance $0.00
account number 6011 002950579797 payments, and credits 0.09
payment due date May 24, 2000 purchases + 0.00
, minimum payment due $0.00 cash advances + 0.00
credit limit $8.500.00
credit available $8,500.00 balance transfers + 0.00
cash credit limit $4,250.00 FINANCE CHARGES + 0.00
cash credit available $4,250,00 new balance $-0.09
Your account has a credit balance. No payment due.
Cashback Bonus"
Cashback BonuS@Anniversary Date:
March 2
Cashback BonuS@Anniversary
Date: March 27
Previous Cashback Bonus Award Balance
Pt)rchcweAward This Period
, , Qt~~r A'tVWds This Period .
Ca.shb"ack Bonus Awa~d Total, I
$
+
+
0.00
0.00
0.00
_00
ransact ons
trans. post
date ' date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CtJA,RGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PSINCJPAL:.CASH_ _
PRINCIPAl.: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
0.00
0.00
0.00
0.00
0.00
0.00-
0.00
0.00
tran date
Mar 27
post date
Mar 28 CASHBACK BONUS CREDIT
.0.09
: This Mother's Day, be sure to use your Discover(R) PtatinumCard when purchasing those special gifts for m and all
: the other special women in your life. And with every purchase YDU'make, you'lt eL'irn a Cashback Bonus(R) a
yourseffl
"
BEFORE YOU MAKE YOUR PA YMENT, did you know million$. of credit cards are/ost orsto/en eve/y year? e
Register(R) protects all of your credit, debit and A TMcards for less'~han 5 cents a day. See back of ststeme t for more
information. To enroll, call 1-800-347-3395. It's that easy!
Qu..lion.? Call1.BOO.DlSCOVER (1.800-347.Z683) or log onlo DlSl;o~.n:ard.com. ForTDD
(Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send billing error noUce 10:
Discover Platinum; P.O. Box 15192; Wllminaton, DE 19850.5192.
."",,,
DISC4IVER
UI~t;OVt:K
CARD
DISC.VEI{
account number 60110029 0579797
Questions? Concerns? Comme Is?
Don't hesilale to call one of our Iri Iy
Cus1ome~ Service Representatives at:
,1,'8QO-DISCQVER 11 -800-347-26 3).
.. We're here 24 hours a day, 7 days 0
10 help answer questions about your
Discover' Cord Aocount.
, G2005 DiICCMl/' 8anIc. Member FDIC
,
Closing Dete: April 27, 2000
Use your Discover(R) Platinum Card for all your purctJases and watcfJ 'your Cashback Bon<<s(R) award grow.,
pag 20f2
Sign up for Discover Inter@ctive(SM) to receive free automatic e-mail reminders on your Discover Platinum rd
Account, You can choose up to four different reminders: statement summary available, payment posted, mini urn
payment not received or nearing aCCount credit limit. ;"void 1ateor'bverlirilft fees ~ Register at discovercard. m todayl
CALL 1.800-347-7000 OR VISIT WWW_DISCOVERCARD.COMTOOPENA DISCOVER MONEY MARKET R CD
ACCOUNTI Our rates are among the highest in the nation alid af! of /:JUT accounts are FDIC-Insured up to $1 0,000 per
depositsr. Plus, 24 hour account access and excellent customer service, OPEN AN ACCOUNT AND PUT Yi VR
SA VINGS TO WORKI MenNon MEOOO4M/C.
, ,
:.:'1
,,' i
:1\:'
..d
.:1'
Promotional Offer: Balance Transfer. Offer Available: 03l06l00~0710:';00,; 'Daily Periodic Rate: 0.02712%; c rresponding
ANNUAL PERCENTAGE RATE: 9.90%. Rate Expiration: OCtober:2000. Promotional Offers are subject to he tenns of the
offer incfuding expiration. '
Average'
Daily
Balances
Daily
PenOclic
Rates
current billing period: 31 days
Purchases $0
Cash Advances $0
previous bifling period: 29 days
Purchases $0
Cash Advances $0
0.04860%
0.0547'1%
0.04655%
0.05477%
The rates thaI apply to your Account are either fixed ~F) or they may vary (V);"aS ~oted ~bove.
','
,I..
Nommw AN"UAL
ANNUAL ..
PERCENTAGE PERCENTAGE
RATES RATES
,,)
17.74% V
19.99% F
17.74%
19.99%
16.99% F
19.99% F
16.99%
19.99%
Que.tlon.? Call1.800.DISCDVER(1-800-347-Z683) Dr I?u on to DI.~vercanf.com
Periodic
FINANCE
CHARGES
$0
$0
$0
$0
Transaction
Fea
FINANCE
CHARGES
none
$0
none
none
.......
DISCevEll
DI5COVER
CARD
$-0.~9
$0.00
ml
enter amount enClosed below
payment due date
June 24, 2000
$
27 SDSN6A01 0001090
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Chac $, select
your P.I.N., or to find cash loc tlons call
l-800-DISCOVER (1.800.3472683) or
visit Discovercard.com.
Address or telephone change? Please. print change in the space above,
or go to Discovercard.com.' , '
PO BOX 15251 11I...11.....1. 1...1...11I
WILMINGTON DE' 19886-5251
.1",111,1"1"1,1"1"11,,,1,1,,,1,1,1,1,,,,11,11,,,,111,1"I
00000601100295D51979tOpODOOOOOO{lODDOOOOOOO
Discover Platinum Card Account Summary Closing Date: May 27, 2000 pag 1012
,
;.';,' 'piaWoos'bafance $-0.09
account number 6011 002950579797 payments and credits 0.00
payment due date June 24, 2000 puro~iJ , s + 0.00
minimum payment due $0.00 cash advances, + 0.00
credit limit $8.500.00 b~/anae, transfers
credit available $8,500.00 + 0.00
cash credit limit $4,250.00 FINANCE CHARGES + 0.00
cash credit available $4,250.00 new balance $-0.09
Cashback Bonus"
qashbac~ BonuS@Anniversary Date:
March
Cash back Bonu~ Anniversary
Date: March 27
'Previous Cashback Bonus Aw'ardBalance
, Purchase Award This Period
Qther Awards This Period
Cashbci6k Bonus Award Total
$
+
+
0.00
0.00
0.00
O. 0
ransactlons
trans. post
date date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINAtjCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD SAlANCE
. PRINCIPAL: CASH
PRINCiPAL: PURo'HAS~S
PRINCIPAL: BALANCE TRANSFERS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
'..I:' (,i
,[i\
("-:-1".1 ,
[;"
,
Questions? Call1-0DO-OISCDVER (1~800-347-2683) or log on .OiDJslfD:Verca.....com. ForTDD
(Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send bl11ing error notice to:
Discover Platinum; P.O. Box 15192; WilminQ!on, DE 19850-5192. j
.......
DISCevBl
IJI~\..VVJ:K
CARD
Average
Daily
B8.1ances
Daily'
PenOdic
Rates
current billing period: 30 days
Purchases $0
Cash Advances $0
previous billing period: 31 days
Purchases $0
Cash Advances $0
0.D492Q%
.0.05477",6
0,04860%
0.05477",6
DISC.VER
~~~~t;;u',,;;;~;'60110
Queslions? Concerns? Com
.Don't hesitate to call one of our Iri
Cus10mer Service Representatives 0 :
1-800-DISCOVER (1 -800-347- 683).
We're here 24 hours 0 day, 7 doys week,
10 help answer questions about you
Discover" Cord Account.
" C2005 ~ Bank, Member FDIC
, Cldsi"ll Date: May 27, 2000
;.
,'"
.','
Nominal A ...'VAL
ANNUAL ....
PERCENTAGE PERCENTAGE
RATES' RATES
ii,
Periodic
FINANCE
CHARGES
17.99% V
19'99% F.
17.99%
19.99%
$0
$0
$0
$0
17.74% V
19.99% F
17.74%
19.99%
The rates that apply to your Accounl are either fixed (F) or they may vary (V) as noted above.
Q"ntlon.? Call1-800.D1SCOVIR(1-81)().347.Z883) or log on to O'$coverCald.com
P 82012
Transaction
Fee
FINANCE
CHARGES
none
$0
none
none
.,.,...
nlCl""A\/1CD'
DI:SC:OVER
CARD
$.0.09
$0.00 " .... m I
payment due date
July 24, 2000
enter amount enclosed below
$
27 SDSN6A01 0001091
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Chec ,select
your P.I.N.,or to find cash lac Ions call
1-800.DISCOVER (1-800.347- 683) or
visit Discovercard.com.
Address or telephone change? Please print change in the space above,
or go to DisCDvercard.com.
PO BOX 15251 11I".11"...1. 1...1...11I
WILMINGTON DE 19886-5251
1",111,1..1"1,1"1..11",1,1,,,1,1,1,1..,,11,11,,,,111,1,,I
000006011002950579797000000000000000000000
Discover Platinum Card Account Summary Closing Date: June 27, 2000 pag 1012
previous balance $.0.09
account number 6011 0029 5057 9797 payments,and credits 0.00
payment due date July 24. 2000 purchtlses + 0.00
, minimum payment due $0.00 C8sha'dtlances + 0.00
credit limit $6,500.00 balanb~ 'transfers
credit available $8,500.00 + 0.00
cash credit limit $4,250.00 FINAI!ICE CHARGES + 0.00
cash credit available $4,250.00 new biiiance $-0.09
'r II
Cash back Bonus5
Cashback Bonus@} Anniversary Date:
March 2
Cashback Bonus@) Anniversary
Date: March 27
Previous Cashback Bonus Award Balance
Pl,lrcl1a~e,Award This Period
" 4)lh~r ~W~ds This Period'
CashbacK Bonus Award Total
$
+
+
0.00
0.00
0.00
0.00
ransact ons
trans. post
date; date
previous statement balances
FINANCE CHARGES: OLD BALANCE' "
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD ~AlANCE
.PBINClPALCASH.
PRINCiPAL: PURdHASES
PRINCIPAL: BALANCE TRANSFERS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
!i !'
I:,
,,; ,
Questions? Call1-BOO-D1SCDVER (1,-800-347-2683) or log on ,~~Wscoverc.rd.com. For TDD
(Telecommunication Device for the Deaf) assistance. call 1-800-347 -744{J. :seJ;1d billing error notice 10;
DIscover Platlnum;P.O. Box 15192;WlIhllngIOn, DE 19850-5192. I'
........
DI5CeVER
IJI:)(.;OVER
CARD
"!
'i'
',~ '
rl -',j',,
~,,,..'-....'-', ,,,...L.........
account number 6011002 0579797
DISC.VER
Questions? Concerns? Comme Is?
Don't hesitale to call one of our Irien
.Cusll>mer Service Representatives at:
1~800-DISCOVER (1 -800-347-26 3).
We're here 24 hours a day, 7 days 0 k,
10 help answer questions about your
Discover' Cord Account.
C2OO5 Oill;OY(lf IlanIc. Msnber FDIC
Closing Dale: June 27, 2000
j'i
I':';',
Average
Daily
Balances
Daily
PenOdic
Rates
Nominal A"NUAL
ANNUAL '"
PERCENTAGE PERCENTAGE
RATES RATES
current billing period: 31 days
Purchases $0
Cash Advances $0
previous billing period: 30 days
Purchases $0
Cash Advances $0
0.04929%
0.05477%
0.04929%
0.05477%
The rates that apply to your Account are either fixed {F) or they inay vary (V) as noted above.
17.9g% V
19.99% F
17.99% V
19.99% F
17.99%
19.99%
17.99%
19.99%
Questions? CeUl-800.D1SCDVER(1-8DD.347-2883) or log on 10 D1scovercerd.com
,I
" .'.
Periodic
FINANCE
CHARGES
$0
$0
$0
$0
peg 2012
Transaction
Fee
FINANCE
CHARGES
none
$0
none
none
.......
I DISCevRl
DI~C:OVER
CARD
$.0.09
$0.00
enter amount enclosed below
payment due date
August 24, 2000
$
27 SDSN6A01 0001092
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Chec I select
your P .I.N., or to find cash lac ions call
1.800.DISCOVER (1-800-347- 883) or
visit Oiscovercard.com.
Address or telephone change? Please priilt change;n the space above,
or go to Discov8rcard.com.
PO aOX 15251 11I",11..",1. 1..,1...111
WILMINGTON DE 19886-5251
1",111,1"1"1,1"1",11",1,1,,,1,1,1,1,,,,11,11,,,,111,1"I
DDDDD6DllDD295DE19797DDDDDDDDDDDDDDDDDDDDD'
-
Discover Platinum Card Account Summary Closing Dete: July 27, 2000 pag 1012
previous balance $-0.09
account number 6011 002950579797 payments and credits 0.00
payment due date August 24, 2000 puichas~s + 0.00
minimum payment due $0.00 cash aavances + 0.00
credit/imit $8,500.00
credit available $8,500.00 balance ,transfers + 0.00
cash credit limit $4,250.00 FINANCE CHARGES + 0.00
cash credit available $4,250.00 new balance $.0.09
Cashback Bonus'"
Cashback,Bon~S@ Anniversary Date:
March 2
Cashback 80nud Anniversary
Date: March 27
,:iP~evious Cashback Bonus Award Balance
Rurchase;Award This Period
, other A)\Iard~ This Period
C:ashback Bonus Award Total
$
+
+
0.00
0.00
0.00
.0
ransact ons
trans. post
date date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
- ~RINCIPAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
~; I; II, ! " I '
Questions? Call1-aOO-DISCOVER, (1-aOO~347-2683) or log on 1o,D1.c~vercard.CDm. For TOO
(Telecommunication Device for the Deal) assistance, call 1.800-347 -7449. Send billing error notice to:
Discover Platinum; P.O. Box 15192;Wilmin~ton. DE 19850-5192.
.,.,."
DISCtlVER'
..
LlI~\..YVI:K
CARD
,.,'
Average
Daily
Balances
current billing period: 30 days
Purchases $0
Cash Advances $0
previous billing period: 31 days
Purchases $0
Gash Advances $0
,.,
,1
Daily
PenOdic
Rates
0.05066%
0.05477%
0.04929%
0.05477%
DISC.VER
~~~~;nt nu'n;;;~;. 6011 0 2950579797
Questions? Concerns? Com
Don't hesitale 10 coil one of our Iri Iy
. Cuslarner Service Representatives t:
1 -SOO-DISCOVER (1 -800-347- 683).
We're here 24 hours 0 day, 7 cloys week,
10 help answer questions about yo r
Discover' Cord Account.
C2OO5 Pi~ BanIc. Memb.r FDIC
Closing Dale: July 27, 2000
ge2012
Nominal AUNJlAL
:/INNU:/IL .., VM
PERCfiNT:/IGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGE
Transaction
Fe.
FINANCfi
CHARGES
18.49% V
19:99% F
$0
$0
$0
$0
18.49%
19.99%'
none
$0
17.99% V
19.99% F
17.99%
19,99%
none
none
The rates that apply 10 your Account are either fixed (F) or they may vary (V) as noted above.
0..,...
nIC,..A\11:D'
Quo.Ua..? CaUl.8OQ..D1SCOVER(I.BIlO-347.Z683) Dr lag on 10 DI'cDvercard.com
DISCOVER
CARD
$2,009.70
'~;41'~OO""'-~"'-'''---1 enter amount enclosed below - ---. -.--
payment due dale $
September 24, 2000
27 SDSN6A01 0001093
DANIEL C FARWELL
175D WALNUT BOTTOM RD
NEWVILLE PA 17241-95D9
To order Cash Access Che ,select
your P.I.N., or to find cash loca ions call
1-800-DISCOVER (1-800-347- 683) or
visit OiscovEtrcard.com.
;,1,
,
Address or telephone Change? Please print change,in the space above,
or go to Discovercard.com.
PO BOX 15251 11I...11.....1. 1...1...11I
WILMINGTON DE 19B86-5251
1,,,111,1,,1,,1,1,,1,,11,,,1,1,,,1,1,1,1,,,,11,11,,,,111,1,,1
DDDD06011DD2~5057~7~~D20D~7DOOODDDDDDD41DD
Discover Platinum Card Account Summary
Closing Dete: August 27, 2000
page 1 of 2
account number
payment due date
minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 002950579797
September 24, 2000
$41.00
$8,500.00
$6.490.00
$4,250.00
$4,250.00
previous balance
payments and credits
purchases
cash advances
baJaneetransfers
FINANe!: CHARGES
new biilarice '
+
+
+
+
$-0.09
0.00
0.00
0.00
2,000.00
9.79
$2,009.70
You may be able to avoid Periodic Finance Cha es, see
the revetse side far details.
Cashback Bonus'"
Cashback BonuS@Anniversary Date:
March 2
Cash back Bonu~ Anniversary
Date: March 27
Previous Cashback Bonus Award Balance
Purcha~e' Award This Period
, ~: fQther.~ards This Period
Cashhack' Bonus Award Total
$
+
+
0.00
0.00
0.00
ransactlons
trans. post ,
date , date
previous statement balances
FINANCE CI:lARGES: OLD BALANCE
FINANCE CHARGES: CASH
F'INANCECI:lARGES: PURCI:lASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BI\LANCE
g~INClI'ALCA51t. - '.- -.
PRIt!ci!PAt' PURCHASES
PRltilCIPAL: BALANCE TRANSFERS
0.00
0.00
0.00
0.00
0.00
---------'0.00---
0.00
0.00
tran date
Aug 10
post date '
Aug 10
Aug 10
;, ',. ii, ),i.' "
BALANCE TRANSFER CHECK #589
APR 9.90% EXPIRES 12/2000 '
2,000.00
'; . I'." I
Effective August 1, 2000, Gre~nwaod Trust Company, the bank that Issues your Discover Card, will begin 0 rating
under the name Discover Bank. Please naui that this change will have no effect on your account(s).
Que.Uon.1 CaUl.800.DlSCOVER (1.800-347-2883) or log on~DPi.~ovqn:ard.cDm. For TOO
(Telecommunication Device for the Deaf) assistance, call 1-,800-347-1449. 'Send billing error notice to: It """..
Discover Platinum: P.O. Box 15192: WII\'ninaton. DE 19850-5192. DlscevER'
.
J.)1~LOVtK
CARD
DISC.VER
~~~~t;u~b~;'601100 950579797
Ql/8Stions? Concerns? Com
Oon't hesilole 10 call one of our fri
Cuslomer Service Representatives a :
1'-',"" ,
1~800-DISCOVER (1 -800-347- 683).
We're here 24 hours 0 day, 7 doys week,
10 help answer questions about you
Discover' Cord Account.
02005 PjICOYW !lank. Member FDIC
I.,."
Closing Dale: Augusl27, 2000
P g020f2
Eat out often? Well, Dine Out with Discover:{R) Card for a cfrIsnceto winl During the month of September, ur meal
could be on us when you use your Discover Platinum Card ~t any of your fsvorite restaurants that accept DI cover
Carel. See the enclosed Explore Newsletter for furtl7er details 1
Go back to school and beat the heat with Spencer Giftsl Decorate your room with the famous singing Travi Trout.
Cool off with a Squeeze Breeze misting fan. Shop online at www.spencerglfts.com to get a 1.0% savings. 5t enter
code DISCOVER and use your Discover Card when you shop. Offer ends 12/31/00. Cannot be combined th other
offers.
Discover(R) Card is excited to sponsor The Statue of Uberty-Ellis Island Foundation's new family history ce ter.
Opening in March 2001, visitors will be able to explore and researc~ their ancestry through state-of~the-art ufpment at
the Center, or access the database at' home through the Infernet. Th'ere's' always something more fo Disco er(SM).
Use your Discover(R) Platinum Card for alf your purchases and watch your Cashback Bonus(R) award gro
, I
Average
Daily
Balances
Daily
Perfodfc
Rates
','
, Nominal , ANNUA r
ANNUA~ ~
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGE
current billing period: 31 days
Purchases $0
Cash Advances $0
Balance Transfers $1163.92
previous billing period: 30 days
Purchases $0
Cash Advances $0,
Balance Transfers $0
The rates that apply to your Accourl are either fixed :(F) or l~ey maY~\loOO' (V) :a9 noted above.
0.05006% "18>19% V,l 18,49%
0.05477% IR99% F 19.99%
0.02712",1; 9.90% F 9.90%
,.
0.05066% 18.49% V 18.49%
0.05477% 19.89% F 19.99%
0.02712% 9.90% F 9.90%
$0
$0
$9.79
$0
$0
$0
Queslions? C.1I1-BOO.D1SCOV~R(I.BDD-347.2683) o!log ..Io,DI.covercard.com
Transaction
Fe.
FINANCE
CHARGES
none
$0
$0
non.
non.
none
.......
nlV'e\lW
DISCOVER
CARD
$1,926.50
27 SDSN6A01 0001094
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
I
$0:00 . """I
Pllyment due date
October 24, 2000
$
enter amount enclosed below
Please make check payable to Dis var Plarinum
Card. No payment duel You recen y paid more than
the minimum. Optional payment a ount: $40.00.
To order Cash Access Chac 5, select
your P .1.N., or to find cash loc ions call
1.800.DISCOVER (1-800-347- 683) or
visit Discovercard.com.
PO BOX 15251" 11I",11"",1, 1",1",111
,WILMINGTON DE 19886-5251
1".111.1,.1"1.1..1"11,,.1,1..,1.1,1.1...,11,11,,..111,1..1
Address or telephone change? Please print change in the space above,
or go to Discovercard.com.
, .
DDDDD6DllDD29505~9797D19265DDDODODDODDDDDO
, .
Discover Platinum Card Accou:nt Summary
Closing Date: September 27, 2000 page 1 of 3
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TFlANSFERS
PRINGIPAL: OLD GAi.A~iPE . I
PRlNCIPAL: CASI-I . .
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
PAYME~r - THANkv6u' I"
account number
i payment due date
, minimum payment due
cfeditlimit
credit avaifable
cash credit Jimit
cash credit available
6011 0029 5057 9797
Oclober 24, 2000
$0.00 '
$8,500.00
$6.573.00
$4,250.00
$4,250.00
Cashback Bonus"
Cashback BonuS@ Anniversary
Date: March 27
ransacllons
trans. post
date date
, previous statement balances
tran date
Sep 22
post ~ate
Sept 22
prevlo~ balance
payments'flnd credits
purChases
cash a "vancss
balanee',jransfe'rs
FINANCE CHARGES
new balance
You may'be able to avoid Periodic Finance Cha es, see
the reverse side for details.
Cashback BonuS@Anniversary Date:
March 2
+
+
+
+
$2.009.70
100.00
0.00
0.00
0.00
16.80
$1,926.50
Ptevious Cashback Bonus Awatd Balance
PjJrchase;Award This Period
9h~r Awards This Period
Cashbabl< Bonus Award Total
$
+
+
0.00
0.00
0.00
0.00
0.00
0.00
9.79
0.00
0.00
0.00
1,999.91
-100.00
J , ,il .
As the Worldwide Presenting Sponsor of Times Square 2001(TM}, Di~~ver(R) Card brings you an exclusive nd
exciting product offer from Panasan;c just in time far the holidays'arJdNew Year's Eve. Look for it in next mo th's
statement!
'j: I'
1,";':":,1
Qu..tlons? C.Ul.BOO-OISCOVER (HOO.347-26B3) o',lug on ,I\lOlscovercard.com. For TOD
(Telecommunicallon Device for the~Oeat) assistance, call 1-800-347 :7449. Send billing eITor notice to;
Discover Platinum; P.O. Box 15192;WHmington, DE 19850-5192.
.......
DISCevER
UI~\..~..;)V t:K.
CARD
"
,
DISC.VER I
8cco~~tnu~b~;'60110 2950579797
Questions? Concerns? Com
Don't hesilale 10 coli one of our lrie
C~s1omer Service Representatives 0 :
1-800-DISCOVER (1-800-347- 683).
We're here 24 hours 0 day, 7 days week,
10 help answer questions about you
Discover' Cord Account.
02005 DiSlXJYW IIrmlc, M.abw FDIC
Closing Date: September 27, 2000 pa. 2 ot 3
Here at Discover(R) Card, we are adding 1000 l1~w/ocatiO~severy day..:'fke Hard ROck(fl) Cafe~ Lord & T a or and
Pets. com. From restaurants to furniture stores to the flower shop ,around the corner, we are working harder t be
e....erywhere you make your purchases. So don't forgel you; DlscovfirCard when you're heading out the doo
Use your Discover(R) Platinum Card for all your purchases and watch your Cashback Bonus(R) award grow.
Sign up for PlanPlus(R) today! Your membership wi/J,;ehlitl~ yqu to in$.tant PlanPlus discounts on a variety of ealth
care needs. PlanPlus is a smart choice for value, quality and serVice.. ' For details on this special offer, please call
1.888-527-3029 and mention co.de OOAIV.
,,'
". \
",
Nominal NUL ransaction
Average Dally , '.ANNUAL A N A ., Periodic ..
Daily PenOdio PERCENTAGE PERCENTAGE FINANCE lNANCE
Balances Rates RATES RATES CHARGES HARGES
current billing period: 31 days
Purchases $0 0.05066% 18.49% V 18.49% $0
Cash Advances $0 0.05477% 19.99% F 19.99% $0
Balance Transfers $1998.53 0.02712% 9.90% F 9.90% $16.80
previous billing period: 31 days ,
Purchases $0 '0.05066% I 18.49% V 18.49",1, $0
Cash Advances $0 0.05477% 19.99% F 19.99% $0
Balance Transfers $0 D.D271~% 9.90% F 9.90% $0
The rates that apply ,to your Account are ",ithSr fixed {f) or,ltlqy m<w':y,afy..(vras noted above.
......
''l;('AV_
Que.tlon.? Call1-BOO-DISCDVERII.'Dl/-347-2683) or tog on,toDI.eoilercard.com
'.,j
DI~COVER
CARD
I se;'~-';;b~~ 27,"2000 I
accountnurnber 6011002 50579797
page 3 of 3
Cash back Bonus @ Award Summary
Cashback Bonus Anniversar Date: March 27
Previous Cashback Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award TOlal
Cashback Bonus Award BalanCe
Award Available 10 Redeem
\".', ",""1
I""
!
:1
Restrictions apply to the Cashback Bonus Partner offers, visit Dlscov,rcard.com or call.1-Sn-YOUR.AWARD
(1-877-968.7292) for details. For program details, see the Cashback .Bonus Terms and Condttions. I
alanca
0.00
0.00
0.00
0.00
0.00
DISCQVER
CARD
$1,842.10
$0:00 0-'.' --]
payment due date
November 24, 2000
$
enter amount enclosed below
Please make check payable to Oi cover Platinum
Card. No paymenl duel You rece fly paid more than
the minimum. Optiona! payment ount: $38.00.
27 SDSN6A01 0001095
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Chec 5, select
your P.I.N" or to find cash loc lions call
1.800.DISCOVER (1.800.347 2683) or
visit Discov9rcard.com.
PO BOX 15251 111...11.....1.11"'1"'11I
WILMINGTON DE 19886-5251
J",III,I"I"I,I"I"II",I,I,,,I,I,I,I,,,,II,II,,,,III,I,,I
Address or telephone ch;Jnge? Please print change in the space above,
or go to Discovercard.com.
000006011002950579797018421000000000000000
Discover Platinum Cerd Account Summary
Closing Date: October 27, 2000
account number
'payment due date
minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 0029 5057 9797
November 24, 2000
$0.00
$8.500.00
$6,657.00
$4,250.00
$4,250.00
previous balance
payments and credits
purchases
cash advances
balance transfers
FINANCE CHARGES
new balance
You may be able to avoid Periodic Finance Chary s, S99
the reverse side for details.
Cashback Bonusl8l
Cashback BonUS@Anniversary Date:
March 27
Cashback BonuS@Anniversary
Date: March 27
'?,reYious Cashback Bonus Award Balance
r",F,'l\{pha~e;Award This PeriOd
:,;"Ofher.,~'fJ~~~ Tris Period
, Cash6ack Bonus Award Total
ransactlons
previous statement balances
tran date
Oct 23
trans. post
date date
FINANCE CHARGES: OLD BALANCE "
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
. -PRINC1PAb:-GASH . ! -- - .
PRINCIPAL': PURCHASES
PRINCIPAL: BALANCE TRANSFERS
post date
Oct 23 PAYMENT - THANK YOU
-
page 1 of 3
$1 ,926.50
100.00
0.00
0.00
0.00
15.60
$1.842.10
+
+
+
+
=
$
+
+
0.00
0.00
0.00
$ 0.00
0.00
0.00
16.80
0.00
. -0.88.
0.00
1,909.70
.100.00
'Help protect the good credit you've earned! ProfileProtect(R) willa/ert you to possible identity theft by monitori your
credit files at all three bureaus and alerting you to changes that cOuld indicate possible theft of identity. Enroll fo only
$7.99/mth with a free 3D-day trial. For more information csIl8DO-461-8836 and mention code 1773.
Questions? C.1I1.800-DfSCOVER (1.800.347-2683) or log on.IoDf""overcard.com. Fo,TDD
(Telecommunication Device for the,Deaf) assistance, catl1-800-~47~7449l. ~Rd billing anor notIce to:
Discover Platinum; P.O. Box 15192: Wilminolon. DE 19850-!iH'I~ r . J'II
!.... ..
\l1~8VFIl
DISCOVER
CARD
DISC.VER
. ..-- - ....
aocountnurnber 601100 950579797
Questions? Concerns? Com
Don't hesitate to coil one of our Ir'
. C~Sfpm!"f Service R"Aresentative. 01
1~800;DISCOVER (1-800-347-2 83).
We're here 24 hours 0 day, 7 days week,
10 help answer questions about your
Discover' Cord Account.
, I c200s Disaww 6cInl. MeMbw FDIC
Closing Date: October 27, 2000
pa e20f3
OPEN A DISCOVER MONEY MARKET OR CO ACCOUNT TOOA YI Discover Bank gives you: GREA T RA S .
consist81'Jtly high week after week. SF;CURITY * Over $~O billion ;(1 ;!!ssets, a bank that's been around since 911, and
FDIC insurance. CONVENIENCE - Open an account.over t~e phone.:, Ca'11.BOO.347.70~O or visit Discove ard.com.
Mention code MEOD 10M/e.
Sign up for Discover Inter@ctive(SM)to receive free automatic 8-ma;! reminders on your Discover(R) Platinu Card
Account. You can choose up to four different reminders: statement summary available, payment posted, m; 'mum
payment not received or nearing ,account credit limit. Avoid lfile or o'(erlimit fees -- Register at Discovercard. m todayl
; , I' :" I
Use your Discover(R) Card at any Latlra Ashley locati6ti to recefve'a Double Cashback Bonus(R) award on a
purchases made during October 20001 You will receive your Double Castrback Bonus' award as a credit to y r
December statement.
"
,'.
,
'.
',I
,~, j
Average
Daily
Balances
Daily.
Periodic
Rates
current billing period: 30 days
Purchases $0
Cash Advances $0
Balance Transfers $1917.42
O.0506~%
0.05477%
0.02712%
'.
i'j
i"j
~::I ~'
Nominal A .J.'UAL
ANNUAL .... .
, PEJRCENT'AGE PERCENrAGE
RA,TI;S RATES
Periodic
. FINANCE
CHARGES
Transaction
F..
FINANCE
CHARGES
18.49% V
/9.99% F
9.90% F
$0
$0
$15.60
18.49%
/9.99%
9.90%
none
$D
$0
The rates that appty to your ACCOlmt are either lixed ~F} or they ffiijlY vary ,Pi) as noted abOve.
Qu..tlon.? Call1-BOO.D1SCOVEIl(1-BOO.347.2683) or Iou ,on tp D1'~o';'.canl.com
.......
DISCevER
Balance
$ 0.00
+ 0.00
0.00
0.00
0.00
UI~\..l"'V J:K
CARD
""'''''''''''.~. ....Q'c. I
.Ocl9ber 27, 2000 I
~,,,,,....,-v, ".'U'-L.L.
aCCQunt number 6011 950579797
page 3 of 3
Cash back Bonus @ Award Summary
Cashback Bonus Anniversar Date: March 27
Previous Cashback Bonus Award Balance
Purchase Award This f,'eriod
Cash back Bonus Award Total
Cash back Bonus Awar<j, Balance,
Award Available to Rede~m
1$
!
!, ,
.i.
,j; . ~,\ J'
"1"
J,I" ii
, ,
Restrictions apply to the Cashback Bonus Partner oners, visit DIscovercard.com or can1~87t.YOUR-AWARD
(i-877 ~968~7292) for details. For program details, see the Cashback Bonus Terms and Conditions.
I
I
i
DISCOVER
CARD
$1,732.41
$0.00
enter amount enclosed below
payme(l/ due date
December 24, 2000
$
Please make check payable to Dis V8r Platinum
Card. No payment due! You recent paid more than
the minimum. Optional payment am nt: $36.00.
27 SDSN6A01 0001096
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Check , select
your PeI.N., or to find cash locati ns call
HOD-DISCOVER (1-800-347.2 83) or
visit DiscQvercard.com.
Address or telephone change? Pleasa print chafJf}e in the, space above,
or go to Discovercard. com.
'. PO BOX 15251 11I...11.....1,11...1...11I
WILMINGTON DE 19886-5251
1",111.1"1"1,1"1,,11,,,1,1,,,1,1.1,1,,,,11,1,1.,,111,1,,1
000006011002950579797017324100000000000000
Discover Platinum Cerd Account Summary
Closing Date: November 27. 2000 page 1 013
account number
payment due date
; minimum payment due
crad/tUm!!
credit available
cash credit limit
cash credit available
6011 002950579797
December 24, 2000
$0_00
$8,500.00
$6,767_00
$4,250.00
$4,250.00
previous balance
payments and credits
purchases
cash advances
balance transfers
FINANCE CHARGES
new balance
+
+
+
+
$1.842_10
125.00
0.00
0.00
0.00
15.31
$1,732-41
You may be able to avoid Periodic Finance Charge , see
the reverse side for details.
Cashback Bonus"
Cashback Banu~ Anniversary Date:
March 27
Cash back BonuS@ Anniversary
Date; March 27
, Previous Cashback Bonus Award Balance
fl\lrchafi9, Award This Period
" Qlh~[ I\w~rds This Period
Cashback Bonus Award Total
$
+
+
0.00
0_00
0.00
.00
trans. post
date date
previous statement balances
FINANCE CHARGES: OLD BAtANCE
FINANCE CHARGES: CASH
FINANt;E CHARGES: PURCHASES
FINANCE CHARGES: Bi"\-ANCE TRANSFERS
PRlt-ICIPAL: OLD 8"lLANC,E
.eBINClPALCASIi-" ,'_
PRINCIPAL: pURCHASES
PRINCIPAL: BALANCE TRANSFERS
$ 0.00
0.00
0.00
15.60
0.00
. -- 0.00-
0_00
1,826.50
tran date
Nav 21
post date
Nav 21'
, :. ,,'.' """.1";
PAYMENT - THANK YOU
"
-125.00
I The holiday season is here and chances are you'll be using your credit and debit cards to purchase those much
gifts - increasing the possibility of losing your pards. Protect'yotitselffrom the stress of reporting them missing b
calling just one number. We'll do af{ the rest. Calf 1-800-347.-2683 to learn inore about The Register(R).
anted
Questions? Call1-BOO-OISCOVER (1-800-347.2683) Dr log ontoOls~olfll,rca'1.com. For TOO
(Telecommunication Device IOf \he Deal) assistance, call 1-800-347-7449. Send bHling error notice 10:
Discover Platinum; P.O. Box 15192; WllminQlon. DE 19850-5192.
......
ISCevER
DISCOVER
CARD
DISCevER
_."..__ _. ,n...___
accQuntnutnber 60110029 0579797
Sign up (or Discover Inter@ctive(SM)to receiye fr89 automatic a-mail reminders on your Discover(R) Platinum ard
Account. You can choose up to four differS(1t reminders: ,~tatement summary available, payment posted, mini um
payment not received or nearing accou~t Cred!" limit. Avoid '~t~ p' ',o~erlimit ~ees v_ Register at Discovercard.co lodayl
Questions? Concerns? Comme ?
Don't hesilale 10 coil ORe of our Iriend
Cuslomer Service Representatives at:
1 ;8eo-Di~OVER (1 -800-347-26 3).
Wff re here 24 hours a day, 7 days 0
10 help answer ques~on~ about your
Discover' Cord Account.
C2OO5 ~Bank, M.mbwfDIC
CIOsirlQ,Dale: November 27, 2000 pago of 3
I':,
A home equify line of credit from our a1miate Morgan Stanley Dean Winer Credit Corporation can help you man ge your
holiday purchases this season while you benefit from tax deductible interest (please consult a tax advisor). Gall
1-800-326-6280, reference 421 fO, or apply online at www.discovemomeloans.com. Equal Housing Lender.
Use your Discover(R) Platinum Card fOr aU yoiJrpurchases and watch your Cashback Bonus(R) award grow.
AV8TSge
Daily
Balances
Daily
Penodic
Rates
current billing period: 31 days
Purchases $0
Cash Advances $0
Balance Transfers $1821.36
;0.05066,% I
0.05477%
0.02712%
Nominal ANNUALi
, ~~~ga~TAGE PERCENTAGE
RATES RATES
Periodic
'FINANCE,
CHARGES
18.49% V
19.99% F
9.90% F
18.49%
19.99%
9.90%
$0
$0
$15.31
The rates thai apply to your Account are either fixed (f) or theylT\ay ...,ary(~l asnoled above.
Quo.tlon.1 C.U1.800.D\SCOVERI1.BOO.347-2883) or log on to' Dlscovert.rd, ;com
. ,: ',t..
ansaction
o
NANCE
ARGES
one
o
o
......
ISCevW
DISCOVER
CARD
I NO;~-;;;b:,~ ;7,'2000 I
account number 60110029 0579797
page 3 of 3
Cash back Bonus @ Award Summary
Cashback Bonus Anniversar Date: March 27
Previous Cash back Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award Total
Cashback Bonus Award Balance
Award Available to Redeem
" ,
" ,
i'"
1'1
'I" ;.r;,
I'
: I,
,; " ~ t!
alance
$ 0.00
+ 0.00
0.00
0.00
0.00
$
Restrictions apoly to the Cashback Bonus Partner otters, vIsit 'O'scov'trcard.com or catI1~an- YOUR-AWARD
(1.877 -968. 72~2) for details. For program details, see the Cashback Bonus Terms and Conditions,
u,~\..~..)v l:K
CARD
$1,746.56
27 SDSN6A01 0001091
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$85.00 "-,_. ---I
payment due date
January 24, 2001
..."........","...""><:;1
uu I I VV,,"::J ;.JUOJI :'11::11
enter amounl enclosed bela
$
TO order Cash Access eh cks, select
your P,LN., or to find cash 10 ations call
1-800.DISCOVER (1.800.3 .2683) or
visit DlsGovercard.com.
PO BOX 15251 11/.../1"... ./1".1...11/
WILMINGTON DE 19886-525
1...111.1..1..1.1..1..11...1.1...1.1.1.1...,11,\.1"..111,1..)
Address or telephone change? Please print change in the space above,
or go to DiSCOV&rcsrd.com.
000006011002950579797017465600000000003500
Discover Platinum Card Account Summary
account number
, payment due date
minimum paymenf due
credit limit
credit available
cash credit limit
cash credit available
6011 0029 5057 9797
January 24, 2001
$35.00
$8.500.00
$6,753.00
$4,250.00
$4.250.00
Cashback Bonus"
Cashback BonuS@ Anniversary
Date: March 27
trans. post
date date
.prev1t?us statement balances
-
Closing Date: December 27, 2000 pag 10fl
previous baJanCB $1,732.41
payments and credits 0.00
purchases + 0.00
cash advances + 0.00
balance transfers + 0.00
FINANCE CHARGES + 14.15
new balance = $1.746.56
You may be able to avoid Periodic Finance Cha 6S, see
the reverse side for details.
Cashback Bonu~ Anniversary Date: March 27
P+~Vious" Cash back Bonus Award Balance $
RurGihas,$,Award This Period ' +
Qtt;l~, ftw~rds This Period +
Gashback Bonus Award Total
0.00
0.00
0.00
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
$ 0.00
0_00
0.00
15.31
0.00
0.00
0.00
1,717.10
Nominal ransaction
Average ~ailY A~NUAL ANNUAL. ,Periodic ee
Daily enodic P RCENTAGE PERCENTAGE FINANCE NANCE
Balances Rates RATES RATES CHARGES HARGES
current billing period: 30 days;
Purchases $0 0.05066% 18.49% V 18.49% $0 one
Cash Advances $0 0.05477% 19.99% F 19.99% $0
Balance Transfers $1739.24 0.02712% 9,90~ F 9.90% $14.15
The rates that apply to your Account are either fixed (F) or toey may '1aiY lV),unoled above.
Qu..II...? C.U1.800.D1SCOVER (1-880.347.2683) or log OR lo'Ol..cWa",a!d.com. Fo< TOO
~elecom~u~lcatlo~ ~e',l~e lor the Deaf) assistance, cafl1-S00-347-7449. S9nd billion Armr nntll"A In.
DI~COVER
CARD
$2,171.93
$44.00 ",- --- I
payment due date
February 24, 2001
enter amount enclosed below
$
27 SDSN6A01 0001098
DANIEL C FARWEll
1750 WALNUT BOTTOM RD
NEWVIllE PA 17241-9509
To orde( Cash Access Chec ,select
your P,l.N.,. or to find cash loca ions call
1-800-DISCOYER (1-800.347- 683) or
visit Discovercard.com.
Address or telephone change? Please print change in the space above,
or go to Discovercard.com. "
PO BOX 15251 11I...11".,,1. 1...1...11I
WILMINGTON DE 19886-5251 \
1",111,1..1..1,1..1..11..,1.1.,,1,1.1,1..,.11.1.1,.,,111,1,,1
!
OOOOOb01100295057979702i719300D00000004400
Discove. Platinum Card Account Summary Closing Date: January 27, 2001 page 012
previous balance $1,746.56
account number 6011 002950579797 payments and credits 35.00
payment due date February 24. 2001 purchases + 0.00
minimum payment due $44.00 cash {Jdvances + 0.00
credit limit $9,500.00
credit available $7 ,328.00 balanC9:transfers + 432.19
cash credit limit $4,750,00 FINANCE CHARGES + 28.18
cash credit available $4,750:00 new balance $2,171.93
YQumaybeabfe to avoid Periodic Finance Charg 5, see
the reverse side for details.
Cashback Bonusot
Cashback BonuS@Anniversary Date: March 27
Cash back Bonu~ Anniversary
Date: March 27
Only two months before your anniversary n
use your Discover Platinum to earn a higher
Cashback Bonus(R) award.
PreVious Cashback Bonus Award Balance
pf\',I'""I'e,P.ward This Period
.Q'tf:1I1~ 4vtfUdsThis Period
Cashback Elonus Award Total
$
+
+
0.00
0.00
0.00
O.
ransactlons
trans. post
date date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
"FINANCE GHARGES:BALANCETRANSFERS-
PRINCIPAL: OLD BALANCE
PRI~CIPAL: CASH
PRINCI~A~:, PURCHASES
PRINCIPAL: BALANCE TRANSFERS
$
0.00
0.00
29.46
0.00
0.00
0.00
1,717.10
0.00
Iran date
Jan 23
Jan 25
post date
Jan 23
Jan 23
Jan 25
BALANCE TRANSFER CHECK #030
APR 9.90% EXPIRES 08/2001
PAYMENT - THANK YOU
I
432.19
.35.00
Q..sUons7 Call1.800.D1SCOVER (1-800.347-2683) or log on to Olsce..n:ard.cem. Fo, ToD
(Telecommunicalfon DevIce lor the Deaf) assistance, call 1-800.347-7449~: rSeIld billing errorno\ice to:
Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-519;;1.
~iSCevER
UI~~OVER
CARD
DISC.VER
I
~;Xoun7 numb~;' 6011 002950579797
Gll!eslions? Concerns? Comme~ls?
,
Don't hesitate to call one of our Ir~y
Custom", Service Representatives at:
1'-Soo-DISCOVER (1 -8oo-347-26t31.
We're here 24 hours " cloy, 7 cloys 0 -l-k,
10 help answer questions about your
. DisCOver" Cord Account.
C2005 ~ Bank, Mwnber FOlC
Closing Date: January 27, 2001
, .. "
page 2 of 2
The holiday season Is here and chances are you'll be using your creditsnd debit cards to purchase those muc wanted
gifts. increasing the possibility of losing your cards. Protect yourself from the stress of reporting them missing r
calfJng just one number. We'll do all the rest. Ca/l1-800.347~26a31D leam more about The Register(R).
Sign up for Discover Intsr@ctive(SM) to receive free automatic e-mail reminders on your Discover(R) Platinum
Account. You can choose up to four different reminders: statement summary available, payment posted, mini um
payment not received or nearing account credit limit. Avoid late or overlimit fees" Register at Discovercard.co
A home equity line of credit fro,!, our affiliate Morgan ~tal1ley Oe~ Witter Credit Corporation can help you man
holiday purchases this season while you benefit from tax deductible interest (please consult a tax advisor). Cal
1-800-326-6280, reference 421,10, or apply online at www.discoverfJ~meloaiJs.com. , Equal Housing Lender.
Use your Discover(R) Platinum Card for all your purchases and watch your Cashback Bonus(R) award grow.
. i. "1:-:
( ~
.",
,,~
,
.,
!
~(
,
:.{!-(
:j
'jll
Average
Daily
Balances
Daily
Penodic
Rates
Nominal ANNUAL
ANNUAL
. P/ERaENTAGE PEROENTAGE
RATES RATES
Periodic
FINANOE
OHARGES
ansaction
.
HANOE
HARGES
current billing period: 31 days
Purchases $1756.51
Cash Advances $0
Balance Transfers $69.75
0.05066%
0.05477%
0.02712%
18.49% V
19.99% F
9.90% F
18.49%
19.99%
9.90%
$27.59
$0
$0.59
one
o
o
The (ates that apply to your Account are eilherfixed (F) or they may vary,{V) a~ nqted above.
, ,
Qu..llon.1 Call 1-BOO-OISCOVER(1.800-347-Z0B3) or log on to DI.collOrc.rd.com
I
~iSCevEJr
DISCOVER
CARD
$2,159.03
27 SDSN6A01 0001099
DANIEL C FARWELL
1750 WALNUT BOTTOM RO
NEWVILLE PA 17241-9509
,$44.00
enter amount enclosed below
, "payn'leiJt'due,'dEite
March ~4, 2tl01
$
To order, Cash Access Chec ,select
your P.I.N., or to find cash loca ions calt
1-8oo-DISCOVER (1-600-347. 663) or
visit Discovercard.com.
t""
,I , '~: .
Address or telephone change? Ples;;;e prirJ,1 changeln the space above,
or go to O/scovercard.com.
PO BOX 15251 11I",11".,,1. 1",1",11I
'WILMINGTON DE '19886-5251
1,,,111,1.,1,,1,1,,1,,11,,,1,1,,,1,1,1,1,,,,11,1,,,,,1/1,1,,1
000006011002~S057~7~702~S~0300D00000004400
Discover Platinum Card Account Summary
Closing Date: February 27. 2001
account number
payment due dale
minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 002950579797
March 24, 2001
$44.00
$9,500.00
$7,340.00
$4,750.00
$4,750.00
Cashback Bonus'"
Cashback BonuS@Anniversary
Date; March 27
trans. post
date , date '
, previous statement balances
tran date
Fob 22
post date
Feb 22
previous balance
payments and credits
purchases
cash advances
balance transfers
FIi!lAI\ICECHARGES
new balance
You may be able to avoid Periodic Finance Charg 5, see
the revetse side for details.
Cashback BonuS@Anniversary Date:
March 27
PfeVious Cashback Bonus 'Award Balance
, ~~riill.!l<l i\waro This P~pd
. ',.O/~~.r'I\"Il!')is This Poriod'
Cashback Bonus Award Total
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRIIIICIPAL: OLD BI\LA\:lCE
PI'UNOIPAL: CASH
".'1. ., ,j.
PRINCI\>I\L: PURCHI\SES
PRINCIPAL: BALANCE TRANSFERS
"
PAYMENT - THANK YOU
-
pago of 2
$2,171_93
44.00
0.00
0.00
0.00
31.10
$2,159.03
+
+
+
+
$
+
+
0.00
0.00
0.00
. 0
$ 0_00
0_00
27.59
0.59
0.00
0.00
1,711.56
432.19
-44.00
. Sign up for Discover Inter@ctive(SM) to receive free automatic e-mail reminders on your Discover(R) Platinum
Account. You can choose up to four different reminders: statement' summary available, payment posted, mini
payment not received or nearing account credit limit. Avoid late or overlimit fees -- Register at Dlscovercard.co
Que.tion.? CaU 1-800.OISCOVER (1.800-347-2683) or log on 1o,01'~lli<.rcard.com. For TOO
(Telecommunication Device for the Deaf) assistance, call 1-800-347- 7449! send blllin'g eTfCf notice to:
Discover Platinum; P.O. Box 15192; Wilmington. DE 19850-5192.
Brei
m
today!
......
ISCevER
UI~\..f.JV tK
CARD
.'! ,
DISC.VEIl:
;;;;;;~"nt ;;u~be;. 6011
p ge20f2
Discov8r(R) Card is 8 proud partner of Communities In Schools. the nation's leading community-based org nizalian
that brings together community resources to -help young, people stay in school and prepare for life. You can elp by
electing to donate your annualCashback Bonus(R) Award,checkto Communities In-Schools and help supp rt
America's youth.
Questions? Concerns? Com
. Don't hesitale 10 coil one of our Iri
Cuslomer Service Representatives
.'l-SOO-DISCOVER (1-800-347- 683).
We're here 24 hours 0 day, 7 days week,
to help answer qu6stions about r
Discover" Cord Account.
i)'
. cr>oo5""""""""'''''''''''''''
8e sure to use your Discover(R) Card and build your Cashback Bonlls(R) sward"" with every purchase you ake. .Up
to 1 % paid yearly, based on annual/evel of purchases,
,'I (
Olo$lng Dale: February Xl, 2001
Sign up (or PfanP/us(R) tOdayl, Your membership will enlide you to ihstant PlanPlus discounts on a variety 0 health
care needs. Plan Plus is a smart chciice 'for value, quality and service. For details on this special offer, pleas call
1-800-527-7783 and mention code 01AIJ or log onto DiscOvercard,.com and select ~Products and Services~.
OPEN A DISCOVER MONEY MARKET OR CD ACCOUNT TODA YI Discover aank gives you: GREAT RA ES-
Consistently high week after week. SECURITY - Over $20 Billion in assets, a bank that's been around since 1911, and
FDIC insurance. CONVENIENCE - Open an account without leaving home, callI -800-347-7000 or visit
Discavercard.com. Mention code ME0102MJC. ' ,
You're never far from cash when YOLl have ;rur Difi~~er(R) Platin,!w CSr(l with you:." y~u cl3~ use it to tak~ sh
advances at more than 160,000 ~ TM 10daOOr:lS Brut ~vet!(l3,oOO Banks and Financial Institutions. look for th
Oiscover/NOVUS(R) Cash NetWofk(R) sign.' To fin:d b8$h.locations or to order Discover Card checks, calf
f.800.DlSCOVER. , .,. illl:
i
I
L
,.
~ i
Average
Daily
Balances
Daily
Penooic
Rates
current billing period: 31 days
Purchases $1752.44-
Cash Advances $0
Balance Transfers $426.01
0.05066%
0.05477%
0.02712%
I
Nominal ANNUAL '
, ANNUAt
'PEflCEN'rAGE PERCENTAGE,
RA rES RATES
Periodic
FINANCE
CHARGES
18.49% V
19.99% F
9.90% F
$27.53
$0
$3.57
18.49%
19.99%
9.90%
The rates that apply to your Accoulltare either flxed (Fl orthev .may l/ar,'1 {V} a.s no\ed above.
Qu.slions? Call1.800.OISCDVER(1-800-34H683Iot log on to DisCQv.n:.nl.<om
Transaction
Fee
FINANCE
CHARGES
none
$0
$0
..... ..
nlc:rA\lCD'
DISCOVER
CARD
$43.00
payment due date
April 24, :!OC11
$2.142.48
enter amount enclosed below
$
27 SDSN6A01 0001100
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Chec s, select
your P .I.N., or to find cash toc ions call
1.800-DISCOVER (1.800.347- 683) or
visit Discovercard.com.
J.:
;
;1
Address or telephone change? Please print change in the splICe above,
or go to Discovercard.com.
PO BOX 15251 11I."11",,,1, 1",1",11I
\IIILMI'NGTON 'DE 19886-5251
'1",111,1"1"1.1"1"11,,,1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1
I
I
OOOOOb0110029S0s19797021Q2Q800000000004300
Discover Platinum Card Account Summary
Closing Date: March 27, 2001
page 1 013
account number
payment clue date
, minimum payment due
credit limit
credit available
cash credit limit
cash credit available
previous balance
payments and credits
purchases
cash advances
baJa'1~ ~translers
FINAri:HCHARGES
f'!6W bf$,lance
6011 0029 5057 9797
April 24. 2001
$43.00
$9,500.00
$7.357.00
$4,750.00
$4,750.00
You may ,be able to avoid Periodic Finance Charg s, see
the reVelse side for details.
Cashback BonusG
Cashback BonuS@Anniversary Date:
March 27
Cashback BonuS@ Anniversary
Date: March 27
pteViou$ Cashback Bonus Award Balance
Pi.uchase'Award This Period
.! gherA~~r(ts This Period
'Cashback Bonus Award Total
ransacbons
trans. post
date date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS,
PRlflCIPAL:OLD SALAljCE
--~~iNCl~Al:~CASH- -. ----
PRINcIPAL:' PURdt:ii>.SES
PRINCIPAL: BALANCE TRANSFERS
tran date
Mar 21
post ~ate ' !
Mar 21 PAVMENT. THANK VOU
I,!, ';;""
Pay This Bill Onflne at Discovercard.C6m and Save a Stamp! The discover(R) Card Account Center lets you m nage
your finances -- even make a payment" ~- onlinel Register for the Acc6imt Center at Discovercafd.com and enja the
benefits of a free onlin8 membership. Visit Discovercard.com todayl
Use your Discover(R) Platinum Card for all your purchas'es and -wa~h your Cashback Bonu5(R) award grow.
. ,
Questions? Cali I.BOO-DISCOVER (I-BOO.347.2683) or log on to,D!#:~rca",.com. For TOO'
(Telecommunication Device lor the Deaf) assistance, ca" 1-800-347-7449. Send billIng error notice to:
Discover Platinum; P.O. Box 15192:WilminQ!on, DE 19850-5192.
-
+
+
+
+
$2,159.03
44.00
0.00
0.00
0.00
27.45
$2,142.48
$
+
+
0.00
0.00
0.00
$
0.00
0.00
55.12
3.57
0.00
.0.00---
1,711.56
388.78
-44.00
~_..
PISCevER
UI~\..'~'V t:K
CARD
DISC.VER
"'" ""'-'" V I r"l' ".l-L..L
accountnunnber 60110 2950579797
Questions? Concerns? Com nts?
Don't hesitale 10 coil one of our Ir;
Cuslomer Service Represenlotives
1-800-DISCOVER (1 -800-347- 683).
We're here 24 hours 0 day, 7 days week,
10 help answer questions about you
Discover" Cord Account.
C2005 ~ ~ M-nbwfDIC
i:
Closing Dale: March 27, 2001
pa a2013
Identity fraud crimes are on the rise. ,Enroll in ProfiteProtect(Fi) ,and you'll be alerted to unauthorized use of ur
identity. WsW monitor your creditf!le,~nd alert you tQJlb~ges-. ~hat.couldindicate identlty.fraud. Enroll for 0 y
$B.99/month with a fr.a 30.day trial. Ca1/80046f .8836 and l)1anlioo code 2519.
New Discover(R) AccountGuard(SM) 'credit protection puts your Discover Card Account on hold when the un orsesn
happens. For more information sboq( this optional PrPtw1iqn,,' caU kJ1Hr9f3, 1-877-883-1959, 8am.8pm, Mon. Fri., ET.
Average
Daily
Balances
Daily
Penodic
Rates
current bifling period: 28 days
Purchases $1778.49
Cash Advances $0
Balance Transfers $382.78
.0.04929%
0.0/;477%
0.02712%
:1
i ~
;,:
"'I
Nornmm AN'~'L
ANNUAL n ~
PERCENTAGE PERCENTAGE
RATES RA TES
17.99% V',
19.99% F
9.90% F
17.99%
19.99",1,
9.90%
The rates thai apply to your Aocount are, either fjxed (F) or they m,l!-'1 '!If3.ry ,W) ~1"Pl.er;i ,above.
(",) , It,ll
Qu..llon.? C.1I1.800-D1SCOVER(1'800.34?-2~83) or log onll! Oiocp..n:a"'..om
Periodic
'FINANCE
CHARGES
$24.55
$0
$2.90
Transaction
aa
INANCE
HARGES
none
$0
o
......
crA\/CD'
DISCOVER
CARD
.....v,.::>"'~ ............
accountnurnber 6011002 50579797
page 3 of 3
March 27, 2001
Cash back Bonus @ Award Summary
Cashback Bonus Anniversar Dale: March 27
Previous Cash back Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award Total
Cash back Bonus Award Balance
Award Available to Redeem
,"'"
; I:, ~,i:. i p',
,) I
:1
Restric\imls aooly to the Cashback Bonus Partner otters, visit Dl.cover'card.com or call1-877-VOUR-AWAR
(1-877.968-7~g2) for details. For program details, see the Cashback Bonus Terms and Conditions.
alance
0.00
0.00
0.00
0.00
0.00
J.)I~\"'OV tK
CARD
$17.55
27 SDSN6A01 0001101
D~NIEl C F~RWEll
1750 W~lNUT BOTTOM RD
NEWVIllE P~ 17241-9509
payment due dare
t.\ay 25, 2001
$
Q""Vlm, "UIHUl:f1 VV I I vu,,:;r ;JU;;JI :11'::11
enler amounl enclosed bel w
.......-.....,-J
$10.00
""-"-1
To order Cash Access Gh cks, select
your P.l.N., or to find cash I cations call
1-800.0ISCOVER (1-800.3 7.2683) or
visit Discovercard.com,
PO BOX 15251 III",JI"" 1.11",1",11I
WILMINGTON DE 19886-525
1",111,1,,1,.1.1..1..11...1.1...1.1.1.1....111,1..,,11I,1,,1
Address or telepl10ne change? Please print change in the space above,
or go to Discovercard.oom.
000006011002950579797000175500000000001000
Discover Platinum Card Account Summary
Closing Date: April 27, 2001
account number
payment due date
minimum payment due
creditllmil
credit available
cash credit limit
1 cash credit available
6011 0029 5057 9797
May 25, 2001
$10.00
$9,500.00
$9.482.00
$4,750.00
$4.750.00
Cashback Bonus"
Cashback Bonu~ Anniversary
Date: March 27
Transactions
trans. post
dll1e da.e
,previous statement balancei9 I
Iran date
Apr16
previous balance
payments and credits
purchases
cash advances
, ba{ance transfers
FINANCE CHARGES
new balance
You may be able to avoid Periodic Finance Cha es, see
the reverse side lor details.
Cashback BonuS@Anniversary Date: March 2
"PrevIous' Cashback Bonus Award Balance
P.u~ch.~e .l\ward This ~eri9d .
Other Awards This Penod
.t~~b.cK'8onus Award Total
FIN~NCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD Bi\LANCE
PRINCIPAL: CASH
PRINCIPAl: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
post date. " , ' ~,
Apr 16 PAYMENT - THANK YOU
pae1of2
$2,142.48
2,142.48
0.00
0.00
0.00
17.55
$17.55
$
+
+
0.00
0.00
0.00
0.00
0.00
79.67
2.90
0.00
0.00
1,711.56
348.35
.2,142.48
PLEASE NOTE. Effective for billing periods beginning after May 1, 2001, we will no {onger reduce or eJlminat the
Minimum Payment Due because you paid more than the Minimum Payment Due for the preceding billing perla . The
Minimum Payment Due will be calculated on Bach statement as provided by the Cardmember Agreement.
Que.U.n.? C.Ul.800.DISCOVER (1.800.847-268S) Dr 'OU on to OI......n:.nl.l:DIll. Fo<TDD
{Tel9commurricatlon Device for the Deaf) assistance. call 1-800-347-7449. Send billing error notice to:
Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192.
~......
rtlCrA\IICD'
DI:;CQVER
CARD
DISC.VER
account number 6011002 50579797
Questions? Concerns? Comme ts?
Don't hesitale 10 coil one of our Irien Iy
C;uslomer Service Represenlolives 01:
1.800,D1SCOVER (1 -800-347-26 3).
, 02005 DltCiCIVW Bank. Memh.- FDIC
We're here 24 hours CI day; 7 days Q
10 help answer questions about your
Discover' Cord Acco~nt.
Closing Date: April 27,2601
pag 2012
Pay This 8if1 Online at Discovercard.com and Save a Stampl The Discover(R) Card Account Center lets you anage
your finances -- even make a payment -- online! Registelfor the Account Center at Discovercard.com and en or the
benefits of a free onUne membership. Visit Discovercard.comtodayf '
Now you can use your Discover(A) Card at Club Mad(R)! At Club M,d, you'll find a vacation experience unlik any
other on earth. And with 120 destinations around the world, excitement awaits no matter which location you OOS8.
Make travel arrangements with your Discover Card by ca/fing 1-800 CLUB MED or visiting www.clubmed.com.
OPEN A DISCOVER MONEY MARKET OR CD ACCOUNT TODAY; Discover Bank gives you: GREA T RA 7: S-
Consistently high week after week. SECURITY. Over $20 ~il/ion ;n assets, a bank that's been around since 1 11, and
FDre insurance. CONVENIENCE - Open an account without'/eaving home, ca1J 1-800-347-7000 or visit
Discovercard.com. Mention code MEOt04M/C.
As a O;scover(R) Platinum Cardmember, you can get cash quickly and easily u just about anytime, anywhere. To find
the nearest cash locations, select your PIN or order Discover P/~ti~lIm Card checks, call 1.800~D1SCOVER
(1-800-347-2683). And don't forget to visit out websife at [)isct;ved:ar~.com to search for cash locations near sf you.
University of New Adventures f3t. 'Vail. : F. v~r.y ~pe.' k.en,~ th. '.OU9hout YH~~" Val!,: CO transforms i'JIto. the Universit of New
Adventures at va'."' with C. lasses, rarygi'?Srfrqm'~.li;~. ~t"r. '(aftfng and fly-fishing to yoga and photography. Exp .ence
Summer Vail as you learn a newaclivity in- a&faU(~~f.;$er,t(ng. For more information ca./180D-525-3815.
, I", ' ,,"~ ':i ',j~J,l'1:r\ l,:1 ;11', :.,. ' "il'
1:;,1,
i
"
,
:i
i!
"I,
,'r
,;
Average
Daily
Balances
Daily
PenOdic
Rates
current bllfing period: 31 days
Purchases $1059.65
Cash Advances $0
Balance Transfers $214.72
0.04792%
0.05477%
0.02712%
,,'[
.1
Nominal A"NUAL
ANNUAL ",
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
Transaction
Fee
FINANCE
CHARGES
17.49% V
19.99% F
9.90% F
$15.75
$0
$1.80
none
$0
$0
17.49%
19.99%
9.90%
The rates that apply \0 your Account are either fixed (F) or they may vary (V) l;\snoted abo.ve.
..... ..
DISCevER
Qu..tlona? Call1.800.D1SCOVER(1-I10ll.34T.Z6B3) or log on \0 DI.cov.rcard.com
DISCOVER
CARD
$0.00
27 SD$N6A01 0001102
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509,
$0:00 ,-,- ---I
payment due date
Jun. 25, 2061
,
enter amount enclosed below
$
To order Cash Access Chac 5, select
your P.I.N" or to find cash loca ions call
1-8oo-D1SCOVER (1.800-347- 683) or
visit Discovercard.com.
0000060110029S0S1~79ioOODOOOOOOOOOOOOOOOOO
;1
Cashback BonUS@Anniversary Date: March 27
Previous Cashback Bonus Award Balance
Pl\Tph~se. Award This Period
",Q\J1llr Aw~rds This Period,
Citsl1'back Bonus Award Total
FINANCE CHARGES: OLQ BALANCE
F1NANOECHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD B'ALANCE
-PRINCIPAb:-GASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
post date i.'
May 10 PAYMENT. THANK YOU
Q."UDn.? C.1I1.800.0ISCOVER (1-800.347-2683) Dr 109 on \0 OI.CD~.rc.nl.CDm. For TOO
(Telecommunication Device tor the Deal) B$sistance, caU 1-800-347.7'449'. Send 'billing error noUee 10:
Discover Platinum: P.O. Box 15192: Wilmlnntnn. OF 1!=lAM-fi1~?
"
PO BOX 15251 111...11.....1. 1...1...11I
WILMINGTON DE 19886-5251
Address or telephone change? Please print change Iii thespsC8 above, 1IIIJII.IIIIIII.IIIIIIIIIIII.IIIII.I.I.IIIIIII.I. Iflllll.lul
or go to Discovercard.com. ,.
Discover Platinum Card Account Summary Closing Date: May 27, 2001 page 012
previous balance $17.55
account number 6011 002950579797 payments and credits 17.55
payment due date June 25, 2001 purchases + 0.00
minimum payment due $0.00 cash adVfJnces + 0.00
credit limit $8,500,00 baland8'traf/sfers
credit available $9,SOO,ob + 0,00
cash credit limit $4,750.00 FINANCE CHARGES + 0.00
cash credit available $4)50.00 new balance $0.00
$
+
+
0,00
0.00
0.00
.0
Cash back Bonuse
Cashback BonuS@ Anniversary
Date: March 27
ransactions
trans. post
date date
previous statement balances
tran date
May 10
$
0.00
0_00
15,75
1.80
0.00
--0,00.
0_00
0_00
-17.55
1-,.,. ..
jDI!:ravFIl
DISCOVER
CARD
DISC.VER"
account number 6011002 50579797
Questions? Concerns? Comme Is?
Don't hesitate to coli one of our Iri Iy
Customer Service Representatives at:
Wff re here 24 hours 0 day, 7 days 0
to help answer questions obaut your
Discover' Cord Account.
c100s o;~ Bank,' Memb.r FDIC
,,', C!osing,bale: May 27, 2001
pag 2012
I
, ,..,
, " 'J;
, \,j
;', II '.11
Average
Daily
Balances
Daily
Penodic
Rates
Nominal ANNUAL
ANNUAL
PERCENTAGE PERCENTAGE'
RATES RATES
Periodic
FINANCE
CHARGES
Transaction
Faa
FINANCE
CHARGES
current billing period: 30 days
Purchases $0
Cash Advances $0
Balance Transfers $0
previous billing period: 31 days
Purchases $0
Cash Advances $0
Balance Transfers $0
The fates that apply to your A.ccount are either fixed (F) or they may vary (V) as noledabOve.
O.0465q% ;'ilf6.9~% V. 16.99% $0
0.05477% 19.!! % F 19.99% $0
0.02712% 9.90% F 9.90% $0
0.04792% 17.49% V 17.49% $0
0.05477% 19.99% F 19.99% $0
0.02712% 9.90% F 9.90% $0
none
$0
$0
none
none
none
Questlo.a? Call1.800.OlSCOVER(1-t180.347 .2683) Dr log 0.10 macDYercard.com
.......
DISC.VER
lJl:>COVER
CARD
$714.69
27 SDSN6A01 0001103
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
enter amount enclosed belo
...u" u..... ......,.... 0101
'$1;;:00'""'"'"''' """I
payment due dale
January 26, 2002
$
Please make check payable to 'seaver Platinum Card
or pay online @Discovercara.c
To order Cash Access Ch ks, select
your P,I.N., or to find cash I ations call
1-800-DISCOVER (1-800.34 .2683) or
visit Discovercard.com.
PO BOX 15251 111...11..... .11...1...11I
WILMINGTON DE 19886-525
1...IlI.I..I..I.I..I..II...I.I,"I,I.I.I,...III,I....III.111
Address or telephone change? Please print change in the space aboVe,
or go to Discoverc8rd.com. . , ,
000006011002950579797007146900000000001500
FINANCE CHARGES: OLD BAlANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH,
PRIMCIPAi..: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
SOUTHERN OHIO GUNOISi'lEBA
THE GUN PARTS CORP 914.679.
GREEN SUPPLY INC VANDALlA M
,
Discover(R} Card is looking for America's best high SChoof juniors (or,the rribute Award(R) Scholarship Progra
know a CU"8nt high school junior tyhof]xaefs, f(1ot just in schooU)u'-i~ :also,an all~around achiever, we want to
them tool To find out more about the scholarship program, visilour,w,ebsite at Discovercafd,com/trlbute.htm.
Discove, Platinum Card Account Summary
account number
payment due date
minimum payment due
credit limit
credit available
,cash credit limit
cash credit available
6011 002950579797
January 26, 2002
$15.00
$10,000.00
$9,285.00
$5,000,00
$5.000.00
Cashback Bonus"
Cashback BonuSll!l Anniversary
Date: March 27
ransactlons
trans. post
date date
previous statement balances
tran date
Noy 26
Nav 26
Nov 28
post date
Nov 28
Noy 28
Nov 28
Closing Date: Decembsr 27, 2001
previ~us balance
paJlt>>9nt~ and credits
purchases
cash advances
.b~ancp transfers
FII'lA~E CHARGES
new balance
You niay be able to avoid Periodic Finance Cha e5, see
the, reverse side for details.
Cashback BonuS@Anniversary Date:
March 2
'PrEi~ous Cashback Bonus' AwUrd BaJance; $
Purch$~ Award This Period +
Other Awards This Period +
CashbackBon'us Award Total
i:j'l
QuestIon.? C.1I1.800-OISCOVER (1.800.347-2683) o,log on to ol',~!iWrc~'!I.com. Fo, TOO
(T elecommunicalion Device for the O'eaf) assistance, call 1-800-341 ~ 7 449. ,,&m:i b\\\lng error notice to:
Discover Platinum; P.O. Box 15192; WHminoton. DE 19850.5192.
-
psg 1012
$0.00
0.00
714.69
0.00
0.00
0.00
$714.69
0.00
1.79
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
597.40
52.10
65.19
/fyou
ow
I..,.,..
I nl~avw
DISCOVER
CARD
DISC.VER
accountnurnber 6011002 50579797
Questions? Concerns? Com
Don't hesilale 10 call one of our Irie
Cuslomer Service RePl'lsenlalives at:
1-$OO-DISCOVER (1-800-347-2 83).
Wff re here 24 houn a day, 7 days 0 week,
10 help answer questions about your
Discover" Card Account.
02005 Discovw Bank. Member FDIC
I
,'C1t>sjng Dale: December ZI, 2001
pag 2012
Increase your Cashback Bonus(R) award by using your 'IDfScOV9T(A} Platinum Card for your purchases. Now hat's
smart! Up to 1% paid yearly based on'your annual level and type 01 purchases for Cardmembers who parlici ate in the
Cashback Bonus program.
" ,'"
" ,
Achieve greater cash flow and potential tax saVings byl establishing a home equity credit line (not in TX). A h me equity
credit line ;s a strong financing option for handling expenses while receiving the benefit of tax deductibility (co suIt your
tax advisor). Apply at discoverhomefoans.com and gel instant pre-qualification, Equal Housing Lender
r' , i, ;,..C.", '
You shouldn't have... Why risk giving the wrong gifts?: When in (lo"l1f)4 give cash. Discover(R) Card gives you hree
ways to get extra cash...Discover(R) Card Checks, A fMs, and Banks or Financfallnstitutions. Call1.80o-Df OVER
(1-800-347-2683) or visit Discovercard.com to order Discover C~rd Checks, select a p'.1.N." or to find cash J tions.
ALL REWARD, NO RISK. Discover Bank offers some of the highestCD and Money Market account rates in t e nationl
Move your money to Discover Bank and take advantage of o'ur great rates, great customer service, and fJexibl account
options. Catl1-800.347- 7000 . open an account - and start eXPecting MORE from your money!
1:1'
"
Ba!ance Transfer offer for current billing period: Daily Periodic Rate... 0;02712%; corresponding ANNUAL PE CENT AGE
RA TE: 9.90%. Rate is subject to the terms of the otter including expiration.
Average
Daily
Balances
Daily
Peflodlc
Rates'
current bifling period: 30 days
Purchases $0
Cash Advances $0
previous billing period: 31 days
Purchases $0
Cash Advances $0
0.03970%
0.05477%
0.04107% .
0.05477%
The rates that apply to your Accoont are either ~xed, (F) or \hE/Y may vary,~V) as'lJoledabove.
Nominal i4"N"'L
i4NNVAL '" V~
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
Transaction
Fee
FINANCE
CHARGES
14.49% V
19;99% F
14.49%
19.99%
$0
$0
$0
$0
none
$0
14.99% V
19.99% F
14.99%
19.99%
none
none
I ", I" I
Q...llon.? Call1-DOD-0ISCOVER(1-DOO'34;7-2683) Dr logon 1001.coven:a.rd.com
.......
DISCWER
LJI~\..C,)V t:K
CARD
$j12.72
L ~\o.iio~~'- ---I
payment due dale
February 26, 2002
$
........v.""""",.....,., "'UI UU':3..,U;.l1 ~/::Jt
enter amount enclosed bel w
Please make check payable to . cover Platinum Card
or pay online @Discovercard. om.
27 $DSN6A01 0001104
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access C ecks, select
your P.I.N., or to find cash cations call
1.800-DISCOVER (1-800. 7,2683) or
visit DiscQvercard.com.
PO BOX 15251 11I."11",, 1.11...1".11I
WILMINGTON DE 19886-52 1
,,,,/11,',,1,,,.1,,,..11...1.1...1.1.1.1....1\.1.1,,,,/11.1,,\
Address or telephone change? P'ease print chafI(Je in the. space soave,
or go to.oiSCOV19fcard.com.
000006011002950579797003127200000000001000
Discover Platinum Card Account Summary
Closing Oete: January 27, 2002
account number
'payment due date
minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 002950579797
February 26. 2002
$10.00
$10,000.00
$9,687.00
$5,000.00
$5,000.00
" previous balance
payments and creelils
purch8$es
cash, adVances
, baf~nee transfers
FIN!lNCE CHARGES
new balance
You.m~y beBble to avoid Periodic Finance Cha as, see
the fe;vfrse side for details.
" ,
Cashback Bonus'"
I .
Cash back BonUSlRl Anniversary Date: March 2
:Br&~o~s' Cashback Bonus Award 88Iance $
P~rch<JseA,ward This PeriOd -to
qtharfty,atdSThis Period +
Cashback Bonus AW1M'd. Total"
Cashback Bonus$ Anniversary
Date: March 27
Only two months before your anniversary -~
use your Discover Platinum to earn a higher
Cashback Bonus(R} award.
ransactJons
previous statement balances
trans. post
date date
1ran date
Jan3
Jan 19
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: pDRCHASES
.--- -- - -.--.' ,.--- '
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPA( PURCHASES
PRINCIPAL: BALANCE TRANSFERS
post date
Jan 3
Jan 19
SOUTHERN OHIO GUN DIST LEB
PAYMENT. THANKYOU
-
pa e10/2
$714.69
714.64
295.10
0.00
0.00
17.57
$312.72
1.79
0.76
O. 0
$
0,00
0.00
8.56
0.00
0.00
0.00
714.69
0,00
295.10
.714.64
Increase your Cashback Bonus(R} award by using your o;scover(R) f/atinum Card for your purchases. Now th s
smart! Up to 1% paid yearly based on your annus/level and type of pUrchases for Cardmembers who participat in the
Cashback Bonus program.
, "
Questions? Call1.8DO.DISCDVER (1-800.347-2683) or iog on to D1.c~.",.rd.com. FanOO
(Telecommunication Device tor Ihe Deaf) assistance, carr 1-800-347 -744R Send billing error ootlce tQ:
Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192.
~.... ..
I'j\le"'A\ll:'rw
UI~l;r.JVtK
CARD
DISC.VER
account number 601100 950579797
Questions? Concerns? Com nls?
Don't hesitate to call one of our Irie dly
Cu.lomer Service Representative. at
1 ~800-DISCOVER (1 -800-347-2 83).
We're here 24 hours 0 day, 7 days week,
to help answer questions about you
Discover' Cord Account.
C2OO5 D'lsc::owr Bonk.. Member FDIC
Closing Dale: January 27, '2002
pa e20f2
Achieve greater cash flow and potential tax savings by 6;Stabtishing B; home equity credit line (not in TXj, A h me equity
credit line is a strong financing option for handling expenses : while receiving the benefit oftax deductibility ~ suit your
tax advisor). Apply at discoverhomeloans.com and get instant pre-qualification. Equal Housing Lender
You shouldn't have... Why risk giving t~e wrong gifts?' When iri doubt~ give cash. DJscover(R) Card gives you three
ways to get extra cash...Oiscover(R) Card Checks, A TMs, ahd BanJq;or Rnane/a/lnstitutlons. Call1-800-DI COVER
(1-800-347-2683) or visit Discovercard.com to order Discover Card Checks, select a P.I.N., or to find cash /0 lions.
d
ALL REWARD, NO ArSK. Discover Bank offers some of'the highesH!:O and Money Market account rates in e nationl
Move your money to Discover Bank and take advantage of our great rates, great customer service, and flexib account
options. CaI/1-800-347-7oo0 - open an account ~ and start expecting MORE from yourmoneyf
"
",Ii"
\'. . ~ l f
,'j
"
"
I,
Balance Transfer offer for current Di/(ing penod: Daily Periodic Rate: O.01616%;'corr8spci1ding ANNUAL PE CENT AGE
RA TE: 5.90%. Rate is subject to the terms of the offer including expiration.
Average
Daily
Balances
Daily'
Penodic
Rates
current billing period: 3t days
Purchases $758.71
CMhAd~n~s $0
previous billing period: 30 days
Purchases $718.82
Cash Advances $0
0.03833%
0.05477%
0.03970%
0.05477%
The rates thai apply to your Account are either lix~ IF) or they rRl;l.}l vary, (V) as .noted above.
Nominal ANNUAL
ANNUAL
PERCENTAGE PERCENTAGE
.RATES RATES
Periodic
FINANCE
CHARGES
13.!Ml% V
19.99% F
14.49% V
19.99% F
13.99%
19,99%
$9.01
$0
$8.56
$0
14.49%
19.99%
QuestiDns? Call1.aOO-0ISCOVER(1.aOO.347-Z6B3) Dr lug un 10 OI.~",ard.cDm
Transaction
Fee
FINANCE
CHARGES
none
$0
none
none
1_"",-
jDISCeYEIl
DISCOVER
CARD
$301.37
27 SDSN6A01 ooQ1105
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$10.00
-'-"1
enter amount enclosed below
payment du~ date
March'26,2002
$
Please make. check payable to Oi
or pay online@Discovercard.co
To order Cash Access Chec 5, select
your P .l.N., or to find cash lac lions call
j.800-DISCOVER (1.800.3472683) or
visit Discovercard.com.
vet Platinum Card
PO BOX 15251 111...11"."1.1,,.1.,,11I
WILMINGTON DE 19886-5251
1",111,1"1"1,1.,1"11,,,1,1,,,101,101,,..11.11..,,111.1..1
Address or telephone change? Please print change In the space above,
or go to Discovercard.com.
000006011002950579797003013700000000001000
ClosinQ Date: Februery 27" 2002
previOUS balance
payments and credits
purchase.s
cash' advances
balance (ransfers
FINANCE CHARGES
new bala.nce
page 1 of 3
Discover Platinum Card Account Summary
account number
payment due date
minimum payment due
credit limit
credit available
,cash credit limit
cash credit available
6011 002950579797
March 26. 2002
$10.00
$10.000.00
$9,696.00
$5,000.00
$5.000.00
Cashback Bonus6
Cashback Bonus@! Anniversary
Date: March 27
ransactlons
previous statement balances'
trans. post
date ' date
Iran date
Feb 24
You may,be able to avoid Periodic Finance Charg s, see
the rev8~e side for details.
Cashback. BonuS@Anniversary Date: March 27
Pr'eviou$ Cashback Bonus Award Balance
, ; Purchase, AINard This period
, Other,/>.:n~r~ This Period
Cashbac~8onus Award Total .1
FINANCE CHARGES: OLD BALANCE
FtNANCE CHARGES: CASH
FINANe\; CHARGES: PURCHASES
FINANCE CHARGE;~: BALANCE TRANSFERS
PRINCIPAL: OLD lilP,lANCE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
post date
Feb 24 PAYMENT- THANK YOU
-
+
+
+
+
$312.72
15.00
0.00
0.00
0.00
3.65
$301.37
=
$
+
+
2.55
0.00
0.00
$
0.00
0.00
17.57
0.00
0.00
0.00
295.15
0.00
-15.00
Save a Stamp and Pay your bill online at Discoyercard;com. The Discover{R) Card Account Cent~r lets you ma age
your financeshpay your bill, lrailsfef'bs.fances, or signup for Account status Ermai/ reininders to a'void late & ave imit
fees.online! Register for the Account Center at Discovercard.,cofO a,nd, eni'!y' fhe benefits of a free online membe ship.
,
Great Balance Transfer Rates! .caf/1-fJOO-767-7339 to see i'.an ~'::er is available for you.
Questions? Call1.800.OISCOVER (1-808-347.2683) Dr log en to Oi...~ercard.com. For TOO
(Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send billing error notice to:
Discover PlatInum; P.O. Bolt 15192:Wilininaton. DE 1ge50-fit9?
......
1!;c4WW
DISCOVER
CARD
'DISC.VEI{
___ I
accountnunnber 601100~9505797g7
':!
Questions? Concerns? Comm.nts?
!
Don't hesitale to call one of our lrien~1y
Customer Service Re~resentatives 01: i
1 '.OO'.DISC9V1;R 11 -800-347- 2~83).
We're here 24 hours 0 day, 7 days 0 ,
10 help answer questions about your
Discover' Card Account.. I
c20M DilW'l8l"Bcmlc. Member FDIC
Closing Dale: February 27, 2002
pag 2013
il'j";
.j:
;1
.,
:",
Balance Transfer offer tor current billing period: Daily Pi,riodicRate,' 0.01616%,' corresponding ANNUAL PER ENrAGE
RA TE: 5.90%. Rate is subject to the~ terms of the offer including sip/ration. .
Average
Daily
Balances
Daily
PBf/odic
Rates
current billing period: 31 days
Purchases $312.51
Cash Advances $0
0.03764%
0.05477%
The rales that apply to your Account are either iixed {F} or they may vary (V) as noted above.
Nominal A.'..UIAL
ANNUAL ....,
PERCENT APE PERCENT APE
RATES RATES
Periodic
FINANCE
CHARGES
ransaction
..
INANCE
HARGES
13.74% V
19.99% P
13.74%
19.99%
$3.65
$0
on.
o
Questions? Call1.800.OISCOVER(HOO.34H683) Dr log on to OlscoVlln:ard.com
,
~'iSCevEl{
u'~~OVtK
CARD
............,~~cu....
February 27, 2002
a~ou~tnumb~;'601100 950579797
page 3 of 3
Cash back Bonus@ Award Summary
Cashback Bonus Anniversar Date: March 27
Previous Cash back Bonus Award Balance
Purchase Award This Period
Cash back Bonus Award Total
Cash back Bonus Award Balance
Award Available to Redeem
Restrictions apply to the Cashback Bonus Partner offers, visit Dlscovercard.com or call1-B77.YOUR.AWARD
(1~877'968-72921 for details. For program details, see the CashbackBonus Terms and Conditions.
alance
2.55
0.00
2.55
0.00
0.00
DISCOVER
CARD
$3,447.57
21 SD:;N6A01 0001106
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$69.00
enter amount enclosed belo
payment due dale
April 26, 2002
$
Please make check payable to Oi cover Pla!inum Card
or pay online @ Discovercard.co
To order Cash Access Che ks, select
your P .l.N., or to find cash' 'ons call
1-800-DISCOVER (1.800-34 -2683) 0'
visit Discovercard.com.
PO BOX 15251 11I".11"".111".1...11I
WILMINGTON DE 19886-5251
1..,111,1.,1"1,1.,1"11,.,1.1,,,1,1,1,1..,,11.,1,,,,11I.1..1
Address or te/epl"'one change? Please print change in the space above,
or go to DiscQver.:;ard.com.
000006011002950579797034475700000000006900
DIscover Pletinum Card Account Summary
GlosinlJ Dale: March 27, .2002
account number
, payment due date
: minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 002950579797
April 26, 2002
$69.00
$10,000.00
$6,552.00
$5.000.00
$5.000.00
Cashback Bonus'"
previous balance
payments and credits
purchases
cash advances
balance transfers
FINANCE CHARGES
new ba,ance
You may be able to avoid Periodic Finance Char , see
the reverse side for details.
Cashback Bonus@Anniversary Date: March 27
PreVious Cash back Bonos Awa'rd Balance
,;P,ur,~,has~ Award This Period
Cashback Bonus03l Earned Since Anniversary '; CPas~lirbA>a""ck'~osnTulisIAs wPear'diodTolal
Dale of March 27: $5.71 c
ransactlons
trans. post
date date
previous statement balances
tran date
MarS
Mar 12
Mar 24
post date
Mar 8
Mar 12
Mar 12
Mar 24
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FiNANCE CHARGES: PURCHASES
FINANCE CHARGE\>: BALANCE TRANSFERS
PRINCIPAL: OLD IlALANCE
_ PRINCiPAl: CASH
PRINCIPAl: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
,. -),.'
SOG INTERNATIONAL 513-9328
BALANCE TRANSFER CHECK #032
APR 5.90% EXPIRES 07/2002
P A YMEt1T . THANK YOU
Questions? Calt HOO.OISCOVER (1.800.347.2683) or log onito piscovercard.com. Fm TOD
(Talecommunication [levice tor the Deal) assistance, call1-800~347 .7449. Send billing error notice to:
Discover Platinum; P.o. Box 15192; W\\minQton, DE 19850-5192. I, \
-
pa 1013
+
+
+
+
$301.37
100.00
631.65
0.00
2,600.00
14.55
$3,447.57
=
$
+
+
2.55
3.16
0.00
$ 0.00
0.00
6.22
0.00
0.00
0,00
295.15
0.00
631.65
2,600.00
-100.00
......
IseevER"
UI:>~OVtK
CARD
DISC.VEI{
aocountnurnber 60110 2950579797
QU8$tions? ConcernS? Com
Don'I hesilale 10 coli one of our frie
Cuslomer Service Representatives 0 :
We're here 24 hours 0 day, 7 days
10 help answer q~ons about you
Discover' Card Account.
0200S Di.covw knit. ~ FDIC
Closing Dale: March 27, 2002
'I
pa e2013
We understand how important your &sditis to you'. Please 'reme~;ber that we must receive payments by th
due date. For your convsn;ence, you. may ~ke payments hnt/ne'st Discovercsrd.com, Over the phone (p
extra), or by mail. Allow 7 to 10 days for mail delivery.
payment
ssing fee
Secure Shopping Online. You can 'Sh~ online without revealing your credit card number on webs/tesl At
Oiscovercard.com register and download Discover DeskshoP(R). a special online service that provides this ex ra level
of security for Internet shoppers - a'Single-Use Card Number(SM) for each online store where you shOp with ur
Oiscover(R) Card.
No Paymentsl No Late Fees! No Fjn~nce Chargesl If*ouiose yoar job, suffer a disability or take an unpaid l veaf
absence from work, Discover(R} AccotlntGuard(R) frees yoU from m~ing'Discover Card payments. You pay 0
monthly payments, fees or finance charges far up to two years (upfo 3 mos. for a leave of absence); Call
1-877.883-1959 now,
Average
Daily
Balances
Daily
Penodic
Rates
current billing period: 28 days
Purchases $741.41
Cash Advances $0
Balance Transfers $1487.51
0.03764%
0.05477%
0.01616%
XOWh~L . ANNUAL
~R~NTAGE PERCENTAGE
R.A'TfiS RATES
ransaction
ee
HANCE
~RGES
Periodic
FINANCE
CHARGES
13.74% V
19.99% F
5.90% F
13.74%
19.99%
5.90%
$7.82
$0
$6.73
The rates lhat apply to your Account are either tixedi(F) or they may ~V(Vli~ 'noteslabov6,
, '. ~ '
Quostlons? Call1.8DO.DISCDVER(1-800.347.2683)or log on I/' D1scovercald.com
lJl:SLQV 1:1<
CARD
-".........'!:1'..........
March 27. 2002
. - . .."---
aCCDuntnurnber 601100 950579797
page 3 of 3
Cashback Bonus @ Award Summary
Cashback Bonus Anniversar Date: March 27
Previous Cashback Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award Total
Cashback Bonus Award Balance
Award Available to Redeem
; " ;,/ (:;
'<'i
Restrictions apply to the Cashback Bonus Partner oHers, visit Oi$covercard.com or call 1-Sn-YQUR-AW ARD
(1-877-968-7292, for details. For program details, see the Cashb~"* Bonus Terms:and Conditions.
alance
2.55
3.16
5.71
0.00
0.00
DISCOVER
CARD
$3,959.22
27 SOSN6A01 0001107
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
.............."..,..............1
$60.00
paymen! due dale
May 26,'2002
enter amount enclosed below
$
Please make check payable to Di
or pay online @Discovercard.
To order Cash Access Chec I select
your P,I.N., or to find cash loc tions call
j.600.DISCOVER (1.600.347 2683) or
visit Discovercard.com.
PO BOX 15251 11I",11"",1.1."1,,,11I
WILMINGTON DE 19886-5251
1",111,1"1"1,1"1"11,,,1.1,,,101.101,,,,11,11,,,,11I,1,,1
Address or telephone change? P/S81;8 print change in the space abOI/B,
0( go to Discovercard.com.
000006011002950579797039592200000000008000
Discover Platinum Card Account Summary
account number
payment due date
minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 002950579797
May 26, 2002
$60.00
$10,000.00
$6,040.00
$5,000.00
$5.000.00
Cashback Bonus.
Cashback BonuS@ Anniversary
Date: March 27 '
ranaaellons
trans. post
date ' date
previous statement balances
tran date
Mar 29
post date
Mar 29
Mar 29
Apr 20
BALANCE TRANSFER CHECK #032
APR 5.90% EXPIRES 07/2002
PAYMENT - THANK YOU
:
.100.00
Apr20
-
Closing Dale: April 27, Z002
page 1 of 3
$3.447.57
100.00
0.00
0.00
586.00
25.65
$3.959.22
previous balance
payments and credits
purchases
cash advances
balance transfers
FINANCE CHARGES
new balance
+
+
+
+
You may be able to avoid Periodic Finance Charg 8, sse
the reverse side for details,
I"
Cashback BonuS@Anniversary Date: March 27
"'Pr'evious Cashback Bonus Award Balance
'.P;"lr.~Pl,;;l.~.e."'Nard This Period
, .'QtlJerlWiards This Period
'dashback'Bonus Award Total
$
+
+
0.00
0.00
0.00
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
. -l'RINC1~Ab:-GAS,"
PRIr-lCIPAl: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
$ 0.00
0.00
7.82
6.73
0.00
-.0.00
833.02
2,600.00
,\
586.00
Do you want to share the convenience and security of your DiscOver(R) Card with your family members? Just
1-BOO-DISCQVER and requ6.st FREE additional cards for your Acctiunr,
Que.lIoa.? Call1.600-DlSCOVER (1.6DO-347-266S) or log oa to. Ol.cove",ard.com. For TDD
(Telecommunication DeVice for the Deaf) assIstance, cafl1-800-347-7449, Send billing error notice to:
Discover Platit\um: f' ,0, Boll. 15192: Wilminoton. Of 1~f1fiO_!l1!=t9
DISCOVER
CARD
... "OiSC.VER
-. ....-- -".. ."~-~
account number 601100 950579797
Questions? Concerns? Com Is?
Don't hesilalelo ctlll one of our Irie Iy
C;uslomer Service Representatives at:
I' ,
1~800-PISCOVER(1-800-347-2 83).
We're here 24 hours 0 day, 7 doys 0 k,
to help answer questiol1S about your
Discover" Card Account.
C2OO5 DisaJver Ilonl,Member fDIC
Closing. Dale: April 27. 2002
pag 2013
It's smart to consolidate your debts with a f'JISCOVER(R) PERSONAL LOANI Enjoy FIXED AA TES and FIXE
MONTHL Y PA YMENTS. There are NO APPLlCA TION FEEl> and NO PREPA YMENT PENAL TV. Apply onli eat
www.DiscoverPersonaILoans,comorcallus toll free at '~866-854~3570.
No Payments! No Late Fees! No Finance Charges! ((you lose your job, suffer a disability or take an unpaid' aye of
absence from work, Discover(R) AccountGuard(R) frees you from 'making Discover Card payments. You pay 0
monthly payments, fees or finance charges for up to two years (up to 3 mos. for a leave of absence). Cal!
1-877.883-1959 now.
At Kennedy Space Center, you don't have to be an astronaut to explore space. Tour restricted areas, see shu fe
launch pads, relive the first moon landing, and meet a real astronsl.ftf Just grab your Diseover(R) Card and cal KSC at
1-321-449-4444.(or into on tickets, launches, and great-travel packages, or on the'web al
www.kennedyspacecenter.com.
Great Balance Transfer Ratesl Ca'11-800~767.7339 to find out it a ~/ance Transfer (ate is avaifable tor you.
"
i.
"
.Ij
':~
!."'.! .,
Average
Daily
Balances
Daily
Penodic
Rates
current billing period: 31 days
Puroh~es $M5~0
Cash Advances $0
Balance Transfers $3155.84
0.03764%
0.05477%
0.01616%
,I" ,.,:
,Ii:,;
(.i;
Nominal ANNU.AL
ANNUAL
PEROENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE.
CHARGES
13.74% V
19.99"/0 F
5.90% F
13.74%
19.99%
5.90%
$9.86
$0
$15.79
The rates that apply to your Account are eittler fixed (F) Of they may '(ary (Vl as notedab0ll6:
Queslloo.? CaU1-BDD.DISCDVER(1.8Do.347.Z683) Dr log DO to D1.covercard.com
ransae/ion
ee
INANCE
HARGES
one
.......
ISCevEl{
UI:>LI\:;,\VtK
CARD
.........;:)"I'M'""an:.
April 27, 2002
~C;;~~'nt ;;umb~;' 60110C 950579797
page 3 of 3
Cashback Bonus @ Award Summary
Cashback Bonus Annivers1;lrv Date: March 27 '
Previous Cash back Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award Total
..
Cashback Bonus AWard Balance
Award Available to Redeen)
l,'-: I,
".' '
.'
Balance
$ 0.00
+ 0.00
0.00
0.00
0.00
$
\
!
Restrictions apply to the Cashback Bonus Partner offers, visit Ofscovercard.com or call1...an -YOUR-AWARD
(1.877.968.7292) for details. For program details, see the Cashback Bonus Tenns end Condftions, \
DISCQVER
CARD
$3,903.94
$79.-00""'-J"'~'-' --~ I enteramountencIOSedbefO;--- ---"
payment due date $
June 26, 2002
Pfea.se make check payable toO;
or pay online@ Discovercard.c
27 SDSNflA01 0001108
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Chec 5, select
your P .t.N., or to find cash loc tions call
1-800-DISCOVER (1.800.3472683) or
visit Discovercard.com.
Address or telephone change? Please print change in the space above,
or go to DiscoverC8Id.com.
PO BOX 15251 1/1",11...,,1. 1",1",1/1
WILMINGTON DE 19886-5251
1",11/,1"1"/,1"1"11,,,1,1,,,1,1,1,1,,,,1/,11,,,,1/1,1,,I
000006011002950579797039039400000000007900
Discover Platinum Card Account Summary Closing Date: May 27, 2002 page 1 of3
previous balance $3,959.22
account number 6011 002950579797 payments and credits 80.00
payment due date June 26, 2002 purchases + 0.00
minimum paymem due $79.00 cash advances + 0.00
credit limit $10.000.00
credit available $6,096.00 balance transfers + 0.00
cash credit limit $5,000.00 FINANCE CHARGES + 24.72
cash credit available $5,000.00 new balance $3,903.94
You may be able to avoid Periodic Finance Chary 5, see
the reverse side for details.
Cashback Bonus"
Opening Cashback Bonus Balance
New Cashback Bonus Earned
Cashback Bonus Balence
Available 10 Redeem
$
+
0.00
Cashback E1onu~ Anniversary
Date: March 27
Keep using your Discover{R) Card and
watch your Cashback Bonus(R) award
growl Remember, once your Cashback
Bonus award is at least $20, you can
redBem your award by calling us or by
logging into the Account Center at
Discovercard.com.
$
$
0.00
0.00
ransact ans
trans. post
date date
- prevlous- itatement-biiances- - _.- - ~
$ 0.00
0.00
17.68
15.79
0.00
0.00
833.02
3,092.73
tran date
May 25
post date
May 25 PAYMENT - THANK YOU
-80.00
Quostlo.s? Call 1-800-DISCOVER (1-800-347-2683) Dr log onto DiscDl(orcard.com. For TOO
(Telecommunication Device lor the Deaf) assistance, call 1-800-347-7449. send billing allOT notice to:
Discover Platinum: P.O. Box 15192: Wllminoton. DE 19850-5HI?
......
Iscever
J.)1~\..~0V tK
CAR.D
DISC.VER
acco~-nt ;;u;;.i;~;' 6011 0 2950579797
Questions? Concerns? Com 15?
Don't hesitale 10 coil one of our Iri
Cuslamer Service Representatives t:
1-800-DISCOVER (1-800-347- 683).
We're here 24 hours 0 day, 7 doys week,
10 help answer questions about you
Discover' Card Account.
02005 Dl__ Bonk. thmb.rfDlC
. CI,osing Date: May 27, 2002
pa e2013
As a Discover{R) Cardmember, YDU (;Sn getcash quickly and,~sUy-. just about anytime, anywhere. To fin the
nearest cash locations, select your PIN or order Discover Carcfchecks, call 1-BOO-DISCOVER (1-800-347-2 83). And
don't forget to visit our websifa at OisCGvercard.com to search for cash locations nearest you.
"
Click. Pay. Win. Online Sweepstakes. From now tintil May 31, pay your DIscover(R) Card bill online fora ance to
win $100, $1,000 or even $10,000." ' .For official sweepstakes rules. visit Discovercard.com. No purchsse, aymeolor
card application necessary to enter or win a prize.
Great Balance Transfer Ratesf Call 1-800-767.733~ to find outif~, Balance Transfer rate is available for you,
Optional Discover{R)AccountGuard(R)givss you th~ ability,top~tyour m,inimum Account payments on hold the
event of job foss, disability, or leave of absence from work, :You pay no monthly payments, fees or finance c rges for
up to 2 years (up to 3 mos, for leave of absence). For details and to enroll, see the flap on your payment anv ope.
For a list of our great Cashback Bonus(R) Partners, login to the Accpunt Center at Disco\lercard~com or call u at
1-877- YOUR-A WARD.
r:::
Nomina' ANNUAL ransaclion
Average Daily , ANNUAL Periodic ee
Daily Penodic PERCENTAGE PEflCENTAGE FINANCE INANCE
Balanc'es Rates RATES RATES CHARGES HARGES
cu"ent billing period: 30 days ,.,."
Purchases $855,36 0.03764% 13.74% V 13.74% $9.66 one
Cash Advances $0 0.05477% 19.99% f' 19,99% $0
Balance Transfers $3107.80 0.01616% 5.90% F 5,90% $15.06
The rates that apply to your Account a,~ either fixed (F) orlhElV' may "ary,{V)'3S ooted above.
Questions? Call1-BOD-DISCOVER(1'800.347-2683) 0' log on.to .DistoVll,tanl.tom
UI~LQVtK
CARD
I
................1:;:1 ....-.....
May 27, 2002
account number 601100 950579797
page 3 of 3
Cash back Bonus@ Award Summary
Cashback Bonus Anniversary Date: March 27
Previous Cash back Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award Total
.
Balance
0.00
II- 0.00
0.00
0.00
0.00
1&
,
.
Cashback Bonus Award Balance
Award Available to Redeem
, ,;1,
jl;
Restrictions apply to the Cashback Bonus Partner offers, visit Discover. card.com OJ call-1..&77R YOUR-AWARD i
(1-Sn-968-7292) for details, For program details, see the Gashba,ck Bonu~ Terms and Conditions. ,
LJI;)""~..;'V tK
CARD
$3,849,25
27 SDSN6A01 0001 f09
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
C1'-"'VUlllllWlluttl OV II uv""~ :>UOI 'd/!:JI
enter amount enclosed b ow
.............".,...0..'0""\
$77.00
payment due date
July 26. 2002
$
Pfease make check payable Discover Platinum Card
or pay online@ Oiscov6rcard. m.
To order Cash Access C acks, select
your P .t.N., or to find cash acations call
1.800.0ISCOVER (1.800. 47.2683) or
visit Oiscovercatd.com.
PO BOX 15251 11I...11", ,1,11...1",111
WILMINGTON DE 19886-52 1
1."11I.1"1.,1,1"1,,11,,,1,1,,,1,1,1,1.,,. .1.1",,11I.1,,1
Address or telephone change? Please print change in the space above,
Of go to Discovercard.com.
000006011002950579797038492500000000007700
Discover Plallnum Card Account Summary
account number
payment due date
minimum payment due
credit limit
credit available
,cash credit limit
cash creclil available
6011 0029 5057 9797
July 26, 2002
$77.00
$10,000.00
$6.150.00
$5,000.00
$5.000.00
Cashback Bonus"
Cashback BonuS@ Anniversary
Date: March 27
Keep using your Discover(R} Card and
watch your Cashbaci< Bonus(R) award
grow! Remember, once your Cashback
Bonus award is at least $20, you can
redeem your award by oalling'us or by
logging Into the Account Center at
Discovercard,com. ' ,
ransactions
trans. post
date date
previous statement balances
tran date
Jun 23
Closing Date: June 27, 2002
previous balance
payments and credits
purchases
cash advances
balance transfers
FINANCE CHARGES
new balance
paelof3
$3,903.94
80.00
0.00
0.00
0.00
25.31
$3,849.25
You may be able to avoid Periodic Finance Cha 95, see
the reverse side for details.
Opening Cashback Bonus Balance
New Cashback Bonus Earned
C8lihback Bonus Balance
Mailable 10 ,Redeem
I ~ r ;'i,;!,
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLO BALANCE
PRINCIPAL: CASH
PRINCIPAL:. PURCHASES
PRINCIPAL: BALANCE TRANSFERS
post date
Jun 23 PAYMENT - THANK YOU
Q...1lons? C.1I1.800-0ISCOVER (1.800-341.2683) or log o.to Olsco..rcanl.com. F",TOD
(Telecommunication Device lor the Deaf) assistance, ca" 1-800-347-744S.Send bffling error notice to:
Discover Ptalinum; P.O. Box 15192\ Wilmington, DE 10050-5192.
$
+
0.00
$
$
0.00
0.00
$ 0.00
0.00
27.34
15.06
0.00
0.00
833.02
3,028.52
.80.00
J,.,...
,1e,..aA,rw
UI~(,;OVtK
CARl}
DISC.VEI{
account number
Questions? Concerns? Com
Oo!I't hesilale 10 call one of our me Iy
Customer Service Representatives 0
; ~ I ' ill;'
1'800-0ISCOVER(I-BOO-347-2 83).
We're here 24 hours 0 day, 7 days
10 help answer questions about you
Discover' Cord Account.
02005 DiKIWW Sllnk, M8mbe- fotC
Closing Data: June 27,2002
pa e2013
Great Balance Transfer Rates! Call f .800-767-7339 to find out if a Balance Transfer iate is available for you.
Register your valuable document and property items, such as stocks, bands, computer and OVO. "you suffe a loss
due to a fire or theft, you will have an inventory to providf3 toyoU( insurance company. Call today at 1-800-34 .3395 to
enroll in our 3 year $45 Deluxe Register(R) Service.
OPEN A NEW DISCOVER CD ACCOUNT TODAY) Discover Bank gives you: GREA T RA TES-consistently h h week
after week. SEGURITY-Over $20 billion in 858ms, a bank that's been around since 1911, and FDIC Insutane .
CONVENIENCE-Open an account without leaving home,' ca//I-800-347-1000 or visit Discoverbank.com. Me tion code
SC0602P.
The Discover(R) Card Shops America with Lucky Magazine National Mall 'Tour has been traveling across the ation this
springl Runway fashion shows, style workshpps, giveaways, and much morel Catch it this June at Cherry Hil Malf,
New Jersey or South Street Seaport, New York City! To get in on the action, visit Olscovercard.com/shopame 'ca.
For a list of our great Cashback Bonus{R) Partners, fogin to iheAdco~ht Center at Discovercard.com or call u at
t .877. YOUR.A WARD.
Discover(R) Card and AASA :JbIiJit~~atJi1hJ::kd3'~ti~al TribU~~ ~;ar~ SCh~larshlp '~~~n~TS ~a'roline c~mi , Nancy
Cheng, Blair Hornstine, Kevin Koo; Holly Miferideh 'H~:1rtontgO~rY>"Amber Morehouse, ;Loni'Schumacher, d
Nathan Skelley. Each won $27,500 for pOsthigh~$'chbol sdUestion d,J training. Visit Discovercard.comltribute. m to
team more. '!,
'i
:'1
';i
i
'.
!
Average
Daily
Balances
Daily
Penodic
Rates
current billing period: 31 days
Purchases $865.23
Cash Advances $0
Balance Transfers $3038.05
0.03764%
0.05477%
0.01616%
I.
" i I
Nominal AN.a'UIlL
ANNUAL. . ,,~
PERCENTAGE PERCENTAGE
RATES RATES
ransac/ion
ee
lNANCE
HARGES
Periodic
FINANCE
CHARGES
13.74% V
19.99% F
5.90% F
$10./0
$0
$15.21
one
o
13.74%
19.99%
5.90%
The rates lhal apply to your Account are either fixed (F) or they may Vary (V) as'inoted above.
..,...
ISCeY"EIl
Question.? CaU1-aOO.D1SCOVER(1.8DIJ.347.2683) or logon to D1.covarcard.com
UI::>LQVER
CARD
.....v:;:tIl.'H &.Oelt....
June 27, 2002
~~o~nt;~~b~;'6011002950579797
page3of3 '
Cashback Bonus@ Award Summary
Cashback Bonus Anniversar Date: March 27
Previous Cashback Bonus Awarct Balance '
Purchase Award This Period
Cashback Bonus Award ,To al
Cashback Bonus Award Balance
Award Available to Redeenn,
alance
0.00
0.00
0.00
0.00
0.00
$
" ,L
Restrictions applv to the Cashback Bonus Partner oiters, visit Discoverclllrd.com or cEdi 1~B77.YOUR-AWARO I
(1-Sn -968-7292) for details. For program details, see the Cashback Bonus Terms and Conditions. !
DISCOVER
CARD
$3,796.55
$76.00
I
enter amount enclosed below
payment due oale
August 26) 2002
$
Please make check payable to Oi cover Platinum Card
or pay online@Oiscovercard.co
27SDSN6M10001110
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17Z41-9509
To order Cash Access Ch
your P .l.N., or to find cash loc ions call
1.aOO-DISCOVER (1-800-3472683) or
visit Discovercard.com.
Address or telephone change? Please print change in the space above,
or go to Oiscovercard.com.
PO BOX 15251 11I."11"".111".1,,.11I
WILMINGTON DE 19886-5251
1...111.1.,1..1.1.,1..11..,1.1...1.1.1.1....11.11....11I.1..1
DDOOD6D11D029505797970379b5500DDOODOOD76DD
Discover Platinum Card Account Summary' Closing Date: July 27, 2002 pag 1013
previous balance $3,849.25
a.ccount number 6011 002950579797 payments Bnd credits 77.00
payment due date August 26, 2002 purchases + 0.00
: minimum payment due $76.00 cash advances + 0.00
credit limit $10,000.00
credit available $6,203.00 balance transfers + 0.00
cash credit limit $5,000.00 FINANCE CHARGES + 24.30
cash credit available $5.000.00 new balance = $3.796.55
You may be able to avoid Periodic Finance Charg 5, see
the reverse side for details.
Cashback Bonuse
Opening' Cashback Bonus Balance
New Cashback Bonus Earned
'Cashback Bonus Balance
Available to Redeam
$
+
0.00
$
$
0.00
0.00
Cashback BonuS@ Anniversary
Date: March 27
Keep using your Discover(R) Card and
watch your Cashback Bonus(R) award
growl Remember, once your Cashback
Bonus award is at least $20, you can
redeem your award by cfjHing us or by
logging into the Account Center at
Oiscovercard.com.
ransact ons
trans. post
date date
'It
n__ _
previOUS statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCElJ:HARG~S: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIP",~:.~qRy\lASES
PRINCIPAL: BALANCE TRANSFERS
$ 0.00
0.00
37.44
15.21
0.00
0.00
833.02
2,963.58
tran date
Jul24
post date
Jul 24 PAYMENT - THANK YOU
-77.00
Quo.i1on.7 Call1.800.DISCOVER (1.800.347-2683) or log on to Ol.co..n:anl.com. Fo< TDD
(Te\ecommunicalloll Device for the Deal) assistance. call 1-800-347,7449. Send billing error notice 10:
Discover Platinum; P.O. Box 15192: Wflminoton. DE 19f1!'iO-5HI2
* ..,,,.
~ISCevEIl
UI~\..~,,)vtK
CARD
DISC.VEI{
_. ....~~...., ... ,'V""'L.L.
account numbe( 6011 02950579797
Queslions? Concerns? Com
Don't hesitate 10 call one of our Iri
Cus10mer Service Representatives
I-S00-DISCOVER (1-800-347- 683).
We're here 24 hours 0 day, 7 days week,
. 10 help answer questions about yo
Discover' Cord Account.
02005 Oi-. Ln, MembwfDlC
ClOSIng Date: July 27, 2002
"'", .,
nts?
ndly
t:
pa 820f3
Visit the ShopCenter(SM) at Discovercard.com to ta.k,e advanf!Jfie'o/';OnIi1l8 and in store shopping offers. Fi, offers for
up to 30% off. Need Back-la-School supplies? Save- on 81.<erything, from textbooks to new fall clothes and 5 aBS with
merchants like Office Max, Barnes & Noble, GAP and Shoebuy.com. Over 70 additional retailers at Discove rd. com.
It's smart to consolidate your d.fb/s with a DtSCOVER(R) PERSONAL LOANI Enjoy FIXED RA TES and FIX D
MONTHL Y PA YMENTS. There are NO APPLlCA TlON FEES and NO PREPA YMENT PENAL TY. Apply onl eat
www.DiscoverPersonaILoans.com.
No Payments! No Late Fees{ No Finance Charges! If you lose your job,' suffer a disability or take an unpaid eave of
absence from work, Discover(R) AccountGuard(A) frees you from making Discover Card payments. You pay 0
monthly payments, fees or finance charges for up to 2 years (up to 3 mos. for leave of abse11C9). Call 1-877- 83-1959
now.
For a list of our great Cashback 8onus(R) Partners, login to the Account Center at Discovercard.com or call u at
1.877- YOUR.AWARD.
Average
Daily
Balances
Dal1y
PenOdic,
Rates'
current billing period: 30 days
Purchases $875.23
Cash Advances $0
Balance Transfers $2975.50
0.03764%
0.05477%
0.01616%
",',\
Nominal AN.&'U"L
ANNUAL .. M
P{!IlCENT>IIG{! PERCENTAG{!
RAT{!S RAT{!S
Periodic
FINANC{!
CHARGES
13.74% V
19.99% F
. 5.90% F
13.74%
19.99%
5.90%
$9.88
$0
$14.42
The rales that apply 10 your Account are eltl;ter fixed (F) or lhay' may "fi(V .<V1'~S,f\Ot9d above"
'j'i
Qu.stlo.s? Ca\l1.800.DISCDVER(1.800-347-2683) or log on 10 Dlscovercard.com
ransaction
ee
lNANCE
HARGES
one
o
o
..,...
IC,....'OJI
DISCOVER
CARD
U'......"'~ IJ"U,....
July 27, 2002
aCcount number 601100 950579797
page 3 of 3,
Cash back Bonus @ Award Summary
Cashback Bonus Anniversar Date: March 27
Previous Cashback Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award Total
Cashback Bonus Award Balance
Award Available to Redeem
!> \~::' [,: I ",
': ".',,'
" '
I..,
Restrictions apply to the Cashback Bonus Partner offers, visit Ols~ov8rcBrd.com or ca.1l1~8n-VOUR-AWAR
(1-Sn.968.7292, for details. For program delails, ,see the Cashb~~ Sonul> Terms and Conditions.
ala nee
0.00
0.00
0.00
0.00
0.00
$
UI:)(.;QVER
CARD
$3,760.99
$16'.'00" ~"l'''''''' ''''''I :~~;;~;~~'~fose~~ I vu,~ <JV~I ~ 1:31
payment due dale $
September 26, 2002
Please make check. payable to
or pay ()(Ifine@Dlscovercard.
27 SOSN6!\01 0001111
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Ch eks, select
your P.\.N., or to find cash 10 ations call
I.BOO.DISCOVER (1-800. -2683) or
visit Discovercard,com,
Address or telephone change? Please print change;n the space above,
or go to DisCQvercard.com.
PD BOX 15251 11I".11."" .11...1",11I
WILMINGTON DE 19886-525
1","1,1,,1,,1,1,,1,,"...1.1.,,1.1.1.1....111,1...,11I,\,,1
,
000006011002950579797037609900000000007600
-
Discover Platinum Card Account Summary Closing Date: August 27, 2002 pag 1ot3
previous balance $3,796.55
account number 6011 0029 5057 9797 payments and credits 80.00
payment due date September 26, 2002 purchases 0.00
minimum payment due $76.00 cash advances + 0.00
credit limit $10,000.00 0.00
credit available $6,239.00 balance transfers +
cash credit limit $5,000.00 FINANCE CHARGES + 44.44
cash credit available $5.000.00 new balance = $3.760.99
YOtl may be able to avoid Periodic Finance Cha es, see
the reverse side for details.
Cashback BOllUS8
opening Cashback Bonus Balance
New Casl1back Bonus Earned
C~'lit\back Bonus Balance
, Available ,to Redeem
'I"
$
+
0.00
$
$
0.00
0.00
Cashback BonuSltb Anniversary
Date: March 27
Keep using your Discover(R) Card and
watch your Cashback 8onus(R) award
growl Remember, once your Cashback
Bonus award is at least $20, you can
redeem your award by calling us or by
logging into the Account Center at
Discovercard.com. '
Transactions
tranS. post
date date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BAlLANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
$ 0.00
0.00
61.74
0.00
0.00
0.00
3,734.81
0.00
Iran date
Aug 24
post date
Aug 24 PAYMENT. THANK YOU
-80.00
Great Balance Transfer Ratesl' Cafl1-800-767-7339 to find out if a Balance Transfer rste is available for you.
Questions? Cail1-800.OISCOVER (1.800-347-2683) Dr log on to Discove,car<\.com. Fm TDD
(Telecommunication Device for the Deaf) assistance, call 1-800-347-74'49. Send billing error notice to:
Discover Platinum; P.O. Box 15192: WilminQton. DEt9850-51fl?
,"""..
l',crAV-
DISCOVER
CARD
DISC.VEI{
accountnurnber 601100 950579797
Questions? Concerns? Com
Don't he~itale 10 call one of our Iri Iy
Cuslomer Service Represenlotives at
. l-SOO'D1SCOVER (1-800-347-2 83).
We're here 24 hours a day, 7 days a week,
10 help answer questions about your
Discover' Card Account.
C2005~~/rrIIamberfDlC
Closing Date: August 27, 2002
pa 2013
I
Discover Bank CD's pay you higher yiefds...among the nation's higheS!.. .because we don't have the overhea expense
of 8 branch network. Open a new Discover Bank CD Aopount Today by visiting www.Discoverbank.com/card Mention
code SC0802P.
Visit the ShopCenter(SM) at Discovercard.com to take advarttage:of,online and in store shopping offers. Fin offers fDr
up to 30% off, Need Back-ta-School supplies? Save on everything from textbooks to new fall clothes and sh 88 with
merchants like Office Max, Barnes & Noble, GAP and Shoebuy.com;. Over 70 additional retailers at Discover; rd. com.
Save 10% on any mail~rde( merchandise from Kennedy Space Center Visitor Complex when you make purc ases
with your Discover(R) Card from nOw tlntil December 31,2002. Go to www.KennedySpaceCenter.com and cl ck on
~The Space Shop~ link (or details. Enter COd9: DSPACE at check~oyt pr c~1f 1-800-621-9826 to ~eive a 100 discount
on your purchase. I
'l~
,;,,'
I;
; .' , ~ :'
;'ji: "
Balance Transfer offer for current billing period: Daily Periodic Rate: 0.02164%; corresponding ANNUAL PER ENTAGE
RA TE: 7.90%. Rate is subject to the terms of the offer including expiration.
Average
Daily
Balances
Daily
PenodiC
Rates
current billing period: 31 days
Purchases $380Z 74
Cash Advances $0
0.03764%
0.05477%
~~V~L ANNUAL I
PERCENTAGE PERCENTAGE
RATES RATES
PeriOdic
FINANCE
CHARGES
ransaction
ee
INANCE
HARGES
13.74% V
19.99% F
13.74%
19.99%
$44.44
$0
none
o
TM rates that apply to your Account are either Hxed (F) Of t~y Iljay.,vary (V) as,noted above.
I
Qu.sllons? CnIl1-800-DISCDVER(1-800-347-2683) or log 00 to DlsC<Mlrcanl.com
~_..
prSC.VER
UI;)\.~#~V J:K
CARD
A~;u.~;'27~;;;'02 I
~,,,,,..L.V r ,""l"t-LL.
account number 6011 02950579797
page 3 ot 3
Cash back Bonus @ Award Summary
Cash back Bonus Anniversa Dale: March 27
Previous Cash back Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award TOlElI .
Cashback Bonus Award Balance
Award Available to Redeem
Balance
$ 0.00
+ 0.00
0.00
0.00
0.00
$
"r ,
/:1, "
,
: ~ '
:':'
,\ ,
Restrictions apply to the Cashback Bonus Partner offers, visit Olscovercard.com or call 1..sn.VOUR.AWARD
(1.877-968~ 7292) for details. For program details, see the Cashback Bonus Terms and Conditions.
DI~t.:OVER
CAR.D
$3,719.32
27 SDSN6AQ1 0001112
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$75.00
enter amount enclosed beJo
payment due dare
October :26. 2002
$
Please make check payable to 0 V(lf Platinum Card
or pay on/iris @Discovercard.co
To order Gash Access Che ks, select
your P J.N" or to Unci cash 10 ations call
I.BOO.DISCOVER (1.800.34 .2683) Of
visit Discovercard.com.
:.PO BOX 15251 111...11"".111",1...11I
WILMINGTON DE 19886-5251
1",11/,1"1"/,1,,1,,11,,,1.1...1.1,1.1,,..1/..1....11I.1,,1
Address or telephone change? Please print change in the space above,
or go to Discover-card.com. '
000006011002950579797037193200000000007500
Discover Platinum Cerd Account Summary'
account number
payment due date
, minimum payment due
credit/imit
credit available
cash credit limit
cash credit available
8011 002950579797
October 26, 2002
$75.00
$10,000.00
$6,280.00
$5,000.00
$5.000.00
Closing Date: Septembar 27,2002 pag 1013
previous balance $3,760.99
payments and credits 85.71
purchases + 0.00
cash advances + 0.00
balance transfers + 0.00
FINANCE CHARGES + 44.04
new balance $3.719.32
YOLl may be able to avoid Periodic finance Char 5, see
the reverse side for details.
Opening Cashback Bonus Balance
New Cashbook Bonus Earned
Cashback Bonus Balance
Avallal>la lo Redeem
Cashback BonuS@Anniversary ; . ,; \.
Date; Ma(ch 27
Keep using your Discover(R) Card and
watch your Cashback Bonus(R) award
growl Remember, once your Cashback
Bonus award is at least $20, you can
redeem your award by calling ,us or by
logging into the AccountCenter at
Discovercard.com.
Cashback Bonusll>
trans. post
date date
previOus' statement-balances - -.- - -,.
tran date
Sep 23
Sep 25
post date
Sept 23
Sept 25
CASHBACK BONUS CREDIT
PAYMENT. THANK YOU
- ~,._-"._-, ---. - -- - - "'-'---. -----
FINANCE GHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES! BALANCE TRANSFERS
PRINCIPAL: OLD 8AlANCE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
,," ,,' " "
PRINCIPAL: BALANCE TRANSFERS
Question.? CaU1-BOIl-D1SCOVER (t.800-347.2683) or log on to Ol.~overcant.com. F<>< TOO
(Teleoommunicat\on Device for the Deaf) assistance, catt 1.BOO'347-7lW9. SEmd bmiOg error notice to:
Discover Platinum; p.o. Box: 15192; Wi\millQlon, DE 19850-5192.
$
+
0.00
$
$
0.00
0.00
$ 0.00
0.00
91.76
0.00
0.00
0.00
3,669.23
0.00
-5.71
.80.00
......
ISC.,EIl
UI~LOVtK
CARD
DISC.VER:
acco~nt numb';r' 6011 00 50579797
We're here 24 hours a day, 7 doys 0
10 help answer questions about your
Djscove( Cord Account.
C2OO5 ~ bik. Member fDlC
;:/
Closing Dete: September 27.2002
"I
psg 2013
I',
As a Discover(R) Cardmember, you can. get cash quickly sndeasily -~ just about anytime, anywhere. To find t 6
nearest cash locations, select your PIN or order Discover'card checks, call1.800~D'SCOVER (1-800-347-268 1. And
don't forget to visit our webs/fe at Discovercard.com to search for cash locations nearest you.
Visit Discovercard.com beginning OCtober 1 st for details sbowt our Holiday Shopping Sweepstakes!
For a fist of our great Cashback Bonus(R) Partners, login to the' Account Center at Discovercard,com or call us
1-877. YOUR.AWARD.
Discover(R) Card is once again a proud supporter of this year's Walk to Cure Diabetes. Join Discover Card to 'Siss
money for the Juvenile Diabetes Research Foundation by par/ficipat1hg in the Walk ~r elect to aonafeyour Dis ver
Cashback Bonus(R) award to JDRF. To learn more, Please visit Discovercard.com or www.jdrt.org.
;'"
f)
,,;!.
I
,(,
."
Balance Transfer offsr for current pilling period: Dally Peri(}(/ic Rate: 0.02164%; corresponding ANNUAL PER
RA TE: 7.90%. Rate is subject to the tenns of the offer including expiration. I
current billing period: 31 days
Purchases $3773.64
Cash Advances $0
0.03764%
0.05477%
1:1]4% V
19.99% F
13.74%
19.99%
$44.04
$0
Averag~
Daily
Balances
Daily
PenOdic '
Rates
'. Nominal. .. A"NU AL
"ANNUAL" ,.,
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
The rates thai apply to your Account are either fixed (F) or they may Vfll)'(\/l. as I1Otedabove.
Q.estlons? Call1.800.D1SCOVER{l.800.347.2683) or IOU on to Olsco...r..rd.com
DISCOVER
CARD
..........,I.~.uaLQ.
September 27, 2002
account ;;u'rnber '601100 950579797
page 3 of 3
Cash back Bonus @ Award Summary
Cash back Bonus Anniversary Dale: March 27
Previous Cash back Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award Tolal
Cashback Bonus Award Balance
Award Available 10 Redeem
. !u"
1"
I:''''
" .
Restrictions ~ply to the Cashback Bonus Partner offers, visit Dlscovercard.com or call1-877~YOUR-AWAR
(1~B77-968-7292) tor details. For program details, see the Cashbook Bonus Terms and Conditions.
Balance
$ 0.00
+ 0.00
0.00
0.00
0.00
$
DI:)COVER
CARD
$3,686.41
27 SDSN6A01 0001113
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
..........-...'.'.......---1
$74.00
payment due date
November 26} 2002
.......... ...".... ....~.
enter amounf enclosed balo
$
Please make check payable to 01 over Pfalinum Card
or pay online@ Discovercard.cD
To order Cash Access Ch ks, select
your P.I.N., Of to find cash 1 tlons call
1-600.DISCOVER (1-600-34 -2683} or
visit Discovercard.com.
PO BOX 15251 11I".11"",111."1,,,11I
WIlMINGTDN DE 19886-5251
'".'11,1"1"',1"1,.1/,,,',1...1.1.1.1,,,,1/.11,,,,11I,1,,1
Address or te1epllOne change? Please print change in the space above,
or go to Discoverc8rd.com.
000006011002950579797036864100000000007400
Discover Platinum Card Account Summery
account number
payment due date
minimum payment due
credit limit
credit available
cash credit limIt
cash credit available
6011 0029 5057 9797
November 26, 2002,
$74.00
$10,000.00
$6.313.00
$5,000.00
$5,000.00
Cash back Bonuse
Cashback Bonus<til Anniversary
Date: March 27
Keep using your Discover(R) Card and
watch your Cashback Bonus(R) award
growl AMlember, once your Cashback
Bonus award is at least $20, you can
redeem your award by c~fIi~g us or by
logging into the Account Center at
Discovercard.com.
ransactlons
trans. post
date date
previous statement balances
tran date
Ocl23
Closing Date: October 27, 2002
pag 1013
previous balance $3,719.32
payments and credits 75.00
purchases + 0.00
cash advances + 0.00
balanC9 transfers + 0.00
FINANCE CHARGES + 42.09
new balance $3.686.41
You may be able to avoid Periodic Finance Chary 5, see
the reverse side for details.
I'
Opening Cashback Bonus Balance
New Cashback ~nus Earned
Cdshback Bonus Balance
Available to Redeem
$
+
0,00
$
$
0.00
0.00
;\ ",
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANcECHARGEiS: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
, "'."1...1. <. .
PRINCIPAL: BALANCE TRANSFERS
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
post date
Oct 23 PAYMENT. THANK YOU
.75.00
Great Balance Transfer Rates! Call 1-800.767.73:39 to find otJt'if a '13alance Transfer ra.te;s avai/ablefor you.
Question.? Call1.800.DISCOVE~ (1.800-347-2683) or Jog on t~. Di~~~'''.o;d..com. For TOO
(Telecommunication Device for the Deal) assistance, call 1-800-;347-1449. Send biUinl;l error notlce to;
Discover Platinum; P.O. Box 15192;IWilmil'\gtQn, OE19850-5192. i' :
.j.."..
~ISCevl3l
lJl::>LOVI:K
CARD
DISC.VEI{
accountnurnber 601100 950579197
Questions? Concerns? Com nts?
Qon't hesilole 10 <:all one of our Irie Iy
Cuslomer Service Representatives at:
1 -SOO-DISCOVER () -.800-347-2 83).
We're here 24 hours 0 day, 7 cloys 0 week,
10 help answer questions about your
Di$COver" Card Account.
02005 DiIaM!l'8ank.~FOtC
Closing Date: October 27,2002
pag 2013
Visit Discovercard.com for detaJJs on how to enter olir.:online ,H9U~Y, ~hopping Sweepstakes.
No Payments! No Late Fees' .No Finance Charges! If you Jose your job, suffer a disability or take an unpaid ave of
absence from work, Discov8r(R) AccountGuard(A) frees you from making Discover Card payments. You pay 0
monthly payments, fees or finance charges fOf' up to 2 years (up to 3 mos. for leave of absence). Call 1.877 3-1959
nowl
.,
.,
For a list of our great Cashback 8onu9(R} Partners, login to t~eA~unt ()enter at Discovercard.com or call u at
1.877.YOUR.AWARD (1.fJ77-968.7292). I
Discover(R) Card is/ooking for America's best high school juniors' lpr the Tribute Award(R} Scholarship Progra ff you
know a current high school junior who is an all-around achie~'er, beyond academics, we want to know them to I To find
out more about the scholarship program, visit our web'site at pi$covercard.comltn'bute,htm.
i.V:'
~ ~,: \ i
Balance Transfer offer for currer1tbilling period: Daily Periodic Rate: 0.02164%; corresponding ANNUAL PEA ENrAGE
RA TE: 7,90%. Rate is subject to the terms of the offer including expiration.
Average
Daily
Balances
Daily
Penodic
Rates
current billing period: 30 days
Purchases $3727,18
Promotional Purchases $0
Cash Advances $0
0.03764%
0.00466%
0.05477%
Nominal ANNUAL
ANNUAL v.
PERCENTAGE PERCENTAGE
RA TES RA TES
Periodic
.FINANCE
CHARGES
13.74% V
1.70% F
19.99% F
$42.09
$0
$0
13.74%
t.70%
19.99%
The rales thai apply to your Account are either IIxe~ (F) or t~ey! may, vary (Vl ~ note(!. IlOOvEJ.
Quo.tlon.? Call1.80D-D1SCOVER(1.800-347.Z683) or 109 on to D1.covorcard.com
ransactior1
ee
INANeE
HARGES
one
one
o
......
ISCe\fEll
UI~LOVt:K
CARD
\' '.\ (I
,
.........~"'l:t.....Q."'.,
October 27. 2002
8C;;o~f ;;umbe;. 6011 00 950579797
page 3 of 3
Cash back Bonus @ Award Summary
Cashback Bonus Anniversar Date: March 27
Previous Cashback Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award Tolal
Cashback Bonus Award Balance
Award Available to Redeem
Balance
$ 0.00
+ 0.00
0.00
0.00
0.00
$
'!,!I;
'\ , , ~'i : \
li'IJ
.1
'....., ,,'j
.\
r, ,',~;
Restrictions apPly to the Cashback Bonus Partner offers, visit Discovercard.com or call1-877-YOUR-AWARD
(1~877.968-72S2J for details. For program details, see the Cashback Bonus Terms and Conditions.
DISCOVER
CARD
$3,654.56
$74.00
enter amount enclosed below
payment due date
December 26, 2002
$
Please make check payable to Di cover Platinum Card
or pay onUne @ Discovercard.c
27 SDSN'3A01 0001114
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access ehe $, select
your P.l.N., or to find cash lac lions call
1.800-DISCOVER (1-800.3472683) or
visit Discovercard.com.
Address or lelepholle change? Please print change in the space above,
or go to Discovercard.com.
PO BOX 15251 11I",11"",111."1,,.11I
WILMINGTON DE 19886-5251
1",111,1"1"1,1"1"11,,,1,1,,,1,1,1,1,,,,11.11,,,,111,1,,1
000006011002~5057~7~703654560000DOD0007400
Discover Platinum Card Account Summary Closing Date: Novamber 27, 2002 peg 10f3
previous balance $3.686.41
account number 6011 0029 5057 9797 payments and credits 75.00
, payment due date December 26, 2002 purchases + 0.00
, minimum payment due $74.00 cash advances + 0.00
credit/fmit $10,000.00
credit available $8,345.00 balance transfers + 0.00
cash credit limit $5,000.00 FINANCE CHARGES + 43.15
cash credit availatlfe $5,000.00 new balance $3,654.56
You may be able to avoid Periodic Finance Cha , see
the reverse side for details.
Cashback Bonusl8
Opening Cashback Bonus Balance
New Cash back Bonus Earned
$
+
0.00
. Cilshback Bonus Balance
Avellable.to Redeem
$
$
0.00
0.00
Cashback BonuS@ Anniversary
Date: March 27
Keep using your Discover(R) Card and
watch your Cashback Bonus(R) award
growl Remember, once your Cashback
Bonus award is at least $2.0, you can
redeem YOllr award by cajling,.!ls or by
logging into the Account Center at
Discovercard.com.
ransactlons
trans. post
date date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANc:E.CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
tran date
No\' 24
post date
Nov' 24 PA Y~ENT . THANK YOU'
-75.00
Qu.stlons? Call1.BOO.DISCOVER (1-BOO-347.2683) Dr log on to Oisco,Vercard.com. For TOO
(Telecommunication Device lor the Deaf) assistance, call1-BOO-347-7449. Send blUIng e~ror notIce \0:
DIscover Platlnum; P.O. Box 15192; WHminQton, DE 19850-5192.
.......
DISCeVER"
UI:>l.CJVfcK
CAJl.D
DISC.VEI{
~~~~~~t ;;u~ili~;' 60110$950579797
Questions? Concerns? Com~nls?
Don't hesitalll to coil one of our frier\dly
Cuslamer Service Representatives o~
i
, i
HWO-DISCOVER (1-800-347-2f83).
We're here 24 hours 0 day, 7 days q week,
10 help 'answer questions about your'
Discover' Card Account.
C2OO5 0itt0l'W ikIrAl. Member FDIC
'CI,?sing Date: November 27, 2002 pa 2 of 3
No Payments! No Late Fees! No Finance Chargesl (f you lose your job, suffer a disability or take an unpaid saVS' of
absence from work, Discover(R) AccountGuard(R) frees you from making Discover Card payments. You pay
monthly payments, fees or finance charges for up to 2 years (up to 3 mos. for leave of absence). Call 1-877- 3.1959
now!
For a list of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call u at
1-877. YOUR-A WARD (1-877.968.7292),
No matter where you go. ..SafeTrek is' on the road with youl Safe Trek, the' Chevron Travel Club's newest auto lub plan
offers nation-WIde dispatch towing plus travel discounts that add up to security and savingsl Pay with your Dis ye-r(R)
Card and get 2 months FREEl Call 1 ~800-222-05B5 and reft/rence 11821 , DIS for more information on how to j int
Through the efforts of our Cardmembers. Discover(R) Card has donated more than $14 million to the Make~A- lsh
Foundation(R). YOlJ can make a child's dream come true by electing to donate your Cashback Bonus(A) awa to the
Make-A-Wish Foundation. To learn how, please visit Discovercardcom or visit www.wish.org.
,
Ii
I;
I"!'"
i
Balance Transfer offer for current billing period; Daily Pe'riodic Rate,: 0.02164%; corresponding ANNUAL PER eNrAGE
RA TE: 7.90%. R~lte is subject to the :terms of the offer including expiration.
Average
Daily
Balances
Daily
Periodic
Rates
current billing period: 31 days
Purchases $3697,61
Promotional Purchases $0
CMhAd~~~ $0
0,03764%
0,00466";;'
0.05477%
=ll~L ANNUAL
. PERCENTAGE PERCENTAGE
IlA TES RATES
nsaction
P riodic
';I7iANCE
CHARGES
NANCE
IlGES
13]4% V
1-70% F
19,99% F
,
'3.74%
1.70%
19,99%
ne
ne
$43.15
$0
$0
The rates that apply to your Account are either flxed (F) or they may 'JalY N) ;8S r;tpled above.
..... ..
rltcravCD'
Questions? Call1-BOO-0ISCOVER(1-BOO-34HBB3) or ,100 00 tOOIsc...rcard.com
DISCOVER
CARD
......V.;7".~ ....u..:..
November 27, 2002
-.. ..-- -. .....,---
accountnufnber 6011002~50579797
page 3 of 3
Cashback Bonus @ Award Summary
Cash back Bonus Anniversary Date: Marcin 27
Previous Cashback Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award Total
alance
0.00
+ 0.00
I
0.00
0.00
$ 0.00
Cashback Bonus Award Balance
Award Available to Redeem
I,
I
,j.
Restrictions ~ply to the Cashback Bonus Partner offers. visit Discovercilrd.com or calI1-Sn-YOUR-AWARD
(1-877-968-7292) for details. For program details, see the Cashback Bonus Terms'and Conditions,
DISCOVER
CARD
$3,621.00
27 SOSNsA01 0001115
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
'$73:00' "",.,... '''I
payment due date
January 26, 2003
.."........."."...,,,....... ~.. ........ ..,."
enter amount enclosed below
$
Please make check payable to Oi
or pay online@Oiscovercard.com.
To order Cash Access Chac ,select
your P .LN., Of to find cash 100 ions call
1-8oo-DISCOVER (1-800-347- 683) or
visit DiscQvercard.com.
PO BOX 15251 III",II"",I,~I",I",III
WILMINGTON DE 19886-5251 i
1,.,111,1"/"1.1"1"11,,,(,(,,,1.1.1.1,,,,11.1.\,,,,11I.1,,1
Address or telephone change? Please print change in the space above,
or go 10 Oiscovercard.com.
OOOOOb0110029S0S7979703b210000000000007300
Discover Platinum Cerd Account Summary
account number
payment due date
minimum payment due
credit/imit
credit available
cash credit limit
cash credit available
8011 0029 5057 9797
January 26, 2003
$73.00
$10,000_00
$6,379.00
$5,000.00
$5,000.00
Cashback Bonus"
Cashback Bonust@ Anniversary
Date: March 27
Keep using your Discover(R) Card and
watch your Cashbacl< Bonus(R) award
growl Remember, once your Cashback
Bonus award is at least $20, you can
redeem your award by calling us or by
logging into the Account Center at
Discovercard.com.
ransactions
trens. post
date date
previous statement balances
-
Closing Date: December 27, 2002 page ol3
previous balance $3,654.56
payments andcredits 75.00
purchases + 0_00
cash advances + 0.00
balance transfers + 0.00
FINANCE CHARGES + 41.44
new balance $3,621.00
You may be able to avoid Periodic Finance Chary 8, see
the reverse side for details.
Opening Cashback Bonus Balance
New Cashback Bonus Earned
Cashback Bon~s Balance
Available to Redeem
$
+
0.00
$
$
0.00
0.00
FINANCE CHARGES: OlD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHMGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAli PUFlqH-I\SES
PRINCIPAL: BALANCE TRANSFERS
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
tran date
Dee 26
post date
Dee 26. PjI,VMEtlT. THANK YOU'
.75_00
Q..stlons? C.1I1.800.OISCOVER (1-800-347.2683) or log on Ill,D\..D'I....f'!.com. For TOO
(Telecommunication Device for the De:af) a.sslstance, call 1-800-347-7449. Send billing error notioe tQ:
Discover PlatInum; P.O. Box 15192: Wilmlnoton. DE 1QRFiO-!itQ~
"I......
r,1!l:t'MlRf
DISCOVER
CARD
DISC.VER
account number 6011002 50579797
Questions? Concerns? Comm
Don't hesilale 10 call One of our Iri
Customer Service Represenlotives 01:
I.S00'DISCOVER 0-800-347-2 83).
We're here 24 hours a day, 7 days 0 k,
10 help answer questions about your
Discover' Cord Account.
02005 D1scoYer Bank, Member FDIC
Closing Date: December 27, 2002
pag 2013
No Payments! No Late Fees! No Finance Ch~rges~ :JfyouJ9se YfJ,urjob,sufler a disability, or take an unpaid l VB of
absence from work, Discover(R) AccountGuard(R) frees you froQJmaking Discover Card payments. You pay 0
monthly payments, fees or finance charges for up to 2years'(upto,g mos. for leave of absence). Ca11 1-877.8 -1959
nowl
For a list of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call us st
1-877- YOUR.AWARD (1.877-968-7292).
I '.
, "!,,, ',_ l
No matter where you go..,SafeTrek is'on the road with youl Sate Trek, the Chevron Travel Club's newest auto Jub plan
offers nation-wide dispatch towing plu$ travel disc(J'unfs that '9dd up to security and savings! Pay with your Dis ver(R)
Card and get 2 months FREE! Call 1.800.222-0585 and reference, #8211 DIS for more information on how to j in!
Through the efforts of our Cardmembers, Discover{R) Card has donated more than $14 million to the Make-A-
Foundation(R). You egn make a child's dream come true by electing to donate your Cashback Bonus(R) awa
Make-A-Wish Foundation. To learn how, please visit Discovercard.com or visit www.wishorg.
j
".1
"I.
"
Balance Transfer offer for current billing period: Daily Pen'odic Rate: 0,02164%; corresponding ANNUAL PER ENTAGE
RA TE: 7.90%. Rate is subject to, the terms of the offer including expiration.
Average
Daily
Balances
Daily
Penodic
Rates
current billing period: 30 days
Purchases $3669.57
Promotional Purchases $0
Cash Advances $0
0.03764%
0,00466%
0.05477%
Nominal ANNUAL
, ~~g:hTAGE PERCENTAGE
F1A rES RA TES
Periodic
. FINANCE
CHARGES
ransaction
e.
NANCE
HARGES
13.74% V
1.70% F
19.99% F
13.74%
1.70%
19.99%
$41.44
$0
$0
on.
one
o
The rate~ tha.t apply to your Account are eltner IlxetJ, (F) or they mayyary <yjas,ooted above,
QuestiDns? Call1-800-DISCQVER{1~347-Z683) or IOg.OD10 DisCDVBrcard.com
......
ISCevER'
DI~CQVER
CARD
,
.......;O\u~ VPI'='.
pe~ember 27, 200
_. "..~~...., ,"...0-......
account number 6011002 50579797
page 3 of 3
Cashback Bonus @ Award Summary
Cash back Bonus Anniversa Date: March 27
Previous Cashback Bonus Award Balance
Purchase Award This Period
Cashback Bonus AwardTotal
Cash back Bonus Award Balance
Award Available to Redeem
.1:;
I;
" I.
ii 1,
",1
.' f;
Restrictions apply to the Cashback Bonus Partner offers, visit DiscO"81'card.com or call1~8n-YOUR.AWARD
(1'877'968~7292) tor detalls. For program details. see the Cashbatk Bonus Terms and Conditions.
alanca
0.00
0.00
0.00
0.00
0.00
DI~COVER
CARD
$3.561.83
$72.00...,.... .--
enter amount enclosed below
payment due date
February 26, 2003
i
Pf88S8 make check payable to DiSqover Platinum .Card
or pay online @ DiscovercaTd.com.~
$1
27 SDSN6A01 0001116
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Che~, select
your P.I.N., Qf to find cash Ioea ions caU
HOO.DISCOVER (1.800.347- 683) or
visil Discovercard.com. :
I
Address or telephone change? Plt:ase print change in the space above,
or go to Discovercard. com. '
PO BOX 15251 11I."11.,,,,1,11...1...11I
WILMIN6TON DE 19886-5251
1,,,111,1,,1,,1,1,,1,,11,,,1,1,,,1,1,1,1.,,,11,1,1,,,,11I,1,,1
000006011002950579797035618300000000007200
--._- -
Discover Platinum Card Account Summary Closing Date: January 27, 2003 page 013
previous balance $3,621.00
account number 6011 002950579797 payments and credits - 100.00
payment due dale February 26, 2003 purchases + 0.00
minimum payment dUB $72.00 cash advances + 0.00
credit/imit $10,000.00
credit available $6,438.00 balance transfers + 0.00
cash credit limit $5.000.00 FINANCE CHARGES + 4D.B3
cash credit avai/able $5,000.00 new balance - $3,561.83
You may be able to avoid Periodic Financ& Charg 5, see
the reverse side for details.
I I
Cashback Bonus" Opening' Cashback Bonus Balance $ g.g~
New Cashback Bonus Earned + .0
'CII~"back Bonus Balance $ 0.00
Cashback BonuS@ Anniversary
Date: March 27
Keep using your Discover(R) Card and
watch your Cashback Bonus(R) award
growl Remember, once your Cashback
Bonus award i$ at least $20, you can
redeem your award by calling: ~s or by
logging into the Account Center at
DisCQvercard.com. '
, MeiI~ble to Redeem
$
0.00
ransactions
trans. post
date date
- previous statemenf bsiances-
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGIi'S: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL:. ~URCH,ASES
PRINCIPAL: BALANCE TRANSFERS
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
tran date
Jan 25
post date
Jan 25 PAYMENT. THANK YOU
.100.00
Quostlo.s? Call1-800-DISCOVER (1.800.347-2683) Dr log D. 10 Ols~o.orcard.com. Fa, TOD
(Telecommunication Device lor the Deaf) assistance, call 1-800-347- 7449. . send bllling suor notice to:
Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192.
~iSCevER
I
'Disc.vEI{ .1 ;;;;;~~";,I ;;-u~b~;'B011i950579797
Questions? Concerns? Com~nls?
Don't hesitale 10 call one of our Irie
Cus10rner Service Representatives 0
U!:>\..f;~;'V Il:K
CARD
i
'I'" ,. ,I r I" .,.
'i
l-BOO.DISCOVER (1 -800-347-2 83).
We're here 24 hours 0 day, 7 days week,
to help answer queslions about your
Discover' Cord Account.
~_"""_'0lC
, .11
v,
,.
Closing Date: January 27, 2003
:. ' ,:I'I"',i!:,,,;"
Nil Payments! No Late Fees! No Finance Charges! 'If you los~ YQU,T job, suffer a disability or take an unpaid
absence from work, Discover(R) AccountGuard(R) trees you (rom making Discover Card payments. You pay
monthly payments, fees or finance charges for up to~ years (up to 3 mos. for leave of absence). Call 1-877.
newl
pag 2013
veaf
o
3-1959
For a list of our grec1t Cashback Bol1uS(R) Parlners, login. to 'he Account Center at Discovercard.com or call u at
f.//77-YOUR-AWAI1D (1-877-968'7292). . .. .
No matter where you go..,Safe Trek is on the road with you! Safe Trek, the Chevron Travel Clubs newest auto ub p(an
offers nation-wide dispatch towing plu~ travel'discounts that 'add up tq secu(ity and savingsl Pay with your Di ver(R)
Card and get 2 months FREEr Calf 1-800-222-0585 and.reference #821 tDIS for more information on how to j Inl
Through the efforts of our Cardmembers, Discover(R) Card has d6nafed more than $t4 mitlion to the Make-A- ish
FOilndation(R). You can make a child's dream come true by electing to donate your Cashback Bonus(R} awa to the
Make-A-Wish Foundation. To learn how, please visit Olscovercard,com or visit www,wish.org.
.',
';.j
Balance Trans/eroffer for current billing period: Daily Periodic Rate; 0.02164%; corresponding ANNUAL PER /ENrAGE
RA TE: 7.90%. Rate is subject to the terms of the offer including expiration.
.,'
Average
Daily
Balances
1
Daily
Penodic;
'Rates
l' .
~'l$jD~L ANNUAL
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
current billing period:.11 days
Purchases $3631.09 0.03627.% 13.24% V 13.24%
Promotional Purchases $0 0.00468% 1.70% F 1.70%
Cash Advances $0 I 0.05477% f9.f)9% F 19,99%
The rCltes thai apply to your Account are either fixed (F) or they-may ,v~ :~V{a5 noted above.
$40.83
$0
$0
Question.? Call1.BDD.OISCOVER(1-BOO.347.Z683) Dr lop on to DI.co....rcard.com
ansaction
.
/VANCE
"lRGES
on.
ne
.1......
r!1~ev-
lJl:)Cr,;;.WlER
CARD
...........,..~ ...........
account number. 6011 002 50579797
page 3 of 3
January 27. 2003
Cash back Bonus @ Award Summary
Cashback Bonus AnniversQr Date: March 27
Previous Cashback Bonus Award Balance
Purchase Award This Period
'Cashback Bonus Award Total
Cash back Bonus Award Balance
Award Available to Redeem
,,'j
,'1;1
1,1,
Restrictions apply to the Cashback Bonus Partner offers, visit OisCQv8l'card.com or call1.S77-YOUR-AWARD
(1~817.966.7292) 10T details. For program details, see the Cashback Bonus Terms and Conditions.
alance
0.00
0.00
0.00
0.00
0.00
DISCOVER
CARD
$3,501.88
27 SDSN6A01 0001117
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$71.00 ,-,-. ---I
payment due date
! March 26,2003
enter amount encloSed be/ow
$
Please make check payable to Dis vaT Platinum Card
Of pay online@DiscovlmBrd.com.
To order Cash Access Chec 5t select
your P.I.N., or to find cash loc ions call
HOD.DISCOVER (1.800.347. 883) or
visit Discovercard.com.
PO BOX 15251 111...11"",1, 1...1",11I
WILMINGTON DE 19886-5251
1",11/,1"1"1,1,,1,,11..,1,1,,,1,1,1,1..,,1/,1,,,..111,1..1
Address or telephone change? Please print change in the space above,
or go to Discovercard. com.
000006011002950579797035018800000000007100
Discover Platinum Card Account Summary
account number
payment due date
minimum payment due
cred/tUm;t
credit available
, cash credit limit
cash credit available
6011 0029 5057 9797
March 26, 2003
$71.00
$10,000.00
$6,498.00
$5,000.00
$5,000.00
Cashback Bonus"
Cashback BonuS@ Anniversary
Date: March 27
Keep using your Discover(R) Card and
watch your Cashback. Bonu5(R} award
growl Remember, once your cashback
Bonus award is at least $20, you can
redeem your award by calling us or by
logging into the Account Center at
Discovercard.com.
ransaet ons
trans. post
date date
previous statement balances
tfan date
Feb 22
Closing Date: February 27,2003 page 013
previous balance $3,561.83
payments and credits 100..00
purchases + 0.00
cash advances + 0.00
balance transfers + 0.00
FINANCE CHARGES + 40.05
new balance $3,501.88
You may be able to avoid Periodic Finance Charg Sf see
the reverse side for details.
Opening Cashback Bonus Balance
New Cashback Bonus Earned
, Cash back Bonus Balance
A~ailableto Radeem
'1,;1; i'l
FINANCE,CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: 8ALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS'
post date
Feb 22 PAYMENT. THANK YOU
QuosllDns? Ca" 1.800.DISCOVER (1.800.347-268S) Dr log on II> mscDvorcard.CDm. For TOO
(T elecommunicaUon Device for the Deaf) assistance, call 1-800-347 -744'1". Send billIng error notlce to:
Discover Platinum; P.O. Box 15192;WlIminaton. DE 19850-5192. t
$
+
0.00
$
$
0.00
0.00
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-100.00
~_..
I1II!ICefFll
UI::Jl.OVtK
CARD
DISC.VER
Questions? Concerns? Com
Don', hesitole 10 call one of our Irien
Cuslarner Service Representatives at:
HIOO-DISCOVER(1-BOO-347-283).
We're here 24 hours 0 day, 7 days 0
to help answer questions about your
Discover" Cord Account.
0200S Di.taJttw lbi..Meml:.rfOlC
Closing Dale: February 27, 2003
pag 2013
Ask for Additional Cards so the people close to you can share the benefits of YOUT Discover(R) Card Account. Call to
get your FREE Cards today: I-BOO-DISCOVER.
Fact: Every 79 seconds a thief steals someone's identify (CSSnews.com, 1/2512001). Enrol'in ProfileProtect
we will send you a copy of your credit profile, monltOT your credit file for changes every business day, and sen
Quarterly Credit Updates ~. toofs to help protect yourself from identity theft. Call 1-877-623-801 f to enroll.
The Discover(R) Card Account Center makes your life ea~y. /,'(ou pan payyour bill, view your statement, sign
e-mail newslettersandAccountreminders--allthis torfreeIL(Jf}in to the Account Center at Discovercard.co
enjoy the benefits of easy access to your Account.. .anytime!
Discover(R) Card is a proud partner of Communities In Schools (CIS), the nation's leading community.based
organization that helps kids succeed in school and prepare for life. Through the efforts afour Cardmembers, S has
made a difference in the Jives of young people. To donate your Cashback Bonus(R) award to CIS, please visit
Discovercard.com.
I."
Register your valuable document and property items, such as stocks, bonds. computer and OVO. If you suffer loss
due to a fire or theft, you wU/ h~Ve:anl,hv9fJtOf)1.tO proY?B to your in~wan~ ,company. C~~oday at HWO.3~7 395 to
enrol';n our 3 yaar $45 De'uxe:Repister(R)S~fVioe. .;:.
, .,. "", .,',.,. ,,'
':1:
.1
,
..,
,:~
.,
,oj
1',1; I",
. , ~ : 'I .
.:1',
Balance Transfer offer for current biDing period: Daily Periodic Rate: 0.02164%; corresponding ANNUAL PER ENrAGE
AA TE: 7.90%. Rate /s subject ~o the terms of the offer including expiration.
Average
Daily
Balances
Daily
Pet/odic
Rates
cu"ent billing period: 31 days
Purchases $3561.90
Promotional PurchaS9s $0
Cash Advances $0
0.03627%
0.00466%
0.05477%
Nominal ANNUAL
ANNUAL H
PEIlCENT1IGE PERCENTAGE
RA rES RA rES
raosaction
ee
INANCE
HARGES
Periodic
FINANCE.
CHARGES
13.24% V
1.70% F
19.99% F
$40.05
$0
$0
one
Dna
13.24%
1.70%
19.99%
The rates lhat apply to your Account are either fixed (F) or they may vary (V} $i,noted abOve.
-"
ISCevEIl
Questions? Call1-800-DISCOVER(1-800~347-2683) or log on to Dlscovercard.com
il
UI::>>l:QVER
CARD
V"'''';:'III~.lJa...:.
February 27. 2003
~~~~~nt ;;u~b~;' 6011 002 50579797
page 3 of 3
Cash back Bonus@ Award Summary
Cashback Bonus Annfversar Date: March 27
Previous Cashback Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award Total
'I;'
Cash back Bonus Award Balance
Award Available to Redeem
II';
"I"
""I
j (
Restrictiona apply to the Cashback Bonus Partner offers, visit Dfsco~erc.rd.com.or call 1.-877- YOUR-AWARD
(1-877-968-7292) for details. For program details, see the Cashback !:Jonus Terms and Conditions.
alance
0.00
0.00
0.00
0.00
0.00
DI~COVER
CARD
$3,437.47
27 SDSN6A01 0001118
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$69.00 c',- "-1
payment due date
April 26, 2003
enter amount enclosed below
$
Please make check payable /0 Df over Platinum Card
or pay online @ Discovercard.com
To order Cash Access Chec 5, selecl
your P.LN..;Qf to find cash loc tions call
1-800-DISCOVER (1-800-3472683) or
visit Oiscovercard.com.
PO BOX 15251 /11...11.....1. 1...1.../11
WILMINGTON DE 19666-5251
1",11/,1"1"1,1"1"11",1,1,,,1,1,1,1.,,,11,11,,,,111,/,,1
Address or telephone change? Pfease print change in the space above,
or go to Discovercardcom.
000006011002950579797034374700000000006900
Discover Platinum Card Account Summary
account number
payment dUB date
minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 002950579797
April 26, 2003
$69.00
$10,000.00
$6,562.00
$5,000.00
$5,000.00
Cashback Bonus'"
Cash back Bonus@) Anniversary
Date: March 27
Keep using your Discover(R) Card and
watch your Cashback Bonus(R) award
glowl Remember, once your Cashback
Bonus award is at least $20, you can
redeem your award by calling us or by
logging into the Account Center at
Discovercard.com.
ransactlons
trans. post
date date
--, -p-revlous statement balances
tran date
Mar 24
Closing Date: March 27, 2003
previous balance
payments and credits
purchases
cash advances
balance transfers
FINANCE CHARGES
new balance
You may be able to avoid Periodic Finance Charg s, see
the reverse side for details.
Opening Cashback Bonus Balance
New Cashback Bonus Eamed
CaSh back Bonus Balance
Available to Redeem
FI~NCE,(;HARGes: OLb BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHAR!J;ES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
post date
Mar 24 PAYMENT. THANK Yl!JU
Questions? Call1-800~D1SCOVER(1-800-347-2683) or log on to Dis,covercard.com. For TDD
(Telecommunication Device for the'Deaf) assistance, call 1-800.347-7449. Send billing error nmice to:
Discover Platinum; P.O. Box 15192; Wilinington, DE 19850-5192.
page 1 of 3
$3,501.88
100.00
0.00
0.00
0.00
35.59
$3,437.47
+
+
+
+
$
+
0.00
o
0.00
0.00
$
$
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
.100.00
......
ISCeVER
DISCOVER
CARD
DISC.VEIl
~~~~t ;;u~b~;' 6011 002 50579797
Questions? Concerns? Comme Is?
Don't hll$itate 10 coil one of our Ir' Iy
Cuslarner Service Representatives at:
I-S00-DISCOVER (1-800-347-26 3).
Wff re here 24 hours 0 day, 7 days 0
10 help answer q~estions about your
Discover' Cord Account.
02005 DiJccwr 8anIc, Member FDIC
. "
CI!>sing Dale: March 27, 2003
pag 2013
Optional Discover(R) AccountGuard(R) gives you the ability to pilt your minimum Account payments on hold i
event of job Joss, disability, or leave of absence from wbrk. Yau payno monthly payments, fees or finance ch es for
up to 2 years (up to 3 mos. far leave .of absence). For details and ta enroll, see the nap on your payment enve ope.
Simplify and save with three easy ways to transler balances to your Discover Card. Call1-866~240-7939 ta s
.offer is available far you, go to Discovercard,com, or look far balance transfer checks in the mail.
As 8 Discover(R} Cardmember; you can get cash quickly and easily -~ just about anytime, anywhere. To find t 6
nearest cash locations, select your PIN or order Discover Card checks, call1.800-0lSCOVER (1-800-347-268 ~. And
don't forget to visit aUf website at DiscovercafrJ.com to search for cash locations nearest you.
For a list of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or calf us
J.877. YOUR-AWARD (1.877-968.7292).
1,1:
,
"
.,
Nominal ANNUAL rans8.ction
Average Daily '. ANNUAL . Periodic eo
Daily Penooic . PER~ENTAGE PERCENTAGE FINANCE 'NANCE
Balances Rates RAT, S RATES CHARGES HARGES
current billing period: 28 days
Purchases $3604.78 0.03627% 13.24% V 13.24% $35.59 one
Promotional Purchases $0 0.00466% ' 1.70% F 1.70% $0 one
Cash Advances $0 0.05477% 19.99% F 19.99% $0
The rates \l'Ia\ appiy \0 your Account are either Ilxed(F) ~r theym~y vary (V) a~,noled above.
Qu.,tion.? Call1.800.OISCOVER(I.a01l-3.7-2683) Of log onlo.DI.CGvercol1l.com
J.)1~\..f~V tK
CARD
-':--."::} ----"
MarCh 27, 2003
account number 601100 950579797
page 3 of 3
Cash back Bonus @ Award Summary
Cashback Bonus Anniversarv Date: March 27
Previous Cash back Bonus Award Balance.
Purchase Award This Period
Cashback Bonus Award Total
Cashback Bonus Award Balance
Award Available to Redeem
Balance
~ 0.00
+ 0.00
0.00
0.00
0.00
~
L'
,I
Restrictions apply to the Cashback Bonus Partner offers, visit D1SfO. verca,rd.com or call.1..an-YOUR-AWAR
(1-877-968-7292) for details. For program detaits, see the Cashb~c~,Bonus Terms and Conditions. '
DI~COVER
CARD
$3,406.15
$69.00 c-,- ---I
payment due date
May 26, 2003
enter amount encloSed below
$1
Please msk6 check payable to OisJoV6f Platinum Card
or pay online@Dlscovercard.com.
27 SDSN6AQ1 0001119
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Chec~'S' select
your P.l.N., or to find cash lac ons call
1.800.DISCOVER (1-800'347. 683) or
vIsit Discovercard.com.
Address or telephone change? Please print change in the space above,
or go to Discov8rC8rri.com.
PO BOX 15251 111..,11.....1,11..,1...11I
WILMINGTON DE 19886-5251:
1,.,11/,1"1"1,1"1..11,.,1,1,,,1,1,1,1,,,,1/,1,1,,,,111.I,,'
OOOOOb0110029S0S7979703~Ob1S0000000000b900
Discover Platinum Card Account Summary Closing Date: April 27, 2003 page 013
previous balance $3,437.47
account number 6011 002950579797 payments and credits 70.00
payment due date May 26, 2003 purchases + 0.00
minimum payment due $69.00 cash advances + 0.00
creditfimit $10,000.00
credit available $6,593.00 balance transfers + 0.00
cash credit limit $5,000.00 FiNANCE CHARGES + 38.68
cash credit available $5,000.00 new balance $3.406.15
You may be able to avoid Periodic Finance Charg 5, see
the reverse side for details.
, ,
,
Cash back Bonus"
Opening Cashback Bonus Balance
New Cash back Bonus Earned
, 'Cashback BonQs Balance
Available to Redeem
$
+
0.00
$
$
0.00
0.00
Cashback BonuS@ Anniversary
Date: March 27
Keep using your Discover(R) Card and
watch your Cashback Bonus(R} award
growl Remember, once your Cashback
Bonus award is at 1885t$20, you can
redeem your award by caflingus or by
logging into the Account Center at
Discovercard.com.
ransactlOns
trans. post
date date
-- .----
;prevlous statement balances
FINANCE CHARGES: OLD BALANCE
FiNANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FiNANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRiNCIPAL: CASH
PRINCIPAL: PURCHASES
PRiNCIPAL: 8ALANCE TRANSFERS
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
tran date
Apr21
post date
Apr 21 PAYMENT. THANK YOiJ '
-70.00
Qu.sllons? CallI-BOO-DISCOVER (1-800.347.2683) Dr log on 10 Dis~DV.n:ard.com. For TOD
(Telecommunication DeviCe for the Deal) assistance, call 1-800-347-7449. Serid ~g 'error notIce to:
Dlsrover Platinum; P.O. Box 15192:Wllminolon. DE 19850-5192. I
1''''''
plVlIYW
UI~L!\";lV I:K
CARD
DISC.VER
account number 6011002 50579797
Questions? Concerns? Comme Is?
Don't hllsitate 10 coil one of our Irie
Cuslomer Service Represenlolives 01:
l:aOO-D1SCOVER (1-800-347-26 3).
Wff re here 24 hours 0 day, 7 days 0
10 help answer questions about your
DiSCCMIr' Card Account.
02005 DlItOVW Bank. foAember fOIC
Closing Date: April 21, 2003
pag 2013
Simplify and save with three easy ways to transfer balances to your, Discover Card. CaN, 1.866.240- 7939 to s e if an
offer is available for you; go to Discovercard.dom; or l()Ok for Sa/anoft Transfer checks in the mail.
No Payments! No Late Fees! No Finance Ct,argesl If YOlJ lose yout job, suffer a disability or take an unpaid I ve of
absence from work, Djscover(R} AccountGuard(R) frees you 'from making Discover(R} Card payments. You y no
monthly payments, fees or finance charges for up to 2 years (up to 3 mos, ,for leave of absence). Call 1-877-8 3-1959
nowl
Fact: Every 79 seconds a thief steals someone's identity(CeSnew!u:om, .1/2512001). Enroll in ProfileProtect( 1, and
we will send you a copy of your credit'profile, monitor your credit file for changes eve1Jl business day, and sen you
Quarterly Credit Updates -. toofs to help protect yourself from identity ,theft. CaN f -877-623"8011 to enroll.
For a list of our great Cashback Bonus(R) Partners, login to the.Account Center at Discovercard.com or call us at
1-877- YOUR-AWARD (1.877.968.7292).
Save over 50% on Samsonite Luggage Sets from the manUfb.ct;;'~J.' 'Upgrade your luggage at these great pi sf To
order logon to www.samsonitecompanystores.com/partnerandenterpromo code 7455 or calf 800-547-BAGS, xl.
7455. Save 15% on all other Ju.ggage,:~nd tra:v~' ap;essories onliF!,~i. ~,fJe ~ebsite for de.ta.i.~s.
::l !'i
1"
Balance Transfer offer for current bilfing period: Daily Periodic Rate: 0.02164%,' corresponding ANNUAL PER ENTAGE
RA TE: 7,90%. Rate is subject to the terms of the offer including expiration.
Average
Daily
Balances
Daily
Peflodic
Rates
current bUling period: 31 days
Purchases $3440.41
Promotional Purchases $0
Cash Advances $0
0.03627%
0.00466%
0.05477%
Nominal ".'NVAL
ANNUAL ~.
PEROENTAGE PEROENTAGE
RATES RATES
Periodic
FINANOE
OHARGES
ransaction
..
INANOE
HARGES
13.24% V
1.70% F
19.99% F
$38.68
$0
$0
on.
one
o
13.24%
1.70%
19.99%
The rates that apply to yOAl( Accoun\ af~ either fixed (F) Of \'n~y ma.y, vary (\!) as noted above.
Question.? Call1-800~D1SCDVER(1-800-347~26B3) or IoU on to Dlscovercard.com
I
~is'c"'VEI{
DI::t(;C"JVER
CARD
1.,' .....'u;:nl'y,...~\'tl'.,
L..-April27, ~003
;t;;o;nt ;;U;~;;~;.6011002 50579797
page 3 ()f 3
Cash back Bonus,@ . Award Summary
Cashback Bonus Anniversa Date: March 27
Previous Cashback Bonus Award Balance
Purchase Award ThisPeriofl
Cashback Bonus Award Tolal
Cash back Bonus Award Balance
Award Available to Redeem
.1
~ ~ ! .
.1'
i:.:i
.1
Restrictions apply to the Cashback Bonus Partner offers, visit Dlscovercard.com or call1-Sn-VOUR-AWAR
(1-877-968-7292) for details. For program details. see the Cash back Bonus Terms and Conditions.
alance
0.00
0.00
0.00
0.00
0.00
lJl~(';OVER
CARD
$3,373.23
27 SDSN6A01 0001120
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$68.00
...u.......n .l__ ___'
enter amount enclosed below I
payment due date
June 26, 2003
$
Please mak.e check payable to Ois ver Platinum Card
O( pay online@Discovercard.wm
i
i
To order. Cash Access CheC~Sl select
your P.LN."orto find cash lac tions call
1.8oo-DISCOVER (1'800-3472683) or
visit Discovercard.com. I
I
'PO BOX 15251 1II".II"".I.~I",I",1I1
WILMINGTON DE 19886-5251~
1,..111.1..1,.1,1..1,.11,..1,1.,,1.1,1.1..,,11,111...,111,1,,1
!
Address or telephone change? Please prlht change in the space above,
or go to Discovercard.com.
000006011002950579797033732300000000006800
Discover Platinum Card Account Summary
account number
payment due date
minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 0029 5057 9797
June 26, 2003
$68.00
$10,000.00
$6,626.00
$5,000.00
$5,000.00
Cashback Bonusl8>
Cashback BonuS@ Anniversary
Date: March 27
Keep using your Discover{R) Card and
watch your Cashback Bonus(R) award
growl Remember, once your Cashback
Bonus award is at least $20, you can
redeem your sward by caJ/ingus or by
logging into the Account Cent,r at
Discovercard.com.
trens. post
date date
previous statemenf bs"lances
1ran date
May 21
-
Closing Date: May 27. 2003
page 1 013
previous balance
payments and credits
purchases
cash advances
balance transfers
FINANCE CHARGES
new balance
$3.406.15
70.00
0.00
0.00
0.00
37.08
$3,373.23
+
+
+
+
You may be able to avoid Periodic Finance Char 5, see
the reverse side tor details.
Opening Cashback Bonus Balance
New Cashback Bonus Earned
Cashback Bonus Balance
'.A~ailable to Redeem
, , ': ~ ':, :; I'
$
+
0.00
O.
0.00
0.00
$
$
FINAI-.ice,aHARGEs:61ti BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL'. OLD BALANCE
PRINCIPAL: CASH
PRINCIPIIL: PURCl-jASES
PRINCIPAL: BALANCE TRANSFERS
$
0_00
0.00
0_00
0.00
0.00
0.00
0.00
0.00
post date
May 21 ~AYMENT. THANK Ybu
.70.00
Que.tlon.? CeIl1.800.DISCOVER (1-808.347-2683) Dr log on IDOI'CDve",ard.CDm. For TOD
(Telecommunication Device for the 'Deaf) assistance, caU 1-800-347-74:49. Sehd billlrrg etrorno\lc9 to:
Discover Platinum; P.O. Box 15192:: Wilmington, DE 19850-5192.
I
loiScevER:
DI~COVER
CARD
'-,--,...
DISC.VER
~~count ;;umb~;' 6011 002 50579797
Questions? Concerns? Comme I$?
Do~'t hesilale 10 colt ~ of our .
,Cu~1omer Service Representatives at:
1-800-DISCOVER (1 -800-347-2
.;i:\.<
We're here 24 hours 0 day, 7 days 0
10 help answer questions about your
Discover" Cord Account.
C2OO5 DiICQYW Bank. Member FDIC
I ,
C'?slng Dale: May 27, 2003
pag 2013
Get FREE Additional Cards so the people close to you can share the benefits of your Discover(R) Card Accou t. Call
loday: 1-800-347-5537.
No Paymentsl No Late Fees! No Finance Charges I It you lose'your job, suffer a disability or lake 8n unpaid lave of
absence from work, Discover(A) AccountGuard(R) frees you from making Discover{R) Card payments. You y no
monthly payments, feBS or finance charges for up to 2 years (up to 3 mos. for leav8 of absence). calf 1 ~877-8 3-1959
nowl
I
Simplify and save with three easy ways to transfer balances' to your DiscoVer Card. CaI/1-866-240-7939 to S8 if an
offer is available for you, go to Discovercard.com, or look for ~alan'ce Transfer checks in the mail.
As a Discover Platinum(R) Cardmember, you can get cash q~ickly arld easily.. just about anytime, anywhere. To find
the nearest cash locations, select your P.I.N. or order Discover Card checks, callf.BOO-DISCOVER (1-BOD-34 2683).
And don't forget to visit Discovercard.com where you can also search for cash locations nearest you.
For a list of our great Cashback Bonus(R) Partners, login to the AcCount Center at Discovercard.com or call us
1-877. YOUR-AWARD (1-877.968-7292).
,
,.0;
1'1
.;1,(
'"I
Balance Transfer offer for current billing period: Daily Periodic Rate: 0.02164%; corresponding ANNUAL PER ENTAGE
RA TE: 7.90%. Rate is subj8Ct to the terms of the offer including expiration.
Average
Daily
Balances
Dally
Penodic
Rates
, . Nom/lial
'I ANNUAL I. AfrlNUAL.
. PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
ransaction
Be
lNANCE
ARGES
current billing period: 30 days
Purchases $3407.78
Cash Advances $0
0.03627%
0.05477%
13.24% V
19.99% F
13.24%
19.99%
$37.08
$0
n.
o
Tile rates that apply \0 your Account are either fixed (FJ or: th~, m~y lIilry (V).as ,",oted.above.
Questions? Call1-8OQ-OISCOVER(1-800~341~2683) Dr IDg on to Dlscovercard.com
......
ISCevER'
UI::>U;JVI:K
CARD
_.__...~ --.-.
May'27; 2003
accountnurnber 6011002 50579797
page 3 o.f 3.,
Cash back Bonus @ Award Summary
Cashback Bonus Anniversa Date: March 27
Previous Cashback Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award Total
Cashback Bonus Award Balance
Award Available to Redeem
Restrictions 5lPPly to the Cashback Bonus Partner offers, visit Di.sc.overcardocom or call 1M877.YOUR-AWAR
(1-877-968.7292) for details. For program details, see the Ca$hbaq~ 8on~s Terms and Conditions.
alance
0.00
0.00
0.00
0.00
0.00
DISCC'VER
CARD
$5,472.35
$ii()~()oC-" '''1
payment due date
July 26, 2003
enter amount enclosed below
$
Please make check payable to Dis ver Platinum Card
or pay online@ Discovercard.cOffi.
27 SDSN6A01 0001121
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Chao s, select
your P,I.N., or to find cash lac ions call
j.800.DISCOVER 11.800.347. 683) or
visit Discovercard.com.
Address or telephone change? Please print change in the space above,
or go to Discovercsrd.com.
PO BOX 15251 11I."11",,,1, 1",1",11I
WILMINGTON DE 19886-5251
1,..111,1"1"1,1,,1,,11..,1,1.,,1.1,1.1,,,,11,1,.,,,111,1"I
000006011002950579797054723500000000011000
-
Discover Platinum Card Account Summary Closing Date: June 27, 2003 page 013
previous balance $3,373.23
account number 6011 0029 5057 9797 payments and credits 3,000.00
payment due date July 26, 2003 purchases + 0.00
minimum payment due $110.00 cash advances + 0.00
credit limit $10,000.00
credit available $4,527.00 balance transfers + 5,000.00
cash credit limit $5,000.00 FINANCE CHARGES + 99.12
cash credit available $4,527.00 new balance = $5,472.35
You may be able to avoid Periodic Finance Charg 5, see
the reverse side-for details.
:1:' t ,');,;"
Cashback Bonus"
Opening Cashback Bonus Balance $ 0.00
New Cashback Bonus Earned +
l:ilshbeck Bonus Balance $ 0.00
Aveilable'to Redeem $ 0.00
Cashback Bonus<8l Anniversary
Date: March 27
Keep using yovr Discover(R} Card and
watch your Cashback Bonus(R} award
growl Remember, once your Cashback
Bonus award is at Jeast$20, you can
redeem your award by cafUng us or by
Jogging into the Account Center at
Discovercard.com.
ransactlons
trans. post
date date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCiPAL: CASH
PRINCIPAL: PUR"HASE,S
PRINCIPAL: BALANCE TRANSFERS
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1ran date
Jun 10
Jun 10
post date
Jun 10
Jun 10
Jun 10
.' '."
BALANCE TRANSFER CHECK 0355
BAl TRANS TRANSACTION i"EE F
APR 7.90% EXPIRES 1012003
5,000.00
50.00
,
Que.tlon.? Call1.800.0ISCOVE~ (1.800.347.2683) Dr log on tj" Di.~~~en:.lfl.com. For TOO
(Telecommunication Device for the Deaf) assistance, call 1-800-347-7<<9. ,SeM billing error nollce 10:
Discover PIaUnum: P.O. Box 15192: Wilminoton. DE 19B50-51~::>
~.... ..
\'l1!V:8VRr
l ' ,~ " <\ ':' ,('" : ;
UI::J\.,,~;:.JvtK
CARD
tran date
Jun 20
post date
Jun 20 PAYMENT. THANK YOU
DlsceVER
ac~ount ;;u~be;' 601100 950579797
Questions? Concerns? Com nts?
Don't ~esilole 10 coli one of our frie dly
Customer Service Represenlo~ves 0
1-800-D1SCOVER (1.800.347-2 83).
We're here 24 hours 0 day. 7 days week.
10 help answer questions obout you
Discover-" Cord Account.
C200S Oi~ Baok, MmnbwfOlC
Clo$lng Date: June ~7, 2003
pa 92013
.3,000.00
Fact: Every 79 seconds a tl1i~f steats; som~ne's Ident;iy,(cf$'i'~s.com" 1/25/2001), Enroll in ProfileProt R), and
we will send you a copy of your credit report,' monitor 'your credit 'file for changes every business day, and sen you
Quarterly Credit Updates -. tools to help protect yourself (rom, fderltity theft. Ca/11-877-737-1936 to enrolf.
, ,I :' I ,; I ' " 'I . !: "~
Simplify and save with three easy, ways to transfer balanceS, to 'YoUr'Discover Card. Oalf 1-866-24(}"7Y39 to s
offer is available for you, go to Discovercard.com, or look for Ba/arlce Transfer checks in the mail.
Go paperless I Elect to stop receiving your Oiscover(fl) CarJt~t~te'm'ents by mail and receive them online only. You'll
get an e-mail notification when your current Account statement is available and aprintable version of your stat ment for
YOllrrecords. Visit Discovercard.comJo enrol,.
Congratulations to the National Discover(R} Card Tribute AJ~iii(A/~chafarshiP winners: Kevin Frasure, Jenn -Kate
Lyon, Jeffrey Sun, Christina Adkison, Benjamin Lee, JonathE!n-James Eno, Amanda fmberi, Caitlin G'Sell and rittany
Olson. Each won $27,500 for posth~~'sph{jrec:ucation or trainin,q;:',fisit Oisco~ercard:~9m1tril?~te:,htrn to ~ n more.
'\
Average
Daily
Balances
Daily
Penodic
Rates
current billing period: 31 days
Purchases $2616.47
Cash Advances $0
Balance Transfers $2937.65
0.03627%
0.05477%
0.02164%
Nominal ANNUAL
ANNUAL
PERCENTAGE PERCENTAGE
RA TES RATES
ransaetion
eo
'NANCE
ARGES
Periodic
FINANCE
CHARGES
13.24% V
19.99% F
7.90% F
13.24%
19.99%
16.72%
one
o
50.00
$29.42
$0
$19.70
The rates that apply to your Account are ellher fixed (F) or they m/ilY vary, (V) ~ noted abOve.
......
I~VFR"
Questions? CaU1.800.D1SCOVER(1.80D-347.2683) or log on to Dlscovarcard.com
UISl:CJVER
CARD
,",IU:)HI~ ~(:Ht:~
June 27, 2003
.....,,,.,..........v' n.\..~'-.....'-
accounfnumber 6011002 50579797
page 3 of 3
Cash back Bonus@Award Summary
Cashback Bonus Anniversa Dale: March 27
Previous Cashback Bonus Award Balance
Purchase Award This Period
Cashback Bonus AwardTolal
Cash back Bonus Award Balance
Award Available 10 Redeem
alance
0.00
0.00
0.00
0.00
0.00
l
'ff'
,', :11
I ~I
: --~" 1.' 'I
" I.' '", ~
,1
Restrictions aooIy to the Cashback Bonus Partner offers, visit DlscoyerC8rd.com or calI1-8n-YOUR.AWAAO
(1-877-968-7292) for details, For program details, see the Cashback Bonus Terms and Conditions.
UI::.(.;OVtK
CARD
$5,399.58
27 sDSNeA01 0001122
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$108.00
enter amount enclosed below
payment due date
Augus.t 26,2003
$
Please make check payable to Di over Platinum Card
or pay oI1/ine@ Discovercard.co
To order Cash Access Chec 5, select
your P.I.N."or to find cash lac lions call
1.800.D1SCOVER 11.800.3472683) or
visit Discovercard.com.
PO BOX 15251 III"dL""L I"d"d"
WILMINGTON DE 19886-5251
1",111,1"1..1,1"1,.11..,1,1",1,1,1,1.,,,",11,,,,"1,1,,I
Adclress or telephone change? Please print chan{}e in the space above,
or go to Discovercard.com.
000006011002950579797053995800000000010800
Discover Platinum Card Account Summary
account number
, payment due date
minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 002950579797
August 26, 2003
$108.00
$10,000.00
$4,600.00
$5,000.00
$4,600.00
Cashback Bonuse
Cashback BonuS@Anniversary
Date: March 27
Keep using your Dlscover(R) Card and
watch your Cashback Bonus(R) award
grow! Remember, once your Cashback
Bonus award is at least $20, you can
redeem your award by calling I,lS or by
logging Into the Account Center at
Discovercard.com.
ransactlons
trans. post
date dete
. .prevlous statertleni balances
tran date
Jul24
Closing Date: July 27, 2003
-
page 1 of 3
previous balance
payments and credits
purchases
cash advances
balance transfers
FINANCE CHARGES
new ba./ancB
You may be able to avoid Periodic Finance Charg 5, see
the reverse side for details.
$5,472.35
110.00
+ 0.00
+ 0.00
+ 0.00
+ 37.23
$5,399.58
Opening Cashback Bonus Balance
New Cash back Bonus Earned
. Cas~back Bonus Balance
Aveilable'to Redeem
',j' :.:;::
FINANCE CHARGES: ()LDBALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: PUflCHASES
PRINCIPAL: BALANCE TRANSFERS
post date
Jul 24 PAYMENT. THANK YOU
Questlons7 CaUl.800.0ISCOVER (1.800-347.2683) or log on 1o,Olscovorcard.com. For TOO
(Telecommunication Device for the Deaf) assistance, can 1-80Q-347-7449. Send blll\'ng enOT notice \0:
Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192.
$
+
0.00
0.00
0.00
0.00
$
$
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
.110.00
..,."
IseevER'
DISCOVER
CARD
DISCeVEIr
a~o~t;u~b~;'6011002 50579797
Questions? Concerns? Com nls?
Don't hesitate to call one of our .
Cu~lcmer Service Representatives at:
l'Soo.:DISCOVER (1.800-347-2
. We're here 24 hours 0 day, 7 days a
to help answer questions abouI your
DiScover" Card Account.
C2005 Di~ ac..k.MernberFDIC
Closing Dale: July 27, 2003
psg 2013
Simplify and Savel Use your Discover(R) Card to payoff high-rate palances today. You can save money and
consolidate your debt into one convenient payment. Call 1.800-767.7319 to see if a Balance Transfsr offer is vailab/e
for you.
For a fist of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call us at
1.877. YOUR.AWARD (1.877.968.7292).
As a Discover(R} Cardmember, you can get cash quickly and easily -" jus/about anytime, anywhere. To find t e
nearest cash locations, select your P.J.N., or to order DiscOVfk Card Convenience Checks, call1-BOO-D/SCOV, R
(1-800-347-2683). And don't forget to visit us at Discovercard.com where you can also search for cash locatio s
nearest you.
Go paper/essl EJect to stop receiving your Discover(R) Card statements by mail and receive them online only. You'/I
get an e.mail notification when your current Account statement is availabl9 and B printable version of your stat ent for
your records. Visit Discovercard.com to enroll.
MOVE to a DISCOVER CD for certainty in a time of market instabilitY! Discover Bank offers SAFETY .. FDIC I surance,
SECURITY -- billions of dollars:inassets, and $TABILlTY .- in business since 1911. . Cho~e from a variety of D terms
and balance tiers n higher de~;ts, earn tifI1h~k:yieldSh Visit o;soove;Bank.oom or calf 1.'800.347-7000. (SCtJ? P)
. . :i"
"'''j
,ii
'I:
"j:
Balance Transfer offer for current bil/if1g period: Daili Periodic Rate: 0.02164%; corresponding ANNUAL PER ENTAGE
RA TE: 7.90%. Rate is subject to the terms of the offer including expiration.
Average-
Daily
Balances
Daily
Per{odio
Rates
current billing period: 30 days
Purchases $404.73
Cash Advances $0
Balance Transfers $5070.94
0.03559%
0.05477%
0.02164%
Nommm ..WUAL
ANNUAL ~,
PERISiENTAGE PERCENTAGE
. RATES RATES
Periodic
FINANCE.
CHARGES
ransacUon
..
NANCE
HARGES
12.99% V
19.99% F
7.90% F
12.99%
19.99%
7.90%
$4.33
$0
$32.90
one
o
The rates that apply to your Account are, either lixed (F) or they may vary (V) ,Q$ nptE!(:! above.
Quesllons? CaU 1.8QQ.DISCDVER(1.BOO.347.Z683) Dr log on to Dlscovercard.com
......
l~avRl'
lJl~U':WltK
CARD
_........,~ ...........
July 27, 2003
.... - ---
account number 6011002pS0579797
page3of3, I
Cash back Bonus @ Award Summary
Cashback Bonus Anniversa Date: March 27
Previous Cashback Bonus Award Balance
Purchase Award This Period
Cashback BDnus Award To.tal
Cashback Bonus Award Balance
Award Available to Redeem
Restrictions apply to the Cashback Bonus Partner offers, visit Discov,rcard.com or call1~877~YOUR-AWAR
(1-877-968-7292) for details. For program details, see the Cashback Bonus Terms and Conditions.
alance
0.00
0.00
0.00
0.00
0.00
$
DIScOVER
CARD
$5,312.59
27 SDSN6A01 0001123
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$107~O'O~-J ...-... ---I ;~;;;~;';~:~;;~C1oSed below
payment due date $
September 26, 2003
Please make check payable to Dis
or pay onUne@Discovercard.com
ver Platinum Card
To order Cash Access Chac 5, select
your P.I.N., or to find cash loc lions call
1.800.D1SCOVER (1.800.347 683) or
visit Discovercard.com.
PO BOX 15251 111",11"",1, 1",1",/11
WILMINGTON DE 19886-5251
1,,,111.',,1,,1,1,,1,,11,,,1,1,,,1.1,1,1,,,,11,11..,,111,1,,1
Address or telephone change? Please print change in the space above,
or go to DiSCDv9rcard.com.
000006011002950579797053125900000000010700
Discover Platinum Card Account Summary
account number
payment due date
minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 002950579797
September 26, 2003
$107.00
$10,000.00
$4,687.00
$5,000.00
$4,687.00
Cash back Bonus"
Cash back BonuS@ Anniversary
Date: March 27
Keep using your Discover{R) Card and
watch your Cashback Bonus(R) award
growl Remember, once your Gashback
Bonus award is aI/east $20, you can
redeem your award by calling ,us or by
logging into the Account Center at
Discovercard.com.
trans. post
date date
previous statement balances
tran date
Aug 24
Closing Date: August 27, 2003
previous balance
payments and credits
purchases
cash advances
balance transfers
FINANCE CHARGES
new bala.nce
You may be able to avoid Periodic Finance Charg 5, see
the reverse side for details.
Openhlg Cashback Bonus Balance
New Cashback Bonus Earned
C",ilhback Bonus Balance'
Available to Redeem
.J I,
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGSS:BACANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
~RINCIPAL:PUf1P!ASES
PRINCIPAL: BALANCE TRANSFERS
post date
Aug 24 ' fl1\ YMENT . THANK YOU
Qu..tlon.? Call1.BOo-OISCOVER (1.800.347.26B3) or log on \II 01.~oy.rc./ll.com. Fo, TOO
(Telecommunication DevIce for the Deal) assistance, call t-8oo-347-7449.' Sendbllllog enOT notIce to:
Discover Plalinum; P.O. Box 15192: Wilminolon. DE 1AA!ln-fiHI~ :L ,
-
page 1 013
$5,399.58
125.00
0.00
0.00
0.00
38.01
$5,312.59
+
+
+
+
$
+
0.00
$
$
0.00
0.00
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
.125.00
~_..
fil~.VFl1
lJl~Lr;')Vl:K
CARD
DlsceVER
axount ;;u~~b~;' 6011 00 950579797
;j,1
Simplify and Savel Use your Discover(R} Card to pay o(f high~rale balances today. You can save money an
consolidate your debt into one convenient payment Call f-8O{J.353-0942 to see if a Balance Transfer offer is vai/able
for you,
Questions? Concerns? Com ts?
Don't hesilole to coli one of our men Iy
C::uslomer Service Representatives at:
1-8()()"OISCOVER (1-800.347-2 83).
We're here 24 hours a day, 7 days a week,
to help answer queotions about your
Oi.cover' Card Account.
02005 0i1CD'ftll"6ank. Mani:.erfDlC
Closing Date: August 27, 2003
pag 2013
For a list of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call u at
1.877.YOUR.AWARD (1.877.968.7292).
~, >.. ,.: . " \ ( '~:' .
identity theft is the fastest growingcri1T/8 in the U.S. (tpeneraf~CCoU~ing Office, 1/03). Enroll in optional
ProtileProtect(R) and we will send you your credit report, monitor your creelit file for changes each business da ,and
send you Quarterly Credit Updates -- tools to help protect yourself f/fom identity theft. Call, 1~877.737.1936 to nroll.
Discover Financial Services is proud to support this year's JI/venile Diabetes Research Foundation's Walk to ure
Diabetes. Help us raise even more money to fund research for a cure by participating in the Walk or donating our
Cashback Bonus(R) award to JDRF. A cure is within reach. To learn more, visit Discovercard.com or www.jdr org.
Go paperlessl Elect to stop receiving your Discover(R) Card sta'teme'nis by mail and receive them online only. You'll
get an e-mail notification when your current Account statement is available and a printable version of your stat menf for
your records. Visit Discovercard.com:~o enroff.
;,':
,f., ~ i
Balance Transfer offer for current billing period: Daily Periodic Rate: 0.02164%; corresponding ANNUAL PER ENTAGE
HA TE: 7.90%. Rate;s subject to the terms of the offer including expiration.
Averag,8
Daily
Balances
Daily "
Penodic
Rates'
current billing period: 31 days
Purchases $409.16
Cash Advances $0
Balance Transters $4992.59
0.03559%
0.05477%
0.02164%
Nominal AMNU"L
:4NNUAL H
. 'PfRlrEN7AGf PfRCEN7AGE
RATEs RATES
Periodic
FINANCE
CHARGES
12.9go/o V
19.$9% F
7.90% F
12.99%
19.99%
7.90%
$4.52
$0
$33.49
The rates that apply to your Account are either fixed' (F) or they may ~(llY (V) ~,!lO\ed above.
. . .
, I ~
Que.tlon.? CaUl.800.DISCOVER(1.B80.347-2683) Dr log on tobl.coverca(d.com
rsnsaction
Be
'NANCE
HARGES
one
o
o
.......
.scevER'
UI:>l.CJVtK
CARD
, i~ ,
~~~~~r;u~t;~;'60t'oot950579797
page 3 of 3
Cash back Bonus @ . Award Summary
Cashback Bonus Anniversa Date: March 27
Previous Cash back Bonus Award Balance
Purchase Award This PeriOd
Cashback Bonus Award Total
Balance
$ 0.00
( 0.00
I 0.00
Cash back Bonus Award Balance
Award Available 10 Redeem
',$
0.00
0.00
';'1
"
ji"
Restrictions apply to the Cashbaek Bonus Partner offers"visit Dlscovercard.com or call1.-677-YOUR-AWARD
(1-877-9S8-7292j for details. For program details, see the Cashbacl(Bonus Terms and Conditions.
lJISl:OVER
CARD
$5,225.03
27 SOSNBA01 OOG1124
DANIEL C FARWELL
1750 WALNUT BQTTOM RD
NEWVILLE PA 17Z41-9509
$105.00
.--.\
I
;~t~r-~~~~~;~~closed~I;;\~-- --... ......
payment due dale
October 26, 2Q03
$
Plesse make check payable to 0" ve( Platinum Card
or pay online@Discov8rcard.co
,
!
To order Cash Access CheC~S' select
your P LN., Of to find cash loc tions call
1.800.DISCOVER (1.800.3472683) or
visIt Drscovercard com
11I",,,,,,,,,\,,,,,,,,11I
WILMINGTON DE 19886-5251\
1",111,1"1"1,1,,1,,11,,,1,10,,1.1,1.1....11.1\1,,,,111.1..1
PO BOX 15251
Address or telephone chal/ge? Please print change in the space above,
or go to Discov&rcard.com.
000006011002950579797052250300000000010500
Discover Platinum Card Account Summery
Closing Date: Saptember 27, 2003 page 1 013
account number
payment due date
minimum payment due
creditffmit
credit a.vaifable
cash credit limit
cash credit available
6011 002950579797
October 26, 2003
$105.00
$10,000.00
$4,774.00
$5,000.00
$4,774.00
Cashback Bonus"
Cash back Bonus@Anniversary
Date: March 27
Keep using your Discover(R} Card and
watch your Cashback 8onus(R) award
growl Remember, once your Cashback
Bonus award is at least $20, you can
redeem your award by calling us or by
logging into the Account Center at
Oiscovercard.com.
.---- -- ----~,.
previous statement balances
trans. post
date date
Iran date
Sep 24
previous balance
payments and credits
purchases
cash advances
balance transfers
FINANCE CHARGES
new balance
+
+
+
+
$5,312.59
125.00
0.00
0.00
0.00
37.44
$5,225.03
You may be able to avoid Periodic Finance Charg 5, see
the reverse side for details.
post date
Sept 24 PAYMENT. THANK YOU
'.1-
Opening Cashback Bonus Balance
New Cashbac~:Bonus Earned
C.~hbaek Bonus Balance.
Aveilable 10 Redeem
$
+
0.00
o.
0.00
0.00
$
$
- -FINANCE CHARGES: 'OlDBAlANCE' -, c n - -, . - $
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
.125.00
Quosllons? Call1.BOD.OISCOVER (I.BOo-347-Z6B31 or log onlo Discovo"",rd.com. Frn- TOO
(Telecommunlcsllon Dev]ce for lhe Deaf) assistance, call 1-800-347-7449. Send billing error notice 10:
Discover Platinum; P.O. Box 15192; Wnmlngton, DE 19850-5192.
..,...
.scevER'
UI:>LC.W tK
CARD
DISCeVER: ;;,;;~;;n7 ;;un;b~;'601100~950579797
\
Questions? Concerns? Comm+nts?
be. ' nil. hesilale 10 call one pf our lrienkJly
~Ustcmer Service Representatives atr
1-8oo-DISCOVER (1-800-347-2 83).
We're here 24 hours a day, 7 days a week,
10 help answer questions about your
Discover' Card Account.
C2OO5 DisaMr BatW. Hember FDIC
Closing Date: September 27, 2003 pag 2 of 3
No payments. No penalties. No problem. Discover(R) AccountGuard(R} gives you the ability to put your pa ents
and periodic finance charges on hold if you lose your job, take a leave of absence, beCome disabled, hasp/tar ed, get
married, divorced, give birth, adopt 8 child, or move. Call 1-877-883-1959 to enroflf u.... Your purchase of
AocountGuard is optional. Whether or not you purchase AccountGuard will not sffect your application for erect Dr the
ot1er terms of any existing cr9dit agreement you have with us. Additional Disclosures, We wilf give you Acco ntGuard
Tt!rms and Conditions before you are required to pay. There are eligIbility requirements, canditions, and exclu ions that
could prevent you from receMng benefits under AccountGuard. You should carefully read the AccountGuard 6fms
and Conditions for a fuff explanation of the terms of AccountGlJsrd.,
Simplify and Save! Use your Discover(R) Card to payoff high-rate balances today. You can save money and
col1solidate your debt into one convenient payment. Call 1-ti77-35S~0985 to see if a Balance Transfer 011er is vaiJab/e
for you.
Now you can use your Discover(R) Card at over 500 Bob Evans locationsr You can enjoy Bob Evans homesty. flavors
in Iheir kitchen or yours for breakfast, lunch or dinner. Take the time to enjoy a heartland tradition. Come horn to Bob
Ev.~ns and use your Discover Card.
As a Discover(R) Cardmembe.r'lou.cap. g~t ~~h qUicK..IY a. nd easily '.-- just about anytime, ~nYWh9re. To find th
na,,,ost cash locations, sa/ect ypqr P./.f'., pr t~lqrd"'. Discover Card~h Checks, cBIII.!JOOoDISCOVER .
(1.1100-347.2683)~ And don't f'*9,st to ~risll:'Us,~t,Di$~~er~rd.com where you can also search for cash locatio
ne'lrestyou i'j '".,:,!,:I,I,:I'I ,
" . " ' :!' !\";;!:\:1. ' ,.
i ;'i'i"., ",':' " ,:' i: ,:
For a list of our gf9at CashbackBQOuS(R) fa~ners, Ioq;n ,to,:the ACcount Center at Dlscovefcard.com or call us
I-Br7.YOUR.AWARD(I-877'96B<7?92j. ': ",
:!' 'Ii',
I
'I
'.I
.'.
::t:
I
Balance Transfer offer for current billing period: Dany Periodic Rate: 0.02164%; corresponding ANNUAL PER
RA TE: 7.90%. Rate is subject to the terms of the offer including expiration.
Average
Daily
Balances
Daily
Penodic
Rates
curmnt billing period: 31 days
Purchases $413.70
Promotional Purchases $0
Cash Advances $(1
Balance Trans1ers $4900.89
0.03559%
0;01068%
0.05477%
0.02164%
Nominal A "NUAL
ANNUAL . n,
PERCENTAGE PERCENTAGE
I RATES . RATES
Periodic
FINANCE
CHARGES
12.99%' V
3.90% F
19.99% F
7.90% F
12,99%
3.90%
19.99%
7.90%
$4.57
$0
$0
$32.87
The rates that apply to your Account areeilher fixed (F) or they may vary (VI as, noted abo'le.
Quootlo.s? Call1.800.DISCOVER(1.800.347.2683j or log o. to Olsco..rcard.com
.L..
"fi~AVW
1J1:>\,:C?VtK
CARD
I sep~;;rb~~ ;;:Z003!
-.. ... ."---
accountnuFnber 601100 950579797
page :3 of 3
Cash back Bonus @ Award Summary
Cashback Bonus Annlversar Date: March 27
Previous Cash back Bonus Award Balance'
Purchase Award This Period
Cash back Bonus Award.Tqtal, il\ ,.
Cash back Bonus Award Balance
Award Available to Redeem
,I.. .
"1i
,:1 'i. i
alanca
0.00
0.00
0.00
0.00
0.00
Restrictions apply to the Cashback Bonus Partner offers, visit Dlscovercard.com or call 1~877-YOUR-AWARD
(1-877-968-7292) for details. For program details, see the Cashback Bonus Terms and Conditions.
u.~t;C..)VtK
CARD
$7,215.21
............. y-,......' """I
$145.00
paymenf due dale
November 26, 2003
~.."..vVI""""'"''''''
VV I I vc.J oJ\I.JI ::Jl~1
$
Please make check paya.ble to OJ over Plalinum Card
or pay online @Oiscovercard.cD
27 SOSN6A01 0001125
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Ch ks, select
your P,I.N., or to find cash I tions call
1.800.DISCOVER (1-800.34 .2683) or
visit DiscQvercard.com.
Address or telephone change? Please print change in the space above,
or go to Discovercard.com.
,
PO BOX 15251 III".II"",J~II".I."III
WILMINGTON DE 19886-52511
""'I'I"I""I"I,,"...I.,...,.,.I.I""I"tl''''"I'\''\
000006011002950579797072152100000000014500
Discover Platinum Cerd Account Summary Closing Date: October 27,2003 pag j 013
previous balance $5,225.03
account number 6011 002950579797 payments and crsdits 110.00
payment due date November 26, 2003 purchases + 0.00
minimum payment due $145.00 cash advances + 2,000.00
credit limit $10,000.00 0.00
credit available $2,784.00 balance transfers +
,cash credit limit $5,000.00 FINANCE CHARGES + 100.18
cash credit available $2,784.00 new balance = $7,215.21
You miJy be able to avoid Periodic Finance Charg '5, see
the reverse side for details.
Cashback Bonus"
Opening Cashback Bonus Balance
New Cashback Bonus Earned
cash back Bonus Balance
Available, to Radeem
$
+
0.00
$
$
0.00
0.00
Cashback BonuS@Anniversary
Date: March 27
Keep using your Discover(R) Card and
watch your Cashback Bonus(R) award
growl Remember, once your Cashback.
Bonus award is at leas! $20, you can
redeem your award by calling us or by
logging into the Account Center at
Discovercard.com.
trans. post
date date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCECHARSES: BALANCE tRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: PUFlm.jASI?
PRINCIPAL: BALANCE TRANSFERS
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
tran date
Oct 23
Oct 24
Oct 24
post date
Oct 23
Oct 24
Oct 24.
PAYMENT. THANK YOU '
CASH ADVANCE CHECK #6118
CASH ADVANCE TRAN'S FEE FINA
.110.00
,000.00
60.00
Questions? CaU 1.800.D1SCOVER (1.800.347-2683) Dr log on to Discovo...ard.com. F", TOO
{Telecommunication Device for the Deaf) assistance, call 1-600-347-1449. Send billing error notice to:
Discover Platinum; P.O. Bo){ 15192;WilminQton, DE 19850-5192
!i~"
'11c:rAVCD'
U!::J(.;CW ER
CARD
DISC.VEI{
_.." h__ _. "' ".___
account number 6011002 50579797
Simplify and Savel Use your Discover(R) Card to paioU Mllf;.iatEt:~~ances today. You cen save money and
consolidate your debt into. one convenient payment. ,i Csfl. t '800.r6r~73'15 'to see jf a Balance T ranster offer is vaifabJe
1oryo.u.
Questions? Concerns? Com nts?
,
Don't hesilole 10 coli one of our frien Iy
Customer Service Represenla~ves at:
1~800.DISCOVER (1-800-347-2 83).
We're here 24 hours a day, 7 days a
10 help answer questions about your
Discover' Caro Account.
02005 O~ Bank, Member FDIC
ClOSIng Date: October 27,2003
pag 2013
No. payments. No. penalties. No. problem. Dj~v~r(R} Ar,;cotmtGuard(R) gives yo.u the ability to. put yo.ur pay Bnis
and periodic finance charges on hold if, you lose yourjob,. takfJ a leave of absence, become disabled, hospitali , get
married, divorced, give birth, adopt a child; or move, Calt' 1-8'77~88'3-1959 to enrol11 u~... Your purchase of
AccountGuard is optional. Whethet: or not yot! purchape AccpuntGuard will not affect your application for credi or the
other terms of any existing credit agreement you have with us. Additional Discfosures. We will give you Acco tGuard
Terms and Conditions before you are required to pay., There'are eligibility requirements, conditions, and exclu ions that
could prevent you from receiving-benefits under AccountGuard. You should carefully read,the AccounfGuard rms
and Conditions for a full explanation of the terms of AccountGuard.
'"
Identity theft is the fastest growing crime in the U.S. (General AcCounting Office, 1/03). Enroll in optional
ProfileProtect(R) and we will send you your credit report, monitor your credit fife for changes each business da and
send you Quarterly Credit Updates -- tools to help protect YOl.(fSeUrr~m_jdentity theft. Calf 1wB77-737-1936 to e ro/J.
Go paperless I elect to stop receiving your Discover(R) Card statements by mail and receive the.m online only. You'll
get an ewmail notification wheri,your currerit A<:count.sfatement is available and a printable :version of your state ent for
your records. Visit DiscovercaM.cam to enrol{.', : "
Do you know a current high schoof junior who is an al1~around achiBvf!r, b~yond academics? . We want to know hem
too! To find out more about thf:i Oiscover(R) Card T ri~ytEl ~watd(R) Scholarship Program,. visit our website at
Discovercard.com/tnbute.htm. fhere are up t(Y460sCho/arships available worth more than $1 million.
OPEN A NEW DISCOVER MON"Y I4ARKE'fACCOUNT TODA YI Our AutoSavers Plan lets you save painte y by
scheduling muftiple monthly deposits into your Money;Market Accol,lnt ,.. for Education expenses, a new Car. H liday
gifts or whatever you wishl Call today to open}our Account and sign up for AutoSavers: 1*800-347- 7000. Me fion
Code: SCI003PM.
Average
Daily
Balances
Daily
Periodic
Rates
current billing period: 30 days
Purchases $418.22
Promotional Purchases $0
Gash Advances $274.89
Balance Transfers $4805.73
0;03559%
0.01068%
0.05477%
Q,02164%
Nommaf ANNUAL
ANNUAL
PERCENTAGE PERCENTAGE
RATES' RATES
Periodic
FINANCE
CHARGES
1;!;99% V
3.90% F
19.99% F
7.90% F
. $4.47
$0
$4.52
$31.19
12.99%
3,90%
3B.71%
7.90%
The rates thai apply to your Account are ~ither fixed {Fl O( l"ey mf1-Y:vfllY (V~:af'~ed above.
.' ;. :.\'.,:', .
Questions? Call1.800.0ISCOVER(1.80d.347.2683) or log on to Olscovercard.com
ransaction
ee
NANCE
HARGES
one
os
60.00
o
......
ISCevER'
UIS(,,;QVER
CARD
'\. I :,i
"'.V.,III'.:!....a''='.
October 27, 2003
-,....~... ~,."........--....
accountnurnber 601100250579797
page 3 01,3
Cashback Bonus @ Award Summary
Cashback Bonus Anniversar Date: ;March 27
Previous Cashback Bonus Award Balance
Purchase Award This Period
Cashback Bonus Award Total
Cashback Bonus AW!lrd Balance
Award Available to Redeem
i', ; ,
"I
Restrictions apply to the Cashback Bonus PartneroffeTs, visit DlsC9Vercard.com or call1~n-YOUR-AWARD
(1-877-968-7292, for details. For program details; see the CashbaCk Bonus Terms and Conditions.
alance
0.00
0.00
0.00
0.00
0.00
DIScOVER
CARD
$7,157.57
27 SDSN6A01 0001126
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$144.00
enter amount enclosed below
payment due date $
December 26, 2003
Please make check payable to Ois
or pay online@ Discovercard.com
To order Cash Access Chac 5, select
your P.LN., or to find cash loc tions call
1.800.D1SCOVER 11.800.3472683) or
visit Oiscovercard.com.
ver Platinum Ca.rd
PO BOX 15251 111".11"",1, '",'",11I
WILMINGTON DE 19886-5251
1,..111,1"1"1,1,,1,,11,,,1,1,,,1,1,1,1..,,11,11..,,111,1"I
Address or telephone change? Please print change in the space above,
or go 10 Discovercard.com.
000006011002950579797071575700000000014400
Discover Platinum Card Account Summary
accounf number
payment due date
: minimum payment due
creditl/mil
credit available
cash credit limit
cash credit available
6011 002950579797
December 26, 2003
$144.00
$10.000.00
$2,842.00
$5.000.00
$2,842.00
Closing Date: November 27, 2003 page 1 of 2
previous balance
payments and credits
purchases
cash advances
balance transfers
FINANCE CHARGES
new balance
You may be able to avoid Periodic Finance Charg $, see
the reverse side for details.
+
+
+
+
$7,215.21
150.00
0.00
0.00
0.00
92.36
$7,157.57
,-
Lock Your CD Rate Todayl Move fasfto lock in your CD rate ..j.,ith Discover Bank's fast, free and secure Elect onic
Depositllt's the easy, safe way to add funds to a maturing Discover CD or fund a new CD direcVy from your b nk
account. Visit www.Discoverbank.com for information, and use this code when opening your account:
SC1103PC.Member FDIC.
Cashback Bonus"
Cashback BonuS@Anniversary
Date: March 27
Keep using your Discover{R) Card and
watch your Cashback Bonus(R) award
growl Remember, once your Cashback
Bonus award is at 19ast $20, you can
redeem your award by caffing us or by
logging into the Account Center at
Discovercard.com.
trans. post
date date
.. previous statement balances
Iren date
Nov 26
'Openihg Cashback Bonus Balance
New Cashback Bonus Earned
C~shback Bonus Balance
A.eilable to Redeem
- ~ . - -
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: pURCHASES
PRINCIPAL: BALANCE TRANSFERS
post date
Nov 26 PAYMENT. THANK YOU
Questions? Ca" 1.800.D\SCOVER (1.800-347.2683) or log on to Discoyen:anl.com. For TOO
(Telecommunication Device for the Deaf) assistance, caU 1-800-347-7449. Send b\"lng error notlce to:
Discover Platinum; P.O. aox 15192; Wilminaton. DE 19850-5192. ' ,
$
+
0.00
$
$
0.00
0.00
$
0.00
0.00
O.DO
0.00
0.00
0.00
0.00
0.00
.150.00
......
ISClWfIl
UI~Lc..lVtK
CARD
DISC.VE~ I
account number' 6011 00 950579797
No payments, No penalties. No problem. Discover(R) AccountGuai'd(R) gives you the ability to put your pa
and periodic finance charges on hold if you Jose your job, take a leave of absence, become disabled, hospital
married, divorced, give birth, adopt a child, or move. C8111.877-883-1959 to eOToIf! ........ Your purchase of
AccountGuard is optional. Whether or not youpurchase AccountGuard will not affect your application for ere it or the
other terms of any existing credit agreement you have with 'us. Additional Disclosures. We wilt give you A ntGuard
Terms and Conditions before you are required to pay. There are eligibility requirements, conditions, and exel sians that
could prevent you from receiving:benefitsunder Accoun,tGuard. You should carefully read the AccountGuard erms
and Conditions for a full explanation of the terms of AccountGuard.'
Questions? Concerns? Com Is?
Don'llill$ilole 10 coli one of our frie Iy
Customer Service Representatives al
l-SOO-DISCOVER (1-800.3.47.2 83).
Wflre here 24 hours a day, 7 days a week,
10 help answer queslions oboul your
Disco""r' Card Account.
02005 Dlsoww Bank. Memb. fOIC
Closing Date: November 27, 2003 pa 2012
Simplify and Save with three easy ways to transfer balfJnc8s to your Discover(R) Card. Call 1-800-767-7339 t see if a
Balance Transfer offer is available for you, go to Discovereard.com, or look (or Balance Transfer checks in the mail.
Through the efforts of our Cardmembers, Discover Financial ServiCes has dqnated over $14 million to the Ma
Foundation(R) to make dreams come true for thousands of children with life-threatening medical conditions.
the power of a wish(R) and donate your Cashback Bonus(R) award, please visit Oiscovercard,com or www.wi
A~Wish
share
.org.
As a Discover(R) Cardmember, you can get cash quickly and easily.. just about anytime, anywhere. To find e
nearest cash locations, select your P.i:N., or to order Discover Ca(f:J, ~onvenience Checks, ,call 1.800-DISCOV, R
(1.800-347-2683). And don't forg~t to,:Visi~, us;~t DI~r~~ard,com ,where you can also search for cash locatio s
nearest you. " .! ,I \!,,:'Ih1 1-;\,
, 'd: j: !::",~I;:~~ ' .
:",H:C:I'ri:',I.~d
For a list of our great Cashback 'Bonu$(R)Pattners, login to:the Acpou{l1 Center Eft Discov~rcard.com or call us at
1.877.YOUR.AWARD(1.877.008.7292).' :,i'" . .'
'." ,:i' "'i" ,
Go paperless I Elect to stop recej.j;~ lc>U(Oi;'40ver(R) Card statemjh~s bymafl and receive them online only,
get an e.maif notification when'yqUr.cUfie"t.A~ant,statement is available and a printable version of your stat
your records. Visit Discovercatd.com'to: eirroll. ~ J: I
i!
Average
Daily
Balances
Daily
Penodic
Rates
current billing period: 31 days
Purchases $5168,60
Promotional Purchases $0
Cash Advances $2081.57
0.03559%
0.01068%
0.05477%
'.:'"
Nominal AN"'UAL
ANNUAL "
. PERDENTAGE PERCENTAGE
RA TitS RATES
Periodic
FINANCE
CHARGES
12.99% V
3.90% F
19.99% F
12.99%
3.90%
19.99%
$57.02
$0
$35.34
The rates that apply 10 your Account are either fixed (F) or th,ey l'Tiayvary ~V}as noted above.
Quesllons? Call1.800.D1SCDVER(1.800-347.26B3) or log on to ms.ovarcard.com
You'll
ntfor
rsnsaction
ea
!NANCE
HARGES
one
one
o
......
Ic:rAVRr
DISCOVER
CARD
$7,096.53
27SDSN6AOf 0001127
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9~09
....... c"".'--- I
$142.00 '
payment due date
January 26, 2004
enter amount enclosed below
$
Please make ,check payable (0 Di over Platinum Card
or pay online ,@ D{scov8(card,co
To order Cash Access Chac 5, select
your P.l-N., Qr to find cash loc tions call
1.800.D1SCOVER 11.800.3472683) 0'
visit Oiscovercard.com.
1'0 BOX 15251 11I",11"...1. 1",1",111
WILMINGTON DE 19886-5251
1,,,111,1,.1,,1,1,,1,,11,,,1,1,,,1,1,1,1,,,,11,11,,,,111,1,,1
Address or telephone change? Please. print changg.in the space above,
or go to DisCQvercard.com. , I
000006011002950579797070965300000000D1420D
Discover Platinum Card Account Summery
Closing Date: December 27, 2003 page 1 of 2
account number
payment due date
i minimum payment due
credit limit
credit avai(able
cash credit limit
, cash credit available
6011 002950579797
January 26, 2004
$142.00
$10,000.00
$2,903.00
$5,000.00
$2,903.00
previous; balance
payments and credits
purchases
cash advances
balBrit& transfers
FINANCE CHARGES
new balance
You may be able to avoid Periodic Finance Charg s, see
the revetse side for details.
Please note. the Traditional Cashback Bohus award Is now called t~ Purchase Cashback Bonus award.
Cashback Bonuse
Cashback BonuS@Anniversary
Date: March 27
Keep using your Discover(R) Card arid
watch your Cashback Bonus(R) award
growl Remember, once your Cashback
Bonus award is at least $20. you can
redeem your award by caI/irg:,l1s or by
logging into the Account C(tnter at
Discovercard.com. I
ransactlOns
trans. post
date date
previous statement'baiances ~ - ~ ~--
tran date
Dec 26
b~ning Cashback Bonus Balance
New Cashback Bonus Earned
'Cash back Bonus Balance'
A~el\eble 10 Redeem
""";""'.
FINANCE CHARG€S: OLD BALANCE'
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE clHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
post date
Dec 26 PAVMENT. THANK YOU
Questlen.? Call1.800.DlSCOVER. (1.800.347.2683) or log on to Discevorcard.com. Fo, TOO
(Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send bIlling euor notice \0:
Discover Platinum; P.O. Box 15192; WilmlnQIOn, DE 19850.5192.
-
+
+
+
+
$7,157.57
150.00
0.00
0.00
0.00
88.96
$7,096.53
=
$
+
0.00
$
$
0.00
0.00
'$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
.150.00
~isCevER
DISCOVER
CARD
DISCeVER"
;~c~;nt ;;u~b~;' 6011 002 50579797
Questions? Concerns? Com
Don't hesilote 10 coli one of our fri
Cuslomer Service Repre>enlotive5 01:
We're here 2.4 houl'$ a day, 7 doys a
10 help answer questions about your
Discover" Card Account.
020P5 OIltON'" Bcd. Member FDIC
\;I9sing Date: December 27, 2003
pag 2012
No payments. No penalties. No problem. Discover(A} AccburitGusrd(R) gives you the ability to put your pay snts
and periodic finance charges on hold if you lose your job, tak.e a leave of absence, become disabled, hospitali ed, get
married, divorced, give birth, adopt a child. or move. Call1-877-B8:3-1959 to enrolll uu. Your purchase of
AccountGuard is optional. Whether on not yo~ purchase .(icc{JuntG/,lsrd wiN not affect your application for Cfi or the
other terms of anJi existing credit agreement you have with us. Additional Disclosures. We will give you Acco ntGuard
Terms and Conditions before you are required to pay. There'are eNgibility requirements, conditions, and exclu ions that
could prevent you from receiving benefits under AccountGuard. You should carefully read the AccountGuard arms
and Conditions for a fuJI explanation of the terms of AccountG.uard.
Simplify and Save with three easy ways 10 transfer balances to your Discover(R) Card. CaI/1-800v767-73391 see if a
Balance Transfer offer is available for you, go to Discovercard.com..or look for Balance Transfer checks in the ail.
Through the efforts of our Cardmembers, Discover Finane'al Services has donated over $14 million to the Mak A- Wish
Foundation(R) to make dreams 'come true for thousands of children with iifevlhreatening medical condil;MS. 1i share
the power of a wish(R) and donate your Cashback Bonus(R)awatd, please visit Discovercard.com or www.wis .org.
As a Discover(R) Cardmember, you can get cash quickly and easily -- just about anytime, anywhere. To find t
nearest cash locations, select your P./.N., or to order Discover Carr;! Convenience Checks, ca1/1~800.DISCOv' R
(1-800-347.2683). And don't target to ',~is# us ,flt Dis~vercard.com! iNhere you can also sesJ-ch for cash locatio s
nearest you. i' " :'~,,' ,
< , " ~ , .: " , '
For a (ist of our great cashback:Bpnus(R) partrlersi ,loiltn !9 the AC0'~n( Center at Discoverpard,.com or call us
1.877.YOUR.AWARD (1.877.968.7292)., . ".'"
'11 '
i' \1
Balance Transfer offer for current billing period: Daily PeriOdic Rate: 0.04655%; correspondIng ANNUAL PER ENTAGE
RATE: 16.99%, Frate Is subject to the terms of the offer including expiration.
Average
Dairy
Barances
Daily
Penodic
Rates
current biJIing period: 30 days
Purchases $5073.89
Promotional Purcha'ses $0
Cash Advances $2116.62
0.03559%
'0.01068%
0.05477%
Nominal ANNUAL
. ANNUAL
'PERCENTAGE PERCENTAGE
RATES RATES
ransaction
ee
INANCE
ARGES
Periodic
FINANCE
CHARGES
12.99% V
3.90% F
19.99% F
12.99%
3.90%
19.99%
$54.19
$0
$34.78
The ralBs that apply to your Account are eI\her fIxed (F) or they may vary (V) ~snoled above.
Qu.stions? Call1.81lD-DISCOVER(1.800.347.Z68S) or logo. t. Discovercard,com
_lo
l<e:ravW
lJlSLQVI:K
CARD
$7,042.85
27 SDSN6A01 0001128
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$141.00
enter amount enclosed below
payment due date
Febl"uary 26, 2004
$
Please make check payable to Dis
or pay online@.Discovercard.com
T a order Cash Access Chec ,select
your P.LN., or to find cash loc tions call
j.800.DISCOVER (1.800.3472683) or
visit Discovercard.com.
! ~I ,
'.i'
PO BOX 15251, 11I."11",,,1, 1",1",11I
IiIlL/>lINGTON DE" 19886-5251
1,,,1/1,1,,1,,1,1,,1.,11.,,1,1,,,1,1,1,1,,,,11,11,,,,111.1,,1
, , I
Address or telephone change? Please print change 'in lh~ space above,
or go to Discovercard.com. '
00000601100295051979~07042&500000000014100
Discover Plallnum Card Account Summery
account number
payment due date
~ minimum payment due
credit limit
credit available
cash credit limir
cash credit available
6011 002950579797
February 26, 2004
$141.00
$7.300.00
$257.00
$3,700.00
$267.00
-
,Closing Date: January 27, 2004
page 1 of 2
$7,096.53
145.00
+ 0.00
+ 0.00
+ 0.00
+ 91.32
$7,042.85
previous balance
. payments and credits
purchases
cash afll(snces
batan,ce transfers
FINANCE CHARGES
new balance
You may be able to avoid Periodic Finance Charg 5, see
the reverse side for details.
Lock Your CD Rate Today! Move fast to lock in yourGD. ra~ with,p\scover. Bank's fast, free and secure Elect onlc
Deposit] It's the easy, safe way to add funds to a maturing Discover CD or fund a new CD dlrectl~ from your b nk
account. Visit www.Discoverbank.com for information, and use this code when opening your account:
SC11 03PC.Member FDIC. '
Cashback Bonus"
Cashback Bonus$ Anniversary
Date: March 27
Keep using your Discover(R} Card and
watch your Cashback Bonus(R) award
growl Remember, once your Cashback
Bonus award is at least $20, you can
redeem your award by Cl!.lIing us or by
fogging into the Account Center at
Oiscovercard.com.
trans. post
date date
prevlousstatem-ent balances
tran<:lBte
Jan 23
Opening Cashback Bonus Balance
New Cashback Bonus Earned
$
+
0.00
O.
0.00
0.00
Cashback Bonus Balance
Available to Redeem
$
$
FINI':NC:E CHARGES~6tD8AlANCE'
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHAROOS:BAUANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPl\l:.PURCHASES
PRINCIPAL: BAlAI-ICE TRANSFERS
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
post date
Jon 23 PAYMENT. THANK YOU
.145.00
,
Qu..tlon.? CaUl.800-DlSCOVER (1.800.347.2683) or log on 10/li'R"'!"rco",.cum. For TOO
(Telecommunication Device for the Desl) assistance, call 1-800-347-7449. Send buting e<<or notice tQ:
Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192.
......
lSCevER
DISCOVER
CARD
-...."..-
~~~~;nt, ;;u~b~;' 6011 002~50579797
i
DISC.VEIl
Questions? Concerns? Com
Don't hesi\Q\e to coli one of our fr'
Customer Service Represenlolives 01:
1-800-DISCOVER (1-800-347-24831.
I
W..re here 24 h"",s 0 day, 7 days o~,
to help onswer questions oboul your i
Discover" Card Account,
C2005 DiICm8r 8ar'l, Member FDIC
Closlp\lData: January 27, 2004
p'g 2012
"., ,
Please note, the Traditional Cashback Bonus award'is now called the Purchase Cashback Bonus award,
. I ~
No payments. No penalties. No problem, DisCDver(R) AccountGuard(R) gives you the ability to put your pay ents
and periodic finance charges on hold il'you lose your job, take' a leave of absence, become disabled. hospital. ed, get
married, divorced, give birth, adopts child. or move. Cafl1~877-883.1959 to enrolll ........ Your purchase of
AccountGusrd is optional. Whether or not you purchase AccountG~ard will not affect your application for c 'f or the
other terms of any existing credit agreement you have with us. AdcJ;tiona/ Disclosures. We will give you Acco ntGuard
Terms and Conditions before you are required. to pay., There-are ,eligibility re.quiremef1ts, conditions, and excl sions that
could prevent you from receiving benefits under AccountGuan:1,', You should carefully read the AccountGuard arms
and Conditions for a full explanation of the terms of AccountGuard.
Simplify and Save with three easy ways to transfer balances to your 'oiscover(R) Card. Call 1-800-767-7339 t see if a
Balance Transfer offer is available for you, go to Discovercard.com, or look for Balance Transfer checks in the mall.
Through the efforts of our Cardmembers, Discover Financial SeNiQ~~ has donated over $14 million to thf3 Ma -A- Wish
Foundation(R) to make dreams come true for thousands orcfJi/dreFf1with.Jife-threatening medical cotiditions. share
the power of a wisheR) and donate your Cashback BonUs(R) award; please visit Discovercard.com or www,wi h.org.
As a Discover(R} Cardmember,"You ~cctn g~t Ca$h quicMY {lnd easily -. just about anytime,~nywhere.' To find t e
nearest cash locations, select your P.I.N., or ld ~rded}isdoV8r Carri Convenience Checks, call1-800-DlSCO R
(1-800-347-2683). And don't forget to visit us at Discq~li:ard.com where you can also search for cash locatio
nearest you.
Balance Transfer offer for current billing period: Daily Periodic Rate: 0.04655%; corresponding ANNUAL PE CENTAGE
RA TE: 16.99%. Rate is subject to the terms of the offer including expiration.
Average
Daily
Balances
Daily
Pet/Odic
Rates
current billing period: 31 days
Purchases $4965.07
Promotional Purchases $0
Cash Advances $2152.27
0.03559%
0.01068%
0.05477%
, ~~n"L ANNUAL
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
Transaction
Fee
FINANCE
CHARGES
12,99% V
3.90% F
19.99% F
$54.78
$0
$36.54
12.99%
3.90%
19.99%
none
none
$0
The rates that apply to your Account are either fixed (F) or tney may varyjVj ~s'l)ote~ $,bove.
Quostlo,o? C,1I1.8DO-D1SCOVER(1.800.347.2683j or log 0' to ,Dlsco..rc,rd.com
I
1"_"
DI~.vFR'
UI:>~\:,;)V tK
CARD
$6,983.90
$140.00
enter amount enclosed befo
payment due date
March 26, 2004
$
Please make check payable to
or pay online @Discovercard.c
27 SOSNGAQ1 0001129
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
TO order .Cash'Access Ch'cks, select
your P.\.N., or to find cash 10 ations call
1.800.DISCOVER (1.800-34 '2683) or
visit Oiscovercard.com.
Address or telephone chang~? Please print change in the space above,
ergo 10 Discovercard.com.
PO BOX 15251 111",11"",\.11",1",11I
WILMINGTON DE 19886-525~
/",/11,/"1"1,1"1"/1,,,1.1,,.1.1.1.1,,,,11,\1.1,,,,11I,1,,\
Discover Platinum Card Account Summary
Closing Date: February 27, 2004
1~
I
previous balance I $7,042.85
payments and credits 150.00
purchases + 0.00
cash ,~dvances + 0.00
balanc~Uansfers + 0.00
FINANCE CHARGES + 91.05
neW,b{Jlance == $6,963.90
You may be able to avoid Periodic Finance Chaf'!. es, see
the reverse side for details.
00000601100295057979706983900000000D014000
account number
payment due date
minimum payment due
credit limit
cr8dit available
cash credit limit
cash credit available
6011 002950579797
March 26, 2004-
$140.00
$7,300.00
$316.00
$3,700.00
$316.00
Get organized with paperless statements. Start receiving Y9u.r Di~6p~er(R) Card statement exclusively onlin 1 No more
worries about added clutter r lost statements 'or postal'delays. You'" get an a-mail when your current stateme t is
available online and a printable version for your records. Visit the Account Center at Discoverca.rd.com to an II.
Cashback Bonus$
C/PenlngCashback Bonus Balance
. New Cashback Bonus Earned
elrshback Bonus Balance
. Avalleble to Redeem
$
+
0.00
$
$
0.00
0.00
Cashback Bonus<8l Anniversary
Date: March 27
Keep using your Discover(RJ Card and
watch your Cashback Bonus(R) award
growl Remember, .once your Cashback
Bonus award is at least $20. you can
redeem your award by ca11ing us or by
logging into the Account Cenr~r at
Discovercard.com.
ransacbons
trans. post
date date
-..- .------------
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES, BALANCE TRANSFERS
PRINCIPAl,: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
tran date
Feb 25
post date
Feb 25 PAYMENT. THANK YOU
.150.00
Quost/onlr CaU1.800.DlSCOVER (1.800-347.2683) orlgg on to ;Ol"co""rcai'd.com. For TOO
{Telecommunlcation Device for the Deaf) assistance, can 1-800-347-744-9. 'Send bmlng ~mor ootice \0:
Discover Platinum; P.O. Box 1519~'Wnmjngton, DE 19850-5192.
~""'..
I1lI<:;t"avAJ'
UI:>LOVtK
CARD
I
't)ISCevER
_.....--- ......._~~
account number 601100 950579797
Questions? Concerns? Com ?
Don't hesilole to call one of our frie
Customer Service Representatives at
1.800.DISCOVER (1.800-347-2 83).
We'le here 24 hours a day, 7 days a week,
to help answer qutl$~on$ about your
Discover" Card Account.
C2005 DbwM Bcd. M.rnb.r me
Closing Date: February 27. 2004
Please note, the Traditional Csshback Bonus award is now called the Purohase Csshback Bonus award.
Simplify and save with three easy ways to transfer balances to your Discover(R) Card. Call t-877-353~Q989 t
Balance Transfer offer is available for you, go to Discovercard.com or/ook for Balance Transfer checks in the
Lock Your CD Rate Todayl Move fast to fock your Certificate of Deposit interest rate with Discover(A) Bank's
and secure CD Electronic Deposit! It's the easy, safe way to add funds to a maturing Discover CD or fund a n
directly lrom your bank account. Just dall , .800.347. 7000000 menllbr'coqe: SC0204PC. Member FDIC.
pag 20/2
PREE Additional Cards allow you to share your credit line without sharing Yo:UT card1 Request FREE Addition Cards
for your spouse, kids, or anyone close to you, You'll get a lot mOre ~ut of your credit line! Just ca/11-800~347- 5370(
visit Oiscovercard,com today.
The Account Center at DiscQvercard.com makes your life easy. You. can pay your Discover(R) Card bill, view OUf
statement, sign up for €I-mail newsletters a.nd Account' fe~~,,~;:: f#!,~tt?is for free! Login-to the Account CeI;1t rat
Oiscovercard,com and enjoy the benefits ot easy access to YQur ACCOIinL.anytimel '
\'
'; ~
.;..., ,
Balance Transfer offer for current billing period: Daify Periodic Rate: 0.04655%; corresponding ANNUAL PER ENrAGE
RA TE: 16.99%. Rate is subject to the terms of the offer including expiration.
Average
Daily
Balances
Daily
Penodic
Rates
current billing period: 31 days
Purchases $4883.24
Promotional Purchases $0
Cash Advances $2189.11
0.03559%
0.01068%
0.05477%
~~ll~L ANNUAL
, PERCENTAGE PERCENTAGE
RATES RA TES
Periodic
FINANCE
CHARGES
12.99% V
3.90% F
19.99% F
12.99%
3.90%
19.99%
$53.88
$0
$37.17
The rales that apply to your Account arseithsr fixed (F) or they Ifla.v V8l'Y ,(:y'),as noled abo....e.
Que.tlon.? Ca" 1.808.D1SCOVER(1-800.347.Z683) or log on to D1.c....rcard.com
UI:>l.;OVtK
CARD
$6,908.61
27 SQSN6A01 00011-30
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
", t II,';
$139.00
enter amount enclosed beIo
payment due pare
April 26, 2004
$
Please make check payable to D' oller Platinum Card
or pay online@Discovercard.co
ii,
i " ~
To' order Cash Aecess Che ks, select
your P.l.N., or to find cash \0 .ons call
1.800.DISCOVER (1.800.34 .2683) or
visit Oiscovercard.com.
PO ~OX 15251 11I",11",,,111,,.1,,,11I
WIlJIIINGTON DE 19886-5251
1",111,1.,1"/,1"1,,11,,,1,1,,.1,1.1.1...,11.1.1...,11I.1,,1
Address or telephone change? Please print change in the space above,
or go to Discovercard.com.
00000b01100295057,97970690861000Q0000013900
Discover Platinum Card Account Summary
account number
payment due date
minimum payment due
credit Jimil
credit available
cash credit limit
cash credit available
6011 0029 5057 9797
April 26. 2004
$139.00
$7,300.00
$391.00
$3,700.00
$391.00
Closing Deta: March 27,2004
previous balance
payments and credits
purchases
cash advances
ba/ance:transfers
FINANCE CHARGES
new balance
You may be able to avoid Periodic Finance Cha 5, S99
the reverse side for detaHs.
-
pa 1012
+
+
+
+
$6,983.90
160.00
0.00
0.00
0.00
84.71
$6,908.61
=
CALL FOR EXCITING NEW BALANCE TRANSFER RATESISave ,money and simplify your life by consolida ing your
debt. Call 1-877-353-0985 today to see if an offer is available for you!
Cash back Bonus"
Cashback BonuS@ Anniversary
Date: March 27
Keep using your D;scover(R) Card and
watch your Cashback Bonus(R) award
growl Remember, once your Cashback
Bonus award is at least $20, you can
redeem your award by calling us or by
logging into the Account Center at
OisCXJvercard.com.
trans. post
date date
previous statement balances
tran date
Mar 25
Ope'ni~ Cashback Bonus Balance
New Cashback .Bonus E.arned
d~hback Bonus Balance
" A,,_ilablilto Redeem
FINANCE CHARGItS.:Ol.D BALANCE'
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
, PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
post date
Mar 25 PAYMENT. Tf1ANK YOU
Questions? Call1-800.OISCOVER (1.800.347.2683) Dr log on 10 DI.coven:~rd.com. Fo, TOO
(Telecommunication Device tor the Deaf) assistance, call 1-800-347-7449. Send billing error notice to:
Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192.
$
+
0.00
$
$
0.00
0.00
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
.160.00
~isC.vER'
UI;)~"'~VtK
CARD
DISC.VEI{
lJr~'''I~L. U rf"lnvvt::LL
account number 6011
Queslion~? ConcernS? Com
, Don't hesitate 10 call one of our fri
. Customer Service Representatives
i;
1-800-DISCOVER (l-800-347- 683).
We're here 24 hours a day, 7 days week,
to help answer qU8$tions obout yo r
Discover' Card Account.
""""'''''''''''''''''''Mombo-fDIC
Closing D~te: Merch 27, 2004
p e2012
Please note, the Traditional Cashback Bonus sward is now called the Purchase Cashback Bonus award.
Did you know that millions of credit cards are lost or stolen every year? The Reg/ster(R) safeguards all your radii,
debit and A TM cards for less than five cents a day. Call 1-800-347-3395 to enroll in our 3-year $45 Deluxe ervice.
70% of credit reports contain at least one mistake (Consumer ReporJ$, January 2001). Enroll in optional
ProfileProtect(R), and we will send your credit report,. monitqr yOUf credit file for changes every business day, and send
you Quarterly Credit Updates n toofs to help protect you(Se/~ from idemity theft, Call 1.877.737-1936 to eoro ,
For a list of our great Cashback Bonus(R) Partners, login to the, Account Center at Discovercard.,com or call u at
1.877- YOUR.AWARD (1.877.968.7292).
Go paperless! Elect to stop receiving your Olscov8r(A) Card 'statements by mail and receive them exclusively online.
You'll get an e-mail notification when your statement is avaitable online and a printable version of your sfatem nt for
your records. Visit the Account Center at Discovercard.com to en(Olf.
Simplify and save with three easy ways to transfer balances to your Qiscover(R) Carei. Call1.fJ77-353-0985 t
Balance Transfer offer is aVa/'lap(e latYovi' ~~, f Di~V~~~rd.pom or.IPO/f lor Balance: Trans'fer'ahecks in the
: .,':' I J::,.i.'.':
"':'1:';"1\' ,jl
1'1 .'1 :;: .~, "I
!:" '::1;'1:1' Ii
":'i,,,!,
see If a
all.
'.'
;;
:i,
,il
Average
Daily
Balances
Daily
PerIodic
Rates
Nommw A"NU'L
ANNUAL ,", M
PERCENTAGE PERCENT~GE
RATES RATES
Periodic
,FINANCE
CHARGES
ransaction
ea
'NANCE
HARGES
current billing period: 29 days
Purchases $4782.87
Promotional Purchases $0
Cash Advances $2225.37
0.03559%
0.01068%
0.05477%
12,99% V
3.90% F
19.99% F
12.99%
3.90%
19.99%
$49.38
$0
$35.35
one
ne
The rates that apply to your Account are, eilher fixed (F) or Ihe~ mliY vary <V~ ~ noted above.
Questions? Call1.8DO.0ISCOVER(1.80o..347-Z683) or log on 10 OIscovercard.com
.1 ..
~"'A\.lr:rJI
UI~lX.;)VI:K
CARD
$6,858.47
~8.00
payment due date
May 26, 2004
enter amounr enclosed 0010
$
Please make check payable to DI cover Platinum Card
or pay online@Discovercard.co
27SDSN6A01oo01131
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Che ks, select
your P.I.N., or to find cash 10 ions call
1.800.DlSCOVER (1.800.34 .2683) or
VIsit Oiscoverc~d.com.
,\
"
')..
II,
Address DT leJephone change? Please prinlchllnge-In the space above,
or go to DiscOIl8rcard.com. '
PO BOX 15251 11I",11"",111",1",11I
WILMINGTON DE 19B86-5251
'1",11I.1"1"1.1"1,,11,,,1,1,,;1,1,1,1,,,,11,,1,,,,11I.1..1
00000601100295057979(068$84700000000013800
Discover Platinum Card Account Summary Closing Dele: April 27, 2004 pag 1012
previous balance $6,908.61
account number 6011 0029 5057 9797 payments and credits 140.00
payment dUB date May 26, 2004 purchases + 0.00
minlmfJm payment due $138.00 cash advances + 0.00
credltllmil $7,300.00
credit available $441.00 baJanbe'~ransfers + 0.00
cash credit limit $3,700,00 FINAIICE CHARGES + 89.86
cash credit available $441.00 new balance ~ $6,858.47
You may be able to avoid Periodic FinanceCha , see
the reverse side for details.
As a Discover(A) Cardmember, you can get cash quic,k1y and~asily ~~ just about anytime, anywhere. To find he nearest
cash locations, select your P .I.N" or to order Discover Ca.rd Cash Access 'Checks, catl 1.SOG-D1SCOVER
(1.800-347-2683). And don't forget to visit us at Discovarcard.com where you can also search for cash locati ns nearest
you.
Cashback Bonus"
Opening Cashback Bonus Balance
New Cashback Bonus Earned
Casf1back Bonus Balance
Available to Redeam
$
+
0.00
$
$
0.00
0.00
Cashback BonuS@ Anniversary
Date: March 27
Keep using your Discov~r(R) Card and
watch your Gashback Bonus(R) award
growl Remember, once your Cashback
Bonus award is at least $20, you can
redeem your award by calling us or by
logging into the Account Cent~r a.t
Discovercard.com.
trans. post
date date
pre-vlous statement-balances ------..
FINANC'E CHi>.RGES: OLD Si>.LANCE -" -- -- - $
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANcE CIilARGI:;S: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
P1'lINC1PAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL BALANCE TRANSFERS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
tran date
Apr22
post date
Apr 22 PAYMENT. THANK YOU
.140.00
Questions? Can1.BOO.DlSCOVER (1.800.341.2683) or log on to Olsco..rcard.com. For TOO
(Tetecommunication Device tor the Deat) assistance, call f -800-347-7449. SendbUUng error notIce 10:
Discover Plallnum;PD, Box 15192; Wilmington, DE 19850-5192.
......
ISCeVER'
UI:>V~JV tK
CARD
I
;~~~'nt ;;u'mb~;' 6011 002950579797
P' ',' ~ I
DISCeVER' .J
Questions? Con<:erns? com1ents?
Don't hesilole 10 coli one of our fri~ndly
Cusmer Service Represenlotives ~t:
'l-aOG-D1SCOVER (1'8oo-347-t683),
We're here 24 hours a day, 7 days VMk,
10 help answer questions about your
Discover' Card Account.
02Q05 Di~ Barlk. MemberflillC
Closing Dale: April 27, 2004
pa e20f2
Please note, the Traditional Cashback Bonus award is 'flOW caffed the Purchase Cashback Bonus award.
FREE Additional Cards allow Y-Ou to share YOUT creeRt line without s.haring your card! Request FREE Additio Cards
for your spouse, college student, or anyone closs to you. You'll gel a lot more out of your credit linel Just ca
1-800-347-5537 or visit Discovercard~com today.
Get up to 10% back on groceries with your Discover(R) Card. Plus, 'receive a Cashback Bonus(R) award on ur other
purcha.ses. Sign up today h call 1-800-475-9161 or visit DiscoVereard.colJl; This offer only lasts through Jun .
GIFT SHOPPING MADE EASY. Discover(R) Gift Cards simplify gift ~iving(or Spring holidays and f3vents. 0 er now at
Discovergiftcard.com. S96 terms and conditions for gift carcipurcbases. Fees apply. Offer not valid to resid ts of CT,
DC, MA, ME and NH,
Lock Your CD Rate TOday! Move fast to lock your Certificateof Deposit interest rate with Discover{R) Bank's st, free
and secure CD Electronic Deposit! It's the easy, safe way t01o/:.nd a:.~EiW CD or add funds to a msturingDisco ar CD
directfy from your bank account. Just ca/lI-800~347.7000 aOO inanuan code: SC0404PC. Member FDIC.
':\'.,
'I
Average
Daily
Balances
Daily
Penodic
Rates
current billing period: 31 days
Purchases $4662.78
Cash Advances $2262.23
0.03559%
0.05477%
The rales that apply 10 your Account are either fixed (F) or Iheyma.y vary {V) as;l1Q\ed abO\'e.
I'
I',
,"
Nominal A',uUAL
ANNUAL 'w..
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
ranssction
ee
INANCE
HARGES
1,
12.99% V
19.99% F
12.99%
19.99%
$51.45
$38.41
one
o
Questions? Call1.8DD-OISCDVER(1.8DD.341-26B3) or log on to Olscoven:ard.com
J.... ..
ij'CrAl/J:W
DISCOVER
CARD
$6,805.29
2"1 SOSN6A01 0001132
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$137.00
- .- - I enter amount enclosed belo
payment due dafe
June 26, 2004
$
Please make check payable to DI
or pay online @ Discovercard.co
ver Plalinum Card
To order C,ash Access Che ks, select
your P.LN., or 10 1ind cash 10 ations call
1.800.DISCOVER (1.800.34 .2683) or
visit Discovercard.com.
PO BOX 15251 11I11I11"",111",1",11I
WILMINGTON DE 19886-5251
1...111.1"1,,1,1,,1,,11,..1,1..,1.1.1.1,,,,11..1....11I.1..1
Address or te/8pl1One change? Please print change in the space above,
or go to Discovercard.com.
. .
0000060110029505j97970680~2900000000013700
Discover Pietlnum Card Account Summary
account number
payment due date
minimum payment due
creditfimit
credit available
cash credit limit
cash credit available
6011 002950579797
June 26. 2004
$137.00,
$7,300.00
$494.00
$3,700.00
$494.00
Closing Date: May 27. 2004
previous balance
payments and credits
purchases
cash advances
balance' transfers
FINAI>lcE CH.ARGES
~eW ba ~nce
pag 1012
$6,858.47
140.00
0.00
0.00
0.00
86.82
$6,805.29
+
+
+
+
You may be able to avoid Periodic Finance Char 5, see
the reverse side for details.
Build your Cashback Bonus(R) award with every bill you pay l:\utomatically with your Oiscover{R) Card. Cell hone,
cable and Internet service and health clubs: you can pay so many recurring bills with YOUf,Discover Card. W at a
smart, easy way to save time and money -- and earn a bigger award! Visit Oiscovercard.comJautobiUpay to Ie m more.
Cashback Bonus8
Cashback BonUS@ Anniversary
Date: March 27
Keep using your Discover(R) Card and
watch your Cashback Bonus(R) award
grow! Remember, once your Cashback
Bonus award Is 'at least $20, you can
redeem your award by calling us or by
fogging into the Account Center at
Discovercard,CQm.
ransactlons
trans. post
date date
previous statement balances
Opening Cashback Bonus Balance
New Cashback Bonus Earned
Ceshback Bonus Balance'
Avallab~t~ Redeem
".,1,.
f ----
FINANCE CHARGI!:S: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE OHAAClES: 8ALANCETRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL.: PURCHASES .
PRINCIPAL: BALANCE TRANSFERS.
tran date
May 26
post date
May 26 pAYMENT. THANK ybU
Questions? Call1.800.OISCOVER (1.800.347.2683) Dr log on to ,OlscoV>lrcard.com. Fe< TOO
(Telecommunication Device for Ihe Deaf) assistance, call 1-800.347.74~.Send billing error notice to:
Discover Plallnum; P.O. Bux 15192; Wilmington, DE 19a50-5~92. '.,
$
+
0.00
$
$
0.00
0.00
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
.140.00
~......
\lISC.VEIl
UI:>\".I:;"VtK
CARD
WlsceVER I
, u___d.. --- \
acoountnunnber 601100 950579797
Questions? Concerns? Com
Don't h<>>itole 10 coli one of our fri
Cuslomer Service Representatives at
l-Sao-OISCOVER (1-800-3.47-2 83).
We're here 24 hours a day, 7 days a week,
10 help answer questions about your
Discover' Card Account.
02005 Di~ 8ank.. Membef FDIC
Clos!ng Date: May 27, 2004
pag 2012
Please note, the Traditional Cashback Bonus award is now qalfsd the: Purchase Cashback Bonus award.
Identity theft complaints to the prc jnqeased 33%; from 161,836 complaints in 2002 to 214,905 in 2003 (Fed rsJ Trade
Commission, Jan. 2004). Enro({ in optibnat Prtm/ePtoWc1(R) ,& we will send you a copy of your credit rBpOrl & onitor
your credit file eV8ty business day .# tobls to help protect you from ,to theft. Call1.866-70B-0672 to enroll.
Did you know that millions of credit cards are lost Of stolen every Yel1r? The Register(R) safeguards a/l your c
debit and A TM cards for less than 5 cents a day. Call' l-BDO-G47-3395for more details.
. I l '
Keep Up with Your Account from anywhere. Whether you're a/home, at work, or away on vacation n your Dis ver(R)
Card Account Is easily accessible online. Check your statement~ Pay your bill, Redeem your Cashback Bonu (R)
award. Contact Customer Service. It's quick, easy, and secure, Visit the Account Center at Discovercard.co today.
FREE Additional Cards allow you to share your credit line without sharing your cardl Request FREE Additiona Cards
for your spouse, college student, or anyone dose to you, YotJ;W)~lefj~Jq~ more out of your:crsdit linel Just call
1-Boo-347-5537 or visit Discovercard.com today.
Call 1-800-767-7319 today or ,visit Ois&o,verca{(i.com ,lQ, fjnd out jf yo& qualIfY for a valuable 'BsIaricB,fransfer;o sr. It's
a fast and easy way to ~ve moneyf < .
,'.:;'1 .
Nominal ANNUAL, !\ nsactfon
Average Daily "ANN/J,AL " Periodic .
Daily Penodic PERCENTAGE PERCENTAGE FINANCE NANCE
Balances Rates RATES RATES CHARGES ARGES
current bilJing period: 30 days I'
Purchases $4590.72 0.03559% 12.99% V 12.99% $49.02 009
Cash Advances $2300.33 0"05477% 19.99% F 19.99% $37.80
Questi..s? C.1I1.8DD'DISCOVER(1'80D~34?2683).r log o. to Dlscovorcerd.com
The rates that apply 10 your Account are either lixed,(F] or they may v~ry (Vl ~ nOleQ above.
... "
IJISLOV!t:K
CARD
$6,754.55
$136.00
enter amount enclosed balo
payment due date
July 26, 2004
$
Please make check payable to Di over Platinum Catd
or pay online@OiscoverC8rd.co
2l SDSN6A01 0001133
DANIEL C FARWELL
1750 WALNUT BOTTOMRO
NEWVILLE PA 17241-9509
To order Cash ,Access Che ks. select
your P .l.N., or to find cash lac tions call
1-800.DISCOVER (1.800.34 .2683} or
visit Discovercard.com.
PO BOX 15251 11I",11"",111",1.,,11I
WILMINGTON DE 19886-5251
1",11/,1"/"1,1"/"11,,,1,1,,,1,1,1.1,,,,11,11,,,,11I.1,,1
Address or telephone change? Please priM change in the space above,
or go to Discoven:::ard.com.
000006011002950579797067545500000000013600
Discover Platinum Card Account Summary'
Closing Date: June 27. 2004
account number
payment due date
minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 002950579797
July 26, 2004
$136.00
$7,300.00
$545.00
$3,700,00
$545.00
previous balance
payments and credits
purchases
cash advances
balance transfers
FIN...NCJ;. CHARGES +
new bliiance
You may be able to avoid Periodic Finance Charg
the reverse side for details.
P 10j2
$6,805.29
140.00
0.00
0.00
0.00
89.26
$6,754.55
+
+
+
. see
Did you know that millions of credit cards are lost or ;stole;n ,e~'Y, ye,ar? Enjoy peace of mind by knowing The
Register(R) servlce Is here to help you should you ever lose,YQur credit, debit and ATM cards. Call 1-800-34 3395 to
enroll today. I ;
Cashback Bonus"
Opening Cashback Bonus Balance
New Cashback Bonus Earned
. dishback Bonus Balance
, Availitl>'" to Redeem
Cashback BonuS@ Anniversary
Date: March 27
Keep using your Discover(R) Card and
watch your Cashback Bonus(R) award
growl Remember. once your Cashback
Bonus award is at least $20, you can
redeem your award by catting us or by
logging into the Account Center at
Discovercard.com.
'.,:-. ,." ','H',',,\
ransactJons
trans. post
date date
.. previous statement' baiances
FIN/lNGECHARGas,'OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE Ci!iARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
tran date
Jun 24
post date
Jun 24 PAYMENT. THANK YOU
Q.estlons? Call1-8DD.OISCDVER(1.800-341.2683) er log on to 111~~0"rcard.co,m. Fo< TOO
(Telecommunication DevIce fat thE.' Deat) assistance, cafl1-800.347"7449., ,S~d billing error notice to:
Discover Platinum; P.O. Box. 15192; Wilmlngtoo, OE 19850-5192.
$
+
0.00
$
$
0.00
0.00
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
.140.00
~..,...
G'ISCeVER'
UI~LOVt:K
CARD
.. ..~t. ~~, "
DISC.VER
...'"...-........., ,,,,..............
accountpumber 601100 950579797
Questions? Concerns? Com 15?
Don't hesitole 10 call one of our frie Iy
C4slomer Service Representatives at:
,,'
I-BOO-OISCOVER (1-800-3.47.2 83).
We're here 24 hours a day, 7 days a week,
to help answer questions about your
Discover" Card Account;
02005 DiICC1V'8l' Ikxlk. Member FDIC
qlosing Date:, June 27, 2004
Please note, the Traditional Cashback Bonus award' is now caHed the Purchase Cashback Bonus award.
pag 2012
CaI/I-877-353-0985 today or visit Disoovercard.com to find out if you qualify for a valuable Balance Transfer fef. It's
a fast and easy way to save moneyl
Congratulations to the 2004 National Discover(R) Card Tribute Award(R) Scholarship winners: April Alvarez, ladimir
Dubovskiy, Ji Guo, Jamie Haf'grove, Kristian Henderson, Yuji: Huang, Jessica Mann, Brian Monahan and Holly Walker.
Each won $27,500 for post high-Schoof educatibn or trsining.' V~i(.Dfscovercard.comltribute.htm to learn more
, . . I '
Save 10% with Discover(R) Card at Comfort !nn(R), Comlort Suites(R)~ Quality(R), Sleep Inn(R). Clarion(R), M inStay
Suites(R), Ec<?no Lodge(A) and Hadaway Inn(R) by 12/31/04, Gal/; 800~4CHOICE and use 00801242 or cliel< t e
Special Rate /ink at choicehotels.com. Restrictions apply. Cannot combine with other offers. Advance reserv. 'ons
required.
Identity then complaints to the FTC increasecl33%; from 16(,~~~ C'i(1i1J11/aints In 2002 to,2/o4,905 in 2003 (Fecle / Trade
Commission, Jan. 2004). Enroll in optional ProfileProtect(R) ~ :We wil} send you a copy af your cred{t report & anitar
your credit file 9V&I)' business day d tools to help protect you lrom ID theft. ,Call 1-866-708-0672 to enroll.
,.... .'1." ',,' .
Lock Your CD Rate T OOayl Movefa'sdo'IOok YQurCtJ/iiflca.teof DepOsit interest rare with Discover{R) Bank's ~
secure CD Electronic Deposit! /t's the easy, safe we';' Il:l fund a ne,~ co. ara?d funds to a maturing Discover C
from your bank account. Visit WWW.diSCOVifrbank.Comj::ty/~ntioncrjd~.SC(f(;04P when you open your CD, Me
FDIC. ' , ' .::~;;ri;I:',:' " r' ' I
;1),lhlh:'
It.,..I,)'::"
" i'i'.
, :1
:,
Average
Daily ,
Balances
Daily
Penodic
Flates
current billing period: 31 days
Purchases $4491.33
Cash Advances $2339.07
0.03559%
0.05477%
The tates !hat apply 10 your Account are either Ilxed (F) or they may ~ary (V) as noted above.
12,99%
19.99%
Nomi,ial ANNUAL
ANNUAL .
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
12.99% V
19.99% F
$49.55
$39.71
Q...tionsl Call1.800.D\SCOVER(1.800.347.2683) or log on to Olscovorcanl.com
.L..
if~evFR'
UI~LoVtK
CARD
$6,711.52
27 SDSN6A01 0001134
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-950~
;'i'f!'
$135.00
enter amount enclosed beta
payment due date
August 26, 2004
$
Please make check payable to D cover Platinum Card
or pay o'nline@ Discovercard.CO
"
'"
To order Cash Access Che ks, select
your P .I.N"or to ,find cash \0 ations call
1.800.DISCOVER (1.800.34 .2683) or
visit Discove'rcard.com.
. 'PO BOX 15251 11I",11"",111,,,1,,,11I
:WILMINGTON DE i 9886-5251
,'1..,11I,1"1"1,1.,1,,11..,1,1,,,1,1,1,1,,..11,,1....11I,1..1
Address or lelephone change? Please print change in tfle spa'ce above,
or go to Discovercard.com.
0000060110029505?9797D6711520D000000013500
-
Discover Platinum Card Account Summary Closing Date: July 27, 2004 pag lof2
previo,Us balance $6,754.55
account number 6011 0029 5057 9797 payments and credits 140.00
payment due date August 26, 2004 purchases + 0.00
minimum payment due $135.00 cash advances + 0.00
cred/tUmi! $7,300.00 0.00
credit available $588.00 balance -transfers +
cash credit limit $3,700,00 FINANCE CHARGES + 96.97
cash credit available $588.00 new bfJlance $6,711.52
You may be able to avoid Periodic Finance Cha
the reverse side for details.
Bulld your Cashback Bonus(R) award with every bill you pay automatically with your Discover(R) Card. Cell one,
cable and Internet service and health clubs: you can pay so many recurring bills with your Discover Card. W at a
smart, easy way to save time and money -- and 8arn a bigger award! Visit Discovercard.comlautobillpay to Ie n more.
Cashback Bonus!!>
Cashback Bonu~ Anniversary
Date: March 27
Keep using your Discover(R) Card and
watch your Cashback Bimus(R) award
grow! Remember, once your Cashback
Bonus award is at least $20, you can
redeem your award by calling !is or by
logging into the Account Cen~r at
Discovercard.com.
ransactlons
1r8n$. . pqst
date date
previous statemen1 balances'
tran date
Jul24
opening Cashback Bonus Balance
NewCashback Bonus Earned
. ,
'C~~hb~~k Bonus Bal~nce
Available to Redeem .
I
':1.
FINANCE CHA.RGE.s: oLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGESi BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL, CASH
PRINCIPAL; PURCHASES
PRINCIPAL; BALANCE TRANSFERS
post date
Jul 24 PAYMENT. THANK YOU
Que.tlons? CoIl1.800.DISCOVER (1.800.347.2683) or log on (0 qls....",onl..om. Fo,TOO
(Telecommunication Device for the beaf) assistance, caJl1-800-347-7449. Seild billing error notice to:
DIscover Platinum; P.O. Box 15192; Wilmington, DE 19B50c5192. '
$
+
0.00
O.
0.00
0.00
$
$
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
.140.00
......
1SC".-vFIT
UI~\..~,",'V tK
CARD
DISC.VEI{
~;X~~'nt ;;u'nib~;' 60110 2950579797
Questions? Concerns? Com ?
Don't hesilale 10 call one of our me Iy
~uslomer Service Representatives 0 :
1-800-DISCOVER (1-800-347- 683).
We're here 24 hours 0 doy, 7 dO}'$ -t<,
10 help answer questions about you
Discover' Card Account.
02005 D~ iklnC;., Mwnb. fD\C
Closi~g Oats: July 27, 2004
pa e2012
Did you know that mil/ions of cr8dit cards are lost or stolen every year? The Register(R) safeguards all your redit,
debit and A TM cards for less than 5 cents a day. CBII1-800~347-3395 to eora" today.
Everything You Need To Know ~- In the Account Genrer. Jf you need to know exactly how much you spent on your
shopping spree fast weekend, wouldn't you rather find out now than wait for your next statement? Go to the ccount
Centsr at Discovercard.com to find out what's going on with your Account before your statement arrives in th mail.
Get up to 2 cents back on every gallon of gas with your Cash~ck BOnus{R} award. Drive down prices while
up your rewards! Use your Discover(R) Card whenever you 'nil up n land pump some high octane rewards int
Cashback Bonus Account. Plus, continue to receive a Cashback Bonus award on your other purchases.
Calf 1-877-353-0941 today.or visit Discovercard.com to find out if you qualify for a valuable Balance Transfer
a fast and easy way to save money!
'1
:'i.1"
Average
Daily
Salances
Daily
PenOdic
Rates
current billing period: 30 days
Purchases $4404.28
Cash Advances $2378.46
0.04381%
0.05477%
The rates that apply to your Account are eill1er fixed (17) or they ,may vary (V) 89 noted above.
~ ",
1
"
;11
.Ii
X'lJI'j&'JiL ANNUAL
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
15.99% V
19.99% F
15.99%
19.99%
$57.89
$39.08
Qu..tions? C.1l1.800.D1SCOVER(1.800.347.2aB3) or log en to Disco..rc.rd.cem
udrive
your
r. Jrs
ansactJon
NANCE
ARGES
ne
. ..
Ic:r~'ew
-..--.....-...--. ...-~ -~... .".,.
LJI::>l.(,,;\VtK
CARD
$6,677.22
$134.00
enter amount enclosed bel
payment due dare $
September 26, 2004
Please make check payable to D seover Plalirwm Card
or pay online@ Discovercard.CO
27 SDSN6A01 0001135
DANIEL C FARWELL
1750 WALNUT BOTTOM RO
NEWVILLE PA 17241-9509
To order Cash Access Che ks, select
your P .I.N., or to find cash 10 ations call
1.800.DISCOVER (1.800.34 .2683) or
visit Oiscovercard.com.
Address or felephone chang6? Please print chanQ8 in the space above,
or go to Discovercard.oom.
PO BOX 15251, 111",11"",111",1",11I
WILMINGTON DE' 19886-5251
1".11I,1"1,.1,1"1"/1,,,1,1,,,1.1.1.1,,,,11.,1,,,,11I.',,1
0000060110029505797~~066772200000000013400
Discover Platinum Card Accounl Summary Closing Dele: Augus127,2004 p 1012
previous balance $6,711.52
account number 6011 0029 5067 9797 payments and credits 135.00
payment due date September 26, 2004 purchases + 0.00
minimum payment due $134.00 cash advances + 0.00
credit limit $7,300.00 0.00
credit available $622.00 balance' transfers +
cash credit limit $3,700.00 FINANCI; CHARGES + 100.70
cash credit available $622.00 new balance , ~ $6,677.22
You may be abl9 to avoid Periodic Finance Cha
the reverse side for details.
By paying your bill by check, you agree to the processing of YOllr payment electronically. If your check is proc ssed
electronically, it is possible the funds will be withdrawn from your checking account on the same day we rece. @the
check. We are not enrolling you in a direct payment program; your check is stili needed to, initiate your payme t.
Cashback BonusGll
Opening Cashback Bonus Balance
New CashbackBonus E.arned
C~Sl1bl'~k Bonus Balal)ce .
AvallablUo Redeem ;
$
+
0.00
. 0
0.00
0.00
$
$
Cash back Bonus@Anniversary
Date: March 27
Keep using your Discover(R) Card and
watch your Cashback Bonus(R) award
growl Remember, once your Cashback
Bonus award is at {east $20, you can
redeem your award by calling us or by
logging into the Account Center at
Discovercard.com.
ransactlOns
trans. post
date date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL: PUf/PHASES
PRINCIPAL: BALANCE TRANSFERS
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
tran date
Aug 24
post date
Aug 24
PAYMENT. THANK yqu;
!
.135.00
Questions? Call1.800.01SCOVER (1.800-347.2683) or log on \0 Olscpvo..ard.com. Fa. TOO
(Telecommunication Oe\lk:e lor the Deaf) assislance, call 1-800-347-7449. ; Send billing error notice 10:
Di$COver Platinum; P.O. Box 15192; Wtlmington, DE. 1985(}-5192.
. ..
ISCtwBl
UI:>\..{.2V tK
CARD
DISceVER:
;ccou'n't ;u',;,t;e;' 6011 00 950579797
Questions? Concerns? Com
Don't hesilt11e 10 call one of our fri
Customer Service Represenlt1tivss 0
HIOO-D1SCOVER (1.800-3.47-2 83).
We're here 24 houl'$ 0 day. 7 days week.
to help answer questions obout your
Discover' Card Account.
0200S DiItO'fW Bank. MlmbwfDIC
Closing Date: August 27, 2004
pa 2012
Call 1-877-353-0986 today or visit Oisoovercard,co,m;to find outjfyt>,U qualifY for B valuable Balance Transfer ffer. It's
a fast and easy way to save money!
Lock Your CO Rate Today! Move fast to lock YOUT Certificatfi dt Deposit interest rate with Discover Bank's (as , free and
secure CO Electronic Deposit! It's the easy, safe way to fund a new, CD or add funds to a maturing Discover 0 directly
from your bank account. Visit www.discoveroank.com. Mention SG3004PC when you open.your CD. Mem r FDIC.
Save up to $200, use your Discover(R) Card to beok air/hotel feSeryatlOns' with US Airways Vacations. Book
$500.$1000 save $50; $1000.$1500 save $100; $1500.$2000 .ave $150 and $2000+ save $200. Vaeelions i elude
air, hotel, car or transfers, taxes and more. Book via usairwliysvacations,com with promococle DISCOVER an travel
by Dec. 31, 2004.
Back to Schoof{ Send your favorite student a Discover(R) Gift Card and let them get what they really want for e
school year. Visit Oiscovergiftcard.com to order today. See terms and conditions for gift card purchases. Fee apply.
Not available to residents of CT, DC, MA, ME or NH.
Discover Financial ServiCBs is once again proud to support the Juvenile Diabetes Research Foundation's Walk to Cure
Diabetes. Help us raise even more: m'Te~ to (unci re~earch for a C,l.{rs,by ~rticipating, i? th~, ~al~ o~?,or;'Btinv ur
Cashback Bonus(R) award to JD~Ft ~ cU(e,~ ~t~;nif~8fh. To learn "more, visit Disaovercard.com or www,jdrf. rg.
,
Balance Transfer offer for current billing period: DalfyPeriodlc Rate: 0.01890%; corresponding ANNUAL PER ENrAGE
RA TE: 6.90%. Rate is subject to the terms of the offer including expiration.
Average
Daily
Balances
Deily
Periodic
Feles
current billing period: 31 days
Purchases $4324.30
Cash Advances $2418.51
0.04449%
0.05477% ,
The rates that apply to your Account are;either fixed (F) ortheY:n1<W v~ (Vl~. ooted above.
.......
l!;l"evRr
Nominal ANNUAL
ANNUAL . ~,
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
nsawon
NANCE
HARGES
16.24% V
19.99% F
$59.64
$41.06
16.24%
19.99%
one
o
Questions? C.1I1.800.DISCOVER(1.800.347-2683) or log on to OJseoveroard.com
UI~LC'JVtK
CARl)
$47.49
21 SDSN6AOl 0001136
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
,
I'.,
$1MO .m I
payment due dale
October 26. 2004
enter amount enclosed bel
$
Please make check payable to 'scaver Platinum Card
or pay online@Discovercard.con.
To order Cash Access Che ks, select
your P .I.N., or to find cash 10 ations call
1.800.DISCOVER (1.800.34 .2683) or
visit Discovercard,com.
, ,
PO BOX 15251 11I",11"",1,11",1",11I
WILMINGTON DE 19886-525
1",111,1"1,,1,1,,1,,",,,1,1"'1.1,1.1,...".,1....11I.1..1
Address or le1ephone change? Please print change in th(J space above,
or go to Discovercard.com.
0000060110029505(9797000474900000000001000
Discover Platinum Card Account Summary
account number
payment due date
minimum payment due
credit limit
crsdit available
cash credit limit
cash credit availabfe
6011 002950579797
October 26, ,2004
$10.00
$7,300.00
$7,252.00
$3,700.00
$1,700.00
Closing Date: September 27, 2004 pag 1012
previous balance $6,677.22
payments and credits 6,711.00
,purchas.es + 0.00
cash advances + 0.00
balance'transfer'S + 0.00
FIN"NCE CHARGES + 81.27
hew 'arce ~ $47.49
You may be able to avoid Periodic Finance Gna es, see
the reverse side for details.
! .
Now you can use your DJscover(R) Card to pay your child's tuition at Ki~rCa(e(R) Learning Centers locatio $
nationwidel! Simply log on to KinderCare,com to find'a KinderCare Learning Center near you or to make tuiti n
payments with your Discover Cardl
Cashback Bonus"
Cashback BonuS@Anniversary
Date: March 27
Keep using your Discover(R) Card and
watch your Cashback Bonus(R) award
growl Remember, once your Cashback
Bonus award is at least $20, you can
redeem your award by calling us or by
logging into the Account Center at
Discovercard.com. .
ransact ons
trans. post
date date
previous statement balances
tran date
Sop 24
<.i' ,
Opening Cashback Bonus Balance
New Cash back Bonus Eamed
C~shbeck .Bonus Balance'
Aylillable to Radeem !
$
+
0.00
$
$
0.00
0.00
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAl:PUR(;~ASES ,
PRINCIPAL: BALANCE TRANSFERS
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
post date
Sept 24 PAYMENT. THANK Y0U
!'
6,711.00
Questions? Call1.800.DISCOVER (1.800.347-Z683) or log on to Pio.c,o.~rcard.com. Fo' TOD
(Telecommunication Device lor the Deaf) assIstance, call 1-800-347-7449. Send billing error notice to;
Discover Platinum; P.O. Box 15192; Wilmington, DE' 19B50-5192. ,\.;
......
Iseevl'R'
UI:>\..C;:'1V ItK
CARD
DISCeVER:
....'''''........'-J.f-''...........'-
account number 60110 2950579797
Questions? Concerns? Com ?
Don't hesi10le to coli one of our frj Iy
Customer Service Representatives
t -800-DISCOVER (1-800-3.47. 683).
We're here 24 hours a day, 7 days week,
to help answer questions about you
Discover" Card Account.
C2OOS"""-....._FlllC
Closing Date: September 27,2004 pa e 2 012
Get Up to 10% back at restaurants with your Discover(R) Card, Plu~, receive up to 2% Cashback Bonus(R} ward on
aU your other purchases. Sign up today -- call 1-BOO-DISCOVER (1-800-347-2683) or visit Discovercard.com This
offer onfy (asts through October.
Keep Track of a Full Year of Expenses Online. At the Account Center at Discovercard.com, you can reses" your
Discover(R) Card transactions as far back as 12 months. So, instead of sorting through a mountain of pape rk to
find your old statements, log in to the Account Center at Discoverca.rd.com to find everything you need quickl and
easily.
I
Don't throwaway $500 of your hard earned cakhl Protect 'y~U,;self f~bm Identity Theft with ProfileProtect(R). n
average, Identity Theft costs victims $500 in out-.of.pocket expenses:(Federal Trade Commission, Sept. 2003) Protect
your credit and good name with ProfileProtect. Call1~66.7&~0672:to find out mOfe.
The Register(R} safeguards afl your credit, debit and A TM cards for Jess than 5 cents a dayl With our Prope
Document registration service, we make it easier for you to fi/e:a, claim if important possessions are lost to fire,
natura/disaster. Calf f-800-347-3395 to enroll today. (,..'"
.1
:1
,I:"~
Balance Transfer offer for current billfng period: Daily Periodic Rate: 0.01890%; corresponding ANNUAL PER
RA TE: 6.90%. Rate is subject to the terms of the 'offer in<;:Iuding expiration.
Average
Daily
Balances
Daily
Periodic
Hates
current biftjng period: 31 days
Purchases $3606.82
Cash Advances $1811.00
0.04518%
0.05477%
The rates that apply to your Account are eilher fixed (F) or they may vary (V) a.ll noled above.
Nominal ANNUAL
ANNUAL .
PERCENTAGE PERCENTAGE
RATES RATES
'Periodic
FINANCE
CHARGES
16.49% V
19.99% F
16.49%
19.99%
$50.52
$30.75
Quesllons? Call1.808-DISCDVER(1.800.347.2683) or log on to Discovo..ord.com
end
heft or
ne
. ..
Ic:t'av.....
UI:)~QVtK
CARD
$0.00
27 SDSN6A01 0001137
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$0.00
payment due' dare
Novernber26,2004
enter amount enclosed balo
$
To order Cash Access Che ks, select
your P .I.N., or to find cash 10 ations call
1-800.DISCOVER (1.800.34 -2683) or
visit Discovercard.com.
PO Ilox 15;!51 11I",11"",111."1,,.11I
WILMINGTON DEi 19886-525
1,,,11I,1,,1,,1,1,,1,,11,,,1,1,,,1,1,1,1,,,,11,.1,,,,11I.1,,1
Address or telephone change? Please print change in the space above,
or go to Discovercard.com.
000006011002950579797000000000000000000000
Discover Platinum Card Account Summary Closing Date: October 27, 2004 pag 1012
previous balance $47.49
account numb9( 6011 0029 5057 9797 payments and credits 47.49
payment due date November 26, 2004 purchases, + 0.00
, minimum payment due $0.00 cash advances + 0.00
credit limit $7,300.00
credit available $7,300.00 balance transfers + 0.00
cash credit limit $3,700.00 FINANCE CHARGES + 0.00
cash oredit available $3,700.00 new balance : $0.00
Cashback Bonus"
Cashback BonuS@ Anniversary
Date: March 27
ransacttons
trans. post
date date
previous statement balances
Opening Cashback Bonus Balance
New Cash back Bonus Earned
C.shbac~ Bo~us Balance'
. Avlillable 10 Redeem
: ,; '\" : I' ',~
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BA\.ANCE TRANSFERS
PRINCIPA~: OLD BA~A\oJCE
_ ,g~INClPAL~CASf,lc '."_' _
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
tran date
Oct 22
post date' r "
Ocl22 PAYMENT. THANK YOU
Questlun.? Call1-800.D1SCOVER (1.800.347.2683) or log on to .DI..overcard.com. For TOO
(TelecommunIcation Oevloo fer the Deaf) asslstance, call1.BOO-347-7449. Send billing efror notice to:
Discover Platinum; P.O. Box 15192; Wilrnlngton, DE 19B50-5192.
$
+
0.00
$
$
0.00
0.00
$
0.00
0.00
0.00
0.00
0.00
0,00--
0.00
0.00
A7.49
......
ISCavBl
UI::>>l..OVtK
CARD
'I
',;'
,
i ,
DISCeVER:
~. .. .,-- ~ , , " ... ~......
account number 601100 950579797
Questions? Concerns? Com nts?
Don't hesitate to call one of our frie Iy
Cu~.tomer Se,..,;ce Representatives at
1-S00:0ISCOVER (1-800-347.2 83).
We're here 24 hours a day, 7 days a week,
to help answer questions about your
Discover' Can:! Account.
C2OO5 0iI00wr IIank. Memb.r fDK:
Closing Date: October 27, 2004
,I; ;-,
,. .1,
1,1
,'.'
pag 2012
Nominal ANNUAL
Average Daily ANNUAL Periodic
Daily Penodia PERCENTAGE PERCENTAGE FINANCE
Balances Rates RATES RA res CHARGES
CUffent billing period: 30 days
Purchases $0 0.04586% . 16.74% V 16.74% $0
Cash Advances $0 0.05477% 19.990/., F 19.99% $0
previous billing period: 31 days
Purchases $0 0.04518% 16.49% V 16.49% $0
The rates that apply 10 your Account are either fixed (F) or they may vary (VI as noladabove.
Questions? Ca.1I1~8~DISCOVER(1-8DO.347-2683) or log on to Dlscovercard.com
n ne
.l-..
l1/c:raVI'D'
UI~\,;OVtR
CARD
$6,836.85
27 SDSN6A01 0001138
DANIEL C FARWELL
1750 WALNUT BOTTOM RO
NEWVILLE PA 17241-'509
.,-,.....,," ]
$137.00
payment due dare
January 26, 2005
enter amount enclosed belo
$
Please make check payable to 0 scover Platinum Card
or pay online @ Discovercaro.co .
.......... VV,",' ~I ~I
To order Cash Access Che ks, select
your P.LN., or to find cash 10 atlons call
1.800.DISCOVER 11.800.34 .2683) or
visit Discovercard.com.
PO BOX 15251 111",11"". ,1/",1",11I
WILMINGTON DE 19a86-525
),.,11/,1"1"1,1.,1"11,,,1,1,,,1,1,1,1,,,,1/,.1,,,,11/,1,,I
Address or telephone change? Pfeaseprint cha~a in the space above,
or go fa Oiscovercard.com.
00000601100295057979706&36&500D00000013700
Discover Platinum Card Account Summary I
account number
i payment due date
minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 002950579797
January 26, 2005
$137.00
$7,300.00
$463.00
$3,700.00
$463.00
Closing Date: December 27, 2004
previous balance
payments and credits
purchases
ca,sh adVances
bet/anca transfers
FINANCE CHARGES
new balance
You may be able to avoid Periodic Finane$' Cha es, see
the reverse side for details.
pag 1012
+
+
+
$0.00
0.00
0.00
0.00
6,702.00
134.85
$6,836.85
Protect your good credit during this busy Holiday season. ProfileProtect{R) helps you manage your credit, event
identity theft & reduce your risk of fraud. ProfileProtect provides a copy of your credit report, monitors your c edit file
every business day & alerts you to changes. Enroll today 1-866-708-0672 or Discovercard.com/ProfileProt
BALANCE TRANSFER'CHECK 038 .
BAl TRANS TRANSAOTION FEE
APR 4.90% EXPIRES 0412005
! .
Questions? Call1.800.DlSCOVER (1.880.847.2683) or log on to Dls~pv'rcard.com. For TDD
(Telecommunication Device for the Deaf) aSsistance. call 1.800-347 -7449. Setldbilling error notice to:
Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192.
Cashback Bonuse
Cashback BonuS@Anniversary
Date: March 11
Keep using your Discov9r(R} Card and
watch your Cashback Bonus(R} award
growl Remember, once your Cashback
Bonus award is at least $20, you can
redeem your award bfl calling us or by
logging into the Account Center at
Discovercard.com.
ransactlons
trans. post
date date
".. previous statement balances
tran date
Dac9
post date
Dec 9
Oec9
Dee 9
Dec 9
Opening Cashback Bonus Balance
New Cashback Bonus Earned
Cilsfiback Bonus Balance
Aveilable to Redeem
I
I'.
,
FINANCE CHARGES: OlID BALANCE '
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRIt--!CIPAL:,PUf\FHI\S~S .
P~INCIPAL: BALANCE TRANSFERS
$
+
0.00
$
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
4,000.00
50.00
--"
DISC.VFIl
lJl:>LOVtK
CARD
'Disc.vEI{ I ;;;;~~"'t ;;u~b~;' 6011 002950 79797
Questions? Concerns? Commen ?
Don't hesilele Ie call one of our friendly
Custamer Service Represenletives at:
l-SOG-DISCOVER (1-800-347.268 ).
We're here 24 hours a day, 7 cloys a k,
to help answer questions about your
Discover' Card Account.
C2OO5 Di__ Ban~ Member FDIC
"
, <;:losing Da\8: December 27, 2004
page of 2
tran date post date BALANCE TRANS~E.R CHEC~037e
Dee 15 Dee 15 $ 702.00
Dee 15 Dec 15 BAL TRANS TRANSACTION FEE F 21.06
Dec 15 APR 4.90% EXPIRES 04/2005
Dee 20 Dec 20 BALANCE TRANSFER CHEC~ 0378 2,000.00
Dee 20 Dec 20 BAL TRANS TRANSAQT10N .FEE F 50.00
Dec 20 APR 4.90% EXPIRES Q4/2005
Through the generosity of our Cardmembers, Discover(R) Ca'rd has donated more than $14 million to the Mak
Foundation(R). You can make a child's dream come true by eleCt/oglo donate your Cashback Bonus(R) awa
Make-A-Wish Foundation. To learn how, please visit Discovercarcl,com or visit wWw.wish.arg.
Give that someone special the gift that .could only come from you. Discover(R) Gift Cards come in festive des; ns in
denominations up to $500, and are accepted most everywhere DisCOver Card is wefcomed. Customize yours ith a
personal message when you order at Discovergiftcard.com. Not allaifcib/e to residents of CT, pC, MA, ME or
i:. I '
Every purchase you make with your Discover(R) Card earns you a Cashback Bonus(R) award. You can radee your
award anytime it reaches $20, or you can let it grow -- it won't exp(rFt. ; Rede~m your award pnline at Di~9ove rd,com
or call 1.877.YOUR.AWARD (t.87T.968.7292).
Stay connected to loved ones this holiday season wilh thOughtful gift; from 1-800-FLOWE~S.COM(R). Save 5% - on
your next purchase when you use your Disoover(R) G1jrd ',W1d code 0088. Call 1'800'FLOWI'RSrR) (1.800.3 6.9377),
click www. 1800flowers.com, or come inl -For detaifspfease visit www. 1800f/owers.com/disclaimer.
This year, give FREE Additional Cards to the peopte you care about and build a bigger Cashback Bonus(R) a rd, too.
It's easyl To request FREE Additional Cards for your Account, just call1-800~DISCOVER or visit
Discovercard.com/AdditionaIGards.
h;.
,
Balance Transfer offer for current billing period: Daily Periodic Rate.! 0.01342%; corresponding ANNUAL PE GENTAGE
RA TE: 4.90%. Rate is subject to the terms of the offer including expiration.
Average
Daily
Balances
Daily
Peflodic
Rates
current bifling period: 30 days
Purchases $0
Cash Advances $0
Balance Transfers $3428.59
previous bilfing period: 31 days
Purchases $0
0.04655%
0.05477%
0.01342%
0.04586%
The rates that apply to your Account are either fixed (F.) Of they ma)- ,vary (V)il$ noted above.
" ,', '.j\
"..,...
nl!;('AVW
~~1f[J}1L ANNUAL
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
Transaction
Fee
FINANCE
CHARGES
If.
16.99% V
19.99% F
4.90% F
$0
$0
$13.79
16.99%
19.99%
24.14%
none
$0
$121.06
16.74% V
$0
none
16.74%
Questions? Call1.800-D1SCDVER(1-800-347-2683) or 10"9 an to' Disco~rcBrd.com
UI::>\,;OVtK
CARD
. $6,725.30
27 SDSN6A01 0001139
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$135.00
enter amount enclosed below
paymerlt due date
February.26,2005
$
Please make check payable to Discov r Platinum Card
or pay online@Discovercard.com.
To order, Cash Access Checks, select
your PJ.N., or to find cash locatio scali
1-800.DISCOVER (1.800.347.26 3) or
visit Discovercard.com.
PO BOX 15251 111",11",,,1,11,,1,,,11I
WILMINGTON DE 19886-5251
1..,111,1"1"1,1"1,,11,,,1,1,,,1,1.1,1.,,,11,1,1,1,,111,1,,1
,
Address or telephone change? Please print change in the space above,
or go fa Discovefcard.com.
0000060110029505797910672530000~0000013500
Discover Platinum Card Account Summary
account number
payment due date
, minimum payment due
credit/fmit
credit available
cash credit limit
cash credit available
6011 002950579797
February 26, 2005;
$135,00
$7,3qO,OQ
$574.00
$3,700.00
$574.00 .
Closing Date: January 27, 2005
page 1 of 2
+
+
+
+
$6,836.85
140.00
0.00
0.00
0.00
28.45
$6,725.30
previous balance
payments and credits
PU~$
cash adVances
b~/ahbe:tran~fers
FINANCE CHARGES
new balance
You may be able to avoid Periodic Finance Charg 5, see
the reverse side for details.
I':' i'
Protect your good credit during this b~sy Holidayseaso":!., Pr9fi!ePrptect(R) helps you manage your credit, pre ent
identity theft & reduce your risk of fraud. ProfileProte'dt provides a Copy of your credit report, monitors your cr it file
every business day & alerts you to changes. Enroll today 1,-866-708.0672 or Discovercard.com/ProfileProtect
Cashback Bonuse
Cashback BonuS@ Anniversary
Date: March 11
Keep using your Discover(R) Card and
watch your Cashback Bonus{R) award
growl Remember, once your Cashback
Bonus award is at feast $20, you can
redeem your award by calling us or by
logging into the Account Centflr at
Discovercard.com.
ransactlons
trans. post
date date
previous statement balances
tran date
Jan 26
post date
Jan 26
I; ,
PAYMENT. THANK Y9U
",'I
O~e:ning Cashback Bonus Balance
New CashbackBonus Earned
Cash back Bonus Balance'
Available to Redeem
!
..___..._ ____ ...... u_,.__. __._".. _ _ _ -
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES! BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAL:. PU,~CHASES
PRINCIPAL: BALANCE TRANSFERS
Quostlo..? Call1.800.D1SCOVER(1,880.347.2683) Dr log on Io,OI~~ov.tc.rd.com. Fo,TDD
(Telecommunication Device for the ()e~f) assistance, call 1-800-347-7449. Send bilffng error noUce to:
Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192. ' ':,"
$
+
0.00
.00
0.00
0.00
$
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
.140.00
.......
DISCevER'
LJI~\.VV t:K
CARD
OISCeVER
~."...........'-', r\1.'.....I...L..
account number 60110029 0579797
Queslions? Concerns? Comme Is?
,
, Don't hesilale to call one of our Friend
Customer Selvice Representatives at:
1-800-DISCOVER (1.800.347-26 3).
We're here 24 hours a day, 7 days a k,
to help answer questions aboul your
Discover' Card Account.
02005 DiICiOYW Bank. Member FDIC
Closing Date: January 27, 2005
pag 20f2
Through the generosity of ourCardmembers, piscover(R) Card ,has donated more than $14 million to the Mak A-Wish
Foundation(R). You can make a child's dream come true by electing ,to donate your Oashback Bonus(R} awa to the
Make-A-Wish Foundation. To learn how, please visit Discovercard.com or visit www.wish.ory.
Give that someone speciaf the gift that could'onfy come from you.:' Discover(R) Gift Cards come in festive des ns in
denominations up to $500. and are accepted:most everywhere Discover Card is we/corned. Customize yours 'lh a
personal message when you order at Discovergiftcard.com. Not available to residents of CT, DC, MA, ME or H.
'<.> , ! ...,',
Get Fit. Get Smart. Get More. Introducing more' rewardS-~No'W thft} Fe/jriJary/ Get a 5% Cashback Bonus( ) award
at Health Clubs, Sporting Goods Stores, BoOkstores' and on Education purchases. Sign up today. Call
I-BOO-DISCOVER or visit Discovercard.com.
Stay connected to loved ones this holiday season with tltoughtful gib frof1.1 ,1-BOO-FLOWERS.COM(R). Save 5%. on
your next purchase when you use your Discover(R) Card and 'code DCBR Cafll-BOO-FLOWERS(R) (1-800-3 6.9377),
click WWW.1800flowers.com.orcomein..Fordetailspleasevisit~.1800flowers.com/d~sclaimer.
This year, give FREE Additional Cards to the people you care about and build a bigger Cashback Bonus(R) a srd, too.
It's easy! To request FREE Addltiona/!Cards fQr yau( Account, just,calll-S00-DISCOVER ,or visit
Discovercard.COmlAdditionaI9arrtfH',;..,r,:,.,;) 1.:"::,:1;,"+::- " :' "., , ; ',I" ,I
'I,' "
"
'I;
Balance Transfer offer for current billing period: Daily Periodic Rale: 0.01342%; corresponding ANNUAL PE CENT AGE
RA TE: 4.90%. Rate is subject to the terms of the oHer including expiration. '
Average
Daily
Balances
Daily
Penodic
Rates
current billing period: 31 days
Purchases $0
Cash Advances $0
Balance Transfers $6841.58
previous bl/fing period: 30 days
Purchases $0
0.04723%
0.05477%
0.01342%
0.04655%
The rates that apply 10 your Account are either fixed (F) or Ihey,,'rnayvary (V) ~s noledabove.
~'k';jll~L ANNUAL
PERCENTAGE PERCENTAGE
RA TES RA TES
Periodic
FINANCE
CHARGES
17.24% V
19.99% F
4.90% F
17.24%
19.99%
4.90%
$0
$0
$28.45
$0
16.99% V
16,99%
Questions? Call 1.800.D1SCOVER(1.800,347.2683} or log 0.... OisCDVOrcard.com
Transaction
Fee
FINANCE
CHARGES
none
$0
$0
none
.......
nlc""A\.'~
UI:>l..UVtK
CARD
$6,859.45
27 SDSN6A01 0001140
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17Z41-9~09
I. $273.00'
enter amount enclosed below
payment due date
March 26, 2005
$
Please make check payable to Disco r Platinum
Card. Minimum payment due Include a past due
amount of $135.00.
To order Cash Access Checks, select
your P .I.N., or to find cash locati ns call
1.800.DISCOVER 11.800.347.2 3) or
visit DiSCQvercard.com.
PO BOX 15251 III"JL""LII ,J"JII
WILMINGTON DE 19886-5251
1",111,1.,1"1,1"1"11..,1,1,,,1,\,1,1,,,.11,1,1.,,,111.1,,1
Address or telephone change? PJease print change In the space above,
or go to Dlscovercard.com.
0000060110029505"19797068594500000000027300
Discover Platinum Card Account Summary
Closing Date: February 27, 2005
I
account number
payment dUB date
minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 0029 5057 9797
March 26, 2005
$273.00
$7,300.00
$440.00
$3,700.00
$440.00
Cashback Bonus~
, I
Cashback BonuS@ Anniversary
Date: March 11
ransactlons
previous statement balances
trans. post
date date
tran date
Feb 27
post date
Fob 27 LATE FEE .
previous balance
payments and credits
purc~ases
cash advances
balance, transfers
FINANCE CHARGES
new b;J.l~nce
You may be able to avoid Periodic Finance Charg s, see
the ~everse side for detai's.
1.1'
'I'. .. '. \
Opening Cashbpck Bonus Balance
New Cashback Bonus Earned
'Cas6bQCk Bonus Balance
Availeble to Redeem
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHA.RGES: BALANCE TRANSFERS
, .
PRINCIPAL: OLD ~ALANCE
. . .Pl1lNCII'AL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
Your account is past due. Please pay your minimum monthly payment plus the past due amount
page 1 of 2
$6,725.30
0.00
+ 35.00
+ 0.00
+ 0.00
+ 99.15
$6,859.45
$
+
0.00
$
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
3S.00
FREE Additional Cards for your Account allow you to share your 'credit line without sharing your Card. Requ t FREE
Additional Cards for those close to you to help with da'ily shopping c1i1b'lJrrands and to use as credit resource case of
emergency. Call1.800.DISCOVER or visit Discovercard.com/AdditionalCards today.
Questions? CaU1.800.DlSCOVER (1.800.347-2683) or log on \iJ Olscovercard.com. For TOO
(Telecommunication Device for the Deat) assistance, call 1-800.347.7449. Send billing error notice to: It,..,...
Discover Plallnum; P.O. Box 15192; Wilmington, DE 19850-5192. DI~.-v~D'
UI::'l,;UVtK
CARD
. DISC.VEA:
acco~-nt ;umbe;' 6011 00295 579797
Questions? Concerns? Commen ?
Don't hesitole to call one of our friendl
Cu.sromer Service Represenlatives 01:
1-800-DISCOVER (1-800-347-268 ).
we're here 24 hours a day, 7 days 0
to help answer questions about your
Diseaver' Cord Account.
, 02005 DbcDYw Bank. tNmber FDIC
Closing Dale: February 27, 2005
Electronically file your federal tax return and PAY your taxes with Y(Jur Discover(R) Card vi~ TurboTax at NO
ADDITIONAL COST (zero convenience fee). For more information 'vfsitwww.irs.gov.
.
:1
:f' '::
i :,;
page 012
Balance Transfer offer for current blfling period: DaHy Pericxjic Rate: 0.04723%; corresponding ANNUAL PE CENT AGE
RA TE: 17.24%. Rate is subject to the. terms of the offer including expiration.
Average
Daily
Balances
Daily
PenOdic
Rates
current billing period: 31 days
Purchases $0
C~hA~ances $0
Balance Transfers $6773.15
0.04723"10
0.05477%
0.04723%
X'krJ8~L ANNUAL
PERCENTAGE PERCENTAGE
RA TES RA TES
17.24% V
19.99% F
17.24% V
17.24%
19.99%
17.24%
The rales thaI apply to your Account are either fixed (F) or they m~ vary (V) ;8$ noted above.
Questions? Call1.BOO.DISCDVER(1.BOO.347.26B3) or log onto D1sco..rcard.com
Periodic
FINANCE'
CHARGES
$0
$0
$99.15
Transaction
Faa
FINANCE
CHARGES
none
$0
$0
"..,...
nlc;raVRF
UI~\"'UVtK
CARD
$131:0()C"''--'1
payment due date
April 26, 2005
$
Please make check payable to Disco er Platinum Card
or pay online@Discovercard.com.
$6,539.85
enter amount enclosed below
27 SDSN6A01 0001141
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
... ...u..., <;#'011
To order Cash Access Check, select
your P.I.N., or to find cash locati ns call
j.800.DISCOVER (1.800.347.2 83) or
visit Discovercard.com.
PO B.oX 15251 11I",11",,,1,111I111I111
WILMINGTON DE 19886-5251
1",111,1"1,,1.1,,1.,11.,,1,1.,,1,1,1.1,,,,11.1, ",111.1.,1
Address or telephone change? Please prfnt chanQ8 In the space above,
or go to Dlscovercard.com.
00000601100295057979"/065398500000000013100
Discover Platinum Card Account Summery Closing Date: March 27, 20.05 page 012
previous balance $6,859.45
account number 6011 0029 5057 9797 Payments and credits 410.00
payment due date April 26, 2005 purchas~s + 0.00
minimum payment due $131.00 cash advances + 0.00
credit /fmit $7,300.00
credit available $760.00 baJancetransfers + 0.00
cash credit limit $3.700.00 FINANCE CHARGES + 90.40
cash credit available $760.00 new.balance $6,539.85
You may be able to avoid Periodic Finance Charg 5, see
the reverse side for details.
Did you know that millions of credit cards ar~ lost or stolen every year? The Register{R) can help prevent cre it card
fraudl In the event your cards are lost or stolen, we'll cancel them and have new ones reissued to you. Plus, ou'lI
receive a credit report & 60 day monitoring. Call1-SpO-347-3395 or visit Discovercard.com to enroll.
Cashback Bonus"
Opening Cashback Bonus Balance
New Cashback Bonus Earned
Cashback Bonus Balance
,\veilable to Redeem
Cashback BonuS@ Anniversary
Date: March 11
Keep using your Discover(R) Card and
watch your Cashback Bonus(R) award
growl Remember, once your CaShback
Bonus award is at least $20. you can
redeem your award bycalling us or by
logging into the Account:Center at
Discovercard.com.
ransact ons
trans. post
date date
- prevlous- statement-baiances - - - -.-
- - FINAt.fcE C~.fAffGES:-6CD8ALANCE- . - - - - - - -
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE dHARGES: BAllANCE TRANSFERS
PRINCIPAL: OLD 8AlANCE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
tran date
Mar 2
Mar 24
post date
Mar 2
Mar 24
PAYMENT. THANK YOU
PAYMENT. THANK YOU
Questions? Call1-000-D1SCDVER (1.000-347-2683) or log on to D1scovercaro.com. For rDD
(Telecommunication Device for the Deaf) assistance. call 1-800-347 -7449_ Sehd billing'error notice to:
Discover Platlnum; P.O. Box 15192; Wilmington, DE 19850-5192.
$
+
0.00
$
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
.135.00
.275.00
.......
DIsc:.vFll
UI:>l..QV I:K
CARD
.............
DISC.VEI{
'-'n'~''-l... v, nnUL.LL
accountnurnber 601100295 579797
Questions? Concerns? Commen ?
Don't hesilote to call one of our friend
Cll.tomer Service Representatives at:
1-800-DISCOVER (1 -800-347-26 3).
We're here 24 hours a day, 7 days a
to help answer questions oboul your
Discover" Card Account.
C2005 DItaww Bank. Mamber FDIC
Closing De!e: March 27, 2005
, I"
page 2 of 2
1 '"
08/11-800-767-7315 today or visit Disqovercard.com to 'find but,';t you quality for a valuable Balance Transfer 0 fer. It's
a fast and easy way to save moneyl ' ,
Paperless statements can jumpstarl your spring cleaning! Get rid of'the excess paper in your fife by receiving our
Dfscover(R) Card statements oorine inst~d of by mail. ,You'll get an a-maif letting you know when your stats of is
ready to view online. You can even pay your bill online while you're there. Go to Discovercard.com to sign up
Thinking of moving? The Register(R) will notify all your creditors anc( let them know of your new address. Wit our
Property and Document registration service, we also make it e~sier tbi' you to file a claim if important possess~ ns arB
lost to fire, theft or natural disaster.' CEiJlI-BOO~347-j395 or visit us at Discovercard.com for details.
Build your C8shback Bonus(R) award with every bill you payautomaticaJly with your Discover(R) Card. Cell pone,
cable and Internet service and health clubs: you can pay so msnyrecurring bills with your Discover Card. ~ t a
smart, easy way to save time and money -. and earn a bigger award!' Visit Discovercard.com/autobilfpay to t m more.
Redecorate. Remodel. Get More. Sign up today and get 5% Cashback Bonus(R) at Ace Hardware, ~ed Bat
Bayond(R), Lowa's(R), Manards(R), Piar Ilmperts, Restora"on Hardwara, SHERWIN.WILUAMS(R), Smilh &
Hawken(R), The Container Store(R}, The Horrye Depot(R}. Calli-BOO-DISCOVER or visit Discovercard.com reward
yourself March through May.
I,:'
Balance Transfer offer for current,billing period: Daily Periodic Rate: 0.04'107%; corresponding ANNUAL PE CENTAGE
RA TE: 14.99%. Rate is subject t~ the terms of the offer Including expiration.
Average
Daily
Balances
Daily
PenOdic
Rates'
current billing period: 2B days
Purchases $35.23
Cash Advances $0
Balance Transfers $6703.34
0.04792%
0.05477%
0.04792%
~'k'ZG~L ANNUAL
I, PEFN;ENT,I,GE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
Transaction
Fee
FINANCE
CHARGES
",.
17.49% V
19.99% F
17.49% V
t 7.49%
19.99%
17.49%
$0.47
$0
$89.93
none
$0
$0
The tates that apply to your Account ate eith~r fixed (F) or the)' may va~y (V}~~)l~ted above.
.......
nlc:rAVI'Il'
Quesllons? Call1.800.D1SCOVER(1.800.347.2683) or log on to D1scovercard.com
UI:>\,,;UVtK
CARD
$6,499.03
27 SDSN6A01 0001142
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
$130.00
enter amount enclosed below
payment due date
May 26, 2005
$
Please make check payable fa Disco r Plafinum Card
or pay online@Discovercard.c;om.
To order Cash Access Checks select
your P.I-N., or to find cash looati ns call
1.800.DISCOVER (1.800.347.2 83) or
visit Discovercard.com.
rO BOX 15251 11I",11..",1,11 ..1",11I
WILMIN6TON DE 19886-5251
1",111,1"1"1,1"1,,11,,,1,1,.,1,1,1,1,,,,11.1,1,,,111,1,,1
Address or telephone change? Please print change in the space above,
or go to Dlscovercard.com.
000006011002950579797064990300000000013000
Discover Platinum Card Account Summary Closing Date: April 27, 2005 page 012
previous balance $6,539.85
account number 6011 0029 5051 9797 payments and credits 140.00
payment due date May 26,' 2005 purchases + 0.00
minimum payment due $130.00 cash ~dvances + 0.00
credit limit $7.300.00 b~Janc~1 transfers 0.00
credit avaifable $800.00 +
cash credit limit $3,700.00 FINAN ECHARGES + 99.18
cash credit avaifable $800.00 new bcilance $6,499.03
You may be able to avoid Periodic Finance Charg 5, see
the reverse side for details.
What if your credit falls into the wron~ hands? Redl!~e your; risk of identity theft and credit fraud with ProfileP tect(R).
This comprehensive service helps safeguard you against misuse of your personal credit information. Visit
ProfileProtect.com/safe for more informatioll,Qr to.enroll.
Cash back Bonus"
Cashback BonuM!) Anniversary
Date: March 11
Keep using your Discover(R) Card and
watch your Cashback Bonus(R) award
grow! Remember, once your Cashback
Bonus award is at least $20, you can
redeem your award by calling US or by
logging into the Account Center at
Discovercard.com.
trans. post
date date
-- - - - ~ - ~ -- ~
previous statement balances
tran date
Apr27
Opening Cashback Bonus Balance
Ne~Cashback Bonus Earned
Cashback Bonus Balimce
AvaUablUo Redeem .
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALANCE
PRINCIPAL: CASH
PRINCIPAl:PU/ilPHASI;'S
PRINCIPAL: BALANCE TRANSFERS
post d~te
Apr 27 : PAYMENT. THANK YOU'
Question.? Cal/l.BOO.DlSCOVER (1,800.347.2683) 0' lOG on loP"i;o....",'nI.com. For TDD
(Telecommunication Device for the Deaf) assistance, call 1-800.347- t449:' 'Send billing error notice to:
Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192.
$
+
0.00
$
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
.140.00
.......
DISCtWl'R'
lJl::'LOVtK
CARD
DlsceVER
account' number' '6011 00295 579797
page of 2
FREE Additional Cards for your Account afJoIM you to share your credit line without sharing your Card. Reques FREE
Additional Cards for those close to you to help with dai(yShopping and errands and to use as credit resource; case of
emergency. Calf 1-800-DfSCOVER or visit Discoveicard,com/AdditionalCards today.
Questions? Concerns? Commen ?
Don't hesitale ta call one of our friendl
Cusmer Service Representatives at:
1.SDO-OISCOVER (1-800-347-268 ).
We're here 24 hours a day, 7 days a k,
ta help onswer questions aboul your
Discover' Card Account.
02005 Dita-- Bonk, Member FDIC
Closing Dale: April 27, 2005
Paperless statements can jumpstart your spring cleaning! Get rid of the excess paper in your life by receiving ur
Discover{R) Card statements online instead of by mail. You'fJ get an a-mail Jetting you know when your statem of is
ready to view online. You can even pay your bill online while you're there. Go to Discovercard.com to sign up.
I I')."" ',1,Il'
25% of credit reports contain errors serious enough tcitesolt lndfm;al of credit ("Mistakes Do Happen: a look terrors
in consumer credit, "Nat'J Assoc. of State PIRGs, June 04). ProfileProtect(R) is a comprehensive service that elps you
monitor & manage your credit. Enroll today at ProfileProtect.comlcontrol.
Use your Discover(R) Card to make a $100 donation to The Statue of Uberty-Elfis Island Foundation, Inc. and au can
have the name of someone you care about engraved on The American Immigrant Wall of Honor(R), built to ce ebrate
freedom and commemorate American Dreams. For more inform,ation log.on to Discoverca~d.com.
America's #1 Credit Card Rewards Program. Get a Cashback Bonus(R) on all your purchases with unlimited mings.
Then double your reward with gift q;l~ or certificate!!> trom Discove/ 9ard fartners ~uch as B+DpKBUSTER( ),
FTD.com and The Sharper Image(R). ;. .
"
Balance Transfer offer for current billing period: Daily Periodic Rate: 0.04107"/c,; corresponding ANNUAL PE CENTAGE
RA TE: 14.99%. Rate is subject to the terms of the offer Including expiration.
Average
Daily
Balances
Daily
Periodic
Rates
current billing period: 31 days
Purchases $35.73
Cash Advances $0
Balance Transfers $6547.49
0.04860%
0.05477"A.
0.04860%
~'tffJ8~L ANNUAL
PERCENTAGE PERCENTAGE
RA TES RA TES
Periodic
FINANCE
CHARGES
17.74% V
19.99% F
17.74% V
17.74%
19.99%
17.74%
$0.54
$0
$88.64
The rates that apply to your Account are either fixed (~) Of they,m~y I(~Y.(V) ~noted above.
Questions? Call1.8DO.0ISCOVER(1.8DD.347.Z683) or log onto OlscOvlrcard.com
Transaction
Fee
FINANCE
CHARGES
none
$0
$0
.,.,...
nlc:ravRl'
LJI:)(,;OVtK
CARD
$263':00
enter amount enclosed below
$6,633.46
payment due date
Jun'e 26, '2005
$
Please make check payable to Disco r Platinum
Card. Minimum payment due include a past due
amountof$1iJO.OO.
27 SDSN6A01 0001143
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9,509
,1
To order Cash Access Checks, select
your P.I.N., or to find cash locati ns call
1.800.DISCQVER 11.800.34'(.2 83) or
visit Discoverc<ltrd.com~
PO BOX 15251 11\",11"",1,11 "1,,,11I
W1LMINGTON DE 19886-5251
1",11\,1"1"\,1"1,,11,,,1,1.,,\,1,\.1,,,,11,1.1,,,111,1,,I
Address or telephone change? Please print change;n the space above,
or go to DisCQvercard.com.
000006011002950579797066334600000000026300
Discover Platinum Card Account Summery Closing Date: May 27, 2005 page 012
previous balance $6,499.03
account number 6011 002950579797 paymentS and credits 0.00
payment due date June 26, 2005 purchases + 39.00
minimum payment due $263.00 cash ,advances + 0.00
credit limit $7,300,00
credit available $666.00 batt:irl~ :trans(ers + 0.00
cash credit limit $3,700.00 FINANCE CHARGES + 95.43
cash credit available $666.00 new balance $6,633.46
You may be able to avoid Periodic Finance Gharg s, see
the reverse side for details.
Build Your Savings on YOUR Schedule~ Oper;1 a Disyov~r Ela~~ ,~f1ey ~arket Account and ~ig~ up for Auto avers
today! Save money for whatever you wish by scheduling weekly, bt.weekly or monthly depoSits Into your Ac untl Visit
Discoverbank.com. Member FDIC.
Cash back Bonus"
Opening GaShback Bonus Balance
New Cashback Bonus Earned
i" ,
"'Cli"~ba~k Bonus Balence
,Available 10 Redeem
Cashback BonuS@ Anniversary
Date: March 11
ransactlons
trans. post
date , date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD BALAi'jCE
,~~ING1~Al,CA5Hr' ----
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
tran date
May 26
post date
May 26 LATE FEE
, Your account is past due. Please pay your minimum monthly payment plus the past due amount.
$
+
0.00
$
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
,,0.00'
0.00
0.00
39.00
The Discover(R} Gift Card is a festive, prepaid card that works just (ike a credit card .. at malts, online and m
everywhere the Discover Card is welcomed. The Discover Gift Card1s the perfect gift for everyone and ever occasion.
50 your gift-giving possibilities are endless. And think of the rime you.'1I save shopping and gift-wrapping.
Qu.stiDns? C.1I1.800.D1SCOVER (1,800.347.2683) Dr log on iDDI~coven:.i'd.cDm. Foe TOO
(Telecommunication Device for the 'Deaf) assistance, call 1-800-347-7449.: S:erld billIng error nollce to: It "",..
Discover Platinum; P.O. Box 15192; Wilminaton, DE 19850-5192. DISCevER'
DISCOVER
CARD
I .. "15isc;.vER
;~~~7~u~~~;'601100295 579797
Questions? Concerns? Commen ?
" Don~t hesilole to call one of our Friend
C~stomer Service Represenlalives 01:
1-800-DISCOVER (1-800-347-268 ).
We're here 24 hours a day, 7 days a
to help answer questions oboul your
Discover" Card Account.
02005 Di.-. 8anl. Member FDIC
Closing Date: May 27, 2005
page 012
FREE Additional Cards for your Account allow you to share your credit fine without sharing your Card. Reques FREE
Additional Cards for those close to you to help with daily shopping and errands and to use as cree/It resource in case of
emergency. Calf 1~800.DISCOVER or visit Discovercard.com/AdditionalCards today.
;1;
':j
"
i
,i~'; ;! '\
;','
I ~ i ~
,,,
Balance Transfer offer for current billing period: Daily Periodic Rate: 0.04860%; corresponding ANNUAL PE CENTAGE
RA TE: 17.74%. Rate is subject to the tenns of the offer including expiration.
Average
Daily
Balances
Daily
PenOdic
Rates
current billing period: 30 days
Purchases $6545.03
Cash Advances $0
0.04860%
0,05477%
The rates that apply to your Account are either fixed (F) or they may V{!ry (V) as rated above.
17.74%
19.99%
. Nominal ANNUA, L
'ANNUAL
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
17.74% V
19.99% F
$95.43
$0
,
Quostlon.1 Call1.800.OISCDVER(1.8DO.347.2683) Dr log o~ to OI.covercard.com
Transaction
Fee
FINANCE
CHARGES
none
$0
."",..
n1c:rav_
UI:>(,;OV I:K
CARD
$6,774.57
$399.00
enter amount enclosed below
payment due date
July 26, 2005
$
Please make check payable to Disco er Platinum
Card. Minimum payment due includ a past due
amount of $263.00.
27 SDSN6A01 0001144
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Checks select
your P.I.N.,or to find cash looati ns call
1.800.DISCOVER (1.800.347.2 83) or
visit DiscQvercard.com.
Address or telephone change? Please prinr chang,s in the space above,
or go to Discovercard.com. .
PO BOX 15251 11I",1111I,,1,11 "1,,,11I
'WILMINGTON DE 19886-5251
1",111,1"1"1,1"1.,11.,,1.1,,,1,1,1,1,,,,11,1,1,,,111.1,,1
00000601100295057979?06?~45700000000039900
-
Discover Platinum Cerd Account Summary Closing Date: June 27, 2005 page 012
previous balance $6,633.46
account number 6011 002950579797 payments and credits 0.00
payment due date July 26, .2005 purchases + 39.00
minimum payment due $399.00 cash advances + 0.00
creditfimit $7,300.00
credit available $525.00 balance ,transfers + 0.00
cash credit limit $3,700.00 FINANC.ECHARGES + 102.11
cash credit available $525.00 new bali!nce $6,774.57
You may be able to avoid Periodic Finance Charg $, see
the reverse side for details.
Your account is past dU8. Please pay your minimum monthfy payment plus the past due amount.
Que.tlon.? Call1.800.D1SCOVER (H08.347.2683) or log on to PlscOVen:ard.com. FD' TDD
(Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. . $end billing error notice to:
Discover Platinum; P.O. Box 15192; Wilmington, DE19850-5192.
."",,,
DISCevER'
lJlSLtOVER
CARD
DISC.vm
a~~~t ;;u'r:1;;~;' 6011 00295 579797
Questions? Concerns? Commen ?
Don't hesilale Ia call one of our friend
Customer Service Representatives at:
l-aOO-DISCOVER (1.800-347-268 ).
W.. re here 24 hours a day, 7 days a
, to help answer questions about your
Discover' Card Account.
C2OO5 DiIlXMll' Bank, Member FOIC
Closing Dale: June 27, 2005
page 012
Now you can save up to 50% on health care by becoming a PlanPfus(SM) member. PlanPfus'is not insurance nd
provides discounts on health care products arid services. PIa.nP/us can be used with your insurance plan for e en
greater savings. For information on this valuable membership program, visit Discovercard.com/PlanPlus or ca
1.800.527.7783.
Congratulations to the 2005 National Discover(R) Card Tribute Award(R) Scholarship winners: Caitlin Barrett, aoiel
Cayce, James Craft, Tiffany Grant, Sameer Gupta, RhaShonda Keehn, Logan Skelley, Paula Quesenberry an Ko/by
VanNewkirk. Each won $27,500 for post high~school education or tr~ning. Visit Discovercard.comltribute.htm to learn
more. I
,
I:
,1'
"
ii
j
I,
",1"
1 i-c,
: ; i _ ~
Balance Transfer offer for current billing period: Daily,Per!odic Ratel~ 0..04929%; corresponding ANNUAL PE CENTAGE
RA TE: 17.99%. Rate is subject to the terms of the ofter/ncluding expiration.
Average
Daily
Balances
Daily
Penodic
Rates
current billing period: 31 days
Purchases $6682.74
Cash Advances $0
0.04929%
0.05477%
The rales that apply to your Account ate .elther fixed (F) or they miiY vary (V) as noted above.
17.99%
19.99%
Nominal, A''''UAL
ANNlJAL "".,
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
17.99% V
19.99% F
$102,11
$0
Quesllons? Call1.BOO.DISCDVER(1.BOO.347.26B3) or log on 10 OIscllVen:nrd.oom
Transaction
Fee
FINANCE
CHARGES
none
$0
...,...
DISCtwEll
DISCOVER
CARD
$6,914.46
$538.00
enter amount enclosed below
payment due date
AU9ust 26, 2005
$
Please make check payable to Disco Platinum
Card. Minimum payment due include a past due
amounf of $399.00.
27 SDSN6A01 0001145
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Checks, select
your P.I.N., or to find cash locati ns call
1.800.DISCOVER (1.800.347.2 83) or
visit Oiscovercard.com.
Address or telephone change? Please print change in the space above,
or go to Discovercard.com. .
PO BOX 15251 11I",11"",1,11 "\,,,11I
WILMINGTON DE 19886-5251
[..,111,1"1"\.1,,1,,11,,,1,1..,1.1,1,1,,,,11,1,1..,111,1.,I
00000601100295057919r069144600000000053800
Discover Platinum Card Account Summary Closing Date: July 27, 2005 page 012
previous. balance $6,774.57
account number 6011 002950579797 , Pf!Y'!ltmt~ aort credits 0.00
payment due date August 26, 2005 , 39.00
putdlllSes +
minimum payment due $538.00 cash advances + 0.00
credit limit $7,300.00 0.00
credit available $385.00 ba~anc~ transfers +
cash credit limit $3,700.QO FINANCE ,CHARGES + 100.89
cash credit available $385.00 new balance $6,914.46
You may be able to avoid Periodic Finance Charg , see
the reverse side for detai's.
Cashback Bonus.
Opening,Cashback Bonus Balance
New Cashback Bonus Earned
$
+
0.00
Cashback Bonus Balance
Available to Redeem
$
$
0.00
0.00
Cashback BonuS@ Anniversary
Date: March 11
ransactlons
trans. post
date date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD 8ALANCE
. ~~INClPAL,CASf,J.
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
0.00
0.00
0.00
0.00
0.00
.0.00-- ,
0.00
0.00
trsn date
Jul26
post date
Jul 26 LATE FEE
I,
39.00
Your account is past due. Please pay your minimum monthly payme'!' plus the past due amount.
Paying your Discover(R) Card bifl onfinl3 at Discovercard.eom is the ~~test most convenient way to make yo r monthly
payment. AJI you need is yourcheckbook -- enter yourbankihl1 thtormatJon once during s;gn~up and you'll oe ef have
to enter it again. Visit the Account Center at Discovercard.com and you can begin making payments right aw: y.
Qu.sUons? CaU1.800.0ISCOVER (1.800.347.2683) or log on \0 qlst;DY1'rcard.com. Fo, TOD
(Telecommunication Device for lhe Deaf) assistance, call 1-800.347 -7449. Send'bllllng error notice to:
Discover Platinum; P.O. Box 15192;Wilminalon. DE 19850-5192.
.......
Dlsc:evEll
UIS(,,;OVER
CARD
.....-...-
DISC.VEIl
~~~~~nt ;;u~b~;' 6011 00295 579797
Questions? Concerns? Comme ?
Don't hesilole to coli one of our friend
Customer Service Represenlolives ot:
1-800-DISCOVER (1.800.347-26 3).
We're here 24 hours 0 day, 7 days 0
to help answer questions about your
Discover' Card Account.
~Dl_Bank,~fDlC
Closing' Dale: July 27, 2005
j"
PS9 2012
Balance Transfer offer for current billing period: Daily Periodic Rate: 0.04929%; corresponding ANNUAL PE CENTAGE
RA TE: f 7.99%. Rate is subject to the terms of the offer including expiration.
Average
Daily
Balances
paily
Penodic
Ratss
current billing period: 30 days
Purchases $6823.21
Cash Advances $0
0.04929%
0.05477%
The rates that apply 10 your Account are eilher fixed (F) or they may vary (V) ~ noted above.
Nominal
ANNUAL' ANNUAL.
PERCEN7AGE PERCENTAGE
RATES RATES
17.99% v'
19.99% F
17.99%
19.99%
Questions? Call1.800.DISCDVER(1.800.347.2883) Dr log on iii Olscov.rcanl.com
Periodic
FINANCE
CHARGES
$100.89
$0
Transaction
Fee
FINANCE
CHARGES
none
$0
.,.,...
nICrA\/CD'
DISCOVER
CARD
$7,103.23
_____....,_...~_. __.. ___ ___0 _._"
\ $696~OO!"'-J..,:-_.. ---I enter amount enclosed below
payment due date $
September 26, 2005
Please make check payable to Disco ef Platinum
Card. Minimum payment due include a past due
amount of $53B.OO.
27 SDSN6AQ1 0001146
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
To order Cash Access Checks, select
your P.I.N., or to find cash looati ns call
1-800.DISCOVER (1.800.347.2 83) or
visit Discovercard.com.
Address or telephone change? Please print change in the space above,
or go to Discovercard.com.
PO BOX 15251 11111I11"",1,11 "1,,,11I
WILMINGTON DE 19886-5251
1",111,1"1"1,1"1,.11",1,1,,,1,1,1,1,,,,11,1,1,,,111,1,,1
000006011002950579797071032300000000069600
Discover Platinum Card Account Summary Closing Date: August 27, 2005 page of 2
previous balance $6,914.46
account number 6011 0029 5057 9797 payments and credits 0.00
payment due date September 26. 2005 purchases + 39.00
; minimum payment due $696.00 cash advances + 0.00
credit limit $7,300.00
credit available $196.00 balance fransfers + 0.00
cash credit limit $3,700.00 FINANe' .CHARGES + 149.77
cash credit avaifable $196.00 new'b~/ance $7,103.23
You may be able to avoid Periodic Finance Charg s, see
the reverse side for details.
Cashback Bonus"
Opening Cashback Bonus Balance
N~w Cash back Bonus Earned
'Cash back Bonus Balance
Aveitable to Redeem
! :,1
$
+
$
$
0.00
o
0.00
0.00
Cashback BonuS@Anniversary
Date: March 27
:1 i
ransact ons
trans. post
date date
previous statement balances
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS,
PRINCIPAL: OLD BAlA~CE
PRINCIPAL: CASH
PRINCIPAL: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
tran date
Aug 26
post date
Aug 26 LATE FEE
39.00
....... ATTENTION ....... ATTENTION ....... ATTENTION ....... ATTENTION ....... A TTENTI N .......
Your account is seriously past due. Payment of the ampunt due and arrangements for future payments sho d be
made immediately.
Questions? C.1I1.808.OISCOVER(1.800.347.2683) Dr log on toDI!~.i""c.nf.com. Fo, TOO
(Telecommunication Device for the Delli) assistance, call1.800.347'744~.' StJrldbilftlig error' notice to:
Discover Platinum; P.O. Box 15192; Wilmington, DE 19850.5192.
.......
DISCevER
DISCOVER
CARD
...........
DISC.VER
;~~nt~u~b~;'6011002950 79797
page of2
Discover Bank Money Market and CD Account rates consistently beat national averages'. View our rates at
Discoverbank.com, or cafJ 1-800-347- 7000 to speak with an Account Manager. Open an Account today and m ntion
code: SM0805M. Member FDIC. *Basedon comparison of:rates reported;", a recent survey of financial instit tions by
BanxQuote.com.
Questions? Concerns? Commen ?
Don't hesitate ta coli one of our friendly
Customer Service Representatives ot:
1-800-DISCOVER (1-800-347-268 ).
We're here 24 hours 0 day, 7 days a k,
ta help onswer questions oboul your
Discover' Card Account.
02005 DiIc:rMr BanIc, Member FDIC
Closing Date: August 27, 2005
Paying your Discover(R) Card bill online at Discovercard.com is the fastest, most convenient way to make your month'y
payment. All you need is your checkbook.- enter your banking information once during sign-up and you'll nev have
to enter it again. Visit the Account Cen(er at Di$COvercard.collJ1 ~~_~~t!_~can begin making payments right awa .
,-- -,
'I - I
Discover Financial Services is once again proud to support the Juvenile Diabetes Research Foundations Walk to Cure
Diabetes. Help us raise even more money to fund research fara cure by partfclpating in the Walk or donating our
Cashback Bonus(R} to JDRF. A cure is within reach. To fearn /nore; visit Discovercard.com or www;jdrf.org.
Average
Daily
Balances
Daily
Penodic
Rates
current bifling period: 31 days
Purchases $6986.66
Cash Advances $0
0.06915%
0.069t5%
The rates that apply to your Account are either fixed (F) or they mljiY vary (V) as ~oled above.
25.24%
25.24%
!,"ti"
.-. '
ii'::'
,
.,
~ r I.
Nominal ANNUAL
ANNUAL
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
25.24% V
25.24% V
$149.77
$0
, I
Qu.stions? Call1.800.orSCOVER(1.800.347,2683) or log ,on to,~cov.",ard.com
Transaction
Foe
FINANCE
CHARGES
none
$0
.......
IlI~avr:R"
DISCOVER
CARD
$7,297.64
27 SDSN6AQ1 0001147
DANIEL C FARWELL
1750 WALNUT BOTTOM RD
NEWVILLE PA 17241-9509
~I .
;k!
$859.00
enter amount enclosed below
payment Clue date
October 26; 2005'
I.' ,
$
Pleasti make check payable to Disco r Platinum
Card. Minimum payment due includes a past dUB
amount of $696.00.
To order Cash Access Checks, select
your P.I.N., or to find cash locatio scali
1-800.DISCOVER 11.800.347.26 3) or
visit Discovercard.com.
PO BOX 15251 11I",11.",,1.11, ,1".111
'WILMINGTON DE '19886-5251
1",111,1"1"1,1"1"11,,,1,1,,,,1,1.1,\.,,,11,1,1,,,111,1"I
Address or telephone change? Please print change in the space above,
or go to Discov8fcard. com.
000006011002950579797072976400000000085900
Discover Pletinum Card Account Summary
account number
payment due date
, minimum payment due
creditfimit
credit available
cash credit limit
cash credit available
6011 0029 5057 9797
October 26, 2005
$859.00
$7.300.00
$0.00
$3,700.00
$0.00
Cash back BonusOll
Cashback Bonus4j) Anniversary
Date: March 27
ransactlons
trans. post
date . date
previous statement balances
.ran date
Sap 26
post date
Sept 26 LATE FEE
-
Closing Date: September 27, 2005 pagel of 2
$7,103.23
0.00
+ 39.00
+ 0.00
+ 0.00
+ 155.41
$7,297.64
previous balance
payments and credits
purchases
cash advances
balance transfers
FINANCE CHARGES
new balance
You maybe able to avoid Periodic Finance Charg ,see
the reverSe side for details.
,',I
Opening, Cashback Bonus Balarlce
New Cash!l)ack Bonus Earned
'Cashback Bonus Belance
, "'iall~ble to Redeem
'i ::,.. ,".. ,':, ," ~
,. I' '
$
+
0.00
0.00
0,00
0,00
$
$
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BALANCE TRANSFERS
PRINCIPAL: OLD B!\LANCE
"eBINGlPALcCASH._, __,
PRINcIPAL~ PURCHASES
PRINCIPAL: BALANCE TRANSFERS
0.00
0.00
0.00
0.00
0.00
,0.00
0.00
0.00
39.00
, While we are permitted under the Cardmember Agreement to increase the APRs on your Account because y ur
payment was late, we have chosen not to do so at this time. We have terminated, however, any introductory r
promotional rate on pUrchases'and any special balance transfer rate, and applied the standard APR for PUfi ses to
your outstanding balance of purchases and balance transferS.. HOVl!ever, we reseIVe the right to increase the PRs on
your Account if you fail to pay the minimum payment due by the payment due date. See the Default Rate PI section
of the Cardmember Agreement for details.
Qu.olleno? Call1.800.01SCOVER (1.800.347.2683) er log on 10 D1,coVllrcanl.com. For TOO
(Telecommunication Device for the Deaf) assistance, calI1-80Q-347-7449. Send 'billing error notice to:
Discover Platinum; P.O. Box 15192; WilminQton. DE 19850-5192.
.......
DISCevER
DISCOVER
CARD
.. "DIscevER
ac~o~-nt nu'r:1b~;. 6011 002950 79797
hum ATTENTION uuu" ATTENTION muu ATTENTION uu"" ATTENTION ........... ATTENTlO
Your account;s seriously past due. Payment of the amount due and arrangements for future payments shoul be
made immediately.
I,
j L
I:
Average
Daily
Balances
Daily
penOdic
Rates
current billing period: 31 days
Purohases $717R15
Cash Advances $0
0.06984%
0.06984%
The rates that apply to your Account are either fixed (F) or they may ,va~ (V) as noted above.
25.49%
25.49%
Questions? Concerns? Commen ?
Oo~(thesilale Ia call one of our Friendly
Cu!!<>m,!r Service Represenlatives at:
l;aOO-DISCOVER (1.800-347.268 ).
We're here 24 hours a day, 7 days a
Ia help onswar questions oOOul your
DisCover' Card Account.
02005 D~ Bank. Member FDIC
Closing bate: September '27, 2005 page 012
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Nommm ANNU"L
, ANNUAL "
PERCENTAGE PERCENTAGE
RATES RATES
Periodic
FINANCE
CHARGES
25.49% V
25.49% V
$155.41
$0
Questions? CeIl1.BOO.D1SCOVER(1-BOO'347.26B3) or log on to D1scovercard.com
Transaction
Fee
FINANCE
CHARGES
none
$0
.......
DISCevEll
DISCOVER
CARD
$7,297.64
27 SDSN6A01 0001148
DANIEL C FARWELL
1750 WALNUT BOTtOM RD
NEWVILLE PA.17241-9509
$1,042.00
enter amount enclosed below
payment due date
November 26, 2005
$
To order Cash Access Checks, select
your P.l.N., or to find cash locati scali
1.800.DISCOVER (1.800.347.2 3) or
visit Discovercard.com.
PO BOX 15251 111",11"",1,11"1,,,11I
WILMINGTON DE 19886-5251
1."111,1"1,,1,1,,1..11..,\,1,,,1,1,1,1,,,,11.1,1, ,,111,1,,1
. ,
Address or telephone change? Please print charlge!li the space above,
or go to Dlscovercard.com.
000006011002950579797072976~00000000104200
Discover Platinum Card Account Summary
Closing Date: October 27, 2005
account number
payment due date
minimum payment due
credit limit
credit available
cash credit limit
cash credit available
6011 00295057 97117
November 26, 2005
$1,042.00
$7,300.00
$0.00
$3,700.00
$0.00
previous balance
payments and credits
purchases
cash advances
balanae ,i(arsters
FINANCE CHARGES
newbaJance
Cashback Bonuse
Opening Cashback Bonus Balance
New Cash back Bonus Earned
Cashback Bonus Balance .
AvaUableto Redeem
Cashback Bonu~ Anniversary
Date: March 27
ransactlons
previous statement balances
trans. post
date ,date
Avetage
Daily
Balances
current billing period: 30 days
Purchases $Q
Cash Advances $0
FINANCE CHARGES: OLD BALANCE
FINANCE CHARGES: CASH
FINANCE CHARGES: PURCHASES
FINANCE CHARGES: BI\LANCE TRANSFERS
PRINCIPAL: OLD BAL~CE
PRJNCLPAL: CASH
. PRINCIPAl: PURCHASES
PRINCIPAL: BALANCE TRANSFERS
,i'
Daily
PenOdic
"Rates
~'kr;j{J~ ANNUAL
PERCENTAGE PERCENTAGE
RATES RA TES
Periodic
FINANCE
CHARGE
The rates that apply to your Account are either fixed (F) or they may vary pl.)as,noted above.
0.07326%
0.07326%
26]4% V
~6.14% V
$0
$0
26]4%
26.74%
Questions? Call1.800-D1SCOVER'(1-800-347~26B3) or log Dn toDlst'Dvetcard.com. ForTDD
(Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send billina error notice to:
page 1 of 1
+
+
+
+
$7,297.64
0.00
0.00
0.00
0.00
0.00
$7,297.64
$
+
0.00
$
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Transaction
Fee
FINANCE
CHARGES
none
$0
""",00
DlscevER'
VERIFICATION
J
The undersigned does hereby verify subject to the penalties of 18 P;.C.S. ,ection 4904 relating to unsworn
falsification to authorities, he is an attorney for the Plaintiff herein; makes this V e~ification based upon the facts as
I
supplied to him by the Plaintiff and/or its agents and because the Plaintiff is outsid~ the jurisdiction of the court and
the Plaintiff's Verification cannot be obtained within the time allowed for filing or this pleading, and that the facts
set forth in the foregoing pleading are true and correct to the best of his knowledge information and belief.
oG
~.~
...
CERTIFICATE OF SERVICE
A true and correct copy of the within Plaintiff's Motion for Su
~d by U.S. Mol. '''"go ""."'id. 00 %d'Y of ~ 200
Michael CoIlins
MDW&O
10 East High Street
Carlisle, P A 17013
mary Judgment has been
upon the following:
Benjamin Bibler, Esquire
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUN Y, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK,
Plaintiff,
Case No.: AR 05-6 61
vs.
DANIEL C. FARWELL
AIKIA DANIEL FARWELL,
Defendant.
ORDER OF COURT
AND NOW, to-wit, this _ day of ,2006, upon Plaintiff's Motion for
Summary Judgment, IT IS HEREBY ORDERED, ADJUDGED AND D CREED that said Motion is
GRANTED and Judgment is entered in favor of Plaintiff for $8,297. 4 with interest at the legal
interest rate of6% per annum from the date of judgment, plus costs.
BY THE COURT
J.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUN Y, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK,
Plaintiff,
Case No.: AR 05-6 61
vs.
TYPE OF PLEAD G:
BRIEF IN SUPP RT OF
MOTION FOR S MMARY JUDGMENT
DANIEL C. FARWELL
AIKIA DANIEL FARWELL,
Defendant.
FILED ON BEHA F OF:
Plaintiff
COUNSEL OF
THIS PARTY:
ORD OF
Benjamin R Bible, Esquire
Pa. J.D. #93598
Weltman, Weinbe g & Reis Co., L.P.A.
2718 Koppers Bid.
436 Seventh A ven e
Pittsburgh, PAl 219
(412) 434-7955
WWR# 0464155
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUN Y, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK,
Plaintiff,
vs.
DANIEL C. FARWELL
AfKJA DANIEL FARWELL,
Defendant.
BRIEF IN SUPPORT OF MOTION FOR SUMMARY
AND NOWCOMES Plaintiff, by and through its attorneys, Weltm
L.P.A., and files the following Brief in Support of Motion for Summary Jud
FACTS OF CASE
On or about January 18,2006, Plaintiff filed a Complaint against D fendant for payment of credit
card debt. On or about February IS, 2006, Defendant filed an Answ r admitting he applied for,
received and used the credit card. Defendant's Answer contained no Ne Matter. On or about March
10, 2006, Plaintiff served discovery demands including requests for admiss' ns to which Defendant never
responded.
LEGAL ARGUMENT
In Pennsylvania, a motion for summary judgment is proper where a matter of law, no genuine
issue of material fact as to the necessary element of the cause of action 0 defense can be established by
I
I
I
I
I
additional discovery or the party who bears the burden of proof at trial has f41ed to produce evidence of
facts essential to the cause of action or defense that would require the issu1 to be submitted to a jury.
Pa.R.C.P. 1035.2; Ke stone Aerial Surve s Inc. v. Penns Ivania Pro e
Ins. Guaran
Assoc., 777 A.2d 84, 89 (Pa. Super. Ct. 2001).
The purpose of summary judgment is to avoid unnecessary trials a d to eliminate the waste of
time and resources of both litigants where a trial would be a useless form ity. Curran v. Children's
Service Center. Inc., 396 Pa. Super. 29, 578 A.2d 8 (I 990). Bald unsuppo ed assertions of conclusory
accusations cannot create a genuine issue of material fact to preclude the ntry of summary judgment.
McCain vs. Pennbank, 379 Pa. Super. 313, 549 A.2d 1311 (1988); Golas hevs vs. Commonwealth
Department of Environmental Resources, 683 A.2d 1299, 1302 (Pa. Cmwlth. 1996).
This case warrants summary judgment in plaintiffs favor. First, D fendant's answer admits she
applied for, received and used the credit card. Second, Defendant failed to spond to plaintiffs requests
for admissions, which have been outstanding since March 10, 2006. Unde Pennsylvania Rule of Civil
Procedure 4014(b), facts are admitted unless, within 30 days after servic of the request, the party to
whom the request is directed serves an answer or objects. Thus Defenda t has admitted the monthly
statements attached to Plaintiffs First Request for Admissions accuratel reflect the account charges
and balance due, that he has made no payment on the credit card since pril 2005, that he has never
disputed any of the charges on his monthly statements, and the curre t balance due and owing to
Plaintiff by Defendant is $7,297.64.
Defendant was requested to provide all documentary evidence or information he plans on
using at trial to substantiate a defense to this suit. No documents hav been received. Defendants
have been given ample opportunity to raise and support any legitimate efense they may have to this
debt. Defendant \Jas offered no defense of any kind.
Here, the complaint allegations, the lack of a meritorious defense and the requests for admissions
substantiate the amount of credit card debt owed by the defendant. There ar no triable issues of fact in
dispute and summary judgment in Plaintiffs favor is warranted as a matter of law.
WHEREFORE, Plaintiff prays that this Honorable Court enter a jud ment in its favor for the
amount set forth in the attached order.
Respectfully Sub
93:
Benjamin R Bib
PA LD. # 93598
WELTMAN, WE BERG & REIS CO., L.P.A.
2718 Koppers B ilding
436 Seventh Av nue
Pittsburgh, PA 15219
(412) 434-7955
WWR # 04641 50
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F:\FILESIDA T AFILElGeneralICurrenI18326.8.replylOmotionforsummaryjudgmenl
Crealed: 12/22/05 9:50AM
Revised: 616106 11 :39AM
DISCOVER BANK,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYL VANIA
Plaintiff
v.
NO. 05-6161 CIVIL TERM
DANIEL C. FARWELL
AKA DANIEL FARWELL,
Defendant
CIVIL ACTION - LAW
DEFENDANT'S ANSWER TO PLAINTIFF'S
MOTION FOR SUMMARY JUDGMENT
AND NOW, comes Daniel C. Farwell, aka Daniel Farwell, by and through his attorneys,
MARTSON DEARDORFF WILLIAMS & OTIO, and hereby answers Plaintiff's Motion for Swnmary
Judgment as follows:
1. It is admitted that Plaintiff seeks the am01ll1t of$7 ,297 .64 with interest at the legal interest
rate of 6% per annum. Plaintiff also seeks attorneys fees in the am01ll1t of$1 ,000.00, but does not ask that
an interest rate be applied to the attorneys fees. It is denied that the two am01ll1ts should be conftated as
Plaintiff does in ~ 1 of Plaintiff's Motion for Summary Judgment.
It is admitted that a true and accurate copy Plaintiff's Amended Complaint is attached to Plaintiff's
Motion for Summary Judgment as Exhibit "A." All other allegations contained in ~ 1 are denied.
2. It is admitted that the Amended Complaint contains a Verification. It is specifically denied
that the Complaint included a Verification, or if it did, the Verification was never served on c01ll1sel. All
other allegations contained in ~ 2 are denied.
3. It is admitted that Plaintiff applied for, received, and used the credit card in question. It is
also admitted that a true and accurate copy of the Answer is attached to Plaintiff s Motion for Swnmary
Judgment as Exhibit "B." All other allegations contained in ~ 3 are denied.
4. It is admitted that Defendant's Answer contained no New Matter, however Defendant did
file Preliminary Objections. All other allegations contained in ~ 4 are denied.
5. Paragraph 5, as a question oflaw, does not require a response. To the extent that a
response is required, the same is denied.
'-~.. ,
~
6. It is admitted that a true and accurate copy of Admissions and Requests for Production of
Docmnents are attached as Exhibit "C" to Plaintiff s Motion for Summary Judgment and that the same was
served on Defendant on or about March 10. All other allegations contained in' 6 are denied.
7. It is admitted that as of the date Plaintifffiled the Motion for Summary Judgment, Defendant
had not delivered a response to Plaintiff. By way offurther answer, Defendant is sending Plaintiff a
response to its discovery requests within the next few days. All other allegations contained in' 7 are
denied.
8. Paragraph 8 is a question of law, does not require a response. To the extent that a
response is required, the specific "admissions" are denied. All other allegations contained in' 8 are denied.
9. Paragraph 9, as a question oflaw, does not require a response. To the extent that a
response is required, the same is denied.
MARTSON DEARDORFF WILLIAMS & OTTO
Date: June "
By
Carl C. Risch, Esquire
PA Attorney J.D. No. 75901
Michael J. Collins, Esquire
P A Attorney J.D. No 200427
10 East High Street
Carlisle, P A 17013
(717) 243-3341
Attorneys for Defendanta
,2006
& . .
~
CERTIFICATE OF SERVICE
I, Michael J. Collins, Esquire, an authorized agent of Marts on Deardorff Williams & Otto, hereby
certify that a copy of the foregoing Defendant's Answer to Plaintiff's Motion for Summary Judgment was
served this date by depositing same in the Post Office at Carlisle, P A, first class mail, postage prepaid,
addressed as follows:
James C. Warmbrodt, Esquire
WEL TMAN, WEINBERG & RBIS CO., L.P.A
436 Seventh Avenue, Suite 2718
Pittsburgh, P A 15219
Attorney for Plaintiff
MARTSON DEARDORFF WILLIAMS & OTTO
By 1fiLp )(~
Michael J. Collins, Efcluire
Attorney ID #: 200427
Ten East High Street
Carlisle, P A 17013
(717) 243-3341
Dated: June ~, 2006
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PRAECIPE FOR LISTING CASE FOR ARGUMENT
(Must be typewritten and subnitted in O1lpUcate)
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
Please list the within matter far the next J\rgmlent Court.
---------------------------------------------------------------------------------------
CAPTION OF CASE
(entire caption lIL1St be stated in full)
j);-Y'D~ ~k.
(Plaintiff)
vs.
~;Q..\ (2. ::t(y~\\
0,\\:.\0- ~ ;Q.\ ~~\\
( Defendant)
No. OS
Civil (PI G, r
19
1. State matter to be argued (Le.. plaintiff's lIDtion far new trial.. defendant's
derorrer to carplaint. etc.):
:YC\o'C\~'.s Mot->Ol' ~ &>cY\~ 3'vcfd~
2. Identify counsel who ~rg & Reis CO.
.. 2718 Koppers Building
(a) far plaintiff: 436 7th Avenue
Address: Pittsburgh. PA 15219
(412) 434.7955
(b) far defendant:
Address: \'--\;~l Qo\\i()S i ~~1 .
to e rtB''n ~
3. I will notify all ~\~~ ~~g"t~ N> days that this case has
been listed far argurent.
4. J\rgmlent Court Date:
....-.....-..;1-
M c67Pt
Attorney far
~ i Q
;\iff ~ iil
is: ~ ~
~t ;; '"'0 ~. .
~o :s:
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DISCOVER BANK
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
V.
DANIEL C. FARWELL
A/KJA DANIEL FARWELL
: NO. 2005 - 6161 CIVIL TERM
: CIVIL ACTION - LAW
IN RE: PLAITIFF'S MOTION FOR SUMMARY JUDGMENT
BEFORE BAYLEY. GUIDO. JJ.
ORDER OF COURT
AND NOW, this 11 TH day of SEPTEMBER, 2006, upon consideration of
Plaintiff s Motion for Summary Judgment, and having reviewed the briefs filed by the
parties and having heard argument thereon, the motion is GRANTED. Judgment is
entered in favor of Plaintiff and against the Defendant in the amount of $7297.64 plus
interest from September 27, 2005, plus costs.
Edward E. Guido, J.
jenjamin R. Bibler, Esquire
James C. Warmbrodt, Esquire
2718 Koppers Building
436 Seventh Avenue
Pittsburgh,Pa.15219
~arl C. Risch, Esquire
Michael J. Collins, Esquire
Ten East High Street
Carlisle, Pa. 17013
,o\}
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
Case No.: 2005-6161 Civil Term
TYPE OF PLEADING
vs.
PRAECIPE FOR JUDGMENT
PER ORDER OF COURT
DANIEL C. FARWELL a/kIa
DANIEL FARWELL
Defendant.
FILED ON BEHALF OF:
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
Benjamin R. Bibler, Esquire
PA J.D. #93598
WELTMAN, WEINBERG & RBIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR No. 04641550
'".
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
Case No.: 2005-6161 Civil Term
vs.
DANIEL C. FARWELL a!k/a
DANIEL FARWELL
Defendant.
PRAECIPE FOR JUDGMENT
TO THE PROTHONOTARY:
Pursuant to Pa.R.C.P. 237, I certify that a copy of this Praecipe has been mailed to each other
party who has appeared in the action or to his/her Attorney of Record.
In light of the Court Order granting Judgment in favor of Plaintiff on September 11, 2006, kindly
enter Judgment against the Defendant, Daniel C. Farwell a!k/a Daniel Farwell, in the amount of $7,297.64
computed as follows:
Amount Awarded per Order:
$7,297.64
Interest from the date of judgment
at the legal rate of 6.0% per annum:
TOTAL:
$7,297.64
Attached is a copy of the Court Order in favor of Plaintiff for Judgment.
enjami . Bibler, Esquire
PA I.D. #93598
WELTMAN, WEINBERG & RBIS CO.,
L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
Plaintiffs address is: Weltman, Weinberg & Reis, 2718 Koppers Building, 436 7th Avenue, Pittsburgh, PA 15219
And Defendant's address is: ten East High St, Carlisle, PA 17013
WWR No. 04641550
DISCOVER BANK
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
V.
DANIEL C. FARWELL
A!K/ A DANIEL FARWELL
: NO. 2005 - 6161 CIVIL TERM
CIVIL ACTION - LAW
IN RE: PLAITIFF'S MOTION FOR SUMMARY JUDGMENT
BEFORE BAYLEY. GUIDO. JJ.
ORDER OF COURT
AND NOW, this 11 TH day of SEPTEMBER, 2006, upon consideration of
Plaintiff's Motion for Summary Judgment, and having reviewed the briefs filed by the
parties and having heard argument thereon,. the motion is GRANTED. Judgment is
entered in favor of Plaintiff and against the Defendant in the amount of $7297.64 plus
interest from September 27, 2005, plus costs.
Edward E. Guido, J.
Benjamin R. Bibler, Esquire
James C. Warmbrodt, Esquire
2718 Koppers Building
436 Seventh A venue
Pittsburgh, Pa. 15219
Carl C. Risch, Esquire
Michael 1. Collins, Esquire
Ten East High Street
Carlisle, Pa. 17013
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
Case No.: 2005-6161 Civil Term
vs.
DANIEL C. FARWELL alkJa
DANIEL FARWELL
Defendant.
NOTICE OF JUDGMENT OR ORDER
TO: () Plaintiff
(xx) Defendants
( ) Garnishee
You are hereby notified that the following Order or Judgment was
entered against you on ~+ ,,;L~ J.~to
I
(xx) Assumpsit Judgment in the amount
of$7,297.64, plus interest at 6.0% per annum, plus costs.
() Trespass Judgment in the amount
of$~ plus costs.
() Ifnot satisfied within sixty (60) days, your motor vehicle
operator's license and/or registration will be suspended by
the Department of Transportation, Bureau of Traffic Safety,
Harrisburg, P A.
(xx) Entry of Judgment of
(xx) Court Order
() Non-Pros
() Confession
() Default
() Verdict
() Arbitration A ward
() By Consent
Prothonotary
Daniel C Farwell
1750 Walnut Bottom Rd
Newville,Pa 17241
BY'~
PRO. ONOJ,ARY' U'f ij
WWR No. 04641550
"
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
Case No.: 2005-6161 Civil Term
vs.
DANIEL C. FARWELL a/k/a
DANIEL FARWELL
Defendant.
NOTICE OF JUDGMENT OR ORDER
TO: () Plaintiff
(xx) Defendants
( ) Garnishee
You are hereby notified that the following Order or Judgment was
entered against you on ~ -+ .;l6 ::J (Y)b
I
(xx) Assumpsit Judgment in the amount
of$7,297.64, plus interest at 6.0% per annum, plus costs.
() Trespass Judgment in the amount
of$_ plus costs.
() Ifnot satisfied within sixty (60) days, your motor vehicle
operator's license and/or registration will be suspended by
the Department of Transportation, Bureau of Traffic Safety,
Harrisburg, P A.
(xx) Entry of Judgment of
(xx) Court Order
() Non-Pros
() Confession
() Default
() Verdict
() Arbitration Award
() By Consent
Michael J. Collins, Esquire
Ten East High Street
Carlisle, Pa 17013
Prothonotary
BY~~
PROrnONOTA UfY}
WWR No. 04641550
c '-.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
No. 05-6] 61-CIVIL
vs.
PRAECIPE FOR SATISFACTION OF
JUDGMENT
DANIEL C FARWELL
Defendant
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
Benjamin R. Bib]er
Paid # 93598
Weltman, Weinberg &Reis "L.P.A.
2718 koppers Building
436 Seventh A venue
Pittsburgh, Pa ] 5219
(4]2) 434-7955
WWR No. WWR#0464 I 550
,,__.,"".;-m....r..;" ".,., ~'c' "',~-' ....."..~'""",.,'--lO..'l'-...."'._.?~\w"'fj;i;~;,;.~<,:~,,:.,:~ar.~.~.~.li,.ii.:;J"';;;
. -.
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
DISCOVER BANK
Plaintiff
vs.
Civil Action No. 05-6161-CIVIL
DANIEL C FARWELL
Defendant
PRAECIPE FOR SATISFACTION OF JUDGMENT
At the request of the undersigned attorneys for the Plaintiff, you are directed to satisfy the above-captioned
Judgment.
WELTMAN, WEINBERG & REIS CO., L.P.A.
BY:~
Benjamin R. Bibler
Paid # 93598
Weltman, Weinberg &Reis ,.L.P.A.
2718 koppers Bui]ding
436 Seventh A venue
Pittsburgh, Pa 152] 9
(4]2) 434-7955
Sworn to and subscribed
before me this Z 7
;Z;m:/~
NOT~Y PUByt
COMMONWEAI..,Iti QFPENNSY VA
Notarial Seal
Wayne A. Jones, Notary Public
Cily OJ Pittsburgh, Allegheny COurny
My Conmission Expires June 29,2010
Member, Pennsylvania Association of Notaries
WWRNo. WWR#04641550
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