HomeMy WebLinkAbout05-6648
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYL VANIA
BENEFICIAL CONSUMER
DISCOUNT COMPANY
Plaintiff,
CIVIL DIVISION
No.Of;-l,L,4f C;u~L~8L~
Vs.
JAMES R. DICE
Defendant( s)
NOTICE TO DEFEND
YOU HAVE BEEN SUED IN COURT.
If you wish to defend against the claims set forth in the following pages, you must
take action within twenty (20) days after this complaint and notice are served, by
entering a written appearance personally or by attorney and filing in writing with
the court your defenses or objections to the claims set forth against you. You are
warned that if you fail to do so the case may proceed without you and a judgment
may be entered against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested by the plaintiff.
You may lose money or property or other rights important to you. YOU
SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166 OR 800-990-9108
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
BENEFICIAL CONSUMER
DISCOUNT COMPANY,
No. DS"-LLlf{l (JuL~~
Plaintiff,
TYPE OF PLEADING:
vs.
Complaint
JAMES R. DICE,
TYPE OF CASE:
Defendant.
Civil Action
FILED ON BEHALF OF:
Plaintiffs Address:
2700 Sanders Road
Prospect Heights, IL 60070
BENEFICIAL CONSUMER
DISCOUNT COMPANY
COUNSEL OF RECORD:
Defendant's Address:
18 NORTH HUMER STREET
ENOLA, PAl 7025
CATHY ANN CHROMULAK, ESQ.
P A ill NO. 42067
LORI DiRENZO, ESQ.
PA ill NO. 201843
NANCY C. WILKINS, ESQ.
PA ID NO. 94178
JESSA C. MARTIN, ESQ.
PA ID NO. 201 169
CHROMULAK & ASSOCIATES, LLC
375 Southpointe Boulevard
4th Floor
Canonsburg, P A 15317
(724) 916-2400
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
BENEFICIAL CONSUMER
DISCOUNT COMPANY,
CIVIL DIVISION
Plaintiff,
No. 6(; -f..LoLl? {l;u~L ~h[
vs.
JAMES R. DICE,
Defendant.
COMPLAINT
AND NOW COMES, the Plaintiff, BENEFICIAL CONSUMER DISCOUNT
COMPANY, by its Attorneys, Chromulak & Associates, LLC, with its Civil Action
Complaint, the following of which is a statement thereof:
1. BENEFICIAL CONSUMER DISCOUNT COMPANY is a Corporation, duly
authorized to conduct business in the Commonwealth of Pennsylvania, with its principal office
situated at 2700 Sanders Road, Prospect Heights, IL 60070, hereinafter referred to as "Plaintiff'.
2. JAMES R. DICE is an adult individual residing at 18 NORTH HUMER STREET,
ENOLA, P A 17025.
3. On or about OCTOBER 27 2004, Defendant entered into a written Loan
Agreement with the Plaintiff, a copy of which is attached hereto as "Exhibit A" and incorporated
herein.
4. Pursuant to the Loan Agreement with Defendant, Plaintiff advanced funds to the
Defendant.
~ THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
5. Defendant is in default under the terms and conditions of the aforementioned
Loan Agreement for failing to make payments when due, with the last payment having been
made on or about FEBRUARY 27, 2005.
6. Pursuant to the terms of the Loan Agreement, Plaintiff has the right to require
payment of the entire amount owed upon default. The total amount due, including principal and
interest, and owing by the Defendant is in the sum of NINE THOUSAND FIVE HUNDRED
THIRTY FOUR 59/1 00 ($9534.59) DOLLARS as of OCTOBER 27,2005.
7. Numerous demands have been made upon Defendant by Plaintiff, but Defendant
has failed or refused to pay.
8. Pursuant to the Loan Agreement, Plaintiff is entitled to recover costs of collection
and reasonable attorney's fees.
WHEREFORE, Plaintiff claims damages in the sum of NINE THOUSAND FIVE
HUNDRED THIRTY FOUR 59/1 00 ($9534.59) DOLLARS, with interest thereon at the rate of
19.988% from OCTOBER 27,2005, plus court costs and attorney's fees.
Respectfully submitted,
Chromulak & Assodates, LLC
ifIv^n 1#-/0 ~
By: 'Jt( tlA 1-----
C THY AN CHROMULAK, ESQ.
PA ID NO. 42067
LORI M. DiRENZO, ESQ.
PA ID NO. 201843
NANCY C. WILKINS, ESQ.
PAIDNO.94178
JESSA C. MARTIN, ESQ.
PA ID NO. 201169
Attorneys for Plaintiff
375 Southpointe Boulevard
4th Floor
Canonsburg, PAl 5317
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
"OE
c:-
ala
~U- CI) ..
<Il c: en III
Q -0:1:'- aI _
-. Q) a"O.S! -
_ __0>0.-
z:. .'- .~ c:. c.
U.s =:> ~a-"O -0
~ CD "",_af<l) '''.n.
(l "'''t =:> a:~ a.c -0. 0'"
u::X: 0l0-Q)
I; ;0 o;r =;. 0 CJ CJ Q) 1lI-
~. .0 ~ 0 __ - CJ - g c~
.. .!III. 0 II - - aI c: aI
..;=lZ~i! N fA 0 ~ Q) _ - c
ZW-~I' lh a Eo... CIS
_gj! oc E >Gl c: --
<lil... - --'" Gllh :::J en
!!l--n ...... a 0 -- en CD
!a~~ .8 ~ ~ ~-5 ~~ e a;
~li~< 0 ::J <: 3: rIl aI 0 --
~..h~~ OU 0 ..J !-.- a ell ~.5
~ V.S~ :E ..J "O~ -;: ~ ... .r:.
<: 0 c:-::;]- ~-
Q pal a g,-: ~.;
0_0> CD'"
.... 10 0 (') .r:.'tJ
.... . ",:<J'''';().-
OlE~genCll
. lIl-o~.-2-
- CJ .s:. ...
C lilT'" !!l.....
c:._~<. Q)
UJ !!! - a....s m.a
l! Si8 >0-.5_
~cnecen
~~cniii 0'l:::J
CC!1D g; -8 en E
(l'I
"I
N
CD
I!
m
l8
'"
...
.....
00
~rg
..,=
!;.~
"'-
:
~51
ii::
%
" -c.5ai
~.....-
G)Q==
c:",
"''''
Q,.~~
O';:!!!!!!!!!!!
---
c~_
::Jr.fJ-
80&1
.H:
~=
~.
"'-
...
...
-
r--
I
. w
, a:
4 =>
~ i
:: C!l
(jj
. 0
.;...~
~tC
o
,~
i
-
-
-
-
-
-
-
o
o
.....
25
o g
o ....
Z \C
-< ...
o ~
Z 8
-< e
(,/) '"
~ Q
~ 0 t.:
.-:t: ..
o E-' ~ ~
li z "CI_ :r
~
{/) tlJ -; r".
~:> >
c: u.l -; ~
~ (,/) Z ;:
"
0=
s!
~.e
.. 0
-
-
-
:3:-=
~
c _
~-:
or, -
...; N """:
:lJC -
~ Jooo r- ..
._ ....J -
OE<-
ci a ea.. -
:n~ ~ =
eJ:i ~ -
:= 0-
-O()c:
.::; - r.;.J -=
.
-.
o
o
o
o
o
C'-
o
o
o
o
-
-
.
::
[J"
rl'I
..z
C'-
tQ
Cl
rl'I
...
..z
...
C'-
...
....
C'-
..
-
...
...
o
o
t'-
[J"
...
C'-
nJ
..
-
~
cll
~
rl'I
..z
.r
o
CJ
IT
...
o
~
I
EXHIBIT
l'Ail
~~f5:
) s...... ",__"",.ariy
yabll: 0fIIiy to peftCI'l Yfhcm ntmIltJd.ddrns
"'*'" on lall'l Cnedt. LOin 0IICk nac lrIftsftrJbIe
Sian"lna this check will
~esu t Tn a IQan that must
e repaid with Interest and
ees.
83~a
7 0 I I 4
~T ~~ ~4
--- --- ---- ---
t
.
I'm
" ['...
(\J(\.l
(00
0-1...-<
O:t
XJf)
>-110
~
.-f ,.... <tel.
~ C& OlD'
""1",,"",. ('l'):t
(2) -' J:Q-
(I) ~
II) a; un
M ~
(\J ~ (~:)1 f-.
m ~ (l'N1) .
~)
~~
.....co o:uo
~(')
"<;!"~
~
o...ow
. .
-
---- - -
~~
~g:
.,.
-
......
~
~~
~-
""!
~~
The lronl of 11'I'. dowmern he 10 00101.-<1 ~rit't So;.r<Mn.
ADoen~ of IniD ,..'. mil)' VldIIc.oll DL*iUbn.
,:",:.
......1
"OU'I
'..1::1
ell:1
1::1::1
.,....)
.~.'I"
"
U::I'.
1,...:1
i
.J
*1
!
,
;
f
j
a
,
.
.
.
.
;
Personal Credit Line Account Agreement-F1xed Rate
In this Agreemenl "You' "nd jrDllr" mean5 ll>ft borr"""", and co.borrowet (if My) wI>c eign llIis
ACCDunlOpene'Chadc.."W.,.....,.."d.DU...e1..IOSenBficl.ICon........'Di.ccu.<1l
Company, II you l'Ccep1 Our Perea"al Oredrt Une Account oller, O.iaAg,eemenl will 9"""m the
tennsandconddion.ottheAcc:ounI.Wew.nlyOUlOundllrst.>dno....P.l8On.ICredrtLi....
Accounlwon..l,ReadthisCllrelullyandcompleteandaignou,AccounlOp.".,Checkino,de.
10 indicate your .~~.nce of tile Account If mOl'tl th.... DnIl ptllSCfl aigns, each will be
responsible lor repeying "lls""'8 .~.nced under this Agreement, The del. '" IhiaAlI'eement
will be llledIItethe AccaunlOpener Check i..;g""d.
A.VAlLABL.ECREDIT.you'P.rsoo.ICreddUnIIACl:Ounti........olvinglin.olereditlhl'CllJgh
...hic:l1YDumayobl.inlund."PID.ctedrt~mltwe.uignyOl.l You may abtain fUnd"dire<=lly
lrom US or lh,ougll your sp.cial chadta,-" to l'Ou,avallu,lecredrt. eachcl'leck ml5l be writle"
lOt.t leu! $100. Your initiBl cred~ limrt i. stated onthe f,ont, whieh is inc:orporllled hereifl by
fetererlee. YourllY.il.,le ereditisYOUlcredillimillesslretolllllO'l'!lielhllflee, iflClueli"'i!
FiNOflCl Ctwrg.... "" your AcooUllt. If you m"IOlIfl P'Il'mBf'lls by cn-ok, we "illlC:l~ you,
.....it.Bblecreelit...veflel.ySalterwerll'eiVlyourd1edc.lo.llowforchlll:l<clIl.n"'i!,llyou
reQueslfufldsifl.nemountthal"",uld CllUSIyout08X<>eed)'OU'....H.l>Iecrec!it...e.re flOl
obligm.d 10 honor you, requ... If we do lend you Ilfl lJmOunt""e, your 1I\I.i1l1ble credit. you
.greeloPlOYu..lhmuceassnounl,plu"FiNOnceCh.'9IJIl,rrrm.dimely
PROMISE TO PAY. You pr<>miH fo pay us: il) lImounl..l>otrowlJd l1flderlhis Agre_nt; (b)
Fin.nee ChllrgQ, Administnlllve ChII'gu (he! chedr. cNIrge end OI/tlrlimn fee), .nd olh.r
cIwIrg. provided in lhis Ag'-"lIf\t: (el cred~ insu..nce eh.rgn, If .ny: (d) coIleeh,,,,, COlds
permillKlbYlIPplicablelew,inr;;ludi"lilreucnllblelllfomlJY"'I_(nlhellflorntlyisnoto...
",Isried ...pIOYHl.nd 0011I1 co5ls: .nel (.l....ount. in excess 01 your cred~ lmit lhlt Wil m.y
lend you, plus F,n.nee ChII'9IJa.
PAYMENT_ You mey repll)l you, el'llire DUtsl.nding bll.nlle at ""y lime..~hOU1 p.nelly. You
mlOYflo\useyourlJPlCialeheckslop.y""'.mcunl.dueund...fhisAgr.emefll.e.CI......lhe
FintlnceChe'!lelscompullJdeacho.y,you..iIIccntectusfl98l"dingfheex.dp.ycllernClln\
10' lhe d.y you inlendto mike full p.ymenl. If you elo no! P'!l'the enti,. Unp.id belence on
you, Aoccvm m onlle, you .g... fo PII)I .. "'1Il1tw mifl..,..." P"l'menl mown en your month~
st.l....efllatthe.dd'....indiClledcnthemornhlyatalemen\,Eachpll)lmll'llreceivedwillb.
spphed"'oIlows:Firel,toenyec:cruedbulU'1>.idFin.nc:eCh''9''e:SecondIOll'>)'unpeid
AdminilllretlveCh.rg_prwlded in Ihi.Agr_; Third, 10 .ny.....p.ldcred~ineuranoe
eherge.: Fourlh,Iofheunp.id oulSllnding blll.nce 01 your Aceounl (Oncludin\l III cthe, lees
.nd charges you.re cbllgetedto p.y). A"", p.rtof yourmonlhly peyment lobe "Pphedlo
emount.bolfCMledonyou'Accountwlllbe.ppliedloth....ounlsb~unde'your
Pe'-"nel Cred~ Une Acccunl In lhe order ifl..niehfhe IlmCl6lts were bcmlWed. A"", p.rt of
you,mOnlhly PlOYlt'llnt 10 be ~lledto Fin.-.ce CtIe'geawill b.lIPplied in Ire...... m.fln",
MINIMUM MONT-.LY PAYMENT. YcurminimuTl monthly payment will be Ihe g,ellle, of $25
0' the .mourn deIe""iner:l by Ih. monthly p.ym.nf '.dO' (as deecr'Ded below) ptu.."",
s<*'n"iolr..iveorc::redninlUrancechll'9IJsroundedtolhenee,ftt$l.DO,Oncethe.mOUnlof
\'Our minmum monfhly p.I"T\.1'It Is d"ermined, this ImOUnl will 'em8in liKed 10, subs8quenl
bi~"g perieda until. new .<t.o"""".. PDltedtc your ICCOUnt_ When 1m. CCCUra. your minimum
monfhly p.ymenf will be raClllcullted inlhe _m.nn," ... lorth herein.
You'minim..... mcnfhly p.l"".nt elependa on the monthly peri~ rate "Pplit3ble 10 your
.<:count, end is detenn;ned by multiplying your scccunl bll.nee tim. the ~plicllble monlhly
paymem I.do, perce;ltege Iillled bel"",
lI....hIvl>.r1ndloA_
through 1.500%
lWet1.500'll0lhroughl,674""
lWerl.674.".Ihroughl,881.".
ove'1,881%throu-gh2.072'llo
over2.072%lhlougl12.262'J1o
ov.'2.262%througl12.452%
"".'2.452%fhrough2,642%
OVer 2.642%
lIonthIvP...._F.<:tar
2.281'li1o!.ccountb.lll'lee
2.34l!%c1.ccounlb.lll'lee
2_467%cl.ccoumb8l.flee
2.615%0Isccounlb.t.noe
2.756%of.CCCU'ltblli.noe
2.a99%of account bal.noe
J,04ll%ofacccuntbllienc.
J,l95%ofaccountb.lenee
RNANCE CHARGE. Th. ia fhe inferesl ch.'9IJd on the bal.nee of your Accounf during e.ch
billill9cycle.Th.Fin.neeChargeiscelculltedlromlhsd.teth"e.chadv.nce,checko,
chlrge is posted 10 you, Accoum. The Fifllnt:e Ch.rge Os compUled by mult'plyinglhe evenl ge
d.ilybalar>ce ifl YOUf Accounl in each billing cycletime.fhemonthi!'period,c , .la.The
""er.ged.ilyballfleeisdet.""if\tldbylot.liflgeltdallyunpeidbal.neesinueh billing cycle
anddividi"llfhetClal bylhe numb... 01 days in Ih.t cya.. Ad.iil' uflpeielb.illfloe i afhe
amoumOWedeachdljlllCcluding."",uflp.idPe,iodicFin.neeChlrgesbuliflCludi"llc:red~
ineurenee chllgeS "nd Aelministrlllive Ch.rgllSlo'p'iorbillingcycles, To del. rmlne.nybiiling
period'sFinanceCharges,mukiplyth"Aver.geD.ilyS.lancebyeMcnlh;yi>.,iodicRale
1_686% (11l.ll8ll% ANNUAL PERCENTA(If RATE).
('1"'lu;red) Hom~Phon.Numbar
o 00 NOT SHAAE
lse~ enclosed ,n&erl)
CD='; rI) i;;'
(DrDCMi$. ~i'
~;==. ~J:!
"'CI-::::S is'!!
!!..s= ~l ~
CLm:;. d '"
::e: -. ~~ ~
=:i5"fn ~!!
:::r-g:g. ~~ i
a~ Hi
CDm:Jll:" i~ :
;-::e: ti i-
~~= i
....
=-
'"
ANNUAL FEE. You.greetcpay an.nnu.lfeeo1$5Q.OO ifllhi" rlvoiving credit pi an_The
ennu.i I.... is due rodP")'lll>lecn Ihe date thlt you, Pe,-"n.1 Creda Line Accounl is
ntllblished .nd fhe o.tbHQUlnt IWlnual fee "" fh. ..me d8l' of eech stblltlquent }'II', You
eg'eefhallhisleemeybechll'9"'dloyouracccunfb.l.floe
LATE CHARGE. It you do net P.l' .ny ""luired Minimum Mcnlhly Peyment within 15 days
eft., k is due, you &g'ee 10 p.y s IlIIe ctlerge eI 10% 01 lhe Minimum Monthly Payment due or
$20, vmiohe\ler is grNIer (eKcluding MY unpeid IlIIe eharg_ end Ilmounts due lrtm prior
blllingcyde.).
BAD CfolECK Cf-lARGE, II you p.~ by e check whioh is returned tor any reason, you will pay a
bltdoheckc::hatpecl$20.
TERMIMAnON AND CHANlJES 1M THE AGREEMENT. W. cat.......... your right lo
obIelnllkllonel.tfoI_...oNI"""..........atlhl.A~lnclu....IlI_..."Il
IhsUonIhIy ~ocI.,R_. eddlllllltrl .......1_ tndI... .........11 permltled by
.ppIlcablelew.efenyll....Prl...W\1tlIm....u..wlllbepl'OlOldedloyDUwhIn,......elby
IJPP/fcablel_.....you_nlID....~bsforethlllllrM.C'-'gesmeyepplyto
bolh_end_.....""beI..._u......prohlbllsdbyt_.
DEFAULT AND CANCELLATION OF AGREEMENT'_ We hllve the righl to ,equireyou 10 pay
you,er1lireb.l.nceplusllllcther,l=ulJdl>ulunpeldeh.rgeaimmedi.tely.""tocanClI you,
credriprivllegeeuf!dsrlhisAgreementbecaulJlof:l.l'eilurefomeke"",paymenlwllendue
und.' Ihis Agreem""l: (bltrIQUlIf\l cwerdr~~ of your credilline; (0) lall...e 10 supply u. w~h
enyimo""ltionre~ed;(dl.upplyiI"9U1wi!hmisl..dir.g,I....,inc0ff'9leteorirv::orrect
information; (e~ bre....ing .ny of Ihe plCrtti..s, tetms or cond~ion. lhal ani conlaired in this
Ag........nt; (f~lhelilingcl.brii"Ul'lcypelmcn by or ll\I.instycuor; (glthe death 01 any
borrcwersigningIheAceoumOp.tfIII,Check.AIIe,det.uk,you..lrrp.yourcourfccsl",
reuoneble allomsy'. lees (~lIIIoI1'"e}l i. net ou' ..I.ned empteyee), and ellie, collection COllIs
rel.led 10 the deI.uk, ~ flcl prohib~ed by "PPlice\l1e law
BALANCES UNDER EXISTING Ct.OSED-E1>D ACCOUNT. You .IF" 10 pay off fhe b.l.nee
unde, yeu, .lCieling clcsed.end I"'''' .OCCUnl wilh uswith your Perscnlll Cred~ Line Account.
ALTERWlTlVE DISPUTE RESOUmQN, Terms of the A,t>aratiofl Proviaicn is p"""ded ..ith
this ~romiMory Nofe .""Diackls"....nd i. incorporeled herein by 'efe...nee.
CREDIT REPORTING AND CUSTOMER INFORMATION PRACTICES, II youl.illo IUIIW the
term.clyou'creditcbliglllion,..egat",e reporl 'ellecling on you, crlJdn reccrd mll)l be
submillldlo. Credn Repcriing AII.ncy. You agree thld lhe Deparlment of Melor Vehicles (0'
you, lIlele's equinlent of such dll1).rlmenl) mll)l rele_you, r..ielenee eddreu 10 us, should
~be::om.f'llICeSMfyIoIOCll!ey",,' You.greethltou,eup.lVilKl'Ypenaonnelmll\'hslento
lalepho"" caJl. belween}/CU and ')u'rep....nt.t"'...ifl crd..lo.....luetelhe q""lil1of our
......ioe to you. Formo,e;ntorrnelil)!lr"ll.rding o"'p'iv"cy pnlclictl\l,pleeaerefettolhe
encloaedP.",ecySllItemenl
NOTICE. You .ckncMedge --;"ll. COpy 01 this Ag.eement, Pie.... "" lhe enclosed lor
mpcrlllnlinfcrm.llonreg.'dingyc'urrighttccliopUlebiUmgerrcra.
11B990.PA-571-031004
19988PA(10104)439
PAC4BCRLB
PA0463.02
1"!
.,
ii
""
if
~l
,-
c,
,-
::-::
H
.'
H
't
~
VERlFICA TION
Dawn Richt, Recover Specialist for
BENEFICIAL CONSUMER DUCOUNT COMPANY
Deposes and says subject to the penalties of 18 Pa C.S. Section 4904 relating to unsworn
falsification to authorities, that the facts set forth in the forgoing Complaint are true and
correct to the best of her knowledge, information and belief.
/
i---.-"'---
, Dawn Richt
() ~
l 7':; UI
l en.
<rt
- \J
- C>
-:.: - -~
~ ~
0 r
-.(J
4 1-
(")
G
-0;0::
nh~'
->.7'.'
t./;\
-,
~"
);1::.>
-'-;;:i.. .1
>C~
?:",
::.<
Q
"',
=
=
"'"
o
f""\
("")
\.P
-0
:l!:
'f?
w
->
o
-n
-<
mp
\:J rM
:00
;~~(=)
;,?,~
:::::,
7".
:1J
.<
SHERIFF'S RETURN - REGULAR
CASE NO: 2005-06648 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
BENEFICIAL CONSUMER DISCOUNT
VS
DICE JAMES R
WILLIAM CLINE
Sheriff or Deputy :3heriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
DICE JAMES R
the
DEFENDANT
, at 1500:00 HOURS, on the 28th day of December, 2005
at 18 NORTH HUMER STREET
ENOLA, PA 17025
by handing to
JAMES R DICE
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to thE' contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
14.40
.00
10.00
.00
42.40
So Answers:
-~>A~:::'"~6[' /'~~/
.r ". - "? --.-
R. Thomas Kline
12/29/2005
CHROMULAK & ASSOCIATES
Sworn and Subscribed to before
By:
~ TT~~
/ Deput~ Sheriff
me this
co
II ~
day of
A.D.
~/
.
THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA
BENEFICIAL CONSUMER
DISCOUNT COMPANY,
CIVIL DIVISION
No. 05-06648 - CNIL TERM
Plaintiff,
TYPE OF PLEADING:
vs.
Praecipe for Default Judgment
JAMES R. DICE,
TYPE OF CASE:
Defendant.
Civil Action
FILED ON BEHALF OF:
BENEFICIAL CONSUMER
DISCOUNT COMPANY
Plaintiffs Address:
2700 Sanders Road
Prospect Heights, IL 60070
COUNSEL OF RECORD:
Defendant's Address:
18 NORTH HUMER STREET
ENOLA, PAl 7025
CATHY ANN CHROMULAK, ESQUIRE
PAID NO. 42067
LORI M. DIRENZO, ESQUIRE
PA ID NO. 201843
NANCY C. WILKINS, ESQUIRE
PA ID NO. 94178
JESSA C. MARTIN, ESQUIRE
PA ID NO. 201169
Dated: FEBRUARY 2, 2006
CHROMULAK & ASSOCIATES, L.L.c.
375 Southpointe Boulevard
4th Floor
Canonsburg, PA 15317
(724) 916-2400
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
TO: PROTHONOTARY
Please enter judgment by default against the within-named defendant, JAMES R. DICE,
for failure to file an Answer as follows:
Amount Claimed in Complaint:
Interest from 10/28/05 through 2/02/06:
Costs of Collection through 2/02/06:
TOTAL
$ 9,534.59
447.07
506.90
$10,488.56
With interest accruing on the total balance of $1 0,488.56 at the rate of 6% per annum, together
with additional costs of SUit.. .. ..1Jt<<w;t
BY ~ra ~
CATHY NN CHROMULAK, ESQUIRE
LORI M. DIRENZO, ESQUIRE
NANCY C. WILKINS, ESQUIRE
JESSA C. MARTIN, ESQUIRE
Attorneys for Plaintiff
AFFIDAVIT OF NON-MILlT ARY SERVICE
AND CERTIFICATION OF MAlLlNG OF NOTICE OF
INTENT TO TAKE DEFAULT JUDGMENT
COMMONWEALTH OF PENNSYLVANIA
)
)
)
SS:
COUNTY OF WASHINGTON
Before me, the underw:ed authority, a Notary Public in and for said County and State,
personally appeared, '. Sa ( rn tLr +-1n , ESQUIRE, attorney for and
authorized representative of plaintiff who, being duly sworn according to law, deposes and says
that the defendant is not in the military service of the United States of America to the best of her
knowledge, information and belief and certifies that the Notice of Intent to take Default
Judgment was mailed to defendant on JANUARY 18, 2006 by certificate of mailing in
accordance with Pa.R.c.P. 237.1, as evidenced by the a1)1~~
CATHY ANN CHROMULAK, ESQUIRE
LORI M. DIRENZO, ESQUIRE
NANCY C. WILKINS, ESQUIRE
JESSA C. MARTIN, ESQUIRE
Sworn to and subscribed before me
This c2 dayof';::~ . , 2006.
o Notand '>>-t>
."\I1Iooelle L I('.:fllotr., NO.loi 1 .,j,,;';,
CllcIIT\o\il., Y'..bhll'l,'OO C<>Jnty
U,CllIM1lssion Exp\rel. J!Ay 7, 2008 .
I,~t!,"h.... ~_""'''',JIV......I.. A....",,'to.h(! at N(Jt~r1~.
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
-
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
BENEFICIAL CONSUMER
DISCOUNT COMPANY,
CIVIL DIVISION
Plaintiff,
Vs.
No. 05-6648-CIVIL TERM
JAMES R. DICE,
Defendant(s).
TO: JAMES R. DICE
18 NORTH HUMER STREET
ENOLA, P A 17025
DATE OF NOTICE: JANUARY 18, 2006
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOu. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU
MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE
THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND
OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, P A 170 I3
717-249-3166 OR 800-990-9108
, III..
By: (A;U
CATHY A CHROMULAK, ESQ.
LORI M. DIRENZO, ESQ.
NANCY C. WILKINS, ESQ.
JESSA C. MARTIN, ESQ.
Attorneys for Plaintiff
375 Southpointe Boulevard
4th Floor
Canonsburg, PAIS 3 I 7
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
'"
(j)
. ."
~
3
~
...
~
"
"
~
-
'"
<g
,..-' ~
~\\ '"
~-
S~
"'~
~"1
~.
~j,
~
~
..
~
'"
~
~
~
o
lD
,,-'
i~
~.",
()~~
,,"I
B".
-"
~~
Ii .
\~
\.\: t,
\ ,r--. /
\... U~./
~"
"-.) \
\~\
~ ~ t
(') i
~ !l.. 'iI
i ~"%-
Q. ~
S 1
:2
1
r;
-s[ru~H
~ Th~-\%i~
~ 1!\"\''ll~\
~ \\)l~\\
o '2.~ II ~...
i~i. H:;
~ \\b~\t
~"-t~i~f.
~~~'ii~i
~H~8\~
~h~'%~~
l\o,hR\
.\n\h
t \\ \ \
-\~.i~\
~~\\h
",U\ii
i ~ ~ l~~
"'9..'z ~~t.
\n~~~
\\ ~ ,-\1
~i\h\
~~~~~~
i\\\n
'"
....
'"
.
;<;~
",W,
~~
\l
~,..
~~
~;
~w
;:~
-"
t
'"
'"
~
'"
_7'N>-n-O-d~l;t1
~o _1tt1 -ac.~""" ';l;l~~
o.J-..l'eo.-ZCl~
>l:i '"'" en trt V'l r' o!f\ n
~'% ~S" ~~~); \~
-r;, ",;...j~;I:"2
~~~~~02\;\~"
b",~\!l;...j;'~?'~
g ~e '" ;. ~?' g
'<'."'''' o"'~ m
tn' ~ CI1h >;d ~
_ trl .-; 0 trt ~
~ ::\ ~ro::\ '~
'" . ::\ rl .. ~
~ ~ .~ i % ~
?' < ?'" ~
? S '" Cl-
'" ~ Cl C '"
?> 0 "'??>
_ ~z ~~:i
~ ~ ~~ ~
~ _ v 0
ci ;-e
~ -<
~~
"
~:.
~t
n
~
0
'" ~
('\ .... r"
~ ~?>. ~
"'::j
~ 00
...c~ 9:'
~~~~ ~
0~:tU1 r:J'l
>'d ..-1~ 0
",?''''r p
- <>'",
~ r~ t,
'" <
:i >i l"'J
r:J'l
~
r"
.
t'"
0
'"
~
'l.
'I:.
i
~
~
'"
l
~
~
..,
~
o
~
'I:.
~ EJooQ5
~ 0 os:n~-
11>O",Ql\ll
~o~~$'
~ "-~1
"',,-
3
..,0 O~
l ~~9:1
d:J l!~~;
\11 Ul 'B~:II
;a-~
~~al!..
1 o~;a.
<IJ ~
,,:< 00 S' ~
".' ,. "-'" ..
.~.. ~,., I' 0
~ ~ ' ':1' '?:
\11,0 ~ "0 ~
"a ~"
~:. a .. ;:2
~-".s @.~~~.
__c"a.
_" ~ ~ i Ul
pm Ss a
~. ~
<:i g
e..~
Ii%.
o\]t\1~
~i ~ e-.;1.~'
'lOt ~. go iT>
.8 'Ie ~ g il! IP
05. 1>>. e,'qj '3
111 X- ~ 0.....
. i%-'
_3.
i ~.oJl
~?,'Oo9''''"
~,:l ~ -~ IA"
. ti' g. 0 <It
-. . Ii
.....{fl 9.... ':,.5' ~
i'o:n~'"'r;.
. 'fl
"T1~ ii:
: ;z:
~
11'1'-
90
~...
jj'c"
.
.
\
\
C;;dl) ~
~!t7'- ~ ~'-'
- "- ,--;:"..) ()
<--=-J
::r'" .-n
~ ..,.,
........ -v r--:'
G:.J
1 --1 <:6 F I
~ C.
~ ~ ~l :7? '.
- :l'" C:? ;)'
R <' ,
-..-
.-< ~.::J
-.J -;;:
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
BENEFICIAL CONSUMER
DISCOUNT COMPANY,
CIVIL DIVISION
No. 05-06648-CIVIL TERM
Plaintiff,
vs.
TYPE OF PLEADING:
JAMES R. DICE,
PRAECIPE FOR A WRIT OF
EXECUTION
Defendant,
FILED ON BEHALF OF:
and
M&T BANK,
BENEFICIAL CONSUMER DISCOUNT
COMPANY
Garnishee.
COUNSEL OF RECORD:
Plaintiffs Address:
2700 Sanders Road
Prospect Heights, IL 60070
Garnishee's Address:
100 SOUTH SPRING GARDEN
CARLISLE, P A 17013
CATHY ANN CHROMULAK, ESQ.
PA ill NO. 42067
LORI M. DIRENZO, ESQ,
PA !DNO. 201843
NANCY C. WILKINS, ESQ.
PA!D NO. 94178
JESSA C. MARTIN, ESQ.
PA ill NO. 201169
Defendant's Address:
18 NORTH HUMER STREET
ENOLA, P A 17025
CHROMULAK & ASSOCIATES, L.L.C.
Date: February 20, 2006
375 Southpointe Boulevard
4th Floor
Canonsburg, P A 15317
(724) 916-2400
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
... .
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
BENEFICIAL CONSUMER
DISCOUNT COMPANY,
CIVIL DIVISION
No. 05-06648-CIVIL TERM
Plaintiff,
vs.
JAMES R. DICE,
Defendant,
and
M&T BANK,
Garnishee.
PRAECIPE FOR WRIT OF EXECUTION
TO: The Prothonotary
Please issue a Writ of Execution in the above matter,
1. directed to the Sheriff of CUMBERLAND County;
2. against JAMES R. DICE, defendant, and
3. against M&T BANK, garnishee,
4. and index this writ
a. against JAMES R. DICE, defendant, and
b. against M&T BANK, garnishee, and any property of the defendant in the name of
Garnishee:
Said Writ of Execution is pursuant to all monies due defendant in any accounts. individual and
ioint, personal and business.
5.
Amount of Judgment
Additional Interest to Date
(Costs to be added)
$10,488.56
$ 24.50
$
Pursuant to Writ of Execution
And Service of Writ
$10,513.06
V~!jlj/ !J/; UJ)~J
CATHY A N CHROMULAK, ESQ.
LORI M. DIRENZO, ESQ.
NANCY C. WILKINS, ESQ.
JESSA C. MARTIN, ESQ.
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
c-
C
~
,-
+ N (:)
~ \t-~.
. -
- -...
....? }-J_'
(\')~
'f.. ..'
['0. \1" ""\:'
" ...0
..... C>
,..,..
~.
r:;-
\I. ;;
i>-
-6-,.
......... {g.
-kj. ~ ~:-C~ t---
"" ..r::
, "- If(
~ \) -t l.I1 ()6, 1::. \)
\; \> C) C> \) () () 0
~~ I I I \ \
p-V
- - +- r-
- - :> ~
- - ~[f;E
^ -
-r-
~
VI
\'
~.
('
r--
1-".,1
"
)'--
i'l
.-'
L:_,.
j',,)
C,.,
";",
(.'::
C...l
--,
WRIT OF EXECUTION and/or A TT ACHMENT
COMMONWEAL TH OF PENNSYL VANIA)
COUNTY OF CUMBERLAND)
NO 05-6648 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due BENEFICIAL CONSUMER DISCOUNT COMPANY,
Plaintiff (s)
From JAMES R. DICE, 18 NORTH HUMER STREET, ENOLA, PA 17025
(1) You are directed to levy upon the property of the defendant (s)and to sell
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of M&T BANK, 100 SOUTH SPRING GARDEN STREET, CARLISLE, PA 17013 - ALL
MONIES DUE DEFENDANT IN ANY ACCOUNTS, INDIVIDUAL AND JOINT, PERSONAL
BUSINESS.
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attaclunent has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, yon are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $10,488.56
Interest $24.50
L.L. $.50
Atty's Comm
%
Due Prothy $1.00
Other Costs
Atty Paid $124.40
Plaintiff Paid
Date: FEBRUARYA 23, 2006
/412M-iA~ k.
prothona ~ .
<.By: .a.-....e -tJ /l.4-<4,r--
Deputy
(Seal)
REQUESTING PARTY:
Name NANCY C. WILKINS, ESQUIRE
Address: CHROMULAK & ASSOCIA TES, L.L.c.
375 SOUTH POINTE BOULEVARD
CANONSBURG, PA 15317
Attorney for: PLAINTIFF
Telephone: 724-916-2400
Supreme Court ID No. 94178
.
, -
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
BENEFICIAL CONSUMER DISCOUNT
COMPANY,
CIVIL DIVISION
Plaintiff,
No. 05-06648-CIVIL TERM
vs.
JAMES R. DICE,
18 NORTH HUMER STREET
ENOLA, P A 17025
Defendant,
and
M&T BANK
Garnishee.
TO: M&T BANK
100 SOUTH SPRING GARDEN
CARLISLE, PA 17013
You are required to file Answers to the following interrogatories within twenty (20) days after
service upon you. Failure to do so may result in Judgment against you.
fJl1&!.Jef'S :Iv
INTERROGATORIES TO GARNISHEE
FIRST: At the time you were served or at any subsequent time did you owe the Defendant
any money or were you liable to himlher on any negotiable or other written instrument, or did
he/she claim that you owed himlher any money or that you were liable to him/her for any reason:
RESPONSE:
Jo
A c e--f
c I (j \cY _____
<;{- 1]-0 \
c.
SECOND: If your response to the previous interrogatory was anything other than an
unqualified negative, set forth the amount of the claim, and identify the written instrument, if
any, that forms the basis of the claim.
RESPONSE:
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
1i48 IV. II? c't I
f:O~ 0 Op(='tV &4tVt
480//, 4CCa
;t: IJJ44t;:%tVl;s
,-
,
THIRD: . At the time you were served or at any subsequent time, was there in your
possession, custody or control or in the joint possession, custody or control of yourself and one
or more persons any property of any nature owned solely or in part by the Defendant? The scope
of this interrogatory encompasses, but is not restricted to, the contents of any bank account(s).
RESPONSE:
FOURTH: If your response to the previous interrogatory was anything other than an
unqualified negative, identify the property, and in the case of monetary assets, state the amount.
RESPONSE:
FIFTH: At the time you were served or at any subsequent time, did you hold legal title to
any property of any nature owned solely or in part by the Defendant (or in which Defendant)
held or claimed any interest.
'>:1.,. !/..t~
" .'" l' h
'" . .', <fA
"\';...,,'%, 1'~..t
'}UI/, 4cc.
'Ie t4A'V(;~h
'''leD S
SIXTH: If your response to the previous interrogatory was anything other than an
unqualified negative, identify the property, and in the case of monetary assets, state the amount.
RESPONSE:
RESPONSE:
SEVENTH: At the time you were served or at any subsequent time, did you hold as a fiduciary
any property in which the Defendant had any interest?
RESPONSE:
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
; .
EIGHTH: If your response to the previous interrogatory was anything other than an
unqualified negative, identify the property, and in the case of monetary assets, state the amount.
RESPONSE:
NINTH: At any time before or after you were served, did the Defendant transfer or deliver
any property to you or to any person or place pursuant to your direction or consent and, if so,
what was the consideration therefore?
RESPONSE:
TENTH: If your response to the previous interrogatory was anything other than an
unqualified negative, identify the property, and in the case of monetary assets, state the amount,
and state the date of the transfer and the name and ad91~ss oiftfe transferee(s).
0'1110 ~7'lJ.
RESPONSE: j;:OR OPelll ;qlllk
480v, 4CCO,
flll"'AA UIlI)',..
"I'vleD .,
ELEVENTH: At any time after you were served, did you pay, transfer or deliver any money or
property of the Defendant or to any person or place pursuant to their direction or otherwise
discharge any claim ofthe Defendant against you?
RESPONSE:
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
.
TWELFTH: . If your response to the previous interrogatory was anything other than an
unqualified negative, identify the property, in the case of monetary assets, state the amount, and
state the date of transfer and the name and address of the transferee(s).
RESPONSE:
Respectfully submitted,
CHROMULAK & ASSOCIATES, L.L.c.
DATE:1fJxrbkUj (Of Zti)b
By:JJuvPiI ~,U~JIM/~
Cathy Ann Chr:rrtulak, Esq.
Lori M. DiRenzo, Esq.
Nancy C. Wilkins, Esq.
Jessa C. Martin, Esq.
375 Southpointe Boulevard
4th Floor
Canonsburg, P A 15317
(724) 916-2400
;'-'
\~M~
OJ ! )>
06
I,i. GLASGC\'I'
r' ~?,T
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
l"--,)
,.H
c;;.~
C)
-n
~
PI
;'-'-'
~I-'
:0
;~,~
(J. :<.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
BENEFICIAL CONSUMER DISCOUNT
COMPANY,
CIVIL DIVISION
Plaintiff,
No. 05-06648-CIVIL TERM
vs.
TYPE OF PLEADING:
JAMES R. DICE,
Praecipe to Discontinue
Against Garnishee ONLY
Defendant,
and
TYPE 01<' CASE:
M&T BANK,
Civil Action
Garnishee.
FILED ON BEHALF OF:
Plaintiffs Address:
2700 Sanders Road
Prospect Heights, IL 60070
BENEFICIAL CONSUMER DISCOUNT
COMPANY
COUNSEL OF RECORD:
CATHY ANN CHROMULAK, ESQ.
PA ill NO. 42067
LORI M. DiRENZO, ESQ.
PA ill NO. 201843
NANCY C. WILKINS, ESQ.
PA ill NO. 94178
JESSA C. MARTIN, ESQ.
PA ill NO. 201169
CHROMULAK & ASSOCIATES, L.L.C.
375 Southpointe Boulevard
4th Floor
Canonsburg, P A 15317
(724) 916-2400
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
BENEFICIAL CONSUMER DISCOUNT
COMPANY,
Plaintiff,
vs.
JAMES R. DICE,
Defendant,
and
M&T BANK,
Garnishee.
CIVIL DIVISION
No. 05-06648-CIVIL TERM
PRAECIPE TO DISCONTINUE AGAINST GARNISHEE ONLY
TO PROTHONOTARY:
Please discontinue this action against the above garnishee, M&T BANK and mark the
docket accordingly.
Sworn to and subscribed
Before me this
of
day
,2006.
Notary Public
Respectfully submitted,
CHROMULAK & ASSOCIATES, L.L.C.
By: kJJ<<-~
CATHY ANN CHROMULAK, ESQUIRE
LORI M. DiRENZO, ESQUIRE
NANCY C. WILKINS, ESQUIRE
JESSA C. MARTIN, ESQUIRE
Attorneys for Plaintiff
375 Southpointe Boulevard
4th Floor
Canonsburg, PA 15317
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
CERTIFICATE OF SERVICE
I, counsel for BENEFICIAL CONSUMER DISCOUNT COMPANY, hereby certify that a true
and correct copy of the foregoing Praecipe to Discontinue Against Garnishee Only was served
upon the following by First Class Mail, postage prepaid on this 27th day of March, 2006.
M&TBANK
JANICE GLASGLOW
P.O. BOX 844
BUFFALO, NY 14240
JAMES R. DICE
18 NORTH RUMER STREET
ENOLA, PA 17025
Jor((/(I~
Cathy Ann Chromulak, Esq.
Lori M. DiRenzo, Esq.
Nancy C. Wilkins, Esq.
Jessa C. Martin, Esq.
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
~
() Vl
~ 'i C>
C>
- -J
- ?-
~ ~ t
\)
--.L...
,--''.
r~ ';.,'\\
C? \}. :.~
-'''.
,,' ,
/."
c';
c.,
o'
....-.,
-
(-;'!
-
0')
~
-
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA
BENEFICIAL CONSUMER DISCOUNT
COMPANY,
CIVIL DIVISION
Plaintiff,
No. 05-06648-CIVIL TERM
vs.
TYPE OF PLEADING:
JAMES R. DICE,
Praecipe to SatisfY Judgment
Defendant.
TYPE OF CASE:
Civil Action
Plaintiffs Address:
2700 Sanders Road
Prospect Heights, IL 60070
FILED ON BEHALF OF:
BENEFICIAL CONSUMER DISCOUNT
COMPANY
COUNSEL OF RECORD:
CATHY ANN CHROMULAK, ESQ.
P A ill NO. 42067
NANCY C. WILKINS, ESQ.
PAillNO.94178
JESSA C. MARTIN, ESQ.
PA ill NO. 201169
AMY L. SABOL CHICK, ESQ.
PA ill NO. 94653
CHROMULAK & ASSOCIATES, L.L.c.
375 Southpointe Boulevard
4th Floor
Canonsburg,PA 15317
(724) 916-2400
THIS IS AN ATTEMPT TO I
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
BENEFICIAL CONSUMER DISCOUNT
COMPANY,
Plaintiff,
vs.
JAMES R. DICE,
Defendant.
CIVIL DIVISION
No. 05-06648-CIVIL TERM
PRAECIPE TO SATISFY JUDGMENT
TO PROTHONOTARY:
Please satisfy the judgment against JAMES R. DICE, at No. 05-06648-CIVIL TERM,
and mark the docket accordingly.
Sworn to and subscribed
BJme.thiS rf),/f day
of fJ ful- , 2006.
N ALi!-l E
"",566
JlUl<iIMIIleL co'
, ~'Twp ..~'asNngtOn CountY
M't eomm~~\ Exlt4l8S JUY 7, 2008
Member, PennsylvanIa Association Of Notaries
Respectfully submitted,
CRROMULAK & ASSOCIATES, L.L.C.
/ I ---jj .' lei
! ."." A I r ,. /"1 /
By: .c - 'IUd. _ v C. L-
CATHY AN CHROMULAK, ESQ.
PAIDNO. 067
NANCY C. WILKINS, ESQ.
PA ID NO. 94178
JESSA C. MARTIN, ESQ.
PA ID NO. 201169
AMY L. SABOL CHICK, ESQ.
PA ID NO. 94653
Attorneys for Plaintiff
375 Southpointe Boulevard
4th Floor
Canonsburg, P A 15317
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
CERTIFICATE OF SERVICE
I, counsel for BENEFICIAL CONSUMER DISCOUNT COMPANY, hereby certify that a true
and correct copy of the foregoing Praecipe to Satisfy Judgment was served upon the following
by First Class Mail, postage prepaid on this 25th day of April, 2006.
JAMES R. DICE
18 NORTH RUMER STREET
ENOLA, PA 17025
1 ~ I
{!1,'_u' f {' it-!tlud-
Cathy Ann C'hromulak, Esq.
Nancy C. Wilkins, Esq.
Jessa C. Martin, Esq.
Amy L. Sabo1chick, Esq.
THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
SHERIFF'S RETURN - GARNISHEE
CASE NO: 2005-06648 P
COMMONWEALTH OF PENNSLYVANIA
COUNTY OF CUMBERLAND
BENEFICIAL CONSUMER DISCOUNT
VS
DICE JAMES R
And now SHARON LANTZ
,Sheriff or Deputy Sheriff of
Cumberland County of Pennsylvania, who being duly sworn according
to law, at 0010:20 Hours, on the 1st day of March
, 2006, attached
as herein commanded all goods, chattels, rights, debts, credits, and
moneys of the within named DEFENDANT
DICE JAMES R
, in the
hands, possession, or control of the within named Garnishee
M & T BANK 812 & 1/2 W. HIGH ST
CARLISLE, PA 17013
Cumberland County, Pennsylvania, by handing to
CARIE DERICK (SR. TELLER)
personally three copies of interogatories together with 3
true
and attested copies of the within WRIT OF EXECUTION
and made
the contents there of known to Her .
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
.00
.00
.00
.00
.00
.00
So ans~ . \
~mas ;~e~
Sheriff of Cumberland County
03/02/2006
Sworn and subscribed to before me
this d.o~ day of ~
J.o-ol.. A~D.
~
Proth6notar 7
By
/
" ~
R. Thomas Kline, Sheriff, who being duly sworn according to law, states
this writ is returned SATISFIED.
Sheriff's Costs:
~
Docketing
Poundage
Advertising
Law Library
Prothonotary
Mileage
Misc.
Surcharge
Levy
Post Pone Sale
Garnishee
Bad Check Charge
Postage
TOTAL $
18.00
209.78
.50
1.00
4.40
30.00
20.00
9.00
292.68
Pd by Defendant
~
v,
,
\"
'"
...c:
""
Sworn and Subscribed to before me
So Answers;
r- ~ ..,~ /AfIlI!
R. Thomas Kline, sh[;;f.-.c.~
(' ~ Qu~ ~ b~\o&/
'n( Claudia A. Brewbaker
2006 A.D.
((1]FF~C~
b, OJ 'V LZ 91J qOOl
Vjj~~~I~O~B~~~1/~~2J
.
ijff~ '
1.::,1)
tJ{. 5375')
fL. /17 f?'J
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 05-6648 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due BENEFICIAL CONSUMER DISCOUNT COMPANY,
Plaintiff (s)
From JAMES R. DICE, 18 NORTH HUMER STREET, ENOLA, PA 17025
(I) You are directed to levy upon the property of the defendant (s)and to sell
(2) You are aiso directed to attach the property of the defendant(s) not levied upon in the possession
of M&T BANK, 100 SOUTH SPRING GARDEN STREET, CARLISLE, PA 17013 - ALL
MONIES DUE DEFENDANT IN ANY ACCOUNTS, INDIVIDUAL AND JOINT, PERSONAL
BUSINESS.
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify himlher that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $10,488.56
Interest $24.50
Ally's Connn %
Ally Paid $124.40
Plaintiff Paid
Date: FEBRUARY A 23,2006
L.L. $.50
Due Prothy $1.00
Other Costs
(Seal)
N a.u-f.., > 12 JJ
>ro_~ ;;-
~ the... Q :fIkL_;--
Deputy
REQUESTING PARTY:
Name NANCY C. WILKINS, ESQUIRE
Address: CHROMULAK & ASSOCIATES, L.L.c.
375 SOUTH POINTE BOULEVARD
CANONSBURG, PA 15317
Attorney for: PLAINTIFF
Telephone: 724-916-2400
Supreme Court ID No. 94178
-
,
A'" ...
ATTYFORPLTFF: NancyWilkins
WRIT NO. 2005-6648 Civil
Beneficial Consumer Discount Company
-vs-
James R. Dice
Real Debt
Interest
Attorney's Comm.
Writ Costs, Atty
Writ Costs, Pltff.
Miscellaneous Attorneys Fees
DISTRIBUTION
$ 10,488.56
24.50
124.50
$ 10,637.46
Sheriff's Costs:
Docketing
Poundage
Posting Sale Bills
Law Library
Prothonotary
Service
Postage
Advertising
Postpone Sale
Bad Check Charge
Surcharge
Garnishee
Levy
TOTAL
Defendant Paid to Sheriff
Advance Costs
Total Collected
DISTRIBUTION
Pd. To Pltff.
Refund of Adv. Costs
Pd. To Prothonotary
$
$
18.00
209.78
.50
1.00
4.40
30.00
9.00
20.00
10,637.46
150.00
1.50
$
$
$
292.68
10930.14
150.00
11,080.14
S~~ ~I! v~
~ ~.~
R. TQ1as Kline, Sheriff
By ~___ ~lo& V