HomeMy WebLinkAbout05-6682
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
TO DEFENDANTS
You are hereby notified to plead
to the ENCLOSED COMPLAINT WITHIN
TWENTY (20) DAYS FROM SERVICE HEREOF
/;/ /Z/Jr-
~~~~NTIFF
I HEREBY CERTIFY THAT THE ADDRESS
OF THE PLAINTIFF IS:
4600 Regent Blvd., Suite 200
Irving, TX 75063
AND THE DEFENDANTS IS:
Billy T. Lindsey, Ir.
7759 Hanover Dale Drive, Harrisburg, PAl 7 112
Barbara R. Lindsey
3 Len~ Court ~ring, P A 17050
A NEY FOR PLAINTIFF
CERTIFICATE OF LOCATION
I HEREBY CERTIFY THAT THE LOCATION OF THE
REAL ESTATE AFFECTED BY THIS LIEN IS
3 Lenox Court. Silver Spring Township
(CITY, B TOWNSHIP) (WARD)
A~
CIVIL DIVISION
NO.:
2(())-MtJ, c."j
TYPE OF PLEADING
CIVIL ACTION-COMPLAINT
IN MORTGAGE FORECLOSURE
FILED ON BEHALF OF PLAINTIFF:
American Home Mortgage Servicing, Inc.,
successor in interest to Columbia National
Incorporated
COUNSEL OF RECORD FOR THIS
PARTY:
Brian B. Dutton, Esquire
Pa. LD. #81953
GRENEN & BIRSIC, P.C.
One Gateway Center
Ninth Floor
Pittsburgh, PA 15222
(412) 281-7650
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CNIL DNISION
NO.: () :I _ G (" f.2 c;;.J-ru-
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claim set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CIVIL DIVISION
NO.: 6{. 6-t-'l2 CU;.J T.u-
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE
American Home Mortgage Servicing, Inc., successor in interest to Columbia National
Incorporated, by its attorneys, Grenen & Birsic, P .C., files this Complaint in Mortgage Foreclosure
as follows:
1. The Plaintiff is American Home Mortgage Servicing, Inc., successor in interest to
Columbia Nationallncorporated, which has its principal place of business at 4600 Regent Blvd.,
Suite 200, Irving, Texas 75063 and is authorized to do business in the Commonwealth of
Pennsylvania.
2. The Defendants, Billy T. Lindsey, Jr. and Barbara R. Lindsey, are individuals residing
within the Commonwealth of Pennsylvania, whose last known addresses are 7759 Hanover Dale
Drive, Harrisburg, Pennsylvania 17112 and 3 Lenox Court, Silver Spring, Pennsylvania 17050,
respectively.
3. On or about February 16, 2001, Defendants executed a Note in favor of Plaintiff in the
original principal amount of $120,400.00.
4. On or about February 16, 2001, as security for payment of the aforesaid Note, Defendants
made, executed and delivered to Plaintiff a Mortgage in the original principal amount of$120,400 .00
on the premises hereinafter described, said Mortgage being recorded in the Office of the Recorder
of Deeds of Cumberland County on February 23,2001 in Mortgage Book Volume 1673, Page 154.
A true and correct copy of said Mortgage containing a description of the premises subject to said
Mortgage is marked Exhibit "A", attached hereto and made a part hereof.
5. Defendants are the record and real owners of the aforesaid mortgaged premises.
6. Defendants are in default under the terms of the aforesaid Mortgage and Note for, inter
alia, failure to pay the monthly installments of principal and interest when due. Defendants are due
for the January 1, 2005 payment.
7. On or about October 21, 2005, Defendants were mailed Notices of Homeowner's
Emergency Mortgage Assistance Act of 1983 ("Act 91 Notices"), in compliance with the
Homeowner's Emergency Mortgage Assistance Act, Act 91 of 1983, as amended.
8. Plaintiff was not required to send Defendants separate Notices of Intention to Foreclose
Mortgage in compliance with Act 6 ofl974, 41 P.S. SIOI, et seq., as a result of sending the Act 91
Notices.
9. The amount due and owing Plaintiff by Defendants is as follows:
Principal
Interest to 11/28/05
Late Charges to 11/28/05
Escrow Deficiency to 11/28/05
Suspense Balance
Attorneys' Fees
Title Search, Foreclosure and
Execution Costs
TOTAL
$115,337.96
$ 7,985.20
$ 382.09
$ 1,007.56
$ (188.50)
$ 850.00
$ 2.500.00
$127,874.31
WHEREFORE, Plaintiff demands judgment in mortgage foreclosure for the amount due
of$127,874.31 with interest thereon at the rate of$22.12 per diem from November 28,2005, and
additional late charges, additional reasonable and actually incurred attorney's fees, plus costs
(including increases in escrow deficiency) and for foreclosure and sale of the mortgaged premises.
BY:
GRENEN & BIRSIC, P.C.
;;f /f/,a~
Brian B. Dutton, Esquire
Attorney for Plaintiff
One Gateway Center, Ninth Floor
Pittsburgh, PA 15222
(412) 281-7650
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
EXHIBIT "A"
1 ~ \r'- '--"
......-.
'i'>~\
ORIGINAL
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ROll~P.i r. ZIr:CLEP.
RECO'RDER Of (jE~DS
CUIIJlERLANO COUIITY-PA
'01 FEB 23 Pl'l 1 03
v
Pn:pmd. By:
. RcIum To:
COlumbia lI'aUonal zncorpo".tecl
A'l:1:n I 1l0Cl.lldllt' Coa~l
Uta QJllllDia GlllGOway Driva, C81\dlW.a. MD. alll.,
parcel Nudlor.
\llllOOO_'I1IIIa...,..-....~
MORTGAGE
NOTICE: TInS LOAN IS NOT ASSUMABLE
WITHOUT THE APPROVAL OF THE DEPARTMENT
OF VETERANS AFFAIRS OR ITS AUTHORIZED
AGENT.
OEfINmONS
I'
Words lIICICl in IIIlIItlple IOCIIoAs of tblJ doco_ ""' dafiDed be\oW aDd O!bar __ IR ddIDod in
~ 3, 11, 13, 18,20 aDd al. Cc:nalo ",]a rqudlDl die 1ISIF of words lIICICllII dds ~ ...
aIIo pNvIdod in SocdoIl. 115,
(.\) ''SeeUtiy ~.lIIOIIIlIlIIIIdocamcIlI, wIlIcIl ia daleeIrtolm>&ry 11&, 2001
coaemer w\dI all RIden lJ> litis dllCUlllal.
OJ) "JI..UU""'" Is .:Llly'1'. Li1l4ley. JT.. Barlla.-& a, IJ.l>cl.eey, 11_1>utc1 aM
wif..
Bon\lWIr is \11& ............. .....lhia SecIlIlly blSlnIUlll.
(e) ''LGder'' is COl\llllbia Nat:LOIIal. InCO%ponted.
Leoder ia. OOrpC>.-&t:L1ClD
..-snVANJA . 5inOIo fomllV. __ _. _ _iii INSTllUMENT
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~ lllId aiIdD& 'GIIdcr dullaws of atate of lC....ylU>Cl.
Lmlar'1&ddn:uil P.O. IloK 3050, Colwol:>ia. lID 210.5-&050
LauIllr iI dlllllllll'l....1IIIder 1IIlI SecarIty !lImIm:IeI1l.
(I)) "NoIe" _ dlt pIlIIIIiuoly _... by Bor:owo< alCl cIaI0:2/1.6/01
The NllIe _lba ~"""" LeaclcrOae _ 'Nellt:y 'n>owIand. ,<>=
EuIuIred ami 00/100 tlollm
(U.S. $laO, .00.00 ) pIllS IDlcmI. IIonower baa promIoed 10 pay tbI& ck:bI limp... PeriDcIIc
~lII4lOpaytbodoblinf"llD"cl...lbm_= 1. :2031 .
a;;) 'TI.~" _ lIle pIapony tbat II described belmi 1IlICIer 1ba IIoaillDa "TrIDIi:r of RJcbII in lIu:
~.'
(F) "Lom1" _ 1ba debt evIc1l11lo:m by lha NtlCe, plus immrl, "'Y pcql&)'Illall dIIrpa IIId lIIle ~
duo 1IIIder lIIe Note, IIId IIIIU111! lIDo lIIldI!t 1bIJ Secudry 1lIsI%wII=t. pIllS '-'
(~''JU1Ien'' _ III RIdca II> IIIiI Sec:mll)' '- due... ~ by iIom>Mr. 1be foIIowIDg
Rldm are to be ClDI:IIlIlld by Bonower (chock \>OlI. ..lppUcable];
~ A&ljmQblo llaIe llIdcr ~ OoIlIlomIAIwnlU<ler ~ 5ecoIld HOlIII JlIdcr
IlIIIClOIl RIder P11111lDd UIlit DtwllllpaauU",", 1-4 PIlIIlly llIdcr
VA Rider B1wedd)' Paymcm RIlIer 0IIIel(.) (Ipcc:lfy]
(II) "AppHelIIIIt Law" -. IIII:<l11lrOWag ~c fcIlcnI. .. IllId laeaI _. repIadoDI,
............... Illd --.u.. nIIcs Pi olllcn (lba IInc 1ba cffott of law) .. wcIl .. III appllclbJe 1iDaI.
~~b1~ jud/dal opilWma.
(II ........,,,,...tty A,n ~I"'.... 1llMI, ...... IlIlI .or __ _III duel, foa. "'I' -. 1lIl1_.
cIIaqeI tbal In impoJed 011 Baaoww or the I'toplrly by a ..............m..... ............... ~__
-.--;"';"" or IimiIat or'J"'.......~.
Q) "11___ J\IadI 'I'rllaIfer" IIlIlIIIS any 1rlIIIIfer of fUDdI. otbcr Iilall a ~- ""'"..... by
chect. draft, or IimIlar M* ~, wlddl ill lIIillIII8d Ibru1Ip .. cI-..atc t1InIIi8II. tcIti\1bODlC
__. COIIIpIIlIIr. or ..............110 U to onIor,laIlNcl. or ..-- a fiDaadal1llJllmdo>D 10 dcbl1
or cnldlt III IlCCOllIll. S1Idl _ ba:lDdcI. but 11 ~ Umil1IolIO. poIDHf.... lrINfm. 1IIIl0llllllld _
IIIII:hIae lI""__. IrIIlIfen iDiIialed by tc1ephoao, m 1ZIIIIfen. &ad ..,--.I -gtu-ISC
ll'IIIS1cn.
(It) ''Fa:row Dau" _dlOH _ tbal... cIoocribod in ScctklD 3.
(1.) ~ 1'1 'f',.' ........ my 00IIIp0IlI1ll.... scltIcmcDl, award of -IV"'. or p1OCClOIIo paid
by "'Y tIIIaI ~ (0lII0r dum. __ proc:eeoII pald _lIIe c:IIYtIIPI doM:r\bod. bt.Sec:IicD 5) far: (i)
damqc 10. or demuI:IIolI of. 1ba Propercy: (II) """".......,... or 0lII0r catiDa of III ell my )lilt of lha
Pmpe<l)'; (ib) ~ ill lieu of Ct'lI...........OI': 0' ('IV) ~OIIJ of. or .....iW- .. 10. Ibc
VIhl8 OlldIar a>IllliMa of dIo J'mpl:ny.
(M) "Morcp&e ~ - ~ pn>loOIIIlJ l.older apIaat lha IlOIlPI;)'IIICI of, or cIettaIl 011.
tha Loaa.
(N) "PorWIo ...,..... ....... dl. ncuJady ........~... __ due m (I) pr\DcIpoI 0IIl1 imonoa _!be
N.u. p.... (II) Ill)' __ """'" Sectilla 3 of dliA -17 IlulraIIIa.
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411t,,aGlPAl -,
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0424~9.3
llOo.16~:3 PC ASS
(0) "RESPA" __ IIIe Reall!lllla SeldemelIt ~ N1. (12 U .S.C. !clclIcJa Z601 el ""'I.) md lis
iIDpI~ lfIUlIdoD. Replldol1 X (24 C.P.IL Pzt. 3S00>. alllIoy mlchIbo -""" ftosllllnlo III
time, or Ill)' IddIdoIIII or ..: n I .,..'..,....01... 01" npIIIioD lIDl.- CbIt _1UIIjecl_. AJ. uoed
ill dais SecDrily JamumeaI. "1U!SPA' Nt... to 111 ~ 11I4 ~ tbat lit lqoee6 illltprd
ID . 'focIerIIly D:ID4 IlIllrlpp 10m' _ If the laD dtlea 1IC1llJl8lify II a "foderaIl7 18Ialal1llllClplO
1......lIIlIIor RIlSPA.
(I') "Sa .UJwla IIIIcnot otBdml.w_' mam tI11!J pc\y lhllllMu.t.1iIIo to IIIe Pluperl)'. wUda or
IIOlllDl pmy bllUOIJIIlid ac...o._ '. obllplioDlllllllor 1Ill: NOIC llldIor 1hlI ScaIrlty _wA.lI.
TRANSFBR. OP RIGHTS IN nm PROPERTY
'I.'\dS Securil)' IlIo1rumma _111 Laadcr: (i) lho ~ of I!uI LoIIII. ;md aD r=awaJ&. ~ iPd
mocJlflrotloN Of lIle Note; lIlId Oi) IIIe pc:rlImDBDao of IonvweI'I _1111III ...- lIIIlIor lIIlI
Scx:wily __ 11I4 III. NoIe. Pot IhIs JIW'POM. IloalNIc '*' lWnby 11IMB.... SIllIlIIlIII -.y 111
LaIdct lb8 followiDg dacribod pllllCny Ioc:aIod ill die <:OImty /1)pI 01'-....,_
of CIIl11be"lc4 INIIIIO ot_............r>J,
Slm IIXIlIBlT "A" POa U<Ql\I, t1lISCKu>T:tCll"
Bo=-a" aclcAo"ladQe8 that the aum 00 ..........v~ f~ \lNldu _del: tbe
IIOte aeeur8Cl. by tlWl i...trull\lll1t b, 1n vMla, .,,, 1,. pare, 1,. puel>a8a
-"l' of the property a_4 h",,8l>y.
wbicll =nlldy bas IIlo IIIcI.- Df
3 10"""" c:ouro
Ulv.... IIpringa 'nip.
{'1'IopeIty AdlIrIu');
TOGJlTHIl1l. wrm all lIle ~ IllIW or IuIndIIr ...-.:te4 011 .. Pl'lPC\Y. IDll 111
... ....#<. ~. 11III&_ _ or baroaIlm a pm of 1IMI pIOpCIIY. All ~_ 11I4
addIlloao aIuiI aIIo 110 --S by IIlia SccnDty ~ All of dle faqalD& Is mfmod >> In IIlia
s-lIy '- ullle "Pn:lpcrty.'
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1lOII1OWEM. COVBNANTS tba lIomIwer illaWful1y lelMd or lIIo _ """=IIy llOIIW)'lllIlIICI ....
die liFt 10 DlllII&I&1=. JDIIl .... COllVC)' lIIo I'lopa1J .... IluIlIat PlllI*IY II - ,""~veI. ..... m
IlIIIlII1Ilbr - -. of ncmd. Iloaowar WIRlIIIII _ will ddauI .-nJ1y die lIde 10 die I'ropelty llIUIlII
cIaiDa 1lIIl............1Ullj<Il:l1O C'/ aAIIIb_of-.l.
THIS SBC\lltlTY II'ISTlltlMENr COIIIlblllel Illlltarm _ for IUIlbIoJ _ -.I ~
_ with llmIled vu!IlloIss by jurisdlctimlto COllIlilUlC . ~ Ml:UriIy ~ coveriIl8 NIl
JmlIIOII\Y .
UNIPORM COVENANTS. IlomIwu IIl4 LeDdor __ _ epo_1aUows:
1. ~ or JriDdp8I. ~, __ -.. 1\....,__ CIIIIrIeI. ad ~ a.ps.
80mIww daaII p&)' wllCII daa a. p.....<lpal or, lIDd iDt=at .... duo ddIc ovIdaad by lIle NOIe aud any
pnp8YIIIIlIIl ....... 11I4 * CIIIrp 4Ilc __ tlla Note. JIonoWOl" IIIolJ II., pay 1iIDda for Escrow IIema
panaaIIllO SeoIIan 3. P&)"IlIOIIII cIuo UIIda' lb. NOIe IIICIlbIa Seouri\Y __ IIlaII bo IIIIllo III U.S.
o:wlIlII<y. R_.If.y CbockorCllllllr iIlItmllID ncaI'104 by LaldDr IS pI,)'IIIalllllllor Ille NOlO or tbia
.se=ily l'DoaumaIl II IWl\Il:Md 10 Leadec aupoid, LeadIr IIIIl' IeqIIim Wt lIlY or III auIs..~ pa,-
due UIIIIIIr duo Nale 8IId lItII SeI:m\ty IIlstromost "00 .... ill ... or _ or 1lI8 ~ fanm. IS
IIhCIC by UIIlIl:r: (I,) CIIII: (I)) IlIOIle)' ordet: (c) CIllI1Ie4 ~ but c:1lIct, _'s dleI:t or
c:ashler's cha:k, pnwidod C'/ ....... did Is drawll1lpOll1ll 1_1mrINI wlloIe dqlDaila lie ~ by .
~ apocy. iu-_IlOIhy, ......lily; or (II) m--.fUlIda T\'IDIfer.
~ ... d-.ed JeOOiYcd W Leodor wlum ~ Illbc ~ ........."'" In 1IIG Note or at
IRIdl CIlIulr 1__ III tUy bo dclaI_"" by Lendltt ill IlXlIllllaa= 1rillllllo IlOlicie pmlaIoaa ia Seclioa 15.
J..eadec IIIIl' - C'/ pay1IIeDt or porlial paytllIIlII it Ille ~ or pcdaI ~ 1IIll iDr.~"'"'" to
briJlg lIIf LaID __ LelIder lllIN IICeeplllD)" fl1YIIIllIIlor pardaI pIpIOlIIl/lwfF'/Ieo.t 10 bdII& die Lo.a
-. willloDl wai..... of lID)" ripIIllerIwI&ot Ct pllOjodice to lis rip to IOfaIe ftllb pafIIlOllI or parcial
JIlIlIIIOII'IID !be fllIIata. blIl Le:DlIot II llOl oblipied lD OFPI1l111Ch pa,ymalIS Illbollime IIICIl ~ art
_llIlI. If _ hrilldic hyIIIlm II ~ .. of ba -\eel dall dire. dIea Leml&t IIOe4 Illll pay
iIIaIRIl on "WW ftmdI. Leader _hold lIIICh \IIIIpJlI1ocI1Imda lIIIIIl 1kI_1111ba P'\)'IIIOIIlIO blIng
tlIo LollI _. If ........... "'* DOl do 10 widIlII . _""'~ pedocloC tl:AD, Leaolot sbo1l oIduor IIlPly
IllCllliRIlb OC" _IlIaD 10 1l<InDw.... If_ applied eadiet. sacllliIlI4I will be applied to Ibe _"i."
priDcIpII bolma 1llIder 1be HOle l:IllmaIillely priM 10 ~. No ollict Dr claim ,,1IIdI. Dam.....
mi,lbt lIava _ or IIlIlle l'lIIun opilIal LeIldot ~ ""lIv. IlolIoww from IlIllIiIlI ~ duo 1IDder
lIIe NOle IIId this Seaurily '-t Dr ~ the COVCIIIIlIlIlld epemeIIIl se<und by this Seaurily
IDsUumw.
:z. .....CldImI of h"..-A or l'roceedI. I!xcepl IS odlcrwlle >1aot'Ibed In lIIis SoctIoIll, all
paymL1lIS ~ DllpPl!eI1 by Leuder IbIII be oppllal ill lbe f\lIIoWiag order of priorIIf: (I) iIIImaJ
cllIc \IDdor du> Note; (1)) pr\lIcipII due IIIIdet III. NOle; (c) __ cllIc 1IIIdIlr Sa:doa 3. $,1CIl paymcms
IIIoIl be lIppI!elIlD IlIU:h Pa!odic ~ ill lIIe llI1Ict ill wIddI II II-... due.. Any ......n..... _15
IIlIIl be IJlPIIed IlDIlD * c:!uIrps, lClCOlI4 to llIY odler __ due \lIIder Wa SecuIIly r.WIDelIt, wl
_1lI_1he~' bll.-Dfdu>NlIlIl.
If LeDltet lICeiVeI . JIIIY.-& from Bmrowet for I deIilIqualIl1'oriccllc ~ 'RIIIcIl iIlcIu4tIa .
aaflic:loallllllll1llllO p&)' IID'f IaIa cIuIqe clue. lIIe payIIlOD& lIIllF bo IIppIlm lD tile d.ll..,.... Jl'IlIIIIl!lllIlld
tile IaIa cIlIrp. If - _ ClIIll Periodic PaymeIIl.. "'''''......... Umdet talO' "l'1lb' llIY pIl)'IMIl moe!ved
from L......... \10 1110 ~ of '/be PerIodIc 1'_ It. 11I410 du> _ dill. eecb p~ .... be
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\lIld ill t\lIl. To Il10 _11IM allY ....... ClIblIIftet 1Ile paym<llllla 'PJ>lIcd lAI tIIc fall ~ of _ or
IIlOftII'llriodIc: Poymaua. lAIIlh __ may bo applled lAIlIIl)' _ dIalpo clue, Vol1llllllY pcqIlI'- IIl8Il
be opp\IelI Am ll> IlII)' .........- c\lIr8M _!beD u deIclW ill tbe NIlIill.
ItJ1y IppJlclllad of pq-. i-...:e pzoeeoda. or MIsoe11_ Ploceoda lAI priDcipoI due 1IIIder
lho Note oIuIlllDl aliAIll or ~ lbo We -. or d>aqo 1M -. of d18l'edua1c: :I'Iymoms.
3, fads for ___ .... ~ lbol1 pay AI Locdor OQ lba d8y 1'tdlIdIo ~ .. duo
1IIIIIer lba N,*. IIIIIl1dID ~ il paid in 611I. a """ (1be 'PlmdI") 110 plOlIide lor ~ of IIIIIlUIIII cMIe
for. (a) tua_ U. ....... _lllbor ilaau wlliclI _ alIIiII prlodty cmr dlls ~ ~ as I
1laI or ~ OQ dID ~; (b) ltuIhlll4 ~ or J"IlIII1- ... tbD PmperIy, If 1lII)'; (~)
~ for lIIl)' IIIlI aD --.... rcqaIrecI by LaIdcr 1IJlder !acdaa S; and (iI.) !iIllIlpp ~
pr8IIIIDnd, 1I1DJ. IIZ IIIf __ plIyIblo by 80_ II> l..slds 1ll1lal of 1Ilc PIIJIllOIIl of ~
I--.. jlnIIIiumIln 1~m' - IridlIbO ~ of lIecIioIl 10. n- ...... .. oaIIe4 .&trow
l'leaII.' Al em"'''''''''' or 11WJ.y limo durJag cbo ltnn of lba 1.oml. Lader may ~ 1Ila CDIIIIIIlIIIily
^""'"...... D1a. 1'oeI. IIld ""~-'. if .." be .."....4 by llclrllnuer, aad lIIIIIh duoI, feoIlIIlI
.....-.. IbalIbe .. &cmw ~ Borrvwer llUIII proIIIplIy lbaIiIh to l.c:oIla a1I11ll1k:es of _10
be pai4 _ibis SoolioB. Bu....... sbaJJ pay Lrader dull'lulda lOr &crow IlomIIUIIeI& Lador waivca
Botrower'. ollIlpIkm lu JlIII' die 1l1mdo for IIIIY CJI' all Eocraw bu. 1Acl4cr 1IlIIY wW IIoo:MlOI'.
obllpllOllIO ~ 10 IAlIder PaIIdo for .., or Ill! EIcrow ...... II fIt'J limo. Ally IlIllII .....u 11II)' 0IlIy be
ill WIiIlIIC. IlIlboo _ of IIICb walver, Bocroww IIIIaI1 pay dUecIIY. wUa.lla4.....,.,uIo. dle __
duo tor IIJJ1l!!c11nv IIemo tor wlIldI JlIIYIlICIIl of 1'uudI bas bcaI YiIMllt by LelIdcr IIId, If LaIIdor Dllfdreo.
ohaIJ fumiIIllO LelIdcr nx:eIp\I avIdaI:IIIa IIICb pIflIIIOII wilbill ..... limo pIdod u 1.aIdor IIIIJ nquim.
Bomnror', Ohl""'"", III _ IIIllh JIIIY1IlIIDllIIIId lu pmvldo "",,II ollaI1 for III JlUIllOI"S be doIIaed to
boaOOYallllload...--' ..............11I 1IliJ Socar\ly m._. a dIopbrua '_ _...,-M_'
\0 UII4 ilIlloc1iaa 9. If ~ ia obli&Ucd 10 pay Esl:lvtII_ dbady, ~ to . "'11._. IIIlI
lIom>wer 6IIa 10 pay dle _ du tor III &c.ow IIlIIII, lAIder ll1IIII ounIso ila tlplllIIIder SocII.... !/
lllIl JMl1 ...... _ 11I4 ~ AlIa1llllen bo olIllplIId _ SeoIioa 9 ID '-' to LoIlder IIl1 ""'"
_. LoDder lIIIl' lWob tie walvor u to IIIIY <II: aIlllll:row ~ . lAY limo by . IIllllee pOl1 ill
~ wlIb SeaIIllIl 15 -.. 1IpOII1\II:h tevacotloa, Borrower obaII pay 10 LeIlIIer Ill! Plmda. Illd III
ouCll_. dIoc _... nqolto4 _lido SoclIOl13.
Lrader 1Ilq, III allY limo. IlO11as IIIlIIIIol4 FulIds mlll_ (a) I1I1IIciI::Dt to pIIlIIillaoler 10 Ipply
Cho I'Imda II tIIo lilM ~.1IIlllIr RIlSPA. IIIlII (b) 1101 to ellCI04 lbo ..",."-... _ 11Iada'_
reqlIlN ..... RIlSPI\., l.ador oWl .llmaIo lbo _ of Jl\mdo daII 011 1b bad. of _ daIlIlIIll
ftIl110111b1o ~ of ~ of fuaIre I!Icrow 1_ or OIhMwIoc III ~ wIdl AppIIcabI~
lA'.
'I'M J1IIIIdt oIIaIl be held ill an illIlIl\IlloD whOM depasIII lie IaIuncI by I falaII 1fOIICY.
~, or CIIlItty (ho"""'ft& tAlld&r. if LtaIIl:r it an I............ ll'IloIe d<pooils IlrlIO iaomed) or In
allY Podcnt 8llIIIe Lalli Blat. Laador IhaU apply lhe PlIIIdI ro JlIIY lboo Ilol:ww Iiea&lI DO ...lIIIlIlbo_
"P"'"iIled UIIder IlllSPA. LaIdcr IIIIaI1l1Cll dIUgc Bo..v.... for IlDJIIlDs 11I4 applYiD& lbo FlIll4s, IIIII1IlIIIy
IIIIIyziDllbe _ -. or wri1Yiaa the EIc1vw Item. ual~ LaIldar pq.l!loao>.... IIIIlIoar Olllbo
PuDdo IIId Applicoblc Uw permils Lal4er 10 IIIlb oudIl dIu&t. UDlcllan ~ Is IIlId8 III wxiIIIl&:
or AppIicIbIe Law Ifl9IIIoS lmPlt .. be paid oa lboo lfImdr. Leader IhallIlOl be J'OIlll/IIId 10 \lIlY ~
ray IDlcosI or IIlIlIap OIl 1lJe 1'\mdI. Bom>w.lt ..II LcooIor """ apa iA ~ how.var, thal _I
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alIIII be polll 011 the l'uDdo. Leoder IbaII 1M 10 BomIWcr, W\IbDuI c;Iwp, .. aaIIUI KCCRIIl!Iua of Ibo
F\IIIdo .. teqlllml by Rl!SPA.
If 111= III I IIIIp1IIl of PwldI heI4 ill ........, II dclIIlod aador RESPA, I.cDdcw aboI1 IllClOWII ",
Do=- forD _ tbDda III ~ widl JtJlSPA. If tbeoc is llbonlp of l'lIIIlII bII4 iIl_.
.. d8fiIlCd 1lIIlIor USPA, l.aIdor IboIIIlOliIy B....u_.. ~ by lUISP.... IIId s-.... oIIa1I A' '"
I..aldot lbo: __ -, to ... lip lba ....... ill.......... wIlb RBSPA, buI ill 110 _1IIlII12
lPllOIthIy ~ 1f1bcnoII I "H1M-Y ofPuada 1acIII1II_,. dclIDod _1"rRESPA, LOIIdtr IIlloI1
!IIIIIfy -- .. JOqabod by IlEliPA, IIlIIIlorloftr ohIII PIII/ to LaIdor!be _ -<y to IIIIko
lip ... ~ In IIXXIIIl-. wl1b DlPA, 1M III DO ....... 12111011lb1y..-,
11pClI1 pIYIIIOIIl ill faI1 of III __ -.ed by tIlII 5ecurIty 1Wl.......... l.c:IIdor IIbIl1 puaply rdoDd
to 1IonQ-1IIY I'aala IMId by UDdor.
of, 0.11_ u... IlorIoRr ohIII pIJI aU lUll. n---. ........ tilllo, IIIlI lmposl.lnn.
IlIribaIlblc III die PllIpony wbIoh _ atraia prioriIy <>VCr lids Sec:nriCy ~ '-.~"\Id poymoIIlI or
pmd raIlI oa die Ptopaty, if 1lIf, oad ~ Aw-'...... Duel, Peel, IIIlI I'M- '. if 1lIf. To
1110 _ _ -1Iomo....lllIcrow llaIlS, ~ IbaII JllIY Ibom ID duI_ paMded III SoclioIil3.
IlaJ:rolNr IbaII pnlIIIptIy dIIclIaqo my 1= wIaicb baa priority OVOI' lbls SeeuritJ ~ uuIou
Bonowor: (a) "- ill wrlIiD& 1011Io ~ orlbo obl/plic IlOmOl! by ilia Un ill 1 _ ~bIt
UI Lcador, bur aa1y 10 Iua& .. .......... iI por1onDl:aa &uob ...-: (b) __ ilia 11m ill allOd !ai1b
by, or dlfcDdo ....' tI,F '" of ilia Iila in, ..,a1 P'O'?"...... wllidl ill Lcador'I oplDIaa opc:IlIlIlO
p- tbo ~ of lbo lie wllIle 1IIcoo pr.WI'''p .... ~, but ~ llllIIJ sudl proo-'''lI>
.....--; or(a)-~dIeholdoroflhellmlB~lIIIIlficlorylOl.IIIIdorM ,II ,.,.
dlc 11m 10 llIiI Security ~ If LCIIdo: cIcloImIDoo duit IllY port of 111I Ptopc:ny Is 1IIIbj= UI I.
wbIoh _ .nom pdadty _ dIit Sec:urity IuIrumeut, 1AlIdIr may giv.1IamJM:r alllllb ldaulfyiq Ibo
Ilea. W1lUllO _I ofllle lID llII wIIIdl duit IICllltle II given, 1IclmIwtr IIWIIlIIiI1y IbD _ or IIC CIllO or
- of Ibo lICtioao ,. fOnb 1IloV. ilIlbio SocIIoIl4.
LaIdor mq llOqIllao lIomlwer IiO PIII/ . _lime cbazp for I n:raI _ ta WIiIIcaIloB lIIIlJor
roponiaa aorWlo UBl by ~ ill llOtIIIICIIou wlt1l1ldlLoa.
S. ..u....t) L.._ .. Bo......:r IboIIlcoop lbo Impzovoaloats ..... uIIII1l& or IIInaftet ~ OIl
dlc I'nJpeny lDomaIlpbat Joas by file, hamds Iodwlod 'IIitIliD. lbo _ . ~l"". ...._.. IIIlIIIIy
olber IIazIzU lac.""'lrla. bw: IIDt IiIIIIIod 10, oonIIquba oad lIoocIa, Ibr wIlIda l.oodor qqoirllI '-''''""l'"".
1111I ~ - be ~... ill ... IIIlO1IG <iac......... dcdw:IIbIe Wvell) lIl4 for die palacla 111M
I.oIIdcr reqllim. Wh3t I..lDdIr RqIIirIa punlIlIlt 10 Ibo pnc<<llua --.... em llIIIqe dmIq 11Io lIrm of
dIoLoaa. Tbo iI:IJuz.- cmlor pmoIdIaa dIo IIIIulIace ....... ~ CbOIm by JlclmIwllr IRIIlject 10 Leadc:".
ripc ID lil.IIpprcM Bcmwor'l *lei. wbicll rJabt ....... IlDt ~ CDdIacI 1IlIRaImIIbIy. Loader ma;y
~ Iloa:oww 10 pay, lD ""CIIOCIiO" with .... ~ eiIIItr: <-> . CIlI-llIIllI .... for IIood _
..._,"........ ......fi...tlow. IIId IIllfl:iDa: 5OrYlcII; or (b) . CllIIHImD .... for lIoud _ '" ..4u.4iu..
oad ............... IOIlrVICaI IIId ""'-'<plem clw'... GIdI limo i..... I II or limIIar cha&II occur whIt;b
lelIOIIlIbly JlIi&b1 afti:ct IUI:Il ~ or catifimdoa. IIomlwu an also 110 ~ b' !be
plj'lllalt of Ill)' rea Impaae4 by 1bc I'cdenI I!moqCllll)' Il'-~""'I A.pcy ill --d.... with tlMt
IW_ of Ill)' 1Ioad _ "*tmiIlalIaD ~ fn>m lilt Objoctlcm lry Ilomlwer.
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.........'1
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If Boaowcr fIlla III lIIIlDuID II1Y of Ihc cownp .-:rIbo4 above, Leder may obcaIn iIIIIIIIIIIle
CIMrJ&It. lit Loader', opdaD IIl4 Boaaww'. upaue. LelIolIr " 1IIld<< 110 ah1~ 10 pIIIdI8 ~
pcllllalu type Clr _ of CO"'lI&l, '1\Inllbre, ncla 0U'IClIp IIWl _!..cIar, ballDi&bl OC lIIi&lu
DOl pl'IlkIOt BoImwllr. Booim....b eqaIIy i1l1hc PI'opIrIy, or.. _ of Ihc Prol*lY. ... my riot,
II-m Of llabllll:y IIItI mI&ht prIMda pcalCr II( laIe:r CO'IllnF dlaa "11M ~ in otIl:a. ~..-
lI:IaIOwIeqa dul tile COIl of die IIltUIaDoe ClJYIrI&O 10 olIlIW IIli8II1 olp"-y CltCIOII die 00Il of
laP'-1bar ~ -W Ita>'e obcai1led. Arq _ dbbaned by 1.udco aiIu lIII& Sectilm 5 sbaIl
_lIddilIoDI1 "* ol8cq_ --' by dda SeaIIily r.....-. TUIo _1IIIIIl beIr m-
lit die NolIlIlllC li'oIIl die cia of ~ IIId I!IIIllle poyUIe. wi1Ill1ld1lml1al1t. QpoIlIllllioo !lo1l1
LCIIdcr 10 BorrcniIlt Rq1IOIIID&~.
All iDmrIIlcc poIloIoI mqabed by I..I.lIdor aad __ 0{ IV'll poIIoIeIlbIll be aubjoct 10 LmIor'.
ricJlt 10 diappn>ve .. paIIcIDI, dIIIl iadudc ~ IIIlI4anI .....qrap ~, lid WI1 _ 1AIilr:r u
.-IPIM 8IIIIIor U IlIIld11It1nM 1oA~. Leader IlIo1llaaVD IIlI upc 10 bold . poIIoIeIllIId _II
~. If!..clar requlra, llwnl_1!IIIl pnlqlIly pft to IAIIIlIr all noeiIlll of pald JII'lllilllIIIIDd
nmwoI. ~ If !loml.... ollIUIs IIlI' J:lrIIl of 1..._ 00Y1lII&iI. DOl oibI:zwIIc ftIqIIInld by LmcIer,
h: ....... Ill. Ilr doIIructioD of. die Property, IIlI:lI polley Wllla:lude.1IoDdIrd .....tpo;o c:Jaasc IDlI
lIbaIl_ I..eIldcr at -JIIllI' IIIdJOr U III '--",,11 Iou JII.YII.
Ill....,.,. of lAllI, IlanO\1oU IllIIl p... p!llIIIplllDllca to die bIP'- coalor aIldl.aldel, 1.IIIder
may IIIIkIl plOOf of lq If _ _ pIOIIIplIy by 1IorMnlr, Ualcu LddoIt 0lllII Bonwot ..-.rIN I&ftlIl
lP wrldIJI, IlII)' ......-I""OOOd.. wbahct or DOl 1M ~ ,....,.. , _ ~ by l.c:D<Ior. IbaII
be applIed 10 __ 01' NjlIir of Ibo ~. If !he I'IItontlMl or npdr iI --.I.,.11y aaIb!lIlDd
l.elldor's -.Illy ia IIOC l-.ed. DuziD& lOCh... a:1d ~ periolI. LeIllIor IIlII1 brn lbo zlll!lllO
hDld ...... Iao\Ita1l<e pIll l'.Jo 1IlIlil LtIDdct hu lad III ClJIPOII1IIIIO' III lDIflOCl ...... hopony lD ...... lbe
wad< hIo beIlIl Q'lII'lpIC"" 10 LelIdIIr's ,...."'cOIoII. provided ... ooch ~ IIbIIl lie ~
pmmpdy. LtIDdct may diIlIune pIIlO"-II for dw rcpiza IIlIl ftIIlIlI&IIoo Ia a IiD8lc payIIIlIIIl or ill . IllI'les
of propt:II pI,)'DIIIIIt .1ba WOlIt II ~Iol&ld. UIlIeIt III ..,-"11I11 !IIIdII III wriIIII& or AjlpIkIblI Law
~ ImezeIt to be paid ....1UdL ~ pMMdI. Loader tllaI1aoc be ~ 1O pay 1OlI...._ IIlI'
m.u or 0IrIIIlI&t OIl IIlIIlIl prlICIIdI. P. _ pubIkllldjaltM. or 0lbIr dIIrd para, ~ by
IloIIoWIf WI1l1Dt be paI4 out of fIIo \Jlm'IIwe pI'OlMCls IlIIlIlllllIle llaa IOIe oblfplift of Bo.&_. 1I
tbc roaondclII or... 1I1101-INllly taulbw or l.aMIor". .-rlly wouIIl be *-d. Ihc iIPDI.-
p~ sllIIl be opplIed IIlb _ -..l by dda SooadJJ IlIIInImaII, wbolIlc rrr DOl die ... wiIh
the _. it my, paid 10 ~. S1ICb ~ prIlCOIIIla lUll be oppIIed III ~ order pIOVIdaI for i1l
Sootion 2. .
Jf Ilclnoww Il'.......... dJe Propeny, LtIDdct IIIlll' 1IIe. UIOIIaIe ODd tellle my mI1abIe luuaDco
claim aad roIaaI amm. If IIom>nr doet ~ l'OIpODII wIIlltn 30 dI,1' 10 a IlDIIoe IiuIII LeIIlleI: dw Ibo
iD5lmmee aazriet IUI ofIired '" _ . claim, Wo lAId... mq JIOIQII- d IOIllo Ibo cJaIm. n.. 3O-cIIy
petlocI wID beIiD WIIm dJe DIIIIl:e II &Iv= III oldlcr .... or If l.<<IlIar ....... I\Ia ~ llllIIor
SoclIlIII ~ or odImwIac. ~ Ilonby ~ 10 Lell&:r (~ Ilonawor'. rqIllIlO aay __
plllOOlldlllllll_ DOt to wood Ibo __ ~ IJIIdor lIle Nole or dd& SIIc:ur\ly ~ aad
(b) my orber of BoI1llW1lr'. ri&bIa (Olhar !baa 1bo JIakt 1O IIlI' roAmd of IIIIeInIIll pmI111111 pail! by
1lom>wcr) UIIIler 111 ........ pollcla -m.., I\Ia ~. iDIofar u lIICb rI&luI 1ft avpIbbIo 10 Ibo
0CI'HIIIp of die PIqJm:y. J.aadar lIII,)' 1I1e lbe w.o...... ~ cIIber III repair or __ IIIB Pmpony or
10 pay _ UIIpIlId lIIlder1lle NOlIlrrr dIis SecudIy IIlIIruDan, wIIeIbcr or DOIIUa dllc.
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,. cr -r'W'1' IIomlWW Iball occupy, eIlIblbh, IIlId _ lIlc PIupc:ny U Iloaowr'I prlIIIlIpII
~ willIilI 60 daya IftIlr I!le _loa of lIIIl Sa;urlcy ~ IIId IlI1l1l GOIIIiaue to 0CClIJIY tile
PIopcfty u Iloaowr'. )IIillcipoI-~ for 1l1au1_ ~ aftar dID date of """'I"""Y, UIIIeu LIlIder
Cllbcrwbe ~ in ......uma. WIlJdI _ Iball IIOt be ~ wltbbeI4, M IItIIeII 0Itt0IUItinc
clmltIO- aIIt wbIcIllR bayoad JIonoww', COIII:mI.
1. Pk_l .,.... "...... ..... ~ or dle Iror~; -Ida- lIomIwW obaIlllOC
doauoy. cIImIp or ImpIIr Qla l'roparIy. a110w 1110 Pzaporty to d.olerIaI... or CIlIIIIIdl _ CIII 1M
Prapaty. WlIodIcr or tIOIlIlluwwllC II taldbla lA 1110 1'roponJ, Botro_1IlIII ~......... tbe Prapaty ill
ol'llar 10 ptW_ tIlIo ~ 6am doIocIorotlDa or oIoctaaIt\8 ill Y1I1ue dUe 111 ill c:olIdltIoa. UIIlcu it iI
dItantIiIIo4 ~ to SeodaII 5 IIW topaIr or reo!IIrIIllltlls DOt --=1lIUy teuIlIIo. 11-_ Iball
prompdy zopoIr lIIe PmperIy II ~-.... 10 :Mlkl farIbor daaknIoD or dIul&e. It ~-.. or
.........--"11... pra I, It1l pal4 iIl...,..-'ioII Willl cImIqo to, or ...lItIaa of, lbe Prapaty, IloaOlUer
ahaII blt IIIpOIlIIIbIt far lllpIIrIaa or -orIa& die P10pcny cmb' II LaIdar IllS I'daIIld 1" j , " Ibr aw:h
JlUI1IOIlII. Letldec..y diaIIune plIlOlIlIb tbr Ibe rqHIiI'I apd..---. iD .1ltliIo JlII1IDIlIll or ID a oerles of
I'I'IlI*I ~.1be wort jacolllpleled. If lIIe ~ or ~_Ml... poam III ..,110I IUIIIcIoal
to .. or _1be 1'IapeI\y, IIotmwt:r II DOt tdievcd of ~'. obIilOlloD far ~ oompIt:tloII of
I1Idl npalr or PIt<IrItiou.
Leoder or ItS aa= IIlI)I JIIIkc m"",""" cmrioa upotIlIIlI iIuopoallGIII af rIIlI Pmpeny. If it baa
xeamaable _ l.cDdar IIlI)IIupoor tile illterior of tbe ~ IIIlllle 1'IapeI\y. Lellda' IIItI1I glYO
Bamwer IIOIb at tha lime of or pdor 10 ...... II1lUo:dor lmp<<:>'''ClllllOdfYma ItIdI ~ -.
e. JIGaTo...... 1-. ~v. IIotrower ahall be ill ddaI1 It, durilI& tbe LoaII applIeatkm
prllCIIl, Bono_ or IllY ~ Of atiti.. IIOIiDI at tbo dileedoII of IIorrower or wItII 1Ior1uIIa:'.
......lcdF or 00DIllDt ...,. ~ _, 1lliI1eadlq. or IucaInle ~ or .... _ to Laulcr
(or failed 10 provide La.ler with material jnfMM"''''') ill ... .~ w1tIl lIlc laD. MoIerIII
ropr--......... islel1Id8, but ICe IlOC IimiICld la, topRI tlItlQIII alIICetIIiIl& 1Iotmwt:r., 00llIIJlIIII'Y of die
Pzaporty. Bonuwar', prilIalpal taidcllce.
!l. l'raIIcIIoD otlAJldor'slilllnlt bl!be f'ropstJ ad JlIIl* UIldelr tIIIa S ...<il:;). ....._1. 11
(I) Bo_liIIII to perlbtm tile CoveIwDa IIId apcc:IUtIlIW"''-' ill tlda ScoaIIly ~ (b) lheno
iI a IepI pille " dII1 miIbt a\&tIi1ICllaIIy II'floct Letlder's __ ID tbo 1'topony 11IIIII01' dablIlIIldar
dlIs SecJIrily ~ (1IIlOh II . pIW""""'.1o baDtruptcy, probate, tbr --.-....Vll or fadIlll\ft, for
lIIf_ of a llmI wIdoIl IIIlIY IttIID prIori1y CMII' lIIIl Scoarley ~ Of to eDfon:e laws or
JepIadoAl), ur (c) Boc........ baa abIlldOllcd d10 l'rclpeny, tIlto1 Leader may do ..s pay tar wlullaver Is
_10 ... ~ tD pPlfCI:J Laldcr". _ ill d10 PtvpatJr 11I4 rlPla UtIlil:r lbIa Sec:IJrity
IIlatromICIlt, ""'........ ,.<<lICOIIq 1IIdI... T "." tbe vall10 of die PmporI;y. IIId JIlllIJtlq IIIdfor ~
th~ Plopclty. Load4r'. 1Il:Il.... CIA iacIudo, but IR 110I IImW Ill: (I) payIIla II\}' _ ....... by a 1iIlII
lWhich baI pk>rlty ...... lbIa Socurlly lDIlrwtI<m; (Il) ~ Ill. _; and (0) IIII)'ID& .........hl'
-..,..' '- to JlCO*l ill m-ID lbc Plopelty 11I4I01 riaIUa utIIIer IbII SeaIrIIy lDIlrwtI<m, win"""
ill aocaed pcII!lloa III a 1}ouo\ -oIfI:Y P'O"-'~. SccurilI3 die PnIpeRy iadIIIIeI, ball1ll1ll IiIIIIICld to.
ClllCtiD& lhIl Jltupeny III rub .... chaoge loeb, ..-... boW lip clDora ..s wIadowa. dnltl_
from pipeI, .1;",ho_lMtIIdiDJ or IIIIIcr coda ~ or cIaDptvva 0-1101_. 11I4 have 1Jli1iIiea t1InIiIld
OIl or off. .,.......p Leader IIlI)I rate IIl:IlOD tIIlllIr dlIs SllcdaD 9, Leodca' does DOlIlave to do SO IIllIIIIlOC
-lIlY dlrl)' << nhIIJootlOD 10 40 so. h iI qnocd tbat 1.eRder iIloata pO liability !Dr -lIkiDa III)' or all
IICtlOlls 1IIIlIIoriz0411D11er lIIIl Sectl0Il9.
_.aGIPAJ a:IOQ"
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~
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A1!.y _ cIlIbGnoI1 by t.oDdcr 1IIlCIor dliI Seoliall 9 IbIll _ IddIlIOlW dobt oIll<mow<lr
IeCURCI by dill ~ ~ 11Iese _ J!..u ... __ 1\ lIla NOle .... !tom tblI _ of
~ lIlIIllllllllle ~ willl such ~. oJlllllIllllicll fIotIIl.cI*r II> Jlamwcr ~Ih.oc
~
If tbII s-tly luauumaa Ia OIl a \oMbDId, IIaacnMt IIlaIl 0llII(liy wllb aU 1lIc "fIllI'IIIaDa of !be
lalla. If JlonI)_ ~ fee IItIo '" dlo Pl'opoRy, IiIe 1_~oId ad the fee 1itIe lIII1lllllllllt.lJllllllleas
I..eGder ... Ul tba IIlOIpl' ill wrIllD&.
II. Mottpp ~ IfLclllder ~ Mollpp Ill.... .. ~ of lIIIIdq lbo Loa,
-...rlball PIIII dl<> PR""'-' mquIRd ID .-;..~. tile ~ IuIanrIl:Io III~. If, fur 1lIY-.
tho MunII&e ~ _..... ~ by t.aDdcr _ to bt IYIilIble float lbe .....,.... iIIItnr dial
prevloualy pIOYkIecI _ 1- lIIId BozrowCl' .11 nquINd III mb oor-olblIY .......... pI,\'lIlIlllS
ioMl'CI dle pzeutlumI for Nortpp ~ ......... +01' }lIo)'. \lie ~_ 11IqlIiD4 to olItaiu
0ll"I<nIC "*""olot1y apIMlM III dIo ~~ ~l pmr-,. ill tffoct, II. COllI ~1~
oqUIYa\tlIlllD dIo OM 10 Bol:l_ of the lJuumm:oI pmviIIas\y III etrel:t. ~ ... ~
. lIIClflIIp ~ teIec:lllll by Louder. If IlIm-o.,1y cqulvIIeIIl Malt&IF 1Ibu._ _,~_ io IIllt
lMIIIbIe,lkl_1iIaII &ICIIIIiJIIIe 10 pay ",l.-Ior tblI_ DIllie ~ ........... ~ duIt
"'.. 4uIl wlIcu IiIe ~ COftrII'I llOIIOll 10 bI III af&ct. L/IadIt wDl &llIlllpr, _ ad alIIla tIaI
payIIIIl:IlU IS . ........r.aIIIl1oA I'CICrIC III JI8IJ of MDnpp ___ SUoIt _ _ IbaIl be
iIoIwdmdIble, ~'... eM fact that lIIe LaaIl ia ~ paid III flIIl. 11I4 LMl60r IbII1I1ClC bt
.eq\1lalId 10 pay Bcw"""" IllY ~ 01' DIIIIirIp 011 such I... _. LaIadcc ClIIIIIO IoIIpr l8qllim Iou
resmo ~ If Mort&I&e ,-"~ covlll'a&e (lII dIo __ faI: 1110 pododlbal Laldet~)
provIdod by ... '- IlIIeeIId by Lmlcr aaaiII bcllc>DD miIabIo, Is obhl-l, .... Leuder requima
ocpmkIi)' -tr..:;:.c- loMtd IiIe JlI"IlliIIIIlS for MOIlp&C l'DAraare. If LeIIdtr IeljlIIrId Mllft&I&1I
au- II . of l2lIldD& .... l.DaD IlId 80mIwer was reqalred III mab Ill\IIlIWY """iF.....,
poymadS tDwCII dlo premiamlI fir MortaaP lusma=. p...""... IbaIl JlllY Ibe paiIlIIllIIIlllIIIIbo4 10
IIII1D1am ~ Imm_ \Q dfaot. or to pwIldo . ~ l01I _e, 1IIllII t.IlIer.,
11lqllh_ fIlr MaItpp ~ ..... i111lOC0111aace with IllY "IIrilIal ~ IlelwUa JIamIwar IIId
I..eDlIe: p1VridID& for tueIl. --I-OIl or umI1 enol........ II ~.'" , law. NoI\liDa in thIa
SICIioa 10 ~ 1IIlmlWIr'. allIlptloa.lO pqllllaut at dlo .... )Il1IYIlIod III die Nora.
MGr\P# "'Ill. r l1liIIIIlanoo Lclder (01' IllY IIlllIy llw ~ lIIe Nelle) for ClIllIiIl )...., It
IllJ\Y _-if ~ cJoea _ ...,.,. IlIc LcIlIIIS aplcocI. BOlIllwm III1ClC a puIJ lD tbc Mona.
IIIIUrlall:t.
Motlpp iDIInn O"fl\IIaIC 1Ilelr totallilk 011. 11II. alldI ~ ill foa:c hlll a-lD tIlDe. IlllIIJIIY
_ iIllO .... - wIdl 0lb0Ir panieI dIat 11IIIII or ~ lIIIlr rlat, ar tedulle IOID. 'n.o ...-a
IJO 0Il_1IId'~ thJt _1III:iafICtllry III dIo 1lIlldPF '- ad die <ll!lrir JIII7 <or,.rllla) III
thelIe ............... n- ...-lIl&f Rq1Iino tbc IDlXlIJP iDIu.Iw III mate ~ ...m, ~
of bdI !bar tbe ~ iAut:r IIII,Y """ avaiIaIlIe (WIiiclIIIIIIY iIIcIade l\mda abtQuld liom.
-~).
As a resulI of I!l.ae IItI ,... '"' Laldlu'. lilY pwdIIIer of Ibe Noro, IllOlba' iasurar, lilt __,
IllY 0l!lI< _\y, 0<1IIlf I!lIliaM of Il1Y of tlI. ~ III8y ""'", (cIlnccly CD' bIdlreelly) _ ....
lforive fIom (or IIIi&IIt lHl ~ri"" II) . porliiia at 80_" PII>'DDII far Maqqo ""........... 1tI
e"''''''''l&'' for IIuIri8& or IlIlIIlI1'JIq .... IIIDll&IP immer'a r\ok, or ftdlJaiD& 1GaIet; If IIIdl ..-r
provldaIllw &II diIIIle of LeDdar !IDa . _ of dze ....... IiIk III -~ for a ....... of \be
~ pIl4l11 tbc huanr, die _&_t ia ollllD lenIIed "capIiw ........_ . FtIrdu:r:
(iii _ ... ........... will .. arrMt tile __ 11IM Bamtww .. epad to ..,. tor
IIfartpp r.n-. DC' ..., adIar _ of cbc ~. Sudl",-ll. t will _ ~ tile ......
1IamnIu...m owe far~..........1lIl1 tMJ....... IIIIIlIe .....Ill_ to..,. -.
_<<11''''_
.......Clf\l
~
.__ '10'
vllvpa
02/J.ol/01
l' l~.:ao 04:147'43
!IOGllt~...2,et .1.
OIl .., IIICIl ..,1... will DOl lIreec 68 riIJds .....w_..: .. - __ . wIdt .... CO Cbe
lIIGrtDP 1>._ T...... tJae s...-_ I'IvIa:dcla Act at 'HI lII' 11I1 ..... .... ".. rlpIs
may laCIlIde tile rfc't to nadn .... dIJ<ia,o-. CO J:alMIt ... .... . w ~.. '" tile
== h.. _~ to "elbc Mortpp r.-....._ ---~. ...,.. III nocIYe.
"'''' MiIrCpp __ po-I dIaC '"'" ____ . ........ of..... -............. ...
---.
n. AIIfIuI- '" MJo.-H--r .. 1'I\lceeoIo; l'Grfollure. All ..11",..1'_.. h< '. _ ~by
aulIaod II> IIIl1 au be po!4lO IAIlIIler.
It!be I'ropotty ill ~ IIIIIh },!;-1l"_ I'rocIledI obIIl be IJIPIIed 10 .......-- or ... of
1IIe Pnlpcrty, If lIli ___ 1#= .. ---......"",,, ftlIIIbI&IllI4 .......... -..lIy .. DOlI.. '
Da.dDi: IUIlh NP*lr IIlId _... , LoadIor obII1l1ave lbI _10 haId IMIa '4)...., .... .....
11IIII1 LaIdar IlII bill .. 0Jl1IGIIlIllk1111 IIIII(loct mcIl PIQJlId7 to _ *' 1IllIt llII1I-. ~...... 10
Ualer'. ~-...... )lIVlIIdcd lIlall8Ch illlpaloa IIIIIl be lIIldeIUb:a ~. Loader ., JIOY tor 1IIe
ropoiD """ ,-.....r- III . aIqIe dw.--_ <w: ill . MrlcI of ~ ,.,- . dIo ~ ..
"""",Ic",ol. u.u.. .. ~ Ie 1llIllIe m WIilIIlI or AJlIlIiClble aw '*IGlIeI_1O be pIId...-.clI
N'......--.. "nlm I!., Ltmder IbaIlIlOt be nqaiIed 10 pay 1Io1I\:l_ ICY IIIlerwt or ClIIIIlDp aa IlIdl
1oI1-n_l'nloeeclI. Itdlo tIIlDIIIkm t1r 1'IIpIIr Is _.. :.~ lr.vfaalble or LIIldIt'.-.lly wcuIcI
be I. .....1IlI ""'"'''_ PrOOMdaslllll belppllllll101IIetama __by dill s..iIy L.Il-.
wbelbar or DOllllca due. wIlh _ -. If lIlY. paid II> Iloaow.e.. Sudt ~I..- Pmceeda WI1 be
applIa4 ba 11>0 ....pmvlllad for bI Scc:dGn 2-
In die _ of . llIllII tIkkII. dall1laIoIl, ot loti ill voIue at dIo PRlpenr, 11>0 ~I_
PtQOOOda IllaII be ~ lID lIlI_ IIeCIIl'<III by ibis SICIldl:y ~ wllolW or DOl1ba1 dae, with
1IIe -.If...,.. plicl1ll Borro.....
III die _ of. ~taJdaa. dooauaWm, or _ ill "'aNo of IbIll'luporly III Wbil:II1be tIir mdoI
VllllO at lIlc Property liPlll Wore IIIc p.wlIIllItiDg, cIeaIIuctiCIl, or IoU ill vIllII it tqIaa1lO or
paler tbc IIIc _ of IIlI _ IIlOURlIl by IhIa ~ ~ ...........~ lldn 1lle pardal
laldDa. do4......... or Ic8 la vaIut, 1IIIlc:oI1IamIwer IlI4 I.aIdor oCIlcWiIe ...... II> 'II'IlIID&. IIlc _
........ by dill Sec:miq' II.- IbaII be ~ by till _ of IIIc u__ ProceedI
~ by 1ba foIIoowlDa fnolIlm: (-> tbe lOlIII __ of die - ICCIII'I4 I ....1I'iL bobo lIIe
pWII lU:laL ~ or !au iJI nlIlI diYlded by (b) dIo tIir IlIId:a VIb of ProJlIlIlY
....-AI'"ly 6etan: lhe ponlaI ~. deoaaI:doII, or lou Iil vahle, Nfl 'oaIm:e IhaI1 ~al41O llo..c;,~.
III die _ ot . JiIrIIIIId:bIi. daornJcIlce, or _ II> valU1l of lilt Propeny III 11Io fldr IIIarbc
valUe of 11Io ~ I.. ''''<IIloI~ WonIIbo pmlallIII:ia&. clesIruolIaR. or loa ill VII1Ja Ie IaJ l1iIll1llc
- of 1llc - IIlCIIl'Icl ""'-'.....'Y bolino lbc panilllUilla. dRIruaioa, or be la YIIue, \IIIas
Bonowerllld 1.-IDr CllbcrwlJe ...... ;" wrillq. lhe )ofI_I~.. I'tooeolIt IIIaU be ap(IliId to lIuo _
.-lei! br lIIia SKIldly ~"lIIlIcller or llOlllle IIIIU IW 1IIal.......
If Ibc I'IV1*I)' iI ......,* by lloml__. or it, at\cr IIOl/cIt by 1.cDIoc 11> IIamIwI:r dIIlllle
OpposIJlIl'IllIY (. deIlaed ill. Ibo lleltt _> ofliIn ID make III _ to aelIIe a aIlIim for domapa,
lIornlwor faIIIll> Japcmd 11) lADder \\IItIlIB 30 dip _lilt ~ lba DOlice if s1-. LclIdor.. .........~
to colleellllcllllPlY lbc ~-~_ l'IocaoIIllIIhIIr III RtUlndoa. w l'lIIIIIr of llIe ~ or 111 Ibc
....... ~biillU ~ ~ wh<<ba: or"", lbc:o.lIae. 'Oppoa:la hny' _11Io 1bIrd(lGly
U - _'Of ~wn "111I """-" or dle puI)' ...... wilma BoIl'OlWf has . rIP of ar:dOI1 lis
n:pot III ),1'.....1- 0'IIa~.
llom>ww IIIaU be ill dcWllf Ill)' KIioo at prno-!'JII. wbclbar civil or oriJlllJlaJ. la bcsuD u. ill
lalder". ~ CGUIclIOlllll ill. 1iocfoli1llra of 1lle PmpoiIy or odlor IDIIGIal iqLh_ of LoII4or'.
lmarat iJI ..... I'l'llpeI\)' 01' ~ 1lIIdcr lbla ~ IlIIInaIal&. IIonuwu _ an IUIlh a detlm1t aad. If
acceIemloct .... -. niIIItlIIo .. JIIVvldcd in Socdoo. 19. by ~ lbc acdon or pr-o""llll be
""_Al_
,... 10'" I'
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!OOr1~':ll'itE .ltiJ
'.
.'_I...,c wlIIl a NIiD& dill, ilI1All11R'I jul!pIICIIl, \IIOChIda torftllUn 01 lilt Pmpony or Qlhcr lDIlI;tlIIl.
~ of l.eDdIIr'I imoml mille PlOl*tY ac dpll1lll$r ~ ~ bIrumoaL "1'llc ~D III J4 of
III'/ I\IIml or l:IaIm Cor ...... dIII..1lIIri1luIIIlll1D IIle ~ of Leadcr"llmallIllllllle PnlpaIy
.. bmby tIIipIllII4 abIU "')lII\\ 10 l.elllItr.
AU ~,_ Pr.m II dw ... llOl wllell 10 J1IIIonIiga or l'GpIir of die Pmpeny Ibll be
lW>IlocIlIl1bc ordIr IJlIlYIdeIS for III SocIiaa. Z.
u. .....vw.lIat """ 1"'1: l'~ .,. ......., Nat a Wamr. '\1.-..."" of IIID dlIIo tbr
~ 01' macJl4$ooo,,^, of~ oldie __ -=cI by tbiI SoourlIly Il.ol>_ plIlIlDCl by Lrallrr
10 IlclrI.'awor or Ill)' SlIc ..... III __ 01 __ SII8JlIllJl ap<<Il'IlO 11II_ .... ~ <:II Jioa'ooWer
or ~11"'H "11m ~ ofBorrawu. Undor SII8JlII<< be rilQuIDd 10 ....... ..... .....I"&"...
In)' - ill ""-- <:II ___ or 10 R6ue ID ...,. _ for ~ Dr ~ IIIOdlfy
IIIIal'l'IIIdaI of Ille _ .-sed by IIIIa Secluily!:lll_ by _ of Ill)' """-' IIIIIIc by .... ori8blI1
Bo..o_or Ill)' '''t~lJl1M IalalieRllofBoDowor. A#1 f....-.- by La.dar iIlcaralllalllI'/ 1iJbllll'
.-cIy ""''''''''1, wIdIaut ,"""........ LeadIlr's G~ of ...._ fram lbIn1 ..-. ...... or
SUc:I'WOP ill Jmielal of~ or iIl_laI IIle _1bm _. ahaD IIOt be. wIIver of or
pra:bIdo die <=Illla ot 1lIf11t, ac nmoIy.
13. JeIoIc lIIld ...... 1lt:1 C""'Vlr<i Sa . lIIld .u.Ip ..... B.......... --
...s ..- dlIr ~I obIIpdou IIId liabIIiQ/ IIIIl1 blljo11lt IIId -n. ~.1lI)' Ilvc-.r.
....... IIIIa Sccarlly Inoob_ bul dIlCI lIOl a<<:UIO ilia NaIll (a '-1""""): (0) II ~llPlnl dIIa
SeoarlIy ~ oaly lllllllllT&*. ItllIIIIlld ClUIIw,y Cbo 0CHips'1 ialoIar lD IIle l'rqIalJ 1IIIdcr dIol
_ ot dIia SICIldIy 1uIlumoIIl: (b) illlCl PM_oily cl>l\pbd \I) \Ill' lilt _ IIlCIInd 1ll' dIia Se<QriIy
~ IDI (G) ocr- 1bII Lloda: oad GY oIl= e....~_ _ ...... II) ~, ~. t'oIbeIr or
maD Ill)' Ie c" ,.-........ wIIb ....., to tbe _ ot Ibis SNmI1 ~ or dle NOlll wldIcal tbe
co-dpor"l _.
Subject 10 tIa ptOYiIlOolI ot Secdo.a 18. aD)' sv-r m ~ of 80_ w1lol --
IlomJ'IIen ~. 1lIIIIcr lIlls Socarlty ~ III wrillDa. IIlIlI is IIftll'OWl4 by l.eDdrir, IbI11 o1Mal21
III of Ilom>w . riCl"'1Ild boDaIiIIlIIlIier IlIls Socmlry 11.4>-. Bozrower ibid IIIIt be ...tuud fIIolD
lI"..uw.c'1 nidI.,....... a411alll111y llIIllIlr IblI S....lIy J..c.......... IIlIIcu 1.tDdcr.... 10 IlA .....111
wrlIiIlr. Tb __ IIlII ~ of lhIf Sewrily 1llIln-' lUll blad (c:ICllpC . pIO'fidcd ill
&dIoa 20) I114ll11N11r IIle _1IId I!IIlp m LmdIr.
14. Lou CIIarps. I4IdIr 111I)' diq1l ~ _ fur senIccI ~ In .,..........')" wlrh
llonowcr'. dat.mIt, tbr 1bII P\lI'Jll* of p%OlOCIiD& Lccdcr'1 iDlmaC hi ... 1'I0pwdY IIUI ripll 1lIldat Ihi.s
StcoIrity ~. IIIcIudlai. ba! 1IOl1lllllted 10. IIlOmey,' ... Jl'OI*lY lz>.4 IIi',,,, IIld 'IIhIaIklD --
tD.1'tJIRllD Ill)' cOw flea. 1be ...... 01 cxpn:IS ~ 1Il1ldl Seo:urilY 1l-....-I1O cIlIqc a spcdllc
fee \10 Ilu..o>_ shIIllllOllle -.InaII U I piolIlbillm lIIllIIt cborzIIlI of 1UCb..... r.-Ior IIIIf - -10
f_lbal are ~ ~b7th!1 s-iryll.4>.....4 otby App~' U...
Jf Ibo l.oIiIlI AbJ<<l1O aIR wIlIdll&b __ dIIrpI. IIId cbIt law ill ftoIUy il.6o."...s.d 10
dill .... bIlr:rat ot odIIr 10m cIiIr&oI....,-..l or 10 be 1:Cl\IccI"" III ""'- wiIh .... Laoll__ ....
pormIttwIliIaIlI. dMa: (~ Ill)' _ loa. ctwae IbI11 be reduood b1 .... _ II< 'Y III reddco ....
obaqa to lbc r""""" Ilmil; IlIlI (b) Ill)' _1lrIIlIy ~ tIoll\ am-1IIdGll. ~ "",..ar..cl
1lIIIl.. wI11 'ot zeflIIIdId 10 ~. IAIldIr may c/Ioofe 10 IIIIb IblI d6IIId I1t . / "11I!D l'~
oond IIIldcf lIle Note at by IlIIl:iDJ . dinIet ~ to aoa-. If .. R6Ia4 __ prIIICIpII, ibc
I'CIluctloo> riI be __ . a PIl'IW ~ wldIaul aD)' ~ cI!Gp (wIleIIIcr or IIlOI a
pl..,..<t.....d cboqa Is pm\doI4 tOr 1IIIIler Ibe NOIe). Ilomlwcf', ~ of Ill)' ...... rafuIIIl1llldo by
dlncI ~ \I) ilOIrOwu wm COlIIliIUla . '\VIiYlr Gf Ill)' IiJbl of ocdoa. Bom.wer mIpr !lave IIiIlDc Gill'
GflUCb ~.
1$. N.... A111lOtlce1 p.. by Ilom>nr or Leoda 11:1...........(0) with 11III.s-tq IlaUI-oIl'
_ ~ ID wrIIIIII. A6II aodao 10 ~ III COIIIlOCIioa wilIllllll Seom\C)' IIIIlnDcoa1Ib11l be dMmccIlO
-'_PAI_"
....',.1.
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_ "- JIve lllllomJ""" ....... 1lIIiIed b)' _ c:bll1IIIiI or wlIa1lCl11111y ~ III ~I
IIOlIl:O ~ If _ b)' 0Ib0r _. Noci= 11> my <IIID ....~w.. IiI.o ..oli'''''' ~... 011 ...........
1lII1eH AppII** r.- up<aaly IIlpIiIa CIIbmPlIc. tbo ~ ...... aIIIll be the "-" Addnu
...... _.... ~... a tl'bsrib....1IIlllce IIIdn. b)'1IOIiCe 10 LIaila'. B..rmwd iIIIII JlIUIIIlll!Y
IIOIIfy LIlIdIr of Boaowr"I .... of 1lklRaa. It LlIIllIer IpICiIleI . ~ for pPDrlIDa 1lcIuoMK.
cIlIIlIO oI~, _ BclmI",~ WI1 OIl1y npcm; a cIwIp <>f IIIdnlu ...... 1bIl, .R..! 1""""""'''
1'III:&e IIIIIY be 0Illy oae .........'Id lIOIi<e oddress UIIdor tIliI SoclIri1y -- It my oat IIIU. Art
IIDIloe III Leal!<< IbaII be ctvm by 6IllvtliDC It or b)' lIIIIlllIIlt by flA\ c1Ia 1IlII1ll> La1dc:'. ~
SlaCl bInla lIIIIea Loudor ilia doIIlP""" _dIer ..w... by IIDIloe III lIoao_. A1q IlOlilllO m
~ willa dIia SecurIty rmc._ Wlllllll be doaIecllO tiavc '- &1- to Loudor IIIIIIIlIOlIJIlly
.......vtd lJy Lald&r. If Wl'/ _ raqIIInd by 1IIIa Socurlly ~ II afN requInd ...... AppIloIIIlo
'--. lha AwIk:ob1o Law .-_ wlIl AIl.ty die lXllllllJll "'J1! ~..._ ...... lhIa-Soc:arlly
~.
1'- 6..._... Law; ....allIIllr. .... '" r.-" i..... 'I1dI Sclowhy ~ abaI1 be
&cmmod by tcd<nIlaw IIIIllbo: law af 1Ilc jm\adl<;tIIIu la. wllldl.... 1'l'Cl{lcd'1 ia kx:aIe4. All J\allIIII>Ii
=: -..,-' iA lbia s.....la1 I'.ualruIIlal IrII JQbjOCl to IIQ' ''''l'''''''''' aad IlDlIIIIiaIlI of
. . '--. AppIIcahIe Law mlJbl ~y or iql1/cIlly alIlIw 1Ilc pu\kIIll> ""'" b)' COlIIlnI:l or II
be.u-, bGI oucla :oiIolooc. IboII DOl be CCIDIlIUlOI IS a pdIibIIIaa ...... '" I ' .. bj/' _. III
lbe ova 1lIa lIIIf JlIO'ialaD or CIIlIIe of ibis Security IIuttumaIlt or tlIe NGlII <dIItIids willa AwIIcabIa
Law. !lid> COIIlIIct Iha11 IIOt ;dfI:gt ClCIIer IJIOV\Illlll& at 1bIa s.....la11ulrumoal or lbe NOIIl wIIIcD <:Ill be
&I""" offall widaouIlIle _""'q paoviIlon.
;", lIIDlI lit IIIIs Seouricy "'"-' (a) -us of lb& .........\. &tIldv slIaIl _ IIll\ illducle
=-...~ IllNtcr wonIa or Wolds of dle ...,;wifto padIr, (b) worda illllle IID&\1III' oboII _ IIId
dlo ODd _ vau; alId (0) tlIo -..nd 'DIllY' &Ives aolo 4IIoroIIooI wIlbolI11IQ' .....,~. to
~ 111)'_.
17. ....._.. COW. Borrower aIW.I be gmD oat copy of die Norc IIll\ afdda Scaa:Ily 1IIIlrIImoIn.
18. ~ or lblo l\.uJI'l'Ir _ a ..........I~ bttnlllII ........... .... _ III lbla Soodo6 tl,
._ ill lbePmpaty" __ My lctlll orbelvo'laal iDnIt illdlaPlapony. ........... bat 1I(l1~
Ill. thaao b- II. boI ~ ~.a...lW'l411l.1IaQd lor \lOO4. __ for dood. ......- Ala __ or
__ ~ the blbllllof_is lIle_flrofthlob)'~.aliltwacllllllO'~.
If 011 or 'Ill' JlIIt af Ibo Plaperty or ilD)'lll.- ItIl11c I'IaporIy II acld CJ( tp".n ..,,4 (cr If ~or
Is JIllt . -.1 peaclIIlDd . 1>eoa"tiI1 ~ 10. IIaII'OWr is Illld or U'8Ibo4) wIdIllUl u.s.'. prior
writIal CIIIDIIIIl. Leader ~ pquirc '""",,,I.t. pqmeIll lit filii of 011 _ ~ by dIio Scalri1y
~ H__. IlIIo opllgD abal) !lOt be eurcllIIlll b)' ~ if au:h -a.. II JlIllbIbiwl b)'
Appllcallle Law.
If lAIIdW ..-.;- lhIa Cll'lkm. l.t:odcE abal) 31" lIomnoror II>lll:c of ~ 'I'bt IIIIlIoc alIal1
prOVido a Jedod af DOC 1M lIIa 30 day. ltoIIl tile dalIlIIe IIIIIico la ama ia _____...... with Secdaa I!
willlfD wb!cIlllorrowc _ p.-/ III _ seoun4 by lIIi.o SecudIJ ru.u-. It IIaaawer ~ 10 ~
tIIae _ prior ID die upin\IgJl of lIIi.o porlQd, Lcador IIlI)' IIl"/ID IIrf .....u. ponaIIled b)'lIlis
ScQurily """- wlIIlaat fiIrdlar IIIlllce or dIIIIIDd OD 1Iormtrer.
It. ......_-". mpt fA>.' .... Ana' AIr' Aa. If llon'ower _ cenaiD CIIlIltIIIoD8.
~ oboIllIaw lIIo dIIiIllllIaw od.......- 01 thla Sa:aIIty :ruoa- "'-IN..... . 1111 ~
prillr lCl die IlUIillIt of: (a) 1M. beta 111. 0I_1l!llpen;y __10 rttrI ~ of IaIe -.,... III
lhlI Security IDI1NlDet1l; (b) I1ICll IlCIler pc!iod IS AppI;,."hl. LIW IlIIcIIlIpIC\I)' lbr die ....w,,;... of
&...ovW1ll'1 dP& 10 IUNIo; or (0) IIlUY of a jUdpJlllll ~ tills llaolItItlI "'" 1~'. Tbuc
CODdIII_ en ... Bouoft': (I) plyl Lc:ada' 011 __ \tblcII tbat woakI be cIlIe .\Illda' dill SecurIl)'
'-- 11III the NOle u If lID 1CCeI~0II ball oocumd; (b) -1IIlY defimlt of rttrI Olbr COV_ or
_-RIPA'_
.... '~"1'
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,
~, ...,..: (0) pIl' llIl G\llIIIIIlI iIIournd It1 czd'ozcioJ IbW s-iIy ~ -At, -..... blIt IIIIlIlDald
to, .....lIll. lG<IlIW,f.' _. PJIlpCIIty IDapeodDa IDll 'IIlulIIioD boo IDll aIll8r fla IIIl:armd for 1IIc
paqIOI8 of ~.~ Leador'. hIIlnat ID tile PIapetly IIDd ri&JlU lIIIder this SeQuUy ~-; IIIlI (4)
lItIllIlUl:IIlCIioD. II I..ador rDIII ~ tecpi1'81O _ (bat. Ullder'. imenIIl in I1Ie ~ ID4
ri&JIII ...... rids Ileearlly ~ IIId Bamllvr. obllpl/oD 10 pay 1Ile __ ........s by tlIiI Socaril)'
~,m.u COIIIiIIIIlIllIICIIqed. l.e:IuI5" IUy xoquiro dill Bu.._pay IIldl",IIl ., :17 IlIIIIS \1Ill
o~ in OM or _ of IIlD toI.IowIat fonDs. . ~ by lader: (a) CIIb: (b) -r omcr: (e)
cz:rIilIaIllblo;k. baak.... trll .. '. clleck or CUIIicr'. cboct. pIlIV\ded III)' IllCIl cboct. II drum ..
11I1-...... ......... deposlII...lJlIIl1'OlI by a fedon1 opac.y. ~ or 1IIlIq; or (4) 1lI~
FUDds Tntufer. U.........._ by 1loi1Dwcr. rids Securtl7 ~ aad n101V'.....1CaIlIlCI1Imby
IbaIl __ 6I1ly ~ . If lID ~ ball 0ClCIIm4. HowwR. dda d&bl '" IlIiIIalallo IIIaII _
'9P1 inlU ..... or ICOdo..Ilb.IIIIdor SecliOIl18.
20. .. 01 Not.; CIIAI&e or Laua Senlar; 1'fIIdot or CJdty--- ",. NOlIill' a pclloI __ in
tbc NOlI (topIber 'IrilII dda Seau:dly IzlIIru-> _ be IOId _ or _ =- wIIbaaI prior IIllCice to
. Bonawer. A. .... II1iIIn 0I1llt III . o:lIaaae ill IIIe emily aa-a . IIIe ~ sem...1 tlIIllllll1_
PtdocIIc ~ due UlIdor lIlD MOle IDll rids SecIIrIIr ~ IIId ,..&>._ CIdlu lIIOI'lPllf 101II
ocrvloIai 0Illipd0.. II1ld<< w Ncxe. tlIiI Scollrity W_, IDll AppIIcUM LB, n. a1ao IIIIsht be
.- Of __ cII...- IIf 1IIe 1.0& Semcer 1Il'........ III a lilt ar IIIe Nee. IlIbere II a cII.ousoo of 1IIc Loaa
SerYl=', ~ will be IiYllII WllacallOlke at w dIast wlaidl WII1 ...... _1IIIl1IIcnaa of1llc
DeW LoIIl SenIcIr. 'Cba add&w 10 'WlIIcb 1Ja1mlII1Ia allGuld be made IIIIlIII)' ...... iD.....-..... Il:ESPA
tIlj11IlaIin --..... wltIa .1lOIIcc of 1DaIfor of acrvida&. If IU NOllIla aoId ClII ~ 1Ile 1.llIII1s
IIl\'IQcd by . LoIIIllervIaor ccIlIlr .... 1110 pall:UMr of 1IIe N-. 1bo dlII.I1p&O loID. aerv\ObI& n1olllP'~QlI!
III u.- wIl1lll11111a witI1 ee Loa SIr1ricIr or be IrIllIfeam 10 . .............. Loa ServIc:er IlIII are DOt
- by IIlD NIIlt ~..... olbtIwiac provided by dIc NOle ~.
Neilbar Jlclawu _ IaxIor IIIIl>' -- . joiD, or be jcIIIIIlCIto _ judMllallClba (u oidlor an
iadivldullili,&W or dIc lIlllaIkt of a eIIa) (bat. .... from 1IID oCb<< porlJ'. KClaaa plIII'_ !II tblI
~ ~ or1blt.dll:plllllt tile Olhllr JlIIIt)' bu b<eadlod _ pm.iaIIllu of. or lIlY dlIly oored lIy
_of. rids ~ ...............1IIIIll1\lOb ~._ or Laader bu IICItilIId IIla ccIlIlr pony l'lrida IlIdl
IlIIlioo IMo III ClOIIIPIIIIIGe wllb 1IIc ~ of SecIIolI IS) of .. I1lcosed \ll'IICh IIIlI a1lilalIl:IllIe
OIlIer l*V hImo . "_-."'- porIllCI after Ibe IiVi1I& of !lUlb IIOllea ID aU CIlmlCIiw ICIloa. It
~. LB prcwideo a dial porIllCI..tdcll _ dIpa befaR cmalIIll2bI _ be lIbD, 1bIt limo
ponllCl wll1 be dMlIlId. ID be .N" , jI)le Cot paIpC*O or IbIJ JIIlllItIIlb. TlIa aodoe of accelmdoIr. IIICI
oppomm!lY to _ an- to BalrDwer pDmUIIllD ScotiOIl 22 lIlIli tile IlOIioc of ICCCIItIIIcm IfvellIO
Borrower )lIIIIIIIIII1O SeedeD 18 IIlIlI be 4oomod to lllitfy tile IIlllice IIIlI ~ III lID comcdv.
aaiOllll1OVlllalll at lIIls Socdoa :Ill.
2i. ,,_.to- -..t - .-- Aa uaecI iIllbII SoeIioD 21: (0) '1IuaJdous ......_. lie dIooo
auballlll:cs dIltiud . lOZlo or ~ J.... subIU"l"".. ~. or W_ by I!IavIIoIl-.l Law olICl U
~ M4lUIW.' paoIIat. ~ otlIoIr tlaIuIIIbI. or D:IllIa pcII'I)IIum prlIdacU, IDllIc petdelolat
""" llcrbioldeo. wIadlo 1II1v_. ~ """'........ abclloS or 1baaold<hyde, IIICI ~.....n.Ja;
(b) .~ Law' _ faderallaWllIId IaWI 011110 jori...l.tIoa.....1IIo ~ ia loouIlIu&
MIlle 10 babb, IIIfety or 11I_-' ..-;em; (e) .~ a-p' lDliludOa IlIIl' 1IOp<l1IIll
acdoa, ftlIIlOdloI ocdaa, or -.1 oodoD, II dIIIiIlal m ElLYlr w...... awl \1Ill (01) ... 'Bavb> ..""""",
CoDdltIaa' _ a -.IllioII !lW ClIIl _. cOlllribul. to, or odJorwI... lriSPr lIII BzaviJomIlomII
CltIlmp.
CIt,_MI-
INI~
~ot.
__ '101
.....'.01"
VC"'I>R
D2/Uf01
1hlli :31.
0.247943
~orf6';3M' ~.
IlonaMt 1baIl_ _ or pmmll a. pteIc:IlC", ... dIspouI, 1IOII8C. or...... of IllJ H-.!oIIs
50.....--. or lIDeaa. CIlCW-1ISl'J H~ sw.......... lIII or In lIIo PiOpIny. a.xr...." IblllIIOt do.
1IlII' allow IIlll* 11M 10 do. ~ := \be Pnlpony (lI) _If ID YIoIadoa of lIlY ~
Law. (1)) WIIkIl_ III EIIY\r<>-' """. or {e) WIllcIl. dDe 10 1lIe ,.......~, 1110, or __ of a
Hao:a.JIa Sa........... _ a """",.;.... dw ..w-ly aflbaIa lba vam. of dID ~. n. pnaodIIlc
two -- , .. tIIIII 110I 1(IIlI:~1O Ihe . -. or ItaaF all lIIo ~ 01' ..Dan qaiilllIIII "'-
HIZI&Ilaas SWd- 1bai .. nocopiIIcllO bo J(lJll"OOrilA ... DliiIul f"'"'d-'''' _ oad 10
m....~ of lbo PNpeny but lID! limlm4 to. haziidIiua ",'--- III 0""........ pracIllQa).
IIaaclwoor dIIU prclIIlp!IJ pve Liada: writtlD.1ICltiQI of (I) IIIl' iavacI&IlIOa. c:IaIm, dailaI4, I&wIaII
'" CIlbec acdIlIl by IllY ~ or ~ I&tIll;y or ]lIIVIIie PIrtY IiMIl'riq !lie I'llipaly lillIII)'
B-.Ioao s.dlo_ 01' I!IIYlI........ll" Law of wltieII 8om>wiir 11M .cwIl ~- (b) III)'
I!aYilt ......, CoIIlIilIoD, ~ ballllllllml*, Ill, III)' opIlIlDc.loaUaa. dIaollarp. m- or ~ of
RIeIIe of rtlS7 lImIdGuI :SU~. lllllI (c) any IlIIIIlIllloII CIIIIIllf by lbil.c:;. _ at ... of a
IfuudouI ~ wbIr:h a1wnoly afta:IIlhe ftIDe of die ~. If lama, or Is 1lClliW
by cy IP'If'"' -I DI' ~ 1IIlblII:y. or ., prinle 1'I!lY. dW IllY -.I or 0IbIr .6.at"..1...
otlllJ IIII:IrdGtII SUlIIlIIII>l ~ !bII Prape11;y Is ... ~';z:,.~- .wi JIIlIQIlI.y lib 011_
ICIIedIII ~ ill acc:ozdIDca wkh ~ Law. ~ Uaf1ll11iai IllY nhl\p"'" ...
Leddor Ibr _lilIYIr- ~ ..1 ~
NON..uNIPClllM COVBNAN1'S. JIoml_ ODd Lader IbrlIIor __ md. sane II faIluwa:
U............ .'L.... i ~.....u-. ............ ctn: IIGtfcI tD ...........a. .... fa --, IT,,-,," hIkndDI
............ ....... 01 ..., __ or ....-- III _ iIocadq r..m-_ _ aat IltIar to
...",- '......... SIodlla. 11 _ ~... l.aw ~ II lIIJoe). Leador ..... IMlfy
........_of. .........~ (oil..... OO>..................-...doIaIdtl (e).....
the 0DII1I ... lie CIlnIII .... (d) 1IIat ...... 10 -.. ... .... _ ....... fjIl".I .., r-* ID
~....1ID6 Gt1ilc_ --IIF dill Se=I&7 r..c.- .... fondl _" j\MIIIIal.&; .. ._
.a.orUleP.,. Ll1.LIIIdoI-....IladIIrIal'Nm.....owa oftherlptlu HIli- . .a
ucl .... ~ to __ III tile ~ JIl""'" IIJ tile ......MI of. ... or IIIIJ ....
clef_of .v_ toml' 1..u...DllfomL 6. tlMIoWauItluof.can:du'(l .......I...w.da'.t
Ita ~..,.... 1M,. ~ t. f1IlI er aII_ __ ~ IIIlI B~....I\t . ..,;
wIdlGat tanIIIr............,... 11w dill ~____IIF ~J "ZJ..;>""'f
...... lie oatItIId. to .... .u III.'. .. ...411I ...... JIll ID ... 22,
bod...... W aot IIadIId Ia, ..... r.... .... ... tide ~ to Ole ..... y-...... 111
A"u-..,. x....
Do~. Upall ~ ofoll_ --II)' tlI!Iliocarl:t;r IIW>-<l, dlIIliIcllrllJ ~
IDlIIIIit _ txIII9q'ed IIlaIl -..n-_ ODd. ~ WId. Allor lllc:Ir..........-e. I.MIdIr UID Ali ~ I"
IDlI IIIiof)' dlII ScCIuIly luoaumaIL llo...vw" WIl JI&1 Il\Y lll'W...... COG. LerIdor lIIIY dJa'ia
1Iorrowel' a fee Ibr ~ tblI So<atit;r ~ bu& <m/y If dle fao It pa!41O a IIdnI JIIIIY for ......
.......4 aacI tbe~ Of1ll8 fllClI pamiII.ed IIllllet AW...h1.o Law.
24. W'atra.. BOr;""... tollla ':~r~ by "wI....~ Law. walv.1Il4......., ermror
de/IoIf ill ".............. to cdlmle tblI 11 ~ liId.....by ....,.,1110 baIIl& of IllY ~ or
ftmIl1llawi pmldfD& tis" Itay 0( tDl:IIIiaD. meuIoa of lIDle, 0XIIIIlplicID ~ .....-.. levy IIIlI SIIe.
11I4 .....-.... ~a.....
zs. ......... . lit I'arfod. But>.._', tiIllIa ,.. I1li:IIIWc woWIed ill SecIica l' IlIII1 CIIcGIIIll 0IIlI
boar ]l6Or to llIe ---- of blddiaa at . dIaI1f'l U or CIIIlor IIIc punlWlllO lIlllI Socarily
iIlAnmIoal.
K. 1'_ - - ~ ~ If IItI of lk c!IoblllCCllllalby dda ~ ImuI1meat II !eat 10
Borrower... ~tIrlelO 1IIe~.I\Iia~~lbIIIbo.v-"""'~ ~
:17. ......._.AflaoJoo<la'- :a.....,,"'.. ...-1bIt!be -.rIllaJl&1lll/elll.... is
0Dt.6red 011 .... Nobl or ill III KllOo. of 1llDltp;o flllllCloo..._ IbI1l bo dao ilia peyohIo "- III _
_IbeN*.
--....,.,1._
...hl..,
.....'.....1.
ft~
.... 3OIl\ '/0'
vl!lvpa
0"/1"/03.
16:5.,31 04247943
~ox1G'{~_ J.ti?
. .
BY S1GNING anow. JIamloit8 lIllCqIlS IDd IplCIIO 1Iul _ IIIIl __ ............. iIlllail
SecIIrIty ~ 1IIIIl1ll6llY lWer CUCU104 by Jlomwor IIIII.-dcd wIdlll.
Witnestes:
(Seal)
..........
(Stall
...........
(Sell)
-Ba_
-._AI.....'
v6Vpll
02/:1.4/0:1.
M!i:.' ~.~ ~ (SolI)
B.nl T. Lu..s.ey. JJ: --
~/~r
Barbara lla Lind:lcy
(SoIl)
~
(SoaI)
---
(Sell)
......-
(ScaI)
--
~,."'.,
..... _. '/111
U,54,):I. 0&2479U
~x1G'J3".168
. '
.
Catlllcate 01 a..........
I, ~ IUua , do lIaMy cordty IIIat
lIIe_oddtIsaof!bew!ddll-<WllCllM~1a '.0. sox 3050, ClolUlllbia, NIl
21.045-6050
WIm. '1t1!J hIIIld tills
~.,,,,,,-
COMMONWIW.mOFJ'ENNSYLVANlA, ~~
OIltbis,!be I&'?I- dayof Juf_.. ~--- ~OOI
v""-"lr'" otlleer, ponoaa1ly lIppIIIOC! ~..-u ~
B111y 'r. LiDdII"y, Jr.. Ila%ban. R. L~ey, bu8I>arl" and w1fe
CoaaI,y to:
. bIfon: mt. Ibe
kDowu III .. (or
IIIllIfllclodlJ provco) III be lIIe pcrIOII($) w1IOIe 1IIa(1) W.... JIIboerihcd II> !be wilbla ~ aDd
~ IIIat IIeIalleIdIIlJI eUCUIId!be _ for lIle JIIIIPOMI bo:nIu .............
IN WlJ'Nl!SS WHJ!RlIOP.I bemmll> te\ '1t1!J hIIIld IDd ofIIc::iIlllll.
My CCIllmlatCIIIIlxpiD:s:
\s-~j
~~
~~'I~
n... ot 0lIi00T
"
-.....lPAl_
.....PI-
~.. __1101
<",," To::;,oF .
V6vpa 02114/0;."''''W U:54'3~~1673...:41Qj3
........ hJ(:oQ:II TO 1~'
._ .... ..... IH.u I.A. .Ii4Il'IU~""" LoU1,UU.~M.l.lurtAJ,.
p, 18'15
..."'w...u~v
COllDlJ"DmllT
I scalD m:..lt A
· (eomInOOCll
L 'l'lIATCU,TAJloIlotor alllIId'""'fV~"I.otNo. ..........I.dIDTowuldpdt
_apqa,. CliIlII!yaf tad~IIIa1~............,luI
SlobcIIYloloD l'luloC_ afWIlldloool~"""'lo R ISdoroolBllok.....
""'-'..nlb. oI'''R__afllo'';..'''''for~e-.r.
Idalldhisl...'1 110... ISV, _14. u4 Wnn..... lII1Iy1lCl_U11 \lOocribod u
foll_ I
ft Al A1'OINr. ....bGalo_... ..1OOIIJml~IilIfClf~
.... ~...", ....... 'Iltlo~"'aft-\oll CoIlftb1._ ID'IIoe1labl.
".' '. _......__01' 1ItNIood.1I>"Oaly....s.....--.(120-0Cl')__.._ I
. 0I'~ all ....~.,dH ILl (24I1')!bol.. a poIoI. ,.;dpalol bo!IlIl....
;". = Ill. _ No. .ollllUldLacN.. ..,of"..... I4UIIl. .....1;-
~... o...l.4ltN..olS~~Ploaellty'bcolIaIofSoolbll..(CS")....
1l!IDy. 3' _ _ \114')....,.. ~..sw.- ot_1NDdnd olJb\)' lIIIIlbar
lt1llIdrodIIlO(llG.04~ _ ...,.,..., IIIloI poIln~ _'" ...l1to_ dlvlcllqllllo:"-tA
. . l.QO~","6.r.. _ ~ _1 _1lIuo11 of'Wpaft>nlSqllln: !lace. .'..",.
.... _n ofW_OId S<l_l>yolooolio; ots.."'~ (n")1Iopa ...(05')_
~ (12" >-..b w..., 0 dlao.. orals.... ala'CClIw*odIho IS.ll') '''''0 apolnl, _
,..iol bIIat!_...$e u_~ lW.a of Aaal>wa llliW; llnI>cc-lDo'oocllooos doe
*,_riaht4~ Ibraf J.IIIIlaQaDmll1I1_ -.. otNrili:lb--=(5'7')......
Il\)>o"""'{S4")_~~1")_w-. .lti_..Q(-.s...,""'....lolIoInIdlill
;. 1261~1.l1o . poc....I1llI'"lIIll!daiblclld OIIlbadl...w+oa U.. __ Lot No. '".... 1.0<_
47 0(--..1 ~ PIuIooJl_ ""'''''l........LotNo..7 orWatafOrd......11itoo I,
_ 1o)"1l<oriDrQf)olClllbtM-~~~(D')...........(o.r)_ndaW.....'
1IIOimoo or............ ~... qb&--.a (I ",01') foot.... poiDl..old polat\lclar....
;;. p1_of8J!Q~C!.
.
..
~
t
j." ." 1, I"
COllTAlMNG. T...~(..10^.)...........orla'-
, '.\ .1
JlIlMQ..~.oI11le_~..wIioIl___ i.Flao: LIzl.-,lR<.. Ulo I1ADrmo
hOlOlnlll7'_ofW01OrlIIfd ~ ,... _.lIe:. 6.1td IIl9IPf Dll.-.lod .11IM.1>>
Il.ooooohof. Offjc...~ColllIICUlIlI..<:$lIIIlyl P&IIIlI)'lv"'iI, iIll)..U""," v."""" 13'; JIll" fK
t1)I"'"Lhl:o!'. ,.:; n',I.~ b \' "t.'
l""'lr:r...'t!n d. (JoI ". II), ...~", . "I
~:~~)~\rr'~ ~ ar Qn'\ Tft _ ... MOat RU.Y ..__.....1It 1111<
u..v....i1f'11W 'OCXItl NOlI""'" ,
II I' r...., ~,. . .1" ,,\,.
'~
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(....J t"..,.
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r "''''.. I"" 'or ...,... 'I
..... )' ~ ~ \ ~
., "1" '" "." :;" 1 I.
Yu.No.. H"1..'-II1. 1:'1. ~"'IIo.tcU....s '
0.... ..1... ': 1'lI~_"'Ir__.~""_""_"MI...._
,. . ., j I
Ii " I .:b. ., .',
~
.. ))1'1':, '~'''!'l''
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Wl...II': ,."';ll\ ... ,. '"
it.'l.,\",.,', . . ~ I l:.d""f. ,. ,
.." "'~
~r; ',,1. '7l8
_.119
r. . ;., :'". . iN
, ' . 10. .. . "~ \ I ...., ,. .,
"... :'1
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l' "n ....,.
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eooK1673rUt .110
.
, .
04247t43
VA GU~ LOAN AND ASSl.IMI'TION POLICY RmRll
XiiftiW~2~Fl!bi~~~~m
THlS VA GUAJlAN"l'!I1!D LOAN AM) ~N POLICY" ltJDEkia 1IIId.e dIls 15th Ilq of
l!~ ,2001. m4 If iDloqIorIlId IDlo CId I!IIIl be cIoeuIoof. II> -.1_ ~ 1lIe
MIllIpp, DoaI of TI1ISI <II' Dooai to SllcI= l)ebf (botdlI .SecuJll1lP......""""") dolled of .,..., dae lIIinrwIIh,
gMu by t>>"oIIIIImI_ (boreiIl ~") 10 _110..6....... NOllP to
ColUll1bi& lfat1oaaJ. m""rpa>:ae.a.
(IloniD .1.8Ildtr")
m:l cowrma _ ~ deIarlIled III dle SecarIry ~ ODd lotIICd.
3 I.e""", CO=t
S~lV8r spr!Dgu Twp., iA t~oSo
(1'10,...,. Addau)
VA GUARANTEED LOAN COVENANT: flIlddbllm 10 dI4 IXI_ Oltd .... ...... IIlIde lIIlllo Socuril)'
~, lk>mwer IIIId lMdet furIhct co_a! ... IS fQIIoft:
It cbe I......~. -.d JlInby '" pIRIIUcd 01 iIIIind DIIlIer TIlle 38, Vllillld boo COcIt, lIICh Tille IIIIl
Rc~ ~ lIloRuadcl: lIld In CilIIct 00 Ihe dIIC btRol' aIIID .- die ~ duIieI m4 Ilmilllleo of
BomIwa"lIlld Loader. AlIfpm'lllaiollloltllc ~__OfOlbcrlllltrwlleml........... ill....' ,. .' wilh
sGd ~I wIIIob .... ~ widl oaIiI TIllt ... Rep1aIIom, ''''''~ bat lIIIl I.iaIilal to, die
pzoWioD W ~ of lAY I1IID. ia COIIII<CdDII WlIIl ~ of dle IOlllDecl ...... aad die provIalca.
WI dle LaIIlar IIlIY ......... ~ of dla -= ~ ~ 10 eo- 17 of 1IIe Seamky
~, IR lImIly _.... .". ...,-..110 lbo __ -..y to oaalbml auch iDIawalaIls 10 IIld Tlllc ...
RIlI",.t1Ill11.
LATE CHAllGB: Allaldot', opliaa, BoI.~",,"" will pay . 'I.... cIIarF" Illlt .,......,.. fo\Ir pm __ (4'1) of
lllo lMlIIu.o ~ wlICIl pIlIllDOllO _ f.n- (U) day. aller1lle.... dIllD dIemof to _ tllc aft ~
lllYlllnd lll"-.I1'''I ~ ~ bullllCh "!ale ctJaIp' IIlI1IIlllC be JII,YlIIIlIe 0111 ofllle pIQOIllCI& Of rtlJ'f
.. IIIIIIc to IIllIlY tile ~ MCIIZlld h=by, lIII1eIo neb ~ ... IUIlIclem to lIIIcIl.Iqc lIII tIlII%e
In.........__ aUptlIpCI' ""Ill. e>qI"'""'- sec:Ilftd boreb)'.
GUARANTY: SIlool4 dle ~ of V_ AlfIbI fj)J Of rcfuIO 10 Issac lb ~ ill full_ wWn
60 dl\JS flaM die dIlc WI diIa loIIl. ......w IIlIIIIlIIIy "-- olIiIblc far IIICll &lIIZIIIIy , ....liP-d 1IpO!l "r Ibo
I)cpoIlmoql of V_ AtrIin lIII6U die JI.l'<I'1islGaI of TIlle 38 of llla U.S. CQde "V_ II -...... 1ho
~ IllI,y cIocIInIlbe ~ Iuriby 8I:CIUId It 0IIlZ dua IIlll ~ 1IIIl..., ~ -~
<II' IIIllY aen:lIe IllIY otha- riJlm IIonaIIder or like III)' otha- pm{lllI" lOaiua... by ~ paMdeI1.
TRANSl'Ilk OP 1HI! PROPJ!RTY: 1bIa lam IllI,y lMl dcc1m4 -''''''If due 1Dd.~ 1IpllII1IllUftr of Ib
properly IllClIriDI UlCllIom to IIt1 ~ lIllI.. the IClZptlbilil)" or Ibo ISIUIIlPIIoIa of lIIc 10iID Ia 0IIIb1iWd
~ 10 ScctlCIll3714 of 0IIpU!r 31. Tl1Ie 38. UaiJIod SWoI Code.
All....,..~ tnIaIfca- ('IIIWapcIIlII") ofllle pl'OIlCRy au Il.Io be SIIIIjCCl 10 "CI~l_111111 ~
as IIlI fotIh below:
(a) A51UMP'JTON PU,NlllNG ~ ,. CIJlIIIO 0IIIHIa\f of 1 plIIalIII (.50"> of Ibe looIaIICO of \Ills I_
llS OfIllD ~or-~ ptopeRJ lMl JlI!l'lbIc. \be am. ofttmofe<", ilia 10m !lDldcrOlIll aulbodzDd
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..........
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1FI JJl8I ........,
..
.....I...~
8Qodi'( 3l'Ill! A3!
VERIFICATION
Natasha Rufus, Foreclosure Specialist and duly authorized representative of American Home
Mortgage Servicing, Inc., deposes and says subject to the penalties of 18 Pa. C.S.A. 94904 relating
to unsworn falsification to authorities that the facts set forth in the fi)regoing Complaint are true and
correct to her information and belief.
/20 bZC/2/lliLfltL:L.
Natasha Rufus
Foreclosure Specialist
American Home M0I1gage Servicing, Inc.
&
() ....,
c:~:' 0
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
CIVIL DIVISION
NO.: 2005-6682
TYPE OF PLEADING
Praecipe to Reinstate Civil Action -
Complaint in Mortgage Foreclosure
FILED ON BEHALF OF PLAINTIFF:
American Home Mortgage Servicing, Inc.,
Successor in Interest to Columbia National
Incorporated
COUNSEL OF RECORD FOR THIS
PARTY:
Brian B. Dutton, Esquire
Pa. LD. # 81953
GRENEN & BIRSIC, P.C.
One Gateway Center
Ninth Floor
Pittsburgh, PA 15222
(412) 281-7650
, ...
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CIVIL DIVISION
NO.: 2005-6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
PRAECIPE TO REINSTATE CIVIL ACTION-
COMPLAINT IN MORTGAGE FORECLOSURE
TO: PROTHONOTARY
SIR:
Kindly reinstate the Civil Action - Complaint in Mortgage Foreclosure with respect to the
above-referenced matter and mark the docket accordingly.
GRENEN & BIRSIC, P.C.
BY:
1P//JJ
/h7l) tn /rV?>
Bi(~ B. Dutton, Esquire
Attorneys for Plaintiff
(,
C]
{ . ~
,,--'.,.'
SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 2005-06682 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
AMERICAN HOME MORTGAGE SERVICE
VS
LINDSEY BILLY T JR ET AL
R. Thomas Kline
, Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT
, to wit:
LINDSEY BILLY T JR
but was unable to locate Him
in his bailiwick. He therefore
deputized the sheriff of DAUPHIN
County, Pennsylvania, to
serve the within COMPLAINT - MORT FORE
On January
6th , 2006 , this office was in receipt of the
attached return from DAUPHIN
Sheriff's Costs:
Docketing
Out of County
Surcharge
Dep Dauphin County
Postage
18.00
9.00
10.00
37.25
1. 89
76.14
01/06/2006
GRENEN & BIRSIC
So a~:~~,~.o/-~ _----,-_-~:;. .
~- .?"'A./4cCCC:> .'
.....-~:,~ _--.--c.:.c_--/'
R.' Thomas Kl iQ'ie
Sheriff of Cumberland County
Sworn and subscribed to before me
I'" , l
this I ~ day oft '~
-t-----r
eX' c'Vi.,. A. D.
{L~"
,/ ~ thono ary
SHERIFF'S RETURN - NOT FOUKD
CASE NO: 2005-06682 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
AMERICAN HOME MORTGAGE SERVICE
VS
LINDSEY BILLY T JR ET AL
R. Thomas Kline ,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
LINDSEY BARBARA R
but was
unable to locate Her in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
NOT FOUND , as to
the within named DEFENDANT
, LINDSEY BARBARA R
3 LENOX COURT
MECHANICSBURG, PA 17050
3 LENOX COURT IS VACANT AND WINTERIZED. PER POST OFFICE,
DEFENDANT'S ADDRESS IS 7759 HANOVER DALE DRIVE HARRISBURG PA 17112
Sheriff's Costs:
Docketing
Service
Not Found
Surcharge
6.00
8.80
5.00
10.00
.00
29.80
So answe!'q;-
..-
..;;/_.. .--.-..."..-........ '. .-... -.:".- ....".
/ - .,;--- e....'.... ./--
.,' R'. / Thom';s <](1 ine
Sheriff of Cumberland County
GRENEN & BIRSIC
01/06/2006
Sworn and subscribed to before me
this
IY
11/
day of C1..,. ')
(I
d~~
j,J'"9 . ,y.
In The Court of Common Pleas of Cum'berland County, Pennsylvania
American Home Mortgage Servicing Inc
VS.
Billy T. Lindsey Jr.
No.
05-6682 civil
Now,
Dec~ber 27, 2005
, I, SHERIFF OF CUMBERLAND COUNTY, P A, do
hereby deputize the Sheriff of
Dauphin
County to execute this Writ, this
deputation being made at the request and risk of the Plaintiff.
..."..,..,P" /~.
~~~~<f~~
Sheriff of Cumberland County, PA
Affidavit of Service
Now,
, 20_, at
0' clock
M. served the
within
upon
at
by handing to
a
copy of the original
and made known to
the contents thereof.
So answers,
Sheriff of
County, PA
Sworn and subscribed before
me this _ day of
.20
.-
COSTS
SERVICE
MILEAGE
AFFIDAVIT
$
$
@ttice of t4~ ~4criff
William T. Tully
Solicitor
Charles E. Sheaffer
Chief Deputy
Mary Jane Snyder
Real Estate Deputy
Michael W.Rinehart
Assistant Chief Deputy
Dauphin County
Harrisburg, Pennsylvania 17101
ph: (717) 780.6590 fax: (717) 255.2889
Jack Lotwick
Sheriff
Commonwealth of Pennsylvania
AMERICAN HOME MORTGAGE SERVICING INC
vs
County of Dauphin
LINDSEY BILLY T JR
Sheriff's Return
No. 2188-T - -2005
OTHER COUNTY NO. 05-6682 CIVIL
AND NOW:December 30, 2005 at 11:25AMserved the within
NOTICE & COMPLAINT IN MORTG FORECLOSURE
upon
LINDSEY BILLY T JR
by personally handing
to BILLY LINDSEY DEFT
1 true attested copy(ies)
of the original NOTICE & COMPLAINT IN MORTG FORECLOSURE and making known
to him/her the contents thereof at 7759 HANOVER DALE DRIVE
HARRISBURG, PA 17112-0000
Sworn and subscribed to
So Answers,
:;f~
before me this 30TH day of DECEMBER, 2005
Sheriff of Dauphin County, Pa.
~~
NOTARIAL SEAL
MARY JANE SNYDER, Notary Public
Highspire, Dauphin County
My Commission Expires Sept. I, 2006
B'(1~ ~Urft-eL
Deputy Sheriff
Sheriff's Costs:$37.25 PD 12/29/2005
RCPT NO 213308
ME
,
SHERIFF'S RETURN - OUT OF COUNTY
,
CASE NO: 2005-06682 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
AMERICAN HOME MORTGAGE SERVICE
VS
LINDSEY BILLY T JR ET AL
R. Thomas Kline , Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT
, to wit:
LINDSEY BARBARA R
but was unable to locate Her
in his bailiwick. He therefore
deputized the sheriff of DAUPHIN
County, Pennsylvania, to
serve the within COMPLAINT - MORT FORE
On February 2nd, 2006 , this office was in receipt of the
attached return from DAUPHIN
Sheriff's Costs:
Docketing
Out of County
Surcharge
Dep Dauphin County
Postage
18.00
9.00
10.00
37.25
.78
75.03
02/02/2006
GRENEN & BIRSIC
S~~_~
--- ~~
R: Thomas Kline
Sheriff of Cumberland County
Sworn and subscribed to before me
this
;8 day of 1~~!
c2OVl-;1:.D. 1
~~~f
....
,
In The Court of Common Pleas of Cumberland County, Pennsylvania
American HCX11e Mortgage Servicing Inc
VS.
Billy T. Lindsey Jr. et al
SERVE: Barbara R. Lindsey
No.
05-6682 civil
Now,
January 24, 2006
, I, SHERIFF OF CUMBERLAND COUNTY, P A, do
hereby deputize the Sheriff of
Dauphin
County to execute this Writ, this
deputation being made at the request and risk of the Plaintiff.
..r~~<~
Sheriff of Cumberland County, P A
Affidavit of Service
Now,
,20_, at
o'clock
M. served the
within
upon
at
by handing to
a
copy of the original
and made known to
the contents thereof.
So answers,
Sheriff of
County, PA
Sworn and subscribed before
me this _ day of ,20_
COSTS
SERVICE
MILEAGE
AFFIDAVIT
$
$
@iiite of tlp~ ~4e~iff
William T. Tully
Solicitor
Charles E. Sheaffer
Chief Deputy
Mary Jane Snyder
Real Estate Deputy
MichaelW.Rinehart
Assistant Chief Deputy
Dauphin County
Harrisburg, Pennsylvania 1710 I
ph: (717) 780.6590 fax: (717) 255.2889
Jack Lotwick
Sheriff
Commonwealth of Pennsylvania
AMERICAN HOME MORTGAGE SERVICING INC
vs
County of Dauphin
LINDSEY BARBARA R
Sheriff's Return
No.0144-T - -2006
OTHER COUNTY NO. 2005-6682
AND NOW:January 30, 2006
at 12:40PM served the within
COMPLAINT IN MORTGAGE FORECLOSURE
upon
LINDSEY BARBARA R
by personally handing
to DEFENDANT
1 true attested copy (ies)
of the original
COMPLAINT IN MORTGAGE FORECLOSURE
and making known
to him/her the contents thereof at 7759 HANOVER DALE DRIVE
HARRISBURG, PA 17112-0000
Sworn and subscribed to
So Answers,
:; fr#L
before me this 31ST day of JANUARY, 2006
~~
Sheriff of Dauphin County, Pa.
~:~~h.I'" 41 frJ-
By
NOTARIAL SEAL
MARY JANE SNYDER, Notary Public
Highspire, Dauphin County
My Commission Expires Sept. 1,2006
Deputy Sheriff
Sheriff's Costs: $37.25 PD 01/26/2006
RCPT NO 214155
WONG
...
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
I hereby certify that the
address of Plaintiff is:
4600 Regent Blvd., Suite 200
Irving, TX 75063
the last known address of
Defendant, Billy T. Lindsey, Jr., is:
7759 Hanover Dale Drive
Harrisburg, P A 17112
GRENEN & BIRSIC, P.C.
:/?~.? .'.
~" )/.j/
/- A/" .' /-::z;;t:t
Attorneys for Plaintiff
CNIL DIVISION
NO.: 2005-6682
TYPE OF PLEADING
PRAECIPE FOR DEFAULT JUDGMENT
AGAINST BILLY T. LINDSEY, JR.
ONLY (Mortgage Foreclosure)
FILED ON BEHALF OF PLAINTIFF:
American Home Mortgage Servicing, Inc.,
Successor in Interest to Columbia National
Incorporated
COUNSEL OF RECORD FOR THIS
PARTY:
Brian B. Dutton, Esquire
Pa. I.D. #81953
GRENEN & BIRSIC, P.C.
One Gateway Center
Ninth Floor
Pittsburgh, PA 15222
(412) 281-7650
'.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC" SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
Plaintiff,
vs.
BILLY T. LINDSEY, JR, and
BARBARA R. LINDSEY,
Defendants.
CIVIL DIVISION
NO,: 2005-6682
PRAECIPE FOR DEFAULT JUDGMENT
TO: PROTHONOTARY
SIR:
Please enter a default judgment in the above-captioned case in favor of Plaintiff and
against Defendant, Billy T. Lindsey, Jr., in the amount of$129,521.21, which is itemized as
follows:
Principal
Interest to 2/8/06
Late Charges to 2/8/06
Escrow Deficiency to 2/8/06
Suspense Balance
Attorney's fees
Title Search, Foreclosure and
Execution Costs
TOTAL
$115,337.96
$ 9,555.72
$ 458.47
$ 1,007.56
$ (188.50)
$ 850.00
$ 2,500.00
$129,521.21
with interest on the principal sum at the rate of$22.12 per from February 8, 2006, and additional
late charges, additional reasonable and actually incurred attorneys' fees, plus costs (including
increases in escrow deficiency) and for foreclosure and sale ofthe mortgaged premises.
BY:
GRENEN & BIRSIC, P.C.
f7 //' ~4?'C=
..;'., /; 0 //2-1
Brian B. Dutton, Esquire
Attorneys for Plaintiff
...
AFFIDA VlT OF NON-MILITARY SERVICE
AND CERTIFICATE OF MAILING OF NOTICE OF
INTENT TO TAKE DEFAULT JUDGMENT
COMMONWEALTH OF PENNSYLVANIA )
) SS:
COUNTY OF ALLEGHENY )
Before me, the undersigned authority, a Notary Public in and for said County and
Commonwealth, personally appeared Brian B. Dutton, Esquire, attorney for and authorized
representative of Plaintiff who, being duly sworn according to law, deposes and says that the
Defendant, Billy T. Lindsey, Jr., was not in the military service of the United States of America
to the best of his knowledge, information and belief and certifies that the Notices ofIntent to take
Default Judgment was mailed in accordance with Pa. R.C.P. 237.1, as evidenced by the attached
copy.
,,1;7
,,/:f: L5 fi!V-
Sworn to and subscribed before me
. ~h-D
thiS \. .- day of \- ("Ji Ufld" " ,2006.
"
) . " ---.l \
,{\ . r- ,~ .,~ "---C J..
y',) \., ~ {...,~.::.. .*-" f", A~'
Notary Public
COMMONWEALTH OF PENNSYLVANIA
Nntarlal Seal
Pabida A. Townsend, Notary Public
aty Of PiltslJurgi i, ,All€gheny COunty
My CommIssion Expires June 2, 2tJ1l
Member. Pennsytvania ASSOCialion 01_
...
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., suceESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CNIL DNISION
NO.: 2005-6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
TO: Billy T. Lindsey, Jr.
7759 Hanover Dale Drive
Harrisburg, PA 17112
DATE OF NOTICE: January 27, 2006
IMPORTANT NOTICE
YOU ARE IN DEF AUL T BECAUSE YOU HAVE FAILED TO ENTER A WRfITEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT
YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS
YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE
ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR
OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE TillS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGffiLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LffiERTY AVENUE
CARLISLE,PA 17013
(717) 249.3166 or (800) 990-9108
GRENEN & BIRSIC, P.C.
By:
/&c5#~-
p
Attorneys for Plaintiff
One Gateway Center, Ninth Floor
Pittsburgh, PA 15222
(412) 281-7650
FIRST CLASS MAIL, POSTAGE PREPAID
).J(J~
\\\:.i\ig
~~~~
-c. ()
~ ~ ~ E
.... t--
w= --
,-\
-n -":':"._."-'
r:': i ,'; ~_:
'-'~
-
01
-",
,',I
).-.
-,-
(.)
'-'''. c',
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CIVIL DIVISION
NO.: 2005-6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
NOTICE OF ORDER. DECREE OR JUDGMENT
TO: Billy T. Lindsey, Jr.
7759 Hanover Dale Drive
Harrisburg, PA 17112
( ) Plaintiff
(XX) Defendant
( ) Additional Defendant
You are hereby notified that an Order, Decree or
Judgment was entered in the above captioned proceeding
on te1 IS ':>Mb
,
( ) A copy ofthe Order or Decree is enclosed,
or
(XX) The judgment is as follows: $129,521.21
with interest on the principal sum at the rate of$22.12 per diem from February 8, 2006, and
additional late charges, additional reasonable and actually incurred attorneys' fees, plus costs
(including increases in escrow deficiency) and for foreclosure and sale of the mortgaged
premIses.
a~1-io
( .
/
/'
. .
IN THE COURT OF COMMON PLEAS OF CUMBERLAND CbUNTY PENNSYLVANIA
!
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CIVIL DIVISIbN
NO.: 2005-6682
Plaintiff,
vs.
TYPE OF PLEADING
PRAECIPE FQR DEFAULT JUDGMENT
AGAINST BARBARA R. LINDSEY
ONLY (Mortg~ge Foreclosure)
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
FILED ON BEtIALF OF PLAINTIFF:
I hereby certify that the
address of Plaintiff is:
4600 Regent Blvd., Suite 200
Irving, TX 75063
American Ho~ Mortgage Servicing, Inc.,
Successor in Interest to Columbia National
Incorporated
COUNSEL OF! RECORD FOR THIS
PARTY:
the last known address of
Defendant, Barbara R. Lindsey, is:
7759 Hanover Dale Drive
Harrisburg, P A17112
Brian B. Dutto*, Esquire
Pa. !.D. #81953
Joseph A. Fidler, Esquire
Pa. I.D. #87325
GRENEN & BIRSIC, P.C.
GRENEN & BtRSIC, P.C.
One Gateway Genter
Ninth Floor
Pittsburgh, PA il5222
(412) 281-765d
.
III
IN THE COURT OF COMMON PLEAS OF CUMBERLAND CbUNTY PENNSYLVANIA
,
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
I
CIVIL DIVISION
NO.: 2005-66$2
PRAECIPE FOR DEFAULT JUD$MENT
TO: PROTHONOTARY
SIR:
Please enter a default judgment in the above-captioned casei in favor of Plaintiff and
against Defendant, Barbara R. Lindsey, in the amount of$129,521.21, which is itemized as
follows:
Principal
Interest to 2/8/06
Late Charges to 2/8/06
Escrow Deficiency to 2/8/06
Suspense Balance
Attorney's fees
Title Search, Foreclosure and
Execution Costs
TOTAL
$115,337.96
$ 9,555.12
$ 458.47
$ 1,007.56
$ (188.50)
$ 850.00
$ 2.500.00
$129,521.:21
with interest on the principal swn at the rate of$22.12 per from Fej:lruary 8, 2006, and additional
late charges, additional reasonable and actually incurred attorneys' !fees, plus costs (including
increases in escrow deficiency) and for foreclosure and sale of the ):nortgaged premises.
III
.
AFFIDAVIT OF NON-MILITARY SE
AND CERTIFICATE OF MAILING OF N
INTENT TO TAKE DEFAULT JUDG
COMMONWEALTH OF PENNSYLVANIA )
) SS:
COUNTY OF ALLEGHENY )
Before me, the undersigned authority, a Notary Public in and for said County and
Commonwealth, personally appeared Joseph A. Fidler, Esquire, attorney for and authorized
representative of Plaintiff who, being duly sworn according to law,!deposes and says that the
Defendant, Barbara R. Lindsey, was not in the military service oftbe United States of America
to the best of his knowledge, information and belief and certifies tlJ!at the Notice of Intent to take
Default Judgment was mailed in accordance with Pa. R.C.P. 237.1, ias evidenced by the attached
copy.
Sworn to and subscribed before me
this \~ day of 3 ,(). ~ ' 2006.
QA\)Q~.'cl E1C\o o~~
Notary Public
COMMONWEAl. TH OF P NNSYLV
NotaIIIlISe8I
Pa1r\d8A. T~.NollIIY=
CIIy~,=~~2,"J!1J1
M'/ Assod8lI<>n 01-'""
Member. Penna-,4vorie
III
.
IN 1HE COURT OF COMMON PLEAS OF CUMBERLAND CbUNTY PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CIVIL DIVIS_ON
NO.: 2005~2
Plaintiff,
vs.
Bll..L Y T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
TO: Barbara R. Lindsey
7759 Hanover Dale Drive
Harrisburg, P A 17112
DATE OF NOTICE: February 22, 2006
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HA VB FAILED . ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATIORNEY AND mE IN G WITH 1HE COURT
YOUR DEFENSES OR OBJECTIONS TO 1HE CLAIMS SET FOR AGAINST YOU. UNLESS
YOU ACf WITHIN TEN DAYS FROM.1HE DATE OF THIS Non , A JUDGMENT MAY BE
ENTERED AGAINST YOU WITHOUT A HEMUNG AND YOU MA LOSE YOUR PROPERTY OR
OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE TInS NOTICE TO A LAWYER AT 0 CEo IF YOU DO NOT HA VB
A LAWYER, GO TO OR TELEPHONE 1HE OFFICE SET FORTH B . LOW. TInS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LA
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS 0
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES TIIAT" Y OFFER LEGAL
SERVICES TO ELIGffiLE PERSONS AT A REDUCED FEE OR NO 'EE.
,
CUMBERLAND COUNTY BAR ASSOCIAlTION
2 LffiERTY AVENUE
CARLISLE, PA 17013 I', .
(717) 249-3166 or (800) 990-9108 Ii.
GRENEN & Bf8IC, P.C.
FIRST CLASS MAIL, POSTAGE PREPAID
Attorneys for
One Gateway
Pittsburgh, P A
(412) 281-7650
intiff
ter, Ninth Floor
5222
By:
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III
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CIVIL DIVISiON
NO.: 2005-66$2
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
NOTICE OF ORDER. DECREE OR n.tDGMENT
TO: Barbara R. Lindsey
7759 Hanover Dale Drive
Harrisburg, P A 17112
( ) Plaintiff
(XX) Defendant
( ) Additional Defendant
You are hereby notified that an Order, Decree or
Judgment was entered in the above captioned proce~ding
on... 1, L" I~ .:loot..:.
( ) A copy of the Order or Decree is enclosed,
or
(XX) The judgment is as follows: $129,521.21
with interest on the principal sum at the rate of$22.12 per diem frdm February 8, 2006, and
additiona11ate charges, additional reasonable and actually incurred! attorneys' fees, plus costs
(including increases in escrow deficiency) and for foreclosure and $ale of the mortgaged
premises.
III
~r~ ""' 1
IN THE COURT OF COMMON PLEAS OF CUMBERLAND cqUNTY, PENNSYLVANIA
CIVIL DIVISION
PRAECIPE FOR WRIT OF EXECUTIO~
vs.
( ) confessef Judgment
(XX) Other ,
File No. 2005-~682
Amount Due $1129,521. 21
Caption:
American Home Mortgage Servicing, Inc.,.
et a1.
Billy T. Lindsey, Jr. and
Barbara R. Lindsey
Interest
$112,15_4.58
Atty's Comm 1
Costs '
TO THE PROTHONOTARY OF THE SAID COURT: I
1
The undersigned hereby certifies that the below does not arise out of ~ retail installment sale, contract, or
account based on a confession of judgment, but if it does, it is based on the ,ppropriate original proceeding filed
pursuant to Act 7 of 1966 as amended; and for real property pursuant to Adt 6 of 1974 as amended.
Issue writ of execution in the above matter to the Sheriff of Cum~erland
for debt, interest and costs, upon the following described property of thedefendant(s)
SEE ATTACHED DESCRIPTION
County,
p...aPE FO' ATTACHMENTEXE4.
Issue writ of attachment to the Sheriff of ' County, for debt, interest and
costs, as above, directing attachment against the above-named garnish Is) for the following property (if real
estate, supply six copies of the description; supply four copies of lengthy p rsonalty list)
and all other property of the defendant(s) in the possession, custody or co trol of the said garnishee(s).
o (Indicate) Index this writ against the garnishee(s) as a lis pende s against real estate of the
defendant(s) described in the attached exhibit.
Attorney for:
Telephone:
Supreme Court ID No.:
Date
,-/4- tX..o
Signature:
Print Name:
Address:
(over)
,.-,
Notes: If real property, supply six copies of description including improvements and an original and copy of
affidavit of ownership (PaRC.P. No. 3129).
If lengthy personalty list, supply four copies of list.
To index writ, file separate praecipe with writ.
AJ
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND qOUNTY, PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CNIL DNISIPN
NO.: 2005-66~J2
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
LONG FORM DESCRIPTION ,
ALL THAT CERTAIN lot or tract of land situate in the TownSh! of Silver Spring, County of
Cumberland and Commonwealth of Pennsylvania, being Lot N l 46 as shown on a Revised
Subdivision Plan for Waterford Square prepared by H. Edward BI . k and Associates, P.C., dated
May 23, 1996, and recorded in the Office of the Recorder of Deeds ij!! and for Cumberland County,
Pennsylvania, in Plan Book 72, Page 137, and being more fully boutiJded and described as follows:
BEGINNING at a point on the Southeastern right-of.way line of x Court at the common front
property comers of Lot Nos. 46 and 47 as shown on the hereinafter entioned plan oflots; thence
along Lenox Court by a curve having a radius of 120.00 feet an arc I gth of24.25 feet more or less
to a point at the dividing line between Lot Nos. 45 and 46; thence alng said line South 05 degrees
33 minutes 04 seconds East 180.04 feet to a point; thence South 32 grees 05 minutes 42 seconds
West 6.11 feet to a point; thence North 57 degrees 54 minutes 18 sec ds West 25.60 feet to a point
at the dividing line between Lot Nos. 46 and 47; thence along said lin North 05 degrees 33 minutes
04 seconds West 166.08 feet to a point, being the place of BEG G.
CONTAINING 0.10 acre, more or less.
I
HAVING THEREON ERECTED a two.story townhouse known an<\, numbered as 3 Lenox Court,
Silver Spring, Pennsylvania 17050. '
BEING THE SAME PREMISES which Fine Line Homes, Inc. by Defdated February 15, 2001 and
recorded in the Office of the Recorder of Deeds of Cumberland Co ty on February 23, 2001 in
Deed Book Volume 239, Page 963, granted and conveyed unto Billy '. Lindsey, Jr. and Barbara R.
Lindsey, husband and wife. \
DBV 239
Page 963
Parcel 38-18-1342-102
G7&
By:
-~-.._---...
, sq
A mey for Plaintiff
One Gateway Center,
Pittsburgh, P A 15222
(412) 281-7650
m
WRIT OF EXECUTION and/or A TT ACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 05-6682 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due AMERICAN HOME MORTGAGE SERVICING, INC.
Plaintiff (s)
From BARRY T. LINDSEY, JR. AND BARBARA R. LINDSEY
(I) You are directed to levy upon the property of the defendant (s)and to ~ell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) th Igarnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delive' ? any property ofthe defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachme is found in the possession
of anyone other than a named garnishee, you are directed to notify himlher at he/she has been added as a
garnishee and is enjoined as above stated.
Arnount Due $129,521.21
Interest $12,154.58
Atty's Carom %
Atty Paid $271.97
Plaintiff Paid
Date: JULY 18, 2006
L.L. $.50
Due Prothy $1.00
Other Costs
~TlS R. ~ON
(Seal)
Prothonotary
By:
I
deputy
REQUESTING PARTY:
Name JOSEPH A. FIDLER, ESQmRE
Address: ONE GATEWAY CENTER, NINTH FLOOR
PITTSBURGH, PA 15222
Attorney for: PLAINTIFF
Telephone: 412-281.7650
Supreme Court ID No. 87324
III
" -llo
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND CpUNTY, PENNSYLVANIA
CIVIL DIVISIt
I
,
NO.: 2005.6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
AFFIDAVIT PURSUANT TO RULE 3129.1
COMMONWEALTH OF PENNSYLVANIA )
) SS:
COUNTY OF ALLEGHENY )
American Home Mortgage Servicing, Inc., successor in int~st to Columbia National
Incorporated, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of
Execution was filed the following information concerning the real ~roperty of Billy T. Lindsey,
Jr. and Barbara R. Lindsey located at 3 Lenox Court, Silver Spring,IPennsylvania 17050 and is
more fully described as follows:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF B~L Y T. LINDSEY, JR.
AND BARBARA R. LINDSEY OF, IN AND TO THE FOLLOWIjN"G DESCRIBED
PROPERTY: I
ALL THE FOLLOWING DESCRIBED REAL ESTATE SdUATED IN THE
TOWNSHIP OF SILVER SPRING, COUNTY OF CUMBERLANID, AND
COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTE THEREON A DWELLING
BEING KNOWN AND NUMBERED AS 3 LENOX COURT, SIL R SPRING,
PENNSYLVANIA 17050. DEED BOOK VOLUME 239, PAGE 9 AND PARCEL 38-18-
1342.102.
l. "
III
1. The name and address of the owners or reputed owners:
Billy T. Lindsey, Jr. and
Barbara R. Lindsey
7759 Hanover ~ale Drive
Harrisburg, P Ar17112
2. The name and address of the defendants in the judgment:
Billy T. Lindsey, Jr. and
Barbara R. Lindsey
7759 Hanover Dale Drive
Harrisburg, P A 17112
3. The name and last known address of every judgment creditor w~se judgment is a record lien
on the real property to be sold:
American Home Mortgage Servicing,
Inc., successor in interest to Columbia
National Incorporated
PLAINTIFF
4. The name and address of the last record holder of every mortgage of record:
American Home Mortgage Servicing,
Inc., successor in interest to Columbia
National Incorporated
Corinthian Mortgage Corporation, d/b/a
Southbanc Mortgage
JP Morgan Chase Bank, Trustee
Onyx Investment, L.L.C.
PLAINTIFF
11821 ParklaWn Drive
Suite 300
Rockville, MQi 20852
2225 North OtjItario
Suite 400
Burbank, CA 91504
P.O. Box 12903
Oklahoma Citt, OK 73157-2903
5. The name and address of every other person who has any recor1!lien on the property:
!
Cumberland Domestic Relations P.O. Box 320 .
Carlisle, P A 1 ~013
P A Department of Revenue
Bureau of Co pliance
P.O. Box 281 30
Harrisburg, P 17128-1230
III
L',
Commonwealth of Pennsylvania
Department odVelfare
P.O. Box 2675 I
Harrisburg, PAil 71 05
,
6. The name and address of every other person who has any record interest in the property and
whose interest may be affected by the sale:
None
7. The name and address of every other person whom the plaintifftjas knowledge who has any
interest in the property which may be affected by the sale:
Tenants
3 Lenox Court
Silver Spring, lfl A 17050
I verifY that the statements made in the Affidavit are true an~ correct to the best of my
personal knowledge, information and belief. I understand that falselstatements herein are made
subject to the penalties of 18 Pa. C.S.A. ~4904 relating to unsworn ~alsification to authorities.
SWORN to and subscribed before
methis~dayof :\l1()'~ ,2006.
~<;J"ilC;^~D~'~~~
Notary Pubhc .
COMMONWEALTH OF PENNSYLVANIA
NotarIal Seal
Patrlda A. Townsend, NotaIy f'IIbIIc
City Of PIIlsbUrgh, AIR/;tIellY County
My CommIs8lon Expires June 2, '2IYJ7
Member,penns)4vaniaAssociationorNolaries ,
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
I
CNIL DNISI<!IN
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
NO.: 2005-6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
AFFIDA VIr OF LAST KNOWN ADD~
COMMONWEALTH OF PENNSYLVANIA )
) SS:
COUNTY OF ALLEGHENY )
Before me, the undersigned authority, a Notary Public in and for the said County and
Commonwealth, personally appeared Joseph A. Fidler, Esquire, attotney for the Plaintiff, who being
duly sworn according to law deposes and says that the owners of the property located at 3 Lenox
Court, Silver Spring, Pennsylvania 17050 are Defendants, Billy t. Lindsey, Jr. and Barbara R.
Lindsey, who reside at 7759 Hanover Dale Drive, Harrisburg, Pennsylvania 17122, to the best of his
information, knowledge and belief.
SWORN TO AND SUBSCRIBED BEFORE
ME THIS ~ DAY OF 3 ,CJ. ~ ,2006.
(ffii1.f'~(\,\"\ 6Q0' o~
Notary Public
COMMONWEA~TH OF PENNSY~VANIA
NolarIaI Seal
PatrtclaA. T---'. Nolary P1JbIic
CllyOf~l'IteI;rIItIIyCounly
My C<lI,.,oMIol. E>qne June 2, 'JJYJf
r.'ember. Penno;1v8nlo_or_ .
f-.)
<;::.:"..:l
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISIdiN
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
NO.: 2005-6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
AFFIDAVIT OF COMPLIANCE WITH ACT 6 OF 1974. ~1 P.S.101. ET. SEO.
AND ACT 91 OF 1983
COMMONWEALTH OF PENNSYLVANIA)
) SS:
COUNTY OF ALLEGHENY
Before me, the undersigned authority, a Notary Public in and for the said County and
Commonwealth, personally appeared Joseph A. Fidler, Esquire, attorney for the Plaintiff, who being
duly sworn according to law deposes and says that on October 21, 2005, Defendants were mailed
Notices of Homeowner's Emergency Mortgage Assistance Act ot 1983 ("Act 91 Notices"), in
compliance with the Homeowner's Emergency Mortgage Ass' ti!U1ce Act, Act 91 of 1983, as
amended.
SWORN TO AND SUBSCRIBED BEFORE
ME THIS ~ DAY OF '\; D ~ ,2006.
~\('..-~}f\Cb~~~
Notary Public
COMMONWEALTH OF PENNSYLVANIA
NaI8rIaI Seal
Pa\IIdlIA. T~. NoIaIY P\lbliC
~:.='~~
Member, POOflS~a Association OfNolarieS ,
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III
- .
IN THE COURT OF COMMON PLEAS OF CUMBERLAND dOUNTY, PENNSYLVANIA
CIVIL DIVISI~N
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
NO.: 2005-6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
NOTICE OF SHERIFF'S SALE OF REAL I1STATE
TO: Billy T. Lindsey, Jr.
7759 Hanover Dale Drive
Harrisburg, PA 17112
TAKE NOTICE that by virtue of the above Writ of Executi~m issued out of the Court of
Common Pleas of Cumberland County, Pennsylvania, and to the Slleriff of Cumberland County,
directed, there will be exposed to Public Sale in the
Cumberland County Courthouse
Commissioners Hearing Room, 2nd FI$or
1 Courthouse Square
Carlisle, PA 17013
on December 6, 2006 at 10:00 A.M., the following described real e~te, of which Billy T.
Lindsey, Jr. and Barbara R. Lindsey are the owners or reputed owners:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF alLLY T. LINDSEY, JR.
AND BARBARA R. LINDSEY OF, IN AND TO THE FOLLOWliNG DESCRIBED
PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE S .
TOWNSHIP OF SILVER SPRING, COUNTY OF CUMBERL
COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTE
BEING KNOWN AND NUMBERED AS 3 LENOX COURT, SIL
PENNSYLVANIA 17050. DEED BOOK VOLUME 239, PAGE 9
1342-102.
UATEDINTHE
,AND
THEREON A DWELLING
ER SPRING,
AND PARCEL 38-18-
III
- .
The said Writ of Execution has been issued on a judgment in the n;jbrteaee foreclosure action of
American Home Mortgage Servicing, Inc., successor in interest to Columbia National
Incorporated,
Plaintiff,
vs.
Billy T. Lindsey, Jr. and Barbara R. Lindsey,
Defendants,
at Execution Number 2005-6682 in the amount of$141,675.79.
A Schedule of Distribution will be filed by the Office of the Sheriff no later than thirty
(30) days from the sale date.
Distribution will be made in accordance with the Schedule orDistribution unless
exceptions thereto are filed with the Office of the Sheriff within ten (10) days from the date when
the Schedule of Distribution is filed by the Office of the Sheriff.
----.
, sq 're
Att ey for Plaintiff
One Gateway Center, Ninth Floor
Pittsburgh, PA 15222
(412) 281-7650
III
..- .. .
IN THE COURT OF COMMON PLEAS OF CUMBERLAND CpUNTY, PENNSYLVANIA
,
,
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CIVIL DIVISI~N
!
NO.: 2005-668~
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
LONG FORM DESCRIPTION
ALL THAT CERTAIN lot or tract of land situate in the TownshW of Silver Spring, County of
Cumberland and Commonwealth of Pennsylvania, being Lot NQ' 46 as shown on a Revised
Subdivision Plan for Waterford Square prepared by H. Edward Bl*k and Associates, P.C., dated
May 23, 1996, and recorded in the Office of the Recorder of Deeds ij1 and for Cumberland County,
Pennsylvania, in Plan Book 72, Page 137, and being more fullybo~ded and described as follows:
BEGINNING at a point on the Southeastern right-of-way line of~ox Court at the common front
property comers of Lot Nos. 46 and 47 as shown on the hereinafter )inentioned plan oflots; thence
along Lenox Court by a curve having a radius of 120.00 feet an arc l$gth of24.25 feet more or less
to a point at the dividing line between Lot Nos. 45 and 46; thence ~ng said line South 05 degrees
33 minutes 04 seconds East 180.04 feet to a point; thence South 32 egrees 05 minutes 42 seconds.
West 6.11 feet to a point; thence North 57 degrees 54 minutes 18 sec . nds West 25.60 feet to a point
at the dividing line between Lot Nos. 46 and 47; thence along said linie North 05 degrees 33 minutes
04 seconds West 166.08 feet to a point, being the place ofBEGINNjING.
CONTAINING 0.1 0 acre, more or less.
HAVING THEREON ERECTED a two-story townhouse known and numbered as 3 Lenox Court,
Silver Spring, Pennsylvania 17050.
BEING THE SAME PREMISES which Fine Line Homes, Inc. by Dec1P dated February 15, 2001 and
recorded in the Office of the Recorder of Deeds of Cumberland Cq/mty on February 23,2001 in
Deed Book Volume 239, Page 963, granted and conveyed unto Billy!!. Lindsey, Jr. and Barbara R.
Lindsey, husband and wife.
DBV 239
Page %3
Paccel 3~-18-1342-102
GRENEN&
k
/"/
By: ,
. , sq
t/ Att rney for Plaintiff
One Gateway Center,
Pittsburgh, P A 15222
(412) 281-7650
---.....,..
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..." II.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND C~UNTY, PENNSYLVANIA
AMERICAN HOME MORTGAGE CIVIL DIVISI~N
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED, NO.: 2005-6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
NOTICE OF SHERIFF'S SALE OF REAL ElSTATE
TO: Barbara R. Lindsey
7759 Hanover Dale Drive
Harrisburg, PA 17112
TAKE NOTICE that by virtue of the above Writ of Executibn issued out of the Court of
Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County,
directed, there will be exposed to Public Sale in the
Cumberland County Courthouse'
Commissioners Hearing Room, 2nd FI\ior
1 Courthouse Square
Carlisle, P A 17013
on December 6, 2006 at 10:00 A.M., the following described real e$tate, of which Billy T.
Lindsey, Jr. and Barbara R. Lindsey are the owners or reputed own~s:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF ~iILLY T. LINDSEY, JR.
AND BARBARA R. LINDSEY OF, IN AND TO THE FOLLOw1lNG DESCRIBED
PROPERTY: I:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SATED IN THE
TOWNSHIP OF SILVER SPRING, COUNTY OF CUMBE , AND
COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTE THEREON A DWELLING
BEING KNOWN AND NUMBERED AS 3 LENOX COURT, Slli ER SPRING,
PENNSYLVANIA 17050. DEED BOOK VOLUME 239, PAGE 9 3 AND PARCEL 38-18-
1342-102.
III
...' 110
The said Writ of Execution has been issued on a judgment in the rr\orteag:e foreclosure action of
American Home Mortgage Servicing, Inc., successor in interest to ~olumbia National
Incorporated,
Plaintiff,
vs.
Billy T. Lindsey, Jr. and Barbara R. Lindsey,
Defendants,
at Execution Number 2005-6682 in the amount of $141,675.79.
A Schedule of Distribution will be filed by the Office of the Sheriff no later than thirty
(30) days from the sale date.
Distribution will be made in accordance with the Schedule ~fDistribution unless
exceptions thereto are filed with the Office of the Sheriff within teti (10) days from the date when
the Schedule of Distribution is filed by the Office of the Sheriff.
A. Fl
A rney or Plaintiff
One Gateway Center, Ninth Floor
Pittsburgh, PA 15222 '
(412) 281-7650
I
Ii
III
,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CIVIL DIVISId>N
NO.: 2005-668f
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
LONG FORM DESCRIPTION
ALL THAT CERTAIN lot or tract of land situate in the Township of Silver Spring, County of
Cumberland and Commonwealth of Pennsylvania, being Lot No. 46 as shown on a Revised
Subdivision Plan for Waterford Square prepared by H. Edward BlaCk and Associates, P.C., dated
May 23, 1996, and recorded in the Office of the Recorder of Deeds 4l and for Cumberland County,
Pennsylvania, in Plan Book 72, Page 137, and being more fullybo~ded and described as follows:
BEGINNING at a point on the Southeastern right-of-way line ofLer\Ox Court at the common front
property comers of Lot Nos. 46 and 47 as shown on the hereinafter~entiOned plan oflots; thence
along Lenox Court by a curve having a radius of 120.00 feet an arc 1. . gth of24.25 feet more or less
to a point at the dividing line between Lot Nos. 45 and 46; thence al ug said line South 05 degrees
33 minutes 04 seconds East 180.04 feet to a point; thence South 32 <Jegrees 05 minutes 42 seconds
West 6.11 feetto a point; thence North 57 degrees 54 minutes 18 sec~nds West 25.60 feetto a point
at the dividing line between Lot Nos. 46 and 47; thence along said lin~ North 05 degrees 33 minutes
04 seconds West 166.08 feet to a point, being the place ofBEGINNIING.
CONTAINING 0.10 acre, more or less.
HAVING THEREON ERECTED a two-story townhouse known and numbered as 3 Lenox Court,
Silver Spring, Pennsylvania 17050.
BEING THE SAME PREMISES which Fine Line Homes, Inc. by Det, dated February 15,2001 and
recorded in the Office of the Recorder of Deeds of Cumberland Co' ty on February 23,2001 in
Deed Book Volume 239, Page 963, granted and conveyed unto Billy. . Lindsey, Jr. and Barbara R.
Lindsey, husband and wife.
DBV 239
Page 963
Parcel 38-18-1342-102
/ , squ e
t/ Att mey for Plaintiff
One Gateway Center,
Pittsburgh, PA 15222
(412) 281-7650
inth Floor
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
AMERICAN HOME MORTGAGE CIVIL DIVISION
SERVICING, INC., SUCCESSOR IN g ~
INTEREST TO COLUMBIA NATIONAL = ~
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INCORPORATED, NO.: 2005-6682 -on:'l >- ~::o
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Plaintiff, "7c;.:' I ~~
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TYPE OF PLEADING ~:'~ -0 ~~~
vs. "";;.' l_~ ::!l:
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Pa. R.C.P. RULE 3129.2(c) .J."C: ~ g
z ~
BILLY T. LINDSEY, JR. and AFFIDAVIT OF SERVICE -'
-< co
BARBARA R. LINDSEY, DEFENDANTS/OWNERS
Defendants.
FILED ON BEHALF OF PLAINTIFF:
American Home Mortgage Servicing, Inc.,
Successor in Interest to Columbia National
Incorporated
COUNSEL OF RECORD FOR THIS
PARTY:
Joseph A. Fidler, Esquire
Pa. I.D. #87325
GRENEN & BIRSIC, P.C.
One Gateway Center
Ninth Floor
Pittsburgh, PA 15222
(412) 281-7650
SALE DATE: 12/6/06
,. ...
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CIVIL DIVISION
NO.: 2005-6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
Pa. RC.P. RULE 3129.2(c) AFFIDAVIT OF SERVICE
DEFENDANTS/OWNERS
Joseph A. Fidler, Esquire, Attorney for Plaintiff, American Home Mortgage Servicing,
Inc., Successor in Interest to Columbia National Incorporated, being duly sworn according to law
deposes and makes the following Affidavit regarding service of Plain tift's notice of the sale of
real property in this matter on December 6, 2006 as follows:
I. Billy T. Lindsey, Jr. and BarbaraR. Lindsey are the owners of the real property
and have not entered an appearance of record.
2. By letter dated July 20, 2006, the undersigned counsel served Defendant, Billy T.
Lindsey, Jr., with a true and correct copy of Plain tift's notice of the sale of real property by
certified mail, restricted delivery, return receipt requested, addressed to 7759 Hanover Dale
Drive, Harrisburg, Pennsylvania 17112. On or about July 22,2006, the signed certified mail
receipt was returned to Plaintiff, indicating the Defendant was served with the Notice of Sheriff's
Sale. A true and correct copy of the returned certified mail receipt, is marked Exhibit "A",
attached hereto and made a part hereof.
.
3. By letter July 20, 2006, the undersigned counsel served Defendant, Barbara R.
Lindsey, with a true and correct copy of Plaintiffs notice of the sale of real property by certified
mail, restricted delivery, return receipt requested, addressed to 7759 Hanover Dale Drive,
Harrisburg, Penusylvania 17112. On or about July 22, 2006, the signed certified mail receipt
was returned to Plaintiff, indicating the Defendant was served with the Notice of Sheriffs Sale.
A true and correct copy of the returned certified mail receipt, is marked Exhibit "B", attached
hereto and made a part hereof.
I verify that the facts contained in this Affidavit are true and correct based upon my
personal knowledge, information, and belief.
. Fidl uire
r Plaintiff
One Gateway Center, Ninth Floor
Pittsburgh, PA 15222
(412) 281-7650
SWORN TO AND SUBSCRIBED BEFORE ME
THIS '-?D DAY OF R ~ '""* , 2006.
().hj-llt'. -r-.."') ~C\~ ,"rf'.. ""~
Notary Pu IC
COMMONWEALTH OF PeNNSYLVANIA
Notarial Seal
Palricla A T<Mf1S8nd. NolaIy PubIc
Clly 01 Pittsburgh, Allegheny CoooIy
My CaM1Isslon Expires June 2, 2007
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R LINDSEY,
Defendants.
SALE DATE: 12/6/06
CIVIL DIVISION
NO.: 2005-6682
TYPE OF PLEADING
Pa. RC.P. RULE 3129.2(c)(2)
PURSUANT TO RULE 3129.1
LIENHOLDER AFFIDAVIT OF
SERVICE
FILED ON BEHALF OF PLAINTIFF:
American Home Mortgage Servicing, Inc.,
Successor in Interest to Columbia National
Incorporated
COUNSEL OF RECORD FOR THIS
PARTY:
Joseph A. Fidler, Esquire
Pa. J.D. # 87325
GRENEN & BIRSIC, P.C.
One Gateway Center
Ninth Floor
Pittsburgh, P A 15222
(412) 281-7650
..
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CIVIL DIVISION
NO.: 2005-6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
Pa. R.C.P. RULE 3129.2(c)(2)
LIENHOLDER AFFIDAVIT OF SERVICE
I, Joseph A. Fidler, Esquire, Attorney for Plaintiff, American Home Mortgage Servicing,
Inc., Successor in Interest to Columbia National Incorporated, being duly sworn according to
law, deposes and makes the following Affidavit regarding service of the notice of the sale of real
property on all persons named in Paragraphs 3 through 7 ofPlaintifrs Affidavit Pursuant to Rule
3129.1 as follows
I. By letters dated July 20, 2006, undersigned counsel served all persons (other than
the Plaintiff) named in Paragraphs 3 through 7 ofPlaintifrs Affidavit Pursuant to Rule 3129.1
with a notice of the sale of real property by ordinary mail at the respective addresses set forth in
the Affidavit Pursuant to Rule 3129.1. True and correct copies of said Affidavit Pursuant to Rule
3129.1 and Certificates of Mailing and any letters, ifreturned as of this date, are marked Exhibit
"A", attached hereto, and made a part hereof.
..
I verify that the facts contained in this Affidavit are true and correct based upon my
personal knowledge, information and belief.
. Fidler, E
aintiff
One Gateway Center, Ninth Floor
Pittsburgh, PA 15222
(412) 281-7650
SWORN TO AND SUBSCRIBED BEFORE ME
THIS~DAYOF.Ii I~' ~+, ,2006.
CW111IC-; ",:-, f\~ ,~ ~~
Notary Public
COMMONWEALTH OF PENNSYLVANIA
No\aIIaI Seal
Palltcla A. Townsend. Nolary Public
CIty Of PItlsblK(t\, Allegheny County
My CanrnIssiol1 Expires June 2. 2fXJT
Member,Pemlj\Y8<ia_Of_ ,
..
EXHIBIT" A"
..
.
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CIVIL DIVISION
NO.: 2005-6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
AFFIDAVIT PURSUANT TO RULE 3129.1
COMMONWEALTH OF PENNSYLVANIA )
) SS:
COUNTY OF ALLEGHENY )
American Home Mortgage Servicing, Inc., successor in interest to Columbia National
Incorporated, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of
Execution was filed the following information concerning the real property of Billy T. Lindsey,
Jr. and Barbara R. Lindsey located at 3 Lenox Court, Silver Spring, Pennsylvania 17050 and is
more fully described as follows:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF BILLY T. LINDSEY, JR.
AND BARBARA R. LINDSEY OF, IN AND TO THE FOLLOWING DESCRIBED
PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE
TOWNSHIP OF SILVER SPRING, COUNTY OF CUMBERLAND, AND
COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING
BEING KNOWN AND NUMBERED AS 3 LENOX COURT, SILVER SPRING,
PENNSYLVANIA 17050. DEED BOOK VOLUME 239, PAGE 963 AND PARCEL 38-18-
1342-102.
.
.
1. The name and address of the owners or reputed owners:
Billy T. Lindsey, Jr. and
Barbara R. Lindsey
7759 Hanover Dale Drive
Harrisburg, PA 17112
2. The name and address of the defendants in the judgment:
Billy T. Lindsey, Jr. and
Barbara R. Lindsey
7759 Hanover Dale Drive
Harrisburg, PA 17112
3. The name and last known address of every judgment creditor whose judgment is a record lien
on the real property to be sold:
American Home Mortgage Servicing,
Inc., successor in interest to Columbia
National Incorporated
PLAINTIFF
4. The name and address of the last record holder of every mortgage of record:
American Home Mortgage Servicing,
Inc., successor in interest to Columbia
National Incorporated
PLAINTIFF
Corinthian Mortgage Corporation, d/b/a
Southbanc Mortgage
11821 Parklawn Drive
Suite 300
Rockville, MD 20852
JP Morgan Chase Bank, Trustee
2225 North Ontario
Suite 400
Burbank, CA 91504
Onyx Investment, L.L.C.
P.O. Box 12903
Oklahoma City, OK 73157-2903
5. The name and address of every other person who has any record lien on the property:
Cumberland Domestic Relations
P.O. Box 320
Carlisle, PA 17013
P A Department of Revenue
Bureau of Compliance
P.O. Box 281230
Harrisburg, PA 17128-1230
4
.
.
Commonwealth of Pennsylvania
Department of Welfare
P.O. Box 2675
Harrisburg, P A 171 05
6. The name and address of every other person who has any record interest in the property and
whose interest may be affected by the sale:
None
7. The name and address of every other person whom the plaintiffhas knowledge who has any
interest in the property which may be affected by the sale:
Tenants
3 Lenox Court
Silver Spring, P A 17050
I verify that the statements made in the Affidavit are true and correct to the best of my
personal knowledge, information and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa. C.SA ~4904 relating to unsworn falsification to authorities.
"'"""-.
//
/
,
rney for Plaintiff
SWORN to and subscribed before
methis~dayof :\l i')'~ .2006.
cVc\)j'\ ~; ",-,C\ ~~ ,"7\\ ~r..r0
Notary Public '
COMMONWEALTH OF PENNSYLVANIA
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COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
}SS:
I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that
the Sheriffs Deed in which Veterans Affairs Secretary is the grantee the same having been sold to said
grantee on the 26th day of December AD., 2006, under and by virtue of a writ Execution issued on the
18th day of July, AD., 2006, out of the Court of Common Pleas of said County as of Civil Term, 2005
Number 6682, at the suit of American Home Mtg Ser Inc against Billy T Jr & Barbara R Lindsey is duly
recorded in Deed Book No. 278, Page 524.
IN TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this
:2,
day of
I).b:..
, AD. ,2VP ~
~~r
FlIcoIdIt 01 Deeds, CUmbertInd County. CIdIIt. PA
My COllin....., EIrpiu lie FInt Moftday of JIn. 2010
Recorder of Deeds
American Home Mortgage Servicing, Inc.
VS
Billy T. Lindsey, Jr. and Barbara R.
Lindsey
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2005-6682 Civil Term
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he made a diligent
search and inquiry for the within named defendants, to wit: Billy T. Lindsey, Jr. and Barbara R.
Lindsey, but was unable to locate them in his bailiwick. He therefore deputized the Sheriff of
Dauphin County, Pennsylvania to serve the within Real Estate Writ, Notice of Sale and Description
according to law.
Dauphin County return: I, Jack Lotwick, Sheriff of the County of Dauphin, State of
Pennsylvania, do hereby certify and return, that I made diligent search and inquiry for Billy T.
Lindsey, Jr. and Barbara R. Lindsey the defendant named in the within Real Estate Writ, Notice &
Description and that I am unable to find them in the County of Dauphin and therefore return same
NOT FOUND, November 3,2006. Not found after several attempts to serve. So Answers: J. R.
Lotwick, Sheriff of Dauphin County, P A.
Richard Smith, Deputy Sheriff, who being duly sworn according to law, states that on
October 12,2006 at 0844 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster
and Description, in the above entitled action, upon the property of Billy T. Lindsey, Jr. and Barbara
R. Lindsey located at 3 Lenox Court, Mechanicsburg, Cumberland County, Pennsylvania according
to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and
legal notice had been given according to law, he exposed the within described premises at public
venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on December 6,
2006 at 10:00 o'clock A.M. He sold the same for the sum of$1.00 to attorney Joseph A. Fidler on
behalf of The Secretary of Veterans Affairs. It being the highest bid and best price received for the
same, The Secretary of Veterans Affairs of 1240 East Ninth Street, Cleveland, OH 44199 being the
buyer in this execution, paid to SheriffR. Thomas Kline the sum of$QS'7,74.
Sheriffs Costs:
Docketing
Poundage
Posting Bills
Advertising
Acknowledging Deed
Auctioneer
Law Library
Prothonotary
Mileage
Certified Mail
Levy
Surcharge
Out of County
Law Journal
Patriot News
30.00
19.63
15.00
15.00
30.00
10.00
.50
1.00
9.68
2.72
15.00
30.00
9.00
383.00
306.77
Share of Bills
Distribution of Proceeds
Sheriffs Deed
15.94
25.00
39.50 I 01
$957.74 \'\"~~
So Answers:
~~~~~~
'R. Thomas Kline, Sheriff
ByJo g
Real Estate ergeant
~~,;
~y:;.oO
,.60 n~
~<<f# f\19'"
C; ~ \8'
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..
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CIVIL DIVISION
NO.: 2005-6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
AFFIDAVIT PURSUANT TO RULE 3129.1
COMMONWEALTH OF PENNSYLVANIA )
) SS:
COUNTY OF ALLEGHENY )
American Home Mortgage Servicing, Inc., successor in interest to Columbia National
Incorporated, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of
Execution was filed the following information concerning the real property of Billy T. Lindsey,
Jr. and Barbara R. Lindsey located at 3 Lenox Court, Silver Spring, Pennsylvania 17050 and is
more fully described as follows:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF BILLY T. LINDSEY, JR.
AND BARBARA R. LINDSEY OF, IN AND TO THE FOLLOWING DESCRIBED
PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE
TOWNSHIP OF SILVER SPRING, COUNTY OF CUMBERLAND, AND
COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING
BEING KNOWN AND NUMBERED AS 3 LENOX COURT, SILVER SPRING,
PENNSYLVANIA 17050. DEED BOOK VOLUME 239, PAGE 963 AND PARCEL 38-18-
1342-102.
,.
.
1. The name and address of the owners or reputed owners:
Billy T. Lindsey, Jr. and
Barbara R. Lindsey
7759 Hanover Dale Drive
Harrisburg, P A 17112
2. The name and address of the defendants in the judgment:
Billy T. Lindsey, Jr. and
Barbara R. Lindsey
7759 Hanover Dale Drive
Harrisburg, PAl 7112
3. The name and last known address of every judgment creditor whose judgment is a record lien
on the real property to be sold:
American Home Mortgage Servicing,
Inc., successor in interest to Columbia
National Incorporated
PLAINTIFF
4. The name and address of the last record holder of every mortgage of record:
American Home Mortgage Servicing,
Inc., successor in interest to Columbia
National Incorporated
PLAINTIFF
Corinthian Mortgage Corporation, d/b/a
Southbanc Mortgage
11821 Parklawn Drive
Suite 300
Rockville, MD 20852
JP Morgan Chase Bank, Trustee
2225 North Ontario
Suite 400
Burbank, CA 91504
Onyx Investment, L.L.C.
P.O. Box 12903
Oklahoma City, OK 73157-2903
5. The name and address of every other person who has any record lien on the property:
Cumberland Domestic Relations
P.O. Box 320
Carlisle, P A 17013
P A Department of Revenue
Bureau of Compliance
P.O. Box 281230
Harrisburg, PA 17128-1230
Commonwealth of Pennsylvania
Department of Welfare
P.O. Box 2675
Harrisburg, P A 17105
6. The name and address of every other person who has any record interest in the property and
whose interest may be affected by the sale:
None
7. The name and address of every other person whom the plaintiff has knowledge who has any
interest in the property which may be affected by the sale:
Tenants
3 Lenox Court
Silver Spring, P A 17050
I verify that the statements made in the Affidavit are true and correct to the best of my
personal knowledge, information and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa. C.S.A. ~4904 relating to unsworn falsification to authorities.
;;/
/
SWORN to and subscribed before
me this ~ day of =s xC) ~~ ,2006.
~\l-x~~ fy\b ~ ~~i~nzC)
Notary Pubhc '
COMMONWEAL TI-I OF PENNSYLVANIA
Notarial Seal
Patricia A. Townsend, Notary Public
City Of PitlsbU~. Allegheny County
My COmmisSion Expires June 2, 2007
Member, Penns~nia Association Of Notaries ,
*'
sz :E d 8 \ ,or qnOI
'" .' . it I '~
\': ~ /., \, I ; - "-... '
.::1\'d :i3 :._ _,,1:.1
'.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CNIL DNISION
NO.: 2005-6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
NOTICE OF SHERlFF'S SALE OF REAL ESTATE
TO: Billy T. Lindsey, Jr.
7759 Hanover Dale Drive
Harrisburg, P A 17112
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of
Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County,
directed, there will be exposed to Public Sale in the
Cumberland County Courthouse
Commissioners Hearing Room, 2nd Floor
1 Courthouse Square
Carlisle, P A 17013
on December 6,2006 at 10:00 A.M., the following described real estate, of which Billy T.
Lindsey, Jr. and Barbara R. Lindsey are the owners or reputed owners:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF BILLY T. LINDSEY, JR.
AND BARBARA R. LINDSEY OF, IN AND TO THE FOLLOWING DESCRIBED
PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE
TOWNSHIP OF SILVER SPRING, COUNTY OF CUMBERLAND, AND
COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING
BEING KNOWN AND NUMBERED AS 3 LENOX COURT, SILVER SPRING,
PENNSYLVANIA 17050. DEED BOOK VOLUME 239, PAGE 963 AND PARCEL 38-18-
1342-102.
The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of
American Home Mortgage Servicing, Inc., successor in interest to Columbia National
Incorporated,
Plaintiff,
vs.
Billy T. Lindsey, Jr. and Barbara R. Lindsey,
Defendants,
at Execution Number 2005-6682 in the amount of$141,675.79.
A Schedule of Distribution will be filed by the Office of the Sheriff no later than thirty
(30) days from the sale date.
Distribution will be made in accordance with the Schedule of Distribution unless
exceptions thereto are filed with the Office of the Sheriff within ten (10) days from the date when
the Schedule of Distribution is filed by the Office of the Sheriff.
GZ & BIRSIC, P.C.
~: / .
J6s /.' , squIre
I
/ Att ey for Plaintiff
V One Gateway Center, Ninth Floor
Pittsburgh, P A 15222
(412) 281-7650
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CNIL DMSION
NO.: 2005-6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
LONG FORM DESCRIPTION
ALL THAT CERTAIN lot or tract of land situate in the Township of Silver Spring, County of
Cumberland and Commonwealth of Pennsylvania, being Lot No. 46 as shown on a Revised
Subdivision Plan for Waterford Square prepared by H. Edward Black and Associates, P.C., dated
May 23, 1996, and recorded in the Office of the Recorder of Deeds in and for Cumberland County,
Pennsylvania, in Plan Book 72, Page 137, and being more fully bounded and described as follows:
BEGINNING at a point on the Southeastern right-of-way line of Lenox Court at the common front
property comers of Lot Nos. 46 and 47 as shown on the hereinafter mentioned plan oflots; thence
along Lenox Court by a curve having a radius of 120.00 feet an arc length of24.25 feet more or less
to a point at the dividing line between Lot Nos. 45 and 46; thence along said line South 05 degrees
33 minutes 04 seconds East 180.04 feet to a point; thence South 32 degrees 05 minutes 42 seconds
West 6.11 feet to a point; thence North 57 degrees 54 minutes 18 seconds West 25.60 feet to a point
at the dividing line between Lot Nos. 46 and 47; thence along said line North 05 degrees 33 minutes
04 seconds West 166.08 feet to a point, being the place of BEGINNING.
CONTAINING 0.10 acre, more or less.
HA VING THEREON ERECTED a two-story townhouse known and numbered as 3 Lenox Court,
Silver Spring, Pennsylvania 17050.
BEING THE SAME PREMISES which Fine Line Homes, Inc. by Deed dated February 15, 2001 and
recorded in the Office of the Recorder of Deeds of Cumberland County on February 23,2001 in
Deed Book Volume 239, Page 963, granted and conveyed unto Billy T. Lindsey, Jr. and Barbara R.
Lindsey, husband and wife.
DBV 239
Page 963
Parcel 38-18-1342-102
GRE~ ~pRSIC, P'o/
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By: 4)" '- -
/:' , squire
t/' Att rney for Plaintiff
One Gateway Center, Ninth Floor
Pittsburgh, P A 15222
(412) 281-7650
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CIVIL DIVISION
NO.: 2005-6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
TO: Barbara R. Lindsey
7759 Hanover Dale Drive
Harrisburg, PAl 7112
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of
Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County,
directed, there will be exposed to Public Sale in the
Cumberland County Courthouse
Commissioners Hearing Room, 2nd Floor
1 Courthouse Square
Carlisle, P A 17013
on December 6,2006 at 10:00 A.M., the following described real estate, of which Billy T.
Lindsey, Jr. and Barbara R. Lindsey are the owners or reputed owners:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF BILLY T. LINDSEY, JR.
AND BARBARA R. LINDSEY OF, IN AND TO THE FOLLOWING DESCRIBED
PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL EST ATE SITUATED IN THE
TOWNSHIP OF SILVER SPRING, COUNTY OF CUMBERLAND, AND
COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING
BEING KNOWN AND NUMBERED AS 3 LENOX COURT, SILVER SPRING,
PENNSYLVANIA 17050. DEED BOOK VOLUME 239, PAGE 963 AND PARCEL 38-18-
1342-102.
r
The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of
American Home Mortgage Servicing, Inc., successor in interest to Columbia National
Incorporated,
Plaintiff,
vs.
Billy T. Lindsey, Jr. and Barbara R. Lindsey,
Defendants,
at Execution Number 2005-6682 in the amount of $141,675.79.
A Schedule of Distribution will be filed by the Office of the Sheriffno later than thirty
(30) days from the sale date.
Distribution will be made in accordance with the Schedule of Distribution unless
exceptions thereto are filed with the Office of the Sheriff within ten (10) days from the date when
the Schedule of Distribution is filed by the Office of the Sheriff.
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL V ANlA
AMERICAN HOME MORTGAGE
SERVICING, INC., SUCCESSOR IN
INTEREST TO COLUMBIA NATIONAL
INCORPORATED,
CNIL DNISION
NO.: 2005-6682
Plaintiff,
vs.
BILLY T. LINDSEY, JR. and
BARBARA R. LINDSEY,
Defendants.
LONG FORM DESCRIPTION
ALL THAT CERTAIN lot or tract of land situate in the Township of Silver Spring, County of
Cumberland and Commonwealth of Pennsylvania, being Lot No. 46 as shown on a Revised
Subdivision Plan for Waterford Square prepared by H. Edward Black and Associates, P.C., dated
May 23, 1996, and recorded in the Office of the Recorder of Deeds in and for Cumberland County,
Pennsylvania, in Plan Book 72, Page 137, and being more fully bounded and described as follows:
BEGINNING at a point on the Southeastern right-of-way line of Lenox Court at the common front
property comers of Lot Nos. 46 and 47 as shown on the hereinafter mentioned plan of lots; thence
along Lenox Court by a curve having a radius of 120.00 feet an arc length of24.25 feet more or less
to a point at the dividing line between Lot Nos. 45 and 46; thence along said line South 05 degrees
33 minutes 04 seconds East 180.04 feet to a point; thence South 32 degrees 05 minutes 42 seconds,
West 6.11 feet to a point; thence North 57 degrees 54 minutes 18 seconds West 25.60 feet to a point
at the dividing line between Lot Nos. 46 and 47; thence along said line North 05 degrees 33 minutes
04 seconds West 166.08 feet to a point, being the place of BEGINNING.
CONTAINING 0.10 acre, more or less.
HAVING THEREON ERECTED a two-story townhouse known and numbered as 3 Lenox Court,
Silver Spring, Pennsylvania 17050.
BEING THE SAME PREMISES which Fine Line Homes, Inc. by Deed dated February 15, 2001 and
recorded in the Office of the Recorder of Deeds of Cumberland County on February 23,2001 in
Deed Book Volume 239, Page 963, granted and conveyed unto Billy T. Lindsey, Jr. and Barbara R.
Lindsey, husband and wife.
DBV 239
Page 963
Parcel 38-18-1342-102
GRE~ & IMRSIC, P.C.
./)' // ~:~_. -
By::/'
/; , squire
?/ Att mey for Plaintiff
One Gateway Center, Ninth Floor
Pittsburgh, P A 15222
(412) 281-7650
h l :( d 8 I mr qOOl
\'d ')\.L. 'no~; ~.~>~\.'; '.;,,:
.:L:!l (53:] S .:: ,;_~ -:10 3Jl..-:1 J~t[
WRIT OF EXECUT,ION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 05-6682 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due AMERICAN HOME MORTGAGE SERVICING, INC.
Plaintiff (s)
From BILLY r. LINDSEY, JR. AND BARBARA R. LINDSEY
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $129,521.21
Interest $12, 154.58
Atty's Comm %
Atty Paid $271.97
Plaintiff Paid
Date: JULY 18, 2006
L.L. $.50
Due Prothy $1.00
Oth" Co," ~. .
C~Td~l
(Seal)
Prothonotary
By:
Deputy
REQUESTING PARTY:
Name JOSEPH A. FIDLER, ESQillRE
Address: ONE GATEWAY CENTER, NINTH FLOOR
PITTSBURGH, PA 15222
Attorney for: PLAINTIFF
Telephone: 412-281-7650
Supreme Court ID No. 87324
l
Real Estate Sale # 72
On September 11, 2006 the Sheriff levied upon the
defendant's interest in the real property situated in
Silver Spring Township, Cumberland County, P A
Known and numbered as 3 Lenox Court,
Mechanisburg, more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
,
Date: September 11,2006
BY:J
' actu ~
Real Estate Sergeant
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PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYL VANIA
55.
COUNTY OF CUMBERLAND
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
VIZ:
October 20, October 27 and November 3, 2006
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
SWORN TO AND SUBSCRIBED before me this
3 day of November. 2006
NOTARiAl SEAL
LOIS E. SNYDER. Notary Public
CarHsle 8oro, Cumberland County
My Commission Expires March 5. 2009
REAL ESTATE SALE NO. 72
Writ No. 2005-6682 Civil
American Home Mortgage
Servicing Inc.
vs.
Billy T. Lindsey, Jr. and
Barbara R. Lindsey
Atty.: Joseph Fidler
LONG FORM DESCRIPTION
ALL THAT CERTAIN lot or tract
of land situate in the Township of
Silver Spring, County of Cumber-
land and Commonwealth of Penn-
sylvania, being Lot No. 46 as shown
on a Revised Subdivision Plan for
Waterford Square prepared by H.
Edward Black and Associates, P.C.,
dated May 23, 1996, and recorded
in the Office of the Recorder of
Deeds in and for Cumberland
County. Pennsylvania, in Plan Book
72, Page 137. and being more fully
bounded and described as follows:
BEGINNING at a point on the
Southeastern right-of-way line of
Lenox Court at the common front
property comers of Lot Nos. 46 and
47 as shown on the hereinafter
mentioned plan of lots; thence along
Lenox Court by a curve having a
radius of 120.00 feet an arc length
of 24.25 feet more or less to a point
at the dividing line between Lot Nos.
45 and 46; thence along said line
South 05 degrees 33 minutes 04
seconds East 180.04 feet to a point;
thence South 32 degrees 05 min-
utes 42 seconds West 6.11 feet to
a point; thence North 57 degrees
54 minutes 18 seconds West 25.60
feet to a point at the dividing line
between Lot Nos. 46 and 47; thence
along said line North 05 degrees 33
minutes 04 seconds West 166.08
feet to a point, being the place of
BEGINNING.
CONTAINING 0.10 acre, more or
less.
HAVING THEREON ERECTED a
two-story townhouse known and
numbered as 3 Lenox Court, Silver
Spring, Pennsylvania. 17050.
BEING THE SAME PREMISES
which Fine Line Homes. Inc. by
Deed dated February 15. 2001 and
recorded in the Office of the Re-
corder of Deeds of Cumberland
County on February 23, 2001 in
Deed Book Volume 239, Page 963,
granted and conveyed unto Billy T.
Lindsey, Jr. and Barbara R.
Lindsey, husband and wife.
~----
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Joseph A. Dennison, being duly sworn according to law, deposes and says:
That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the
laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market
Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-
News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market
Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were
established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever
smce;
That the printed notice or publication which is securely attached hereto is exactly as printed and published
in their regular daily and/or Sunday/ Metro editions which appeared in the 25th day(s) of October and the 1st and
8th day(s) of November 2006. That neither he nor said Company is interested in the subject matter of said printed
notice or advertising, and that all of the allegations of this statement as to the time, place and character of
publication are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed
and adopted severally by the stockholders and board of directors of the said Company and subsequently duly
recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317.
PUBLICATION
COPY
S ALE #72
u s ri ed before me this 15th day of November 2006 A.D.
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Terry L. Russell, Notary Public
City Of Ha risburg, Dauphin County
My Com . sian Ex' June 6, 2010
, ."v:iAtinn of Notaries
CUMBERLAND COUNTY SHERIFF'S OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013