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Home My WebLink About06-0060 STOCK & GRIMES, LLP BY: ID'IARD STOCK, ESQUIRE 1.D.# 13657 804 West Avenue Jenkintown, Pi\. 19046 (215) 576-1900 Ai:tomey for Plaintiff DIScnVER BANK, ISSUER OF DIScnVER CARD, BY ITS AGENT DISCOVER FINANCIAL SERVICES, LLC P.O. Box 6011 Dover, DE 19903-6011 COURT OF COMMON PLEAS OJMBERLOND CO U N T Y CIVIL ACTION-LAW vs. FRANCES M. SHEAFFER 509 W. Kind Street Shippensburg, PA 17257-1615 NO. 01--/.,6 (JOtl'J~ I I II II , :1 :! CIVIL l\.Cl'IOO "NOTICE" "You have been sued in court. If you wish to defend agJinst the cl.1if1ls set fortll in the fol- lowing pages, you must t.Jke action witllin twenty (20) days after this cOlllplaint and notice are served, by entering a written appdarance person- ally or by <Jttorney and Ii ling in writing with the court your defenses or objections to the claims set forth against you. You are warned that -if you fa)l to do so the case ll1ay proceed without you and a judgment may be entered against you by the court without further notice for any money cla.imed in the complaint or for any other claim or relief requested by Uw ~Jaintiff. You may lose money or property or other rights important to you. "AVISO" "YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN (3ET LEGAL HELP. "Le han demandado a usted en la corte. Si usted quiere defenderse de est as demandas ex- puestas en las paginas siguientes, usted tiene veinte (20) dl'as de plaza al partir de la fecha de In demand a y la notifir.:acion. Hace falta as en tar una comparencia 8scrita 0 en persona 0 con un abogado y entregar a 13 Corte en forma escrita sus detensas 0 S\JS objeciones alas demandas en con Iro de su persona. Sea avi sado que si usted no S8 defiende, la corte tomara medidas y puede continuar 101 demanda en contra suya sin previa avisa a notificacion. Ademas, lacorte puede decidir a favor del demandante y requiere que usted cumpla con todas las provis~ol1es de est a demanda. Usted puede perder dinero 0 sus propiedades u atras derechas importantes para usted. " C~ -1cr "LLEVE EST A DEMANDA A UN ABO- GADO INMEDIATAMENTE. SI NO TIENE A80- GADO 0 SI NC TIE~IE EL DINERO SUFICIENTE DE PAGAIl T,~L SERVICIO, VAYA EN PER- SONA 0 LLAME POR TE,LEFONO A LA DF!- CINA CUY A DIFIECCION SE ENCUENTRA ESCRITA ABA.JO ARA AVERIGUAR DONDE SE PUEDE CONSE Jill ASISTENCI LEGAL. SERVICES Court 'ldninistrator -- CU11berland CoWlty Courthouse 4th Floor, One Courthouse Squa1:e Carlisle, p~ 17013 (717) 240-6200 STOCK & GRIMES, LLP BY: EDWARD STOCK, ESQUIRE I.D. #13657 804 West Avenue Jenkintown, PA 19046 (215) 576-1900 DISCOVER BANK, ISSUER OF DISCOVER CARD, BY ITS AGENT DISCOVER FINANCIAL SERVICES, LLC P.O. Box 6011 Dover, DE 19903-6011 Plaintiff vs, FRANCES M. SHEAFFER 509 W. Kind Street Shippensburg, PA 17257-1615 Defendant Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY CIVIL ACTION-LAW NO, ?' .,....,..../,...- {N: (,.0 Ct.l<-f ~ CIVIL ACTION COMPLAINT IN ASSUMPSIT 1. Plaintiff, Discover Bank, issuer of Discover Card, by its agent Discover Financial Services, LLC., is a duly organized banking institution under the laws of the State of Delaware and has a principal place of business at the address contained in the above caption. 2. Defendant(s), FRANCES M. SHEAFFER, is an adult individual and resides at the address contained in the above caption. 3, After application by the Defendant(s) to the Plaintiff for a credit card account, which application was approved by the Plaintiff, the Plaintiff issued a credit card to the Defendant(s) so that the Defendant(s) could make purchases from merchants, on credit, who had established a business relationship with the Plaintiff in regard to the same, 4. Thereafter, the Defendant(s) utilized the said credit card on various and sundry occasions. 5. Plaintiff attaches hereto as Exhibit "A" to this Complaint, a true and correct copy of the last monthly statement in regard to the activities in connection with the Defendant's account and also attaches hereto as Exhibit "B" to this Complaint, an Affidavit from the Plaintiff attesting to the present balance due the Plaintiff from the Defendant(s) in regard to the said account. 6. Notwithstanding repeated requests and demands of the Plaintiff upon the Defendant(s) to satisfy the outstanding indebtedness in the sum of $7,338,06, the Defendant(s) has/have and still refuse(s) to pay the same, 7. As a result thereof, Plaintiff has been forced to incur reasonable attorney collection fees in the sum of $1,834.52 in an attempt to legally enforce collection of the debt due it from the Defendant(s), which reasonable attorney fees are the responsibility of the Defendant(s) to pay in accordance with the Cardmember Agreement, 8, Plaintiff's investigation has determined that the Defendant is not in the military service. 9. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. WHEREFORE, Plaintiff, Discover Bank, issuer of Discover Card, by its agent Discover Financial Services, LLC, demands Judgment against the Defendant(sl, FRANCES M. SHEAFFER, in the sum of $9,172.58, with interest and costs. DATE: /L(!L7! oj EDW~D~~~ . VERIFICATION EDWARD STOCK, ESQUIRE, Attorney for the Plaintiff herein, verifies that the statements made in this Pleading are true and correct and that he is authorized to make them on behalf of the Plaintiff. He understands that the statements herein are made subject to the penalties ofPa, C.S.A. Sec. 4904, relating to unsworn falsification to authorities, , J DISC VER CARD new balance $0.00 31 SOSN6AOl 0005350 FRANCES SHEAFFER 509 W KING ST SHIPP ENS BURG PA 17257-1615 minimum payment due $1,211.00 aCCDuntnumber 6011002180224735 enter amount enclosed below payment due date November 29, 2005 $1 To order Cash Access Checks, select your P.I.N., or to find cash locations call 1.800-DISCOVER (1-800-347.2683) or visit DiscQvercard.com. PO BOX 15251 11I",11"",11",,11,11,,1 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go to Discovercard.com. 000006011002180224735000000000000000121100 Discover Card Account Summary account number payment due date minimum payment due credit limit credit available cash credit limit cash credit available 6011 0021 80224735 November 29, 2005 $1,211.00 $7,000.00 $-338.00 $3,500.00 $0.00 Closing Date: October 31,2005 page 1 of 1 previous balance payments and credits ---------~-- purchases cash advances balance transfers $7,338.06 .---------- 7,338.06 --.- 0.00 0.00 0.00 0.00 $0.00 + + + FINANCE CHARGES + new balance ; Cashback Bonusrro Cashback Bonus@! Anniversary Date: August 19 Opening Cashback Bonus Balance New Cashback Bonus Earned $ + 0.00 0.00 0,00 0,00 Cash back Bonus Balance Available to Redeem $ $ Transactions trans. post date date Payments and Credits Oct 31 Oct 31 INTERNAL CHARGE.OFF $ -7,338.06 Average Daily Balances Daily Periodic Rates ..." .............., hillinn na~;nr4. 1? rl~"e: Exhibit "A" 1~n,;ja~L ANNUAL PERCENTAGE PERCENTAGE RATES RATES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES ATTORNEY: ACCOUNT NUMBER: BALANCE: CARDMEMBER (S): STOCK 6011002180224735 $7338.06 FRANCES M SHEAFFER STATE OF OHIO COUNTY OF FRANKLIN R. Jones, personally appeared before me, this day and after being duly sworn, according to law, upon his/her oath and says: I am a Legal Placement Account Manager for DISCOVER FINANCIAL SERVICES LLC., the servicing agent of DISCOVER BANK, an FDIC inslH'ed Delaware State BanJe THAT this affidavit is made on the basis of my personal knowledge and in support of Plaintiffs suit on account against the Debtor( s) THAT, in my capacity as Legal Placement Account Manager, I have control over and access to records regarding the Discover Card Account of the above referenced Debtor(s), further, that I have personally inspected said Account and statements regarding the balance due on said account. DISCOVER FINANCIAL SERVICES, LLC. maintains these records in the ordinary course of business. THAT the annexed statement of account is a true and correct statement of what is now due and owing Discover Bank on the account, and exhibit A is a copy of the Cardmember Agreement between Discover Bank and the above referenced Debtor(s). The Cardmember Agreement governs the terms and conditions of the relationship between Discover Bank and the Debtor( s) in connection with the account. Based on my review of the account records, to the best of my knowledge and belief the above referenced Debtor(s) is not engaged in the military service of the United States and is a resident of the State and ofthe Country in which this action has been filed, I declare under penalty of perjury that the foregoing is true and correct to the best of my knowledge. ~\ ~= ~ \ Affiant Sworn and Subscribed before me, This day of Tuesday, November 08,2005. \\,'UI't, ,\ oV P " ,~ ...~.I.."..V~'" -:'''''''1/'' , '0 ..'" '/ "~' :~/~~".(.?-:\;~-=:. , ,.;:s: 0.~,(l ~ ~*i_"':' - ... '1'*= .- , - ~ : ... .. '. . .. ... ... . . .. ~()'l.x' ,.0, " ..,;.... ...:'~,' ',J l'j;:.."......O'<.,- 'I,~ Or \,' / 11'"1\ \ \ JANICE M. DORR Notary Public, Stale of Ohio My Commission Expires May 17, 2009 ?4,j~ylJ)uJ Exhibit "B" ^ Request for Military Status Page 1 of I Department of Defense Manpower Data Center DEC-08-200513:26:32 Military Status Report Pursuant to the Service Members' Civil Relief Act <:. Last First/Middle Begin Date Active Duty Status Service/Agency Name SHEAFFER FRANCES M Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, the above is the current status of the individual, per the Information provided, as to all branches of the Military. -' ~W~?~~~ Robert J, Brandewie, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems, The Department of Defense strongly supports the enforcement ofthe Service Members Civil Relief Act [50 USCS Appx. 99 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are most strongly encouraged to contact us by phone at (703-696-6762). We will then conduct further research, Your failure to re-contact DMDC may cause provisions ofthe SCRA to be invoked against you, This response reflects current active duty status only, For historical information, please contact the military services SCRA point of contact. See: http://www.defenselink.mil/faq/pis/PC09SLDR.htmL Report fD:BOAOTNNWRMZ https://www.dmdc.osd.mil/scralowalscra.prc_Select 12/8/2005 }J (:) -w. 8 7' U1 ~ \:\:. c' C) lI\ .' .-n (-. .-1 U( -', ("~ ~\: .",," (;: - - ~ ?-..J , .. ..:t v.: ~ W V, w ?=- ) -t:. \ - E --.,) " r'\ ,. " _.! --L. - STOCK & GRIMES, LLP BY: Edward Stock, Esquire I.D. #13657 804 West Avenue Jenkintown, PA 19046 (215) 576-1900 DISCOVER BANK, ISSUER OF DISCOVER CARD BY ITS AGENT DISCOVER FINANCIAL SERVICES, LLC P.O. Box 6011 Dover, DE 19903-6011 Plaintiff vs, FRANCES M. SHEAFFER 509 W. King Street Shippensburg, PA 17257-1615 Defendant(s) Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY CIVIL ACTION-LAW NO. 06-60 Civil Term PRAECIPE TO DISCONTINUE TO THE PROTHONOTARY: Kindly mark the above captioned case discontinued, DATE: (/t)6 EDWA Cl -n C.~ -~1 ;",J r:~-) c.)"',