HomeMy WebLinkAbout01-19-06
REV-1500 EX + (6-00)
'*
COMMONWEALTH OF
PENNSYLVANIA
DEPARTMENT OF REVENUE
DEPT. 280601
HARRISBURG, PA 17128-0601
REV-1500
INHERITANCE TAX RETURN
RESIDENT DECEDENT
OFFICIAL USE ONLY
FILE NUMBER
2 1 -0 5 0 0 8 35
"'COuNTYCOOE ----vEA~ - - NUMaER- -
I-
Z
W
C
W
()
W
C
DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
Murra Marian M.
DATE OF DEATH (MM-DD-Year)
DATE OF BIRTH (MM-DD-Year)
SOCIAL SECURITY NUMBER
2 03- 2 4 - 5 4 5 9
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
SOCIAL SECURITY NUMBER
07/14/2005 01/06/1932
(IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
Murra
W
I-
:,c:: :$C/)
u":,c::
w~u
J: "g
UQ.lD
Q.
<(
IX] 1. Original Return
D 4. Limited Estate
D 6. Decedent Died Testate (Attach copy 01 Will)
D 9. Litigation Proceeds Received
D 2. Supplemental Return
D 4a. Future Interest Compromise (date 01 death after 12-12-82)
D 7. Decedent Maintained a Living Trust (Attach copy of Trust)
D 10. Spousal Poverty Credit (dale of death between 12-31-91 and 1-1-95)
D 3. Remainder Return (date of death prior to 12-13-82)
D 5. Federal Estate Tax Return Required
_ 8. Total Number of Safe Deposit Boxes
D 11. Election to tax under Sec. 9113(A) (Attach Sch 0)
THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
NAME COMPLETE MAILING ADDRESS
David W. Rea er 2331 Market Street
FIRM NAME (If Applicable)
Rea er & Adler P.C.
TELEPHONE NUMBER
717 763-1383 Carn Hill PA 17011-4642
I-
Z
W
C
Z
o
Q.
C/)
W
"
"
o
U
z
o
~
<C
...J
:J
l-
e:
<C
()
w
0:::
z
o
~
<C
I-
:J
a.
:!
o
()
><
<C
I-
1. Real Estate (Schedule A)
2. Stocks and Bonds (Schedule B)
(1)
(2)
(3)
(4)
(5)
OFFICIA~U$E ONLY
p,-~" (....--"
6,130.00
, ,.--,
.......;....
435,431.55
40,004.08
i"'_.....
1..,'
3. Closely Held CorporaUon, Partnership or Sole-Proprietorship
4. Mortgages & Notes Receivable (Schedule D)
5. Cash, Bank Deposits & Miscellaneous Personal Property
(Schedule E)
6. Jointly Owned Property (Schedule F)
D Separate Billing Requested
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property
(Schedule G or L)
8. Total Gross Assets (total Lines 1-7)
(6)
(7)
COo
62,389.09
(8)
543,954.72
9. Funeral Expenses & Administrative Costs (Schedule H)
(9)
8,797.99
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10)
11. Total Deductions (total Lines 9 & 10)
12. Net Value of Estate (Line 8 minus Line 11)
13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been
made (Schedule J)
14. Net Value Subject to Tax (Line 12 minus Line 13)
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
15. Amount of Line 14 taxable at the spousal tax
rate, or transfers under Sec. 9116 (a)(1.2)
0.00 X 0.00 (15)
X _(16)
X .12 (17)
X .15 (18)
(11)
(12)
(13)
8,797.99
535,156.73
535,156.73
16. Amount of Line 14 taxable at lineal rate
(14)
0.00
17. Amount of Line 14 taxable at sibling rate
0.00
(19)
18. Amount of Line 14 taxable at collateral rate
19. Tax Due
20. 0
CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
> > BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND RECHECK MATH < <
~
.,r
Decedent's Complete Address:
STREET ADDRESS
811 Mandy Lane
CITY I STATE I ZIP
Camp Hill PA 17011
Tax Payments and Credits:
1. T ax Due (Page 1 Line 19) (1 )
2. Credits/Payments
A. Spousal Poverty Credit
B. Prior Payments
C. Discount
Total Credits (A + B + C) (2)
3. InteresUPenalty if applicable
D. Interest
E. Penalty
TotallnteresUPenalty ( D + E) (3)
4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Check box on Page 1 Line 20 to request a refund (4)
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5)
A. Enter the interest on the tax due. (SA)
B. Enter the total of Line 5 + SA. This is the BALANCE DUE. (5B)
Make Check Payable to: REGISTER OF WILLS, AGENT
PLEASE ANSWER THE FOllOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred; ...........................................................................0 00
b. retain the right to designate who shall use the property transferred or its income; ........................................ 0 00
c. retain a reversionary interest; or ...................................................................................................... 0 00
d. receive the promise for life of either payments, benefits or care? ............................................................. 0 00
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death
without receiving adequate consideration?.............................................................................................. 0 00
3. Did decedent own an "in trust for' or payable upon death bank account or security at his or her death? ................. 0 00
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
t' b f' d' f? 00 0
con alns a ene IClary eSlgna Ion. ....................................................................................................... IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete.
Declaration of pre parer other than the personal representative is based on all information of which preparer has any knowledge.
SIGNATUR~ PERSON RESPO~LE nl~~NG RETURN ~E
e /.. ~o -~. '-.J . / . ,?VVL "2 L..:.p 1// J' ;;Z t5'f!) b
--- ~-'I , .
ADDRESS 6 .
SIGNATURE OF PRE PARER OTHER THAN REPRESENTATIVE DATE
ADDRESS 2331 Market Street
Camp Hill PA 17011
For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3%
[72 P.S. !l9116 (a) (1.1) (i)].
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. !l9116 (a) (1.1) (ii)].
The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if
the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent,
or a stepparent of the child is 0% [72 P.S, !l9116(a)(1.2)],
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. !l9116(1.2) [72 P.S. !l9116(a)(1 )].
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. !l9116(a)(1.3)]. A sibling is defined, under Section 9102, as an
individual who has at least one parent in common with the decedent, whether by blood or adoption.
.",~"."., '*
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE B
STOCKS & BONDS
ESTATE OF
Murray Marian M.
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
FILE NUMBER
21 05
00835
ITEM
NUMBER
1.
DESCRIPTION
US Treasury Bond Series I
Serial No. VOO 211 06751
VALUE AT DATE
OF DEATH
6,130.00
TOTAL (Also enter on line 2, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
6130.00
~,~"."~,, '*
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
ESTATE OF
Murray Marian M.
FILE NUMBER
21 05
00835
Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on Schedule F.
ITEM
NUMBER
1.
DESCRIPTION
VALUE AT DATE
OF DEATH
421,217.28
TO Waterhouse Brokerage Account
2.
1987 Toyota Camry Sedan 40
930.00
3.
Waypoint Bank Certificate
13,284.27
TOTAL (Also enter on line 5, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
435.431.55
~,.,,,.,," '*
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE F
JOINTLY-OWNED PROPERTY
ESTATE OF
Murray. Marian M.
If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G.
SURVIVING JOINT TENANT(S) NAME
A. Philip R. Murray
B
c
JOINTLY-OWNED PROPERTY:
ADDRESS
811 Mandy Lane
Camp Hill, PA 17011
FILE NUMBER
21 05
00835
RELATIONSHIP TO DECEDENT
husband
LETTER DATE DESCRIPTION OF PROPERTY '10 OF DATE OF DEATH
ITEM FOR JOINT MADE Include name of financial institution and bank account number or similar identifying number. Attach DATE OF DEATH DECD'S VALUE OF
NUMBER TENANT JOINT deed for jointly-held real estate. VALUE OF ASSET INTEREST DECEDENT'S INTEREST
1. A. Legacy Bank Select Savings 75,180.71 50. 37,590.36
2. A. Members 15t Checking Account 1,061.63 50. 530.82
3. A. Members 1 st Savings Account 3,615.16 50. 1,807.58
4, A. PSECU Accounts 150.63 50. 75.32
TOTAL (Also enter on line 6, Recapitulation) $ 40004.08
(If more space is needed, insert additional sheets of the same size)
~'''"".,,,o '*
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Murrav. Marian M.
SCHEDULE G
INTER-VIVOS TRANSFERS &
MISC. NON-PROBATE PROPERTY
FILE NUMBER
21 05
00835
This schedule must be ccmpleted and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes,
DESCRIPTION OF PROPERTY %OF
ITEM INCLUDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND THE DATE OF TRANSFER DATE OF DEATH DECD'S EXCLUSION TAXABLE VALUE
NUMBER ATTACH A COPY OF THE DEED FOR REAL ESTATE VALUE OF ASSET INTEREST
(IF APPLICABLE)
1. IRA - TD Waterhouse Money Market 4,533.57 100. 4,533.57
2. IRA - DNP Select Income Fund 9,877.00 100. 9,877.00
3. IRA - Vanguard REIT Index Portfolio 47,978.52 100. 47,978.52
TOTAL (Also enter on line 7, Recapitulation) $ 62 389.09
(If more space is needed, insert additional sheets of the same size)
~'""".,," .-
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Murray Marian M.
Debts of decedent must be reported on Schedule I.
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
FILE NUMBER
21
05
00835
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES:
1. Parthemore Funeral Home 4,773.00
2. Diocese of Harrisburg 2,390.00
B. ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Name of Personal Representative (s)
Social Security Number(s) I EIN Number of Personal Representative(s)
Street Address
City State Zip
Year(s) Commission Paid:
2. Attorney Fees Reager & Adler, P.C. 1,000.00
3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant
Street Address
City State Zip
Relationship of Claimant to Decedent
4. Probate Fees Cumberland County Register of Wills 452.00
5. Accountant's Fees
6. Tax Retum Preparer's Fees
7.
8. The Sentinel (legal advertisement) 107.99
9. Cumberland Law Journal (legal advertisement) 75.00
TOTAL (Also enter on line 9, Recapitulation) $ 8 797.99
(If more space is needed, insert additional sheets of the same size)
,~.""". ".
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
MlJrrrlv Mrlrirln M.
SCHEDULE J
BENEFICIARIES
NUMBER
I.
NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY
TAXABLE DISTRI BUTIONS [include outright spousal distributions, and transfers under
Sec. 9116 (a) (1.2)]
1.
FILE NUMBER
21 05
RELATIONSHIP TO DECEDENT
Do Not List Trustee(s)
nnR1Fi
AMOUNT OR SHARE
OF ESTATE
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
II. NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
1. Philip R. Murray 535,156.73
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
1.
TOTAL OF PART II - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET
(If more space is needed, insert additional sheets of the same size)
$
535156.73
REGISTER OF WILLS
CUMBERLAND County, Pennsylvania
CERTIFICATE OF GRANT OF LETTERS
No. 2005-00835 PA No. 21-05-0835
Es ta te Of: MARIAN M MURRA Y
(First, Middle, LasO
Late Of:
HAMPDEN TOWNSHIP
CUMBERLAND COUNTY
Deceased
Social Securi ty No: 203-24-5459
WHEREAS, on the 19th day of September 2005 an instrument dated
June 17th 2005 was admitted to probate as the last will of
MARIAN M MURRA Y
(First, Middle, iasO
la te of HAMPDEN TOWNSHIP, CUMBERLAND County,
J
who died on the 14th day of July 2005 and,
WHEREAS, a true copy of the will as probated is annexed hereto.
THEREFORE, I, GLENDA FARNER STRASBAUGH Register of Wills in and
for CUMBERLAND County, in the Commonwealth of Pennsylvania, hereby
certify that I have this day granted Letters TESTAMENTARY to:
PHILIP R MURRA Y
who has duly qualified as EXECU TOR (RIX)
and has agreed to administer the estate according to law, all of which
fully appears of record in my office at CUMBERLAND COUNTY COURT HOUSE,
CARLISLE, PENNSYL VANIA.
IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal
of my office on the 19th day of September 2005.
\ Jdhndo-.... ~ClJl.fl OA i -lhDj)bo uqhJ
RegisTer of Wills U
~A ~ ~-i Deputy
**NOTE** ALL NAMES ABOVE APPEAR (FIRST, MIDDLE, LAST)
shc\ctr\wills\MurrayM. Will
LAST WILL AND TESTAMENT
OF
. ~.
~ . "'-"
......:>
".,.;>
c..n
(/)
f7l
-::.I
::..U
=~!, ~:~:;
:'.-:,C~
.~~ E~
:-n r=n
.':' C.:J
{::2
:.0'(")
---.) ,;:::)
?:: :\-.:~
. ~"c'" == ~~
I, MARIAN M. MURRAY, of Camp Hill, Cumberland County, '.C01nmonw~alth :::Ofc-..)
Pennsylvania, which I declare to be my domicile, do hereby make, publish, and declare thisdo be my -n
LAST WILL AND TEST AMENT, hereby revoking all Wills and Codicils at any time heretofore made
by me.
MARIAN M. MURRAY
'....0
FIRST: IDENTIFICATION OF F AMTI ,Y. I declare that I am married to PHILIP R.
MURRAY, and that there are four (4) children of his marriage, whose names are MARGARET ROSE
DEIN, JOHN JOSEPH MURRAY, CHARLES EDGAR MURRAY and PHILIP ROE MURRAY.
As used in this Will, the terms "my spouse" or "my Husband" shall mean only PHILIP R. MURRAY.
As used in this.Will, the term "my child" or "my children" refers to my natural children and adopted
children. As used in this Will, the term "issue" refers to all lineal descendants of the indicated person
'oLall generations; with the relationship of parent and child at each generation determined by the
definition of "child"/"children" set forth in. this PClragraph.
SECOND: PAYMENT OF BURIAL EXPENSES AND DEBTS. I authorize my executor
to pay all the expenses of (1) a funeral or memorial service; (2) the interment of my remains, including
costs of a gravesite, if necessary; and (3) the installation and inscription of a suitable marker at, and
perpetual care of, the gravesite. I further direct my executor to pay all of my lawful debts that my
executor in his or her sole discretion may allow as claims against my estate.
THIRD: DISPOSITION OF TANGTRl,E PERSONAL PROPERTY. I give all of the
tangible pers.onal property of every kind and description, including, but not limited to, personal effects,
automobiles and their accessories, furniture, furnishings, household goods, and clothing, together with
all policies of insurance thereon, but excluding any cash, evidences of indebtedness, documents of title,
and securities and property used in connection with the operation of a trade or business, owned by me
at the time of my death, and not otherwise disposed of herein, to my Husband, or if he shall fail to
survive me, and any child of mine survives me, I direct my executor to divide my tangible personal
property into two parts. The first part shall contain all items that my executor determines, after
consulting with my children, to be of no present or future value or use to my children. The second part
shall contain the balance of the property. My executor shall dispose of the first part by sale,
abandonment, destruction, or gift to any charity or person. The proceeds of any sale shall be added to
my residuary estate. All property in the second part I give in substantially equal shares to my children
to be divided among them as they shall agree. If no agreement is reached within sixty (60) days after
my death, all property in the second part shall be divided among all of the children in such manner as
my executor shall direct. The decision of my executor shall be conclusive and binding on all persons
interested in my estate.
M~ ~.~~
MARIAN M. MURRAY
shc\ctr\wills\MurrayM. Will
Any item of personalty passing to a minor under this Article Third may be delivered to the
minor or to any person to hold for the minor, as my Executor thinks advisable, and the receipt of any
such persons, including the minor, shall constitute a full and complete discharge to my Executor.
I direct that any expenses incurred in obtaining possession, appraising, safeguarding, delivering,
or selling such property be paid from my estate as an administration expense.
FOURTH:
DISPOSITION OF RESmUARY EST A TE.
A. Disposition to Spouse. All of the rest, residue and remainder of the property
that I own at the time of my death, both real and personal, and of every kind and description, wherever
situated, to which I maybe legally or equitably entitled at the time of my death (my "residuary estate"),
I give outright and absolutely to my spouse, ifhe survives me.
B. Possible Disclaimer Trusts. lfmy spouse survives me but validly disclaims a
portion or all of the residuary estate to which he is entitled under this Article, I give such disclaimed
portion of my estate, in trust to the trustee named in Article "SIXTEENTH" below, to take possession,
control, and management of the disclaimed property, to invest and reinvest it, to collect and receive any
income and, after deducting all proper expenses of any trust, to dispose of the net income and the
principal as follows:
1. Credit Trust. For this Credit Trust, I give to my trustee the largest
amount that can pass free of federal estate tax by reason of the applicable credit amount, the state death
tax credit and any other estate tax credits allowed by the Internal Revenue Code; provided, however, that
(1) the state death tax credit shall be taken into account only to the extent that it does not result in an
increase in state death taxes which would otherwise be payable; (2) the sum disposed of by this Article
shall be reduced by the value of property which passes outside the terms of this Will or which passes
under other Articles of this Will and which does not qualify for the estate tax charitable or marital
deductions; and (3) the sum disposed of by this Article shall be reduced by charges against the principal
of my estate which do not qualify as federal estate tax deductions. In making the computations
necessary to determine the amount of this pecuniary bequest, valuations and credit amounts as finally
determined for federal estate tax purposes shall control. I direct my trustee to hold, administer and
distribute the trust as follows:
a. During the lifetime of my spouse, my trustee shall pay to or for
the benefit of my spouse, in quarterly or more frequent installments, all of the net income of the trust.
b. During the lifetime of my spouse, my trustee, in its sole and
absolute discretion, may also pay to or for the benefit afmy spouse such portions ofthe principal of the
trust as my trustee deems advisable to liberally provide for my spouse's health, support and maintenance
after taking into account his other resources. My trustee shall not, however, invade the principal of this
trust for my Husband's benefit until the principal of any marital trust created under this will for my
Husband's benefit has first been fully exhausted.
>nCA.C.~ ~. ~7
MARIAN M. MURRAY
2
shc\ctr\wills\MurrayM. Will
c. During the lifetime of my spouse, my trustee, in its sole and
absolute discretion, may also pay to or apply for the benefit of any child or children of mine such
portions of the principal of the trust as my trustee deems advisable to liberally provide for such child or
children's health, support, maintenance and education (including higher and special education);
provided, however, that no such principal invasion shall be made for the benefit of any child or children
of mine until my spouse's health, support and maintenance shall first have been adequately provided for.
d. My Husband is authorized, at any time and from time to time,
upon written notice delivered to my trustee, to withdraw from trust principal an amount or amounts not
to exceed, in the aggregate, Five Thousand Dollars ($5,000.00) per year or five percent (5%) of the
principal market value of the trust per year, whichever is greater, as determined on the last day of the
calendar year during which such withdrawal is made. The right of withdrawal shall be non-cumulative.
e. Upon the death of my Husband, the then remaining trust income
and principal shall be distributed to my then living children in equal shares PROVIDED THAT if a child
shall predecease my Husband leaving issue, then I leave the share of that deceased child to his or her
issue, per stirpes. Provided, however, that if such issue shall then be under the age of twenty-five (25),
my trustee shall hold that issue's share in a separate trust for the benefit of that issue, to be administered
and distributed as provided in Article "SIXTH" of this Will.
--.......-..-.--...--. -" _. ._~. .-
I: .. liillii'eveI1.t that nocmfdormine or any issue survive me, then
I leave the remaining trust income and principal to be distributed to the WEBBER lNTERNA TIONAL
UNIVERSITY in Babson Park, Florida.
2. Marital Trust. For this Marital Trust, I give all the rest, residue and
remainder of the disclaimed property, of every kind and nature and wheresoever situated, whether real
or personal, to my trustee to be held, administered and distributed as follows:
a. My trustee shall pay to or for the benefit of my Husband all of
the net income from the trust in quarterly or more frequent installments so long as he shall live.
b. My trustee, in its sole and absolute discretion, may also pay to
or apply for the benefit of my Husband such portions of the principal of the trust as my trustee deems
appropriate to liberally provide for my Husband's health, support and maintenance after taking into
account his other resources.
c. The remaining balance of all of the principal and interest of this
Marital Trust shall be paid to the person or persons, including the estate of my spouse, as my spouse
shall appoint. This power of appointment is exercisable by my spouse alone and in all events. The
appointment shall be in the amounts or proportions and on the terms and conditions, either outright or
in trust, as my spouse shall appoint in his Last Will and Testament duly admitted to probate and
specifically referring to and exercising this power of appointment, whether or not his Will is executed
before or after my death. Before distributing the balance of the corpus, the Trustee shall pay any
inheritance, estate or other death taxes that may be due by reason of the death of my spouse in
connection with his interest in the corpus ofthe Marital Trust.
,.,.., ~ca- . m. ~
MARIAN M. MURRAY
3
shc\ctr\wills\Mu rrayM. Will
d. If my Husband shall fail to exercise the power of appointment,
in whole or in part, then upon the death of my Husband, my trustee shall divide the remaining trust
assets, or the part thereof as to which the power of appointment was not validly exercised, in equal
shares to my then living children PROVIDED THAT if a child shall predecease my Husband leaving
issue, then I leave the share of that deceased child to his or her issue, per stirpes. Provided, however,
that if such issue shall then be under the age of twenty-five (25), my trustee shall hold that issue's share
in a separate trust for the benefit of that issue, to be adnlinistered and distributed as provided in Article
"SIXTH" of this Will.
e. In the event that no child of mine or any issue survive me, then
I leave the remaining trust income and principal to the WEBBER INTERNATIONAL UNIVERSITY
in Babson Park, Florida.
FIFTH: DISPOSITION WHEN SPOUSE NOT I.lIVING. If my Husband does not survive
me, I leave all of the rest, residue, and remainder of the property that I own at the time of my death, both
real and personal, and of every kind and description, wherever situate, to which I may be legally or
equitably entitled at the time of my death (my "residuary estate") in equal shares to my children
PROVIDED THAT if a child shall predecease me leaving issue who survives me, then I leave the share
of that deceased child to his or her issue, who survives me, perstirpes,.PROVII?~PXY~J'.g~_J3._II1AIn
if-guchlSSue sha:lltneffoeTmaer-m-eage 'of twenfY~five(25riny trustee shiilfhold that issue's share in
a separate trust for the benefit of that issue, to be administered and distributed as provided in Article
"SIXTH" of this Will. In the event that no child of mine or any issue survive me, then I leave my
residuary estate to:
SIXTH: SEP A RA TE TRUSTS FOR GRANDCHILDREN. If my trustee shall receive any
amount on behalf of a child's issue (hereinafter referred to as "child" or "children"), pursuant to the
provisions of Articles "FOURTH" and "FIFTH" of this Will, I direct that my trustee shall hold the
amount received in trust, and shall administer and distribute that child's trust in the following manner:
1. Until such child shall reach the age of twenty-two (22), my trustee shall
pay to or apply for the benefit of that child so much of the net income of the trust as my trustee shall
deem necessary or advisable to provide for that child's support, maintenance, health and education
(including higher or special education). My trustee shall accumulate any income not so distributed and
shall add the same to principal at least annually.
2. After that child reaches the age of twenty-two (22) my trustee shall pay
to or apply for the benefit of such child all of the net income of the trust in quarterly or more frequent
installments.
3. I authorize my trustee to payor apply principal of the trust, at any time,
to or for the benefit of such child, even to the point of exhausting trust principal, in such amounts as my
trustee, in its absolute discretion, deems necessary or advisable to provide for the support, maintenance,
education and health of such child. For example, but not by way of limitation, my trustee may payor
apply trust principal, in my trustee's absolute discretion, for basic maintenance and support; elementary
)r, ~-..:: rn, ~
MARIAN M. MURRAY
4
sh c\ctr\wills\MurrayM. Will
or secondary education; post-secondary technical or vocational training; college, postgraduate, and
professional study; and assistance in connection with marriage, acquisition and furnishing of a home,
and commencing a business or profession. In determining the amount of principal to be disbursed, my
trustee shall take into consideration any other resources available to such child.
4. Upon such child reaching age twenty-five (25), the trust for such child
shall terminate and my trustee shall distribute to such child all of the trust assets remaining on hand.
5. Ifa child dies before reaching age of twenty-five (25), survived by issue,
my trustee shall distribute the trust principal to such deceased child's then living issue, per stirpes.
6. If a child dies before reaching age twenty-five (25), and is not survived
by issue, my trustee shall distribute the trust of that child in equal shares to that child's then living
siblings.
SEVENTH: TRUSTEE'S .JUDGMENT FINAL. The judgment of the trustee as to the
amount of payments or applications of principal or income pursuant to Article "SIXTH" shall be final
and conclusive on all persons interested, or who may become interested, in the trust estate. On making
any payments or applications of principal, the trustee shall be fully released and discharged from all
further liability or accountability.
EIGHTH: SPENDTHRIFT PROVISION. No beneficiary of any trust created hereunder shall
have any right or power to sell, assign, convey, mortgage, pledge, anticipate, hypothecate, or otherwise
dispose of any right, title, or interest that the beneficiary may acquire in the income or principal of the
trust estate until the income or principal has actually been paid over to the beneficiary by the trustee.
Nor shall the income or principal of the trust estate, or any part of it, or any interest of any beneficiary
under this Will be liable for, or to any extent subject to, any debts of any kind or nature incurred or
contracted by any beneficiary, either before or after my death. Any right granted to a beneficiary to
receive or withdraw assets of any such trust estate, either principal or income, for the beneficiary's own
use and benefit shall not be available for the satisfaction of any claims of the creditors of the beneficiary.
Any right of receipt or withdrawal shall be suspended and may not be exercised by any beneficiary on
the filing of a proceeding in bankruptcy in which the beneficiary is debtor. The suspension shall be
continued during bankruptcy proceedings and shall be restored only after the entry of a final order of
discharge of the beneficiary as debtor.
NINTH: RUI JE AGA lNST PERPETUITIES. Notwithstanding anything in this Will to the
contrary, I direct that no trust created hereunder shall continue for a period longer than permissible under
my domiciliary state's Rule Against Perpetuities, and upon the expiration of such period, each such trust
shall terminate and the assets thereof shall be distributed outright to those persons then in being who
would be entitled to receive the trust principal from that trust at the time of the termination specified.
TENTH: JOINING OF TRUSTS. If at the termination of any trust created under this Will any
part of the trust principal is to be distributed to a person who shall then be the beneficiary of any other
)n~ >no ~
MARIAN M. MURRAY
5
shc\ctr\wills\M urrayM. Will
trust created under this Will, I direct that such person's part of the trust principal be added to his or her
trust, to be administered and distributed as an integral part thereof.
ELEVENTH: POWERS OF ADMINISTRATION. I confer upon my executors and upon
any trustee serving under this Will all powers granted to fiduciaries under the laws of the
Commonwealth of Pennsylvania, whether my estate is administered in the Commonwealth of
Pennsylvania or elsewhere.
In addition to the powers granted by law, I authorize my executors or other legal representatives
of my estate and any trustee serving under this Will:
A. To accept additions to my estate or to any trust under my Will from any source.
B. To acquire the remaining undivided interest in property of my estate or trust in
which my executor or trustee, in their fiduciary capacity, holds an undivided interest.
C. To invest and reinvest the assets of my estate or any trusts created under this Will
in securities or in real or personal property, whether within or outside of Pennsylvania or the United
States, without the need for diversification as to kind or amount and without being limited to investments
authorized by law for fiduciaries. More specifically, but not by way of limi~~ti()p.,Ia.lltl1()rize and
empower-such-executm"S-ot-rrifs1eelo:-- - __u u
1. Invest in discretionary common trust funds, mutual funds, investment
trusts, unsecured obligations, stocks, bonds, and real estate.
2. Retain as long as such executors or trustee deem proper any real or
personal property or any stocks, bonds, notes or other securities (including securities issued by my
corporate fiduciary) which I own at my death or which are subsequently acquired.
D. To effect and keep in force fire, rent, title, liability, casualty or other insurance
to protect the property of the estate or trust and to protect the fiduciary.
E. With respect to any property, real or personal, or any estate therein owned by my
estate or trust, except where such property or any estate therein is specifically disposed of:
1. To take possession of, collect the rents from and manage the same.
2. To sell the same at public or private sale, and upon such terms and
conditions, including credit, as to my fiduciary shall seem advisable.
3. To lease, mortgage, partition, or subdivide the same, even where the
terms of such lease or mortgage shall extend beyond the administration of my estate or the term of any
trust.
},..,~' m. ~r
MARIAN M. MURRAY
6
shc\ctr\wills \MurrayM. Will
4. To abandon property which does not have sufficient economic value, in
my executors' or my trustee's judgment, to make it worth protecting.
5. To repair or improve the same.
6. To grant options for the sale of same for a period not exceeding six (6)
months.
F. With respect to any mortgage held by the estate or trust, to continue the same
upon and after maturity, with or without renewal extension, upon such terms as the fiduciary deems
advisable, or to foreclose, as an incident to collection of any bond or note, any mortgage securing such
bond or note, and to purchase the mortgaged property or acquire the property by deed from the
mortgagor in lieu offoreclosure.
G. To employ any bank or trust company incorporated in the state of my domicile,
any national bank located in the state of my domicile or any private banker duly authorized to engage
in business in the state of my domicile as custodian of any stock or other securities held as fiduciary, and
the reasonable cost thereof, except in the case of a corporate fiduciary, shall be a charge upon the estate
or trust.
H: . "'To causi;Y any stocl(orOfher'securifies-tooe-iegistereoandheTdTilthe name of
a nommee.
1. In the case of the survivor of two or more fiduciaries, to continue to administer
the property of the estate or trust without the appointment of a successor fiduciary.
J. As substitute or successor fiduciary, to succeed to all of the powers, duties and
discretion of the original fiduciary, with respect to the estate or trust, as were given to the original
fiduciary.
K. To contest, compromise or otherwise settle any claim in favor ofthe estate, trust
or fiduciary or in favor of third persons and against the estate, trust or fiduciary, or to submit the same
to arbitration, without judicial approval.
L.
or by any trustee:
With respect to any shares of stock or other securities owned by my executors
1. To vote or refrain from voting, in person or by proxy, discretionary or
otherwise, such shares of stock or other securities.
2. To pay calls, assessments and any other sums chargeable or accruing
against or on account of shares of stock, bonds, debentures or other corporate securities, whenever such
payments may be legally enforceable against the fiduciary or any property of the estate or trust or the
fiduciary deems payment expedient and for the best interests of the estate or trust.
p.,~h,.~
MARIAN M. MURRAY
7
sh c\ctr\wills\MurrayM. Will
3. To sell or exercise stock subscription or conversion rights, participate
in foreclosures, reorganizations, consolidations, mergers, or liquidations and to consent to corporate
sales, leases and encumbrances.
M. To execute and deliver agreements, assignments, bills of sale, contracts, deeds,
notes, receipts and any other instruments necessary or appropriate for the administration of the estate
or trust.
N. In the case of a trustee, to hold the property of two or more trusts or parts of such
trusts created by the same instrument as an undivided whole without separation as between such trusts
or parts, provided that such separate trusts or parts shall have undivided interests and provided further
that no such holding shall defer the vesting of any estate in possession or otherwise.
O. To make distribution in cash, in kind valued at fair market value of the property
at the date of distribution, or partly in each, without being required to make pro rata distributions of such
property.
P. To pay all reasonable and proper expenses of administration from the property
of the estate or trust, including any reasonable counsel fees which the fiduciary may incur.
. Q~- U. Toern:pToy-and remunerate agents to perform necessary services for the estate
or for any trust created thereunder such as, but not limited to, accountants, attorneys, investment
advisors, actuaries, appraisers and custodians.
R. To borrow in the name of my estate or trusts from themselves or others and
secure such loans by mortgage, note, or pledge, at prevailing rates of interest.
S. With regard to any business enterprise which I may own or possess an interest
in at the time of my death, whether incorporated, unincorporated, or operated as a sole proprietorship
or partnership:
1. To retain all or any portion of the business and continue to operate the
same for so long as my executors or trustee shall deem advisable;
2. To sell all or any portion ofthe business, at such time and on such terms
and conditions (including credit), as my executors and trustee shall deem advisable. My executors and
trustee may sell the business to any person, including a person interested in my estate or a fiduciary
serving hereunder.
3. To control, direct or manage the business; vote any corporate shares;
select, hire and compensate, or discharge employees, directors and officers of the business; serve on the
board of directors of the business; retain and compensate experts to advise my executors or trustee
concerning the management or disposition of the business;
).;~~. ~
MARIAN M. MURRAY
8
shc\ctr\wills\Mu rrayM. Will
4.
money in the business;
To recapitalize or reorganize the business; invest additional sums of
5. To participate in or consent to any merger, consolidation, reorganization,
dissolution or liquidation of the business;
6. To account for the business as an entity separate from my estate or trust.
In this regard, my executors or trustee shall be authorized to retain earnings in the business in conformity
with sound business practice.
7. I exonerate my executors and my trustee from liability for any loss
resulting from the retention and/or operation of any business enterprise unless such loss shall result from
the executor's or trustee's gross n~gligence or willful misconduct.
T. To claim administrative expenses of my estate either as income tax deductions
or as estate tax deductions, in my fiduciary's sole discretion, without regard to whether such expenses
are payable from income or principal, and without the necessity of making adjustments or
reimbursements between principal and income or among the property interests of the various
beneficiaries of my estate. I exonerate my fiduciary from any liability arising from the claim of a
beneficiary of my estate whose entitlement under the terms of my Will has b~en diminishe~ lJYlTIY
fiaticiary'ifelecti6ns.- _H_
U. To execute, file and deliver proofs of claim or receipts required to collect all
policies oilife insurance on my life which name my estate or any trust created hereunder as beneficiary;
elect any optional modes of settlement available under such policies; receive, administer and distribute
the proceeds of such policies in accordance with the dispositive provisions of this Will. The receipt of
my executor or my trustee shall constitute full acquittance to any insurance company for policy proceeds
paid.
V. To terminate and distribute outright to the income beneficiaries thereof the assets
of any trust which, in the opinion of my trustee, has become so small that it is uneconomic and not in
the best interests of the trust beneficiary or beneficiaries to continue.
W. To allocate, in their sole and absolute discretion, any amount of the exemption
from generation skipping taxes allowed under Internal Revenue Code, Section 2631(a), to property of
which I am the transferor, including property transferred during my lifetime to which no allocation has
previously been made, without the necessity of making adjustment or reimbursement to any person or
trust as a result of such allocation.
X. To combine trusts having substantially identical terms and with the same
beneficiary or beneficiaries, whether created under the terms of my Will or my spouse's, to be-
administered and distributed as a single trust.
Y. To join with my surviving spouse or the executor of my Will in the execution
and filing of:
~~. Y>1. ~
MARIAN M. MURRAY
9
shc\ctr\wills\MurrayM. Will
1. A joint income tax return for any period prior to my death for which I
have not filed a return and to agree as to the apportionment of any joint tax liability.
2. A gift tax return on gifts made by my surviving spouse and to consent
to treat such gifts as being made one-half (Yz) by me, for any period prior to my death.
Z. In the event that any of my tangible personal property is donated to a charitable
organization(s) then my fiduciary is instructed to use the value of said donationes) as an inheritance tax
deduction for any inheritance tax return-which may be required to be filed as a consequence of my death.
AA. I exonerate my executor from liability for any loss resulting from the retention
and/or operation of any business enterprise unless such loss shall result from the executor's gross
negligence or will fu1 misconduct.
AB. To file the appropriate election in accordance with Section 2056(b)(7)(B)(v)
of the Code, or any successor section thereto, to designate whatever portion of the assets comprising
my federal gross estate that the executor, in the executor's sole discretion, determine should qualify
for the marital deduction. In making this determination, the executor is directed to consider the
present and projected financial requirements of my spouse, the expected period of survivorship of
my spouse and the assets that hav~pas~ed to myspouse oth~r th<lIl1lI:lder the provisions of this Will.
AC. To do all other acts in the executor's judgment deemed necessary or desirable
for the proper and advantageous management, investment and distribution of the estate.
My executor may exercise these powers for any purpose and upon such terms, conditions and
limitations (whether or not to exist longer than the administration of my estate) which in the
judgment of my executor shall be in the best interest of my est~te and the beneficiaries thereof.
TWELFTH: DISTRffiUTION TO MINORS AND PERSONS UNDER DISABILITY.
Except as otherwise provided for herein, if any of my Estate or trust principal or income shall vest in
absolute ownership in a minor, an incompetent, or who in the fiduciaries' judgment is incapacitated, my
executor or trustee shall have the authority, in my executor's or trustee's discretion, and without court
authorization, to make distributions or payments in anyone or more of the following ways: (1) directly
to the beneficiary; (2) directly to the creditor in payment of the debts or expenses of the beneficiary; (3)
to the guardian of the person or estate of the beneficiary; (4) to any custodial parent of a minor
beneficiary; (5) to a custodian for the beneficiary under any law related to gifts to minors, including to
my fiduciaries in that capacity; (6) to apply part or all of the beneficiaries property for the beneficiaries
health, education, maintenance, support or welfare; or (7) to any other person who shall have the care
and custody of the person of the beneficiary. My executor or trustee shall be entitled to be paid at the
same rate as testamentary trustees under the state law of my domicile for the holding and managing of
property pursuant to this Article of my Will. My executor shall account in the same manner as trustees
and shall not be required to render or file annual accountings with respect to the properties so held and
administered for such beneficiaries. Nothing contained in this Article shall operate to suspend the
)n~~ }n.~
MARIAN M. MURRAY
10
shc\ctr\wills\MurrayM. Will
absolute vesting of the share of any such beneficiary of my estate or any trust. Undistributed income
may be accumulated and may from time to time be added to principal.
TIDRTEENTH: PAYMENT OF DEATH TAXES. My estate, inheritance, succession,
transfer or other death taxes shall be paid as follows:
A. If my Husband shall survive me, I direct that all estate, inheritance, succession,
transfer or other death taxes assessed by any taxing authority, whether foreign or domestic, in respect
of all property taxable by reason of my death or by reason of the inclusion of such property in my gross
estate for estate tax purposes, be paid, without apportionment, out of my residuary estate established
under Paragraph A of Article FOURTH of this Will.
B. However, ifmy Husband shall survive me, and validly disclaims a portion or all
of my estate, I direct that all estate, inheritance, succession, transfer or other death taxes assessed by any
taxing authority, whether foreign or domestic, in respect of all property taxable by reason of my death
or by reason of the inclusion of such property in my gross estate for estate tax purposes, be paid, without
apportionment, first from that part of my estate which passes under the Credit Trust in Article
"FOURTH" of this Will.
C. To the extent that the part of my estate passing under the Credit Trust in Article
.. "FOURTH" shall not be suffictentto pay such taxes;Tdifecrthat the-balance- 6rsuch -taxes snan be para-
from the Marital Trust in Article "FOURTH" without apportionment.
D. If my Husband shall not survive me, I direct that all such taxes shall be paid from
my residuary estate without apportionment.
E. However, the aforesaid notwithstanding, if, at the time of my death, I am the
beneficiary of a qualified terminable interest property (QTIP) trust, and the principal of that trust is
includible in my gross estate for tax purposes, it is my direction, pursuant to the provisions of Internal
Revenue Code, Section 2207 A, that my executor or the trustee of such trust withhold from the shares
of the remaindermen of such trust an amount by which the estate tax in my estate exceeds the amount
of the estate tax which would have been payable had the trust property not been included in my estate
for tax purposes.
FOURTEENTH: PRESUMPTION IN CASE OF STMUI JT ANEOUS DEATH. For the
purpose ofthis Will, in determining whether a person has survived me or another person, (1) my spouse
shall be deemed to have predeceased me unless it unmistakably appears by proof that he survived me;
and (2) in all other cases, a person shall not be deemed to have survived me or another person ifhe or
she dies within thirty (30) days of my death or of the death of the other person.
fI!I FIFTEENTH: APPOINTMENT OF EXECUTOR. I nominate and appoint my spouse,
PHILIP R. MURRAY, executor of this, my Will. Ifmy spouse shall fail to survive me, shall decline
to act, or having qualified shall, for any reason thereafter, cease to act, I nominate and appoint JOHN
JOSEPH MURRAY, as successor executor in his place. If JOHN JOSEPH MURRi\. Y shall fail to
~~~~.~
MARIAN M. MURRAY
11
shc\ctr\wills\MurrayM .Will
survive me, shall decline to act, or having qualified shall, for any reason thereafter, cease to act, I
nominate and appoint MARGARET ROSE DEIN, as successor executor in his place.
SIXTEENTH: APPOINTMENT OF TRUSTEES. I nominate and appoint my spouse,
PHILIP R. MURRAY (co-trustee) and JOHN JOSEPH MURRAY, (co-trustee), as the initial co-
trustees of any trusts created under this Will. If my spouse shall not serve as co-trustee for any reason
or shall cease to serve as co-trustee for any reason, then I appoint MARGARET ROSE DEIN, co-
trustee in his place. In regard to the above nomination of co-trustees, the following shall apply:
A. A co-trustee may at any time or from time to time by instrument in writing
executed by the co-trustee and delivered to the other co-trustee, delegate to the other co-trustee all of
the powers conferred on or otherwise vested in the co-trustees jointly; provided, however, that no
discretionary power may be delegated to a co-trustee who is otherwise prohibited from exercising such
power under other provisions of this instrument. The written instrument evidencing an exercise of this
right of delegation shall contain a statement as to the period of time during which the delegation shall
be effective. On the expiration of the delegation period, the co-trustee shall be restored to their original
position in the administration of the trust estate. A co-trustee executing a delegation of powers as
described shall incur no liability or responsibility whatsoever for any loss or other consequence to the
trust estate that may result from any action or inaction of the co-trustee during the period that the
delegation of authority is in effect.
B. Any co-trustee may resign from the position of trustee by executing a written
resignation and delivering it to the other co-trustee, and the successor co-trustee. The date of delivery
of the resignation shall be the effective date of the resignation. No court action or other proceeding shall
be necessary for the resignation of a co-trustee.
C. A person shall be disqualified from acting as a trustee (1) if found by a court of
competent jurisdiction to be incapacitated; or (2) if, on receipt of a written request from an adult
beneficiary or a co-trustee or successor co-trustee of the trust for a written certification from a qualified
physician that upon examination the physician finds the person mentally or physically capable of
properly handling his or her business affairs, the person does not obtain a written certification within
thirty (30) days after receipt of the request.
D. Every title, estate, right, authority and discretion vested in or conferred on any
initial co-trustee under this Will shall likewise become and be vested in and may be exercised by any
successor trustee.
E. No co-trustee who is a beneficiary hereunder shall ever participate in (1) the
exercise of, or decision not to exercise, any discretion to pay income or principal to or to apply income
or principal for the benefit of, any beneficiary (including discretion to allocate funds among a group of
beneficiaries and discretion to accumulate income), (2) the determination whether a beneficiary is
disabled, (3) the decision to terminate any trust hereunder, (4) the exercise of discretion to allocate
receipts or expenses between principal and income, (5) decisions to exercise tax options or (6) the
selection of the property to be allocated to the marital deduction trust.
M~ }-h..~
l\1ARIAN M. MURRAY
12
shc\ctr\wills\M urrayM Will
SEVENTEENTH: LIABILITY OF TRUSTEE AND EXECUTOR. My executor and trustee
shall not at any time be liable for mistake of law or of fact, or both law and fact, or errors of judgment,
nor for any loss coming to any beneficiary under this Will, or to any other persons, except through actual
fraud or willful misconduct on the part of the executor or trustee. My executor or trustee may, from time
to time, consult with counsel with respect to the meaning, construction, and operation of this Will,
particularly with respect to the appointments, allocations, and disbursements, and may act on the advice
of counsel in all matters without incurring liability on account of his or her actions.
EIGHTEENTH:
INTERPRET A TION.
A. Terms. Throughout this Will I direct that the term "give" shall be deemed to
include the term "bequeath" or "devise" when appropriate.
B. Bond Not Required. I direct that no executor, trustee or other legal
representative of my estate shall be required to furnish any bond or other security in any jurisdiction.
C. Will Not Contractual. My spouse and I are executing Wills at approximately
the same time, in which each of us is the primary beneficiary of the Will of the other. These Wills are
not being executed pursuant to any contract to make a Will or any contract not to revoke a Will. The
Will of each of us is revocable at any time, whether before or after the death of the other spouse, at the
solediscretioITnfthespmrsemakingtlleWill.
D. Successors of Fiduciaries. All pronouns referring to an executor or trustee and
the terms "executor" and "trustee" shall be construed to mean any person acting as my executor, trustee,
or administrator with will annexed, as the case may be.
E. Numberand Gender. Ifrequired by the context of this Will, singular language
shall be construed as plural, plural language shall be construed as singular, and the gender of personal
pronouns shall be construed as either masculine, feminine, or neuter.
F. Invalid Provisions. If any part of this Will shall be invalid, illegal, or
inoperative for any reason, it is my intention that the remaining parts, so far as possible and reasonable,
shall be effective and fully operative. The Executor or trustee may seek and obtain court instructions
for the purpose of carrying out as nearly as may be possible the intention of this Will as shown by the
terms hereof, including any terms held invalid, illegal, or inoperative.
G. Headings. All headings used in this Will to describe the contents of each article,
paragraph, or other division are provided for convenience only and shall not be construed to be a part
of this Will.
~~----~'~d
MARIAN M. MURRAY
13
shc\ctr\wills\MurrayM. Will
H. Governing I.Jaw. This Will shall be construed in conformity with the law ofthe
Commonwealth of Pennsylvania.
IN WITNESS WHEREOF, I have hereunto set my hand and seal to this, my Last Will and
Testament, consisting of fourteen (14) typewritten pages, the fir~irteen (13) of w~ich bear my
signature in the margin for the purpose of identification, this ~ day of June, 2002.
~~~.~~,T~
Signed, sealed, published and declared by the above-named Testatrix, MARIAN M. MURRAY,
as and for her Last Will and Testament, in the sight and presence of us, who, at her request, in her sight
and presence and in the sight and presence of each other, have hereunto subscribed our names as
witnesses.
~ ~1/YJ^-
L
~-
... ..n_ __.___'____ __,_ _ ,________0"
.... - --
~
v
Address d-33/ ~S'~
..~__t-Ia1t?Tl-_L2c1Lt -
Address Z d '6 L ~..v-
O~~ ~/7Xr
14
c,
sh c\ctr\wills\Mu rrayM. Will
COMMONYVEAL TH OF PENNSYLVANIA )
: SS:
COUNTY OF CUMBERLAND )
I, MARIAN M. MURRAY, THE TESTATRIX, WHOSE NAME IS SIGNED' TO THE
FOREGOING INSTRUMENT, HAVING BEEN DULY QUALIFIED ACCORDING TO LAW, DO
HEREBY ACKNOWLEDGE THAT I SIGNED AND EXECUTED THE INSTRUMENT AS MY LAST
WILL AND TESTAMENT; THAT I SIGNED IT WILLINGLY; AND THAT I SIGNED IT AS MY FREE
AND VOLUNTARY ACT FOR THE PURPOSES THEREIN EXPRESSED.
SWORN OR AFFIRMED TO ~ ACKNOWLEDGED BEFORE ME BY, MARIAN M.
MURRAY, THE TESTATRIX, THIS 11-- DAY OF JUNE, 2002.
~~~ )>., . ~~
MARIAN M. MURRAY, Testatrix
U~
Notary fUbliC
)
: SS:
COUNTY OF CUMBERLAND )
WE, fA/0d~ f3s8t1lJ~ j40~ H--GDz ~ ,
THE WITNESSES WHOSE NAMES ARE SIGNED TOcTHE FOREGOING INSTRUMENT, BEING
DULY QUALIFIED ACCORDING TO LAW, DEPOSE AND SAY THAT WE WERE PRESENT AND
SAW THE AFORESAID TESTATRIX SIGN AND EXECUTE THE INSTRUMENT AS HER LAST WILL
AND TESTAMENT; THAT SHE SIGNED WILLINGLY AND THAT SHE EXECUTED IT AS HER FREE
AND VOLUNTARY ACT FOR THE PURPOSES THEREIN EXPRESSED; THAT EACH OF US IN THE
HEARING AND SIGHT OF THE TESTATRIX SIGNED THE WILL AS WITNESSES; AND THAT TO
THE BEST OF QURKNOWLEDGE THE TESTATRIX WAS AT THE TIME EIGHTEEN (18) OR MORE
YEARS OF AGE, OF SOUND MIND AND UNDER NO CONSTRAlNT OR UNDUE INFLUENCE.
f7-
SWORN OR AFFIRMED TO AND SUBSCRIBED TO BEFORE ME, TillS n DAY OF
JUNE, 2002.
Notarial Seal
Monica D. Zercher. NotarY Public
Camp Hill Bora, Cumberland County
My Commission Expires Jan. 14, 2006
Member, PennsyIVanlal\aSOOlatlonotNOIaI1eS
COi\1MONWEALTROFPENNSYrVANIK c
NoWial Seal .
Monica D. Zercher. NotarY PublIC
Camp Hill Bora. Cumberland County
My Commission Expires Jan. 14. 2006
Member, pennsylVanlaA8$OClatlonotNolaJ1es
~T~~
wrrnE~ '
wITNEss ;U
c ~L-
NOTARyPUBLIC
15