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REV.1500 EX ~ (6-00)
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REV-1500
INHERITANCE TAX RETURN
RESIDENT DECEDENT
FILE NUMBER
2 1 -0 5 0 4 3 2
COUNTYCOOE --vEA~ - - NUMBER- -
COMMONWEALTH OF
PENNSYLVANIA
DEPARTMENT OF REVENUE
DEPT. 280601
HARRISBURG, PA 17128-0601
OFFICIAL USE ONLY
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DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
SOCIAL SECURITY NUMBER
GOHO EDGAR L.
DATE OF DEATH (MM-DD-Year)
DATE OF BIRTH (MM-DD-Year)
7 1 - 0 7 - 5 090
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
05/04/2005 09/14/1919
(IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
SOCIAL SECURITY NUMBER
[Xl 1. Original Return
o 4. Limited Estate
[Xl 6. Decedent Died Testate (Attach copy of Will)
o 9. Litigation Proceeds Received
o 2. Supplemental Return
o 4a. Future Interest Compromise (date of death after 12-12.82)
[Xl 7. Decedent Maintained a Living Trust (Attach copy ofTrust)
o 10. Spousal Poverty Credit (date of death between 12-31-91 and 1.1.95)
o 3. Remainder Return (date "fdeath prior to 12-13-82)
o 5. Federal Estate Tax Return Required
Q.. 8. Total Number of Safe Deposit Boxes
o 11. Election to tax under Sec. 9113(A) (Attach Sch 0)
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THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
NAME COMPLETE MAILING ADDRESS
Gre 0 S. Chela 17 South Second Street
FIRM NAME (If Applicable)
SKARLA TOS & ZONARICH LLP Sixth Floor
TELEPHONE NUMBER
717-233-1000 Harrisbur PA 17101
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1. Real Estate (Schedule A) (1)
2. Stocks and Bonds (Schedule B) (2)
3. Closely Held Corporation, Partnership or Sole-Proprietorship (3)
4. Mortgages & Notes Receivable (Schedule D) (4)
5. Cash, Bank Deposits & Miscellaneous Personal Property (5)
(Schedule E)
6. Jointly Owned Property (Schedule F) (6)
o Separate Billing Requested
7. Inter-Vivos Transfers & Miscellaneous Non.Probate Property (7)
(Schedule G or L)
8. Total Gross Assets (total Lines 1-7)
9. Funeral Expenses & Administrative Costs (Schedule H) (9)
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10)
11. Total Deductions (total Lines 9 & 10)
12. Net Value of Estate (Line 8 minus Line 11)
OFFlCJAL USE ONLY
.....' ,
8,691.17
c c',
64,222.63
(8)
72,913.80
8,484.15
33.01
8,517.16
64,396.64
(11)
(12)
(13)
13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been
made (Schedule J)
14. Net Value Subject to Tax (Line 12 minus Line 13)
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
(14)
64,396.64
15. Amount of Line 14 taxable at the spousal tax
rate, or transfers under Sec. 9116 (a)(1.2)
0.00 X _(15)
64,396.64 X .045 (16)
$0.00 X .12 (17)
0.00 X .15 (18)
(19)
0.00
2,897.85
0.00
$0.00
2,897.85
RK.
16. Amount of Line 14 taxable at lineal rate
17. Amount of Line 14 taxable at sibling rate
18. Amount of Line 14 taxable at collateral rate
19. Tax Due
20. [8]
CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
> > BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND RECHECK MATH < <
.
Decedent's Complete Address:
S'fREET ADDRESS
419 North Second Street
CITY I STATE I ZIP
Wormleysburg PA 17043
Tax Payments and Credits:
1. Tax Due (Page 1 Line 19)
2. Credits/Payments
A. Spousal Poverty Credit
B. Prior Payments
C. Discount
(1)
$2,897.85
$2.800.00
$144.89
3. Interest/Penalty if applicable
D. Interest
E. Penalty
Total Credits (A + B + C)
(2)
$2,944.89
Total Interest/Penalty ( 0 + E) (3)
4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Check box on Page 1 Line 20 to request a refund (4)
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5)
A. Enter the interest on the tax due. (5A)
B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5B)
Make Check Payable to: REGISTER OF WILLS, AGENT
$0.00
$47.04
$0.00
$0.00
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred; ........................................................................... 0 [Z]
b. retain the right to designate who shall use the property transferred or its income; ........................................ 0 [Z]
c. retain a reversionary interest; or ...................................................................................................... 0 [Z]
d. receive the promise for life of either payments, benefits or care? ............................................................. 0 [Z]
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death
without receiving adequate consideration?............... ............... ........ .................... .................................... 0 [Z]
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? ................. 0 [Z]
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation? ....................................................................................................... [Z] 0
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to !he best of my knowledge and belief, it is true, correct and complete.
Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
SIGNATURE PERSON RESPONSIBLE FOR FILjNG RET)JRN
-[;'~
rystal L. Schade
P. O. Box 1 Elizabethville
SIGNATURE OF PREPARE HER THAN REPRES
ADDRESS
DATE
I -O?tj-O G?
ADDRESS
PA 17023
DATE, /
I d If - O(p
PA 17101
For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spoLlse is 3%
[72 P.S. 39116 (a) (1.1) (i)].
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. 99116 (a) (1.1) (ii)].
The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if
the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent,
or a stepparent of the child is 0% [72 P.S. 99116(a)(1.2)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. 39116(1.2) [72 P.S. 39116(a)(1)).
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. 99116(a)(1.3)). A sibling is defined, under Section 9102, as an
individual who has at least one parent in common with the decedent, whether by blood or adoption.
REV-150B EX + (6-98)
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COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
ESTATE OF
GOHO. EDGAR L.
FILE NUMBER
21 05
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
0432
VALUE AT DATE
OF DEATH
$2,063.32
$90.00
$1,830.00
$45.93
$10.27
$15.06
$93.00
$241.00
$63.90
$254.83
$197.19
$9.75
$1,128.80
$311.16
$397.00
$500.00
ITEM
NUMBER
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
DESCRIPTION
Sovereign Bank Checking Account NO.1 051137446 (per verification attached hereto as
Schedule E)
PNC Bank Checking Account No. 5004618679 (per verification attached hereto as
Schedule E)
1996 Chevrolet Corsica
Haband - refund from returned merchandise
Com cast Cable - refund
PPL - refund
Penn National Insurance - Refund for unused premium for renter's insurance
Penn National Insurance - Refund for unused premium for car insurance
The Patriot News - Subscription refund
Torchmark Corporation - Refund of unused premium for healthcare supplement
IPaychex - Refund from lottery company from whom decedent bought tickets
Soundview Communications, Inc. - magazine subscription refund
United States Treasury (Railroad Retirement Final Annuity Payment)
Banker's Life and Casualty Co. - Refund of long term care insurance
Proceeds from yard sale
Personal property and household goods
TOTAL (Also enter on line 5, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
8691.17
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REV-1510 EX + (6-98)
.
COMMONWEAL TH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE G
INTER.VIVOS TRANSFERS &
MISC. NON.PROBA TE PROPERTY
ESTATE OF
GOHO. EDGAR L.
FILE NUMBER
21 05
0432
DESCRIPTION OF PROPERTY
ITEM INCLUDE THE NAME OF THE TRANSFEREE. THEIR RELATIONSHIP TO DECEDENT AND DATE OF DEATH % OF DECD'S EXCLUSION TAXABLE
NUMBER THE DATE OF TRANSFER ATTACH A COPY OF THE DEED FOR REAl ESTATE. VALUE OF ASSET INTEREST VALUE
(IF APPLICABLE)
1. North American Company Annuity No. 8000010725 (trans- $55,265.86 100. $55,265.86
ferred at death to decedent's three children in equal shares,
per verification attached hereto as Schedule G)
The following bank accounts were held in Decedent's
Living Trust dated January 19, 1999:
2. M& T Bank Checking Account No. 37645560 (per $7,245.24 100. $7,245.24
verification attached hereto as Schedule G)
3. M& T Bank Checking Account No. 37645560 (accrued $0.27 100. $0.27
interest to DOD per verification attached hereto as
Schedule G)
4. M&T Savings Account No. 015004208556744 (per $1,711.09 100. $1,711.09
verification attached hereto as Schedule G)
5, M&T Savings Account No. 015004208556744 (accrued $0.17 100. $0.17
interest to DOD per verification attached hereto as
Schedule G)
TOTAL (Also enter on line 7 Recapitulation) $ 64,222.63
This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes.
(If more space is needed, insert additional sheets of the same size)
.
REV-1511 EX+(12-99)
.
COMMONWEAL TH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
ESTATE OF
GOHO EDGAR L.
ITEM
NUMBER
A.
1.
2.
B.
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
FILE NUMBER
21
05
0432
Debts of decedent must be reported on Schedule I.
DESCRIPTION
AMOUNT
FUNERAL EXPENSES:
PREPAID FUNERAL
Coakley's Restaurant - Funeral luncheon
$354.85
ADMINISTRA TIVE COSTS:
Personal Representative's Commissions
Name of Personal Representative (s) Crystal L. Schade
Social Security Number(s)/EIN Number of Personal Representative(s)
Street Address P. O. Box 127
City Elizabethville State PA Zip 7023
$2,175.00
Year(s) Commission Paid:
Attorney Fees Skarlatos & Zonarich LLP
$4,500.00
Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant
Street Address
City
State
Zip
Relationship of Claimant to Decedent
Probate Fees Register of Wills
$185.00
Accountant's Fees
Tax Return Preparer's Fees Preparation of Final and Fiduciary Income Tax Returns
$900.00
Cumberland Law Journal- Advertise Letters Testamentary
The Sentinel - Advertise Letters Testamentary
Register of Wills - Two additional Short Certificates
Vital Records - Two Death Certificates for decedent's spouse, Janice Goho
Crystal L. Schade - Reimburse for long distance charges to out of country lottery coso
Postage to send personal items to decedent's daughter, Donna Goudy
Patriot News - advertise household items for sale
$75.00
$118.88
$8.00
$18.00
$104.90
$17.02
$27.50
TOTAL (Also enter on line 9, Recapitulation) $
8,484.15
(If more space is needed, insert additional sheets of the same size)
.
R~V-1512 EX + (6-98)
.
SCHEDULE.
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
COMMONWEALTH OF PENNSYlVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
GOHO. EDGAR L.
FILE NUMBER
21
05
0432
Include unreimbursed medical expenses.
ITEM
NUMBER DESCRIPTION
1. PPL - 419 N. Second Street
VALUE AT DATE
OF DEATH
$33.01
TOTAL (Also enter on line 10, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
33.01
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COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
SCHEDULE J
BENEFICIARIES
FILE NUMBER
GOHO EDGAR L. ?1 nfi 0432
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I. TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under
Sec. 9116 (a) (1.2)]
1. Crystal L. Schade Lineal
P. O. Box 127 1/3 Estate Residue
Elizabethville, PA 17023
2. Desiree A. Boykin Lineal
32 Pine Ridge Circle 1/3 Estate Residue
Enola, PA 27025
3. Donna L. Goudy Lineal
P. O. Box 333 1/3 Estate Residue
Broaddus, TX 75929
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
II. NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
1.
TOTAL OF PART II - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $
(If more space is needed, insert additional sheets of the same size)
...
EST A TE OF EDGAR L. GOHO
FILE NO. 21- 05- 0432
INHERITANCE TAX RETURN - SCHEDULE E
.
JUN-15-2005 18:44
PNCBANK
412 768 3458
P.01/01
o PNCBAN<
June 16, 2005
Gregory S. Chelap
Skarlatos & Zonarich Building
17 South Second Street, 6th floor
Harrisburg, P A 17101-2039
RE: Estate of Edgar L. Goho, deceased
SSN: 711-07-5090
DOD: 5/4/2005
Dear Mr. Chelap:
In response to your request for Date of Death balances for the customer noted above) our
records show the following:
Checking Account
Account #5004618679
Established 03/07/2005
EDGAR LGOHO
DOD balance: $90.00 (non-interest bearing)
Please note that this office only provides date of death balances for deposit accounts
(IRAs, CDs, Checking and Savings accounts). We do not process any financial
transactions or provide statements. If you need assistance with any of these items,
please call 1-888-PNC-BANK (1-888-762-2265) or stop by your local PNC Bank branch
office.
~WVh-
Rachelle Wells
1-800-762-1775
P7-PFSC-04-F
500 first Ave.
Pittsburgh PA U219
Member FDIC
TOTAL P.01
Sovereign Bank
ESTATE OF
SOCIAL SECURITY #:
DATE OF DEATH:
Edgar L Goho
711-07-5090
May 4, 2005
Account #: 1051137446 Type:
In the name of: Edgar L Goho
Date of Death Balance:
Int.(YTD) from 3/9/2005 to
Accrued interest to date of death:
Other Info:
Checking
Open date: 3/9/2005
$2,063.32
4/21/2005
$0.00
$0.17
Page 1 of 1
EST ATE OF EDGAR L. GOHO
FILE NO. 21- 05- 0432
INHERITANCE TAX RETURN - SCHEDULE G
JAN 06,2006 16:32
7173627079
Page.1
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Insurance Sarvic~s #933
P.O. Box 570
Rockland, Ma. 02370.0570
)
:. ,I. ','1..
4338
Mialll
North American Company
for Life and Health Insurance
Since l88G
CDGAR GOHO TRUSl
478 HOGFSTOWN RD
MECHANICSBURG PA 17050-316-1
FAg- 1
620006821
PRIMARY
ACCOUNT NUMBER
1-__..8/10/2005
STATEMENT
CLOSING DATE
1111111111111 II 111,1. IIl11l1l1l1l.II.II",'" 1..'.11" 1...11.1
TAX ID NO:
ACCESS ACCOUNT
BALANCE
LAST ST^T~NT
0.00
NO. I
2 T
CREDITS
TOTAL AMOUNT
55,265.IUi
NO.
CHECKS AlID CE81'l'S
NO. I TOTAL AMOUNT
o I 0.00
620006821
:BALANCE
THIS STATEMENT
55,265.96
ACCOUNT TRANSACTIONS
DATE.....,'.... AMOUNT.. ..... ..... .BALANCE... DESCRIPTION
07/28 55,228.78 55,228.78 DEPOS1T-CASH
08/10 37.09 55,265.96 CREDIT-INTEREST
RATE HISTORY
DATE. . . . . . . . . . . . RATE
07/2B 1.750%
DATE . . . . . . . . . . . . RATE
eATE. . . . . . . . . . . . RATE
.~.*** CURRENT INTEP~ST RATE
****** INTEREST CREOITED YEAR-TO-nATE
1.750' "''''.....*
37.09 .......*
ACCESS TO YOUR ACCOUNT INFORMATION IS NOW AVAILABLE 24 HRS A DAY
7 DAYS A WEEK. PLEASE HAVE YOUR ACCOUNT # AND CUSTOMER SERVICE
CODE (~OCAT!D ON THE REVERSX SInE OF THIS STATEMENT) AVAILAaLE
WHEN CALLING TOLL-FREE 1-800-331-4631.
.......~*. END OF STATEMENT **********
S'~311 er.S"
NOTICE: Soc ro~rsc G~dC %or rcconc~liAtion of th~s st~~~nL ~n~ 1mport~nt lnrorrn&tion.
933..&2
JAN 06,2006 16:05
7173627079
Page 1
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Insurance Services #933
P.O. Box 570
Rockland, Ma 02370-0570
K!Jl
North American Company
for Life and Health Insurance
Since 1886
E[)GN~ GOHO TRUST
428 HOGESTOWN RD
MFCHANICSBURG PA 17050-3164
Page 1
I.. ,11111111111111.1.1111I111111I.11.1111,1111111.11..1" I 11.1
620006821
PRIMARY
ACCOUNT NUMBER
8/10/2005
STATEMENT
CLOS tNG DATE
TAX In NO:
ACCESS ACCOUNT
BALANCE
LAST STATEMENT
0.00
NO. 620006821
NO.
2
CFEDITS
TOTAL AMOUNT
55,265.86
CHECKS AND DE8lTS
NO. TOTAL AMOUNT
o 0.00
8ALANCE
THIS STATEMENT
55,265.86
rlJM&fBank
499 Mitchell Road, MiIlsboro, DE 19966 Mail Code DE-MB-12
Phone (888) 502-4349
Fax (302) 934-2955
May 23, 2005
Skarlatos & Zonarich, LLP
Attorneys At Law
17 South Second Street, 6th Floor
Harrisburg, Pennsylvania 17101-2039
Re: Estate of Edf!ar L Goho
Social Security: 711-07-5090
Date of Death: Mav 04. 2005
Dear Sir or Madam:
Per your inquiry dated May 12, 2005, please be advised that at the time of death, the above-named decedent had on deposit
with this bank the following:
1.
Type of Account
Checking Account
Account Number
37645560
Ownership (Names oj)
Edgar L Goho Living Trust DTD 1-19-99 *
Edgar L Goho *
Opening Date
5/28/74 Closed 5/17/05
Balance on Date of Death
$7,245.24
$ 0.27
Accrued Interest
Total
$7,245.51
2.
Type of Account
Savings Account
Account Number
015004208556744
Ownership (Names oj)
Edgar L GohoLiving Trust DTD 1-19-99 *
Edgar L Goho *
Opening Date
11/03/87 Closed 5/17/05
Balance on Date of Death
$1,711.09
$ 0.17
Accrued Interest
Total
$1,711.26
Please be advised, there was no safe deposit box found for the above decedent. * For further account information,
regarding ownership, closures and/or reimbursement of funds, etc., please call the West Shore Plaza Office # 717-
255-2271.
Sincerely,
~~?Y~
Nancy Clagett
Records Management
EST A TE OF EDGAR L. GOHO
FILE NO. 21- 05- 0432
INHERITANCE TAX RETURN
REVOCABLE LIVING TRUST AGREEMENT
THE EDGAR L. GOHO
REVOCABLE LIVING TRUST AGREEMENT
DATED: . I, 19 , 19"
BETW:EN: E GARL. GOHO,
AS SETTLOR
AND: EDGAR L. GOHO,
AS TRUSTEE
EDGAR L. GOHO, resident of the Commonwealth of Pennsylvania, County of Cumberland, does hereby
establish a Trust upon the conditions and for the purposes hereafter set forth.
ARTICLE ONE
Section 1.01 Trust Estate Defined
This Revocable Trust is formed to hold title to real and personal property for the benefit of the Settlor ofthis
Trust and to provide for the orderly use and transfer of these assets upon the death of the Settlor. The "Trust
Estate" is defined as all property transferred or conveyed to and received by the Trustee held pursuant to the
terms ofthis instrument. The Trustee is required to hold, administer, and distribute this property as provided
in this Trust Agreement.
Section 1.02 Definitions
As used in this Trust Agreement:
1. The term "Settlor" shall mean EDGAR L. GOHO.
2. The term "Descendant" shall mean the lawful issue of a deceased parent in the line of
descent, but does not include the issue of any parent who is a descendant of the deceased
person in question and who is living at the time in question.
3. The terms "Child" and "Descendant" include any issue born to decedent, a child legally
adopted by the decedent, and a posthumous child of a decedent. A posthumous child is to
be considered as living at the time of his or her parent's death.
4. The term "Survives" or "Surviving", unless otherwise indicated herein, shall be construed
to mean surviving the decedent for at least sixty (60) days. If the person referred to dies
within sixty (60) days of the death of the decedent, the reference to him or her will be
construed as if he or she had failed to survive the decedent; provided, however, that any
such person will have, during such period, the right to the use and enjoyment as a life tenant
of all property in which his or her interest will fail by reason of death during such period.
REVOCABLE LIVING TRUST AGREEMENT
Page 1
5. The term "Issue" will include all natural and adopted children, if applicable, and
descendants and those legally adopted into the line of descent.
6. The term "Per Stirpes" means strict per stirpes and does not mean per capita with
representation. Beneficiaries entitled to take under a "per stirpes" clause will include both
natural and adopted children and their descendants.
7. The terms "Trust Assets" and "Trust Estate" include all assets of any trust created hereunder
and income derived from such assets and all proceeds of any description derived from the
sale, exchange, or other disposition of such assets.
8. When required to give reasonable effect to the context in which used, pronouns in the
masculine, feminine, or neuter gender include each other, and nouns and pronouns in the
plural or singular number include each other.
Section 1.03 Trustee Designation
Settlor is hereby designated as Trustee. The term "Trustee" as used in this Trust Agreement shall refer to
Settlor so long as he or she serves as Trustee, and/or to any successor Trustee who assumes the role of
Trustee. These Trustees shall serve in the order as provided in Section 8.01 of this Trust Agreement.
Section 1.04 Additions to Trust Properties
1. The Trustee, at any time during the continuance of this Trust in his or her sole discretion after
consideration of the possible tax consequences to all concerned, is authorized to receive into the
Trust additions of cash and other properties from any source whatsoever, whether by gift, will, or
otherwise. However, the Trustee shall accept all assets which any person or persons may give,
devise, or bequeath by Last Will and Testament to this Trust, and shall accept all assets transferred
to this Trust pursuant to the provisions of any other Trust document or documents.
2. In addition, any person or persons may designate this Trust as the Beneficiary, Primary or
Contingent, of any death benefits to include insurance benefits, pension benefits, or other benefits.
Until such benefits mature, the Trustee shall have no responsibility with respect to those benefits.
Section 1.05 Appointment
The Trustee of the Trust is directed to apportion receipts and expenditures of the types described below
between principal and income as follows:
1. Whenever the principal, or any part thereof, of the Trust property is invested in securities purchased
at a premium or at a discount, any premium will be charged against principal and any discount will
be credited to principal;
2. Any stock dividends and rights to purchase additional stock issued on securities held in trust will be
treated as principal. All other dividends, except liquidating distributions, will be treated as income;
and
3. The amount of any applicable depletion allowance for federal income tax purposes will be treated
as mcome.
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Page 2
Section 1.06 Discretionary Termination
The Trustee may terminate any Trust when, in the opinion of the Trustee, the principal is reduced to such
an extent that it is not in the best interest of the Beneficiary or Beneficiaries to continue the Trust. The
judgment of the Trustee with respect to this decision to terminate will be final and not subject to judicial
review. If the Trustee terminates a Trust according to this Section, the date the Trust terminates will be
deemed the date fixed for termination of the Trust, and the Trustee will distribute the assets of the
terminating Trust to the Beneficiary or Beneficiaries pursuant to this Agreement.
Section 1.07 Amendment and Revocation
At any time during the life of the Settlor, the Settlor may, by a duly executed instrument filed with the
Trustee:
I. Amend this Trust Agreement in any manner; and/or
2. Revoke this Trust Agreement in part or in whole. If the Trust Agreement is revoked in whole, the
Trustee shall transfer title to all Trust property of every kind and description back into the individual
name of the Settlor. The instrument of amendment or revocation shall be effective immediately upon
its proper execution by the Settlor, but until a copy has been received by a Trustee, that Trustee shall
not incur any liability or responsibility either (i) for failing to act in accordance with such instrument
or (ii) for acting in accordance with the provisions of this Trust Agreement without regard to such
instrument.
3. Withdraw from the Trust Estate all or any part of the principal and accumulated income of the Trust
to satisfY liabilities lawfully incurred in the administration ofthis Trust.
Section 1.08 Revocation or Alteration bv Settlor Alone
The rights of revocation, withdrawal, alteration, and amendment reserved in this Article may only be
exercised by the Settlor and may not be exercised by any other person, including an agent, a guardian, or a
conservator.
Section 1.09 Irrevocability
Except as otherwise provided, on the death of Settlor, the designation of Beneficiaries of specific gifts in this
Trust shall become irrevocable and not subject to amendment or modification.
Section 1.10 Settlor Powers
The Settlor shall be the Trustee unless and until he or she resigns in writing or is determined incompetent
under the terms provided herein. The Settlor shall retain all absolute rights to discharge or replace any
Successor Trustee so long as the Settlor is competent.
REVOCABLE LIVING TRUST AGREEMENT
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ARTICLE TWO
Section 2.01 Trust Income
During the life of the Settlor, the Trustee shall at least annually, unless otherwise directed by Settlor in
writing, pay to or apply for the benefit of Settlor, all of the net income from the Trust Estate.
Section 2.02 Protection of Settlor in Event ofIncapacity
During the life of the Settlor, should Settlor become incapacitated as defined in Section 2.03 below, the
Trustee may, in the Trustee's absolute discretion, pay income and principal for the benefit of the
incapacitated Settlor, and may pay to or apply for the benefit of that Settlor such sums from the net income
and from the principal of the Estate of the Trustee, in the Trustee's absolute discretion, believes is necessary
or advisable for the medical care, comfortable maintenance, and welfare of the Settlor.
Section 2.03 Incapacitv
In the event that any Trustee or any Beneficiary hereunder comes into possession of any of the following:
1. A jurisdictionally applicable court order holding the party to be legally incapacitated to act on his
or her behalf and appointing a guardian or conservator to act for him or her; or
2. Written certificates which are duly executed, witnessed, and acknowledged of two licensed
physicians, each certifYing that the physician has examined the person and has concluded that, by
reason of accident, mental deterioration, or other cause, such person has become incapacitated and
can no longer act rationally and prudently in his or her own financial best interest; or
3. Evidence which such Trustee or Beneficiary deems to be credible and currently applicable that a
person has disappeared, is unaccountably absent, or is being detained under duress, and that he or
she is unable to effectively and prudently look after his or her own best interests, then in that event
and under those circumstances:
a. Such person is deemed to have become incapacitated, as that term is used in this Trust
agreement; and
b. Such incapacity is deemed to continue until such court order, certificates, and / or
circumstances are inapplicable or have been revoked.
A physician's certificate to the effect that the person is no longer incapacitated shall revoke a certificate
declaring the person incapacitated. The certificate which revokes the earlier certificate may be executed by
either the original certifYing physician or by two other licensed, board certified physicians. No Trustee shall
be under any duty to institute any inquiry into a person's possible incapacity. The reasonable expense of any
such inquiry shall be paid from the Trust Assets.
Section 2.04 Principal Invasion
During the life of the Settlor, should the net income of assets contained in this Trust at the time of the
Settlor's death be insufficient to provide for the care, maintenance, or support of the Settlor as herein defined,
the Trustee may, in the Trustee's sole and absolute discretion, pay to or apply for the benefit of the Settlor
REVOCABLE LIVING TRUST AGREEMENT
Page 4
or any of their dependents, such amounts from the principal of the Trust Estate as the Trustee deems
necessary or advisable for the care, maintenance, or support of the Settlor.
Section 2.05 Residence
If the Settlor's residence property is a part of the Trust, the Settlor shall have possession of and full
management of the residence and shall have the right to occupy it free of rent. Any expenses arising from
the maintenance of the property and from all taxes, liens, assessments, and insurance premiums, are to be
paid from the Trust to the extent that assets are available for payment. It is the intent of the Grantor to retain
all homestead rights available to him under the applicable state law.
ARTICLE THREE
Section 3.01 Death
On the death of the Settlor, the Trustee shall distribute the principal of the Trust and any accrued or
undistributed income from the principal of the Trust in such a manner and to such persons, including the
Estate of the Creditors, as directed in this Trust Agreement.
Section 3.02 Payment of Death Expenses
On the death of the Settlor, the Trustee shall pay from the Trust Estate constituting the Settlor's last illness,
funeral, burial and any inheritance, estate, or death taxes that may be due by reason of the Settlor's death,
unless the Trustee in his or her absolute discretion determines that other adequate provisions have been made
for the payment of such expenses and taxes.
Section 3.03 Trust Income and Principal Distribution
1. The Trustee shall apply and distribute the net income and principal of each of the shares of the
resulting Trust Estate, after giving effect to the section of this Trust Agreement entitled "Special
Directives" to the following Beneficiaries in the indicated fractional shares:
CRYSTAL L. SCHADE
DESIREE A. BOYKIN
DONNA L. GOUDY
1/3
1/3
1/3
2. If any of the above Beneficiaries, or any other Beneficiary, is under the age of 25 years when the
distribution is to be made, the Trustee shall have authority to distribute the same, in whole or in part,
to a custodian for the minor appointed under a Uniform Gifts or Transfers to Minors Act, or the
Trustee may retain any such property and administer and distribute the same for the benefit of the
minor, paying to or for the benefit of such minor so much of the income and principal of the retained
property from time to time as the Trustee deems advisable for the health, education, support, and
maintenance of the minor. When the person for whom the property is held attains the age of 25
years, the property shall thereupon be distributed to him or her free of trust unless otherwise stated
in this Agreement. If the minor should die before attaining the age of majority, the property shall
then be paid and distributed to the estate of the minor.
REVOCABLE LIVING TRUST AGREEMENT
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3. If all ofthe Settlor's Beneficiaries and their children should fail to survive the final distribution of
the Trust Estate, all ofthe Trust Estate not disposed of as hereinabove provided shall be distributed
as provided for in this Trust Agreement.
Section 3.04 Principle of Representation
If a Beneficiary of the Settlor should fail to survive to collect his or her share, that share shall pass to the
surviving issue ofthat deceased Beneficiary per stirpes and with right of representation.
ARTICLE FOUR
Section 4.01 Non-Income Producing Property
During the life of the Settlor, the Trustee is authorized to retain in the Trust, for so long as the Trustee may
deem advisable, any property received by the Trustee from the Settlor, whether or not such property is of the
character permitted by law for the investment of Trust funds.
Section 4.02 Trustee Powers
The Trustee shall have all powers conferred upon a Trustee by law for the orderly administration of the Trust
Estate. If any property is distributed outright under the provision ofthis Trust Agreement to a person who
is a minor, distribution may be made under the Pennsylvania Uniform Transfer to Minors Act ("P AUTMA").
The Trustee is further authorized to sign, deliver, and/or receive any documents necessary to carry out the
powers contained within this Section.
The Trustee of any trust created under this Trust Agreement (including any substitute or successor Trustee)
will have and be subject to all of the powers, duties, and responsibilities granted or imposed by the
Pennsylvania Consolidated Statutes (20 Pa. C.S. Section 101 et seq.) as such Statute may provide at the time
of administration of the Trust, except to the extent that the same are inconsistent with the provisions of this
Agreement.
Section 4.03 Specific Powers of Trustee
In addition, the Trustee will have the following specific powers:
1. Trust Estate: The Trustee may leave invested any property coming into its hands hereunder in any
form of investment even though the investment may not be ofthe character of investments permitted
by law to trustees, without liability for loss or depreciation in value. The Trustee may sell,
exchange, or otherwise dispose of and reinvest property which may at any time be a part of the Trust
Estate upon such terms and conditions as the Trustee may deem advisable. The Trustee may invest
and reinvest the Trust Assets from time to time in any property, real, personal, or mixed, including
without limitation, securities of domestic and foreign corporations and investment trusts or
companies, bonds, debentures, preferred stocks, common stocks, mortgages, mortgage participation,
and interests in common trust funds, all with complete discretion to convert realty into personalty
or personalty into realty or otherwise change the character of the Trust Estate, even though such
investment (by reason of its character, amount, proportion to the total Trust Estate, or otherwise)
would not be considered appropriate for a fiduciary apart from this provision and even though such
REVOCABLE LIVING TRUST AGREEMENT
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investment caused part or all of the total Trust Estate to be invested in investments of one type or
of one business or company.
2. Holding Property: The Trustee may hold property in the Trustee's name, as trustee, or in the name
of a nominee without disclosing the Trust.
3. Release of Power: If the Trustee deems it to be in the best interest of the Trust and its Beneficiaries,
the Trustee, by written instrument signed by such Trustee, will have the power and authority to
release, disclaim, or restrict the scope of any power or discretion granted in this Trust Agreement
or implied by law.
4. Agents, Employees: The Trustee may employ one or more agents to perform any act of
administration, whether or not discretionary, including attorneys, auditors, investment managers, or
others, as the Trustee shall deem necessary or advisable. The Trustee may compensate agents and
other employees and may delegate to them any and all discretions and powers.
5. Leases: The Trustee may lease any Trust Assets generally or for oil, gas, and mineral development,
even though the lease term may extend beyond the term of the Trust of which the property is a part.
The Trustee may enter into any covenants and agreements relating to the property so leased or
concerning any improvements which may then or thereafter be erected on such property.
6. Common Funds: The Trustee may hold any of the Trust Assets in a common fund with property
from other trust estates and may make investments jointly with any other trust, the property of which
is included in the common fund.
7. Securities: With respect to securities held in the Trust Estate, the Trustee may exercise all the
rights, powers, and privileges of an owner, including but not limited to, the power to vote, give
proxies, and to pay assessments and other sums deemed by the Trustee necessary for the protection
of the Trust Estate. In addition, the Trustee may participate in voting trusts, foreclosures,
reorganizations, consolidations, mergers, and liquidations, and in connection therewith, to deposit
securities with and transfer title to any protective or other committee under such terms as the Trustee
may deem advisable. In addition, the Trustee may exercise or sell stock subscription or conversion
rights and may accept and retain as an investment any securities or other property received through
the exercise of any of the foregoing powers, regardless of any limitations elsewhere in this
instrument relative to investments by the Trustee.
8. Purchases from Estate: The Trustee may purchase property of any kind from the Executor or
Administrator of the Estates.
9. Lending: The Trustee may make loans, secured or unsecured, to the Executor or Administrator of
the Estate, to any Beneficiary of the Trust, or to the Trustee. Further, the Trustee may use Trust
Assets to guarantee obligations of any income Beneficiary of the Trust (unless such Beneficiary is
serving as Trustee).
10. Distributions to or for Beneficiaries: The Trustee may make any distribution contemplated by this
Trust Agreement (I) to the Beneficiary; (2) if the Beneficiary is under a legal disability or if the
Trustee determines that the Beneficiary is unable to properly manage his or her affairs, to a person
furnishing support, maintenance, or education for the Beneficiary or with whom the Beneficiary is
residing for expenditures on the Beneficiary's behalf; or (3) if the Beneficiary is a minor, to a trustee
REVOCABLE LIVING TRUST AGREEMENT
Page 7
of an existing trust established exclusively for the benefit of such minor, whether created by this
Trust Agreement or otherwise, or to a custodian for the Beneficiary, as selected by the Trustee, under
the Pennsylvania Uniform Transfer to Minors Act. Alternatively, the Trustee may apply all or a part
of the distribution for the Beneficiary's benefit. Any distribution under this paragraph will be a full
discharge of the Trustee with respect thereto. On any partial or final distribution of the Trust Assets,
the Trustee may apportion and allocate the assets of the Trust Estate in cash or in kind, or partly in
cash and partly in kind, or in undivided interests in the manner deemed advisable at the discretion
of the Trustee and to sell any property deemed necessary by the Trustee to make the distribution.
The Trustee may distribute gifts of up to $10,000.00 per year per donee out of principal and/or
interest.
11. Insurance: The Trustee may purchase new life insurance, pay the premiums on existing life
insurance on the life of any Trust Beneficiary, purchase annuities (either commercial or private)
from any corporation, trust, or individual, and may procure and pay the premiums on other insurance
of the kinds, forms, and amounts deemed advisable by the Trustee to protect the Trustee and the
Trust Estate.
12. Borrowing: The Trustee may borrow money from the Trust Estate and others. To secure the
repayment thereof, the Trustee may mortgage, pledge, or otherwise encumber part or all of the Trust
Assets, and in connection with the acquisition of any property, the Trustee may assume a liability
or may acquire property subject to a liability.
13. Repairs: The Trustee may make ordinary and extraordinary repairs and alterations to buildings or
other Trust Assets.
14. Reserves: The Trustee may establish such reserves out of income for taxes, assessments, repair, and
maintenance as the Trustee considers appropriate.
15. Continuation of Business: The Trustee may continue any business or businesses in which the Trust
has an interest at the time of the Settlor's death for so long as the Trustee may, in its sole discretion,
consider necessary or desirable, whether or not the business is conducted by the Settlor at the time
of his death individually, as a partnership, or as a corporation wholly owned or controlled by him,
with full authority to sell, settle, and discontinue any of them when and upon such terms and
conditions as the Trustee may, in its sole discretion, consider necessary or desirable.
16. Retain Property for Personal Use: The Trustee may retain a residence or other property for the
personal use of a Beneficiary and to allow a Beneficiary to use or occupy the retained property free
of rent and maintenance expenses.
17. Dealings with Third Parties: The Trustee may deal with any person or entity regardless of
relationship or identity of any Trustee to or with that person or entity. The Trustee may hold or
invest any part of or all of the Trust Estate in common or undivided interests with that person or
entity.
18. Partitions, Divisions, Distributions: The Trustee will have the power to make all partitions,
divisions, and distributions contemplated by this Trust Agreement. Any partitions, divisions, or
other distributions may be made in cash, in kind, or partly in cash and partly in kind, in any manner
that the Trustee deems appropriate (including composing shares differently). The Trustee may
determine the value of any property, which valuation will be binding on all Beneficiaries. No
REVOCABLE LIVING TRUST AGREEMENT
Page 8
adjustments are required to compensate for any partitions, divisions, or distributions having unequal
consequences to the Beneficiaries.
19. Claims, Controversies: The Trustee may maintain and defend any claim or controversy by or against
the Trust without the joinder or consent of any Beneficiary. The Trustee may commence or defend
at the expense of the Trust any litigation with respect to the Trust or any property of the Trust Estate
as the Trustee may deem advisable. The Trustee may employ, for reasonable compensation, such
counsel as the Trustee shall deem advisable for that purpose.
20. Merger of Trusts: If at any time the Trustee of any trust created hereunder shall also be acting as
trustee of any other trust created by trust instrument or by trust declaration for the benefit of the
same beneficiary or beneficiaries and upon substantially the same terms and conditions, the Trustee
is authorized and empowered, if in the Trustee's discretion such action is in the best interest ofthe
Beneficiary or Beneficiaries, to transfer and merge all of the assets then held under such trust created
pursuant to this Trust Agreement to and with such other trust and thereupon to terminate the trust
created pursuant to this Trust Agreement. The Trustee is further authorized to accept the assets of
any other trust which may be transferred to any trust created hereunder and to administer and
distribute such assets and properties so transferred in accordance with the provisions of this
Agreement.
21. Termination of Small Trust: Any corporate Trustee which is serving as the sole Trustee of any
Trust or any Share thereof may at any time terminate such Trust or Share if, in the Trustee's sole
judgment, the continued management of such Trust or Share is no longer economical because of the
small size of such Trust or Share and if such action will be deemed to be in the best interests of the
Beneficiary or Beneficiaries. In case of such termination, the Trustee will distribute forthwith the
share of the Trust Estate so terminated to the income Beneficiary, per stirpes. Upon such
distribution, such Trust or Share will terminate and the Trustee will not be liable or responsible to
any person or persons whomsoever for its action. The Trustee will not be liable for failing or
refusing at any time to terminate any Trust or a Share thereof as authorized by this paragraph.
22. Power to Determine Income and Principal: Dividends payable in stock of the issuing corporation,
stock splits, and capital gains will be treated as principal. Except as herein otherwise specifically
provided, the Trustee will have full power and authority to determine the manner in which expenses
are to be borne and in which receipts are to be credited as between principal and income. The
Trustee has the power to detennine what will constitute principal or income and may withhold from
income such reserves for depreciation or depletion as the Trustee may deem fair and equitable. In
determining such matters, the Trustee may give consideration to the provisions of the Pennsylvania
Statutes (or its successor statutes) relating to such matters, but it will not be bound by such
prOVISIOns.
23. Generation-Skipping Taxes and Payment: If the Trustee considers any distribution or termination
of an interest or power hereunder as a distribution or termination subject to a generation-skipping
tax, the Trustee is authorized:
a. To augment any taxable distribution by an amount which the Trustee estimates to be
sufficient to pay such tax and charge the same to the particular trust to which the tax related
without adjustment of the relative interests of the Beneficiaries;
REVOCABLE LIVING TRUST AGREEMENT
Page 9
b. To pay such tax, in the case of a taxable termination, from the particular trust to which the
tax relates without adjustment of the relative interests of the Beneficiaries. If such tax is
imposed in part by reason of the Trust Assets, the Trustee will pay only the portion of such
tax attributable to the taxable termination hereunder taking into consideration deductions,
exemptions, credits, and other factors which the Trustee deems advisable; and
c. To postpone final termination of any particular trust and to withhold any portion or all of
the Trust Estate until the Trustee is satisfied that the Trustee no longer has any liability to
pay any generation-skipping tax with reference to such trust or its termination.
Section 4.04 Special Provision for S Corporation Stock
Notwithstanding what is otherwise provided in this Trust Agreement, if at any time the Trust contains any
stock of a corporation which elects or has elected treatment as an "S Corporation" as defined by Section
1361 (a)(1) of the Internal Revenue Code (or any corresponding successor statute), such stock will be
segregated from the other assets of such and treated as a separate trust. The Trustee will further divide the
separate trust into shares for each Beneficiary and such shares will be distributed outright or held in trust as
herein provided. In addition, all other provisions ofthis Trust Agreement will apply to each share held in
trust (and constituting a separate trust) except that the Trustee will distribute all of the income from each
separate trust to its Beneficiary in convenient installments at least annually. It is the Settlor's intent that each
separate trust will be recognized as a "Qualified Subchapter S Trust" ("QSST") under Section 1361(d)(2)
of the Internal Revenue Code (or any corresponding successor statute). Notwithstanding any provisions of
this Trust Agreement to the contrary, the Trustee's powers and discretions with respect to the administration
of each separate trust (including methods of accounting, bookkeeping, making distributions, and
characterizing receipts and expenses) will not be exercised or exercisable except in a manner consistent with
allowing each separate trust to be treated as a QSST as above described.
ARTICLE FIVE
Section 5.01 Coordination with Settlor's Probate Estate
1. At any time during the continuance of this Trust, including subsequent to the death of Settlor, the
Trustees may, in their sole and uncontrolled discretion, distribute to the deceased Settlor's Probate
Estate cash and/or other property as a Beneficiary of the Trust.
2. All other provisions to the contrary notwithstanding, under no circumstances shall any restricted
proceeds, as hereinafter defined, be either directly or indirectly: (i) distributed to or for the benefit
of the Settlor's Executors or the Settlor's Probate Estate; or (ii) used to pay any other obligations of
the Settlor's Estate. The term "Restricted Proceeds" means:
a. All qualified plans, individual retirement accounts, or similar benefits which are received
or receivable by any Trustee hereunder, and which are paid solely to a Beneficiary other
than the Executor ofthe Settlor's Gross Estate for Federal Estate Tax purposes; and
b. All proceeds of insurance on the Settlor's life which, if paid to a Beneficiary other than the
Settlor's Estate, would be exempt from inheritance or similar death taxes under applicable
state death laws.
REVOCABLE LIVING TRUST AGREEMENT
Page 10
Section 5.02 Direction to Minimize Taxes
In the administration of the Trust hereunder, its Fiduciaries shall exercise all available tax related elections,
options, and choices in such a manner as they, in their sole but reasonable judgment (where appropriate,
receiving advice of tax counsel), believe will achieve the overall minimum in total combined present and
reasonably anticipated future administrative expenses and taxes of all kinds. This applies not only to said
Trust, but also to its Beneficiaries, to the other Trusts hereunder and their Beneficiaries, and to the Settlor's
Probate Estate.
Without limitation on the generality of the foregoing direction (which shall to that extent supercede the usual
fiduciary duty of impartiality), such Fiduciaries shall not be accountable to any person interested in this Trust
or to Settlor's Estate for the manner in which they shall carry out this direction to minimize overall taxes and
expenses (including any decision they may make not to incur the expense of a detailed analysis of alternative
choices). Even though their decisions in this regard may result in increased taxes or decreased distributions
to the Trust, to the Estate, or to one or more Beneficiaries, the Fiduciaries shall not be obligated for
compensation readjustments or reimbursements which arise by reason of the manner in which the Fiduciaries
carry out this direction.
Section 5.03 Judgment and Discretion of Trustee
In the absence of proof of bad faith, all questions of construction or interpretation of any trusts created by
this Trust Agreement will be finally and conclusively determined solely by the Trustee, according to the
Trustee's best judgment and without recourse to any court. Each determination by the Trustee is binding on
the Beneficiaries and prospective Beneficiaries hereunder, both in being and unborn, as well as all other
persons, firms, or corporations. The Trustee, when exercising any discretionary power relating to the
distribution or accumulation of principal or income or to the termination of any trust, will be responsible only
for lack of good faith in the exercise of such power. Each determination may be relied upon to the same
extent as if it were a final and binding judicial determination. In the event of a conflict between the
provisions of this Trust Agreement and those of the Pennsylvania Statutes, the provisions of this Agreement
will control.
ARTICLE SIX
Section 6.01 Resolution of Conflict
Any controversy between the Trustee or Trustees and any other Trustee or Trustees, or between any other
parties to this Trust, including Beneficiaries, involving the construction or application of any of the terms,
provisions, or conditions of this Trust shall, on the written request of either or any disagreeing party served
on the other or others, shall be submitted to arbitration. The parties to such arbitration shall each appoint
one person to hear and determine the dispute and, if they are unable to agree, then the two persons so chosen
shall select a third impartial arbitrator whose decision shall be final and conclusive upon both parties. The
cost of arbitration shall be borne by the losing party or in such proportion as the arbitrator( s) shall decide.
Such arbitration shall comply with the commercial arbitration rules of the American Arbitration Association,
140 West 51st Street, New York, NY 10200.
REVOCABLE LIVING TRUST AGREEMENT
Page 11
Section 6.02 Incontestability
The beneficial provisions of this Trust Agreement are intended to be in lieu of any other rights, claims, or
interests of whatsoever nature, whether statutory or otherwise, except bona fide pre-death debts, which any
Beneficiary hereunder may have in Settlor's Estate or in the properties in trust hereunder. Accordingly, if
any Beneficiary hereunder asserts any claim (except a legally enforceable debt), statutory election, or other
right or interest against or in Settlor's Estate, or any properties of this Trust, other than pursuant to the
express terms hereof, or directly or indirectly contests, disputes, or calls into question, before any court, the
validity of this Trust Agreement, then:
1. Such Beneficiary shall thereby absolutely forfeit any and all beneficial interests of whatsoever kind
and nature which such Beneficiary or his or her heirs might otherwise have under this Trust
Agreement and the interests of the other Beneficiaries hereunder shall thereupon be appropriately
and proportionately increased; and
2. All of the provisions of this Trust Agreement, to the extent that they confer any benefits, powers,
or rights whatsoever upon such claiming, electing, or contesting Beneficiary, shall thereupon become
absolutely void; and
3. Such claiming, electing, or contesting Beneficiary, if then acting as a trustee hereunder, shall
automatically cease to be a Trustee and shall thereafter be ineligible either to select, remove, or
become a Trustee hereunder.
Section 6.03 Specific Omissions
Any and all persons and entities, except those persons and entities specifically named herein, have been
intentionally omitted from this Trust Agreement. If any person or entity shall successfully challenge any
term or condition of this Trust Agreement, then, to that person or entity shall be given the sum of one dollar
($1.00) in lieu and in place of any other benefit, grant, or interest which that person or interest may have in
the Trust Estate.
Section 6.04 Benefits Confidential
The Settlor further declare that it is his desire and intent that the provisions of this Trust Agreement are to
remain confidential as to all parties. The Settlor directs that only the information concerning the benefits
paid to any particular Beneficiary shall be revealed to such individual and that no individual shall have a right
to information concerning the benefits being paid to any other Beneficiary.
ARTICLE SEVEN
Section 7.01 Distribution in Kind or in Cash
On any division of the assets of the Trust Estate in to shares or partial shares, and on any final or partial
distribution of the assets of the Trust Estate, the Trustee, at his or her absolute discretion, may divide and
distribute undivided interests of such assets on a pro rata or non-pro rata basis, or may sell any part of or all
of such assets and may make divisions or distributions in cash or partly in cash and partly in kind. The
decision of the Trustee, either prior to or on any division or distribution of such assets, as to what constitutes
REVOCABLE LIVING TRUST AGREEMENT
Page 12
a proper division of such assets of the Trust Estate, shall be binding on all persons interested in any trust
provided for in this Trust Agreement.
Section 7.02 Spendthrift Provision
Neither the principal nor the income of the trust shall be liable for the debts of a Beneficiary. Except as
otherwise expressly provided in this Agreement, no Beneficiary of any trust shall have any right, power, or
authority to alienate, encumber, or hypothecate his or her interest in the principal or income of this Trust in
any manner, nor shall the interests of any Beneficiary be subject to the claims of his or her creditors or liable
to attachment, execution, or other process of law. The limitations herein shall not restrict the exercise of any
power of appointment or the right to disclaim.
Section 7.03 Definition of Children
The terms "Child" and "Children" as used in this Agreement mean the lawful issue of a Settlor. This
definition also includes children legally adopted by a Settlor,
Section 7.04 Handicapped Beneficiaries
Any Beneficiary who is determined by a court of competent jurisdiction to be incompetent shall not have any
discretionary rights of a Beneficiary with respect to this Trust, or to their share or portion thereof. The
Trustee shall hold and maintain such incompetent Beneficiary's share of the Trust estate and shall, in the
Trustee's sole discretion, provide for such Beneficiary as that Trustee would provide for a minor,
Notwithstanding the foregoing, any Beneficiary who is diagnosed for the purposes of governmental benefits
(as hereinafter delineated) as being not competent or as being disabled, and who shall be entitled to
governmental support and benefits by reason of such incompetency or disability, shall cease to be a
Beneficiary of this Trust. Likewise, they shall cease to be a Beneficiary if any share or portion of the
principal or income of the Trust shall become subject to the claims of any governmental agency for costs or
benefits, fees, or charges.
The portion of the Trust Estate which, absent the provisions of this section, would have been the share of
such incompetent or handicapped person shall be retained in trust for as long as that individual lives. The
Trustee, at his or her sole discretion, shall utilize such funds for the maintenance of that individual. If such
individual recovers from his or her incompetency or disability and is no longer eligible for aid from any
governmental agency, including costs or benefits, fees, or charges, such individual shall be reinstated as a
Beneficiary after 60 days from such recovery and the allocation and distribution provisions as stated herein
shall apply to that portion of the Trust Estate which is held by the Trustee subject to the foregoing provisions
of this section. If said handicapped Beneficiary is no longer living and shall leave children then living, the
deceased child's share shall pass to those children per stirpes. If there are no children, the share shall be
allocated proportionately among the remaining Beneficiaries.
ARTICLE EIGHT
Section 8.01 Trustees
All Trustees are to serve without bond. The following will act as Trustees of any Trusts created by this Trust
Agreement, in the following order of succession:
REVOCABLE LIVING TRUST AGREEMENT
Page 13
First:
The undersigned, EDGAR L. GOHO
Second:
At the death or incapacity of EDGAR L. GOHO, CRYSTAL L. SCHADE shall
serve as First Successor Trustee.
Third:
DESIREE A. BOYKIN shall serve as Second Successor Trustee.
Last:
A Trustee chosen by the majority of Beneficiaries, with a parent or legal guardian
voting for minor Beneficiaries; provided, however, that the children of any deceased
Beneficiary shall collectively have only one vote.
Section 8.02 Allocation and Distribution of The Trust Assets
The Trustees shall allocate, hold, administer, and distribute the Trust Assets as hereinafter provided:
1. Upon the death of the Settlor, the Trustee shall make any separate distributions the Trust Assets in
the manner hereinafter prescribed.
Section 8.03 Personal Property Distribution
Notwithstanding any provision of this Trust Agreement to the contrary, the Trustee must abide by any
memorandum by the Settlor, particularly that contained in the section entitled "Special Directives"
incorporated into this Trust Instrument, directing the disposition of Trust Assets of every kind including, but
not limited to, furniture, appliances, furnishings, pictures, china, silverware, glass, books, jewelry, wearing
apparel, and all policies of fire, burglary, property damage, and other insurance on or in connection with the
use of property. Otherwise, any personal and household effects of the Settlor shall be distributed with the
remaining assets ofthe Trust Estate.
Section 8.04 Liability of Trustee
The Trustee will not be responsible or liable for any loss which may occur by reason of depreciation in value
of the properties at any time belonging to the Trust Estate nor for any other loss which may occur, except
that the Trustee will be liable for each Trustee's own negligence, neglect, default, or willful wrong. The
Trustee will not be liable or responsible for the acts, omissions, or defaults of any agent or other person to
whom duties may be properly delegated hereunder (except officers or regular employees ofthe Trustee) if
such agent or person was appointed with due care. The Trustee may receive reimbursement from the Trust
Estate for any liability, whether in contract or in tort, incurred in the administration of the Trust Estate in
accordance with the provisions hereof, and the Trustee may contract in such form that such Trustee will be
exempt from such personal liability and that such liability will be limited to the Trust Assets.
Section 8.05 Successor Trustees
Any Successor Trustee shall have all the power, rights, discretion, and obligations conferred on a Trustee
by this Trust Agreement. All rights, titles, and interest in the property of the Trust shall immediately vest
in the successor Trustee at the time of appointment. The prior Trustee shall, without warranty, transfer to
the Successor Trustee the existing Trust property. No Successor Trustee shall be under any duty to examine,
verify, question, or audit the books, records, accounts, or transaction of any preceding Trustee; and no
Successor Trustee shall be liable for any loss or expense from or occasioned by anything done or neglected
REVOCABLE LIVING TRUST AGREEMENT
Page 14
to be done by any predecessor Trustee. A Successor Trustee shall be liable only for his or her own acts and
defaults.
ARTICLE NINE
Section 9.01 Perpetuities Savings Clause
Notwithstanding any other provision of this instrument, the Trusts created hereunder shall terminate not later
than twenty-one (21) years after the death of the last survivor of the Settlor and any other Beneficiary or
Beneficiaries named or defined in this Trust living on the date of the death of the Settlor. The Trustee shall
distribute remaining Trust principal and all accrued or undistributed net income hereunder to the Beneficiary
or Beneficiaries. Ifthere is more than one Beneficiary, the distribution shall be in the proportion in which
they are Beneficiaries; if no proportion is designated, then the distribution shall be in equal shares to such
Beneficiaries.
ARTICLE TEN
Section 10.01 Governing Law
It is not intended that the laws of only one particular state shall necessarily govern all questions pertaining
to all of the Trust hereunder.
1. The validity of the Trust hereunder, as well as the validity of the particular provisions of that Trust,
shall be governed by the laws ofthe state which has sufficient connection with the Trust to support
such validity.
2. The meaning and effect ofthe terms ofthis Trust Agreement shall be governed by the laws of the
Commonwealth of Pennsylvania.
3. The administration of this Trust shall be governed by the laws of the state in which the principle
office of the Trustee then having custody ofthe Trust's principal assets and records is located.
The foregoing shall apply even though the situs of some Trust Assets or the home of the Settlor, a Trustee,
or a Beneficiary may at some time or times be elsewhere.
Section 10.02 Invalidity of Anv Provision
If a court finds that any provision of this Trust Agreement is void, invalid, or unenforceable, the remaining
provisions of this Agreement will continue to be fully effective.
Section 10.03 Headings
The use of headings in connection with the various articles and sections of this Trust Agreement is solely
for convenience and the headings are to be given no meaning or significance whatsoever in construing the
tenns and provisions of this Agreement.
REVOCABLE LIVING TRUST AGREEMENT
Page 15
Section 10.04 Internal Revenue Code Terminologv
As used herein, the words "Gross Estate," "Adjusted Gross Estate," "Taxable Estate," "Unified Credit,"
"State Death Tax Credit," "Maximum Marital Deduction," "Marital Deduction," and any other word or
words which from the context in which it or they are used refer to the Internal Revenue Code shall be
assigned the same meaning as such words have for the purposes of applying the Internal Revenue Code to
a deceased Settlor's Estate. Reference to sections of the Internal Revenue Code and to the Internal Revenue
Code shall refer to the Internal Revenue Code amended to the date of such Settlor's death.
REVOCABLE LIVING TRUST AGREEMENT
Page 16
SPECIAL DIRECTIVES
OF
EDGAR L. GOHO
I, EDGAR L. GOHO, a resident of the County of Cumberland, Commonwealth of Pennsylvania,
being of lawful age, and of sound and disposing mind and memory, and not acting under duress, fraud, or
undue influence, hereby make, publish and declare this to be my Special Directive, and I incorporate THE
EDGAR L. GOHO REVOCABLE LIVING TRUST AGREEMENT.
FIRST
The natural objects of my affection are:
1.
My Children -
CRYSTAL L. SCHADE
DESIREE A. BOYKIN
DONNA L. GOUDY
SECOND
I direct that all estate and inheritance taxes payable as a result of my death, not limited to taxes
assessed on property, shall be paid out of the residue of my Estate, and shall not be deducted or collected
from any League, Devisee, or Beneficiary hereunder.
THIRD
In the event any of my named Beneficiaries should predeceased me, all of that person's share ofthe
Trust Estate is to be divided equally among that person's issue per stirpes unless otherwise stated in these
directives.
FOURTH
I direct that, before any distribution of the assets of the Trust Estate to the named Beneficiaries,
certain specific distributions, if any, shall be made from the assets as set forth on the list attached hereto and
marked "Exhibit A."
REVOCABLE LIVING TRUST AGREEMENT
Page 1 7
DATED to be effective this
fq
dayof J~
,l9~
SETTLOR:
~*PA- +;1), ~
EDG . GOHO r/ ---r
i
ACCEPTED BY TRUSTEE:
d?rf~A.
EDG I . GOHO
rd
COMMONWEAL TH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
This instrument was acknowledged before me on the date herein set forth by EDGAR L. GOHO as
Settlor and Trustee to certifY which witness my han seal of office.
l"~ 5;; .. ./""
f ' .,' llmntwood Borough. Alleyheny Ci).
I, - : -, -:"ss!on expIres Oct. 22. 2001
~,-~-~ -I.
"
fl~
REVOCABLE LIVING TRUST AGREEMENT
Page 18
ESTATE OF EDGAR L. GOHO
FILE NO. 21- 05- 0432
INHERITANCE TAX RETURN
LAST WILL AND TEST AMENT
LAST WILL AND TESTAMENT
(Pour-Over Will)
OF
EDGAR L. GOHO
IDENnTY
I, EDGAR L. GOHO, residing in the County of Cumberland, Commonwealth of Pennsylvania, being
of sound mind and memory, and not acting under duress or undue influence of any person whomsoever,
hereby declare this to be my Last Will and Testament, and I do hereby revoke all other former Wills and
Codicils to Wills heretofore made by me. My Social Security Number is 711-07-5090.
I have the following children: CRYSTAL L. SCHADE born August 17, 1959 and currently residing
in Mechanicsburg, P A and DESIREE A. BOYKIN born January 7, 1961 and currently residing in Eno1a, PA
and DONNA L. GOUDY born September 26, 1941 and currently residing in Broaddus, TX.
DEBTS, TAXES AND ADMINISTRATION EXPENSES
I have provided for the payment of all my debts, expenses of administration of property wherever
situated passing under this Will or otherwise, and estate, inheritance, transfer, and succession taxes, other
than any tax on a generation-skipping transfer that is not a liability of my Estate (including interest and
penalties, if any) that become due by reason of my death, under THE EDGAR L. GOHO REVOCABLE
LIVING TRUST executed on even date herewith (the "Revocable Trust"). If the Revocable Trust assets
should be insufficient for these purposes, my Executor shall pay any unpaid items from the residue of my
Estate passing under this Will, without any apportionment or reimbursement. In the alternative, my Executor
may demand in a writing addressed to the Trustee of the Trust an amount necessary to pay all or part of these
items, plus claims, pecuniary legacies, and family allowances by court order.
PERSONAL AND HOUSEHOLD EFFECTS
It is my intent that all my personal and household effects were transferred to the Revocable Trust
as a result of the Declaration ofIntent signed this date. If there are any questions regarding the ownership
or disposition of these assets, it is my desire that such assets pour into the Revocable Trust, signed by me this
date in accordance with the provisions ofthe section titled "Residue of Estate."
RESIDUE OF EST A TE
I give, devise and bequeath all the rest, residue and remainder of my property of every kind and
description (including lapsed legacies and devices), wherever situated and whether acquired before or after
the execution of this Will, to the Trustee under that certain Trust executed by me on the same date of the
execution of this Will. The Trustee shall add the property bequeathed and devised by this item to the corpus
of the above described Trust and shall hold, administer and distribute said property in accordance with the
provisions of the said Trust, including any amendments thereto made before my death.
POUR-OVER WILLS
Page 1
~~~
C27~(T~s,.,or) -
If for any reason the said Trust shall not be in existence at the time of death, or if for any reason a
court of competent jurisdiction shall declare the foregoing testamentary disposition to the Trustee under said
Trust as it exists at the time of my death to be invalid, then I give all of my Estate including the residue and
remainder thereof to that person who would have been the Trustee under the Trust, as Trustee, and to their
substitutes and successors under the Trust, described herein above, to be held, managed, invested, reinvested
and distributed by the Trustee upon the terms and conditions pertaining to the period beginning with the date
of my death as are constituted in the Trust as at present constituted giving effect to amendments, if any,
hereafter made and for that purpose I do hereby incorporate such Trust by reference into this my Will.
EXECUTOR
I hereby nominate and appoint CRYSTAL L. SCHADE to serve without bond as my Executor of
this my Last Will and Testament.
In the event the first named Executor shall predecease me or is unable or unwilling to act as my
Executor for any reasons whatsoever, then and in that event, I hereby nominate and appoint DESIREE A.
BOYKlN to serve without bond as my Independent Executor.
Whenever the word "Executor" or any modifYing or substituted pronoun therefore is used in this my
Will, such words and respective pronouns shall be held and taken to include both the singular and the plural,
the masculine, feminine and neuter gender thereof, and shall apply equally to the Executor named herein and
to any successor to substitute Executor acting hereunder, and such successor or substitute Executor shall
possess all the rights, powers, duties, authority, and responsibility conferred upon the Executor originally
named herein.
EXECUTOR POWERS
By way of Illustration and not of limitation and in addition to any inherent, implied or statutory
powers granted to executors generally, my Executor is specifically authorized and empowered with respect
to any property, real or personal, at any time held under any provision of this my Will: to allot, allocate
between principal and income, assign, borrow, buy, care for, collect, compromise claims, contract with
respect to, continue any business of mine, convert, deal with, dispose of, enter into, exchange, hold, improve,
incorporate any business of mine, invest, lease, manage, mortgage, grant and exercise options with respect
to, take possession of, pledge, receive, release, repair, sell, sue for, make distributions in cash or in kind of
partly in each without regard to the income tax basis of such asset and in general, exercise all of the powers
in the management of my Estate which any individual could exercise in the management of similar property
owned in its own right upon such terms and conditions as to my Executor may seem best, and execute and
deliver any and all instruments and do all acts which my Executor may deem proper or necessary to carry
out the purpose of this my Will, without being limited in any way by the specific grants or power made, and
without the necessity of a court order.
My Executor shall have absolute discretion, but shall not be required, to make adjustments in the
rights of any Beneficiaries, or among the principal and income accounts to compensate for the consequences
of any tax decision or election, or of any investment or administrative decision, that my executor believes
has had the effect, directly or indirectly, of preferring one Beneficiary or group of Beneficiaries over others.
In determining the Federal Estate and Income Tax liabilities of my Estate, my Executor shall have discretion
POUR-OVER WILLS
Page 2
p#dA.t/,.{.~
CCTestator)
to select the valuation date and to determine whether any or all of the allowable administration expenses in
my Estate shall be used as Federal Estate Tax deductions or as Federal Income Tax deductions.
SPECIFIC OMISSIONS
I have intentionally omitted any and all persons and entities from this, my Last Will and Testament,
except those persons and entities specifically named herein. If any person or entity shall challenge any term
or condition of this Will, or of the Living Trust to which I have made reference in the sections "Household
and Personal Effects" and "Residue of Estate," then, to that person or entity, I give and bequeath the sum of
only one dollar ($1.00) only in lieu and in place of any other benefit, grant, bequest or interest which that
person or interest may have in my Estate or the Living Trust and its Estate.
SIMULTANEOUS DEATH
If any other Beneficiary should not survive me for sixty (60) days, then it shall be conclusively
presumed for the purpose of this my Will that said Beneficiary predeceased me.
This instrument consists of 5 typewritten pages, including the Attestation Clause, Self-Proving
Clause, signature of Witnesses, and acknowledgment of officer. I have signed my name at the bottom of each
of e preceding pages. This instrument is being signed by me on this I 9 day of
OA~'~ , 19!fJ-.
POUR-OVER WILLS
Page 3
~
ATTESTATION CLAUSE
The Testator whose name appears above declared to us, the undersigned, that the foregoing
instrument was his Last Will and Testament, and he requested us to act as witnesses to such instrument and
to his signature thereon. The Testator thereupon signed such instrument in our presence. At the Testator's
request, the undersigned then subscribed our names to the instrument in our own handwriting in the presence
of the Testator. The undersigned hereby declare, in the presence of each of us, that we believe the Testator
to be of sound and disposing mind and memory.
Signed by us on the same day and year as this Last Will and Testament was signed by the Testator.
WITNESSES:
ADDRESSES:
~~ R#wJ."lo-
"Jy)r/fli}) F2 HUcKAt3/
(Printed Name of Witness)
1/1 IV fI. NV st ftffB
\'YO/? /'-4 Jpvs bv fiY;J- J ~ J7,j1f3
/
~/f AI. dJ'Jcl ~+I .h}1 g -
Lt)o R \'l'\ I e_ 'fS\Ju...,V'<;? 'W (7()1.3
POUR-OVER WILLS
Page 4
c94~
!/ (Testator)
..
J
COMMONWEAL TR OF PENNSYLVANIA
COUNTY OF CUMBERLAND
SELF-PROVING CLAUSE
'~ ,F~RE M , the un r~igned aut~ rio/r. on Q1Js day personally appeared EDGAR L. GORO,
to . ttudtt4. and 'if'1rJ C \ ~. Y'J'U(~~5fm to me to be the Testator and the witnesses,
respectively, whose nat es are subscribed to the foregoing instrument in their respective capacities, and all
of them being by me duly sworn, EDGAR L. GORO, Testator, declared to me and to the witnesses, in my
presence, that the instrument is his Will and that he had willingly made and executed it as his free act and
deed for the purposes therein expressed; and the Witnesses, each on his or her oath, stated to me in the
presence and hearing of the Testator, that the Testator had declared to them that the instrument is his Will
and that he executed the same as such and wanted each of them to sign it as a witness; and upon their oaths,
each witness stated further that he did the same as a witness in the presence of the Testator, and at his request
and that he was at that time eighteen (18) years of age or over and was of sound mind, and that each of the
witnesses was then at least fourteen (14) years of age.
::paYJ~ IlMc),~
~less .'
. l DI'IA 1. J'J R HJJdi-t3 Y
(Printed Name of Witness)
~:tjrt:tJt
(Printed Name of Witness)
SUBSCRIBED AND ACKNO
subscribed and sworn to before me by
witnesses, this the I ~ day of
I
Ii
---..........-.--.
OOHKWR1I!r!fl '
~!otmy Pubtro
, ~. Srsl'ltwood Borough. AIleyl'leny Co..
-... '::,!0>1 ExprrES Oct. 22. 2001
-.\
esta~
/
blic, Commonwealth of Pennsylvania
POUR-OVER WILLS
Page 5
e~~
U (Testator
Register of Wills of Dauphin County, Pennsylvania
INVENTORY
Estate of EDGAR L. GOHO
No.
~ S - '-\ :) -L
also known as
Date of Death 05/04/2005
, Deceased
Social Security No. 711-n7-~Oqn
CRYSTAL L. SCHADE
Personal Representative(s) of the above Estate, deceased, verify that the items appearing in the following inventory include all
of the personal assets wherever situate and all of the real estate in the Commonwealth of Pennsylvania of said Decedent, that
the valuation placed opposite each item of said Inventory represents its fair value as of the date of the Decedent's death, and
that Decedent owned no real estate outside of the Commonwealth of Pennsylvania except that which appears in a memorandum
at the end of this inventory. I/We verify that the statements made in this Inventory are true and correct. I{We understand that
false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to
authorities.
Personal Representative:
~ o'(~S' ~_
Crystal L. Schade
/ - c:?<tj- O~
Name of
Attorney: Gregory S. Chelap, Esquire
I.D. No.: 78443
Address: 17 South Second Street, Sixth Floor
Harrisburq, PA 17101
Telephone: 717-233-1000
Dated
Description
Value
Sovereign Bank Checking A.ccount No. 1051137446
PNC Bank Checking Account No. 5004618679
1996 Chevrolet Corsica
Haband - refund from returned merchandise
Comcast Cable - refund
PPL - refund
Penn National Insurance - refund for unused premium
for renter's insurance
Penn National Insurance - refund for unused premium
for car insurance
The Patriot News - Subscription refund
Torchmark Corp. - refund of unused premium for
heal thcare supplement
IPaychex - refund from lottery company
Soundview Communications, Inc. - subscription refund
u.S. Treasury - Railroad Retirement Final Annuity
Banker's Life - Refund of long term care insurance
Proceeds from yard sale
Personal property and household goods
2,063.32
90.00
1,830.00
45.93
1 0 . 27
15.06
93.00
241.00
63.)90
254.83
197.19
9.75'
1,128.80
311 .16
397.00
500.00
1._.
".~l
Total: $8,691.17
(Attach Additional Sheets if necessary)
NOTE: The Memorandum of real estate outside the Commonwealth of Pennsylvania may, at the election of the personal representative, include
the value of each item, but such figures should not be extended into the total of the Inventory.
pt
RW-8