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COMMONWEALTH OF PENNSYLVANIA
COURT OF COMMON PLEAS
Judicial District, County Of
NOTICE OF APPEAL
FROM
MAGISTERIAL DISTRICT JUDGE JUDGMENT
COMMON PLEAS No.oL-J7), r;r".h-~
NOTICE OF APPEAL
Notice is given that the appellant has filed in the above Court of Common Pleas an appeal from the judgment rendered by the Magisterial Dist
Judge on the date and in the case referenced below.
NAr;d~;;' I Ie/; d by 1M'
ADDRESS OF APPELLANT
III &u1d..er.tw4..-hq( Pi,~
DATE OF JUDGrENT amtl
If.') I 06 ~t{..eJ Ee1r.:l /)014
DOCKET No
MAG. DISI. NO
o ,3-(; 5
CITY
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SIGNATURE OF APPElLAN
NAk1~ OF M~J
(VtQrIt.
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STATE
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fa
zlPe
IV1
en an
:T Plitt"
OR ATTORNEY OR AGENT
Cv- 39b -0) ?/.J2-.
This block will be signed ONLY when this notation is required under Pa. If appel/ant was Claimant (see Pa. R.C.P.D.J. No. 1001(6) in acl
R.C.P.D.J. No. 1008B.
This Notice of Appeal, when received by the Magisterial District Judge, will before a Magisterial District Judge, A COMPLAINT MUST BE FIL
operate as a SUPERSEDEAS to the judgment for possession in this case. within tWe
(20) days after fifing the NOTICE 01 APPEAL
Signature of Prothonota.ry or Deputy
PRAECIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO FILE
(This section of form to be used ONL Y when appellant was DEFENDANT (s""'"e Pa.R.C.P.D.J No. 1001(7) in action before Magisterial Disl
Judge. IF NOT USED. detach from copy of notice of appeal to be served upon appellee.
PRAECIPE: To Prothonotary
Enter rule upon
appellee(s), to file a complaint in this appeal
Name of appellee(s)
(Common Pleas No.
) within twenty (20) days after service of rule or suffer entry of judgment of non pros.
Signature of appellant or attorney or agel
RULE: To
, appellee(s)
Name of appellee(s)
(1) You are notified that a rule is hereby entered upon you to file a complaint in this appeal within twenty (20) days after the date of serv
of this rule upon you by personal service or by certified or registered mail.
(2) If you do not file a complaint within this time. a JUDGMENT OF NON PROS MAY BE ENTERED AGAINST YOU.
(3) The date of service olthis rule if service was by maills the date olthe mailing.
Date: ~ 20
Signature of Prothonotay or De
YOU MUST INCLUDE A COpy OF THE NOTICE OF JUDGMENTfrRANSCRIPT FORM WITH THIS NOTICE OF APPEAL.
AOPC 312.05
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COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
09-3-05
NOTICE OF JUDGMENTfTRANSCRIPT
CIVIL CASE
PLAINTIFF. NAME arid I\DDRESS
'FEDERATED RETAIL HOLDINGS, INC -,
DBA HECHT'S
111 BOULDER INDUSTRIAL DR
l!lRIDGETON, MO 6304 4 ~
VS.
Mag_ Dist No.:
MDJ Nilme: Han
MARK MARTIN
Add'",' 507 N YORK ST
MECBANICSBURG, PA
T'''phoc, (717) 766-4575 17055
DEFENDANT'
!PLITT, NANCY J
P.O.BOX 116
601 GRANTHAM ROAD
fRANTBAM, PA 17027
Docket No.: CV-0000396-05
Date Filed: 11/01/05
NAME and ADDRESS
-,
ATTORNEY FOR PLAINTIFF :
~
.;c.
". ~'i
_~--": _.". ,-T-.,;"
.. .... "".......
RON Z. OPHER
BOX 2245
SOUTHEASTERN, PA 19399
THIS IS TO NOTIFY YOU THAT:
Judgment:
FOR DEFENDANT
[!]
[!]
Judgment was entered tor:
(Name)
'PT.TTT 'N'a.wrv .T
Judgment was entered against: (Name)
lI'RDRRATED RRTATT, HOJ.DTI\lGll
TI\l~
in the amount of $
00 on:
(Date of Judgment)
1/2::1 /06
. .
o Defendants are jointly and severally liable.
o Damages will be assessed on:
o This case dismissed without prejudice.
(Date & Time)
o
Amount of Judgment Subject to
Attachment/42 Pa.C.S. S 8127 $
Amount of Judgment $ .00
Judgment Costs $ .00
Interest on Judgment $ .00
Attorney Fees $ .00
Total $ .00
Post Judgment Credits $
Post Judgment Costs $
------------
------------
Certified Judgment Total $
o Portion at Judgment tor physical
damages arising out of residential
lease $
. ANY PARTY HAS THE RIGHT TO APPEAL.wITHIN 30 DA YS AFTER THE ENTRY OF JUDGMENT BY FILING A NOTICE
OF APPEAL WITH THE PROTHONOTARY/CLERK OF THE COURT OF COMMON PLEAS, CIVIL DIVISION. YOU
MUST INCLUDE A COPY OF THIS NOTICE OF JUDGMENTITRANSCRIPT FORM WITH YOUR NOTICE OF APPEAL.
EXCEPT AS OTHERWiSE PROVIDED IN THE RULES OF CIVIL PROCEDURE FOR MAGISTERIAL DISTRICT JUDGES. IF THE
JUDGEMENT HOLDER ELECTS TO ENTER THE JUDGMENT IN THE COURT OF COMMON PLEAS, ALL FURTHER PROCESS MUST
COME FROM THE COURT OF COMMON PLEAS AND NO FURTHER PROCESS MA Y BE ISSUED BY THE MAGISTERIAL DISTRICT JUDGE.
UNLESS THE JUDGMENT IS ENTERED IN THE COURT OF COMMON PLEAS. ANYONE INTERESTED IN THE JUDGMENT MAY FILE
A REQUEST FOR ENTRY OF SATISFACTION WITH THE MAGISTERIAL DISTRICT JUDGE IF THE JUDGMENT DEBTOR PAYS IN FULL,
SETILES, OR OTHERWISE COMPLIES WITH THE JUDGMENT.
_ j/:"')-'" }:-l
J_f.'~ ",;,.t"''';/
/ .. ,.- -, .,"",
Date
#J1/~ Ilv~
, Magisterial District Judge
I'certityithat this is a. true and correct copy at the record of the proceedings containing the Judgment.
Date
, Magisterial District Judge
My commission expires first Monday of January, 2012
SEAL
Aope 315.05
DATE PRINTED:
1/23/06
8:50:47 AM
Ron Z. Opher, Esquire
Attorney for Plaintiff
Attorney#57507
P.O. Box 2245
Southeastern, PA 19399
(610) 902-0530
Federated Retail Holdings, Inc.
dIbla Hecht's
III Boulder Industrial Dr.
Bridgeton. MO 63044
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PA
Plaintiff
V.
CIVIL ACTION - LAW
NANCY J PLITT
60 I Grantham Road
P.O. Box 116
GRANTHAM, PA 17027
NO.
2006 ~ ?!7c
Defendant
COMPLAINT - CIVIL ACTION
NOTICE TO DEFEND
A VISO
Y Oll have been sued in court. If you wish to defend Le han demando a listed en ]a corte. Si listed quiere defenderse
against the claims set forth in the following pages, de estas demandadas expuestas en las paginas siguentes, listed
you must take action within twenty (20) days after tiente veinte (20) dias de plaza al partir de la fecha de la
this complaint and notice are served, by entering a demanda y la notification. Haec falta asentar una comparencia
written appearance personally or by an attorney and escrita on en persona 0 con un abogado y entregar a la corte
filing in writing with the court your defenses or enforma escritas sus objectiones alas demandas en contra de
objections to the claims set forth against you. You su persona. Sea avisado que si usted no se defende, la corte
are warned that if you fail to do so the case may tomara medidas y puede continuar la demanda en contra suya
proceed without you and a judgment may be entered sin previa aviso 0 notification. Ademas, la corte puede decidir
against you by the court without further notice for a favor del demandante y requiere que usted cum pia con todas
any money claimed in the complaint or for any other las provisiones de esta demanda. Usted puede perdes dinero 0
claim or relief requested by the plaintiff. You may us propriedadedsu otros derechos importantes para usted.
lose money or property or other rights important to you. LLEVE EST A DEMANDA A UN ABOGADO
YOU SHOULD TAKE THIS PAPER TO YOUR INMEDIATAMENTE SI NO TIENE ABOGADO 0 SI NO
LAWYER AT ONCE IF YOU DO NOT HAVE A TlENE EL DINERO SUFFICIENTE DE PAGAR TAL
LAWYER OR CANNOT AFFORD ONE, GO TO OR SERVICIO, V A Y A EN PERSONA 0 LLAME POR
TELEPHONE THE OFFICE SET FORTH BELOW TO TELEFONO A LA OFFICINA CUY A DIRECCION SE
FIND OUT WHERE YOU CAN GET LEGAL HELP. ENCUENTRA ESCRIT A ABAJO PARA A VERIGUAR
DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Ave
Carlisle, PA 170I3
(717) 249.3166
ASSOCIACION DE LICENCIADOS DE CUMBERLAND
2 Liberty Ave
Carlisle, PA 170I3s
(717) 249.3166
Ron Z. Opher, Esquire
Attorney for Plaintiff
Attorney #57507
P.O. Box 2245
Southeastern, PA 19399
(610) 902-0530
Federated Retail Holdings, Inc.
d/b/a Hecht's
III Boulder Industrial Dr.
Bridgeton, MO 63044
IN THE COURT OF COMMON PLEAS
Cumberland COUNTY, PA
Plaintiff
v.
NANCY J PLITT
601 Grantham Road
P.O. Box 116
GRANTHAM, PA 17027
No.
'c..Cv 6--lf) '"Z..
Defendant
COMPLAINT - CIVIL ACfION
COUNT ONE
I. The Plaintiff herein is Federated Retail Holdings, Inc. dlbla Hecht's, located at III
Boulder Industrial Dr., Bridgeton, MO 63044.
2. The Defendant herein is NANCY J PLITT, an adult individual located at 601
Grantham Road
P.O. Box 116, GRANTHAM, PA 17027.
3. Defendant borrowed from Plaintiff, by way of purchases on account
#00000071751645 the sum of $746.73 over the course of the parties' cardholder relationship, as of
8/30/05. A true and correct copy of an affidavit of account is attached hereto and marked Exhibit
"All.
4. Under the terms of the cardholder agreement, additional interest has accrued, and
continues to accrue, from 8/30/05, at the rate of 21.6% per annum. A true and correct copy of the
relevant cardholder agreement terms is attached hereto and marked Exhibit "B".
5. In addition, Defendant agreed to be liable for Plaintiff's actual costs of collection,
including court costs and attorney's fees; said attorney's fees being contingent on recovery, at the
rate of 35%. See Exhibit "B".
6. Plaintiff has in all respects fulfilled all conditions precedent to its obligations on the
contract and for bringing this Complaint to damages.
7. Despite repeated demand by Plaintiff, Defendant has refused and continues in
failure and refusal to pay further amounts due Plaintiff.
WHEREFORE, Plaintiff demands judgment in its favor against Defendant, in the amount of
$746.73, together with interest at the contract rate of 21.6% per annum commencing on 8/30/05,
and attorney's fees at the rate of 35%, and costs of this action.
COUNT TWO
Plaintiff also claims alternatively on the basis of quantum meruit or Quasi Contract.
8. Paragraphs I through 7 above are incorporated herein by reference as though fully
set forth.
9. Plaintiff was neither a volunteer nor an officious intermeddler.
10. Plaintiff provided said credit.
II. Plaintiff expected payment from the Defendant for said credit in the amount set
forth above.
12. The amount claimed is the fair and reasonable market value for said credit.
WHEREFORE, Plaintiff demands judgment in its favor against Defendant, in the amount of
$746.73, together with interest at the contract rate of 21.6% per annum commencing on 8/30/05,
and attorney's fees at the rate of 35%, and costs of this action.
Dated: Thursday, February 16,2006
BY ~
Ron Z. Opher, Esquire ~
Attorney for Plaintiff
AFFIDAVIT OF ACCOUNT
STATE OF MISSOURI
:ss.
COUNTY OF ST. LOUIS
BEFORE ME, the undersigned authority, on this day personally appeared the undersigned
Affiant, who swore on an oath that the following facts are true.
1. My full name is Rich Orlet.
2. I am a Recoveries Supervisor at Federated Retail Holdings, Inc. , d/b/a Hecht's, and I have
full knowledge of the books and records concerning the account of NANCY J PLITT (account
number 00000071751645), the Defendant(s) herein.
3. These records show that a total principal balance of $746.73 together with interest at the
rate of 21.6% , commencing on 8/30/05, is due Plaintiff and payable by the Defendant(s) herein. In
addition, attorney's fees per terms of the credit card agreement are due and owing, at the rate of 35%
of principal and interest. This affidavit regarding the account of the Defendant(s) herein, which
constitutes this cause of action, are taken from the original records of entry.
4. The total amount of the account is due Plaintiff by Defendant(s) and all just and lawful
offsets, payments and credits have been allowed.
/JtJ (Mr
Rich Orlet, Affiant
SUBSCRIBED AND SWORN to before me on the / ()71 day of !Jrdr-{A )
,2~:
CdinMi ?71a'/f-
Notary Public
CATHERINE M. RUDY .
NOTARY PUBLIC - NOTARY SEAL
STATE OF MISSOURI
ST. lOUIS COUNTY
EXPIRATION: MAY 23, 2008
YOUR BILLING RIGHTS
KEEP THIS NOTICE FOR FUTURE USE
This nonce :::ontains important information ahom your riglrts and DIll' responsibIDiiss under me fair Credit BiJflng Act.
NOTIFYUS IN CASE: OF ERRORS OR aU2snous ASOUT YOUR Bllt' /
'If you lhinkyourbUr is. wrong, or if You need more il1formalion about an item on yourbir, write to.\lS:lr\ a sepa\al9.shee\.-cl paper ann man itta: P.D. Bm.: BU75, \..Drain,
Ohio, 441155-8:075.. Write ID usa<; SOOOllSpossibie. We must beariromyolJ"OO faterfuan 50 da.ysafurwe sent you the 1Jrstbill on whlchth9 errororrrob\e.m~..a~d.
You can telephone us, vlIt doing so wi!! not preserve your 1i,g1rtS.
In YOlJ1l~er; give us 1he foBowing irliormalior~
.... 'four moos amI accoutrt nuinbe"r.
. Tne: liriliar amount of the susp<-..c:\e(\ toot. .
. Descrlbe tile error and explain, ityoo can, woyyoil bdi:!lre ther€.$ an erro!. II you needmore iniorm;ribn, des:::ribe the item you Ilre not sure about. .
YOVR HIEiHTS AND OUR RES:~ON:Smll.IIJES k-T::R WE A2CaV;: YOUR WRrrr-clI ~D'TICE
Wemust a..."'P;;nowledgs yourlettecwithin 30 day:;:, unless we have txlrre.::ied the error bylhen. WJfujn 90 da~~ we must either cooe:ttne error or l!:tplain \'Ihywe bali:!ve
fhebill...~correCt.
Mer ~ ret!!!ive your lener, we cannot try to cofie::t any amourn you quesDorl, or reportyau as aeflnQLI~nl We can continue to bill you iorlhe amoun!,in quesnen, im:lud--
mg fjnan~ charges., and we can apply any unpaid amount against your crecili Jimfe- You cia not t'ialJe to ~ay any qLle$lionen arricuntwhile we are investigating, but you are
tiW ooliga\edtc pay lliBparis cit your bm fnal are ndtin question. . . '
J1 we find we made a 'mjstakew yryxhUI, you will nol haVe '10 pay nnyfmance charges feEj~d to anyqu~oried amounl ftwe did net. make am!slake, you may have
to'pay ftnan.:B croarges, and you wiU have. to make up any m:ssed-payments 00 the-quesfume:l amount In eiti1arcase, we Wlli send you a s!alemerllotthe amountyolI owe
amline oaieliiatitisdue.
ti yotl tall to paytne amountiha':. we thi1lk YOll OWB;, We rnay reportYOLJ as delinqlJent. HowevEr, Ii au: explanation d~s not satisfy you and you W(ite-w us v.1lhm 10 da~
!ellrD.g lIS fuatyou sfl] refuse.to par, we mustieR anyone we repor! yt;1l'lD1nat yoti have a que.,,-vor, abourYOUf bULAnd, we must leI' you the name oi an}'GM we rsponsd
YOL' to. We mustie!1 anyone w= report you 10 thatfue rrianer has been s2ttled betwaan us wh.eI\Jt lira~1 is,
Ii we tion'tfulIDw1nese rules, we can'! collect me fflEl: $5D tlfthe f!uesDoned amot.Int even if your bill v.as Correct..
SP==::IALRUL$FORCRi:.~rrCA.RD?lJF!Cl-l~~~ _'
If'Yo\J have a prCb~m with.the qllaIi~' of P[QjJ5rty or seM~ IDa! you puTt:has~ witft i creon earn and yeti nave trieri in gDod.iaith TO- cmrect the ,~bjem with !1$, you
may nav~ tile fignt not to pay me remarning amount due 011 me pr.Jpert}' 0, servic~.
Annual percentage rnte
21.6%
~.
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_ , Gra-;;e pe"(iodJo...pay ba!a~~e--. -25 days'--
Balan:;e computation
method
Armua~ -Pee
Average daily balance
{inciuding nBW pnr=n2ses) .
none-
Minimum finan-=e .:harge
late, payment tee
S.5Q
Up [0 S25
The Otllo iaws- agam dis:crirninatioi\ require t'1at all ~rediims make credit <:ql.laUy av<iilabJs b.an .credtt....\'orthy Cllstoml!t:s, and mat credit fepmiing a~en;:;ios maintlm s.e1T
ara~ cn~dtt hlsione, on iOach indMcualllpOn request The Ohio Gr-iil Ri9nm Commission arlniirits't~~ co.rnpTrance with this taw.. ,
Tn:; inforrna~on abovrthe ceo.4s oj the card de~ribed above IS correct es 0\ Ju('! WOO. Tne int\llffiatorr may'r.a:ve ::=hanged alte',t'>at date. To find out what r.;ay have
cITa:1geci., Wl"ire ro Ul a', r,,\ay Nillior.a! Bank of Ohio, 3DO Shem"ld Gem~rc l..o;ain, OhlD 4405.
NoTJCE
Am HOLDER OFTrl!S CDNSUM=R CRBJiT CONTRACT JS SUEJECTTO .f1l.l.. GLA!MS AND DB''ENS:=5 WHiCH T'rlE DSIOR COULD ASS5\T ,t..GAINS1
THE SErJ...::K OF GOODS OR SERV1CES QBTA1N~ PU8SUANT HE:R8D OR WIl1-f iHE PROC:=EDS HEPEOF. &-COVaW H;;FEUND5R BYT.-i~
DEBiDR SH.I>,U NOT ::XCi::E[) AMOUNTS PAID 13\' THE D3ITOR HEREUNDER..
NOTICETO THE BUYER: 1, DO NOT SIGN THIS CREDit AGRE=M=~'T B=FDR:: YOU READ iT OR IF iT CONTAINS ANY
BLANK SPACES. 2.. YOU ARE ENTITLED TO A COMPLETELY FILLED-IN copy' OF THE AGREEM=~1" YOUSIGi'!. S, KEEP
"US AGREEMEh'TTD-PROTECT YDUR1-ouAL ,,',," IS 4. YOU MAY A~11I>lE PAY OFF mE FtlClllNPAllJ BAL-
ANCE iN ADVANCE.
R~,7rnr.
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OPEN-END
CREDIT PLfu~
Wr:=rUT'C'
" IL"----'1110
AVN~a- W'--'Mt,'fc.;,T'J\l~l"",,NI srci.:sCQ/;FAl>~
I
_.__1.
I:!ECHT'S RETAIL INSTALLMENT OPEN--END CREDIT PLAN AND SECURITY AGREMENT
Piaase reM 1his Agreelllflnt careiully. This Apreem"..nt means this ciocumen~ as su~e.d trom time to nma by lnfotmalion on your apolic:ation, any s:a1!lS fr:ke!!;, receiL?
and alii" other do::ument::: setting farth yotlr obligaiions under yeur Hectts accounl In this Agre3me.,t "Hecht's' means The May National Bank of Ohio, 300 Sheffield Ge~\!!r, l.mam
Ohi.:J,44C5S' anaffiliateofToe MayDepanment Slores Company ["May") and May trading and oomcr btlsiness as Hec!1ts. "YOL~ and }tmr mean ead:l and all pe~ons woo sign or sur,:.
mit an app,btoll fororuse a Hschrs a=unt "Acc:ounrmeans anyone ormore ac:rol.lnt>1lmyou have with He::hfs. ThisAgresment, togelherwith an other do~e;ntssuppiemerrllng
orsubjectt.'l thisAgreemell~ explallls me l:em1s Ihatgovem Hechfs accoools and how'iD use trem YOt! ag~ to the- terms- oT1hlS Agraemenl b)'sunmiliing an ap.olk:afronroran ac:coum,
signing an aPPfu:aiion lor an"accounloriteftheryou oran aulho:tzed Usetilse.the ac:o::iuntin anyv.-ay. _, _ .
FOUR ICIN1lS0.= ACCOUN1'S-Hechfs ofielS tour kirnis of creon acrourns. the Flexible Charge Acctlunt, the TlmB Opoon Pl1Jt:r!ase A::;::mm:, the Table lOll A...-::uunt, ami, irom hme to
time at Hechfs ~o~e el!idior., the- Fme. Jewelry Account
HOWTO lIS!::"YOUR ACCOUNT.
. ,~CIIarge A.ceounhlt yotl have aRexibia" Charge AcCooll~ you may Use 1his =:tlI.lrrt.I~r all Dur::hases 1mm Hechfs S1Jbiectto usLlal credit aIrthorizatic'n procad.ura<i. .
TItne- Option P'urchaJe k:counl-Il you have a Tune Option Pun::hase Account, you may use Ws munt lor purchases 01 indMCtsal fiems costing ij;200 or more. Simply reqll!5t
lOP Ac::ounr 01 your salesperson atfue fune ofpur::hase. 3igible items include.l~flj;an:::es, fnmihlre.,;:;arpe!ing ardf'1ne 'jewelrj.'. .
Table-TopA=unHt you I-.ave a Table lap Ac:count, you may use the accountforputtresesaf tiivar, china and crystal c:JSiing $2M or more.,
Fioe Jewrel:yA=un1:-if He:hfs olfersandyou are approved for a Fi~Jewelry ~ Ylm may USE the =ootfor p~s ofilne jewelry costing SOO or more. ,
OPENING JfE A.CCDUNFYou may appiy fur and l1ectJfs rnay approve orle or more kinds of ar:::otlT'lls for you. Mali on your appik:ation ",filch =.unt(s) yau WIsh to ooen, Hechfs
will nofifyyou W yoll:" application h approved or tieclined.
INfOfUlA.lTOI(" ON APPLlCAllON..
1. Vou stm '!hat information 1hat you have given in your appffCafion i3 true and rompleiB.
2. You undersland thiltHechl's wili not retum your appl~tion to )'DU. .
3.. YOlI aufOO.i12:e.Hed1t'sto chectyoliiCfeditand workrustOlY.
4. You aclcno'lrie~ tiia! He:::ht's has giveri you a cOpy olthe Open-End Creat!. Plan and Securiiy Agreement.
5. You agree to .aU items of this Agreemenl
E.. fT}'OII have requested a FleXibie Chllrge Ac::::Durt, you asklhat Hechfs sem! you a t:tBdit cardfs)..
CREDIT UMiT-Yuura=lln! will have: i? creM iimt!. set by Hechfs.. He.:hfsma.y increase 01" dE!Cn!8Se your crrol: Ji:mtfmm time, to time.
RET11RN2D CfECICS; PAYMENT_ FEES4fyou pay by check and file chtti.JS" retumed unnald 10; any reason to Hecilfs, He&.t's may asseis a ~e!rchscl;' iee. of up ro.S25 in
yOur =llIit.::Addffio!lalIY~yPuagree-that211Y returned cheCk may be electrOl1::allY re-presenmdforpavment at your barn: a\ anyiime 1Inm f[1al p8ymerrt is made, anD you ~ree 10 pay
atieNJ::echal!!eo!Upta':~5..O(rtoranytru:\nJmBntweprep.m6nyourbehaJfmrpaymantj:all:poses, . _.' ; , :',
?~CHJSS-YOll autno~'Hscll!'s Ie d-.arpe to youra::::ount all pudW:as fu1ttyou, Dr any members ctyouriamfl)', any o!ne~ pa=n who resioes wiID you, lIr iiITf()r~ iiE;; ait.nr~ _
rlzad"oy'/O!l,lTlBkeonyour=uri_ _' _' __ _ -', _ , ,,', . _ .
~TO?AY-'iou~ID~ellourioll!1l:sriuricnyoora=u!t~:idtniaonwhcrhes~.;;dQt,mb;;;::I<i:l1i'l&go,...i~nO;-Il1l'/~ri=m:e!t~(!f~1tl
foilS Agreemenl orll-'I1o IS named as- ajofnf account ho!deds respons!bls alone .and topefn.e-rwith anyone eJsesigni119 lor ~II amounts Olie on t~ =unL 'Iou am aiso respollStos iur
ally dJarges mane by any members of Ylll:rfarniiy, any omerpen>O!l who resides with you or .anvone vou havs.auulO:ired!O l.ISe the account, .
CR=mT'CAFm5--A: yair re:qu2St, HeGtifs mar is,.--ue o.edit ca$ fD you and Dthets alrthartza:{by you, But Hectrt's will )SSUB tredi\.:an:h mi}' foryo:rr Fleribi~ Charge .l\ccou:t. Toe
c:an:k-are me property of He:;:hfs. IfHe:d1~s aslcsyou to rel:umihe::ards, you must tiD so at (!n~..M.y c:an:ls issue:ow Oms.f persons irt your request are governed by the larms of ths
Agre::metl!. You a~ to notiiy Hacl1fs at once t any card is losl"o. stoien.
----'- i."tmTnLY SiArcii:~e:cht'sWnlSB1xi"i":lnmonthJfsiale~ntto eactJ a=unt \\"ileneyetfual1nH:-=rec-1tOr'C:O...bitEiiian..~ o;'rrorrn1ife..~' .... - -~,'~ ,- ~~
P./l.YLl3lrS-You agree to par !he morrthly payment requirec'on.eadJ ao::ounlon or before 'be ps:ymem cue rime sh-:Jwn on your monlhiy s:alemant. Tne 'payment OUB-da'ra Wi:1 D5 a1
JEmE:t-25 day:> ~e.1he dosing eale d:yom previous bUlin; penod. You ra,"'pay more man the- reqlllfE1! p!lymllnt o:l any trrne_ Your monthly .sto:tem9nt wil! .';~ow YOll" "New 3atan:::o"
'Tnsmonlh\ypaym"'..ntrequlledfur1riea=urrts-are: '
. Flexible Charge Account
JEw' BALANCE REOUIR=D J.lD!I.'THLY PAYllarr
Up to S25 Balan...--e in rU~
SZ5toSlB6 S25
$168 and' over 15% oftn& "New Balance' rounded llD 'to'lhe ne:xtmuftiole ofS1D.
TIlE. D.~D~~-M>h'rh..-< bafa:::re.oweo at anyone time belors th;o a~C"X';'f 1- co.~d..!l' ~~...Q;iE.mr~th~ moofu\r?r~ilt~,.ar~---tr~~ymc;tisdD 'fI~t'
~"liItI:--li:Oe=niase-'a1ti1eul1I)Bid~.
. H:~H3Ta.ll.A.~c~' ?.EQUlRSDLl[ltffil.!..Y?A.YM=."!T
Up to $3.20 -S21l, or baiance of ac:::nunt, whciJ~ve:~ is less.
$3.ZO and oVer 61.f.?% Dr highest balance fDl:Jllried uj) to the- nm:t multinle- of 5: , _. '
TABLE TO? A.CCOUNT~For the nurd1:::se of china, g:~are, sUver ,and Waterfurd iamp:;cnriing S20D Dimare, fhs- hl,gnesr balance owed at anr one -mne.D~IDI"2 the- ac:::ount
is-::ompJe!ely::isareddererminesfue morili1iy paymen~ required, and lne payments do notdEc:re-ase wtth 3: ciec:rease inl:he-unpaJo oaJan:::=.,
HIGHS! BALANCE REaUlR::.D MONTHLY PAYMENT
Up.toS4BO S2C,o,balanceofaci:ounLv.tJicheveris-less.
~O and .over 4- 11E% Df hichest bafance rounded un to the n~ muliiple of S5. '
AlE .rEvELR'(. ACCOUNT-r'orme puir:h~ of fine jewall}' co.:.-ting S50Q or'mDrE, jr"e highsstbala:nce owed at an}' hrne b5.tore Ihe a::coun; is campi!!le])' d~3rerl oes;mine~
the manfuly payment required, and tiE paymentS do not 09Cr6iSe"Willi,il ol!CrGi€remme' uJiria.'db1:timi::€.
HJG1€STBALANCE R::-CUlR:D MONTHLY PAYl&;rlr
~5CI0arldover 1112 Df triuJ-F-s1 b-afance rounded lID to Ine-nextmuitiDleof$S:
R;:rua.tG-Fof~rizafian am! roJiB::lioIlPUrp!lSeS:, ~r.slotreiume:c meichano-~ ar-5l"l1JttTeai2d in tiP- S3JTlS manner 2S payrnellis.
-~~ ~Vt::rUJ1:H!S AGP=I-=J.<.:r~ b,,_ ,J ~'~ ~'"'../ I"ro&Unii:txl States povem thi;: />.groomen~, . '
F1NANC= CHA-Hl::t.
YatI-agree.lrr pay'\ne ii'lNA.!I;C:;: CHA-flGE ~ on yoora::::oun1Wnlcil will not be in exc:ess ot'll1al pe:mJiiedby Jaw.
Hec:hfs charges no. ANI\NCE CHARG2 If:
1. You payfle"N&w .Balant:e'jn lull within 2S days alifrme-closing dai6 ofyollrpni\'ious bllli!11i per.oo, (If
2.. The 'Pre\'iC([S. BalancE' m(l'M'\ Ol\ WIlr rnonfu\y staiements 'G.:rem, or .
So Yo.ll make payments or receive creoo~, which a.re recorded on 0; bmcre '!he payment due daie shown on your previolJS morrth~; slsiemeri! and wn:ci; equal or e::::~ the "New
BaJanes" srown Oil yourprn~llS momhly siai!!mani.
Otherwise, He.:nfs- cha!'Qes a i=lN..a.NC<=" C\OOl;G;:: on ycur 3=ur1'iwnicll 'MIl begin'io aC::roe on the date 01 )lu~e.
FINAnCE CHARGE:
FLEXIBLE ACt:"OUNT:AND ilUE DPnON PLAN--Irpaymsnt aime "Nail' Balan~' on either1he FlEixible p..'";;:'Ounl or the Time Option Pian is not mada within 25 clays!rorri the bUiing
daie of-a.ny monthly staternsn~ you also awes to \:lay a RAANCr CHA';;\G'E-. Tns FINANCE. CHARGE is dalerrnin!!d byapo"rjmg a rom\)' periodiC rate of i.B~'. (A1fNU;u. PER-
CEPffAG:; !lATE of 21.6%) ,to the "Average DaUy BaianCe' of the ao:::ouh~ incllla-Ing ctJmlnttansaction.scA minimum ANANCE CH"ARGEoI5O;: may ,De assessed, .
TABLE TOP A.CCDUNT AND RNEJEWELRY ACCOUNT-Thera is no FINANCE CHARGE {O% ANNUAl-- PERCENTA.GE RATE) 011 th~e ao::ounls as long GS you make yourrequrrecl
inonfuly paynentwhen due:. If the accotmils 5O-da'JS ormore pm. ;jus in aJiy biliing period,)'OIl a\sn agree to pay a FINANCE CHA.Ru~,Ja\~ Tee and, iI ~p1i::abl~ all.orney's less.GS
tilsclOsed urxler Relible A::=ml and Time Gption Plan. . '
AV81AGE DAILY BALANCE-To 9"..tthe. 'Ave~ge DaiiyBallince' Hecht's takeS'1tle beginning balanCe ofyollracccunt ead1 day, aQ:js any newpurcheSes,~ tither chaJpes an~ ~llb-
tracts any payments or credits (andunpakl FlNA.NCECKARG5 1:\ Poonsy\\lanla). This gives Hecl1f"s a cahl'.b-al:am:<:.. Tmm 'rleclt'saads up al\tns tiany'oalan.."SSTOTths clnlng
periodand-or.-ides'1he total bythsl1llmilerol days in 1he bming per'ioCi. This gNes- Hechfs tne ~Avl1rage-Daiiy Ba!an:s', '". _ .
ACCaERATlON'rn:- !'A.YWdfTS-Hecht's may reautre pavmentat oree tf.fne entire outsiandtng balan::Jl of your account if yoll fall 10 mak~ a reqmred monthly payment when aue.
Yall 2Is:o agle~ to pai'aII COS!Sof cotlecf~ the aO::mmi ~at.omey'sll!eS anti CDlJr.~, as a\\owedby law, lTyOUT at::::Oun\is mtarreil \o-an 0UlS1Oe ageT"0' or <1l\omey
inrcoUediOI'_ . .
, APPLICATION OF PAYMerrs. Payments mad!! on Mpr:cOtlllt arB appiied flrStto unpaid FINANCE CHARGES:, then m laie.paymerrtlee.s, men iD!he :osis of c:o~iedion, returned
check fees and similar oharges: Next, payments are ap;ili"ed to ~y t~ p'.l1'Chase?ri~ 01 me1~ 'mm1s orner. 1im 10 il.en:s wTlidl WEre purcilased fus't, tr.sn, to ~erns plirc:h;1sed
l'lte" m the wer at pud12se.: In the case of lWO or more items puit:ha!;:ed me.!:amB day, payments; are appfied 10 the-lOwest pn:ed li:em first, then JD.more expsrtSM! JlEIrns m as:eoo-
~~~~ . . , '
UASlLITY FOR UNA.lIruORlZED USE-Yon may be iiahle for (mam~1l us!> 01 'f0ll' !:letii\. r.3rd. 'fou will not be wle tor unaUthorizerl use '!'nat OctlllS a1'Ieryou noffiy Hecht's al
300 SmttlleIdCe.nlel; laram, Ohio 44CE:5, Talephone (44D) 233-mo veroallY or irl"wrffing, of !he 105.5, thElI, or-possih~ umu.rthorizeti use. In any case, your liabWrYWl11 nol exceed ~O,
SECURITYlh11:RST-Ex....-ept where prohiblied or jail', Hecht's relm a purd1ase money sew-urtiy interest undsrlhe t!n1ionn Comrner:iaJ CDoa jr, the mercllano'J.se- pu~ed u~oer
tnisAgreeme!lt III oruer.fuatHe::h!'-s may reiake- possession oj llie-metehanci\w il'jOu 00 nci.~ p~rrenls wnllTl dU!<. You BrereSpOJb-1DIB-,tOOaITj ltlssor damage.m 1i1~ m!!r::nan-
- tilsecurllu !he purr:t~e price is ruliypaid. He::hfs e;.:pressJy waives all rigms 10 retain or-acquire any inrere_>t!n any ptopertywhich is [)Sed asyour_pM:.'pal owe!ilng. Ims l'>'alVerapplles
only1Oint!!re..1swru...+.atiBch-atJttlmafi:=:lJlybylaw:ttmlesnCltappiytoanyJiancrea'\3dbYi!.=rtjuogsmenlorll~byfjimgas'provioedbyst!iW. . .'. .
S::-cuRED PARTY REl.lEDES-Hechfs hoes an !he rernedi~ of a S"..;t...n-ed \WW \lt1~r b 'JMC7.l','c&.f,;narci<J Cooe., T"o:;,'C m.~~ ~~d.;:;:llJ 'ine f,gh'L ~ re-.a\<e ~-=,Dn 01 me
lO!Ird1arn:i~ i:' you al<' in.lialall~ uMerlh:sl>.gree.-nent. Upon any delllult,.}'au wJP~ at Hecht'.s rl!Qu~ taXa trle mer.:hal'1dlslO to !he store woeR!' p~ am:lretum. me_ mer:hanci!s~
10 Hec:hfs.. YOII wWbe in aafaull: /fyou saffor o!heJ"Wt>e olSOose oI1he rnerChancis& beron:; ih~ purchase prire l!ftullyoaic witnomHtcltfs wrtttan consent, oras-ptovr.iec e\sewnere m
thisAcle:!m~J1!.. . . .. .
IE='~l!LT';"'Yau.\viJ.1 be in osfauJ: F:YOLJ OJ W.ln ::opipiy ~ a~y leims of this Ag~mert, {Ii) Br5: unabi~:iO pay_ y~r oe.."!s oifaii in paYYUW,debis 5 they:~me due~ {iii)~~~I, ~_:;:.c.::-
-..,.!_ ~:---"-- "u~.......~~ _~_~~~ ~n:, "f~o _::......"MP..... - ^;"o_ _", ~-;"\ ____~...__~....._;-... ~__~. __,~_ "~~~'-1S" _.'-"-;'1- --~\._'.-'J'_ '--."' .-Fi-;'~ r-t, ". .
NOTIFlCATION Of CHA.NG.=S; UPDATEIlIKFQRJ.lA1l0";-YOti lIgrite.to -gMi. He:::!ti p:::mot 'I!rtti.&\.1YJii::e OJ' lni!;t 'ro the address ~.Il\.:Pm m::lmm,', slatl!lmel"it'lor b1_llinri
'rnqume:s at any dlange In yournsme, adc:ir=;, etn;l\cYm~ sl:a.ht!:: orplac:& of ernploymenlltrour new r.9sjo,mc:e is in anotllar sials DlInamJS for custoinen;.in lnai stile ,wrl;appIY 10
youra=~nt. ~ou. agree miitfue n:olO~Yaf)ids.~.:e~~ng _~~~mr_in YOJ!f...~~m~u~s~e,Y$!r re;;io.B.~ a_gl!~ 10 He~t'.sif1tbe@~ n~1)'..~ b:?k,You. .UPOJ1.~ll~st"ypu
agrEe 10 prve-F\e:hfs up~t~;-ao::llralE aM corl!.OIme pen;onaJ, fmjployment ana linanci.a\ trttOW311on aoOllCycUffidt . . _" _ :', ' " _
ASSlGm1.ENi-He::hfs may .sel] or assign any part of your a=untto anolru!, t:red[o:", m:Jlldinj an affif~le of He;:hi's, at any timE and from time to-hme ,"'iiholIl:hJnnerntl~C13 10 yot:.
PRIVACY PRAcnCES-.y~lJ lIndarmnd and ~ree 1I1atirom tir:*' to lime, Hechfs.mayreque.sl arKi ie..""BIve:redft rnformahon about}'ClU tmm othe!S; wen' a5'.SlOre.s, lomders a~ o~
tbllraaus. You also- unoerstand ~d agrae fr-.atHecht's super\llS{)rypen;onnelll!1rl age."1tS mariistenttl teieptmMconve.sa.tl::ms tmtwee!\yoTJ-a!\d H0J:'s,re?f0Sl!rr,zliv~ \cr~\f\g
purposes and 106IIakJilW-BllO aso.ure the q:ualiiyof He--..h!'s-service. . ': ;... ".
ur; PAYMElIT r-:=E-Hedlfs: 'may asso...ss: a late paymarrl:lee ,6f up to 25, wh!ml.anypayment is lale- by"50 Ca~ or more (bdtl&-..d in the pz.sI oiW mnoum..il s=ndiimei.
CH.4NliES1/iTERI.tS OF AGRE:alENT-Hec.'rs h2.s tne-rioh:ro chanoe-ille ierms ofhisAamamatt.lf hecht'st;'.ak'Sany-ci'~...s.) j{"'-Chfs voitl notllyvoo 'i!S IWIlM by ,\av<o Cr-.an9~
In!his- Agreement ITIa)' irr:lllCe-, but a~ no: li:niiari to., lne:r.lre of the nnan::e charge, fut amount of lmnim~ fi.lance :harge, trF- mttnod ohigwing the-balan::e.on. wh1ci1 me iina:r.::e-
ci-~ is appfted,-1ils amounf of the morrttJly paymsnt re~ the closing, ci:re or-me monthly pUling DePOO and me-lengti1 of tie bITimg periocL Tns change will applji 10 ihe baJAA:;:e
oltr.ancfmgO!1the~clivadafeoffuecna:ngaandanyacOOllntbalal1ce-alierJ:he:hangBasallowed:bylaw. _ ,_ :"_-, ' ,c " '
CLDSlNU 'YOUR AC::OUNT-Eimer)'rlU or&dJt'i may'dose YOllra:countat anyilme. You ~s!ifl pay He:ht'sEIl)'.amolll1!S due onyou;-a=untif either you o','Heoht'!i_ooseY1lura::::ollnt:
CFEDrT.INV-:::STIG:AJlON AND REP.O!TIlNG, SHARING OF INFORt.!A.TION-YOlJ alrtho~ He::hts to-mVC'-S!ig2:1e you:- and anyJoinl appi=~s-_or ~itrlc.ri7"';:l!~r'.s:rerlrt history ~
to-cbiain SodaJ Seo:wiiy mdonver's- Jicens,e number;;: irom lime 10 lime jo o:mna::fion with mE- ac:::aurt.,Jn ::onne::Don with arw la'l!lrrevle~! .uooaie,-re.ne,Wa! cr:e):l~ns\oo ell credt, or \1',
=macOOn witt a:nyliefmquan::y, d::lault, o'01Spllte-con=nil1glhe a:::ollntodoranyclhec IawiulplJrposlO. Yo_u also ;u.wnZi Hed:rt'slo~bkin or.sh.'lJe..~'jfjo~on-aboLItyou or
YOlJraccounrv.ith affiila1es- unessyou ll~'us..o1i1erwise "tn.writing in a lelterim:Juding your nam;;, ad::ireS$, =unti1Umre, andlne sigr.awl<':~feaci1:pe~r. wtffying 15not!Cshare
irrfnnnafioo, adt!resse~_!IJ P.O_ 801: S07S,- l!lra.lll., OH44DS-8Q7E:: You agree that HaclJrs may rep.ort on your a:;:c:lunl p!!l1Ormanos to credtt ~~"i! other la\\tui rectolems. aM
7JlS'H5l"~O;lS -almut OUT cte6i Et:D"..nen:es With yoti, 'fou aifum f.,at you are. authorized by any person:oinerfhan }-'Ourself narred in yolJ;"ap~.r.~!ip~:9r:who' may use)"OllT a.::::ount
In aufu:lllze \IS to cbei:!;: and reoort. hdoor credit hisrory and Social Se..-urity and drivsr's Ii:ensO' !lumoor asda=bOO above.. You:also .authcllZl!,-liS:iirQjed: yo~rElrlpioymant hlSIOl)-'
an:lto ~:t)';lUlemp!:lyerto veri!y)'OOr !lmploymel1tstatus:irnmtime1O time for anylawiul puroo.se, as permitted by law. If you oeTlBve any jilin . - .--" c_ 1'Smnen:~port.
ir>.gaJ:l~ncP...s about;/OO;- ;1:=00111 perfumrancas_ m::orrec:t, 10 prese!V€ your nghts ~u mlLStWliia:us at p.o. Eu:: 807:!; u,rair.,"DH 4405:---8079 and lniormahon you
ilaiie\f!!'is inc:orre::t ~Oll can reJepnotle, tiS, orwrtte U$ at a diii\~ren( adol=>, but D.:llng so will not pri!SE!V€ YOllr:ngnls,_Pi_S25e- ,orollllle YOll;- 00. a.,d Slq",,-
t:re-ah~g....nil 1my a...a~atrje -co::',JjTtS;;~-, SUppilrling)'OllT claim !hat we made ar, enofID emeriiIe lrWesllgauon oT your::iim. .
RIGHTS m= HECHTS,HdIt's may cie\ay !',~~\rip any rigTm;" U1uier-irnsAGPE.MENTwifuout bsing '!hem, '-, _ .
NOTICE TO MARYLAND fESlrEltiS: SERVICE CHARGES NOT IN SXCESS OF "THOSE PEMMfTTED BY LAW WlLLB~ CtlARGED ON .~N :.
MONTli'T() MONTf{ [lncie, Maryland law, jn~iry on lE\au creal!: BIlllrs mey be made within 50 days of Jt!"Oeiot (f. billing ,StaiariiBrt~. R_sfi2naior lfi
-irnpar.ani: n;irls lInd~fuciera! ta\>.:. NcJi~ci ei~:::iicn: Tni~ ~eementi!; SUbie::tlo the. provis.lor.s 0) SUbttti€' 9 o';Trtle 12 o1'lhe.Co!flrruidiil,
NOTIC:::ID DSLAWA.RE AND P3lNSYlVAN1A RSIDEN1E:', YOll mal' P<lY off yo~r entire ba!ar.::e at an\! time. ,~_:,' .;^,::".,,'_1~ \:;;:L
N:mC:El"O '\.'o:RMQNT RES1D;:::~,rTS: You a:l!'!Se.'1tm Hed1~s otialning ar.d llSing}'iJiJ, C1Gt;;~t repmtto :Jpeu YOIl!" a:;;~~.aciiusi~w...fhtj."... :',owe H:.d1~s.
VERIFICATION
I,
Ron Z. Opher. Esquire
, hereby state:
1. I am the attorney for the plaintiff in this action, and I sign this Verification stating
that Plaintiff is out of the jurisdiction of the Commonwealth;
2. I verify that the statements made in the foregoing Complaint are true and correct to
the best of my knowledge, information and belief; and
3. I understand that the statements in said Complaint are made subject to the penalties
of 18 Pa.C.S. !l4904 relating to unsworn falsification to authorities.
Dated:
21'blo~
By:
t'L9
Ron Z. Opher, Esquire
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:<:vll. ONVVEI\:.TH OF PENN3YLVANIA
;':Jr 'Y OF C,,) Mg&, ./l,;",/f)
,\FFIDAVIT:
tllereby (sw"ar) (affirm) tllat I served
; 55
Lo9~-'672
a copy of tll, Notice of Appeal. Common Pleas No. , upon the Magisterial District iudge designated therein on
(eate of selvce)2./ lb .200b- , 0 by personal service I>l: by (0 rtified) (registered) mail.
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sender's rec."pt attached hereto, and upon the appellee, (name) _' on
(~IIo. 200-,-- 0 by personal servic~ by (certified):regitered) mail.
sender's rec':!ipt attached hereto.
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:l1C itil (AFFiRME:Q) AND: UBSCRIBED BEFORE ME
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l~ c, nmissioIl expires on ___' 20
\::J( 312)......... OS
Ron Z. Opher, Esquire
Attorney for Plaintiff
Attorney#57507
P.O. Box 2245
Southeastern, P A 19399
(610) 902-0530
Federated Retail Holdings, Inc. d/b/a Hecht's
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PA
Plaintiff
CIVIL ACTION - LA W
v.
Nancy J. Plitt
: NO. 2006-872
Defendant
PROOF OF SERVICE
I. Plaintiff filed a Notice of Appeal from District Court on February 13,2006, said
Notice of Appeal being original process.
2. Plaintiff served said Notice of Appeal on Defendant on February 16, 2006 as
appears from the certified mail receipt attached to the Proof of Service of Notice of Appeal
which was filed with the Court on February 22, 2006.
3. Plaintiff filed a Complaint-Civil Action in the above matter on February 22, 2006.
4. The complaint, being other than original process was served, pursuant to the
Pennsylvania Rules of Civil Procedure, by certified and regular mail on February 28, 2006. A
copy of the certificate of mailing for regular mail, certified mail receipt and copy of the signed
Certified Domestic Return card is attached hereto and marked Exhibit "A."
5 Plaintiff files this Proof of Service pursuant to Pa.R.C.P. 403.
AFFIDAVIT
COMMONWEALTH OF PENNSYLVANIA
:ss.
COUNTY OF CUMBERLAND
I, Ron Z. Opher, Esquire hereby certify that the statements made in the foregoing Proof
of Service are true and correct to the best of my knowledge, information and belief and that said
statements are made subject to the penalties of 18 Pa. C.S.A. 94904 relating to unsworn
falsification to authorities.
DATED:
4: (b{.J6
.-..~
Ron Z. Opher, Esquire
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U.S. POSTAL SERVICE
CERTIFICATE OF MAl
MAY BE USED FOR DOMESTIC ANn I~ITCD"^~'~'"
PROVIDEr--' 'Ron Z. Opher. Esquire
R,co" p,O. Box 2245
Southeastern. PA 19399
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'." PS Form 3817, January 2001
SENDER: COMPLETE THIS SECTION
COMPLETE THIS SECTION ON DELIVERY
. Complete items 1, 2, and 3. Also complete
item 4 if Restricted Delivery is desired.
. Print your name and address on the reverse
so that we can return the card to you.
. Attach this card to the back of the mailpiece,
or on the front if space permits.
1. Article Addressed to:
A. Signature
~gent
o Address e
C. Date of Delive
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3. Service Type
~Certified Mail
p 'Registered
o Insured Mail
o Express Mail
o Return Receipt for Merchandi e
DC.O.D.
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Restricted Delivery? (Extra Fee)
DYes
2. Article Number
(Transfer from seNiee label)
PS Form 3811, February 2004
7004 2890 0002 4353 7046
Domestic Return Receipt
102595-02-M.1 0
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Ron Z. Opher, Esquire
Attorney for Plaintiff
Attorney#57507
P.O. Box 2245
Southeastern, PA 19399
(610) 902-0530
Federated Retail Holdings, Inc., dlb/a
Hecht's
IN THE COURT OF COMMON PLEAS
Cumberland COUNTY, PA
Plaintiff
v.
CIVIL ACTION - LAW
NANCY J PLITT
601 Grantham Road
P.O. Box 116
GRANTHAM, PA 17027
NO. 2006-872
Defendant
PRAECIPE FOR JUDGMENT
Enter Judgment iu favor of Plaintiff, Federated Retail Holdings, Inc" dlb/a Hecht's, against
Defendant, NANCY J PLITT, for want of an answer.
Assess damages as follows:
Debt
Interest (per contrac1 and complaint)
Attorney's Fee (per contract and complaint)
TOTAL
$746.73
$94.09
$294.29
$1135.11 (plus costs)
I CERTIFY THAT THE FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED
AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A
SUM CERTAIN FROM THE COMPLAINT.
I celtify that written notice of the intention to file this praecipe was mailed or delivered to the party
against whom judgment is to be entered after the default occurred and at least ten days prior to the
date of the filing of this praecipe. Copies are attached, R.c.P. 237. ] ~
Ron Z. Opher, Esquire ID #57507
Attorney for Plaintiff
AND NOW r.; ;Nl} ',(. / ~ , 20Gl fa , Judgment is entered in favor of
Federated Retai Holdmgs,Inc" dlb/a Hecht's, against Defendant, NANCY J PLITT, by
Default for want of an answer and damages assessed at the sum of $1 135.1 I plus costs as per the
above certification.
,
OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
Cumberland COUNTY COURTHOUSE
1 Courthouse Square
Carlisle, PA 17013
TO: NANCY J PLITT
601 Grantham Road
P.O. Box 116
GRANTHAM, PA 17027
Federated Retail Holdings, Inc., d/b/a
Hecht's
IN THE COURT OF COMMON PLEAS
Cumberland COUNTY, PA
Plaintiff
v.
CIVIL ACTION - LAW
NANCY J PLITT
601 Grantham Road
P.O. Box 116
GRANTHAM, PA 17027
NO. 2006-872
Defendant
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Default
Judgment has been entered against you in the above proceeding.
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL
RON Z. OPHER, ESQUIRE, at 610-902-0530.
,
Federated Retail Holdings, Inc. d/b/a
Hecht's
III Boulder Industrial Dr.
Bridgeton, MO 63044
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PA
Plaintiff
v.
CIVIL ACTION . LAW
NANCY JPLITT
601 Grantham Road
P.O. Box 116
GRANTHAM, PA 17027
NO. 2006.872
Defendant
TO: NANCY J PLITT
601 Grantham Road
P.O. Box 116
GRANTHAM, PA 17027
DATED: 3/31/06
IMPORT ANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE
PERSONALLY OR BY ATTORNEY AND FILE IN \VRITTING WITH THE COURT YOUR DEf"ENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS
FROM THE DATE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A
HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SBOULDTAKE THIS PAPER TOA LAWYER AT ONCE IFYOU DO NOT HAVEA LAWYER GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABmrr HIRlNG A LAWYER
IF YOU CANNOT AFFORD TO HIRE ALA WYER THIS OFFICE MAYBE ABLE TO PROVIDE YOU
WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER I.EGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE
LAWYER REFERRAL SERVICE
Court Administrator's Office
Courthouse, 4th Floor
1 Courthouse Square
Carlisle, P A 17013
(717) 240.6200
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(Signature of PlaintifJ or Attorney)
Ron Z. Opher, Esquire
Attorney for Plaintiff
Attorney#57507
P.O. Box 2245
Southeastern, PA 19399
(610) 902-0530
U.S. POSTAL SERVICE
CERTIFICATE OF MAILING
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MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAil, DOES NOT
PROVIDE For Ron Z Oph E .
. er, sqUire
Received' P,O. Box 2245
Southeastern, PA 19399
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PS Form 3817, January 2001
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Ron Z. Opher, Esquire
Attorney for Plaintitl
Attorney#57507
P.O Box 2245
Southeastern, PA 19399
(610) 902-0530
Federated Retail Holdings, Inc., dlbla
Hecht's
IN THE COURT OF COMMON PLEAS
Montgomery COUNTY, PA
Plaintiff
v.
CIVIL ACTION - LAW
NANCY.J PLITT
601 Grantham Road
P.O. Box 116
GRANTHAM, PA 17027
NO. 2006-872
Defendant
CERTIFICATION OF ADDRESSES AND AFFIDAVIT OF NON-MILIT ARY SERVICE
COMMONWEALTH OF PENNSYLV ANIA
:SS
COUNTY OF Cumberland
I, Ron Z. Opher, Esquire, being duly sworn according to law, depose and say that I am the attorney
for Plaintiff and I am authorized to make this affidavit on Plaintiffs behalf. I hereby certify that the
address of the Plaintiff is I 11 Boulder Industrial Dr., Bridgeton, MO 63044. Defendant's address
is 601 Grantham Road
P.O. Box 116, GRANTHAM, PA 17027. In addition, Defendant is not in the Military Service of
the United States, nor any State or Territory thereof or its allies as defined in the Soldiers' and
Sailors' Civil Relief Act of 1940 or the amendments thereto.
I verify that the statements made in the foregoing certification and affidavit are true and correct to
the best of my knowledge, information and belief; and I understand that the statements in said
certification and affidavit are made subject to the penalties of 18 Pa.C.S. ~4904 relating to unsworn
falsification to authorities
DATED: 4/1~/06
BY: ~
Ron Z. Opher, Esquire
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