HomeMy WebLinkAbout06-0957
GREGG L. MORRIS, ESQ.
PATENAUDE & FELIX, A.P.C.
213 E. MAIN STREET
CARNEGIE, PA 15106
(412) 429-7675
FACSIMILE (412) 429-7679
P A ID#69006
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
FORD CREDIT t/dlbla FORD MOTOR
CREDIT COMPANY
Plaintiff,
)
i NO. Ot., - q 51'f
)
)
)
)
)
)
)
(}l'U~c~a~
v.
JASON SEIBERT,
Defendant(s).
COMPLAINT IN CIVIL ACTION
Filed on behalf of:
FORD CREDIT t/dlbla FORD MOTOR
CREDIT COMPANY,
Plaintiff
Counsel of Record for This Party:
Gregg L. Morris, Esquire
Pa LD. #69006
Patenaude & Felix, A.P.c.
213 East Main Street
Carnegie, PA 15106
(412) 429-7675
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
FORD CREDIT tJdIb/a FORD MOTOR
CREDIT COMPANY,
Plaintiff,
)
)
) NO.
)
)
)
)
)
)
)
v.
JASON SEIBERT,
Defendant.
NOTICE TO DEFEND
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in
the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice
are served, by entering a written appearance personally or by attorney, and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be entered against you by the court without
further notice for any money claimed in the Complaint or for any other claim or relief requested by
the Plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS
OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE
ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, P A 17013
717-249-3166
,
'-
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
FORD CREDIT tldIb/a FORD MOTOR
CREDIT COMPANY,
Plaintiff
)
)
) NO. O~ - q <; 7
)
)
)
)
)
)
)
C'-C.H-l Y&">>t
v.
JASON SEIBERT,
Defendant(s).
COMPLAINT IN CIVIL ACTION
AND NOW, comes Plaintiff, FORD CREDIT tld/b/a FORD MOTOR CREDIT COMPANY,
by and through its attorney,GREGG L. MORRIS, ESQUIRE and the law offices of PATENAUDE
& FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver
as follows:
1. Plaintiff, FORD CREDIT t/d/b/a FORD MOTOR CREDIT COMPANY, is a
corporation with offices at 575 East Swedesford Road, Suite 100, Wayne, PA 19807.
2. Defendant is JASON SEIBERT, an adult individual, who is believed to currently reside
at 1056 W TRINDLE RD, MECHANICSBURG, PA 17055.
3. On or about December 26,2003, the aforesaid Defendant(s) entered into a written
Automobile Retail Installment Contract (hereinafter "Contract") to purchase a "Vehicle" from a
dealer (Seller) as more fully set forth in said Contract. A true and correct copy of the Contract is
attached hereto, marked as Plaintiff's Exhibit "A" and incorporated by reference.
4. "Seller" thereafter assigned the Contract to Plaintiff, FORD CREDIT .
5. Pursuant to the terms of the Contract, Defendant(s) were to make 60 payments of
$436.42 commencing on January 25, 2004.
,
..
6. The terms of the Contract provide for termination upon satisfaction by Defendant(s) of
all obligations provided thereunder.
7. Plaintiff avers that Defendant(s) defaulted wlder the Contract by failing to make
payments to Plaintiff as promised.
8. Due to Defendant's default under the Contract, Plaintiff exercised its rights to terminate
the Contract.
9. After calculating early termination charges due to Plaintiff, Plaintiff avers that a
deficiency balance of $1,431.10 is due from Defendant(s) as of November 30, 2004.
10. Plaintiff avers that such attorney's fees will amount to $400.00.
11. Despite repeated request, Defendant(s) have willfully failed and lor refused to pay the
aforesaid sum due.
WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the
amount of $1,431.1 0, plus legal interest from the date of breach, reasonable attorney's fees in the
amount of$400.00 with continuing interest at the legal rate thereon from the date of Judgment plus
costs. The damages requested are less than the maximum amount for compulsory arbitration as set
by the Court.
Respectfully Submitted:
IRE
2 in Street
Carnegie, PAl 5106
(412) 429-7675
PENNSYLVANII'.SIMPLE INTEREST VEHIClE RETAil INSTALMENT CONTRACT
DATE 12/26/2003
DEe 2 91
'I Ruyo'I"hdCO-8uyo1JNoma.ndMO,""jmolu","gCMnty.noZtpCOOol
, JI\SO~ SUBtRl
1056 PI lRIIWLE RO
~ANICSBURr,PA17055
CIlEDITOfljSelle,N."",.ndAddreU)
MCCAFFERTY FORD
6320CARLISLEP!KE
HWlANICSBUR6PA J7050
wJb
Yo", '", eo... (on. Co-B"yor, "."VI. mo. "OV ,ho nnlol. do..",go<ll>Olow 'or 0.0. '" 00 <..~"_ Tho .CO'" plio.- ."own bolo" 1.111. o..~ ~r1o. ol.he v.~I<III_ Th.
,otol Sol. P,I"". 5hown ~.Iow I. 'h~ "o<Ilt p,'oe ay .Ignlhg 1111. <on"O<' yO" or,o"". '0 bo~ on 0"";1 .n.., Ih.og,..mon" 0" 11'I. Mn' o"d t>o<. o"m. oonl"'<'
"e,"\J,o" v""'andMaiVl--i- ~., GVWiIT,ock 10. Vo'""" 'OenW",",.,n N"",b", ll..Fo,Whichp,,,ct.a_
NEW I ZOO) SE~I IFTRF071B3KC47921 I DlQX>rso,,"1 o Agn""llu""
FORD TRUCI:: F-150 0 Comtn.rc,.'
INSURANCE
''"''"~, , Illlls---.lU.II YOU MAY OBTAIN VEHICLE INSURANCE
V."aJ>dM.... GrolOAI'ow.n<. Amo,,",' Owin~
ITEMIZATION OF AMOUNT FINANCED FROM A PERSON OF YOUR CHOICE.
715::1A o~) YOU ARE NOT REQUIRED TO OBTAIN
, C8shPric& . CREDIT LIFE, CREDIT DISABILITY AND
, Downpaym81l1 OTHER OPTIONAL INSURANCE. THIS
T~lrd partyRebaleAsslg~dloCradllor... s--55~O COliTRA.CT WILl. 1-10. INCl.UDE "I\o\EM
Ces~ Down Paymenl. s------110Q...DO UNLESS YOU SIGN AND AGREE TO PAY
Tralle-lll . .$.~.A$.===JAs____.1UA THE PREMIUM.
............. ~"...~ -,- THIS CO\-olTRACT DOES NOT INCLUDE
TOlalDownPaymenl.. . .......... ....,-...... . ;;'lOOO\t'1 L1ABILrT'Y INSURANCE COVERAGE FOR
,. Unp.idBalanC8of Cain P,lee(1 minus 2),..,.. $-----1IDa.lJCIl) BODilY INJURY AND PROPERTY
,. Amount. paid on your bellell (SoItllermay be relelnlnge ponlon ollheeaamoun 1$) OAf,lAGE CAUSED TO OTHERS.
Tlltn"uf"l\Cel;;;"",~It>f '---------"IA
CredjIUfeln,urBncejfoflerrnolconlmClj.
C,edllDlsabJlltyln.urance(lortflm101 contracl)...,........_. '---------"IA
MIA {lllfm ~<I\\'\s lE"limalfll}$-----.M.I A. N/A
TO PubllcOlllclals (I) tor license (L__----1O...QO. tWe($------2l...5O..1. & oCreditLlle
fegtSlrellon (S------1l.LllGoes $---1l.1..-S0 Insurer
(ii) IOflll'ng lees $ , DO $_------.lUA
(iii) lortaxllS (nol In Calh Plice) s-----11lA5..28 .-----llIilJ' Premium Insured(s)
To-----lUA----_.__tor '---------"IA Signalure
h _---LAS'l'_LARL-_ j", E&~V r&lI~ TnT .-------1..lllll0
" jlr{HHoH cQII'Or nnr ~t"' , ~5 QOlnIolLEHt--------9.4-0
'" WIA .", ~ IA '---------"IA Crsdlt
TOlel"... S ~!i"7 781) o Disability ilIA
, Jl.molln.Fln""celll3p1u.;4)... . " Insure!
$_----H-.l~
FEDERAL TAUTH-IN-LENDING DISCLOSURES Premium Insured
ANNUA.l FINANCE Amount 1018101 Total Sale Signature
PERCENTAGE CHARGE Financed Payments Price
RATE Tho dollal amouhl The amounl 01 ThOatnOOh' Thalolaloosl
c,o<l~ pro.ido>d to youWlii\a.. 01 \'Ou,pUrcl'l.....On
ThOCOSIof ",ur Ih. C,odil will you o'on yO"' paid whan yO" credl. DO~6~liOOallnSUfllOCG~
co"d""s'yoaflyrala ccstyou !>elrall hawmadoall incJudiflgyo"'
"".,.~ dow"P.yme<l'
p~ymenl. ," ~ fA S~
Hllm% ,----'""--' --l=>. '---2m>. Insurer Premium
Numllerdl Amguntof Eacn WhenPAymenls bl nalure
paym.nl S,hed~1t qfB~O;t<<ll& P"'1""'''\ ~.. C..dltllt..ndC"'dltOi..bllllyln.u",n~."
YOUI payment >c/1ed~le ---"--- . 41t: '2 (monlhly.larungl lor lhe tenn of 'h. com...c!."Th. .mou~1 a~d
C<>..'ll'!los....hownln.notlc..,'.II....mont
Will be llinal . ^"lli.42--.O-l-R-5'lI1G'1 gl.an ,~ you lodo~.
0
You muat In.u.. the ve~lcla. 1/ . c~.rga II
.ho,"" bolow.tho C<adnorwlllll)' 10 buy Iha
co.".gos ,"e<:ka<j ,,,r ..... to,,,, s~own.
~:"e':h'rc~a ~\"tl~. b:~~.n~~~ nC:I"~;~":,:
lhellmlLo orth.poll~.
PI~p.ymanl: Ilyou~yoHyourdebtearly, you...llnot~a""topByapenally. o C""prah.n.i.. o L--"-*/~~,~:el~
L>>\.. ~.1men\: y"" f1'\Th\ Jl1rY ~ \ale t:lla'9" on lne polI'on 01 e""n p~ymenl ro""",o<l more 0 F"e.Th<>Il_Comlli""d Md;I"","1 CO'Io'al}<>
than to <lay! lot&_ The cilerg.... 2 pe'canl 01 j~.lel. .""'0010'$50,00 wnich...ri6 less
s..ourlly Inle..": You are gl~",g a secutity inte,est in III. ve~iol. twing purchased. o T~wlnQ.ndLab",
Conl,.ct, ~1..s....e!his""~IIa<:t lor oddlll"nal Inlormalion M sacutityinla,..I,nonpoyment o Torm--------N-f-A.- Monlh.(Eoj;mal&\
o.faull, Ih" ngllllo t.qUl'" fapay""''" 01 you, dtot\\",luiloo1<>m\n. s~hfldI>i..o <1310, anll F'1.mlum$-------KA---
plepaym"nlpenalty
II yoo do nol m...fOU'"""""<:t""I;gall""".Y"",....yla..IIlo.OIIlcta Il>alyou.arol;n.n cir>gu",,",thisCO<1ltar;l,
a."eII""l>ol^parl>""dgO<>d'pu'onll'1e..hocl'Mdroono~olgo<idor0C8"adlo,'ha.ohll'a Do.I1'~lIOl\I<w.'tl.",""fIfl.~\Cp\I,,"~I)
NON-MODIFICATION DISCLOSURE 1I1h"1>o'i>_"'you~a'.purch"'o<l.""b'
An'{ Cll~f\g' in,. o>nl'ac'~st1j~~j:::.:id ~,gna<j by vou ond the Crodi'O(. c'mcollalioo.waN.',PwcloUool.lt'lIs.""".ragels
llptionol M>Il" nut ""Iu"od 10 obi'" ",.,d~. Tho leom'
&ndoorxJjllonsolll>odobIClllK>lllalion"";.a,,,,,,.ol
lMl\w.......\\aOM<l...~whitt>\S."""''l'O'fI)o<l
BUYElt' CO_eWER,}!: Inlll "'is oonllacL The prtco 10' 1M ~1I1ll <antellali""
SIGNS SIGNS wa....r I'.., torlh on Ini''''''Ura<l In lho Iteml",,'"
~?UT~~~r~~~Wb~H~~J?~,~~V6NEml~rv11t~~E J;gJ'~~O-VM~ oIAfOOlJr.t..na",,"" unoo, Sadion 4
CONTRACT.
NOTICE TO BUYER
Do not sign thl6 contract in blank. Guy.,
'tou afe entitled to an exact copy of the contract yOll sign.
Keep it to protect your legal rights.
Buyer (and Co-Buyer) acknowledge that (i) before sicminCl this
contract, Buyer (and Co-Buyer) received and reviewed n true Program No.
and completely filled in copy 01 this contract and (Ii) at the QUESTIONS?
time of slQninQ this contract, Buyer (and Co..Buyer) recel\led
a true and c~i?j:~: o,:ed 1 copy of this contract III
. );;y')(j)U "llI-A-i X .
i_I
flSIGS (COI8UVE~ SIGNS
r~~~snlng ""1_, the .;..lIor occoplll thl. conl,act. n nO oth., A..I~n.. I. """"'d In a ....o,a,. PLEASE CAll US AT 1-80G-727-7000
"
".lgnmon'OlllrCh.dtollr;.C.,nll..,~th.S<l~edi'compo.nY Vlsltuaalwww.lordcradlt.com
= ULCAFFFHV FIlIiO--- ~'"
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SEE BACK FOR ADDITIONA~ AGREEUENTS
ORIGINAL
I
'1
Ford Motor Credit Company Preferred Payment Pla.n Enroltment Authorization
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F. 01l1au\t:'IO\JwiUbe111 delaullil:
ADDITIONAL AGREEMENTS
A PavmentB: '(0(1 (1lu~t 1l1<lkC all \laymllnt!> '+l~ \I;w~ am <illll. '(Oil
milV pf~pay you.' ,il!bl at IIny lime withoul penalty, This Is " simp/a
j"lefosl C()nlf<lCI. The aclu,,1 linanco chat!Je you lIglll1110 pay w!ll
oopondonyourpayrrlUntpallerns.ThdDc(ulIllitlancach""geffifly
a.wed Ihe d~r.loS6d ['Inanel' Chnf~u if you make your paylnllnts
lalerlh"n lheacli"dulad dallls orin Ill.Flhan IlJaQchedul~dBmounl.
Your/laymanl W,IIt>fI applied !irsl to lhs llafnllOaJ1d unpllld part ul \011
~111,,-nCe Char'il~ and then 10 lhll unl-lElid Amount Financed. The
FinallcoCha'gaIS/jllrnadbyllpplyinglheAnnus.1F'llrcenlnllaRa(lI10
Ih~ unpaid Amounl FlrlancerJ 10' Ihu aclual lime that Ihe unpllla
Amou"'lri"'a"cadl~ oulstafJding
B. Sec"lilylfJlernl;YoUgiVelhuCrndilorllsecurllyinterllslifl'
Thuvllhicleand ullnar1sorolhllrgooos Dulonlhavel1iclll,
All m<;lflll\, or gr>ods 'llcelv!ldlor 11111 vllhicle: and
Minsll1ancep'erniuffiSenaSIlIVJCeconlrilclsllnllncedlor
you.
it1i~ Sei::\lle'ii pll)'mlm\ 0\ all amounts you OWII under this contract It
alsn seCures YllU' olhllr llgrllemenls In lh;s COnlJllcl
C Uae of Vel\ld9.- Walfl>n\m: yO\) mu,,\ lllke Carll or lhs vehicle and
obey all la....s in using II. VoumaynOlllflllorrenllhllvehiclll,andyou
mU51'kaepillrselromthacla;maololhe1s, You.....Illnot use orpenTlil
Ihe use 01 the vllllicle <}Ulllide 01 \he Unl\0d S\"llas, e~wp\ \01 up \0 3D
dayslrt Cartada or Mexico, wi\houl Iha priorWrllllirt COrt5&l1t 01 the
C!BditoT.l1lhevBhlclel.ala.typenorJllBIIY\lIi..dlorperson.lu~
8nd the Crltdllor, or the vl!hlcle'" l\'umulllcbll&T, e'lthmlll a
writlen warrsnlyorllervieeeonlract cavertnglhe ~ehlel.wllhjrt
90 daYlI 'rom Ihe dala 01 Ihls cQrtlr.~t, you ael Implied
w~rranlle8 al men::nantllblUty linG filM" 1111 I pBr1lcu\1lt
purpo$(1 co~erlng Ihe vehIcle, OlherVilae. you L1ndersland and
agt~ thallhere lire no Bueh Implied warrantles, U:cepl ali
olherwl~epn,vldlildbvsl..l,el"'YL
0, Insurel1tc; Y[)umu~t irtsureyoursellHrW theCflldiloraQainsllo~sor
damage 10 th~ "BIlicle. The type ami amD\mt 0\ mSl.llant(l must bEl
approvad by Ihe Credilor. If tha Creditor olJlHins a felund Ort
InSlJr8f\CB or ;I1l1Vice tonlracts, lhe Credllor wilt ~ublract the relund
Irom what yo~ owe. Whel,hac Ol" not tM "Sl\k:IB Is Insured; you
mUll pay lor It Hills losl, d.mag&d, or deslroyed, TI-II$ DOES
NOT INCLUDE INSURANCE ON YOUR LlASILITY FOR BODILY
INJURV O~ PRQ!>ERTI OMAA.GE.. WItHOUT SUCl-\
INSURANCE, YOU MAY NOT OPERATE nUs VEHICLE ON
PUBLIC HIGHWAYS.
liB chBrga forvahlclll insuranCE IS shown on the Ironl,lhe Cradilor
will IrylObuylnecovBragflBchacked fOflarrnsho....n. The Cretlilor is
tl()(liab.le,lllOl.l\)\\,il hIl canl'ltlt do so. 11 l\\ase coverages Cosl more
Ihan Il1e amourtl shown 10' Insurance. tha Creditor may buy them lor
o shor1er lerm or he maygivoyOllcredii lorlheamo\JnIShowrt, lihe
\:;;>'\1\\0\oo~,\>s.\lm\\<:;(l,f>Il>'lill gIVe you oeOll tor Ihe amount shown.
TllOcredit "1111 tJemade 10 Ihe la6lpaymenls due.
E. La\lIl'sym.nt: You....;11 ha~e\[)payajalechargeonlhepCJ1ionol
a"chpaymllnlraclli~edmorelhanlendayslale.Thechargeisshown
on 11161 Iron:. II Iha Cash Prlcels$10.DOO or less, yOu willhllve 10pllY
laes paid by the Credi\Cl1 10 anOl.llside a\'irrlrteylm co~ect\on, 110'1
exceaOlngZOpercenloflhellrsl$500and10percenlo!lheellC9sBo(
1I1e amounl rJueana payable allhe timelhe CrM;lorIlBslgns!hs
cOrtlracl 10 Ihe allomnv 101 ccllcdio", 111M. C[l.ct\ price 1& lI~el
$lO,DOO, yov must pay any cost paid by Ine Crei1ilor 10 collecl arty
lale paymenl, as allowed by law, ACC(!plartce 01 u Illle paym~nt or late
charge does nol e~cusa YOUl oalaull ar mean lhat you cilf1keep
maki~g payments alter IhllY ara due, The CredilO1 may la~alhe sleps
se! lor1h in II,i!icOnl'aclillh~re is anl'del;!ul!.
1. You donol make a paymonl wllert iI is duo;'or
2, YD\lp~~~la\&..ormlsleadlng'lnlormation on YOlJfGrlldil
application rat!lll~[) 10 tills co~tl1lcl; or .
3, Yourv8h~laIDBell.edbysl1yI0CllI,alaleorllK!aral
l!.ljlh(l,ilyailo\snt>lplOIYlr->l'lyancllJnconolllonaIiYlellfmed
10 YOll; or
4. You (ilea bart~ruplcy petillonoronB ia 111e\l Ilglllr\sl you: or
6.YoudoMlk.\l"lJa<ly<\\tle'?,"cmisllm\r.lstonl,,,c\
ltyou<;lafaull,theClsditormayrltqlli'eyolJlOpayalortcelheunpal(1
AmOllnIFinanc",d,lhllOarnedartdurtpaidpartollt\<<Fu\!l.l'\CllCh&lij5,
lI.~d all othef amollnts rifle umiar Ihis conlr~c\, He may rapo~sQs~
Ilak~ b<lck) tll,; vehlclB, IOU He may alsa take goods 10urtd Irt lhe
"lIhlclllWJl"nrflpD~5essadsndtroJdlli..m/orvou.
Iflhevehicillislakenbllck,hllwIl19llndyouanolkle.Thenolicewill
8ay UlIIl you may redeernltxJybllokl lhevllhlcle. II wlilalliO show lhe
amounl rteedad lo redeam. YOIl may radeem Ihe vehlcla up 10 lhll
timelhllCredilofsallollur agrellslo:>allll,lfl'oudonOlredl'emlhe
vehicle,ilwillbesoId.
The money from Ihe sal", la~" Ille allOwed OXpanStl9, will hll used 10
pay tha amount slill owed on Ihis co~lracL Allowed a~pIln8(!S irtdUda
Ihose pilid as a dlrec:l r1l6uII 01 having to flllake lhevahlcle,holui I,
prepilr& II forl>ale, IiIlO sell il'LaWYIlIs' laes and tegll\ Costs parmitl ed
by law are allowed,too, tl Ihare is Qny money lell (asllrplus),tlwill be
paid 10 YOll. HIIUlmonaylromthe.sala is nO(lIrtough 10 pay offihis
conlraclafld cosls, YOllWIll paywhalls slHiowed 10 1heCrlldilor, il
allowad by law. II you do nol pay Ihis amount whon Ihe Credilor asks,
lheCrllditormaycMrgayouinlllreitatll1ehlghastlawtulralaunlil
youpey.
G, Ge...erll: To COrtlacl PRIMUS Final'lCial Services aboul IhiB account,
calt 1.(600j 945-8O<lO, The law 01 New Jersey applias to thiscOrtlract.
If thai law does nol allow all of Ih/lllgreemllnls i~ lhls contl;!CI, the
ones thaI Bra nolallowadwillbe void. The f6SI oflhiscontrect will eliil
bfigood.
FTC NOTICES
NOTICE - ANY HOLDfR OF THIS CONSUMER CAE:D1T
CON1RAClIS SuBJECT TO ALL CLAIMS AND DEFENSES
WHICH THE DEBTOR COULD ASSERT AGAINST THE
SELLER OF GOODS DR SERViCeS OBTAINED
PURSUANT HERETO OR WITH THE PROCEEDS HEReOF.
RECOVeRY HEREUNDER BY THE DEBTOR SHALL NOT
EXCEED AMOUNTS PAID BY THE OEBIOR HEAEUNDf;A.'
Used Motor VehIcle Buyers Guide. if you are buying BlJsed
vdnicle with lhls conlract, tederal reglJlalions may require e
special Bwyers Guide 10 be displayed on the window ollila
vehicle. THE INFORMATION yOU SEE ON THE WINDOW
FORM FOR THIS VEHICLE 1S PART OF THIS
CONTRACT. INFORMATION ON THE WINOOW FORM
OVERRIDES ANY CONTRARY PAOVISIONS IN IHE
CONTRACl Of SALE.
. Do~. nol_pply II purchaud lor comll'l"clal or a.grll;tlU<Jro.l uu. k1 \lIo.l
cuo, you 11Iel7lorjwlll nOIIlU,IIIlB\lalnal IflY.luign"""" Illb..,\uenl
nolder or lhll Contr.clany clalms,delenIB5or5eloN5Whkh you may
M"Oagnl~51Ih.Selio'orm9nlJlICIUr.'O!lh9"""loj..
GUARANTY
To c~use 1m Seller 10 selllhe vehi",le described on lhlllront ollhl~ contracllo Ihe &lye.r, 00 credit, each pl\f'aon.....ho slgn~ h~\ow as ~ "Guafsrtlor"
!J"~r~"lreg UK' r>aymenl olln;s curltracl. Th,s menns thnl if II... Buyer lalls 10 Day <Joy rmMy Ihalls O'M1d on ttlis contmcl, each oro" who Hi\JM as
~ ~"arnnlor wil,lpay it When <lskeel. EaCh p",-,;on who signs below agrees 1),,,1 h~ will b€ li~bte lor t"" whol... lImounl (Iwed e'-'8rt II one or more olhllr /
persons nlso s,gns thiS G,la'6rtly, He 11150 iJ!Jrec~ lu be liable liven Illhe Cred'tDf does one or mo,e of the 10Ilow'ng'lol) !l'''''~ Ihe Buyer moro tnn"
to pay 0"" Or molt, payments, 01 (1:11 give"" rcl"~se '" 1,,(1 or rn part to a"~.G( In"., C1t~' G.u..'l<i<n\OHI, of le\ leIllases arty socwily. E:.~C), G(J,J["rtlor
aiso sl~le" 1h:1111l> h,JS recelVlJd ~ complel~u copy of Ihls tortlf!lCt and Ih,s GU,Jrartly fil the lImA 01 8'9mng. Guaranlor(B) musi sign each pago
sopuwtely
GuHr.nlo'
^,kjr~.n
Gt""....I",
P^FS 17fl2g.SiMmOO
kkl",~~
.
VERIFICATION
The undersigned is an authorized agent of the Plaintiff and verifies that the facts and
statements made herein are true and correct based upon my knowledge, information and
belief, and are based upon and have been obtained from a review of the facts and
information contained in the business records of the Plaintiff supplied to us by Plaintiff.
Counsel has signed the verification as a matter of time and convenience. The verification
of the party will be provided if requested. The statements are made subject to the
penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities.
Date: February 15, 2006
re oms Esquire
Patenaude & Fel x, A.P.C.
213 E. Main Street
Carnegie, PA 15106
(412) 429-7675
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GREGG L. MORRIS, ESQ.
PATENAUDE & FELIX, A.P.c.
213 E. MAIN STREET
CARNEGIE, PA 15106
(412) 429-7675
FACSIMILE (412) 429-7679
P A 1D#69006
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
FORD CREDIT t/dlbla FORD MOTOR
CREDIT COMPANY
Plaintiff,
) NO. 06-957 CIVIL TERM
)
)
)
)
)
)
)
)
)
v.
JASON SEIBERT,
Defendant(s).
PRAECIPE FOR
SATISFACTION OF
JUDGMENT
Filed on behalf of:
FORD CREDIT tJd/b/a FORD MOTOR
CREDIT COMP A:\TY,
Plaintiff
Counsel of Record for This Party:
Gregg L. Morris, Esquire
Pa J.D. #69006
Patenaude & Felix., A.P.C.
213 East Main Stn:et
Carnegie, P A 15106
(412) 429-7675
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
FORD CREDIT tld/b/a FORD MOTOR
CREDIT COMPANY,
Plaintiff
) NO. 06-957 CIVIL TERM
)
)
)
)
)
)
)
)
)
v.
JASON SEIBERT,
Defendant( s)
PRAECIPE TO SATISFY JUDGMENT
TO: Prothonotary
Please satisfy the Judgment at the above-captioned action ofrecord. Thank you.
Date: March 30, 2006
.M ,ES
P~e & Felix, A.P.C.
213 E. Main Street
Carnegie, P A 15106
(412) 429-7675
Sworn to and subscribed before me
this ~U1~ay of /Y'vLl (,J,20~,
H) ~ 11(/
r ~orX{1 {(,L-{(>:
Nbtary Public (
" /
.
NOTARIAL sEAL
GRETA A ~ll
NotarY PublIC
._~.,....... AUEGHEtIY couN1Y
CARNEGIE ",,"V_'" 009
MY c.,.1..:Il-on...... - \1,2
I, GREGG L. MORRIS, attorney for Plaintiff, FORD CREDIT t1d1b/a FORD
MOTOR CREDIT COMPANY, hereby certifY that a true and correct copy of the
foregoing document was served this day by US First Class Mail, postage prepaid upon
the following:
JASON SEIBERT
1056 W TRINDLE RO
MECHANICSBURG, PAl 055
/'l-"\
Date: March 30, 2006
n
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GREGG L MORRIS, ESQ,
PATENAUDE & FELIX, A.P.C.
213 E. MAIN STREET
CARNEGIE, PA 15106
(412) 429-7675
FACSIMILE (412) 429-7679
P A ID#69006
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
FORD CREDIT t/dIb/a FORD MOTOR
CREDIT COMPANY
Plaintiff,
)
)
) NO. 06-957 CIVIL TERM
)
)
)
)
)
)
)
v.
JASON SEIBERT,
Defendant(s).
P RAE C I P E FOR
DEFAULT JUDGMENT
Filed on behalf of:
FORD CREDIT t/d!b/a FORD MOTOR
CREDIT COMPANY,
Plaintiff
Counsel of Record for This Party:
Gregg L Morris, Esquire
Pa 1.D. #69006
Patenaude & Felix, A.P.C.
213 East Main Street
Carnegie, PA 15106
(412) 429-7675
,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Defendant( s)
)
)
) NO. 06-957 CIVIL TERM
)
)
)
)
)
)
)
FORD CREDIT t/dIb/a FORD MOTOR
CREDIT COMPANY,
Plaintiff
v.
JASON SEIBERT,
PLAINTIFF'S PRAECIPE FOR DEF AUL T JUDGMENT
TO: PROTHONOTARY
Please enter a judgment against the Defendant(s), above named, for failure to file an Answer
to Plaintiffs complaint.
Amount claimed in Complaint
Interest from November 30, 2004
Attorney's fees
TOTAL
$l,431.10
$354.21
$400.00
$2, l85.31
With continuing interest on the principal amount of $2, l85.31, with interest at the legal rate,
plus costs of suit.
I hereby certify that a written notice of intention to file this praecipe was mailed to the
Defendant(s) and Defendant(s) counsel (if known), after the default had occured and at least ten (10)
days prior to the date of the filing of this praecipe. A copy of the Notice is ttached.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Plaintiff
)
)
) NO. 06-957 CIVIL TERM
)
)
)
)
)
)
)
FORD CREDIT t/dIb/a FORD MOTOR
CREDIT COMPANY,
v.
JASON SEIBERT,
Defendant( s)
PLAINTIFF'S AFFIDAVIT OF NON-MILITARY SERVICE AND MAILING OF
NOTICE PURSUANT TO PA.R.C.P. I037(b)
COMMONWEALTH OF PENNSYL VANIA )
)
COUNTY OF ALLEGHENY )
Before me, the undersigned authority, a Notary Public in and for said County and State,
Personally appeared Gregg 1. Morris, Attorney for and authorized representative of Plaintiff, who being
duly sworn according to law, deposes and states that the Defendant(s), JASON SEIBERT, is not in the
military service ofthe United States of America to the best of his knowledge, information and belief and
certifies that Notice ofIntent to take Default Judgment was mailed in accordance with Pa.R.C.P. 237.1,
as evidenced by the attached copy.
Sworn to and subscribed before me
this~dayof (Y1c11~h 20~,
~~if-(\J YJ It' ~ X
I otary Pubh~
NOTARIAl SEAl.
GRETA A JEWELL
Notary PutJlic
CARNEGIE BOROUGH, ALLEGHENY COUNTY
My Commission Expires Nov 18. 2009
GREGG L MORRIS, ESQ.
PATENAUDE & FELIX, A.P.C.
213 E. MAIN STREET
CARNEGIE, PA 15106
(412) 429-7675
FACSIMILE (412) 429-7679
P A ID#69006
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
FORD CREDIT t/dIb/a FORD MOTOR
CREDIT CaMP ANY
Plaintiff,
)
)
) NO. 06-957 CIVIL TERM
)
)
)
)
)
)
)
v.
JASON SEIBERT,
Defendant(s).
IMPORTANT NOTICE
Filed on behalf of:
FORD CREDIT t/dIb/a FORD MOTOR
CREDIT COMPANY,
Plaintiff
Counsel of Record for This Party:
Gregg L Morris, Esquire
Pa 1.D. #69006
Patenaude & Felix, A.P.C.
213 East Main Street
Carnegie, P A 15106
(412) 429-7675
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Defendant( s)
)
)
) NO. 06-957 CIVIL TERM
)
)
)
)
)
)
)
FORD CREDIT t/d/b/a FORD MOTOR
CREDIT CaMP ANY,
Plaintiff
v.
JASON SEIBERT,
To: JASON SEIBERT
1056 W TRINDLE ROAD
MECHANICSBURG, P A 17055
Date of Notice: March 17,2006
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PEROSONALL Y OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT
YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU
ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED
AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER
IMPORT ANT RIGHTS.
YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES
TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
717-249-3166
S,
Felix, A.
213 E. Main Street
Carnegie, PA 15106
(412) 429-7675
I, GREGG 1. MORRIS, attorney for Plaintiff, FORD CREDIT t/d/b/a FORD
MOTOR CREDIT COMPANY, herby certify that a true and correct copy of the
foregoing document was served this day by US First Class Mail, postage prepaid upon
the following:
JASON SEIBERT
1056 W TRINDLE ROAD
MECHANICSBURG, P A 1 055
re
atenau & Feli ,A.P.C.
A eys for Plaintiff
213 E. Main Street
Carnegie, P A 15106
(412) 429-7675
Date: March 17,2006
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SHERIFF'S RETURN - REGULAR
CASE NO: 2006-00957 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
FORD CREDIT T/D/B/A FORD MOTOR
VS
SEIBERT JASON
CPL. RICHARD SMITH
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
SEIBERT JASON
the
DEFENDANT
, at 0930:00 HOURS, on the 24th day of February, 2006
at 1056 W TRINDLE ROAD
MECHANICSBURG, PA 17055
by handing to
KATHLEEN SEIBERT, MOTHER
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
7.92
.00
10.00
.00
35.92
.r'~~
R. Thomas Kline
02/27/2006
PATENAUDE &
Sworn and Subscribed to before By:
me this ~I~ day of
11vu.., j / J...iJcJ LA. D .
{!{{.~~