HomeMy WebLinkAbout02-21-06
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l=iL E NUiViBER
REV-1500
INHERITANCE TAX RETURN
RESIDENT DECEDENT
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Supplement3! Return
IJ 3 r=?enla!ncier
lJ 5. Federal Estate Tax Return Required
2, Tota: Number of Safe Deposit Boxes
r:!)EJrE inrere:::.,~
o 4 Limited Esl"te
r:8l
o
6 Decedent Died Testate (Atiach U)Pj' 0
01
9. Litiqation Proceerls Received
o '11.Election to tax under See. 91 13(A) U:',ttach Soh
Decedent Maintained a LiVI!".Q Trust
cop}' of Trust)
o 10 Spousal Povefiy Credit (date
.._ _ ______J2~1j)J~iJ_=_J_~~;j_
THIS RETURN MUST BE FILED IN DUPLiC.!\TE WITH THE
REGISTER OF WILLS
!dat8 cleatl'l pic" to
THIS SECTlO. N MUSTBE<;:OMPLETED,ALLCORRESPONDENCE ANDC()NFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
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lLlw
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1!,b.J/IE
(,dell R Walt?
::>'::::'['/1 F LETE
.6DDPESS
FiRf'../i f'.JArv"!E (if aDplicabie)
Turo Ll\\ ()fllcc~
28 SPilt S1.
CarlislcPA 17iil~i
TELEPHOi',jE NUi\18ER
717/245-96:-;8
Real Estate (Schedule A)
(1)
] (,1-UlnCi (HI
2 Stocks and Bonds (Schedule B)
(2)
Nellie
3 Closely Held Corporation, Partnership or Sole-Proprietorship
(3)
None
2
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4. Mortgages &. Notes Receivable (Schedule 0)
5 Cash. Bank Deposits &. Miscellaneous Personal Property
(Schedule E)
6. Jointly Owned Property (Schedule F)
o Separate Billing Requested
7. Inter-Vivos Transfers &. Miscellaneous Non-Probate Property
(Schedule G or L)
8. Total Gross Assets (total Lines 1-7)
9. Funeral Expenses & Administrative Costs (Schedule H)
4] .650 56
(4)
None
(5)
134.(;1221
(6)
None
(7)
32.8(;7 24
(9)
10 Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I)
(10)
.,686 56
11 T ota! Deductions (total Lines 9 & 10)
12. Net Value of Estate (Line 8 minus Line 11 )
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been
made (Schedule J)
14. Net Value Subject to Tax (Line 12 minus Line 13)
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
15. Amount of Line 14 taxable at the spousal tax rate,
or transfers under Sec. 9116(a)(1.2)
z
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X
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16 ,a,mount of Line 14 taxable at lineal rate
289.142.33 x .0..5
17. Amount of Line 14 taxable at sibling rate
18. Amount of Line 14 taxable at collateral rate
00000 x .15
19 Tax Due
20. 0
CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT.
>> BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND RECHECK MATH <<
x .00
x .12
USE CNL '(
(8)
335A7 45
(11)
45 :n7 12
(12)
29(i.14233
(13)
(14)
290,14233
(15)
(16)
13,01140
(17)
(18)
150~OO
(19)
13,1()] 4C!
Form REV-1500 EX (Rev. 6-00)
Copyright 2000 form software only The Lackner Group, Inc.
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Decedrlt'S Ccmplete Address
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ST .,
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Tax Payments and Credits:
Tax DUE: (Page 1 Une 19}
Credits/Payrnents
,4 S pausa! Poverty Credit
B Prior F'avrrients
C Discount
{'1.) ~!_
Total Credits (/\ + B + C)
3 Interest/Penalty If applicable
D Interest
E Penaity
Total Interest/Penalty iD + E)
4 If Line 2 is greater than Line 1 + Line 3, enter the difference This is the OVERPAYMENT.
Check box on Page 1 Line 20 to request a refund
o If line 1 ;- Line 3 IS greater than Line 2, enter the difference. This is the TAX DUE.
(3)
(4)
(5)
A Enter the interest on the tax due
(5A)
8 Enter tile total of line 5 + 5A. ThiS is the BALANCE DUE.
(58)
Make Check Payable to. REGISTER OF WILLS, AGENT
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
Did decedent make a transfer and
a. retain the use or income of the property transferred;..
b. retain the right to designate who shali use the property transferred or its income;..
c. retain a reversionary interest; or..
d. receive the promise for life of either payments, benefits or carel.
"' If death occurred after December 12, 1982. did decedent transfer property within one year of death without
receiving adequate consideration?.
3 Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?.
Yes
D
D
D
o
o
o
~
4 Did decedent ovvn an Individual Retirement Account, annuity, or other non-probate property v/hich
contains a beneficiary designation?..
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125()?',1
12,503,33
No
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IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
Under penalties of pequry, i deciare that i have examined this return Inciudlng accompanYing scheduies and statements, and to tIle best of IYIY kno'Nledge
p!:c iar~t!~_r:.~U~~E.=l!~~ .?~~~r tha ~__~:~ .P__E:_c~_na I !~~e2~1_1tativ~_!~~_~~d _ ?~_~!~_~~~f~!!:1__<:'!,~_~~\~_~~~_~. prep~~_~~_ha s.~~L~~~yAed[~_______
,'DORESS
belief, It is true, COlri2Ct arid complete
DATE
SIGN,A,TURE OF PERSOf'J RESPOr'.)SI5LE FOR: FIUf\IG RETURt-J
.James Ladika a........ ~ A ~
StC;ri~.T!jREOF-PE~~iBL-E FORF!LliTe;- RETlJ"pij--
] 720 [lizaheth Avenue
\Vmston-Salem. NC 27 [03
ADDRESS
- -- -- ---
ADDRESS
28 S Pitt St
em-lIsle PA 17013
For dates of death on or after JUlY' 1, 1994 and before January 1, 1995. the
surviving spouse is 3% [72 PS S9116 (a) (1.1) (i)J.
For dates of death on or after January 1, 1995, the tax rate imposed on th"
[72 PS S9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a
of assets and filing a tax return are still applicable even if the surviving sp
For dates of death on or after July 1. 2000
The tax rate imposed on the net value of transfers from a deceased chil
parent, an adoptive parent, or a stepparent of the child is 0% [72 PS S
The tax rate imposed on the net value of transfers to or for the use of t
1.2) [72 PS S9116 la) (1)]
The tax rate imposed on the net value of transfers to or for the use of
under Section 9102, as an individual who has at least one parent in ,
:2.- 11-0<0
Dp,TE
---- ---- .~----._-----.,----
DATE
.~ -..."q,pr! f"\n the nnt V~luo .....f tt"ansfot""c tr. AI' f(lr- tho Ilea t'"\f tho.
3 ~ ~ v,,~, J"v u, V u,,, , 'V'v u u, 'v""v uvv v""v
____ 1e use of the surviving spollse is 0%
,,\ t, -----. le statutory requirements for disclosure
\~ . ~ , y . \)
~\~\
nger at death to or for the use of a natural
'Q\<.
3 is 45%, except as noted in 72 PS S9116
.72 PS 89116 (a) (1.3)J A sibling is defined.
.her by blood or adoption
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I~E:::IC;tJr;- DECEr:'E'(,-
SCHEDULE A
REAL ESTATE
ESTATE OF
\(-i!Jtters. 1\-'i;i r\ 1_
FILE NUMBER
2 j - 2nn.~ - {I! (j.~(,
All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value IS defined as the pllce
at which property wou. Id be exchanged betvveen a willing buyer and a willing sellel, neither being compelled to buy or sell, both having
reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on
schedule F.
ITEM
f\JUMBER
DESCRIPTlmJ
I VALUEp.T D/'>,TE
.1 OF DE.l\TH
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]rlX.(H)f
1328 (),d, I unc. Nc\\ CumbuJul1d. Cumbcrlund Count' PCl1n~\haJii:!. 17(1711
I
TOTAL (Also enter on Line 1, Recapitulation)
168.000.00
I
ESTATE OF
~
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SCHEDULE E
CASH, BANK DEPOSITS, & MISC,
PERSONAL PROPERTY
Include the proceeds of litigation and the date the proceeds were received by the estate All property jointly-owned with the right of
survivorship must be disclosed on schedule F.
ITEM
~,IUM8ER
'" -'lldcT'~, \1::1'\ }
FiLE NU~.!1BEF<
11,- j~; ~ I! (j"") (
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I SO\LT..;]:en Bank Account No 0/7 I 0247x') - Chcd1i1U
I, 110.U'ch.O.1d co,,,,,,, ,ii 112< 0" L'ne. N,,, (\m,I",I"nJP" 17m" .wp,,,,,,d h, eke' A n"Km.,,', mg ,,,.
t'2/2~/( I)
I
I Rdml Account Nc.. 724-C)2117 -\9-240: Smith Uarncv Citlgrollp. NOllWIl1 Laporte & Stevc [.apurtc P( ) 13(l:\
II 21i5 -7 ] I N:1rd Stred - 2ndt1L Hamsbllrg. Pa ] 7] I) 1
I
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DEseRIPTlm,j
Hillel.
2Cq \VB52K5W ISK.lc,2') \\lth .'-!2',(llmk,.
h;:111k /\LL.(yunt l'.JCl_(_)35400](i97
TOTAL (Also enter on Line 5, Recapitulation)
VALUE AT DATE
OF DEATH
:5 (.l(j(':I.()(_1
')S.lli 'i]
4.198Ci:)
2.2SS.CJO
28.i4127
13~,612.21
EST/~,TE OF
r'.jUi'v'lBER
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G
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SCHEDULE G
INTER~VIVOS TRANSFERS &
MISC~ NON-PROBATE PROPERTY
\('iudcr.~. l\:J:l!'" r
..
F!LE i'JUrv1BER
.2 1 - 2fJCJ5 - 1 {1_1("
W\TE OF DEATH
% OF
DEeDS
iNTEREST
This schedule must be completed and filed jf the answer to any of questions i throug~ 4 onpage 2 is yes.
DESCRIPTIOr.J OF PROPERTY
iTEM
ir-'ciu':ie the
V,~LUE OF ASSET
the ;':,;l;;- t~;o1('Sfef
Illd1\iduai I<ctircl11cnl Account
Smith Rml1C\ Citlgrollp. Nornwil
j)() Do\. 12n57. ! j l"-J.~rd Sl - 2l1d Hr
n.f-6n! 111-1 i <>+r i
8: Sk\e i .ul'ortc.
Pi\ 171(1]
35:-:(/2.1 Iii(
EXCLUSIO~,I
(1)= L.PPLlCf:..5LFi
TAXABLE V,ALliE
" !
TOTAL (Also enter on line 7, Recapitulation)
~,~.~h-7 2~
32,867 .24
.
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SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRAllVE COSTS
",r,f'~;-;-
ESTATE OF
\\ Hi(kT~ ~\-J ::Jl',
FILE NUMBER
- 2(i{i5
Debts of deCr~dent must be reported on Schedule I.
iTEM
NUMBER
A, FUNERAL EXPENSES:
DESCR!FTIOri
AMOUr'jT
P:irlhcinor,-.:- FUlllTn] j lnnll..-'. 1.~1()~ ]
>..,tT,,:('L [;.(
\\ ,n i )\;1;'\\ ClIl11hericmd Fc;
C;)(;dcIIF)' ~ i<.c:--:tuurnnL J'ul1LTn! luJll:h,-'on
P;.l:':":l(ll '\.l11Tli! flin(T~jl ~\.:-r\-ICC~~
4
Pfl~t()1' Stech.:-. funcL11 ser\"JCCS
B.
ADMINISTRATIVE COSTS:
Personal Representative's Commissions
,lcmies Lachka
Social Security Number(s)! EIN Number of Personal Representative(s)
134-6Cl-1939
Street Address 1720 Elizabeth A venue.
City Winston-Salem State NC
Year(s) Commission paid
Zip 27103
2
Attorney's Fees
Galen R Waltz
3, Family Exemption, (!f decedent's address is not the same as claimant's. attach explanation)
Claimant
Street ,I\ddress
4.
City
Relationship of Claimant to Decedent
Probate Fees Rq!lstcr of \^hlk Cumberland Cl)lmt\.
Family Settlement Agreement
Zip
State
5. Accountant's Fees
6 Tax Return Preparer's Fees
7 Other Administrative Costs
Fleck auctioneering: appraisal sell'lCes ofhouseho]c! contents fl,r 1328 Oak Lane. New
Cumberland. Pa
2
l' Scott Archibald appnllsal fee for 1328 Oak! .anc. Nc\\ Cumberland. Pac
Total of Continuation Schedule(s)
TOTAL (Also enter on line 9, Recapitulation)
,
J(
Ii I (-"X q
(;(;:; j(1
] (j(IfH;
51i1i(i
16.7'7\ (J7
1677:\97
4140U
25.no
12500
300(iI )
22655
-f I ,650.56
~"r'"
';K'0ffl~,
'. _:;<';::ii:;"{~:,;-'
Schedule H
Funeral Expenses &
Adrrinistrative Costs continued
EST/~TE OF
,''';Olllkrcc
CLl11Jh,..::-j-!;.1!)l.ll
HlrlL.1L _~: ,(,:,t-'uth Fic'dk)J\] \tn.-"._'L C;Jr]j,...;!L'
I i( 1/;
C~-irl1'.:1(' "-C1!(lnt.;l. C;l) h~k~ 1 <l
..
FILE ~JUMBER
__. - .2(
Pilgc 2 oj' Scht;dulc H
.;) (,i(1
15 l.~.)
EST /HE OF
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SCHEDULE I
DEBTS OF DECEDENT, MORTGAGE
LIABILITIES, & LIENS
!i;ERiT:\.f-.~CE R[Ti_:R:;
DEC:EC'E:.JT
\nUdtT:-';. 1\1[]lT E
FILE NUMBER
~ I :.'(HF,-
Include unreimbursed medical expenses.
'TEM i
l\lUMBER I
I
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II
] :.'
i 3
DESCRIPTION
.Irlrnc:c; LaJikn reimbursement J(.lJ pa\Incnl i;>] limil uil hilL $414.0fi. and dclmmldiliLT k,r cl<:L<:ck'nt :j;')01)1)
('urnea,;!. Acel. No c),)54 7 I 77679.f! i.::'
Courtncy Cushncr. rennburscment kll estatcallorne\ retamcr
. .
Pcnnsvhama American Water. Ace!. No 24-06::'2! 49-5
PPL Acet No. 27820-80006
PPL Accl. No 28020-80004
lama Ladika, selTlees rendered on behalf of decedent personal care at residence
Thomas Y ohe (lIandvman)
United States Treasury, estImated 4th quarter la'\es
Verizun Aeel. No. 7 1 77746Ci835561OY
1_
TOTAL (Also enter on Line 10, Recapitulation)
..
I
I
I
I
/\MOUNT
444. on
c14C)7
50( !()!l
3756
101.47
86.89
1.51040
120.00
C)OO.OO
28.27
3,686.56
EX+ (9-f)i)j
~;~4
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1. :~;'l~t4~<i;>~-)
SCHEDULE ,J
BENEFICIARIES
ESTATE OF
\'~'iud(T<. :\;)-:1]._',
FILE NUMBER
:2 j -. 2()(:i5 .
I\JUrvlBER
RELATIONSHIP TO
DECEDENT
00 Notl.J.sLTrustef.:(S)
1\J/\lvlE AIID I~DDRESS OF PERSON(S) RECEIVING PROPEF:TY
I. T,L\XABLE DISTRIBUTiOI\lS (include outright spollsal distrlbutionsj
Erica f)a\in j
11.,1 S 2nd ~;l
i ..~ . ,
l--lentht?f N)CCI]C I
1"+ Sh~lCh Rei
Camp Hill 1", i 7',! I ) ~2.i
( iranddaughter
~
,
Steven I-lodge,. ,I;
114 S 2nd. St
Womic\sburg. I;! !-L1
(:Tl-;lnd~011
.+
Jocehnn AIc:\l'; lles,dcr
] 14 S 2nd St
WCnl11levslmrg. ]';1 171i.+i
Great Grandaug:h1cr
See Continuation Schedule(s) attached
Enter dollar amounts for distributions shown above on lines 15 through 18, as appropriate. on Rev 1500 cover sheet
II. NON-TAXABLE DISTRIBUTIONS
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH ,L\.I'~ ELECTION TO TAX IS NOT
BEING MADE
8. CHARITA.BLE AI\)D GOVERNMEI\)TAL DISTRIBUTIONS
TOTAL OF PART II - ENTER TOTAL ~WN-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET'
..
AMOUI<IT OR SH,u.RE
OF ESTATE
j() ()n
.rHj(~ (If)
1 _( H)I j _ (l(1
i .( !Orion
ESTATE OF
~~
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''"'-l.;udcr...,:, \-Llf\
SCHEDULE J
BENEFICIARIES continued
L
i'~UI'>I1BER I:J,i\,ME ,i\ND ADDRESS OF PERSON(S) RECEIVli,iG PROPERTY
dl~.:.1ributions, and ircHlsfers under
I AX,1.BLE DISTRIBUTIONS
1;1\11 k:,
i 1.(" 2nd \1
[inciude outri9ht
See 9116(8)(1
v,
l";1 ] 7n.:.l-~~
R11()llds
j ~ ~n Brnndt /\ \-CJHlt-'
1\\::\\ CumherLmd. Pa 17071;
h\ ],;,uda
1 j2x Uak Lime
Nell Cumberland. Pa 1 7Cm I
;.<
1 k)pc I<-UCL-l
1328 Oak Lme
New Cumberland. Pa 17070
I) Tama Ruda
i i2S Oak r ,;me
, Nell Cumberland. Pa 17070
10 .lames Ladlka
I no Elizabeth !\\'e.
\Vinslon-Salem. North Carolma.27I 03
FILE NUMBER
REL,i\,TiONSHIP
DECE.DEln
Do Not List TrustEC'(S)
Gr:liKlsol1
Fnend
Great CirandnughtG
Great Grandaugl1ltT
Granddaugh tel'
Grandson
i j (! -~ :: ~
AMOUliT OR SHAPE.
OF ESTIHE
]i I( !IIi!'
1 Ji(J(jf)(!
(,<)f;!,IIiO
67.34600
67.346.00
() 7 .:1460i,
Page 2 of Schedule J
t
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T~R
BUICK
COMPANY
"We take care of \'011 "
The appraised value of a 1998 Buick Regal with
serial number 2G4WB52K5W1584629 and 24,230
miles worth $5000.00 on 12-19-2005.
()~ t.
.!ames L. Royer Ir.
4201 CHAMBERS HILL ROAD, HARRISBURG, PA 17111
(717) 564-2240 FAX (717) 564-2473
Iv\r- . W (___ l }-'Z- I
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ErlC/oS~(/ ;s
C, ((\nJ mo +h~(- s
t..~C ~eJ~)
f 1,,,<-
j 2 .. 2 (, .'- 0 S-
/
C" r/fc'-' S c.~ I
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fo!
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~iYH.<; L"j,k..... Exec.
Fleck Auctioneering
Complete auction services
496 Second Street
Highspire. PA 17034
(717) 939-8441
December 28, 2005
Galen R. Waltz
28 S. Pitt Street
Carlisle, Pa. 17013
Gwaltz@junolaw.com
Dear Galen,
Enclosed, please find the written appraisal that you requested.
On Friday, December 23rd, 2005, I inspected the contents of 1328 Oak
Lane, New Cumberland, PA. 17070. The personal property that I inspected
was in used condition, therefore, the fair auction market value, at this time,
is approximately $2255.00.00 in total.
The fee is $125.00, paid in full by personal check on 12/23/05. Thank
you for recommending my service to the family. If I can be of further
assistance in this or other matters, please feel free to contact me at (717)
533-4447, anytime.
Kenneth E. Fleck
Fleck Auctioneering
December 28, 2005
Appraisal of personal property for The Estate of Mary Souders.
On Friday, December 23rd, I inspected the contents of 1328 Oak
Lane, New Cumberland, Pa. 17070. The personal property that I inspected
was in used condition, therefore, the fair auction market value, at this time,
is as follows:
Livin2 Room/Dinin2 Room
2 ReclinersIRockers
Sofa - Chair Set
3 End tables/l Coffee Table
Sony 32" Portable Color TV w/stand
Console Stereo RadiolRecord Player
Trestle Dining Room Table w/6 Chairs
Gold painted Curio Cabinet
1960's Deco Auxiliary Table
2 Stools with Backs
Misc. Decorator Items
$30.00
$40.00
$40.00
$75.00
$5.00
$50.00
$50.00
$25.00
$10.00
$50.00
Kitchen:
Whirlpool Refrigerator/Freezer
3 Dinette Chairs
Misc. Pots/Pans/Dinnerware/Glasses
$50.00
$15.00
$35.00
..
Master Bedroom:
5 Pc. Bedroom Set $200.00
(Chest Drawers, Dresser w/mirror, Bed/Headboard, Nightstand and
Comer Stand)
Sharp Portable TV
Costume Jewelry
Misc. Decorator Items
$20.00
$60.00
$40.00
Bedroom #2:
2 Beds!Mattresses
Dresser/Mirror/N ight Stand
Wicker Chair
Misc. Decorator Items
$10.00
$20.00
$10.00
$10.00
Bedroom #3:
BedlMattresslHeadboard
2 Chest Drawers
Night Stand
Misc. Decorator Items
$10.00
$15.00
$5.00
$20.00
Shed:
Yardman 7 hp. Snow Blower
Murray Ultra 18.5 hp Riding Mower
2 Lawn Boy Push Power Mowers
Lawn Furniture
Yard/Garden Tools
$75.00
$350.00
$50.00
$75.00
$25.00
..
Finished Basement:
Sony 32" Portable Color TV
Sofa-Chair Set
Patio Table w/4 Chairs
4 Swivel Bar Chairs
Sony Stereo Set with Speakers
Whirlpool Refrigerator/Freezer
3 Upholstered Chairs
BedlMattress
Computer Desk
Wicker Chairs/Table Set
Misc. Decorator Items
Women's Clothing
Maytag Heavy Duty Washer
Maytag Heavy Duty Dryer
$ 75.00
$30.00
$50.00
$30.00
$50.00
$50.00
$15.00
$10.00
$15.00
$30.00
$30.00
$300.00
$50.00
$50.00
Total................. ......... $2255.00
Kenneth E. Fleck
Fleck Auctioneering
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DEe 2.2005
SOUDE_PS
1328 Gf,!<
SOUDERS ESTATE
TURO Lf\W OFFiCES
28 S PITT 8T
CARLISLE, PA 17013
r.:::T(l!Jerty A,ppra:si::'C:
SOUDERS (ESTATE)
132801'1< LN.
NEW CUMBERU\ND, PI'. 17070
\j\}ork Per-for"med ____~__"_~~__________._______,____._____~_________"_"___
j:;PPRAISAL FEE _~__.__~________ S 300.00
I P,A.lD IN FU LL___________.____.__________~______ S _~~QQL..__
! ---~-..-..~-.-~-.-._--.-..------...--.-.--..-.....-..-...---.-- s --..----~--.-.
i _~___~~~_________ ________!
S
I
L___
Total A.mount Due
0.00
Please make checks payable 10
P SCOTT ARCHIBALD
5955 LlNGLESTOWN ROAD
HARRISBURG, PA 17112
Ap~i!aisal.software 600 622--3/2;
/.,;:JC!-~!B/l,LD FE/-,l_ b.STi~,TE /J..Pf=)F~':\IS.L.LS
DER~'
'32c) OF.t<
aSSlstanc8 (ioan charges. s2!e concessions gift
· If~(e;, @~d the loi;;ii d_~jar a:TIIJdnt and ,jescr;b'3 the liE.~~ 10 be p.~!_ NiP~___.__~__.._______~.._.__._~_.___________ --------.------i
Note.~a~: :d the racia:~ osition of th: nei~hbor~:~~:= ~p~-;a:~:;:r:_- ----~~---------- -~-~:---=~=--=_l
NeighborhoodCharacterislics One-Unit Housing Trends I One-UnitHoulling i Presenl Land Us< % ~
Loca~n CI Jrba~_ ~ SLlbllrb~~~__~operty Values [Z]J11,~r~~ln~DStable -....J. Decllnln DRICE AGE _19ne ~~ ___I-~ /~
BUlll-U I _IO'lrr 7"D(: I if: 15~c r: U! 081 25~ Demaqu/C:Uj:!?..:.J I / 1 Snortaqt: Il:r 88181 (8 I .,'JJ,; Sup ~ S~ (yre:: I = 4 LI( It _~~__"~
CrrJ\r\trl I ih'8Pld i / ,Stable Ii (~)C"IJ I 'vlaikf:tnqT1me :. ~lmth5 r ~6 mths r Irver!)m!J'1s 95 LOW 20! :\~ql:1 r- mil\; 5 o~
t!elhborl.ood~oUlld3nes I HAVE CONSIDERED THE NEIGHBORHOODTOCONSISTOFA4 I 240 Hlqh 80 j som,clrCIe' 15 '\
BLOCK RADIUS AROUND THE SUBJECT PROPERTY _ ,135 Pred 50 Otnd ____n__~
Ne!qhoorhood Descnptlon MOST AIVlENiT!r=S pRE LOC~.TED V\f!THIi'J /1, RC.2.'-'2Qi:'.JA.6LE 02IV1fv1UTlf..j(~ DIST ANC~. TO THE r'JEiGH80~LK)O~_!~__
COr'./1iv1ERCIAL LP,ND USES VVITHlf'J THE r\jEIGHBORHDOD cOr\jS!~T OF DFFICES ,L:.i"JD S1vV'-LL BUSINESSES. iN j,kY' OPli\jION. THE~E cor\'1i<'!..~BCi.A,L LAi',j[)
USES DC' ~~OT A;JVERSELY Ai-- FECT JTS PRESEi'JT [',t1ARKl:: T V.,~,Lur= en, FUTURE IVlARKETABILI: Y
Market Conditions (lI1cJud,nq support for ihe above conclUSiOnS) i HERE ARE NO FORESEEABLE ECONOMIC FACTORS THAT MAY
ADVERSELY AFFECT THE PRESENT MARKET VALUF OR THE FUTURE MARKETABILITY OF THE SUBJECT
PROPERTY.
130 X 2178 (AS PER TAX MAP) Area 0.65 ACRES
.Specific ~ ClaSSification, R-1 Z~nlllq DeSCription
Zoninq Com lance rxl Legal n Legal Nonconforminq (Grandfalhered Use) ~Zoning n illega! (describe)
Is the hiahest and best use of subject propert}' as improved.(or as proposed per plans and specifications) the present use';' IXlY8~f No, descr~be _.__._______
Shape RECTANGULAR View
RESIDENTIAL
RESIDENTIAL
Public Other (describe) ---L Off-slle Im~~~_J'rivate_
Waier rXl i]~_ I Street ASPHALT
Sanlta~/Sewer rXl n I .l\ltey NONE
PEMA Special ~Iood Ha,ard Area Yes 1/ l No PEMA Flood Zone ZONE C FEfAA Map # 420366 PEMP. Map Daie 2/16/77
Are Ihe ulilltles and/or off-site Improvemenis typICal for Ihe marnel area? rXl~ No If No. describe
ftJe there any adverse site conditions or 8! tern al factors (easements, encroachments, environmental conditions land uses, etc.)? n Yes rxl No If Yes. describe
Foundation Walls
BLOCK
STONENINYL
PLASTER/GOOD
WOOD/GOOD
TILE/GOOD
TilE/GOOD
Descnbe the condition ofihe properr! (incluclng needed repairs deienoralion, renovations, remodE!rng, eic) THE SUBJECT PROPERTY APPEARS TO BE
THE SUBJECT PROPERTY HAS BEEN MAfNTAINED IN GOOD CONDITION.
Are there any ohYS1Cai defICiencIES or adverse conditions that affect the Ilvabilitv. soundness. or structural integrity of the property? n Yes !Xl No If Yes describe
DoesJt~2roperty qenerally conr0rm to the neighborhood (func!ional utility, style. condition lIse construction etc.)? !X'J.jes n tJo if r~o. describe
r::';!ickFOP!I.'IS p.rf'~aisai .SI)ft\'J3re 8GO-~,22-8727
F8nnle iv1ae Form 1004
P3ge
i'JiCH!8/\LD REAL ESTATE i'PF'Ri\i~3/\LS
SO!..)DERS
1328 O.t\f<
~ Ut'!!form Residential Appraisal R~~_,_~___~.,._______.________,__
Th~'!5~~~___ 8 _~S:5~~-0~:..E22en!,-,:; ': :if; ?~~Uj'~!i~:~S) l:Jf ~~I e in tr~~ ubje,: I I'.~br.:2~cJ(Jd ~~~-,~~-~~~-~~_.____:L~.9~._.______J'~___.____,_~~1~~L,~~____ __. --J
6 i'3~~'C;:;;1<;~:!~.:~~~Ui'C': "2~1~~;;i{~~~~;3~:l::\:~~"'IC:(i~:~~~~~iJ*;~;r:i!~~--,:~9,~)iVI~"~$~E~~~~~~===i
~ ,.NEV\! C~MBERU\tJ~~JEW CUMBERLAND _L~_w CUrvl.ElE:.o.RLANQ___"-_______~,AJ!,~HILL_~~J
Proxlmlfl.':~u~IC'!_____1 2 BLOCKS WEST : 5 BlOCI<S NORTHWEST! 4 MilES WESTj
Sc;e P'ce_______~__0_~~-N! fl____T-~==___=__:_175,300--I_______=_=~C-163,000.1 ~___u S 169,900'~
Sa!8~[F)'~0-S~i88 is ~OOO-~i-~C~,2T~~L~tl;~j~1LS Te.. C~2~T~\l ~~~N~~LSr-C~~OT~~l ~~~jr;iLSU--i
CUMBER Lfl,N D COUNTY CH[CUMBERLAN6c-oU-NT~i:::HT-cUlvlBEF'_AND CCUiJT;;c~-j
\{ t, LUE !J jl~'CTMEiT ~ I DE :CRI PT'OrJ r- '"--~;E l::(:;f-'I ;:02= ij-7~~~LI-;~~! -D[:~R'f:T~I~_~.L~:;'ll~j]:~~i~r~~jJ~ES~JET!or'J )..:1) S~~~t~~~~
Sat or FI'ld"' ;;;,==1 CONVENTIONLr :=:::!~QNVS.t.'l.-'-IQHh~_._____J.c:ON\lENTIONL!_____._
COl1cecc 0 1S . u_ --t-----.~----- ~_9_SI[.CO C CST2L___=? 25~ I't:) I ,E KII9\~L~ __..l.f!OeJEI<liCWII ~~_.___
Dale 01 v3teIT~~______1_.______~____o______________:-=--:_~~~'- -16;~'GI\JJL______~____L 11/20~S - (: _~.:.QiJ_~______ ______ __---+-2:;~2Q5. =~DO~/~L______.____.._
Loca[l()"______J. S U BJ,lEJ3LAYG J_S U BU R B! A VQ..j_~_________L?_L!.E3U R BJA V<:;--1________1 SU BU R B!A VG i--------
LeesehrJi.c:rF'.e."-~:"f"e i FEE SIMPLE_L FEE SIMPLE i________ i ~~SIMPIJU--_--_. I_fEE SIMPLE---...L..___
Site ----------t--rfE65 ACRES L o 27_fl.cRES +___~_,9:gg:....Q 19 ACRES-l____:'~,oOcf 024 ACRES i_~_+4,OO
Vle"_--:-_____~.R ESIQENTIAL.,-!_B.f2IDE NTIA.L_t-~___~__~..B ES ID ENJ-'AL~_______-+_ RES IDENT IAI. ~____..u_
Oesiqn:~!J1i) i RANCIj__~!_._ RANC~_---+~__~--'~ANCH -L------------J RANCH ~_____
Qu~rriol ConSlructr::" I AVG!SHJ/FR __L__AVG/BRICK ---i-----_~,90 AVG/FR!ElBl\--!-_____.____J !'.VG/BRICK . .6,00C
~~~1~11~~_==~=:=_-j_~~~~;-=-~:I:=j9i~=t==~-=+__ 45G~t5~-+~==_~~~=::t- 43G~E~~S :-~-----
Aoove(;rtvie 1!0181 !8~8aths i l?ta: )SdrmSj ,BaIns! _ .~l~_grmsl! 8aths: ~ : Tolai 18drms_! Baths ! ___~~
RoomC",,"! L....5__L_l.J~_L~L.lJ.J5o i____----------+ 6 I 3 , 1.50 :_____~_L~l1J2.0-L-_:':..1,OO_
Grosstc.\'Ifi,CjArea _~~rtL_1J09 ~ .-3,78(1 1,326 sq q +3,88Cl 1,537 s'lit!
Basenen!8, Flnishe,j I FULL BSMT I FULL BSMT I i PART. BSMT I +2,00Q FULL BSMT I
Rooms Below Gr8(je _____IJAM,BED,BTH I FAMILY ROOM I +4,009 FAMILY ROOM ! +4_,00g F,il.M RM, BATH I
Funcliona! Utilltv I AVERAG~ AV E:: RAGE I !_ AVERAGE j AVERAGE
Heatrn iCoolln' I FWA/CA_ I HWBB/CA I ---+_ FWAlCA ~ FWAlCA
Ener" 'tffrclent Items I NOI,jE ~ I JOI',E! i 1,lm,E . .--~~c=I . i'JOI"E
GarageJCarporl NONE i NONE! 1 CAR AT! I -3'00d 1 CAR ATT+ .3,00
Porch/P~oIDeck -- PAT, COV-POR'p,A.T, COV POR 1- PATIO i.' +1,00 PATIO - I -----:;:1 ,O~
I FIREPLACE FIREPLACE ~--~_ ---1-- +2,000 F!REPLACE r----~
. I, ENCL PORCH! .5,0001 ,
APPLIANCES ! =-1 APPLIANCES I I
S 8,880 r I +rxl . ,S -3,000 I
jI\jetAdi-2% -~~
171 880 brass !-<dL9% ~
. I
ralsal ~
"'" fXl ""~, '",cd "'y ~. ,,'~ u ,,,;,~ , ,", _'""..,,, 'm '" '" "'" Co '" ",', , ,," M" ,,,,,,..,,. ,," ___ -
rjor sales on aae 3
COMPARABLE SALE # 3
NONE PAST YEAR
NONE P/\ST 3
YEARS
COMPftRABLE SALE # 1
NONE PAST YEAR
NONE KNOWN
SurnmariofS~es Comparison Approach I HAVE FAVORED COMPARABLE 1 IN ESTIMATING THE MOST PROBABLE Sfl,LES
PRICE OF THE SUBJECT PROPERTY. SEE NOTES ATTACHED. THIS APPRAISAL IS A RESTRICTED REPORT
FOR LENDER PURPOSES ONLY AND IS NOT INTENDED FOR ANY OTHER USERS
168,000
168,000 Cost Approach Of developed $ 171,240 Income
l
I-JIA
ThiS 80praisalls rnade [ZJ "as is," DsubJect to completion per plans and specifications on the basis of a hypotheticai condition that the improvements have been
competed, D subjeci to the folioW1ng repairs or alterations on trle basis of <3 hypothetical condition that the repairs or alteratIOns have been competed, or 0 subject fo fhe
fo!lowin rer uired inspection based on the extraordinary assumption that the condition or deficiency does not requirE alteration ~a!r
Based on a complete visual inspection of the interior and exterior areas of the subject property, defined scope of work, statement of assumptions and limiting
conditions, and appraiser's certification, my (our) opinion of the market value, as defined, of the real property that is the subject of this report is
$ 168,000 ,as of NOV. 28, 2005 ,which is the date of ins ection and the effective date of this a ralsal.
I=reddie Mac I=orm 70 March 2005 Fannie Mae Form 1004 Mach 2005
C!ickFCiRivlS Appraisa! Soft\.'J:ne 800-622-872"{
Page
,.-) of 16
AR CHi B/',L D R f~ j ;:.: c:-r L: ,2,.F~ F~ R /\tE:,ALS
Uniform R~sjde!)tial.,~.eE!"!!~al R~________.._~__..___...m.n
COivlF'LE:E: ?PF'Ric!.:;.6.~:.;;;UMi~RY REPORI._..~.___.._..__n ..._._~.___.____..__
i
. I
-I
~ _:.._-~~~
ADj_Q;~ffjj~i'jl~~"~iTI:ADJusTh~ N TswERE-r~iTIQI:"T.Q_AIL(~ PAR.8.[CE-s- A,S TH EY HAD S M Al ~gRS!T(S._~~=~]
THMJ DID THE SUBJECT PROPERTY THESE ADJUSTMENTS WERE MINIMAL AS LARGER SITES REQUIRE I
MORE.rv'l.E:INT.E!~,II,NCE ,II,ND HIGHER REAL ESTATE'T ?v'iE::LQU'ALlTY OF CONSTRUCTION ADJUSTMEi'Jl2..~-==.~=~~~1
Wf:~~ADETO COM PARABLES 1,3,4 AND 5 AS I HEY UTILIZED MORE MASONRY WORK IN THEIR EXTERJQB..__...l
FllJ@I::IE:Sc..!'\I2J..LLSTMENTS WERE M,A,DE FOR THE [)Wf.EBEN(;.~'>.IN GROSS LlVINQ AREA, ADDITION/'.l_.___'
ADJUSTMENTS WERE MADE FOR THE DIFFERENCES IN THE NUMBER OF BATHROOMS, WHICH INCREASES I
THE:iB..LJ:::'.' !~LIY_ ADJUSTMENTS WERE MADE FOR THE.SIZE AiJD AMOUNT 0[= FINISHED BElO\/V GR6.D,E. LI'VJi'J..r.,,,,,.-..--.
AREA, THIS I\DJLlSTtv1ENT WAS MINIMAL AS BELOW GRADE LlVli~G SPACE IS ,II, MATTER OF PERSONAL
PRl':f.EB.~N::cI-LBELlEVE THE BALANCE OF THE ADJ U$IM Ei'Jif,TQl3.i:: SElF~PPLANAIOI3Yc_____~==:::~~~]
---.--..-.-~-~-~----..---.-..-.-------~-----.--"..---...---- .-----1
· ~;:3~~AO;:~~i;;~~~E~~~N'{;';~~:^-RAEW~~~[g'/~~:i;~~"~~~;-6~: THE~~~=j
-~~~-~~=:::==-=~====-=-.---------==~.==::::==~:::==~~=:::.::::~===-~-=====~==~=~==1
SALES COMP;RISON ANALYSIS.. IT \/VA,S NECESS,ARY I.C:U='.:<i:_E:E:Q.IHENORMAl,MARKETING P,s.f\E!'J1ETEJ~.OF
DISI"",U_c:.s..IQ_h9_Ci-\TF COMPARABLES WHICH ARE l.OCATED WITHIHJHE SMv1E COMPETITIVE MAF:I<ET
AR~"..~~J.S_Ell.RCf:lING FOfic:OMPARABlES IHAVELJlill?ED J_H.E:~ENTP.-l'.!-.:PENN MULTI LIST COMP_~/l,.81,E:_
SALES!t-lFORMf\I!ON FOR THE PERIOD FROM gl\j..E:_YEARclQPREi'i:=.I\jl..ll1AVE LOc:ATE:Q.~mM~tB.~.bE:.?()F
T H.~\I19i'ISIfI.~lhARlr'J1'-9 E ,S TY..lUQS:..sl.lON ,-,-l\I\! D CQi'J[liJIQi\iIH!:,J\i\!.1R_LIH E .!?l'ST~\J.8ILil.B.bi=.:ATTf:lI:3
TIME
.J
I
i~i2:0______~___.:..________"'___st218B~ij10'~).';\;;;;g~l~~tf'. J.~~~'VAti!!J;'.1m!erliiluifijdlf)jiiFf!ji!i~~(,';i;LzfB:'~lIrJ1r20';'!i?: i000':!".iL'50.,. LULl'
Provide ade ua!e Information for the lendericlienllo repica!e your cost figures and calculations ,
Su ODrl for 1'18 opinion of site value (summary of comparaHeland sates or other methods for estimatinG site value) TH E SITE VALUE HAS BEEN
ESTIMATED
1,520 Sq, Ft Iii) S
0$
0$
0$
48,000
121,068
15,382
13,600
o
15o:G501
0$
:::S
l"Je If No; describe the status of com ,etion
.-.-1
1
=:::j
I
----j
~3
.j
I
.-1
Are the common eernents leased to or by the Homeowner's ASSOclation?DVes 0 '.Jo il Yes, descnbe the rental terms 8!1d options
Freddie Mac FDrm 70 March 2005
Fannie Mae Form 1004 March 2005
Ci!CkFORMS p,ppr"2IS2i "Soft'.;'.i3re 800-622,8727
Page of '1 ~;
1f.3:L\.LD ~:E/':',L ESTATE J\PPRP.,IS,L\L.~~
EXTR.A Cor'~PARABLES 4-5-6
DERS
CA,f<
f~f-::,ll,TI..iRL~ " .siJB.JECT__._L~~-:'2r,j1~)~B.6Bl G-.S,6.L~_~~~"Q;:J\!iPf1_R.4BLE2.l_E # __
Mort" 13280AKLN i 14CiTADELDR ! 4COLGATEDfi
---:-__--L\lEW9UMBERLAND. i___CJl,MP HJ1.L_____l CAMP HILL
PrwlnHi 10 SUDWI =:.L____________u 35 MILES WEST I
Scie Pncc:...~_~~---J un. L 176,000 I
Sa:e Pnce,!C;rGSS Uv Area I S._:>.,,?:?9.:.,;<_, S
Data Source!s! , I"',"!';~;: '.-
V erl~~l.on So ur eels) -1~-_..;j2:G:~i.i.:'c~i,:__;~~~ ~;
\I,~lUE ~D,jUSTMU./TS i DESCRIPTION
-3,000
I
.
~
IS -13,540 I iX!+n
If"et ,I\dj -2%
S 178,460 IGross Adj 4%
Is
o
i
is
o
Dale of Pne, SaleiTransier
Price of Pnor SaieiTransfer
COMPAPJ\BlE SALE # 6
Effecllve Dale of Data Source 5
Analysis of poor sale or Iransfer history of tl18 slIqeci property and comparatJe sEles
Summary of Sales Com arison Approach
-~~----------~-~---~.~-- .---.---.---. -----~._-_._--
~l
---3
CilckFORr'-kS Appraisal Soft\.vare 800-622-8727
Page
of
-lC
1'_'
/\f<CHlbALD RE;:\L EST;\Tt_ ,~PFF-;.6,i~:~,L\L::;
_l~r1_lfor~~~~~ntia.l r'lpj')EClI~~Lg~JJCl:rt
S()U DE f-=? ~~.
----.C~:2~_I..,:(~, .
1328 nA;<
_____u. __~_________
SCOPE"OF WOR~<: Tile c':ope or
of this
as~';!qlln:ent
::-:tater"IE<'it
aSSUITlptions 2ilC1 !ir';ltli-ID
InspeCIIO:'i
comj)ar3:~,re saie~
ane! certif:cc:tIO' ,e:. fhe 2ippr(Ji~.E-:" mUST at ,3 IT"rlirYnJiTI ) perfofrT> a conl!Jlete
and
:'C-P'J!1
InspeCI e21cr-: ot
rell.3[:\le public ancL'o: pm/ate ::,our, A<:;
nEi
INTENDED USE: Tne :nter'oecl USE or th" appra,sa' releen is tce
of
to E<.'a!uate the proccertv' that is
a!~c'ra:-:::,,~
a mCHtgage final-ice
INTENDED USER: The IIltpilcieej !.iser of
ap,c-raisai repon
DEFINITION OF MARKET VALUE: ITIOSi probcilJle price '" hre'"' shoulcl !)fing in a competitive ailO OOET:
iT1srket unde:- all cc,nditi(jn~, requisite to a fair sale the bu/er seiiEr, each .3c~!ng pr:.:c!entl'y', knQ'vvledgealJl'y' anej asslJi'Tiing
tne price IS r;r:H affected undue stilTlulus Implicit 11"1 nW3 definition is the corlsummatlon of a sale as of a specified date and
the passin;) of title from seHer to buyer under conclitlons '<;\thereby (~I) buyer and seiler are typically motivated; (2) !Joth
parties are \/'-/'211 infori-ned or v.ieli adVised, and each acting in \vhat he or <.::,he considers his or her ovvn best interest a
reasonable trTH:' !S a!lo\.'-..feci for e>:posure in the opelllTiarket H; payment is Ilia de in terms elf cash Iii U S. dollars or terms
of flnanci3i ar:ange.-nents c.~omparabie thereto and (5) the price represents tile I'lor-mal consicleration for the rxoperty solei
unaffecTed 0:;: [:'!ECla I or creative flllanclng or sales concesslons~ grantee! r::v a)l'~,'one associated \hlith the sale
*AdJL!stmEi'ts to the comparabres must be made- for speCial or creative f1nanc:ng or sales concessions' 1\40 adjustments are
necessal\, for tllose costs \VhICr-1 are normally paid [y/ sellers as a result of tradition or ia'..,) in a market area: these costs are
reacHly Identifiable since the selier pays these costs in v:rtua!!y all sales tran::,actions, Special or creative financing
3C!Justments can tJe made to the comparabie property' by comparisons to finanCing terms offered by a third party institutional
lender that IS rlOt already Inv'olved Wi the property or transaction. Any aci,!ustment sriould not be calculated on a mechanical
dollar for dollar cost of the financing or concesSIon but the dollar amount of any adjustment should approximate the market's
reaction to the financing or concessions based on the appraisers Judgment
STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: n",e appl"3Iser's cerN/cation In it-dS report IS
subject to the follovving assumptions and itmiting condItIons
1 The appraiser V.lill not be responsible for matters of a lega! nature that affect either trlE property being appraised or the title
TO it, eXCEpt for :nformatlon that he or she became aware of dunng the research Invo!ved in performing thiS appraisai The.
appraiser assumes that the title IS good and marketable and not render any opinions about the title
The sketch I~ !ilc!uc!ecJ only to aSSist tr-~e reader in vlsua!!zing the property and understandmQ the appraiser's determination
The appraiser has proVided a sketch in this appraisal report to shO\'vlhe approXimate dimensions of the improvements
of Its Size
3. The apprciser has examined the available flood maps trlat are provided by the Fee!erai Emergency Management Agen'~y
(or oths'r data sources) and has noted in thiS appraisal report Ifvhether any portion of the subject site is located in an
Identified Special Flood Hazard ji,rea Because the appraiser is not a surveyor. he or she makes no guarantees, express or
Imoiied regarding thiS determlnatloll
4 The apr>raisel not give testimony or appear In court because he m she made an appraisal of the property In question
uniess SpeClf!C arrangements to do so have been made beforehand, or as otherv.,1Jse required by law
5. The appraiser has notecJ In this appraisal report any adverse conditions (such as needed repaIrs, deterioration, the
presence of hazardous \Mastes, toxic substances, etc.) o!)ser\/ed (luring the inspection of the subject property or that he or
she became 3V.lare of cluring the research involved in performIng thiS appraisal. Unless othervvise stated in thiS appraisal
report, the appraiser has no kno\'-/Iedge of an'/ hidden or unapparent physical deficienCies or adverse conditions of the
property (such as, but net limited to, needed repairs. deterioration, the presence of r1azardous wastes; toxic substances,
adverse environmental conditions, etc,) that v/Quld make trle property less valua!Jle. and has assumed that there are no such
conditions and makes no guarantees or warranties, express or Imphed. The appraiser "/vill not be responsible for any such
conditions that do eXist or for any engineering or testing that might be required to discover 'Nhether such conditions eXIst
Because Ule appr2lfser is not an expert In the field of environmental rlazards thiS appraisal report must not be considered as
an environmental assessment of the property
6 Trle appra!ser has based rds or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory:
completion repairs. or alterations on the assumption that the completion repairs, or alterations of the subject property v-/1I1
be performed a profeSSional manner
Fre,jdie Mac i=o:-m
rv1ar.:h 2005
Fannie Mae Form
ClickFORr\.f:S .A,pprals-3i ,SofTv.!are 800-13:22-2777
fJage
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nf 10
~_\!!1if(~rTn~R (? S~i d(;';l'i!i" !E\i)r1f aiS2J Fi€j-'/C)!t
APPRAISER'S CERTIFICATIOi'J:
Wl
thE:;: it:'~..~ c:C!Or:\lt:CJ
at the. t'-'12 thiS ap;:'raisal j-er;('':"1
appraisal asslgnmer-!t
ck~\feiCJI~1 a r[':'!iabie s,s le~, COiTq~)~HiSOI'l
i co~,sicii:;red the ccst ane! incorne approaches to value but cliO not
(lf
market
'~c:nlt: 3rJSOn
n-iiS
iE-5f:Srchec; VE-nfred anal~/zEcJ and reporiEci on any current agreement for sale for the subiect r.::.rope:iy_ ciTy' offerinq fOI
f,<:;!e nf !!l(~ piGpen\-' in the L,.reivE priO: thE effectl'v'e date of a;.:-vr2lseL and the prl'Jr saies of the SL.d')Je'~l
of three year;:: pw;r to HiE- effect!\'E ciate of this apf.lraisal, unless oiher'/',i!se incllcateeJ repu'l
i researchec-J verified ana)/zeci aile) !'epoi-tecJ on the pnor sales c'f the comparablE sales for 2 iliirlllT1Um of one year
the date cf sale thE cOinpara1JIE~ sale uniess otJien";!SE indicated thiS repc:rt
1 selected and used r:c:-nparab!e sales tt-Iat SiE iccat:oilally I~:'r;yslcail,!, and functlonal!y the ITrost s:rr,iiar to trle subiect
3 I have nor used comparable sales that \ /ere the resuit of combining a lane: sale \Hlth the contract purchase price of a r"lofT'E tr-,at
~-ias I)een O!' be built on 1r!e lane!
j have reportecJ acJjustn1ents to the comparable' sales lhat reflect U-le market's reaction to the difference::. lJetvveen the sub.iee!
property and Irie comparar)le sales
'10 I verified from ajlsinterested source a!! information in tt-IIS report that was provided ~]y partiES \,vho have a flnanci3: inter-est
trh'? sale or financing of the subiect propert~1
1 --; I have knovvlEdge and e:x:penence in appraising thfS ty'pe of property In thiS market area
12 1 am aware of, ane! have access to, the necessary and appropriate public and private data sources such as multiple listing
ser,/ices: tax assessment records, public land records and other such data sources for the area in vvruch the property is located
13. i obtalneci the Information, estirnates, and QPln~ons furnished by other parties and expressed In this appraisal report from
reliable sources that I belieVE to he true and correct
14 II,ave taken Into conSideration the factors that have an Impact on value with respect to the subject neighborhood subject
property and the proXimity of the subject property to adverse influences In the development of my opinion of market value 1
have noted in thiS appraisal report any adverse conditlons (such as. but not limited to. needed repairs. deterioration, the
presence of hazardous i.vastes, toxic sul)stances. adverse environmEntal conditlons, etc,) observed dUrlng the Inspection of the
subject property or that I became avvare of dUring the research Involved In performing this appraisal! have considered these
adverse conditions in my analysis of the properTY value and have reported on the effect of tile conditions on the value and
marketability of the subject property
15 I have not knOWingly v"lithheld any significant Information from this appraisal report and to the best of lilY knO'.Nledge, all
statements and information in this appraisal report are true and correct
16 1 stated WI thlS appraisal report my own personal, unbiased and professional analYSiS opinions, and conclUSions. \vhich
are subject only to the assumptions and limIting conditions In this appraisal report
17 j have no present or prospectIve interest in the property' that is the subject of this report. and I have no present or
prospective personal interest or bias With respect to the participants in the transactIon i did not base, elthe, partially or
completl2ly, my enaJ'y'sls anel/or opinion of market value in this appraisal report on the race, color religion, sex, age, tTrar!ta!
status, handicap, familial status. or natIonal origin of either the prospective ov/ners or occupants of the subject property or of the
present ovmers or occupants of the properties In the vicimty of the subject property or on any other basis prohibIted by iavv
18 Mi ernplo\,ment and/or compensation for performing thiS appraisal or any future or antiCipated appraisals was not conejitloned
on any agreement or understandlllQ, vVlltten or otherwise; that I would report (or present analYSIS supporting) a predetermined speCifiC
value, a predetermined minimum value, a range or direction In value. a value that favors the cause of any party, or the attainment of a
specific result or occurrence of a speCIfiC subsequent event (sLlch as approval of a pending mortgage loan appfication)
I
19. I personally prepared all conclUSions and opinions about the real estate that vvere set forth In thiS appraisal report !f ) relied on
SignIficant real property appraisal assistance from any Individual or IndiViduals in the performance of this appraisal or the
preparation or thiS appraisal report I have named such individual(s) and disclosed the specifiC tasks performed in thiS appraisal report
i certify that any indiVidual so named is qualified to perform the tasks I have not authorized anyone to make a change to any Item
!n this appraIsal report therefore, ani change made to this appraisal IS unautroorlzed and I 'Ni!i take no responsibility for it
l 20 i identified the lender/client irl thiS appraIsal report ",,"froo is the individual organization or agent for the organization that
'. ordered and w<ll receive this appraisal report ~.
Fr-eddi8 Mac Form 70 March 2005 i-"snnl8 11,188 Form 1004 MarCil 2005
ClickFORMS A.ppralsal Software 2.00-622-8727
Page '3 of
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anotl;er iencief at the reouest of triP
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;r-'(~ !rei:::' !;Jcvernnlent svonso~€-d enTerprises
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the:~,e oarties
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ttli~ ,3pr"ralsai
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if II-1:s ap;:xals51 report ""/.3S transfnlttecl as 2i-' I(-:'CO,(}" c:ont21n1rlg signature" a~ O-:ose terrli':
cief!neej ill a~lpllcat)ie federal and/or state lav,/s (excluc!!rlg audiO and video recorcJin<;'ls) or a facsimile tranSm!SSID, i cf
ap!)r::~:sal iEf:',ort conti3inlllQ a COpy' or representation of nlY' signaturE'. the appr2lfsa! report shall as i?:ffEctl",il~
'ai!'.::) 2:S !f 2 paper \.'ers:on of thiS appraisal report \!\iere de!lvereci C0~-lt2U"i!ng original hand ,,:,/r:nen signature
i\nyi Jntent~ol1al or IlEgiigent 111!srepresentat1on(s) cont2i!P2Ci
~rilTllnai penaitles iileluding i)ut not limited to fine
C>.xle Sect!cn 1001 et seq, or similar statE iavls
iri thiS apr.,\ra!s31 reOOf: [llay result in CI\/il liability 3nCl/cr
Jnder the Pi-O\':isions of litie ~: G Urllterj St21;::'':,
SUPERVISORY APPRAISER'S CERTIFICATION: n,e Supervisery A,ppr3lsH certifies and agrEE" th2't
i i 'jirectly supervised the appraiser for this aDpralsai as;:;ignrr:r:nt have read the appraisal report and agree
anai\/SiS opinions, statements, conclusions and the appralsE..-'s ceriiflcatioi-i
the ET'i:;'ic.iSEI" S
2 : 3ccept fuJl responsibility fer nie contents of this appr::Hsai report itlciuciing, but not lil'nited tc, the 60praiser's analysis
statements. conclusloi-1S and the appraiser's certification
The appraiser Identifleci in this appraisal report is either a sub-contractor or an employee of the slIpervisorv appraiser (or the
appraIsal firm), is quaiiflee! to perform thIs appraisal and IS acceptable to perform this appraisal under the applicable stele la;,:,'
4 This appraisal report complies v;Jith the Uniform Standards of Professional.Appralsal Practice that were adopted and
promulgated by the P,ppralsai Standards Board of The Appra!sa! Foundation and that \'vere in [llace at the time this appraisal
tEport was prepared
.:::' If this appraisall'epo!i V'ias transmittecJ as an electronic record" containing my "electroniC signature, as those terms Ote
defined In appiicabie federal andior state lavvs (excluding audio and video recordings), Dr a facsimile transmiSSion of thi~
appraisal report contaIning a copy or representation of my signature, the appralsai report shall be as effective, enforcealJle and
valid as if a paper version of thiS appraisal report \Mere delivered containing my original hand \Nrirten signature
;
------..j
APPRAISER
ADDRESS OF PROPERTY APPRAISED
1328 OAK LN.
NEW CUMBERLAND, PA 17070
SUBJECT RROPERTY
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Telepr,one Number ------1
Email Address .~
Date of Signature .~
State Certification # -----.j,
ar State License #
State _~_______ _~_=::=:..-=___j
ExpIration Date of CertIfication Of License I
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SUPERVISORYL,PPRAISER (OtIL Y iF F,EOUiRED)
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Company Name
Company Address
P SCOTT ARCHIBALD
ARCHIBALD REAL ESTATE APPRAISALS
5955 LlNGLESTOWN ROAD
HARRISBURG, PA 17112
Telephone Number 717-541-5005
Emal! Ac!dressmrpscott@comcaSt.net
Date of Signature and Report DEC, 8, 2005
Effective Date of Appraisal NOV, 28, 2005
State Certification # PARL-000060-L
f'Jame
Company 1',lame
Company Address
or State License #
or Other (deSCribe)
State PENNSYLVANIA
Expiration Date of Certification or License 06/30/07
State #
APPRAISED VALUE OF SUBJECT PROPERTY S
LEI'JDER/CUEt,!T
168,000
i
-~
COMP~RABLE SALES I
UOld not inspect exterior of comparable sales froiTl street i
D Did tnspect exterior of comparabie sales from street I
Date of Inspection .~. ---1
o Old not inspect subject property
o Did Inspect exterior of subject property fr(;m street
Date of Inspection
o Old Inspect interior ane! exterior of subject property
Date of! nspection
~'~a me
Company f-'lame
Company Address
SOUDERS ESTATE
TU RO LAW OFFICES
28 S PITT ST.
CARLISLE, PA 17013
Emaii Address
Freddie Mac Form 70 March 2005
Fannie Mae Fen-n W04 r...1arch 2005
CI!ckFORIv1.s Appraisal Soft\;;lare 800-622-8727
Page
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LRCHiBALD REAL ESTATEieJ'PRI'F.PL
SKETCH ADDENDUM
SOUDERS
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COMPARABLE SALE #
635 ALLEN 3T
NEW CUMBERLMW
COMPARABLE SALE # 2
618 BROOKHAVEN RD
NEW CUMBERLAND
COMPARABLE SALE # 3
8 CITADEL DR
CAMP HILL
Page 12 cf 16
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COMPARABLE SALE # 5
4 COLGATE DR
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COMPARABLE SALE #
6
Page 13
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I\RCHiBA.LD REAL ESTATf: /,PPRA.iSAL:c
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USPAP COMPLIANCE ADDH~DUM
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that fa'.'c,f~:,
asslgnelT1E-nt is not contingent upon the development reporting of a predetermined vaiuE Of direCnCi'i
the amount or tI-iE value the attalnme:Lt of a stipui21E-'d or Tr:e OCCUITence .,
My analyses, opinions and conclusions were developed, and ihis report has been prepared in conformity wIth the Uniform Standards ot
ProfEsSiona!,i'I,pprc;lsai Flac, ~-
! l \ ! have LJ r,ave not rna<::;e a personal inspection of the property that is the SUbjEct of thi:3, rer=:.DrI (If more than one persoll signs this certificat
the certificat:cn must clearl'y' 2.pec::fv Indvidua!s d:d and v'.Jhlch individuafs die! not make a personal ii"ISpectlon of the appraised
r'Jo one r.rovided slgn!flcani re,~i property appraisal assistance to the person slgnwig thiS cert!flcat:on (If there are exceptlcns the namp of eacri
Indl\/Idual providiriCj sIgnlflc2ilt reai pl'Operty appra!sal assistance must fJe stateci:J
PURPOSE, INTENDED USE, AND INTENDED USER OF THE APPRAISAL;
Tr'le purpose of the appraisal IS to estimate the market value of the sur)Ject property as defined 11\ thiS report, CiS of the effective elate of thiS repori
The mtended use of the .:'ippralsal is to aSSist the client and any other intended IJsers in the undervvnting approvaL and funding of the mortgage loan
Trie rntended users of thiS report are trr€ stated client and any other institutions involved ill the under.Nritlng approval. and funding of tr""E mortgagE
loan. [",)0 one e!se- Inc!uding the purchaser anrj seller, should reiy on the estimate of value or any ot~ler conclusions contained In thiS appraisal report
ANAL YSIS AND REPORT FORfVl:
The .appraisal is based on the information gathered by the appraiser from publiC records aU-ler identified sources inspection of the subject property
and neighborhood, and selection of comparable sales, listings, and/or rentals vilithin the SUbJect market area
The angInal source of the comparable data described in the Data Source section of the market grid alonQ with the source of confirmation provided
where available, the original source IS presented first The sources and data are conSidered reliable VVhen conflicting information Vias proVided
source deemed most reliable has been used Data believed to be unreliable was net included in the report or used as a baSiS for the value
conclUSIon. The extent of the analysis to this assignment is stated in the Appraiser's Certification included above and attached to thiS report
DEFINITION OF INSPECTION:
The term "Inspection" as IJsed in this report, is not the same level of inspection that is required for a "Professiona! Home Inspection" The appraisE-~
does not fully Inspect the electrical system, plumbing systems. mechanical systems, foundation system. floor structure, or subfloor The apprais.er IS
not an expert in construction matenals and the purpose of the appraisal IS to make an economic evaluation of the subject property If the client
needs a more deta!!ed inspection of the property, a home inspection by a Professional Home insppdnr, is SlJggesterJ
DIGITAL SIGNATURES:
Trle signature(s) affixed to thiS report, and certification. vlere appiied by the original appralser(s) or supervisory appraiser and represent n---Iell
acknowledgements of the facts, opinions and conclusions found In the report Eacrl appraiser(s) applied rlis or her signature electronically uSing a
passv\lorrj encrypted metrlod Hence these signatures have more safeguards and carry U"I€ same vaildit'y' as the individual's hand applieci signature
If the report has a hand~appiied signature, this comment does not apply
OPINION OF MARKET VALUE VS ESTIMATE OF MARKET VALUE:
The current Uniform -Stalidards of ProfeSSIonal Appraisal Practice defines the market \/alu€ conclUSion as an opinIon of market value and not an
Estimate of market value
THREE YEAR SALES HISTORY FOR THE SUBJECT PROPERTY;
The appraiser has complied ''"I W, Standards Rule 1-5b and 2-2b (Ix) requlrlllg the appraiser to analyze and report all sales of the sutlJect Ixoperty
that occurred vdlth!1l the three (3) years prior to the effective date of the appraisal. If thrs information vvas availaf)le to the appralser(s) it is repartee;
!n V--IE subject coiurnn of Sales Companson AnalYSIS section of the appraisal report
EXPOSURE PERIOD:
By studYing the sales oj Similar comparable reSidential properties with value ranges as Identliled In the Neighborhood section of tr.ls report and
discussions iNlth indivJduais knowledgeable of current neighborhood trends in the subject area, the appraiser feels that the exposure time for the
subject property IS equal to the Indicated Marketing Time Identified In the ~'.Jeighborhood section of n-Iis appraisal report
~
SiQnature
Name
Date Report Siqneci
State Certification #
Or State License #
P SCOTT ARCHIBALD
DEC. 8, 2005
PAR L-000060-L
-Siqnature
~.Jame
Date Report Slqned
State Certlflcatloll #
Or State License #
i_J D'rj 0 Old i'\Jot
Inspect Property
State
State
PA
State
State
CiickFOPrv1S Appraisal Softv'.!are 800-1322-8/21
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MARY E. SOUDERS
I, Mary E. Souders, of New Cumberland, Cumberland County, Pennsylvania, being
of sound and disposing mind, memory and understanding, do make, publish and declare
this to be my Last Will and Testament, hereby revoking and making void all previous VVills
and Codicils or writings in the nature thereof by me at any time heretofore made.
ITEM I. I direct that the payment of my debts and expenses of my last illness
and funeral shall be paid from my estate as an administrative expense as soon after my
death as conveniently may be done.
ITEM II. I direct that all taxes that may be assessed in consequence~btmy =::-:
, '.eel
death, of whatever nature and by whatever jurisdiction imposed, shall be paid asp~~of _
the expenses of the administration of my estate. -: -j ) C
--:-.~? .'
ITEM III. I specifically give, devise and bequeath the following: ' j.
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(a)
To my grandchildren Erica Dawn Hodges and Heather Nichole u
Hodges and Steven Hodges, Jr. and my great-grandchild Jocelynn
Alexis Hessler and my grandson Timothy Ladika and my friend Angie
Rhoads I give one thousand dollars each per capita.
To Arnold and Linda Cushner, husband and wife, I give my black and
white house cat Joey; Winding Hill Veterinarians for Animals is the
caregiver for Joey.
To my great-granddaughter, Ivy Ruda, I give all of the 1328 Oak Lane,
New Cumberland, Pennsylvania household contents and personal
property located within the residence and any other building or shed
located within the property's metes and bounds.
(b)
(c)
Page 1 of 5
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MarY 'E. S-ouders
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ITEM IV. I give, devise and bequeath all the rest, residue and remainder of my
estate, real, personal and mixed, of whatever nature and wheresoever situate of which I
shall die seized, or to which I may be entitled, or over which I shall possess any power of
appointment by will at the time of my decease, whether acquired before or after the
execution of this, my Will in the following manner: To my granddaughter, Tanya Ruda, to
my great granddaughter, Hope Ruda, to my great granddaughter, Ivy Ruda and to my
grandson, James Ladika to share equally and evenly per capita.
ITEM V. I appoint my grandson, James Ladika , guardian of the estate of any
minor children beneficiaries herein with power (1) to hold for minor all property payable by
law to a guardian appointed by my will; (2) after considering the minor's wishes, to retain
tangible property or deliver it to the person standing in the place of the minor's parent,
without bond; (3) to invest the balance of the minor's property and all accumulated income
without the restriction to investments authorized for fiduciaries; and (4) to use income and
principal for minor's maintenance and education, either directly or by paymentto any
person selected to disburse it whose receipt shall be a complete acquittance, therefore.
For purposes of this Will, majority shall be the age of twenty-one (21) and any monies that
remain within the control of the guardian herein shall be disbursed to the "minor"
beneficiary when they attain the age of majority.
ITEM VI. I appoint my grandson, James Ladika, Executor of this my Last Will
and Testament. In the event of the incapacity of my said grandson, or his refusal to act as
my Executor, or should my said grandson resign as my said Executor, then I appoint my
neighbor and friend, Angie Rhoads, Alternate Executrix of this my Last Will and
Testament.
ITEM VII. I hereby give full power and authority to my Executor or Alternate
Executrix to compound, compromise, settle and adjust all claims and demands in favor of
or against my estate; to sell and dispose of any or all my estate, real or personal or both,
for such prices and upon such terms of credit or otherwise, and in such manner as my said
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age 0 /J' ),~'-"/ 1", rJ~,"""'l",-
Mar; E:Scudeis
Executor or Alternate Executrix, deems best, without an Order of Court, at private if he/she
sees fit, and to furnish and deliver to the purchaser(s) all necessary to proper deeds and
other instruments of conveyance and transfer thereof.
ITEM VIII. I request that no bond or other security shall be required of any
Executor or Alternate Executrix acting hereunder for the faithful performance of his/her
duties, any law of any state or jurisdiction to the contrary notwithstanding.
ITEM IX. After extensive and deliberate consideration, my daughters, Debra
Goodrich and Terry Hodges have been willfully and deliberately excluded from this my
Last Will and Testament for they have been adequately provided for during my lifetime
and therefore I bequeath nothing to my issue.
ITEM X. I hereby declare it to be my expressed desire that my personal
representative employ Galen R. Waltz, Esquire, Turo Law Offices of Cumberland County,
Pennsylvania, for legal advice and assistance regarding this my Last Will and Testament,
he having considerable knowledge of my affairs, views and wishes respecting any matters
that may arise at the probate of this instrument, the administration of my estate, and the
execution of the powers herein mentioned.
IN WITNESS WHEREOF, I have hereunto set my hand to this my Last Will and
Testament this day 0 "\)l-;~_ , 2005.
)
''1/141/Lvvtt J-.v~~
Mary E. Souders
'--~ " i
'I .. I(J) ~'/v\';.-CltU/t--.-#:"____
/; CAY..??c {j /-I{L~/;ttr/-,.'t"b,-t~-=> Mary E. <Souders
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Page 3 of 5
ACKNOWLEDGMENT
COMMONWEALTH OF PENNSYLVANIA
:SS
COUNTY OF CUMBERLAND
I, Mary E. Souders, the Testatrix whose name is signed to the attached or
foregoing instrument, having been duly qualified according to the law, do hereby
acknowledge that I signed and executed the instrument as my Last Will and Testament;
that I signed it willingly, and that I signed it as my free and voluntary act for the purposes
therein expressed.
'-., 1..1'
rf.) 01./I,,,,,,/-l ~~k1<l./ .
Mary E. S'ouders
Sworn or affirmed and acknowledged before me by Mary E. Souders, the Testatrix,
this Isf day of N~~ ~ r, 2005.
, -7'
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Page 4 of 5
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MarY E. Souders
AFFIDAVIT
COMMONWEALTH OF PENNSYLVANIA
:SS
COUNTY OF CUMBERLAND
We, 12s')f'('Q A - Hvrk8/Sn'1Ifh and tf'~>r i? .M/YL , the witnesses whose
names are attached to the foregoing document, being duly qualified according to the law,
do depose and say that we were present and saw Testatrix sign and execute the
instrument as her Last Will and Testament; that she signed willingly and that she executed
it as her free and voluntary act for the purposes therein expressed; that each subscribing
witness in the hearing and sight of the Testatrix signed the Last Will and Testament as
witnesses and that to the best of our knowledge the Testatrix was at the time 18 or more
years of age, of sound mind and under no constraint or undue influence.
(lM-/:' tlih ~V(4LL _
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Sworn or affirmed and subscribed before me by ~<)iCQ 4, - f.-J(')(: !cQ(",ll;J(nd
a.A.-, Ii: 1/q Jh,. this 1sT day of JYc"'~-.J~._, 2005.
Page 5 of 5
\
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Nota'! .. LTH OF PENNSYLVANIA
! /I Notarial Seal
V James. Robinson. Notary Public
Carlisle Boro, Cumberland County
I .... C ......,~.., ~vn;~.. "tne 6 2009 I
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)?f..M~lJlber, Pe!l~'svlvanie A5so-:::i~t!i)n ot Notanes
"/ \ .....'~._f,.... /'-Ij...................t...c;~...-
Mary E. Souders
Reql'C,h::.r-
" '~...."" l\._" ~
VVills of Cumberland County Pennsylvania
INVENTORY
E '3.tat~:? e:f
.'-\\')l.idi~T<
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alsc>
as
Date of Death 1 j 2~:/':> {i5
Deceased
Social
\jo _~()"f-()).~-=t)5\;
:~l!1h.:~; L~-lll]i, l
The Personal Representative(s) of the above Estate, deceased, verifv that the Items appearing In the following
include all of the persona! assets wher'ever situate and al! of the i'eal estate located in the Commonwealth of Pennsylvania cf
said Decedent. that the valuation placed opposite each item of said Inventory represents Its fair va!ue as of the date of the
Decedent's death, and that the Decedent owned no real estate outSide of the Common'wealth of Pennsylvania except that
which appears In a memorandum at the end of thiS Inventory I/\;Ve venfy that the statements made in thiS Inventol'Y are true
and correct. LI\Ne understand that false statements herein ale made subleet te the perlaltles of 18 Pa C S Section 4904
relating to unsworn falsification to authOrities.
Attorney
Galen r,: \Valtz
Personal Representatl\fn. ~J.J. _
signatureu~~__=
l1111CS Lilchkn
1.0 ~Jo
397X9
Signature
Signature
Address
28 S Pitt '-it
Cmhsle. PA I 7!11 J
Address:
172(1 ElIzabeth /\ \cnue
\Vinston-Sak11l. NC 27103
Telephone 717/245-9688
,.' . ~\
Telephone'3J6-655-0J79
() ';
Dated
"'2.-/7-C>Cp
- -._----- -----._---- ----~.-._._-----~_._- -. -..---------..-----..----
Personal Property
1995 Bmck F<.cgaL 2G4\VnS2K5WIS84629 \\lth 24.230 mib
5.000.0C/
SO\CrCI2]] Rmk Account Nou354nOJCI')7 -Sil\lllgs
9:5Jj] 7 ~) I
Sovcrcign Rmk Account No (i77 j (i247SCj - Checking
4,1 (i803
Household conkn(-;o 132>i Om; Lanc. Ne\\ Cumberland. Pa I 7070. appr~ll.sed bv Fleck
Auctioneering on 12/23/05
2.25SI;(;
Rctm] Account No 72'1 -()2 ] 17 -I 'J-240 ,Smith FlmllC\ Ci[Jgroup. Norman Lapnrtc & StC\(;
Lapc)rtc. PO E~()'; J 2057 11 N3rd Strcet ' 2ndflr Harnsburg. Pa 171 () I
2814127
Total Personal Property
S13-t,612,21
:Attach additional sheets if necessary)
Total Personal Propel.ty and Real Estate
S302,612,21
Estate of
Register of VVills of Cumberland County. Pennsylvania
INVENTORY
continued
~;_\L;d(T::';. \Lll\: r'
~\Io .:_ j - :::J)I l-_~. __ ( j j
also knov/r', as
Date of Death j! t~c;. ! Ii ':~
Deceased
Sociar Security I\jo ")( -i!5-:~')S
~. Estate;
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t'llrjjhi...'r!~l1ll.i C (-,L!J1[\"
Iii iI!,
j(<;..; (H)(j (HI
Total Real Estate
S IMwno.oo
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