HomeMy WebLinkAbout03-01-06
REV-1S00 EX (6-00)
COMMONWEALTH OF
PENNSYLVANIA
DEPARTMENT OF REVENUE
DEPT. 280601
HARRISBURG, PA 17128-0601
REV-1500
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FILE NUMBER
21 05
INHERITANCE TAX RETURN
RESIDENT DECEDENT
NUMBER
0571
COUNTY CODE YEAR
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DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
Geraldine V. Sohmer
SOCIAL SECURITY NUMBER
170-32-3354
DATE OF BIRTH (MM-DD-YEAR)
09/15/14
DATE OF DEATH (MM-DD-YEAR)
06/15/05
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
SOCIAL SECURITY NUMBER
(IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
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~ 1. Original Return
D 4. Limited Estate
D 6. Decedent Died Testate (Attach copy of Will)
D 9. Litigation Proceeds Received
o 2. Supplemental Return
o 4a. Future Interest Compromise (dale 01 dealh aller 12-12-82)
07. Decedent Maintained a Living Trust (Allachcopy of Trusl)
o 10. Spousal Poverty Credit (dale of death betwaan 12-31.91 and 1-1.95)
o 3. Remainder Return (dale of death prior 10 12.13-82)
o 5. Federal Estate Tax Return Required
8. Total Number of Safe Deposit Boxes
D 11. Election 10 tax under Sec. 9113(A) (AllachSchO)
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TELEPHONE NUMBER
(717) 938-5541
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1. Real Estate (Schedule A)
2. Stocks and Bonds (Schedule B)
3. Closely Held Corporation, Partnership or Sole-Proprietorship
4. Mortgages & Notes Receivable (Schedule D)
5. Cash, Bank Deposits & Miscellaneous Personal Property
(Schedule E)
6. Jointly Owned Property (Schedule F)
D Separate Billing Requested
(1)
(2)
(3)
(4)
(5)
165,882.79
639,502.77
0.00
0.00
6,306.42
(6)
13,964.72
7. Inter-Vivos Trensfers & Miscellaneous Non-Probate Property
(Schedule G or L)
(7)
0.00
825,656.70
8. Total Gross Assets (lotal Lines 1-7)
(8)
49,699.46
2,784.33
(11)
(12)
(13)
0.00
9. Funeral Expenses & Administrative Costs (Schedule H)
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I)
(9)
(10)
52,483.79
11. Total Deductions (total Lines 9 & 10)
12. Net Value of Estate (Line 8 minus Line 11)
13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been
made (Schedule J)
14. Net Value Subject to Tax (Line 12 minus Line 13)
(14)
773,172.91
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
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15. Amount of Line 14laxable al the spousal tax
rate, or transfers under Sec. 9116 (a)(1.2)
._~._ x .0 ____ (15)
___..7.73,172.91 x.o i~ (16)
34,792.78
16. Amount of Line 14 taxable allineal rale
17. Amount of Line 14 taxable at sibling rate
x .12 (17)
x .15 (18)
18. Amount of Line 14 taxable at collateral rate
19. Tax Due
(19)
34,792.78
20.~
CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
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Decedent's Complete Address:
STREET ADDRESS
e--105 N. 36th Street
TSTATEpA -
1 ZIP 17011
CITY Camp Hill
Tax Payments and Credits:
1. Tax Due (Page 1 Line 19)
2. Credits/Payments
A. Spousal Poverty Credit
B. Prior Payments
C. Discount
(1)
33,160.00
1,8~Lt~L
Total Credits ( A + B + C ) (2)
34,991.14
3. InleresVPenally if applicable
D. Interest
E. Penalty
198.36
4.
TotallnteresVPenally ( 0 + E )
If Une 2 is greater than Une 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Check box on Page 1 Line 20 to request a refund
(3)
(4)
(5)
(5A)
5. If Une 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE.
A. Enter the interest on the tax due.
B. Enter the total of Line 5 + SA. This is the BALANCE DUE. (58)
Make Check Payable to: REGISTER OF WILLS, AGENT
PLEASE ANSWER THE FOllOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
No
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[K]
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1. Did decedent make a transfer and: Yes
a. retain the use or income of the property transferred;.......................................................................................... 0
b. retain the right to designate who shall use the property transferred or its income; ............................................ 0
c. retain a reversionary interest; or.......................................................................................................................... 0
d. receive the promise for life of either payments, benefits or care? ...................................................................... 0
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death
without receiving adequate consideration? .............................................................................................................. 0
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? .............. 0
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation? ........................................................................................................................ 0
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IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
Under penalties of perjury, I declare that I have examined this retum, including accompanying schedules and statements, and to the besl of my knowledge and belief, it is true, correct and complete.
Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
SIGNATU OF PERSON ~SPON,9jB~E FOR FILING RETURN /J 0.,. t-- A~ ,otTEj
f1I{LL ;:: . Cf1 i LC) ,- L4-lLu/L-O l/ :3 LI _0 G,
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ADDRESS J l' /(l <d _ It "'-- 2 ~4- f}4 J 13/ '1
-STGNATURE OI:-PR- ROT---- N- --RESEi'~~AT- ------/----- ------------- -~-----DAT----- --- - -- - ~--
ADDRESs~--r::t::- -.- .)i~----~--.. -~ -----.::;..L/oL -~-
_______~~9_R In.<i~____j) _ _t(l67?:_J__L-_.e..I1.__~ZJ!q__ _____________ _________
For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3%
[72 P.S. ~9116 (a) (1.1) (i)).
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. ~9116 (a) (1.1) (iill.
The statute does not exemDt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if
the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent,
or a stepparent of the child is 0% [72 P.S. ~9116(a)(1.2)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noled in 72 P.S. ~9116(1.2) [72 P.S. ~9116(a)(1)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. ~9116(a)(1.3)]. A sibling is defined, under Section 9102, as an
individual who has at least one parent in common with the decedent, whether by blood or adoption.
REV-1502 EX+ (6-9*
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE A
REAL ESTATE
ESTATE OF
Geraldine V. Sohmer
FILE NUMBER
21-05-0571
All real property owned solely or as a tenant In common must be reported at fair market value. Fair market value is defined as the price at which property would be
exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts.
Real property which Is Jointly-owned with right of survivorship must be disclosed on Schedule F.
ITEM
NUMBER
1.
TOTAL (Also enter on line 1, Recapitulation)
(If more space is needed, insert additional sheets of the same size)
VALUE AT DATE
OF DEATH
DESCRIPTION
Single Family Residential Dwelling located at 105 N. 36th Street, Camp Hill, PA 17011
Property Appraisal as of June 15, 2005 (000) is attached
165,882.79
Value includes Proceeds from Real Estate Sale Net Seller Costs
See attached HUD Settlement Sheet
165,882.79
REV-1503 El<+ (6.98*
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE B
STOCKS & BONDS
ESTATE OF
Geraldine V. Sohmer
FILE NUMBER
21-05-0571
All property jointly-owned with right of survIvorship must be disclosed on Schedule F.
ITEM
NUMBER
1.
DESCRIPTION
VALUE AT DATE
OF DEATH
164 shares PPL Common Stock
2 6674 shares Exxon Mobil Common Stock
3 U.S. Treasury Bonds 2-Yr. Treasury Note - 3.498% Maturity 02/28/07
4 1910.22 shares. Vanguard GNMA Fund Investor Shares
5 1020.408 shares Vanguard Asset Allocation Fund Investor
6 4339.208 shares. Vanguard STAR Fund
7 485.449 shares Vanguard Wellesley Income Fund
8 379.282 shares Vanguard Windsor II Fund
9 1892.147 shares American Century Ginnie Mae
10 1529.974 shares Wells Fargo Government Securities
11 124.048 shares Legg Mason Value Trust
TOTAL (Also enter on line 2, Recapitulation)
(If more space is needed, Insert additional sheets of the same size)
REV-1508 EX+ (6-98) '*
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
ESTATE OF
Geraldine V. Sohmer
FILE NUMBER
21-05-0571
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property Jolntly-owned with right of survivorship must be disclosed on Schedule F.
ITEM
NUMBER
TOTAL (Also enter on line 5, Recapitulation) $
(If more space is needed, insert addnional sheets of the same size)
VALUE AT DATE
OF DEATH
DESCRIPTION
See attached inventory of Personal Items from Auction held at 105 N, 36th Street Camp Hill PA
2 Capital Blue Cross Refund of Medical Insurance Pre-Payments - July 13, 2005
3 Liberty Mutual Car Insurance Refund September 9, 2005
4 People's Benefit Life Ins. Hospital Coverage Holy Spirit Hospital June 2005 Received December 13,2005
5 ,Automobile 1994 Buick Regal Gran Sport
6 Penn National Insurance Company 10/28/05 Refund of Home Owner Insurance
REV-1509 EX+ (6098*
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE F
JOINTLY-OWNED PROPERTY
ESTATE OF
Geraldine V. Sohmer
FILE NUMBER
21-05-0571
If an asset was made Joint within one year of the decedent's date of death, It must be reported on Schedule G.
A. Nancy R. Carberry
SURVIVING JOINT TENANT(S) NAME
Daughter
B.
c.
ADDRESS
RELATIONSHIP TO DECEDENT
170 Ridge Rd. Etters, PA 17319
JOINTLY-OWNED PROPERTY:
ITEM
NUMBER
1.
LETTER
FOR JOINT
TENANT
A.
DATE
MADE
JOINT
DESCRIPTION OF PROPERTY
INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR
IDENTIFYING NUMBER. ATTACH DEED FOR JOINTL Y.HELD REAl ESTATE
.05/06/04
M & T Bank, 000000080620531
TOTAL (Also enter on line 6, Recapitulation)
(If more space is needed, insert additional sheets of the same size)
REV-1511 EX+ (12-991*
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
ESTATE OF
Geraldine V. Sohmer
FILE NUMBER
21-05-0571
Debts of decedent must be reported on Schedule I.
ITEM
NUMBER
A.
DESCRIPTION
AMOUNT
5
FUNERAL EXPENSES:
Rolling Green Cemetery June 16,2005
Framer's Workshop June 16, 2005
A-1 Rental June 17, 2005
JDK Catering Deposit June 17, 2005 $250.00 +JDK Catering Final Statement July 10, 2005 -$290.50
Restaurant Store June 17, 2005
Neil Funeral Home June 23, 2005
Glenn Miller's Beer and Soda June 29, 2005
City
Slate
. Zip
,.
2
3
4
6
7
B. ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Name 01 Personal Representalive(s) Nancy R. Carberry
Social Security Number(s)/EIN Number 01 Personal Representalive(s) 207346140
Street Address: 170 Ridge Rd
City Etters StatePA Zip 17319
Year(s) Commission Paid: "2006
2. Attorney Fees
3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant
Street Address
Relationship of Claimant to Decedent
4. Probate Fees
5. Accountant's Fees
6. Tax Return Preparer's Fees
7. Mark Heckman Real Estate Appraisal July 12, 2005
8 'Various Miscellaneous Notices, Registered Mail, Telephone Calls, and other related costs
9. Commission and Fees for Bricker Auction August 22, 2005 - $2.630
10 Care and Feeding 2005 to 12/27/2005 Actual $855.37 Care and Feeding 2006, 2007, 2008 Est. $6,000
TOTAL (Also enter on line 9, Recapitulation)
(If more space is needed, insert additional sheets of the same size)
49,699.46
REV-1512 EX. (12'{)3) *'
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE I
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
ESTATE OF
Geraldine V. Sohmer
FILE NUMBER
21-05-0571
Report debts Incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1. Links 2 Care Hospital Aid Service June 21,2005
2 Links 2 Care Hospital Aid Service June 21,2005
TOTAL (Also enter on line 10, Recapitulation)
(If more space is needed, insert additional sheets of the same size)
3. AARP Insurance Premium June 23, 2005
4 Camp Hill Animal Hospital June 29, 2005
5 PPL Electric Bill June 30, 2005
6 PA American Water July 9, 2005
UGI Home Gas Bill July 9, 2005
8 UGI Home Gas Bill July 17, 2005
9 Liberty Mutual Car Insurance Premium July 18, 2005
10 Hampden Township Trash July 22, 2005
11 Cingular Telephone Bill July 24, 2005
12 7/25/05 Century Spouting July 25, 2005
13 Mark Snyder lawncare July 25,2005
14 Penn Nalionallnsurance Premium July 25, 2005
15 PPL Electric Bill August 1 , 2005
16 PA American Water Bill August 8, 2005
17 Verizon August 17, 2005
18 Mark Snyder lawncare August 24, 2005
19 Links2Care Hospital Aid August 25, 2005
20 PPL Electric Bill August 31,2005
21 UGI Gas Bill September 5,2005
22 PA American Water Bill September 5, 2005
23 UGI Gas Bill September 30, 2005
24 UGI Gas Bill September 30,2005
25 PPL Electric Bill September 30,2005
REV-1S13 EX+ (9-00)
*'
SCHEDULE J
BENEFICIARIES
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
FILE NUMBER
ESTATE OF
NUMBER
I
NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY
TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under
Sec. 9116 (a) (1.2)}
Nancy R. Carberry 170 Ridge Rd. Etters, PA 17319
2 Paul E. Sohmer, 11203 Sassafras St. Harrisburg, PA 17102
RELATIONSHIP TO DECEDENT
00 Not List Trustee(s)
AMOUNT OR SHARE
OF ESTATE
Daughter
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
II NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET
(If more space is needed, insert additional sheets of the same size)
OMB NO. 2502-0265 ,
A. B. TYPE OF LOAN:
U.S. DEPARTMENT OF HOUSING & URBAN DEVELOPMENT 1.0FHA 2.0FmHA 3.0CONV. UNINS. 4.DVA 5.IIDCONV. INS.
6. FILE NUMBER: 17. LOAN NUMBER:
SETTLEMENT STATEMENT P-141420 0019133784
8. MORTGAGE INS CASE NUMBER:
C. NOTE: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown.
/tems marked '[POC)" were paid outside the closing; they are shown here for informational purposes and are not included in the totals.
1.0 3/98 (P-141420.PFD/P-141420f22)
D. i i"ME AND ADDRESS OF BORROWER: E. NAME AND ADDRESS OF SELLER: F. NAME AND ADDRESS OF LENDER:
['.wid E. Weaver Estate of Geraldine V. Sohmer CCO Mortgage Corporation
~. Co:astgate Drive 105 North 36th Street 10561 Telegraph Road
( Imp Hill, PA 17011 Camp Hill, PA 17011 Glen Allen, VA 23058
I
- H. SETTLEMENT AGENT: 25-1722090
G PROPERTY LOCATION: I. SETTLEMENT DATE:
105 North 36th Street Capital Region Land Transfer, Inc.
Camp Hill, PA 17011 September 13, 2005
C"mberland County, Pennsylvania PLACE OF SETTLEMENT
3310 Market Street
Camp Hill, PA 17011
J. SUMMARY OF BORROWER'S TRANSACTION K. SUMMARY OF SELLER'S TRANSACTION
100. GROSS AMOUNT DUE FROM BORROWER: 400. GROSS AMOUNT DUE TO SELLER:
'101-. Contract Sales Price 168,000.00 401. Contract Sales Price 168 000.0
102. Personal Property 402. Personal Property
103. Settlement Charges to Borrower (Line 1400) 6,694.01 403.
10-1. 404.
~s. 405.
Adjustments For Items Paid Bv Seller in advance Adjustments For Items Paid Bv Seller in advance
106. City Taxes to 406. City Taxes to
107. County Taxes 09/13/05 to 01/01/06 84.39 407. County Taxes 09/13/05 to 01/01/06 84.39
108. SchOOl Taxes 09/13/05 to 07/01/06 930.42 408. School Taxes 09/13/05 to 07/01/06 930.42
109. Sewerrrrash 09/13/05 to 10/01/05 22.50 409. Sewer/Trash 09/13/05 to 10/01/05 22.50
110. 410.
111. 411.
112. 412.
120. GROSS AMOUNT DUE FROM BORROWER 175,731.32 420. GROSS AMOUNT DUE TO SELLER 169,037.31
200. AMOUNTS PAID BY OR IN BEHALF OF BORROWER: 500. REDUCTIONS IN AMOUNT DUE TO SELLER:
201. Deposit or earnest money 10000.00 501. Excess Deposit ISee Instructions)
202. Principal Amount of New Loanls) 134400.00 502. Settlement Charges to Seller (Line 1400) 3,154.52
203. Existing loan(s) taken subject to 503. Existina loan Is) taken subject to
204. 504. Payoff of first Mortgage
205. 505. Payoff of second Mortgage
206. 506.
207. 507. IDeposit disb. as proceeds}
208. 508.
209. 509.
Adjustments For Items Unpaid By Seller Adjustments For Items Unpaid By Seller
210. City Taxes to 510. City Taxes to
211. County Taxes to 511. County Taxes to
212. School Taxes to 512. School Taxes to
213. 513.
214. 514.
215. 515.
216. 516.
217. 517.
218. 518.
219. 519.
220. TOTAL PAID BY/FOR BORROWER 144,400.00 520. TOTAL REDUCTION AMOUNT DUE SELLER 3,154.52
300. CASH AT SETTLEMENT FROMITO BORROWER: 600. CASH AT SETTLEMENT TO/FROM SELLER:
301. Gross Amount Due From Borrower (Line 120) 175,731.32 601. Gross Amount Due To Seller (Line 420) 169,037.31
302. Less Amount Paid BylFor Borrower (Line 220) ( 144,400.00) 602. Less Reductions Due Seller (Line 520) ( 3,154.5.2;
303. CASH ( X FROM) ( TO) BORROWER 31,331.32 603. CASH ( X TO) ( FROM) SELLER 165,882.79
o
The undersigned hereby acknowledge receipt of a completed copy of pages 1 &2 of this statement & any attachments referred to herein.
SUBSTITUTE FORM 1099-S
PROCEEDS FROM REAL ESTATE TRANSACTIONS
FOR THE TAX YEAR: 2005
OMS No. 1545-0997
SETTLEMENT AGENT/FILER'S NAME AND ADDRESS
Capital Region Land Transfer, Inc.
3310 Market Street
Camp Hill, PA 17011
(717)761-6190
SELLERlTRANSFEROR'S NAME AND ADDRESS
Estate of Geraldine V. Sohmer
105 North 36th Street
Camp Hill, PA 17011
Filer's Federal Tax 10 Number:
File Number:
1) Date of Closing: 2) Gross Proceeds: 4) X here If property or services received: 5) Buyer's part of real estate tax:
September 13, 2005 168000.00 1014.81
3) Address or Legal Description:
105 North 36th Street/Camp Hill PA
THIS IS IMPORTANT TAX INFORMATION AND IS BEING FURNISHED TO THE INTERNAL REVENUE
SERVICE. IF YOU ARE REQUIRED TO FILE A RETURN, A NEGLIGENCE PENAL TV OR OTHER SANCTION
MAY BE IMPOSED ON YOU IF THIS ITEM IS REQUIRED TO BE REPORTED AND THE IRS DETERMINES
THAT IT HAS NOT BEEN REPORTED.
YOU ARE REQUIRED BY LAW TO PROVIDE CAPITAL REGION LAND TRANSFER, INC. WITH YOUR
CORRECT FEDERAL TAX IDENTIFICATION NUMBER. IF YOU DO NOT PROVIDE CAPITAL REGION LAND
TRANSFER, INC. WITH YOUR CORRECT FEDERAL TAX IDENTIFICATION NUMBER, YOU MAY BE
SUBJECT TO CIVIL OR CRIMINAL PENALTIES IMPOSED BY LAW.
UNDER PENALTIES OF PERJURY, I CERTIFY THAT THE NUMBER SHOWN ABOVE ON THIS STATEMENT
IS MY CORRECT FEDERAL TAX IDENTIFICATION NUMBER. I ACKNOWLEDGE RECEIPT OF A COPY OF
THI~STATEMENT.
V~ [~50hfl/ljL '1-/3 -()5
Estate of Geraldine V. Sohmer (J/J Date
Instructions for Transferor ..., (~ j(. ~
You MUST enter your Federal Tax Identific~ion Number above.
Sign and return a copy of this form immediately to Capital Region Land Transfer, Inc..
For sales or exchanges of certain real estate, the person responsible for closing a real estate transaction must report the real estate
proceeds to the Internal Revenue Service and must furnish this statement to you. To determine if you have to report the sale or
exchange of your main home on your tax return, see the 2005 Schedule 0 (Form 1040) instructions. If the real estate was not your
main home, report the transaction on Form 4797, Sales of Business Property, Form 6252, Installment Sale Income, and/or Schedule
o (Form 1040), Capital Gains and Losses.
You may have to recapture (pay back) all or part of a Federal mortgage subsidy if all the following apply:
. You received a loan provided from the proceeds of a qualified mortgage bond or you received a mortgage credit certificate.
. Your original mortgage loan was provided after 1990, and
. You sold or disposed of your home at a gain during the first 9 years after you received the Federal mortgage subsidy.
This will increase your tax. See Form 8828, Recapture of Federal Mortgage Subsidy, and Pub. 523, Selling Your Home.
If you have already paid the real estate tax for the period that includes the sale date, subtract the amount in box 5 from the
amount already paid to determine your deductible real estate tax. But if you have already deducted the real estate tax in a prior
year, generally report this amount as income on the "Other income" line of Form 1040. For more information, see Pub. 523.
For Paperwork Reduction Act Notice, see the 2005 Instructions for Forms 1099, 1098,5498, and W-G2.
Department of the Treasury - Internal Revenue Service (P-141420.PFD/P-141420/6)
CAPiTAL REGION.LAND'.TRANSFER'
3310 Market Street
Camp~i1I, FA 17011
717..761.-6190
PRIVACY POLICY NOTICE
;PURPOSE OF TIDS NOTICE
Title V of the Gr.amm-Leach Bliley Act (GLBA) generally prohibits any [mandaI
institutions, directly or through its affiliates, froni sharing nonpublic personal information
about you with a nonaffiliated third party unless tl.1e instit1.J.tion provides you with a notice
of i1s privacy policies an~ practices, such as the type of information that it collects about
you and the categories ofpersoIfS ~r entities to whom it may.be disclosed. . In compliance
witll the GLBA, we are prbviding you with this document,' which notifies you of th.e'
privacy polici~ and practices of Capital Region L~d Trans.fer; Inc.
We may collect nonpublic.personal infoI1l)ation about you from the following sources:
.:. Information we receive from you, such as on applications or other forms. .
.:. Information about your transactions we secure from our files', public records or
from our affiliates or others.
.:. Information we receive from a consumer reporting agency.
.:. Wormation that 'we receive from o1:h:ers involved in y<?ur .transaction,such as the
real estate agent, lender, attorney, etc. .
Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no
additional nonpublic personal information will be collected about you.
. We may disclose any of the above information that we collect about our customer or
fOIDler cust~mers to our affiliates or to nonaffiliated th4"d partic?s as permitted by law.
. .
We also may disclose this infonnatiQn about our customers or former customers to the
'following types of nonaffiliated cbmpanies that perform marketing services on our behalf
or with whom we' have joiD.t marketfug ~gr:eement$:' ,
.:. Financial service providers stich as companies engaged in banking, c.onsumer
finance, securities and insurance.
. .:. Non-financial companies'suGh as envelope stuffers and other fulfillment service
providers: . .
wE DO NOT DISCLOSE ANY NONPUBLIC .PERSONAL ~ORMATION ABOUT
YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY
PERMITTED BY.LA W.
'We restrict a~cess to noripublic information al;>out you to thos~ employees who need to
know that information inarder.to provide products or services to you., W.e maintain
physical, elec.tronic, and procedural safeguards.that comply with federal regulations to
guard your nonpublic ,p'ersonal informatio~.
Pcw1 f - SohMve to cyt='Cu!"oQ lluu;-R. ~if/IJ-!t-~
~~-l~-~ lb;~~
JAM"fS, SNnnI, Dlli'ITF.RICK Be CONN.EI.LY ur
.
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SENDER'S ii.MAII..: clb~ ;edc. com
~ENDEll'S l'HONt: NtJ'MBl.R:
~heryl t.. Baker, CI? 717.53J.3180 EXT.N
C~~tlfiod PH1~1@Gal .
SENDER'S FAX NuMBEI.:
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t!J 7l7.:i3S.77il
CJ Pt'l' ,nar J'~tn ~IUJt ~- AND uply 0 E.. your iafo
~ ~ tpn I '11,.,..,. this f~ca"Re Illllle&r; by _ 1ClIIraef. fir hislbw ... uaJ ar, l:ocuidIred
alll'~ lAd _ idInd<<l CW'IIy fta- .. \dl: of the ~ ",. entity IJIJG If the: adcIawSH is s dlml.
these UIU'Ws D):IY abu be _. to lIppIiCllbl! ~ If b rccipieat rA thut aIlIh'Nb is DOt the
acfcIreo/it:l:, be aw.-c dlltM'/ di"tnllMriCln ur' 'Of'7Rcd,. ~ iJ; stri.;llJ' ~ Ji}'llU Mve
recciYcd _ OOImIl1Diasiull ill ernlI'. p&.s. ~Iy nndfy 11$ at (7t1} ,7W2lK) (c:oIc<<) met mwu dlI:
~ ~_ ~ us at !be abaw lIMrc.w.. VS poct:al saW~. 'We wjJ( ~ ycur coctI
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STREJ::'l' ADn1\.r.ss:
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PHON~: 717.533.3280 t FAX.: 117.5H.!7H on. 717.S33.Ii'7L
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u.s. GaaNmlEHf OF ttOUS1NG & UReAN DEVE\.ot'tMtNT fl. flLE,:e~; 17. LOAN NUMBl!R:
SETTLEMENT STATEMENT p.,,,, 00191:\3184
.. MOATGItGE INS CASE NUMBER:
C.NOTE; l1lia bm is furnWIefIllI 9"'- JGCIa ~tIIIl 01 eClUII ~ QISI& AlnOUllfS PflI!IIeJ.1Id by"'" ....,..,.., ~.. shown.
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1. .. '4' _.Mt4fAll
D. NAME ANa AODN!SS at' BOf'ROWER: E. NAME AND ADDRESS OF SeLLER: F, NAME AND AOORESS OF ~NDEM:
~vid E. WUNet &late at ChraI1IneV. Sohmer ceo UortQ.oe Caf'llOralon
eo ..." Drlve 10$ NoftI *' Strtet 10581 Telegraph Aaad
CaItlfI Hill. PA 17011 Camp Hill, PA 17011 Glen Allen. VA 2llOS8
G. ~OPEFlTY\.OCATlON: H. SETTlEMENT AGENT: 2a-172lO9O t. SETTLEMENT DATE:
105 IfOIffI SlIItt at,. C~ Atglan LIlIId T~. ItIC.
c.mp Hi" PA 17011 SeflIImbIr 13. z005
~ COlIn,,", ~ylweltia PLACE OF SETTliMDIT
3310 ~ S1re.l
Camp HIll. PA 17011
J. OF BORROWER'S l(. SOMMAAY OF seLlEA'& T aN
'UlIl. DU UtI. -- &UftllUT DUI! TO Sl!llIlJl:
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,a. p~p_ -402. PenIOllaJ PiIiDoiiV
103. 'llI BtlrI'OWef lLitIe 14001 U94.01 ~.
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1 0It't3lOlli> 1M' 22.50 ... S.-.rITruh 09I1Ml51l1 l1W1. 22.$0
110. '41a
111. 411
112. ,,2-
r.. GROSSANtNNTDUe FFfOIIacMOWE'It 175.711.32 410. GROSS AMOUNTDlJE 70 SELLER 188.037.31
,_. pAIft BY OR IN 8DUlF ft: ll.= 'DUIiTOSlPUERt
201. o-.it or 10~1IO 1. 0.- 'Saalrlslnldi&vlc'-
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213. 513.
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217 517.
218. 511.
219. 51'.
all TOTAl. PAlO B\1FOfI GOfIROWSI 144,400.00 - mTAL~AMOUNT~SELLE1f 1,187.02
1- CA!!IN AT Nf r. !!i~~AT ~'
301. GlaH Amowlt Dl>> FJ'QIll 1 175 l'31 . Cil I Due To Hjg-:037.31
302. Lft. Amount PlIid s"o, 8a/lOWef' LUM Z!JO} II 144 . G02. .....~DueSellI1(Une5i01 1,117.021
301. CASH ( X FIf(N J( ro J /JORRONER 31,331.32 IOS. CASH( X TOJ( FROU}SELLER 187,850.29
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004331 Sohmer, BlO Geraldine V.
09/0712005 Draft & finalize letter to Capital Region re:
documents; fax same to Capital Region
Review HUDl & Tax Indemnification letter
Telephone call w/Capital Region re: HUn 1 &
transfer tax; telephone call w/client re: status;
finalize P A Indemnification letter; telephone call
w/Register of Wills re: prepayment; email Deed
to settlement company; fax invoice & HUn! to
client
09/1212005
09/1212005
EXPENSES
09/1212005 Mid Penn Bank; Outgoing Wire Fee
Billing S\Vllmaty
Total professional services
Total expenses incurred
Total of Dew charles for this invoice
Total balaDce ROW due
Invoice# 120648
0.40
O.so
0.60
51,947.50
$20.00
$1.967.50
51,967.50
!'age I-
SO.OO
112.50
7S.00
Please make your ebeek payable to JSDC or James Smith Dietterick & CODnelly and
include vour ftle 8 OR voar oavmeDt. Thank You.
TOTAL P. as
20.00
r.t:J...J
CLB Y
DMM/
CLB ~
;:)C.r-.L<::'-<::'~.J
.LO'''J,J
James, Smith, Dietterick and Connelly, LLP
P. O. Box. 650
Hershey, PA 17033
. TAX ID# 25-1584038
Phone: (717) 533-3280 Fax: (717) 533.2795
September 12,2005
t"'.lOq
Estate of Geraldine V. Sohmer
c/o Nancy Carberry. Co-Executrix
170 Ridge Road
Etters, PA 17319
Invoice# 120648
Our file# 004331 057399
Estate Adminstration (DOD 6--15-2005)
PROFESSIONAL SERVICES RENDERED; HOURS AMOUNT LAWYER
07/19/2005 Meeting with client. 0.40 90.00 DMM ./
07/19/2005 Meeting w/client & D. Mullin re: administration; 1.60 200.00 CLB ,/
open & organize file; draft letter to DPW re:
claim
07120/2005 Draft Agreement of Sale, Conditions of Sale, 1.70 212.50 CLB ,,/
Fiduciary Warranty Deed & P A Inheritance Tax
Indemnification letter; finalize letter to DPW re:
claim & fee letter
07/21/2005 Review Agreement for Sale and conditions of 0.50 112.50 DMM t/
sale; conference with C. Baker. /'
07/21/2005 Telephone call w/client re: administration 0.10 12.50 eLB
08/08/2005 Draft & finalize Jetter to client re: drafts of 0.50 62.50 CLB ./'
Agreement of Sale & Conditions of Sale ./
08/17/2005 Meeting w/client re: changes to Agreement of 0.40 50.00 CLB
Sale
08/1812005 Correct Agreement of Sale & Conditions 0.40 50.00 CLB /
08/19/2005 Review file; conference with C. Baker re changes .-- 0.50 112.50 DMM ,/
to documents for auction.
08/22/2005 Call auctioneer; call client re reserve price; 1.00 225.00 DMM ./
review final documents for auction; conference
with C. Baker; preparation (or Auction.
0812212005 Attend Estate auction. 1.50 337.S0 DMM ,/
08/22/2005 Finalize documents for auction; meeting wlDMM 0.80 100.00 eLB V
re: same CLB /
08/23/2005 Meeting wlDMM re: auction; deposit proceeds 0.60 75.00
08/26/2005 Telephone conferences with Bob Carbury and 0.20 45.00 DMM ./
David Weaver.
08/31/2005 Draft & fmalize letter to auctioneer re: check 0.20 25.00 eLB y
AGREEMENT FOR THE SALE AND PURCHASE
OF REAL ESTATE
THIS AGREEMENT (the "Agreement") is made as ofthis 22nd day of August, 2005, by
and between NANCY R. CARBERRY and PAUL E. SOHMER II, Executors of the Estate of
Geraldine V. Sohmer (the "Seller"), and :0tJvl eX ~, ()J....-<J-.V-c,r
of CJ {; [;d6f~ 'Drd/~ I emr, I:hL L fit /70 II
, (the "Buyer").
1. Property. Seller hereby agrees to sell and convey to Buyer, who hereby agrees to
purchase the tract ofland known as tax parcel numbers 10-21-0275-055 located in Hampden
Township, Cumberland County, Pellllsylvania, on which a house is erected, being more fully
bounded and described on Exhibit "A" attached hereto and made a part hereof(hereinafter
referred to as "the Premises").
2. Purchase Price. The purchase price which Buyer agrees to pay to Seller and which
Seller agrees to accept for the Premises is the sum of ~ ~ I\. J.r<i2 "sI)C/!t. - e~ j tl~fi1t,{,
Dollars ($ / ~ ({52), cfb ), payable as follows:
(a) Non-refundable deposit funds in the amount ofTen Thousand
Dollars ($10,000.00) due at the signing of this Agreement (receipt of which
is acknowledged), to be held in escrow by James, Smith, Dietterick &
Connelly, LLP.
(b) The full balance of the purchase price in the amount of {he..... /h fk~.r~
rhffo- -xff+ 7^ov Jfrr.Q Dollars
($ I'J'~ (/50. O\.) ) shall be paid in full at Settlement.
3. Personalty. Included in the sale are all buildings, improvements, rights,
privileges, and appurtenances; gas, electric, heating, plumbing, lighting, water, and central air
conditioning fixtures and systems; cook stove and built-in ovens; dishwasher; garbage disposal;
refrigerator; storms doors and windows, screen doors, and fitted window screens; roller and
Venetian blinds; curtains, drapery rods, and hardware located in the dining and living rooms;
radiator covers; cabinets; awnings; and any articles permanently affixed to the Premises, except
any such items not located on the Property. The appliances identified in the Seller's Disclosure
Statement are being sold with the Premises.
4. Proration~. The following shall be apportioned pro-rata as of and at the time of
Settlement: taxes as levied and assessed, sewer rents, if any, together with any other lienable
municipal services.
5. Real Estate Transfer Taxes. All realty transfer taxes shall be paid by Buyer.
6. Real Estate Sales Commission. James, Smith, Dietterick & Connelly, LLP is
authorized to disburse from the escrow account the auctioneer's real estate commission from the
non-refundable deposit prior to settlement. This fee is the responsibility of the Seller.
7. Settlement. Settlement shall take place at the office of such attorney or title
company as Buyer may designate in Dauphin or Cumberland Counties, Pennsylvania on or before
the 6th day of October, 2005. Any extension shall be no longer than five (5) days and mutually
agreed to in writing by the parties.
8. No Warranty. Buyer acknowledges that they are buying the Premises" AS IS",
and not upon representations of Seller, if any, and without any warranty of Seller, whatsoever.
9. Inspection of Premises. It is hereby understood and agreed between the parties
hereto that the Buyer shall have the full right and authority to inspect the premises prior to
closing.
1 O. Notices and Assessments.
(a) Seller represents, as of the acceptance date of this Agreement, that no public
improvement assessments have been made against the Premises which remain unpaid and that no
notice by any government or public authority has been served upon the Seller or anyone on the
2
Seller's behalf, including notices relating to violations of zoning, building, safety, or fire ordinances
which remain uncorrected unless otherwise specified herein.
(b) Any notice of improvements or assessments received on or before the date of
Settlement shall be the responsibility of the Seller; any notices received thereafter shall be the
responsibility of the Buyer.
(c) If required by law, Seller shall deliver to Buyer, on or before Settlement, a
certification from the appropriate municipal department or departments disclosing notice of any
uncorrected violation of zoning, building, safety, or fire ordinances.
11 . Title and Costs.
(a) The Premises are to be conveyed in fee simple by fiduciary warranty deed,
free and clear of all liens, encumbrances and easements, EXCEPTING, HOWEVER, the following:
existing building restrictions, easements of roads, privileges or rights of public service companies, if
any, or easements or restrictions visible upon the ground; otherwise title to the Premises shall be
good and marketable or such as will be insured by a reputable title insurance company at the regular
rates.
(b) The Buyer will pay for the following:
(i) The premium for title insurance, mechanics lien insurance and/or
title search, or fee for cancellation of same, if any;
(ii) The premium for flood insurance and/or fire insurance with extended
coverage, insurance binder charges or cancellation fee, if any;
(iii) Appraisal fees and charges paid in advance to mortgagee, if any; and
(iv) Buyer's normal settlement costs and accruals unless otherwise stated
herein.
3
(c) In the event the Seller is unable to give a good and marketable title or such as
will be insured by a reputable title company subject to aforesaid, Buyer shall have the option of
taking such title as the Seller can give without abatement of price or of being repaid all monies paid
by the Buyer to the Seller on account of the purchase price, plus out-of-pocket expenses, and in the
latter event there shall be no further liability or objection on either of the parties hereto and this
Agreement shall become null and void.
12. Possession and Tender.
(a) Possession is to be delivered by deed, keys and physical possession at
Settlement.
(b) F onnal tender of an executed deed and purchase money is hereby waived.
13. Risk of Loss.
(a) Seller shall maintain the Premises and any personal property specifically
scheduled herein in its present condition.
(b) Seller shall bear risk of loss from fire or other casualty until time of
Settlement. In the event of damage to the Premises by fire or other casualty, Buyer shall have the
option of rescinding this Agreement and receiving hand money paid on account or of accepting the
Premises in its then condition with the proceeds of any insurance recovery obtainable by Seller.
Buyer is hereby notified that they may insure their equitable interest in the Premises as of the time
of the acceptance of this Agreement.
14. Recording. This Agreement shall not be recorded in the Office of the Recorder of
Deeds or in any other office or place of public record, and if Buyer shall record this Agreement or
cause or permit the same to be recorded, Seller may, at his option, elect to treat such act as a breach
of this Agreement.
4
15. Assi211ment. This Agreement shall be binding upon the respective heirs, personal
representatives and, to the extent assignable, on the assigns of the parties hereto, it being expressly
understood, however, that the Buyer shall not transfer or assign this Agreement without the written
consent of the Seller being first obtained.
16. Default - Time is of the Essence. The time for Settlement and all other items
referred to for the performance of any of the obligations of this Agreement are hereby agreed TO
BE OF THE ESSENCE OF THIS AGREEMENT. Upon the failure of the Buyer to pay the
purchase money in full on or before the time set for Settlement, all monies paid by Buyer and
accrued interest, if any, shall be retained by the Seller, as liquidated damages, and this Agreement
shall be null and void.
17. Descriptive Headings. The descriptive headings used herein are for convenience
only and they are not intended to indicate all of the matter in the sections which follow them.
Accordingly, they shall have no effect whatsoever in determining the rights or obligations of the
parties.
18. Broker. Seller and Buyer represent and warrant to each other that no broker is
involved in connection with the transaction contemplated by this Agreement and neither Seller nor
Buyer will be exposed to any claim for brokerage or finder's fees or commissions which arise in
connection therewith. Any party violating this representation and warranty shall indemnify, defend
and hold the other party harmless against any cost and expense, including attorney's fees, incurred
as a result of such violation.
19. Jurisdictio,!. In case any court proceedings are necessary, the Orphans' Court
Division of the Court of Common Pleas of Cumberland County, Pennsylvania shall have sole
jurisdiction in this matter.
5
20. Conditions of Sale. Seller and Buyer have executed a Conditions of Sale
Agreement as of the hereinabove written date.
21. Notices. This Agreement also includes the Notices attached hereto and are made a
part hereof.
22. Entire Ae:reement. THIS AGREEMENT CONTAINS THE WHOLE
AGREEMENT BETWEEN THE SELLER AND BUYER. THERE ARE NO OTHER TERMS,
OBLIGATIONS, COVENANTS, REPRESENTATIONS, STATEMENTS OR CONDITIONS,
ORAL OR OTHERWISE, OR OF ANY KIND WHATSOEVER CONCERNING THIS SALE,
EXCEPT AS A IT ACHED TO THIS CONTRACT.
IN WITNESS WHEREOF, the parties hereto, intending to be legally bound hereby, have
hereunder set their hands and seals the day and year first above written.
WITNESS:
~7Jt~-
SELLERS:
YJM1~ f. ~1; 4 - fh.-ItUKfIt/
NANC R. CARBERRY, o'-Executrix for the
Estate of Geraldine f/: Sohmer, deceased
~.~~
_p~ [. ~)/~(t- CO CXCeJJrDR
PAUL E. sociiMER II, Co-Executor for the Estate
of Geraldine f/: Sohmer, deceased
WITNESS:
BUYER(S):
n~~ t d!~
~7J~~
~o h Il:S J is cJ.d~ 7LYS<dLcrr r;/l} 1YT h (s
(,C4\S~ f2t:.nnfJI UV1\fd- ~ifvV'.
?<..--
6
f?~J
'1Ie~ '
l"~
NOTICES
Dated: 22nd day of August, 2005
SELLER:
BUYER:
TAX PARCEL NO.:
ESTATE OF GERALDINE V. SOHMER
-sJWI'& G.uJ~
10-21-0275-055
(1) UREA FORMALDEHYDEIRADON GAS - SEE NOTICES Item Nos. 3 and 4 OF
THIS NOTICE
BUYERS are informed that SELLER is unaware of any adverse presence of either Urea
Formaldehyde Insulation or Radon Gas.
(2) LEAD HAZARD - SEE NOTICE Item No.5 OF THIS NOTICE
BUYERS are informed that SELLER is unaware of any adverse presence of lead-based
paint and/or lead-based paint hazards. SELLER has no reports or records pertaining to lead-based
paint and/or lead-based paint hazards.
BUYERS have received the pamphlet Protect Your Family from Lead in Your Home and
have read the Lead Warning Statement contained in Item No.5 of this Notice.
BUYERS acknowledge that before BUYER is obligated to buy a residential dwelling built
before 1978, BUYER has a ten (l0) day period (unless Buyer and Seller agree in writing to a
different period of time) to conduct a risk assessment of the Premises for the presence of lead-based
paint and/or lead-based paint hazards.
BUYERS hereby WAIVE the right to conduct a risk assessment or inspection of the
Premises to determine the presence oflead-based paint and/or lead-based paint hazards. BUYERS
WAIVE THIS RIGHT and agree to the RELEASE set forth in Paragraph 6 of this Notice.
(3) NOTICE TO SELLER AND BUYERS REGARDING RADON GAS
(i) Radon is a natural radioactive gas that is produced in the ground by the normal
decay of uranium and radium. Uranium and radium are widely distributed in trace amounts in the
earth's crust. As radon gas decays, it forms radioisotopes called radon daughters or radio progeny.
Radio daughters emit alpha radiation, which has a high energy, but short range.
(ii) Studies indicate that the result of extended exposure to high levels of radon
gas/radon is an increased risk of lung cancer.
(iii) Radon gas follows the path ofleast resistance from the soil and rock where it
originates to the surface of the ground and finally to the air. Radon can find its way in any air space
including basements and crawl space and permeate throughout a home.
7
(iv) If the house has a radon problem, it usually can be cured by increased ventilation
and/or by preventing the radon entry.
(v) The Environmental Protection Agency ("EPA") advises corrective actions if the
annual average exposure to radon daughters exceeds 0.02 working levels (4 picocuries per liter).
(vi) Information about radon and about certified testing and mitigation firms is available
through DEP, Bureau of Radiation Protection, P.O. Box 2063, Harrisburg, P A 17120, 1-800-
23RADON or (717) 783-3594.
(4) NOTICE TO BUYERS REGARDING UREA-FORMALDEHYDE FOAM
INSULATION
Urea-formaldehyde foam insulation ("UFFI") is a thermal insulation material that is
manufactured at the site of the installation and pumped into the space between the walls of the
building being insulated where it hardens to form a layer of insulation. The health risks identified
by the United States Consumer Product Safety Commission ("CPSC") included cancer, acute illness
such as eye, nose and throat irritation and sensitization.
Subsequently, Federal Court decision did overturn the CPSC's UFFI ban. Said decision did
not state the UFFI poses no health risk. What the CPSC failed to establish, however, is that the
health risk is "unreasonable."
Tests can be conducted to determine the concentration of formaldehyde gas present in a
home. Various tests are available to measure the presence of toxicity ofUFFI. A test preferred by
the CPSC is the chronotropic acid method. Such information as is available concerning tests and
testing procedures can be obtained by writing to the United States Consumer Safety Commission,
Office ofthe Secretary, Third Floor, 5401 Westhard Avenue, Bethesda, MD 20207.
Should it be desirable to remove UFFI, the cost will vary with the type of home and the
accessibility of the insulation. Such costs have been estimated to be in the range of $4,000 to
$20,000, but will vary with the type of construction (face brick or siding), the extent of the
insulation, the cost of redecoration required and other factors.
(5) NOTICE TO BUYERS REGARDING LEAD HAZARD
(i) Lead Warning Statement: Every purchaser of any interest in residential property
on which a residential dwelling was built prior to 1978 is notified that such property may present
exposure to lead from lead-based paint that may place young children at risk of developing lead
poisoning. Lead poisoning in young children may produce permanent neurological damage,
including learning disabilities, reduced intelligence quotient, behavioral problems, and impaired
memory. Lead poisoning also poses a particular risk to pregnant women. The seller of any
interest in residential property is required to provide the buyer with any information on lead-
based paint hazards from risk assessments or inspections in the seller's possession and notify the
buyer of any known lead-based paint hazards. A risk assessment or inspection for possible lead-
based paint is recommended prior to purchase.
8
(ii) Lead Hazard Disclosure Requirements: In accordance with the Residential Lead-
Based Paint Hazard Reduction Act, any seller of property built before 1978 must provide the
buyer with an EP A-approved lead hazards information pamphlet titled Protect Your Family from
Lead in Your Home and must disclose to the buyer and the seller's agent the known presence of
lead-based paint andlor lead-based paint hazards in or on the property being sold, including the
basis used for determining that lead-based paint and/or lead-based paint hazards exist, the
location of lead-based paint or lead-based paint hazards, and the condition of painted surfaces.
Any seller of a pre-l 978 structure must also provide the buyer with any records or reports
available to the seller pertaining to lead-based paint or lead-based paint hazards in or about the
property being sold, the common areas, or other residential dwellings in multi-family housing.
The Act further requires that before a buyer is obligated to purchase any housing constructed
prior to 1978, the seller shall give the buyer ten (10) days (unless buyer and seller agree in
writing to another time period) to conduct a risk assessment or inspection of the presence of lead-
based paint and/or lead-based paint hazards. The opportunity to conduct a risk assessment or
inspection may be waived by the buyer, in writing. Neither testing nor abatement is required of
the seller. Housing built in 1978 or later is not subject to the Act.
(6) RELEASE REGARDING LEAD-BASED PAINT AND/OR LEAD-BASED PAINT
HAZARDS
BUYERS hereby release, quit claim, and forever discharge SELLER, ALL AGENTS,
their SUBAGENTS, EMPLOYEES, and any OFFICER or PARTNER of any one of them and
any other PERSON, FIRM, or CORPORATION who may be liable by or through them, from
any and all claims, losses, or demands, including, but not limited to, personal injuries and
property damage and all of the consequences thereof, whether now known or not, which may
arise from the presence oflead-based hazards on the Premises. This release shall survive
settlement.
9
IN WITNESS WHEREOF, the parties hereto, intending to be legally bound hereby, have
hereunder set their hands and seals the day and year first above written.
WITNESS:
~7JJ~
SELLERS:
YI ~iit t. ~1J~ eo / f!'{-.1.adtN
NANCY . CARBERRY, , 6-Executrix for the
Estate of Geraldine f': Sohmer, deceased
~1!J,~
flQ E. .;56);It'~ CD e:'x..:cum e
PAUL E. SOHMER II, Co-Executor for the Estate
of Geraldine J;: Sohmer, deceased
WITNESS:
~;JlJ. ~'
t;
BUYER(S):
Jj~ e JJJ~
10
EXHIBIT "A"
ALL THAT CERTAIN piece ofland situate in the Township of Hampden, County of
Cumberland, and Commonwealth of Pennsylvania, bounded and described as follows:
BEGINNING at a point on the east side of North 36th Street and the southern side of
Bedford Drive, being the southeast comer of the aforementioned two streets; thence
along the south side of Bedford Drive, North 84 degrees 03 minutes East 90 feet to a
point in the line dividing Lots Nos. 230 and 231; thence along the same, South 05 degrees
57 minutes East 105 feet to a point in the line dividing Lots Nos. 230 and 241; thence
along the last mentioned line, South 84 degrees 03 minutes West 90 feet to the eastern
line of North 36th Street; thence along the last mentioned line, North 05 degrees 57
minutes West 105 feet to the place of BEGINNING.
BEING Lot No. 230 in the Plan of Lots of the Hollywood Development Company, Inc.,
which said Plan of Lots is recorded in the Cumberland County Recorder's Office in Plan
Book 9, Page 17.
BEING known as 105 North 36th Street.
BEING the same premises which Walter E. Shank by his deed dated August 15, 1979
and recorded September 4, 1979 in and for the Recorder of Deeds Office of Cumberland
County in Deed Book Q-28, Page 162, granted and conveyed unto Paul E. Sohmer and
Geraldine V. Sohmer, husband and wife.
CONDITIONS OF SALE
1. The property to be sold consists of a tract of land known as tax parcel
number 10-21-0275-055 located in Hampden Township, Cumberland County,
Pennsylvania, on which a house is erected, being more fully bounded and described on
Exhibit "A" attached hereto and made a part hereof (the "Property").
2. The highest bidder meeting the reserve price shall be the Purchaser upon
the Property being struck off to him and he shall immediately thereafter sign the
Agreement of Sale on these Conditions, and pay down Ten Thousand Dollars
($10,000.00) as security for performance. Seller shall receive and deposit the payment
with James, Smith, Deitterick & Connelly, LLP in a non-interest bearing account. If any
dispute arises among bidders, the property shall immediately be put up for renewal of
bidding. The Ten Thousand Dollar ($10,000.00) security deposit is non-refundable if the
balance of the purchase price it not obtained within forty-five (45) days.
3. Balance of purchase price shall be paid at settlement to be held at the
office of such attorney or title company as Purchaser may designate in Dauphin or
Cumberland Counties, Pennsylvania, on or before October 6, 2005 (unless some other
time or place shall hereafter be agreed upon by the Seller and Purchaser), upon which
payment the Seller shall convey to the Purchaser, by Fiduciary Warranty Deed prepared
at the Seller's expense, good and marketable title to the Property, free and clear of all
liens and encumbrances not noted in these Conditions of Sale, but subject to any existing
wall rights, easements, building or restrictions, zoning or land subdivision regulations,
encroachments of cornices, trim and spouting over property boundaries, or
encroachments of any kind within the legal width of public highways.
At settlement, the Property and all of its appurtenances and fixtures shall be in
substantially the same condition as present, except for (a) ordinary reasonable wear and
tear, (b) damage of any kind for which full or partial recovery may be had under the
Seller's or Purchaser's insurance, (c) damage that occurs after possession has been given
to the Purchaser, or (d) any taking by eminent domain.
4.
waived.
Formal tender of the Fiduciary Warranty Deed and purchase money are
5.
by Seller.
(a)
Acknowledgements to the Fiduciary Warranty Deed shall be paid
(b) Real estate taxes shall be apportioned to date of settlement or prior
delivery of possession.
( c) Water and sewer rent shall be paid by Seller to date of settlement
or prior delivery of possession.
(d) Purchaser shall pay all required state and local realty transfer tax.
(e) Any disbursements or fees purported to be charged by Purchaser's
title company or attorney against Seller for services that Seller has not specifically
engaged shall be paid by Purchaser.
6. Included in the sale are all buildings, improvements, rights, privileges, and
appurtenances; gas, electric, heating, plumbing, lighting, water, and central air
conditioning fixtures and systems; cook stove and built-in ovens; dishwasher; garbage
disposal; refrigerator; storms doors and windows, screen doors, and fitted window
screens; roller and Venetian blinds; curtains, drapery rods, and hardware located in the
dinning and living rooms; radiator covers; cabinets; awnings; and any articles
permanently affixed to the property, except any such items not located on the Property.
The appliances as identified in the Seller's Disclosure Statement are being sold with the
Property .
7.
Possession shall be given to the Purchaser at settlement.
8.
thereafter.
Seller has risk ofloss until settlement and Purchaser has risk ofloss
9.
The Seller reserves the right to reject any or all bids.
10. Any survey, desired or required by Purchaser, shall be obtained and paid
for by Purchaser.
11. The Property and all improvements are being sold "AS IS" without
warranty as to condition. The Purchaser and/or Purchaser's agents have had an
opportunity to inspect the Property, and the same being purchased as a result of such
inspection and not as a result of any representations made by Seller or any of Seller's
agents. Seller has no knowledge concerning the presence or absence of radon or the
presence oflead-based paint and/or lead-based paint hazards.
12. Purchaser acknowledges receipt of Seller's Property Disclosure Statement
and Lead-Based Paint Disclosure Statement.
13. The sale of this Property shall not be contingent upon the Purchaser's
ability to obtain financing for the purchase of this Property, nor shall it be contingent
upon the sale of any other real estate owned by the Purchaser.
14. The said time for settlement and all other times or obligations of these
Conditions are hereby agreed to be of the essence of these Conditions.
15. Seller has not conducted any investigation and has no actual knowledge of
any environmental hazards, including, but not limited to, radon, asbestos, and urea
formaldehyde.
16. In case of non-compliance by the Purchaser with these Conditions, the
Seller, in addition to all other remedies provided by law, shall retain the Purchaser's
down money as liquidated damages regardless of whether or not, or on what terms, Seller
resells the Property at public or private sale.
17. In case any court proceedings are necessary, the Orphans' Court Division
of the Court of Common Pleas of Cumberland County, Pennsylvania shall have sole
jurisdiction in this matter.
IN WITNESS WHEREOF, the Seller and Purchaser have hereunto set their hands
and seals this 22nd day of August, 2005.
WITNESS:
SELLERS
~ft~'
~1/' .uaCCV
NANC R. CARBERRY, o-Executrix for
the Estate of Geraldine ~ Sohmer
~.~~
fU.- E, aokt>>fIL CD Fx~wro-e
PAUL E. SOHMER, Co-Executor for the
Estate of Geraldine ~ Sohmer
PURCHASER:
~l^.I;lJJl-:
u~uJ~
EXHIBIT "A"
ALL THA T CERTAIN piece ofland situate in the Township of Hampden, County of
Cumberland, and Commonwealth of Pennsylvania, bounded and described as follows:
BEGINNING at a point on the east side of North 36th Street and the southern side of
Bedford Drive, being the southeast comer of the aforementioned two streets; thence
along the south side of Bedford Drive, North 84 degrees 03 minutes East 90 feet to a
point in the line dividing Lots Nos. 230 and 23]; thence along the same, South 05 degrees
57 minutes East] 05 feet to a point in the line dividing Lots Nos. 230 and 24]; thence
along the last mentioned line, South 84 degrees 03 minutes West 90 feet to the eastern
line of North 36th Street; thence along the last mentioned line, North 05 degrees 57
minutes West 105 feet to the place of BEGINNING.
BEING Lot No. 230 in the Plan of Lots of the Hollywood Development Company, Inc.,
which said Plan of Lots is recorded in the Cumberland County Recorder's Office in Plan
Book 9, Page] 7.
BEING known as ] 05 North 36th Street.
BEING the same premises which Walter E. Shank by his deed dated August] 5, 1979
and recorded September 4, 1979 in and for the Recorder of Deeds Office of Cumberland
County in Deed Book Q-28, Page 162, granted and conveyed unto Paul E. Sohmer and
Geraldine V. Sohmer, husband and wife.
SELLER'S PROPERTY DISCLOSURE STATEMENT SPD
This fonn recommended and approved for, but not restricted to use by, the members of the Pennsylvania Association ofREALTORS@ (PAR)
2
Property Address:
105 N. 36th Street, Hampden Township, Cumberland County, PA
Seller:
4
Estate of Geraldine V. Sohmer
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The Real Estate Seller Disclosure Law (68 P.S. ~7301 et. seq.) requires that a seller of a property must disclose to a buyer all known
material defects about the property being sold that are not readily observable. While the Law requires certain disclosures, this disclosure
statement covers common topics beyond the basic requirements of the Law in an effort to assist sellers in complying with disclosure
requirements and to assist buyers in evaluating the property being considered. Sellers who wish to see or use the basic disclosure form
can find the form on the Web site of the Pennsylvania State Real Estate Commission.
This Statement discloses Seller's knowledge of the condition of the property as of the date signed by Seller and is not a substitute for any
inspections or warranties that Buyer may wish to obtain. This Statement is not a warranty of any kind by Seller or a warranty or
representation by any listing real estate broker, any selling real estate broker, or their licensees. Buyer is encouraged to address concerns about
the conditions of the property that may not be included in this Statement. This Statement does not relieve Seller of the obligation to disclose a
material defect that may not be addressed on this form.
A Material Defect is a problem with a residential real property or any portion of it that would have a significant adverse impact on the
value of the property or that involves an unreasonable risk to people on the property. The fact that a structural element, system or subsystem
is at or beyond the end of the normal useful life of such a structural element, system or subsystem is not by itself a material defect.
I. SELLER'S EXPERTISE Seller does not possess expertise in contracting, engineering, architecture, or other areas related to the
construction and conditions of the property and its improvements, except as follows: n/a
n/a
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2. OCCUPANCY/OWNERSHIP
(a) Do you, currently occupy this property? 0 Yes 181 No If "yes", by whom? 0 Seller 0 Other occupants (tenants)
Jfproperty is not occupied, when was it last occupied? June 01, 2005
(b) How long have you owned the property? 1979
(c) Are you aware of any pets having lived in the house or other structures during your ownership? 181 Yes 0 No
If "yes," describe: Doq Ge:nnan Schnauzer
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3. ROOF
(a) Date roof installed: June 17, 2002 Documented? 181 Yes 0 No 0 Unknown
(b) Has the roof been replaced or repaired during your ownership? 181 Yes 0 No
If "yes," was the existing roofing material removed? 181 Yes 0 No 0 Unknown
(c) Has the roof ever leaked during your ownership? 0 Yes 181 No
(d) Are you aware of any problems with the roof, gutters, flashing or downspouts? 181 Yes 0 No
Explain any "yes" answers in this section, including the location and extent of any problem(s) and any repair or remediation efforts:
Rear qutter & downspout overflowed & required replacement. Replaced 7/05 bv Century Spoutinq.
4. BASEMENTS AND CRA WL SPACES (Complete onJx if applicable)
(a) Does the property have a sump puIl,W.? t8I Yes UNo 0 Unknown
If "yes," has it ever run? 181 Yes UNo 0 Unknown ls it in working order? t8I Yes 0 No 0 Unknown
(b) Are you aware of any water leakage, accumulation, or dampness within the basement or crawl space? 181 Yes 0 No
(c) Do you know of any repairs or other attempts to control any water or dampness problem in the basement or crawl space? 0 Yes 0 No
Explain any "yes" answers in this section, including the location and extent of any problem(s) and any repair or remediation efforts:
When rear qutters & downspouts overflowed water leaked into rear of basement, problem resolved 7/05.
5. TERMITES/WOOD-DESTROYING INSECTS, DRYROT, PESTS
(a) Are you aware of any termites/wood-destroying insects, dryrot, or pests affecting the property? 0 Yes 181 No
(b) Are you aware of any damage to the property caused by termites/wood-destroying insects~ryrot, or pests? 0 Yes t8I No
(c) Is your property currently under contract by a licensed pest control company? U Yes 161 No
(d) Are you aware of any termite/pest control reports or treatments for the property? 0 Yes IZI No
Explain any "yes" answers in this section, including the name of any service/treatment provider, if applicable:
n/a
6. STRUCTURAL ITEMS
(a) Are you aware of any past or present water leakage in the house or other structures? 181 Yes 0 No
(b) Are you aware of any p~ or present movement, shifting, deterioration, or other problems with walls, foundations, or other structural
components? 0 Yes ICll No
PREPARED BY: Gary l. James, RealFast User
SELLER'S PROPERTY DISCLOSURE STATEMENT, 6/04 . Pennsylvania Association of REAL TORS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORS@2004
ReaIFA$T@Roftware, @2005, Version 6.16. Software Registered to: Gary L. James. James, Smith, Dietterick & Connelly, LLP
Buyer(s} ~ OB/22/0513:29:43
PagVf}lf~
Seller(s) -L.l..l: (
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(c) Are you aware of any past or present problems with driveways, walkways, patios, or retaining walls on the property? 0 Y es ~ No
(d) RYour p,.[Qperty <;.Qj1structed with an Exterior Insulating Finishing System (EIFS), such as Dryvit or synthetic stucco?
U Yes I2SI No U Unknown If yes, date installed, if known 0/ a
(e) Are there any defects (including stains) in flooring or floor coverings? [gI Yes 0 No 0 Unknown
(f) Are you aware of any fire, storm, water or ice damage to the property? 0 Yes [gI No 0 Unknown
Explain any "yes" answers in tbis section, including the location and extent of any problem(s) and any repair or remediation efforts:
Carpet stains in Dininq Room and Small Bedroom
60 7. ADDITIONS/REMODELS Have you made any additions, structural changes, or other alterations to the property? 0 Y es ~ No
61 If"yes," describe: n/a
62 n/ a
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8. WATER SUPPLY
(a) What is the source of your drink~ water? [gI Public Water 0 Well on Property
o Community Water 0 None U Other (explain): n/a
(b) When was your water last tested? unknown Test results? n/a
If your drinking water source is not public, is the pumping system in working order? 0 Yes 0 No
If"no," explain: n/a
(c) Do you have a softener, filter, or other treatment system? 0 Yes jgI No
If you do not own the system, explain: n/a
(d) Have you ever had a problem with your water supply? 0 Yes [gI No
(e) Has your well ever run dry? 0 Yes 0 No jgI Not Applicable
(f) Is there a well on the property not used as the primary source of drinking water? 0 Yes [gI No
If yes, is the well capped? 0 Yes 0 No
(g) Is the water system shared? 0 Yes jgI No
(h) Are you aware of any leaks or other problems, past or present, relating to the water supply, pumping system, and related items?
DYes jgI No
Explain any "yes" answers in tbis section, including the location and extent of any problem(s) and any repair or remediation efforts:
79 n/ a
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80 9. SEWAGE SYSTEM
8] (a) What is the type of sewage system? jgI Public Sewer 0 Individual On-lot Sewage Disposal System
82 0 Individual On-lot Sewage Disposal System in Proximity to Well 0 Community Sewage Disposal System
83 0 Ten-acre Permit Exemption 0 Holding Tank 0 None 0 None Available/Permit Limitations in Effect
84 0 Other type of sewage system (explain): n/a
85 (b) If Individual On-lot sewage system, what type? U Cesspool U Drainfield U Unknown
86 0 Other (specify): n/a
87 (c) Are there any septic tanks on the Property? 0 Yes 0 No 0 Unknown
88 If "yes," what type oftank(s)? 0 Metal/steel 0 Cement/concrete 0 Fiberglass 0 Unknown
89 0 Other (specify): n/a
90 (d) When was the on-site sewage disposal system last serviced? n/a
91 (e) Are there any sewage pumps located on the property? 0 Yes 0 No
92 If yes, type(s) ofpump(s) n/a Are pump(s) in working order? 0 Yes 0 No
93 Who is responsible for maintenance of sewage pumps? n/ a
94 (f) Is the sewage system shared? 0 Yes 181 No
95 (g) Are you aware of any past or present leaks, backups or other problems relating to the sewage system and related items?
96 0 Yes IZJ No
97 Explain any "yes" answers in this section, including the location and extent of any problem(s) and any repair or remediation efforts:
98 n/a
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10. PLUMBING SYSTEM
(a) Jype ofplumbtng (check all that apply): jgI Copper 0 Galvanized 0 Lead 0 ryc 0 Polybutylene pipe (PB) 0 Mixed
U Unknown U Other (explain): n/a
(b) Are you aware of any problems with any of your plumbing fixtures (e.g., including but not limited to: kitchen, laundry, or bathroom
103 fixtures; wet bars; etc.)? 0 Yes C8J No
104 If"yes," explain: n/a
105 11. DOMESTIC WATER HEATING
106 (a) Type of water heating: 0 Electric IZI Natural Gas 0 Fuel Oil 0 Propane 0 Solar 0 Summer/Winter Hook-Up
107 Other (expain): n/a
108 (b) Are you aware of any problems with any water heater or related equipment? 0 Yes jgI No
102
PREPARED BY: Gary L. James, RealFast User
SELLER'S PROPERTY DISCLOSURE STATEMENT, 6/04 Pennsylvania Association of REAL TORS@
::OPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORS@ 2004
{eaIFA$T@ Rottware, @2005, Version 6.16. Software Registered to: Gary L. James, James. Smith, Dietterick & Connelly, LLP
\uyer(s) ~ 08/22/0513:29:43
Pa9'lA 9.fl ~
Seller(s) ~
119 13. HEATING SYSTEM
(a) lYPe(s) of heating fuelli) (check all that apply):
U Coal 0 Wood U Other: n/a
(b) lYPe(s) of heating systeJ'llU;) (check all that apply): [8J Forced Hot Air 0 Hot Water 0 Heat Pump
U Electric Baseboard U Steam 0 Wood Stove (How many? ~) 0 Coal Stove (How many? ~)
o Other: n/ a
(c) Age of Heating System: n/a [8J Unknown Date last serviced, if known Annual service 2004
(d) Are there any fireplaces? IZI Yes 0 No If "yes," how many? One Are they working? [8J Yes 0 No
(e) Are there any chimneys (from a fireplace, water heater or any other heating system)? [8J Yes 0 No
If "yes," how many? One When were they last cleaned? Prior to 1994 0 Unknown
Are they working? [8J Yes 0 No If "no," explain: n/a
(f) List any areas of the house that are not heated: n/a
(g) Are you aware of any heating fuel tanks on the property? 0 Yes [8J No
Location(s), including underground tank(s): n/a
If you do not own the tanks, explain: n/a
134 Are you aware of any problems or repairs needed regarding any item in this section? 0 Yes [8J No
135 If "yes," explain: n/ a
136 n/a
137 ]4. ELECTRICAL SYSTEM
138 (a) Type of Electrical System: 0 Fuses [8J Circuit Breakers How Many Amps?
139 (b) Are you aware of any knob and tube wiring in the home? 0 Yes IZI No
140 Are you aware of any problems or repairs needed regarding any item in this section?
141 If "yes," explain: n/a
142 n/a
143 15. OTHER EQUIPMENT AND APPLIANCES
144 This section must be completed for each item that will, or may, be sold with the property. The fact that an item is listed does
145 not mean it is included in the Agreement of Sale. Terms of the Agreement of Sale negotiated between Buyer and Seller will
146 determine which items, if any, are included in the purchase of the Property.
(a) 181 Electric Garage Door Opener Number of Transmitters r!i..!!.- Keyless Entry 0
(b) IZI Smoke Detectors How mEr 1- Location(s) kitchen. Bedroom Hall
(c) 0 Security Alarm System Owned 0 Leased (Lease Information n/a
(d) 0 Lawn Sprinkler(s) How many? r!i..!!.- Automatic Timer 0
(e) 0 Swimming Pool 0 Hot Tub/Spa 0 Pool/Spa Heater 0 Pool/Spa Cover 0 WhirlpoollTub
o Pool/Spa Equipment and Accessories (list): n/a
(f) IZI Refrigerator(s) IZI Range/Oven [8J Microwave Oven [8J Dishwasher 0 Trash Compactor [8J Garbage Disposal
o Chest Freezer 0 Washer 0 Dryer 0 Intercom
(g) IZI Ceiling Fanet How many? One Location Li vinq Room
(h) 181 Awnings Attic Fan(s) 0 Satellite Dish 0 Storage Shed 0 Deck(s) 0 Electric Animal Fence
157 U) 0 Other: n/a
158 Are you aware of any problems or repairs needed regarding any item in this section? 0 Yes [8J No
159 If "yes," explain: n/ a
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III
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If "yes," explain: n/ a
AIR CONDITIONING SYSTEM
(a) Type of air conditioning: ~ Central Electric 0 Wall Units 0 Window Units 0 None
Other (explain): n/a
Number of window units included in sale n/a Location(s) n/a
(b) Age of Central Air Conditioning System: 15 vr aDDro Unknown Date last serviced, if known n/a
(c) List any areas of the house that are not air conditioned: None
n/a
(d) Are you aware of any problems with any item in this section? 0 Yes [8J No
I f "yes," explain: n/ a
o Electric 0 Fuel Oil [8J Natural Gas 0 Propane
100 0 Unknown
DYes [8J No
)
LAND (SOILS, DRAINAGE, FLOODING AND BOUNDARIES)
(a) Land/Soils
1) Are you aware of any fill or expansive soil on the property? 0 Yes t8J No
2) Are you aware of any sliding, settling, earth movement, upheaval, subsidence, or earth stability problems that have occurred on or
affect the property? 0 Yes 181 No
3) Are you aware of any existing, past or proposed mining, strip-mining, or any other excavations that might affect this property?
DYes t8J No
PREPARED BY; Gary L. James, RealFast User
SELLER'S PROPERTY DISCLOSURE STATEMENT, 6/04 . Pennsylvania Association of REALTORS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORS@2004
RealF A$T@ X,~ftware, @2005, Version 6.16. Software Registered to: Gary L. James, James, Smith, Dietterick & Connelly, LLP
Buyer(s) ~ 08/22/0513:29:43
Pa~) ", fl..
Seller(s) ~
Note to Buyer: The property may be subject to mine subsidence damage. Maps of the cou~ties and mines where m.ine subs~dence
damage may occur and mine subsidence insurance are available through: Department of EnvIronmental Protect~on, Mme Subsl~ence
Insurance Fund, 25 Technology Drive, California Technology Park, Coal Center, PA 15423 (800) 922-1678 (wlthm Pennsylvania) or
(724) 769-1100 (outside Pennsylvania).
4) ~the pro.n,.erty, or a portion of it, preferentially assessed for tax purposes, or subject to limited development rights?
U Yes ICJ No If "yes," check all that apply below:
o Farmland and Forest Land Assessment Act - 72 P.S. ~5490.1 et seq. (Clean and Green Program)
o Open Space Act - 16 P.S. ~ 11941 et seq.
o Agricultural Area Security Law - 3 P.S. ~901 et seq. (Development Rights)
o Other n/ a
Note to Buyer: Pennsylvania has enacted the Right to Farm Act (3 P.S 9951-957) in an effort to limit the circumstances under which
agricultural operations may be subject to nuisance suits or ordinances. Buyers are encouraged to investigate whether any agricultural
operations covered by the Act operate in the vicinity of the property.
180 Explain any "yes" answers in this section: n/a
18\ n/a
167
168
169
170
171
172
173
174
175
176
177
178
179
182 (b) Flooding/Drainage
183 I) Is any part of this property located in a wetland area or a FEMA flood zone? 0 Yes t8J No 0 Unknown
\84 2) Do you know of any past or present drainage or flooding problems affecting the property? 0 Yes t8J No
185 Explain any "yes" answers in this section, including dates and extent of flooding: n/ a
\86 n/a
187 (c) Boundaries
188 1) Do you know of any encroachments, boundary line disputes, or easements affecting the property? 0 Yes t8I No
\89 Note to Buyer: Most properties have easements running across them for utility services and other reasons. In many cases, the easements
190 do not restrict the ordinary use of the property, and Seller may not be readily aware of them. Buyers may wish to determine the existence of
191 easements and restrictions by examining the property and ordering an Abstract of Title or searching the records in the Office of the
192 Recorder of Deeds for the county before entering into an agreement of sale.
193 2) Do you access the property from a private road or lane? 0 Yes t8J No
194 3) Are you aware of any shared or common areas (e.g., driveways, bridges, docks, walls, etc.) or maintenance agreements?
195 0 Yes t8I No
196 Explain any "yes" answers in this section: n/a
197 n/a
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
2\4
215
216
217
218
219
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222
223
224
225
226
227
228
17. HAZARDOUS SUBSTANCES AND ENVIRONMENTAL ISSUES
(a) Are you aware of any underground tanks (other than home heating fuel or septic tanks disclosed above)? 0 Yes IZI No
(b) Are you aware of any past or present hazardous substances present on the property (structure or soil) such as, but not limited to asbestos,
or polychlorinated biphenyls (PCBs), etc.? 0 Yes t8J No
(c) Are you aware of sewage sludge (other than commercially available fertilizer ..m-oductsLbeing spread on the property, or have you
received written notice of sewage sludge being spread on an adjacent property? U Yes I8I No
(d) Are you aware of any tests for mold, fungi, or indoor air quality in the property? 0 Yes IZI No
(e) Other than Mneral household cleaning, have you taken any efforts to control or remediate mold or mold-like substances in the
property? U Yes t8J No
Note to Buyer: Individuals may be affected differently, or not at all. by mold contamination. If mold contamination or indoor air quality
is a concern, buyers are encouraged to engage the services of a qualified professional to do testing. Information on this issue is available
from the United States Environmental Protection Agency and may be obtained by contacting IAQ INFO, P.O. Bow 37133, Washington,
D.C. 20013-7133, ]-800-438-4318.
(f) Are you aware of any dumping on the property? 0 Yes t8I No
(g) Have you received written notice regarding the presence of an environmental hazard or biohazard on your property or any adjacent
property? 0 Yes t8J No
(h) Are you aware of any tests for radon gas that have been performed in any buildings on the property? 0 Yes t8I No
If "yes," list date, type, and results of all tests below:
DATE TYPE OF TEST RESULTS (picocuries/liter or working levels) NAME OF TESTING SERVICE
n/a n/a n/a n/a
n/a n/a n/a n/a
(i) Are you aware of any radon removal system on the property? 0 Yes IZl No
If "yes," list date installed and type of system, and whether it is in working order below:
DA TE INSTALLED TYPE OF SYSTEM PROVIDER WORKIN...Q ORDER
n/a n/a n/a 0 Yes UNo
n/a n/a n/a 0 Yes 0 No
(j) If property was constructed, or if construction began, before 1978, you must disclose a,ny knowledge of lead-based paint on the property.
Are you aware of any lead-based paint or lead-based paint hazards on the property? U Yes I:8J No
If "yes," explain how you know of it, where it is, and the condition of those lead-based paint surfaces:
n/a
(k) If property was constructed, or if construction began, before 1978, you must disclose any reports or records of lead-based paint or
PREPARED BY: Gary L. James, RealFast User
SELLER'S PROPERTY DISCLOSURE STATEMENT, 6/04 . Pennsylvania Association of REAL TORS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORS@ 2004
ReaIFA$T~Software, @2005, Version 6.16. Software Registered to: Gary L. James, James, Smith, Dietterick & Connelly, LLP
Buyer(s) ~ 08/22/0513:29:43
Pll9'P-J19f'-p
Seller(s)l~
229
230
231
232
233
234
lead-based paint hazards on the property. Are you aware of any reports or records regarding lead-based paint or lead-based paint hazards
on the property? 0 Yes 18I No
If "yes," list all available reports and records: n/ a
(I) Are you aware of testing on the property for any hazardous substances or environmental concerns? DYes 18I No
(m)Are you aware of any other hazardous substances or environmental concerns that might impact upon the property? DYes I8l No
Explain any "yes" answers in this section: n/a
235 n/ a
n/a
n/a
236
237
238
239
18. CONDOMINIUMS AND OTHER HOMEOWNER ASSOCIA nONS (Complete only if applicable)
Type: 0 Condominium 0 Cooperative 0 Homeowner Association or Planned Community
Other: 0/ a
Notice Regarding Condominiums, Cooperatives, and Planned Communities: A buyer of a resale unit in a condominium. cooperative,
or planned community must receive a copy of the declaration (other than the plats and plans), the by-laws, the rules or regulations,
and a certificate of resale issued by the association in the condominium, cooperative, or planned community. Buyers may be responsible
for capital contributions, initiation fees or similar one-time fees in addition to regular monthly maintenance fees. The buyer will have
the option of canceling the agreement with the return of all deposit monies until the certificate has been provided to the buyer and for five
days thereafter or until conveyance, whichever occurs first.
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
19. MISCELLANEOUS
(a) Are you aware of any historic preservation restriction or ordinance or archeological designation associated with the property?
DYes ~No
(b) Are you aware of any existing or threatened legal action affecting the property? 0 Yes C8J No
( c) Are you aware of any violations of federal, state, or local laws or regulations relating to this property? 0 Yes 18I No
(d) Are you aware of any public improvement, condominium or homeowner association assessments against the pr2Qerty that remain unpaid
or of any violations of zoning, housing, building, safety or fire ordinances that remain uncorrected? 0 Y es ~ No
(e) Are you aware of any judgment, encumbrance, lien (for example co-maker or equity loan), overdue payment on a support obligation, or
other debt against this property that cannot be satisfied by the proceeds of this sale? DYes C8J No
(t) Are you aware of an):: reason, including a defect in title, that would prevent you from giving a warranty deed or conveying title to the
property? 0 Yes [gI No
(g) Are you aware of any insurance claims filed relating to the property? DYes I2J No
(h) Are you aware of any material defects to the property, dwelling, or fixtures which are not disclosed elsewhere on this form?
DYes ~No
A material defect is a problem with a residential real property or any portion of it that would have a significant adverse impact on the
value of the property or that involves an unreasonable risk to people on the property. The fact that a structural element, system or
subsystem is at or beyond the end of the normal useful life of such a structural element, system or subsystem is not by itself a material
defect.
Explain any "yes" answers in this section: n/a
o/a
267
268
269
270
271
The undersigned Seller represents that the information set forth in this disclosure statement is accurate and complete to the best of
Seller's knowledge. Seller hereby authorizes the Listing Broker to provide this information to prospective buyers of the property and to
other real estate licensees. SELLER ALONE IS RESPONSIBLE FOR THE ACCURACY OF THE INFORMATION CONTAINED IN
THIS STATEMENT. Seller shall cause Buyer to be notified in writing of any information supplied on this form which is rendered
inaccurate by a change in the condition of the property following completion of this form.
WITNESS
SELLER
DATE
272
273
274
275
276
EXECUTOR, ADMINJSTRA TOR, TRUSTEE SIGNATURE BLOCK
According to the provisions of the Real Estate Seller Disclosure Law, the undersigned executor, administrator or trustee is not required to
fill out a Seller's Property Disclosure Statement. The executor, administrator or trustee, must, however, disclose any known material
d eet s) of the property.
j E 1 . L UuLrfA,IJ.~ () 5
277
278
279
280
RECEIPT AND ACKNOWLEDGEMENT BY BUYER
The undersigned Buyer acknowledges receipt of this Disclosure Statement. Buyer acknowledges that this Statement is not a
warranty and that, unless stated otherwise in the sales contract, Buyer is purchasing this property in its present condition. It is
'REPARED BY: Gary L. James, RealFast User
iELLER'S PROPERTY DISCLOSURE STATEMENT, 6/04 . Pennsylvania Association of REAL TORS@
;OPYRIGHT PENNSYLVANIA ASSOCIA nON OF REAL TORS@ 2004
~ealF A$T@ rOftware, @2005, Version 6.16. Software Registered to: Gary L. James, James. Smith, Dietterick & Connelly. LLP
:uyer(s) (J \. - 08/22/05 13:29:43
Page 5 of 6
28\ Buyer's responsibility to satisfy himself or herself as to the condition of the property. Buyer may request that the property be
282 inspected, at Buyer's expense and by qualified professionals, to determine the condition of the structure or its components.
283
WITNESS ~ /lJ~\BfJYER
(J~ ~ J)~
DATE
cP - Zl/2JtJ J --
INFORMA TlON REGARDING THE REAL ESTATE SELLER DISCLOSURE LAW
Generally speaking, the Real Estate Seller Disclosure Law requires that before an agreement of sale is signed, the seller in a residential real estate
transfer must make certain disclosures regarding the property to potential buyers in a form defined by the law. A residential real estate transfer is
defined as a sale, exchange, installment sales contract, lease with an option to buy, grant or other transfer of an interest in real property where
NOT LESS THAN ONE AND NOT MORE THAN FOUR RESIDENTIAL DWELLING UNITS are involved.
The Law defines a number of exceptions where the disclosures do not have to be made:
1. Transfers that are the result of a court order.
2. Transfers to a mortgage lender that result from a buyer's default and subsequent foreclosure sales that result from default.
3. Transfers from a co-owner to one or more other co-owners.
4. Transfers made to a spouse or direct descendant,
5. Transfers between spouses that result from divorce, legal separation, or property settlement,
6. Transfers by a corporation, partnership or other association to its shareholders, partners or other equity owners as part ofa plan of liquidation
7. Transfer of a property to be demolished or converted to non-residential use.
8. Transfer of unimproved real property.
9. Transfers by a fiduciary during the administration ofa decedent estate, guardianship, conservatorship or trust.
10. Transfers of new construction that has never been occupied when:
a. The buyer has received a one-year warranty covering the construction:
b. The building has been inspected for compliance with the applicable building code or, if none, a nationally recognized model building
code: and
c. A certificate of occupancy or a certificate of code compliance has been issued for the dwelling.
In addition to these exceptions, disclosures for condominiums and cooperatives are limited to the seller's particular unit(s). Disclosures regarding
common areas or facilities are not required, as those elements are already addressed in the laws that govern the resale of condominium and
cooperative interests.
PREPARED BY: Gary L. James, RealFast User
SELLER'S PROPERTY DISCLOSURE STATEMENT. 6/04 . Pennsylvania Association of REAL TORS@
COPYRIGHT PENNSYLVANIA ASSOCIATION OF REAL TORS@ 2004
ReaIFA$T@Software, @2005, Version 6.16. Software Registered to: Gary L. James, James, Smith, Dietterick & Connelly, LLP
08/22/05 13:29:43
Page 6 of 6
Seller(s) _
MARK HECKMAN REAL ESTATE APPRAISERS
1309 Bridge Street, New Cumberland, PA 17070
.
File No 105n36th
l
I
***- INVOICE *********
File Number: 105n36th
07/21/2005
Mr. and Mrs. Robert Carberry
105 N. 36th Street
Camp Hill, PA 17011
Borrower: N/A
Order Date: 07/07/2005
Reference/Case # :
105 N. 36th Street
Camp Hill, PA 17011
Single Family Residential Appraisal
$
$
$
$
$
$
350.00
Invoice Total
State Sales Tax @
Deposit
Deposit
$
$
($
($
.....-...-..-............
350.00
0.00
350.00 )
)
Amount Due
$
0.00
Terms: Thank you for your payment
Please Make Check Payable To:
MARK HECKMAN REAL ESTATE APPRAISERS
1309 Bridge Street, New Cumberland PA 17070
Fed. 1.0. #: available upon request
This firm is a sole proprietorship.
Thank you for using our services.
I
~
1309 Bridge Street, New Cumberland, PA 17070 (717) 774-7202
I
:
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MARK HECKMAN REAL ESTATE APPRAISERS
1309 Bridge Street, New Cumberland, PA 17070
File No. 105n36th
APPRAISAL OF
Single Family Residential Dwelling
LOCATED AT:
105 N. 36th Street
Camp Hill, PA 17011
FOR:
Mr. and Mrs. Robert Carberry
BORROWER:
N/A
AS OF:
June 15, 2005
BY:
Gina DiStefano, PACer!. Resid. Appraiser
Mark Heckman Real Estate Appraisers
1309 Bridge Street, New Cumberland, PA 17070 (717) 774-7202
Mark Heckman Real Estate Appraisers
Property Description UNIFORM RESIDENTIAL APPRAISAL REPORT File No. 105n36th
PrQoertv Address 105 N. 36th Street Citv Camn Hill State PA ZJc Code 17011
LeQal DesaiDtiDn Deed Book0028Q Paoe 00162 Countv Cumberland
Assessors Parcel No. SEE MAP REFERENCE NUMBER Tax Year 04/05 R.E. Taxes $ 1 535.00 Soecial Assessments $ None Knwn
Booower N/A Current Owner Sohmer Paul/Geraldine Estate Occupant: I 1000er 11 Tenanl fx1Vacanl
.. PrQDAttv rinhts aDDraised IX I Fee Simole T Leasehokl I Proiect Tvoe I PUD '1 Condominium (HUDNA on !vI HOAS 0.00 /Mo.
Neiahbolt1ood or Proiect Name Hollvwood MaD Reference 10-21-0275-055 Census Tract 0113
Sale Price $ N/A Date of Sale N/A Descriotion and S amount of loan charoes/concsssions to be Daid bv seller N/A
Lender/Client Mr. and Mrs. Robert Caroerrv Address
I Aooraiser Gina DiStefano PACert. Resid. Anoraisar Address 1309 Bride e Street New Cumberland PA 17070
Location W Urban ~ Suburban U Rural Predominant Single family housing Preaent land use % Land use change
Built up !Xl Over 75% ~ 25-75% 8 Under 25% occupancy f~qE ~~f One family ~ [R) Not likely 0 Likely
Growth rate 0 RapId X Stable Slow [R) Owner ~ Low ~ 2-4 family ~ 0 In process
PrQperty values !Xl Inaeaslng Stable DeclIning ~Tenant 250+ Hioh 80+ Mulli-fa"niy ~ To:
Demand/supply 0 Shortage 00 lnl8ance 0 CMrsuPlii X Vacalt(I),5%) Predominant Commercial 10%
Marketlllotlme fXlUnder3mos n~mos nover6mos. vacant "'"...\ 180 40-60 Vacant 5%
Note: Race and the racial composition of the neighborhood are not appraisal factors.
Neighborhood boundaries and characteristics: The subiect orooertv is located in Hamoden Township. The subiect neiohborhood is bound bv
: Route 11 to the north and west Trindle Road to the south and North 21st Street to the east.
· Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stability, appeal to market. etc.):
~ Prooerties similar to the subiect have a marketina Deriod of un to 120 days in this neiahborhood. This suburban neiohborhood has
.. most oublic utilities available relativelv easy access to emolovment and services and is comoetitive with other neiahborhoods in the
laeneral area. Most have similar amenities. Market activltV indicates averaae or better acceptance in the market Dlace.
Market conditions in the subject neighborhood (including support for the above conclusions related to the trend of property values, demand/supply, and marketing time
- - such as data on competitive properties for sale in the neighborhood, deSCription of the prevalence of sales and financing concessions, etc.):
The local housino market in the subiect neiohborhood has been verv strono in recent years due to the healthv eeonomv in the reaion
the convenient and aooealino location of the subiect orooertv.- and relativelv low mortaaae interest rates available in recent Years. The
local economy is exoected to oerform well in the foreseeable future and the neiohborhood housina market should remain strona with
moderate aooreeiation in or/ces. No substantial or raoid rise in mortoaae rates is anticioated which mioht weaken the market.
. Project Information for PUOs (If applicable) - - Is the developer/builder in control of the Home Owners' Association (HOA)? U YES U NO
Approximate total number of units in the subject project Approximate total number of units for sale in the subject project
Desaibe common elements and recreational facilities:
Dimensions See Leaal Descrintion Topography Basicallv Level
Site area 0.22 Acre Comer Lot 00 Yes 0 No Size Tvnical for area
Specific zoning classification and desaiption RS Residential Suburban Shape Rectanoular
Zoning compliance !Xl Legal 0 Legal nonconfonTWlg (Grandfalhered use) U Illegal U No zoning Drainage Aooears adeouate
: Hiohest & best use as improved: rXTPresentuse "nO otheruseieXDlainl View Averaoe
Utilities Public Other Off.lte Improvements T'1P8 Public Private Landscaping Averaae
Electricity [R) 100 AMPS Street Asohalt (ID B Driveway Surface Concrete
Gas 0 Curb/gutter Concrete ~ Apparent easements None Observed
Water [R) Sidewalk Concrete ~ 0 FEMA Special Flood Hazard Area 0 Yes 00 No
Sanitarysewer 00 Streetlights Standard ~ Q FEMAZone X Map Date 01/0511996
Storm sewer fXj Allev None I I FEMA Maa No. 420360 0010 C
Comments (apparent adverse easements. encroachments. special assessments, slide areas, illegal or legal nonconforming zoning, use, etc.): See Attached
Addendum.
GENERAL DESCRIPTION
No. of Units One
No. of Stories One
Type (Det./Att.) Detached
Design (Style) Ranch
ExistinglProposed Existina
Age (Yrs.) 45 Years
Effective Ace Yrs.l 18 Years
. ROOMS Fover Livino
. Basement
Levell 1
. Level 2
EXTERIOR DESCRIPTION
Foundation Concrete Sick
Exterior Walls BricklVinvl
Roof Surface Shinole
Gutters & Dwnspts. Aluminium
Window Type Double Insul
Storm/Saeens NoNes
Manufactured House No
Dinino Kitchen Den
FOUNDATION
Slab No
Qav.j Space No
Basement Yes
SulT4l Pump Yes
Dampness None noted
Settlement None noted
Infestation None noted
FamilY Rm. Rec. Rm. Bedrooms
BASEMENT
Area Sq.Ft. 1288
% Finished 0
Ceiling Unfinished
Walls CncrteBlck
Floor Concrete
Outside Eoiy None
INSULATION
Roof 0
Ceiling - 0
Walls -0
Floor - 0
None -0
Unknaom == [R)
# Baths
Laundrv
X
Other Area Sn.Ft.
1288
1288
area 1
3 1.5
Finished area above orade contains: 5 Rooms' 3 Bedroom 51: 1.5 Bathis): 1 288 Snuare Feet of Gross Livino Area
INTERIOR Materials/Condition HEATING KITCHEN EQUIP ATTIC AMENITIES CAR STORAGE:
Floors CroWin/Abve Ave Type FWA Relrigerator 0 None 8 F~eplace(s)#L- 00 None 0
. Walls Pan/Plasterl AbvAve Fuel Gas Range/Oven 00 Stairs Patio Rear !Xl Garage # of cars
Trim/Finish Wood! AboveAve ConditionAva. Disposal ~ Drop Stat 0 Deck 0 Attached 1
Bath Floor CeramTilelAve COOLING Dishwasher Scuttle [R) Porch (2) Covered [R) Detached
Bath Wainscot CeramTilelAve Central Yes Fan/Hood !Xl Floor 0 Fence ChainLink [R) Built-In
Doors HollowCorelAve Other None Miaowave [R) Heated R Pool R Carport
ConditionAvo. Washer/Drver n Finished Drivewav 1
Additional features (special energy efficient items, etc.): See Attached Addendum.
Condition of the improvements, depreciation (physical, functional, and external), repairs needed, quality of construction remodeling/additions. etc.: These
imorovements are of good aualitv frame desion and reflect averaae maintenance. This house has less than tvoical ohvsical
depreciation due to aood reoular maintenance. Utilitv- of floor Dlan is typical for a house of this ace and sMe and should receive
. averaoe acceatance in the market olace. No unusual functional obsolescence or external inadeauacies were observed.
Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the improvements, on the site, or in the
immediate vicinity of the subject property: No adverse environmental conditions were observed in the imorovements on the site or in the
immediate vicinity of the subiect orooertv.
_Mac:F<lrmlll &-93
PAGE 1 OF 2
Pn:lduotd UIII'lg ACIIDftwn, 000.234.8127 fNIW aciWeb,com
Fannit Mal Fcrm 1lX).4 6-93
Valuation Section
Mark Heckman Real Estate Appraisers
UNIFORM RESIDENTIAL APPRAISAL REPORT
File No 105n36th
ESTIMATED SITE VALUE.. ....... ........ = $
ESTIMATED REPRODUCTION COST-NEW OF IMPROVEMENTS:
DweDing 1,288 Sq. Ft. @$_ = $ 0
Sq.Ft. @$_ = 0
Gnge/Capat _ Sq. Ft. @$_
Total Estimated Cost New
. ~ ~I Fu~~n~II' . External
= 0
= $ 0
Est. Remaining Econ. Life:
= $ 0
Comments on Cost Approach (such as, source of cost estimate.
site value, square foot calculation and for HUD, VA and FmHA, the
estimated remaining economic life of the properly):
In view of the aoe of these imorovements the Cost
aooroach cannot be considered an accurate indicator of
value.
.
Depreciated Value of Improvements . '
"As-i$" Value of Site Improvements. '
INDICATED VALUE BY COST APPROACH.
ITEM I SUBJECT
105 N. 36th Street
Address Camo Hill
Proximitv to Sub'ect
Sales Price
AiceA3ross LN. Area
Data and/or
Verification Sources
VALlJ:ADJIJSTt.ENTS DESCRIPTION DESCRIPTION 1 +/')$Ad_ DESCRIPTION I +(.)$Ad_ DESCRIPTION I +I.)$Ad;uo/ment
Sales or Financing NlA Conventional: Conventional Cash Equiv.
Concessions None None None
DateofSalelTimeNJA 12/13/2004 03/18/2005: 08/30/2004:
Location Suburban/Good Suburban/Good Suburban/Good SuburbanNGood '
1.easetllbfeeS;;;;; Fee Simole Fee Simple Fee Simole: Fee Simole :
Site .22 Acre .37 Acre : -3 000 .20 Acre: .19 Acre :
VI8W Averaoe AbveAvelPrivate -4 000 Averaoe Averane
Desion and Anneal Ranch/Averaoe RanchlAveraae Ranch/Fair: +5000 Ranch/Averane :
I QJaIlvolConsiucli:ln Above Averane Above Averaae : Above Averaoe : Above Averane :
I Age 45 Years 37 Years 46 Years 21 Years
Condition Above Averaoe Good -5 000 Above Averaae Good :
Above Grade Total ' Bctma I Baths Tc:UI . Barns I Baths Total : 8drrntI' Btth$ : rota I Bdrms I Baths :
Room Count 205: 3: 1.507: 3: 2.00: -2,0006: 3: 1.50: 6: 3: 2.00:
Gross Livino Area 1 288 So.Ft. 1 488 So.Ft. -4 000 1 176 So.Ft.: 2 200 1 478- So:Ft. :
. Basement&Fllished Full Basement FullBsmntlExp05ed -5.000 Full Basement : Full Basement
Rooms Below Grade Unfinished Unfinished Unfinished Rec Rom
. Functional Utiljtv Averane Averaae : Averane Averane
Heatino/Coo~nn Gas FWA ClAir Oil FWA ClAir : Gas FWA ClAir : Gas FWAlNoC/A :
· En8n"NEfficientltems ReolcmentWinds RRnlcmentWinds: RenlcmentWinds I None
Gar""~ 1 Det. Garaae 2 Car Att Gar : -6 000 1 Car Int Gar: 1 Car Att Gar
Porch, Patio, Deck. 2 Porches,Patio Very Large Patio +2,000 Porch/Sunroom Deck/Large Patio:
Fireolacelsl, etc. 1 Fireolace 1 Fireolace 1 Fireolace None'
Fence, Pool, etc. Fence Fence None +1 000 None
Other None None : None : None
Net Adi./lotall r I. Ixl.:$ 27000 Ixl. I I. '$ 8200 Tl+ lxl. '$
Adjusted Sales Price Groll: 16.3% Groll: 5.6% Groll: 32.9%
of Comoarable I..., -14..2% $ 162900 Net 5.6% $ 155100 NIt: -6.6% $ 159600
Comments on Sales Comparison (including the subject properly's compatibility to the neighborhood, etc.): After a thorouoh search of all available market
data the three sales used are considered to be the best indicators of value. In order to find comoarable sales it was necessary to use
less recent sales. Time adiustments are based on annronriate research af the market data in the market area. All three sales are
considered to be reliable indicators of value and are weinhted similarlv in the final reconciliatian. Davs on market: Comoarable NO.1: 5
days' Comnarable No.2: 12 days' Comoarable No.3: 4 days. Comoarable sales used are all clased sales.
$
$
Inspection
= $
= $
= $
COMPARABLE NO.1
4404 Royal Oak Road
Camo Hill
.74 Mile Southwest
NlA $
0.00 ItJ $ 127.62 iI
Assessment Records & MLS
o
o
COMPARABLE NO.2
239 Wood Street
Camn Hill
.21 Mile North
COMPARABLE NO.3
74 Little Run Road
Camn Hill
.68 Mile North
189 900
$
$ 124.91 ill
Assessment Records & MLS
146 900
$
$ 115.63 ItJ
Assessment Records & MLS
170900
+12000
-8 000
-5 000
-10000
-2,000
-3 800
-3 000
+4 000
+2 000
-2 000
+2,000
+1 500
+1,000
11 300
ITEM SUBJECT COMPARABLE NO.1 COMPARABLE NO.2 COMPARABLE NO.3
~~~~~~~ ~~~ ~~~ ~~~
Swce tqxu sales other than above ather than above other than above
"MthirIvea-ola"""",,," in the nast 3 vrs. within the oast Year. within the nast Year. within the oast Year.
Analysis of any current agreement of sale. option, or listing of the subject property and analysis of any JXior sales of subject and oompa-abIes within one yea of the date of appnlisaJ:
Accordinn to records nrovided bv the county assessment office the subiect nronArtv has not transferred in the nast 3 vears.
INDICATED VALUE BY SALES COMPARISON APPROACH. $ 160000
INPICATEDVALUEBYINCOMEAPPROACH(IfAoolicablel Estimated Market Rent $ ... N/A' iMo.~~~;~~' N/A =$ n
This appraisal is made 00 "as is" U subject to the repais, alterations, ilspeclJons or conditions fjsted below U subject to completion per plans and specifications
Conditions of ApllfaisaI: This aooraisal renort has been oreoared with the orooertv in "as is" condition as of the date of the death of the owner.
THe Subiect nrone~ was insnected on Julv 12 2005. No nersonal nro;~ has been included in this valuation.
Final Reconciliation: See Attached Addendum.
The purpose of this appraisal is to estimate the market value of the real property that is the subject of this report, based on the above cond~ions and the certification, contingent
and limiting conditions, and market value defin~ion that lI"ll staled in the attached Freddie Mac Form 439/Fannie Mae Form 1004B (Revised ).
I (WE) ESTIMATE THE MARKET VAlUE, AS DEFINED, OF THE REAl PROPERTY THAT IS THE SUBJECT OF THIS REPORT. AS OF 06/15/2005
· (WHICH IS THE DATE OF INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT) TO BE $ 160 OOO~.
APPRAJSER~. /7._ ~ SUPE~(OMi'f1 __~~
Signature ~ Signature U Ot.o OODid Not
Name Girr.lDiStefano, PA ert. ResW Appraiser Name M W. Heckman, General Appraiser Inspect Property
Date Report Signed 07/21/2005 Date Reoort Sioned 07/21/2005
State Certification # RL 138991 State PA State Certification # GA 000666-L
Or State License # Slate Or Slate License #
State PA
State
_lAac..... 70 6-83
PAGE2OF2
ProdoOed USing Atl dwire, 800.234.8727 Y/I/W aawebJ:ofT\
Mark Heckman Real Estate Appraisers
Fannie Mae Fmn 1004 6-83
ADDENDUM
Borrower: NIA
Property Adaress: 105 N. 36th Street
City: Camp Hill
Lender: Mr. and Mrs. Robert Carberry
File No.: 105n36th
Case No.:
State: PA
Zip: 17011
Site Comments
Site has average site improvements. average landscaping, and typical maintenance. The site improvements and services to
the site are adequate and acceptable in this market. The rear yard is enclosed with fencing. There are no apparent adverse
easements, encroachments, or other adverse conditions on this site.
Additional Features
New roof within 1 year. New replacement windows within 2 years. New screen doors (front and back). New landscaping.
large bay window in living room with custom blinds. Beamed, vaulted ceiling in living room and dining area. Brick fireplace.
Side porch and front porch rails are vinyl. Remodeled kitchen with newer appliance.s Custom cabinets and recessed lights.
New vanity in powder room. New carpet in bedroom #1. Custom mini blinds on all windows. All custom window treatments
stay. New carpet in bedroom #2. Updated full bath with new vanity and ceramic tile floor. Finished garage walls and electric
garage door opener. No interior access into garage.
Final Reconciliation
This appraisal assumes a reasonable marketing period for the subject property of four months. The Sales Comparison
Analysis reflects recent activity in the market place and is given the most weight. The Income Approach is inappropriate
because few single family houses are rented in this market. In view of the age of these improvements, the Cost approach
cannot be considered an accurate indicator of value.
See attached appraiser's certification and Statement of limiting Conditions. This appraisal is based on readily observable
conditions and is not to be considered as a thorough home inspection to analyze or warrant the subject property and/or its
mechanical systems.
Addendum Page 1 of 1
Mark Heckman Real Estate Appraisers
USPAP COMPLIANCE ADDENDUM
Borrower NI A
Property Address 105 N. 36th Street
City Camp Hill County Cumberland
Lender/Client Mr. and Mrs. Robert Carberry
File No. 105n36th
Order #
Stale ~ ZipCode 17011
Client Reference #
Onl\..' those ilem~ checkedfXIbe/ow ann/v /0 this renori.
PURPOSE, FUNCTION AND INTENDED USE OF THE APPRAISAL
o
The purpose of the appraisal is to provide an opinion of market value of the subject property as defined in this report. on behalf of the appraisal
company facilitating t~e assignment for the referenced client as the intended user of the report. The only function of the appraisal is to assist the
client mentioned in thIS report in evaluating the subject property for lending purposes. The use of this appraisal by anyone olher than the stated
intended user, or for any other use than the stated intended use, is prohibited.
The purpose of the appraisal is to provide an opinion of market value of the subject property, as defined in this report, on behalf of the appraisal
company facilitating the assignment for the referenced client as the intended user of this report. The only function of the appraisal is to assist the
chent mentioned in this report in evalualing the subject property Real Estate Owned (REO) purposes. The use of this appraisal by anyone
other than the stated intended user, or for any other use than the stated intended use, is prohibited.
The purpose of this appraisal is to ,on behalfofthe appraisal company facihtating the assignment for
the referenced client as the intended user 01 thIS report. The only lunctlon 01 the appraisal is to assist the client mentioned in this report in
evaluating the subject property for . The use of this appraisal by anyone other than the stated intended
user. or for any other use than the stated Intended use IS prohlbned.
00
o
TYPE OF APPRAISAL AND APPRAISAL REPORT
00 This is a complete Appraisal written In a summary Report format and the USPAP Departure Rule has not been invoked.
o This is a Limited Appraisal written in a Report format and the USPAP Departure Rule 1li11. been invoked as disclosed in
the body or addenda of the report. The client has agreed that a Limited Appraisal is sufficient for its purposes.
SCOPE (EXTENT) OF REPORT
00
The appraisal is based on the information gathered by the appraiser from public records, other identified sources, inspection of the subject
property and neighborhood, and selection of comparable sales, listings, andlor rentals within the subject market area. The original source of the
comparables is shown in the Data Source section of the market grid a\ong with the source of confirmation. ifavailable. The original source is
presented first. The sources and data are considered reliable. When conflicting information was provided, the source deemed most reliable has
been used. Data believed to be unreliable was not included in the report nor used as a basis for the value conclusion. The extent of analysis
applied to this assignment may be further imparted within the report, the Appraiser's Certification below andlor any other Statement of Limiting
Conditions and Appraiser's Certification sucb as may be utilized within the Freddie Mac form 439 or Fannie Mae form 1004b (dated 6/93), when
applicable.
MARKETING TIME AND EXPOSURE TIME FOR THE SUBJECT PROPERTY
00 A reasonable marketing time for the subject property is 120
o A reasonable exposure time for the subject property is
day(s) utilizing market conditions pertinent to the appraisal assignment.
day(s).
APPRAISER'S CERTIFICATION
I certify that, to the best of my knowledge and belief:
The statements of fact contained in this report are true and correct.
The reported analyses. opinions, and conclustions are limited only by the reported assumptions and limiting conditions, and are my personal,
impartial, and unbiased professional analyses. opinions. and conclusions.
I have no present or prospective interest in the property that is the subject of this report, and no personal interest with respect to the parties
involved, unless otherwise staled within the report.
J have no bias with respect to the property that is the subject of this report or to the parties involved with this assignment.
My engagement in this assignment was not contingent upon developing or reporting predetermined results.
My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in
value that favors the cause of the client, the amount of the value opinion. the attainment ofa stipulated result. or the occurrence ofa subsequent
event directly related to the intended use of this appraisal.
My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformily with the Uniform Standards of
Professional Appraisal Practice.
I have 00 or have not 0 made a personal inspection of the property that is the subject of this report. (if more than one person signs this report,
this certification must clearly specify which individuals did and which individuals did not make a personal inspection of the appraisal propeny.)
No one provided significant real property appraisal assistance to the person signing this cenilkation. (If there are exceptions, the name of each
individual providing significant professional assistance must be stated.)
NOTE: In the case of any conflict with a client provided certification (i.e.. Fannie Mae or Freddie Mac). this revised certification shall take
orecedence.
Supervisory Appraiser', Certinc8t1on: If a supervisory appraiser signed the appraisal repoTt, he or she certifies and agrees that, I directly
supervise the appraiser who prepared the appraisal report. have reviewed the appraisal report, agree with the statements and conclusions of
the appraiser, agree to be bound by the appraiser's certifications numbered 2-7 and 9 on the second page of Freddie Mac Form 439 6.93lFannie
Mae Form 100486-93, or the third page of Form 2055, and am taking full responsibility for the appraisal reporL
APPRAISER'S AND SUPERVISORY APPRAISER'S SIGNATURE
::::SER~ ~
Name: Gina~;n7~~Jm.~~praiser
Date the Report was Signed,07/21/2005
State Certificalion #: Rl138991
or State License #:
State:PA
Expiration Date of Certification or License: 06/30/05
Signature:
Name: M W. Heckman, General APpraiser
Date the Report was Signed:07/21/2005
State Certification #: GA 000666-L
or State License #:
State, PA
Expiration Date of Certification or License: 06/30/07
o Did inspect subject property 0 Inspected Comparables
o Interior & Exterior 0 interior & Exterior
o Exterior only 0 Exterior only
USPAP em.,;..a Addord&.rn . R.. 5101
I of I
uspapOl
Prtxiuctcl UM'IQ fl{;l to!bliHre.lIXl ~,6127 ww8ClMlbQ;l!l1
File No. 105n36th
DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market
under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not
affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from
seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised,
and each acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment
is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal
consideration for the property sold unaffected by special or creative financing or sales concessions. granted by anyone associated with the
sale.
. Adjustments to the com parables must be made for special or creative financing or sales concessions. No adjustments are necessary for
those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the
seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property
by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any
adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any
adjustment should approximate the markel's reaction to the financing or concessions based on the Appraiser's judgment.
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is SUbject to the
following conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it. The
appraiser assumes that the title is good and marketable and, therefore, will not render any opinions about the tille. The property is appraised
on the basis of it being under responsible ownership.
2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is
included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data
sources) and has noted in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area. Because the
appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific
arrangements to do so have been made beforehand.
5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their
contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and
are invalid if they are so used.
6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation. the presence of hazardous
wastes, toxic substances, etc. ) observed during the inspection of the subject property or that he or she became aware of during the normal
research involved in performing the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidden
or unapparent conditions of the property or adverse environmental conditions (including the presence of hazardous wastes, toxic
substances, etc. ) that would make the property more or less valuable, and has assumed that there are no such conditions and makes no
guarantees or warranties, express or implied, regarding the condition of the property. The appraiser will not be responsible for any such
conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the
appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an environmental assessment
of the property,
7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she
considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such
items that were furnished by other parties.
8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional
Appraisal Practice.
9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion,
repairs, or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner.
10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the
appraisal report (including conclusions about the property value, the appraiser's identity and professional designations, and references to
any professional appraisal organizations or the firm with which the appraiser is associated) to anyone other than the borrower; the
mortgagee or its successors and assigns; the mortgage insurer; consultants; professional appraisal organizations; any state or federally
approved financial institution; or any department, agency, or instrumentality of the United States or any state or the District of Columbia;
except that the lender/client may distribute the property description section of the report only to data collection or reporting service(s)
without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before
the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media.
Freddie Mac Form 439 6-93
Page 1 of 2
Fannie Mae Form 1004B 6-93
File No. 1 05n36th
APPRAISERS CERTIFICATION: The Appraiser certifies and agrees that:
1. I have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate
to the sUbject property for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the
market reaction to those items of significant variation. If a significant item in a comparable property is superior to , or more favorable than,
the sUbject property, I have made a negative adjustment to reduce the adjusted sales price of the comparable and, if a significant item in a
comparable property is inferior to, or less favorable than the subject property, I have made a positive adjustment to increase the adjusted
sales price of the comparable.
2. I have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the
appraisal report. I have not knowingly withheld any significant information from the appraisal report and I believe, to the best of my
knowledge, that all statements and information in the appraisal report are true and correct.
3. I stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions. which are subject
only to the contingent and limiting conditions specified in this form.
4. I have no present or prospective interest in the property that is the subject to this report, and I have no present or prospective personal
interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis andlor the
estimate of market value in the appraisal report on the race, color, religion, sex. handicap, familial status, or national origin of either the
prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the
subject property.
5. I have no present or contemplated future interest in the subject property, and neither my current or future employment nor my
compensation for performing this appraisal is contingent on the appraised value of the property.
6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party,
the amount of the value estimate, the attainment of a specific result, or the occurrence of a subsequent event in order to receive my
compensation andlor employment for performing the appraisal. I did not base the appraisal report on a requested minimum valuation, a
specific valuation, or the need to approve a specific mortgage loan.
7. I performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and
promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal,
with the exception of the departure provision of those Standards, which does not apply. I acknowledge that an estimate of a reasonable
time for exposure in the open market is a condition in the definition of market value and the estimate I developed is consistent with the
marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the reconciliation sedion.
8. I have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comparables
in the appraisal report. I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the
subject site. or on any site within the immediate vicinity of the subject property of which I am aware and have made adjustments for these
adverse conditions in my analysis of the property value to the extent that I had market evidence to support them. I have also commented
about the effect of the adverse conditions on the marketability of the subject property.
9. I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. If I relied on
significant professional assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal
report, I have named such individual(s} and disclosed the specifiC tasks performed by them in the reconciliation section of this appraisal
report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in
the report; therefore, if an unauthorized change is made to the appraisal report, I will take no responsibility for it.
This appraisal is based on readily observable conditions and is not to be considered as a thorough home inspection to analyze
or warrant the subject property and/or its mechanical systems.
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies
and agrees that: I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the
statements and conclusions of the appraiser, agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking
full responsibility for the appraisal and the appraisal report.
ADDRESS OF PROPERTY APPRAISED: 105 N. 36th Street. Camp Hill. PA 17011
Signature: ~~
Name: Gina 'Stefano PA . Resi. raiser
Date Signed: 0712112005
State Certification II: RL 138991
or State License it.
State: PA
Expiration Date of Certification or License: 06/30/05
SUPERVISORY APPRAISER (only if required)
Signature: ~ ~~~
Name: M~ W. Heckman General Aooraiser
Date Signed: 07/21/2005
State Certification II: GA 0OO666.L
or State License II:
State: PA
Expiration Date of Certification or License: 06/30/07
APPRAISER:
o Did lRJ Did Not Inspect Property
Mark Heckman Real Estate Appraisers
Freddie Mac Form 439 6-93
Page 2 of 2
Fannie Mae Form 10048 6-93
FLOORPLAN
Borrower: N/A
Property Address: 105 N. 36th Street
City: Camp Hill
Lender: Mr. and Mrs. Robert Carberrv
I
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Garage
o
ex)
N
12.0'
46.0'
o
ex)
N
One Story
Over Basement
12.0'
46.0'
o !
I It'i Covered Porch 42.0' I
L_________---.-J
Code
GLAl
Sk.etch by Apex IV Windows '"
AREA CALCULATIONS SUMMARY
Descrlption Size
Totals
1288.00
1288.00
BSMT
PIP
GAR
Pir.t Floor
Basement
Porch
Porch
Garage
1288.00
1288.00
121.00
210.00
336.00
331.00
336.00
TOTAL LIVABLE
(rounded)
1288
File No.: 105n36th
Case No.:
State: PA
Zip: 17011
11.0'
~--l
o Covered porchl ~
~ ___J ~
11.0'
LIVING AREA BREAKDOWN
Breakdown Subtotals
Pirst Floor
28.0" 46.0
1 Area Total (rounded)
1309 Bridge Street, New Cumberland, PA 17070 (717) 774-7202
1288.00
1288 I
I
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DIMENSION LIST ADDENDUM
File No.: 105n36th
Case No.:
State: PA
Zip; 17011
GROSS BUILDING AREA (GBA) 2.912
GROSS LIVING AREA (GLA) 1.288
!>lea(s) !>lea % of GBA
Living 1.288 44.23
Level 1 1.288 44.23
Level 2 0 0.00
Level 3 0 0.00
Other 331 11.37
Basement 1.288 44.23
Garage 336 11.54
Area Measurements Area Type
Measurements Factor Total l.evel1 l.evel2 l.evel3 other 88mt. Garage
--42.00 x ~ x .-LOO = 1 288.00 00 0 0 0 0 0
_x_x_= 0 0 0 8 8 0
~ x -..12.QQ x ...J.OO. = 336.00 0 0 8 00
_x_x_= 8 ~ 0 0
--A6..QQ x ~ x J,W = 1 288.00 0 ~ 0
_x_x_= 0 0 0
_x_x_= 0 8 ~ 8 B
_x_x_= 0 0
_x_x_= 0 0 0 0
_x_x_= 8 8 0 0 8
_x_x_= 0 0 8
_x_x_= 0 0 ~ 8 0
_x_x_= 0 B 0 0
_x_x_= 0 0 0
_x_x_= 8 0 0 8
~x_x_= 0 0 8 8
_x_x_: 0 0 8 0
_x_x_= 0 8 0 0
_x_x_:=: 0 0 8 8
_x_x_= 0 0 0 0
_x_x_= 0 8 0 0 0 0
_x_x_= 0 0 ~ 0 0
_x_x_= 0 0 0 8 0
_x_x_= 0 0 B 0
_x_x_= 0 B 0 0
_x_x_= 8 0 0 0
_x_x_= 0 0 0 0 8
_x_x_= 0 0 0 8
_x_x_= 0 0 0 ~
_x_x_= 0 0 ~ 0
_x_x_= 0 8 0 0
_x_x_= ~ 8 B
_x_x_=
_x_x_= 8 0 0 0
_x_x_= 0 0 0 0
_x_x_= 0 0 0 0
_x_x_= 0 0 0 B 8
_x_x_= 0 0 0 8
_x_x_= 8 0 8 0 0
_x_x_= 0 0 B B
_x~x_= 8 8 8 0
_x_x_: 0 8 8
_x_x_= 0 0 8 8
_x_x_= 0 8 0
_x_x_= B 0 0 0
_x_x_= 0 0 0 0 0
_x_x_= 0 0 0 0 0 0
_x_x_: 0 0 0 0 ~ 0
_x_x_: 0 0 0 ~ ~
_x_x_= 0 0 ~
._x_x_= 0 0
_x_x_= 8 8
__x_x_= 0
Thltbm..~ontl18ACI ~R.pidFonTo$sptam(8IXl)234-8127
Borrower: NJ A
Prooertv Address: 105 N. 36th Street
City: Cam~ Hill
Lender: Mr. and Mrs. Robert Carberrv
SUBJECT PROPERTY PHOTO ADDENDUM
File No.: 105n36th
Case No.:
State: PA
.
Zip: 17011
FRONT VIEW OF
SUBJECT PROPERTY
Appraised Date: June 15. 2005
Appraised Value: $ 160.000
REAR VIEW OF
SUBJECT PROPERTY
STREET SCENE
File No.: 105n36th
ease No.:
Zi '.11011
State: PA
BOfTOWer: H/ A
Pro AddresS: 105 H. 36th Street
Ci : Cam Hill
Lender: Mr. and Mrs. Robert cart>
Living Room
Living RoOm/Dining Area
Kitchen
r-
~
\
\
\
Borrower: NI A
Property Address: 105 N. 36th Street
City: Camp Hill
Lender: Mr. and Mrs. Robert Carberrv
File No.: 105n36th
Case No.:
State: PA ZiD: 17011
Other Kitchen
Master Bedroom
Bathroom
Borrower: N/ A
Property Address: 105 N. 36th Street
Ci\',: CamlJ Hill
Lender: Mr. and Mrs. Robert Carberrv
COMPARABLE PROPERTY PHOTO ADDENDUM
File No.: 105n36th
Case No.:
State: PA
ZiD: 17011
'-
COMPARABLE SALE #1
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4404 Royal Oak Road
Camp Hill
Sale Date: 12/13/2004
Sale Price: $ 189,900
COMPARABLE SALE #2
239 Wood Street
Camp Hill
Sale Date: 03/18/2005
Sale Price: $ 146,900
COMPARABLE SALE #3
74 Little Run Road
Camp Hill
Sale Date: 08/30/2004
Sale Price: $ 170,900
LOCATION MAP
B.:>aowa.. N/A
Property Address: 105 N. 36th Street
City: Camp Hilt
Lender: Mr. and Mrs. Robert Carbe
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File No.: 105n36th
Case No.:
State: PA
Zip: 17011
i
L_____________
1309 Bridge Street, New Cumberland, PA 17070 (717) 774-7202
~
BRICKERS AUCTION
Buy & Sell on Commission - Complete Sale Service
93 Texaco Rd., Mechanicsburg, PA 17055 766-5785
Personal Property of (~E !-'t Lt,( / ..(./ L<- SL;/l116/-
Address / CS.- {; "3{' 7li 5T C--I- h';;' If / LL ;{
Sold At Public Sale 20 uS-
Outstanding Total Sale 2 7.j-3, /y
Total Checks
Total Cash
Cash After Payout
Expenses
Auctioneer & Clerks 130, V J
Adv. Cost (3 '85: OJ
Property Fee / t ;j() -
Sale Setup or Help /6s' ()~
Total Expenses ~(,3 tJ . tt2
Rt!d I~~//LL
Co;fV:~
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I;FT\\TE"_---'-'/(J,I C' K~ I C!,-f ~ ~lJ.i1 ,i-}.J:;farlY of the t-irst part. hereinafter referred to ,1S Auctioneer.
:\\D~!f-NC Y c' ./!- I~~~Y p~lrly uf the second part. hercinJfter relcrred to as Owner.
\\ HEREAS. p~llW of the first p~m is a duly licensed Auctioneer in and 1m the Commonwealth of Pennsylvania: clnd
WHEREAS. O\\ner is \ (,sled with the legal title and/or custody to the following goods. wares. merchandise and re;l] estate. a statement and/or
schedule 01 \\hi~'h is attached hereto ;Hld I11Jde J pJrt hereot: and
WHEREAS. Owner has engaged the "ervices of the Auctioneer to represent him!R sellin~ the aforementioned goods. wares. mcrchJndise and
re,tI esI,rte :ll puhlie s:dc and auction to be held on thc............a..k.... dJY of ....../1..1.,/../1............................ 2()Ujt.............JJ.~~1 M.. o'clock.
\OW, THEREFORE. \VIT'\ESSETH. Ihat for and in comideration 01 the mutual CO\en,111ts herein contained, it is agreed by and between the
:",nies ,is 10110\\ ,:
II is agreed by ,he Owner of s;lid properly and the property shall be offered by the Auctioneer to the best and highest hidder to the public sale and
IlUY he sold to :1I1Y such hidder unless I he Owner hJS placed a reserve bid on any articles or property offered for sale.
~ O\vner ,ll said property agrees to he responsible for any statements or sales recommendations that they may make with respect to said property
:lI1d in 110 event shall the Auctioneer he li:lble for any such statements or recommendations made on the part of the Owner.
Owner agr.:es not to interfere with the conduct of the s~lIe in any way nor will he attempt to stop the sale or discontinue the same during its
progress without the consent of the /\uctioneer.
--t. Owner agrees to pay ;llll'xpemes in connection with the holding of said sale including advertising of the same. the employment of clerks and
c\uctioncer commissions or lees as may be submitted by the Auctioneer who shall be in charge of the sale.
5. Auctioneer shall receive as his commission or fee .........__........I~.~o/c of the gross amount of the sale which fee shall he due and payable
at the mnclusion of the sale and shall he paid from the proceeds thereof.
1'\ WITI\ESS \VHEREOF. the partie" hereto have set their hands and seals on the day and year first above mentioned.
Witnessed hy:
{) )t~4B 4i-~-~
. Auctioneer
)( 'f/~ f. ~~r
~ ~ ner I
\
(SEAL)
(SEAL)
(SEAL)
Owner
Real Ltate Fee
I cji)
I:/Ie Ad ()
SCHEDULE OF PROPERTY TO BE SOLD
Fcc if not sold
AUCTIONEER WILL BE PAID OUT
OF DOWN MONEY. 7-10 DAYS
.\ucrioneer will be paiJ Real Estale Commission fee. ifpro-
raty is sold to pason/or persons that were last bidder day of
,:t1c. mC:lI1ing ,j negotiated sale. T 'lp ~1:.:#-l f I..V'~ ~ OFfl:ikU W J. Tit
Fcc Per HouriPer Persons '11/ (), () J Each / r (/5 e-c/
~~~1.I1
\2.e.s ~\fG 5v R.. CA ,(,./~~ 'f
The O\\ner herehy agrees that the sale was conducted in a satisfactory manner and that he has received a complete accounting from the clerks
'.\ h(ll'lllldl1~'Ied the same :1I1d herehy di."charge all parties connected to the same.
ESTATE AUCTION
MONDAY, AUGUST 22, 2005 - 5:00 P.M.
LOCATION: 105 N. 36th St., Camp Hill, PAl "Sign posted."
ANTIQUES - FURNITURE - HOUSEHOLD
Penna House 4 pc. cherry bedrm. suite w/twin beds; gateleg table;
drum table; maple cedar lined chest; kneehole desk; 2 open corner
cabinets; maple book rack; 2 pc. bedrm. suite; sets twin & db!. bed-
ding; 2 pc. living rm. suite; auto. washer & dryer; upright freezer;
recliner loveseat; 3 pc. table set; 2 color port. TVs; ent. center;
recliner; organ; sew machine; 2 drwr. file; Kirby upright vacuum; maga-
zine rack; 3 utility cabinets; chairs; stands; asst. lamps; dehumidifier; X-
bike; step stool; elec. fans; motion lamp; figurines; china; pattern glass;
opalescent & milk glass; Fire King; glass-dishware; stemware; Corning
ware; pots-pans; utensils; elec. appliances; sew box; Anniversary clock;
Christmas dec.; crafts; and other small household; Sears power
mower; rototiller; db!. alum. ladder; blower; elec. hedger; 6' stepladder;
Sno Chief snow blower; asst. hand & garden tools; lawn chairs; patio &
lawn pCS.; and misc. garage-basement pCS.
PROPERTY 7:00 P.M.
A nice well-kept brick & vinyl siding ranch home wjkitchen, dining
room, living room w/fireplace, 3 bedrooms, 1-1/2 baths, full basement,
gas heat, central air, att. 1 car garage on nice corner lot. New roof,
rep. windows, updated kitchen, front-side porches, fenced rear yard,
C.V. Schools. Home in very good condition. To see call 938-5541.
Terms: $10,000 down, balance in 45 days. Offered w/reserve. Other
terms at sale.
Not responsible for accidents. Terms: Cash/pA Check. 1.0. required.
Estate Geraldine Sohmer, Nancy Carberry & Paul Sohmer, Executors
Chuck Bricker Auction Inc., AU094-L, 766-5785
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