HomeMy WebLinkAbout06-1174ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Thomas R. Dominczyk, Esq.
Identification No. 85248
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7151
FORD MOTOR CREDIT COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
WALTER A CRUSEY
113 Kline Rd
Shippensburg,Pa 17257
NOTICE
You have been sued in court. Ifyou wish to defend
against the claims set Corh in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and ajudgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff You may lose money or property or
other rights important to you.
Defendant(s).
Attorneys for Plaintiff
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. Q(p - 11 'yq 610 t C--Fs
CIVIL ACTION COMPLAINT
AVISO
Le ban demandado a could on la cone. Si usted quiere defenderse
the estas demandas expuestas en [as paginas siguientes, usted time
veinte (20) digs de plazo al Flour do la fecha de la demanda y la
notificacion Hate fall. action, una compamucia escrire o en
persona o can un abogado y entregar a la cone en moral escrila sus
defensas o sus objeciones a ]as demandas en contra de so persona.
Sea avisado quo si usted no se defiende, Ia cone tomara mcdidas y
puede coutinuar la demanda en contra suya sin previo aviso o
notification. Ademas, la torte puede decidir a favor del demandanle
y requiem que listed cumpla con codas his provisioner de esta demanda.
Usled puede perder diners o sus proptedades u obos derechos
importances para listed.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
SI NO TIENE ABOGADO O SI NO TIENE EL DINERO
SUFICIENTE DE PAGAR TAI. SERVICO, VAYA EN PERSONA
O LLAME FOR TELEFONO A LA OF'ICINA CUYA DIRECCION
SE ENCUENTRA ESCRI'fA ABAJO PARA .AVERIGUAR DONEE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue, Carlisle, PA 17013
(717) 249-3166
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Thomas R. Dominczyk, Esq.
Identification No. 85248
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7151
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
FORD MOTOR CREDIT COMPANY CUMBERLAND COUNTY COURT OF
P.O. Box 6508 COMMON PLEAS
Mesa, Az 85216-6508
CaseNo.6(a -
Plaintiff, /
V.
WALTER A CRUSEY
113 Kline Rd
Shippensburg,Pa 17257
Defendant(s).
CIVIL ACTION COMPLAINT
Plaintiff, Ford Motor Credit Company, is a Corporation with its place of business at P.O.
Box 6508Mesa, Az 85216-6508.
2. Defendant, Walter A Crusey, is an individual who resides at 113 Kline Rd Shippensburg,
Pa 17257.
3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle
installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
4. On or about July 28, 2004, the Defendant(s) entered into a written Motor Vehicle Retail
installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining
1-1
financing in the amount of $11,675.70 at an annual percentage rate of 18.250%, in order to
purchase a certain motor vehicle, 1998 Ford F150 more particularly described in the Contract
(hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as
Exhibit A.
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the
amount of $423.43 for a period of 36 months until the loan was paid in full all as is more fully
set forth in the Contract.
6. Defendant(s) made monthly payments until April 27, 2005, but has failed to make any
further payments thereafter, and are therefore in default of the Contract.
7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract,
the above-mentioned vehicle was repossessed and a notice of repossession was sent to the
Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of
the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction
with a credit given to the Defendant in the amount of $4600.00, however a balance of $6232.43
is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See
copy of the notice of the deficiency balance attached and marked as Exhibit C.
9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
10. In addition to the foregoing, there is interest due and owing on the deficiency balance
which at this time amounts to $613.89 and which will continue to accrue.
11. The total amount due and owing at the time of the filing of this complaint is $6846.32.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $6846.32, well as any additional interest and costs that may accrue and such other
and further relief as this Court may deem equitable and just.
V submitted,
& NEEDLEMAN, P.C.
THOMAS R. DOMINCZYK, ESQUIRE
Attorney for Plaintiff
VERIFICATION
I, THOMAS R. DOMINCZYK, ESQUIRE, verify that I am the Attorney of
record for Plaintiff, FORD MOTOR CREDIT COMPANY, and duly authorized to make this
verification on its behalf, that statements made in the foregoing Complaint are true and correct to
the best of my knowledge, information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY:
TH A R OMINCZYK, ESQUIRE
DATED: January 26, 2006
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REAP ANO gOREE TO RE BOUND
YOU ACYNOWLEDOE THAT/f% % HAVE
BY THE ARBITRATION PRO " ON THE REVERSE SIDE OF THIS
CONTRACT.
NOTICE TO BUYER
Do not sign this contract in blank.
You am sMRtad to an suet copy of in* COntmCl you sign.
Keep It W protect your legal rights.
Buyer (and Co-BUyar) acknowledge that (1) before stoning Mis
Contract, Buyer /and Co-Buyer) racalveD a rev a Iw
en?cempletsly tiMd In copy of this Contract and (B) at the
time of ti nkn this Contract, Buyer (end Co Buyer) rasaTvR
A true an c mp n Copy of this contract.
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FROM A PERSON OF YOUR CHOKE
VOL "a NOT REOUIRED TO O J
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CONTRACT WILL NOT INCLUDE TH
UNLESS YOU MGM AND AGREE TO P
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QUESTIONS?
PLEASE CALL US AT 1-006711-7000
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ORIGINAL
-----------------------------
Ford Motor Credit Company Prehrmt! Paymenl Plan Enrollment Authorisation
"'PRN"'
Ford Motor Credit Company
P.O. Box 3076
COLLURIA. MD 210456076
(900) 677-0730
P02764002eoo%
WALTER A. CRUSEY
i t3 KLINE RD
SHIPPENSBURG PA 17257
Data of Repossessor, 05-24-2W5
Dete of Notm Date or Contract
05-211 01
Account Number. 037419598
Buy. WALTER A. CRUSEY
Counter
DESCRIPTION OF PROPERTY
Year Make
1998 FORD ? New
? used
Vehicle Identircation Number:
2FTZX172XWCA7,$642
Model
F11? hotly
4X2
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your rampantly described above because you broke promises ha our agreement.
Q PRIVATE SALE: Wewill sell the propeMdsscrill above at
private sale sonsaft. after 16 days /ram the Delta of Notke
shown above unless redearred by you prior to such sal.
? PUBLIC SALE: We will sell the property described above at public
sa the bigMtl biit er date bebw (or any adournmeM
data)i . Tns agile will be held as es f ff dkrws:
Data of Sala T7 of sale Peace of sells
You may attend the sale and bring biddem if you wand.
NOTICE OF REPOSSESSION
The property is presently stored at BEN RECOVERY ETTERS PA_
The money that we get from the sale (after paying our costs, HOW TO GET YOUR PROPERTY BACK
including reasonable attorney's fees and legal expenses if To get your properly bad,, pay us this amount by [edified check or
permitted by law) will reduce the amount you owe. If we get money order before dtavehicl Is addl
less money than you owe, you will still owe us the difference. If Unpaid Balance $ 10,379.75
we get more money than you owe, you will get the extra money, Plus Costs: Repo Expenses $ 360,00
unless we must pay it to someone else. $
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Back for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above.
Plus Late Charges $
Lees Finance Charge Roberts $
Less Insurance Premium Rebate $
TOTAL $ 10,739.75
(Plus expanses Incurred if default at the time of repossession axeaatled
15 days ant less rebale received offer Me des. of this entice.)
I Your properly won't be sale until 16 days after the dale or this notice at
If you want us to explain to you in writing how we have figured the EARLIEST. After that you can out get k back any tine Were Its
I actually sold,
the amount that you owe us, you may call us at the telephone
number above
or write us at the address above and re
uest a If you do
well have no fumer claim on a. But the longer you wall the
,
q
written explanation. ,
more coats (including repairs) you may have to pay.
if you have any queemor a a s, please car ua.
We are sending this notice to the following people who have an
interest in the property described above or who owe money unde r
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below: 3) If there are other
people, they are named on an attachment sent with this notice.
? The propeM has been for will be) returned to:
Under our agreement win your tleriginal creditor, the deakrleriginal creditor is to sell the property and pay you any moray left over. It you awe money
offer the I. you MI pay it to the move aeakr/origlnel doctor
? PERSONAL PROPERTY'. Any personal prop" found in thewhicle may be reclaimed by you within the next so days err, in accordance with state law, by
contachng this office. Tbereaftel the personal property shall be disposed of accordingly
.
? Creditor has assigned bids qualified asennedivy (Qt Exchange, LLCI As nghis (Sul trot to olAigetions) with respect to the sale of each vehicle listed above
PAYMENTS: All payments to us must be by canl8ed check or money order.
MILEAGE DISCLOSURE: It you are aware that me mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we
can accurately, report the vehklao mileage.
INSURANCE RIGHTS'. If you don't want to get your propMy back, call the insurance company or the dealetlorlgklal creditor to make sure that any insurance
has been cancelled. You have a right to get credit for all premlum refunds.
SUSAN DUNIGAN
rrun neeaar ra. oz P?mwa.e?ms m.y rvo'r a.,w. CUSTOMER/CUSTOMER FILE
PnntaG in U S A
Ford Motor Credit Company
PO BOX 3076
COLUMBIA MO 21045-6076
800 6770730
DATE: 2005-07-13
P02H1WY00000078
WALTER A. CRUSEY
113 KLINE RD
SHIPPENSBURG PA 17257
STATEMENT OF SALE
Account Number: 037416598
The following property has been sold.
Year Make Model Vehicle Identification Number:
1998 FORD F150 2FTZX172XWCA74642
Balance owing on your contract (1) $ 10,379.75
Deduct: Finance Charge Rebate (2) $ 0.00
Balance less Finance Charge Rebate (1 - 2) (3) $ 10.379.75
Deduct: gross proceeds of the sale (4) $ 4 600.00
Balance less gross proceeds of the sale (3 - 4) (5) $ 5,779.75
Add: Expenses of retaking and storing, and (6) $ 552.00
any attorneys' fees allowed by law, and
expenses of reconditioning and selling.
(7) $ 0.00
Deduct: Insurance Premium Rebate
(8) $ 99.32
Other:
(9) $_______ 6232.43
Deficiency"
(10) $ NIA
Surplus"
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest
added to your account (debits).
Surplus' or Deficiency"
' If the sale resulted in a surplus, a refund for the difference will be mailed to you.
" If the sale resulted in a deficiency, you should immediately remit the amount shown on li ne 9 to the address for
payments shown below.
For additional information call or write: Mail deficiency payment to:
Ford Motor Credit Company Ford Motor Credit Company
P.O. BOX 6508 DEPT 194101
MESA ARIZONA 8521"508 P.O. BOX 55000
(800) 732-2264 DETROIT MI 48255-1941
FFNA11880 01Nd PreW ouc Miiions may NOT be usetl.
76
W Vi
c;\
SHERIFF'S RETURN - NOT FOUND
CASE N0: 2006-01174 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
FORD MOTOR CREDIT COMPANY
VS
CRUSEY WALTER A
Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
CRUSEY WALTER A
unable to locate Him in his bailiwick
COMPLAINT & NOTICE ,
but was
He therefore returns the
the within named DEFENDANT , CRUSEY WALTER A
113 KLINE ROAD
SHIPPENSBURG, PA 17257
DEFENDANT IS BELIEVED TO BE
COUNTY PRISON.
i
Sheriff's Costs: So answers
Docketing 18.00
Service 14.08
Not Found 5.00 R. Thomas Kline
Surcharge 10.00 Sheriff of Cumberland County
.00
47.08 MAURICE & NEEDLEMAN
03/07/2006
Sworn and subscribed to before me
this ;(AA- day of 7V ?
A. D.
Pro honotar
NOT FOUND , as to
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Thomas R. Dominczyk, Esq.
Identification No. 85248
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
(215) 189-1154
FORD MOTOR CREDIT COMPANY
Plaintiff,
V.
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 06-1174
WALTER A CRUSEY
Defendant(s).
PRAECIPE TO REINSTATE
TO THE PROTHONOTARY:
Kindly reinstate the attached Complaint originally filed with the Court on 03/01/2006.
MAURICE knEDLEMAN, P.C.
S DgMINCZYK, ESQ.
for ntiff
Date: August 21, 2006
DATED:
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Thomas R. Dominczyk, Esq.
Identification No. 85248
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7151
FORD MOTOR CREDIT COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
WALTER A CRUSEY
113 Kline Rd
Shippensburg, Pa 17257
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering
a written appearance personally or by attomey and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by die
plaintiff. You may lose money or property or
other rights important to you
Attorneys for Plaintiff
CUMBERLAND COUNTY COURT OF
COMMON l?LEAS
Case No. D(o - ll'YY a1 V?
l_l
t
Le han demaadado a usted cn to Corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de is fecha de la demanda y Is
notification. Hace falta asentar una comparencia escrita o en
persona o can un abogado ) entregar a la Corte en forms escrita sus
detensas o sus objeciones a las demandas en contra de su persona.
Sca avisado que si usted no se defiende, la torte tornara medidas y
puede continuar Is demands en contra suya sin previo aviso 0
notification. Adernas, Is torte puede decidir a favor del dernsuWante
y requiere que usted cumpla con codas las provisions de esta demanda.
Usted puede perder dinem o sus propiedades u otros derechos
importantes pare usted.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. SI NO TIENE ABOGADO O St NO TIENE EL DINBRO
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
FIND OUT WHERE YOU CAN GET LEGAL IIELP. SE ENCUENTRA ESCRITA ABAIO PARA AVERIGUAR DONDE
SE PUEDII CONSEGUIR ASISTENCIA LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue, Carlisle, PA 17013
(717)249-31 CG
Defendant(s).
CIVIL ACTION COMPLAINT
AVISO
C-?
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Thomas R. Dominczyk, Esq.
Identification No. 85248
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7151
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
FORD MOTOR CREDIT COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
WALTER A CRUSEY
113 Kline Rd
Shippensburg, Pa 17257
Case No.
CUMBERLAND COUNTY CUUKT'Ut'
COMMON PLEAS
Defendant(s).
CPAL ACTION COMPLAINT
1. Plaintiff, Ford Motor Credit Company, is a Corporation with its place of business at P.O.
Box 6508Mesa, Az 85216-6508.
2. Defendant, Walter A Crusey, is an individual who resides at 113 Kline Rd Shippensburg,
Pa 17257.
3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle
installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
4. On or about July 28, 2004, the Defendant(s) entered into a written Motor Vehicle Retail
installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining
financing in the amount of $11,675.70 at an annual percentage rate of 18.250%, in order to
purchase a certain motor vehicle, 1998 Ford F150 more particularly described in the Contract
(hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as
Exhibit A.
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the
amount of $423.43 for a period of 36 months until the loan was paid in full all as is more fully
set forth in the Contract.
6. Defendant(s) made monthly payments until April 27, 2005, but has failed to make any
further payments thereafter, and are therefore in default of the Contract.
7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract,
the above-mentioned vehicle was repossessed and a notice of repossession was sent to the
Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of
the sale date. A copy of the notice of repossession and notice of sale date.. are attached. and
marked-as Exhibit B.
8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction
with a credit given to the Defendant in the amount of $4600.00, however a balance of $6232.43
is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See
copy of the notice of the deficiency balance attached and marked as Exhibit C.
9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
10. In addition to the foregoing, there is interest due and owing on the deficiency balance
which at this time amounts to $613.89 and which will continue to accrue.
11. The total amount due and owing at the time of the filing of this complaint is $6846.32.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $6846.32, well as any additional interest and costs that may accrue and such other
and further relief as this Court may deem equitable and just.
f submitted,
& NEEDLEMAN, P.C.
THOMAS R.150MINCZYK, ESQUIRE
Attorney for Plaintiff
VERIFICATION
I, THOMAS R. DOMINCZYK, ESQUIRE, verify that I am the Attorney of
record for Plaintiff, FORD MOTOR CREDIT COMPANY, and duly authorized to make this
verification on its behalf; that statements made in the foregoing Complaint are true and correct to
the best of my knowledge, information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY:
TH A R OMINCZYK, ESQUIRE
DATED: January 26,-2006
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1. Ct•h Prlw_.______..........._ ......................_.........._............._...._..._. S (1) YOU ARE ROT REQUIRED TO O•TAM
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CONTRACT S SUBJECT TO ALL CLAM AND
DEFENSES WISCH THE DEBTOR COULD ASSERT
AGAINST THE SELLER OF HOOD/ OR SERVICES
OBTAINED PURSUANT HERETO OR WITH THE
PROCEEDS HEREOF. RECOVERY ISpEUNDER BY
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Fad Motor Credit f:ompmy
P.O. Sax 3076
COLUMBIA. MD 21046.0076
(cool a 4m
P027SAM200036
WALTER A. CRUSEY
113 KLINE RD
SHIPPENSBURG PA 17257
DdoofRapwaewim 06-242006
Dds of Ndia Dale of carload
05.2S2oo5 07-26.2004
AesetaltNurbw.. W410M
ALTER A CRUaEY
DESGIUPTION OF PROPERTY
Yaw Make ? New
type FORD ? Used
Vehicle Ide-Afication Number:
2FTZX 172XWGA74642
Modd Body
FISO 4X2
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your property described above bacmuse you broke promises In oar agreement
? PRIVATE SILLS: We will sat 00 properly described starts, at ? PUBLIC SALE: We wit sell Me prepertY described above at pull
privets sale swat tm altsr Is days from to Ode A Notes sells to On Ntfiest bidder on the dse boo (or any adiout tmert
allowrb above unless redew by you prier to such sale. date). The sell we be held as follows:
Doe of Sale Tins of sale Place of sale
You may attend the vela and (rip bidders If you watt.
NOTICE OF REPOSSESSION
The money that we pet from the sale (after paying our costs.
Including reasonable attorney's tees and legal expenses if
permitted by taw) will reduce the amount you owe. If we get
less money than you owe, you will SUN awe us the difference. If
we get more money Mat you owe. you WIN get the extra money,
unless we moat pay It to stioneo le.elee.
You can get the property back at any tiftte before we sell ft by.
paying us the full amount you owe (not just the past due
payments): including our expenses. See How To Get Your
Property Back for an' Noonlao than of amoM*owlnp. To Isom the
exact amount you must pay, call us at the telephone number
above.
If you need more Information about the sale call us at the
telephone number above, or write us at the address above.
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
The prop" is presently stored at: BEN RECOVERY ETTERS PA`
NOW TO GET YOUR PROPERTY BACK
Togd your pvpariy bod1, pay es the amountby anilled check or
many ado balers to vehicle fa sold.
Unpaid tl"ttes
Plus'Costa: NaAm aPeWn
Rue Late CNIges
Lase Finance Charge Rabata
Law orkralfoa Pfal(Itta RabaM
TOTAL
$ /0.37175
s 30110
i
S
s
i J
$ 10,730.75 '
(Pies expaaes Incurred N deL1d1 at tiering of repossession exceeded
IS days and less rebale raaNed after On dale of Nis notice.)
Your property won't be sold unit 16 days Aw ee doe of eta notice at
the EARLIEST. After that you an eta gd It back arty brut before Its
actuagy solk
if you do, we7 have no rurtMr ddrn an N. But a1s longer you weft, the
more costs (tndudbp repels) you mal, have to pay.
It you have any questkxns about this, pi sea call a.
We are sending this notice to the following people who have an
interest in the property described above or who owe money under'
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below; 3) If there are other i
people, they are named on an attachment sent with this notice.
? The Property tm been (or vet b) returned to
Atttgital creditor)
Under our W"ma tt vdth your dealwksipild orell the dselalfaripinal endta a to sag the propariy lad pay you ary, molly leR over. It you owe money
star me sale, you will pay it b the dseterh*91net cre 111,
? PERSONAL PROPERTY: Arry pasonai property found In the vahlele may be recWaed by you within the red 60 days or, In accordance with dale law, by
conlactap this office. Thereafter, the personal properly shag be disposed of aeccrdngy.
? Creditor has assigned to Its qualified intannedlay (Of Exchange, LLC) its right* (but not its obligations) with respect to the sale of each vehicle tried above.
PAYMENTS: All payments to us mud be by cw#W check or money order.
MILEAGE DISCLOSURE: If you are aware that the milesge reflected on the whicle's odometer is not seeurale for airy reason, please contact us so thative
can accurately report the whiee's mileage.
INSURANCE RIGHTS: If you dorn wart to get your properly back, cat the Insurance company or the dealeriorighal creator to make sure e1al any Insurance
has been cancelled. You have a right to get credit for ag premium rehrtds.
SUSAN DUNIGAN
FNA treseJr Jan 02 n,.woua eantona May NOT M oaod. CUSTOMERICUBTOMrtR FILE
Fnnne n USA.
Ford Motor Credit Company
PO BOX 3076
COLUMBIA MD 21045.6076
800 6710730
DATE: 2005-07-13
P02HRY000OD078
WALTER A. CRUSEY
113 KLINE RD
SHIPPENSBURG PA 17257
STATEMENT OF SALE
Account Number: 037416598
The following property has been sold.
Year Make Model
1998 FORD F150
Balance owing on your contract
Vehicle Identification Number:
2FTZX172XWCA74842
Deduct Finance Charge Rebate
Balance less Finance Charge Rebate (1 - 2)
Deduct: gross proceeds of the sale
Balance less gross proceeds of the sale (3 - 4)
Add: Expenses of retaking and storing, and
any attorneys' fees allowed by law, and
expenses of reconditioning and selling.
Deduct: Insurance Premium Rebate
Other:
Deficiency"
(1) $ 10,379.75
(2) $ -0.00
.(4) s- 4.800.00
(3r $ 110,379,75
(5) $ 79.76
(6) $ 552.00
(7) $ 0.00
(8) $ 99.32
(9) $ 6232.43
Surplus' (10) $ NIA
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses 8 interest
added to your account (debits).
Surplus' or Deficiency"
' If the sale resulted in a surplus, a refund for the difference will be mailed to you.
If the sale resulted In a deficiency, you should immediately remit the amount shown on line 9 to the address for
payments shown below.
For additional information call or write: Mail deficiency payment to:
Ford Motor Credit Company Ford Motor Credit Company
P.O. BOX 6508 DEPT 194101
MESA ARIZONA 85216-6508 P.O. BOX 55000
(800) 732-2264 DETROIT MI 48255-1941
FFNA11DB0 01104 PwAaw rrdibors moy NOT be used.
CIO
tr
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Thomas R. Dominczyk, Esq.
Identification No. 85248
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
ILt?I icy-ii?4
FORD MOTOR CREDIT COMPANY
Plaintiff
V.
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 06-1174
WALTER A CRUSEY
Defendant(s).
PRAECIPE TO SUBSTITUTE VERIFICATION
TO THE PROTHONOTARY:
Kindly substitute the verification of the Plaintiff, Ford Motor Credit Company, for that of
the verification previously filed.
Respectfully submitted,
MAURICE & NEEDLEMAN, P.C.
Date: September 27, 2006
.
CERTIFICATE OF SERVICE
I, JOANN NEEDLEMAN, Esq. hereby certify that on this date I have caused a true and
correct copy of the foregoing Praecipe to Substitute Verification on behalf of Ford Motor Credit
Company, to be served by regular, first class mail, postage pre-paid upon:
WALTER A CRUSEY
10147 Cardinal Drive
Orrstown, Pa 17244
Respectfully Submitted,
MAURICE & PiFADLEMAN, P.C.
laintiff
, Esquire
DATED: September 27, 2006
VERIFICATION
I L /'--verify that I am the Authorized
Representative'for Plaintiff, Ford Motor Credit Company, and are duly authorized to take this
verification on its behalf, that statements made in the foregoing Complaint are true and correct to
the best of my knowledge, information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
d?
DAT : ??? ?rllG
WALTER A CRUSEY
Our file no. 2787
48063000000037416598
Suite 935, One Penn (enter
1617 John F. Kennedy Blvd.
Philadelphia, PA 19103
tel. 215.665.1133
fax 215.563.8970
www.mnlawpc.com
Donald S. Maurice
Member NJ Bar
Board Certified
(redilors' Rights Law
American Board of (ertification
Joann Needleman
Member PA 8 NJ Bar
Thomas R. Dominc:yk
Member N1 8 PA Bar
Sandra J. Sutton-Simanski
Member NJ 8 NY Bar
September 27, 2006
CUMBERLAND COUNTY COURT OF COMMON PLEAS
PROTHONOTARY
ONE COURTHOUSE SQUARE
CARLISLE, PA 17013
RE: FORD MOTOR CREDIT COMPANY v. WALTER A CRUSEY
Case No. 06-1174
Dear Sir/Madam:
Enclosed, please find an original and one (1) copy of Plaintiff's
Praecipe to Substitute Verification in the above matter. Kindly file the original
of record and return a time-stamped copy to this office in the envelope provided.
Thank you in advance for your cooperation.
New Jersey Office
MAURI(E 8 NEEDLEMAN, U.
250 Route 28 West
Suite 203
Bridgewater, NJ 08807
tel. 908.575.0220
fax 908.575.0632
Very Truly Yours,
Mauric Neerdlem , P.C.
t
DO INCZYK, ESQ.
v
nc.
cc: WALTER A CRUSEY
f_';7
_ ?rt
SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 2006-01174 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
FORD MOTOR CREDIT COMPANY
VS
CRUSEY WALTER A
R. Thomas Kline
Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT
to wit:
CRUSEY WALTER A
but was unable to locate Him
deputized the sheriff of FRANKLIN
in his bailiwick. He therefore
County, Pennsylvania, to
serve the within COMPLAINT & NOTICE
On October 9th , 2006 , this office was in receipt of the
attached return from FRANKLIN
Sheriff's Costs: So answe
Docketing 18.00
Out of County 9.00
Surcharge 10.00 Thomas K1
Postage 1.26 Sheriff of Cumberland County
.00
38 .26 ? 9_ Ib/yla t-
10/09/2006
MAURICE & NEEDLEMAN
Sworn and subscribe to before me
this day of
A. D.
r CASE NO: 2006-00217 T
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF FRANKLIN
FORD MOTOR CREDIT COMPANY
VS
WALTER A. CRUSEY
TIM HOPPLE
`-
y
Deputy Sheriff of FRANKLIN
County, Pennsylvania, who being duly sworn according to law,
says, the within COMP CIVIL ACTION was served upon
CRUSEY WALTER A.
DEFENDANT
the
at 0011:36 Hour, on the 25th day of September, 2006
at 10147 CARDINAL 1nRTVR
ORRSTOWN, PA 17244
DIANE DIONIS (GIRLFRIEND
by handing to
a true and attested copy of COMP CIVIL ACTION
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs: So Answers:
Docketing .00
Service .00 TIM HOPPLE
Affidavit .00
Surcharge .00 By .00 put
.00 10/03/2006
MAURICE & NEEDLEMAN
Sworn and Subscribed to before
me this day of
&00
Notarial seal
Richard D. McCarty, Notary Public
Chambersburg Bom, Franklin County
Not y` my Commission Expires Jan. 29, 2007
In The Court of Common Pleas of Cumberland County, Pennsylvania
Ford Motor Credit Company
VS.
Walter A. Crusey
No. 2006-1174 Civil
Now, 9/12/06 , I, SHERIFF OF CUMBERLAND COUNTY, PA, do
hereby deputize the Sheriff of Franklin County to execute this Writ, this
deputation being made at the request and risk of the Plaintiff.
Sheriff of Cumberland County, PA
Affidavit of Service
Now,
within
upon
at
by handing to
a
and made known to
So answers,
Sheriff of
Sworn and subscribed before
me this day of , 20
copy of the original
COSTS
SERVICE _
MILEAGE _
AFFIDAVIT
20 , at o'clock M. served the
the contents thereof.
County, PA
Attorneys for Plaintiff
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(11J) /2Sy-/101
FORD MOTOR CREDIT COMPANY
Plaintiff
V.
WALTER A CRUSEY
Defendant(s)
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
CASE NO. -06-1174
PRAECIPE TO ENTER JUDGMENT
TO THE PROTHONOTARY:
No answer having been filed in the above Civil Action, kindly enter Judgment in favor of
Plaintiff, and against Defendant, WALTER A CRUSEY in the amount as follows:
Principal Amount $ 6232.43
Interest to Date $ 2,767.20
Costs $ 185.99
TOTAL $ 9185.62
MAURICE & NEEDLEMAN, P.C.
BY:
JOAN"YEDLEMAN, ESQ.
Atto /v for Plaintiff
Date: December 18, 2007
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
(Z1J) /2Sy-/lbl
FORD MOTOR CREDIT COMPANY CUMBERLAND COUNTY COURT OF
Plaintiff COMMON PLEAS
V.
WALTER A CRUSEY
Defendant(s)
I CASE NO. 06-1174
AFFIDAVIT OF MAIL SERVICE
STATE OF PENNSYLVANIA
COUNTY OF PHILADELPHIA
SS.
I, JOANN NEEDLEMAN, ESQUIRE, being duly sworn according to law, deposes and
says that she is an attorney at law and that on 10/29/2006 she mailed a written Notice of
Intention to File the Praecipe to Defendant, WALTER A CRUSEY, at 10147 CARDINAL
DRIVE, ORRSTOWN, PA 17244 by regular and certified mail, article nos. 7155 5474 4100
4339 9346. Copies of the receipts evidencing said mailing are attached hereto.
A copy of the signed green card evidencing receipt of said mailing is attached hereto as
well.
MAURICE & EEDLEMAN, P.C.
BY:
JO N DLEMAN, ESQ.
rnev for Plaintiff
SWORN TO AND SUBSCRIBED
before me thiso) day
of , 2007.
Notary Public
COMMONW&ALTH OF PENNSYLVANIA
Notarial Seel
Apnea Ballard, Notary Pd*
CIV Or R&dWk Rftdoft CaLgly
tr CWMftdw E34*w,i@n, XW0
II-Mil, r;P nylwrris 4
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
(215) 789- /101
FORD MOTOR CREDIT COMPANY
Plaintiff
V.
WALTER A CRUSEY
Defendant(s)
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
CASE NO. 06-1174
CERTIFICATION OF NOTICE TO ENTER DEFAULT JUDGMENT
It is hereby certified that a written Notice of Intention to File the Praecipe was mailed on
10/19/2006 to Defendant, WALTER A CRUSEY, against whom judgment is to be entered after
the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A
- copy of said Notice dated 10/19/2006, a copy of the receipt for certified mailing to the Defendant
and affidavits of service of said notice are all attached hereto.
MAURICE & NEEDLEMAN, P.C.
BY:
J??C 9 NEEDLEMAN, ESQ.
Jornev for Plaintiff
Date: December 18, 2007
MAURICE & NEEDLEMAN, P.C. Attorneys for Plaintiff
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) -/89- /1()l
FORD MOTOR CREDIT COMPANY
Plaintiff
V. -
WALTER A CRUSEY
Defendant(s)
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
CASE NO. 06-1174
CERTIFICATION OF ADDRESSES
It is hereby certified that the parties have the following addresses:
Plaintiff: FORD MOTOR CREDIT COMPANY
P.O. Box 6058
MESA AZ 85216
Defendant: WALTER A CRUSEY,
10147 CARDINAL DRIVE ;
ORRSTOWN, PA 17244
MAURICE & NEEDLEMAN, P.C.
BY:
JO#YNNEEDLEMAN, ESQ.
At ev for Plaintiff
Date: December 18, 2007
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
(21.-)) nw- / 101
FORD MOTOR CREDIT COMPANY
Plaintiff
V.
WALTER A CRUSEY
Defendant(s)
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
CASE NO.-06=1174-
AFFIDAVIT OF NON-MILITARY SERVICE
STATE OF PENNSYLVANIA
COUNTY OF PHILADELPHIA
SS.
I, JOANN NEEDLEMAN, ESQUIRE, being duly sworn according to law, deposes and
says that she represents the Plaintiff in the above entitled case and that Defendant, WALTER A
CRUSEY, is over 18 years of age; the occupation of Defendant is unknown and to the best of
Plaintiffs knowledge, information and belief, Defendant is not in the military service of the
United States, nor any State of Territory thereof or its Allies as defined in the Soldiers' and
Sailors' Civil Relief Act of 1940 and the amendments thereto.
MAURICE &-NEEDLEMAN, P.C.
SWORN TO AND SUBSCRIBED
before me this Cday
of 200 7
BY:
Notary Public
JO# NEEDLEMAN, ESQ.
At ev for Plaintiff
C;uimmONWEALTH OF PENNSYLVANIA
NotmW Seal
lland Notary Public
ii Agnes Be
p City Of Philadelphia, PFilacl*l la County
9 ivty Co uT fission Bores Jan. 20,1009
Mernber, Pennsylvania Association of Notaries
Suite 935, One Penn Center
1617 John F. Kennedy Blvd.
Philadelphia, PA 19103
tel. 215.665.1133
fax 215563.8970
www.mnlawpc.com
Donald S. Maurice
Member NJ Bar
Board Certified
Creditors' Rights Caw
American Board of Certification
Joann Needleman
Member PA & NJ Bar
Thomas B. Dominczyk
Member NJ 8 PA Bar
Sandra J. Sutton-Simanski
Member NJ 8 NY Bar
October 19, 2006
VIA CERTIFIED & REGULAR MAIL
Walter A Crusey
10147 Cardinal Drive
Orrstown, PA 17244
Our File No. 2787
RE: FORD MOTOR CREDIT COMPANY v. WALTER A
CRUSEY
CUMBERLAND COUNTY COURT OF COMMON
PLEAS, CASE NO. 06-1174
Dear Walter A Crusey:
Enclosed please find a ten (10) day notice of default which is self-
explanatory. This is being served upon you due to your failure to
respond to Plaintiffs Complaint served upon you on 09/25/2006. Unless
an answer to Plaintiff s Complaint is filed with the Court within ten (10)
days from the date of this notice, a default judgment may be entered
against you.
If you would like to discuss a resolution to this matter, please call our
office at 908-575-0220 ex. 21.
Thank you for your prompt attention to this matter.
'Q.
New Jersey Office
MAURICE S NEFDUMAN, P.C.
250 Boule 28 West
Suite 203
Bridgewater, NJ 08907
lef.908.575.0220
fax 908.575.0632
Eric
THIS CORRESPONDENCE IS AN ATTEMPT TO COLLECT A
DEBT, AND ANY INFORMATION OBTAINED WILL BE USED
FOR THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR
IIR? .
sm 4M 404 V& FEES
Postage per piece $0.39
Certified Fee 2.40
ARTICLE ADDRESS TO: Return Receipt Fee 1.85
WALTER CRUSEY Total Postage & Fees: $4.64
10147 CARDINAL DR
ORRSTOWN PA 17244-8600
Postmark
' Here
•
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Thomas R. Dominczyk, Esq.
Identification No. 85248
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
1J) /Z59-71J4
FORD MOTOR CREDIT COMPANY
Plaintiff
V.
WALTER A CRUSEY
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
CASE NO. 06-1174
IMPORTANT NOTICE
TO: Walter A Crusey DATE: October 19, 2006
10147 Cardinal Drive
Orrstown, PA 17244
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT
YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU
ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGEMENT MAY BE
ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR
OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE
CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES
TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE:
CUMBERLAND COUNTY BAR ASSOCIATION
LAWYER REFERRAL SERVICE
2 Liberty Avenue, Carlisle, PA 17013
(717) 249-3166
C. Date of Delivery Article Addressed To:
/v - a 3-0 ?o
N
MAURICE & NEED MAN, P.C.
C'O
935 One Penn Center.
i. Philadelphia, PA 19103
• THIS SEC71ON ON DELIVERY
A. Si (? Addressee or ? A
X 7i (Yub) 7155 5474 41M 4339 9346
B. ftecelved By: (PleesePrl tClearl RETURN RECEIPT REQUESTED
(d Dffe t From Address Uwd by Sender.)I Illlf??lll?ll111111
ll'II11'11'l1l'll'?I11'?IIIIIIIII111?'Iil'
I l secondary Address I Suite I Apt./ Floor (Please Print Clearly)
Address
State ZIP + 4 Code
WALTER CRUSEY
10147 CARDINAL DR
ORRS/?T,OWN PA 17244-8600
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Attorneys for Plaintiff
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
(21--,) / Z59- / 101
FORD MOTOR CREDIT COMPANY
Plaintiff
CASE NO. 06-1174
WALTER A CRUSEY
Defendant(s)
V.
(X) Notice is hereby given that a judgment in the above-captioned matter has
been entered against you in the amount of $9185.62 on 47 1 /09_
(X) A copy of all documents filed with the Prothonotary in support of the
within judgment is enclosed.
5 1'4_(L? R - LX4
Prothonot /Clerk
by: ??112
If you have any questions regarding this matter, please contact the filing party:
Name: Joann Needleman, Esquire
Address: Suite 935, One Penn Center at Suburban Station
1617 J.F.K. Boulevard
Philadelphia, PA 19103
Telephone No.: 215-789-7161
(This Notice is given in accordance with Pa.R.C.P. §236)