HomeMy WebLinkAbout06-1198
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COMMON PLEA NO. _1fl:>?' 01 -1/9 () {! t-r--
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PLAINTIFFS NOTICE OF APPEAL FROM DISTRICT JUSTICE JUDGMENT
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Plaintiff'(s) name and address
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Defendant'(s) name and address
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Name of appellant'(s)
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(people or company filing this appeal)
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Name of District Justice
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District .I ustice case number
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District Justice h anng date
If appellant was claimant (See Pa. R.c.P..I.P.No. 1006(6)) in action before District ,Justice,
he/she/it MUST FILE A COMPLAINT within twenty (20) days after filing his/her/it's
NOTICE OF APPEAL.
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Signature of appellant or ttorney
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Filing date
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lOMMONWEALTH OF PENNSYLVANIA
COUNTY OF: CUMBERLAND
09-3-03
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NOTICE OF JUDGMENTflRANSCRIPT
CIVIL CASE --, .
PLAINTIFF: NAME and ADDRESS
'cOMMONWEALTH FINANCIAL SYSTEMS I
120 NORTH KEYSER, AVENUE )C(""r--
SCRANTON, PA 18504
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Mag. Dist. No'
MDJ Name: Han
Address
SUSAN K. DAY
229 MILL ST, BOX 167
HT. HOLLY SPRINGS, PA
VS.
T"epMho. (717) 486-7672 17065
DEFENDANT:
Ii.ONG JR, EDWARD
646 HOLLY PIKE
HT. HOLLY SPRINGS,
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NAME and ADDRESS
I
ATTORNEY FOR PLAINTIFF :
PA 17065
PATRICIA A. COBB
NCC COMMONWEALT
120 N KEYSER AVE
SCRANTON, PA 18504
Docket No.: CV-0000347-05
Date Filed: 11/02/05
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THIS IS TO NOTIFY YOU THAT:
Judgment:
FOR DEFENDANT
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JUdgment was entered for:
(Name)
T .ova.TV 'Rnwa'Dn
Judgment was entered against: (Name)
C'n_n101WRilT.TH 1l'TNilNC"T, AT. SYSTR
in the amount of $
,I
nn on:
(Date of Judgment)
1 f::In/n!;
o Defendants are jointly and severally liable.
o Damages will be assessed on:
o This case dismissed without prejudice.
(Date & Time)
O Amount of Judgment Subject to
AttachmenV42 Pa.C.S. ~ 8127 $
o Portion of Judgment for physical
damages arising out of residential
lease $
Amount of Judgment $ .00
Judgment Costs $ .00
Interest on Judgment $ .00
Attorney Fees $ .00
Total $ .00
Post Judgment Credits $
Post Judgment Costs $
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Certified Judgment Total $
ANY PARTY HAS THE RIGHT TO APPEAL WITHIN 30 DAYS AFTER THE ENTRY OF JUDGMENT BY FILING A NOTICE
OF APPEAL WITH THE PROTHONOTARY/CLERK OF THE COURT OF COMMON PLEAS, CIVIL DIVISION. YOU
MUST INCLUDE A COPY OF THIS NOTICE OF JUDGMENTITRANSCRIPT FORM WITH YOUR NOTICE OF APPEAL.
EXCEPT AS OTHERWISE PROVIDED IN THE RULES OF CIVIL PROCEDURE FOR MAGISTERIAL DISTRICT JUDGES, IF THE
JUDGEMENT HOLDER ELECTS TO ENTER THE JUDGMENT IN THE COURT OF COMMON PLEAS, ALL FURTHER PROCESS MUST
COME FROM THE COURT OF COMMON PLEAS AND NO FURTHER PROCESS MAYBE ISSUED BY THE MAGISTERIAL DISTRICT JUDGE.
UNLESS THE JUDGMENT IS ENTERED IN THE COURT OF COMMON PLEAS, ANYONE INTERESTED IN THE JUDGMENT MAY FILE
A REQUEST FOR ENTRY OF SATIS~ACTION WITH T!"iE MAGISTERIAL DISTRICT JUDGE IF THE JUDGMENT DEBTOR PA YS IN FULL,
SETTLES, OR OTHERWISE COMPLIES WITH THE JUDGMENT.
Date
, Mag:ste~:al:qiptrict Judge
proceedings cont~iningthe judgment:'.
-.
I certify that this is a true
Date
, Magisterial District Judg~
My commission expires first Monday of January, 2010
SEAL
AOPC 315-05
DATE PRINTED:
1/30/06
3:14:35 PM
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA
CIVIL DIVISION
COMMONWEAL"I"H FINANCIAL SYSTEMS
Plaintiff
No. 0'= - liCit
Ciu,.L /0L"'I
vs.
COMPLAINT IN CIVIL ACTION
EDWARD LONG, JR.
Defendant
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
William T. Molczan, Esquire
PA 1.0. #47437
WELTMAN, WEINBERG & REIS CO.. L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PAl 5219
(4] 2) 434-7955
WWR#05 I 04386
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
COMMONWEALTH FINANCIAL SYSTEMS
Plaintiff
vs.
Civil Action No. {) (, . / /e) F C~ -r~
EDWARD LONG, JR.
Defendant
COMPLAINT IN CIVIL ACTION AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the following
pages. you must take action within twenty (20) days after this complaint and notice are served, by
entering a written appearance personally or by an attorney and filing in writing with the court your
defenses or objections to the claims set forth against you. You are warned that if you fail to do so the ease
may proceed without you and a judgment may be entered against you by the court without further notice
for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You
may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HA VE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
COMPLAINT
l. Plaintiff is a corporation with offices in Scranton, PAl 8504.
2. Defendant is an adult individual residing at 646 Holly Pike, Mount Holly Springs, P A
17065.
3. Defendant applied for and received a credit card issued by Plaintiff bearing the account
number 1333470. A true and COITect copy of the Cardmember Agreement is attached hereto, marked as
Exhibit" I" and made a part hereof.
4. Defendant made use of said credit card and has currently a balance due and owing to
Plaintiff, as of March 1,2006, in the amount of $8,670.20.
5. Defendant is in default of the terms of the cardholder Agreement having not made monthly
payments to Plaintiff thereby rendering the entire balance immediately due and payable.
6. PlaintilT avers that the Cardholder Agreement between the parties provides that Plaintiff is
entitled to the addition of finance charges at the rate of23.99% per annum on the unpaid balance.
7. Plaintiff avers that the Agreement between the parties provides that Defendant will pay
PlaintiIrs attorneys' fees.
8. Plaintiff avers that such attorneys' fees will amount to $1,500.00.
9. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or
refused to pay the principal balance. Gnance charges, attorneys' fees or any part thereof to Plaintifr
WHEREFORE, Plaintiff demands Judgment in its favor and against Defendant Edward Long, Jr.
individually, in the amount of$8,670.20 with continuing finance charges thereon at the rate of23.99% per
annum from March 1,2006 plus attorneys' fees of$1,500.00, and costs.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED
SHALL BE USED FOR THAT PURPOSE.
WELTMAN, WEINBERG & REIS, CO., L.P.A.
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William . Molczan,
PA 1.0. #47437
WELTMAN. WEINBERG & REfS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, P A 15219
(412) 434-7955
WWR#:05104386
.
Nollty U. In Col&ll at Errors or QU"!Itlonll About Your BilL
:r you :tl,nK your t:liling statement IS wronQ. 01 d you (lee<! mOla ,n!crmatlon
about a rransaclion on your o,lhng SI,1I8'fl8nl, write \0 uslcn a s.eparal6
sn"'lll) al Tnil Jd(lfllSS snawn on Inti Iront ot your O,lhng Slalllm~l. Wnle 10
us as soon as ;:ossIOle. W5 must hear lrom YOi) no latlltl" thIIll 6Q days anar
WII S<lnt you me t'rsl tl,lhng slatement on ....h'en It"l an-Or or llrOUam
appaa(~_Youcanl"lepnone us. bUldo,ng 50 WIll nol pre,..,r\leyourrighls.
In 'fOur lener. ~;ve us ttllllOIlQwmg intormallon
. Yournamll and a<::counl numtlef.
. The :;lollar amount aM date 01 Inll suspect&<! error.
. Oescnl:>a the ,mor and e~plain, II you can, wtTy you beli_ there is an error
If you (lelKl mOfe ,nIOlm;r,IJon. daSCrltl6 Ihe ,I (1m you ale rlOl surf! about.
.Pleas.asignyoullener
'four Right. and Our R"apOnslblUllllI AMer We Race!.... Your Wrttt.n Notice.
We must ad<.nowledga )'OU! lI~n9r wilhin JO days. unlas-s _ haw CQIT8Ced
the eITor by than. Within 90 days, ....a must eilher con9Cllhe error or Illlplain
....hy ....e OlllltNll your blUing stalement was correct, Aher we rtlC8f\oog )'OUr lallar,
Wll cannot Iry 10 collacl any amount you Quasl,on, or rltPOrt your account as
dlllinquant. Wa can continue \0 cl1arge you for the amQlJnt you quashon,
including linance charges. and....e can appty any unpaid amount against )'Our
cr&d'! timll. YOu do not have to pay any quaSl<onad amount wh,lft _ are
invaslig.lling, Out you are 51'11 oOllgaled 10 pay the parts Of your 1.Mlance lhat
ere not in queSI;on
11 wll lind mat we made a m'Slake on youl boiling statement. you ...,11 not haw
10 pay any finance charges related to any queSfioned amot.Jnl. II _ didn't
make a mistake, you may have 10 pay finance Charges, and you will have to
make up any missed payments on Ihe Questioned amount. In aither case, we
....ill send yOu a statement 01 the amount you owe and me datli it IS due,
II you (ai/tO pay the amounl Ihal wa think you 0_, WlIlT1.i1y raporl you as
deUnquenl. Howevel, II Oull!J{planation does not satisfy you and you write \0
uS within 25 days lelling uS Ihat you still refuse to pay, """" musl:l8pOl1l1lat')oOU
are tlispUling your oalance_ And. we must tell you the name and add;ess of
anyone to whom we repor160 your account intormalion. We must tell anyone
to whom we reperl that the malter has been sellled bllrween us when it is
finally sertled.
If we don'l follow these rules, we can'tl:ollecllhe first SSO of the questioned
amount, even iI your oilling statemenl was correct.
Spe<Jal Rule lor Credit Cud Purch.....,
It you have a pro~em w'lh lhe Quality 01 propeny or Sl3l"1'ices that you
purchased wilh a credit card. and you have tried in good tailh to COffee! the
problem with the merchant. you may have the right nOlto pay l1'1e remaining
amount due on me property Of sel"l'ices. TIleilf are two limilati.on:s on !tlis right;
. You musl have made the purchase in your home state or, il not within your
home slate, W'lhlri'00 miles 01 your current address: and
. The pUlchase price mUSI have been more then S50,
These limilalions tlo not apply if wa own or operate Ihe merchant or if Wit
malied you tha advertisamenltor Iha property or services.. A claim unclar this
speciallule may not a_cited Ihe amount actually Oilled to your aC!;ount and
008S flat apply to purchasas made oulside the Uniled Slates.
cmBAN<o'
iO 1996 Citibank: (South Dakotal, NA. Mamber FDIC
3358128 I 8049490
Rev. 9/96 Pr.7/97
G/P
.
CITIBANK CARD
AGREEMENT
Th,s A~raemenl and lha fola8' conlaming Ihll care are you, C'!IOank Card
Agrllllmenl. The folder contains imponanl account IntormalKln, 'noudlng !Nt
annual percentage r<lte and an ondicallOn whemer In~re 's a memOOfSnlp !&e.
Please read and keap Dalh Ihli toklar and mis Agre-.emant~' y.:lur ,ecarCS
To simplily Ina reSl olth,s Agreemenl tor you, the ~ollowlng del,n'hons woll
apply. The WOlds. you, your, and yours mean Ihe pe~ '8spons,OIe tor m<s
A9r~llnt, to .....nom we dIrect Ihe Ollllng slatement Th~ ...ora card mean~
one or mollt cards wh~h we have iSSUed wUh 'fO<Jr accounl numQer, n.e
....ords. \WI. I.JS. and Qurmean Citibank (Sown DaO<.Dl3). N.A. The wonn
Cicibank ch8dfs mean one or more ched<.s Ir.al we may p'a\f'tle 10 access
your Citioank card account. This Agreement is OlnOlng on you unless y.:lu
cancel your account wilhin'3D days atTar recalvlng ltle (;;Old and IOu nave
not used or authorized use at your account.
Credit Line:
Your inn ie/ credit line appear:; on Ihll kJld'H contaonmg thtl ~ard_ A pOnton 01
your credit llna. c.allad the cash aov3'nca limit. ,s avallaole lor casn aovarx:es
At our dlscrelion and al any lima' _ may change )'Our cr+l1:Jlll,ne or Cilsh
!Idvence limit. We will n01lly you II wa 00, 9<11'161 Oy mJol or \I'Irougn Ihe Oolllng
slalament. You may reQuest a Change 10 )'Our Cre<Jll I,ne or caS/1 aevance I'm,t
by contacting CuslOm9r SaNlCe by lelephone or ma,1
Using Your Account:
The cald muSI oe signed to De used, The full amounl or your tfOO,1 "ne oS
available to Ouy or lease goods or seNices ....her!tver lhe c..:Irtl 15 11Q/'\0red.
Your ca.<;/'! advance limit is awlllatJje !or cash OIl any t);lnk or aulomaled taller
machll1l11 that acc.epls lhe can::! or try US8 01 Cilloan. cnedl.s, The tOlal amoul1t
charglKl on your account, including purchases. cash aovances, lin..ance
d1arges, reas, or ather chargas, must always remalrl oalow your treootlir'18
Additional Cards:
You may raqullsl additional cams on your acc:ovnr tor yoors.ell or oll'1er,; and
you may permit anolMr parson to hava access 10 me card or accoull1 numOl!<".
However. i1 you do, you ara liable lor all cllafl)es matle by Ihos.e persons. You
must nOlify us 10 revoke permission !Qr any parson you pr",,~1y aut/lotued
10 usa your account. 11 you lall uS 10 rlMlke anoIMer person's use ot your
account Wi! may close the accounl anti issue a new cartl 01 cards WIth a
tlilteranl account number. You ale responsible tor lhe use a/each card i.ss.uea
Oft your account a~rding 10 lhe tefTT\S 01 ShlS Agre.emenl. .
Membership Fee:
The IOldllr containing Ihe card indicales whelMr JQU' account ;s 'uOr&o:t 10
a membership 1ge. II it is, Ine lae is atlded to Ihe purthase oa\ance ana is
non-relundable unless you notify uS to cancel your accounl Within JO days
tram the mailing dale 01 Ihe oillin9 statement on wnlCh Iha lee is OIiled
Billing:
Each mOnlh _ will send you a billing Slalement illf1~re is aClivlty on your
account It snows lhe oalancll. any finance cnalges. lees, the "'''",mum
paymant and the paymllnt due date. It also Stlows your currenl ClelJllline
and casn advance limit, an itemiz.ed iisl 0' Current cr.arges. Ci1ltlank. thecks,
payments anti credits. a summary showing separ.aleiy l!'Ie pUrl:hasa anCl casn
advance balances, linance charges on e.ch batal'lCe, ana Olner omportant
informallon. You must nosily us 01 a change in 'fOur aoare55 try COnlaCl'ng
CuSlOmer Service by telephol'le or mait. We will mall or Clelr~r tha O,lllng
Slalamentto only one mailing adare5S.
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How We. Determjne the Balance:
rr1l! 10:.2.1 (N:S:.1r1amg ba'ance IJna ameunl yOU OWl! USI apc~ars as lhll -Nfl....
5<;~1~. en :~e ::;,II,ng Sl;ilemllnt. To (lP-le,m'ne :n," N,""" 3alance. we ~,n
",'lnlrlelJ"tsTan{llngcalanc:eon:IOI.J(.lc:c::'unialrnaoeglnnlngoreac:tlb,l!,ng
~"OC. ~II~ :r>e .p,f:'IIOOUS 6,:Jlanca.:)n :r.e [l,llong Slalemenl, We adO any
pu'cna-S.eSM1<lG.:lStl i1c-..-ancesano SUOI(actany;;aymen:s anaCfe<],IS Ihat
we 'ece,~ '....e Ir>en a1JC Ir'le aopr:;,p""Te ,onance cr,a1Cj'es. lees and omer
aop.oC.1c.ea1JjUSlmems
Annual Percentage Rate for Purchases and
Cash Advances:
Yo", ANNUAL PERCENTAGE RATE and lhe c:orrespond'ng mOr'uhly
ana o..a"y perooo.c rales appear on lI'le talOf<r COnl3,n,ng the c..;rd. The monlhly
~no<llC rale 's me applocaOle ,lI1nual pef:entage rale djv,ded tly 12. The daily
p..no<Jc .<lle os lne annuat percentage rale a""Oed oy J65. The annual
percent.3l]'e raTe may oe vanable. Whetne, or notll'le r.lte 'Janes is ind,caled
on me jo'Oe( C.:)nla,,,,ng me card.
Variable Annual Percentage Rate for Purchases and
Cash Advances:
It your accounl has a vanable ANNUAL PERCENTAGE RATE. WQ
calcvlClle me rale Oy adamg tne ti.o.ed percentage amounllnal appea~ on lhe
IOlOElr corltlj,n,ngThe card 10 lhe US. Pnme Rale pu!)j,sheo ;n The Wall 5/r961
JOvm.l/OO tnu thorO Tue~ljy 01 Ma,ch, Jun'l. Septemoar. ana D9C8mber 01
"",-,n ye:"r tt IN. !t"'d Tu"5day '5 a hot><1>oy. ....ll w,U US" Ih& Prim" Rale
pUCohsneQ the next O..y. II more Ihan onl! Prime Rale is published. ....e may
,noose the n'gnesl rale Il The Wall Slreer Jovrnal ceases pubhcah<ln or to
pUOl,sn me Pnme Rale. we may usa lhe Pome Rato puOlished ,n any olhar
~S;laMr 01 ~neral C;]{eUlalion. or ..e may SubSl'tute a s,mllar rererence
rille al OUI SQleOISCrenon
Any 'r1C1lJase orOee/ease In lhevariable annualpercenlage raletaKas eNact
on me hrsl day 01 the b,llIng penod direc:ly lolla....ing me monlh in which we
calCulate lne rare, EaChhmeltlevaro3bleannualpercenrageral&cnange$,
....e w,1I apply ~ to any ex,stmg purChase and casn advance balances. subject
10 any onlrOOUClOry or promOloonal rate oller lhat may apply. The annual
percentage rale '" effecl and any subsequenl cnanges 10 il ..,II appear on Ihe
Dlllln9 Slatement An increase In the vanable annual percenlage rale rn8a11S
you WIll pay a rltgher finance eharge and pi!rhaps a highllr minimum payment.
. Uyoula,llomeeltherllquiremenlsofth,soranyolherCitibank:Card
: A9'll'llmenl. we may imme<liately increase the vaflable ANNUAL
PERCENTAGE RATE Il/'1Cluding any ;n1rooUCIOry rate or promotional rata)
on ilny eX'Sl1ng purchase ana cash adVance balances 10 a higher filla ot
12 9"'. plus Ine Pnme Rale as delermined above, This hiaher rate w;1I not be
lower 11'13n 19.5",. Your accounl may be ehgrOle lor the lower var;able annual
P9"'C8ntage rate on new purChases ana cash advances atter you halfe mel
It><!! l&/ms or th,s and any other el1lbank Card Agreement for six months.
Introductory and Promotional Rate Offers:
At Our a,screl,on. wI! may Oller yOO an ;nlroduclory annual percenlage rale lor
aU or a patl 01 the purchase ana/or cash aovance baiances. The period at
lime lor wn'cn the imroductory fOue applies may be limited. Any ;olroduClOry
rale. rn,e corresponOlng periodic rales. ana !ne period oj lime during which it
IS on eMecl ..,iI appear on !he !older contaJn,ng the card. we may also offer
you a promohonal annl,1.ill percentage ratl! te encourago specrric transact,ons.
such as lranslemng balances from accounts you have ..'th other credit card
pssuers Any ,"1roduClory or promotoonal rille oMer Will be subleO 10 Ihe larms
oj tile oMer ana Ihls Agreement.
Finance Charges on Purchases:
'Ne....'llcharge a hnancecnargl! !orpurchasas It you aia not pay lhe Iota I
2
New 5z.:Jnee :iSI2\1 :::n :ne ;;;51 ::;11I1"r. ~:di~manl in lull :Jv [fl.. ;a'fm;;n' d..."
dalaaslollows
-Wa s:arl..,th rne PreviOus 9alilnce on :;urcnac,lS Jl :he o<:<;mnong or Ihtl
biilln\] oe"od. For hnance Cl".ilrgo c:Jlcuiallclr) purpas;;s, tha billing ~.J"C(]
beg:ns on :,'0 SI~le""'l1IUC:0s,ng DaTa ;:st~d on tr.a PfI'H'OIJS Clilong ,lal,,,n,,nt
andvaroes....lIhlhe."lJm~rolaJ.ySllllheb,IIt"gp6nOCl
. On eac:J a~y o! the o,lling ;JenOd ....e subir'lCl paym'HlIS, add new purchase,;
and tees. ana maKe aajuslmenlS. Tn,s delefmones <l a~oly oat~nC8. Unless ",e
el8l;l 10 useataler date. WI! <ldGa new purChase 10 Ihe oalanCII as o(ll'1e
oaleortnapwenase.
- Wo ~Olai the da,ly balances (except ~or II'1e balanee on the SialllmonV
Clos'ng Oale1tSlll'OOnlheewrenrblll,ngS1alllmenl1.ano Iher.Olv'do Inal
amounl by Ihe numoer of days ;n Ihe billong pened. This ~elermlnllS Ihe
aVllrageda;lybaiance.Wh'CtlJSCalledlheClalancesublllCllolinancachargll"
Onlr'leb,llingSlalllment
.We mulliOly the balance subl~t 10 lir.~nee chargtl by tn,! applicaolo monlhly
peflOdle rale. The resulting ~mounlls your FINANCE CHARGE on
purchas.es
.U lne purchasabalanee is subject 10 mora Ihanone ,ale (forll.ample.
because of purchases made dunng a promOlional or intrOdUCtory rate oHer).
we w,lI separately calculale the balance subject 10 tinanca cna'ge and Ihe
rasullong finance charge I~,the same manner as descnhed above
FInance Charges on, Cash Advances:
We..lllchargealinancecharglloncasnaavancllsl,omlhlldayyoulaKe
Iham untillha day we rece,v., paymenl in lull as lotlows:
. We slart....'rhtne Pravious Balance on cash aavanCils at Ine beginnong 01
the b'lling periOd. For linancacnargecaleulallon purposes. the billing penOd
begins On me SlatemenVClos,ng Dale IiSllld 00 1M pravious b,lllng Slalemt,lol
and vanes With Ino number or days in the b;lling period.
. On each day or Ihe billing pllriod we sublract payments. aad naw cash
!Iavanca,; and lees. and make adluslmems. This dlltermlnes a da,ly billanee.
Unless we eleCl to use alalel aal8. we add c:<lsn aavanees 10 Iha balance as
ot the day they are taken.
-We lotal Ihe daily balances {exeepl tor tr1e balance on IheSlalamenV
Closing Dale lisled on !he ~urrent billing stalement) and men di~ide that
amount Oy lhe number 01 days In the billing period. This oelerm;nes Ihe
average daily baJance. which is called Ihe"balance suOjOC1 to linance Charge"
on thebillingslalement.
. We mulliply the balance subjecl to finance charge by lhe applicaDla daily
periodic rale and then mUlliply the resulting amount by the number 01 days in
lhe billing period. This resulting amounl is \"Jur FINANCE CHARGE on
cash advances.
. rJ the cash advanee balanc;e IS sl;bjec;lto mOfe than one rale (for example.
because of cash advances made dunng a pfOmotlonal or inlroduClory rate
ot/er). we will separately calculate the balance subjecI to linance charge and
Ih! resulling finanee charge in the same manner as describe<] above.
Cash Advance Transaction Fee:
For each cash aavance obtained al an autOmalad leller ma(:hone (ATM).
Ihrough a Cilibank ched<. or at a financial inslHUfion (w;fhoul USing an ATM),
we w,1t add an additional FINANCE CHARGE of 2.0~:' ollhe advancll. biJl
nOI less lhan S2.We will add this fee 10 the cash advance balanCe. The caSh
advance transaction fae mav causa lheilnnualpercenlage rille onlhe b,Uing
statemenl on whICh the cash advance lirst appears to exclleO lhe nom;nal
annual pereenlaga lalil.
Minimum Finance Charge:
We assess a mln'mum FINANCE CHARGE 01 S.50 il-your finance charge
J
~
101 DU/cha~SOI ~a,,;h .JdY.)nC<ls IS iass :~an $.50. We "ca tl1e amount;o
.1IIh.H Ine po.lfCtlaSIO or ;:ash doVanto bala~ce J\ our OtSCrilllon.
Credlt Balance;
'1"04 may nOI ma,nl,lIn a CfOOl1 Oalance on your aC::::Junl in lucess 01 your
ass.gn&d creel: I,m,!. We ""II return to you any Cl€'Oll amounl oYflr .):1.00 II me
amount has :.e01I1 on your ac.covot :onQllr Inao Inree monlhs. You may
HtQuest J retuml 01 a cred't ba:ance al any time. Wa may f90uce lhe amount
01 any cr~'l balance r::y 11'10j amounl 01 new charges Oilled to your ac.crllmt.
Security Interest for Secured Accounts:
The folder conla,rll"g !ha c.:ml 'ndicales il :,-our aC:OUf11 is a S8Cur6d accol.Jm.
II ,/ IS. you ha~e qr..an LiS J 5ecu<Jty :lJJllreSIIn a ceniliC3te of oeposit Of a
s.ilvlngs ac:::ounlta secure fepaymflnt 01 your aCCQ\jnl. il yOu wilharaw your
lun<:ls from Ihe Cllrl!!icate 01 Ollposll or savings account. we will closa your
cardaC::DIjnl.
Charges Made in Foreign Currencies:
FDA VIS4~ ACCOUNTS. JJ a charge IS incurred in a !orlllgn CI.Irrency, Visa
lnrernalionat will COnvel1the charge Into a U.S. oollar amOunl using its most
recantly putlhshed procedures sat forlh in its Operating Re<;julations in eHacl
al 1T'19 lime IhIllf<lnsaclion Js processed. Currenlly. lhasa Regulations prOl/lda
mal the currency Conversion rate to be us&l:l is 8Ithllr (1) a whotasale mat1<et
rale or (2) a government-mllndalad rolll in eNacl one day prior 10 lha
PIOCBSSln9 tinlB, ;nclm,,;ad by on ,nrllrnal;onBI relmbursemenl rale in llllCh
cas... Vi!>>a reta,ns InlS int..rr\ellonel reimbursement ralll as compensalion lor
per1orm,ng the curr..ncy conversion saNiclI, Thll curren!;;}' conversion rata in
ellact on ~hll processing data may O,Ne/from the rata in eHQCl on the
Iran~ctionOalaorthllposllngdalll.
FOR MASTERCARD. ACCOUNTS: II a Charge is incurroo in a ~caign
ctflTllncy, MaslarCara Intamational, Inc. wi# can",art mil dlalf)e lIne a U.s.
dollar amount using its most recently putlished cOf1Ya~ion procadura:s in
elteq at Ihe lime Ihe lransat1ion is proces~. CUlTt;lnlly, Ihe currency
conversion rale used 10 (1e1E/rmi<la 1M Iran$.ic!iDn amovnJ in U.S. dollar.;. is
lIithar {l} a wholesala ma......lll rate or (2) e govarnm\lnl.mandat~ rl\la in
eHoct one da;y prior \0 the processing Oata. increas.ao by one perC8m in eech
case. MasterCard III/ains /hi!; Qne palcarn as compfms.aJ!Ofllot performing
the Currency conversion servica. The currency conve~ion rate in eHecl on the
processing dale may dHlllr Itom the rate in sHeel on tM transaction dale or
/he poSling aata.
Minimum Amount Due:
Each monlh you musJ pay a minimum amount that is Il'1e IOlal 01 two ligure~
The fi~1 is any previous amount that is past due plus any amount in aXC8S$
01 your credit line. The second is the greater 01 the amounl of your billed
linance charges or one 01 JIle following: "
. The New Balance on tha billing slalemenl if il is les~ than $50: or
. SSO, ilthe New Balanca is at least S5e and not greatar than $2.400; or
. II Ihe New Balance exceeds $2,400. t/48 oj lhe Nl!IW Balance (rounded
down to the nearesldolla!).
You l1'1us[ pay ae lease the minimum amount dull each monlil, l:ut yOlJ may
. pay mora al any lime without a penally. If you pay more lhan lhe minimum,
we will allocalll tl'1e e:r.cass amount to the purchase Qr cash adwnce b.atanCIit
al our discretion. The sooner you pay I/'Ia New Balance, I/1e !ess you wi!! pay
in linance Cl1arges.. We may atso allow you 10 skip a payment. II wa do. we
will nQtlly you on Ihe billing statemenL II yo.. choose to skip a payml!lnl when
offered. we will con/rout! to i1ssass linance charges.
Payments:
Do noc sand cash payments, We ean aceept iate or partial payments. as well
as pa~mants thaI rel1QCl -paid in lull" or oll'1er restrictive andorsemenCs,
wlthoul lo:>,ng ilny 01 Our rtgnTS "noer [h,:; .-\g'~e",.:n[ "-~.\,(~ ",.ay ~" 0. ::;""'\i
01 up [0 Jive i;ays,nCTe<JlIlnl);;i;;aym\'nl,I'!,s '''(fr'Al\!Jt,1r..:;ccr,,5.S "mar
Ihilr1l"'", ad::Jri.lss ;Jrov,ae-:: on t~a DJII'[lg s.:J[~..,..,,,nt, You m,-,s: ::lay ws:n lJ S
dollars drawn on lunas on deposit .n tna United S[dles H:Jwev\'f. W\lles"f'.'O
tnenghlloar::ceptpaymentsmaaeintole'gn;:urre'1c:yll"'"oa._,...dl
char(lA acurranc,rconvors:on 1M! oas,lQ ,-,pcnme::::mvers,C"",al>lS ,,"';lL(l<j J.t
Ine:'maof C::JnverslOn
OveHhe-Credit Line Fee;
Wa ""II aao a $20 tee 10 tne purcnasa balan<;a lor aach bllll"g penoa trI.ll m",
New 8alance excaaCs your crlKlil hne
Lat~ Fee:
We will add a $20 lea 10 lhe Durchase balancalorilach b,lIing ;::enod you laJl
to make the minimum paymenl by its dua aale
Returned Payment Fee:
We will allda 520 lee to tna purchase balance when apaymenl d1ed< or
Similar instrument is nOI honOred, whllnwomuSl return II oecaws.o! ,tC;lnnOl
bll prOC!lsse<:l, or when an aUJomallc oebll'.s r~lumed ..npaid, At Q..r opllon.
we wilt asses!; tll'S le<l tne ~rSt lime ~ur checx IS rlOl honOCI!Q. ev-en II it IS
paid I.lpon resubmission.
Cltibank Checks:
Cilibenk chad<s may be used \0 pur.::r'iase gOOCl~ 'lIld SOrv;Cil~ or 10 "ora,.,
cas:hlJplOlha amounto.youravlllia~ecaSlladvanc..hmLtunloJssmill
amOll.,t will causa the balanca to "~Cflad yollr craC'1 hne. We ""III treat
Cjlibilnk checlcs as a r::asl'1 advance and Cl'1ilrge l!lam agarnst yo..r cash
advance limit. Each C;libank Chad<, musl be ,n me lorm we have ,s.su~ and
muSl tJa used according to any instructlOnS ....a give you_ CLtltl<ln~ ;:nedc.s may
be us'Kl on~ t)y the persan Wf"105!l name IS pnnlflD on [Mm. C.tlbank CtleQ.S
may noc be used to pay any amounl owed 10 ...S under this or any Oll1er
Cilibank Card Agfeamenl. We will nol eel1lty any C,tibank cheoc.s. nor w,11 we
relurnpaid Cilibank chad<s.
Returned Cftlbank Check Fee:
Wll Will add a S20 lea to Iha cash aOvance balance il we decline 10 nQnor a
Citibank ched<. Among lha reasons lor our decrine are (hal (M 0'\edI wouJo"
cause Ihe balance 10 e:cCllll'O your cash aevanCII limil or creallline. !hat you
are in oataull thaI you did not ;:omply with our instructions re<;laromg the
checK, thaI your account has been Closed, or Ihal the card has Cllplfe<l.
Stop Payment Fee:
We will add a !i20 lea to tha cash advance balance when paymenT of a
Cilibank chack is stopped at your request. You may slop payml!'nt on a
Cilibank chad< by notifying us in writing at PO, ao~ 05QO. S,ou~ Fairs. SOUlh
Dakota 57117 or by Calling us al Ihe telepnone.numt>er listed on me tlllhng
statemen1.11 you call. you must C1Jnlirm the cail in writll'1g wllhin 1.t days. A
written stop payment order will remain In etlect lor Sllr. montl'1s uniess
ren8'Wed inwrihng.
Once a d1arge is mad& through Ihe use olll'1e carl] or aCC:Ownl f"lJmoei we
cannOl 'SlOP paym&nr" on thll c:'ar!lll_ If there I~ a dispr..rlll IIlVO""ing a CI1a;ge
on your aCCOunt, please relar to lhe S8<:lion ell1itled "What To Do 11 Theres
A" Error InYo..r Bill:
Lost or Stolen Cards, Account Numbers or Citlbank Checks:
n any canl, aCCQunl number or Cilibank cnecll is lost or Sloien ~r ,I you thln~
someone used or may use them ",ilhout your p8lm1SSIOn, '10111)0 us al once by
calling Ihe lelephone number sMown on lha b,lling statement 01 the number
Obtained by calling toll.lree or lOcal Oiraclory As.Slstance. We may reqUIre you
to ;Jrcv.oe ;::er.i!ln ,nlorrn<lnOO In wnBng 10 ne'~ US I'rd 0:;1 whal ~aODened
[..on 1 uS<!tl'1e Gard or TIle C;llban~ cr>eo<.S aller we '.a Deen nOIlIIe.:l. even i/
me.,. Me lo,-,nd or returned, VOl. may t;.<O i'a~e lor unautr10n~~ 'J$Il 01 It"lo
C-ard, :::';1 nOllOt JT\Ore man S5Q, You I'<on I oe II<lcOfl for aI'ly unault10n,;:e-<.l
purct1as&S or =11 a<Naf\C.eS marn'! ailer ....e'.'e ~n nOI,IIOO at the loss or
~ rN!"': l'K.l'wever, you must .o&<'\lity ~or us t:1a charges on lI1e O<iting
S:<lI~1 mat ..ere 1'>01 maGa Dy 'fOU. or som&One <!vlt\QnlOO Cly you. and
lrom wT1oC1'1 )'QU r~ no Denelit
Defautt:
VO<.I arll ,n Oetaun ~ you ta,lto pay tna m'nlmum ;:layment I,sted on eactl b,lImg
Stalamem on I,me. tila lor oan~r:;plcy. I!~ceed your credll line w~houl our
permt!i.&'Ofl. or DElIault on any Dlnllr Cil.b"n_ Ca,d Agreement. If you ale in
delaun. _ may cIos.e J'Ovr accovnl and demar.d 'mmediate payment 01 1M
"jil o.a/aroC.lI. II you I'1.<Iv9 grven us a s.ec:,j(1ty .merest on a s..l\lIngS account or
C8f1mcale o! OepOSIt._ may use me daoos" amount to pay any amount you
o.o.e us. Bu1 01 cour.;.e, you 000'1 wanl tn,s 10 happen. Call us lifli! and let us
try 10 r\fl\p you.
-,f Collection Costs:
II wll MYe 10 rllter COllect'on at your accounl 10 a lawyer (....no ;s not our
&.alar'lld ll'fTIOIOy&eI, to the 1l~llnl perm'nllo by law, you will l"Iave to pay OUI
~~!2~CO<.l~lS o~~"'~!"'lls.1l we sue to colHlci and you
...on, _ w,lt pay yo...irreasonwe [e1;ial lees and court costs
Customer Privacy:
WIl .N\lI not selt inlormahon about you or YOUt account to non-CillcOrp
compan>ll-S. On occaS>O<1, I'K.l'wtNer, we ""It aHaw certain companies to olfer
sp9C.aJ1y seleCtea products oirxl servK:as to you througt"llhll mail or t!y
I~. Thes..e compan,as w,ll nOl be allowed ro ra13m all)' information
aOout you or ytlur accounl unless ytlu agree 10 purchase their proouc: or
s.ervoca. It you 00 not wanllO receive lhese oJiers. wntll or call us at the
aOOr8SS 01' lelephooa num~r listea on the billing stalement Ba sura to
ioduoe your name. aodres.s. aM a=un! number. We wilt remind you at
l&ast 0IlCIl eacn year 01 )'Qur right to be e~cJudlj(j Irom these oHers.
Telephone Monitoring:
From I,me to lime _ may monitor telephone calls regarding your accounl
WI1f1 us to assufe the quality 01 our sarvlCl!,
Information Reporting:
We may roport your perlormance ul'lder tn,s Agrll'emenllO credit reporting
agenoes .ncludmg your l;Ulurlllo ~k.8 m,nimum payments 01"1 lime. A
n&gall"llft credit report may signifK:anlly harm your aoility to obtain credit Irom
oltler SQUlCes. W. may also oblain tollow-up credit reports on you (tor
8~. wt'1er'1 we rev'ew y1)\ir acc:ount tor a credit line Increase). We may
fJ~d'\a.rlQ8 ,nlonnallol1 abotfl y1)\i or your account Wlll"l our Cili~rp affiliates,
iI/'ld our Citlcorp affiliates may penorm certa,n customer S8ll'lliCe and paymant
P'OC&SSlrw;! fur.ctIOl1S tor your account, QtnelWtSfl. no one else wit! be given
lfTIorm.allon about your accounl without your permIssion or proper legal
ault>orny. We W1lllry to notify you by telephone or by mail of any legal process
s.&rved on us in order 10 glVEl you an oppol1un'ly 10 object to it, unless lhe Jaw
pror"D<l~ the notICe,
Correcting Your Credit Report:
It you mmk _ 'epon8d errCf\ltOUs ,nformauonto a credil reponil'lg agency or
w.sh 10 I6arn U\8 names olltle agencies we contacted. write us al lt11f
i100res.s listed Q(l thll bdling Slalemenl. We w,11 promptly investigate the
~"'er, and ~ our If>\I9sllg;1lI0n shoNs yolJ Jir8 flght. "'" w,lI comact ead1
creoll .epol1'r'lf,I 39fl"'CY 10 whom _ .eponed and wltl request rnay corree:! Ihe
r&PO<l. II __ disagree with you atter our ""'eshgalOon, we WI" te" you in writing
Qt I:ly I8lepnor1Il and ,nslNC:t you how 10 sUbm'l a stalement of your 'poSItion 10
.
thoS€! agencies. Your st.J!emenl "",II b~oma a ;).dr1 01 your :te.J11 ""cerO w,T,
them,
Closing Your Account:
You may close you' account at any time by nOIlI')''''g liS in w<1llng. How<",,,r,
~Oli remain 18sponS,b,oj 10 pay tM ~aJal1Cll ac:;;or(ling :G lt1o) IOlms 01 t/lis
Agreement. We may close your aD:cunt or suspend your account p"""I<Kjes
or Cllman_ ched<s at any lime wllhout pflor notice. We may also rll,s.su>l a
d,r1arlJrll card. account numbe" or dir1erenl cned<s at any lime, You must
relum the card Olthe Cillcank cneCi(S to us upon "toques!.
Refusal at the Card:
We are not responsible 1/ w~ do l"Iat approve a purChase or C<lsh aO\laf1<:.e on
your account, Ot It a third parry re/uses to accept or honor tne card, aVlHl il
you have sutlicillnl credit availatJlll, We mey lim;t InQ numoor at purc."las.es or
cash advances ....hich may be approvad in one day, II we oelect unusual or
suspicious actiVity on your account we may temporarily suspend your cre-dit
prtv,legesun!rl we can verily Ihe acu"Ity,We may approve purchases or cash
adVances whlCh cause tI"Ie balance 10 exceed your credit line wit~,Olil waNing
any 01 ournghts unoer thts Agreement.
Changing this Agreement:
We can Cl1ilnge thi~ Agr~menl, includ.ng all lee, <ll"ld the annual percentage
rate. at any time. HowfNer. if the change will CilUSIl a tile. rale or minimum
payment 10 incroa:le. we will mail you written nottC6 at least 15 day"! be!ore
the bet;llnnlng ollhe tJ.tI'l1g period In which mil chango tJecomes at1e<:!iv<l.1t
you dO not agrllll to the change. you musl nOli1y us in writing witnln 25 days
atterthe er16i:BVe data 01 Ihecl"Iange and pay us Ihll balance, 6,lheral once
or under !nil lerms 01 the unchanged Agreement Olnerwrse. the change in
lt1e nollcll is binding on you. Use 01 the card a!tll' the eHeclive dale ollhe
change shalt be deemed acceplance or the new lerrIls, even if 1M 25 clays
havanatlllp;red,
Delay in Enlorcement:
We may nQed lime !O looK into, cartain matters and can delay entorcing our
fights undllr thiS Agreement w'lhoulloslng them.
Applicable Law:
The terms ill"ld enlorCllment 0111'11"1 Agreement shall be governed by IEKleral
law and Ihll law 01 Soull1 Dak-ota, whare WII are located.
For Further Information:
Catl us at the lelephone numbal shown on lhe IranI 01 the billing stalement.
You can also call !olHree or local DirllClory AssiSlance to get our tlllephone
number.
1L-1v
Tnomas W, Jones
President IJ, CEO
Cilibank (South Dakola). N.A.
P.O, ao~ 5000
Siou)t Falls. SD 57117
1996 Cilobank (South Oakola). N.A.
What To Do It There's An Error In Your Bill.
Your Billing Right.. Kltep Thl. NOlice For FUlure Use.
This nOlice conlain.s imponant information aboul your rignls and our
responsio,liues unCer the Fa" Credit Billing Act.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
COMMONWEALTH FINANCIAL
Plaintiff
No. 06-1198 Civil Term
vs.
AFFIDAVIT OF SERVICE
EDW ARD LONG, JR.
Defendant
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
William T. Molczan, Esquire
PA!.D. #47437
WELTMAN, WEINBERG & REfS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, P A 15219
(412) 434-7955
WWR#05104386
~
..
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
COMMONWEAL TH FINANCIAL
Plaintiff
vs.
No. 06-1 I 98 Civil Term
EDW ARD LONG, JR.
Defendant
AFFIDAVIT OF SERVICE
BEFORE ME, the undersigned authority, personally appeared William T. Molczan, Esqui,e, who according
to law deposes and says that a copy of the Complaint and Appeal has been served on the Defendant, Edward Long,
Jr. and the Magistrate, Susan K. Day.
1. On or about March 6, 2006, Plaintiff mailed the Complaint and Appeal to Edward Long, Jf. and the
Magistrate, Susan K. Day. Said certificate of mailing and certified mail receipts are attached as Exhibit "1".
2. Service is deemed complete on March 6, 2006.
William T. Molczan, Esq
PA 1.0. #47437 '
WELTMAN, WEINBERG & REIS CO., L.P.A.
27] 8 Koppers Building
436 Seventh Avenue
Pittsburgh, P A 15219
(412)434-7955
WWR#05104386
Sworn to and subscrif"d
before me this I L .11
day of ' . I VI ,2006.
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CERTIFIED MAil," RECEIPT .
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Postag~ $
Cert\fietlFee Q)El:
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Return Rec\ep't Fee H,re
(ErldOfS€m€\1\ Required)
Restricted Deliver! Fee
(Endorsement Required)
Total Postage & Fees $
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
COMMONWEALTH FINANCIAL SYSTEMS
Plaintiff
No. 06-1198 CIVIL TERM
YS.
PRAECIPE FOR DEFAULT JUDGMENT
EDWARD LONG JR
Defendant
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
WILLIAM T. MOLCZAN, ESQUIRE
PA I.D.#47437
Weltman, Weinberg & Reis Co., L.P.A.
2718 Koppers Bldg.
436 Seventh Avenue
Pittsburgh, P A 15219
(412) 434-7955
WWR#05104386
Judgment Amount $ 8915.24
THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
.
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
COMMONWEALTH FINANCIAL SYSTEMS
Plaintiff
vs.
Civil Action No. 06-1198 CIVIL TERM
EDWARD LONG JR
Defendant
PRAECIPE FOR DEFAULT JUDGMENT
TO THE PROTHONOTARY:
Kindly enter Judgment against the Defendant, EDWARD LONG JR above named, in the default of an
Answer, in the amount of $8915.24 computed as follows:
Amount claimed in Complaint
$8670.20
Interest from March I, 2006 to April 13, 2006
at the legal interest rate of23.99% per annum
$245.04
TOTAL
$8915.24
1 hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with P A
R.C.p. 237.1 on the dates indicated on the Notices.
WELTMAN, WEINBERG & REIS CO., L.P,A.
"JJ~') {t;:~
WILLIAM T, MOLCZ , ESQUIRE
PA 1.0.#47437
Weltman, Weinberg & Reis Co., L.P.A.
2718 Koppers Bldg,
436 Seventh Avenue
Pittsburgh, P A 15219
(412) 434-7955
WWR#05104386
Plaintiff's address is:
c/o Weltman, Weinberg & Reis Co" L.P.A., 2718 Koppers Building, 436 7"' Avenue, Pittsburgh, P A 15219
And that the last known address of the Defendant is: 646 HOLLY PIKE, MOUNT HOLLY SPRINGS ,PA ] 7065
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
COMMONWEALTH FINANCIAL
Plaintiff
Case # 0((>- {IQ'6 CiVil "(t:"'-W1
EDWARD LONG JR
Defendant(s)
IMPORTANT NOTICE
TO: EDWARD LONG JR
646 HOLLY PIKE
MOUNT HOLLY SPRINGS ,PA 17065
Date of Notice:
WWR#: 05104386
y-y -O(P
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU.
UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR
TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
,~
CO., L.P.A.
7TH AVE.
IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
COMMONWEALTH FINANCIAL SYSTEMS
Case no: 06-1198 CIVIL TERM
Plaintiff
NON-MILITARY AFFIDAVIT
vs.
EDWARD LONG JR
Defendant
The undersigned, who first being duly sworn, according to law, deposes and states as follows:
That he/she is the duly authorized agent of the Plaintiff in the within matter.
Affiant further states that the within Affidavit is made pursuant to and m accordance with thc
Servicemembers' Civil Relief Act (SCRA), 50 U.S.c. App. !l 521.
Affiant further states that based upon investigation it is the affiant's belief that the Defendant, EDWARD
LONG JR is not in the military service.
Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data
Center (DMDC), which states that the Defendant, EDWARD LONG JR is not in the military service.
Further Affiant sayeth naught.
w~sj~y---
AFFIANT . /
D SUBSCR~D in my presence this /1day
V
. ,
NOTARY PUBLIC
This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be
used for that purpose.
Request for Military Status
Page I of2
Department of Defense Manpower Data Center
_ Military Status Report
.. Pursuant to the Servicemembers Civil Relief Act
APR-13-200607:19:09
-< Last Name First/Middle Begin Date I Active Duty Status I Service/Agency
LONG EDWARD Based on the information you have furnished, the DMDC does not
possess any information indicating that the individual is currently on
active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based
on the information that you provided, the above is the current status of the individual as to all branchcs
of the Military.
~Wr;~~~
Robert J. Brandewie, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that
maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the
official source of data on eligibility for military medical care and other eligibility systems.
The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act
[50 USCS Appx. ss 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940).
DMDC has issued hundreds of thousands of "does not possess any information indicating that the
individual is currently on active duty" responses, and'has'experienced a small error rate. In the event the
individual referenced above, or any family member, friend, or representative asserts in any manner that
the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly
encouraged to obtain further verification of the person's active duty status by contacting that person's
Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on
active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA
may be invoked against you.
If you obtain further information about the person (e.g., an SSN, improved accuracy of DaB, a middle
name), you can submit your request again at this Web site and we will provide a new certificate for that
query .
This response reflects current active duty status only. For historical information, please contact the
Military Service SCRA points-of-contact.
See: ht1]:l://www.defenst:link.millfaq/pis/PC09SLDR.html
WARNING: This certificate was provided based on a name and Social Security number (SSN) provided
https://www.dmdc.osd.mil/scraJowaJscra. prc ~ Select
4/13/2006
.
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
COMMONWEALTH FINANCIAL SYSTEMS
Plaintiff
vs,
Civil Action No, 06-1198 CIVIL TERM
EDWARD LONG JR
Defendant
NOTICE OF JUDGMENT OR ORDER
TO: () Plaintiff
(xx) Defendant
( ) Garnishee
You are hereby notified that the following
Order or Judgment was entered against you
on
(xx) Assumpsit Judgment in the amount
of$8915.24 plus costs.
() Trespass Judgment in the amount
of$____ plus costs.
() Ifnot satisfied within sixty (60)
days, your motor vehicle operator's license and/or registration
will be suspended by the Department of Transportation. Bureau
of Traffic Safety, Harrisburg, P A.
(xx) Entry of Judgment of
() Court Order
() Non-Pros
() Confession
(xx) Default
() Verdict
() Arbitration
Award
Prothonotary
By:
PROT
EDWARD LONG JR
646 HOLLY PIKE
MOUNT HOLLY SPRINGS ,PAl 7065
Plaintiffs address is:
c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7'" Avenue, Pittsburgh, PA 15219
1-888-434-0085
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