HomeMy WebLinkAbout02-23-06
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~\~':-1500 EX + (6-00)
'*
REV-1500
INHERITANCE TAX RETURN
RESIDENT DECEDENT
COMMONWEALTH OF
PENNSYLVANIA
DEPARTMENT OF REVENUE
DEPT. 280601
HARRISBURG, PA 17128-0601
OFFICIAL USE ONLY
FILE NUMBER
21 -0 51054
cooNh"'Cc5i5E ---VEAR- - - NUMBER- -
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DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
GOTTSHALL SR.
DATE OF DEATH (MM-DD-Year)
KENNETH
DATE OF BIRTH (MM-DD-Year)
E.
SOCIAL SECURITY NUMBER
1 7 1 - 2 8 - 2 5 6 0
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
SOCIAL SECURITY NUMBER
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11/21/2005 03/24/1936
(IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
[Xl 1. Original Return
D 4. Limited Estate
D 6. Decedent Died Testate (Attach copy of Will)
D 9. Litigation Proceeds Received
D 2. Supplemental Return
D 4a. Future Interest Compromise (date of death after 12-12-82)
D 7. Decedent Maintained a Living Trust (Attach copy of Trust)
D 10. Spousal Poverty Credit (date of death between 12-31-91 and 1-1-95)
D 3. Remainder Return (date of death prior to 12-13-82)
D 5. Federal Estate Tax Return Required
_ 8. Total Number of Safe Deposit Boxes
D 11. Election to tax under Sec. 9113(A) (Attach Sch 0)
NAME COMPLETE MAILING ADDRESS
ROGER B. IRWIN ESQUIRE 60 WEST POMFRET STREET
FIRM NAME (If Applicable)
IRWIN & McKNIGHT
TELEPHONE NUMBER
717 249-2353 CARLISLE PA 17013
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1. Real Estate (Schedule A) (1)
2. Stocks and Bonds (Schedule B) (2)
3. Closely Held Corporation, Partnership or Sole-Proprietorship (3)
4. Mortgages & Notes Receivable (Schedule D) (4)
5. Cash, Bank Deposits & Miscellaneous Personal Property (5)
(Schedule E)
6. Jointly Owned Property (Schedule F) (6)
D Separate Billing Requested
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7)
(Schedule G or L)
8. Total Gross Assets (total Lines 1-7)
9. Funeral Expenses & Administrative Costs (Schedule H) (9)
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10)
11. Total Deductions (total Lines 9 & 10)
12. Net Value of Estate (Line 8 minus Line 11)
13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been
made (Schedule J)
~
OFFICIAL-USE ONLY
85,000.00
1,947.26
11,290.90
14. Net Value Subject to Tax (Line 12 minus Line 13)
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
15. Amount of Line 14 taxable at the spousal tax
rate, or transfers under Sec. 9116 (a)(1.2)
19. Tax Due
0.00 X _ (15)
45,634.03 X .045 (16)
0.00 X .12 (17)
0.00 X .15 (18)
(19)
6,064.80
(8)
104,302.96
16. Amount of Line 14 taxable at lineal rate
12,845.09
45,823.84
(11 )
(12)
(13)
58,668.93
45,634.03
17. Amount of Line 14 taxable at sibling rate
(14)
45,634.03
18. Amount of Line 14 taxable at collateral rate
0.00
2,053.53
0.00
0.00
2,053.53
20.0
CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
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REV-1503 EX + (6-98)
.*
COMMONWEALTH OF PENNSYLVANIA
, INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE B
STOCKS & BONDS
ESTATE OF
GOTTSHALL. SR.
KENNETH
E.
FILE NUMBER
21 05
1054
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
ITEM
NUMBER
1.
DESCRIPTION
PNC INVESTMENTS - ACCOUNT #3883-7108
107.907 SHARES AMERICAN HIGH INC CL A AHIYX @ $12.09 PER SHARE
VALUE AT DATE
OF DEATH
1,304.60
2.
PNC INVESTMENTS - ACCOUNT #3883-7108
34.927 SHARES INC. FUND OF AMERICA CLA AMECX A $18.40 PER SHARE
642.66
TOTAL (Also enter on line 2, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
1 947.26
REV-1508 EX + (6-98)
*
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
COW\10NWEALTH OF PENNSYLVANIA
.INHERIT ANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
GOTTSHALL. SR.
FILE NUMBER
KENNETH E. 21 05
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
1054
ITEM
NUMBER
1,
DESCRIPTION
PNC BANK - CHECKING ACCOUNT #5004172865
2.
PERSONAL PROPERTY - APPRAISAL ATTACHED
VALUE AT DATE
OF DEATH
5,044.90
6,246.00
TOTAL (Also enter on line 5, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
11 290.90
REV-1511 EX + (12-99)
.*
C0f1\110NWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
GOTTSHALL. SR.
KENNETH
Debts of decedent must be reported on Schedule I.
E
21
FILE NUMBER
05
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
1054
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES:
1. Ronan Funeral Home 4,950.10
B. ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Name of Personal Representative (s)
Social Security Number(s)/EIN Number of Personal Representative(s)
Street Address
City State Zip
Year(s) Commission Paid:
2. Attorney Fees Irwin & McKnight 6,000.00
3. Family Exemption: (If decedents address is not the same as claimanfs. attach explanation)
Claimant
Street Address
City State Zip
Relationship of Claimant to Decedent
4. Probate Fees Register of Wills 296.00
5. Accountants Fees
6. Tax Return Preparer's Fees Patricia A. Rosendale, CPA 400.00
7. Register of Wills, Filing Fee 30.00
8. Notary Fees 40.00
9. Cumberland Law Journal, Estate Notice 75.00
10. The Sentinel, Estate Notice 129.77
11. Roy D. Gottshall, Appraisal on Personal Property 70.00
12. S.W. Barrett Real Estate, Appraisal on Real Estate 300.00
13. Closing Costs on Sale of Real Estate 554.22
TOTAL (Also enter on line 9, Recapitulation) $ 12845.09
(If more space is needed, insert additional sheets of the same size)
REV-1512 EX + (6-98)
ow
SCHEDULE I
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES & LIENS
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
GOTTSHALL. SR.
FILE NUMBER
1054
KENNETH
E.
Include unreimbursed medical expenses.
21
05
ITEM
NUMBER DESCRIPTION
1. M& T Bank, Loan Payments on Home Equity Loan #023000000034942
2. Dauphin Oil Company, Fuel Oil
3. HCR Manor Care, Nursing
4. Carlisle Regional Medical Center, Medical
5. West Shore EMS, Ambulance
6. Suburban Energy Services, Propane
7. Sprint, Telephone
8. Met-Ed, Electric
9. M& T Bank - Installment Loan #110 001 6358650 0001
10. M&T Bank - Home Equity Loan #23000000034942
11. Union Plus Credit Card - Mastercard #5432 3590 7011 6279
12. Lowe's Credit Card #822 2039 029560 6
13. Sears Gold Mastercard #5121 07184812 1707
14. Borough of Mt. Holly Springs - Water/Sewer
15. Comcast Cable - Utility
VALUE AT DATE
OF DEATH
1 ,371.95
1 ,678.12
3,534.00
1 ,024.44
72.00
9.83
168.15
256.37
256.24
21,762.10
3,229.49
5,047.16
6,379.05
1 06.44
64.50
TOTAL (Also enter on line 10, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
45 823.84
Continuation of REV-1500 Inheritance Tax Return Resident Decedent
GOTTSHALL, SR.
Decedent's Name
KENNETH
E.
Page 1
21 05 1054
File Number
Schedule 1- Debts of Decedent, Mortgage Liabilities, & Liens
ITEM
NUMBER DESCRIPTION AMOUNT
16. Andorra Radiology, Assoc. - Medical 864.00
SUBTOTAL SCHEDULE I 864.00
GRAND TOTAL SCHEDULE I $ 45,823.84
REV-'513EX+(*
COMMONWEALTH OF PENNSYLVANIA
I~HERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
SCHEDULE J
BENEFICIARIES
NUMBER
I.
1.
NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY
TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under
Sec. 9116 (a) (1.2)]
Kenneth E. Gottshall, Jr.
203 E. Pine Street
Mt. Holly Springs, P A 17065
Denise E. Gottshall
7 Pine Road, Apt. 203
Mt. Holly Springs, PA 17065
Charlotte Gottshall Williams
6 Winder Crescent
Newport News, VA 23606
FILE NUMBER
1
RELATIONSHIP TO DECEDENT
Do Not List Trustee(s)
AMOUNT OR SHARE
OF ESTATE
Lineal
Lineal
Lineal
15,211.35
1/3 Remainder
15,211.34
1/3 Remainder
15,211.34
1/3 Remainder
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
n. NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
2.
3.
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
1.
TOTAL OF PART II - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $
(If more space is needed, insert additional sheets of the same size)
REV.,5,3EX+<*
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
SCHEDULE J
BENEFICIARIES
GOTTSHALL SR.
NUMBER
I.
KENNETH
E.
1.
NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY
TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under
Sec. 9116 (a) (1.2)]
Kenneth E. Gottshall, Jr.
203 E. Pine Street
Mt. Holly Springs, PA 17065
Denise E. Gottshall
7 Pine Road, Apt. 203
Mt. Holly Springs, P A 17065
Charlotte Gottshall Williams
6 Winder Crescent
Newport News, VA 23606
FILE NUMBER
?1 05
RELATIONSHIP TO DECEDENT
Do Not List Trustee(s)
Lineal
Lineal
Lineal
1054
AMOUNT OR SHARE
OF ESTATE
1/3 Remainder
1/3 Remainder
1/3 Remainder
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
ll. NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
2.
3.
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
1.
TOTAL OF PART II - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $
(If more space is needed, insert additional sheets of the same size)
s. W. Barrett Real Estate & Appraisal Services
File No. 05-0707
APPRAISAL OF
LOCATED AT:
420 North Walnut Street
Mt. Holly Springs, PA 17065
FOR:
Irwin & McKnight
60 West Pomfret Street
Carlisle, PA 17013
BORROWER:
Kenneth Gottshall, Sr., Estate
AS OF:
November 29,2005
BY:
Cassandra J. Crockett
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S. W. Barrett Real Estate & Appraisal Services
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File No. 05-0707
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12/09/2005
Irwin & McKnight
60 West Pomfret Street
Carlisle, P A 17013
File Number: 05-0707 .
I n accordance with your request, I have personally inspected and appraised the real property at:
420 North Walnut Street
Mt. Holly Springs, PA 17065
The purpose of this appraisal is to estimate the market value of the subject property, as improved.
The property rights appraised are the fee simple interest in the site and improvements.
In my opinion, the estimated market value of the property as of November 29,2005 is:
$85,000
Eighty-Five Thousand Dollars
The attached report contains the description, analysis and supportive data for the conclusions,
final estimate of value, descriptive photographs, limiting conditions and appropriate certifications.
Respectfully submitted,
{'
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LA4>L<'-V<..-("JG.,~~. ~
./
Cassandra J. Crockett.....
Certified Residential Appraiser
Property DescriDtion
SUMMARY APPRAISAL REPORT
UNIFORM RESIDENTIAL APPRAISAL REPORT
Land use change
00 Not likely 0 likely
o In process
To:
Market conditions in the subject neighborhood (including support for the above conclusions related to the trend of property values, demand/supply, and marketing time
- - such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessions, etc.):
Prooertv values are currently stable with an averaae marketina time of 80-100 days. Economic trends and lendina rates have
remained favorable. Sales concessions occur infreQuently. There are new homes under construction in surroundina
develooments as well as resales available in the neiahborhood.
. Project Information for PUDs (If applicable) - - Is the developer/builder in control of the Home Owners' Association (HOA)?D YES UNO
'" Approximate total number of units in the subject project N/A Approximate total number of units for sale in the subject project N/A
Describe common elements and recreational facilities: N/A
Dimensions See leaal description/tax map Topography level to sloping
Site area .23 Acre MIL Corner Lot 0 Yes 00 No Size Tvoical for area
Specific zoning classification and description R-1 Residential District Shape Rectanaular
Zoning compliance 00 Legal 0 Legal nonconforming (Grandfathered use) 0 Illegal 0 No zoning Drainage Aooears adeQuate
Hiahest & best use as imoroved: fXT Present use n Other use (explain) View Residential/Commercial
Utilities Public Other Off-site Improvements Type Public Private Landscaping Typical
Electricity 00 200/100 amD Street Asphalt 00 0 Driveway Surface N/A
Gas 0 Propane Curb/gutter None 0 0 Apparent easements None Apparent
Water 00 Sidewalk None 0 0 FEMA Special Flood Hazard Area 0 Yes 00 No
Sanitary sewer 00 Street lights Adequate ~x ~ FEMA Zone C Map Date 3/18/1980
Storm sewer rxl Allev To rear IX I I I FEMA MaD No. 420365
Comments (apparent adverse easements, encroachments, special assessments, slide areas, illegal or legal nonconforming zoning, use, etc.): There are no
aoparent adverse easements encroachments or other adverse conditions.
GENERAL DESCRIPTION
No. of Units One
No. of Stories Two
Type (Det./Att.) Detached
Design (Style) 2 StOry
Existing/Proposed Existina
~ Age (Yrs.) 100/15 Y rs.
n Effective Aae 'Yrs.) 15-25*
; ROOMS Faver LivinQ
;1 Basement
~ Level 1 1 1
;; Level 2
EXTERIOR DESCRIPTION
Foundation Block/Conc
Exterior Walls BrklBlklFrm
Roof Surface M eta I
Gutters & Dwnspts. Aluminum
Window Type DoubleHung
Storm/Screens Partial
Manufactured House No
DininQ Kitchen Den
FOUNDATION
Slab None
OaMSpare Partial
Basement Partial
Sump Pump None
Dampness None Obs.
Settlement None Obs.
Infestation None Obs.
Family Rm. Rec. Rm. Bedrooms
BASEMENT
Area Sq.Ft. 950
% Finished 0%
Ceiling Unfinished
Walls Block/Cone
Floor Dirt/Cone
Outside Entry Yes
INSULATION
Roof 00
Ceiling 00
Walls 00
Floor 00
None c=J
Unknown 0
# Baths
Laundrv
Other Area Sq.Ft.
3
1
.5
Area
1,216
533
Area 1
~
~ Finished area above Qrade contains: 6 Rooms; 3 Bedroomls): 1.5 Bath(s); 1 749 Sauare Feet of Gross Livinq Area
; E
J;: INTERIOR Materials/Condition HEATING KITCHEN EQUIP. ATTIC AMENITIES CAR STORAG :
~ Floors CarpetlVinvl Type BBHW Refrigerator 0 None 0 Fireplace(s) #Brick 00 None 00
.. Walls Plaster/Panel/OW Fuel Oil Range/Oven 00 Stairs 0 Patio 0 Garage # of cars
I Trim/Finish Wood CondttionGood Disposal 0 Drop Stair 0 Deck Two 0 Attached
Bath Floor Vinvl COOLING Dishwasher 00 Scuttle 0 Porch Rear 00 Detached
Bath Wainscot Orvwall/Fbrals Central None Fan/Hood 00 Floor 00 Fence Wooden 00 Built-In
Doors Wooden Other None Microwave [KJ Heated ~ Pool Qx Carport
Averaae** Condition ConditionN/A Washer/Dryer n Finished I I Enclosed Porch IX I Drivewav N/A
~ Additional features (special energy efficient items, etc.): Some remodelina/up-datina has been comoleted: new kitchen with breakfast bar.
~ bathllaundrv area some newer floorina. furnace reDlaced. new electric service' two frame storage sheds.
~ Condition of the improvements, depreciation (physical, functional, and external), repairs needed, quality of construction remodeling/additions, etc.: See Attached
~ Addendum. No oersonal orooertv was included in the reported value.
Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the improvements, on the site, or in the
immediate vicinity of the subject property: No adverse environmental conditions are aooarent/disclosed.
eddie Mac Form 70 6-93
PAGE 1 OF 2
Produced using ACI software, 800.234.8727 www.aciweb.com
Fannie Mae Form 1004 6-93
Borrower: Ke-nneth Gottshall, Sr., Estate
Property Address: 420 North Walnut Street
City: Mt..- Holly Springs
Lender: Irwin & McKnight
ADDENDUM
State: PA
File No.: 05-0707
Case No.:
Zip: 17065
Condition of Improvements
"'Improvements on first floor have had some remodelinglup-grading completed, new kitchen/bath, and are in average-good condition with some trim,
etc. to be completed. Second floor has not been renovated and Is In fair condition, with gravity heat, deteriorated plaster walls, and original linoleum
flooring over wood. The .5 bath is a walk-through room with modern tiolet and sink/vanity installed. The original home was constructed of brick and
frame with a block addition added In the 1950's. T-111 and vinyl siding have also been added. Some unfinished exterior trim, gutters, etc. There are
two separate basements, each has partial concrete and partial dirtlstone floor, with Interior access to one half and exterior access to the 2nd
[unexcavated dirt walll partial crawl space separates the two areas].
Addendum Page 1 of 1
Ie o. -
ESTIMATED SITE VALUE . . . . . . . . . . . . . . .. . . . . . . . . . . . = $ 30.000 Comments on Cost Approach (such as, source of cost estimate,
ESTIMATED REPRODUCTION COST -NEW OF IMPROVEMENTS: site value, square foot calculation and for HUD, VA and FmHA, the
Dwelling .,
Sq. Ft. @ $ = $ estimated remaining economic life of the property):
Sq. Ft. @ $ = Cost Approach (from Marshall/Swift Valuation Service
~'. = handbook and local cost analvsisl was considered, but
'" Garage/Carport _Sq.Ft. @$ = deemed not credible due to the aae of the
~ Total Estimated Cost New = $ improvements. Site value from Market Data.
~ Less Physical I Fu~ctio"n~1 r . E~~r~~I' . Est. Remaining Econ. Life: Depreciation based on aaellife observed condition and
.
Depreciation . = $ . Market Data Analysis. Estimated remaining Economic
Depreciated Value of Improvements . . . . . . . . . . . . . . . . . . . = $ Life is 35-40 years.
"As-is" Value of Site Improvements. . . . . . . . . . . . . . . . . . . = $
INDICATED VALUE BY COST APPROACH. . . . . . . . . . . = $
[:- ITEM SUBJECT COMPARABLE NO.1 COMPARABLE NO.2 COMPARABLE NO.3
[; 420 North Walnut Street 644 Baltimore Pike 320 North Baltimore Avenue 8 Mountain Street
r^\' Address Mt. Hollv Sorinas Gardners Mt. Holly Springs Mt. Hollv Springs
~,
~' , Proximity to Subject 2.7 MI SE 0.21 MI ESE 0.69 MI ESE
f, Sales Price $ N/A $ 95000 $ 84,900 $ 99,500
t
i Price/Gross Liv. Area $ 0.00 ltJ $ 63.33 ltJ $ 91.49 ltl 78.97 rtJ
I $
~il Data and/or Inspection Multi-list Multi-list
t' Multi-list
? Verification Sources CHR Courthouse Records Courthouse Records Courthouse Records
~ VALUE ADJUSTMENTS I I I
r DESCRIPTION DESCRIPTION + (-) $ Adjustment DESCRIPTION + ( -) $ Adjustment DESCRIPTION + (-) $ Adjustment
Sales or Financing None,Conv , None, Conv I None,Conv ,
I , I
I Concessions DOM 52 I DOM 63 , DOM 113
~ , 0 I
t Date of SalelTime 7/05 I 5/05 , 3/05 I
I , I
Location Suburban Suburban I Suburban , Suburban ,
I I ,
Leasetro'Fee SimIe Fee Simple Fee Simple I Fee Simple I Fee Simple ,
I I
Site Loti Ava r .231 ' Loti Avg r .661 I -2 500 Loti A vg [.26] , 0 Lot/ A va r.24] I 0
, I I
, View Resid/Comm. Resid/Cntrvsd I Residential , Residential ,
, I I
.~ Design and Appeal 2 Storv/ A va 1.5 Story/Avg I 2 Story/Ava I 1.5 Story/Ava ,
I , ,
Quaity of Construdbn Average Average I Averaae , AveraCle ,
, I ,
, Age 100 Yrs+/- 65 Yrs , 75 Yrs I 55 Yrs ,
, I ,
. Condition Averaae/Unf* Superior 150/0 I -14000 Suoerior 15% I -13.000 Superior 15% I -15 000
, I
, Above Grade Total ' Bdrms I Baths Total: Blkms I Baths I Total: Blkms I Baths I Total : Bdrms ' ,
f! I , Baths I
Room Count 20 6: 3: 1.50 4: 2: 1.00 : 500 4: 2: 1.00 : 500 5: 2: 1.00 : 500
Gross Livinq Area 1 749 So.Ft. 1,500 SQ.Ft. , 5000 928 SQ.Ft. , 16 400 1 260 So.Ft. 9800
: I I I
Basement & Finished Partial Bsmtl Partial Bsmt/ I Crawl Space I 3,000 Full Bsmtl ,
e I I I
I \ I
~ Rooms Below Grade Dirt Floor Dirt Floor , Cone/Some Fin. 0 -3 500
I , I
Functional Utility Gravity Heat Superior I -2 000 Superior I -2 000 Suoerior I -2 000
, , I
Heating/Cooling OHW/None OHW/None I EBB/None I OFHAlNone I
, , I
, Energy Efficient Items Typical Typical I Typical I Typical I
I , I
Garage/Carport None OSP I -1,000 OSP I -1 000 1 Car Garaae , -4,000
I I
Porch, Patio, Deck, Enclosed Porch/ Porches/Sheds I Patio/Deck 0 Breezeway/ I
, I ,
Fireplace(s), etc. Porch/DecklFP , I Porch/FP ,
I , I
I I
Fence, Pool. etc. Sheds/Fencina I I ,
I I ,
I I ,
I I ,
Net Adj. (total) l J + [X) . :$ 14.000 rX + l J- :$ 3.900 r 1 + fxl- :$ 14.200
~ Gross: 26.30/0 Gross: 42.30/0 Gross: 35.00/0
i, Adjusted Sales Price
of Comparable Net: -14.70/0 $ 81 000 Net: 4.6% $ 88,800 Net: -14.3% $ 85,300
;; Comments on Sales Comparison (including the subject property's compatibility to the neighborhood, etc.): All com parables are similar in location to
: the subject property, are verified closed sales and are the best currentlv available. Limited sales of homes in subject's value
range have recentlv occurred, reauirina an expanded search. None were found with an unfinished 2nd floor. Ranae of value
is $81 000 to $89,000.
ITEM SUBJECT COMPARABLE NO.1 COMPARABLE NO.2 COMPARABLE NO.3
Date, Price and Data 7/1/2003 10/20/2003
f Source for prior sales None None $69,900 $74,000
within year of appraisal CHR Courthouse Records Courthouse Records Courthouse Records
Analysis of any current agreement of sale, option, or listing of the subject property and analysis of any prior sales of subject and comparables within one year of the date of appraisal:
No further recorded sales within three years were found.
INDICATED VALUE BY SALES COMPARISON APPROACH. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 85 000
J INDICATED VALUE BY INCOME APPROACH (If Applicable) Estimated Market Rent $ N/A /Mo. x Gross Rent Mu~iplier Nt A = $ N/A
This appraisal is made IKl "as is" o subject to the repars, atterations, inspections or conditions listed below o subject to completion per plans and specifications,
Conditions of Appraisal: The prooertv has been appraised in current condition. This appraisal is for client onlv. nontransferable. See
attached addendum.
Final Reconciliation: Cost and Market Analysis consistently sunoort mv estimated market value. GRM analysis was found
~ inappropriate for this analvsis. Greatest weight is annlied to the Market Data Analvsis. Supporting file information
substantiates these estimates.
The purpose of this appraisal is to estimate the market value of the real property that is the subject of this report, based on the above conditions and the certification, contingent
and limiting conditions. and market value definition that are stated in the attached Freddie Mac Form 439/Fannie Mae Form 1004B (Revised 6/93 ).
I (WE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE REAL PROPERTY THAT IS THE SUBJECT OF THIS REPORT, AS OF 11/29/2005
(WHICH IS THE DATE OF INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT) TO BE $ 85,000 - .
APPRAISERt/ C) IJ ff SUP~~APP~(crLY~UI1jE9): ODid [K) Did Not
SiQnature A'.l,-L(/).// // ~.. .. (~,~~<,,"c'*:~"_ .. Sianatur -___ il
Name Cassandra J. Crockett .7 - Name Steven W. Barrett, SRPA, SRA Inspect Property
Date Report Signed 12/09/2005 Date ReDort Signed 12/09/2005
State Certification # RL-001348-L State P A State Certification # GA-000298-L State P A
Or State License # State Or State License # RB-026921-A State P A
ddie Mac Fam 70 6-93 Certified Resloentlal Certified General AI raiser Fannie Mae Form 1004 6-93
Valuation Section ~
SUMMARY APPRAISAL REPORT
UNIFORM RESIDENTIAL APPRAISAL REPORT
\ppraiser
PAGE 2 OF 2
Produced using ACI software. 800,234,8727 www.aciweb.com
Steven W. Barrett R.E. Appr. Svc.
F'I N
05 0707
pp
SKETCH/AREA TABLE ADDENDUM
Case
I
File No 05-0707
Pr<?p~rt.1' ~9i~~~_ ~~~~~~~~~n~~ ~!,"~t
q_ity.. ~~~~II~. ~~i~~__.__.__~___
BOrH)wer._ _~erlrlet~h~~~~I!-~~r:!.~~!~!e
~ender/Cljenl. 'rY'i'in & ~.~K_r:!i~t~..
Appra.iser Name Cas~an.d~~~'_~E9~~!!!_.
_~~~n!y Cumberland
State PA
~ip.._ 17065
Lie Address 60 ~_est Pom.!~~t Street~ Carlis/~. PA 17013
(\pPLAcJdress
20.0'
3.5'
Bedroom
b
~
Bedroom
--ra
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Enclosed
Porch
rul
i 440'
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20.0'
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Wood Deck
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2nd Floor
5.0'
~f' __, .
.
Dining Area
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Living Room
b
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b
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M
Kitchen I I
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Bath
24.0'
Entry
b
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Porch
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28.0'
20.0'
Comments:
Scale:
1 = 12
Second Floor
Second Floor
pip Wood Deck
Porch
Enclosed Porch
Wood Deck
First Floor
20.0 X 32.0 640.00
1748.50 24.0 x 24.0 576.00
Second Floor
224.00 20.0 x 24.0 480.00
240.00 3.5 x 15.0 52.50
60.00 764.00
.
TOTAL LIVABLE
(rounded)
'1749
4 Areas Total (rounded)
1749
APEX SOFTWARE 800.858.9958
Apx810o-w Apexl\
....WIJVL.'-". .- n.vre:;n I , rnv I V Jo\UUr:::nUUM
E3orrower: Kenneth Gottshall, Sr., Estate
Property Address: 420 North Walnut Street
City: Mt. HOJly Springs____ _____ _
Lender: Irwin & McKni ht
State: PA
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File No.: 05-0707
Case No.:
?ip;_1706?
FRONT VIEW OF
SUBJECT PROPERTY
Appraised Date: Novem ber 29, 2005
Appraised Value: $
REAR VIEW OF
SUBJECT PROPERTY
STREET SCENE
Borrower: Kenneth Gottshall, Sr., Estate
Property Address: 420 North Walnut Street
Gity: Mt. H()IJy~p~ings
lender: Irwin & McKni ht
State: PA
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File No.: 05-0707
Case No.:
___Zip_:11965
~......... .......---. ..-. -..... ..---..---..--...
B::-:-rower: Kenneth Gottshall, Sr., Estate
Property Address: 420 North Walnut Street
City: Mt. Holly Springs
Lender: Irwin & McKtti ht
State: PA
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File No.: 05-0707
Case No.:
?ip: 17065_
COMPARABLE SALE #1
644 Baltimore Pike
Gardners
Sale Date: 7/05
Sale Price: $ 95,000
COMPARABLE SALE #2
320 North Baltimore Avenue
Mt. Holly Springs
Sale Date: 5/05
Sale Price: $ 84,900
COMPARABLE SALE #3
8 Mountain Street
Mt. Holly Springs
Sale Date: 3/05
Sale Price: $ 99,500
LOCATION MAP
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Borrower: Kenneth Gottshall, Sr., Estate
Property Address: 420 North Walnut Street
City: Mt.-Holly Springs
Lender: Irwin & McKni ht
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Case No.:
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Zip: 17065
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MAP(C)1984-200 3.49 miles
Prepared by: Steven W. Barrett R.E. Appr, Svc. (717) 243-6646
lID Address Date Price RM BR Bath $QFt Proximity
S 420 N WALNUT ST N/A N/A 6 3 1.5 1749 0.00 NI
1 644 BALTIHORE PIKE 7/05 95000 4 2 1 1500 2.7 N1 SE
2 320 N BALTIHORE AV 5/05 24900 4 2 1 928 0.21 HI ESE
3 6 HOUUTAIN ST 3/05 99500 S 2 1 1260 0.69 HI ESE
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File No. 05-0707
********* QUALIFICATIONS *********
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The following checked items are SPECIFIC SPECIAL CONDITIONS that were identified by this appraiser during the
inspection of the subject property, the com parables sales, and their neighborhoods and locations. Unless otherwise
noted, the conditions that apply to the subject property or the comparable sales used DO NOT AFFECT THE MARKET
VALUE OR THE FUTURE MARKETABILITY OF THE SUBJECT PROPERTY BEING APPRAISED. This is not a home
inspection service. This is an appraisal to estimate market value.
_1. The subject is located in a rural area and is less than 25% built-up.
_x_2. Commercial/lndustrial uses are located within the subject's neighborhood. These uses are typical of similar
neighborhoods.
_3. Vacant and undeveloped land uses are located within the subject's neighborhood. These uses are typical for
the area.
_4. The predominant value in the neighborhood is less than that of the market value of the subject property. This
is due to the very wide range of value of properties in the area and superior quality of the subject property.
_5. The subject property is located in a F.E.M.A. Identified Flood Zone. Flood insurance coverage is required and
suggested.
_6. Dampness is noted in the basement of the subject. Standing or running water was not present on basement
floor. This condition is considered typical in dwellings of this style.
_7. The subject property is serviced by private well and/or septic systems which is common fOr the area.
_x_B. The subject is older than five(5) years. All mechanical systems including the heating, electrical and plumbing
systems appear upon a visual exterior inspection to be in working order. No warranties are implied in this statement.
_9. Repair items were noted in the comments section of the report. These comments on repair items are for
descriptive purposes only and are not required repairs. The items listed are cosmetic in nature.
_x_10. The basement floor is a dirt floor. This condition is common and typical for the area. and does not pose a
health or safety hazard.
_x_11. The subject property does contain functional obsolescence as noted in the report. This condition is
considered typical and common for the area and this style dwelling.
_x_12. The land value exceeds 30% of total value due to the high demand for vacant land in this neighborhood. This
condition is considered common and typical for the neighborhood.
_13. The land value exceeds 30% of total value. This is due to the large size of the site. This condition is
considered to be typical and common.
_14. Individual adjustments were required that exceed 15%. These adjustments were required due to lack of more
similar com parables on that individual rating. All com parables used are the best available.
_x_15. Total adjustments exceed 250/0. This is due to the lack of comparable sales that were more similar in the
subject's market area. All com parables used are the best available.
_x_16. One or more comparable sales are older than six(6} months. Although there are comparable properties in the
subject's area, none have sold recently; therefore, sales in excess of six(6) months have to be used. All com parables
used are the best available.
_x_17. One or more com parables used were in excess of one (1) mile from the subject property. Although there are
comparable properties in the immediate area, none have sold recently. Therefore, it was necessary to use comparable
sales outside of the immediate area. All com parables used are located in similar neighborhoods and within the same
marketing area. All com parables used are the best available.
_18. The electrical system was not connected during inspection.
_19. The water service was not connected during inspection.
_20. The heating system was shut down during inspection.
_21. Roofing_Plumbing_Electrical_Heating_certification(s) is/are suggested.
_x_22. Inground swimming pool_, out buildings_x_are included_x_,not included_according to lender's
guidelines.
_23. According to lender's guidelines a maximum of_acres were considered for this valuation. Remaining
acreage was given no value.
-
File No. 05-0707
********* au ALl F I CAT 10 NS *********
--l
r-
_24. The subject property is located on a private road.
_25. Wood infestation inspection is suggested.
_x_26. Last recorded deed transfer: Date_7/16/1975_, Consideration: $1,350
_27. Proposed construction/renovation in accordance to plans and specifications to be completed in a workman-like
manner.
_28. Seller is paying part or all of closing costs.
_x_29. All comparable sales are verified closed sales.
30. There are no special conditions or other requirements that would affect market value or future marketability in
the Appraisal Report.
CHECKED ITEMS ARE SPECIFIC SPf;CIAL CONI?ITIONS THAT WERE IDENTIFIED BY THIS APPRAJSER DURING
INSPECTION.
l
--
File No. 05-0707
DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market
under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not
affected by undue stimulu~.. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from
seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised,
~nd eac~ acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment
IS made In terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal
consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the
sale.
* Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for
those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the
seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property
by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any
adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any
adjustment should approximate the market's reaction to the financing or concessions based on the Appraiser's judgment.
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the
following conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it. The
appraiser assumes that the title is good and marketable and, therefore, will not render any opinions about the title. The property is appraised
on the basis of it being under responsible ownership.
2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is
included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data
sources) and has noted in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area. Because the
appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific
arrangements to do so have been made beforehand.
5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their
contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and
are invalid if they are so used.
6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardous
wastes, toxic substances, etc. ) observed during the inspection of the subject property or that he or she became aware of during the normal
research involved in performing the appraisat Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidden
or unapparent conditions of the property or adverse environmental conditions (including the presence of hazardous wastes, toxic
substances, etc. ) that would make the property more or less valuable, and has assumed that there are no such conditions and makes no
guarantees or warranties, express or implied, regarding the condition of the property. The appraiser will not be responsible for any such
conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the
appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an environmental assessment
of the property.
7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she
considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such
items that were furnished by other parties.
8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional
Appraisal Practice.
9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion,
repairs, or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner.
10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the
appraisal report (including conclusions about the property value, the appraiser's identity and professional designations, and references to
any professional appraisal organizations or the firm with which the appraiser is associated) to anyone other than the borrower; the
mortgagee or its successors and assigns; the mortgage insurer; consultants; professional appraisal organizations; any state or federally
approved financial institution; or any department, agency, or instrumentality of the United States or any state or the District of Columbia;
except that the lender/client may distribute the property description section of the report only to data collection or reporting service(s)
without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before
the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media.
Freddie Mac Form 439 6-93
Page 1 of 2
Fannie Mae Form 100486-93
REV-1502 EX + (6-98)
-*
COMMONWEALTH OF PENNSYLVANIA
'NHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
GOTTSHALL. SR. KENNETH E. 21 05 1054
All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be
exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts.
Real proDertv which is iointly-owned with riaht of survivorship must be disclosed on Schedule F.
SCHEDULE A
REAL ESTATE
ITEM
NUMBER
1.
DESCRIPTION
420 N. WALNUT STREET, MT. HOLLY SPRINGS, PENNSYLVANIA
VALUE AT DATE
OF DEATH
85,000.00
\\~
TOTAL (Also enter on line 1, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
85 000.00
File No. 05..0707
APPRAISERS CERTIFICATION: The Appraiser certifies and agrees that:
1. I have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate
to the subject property for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the
market reaction to those items of significant variation. If a significant item in a comparable property is superior to , or more favorable than,
the subject property, I have made a negative adjustment to reduce the adjusted sales price of the comparable and, if a significant item in a
comparable property is inferior to, or less favorable than the subject property, I have made a positive adjustment to increase the adjusted
sales price of the comparable.
2. I have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the
appraisal report. I have not knowingly withheld any significant information from the appraisal report and I believe, to the best of my
knowledge, that all statements and information in the appraisal report are true and correct.
3. I stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject
only to the contingent and limiting conditions specified in this form.
4. I have no present or prospective interest in the property that is the subject to this report, and I have no present or prospective personal
interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the
estimate of market value in the appraisal report on the race, color, religion, sex, handicap, familial status, or national origin of either the
prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the
subject property.
5. I have no present or contemplated future interest in the subject property, and neither my current or future employment nor my
compensation for performing this appraisal is contingent on the appraised value of the property.
6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party,
the amount of the value estimate, the attainment of a specific result, or the occurrence of a subsequent event in order to receive my
compensation and/or employment for performing the appraisal. I did not base the appraisal report on a requested minimum valuation, a
specific valuation, or the need to approve a specific mortgage loan.
7. I performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and
promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal,
with the exception of the departure provision of those Standards, which does not apply. I acknowledge that an estimate of a reasonable
time for exposure in the open market is a condition in the definition of market value and the estimate I developed is consistent with the
marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the reconciliation section.
8. I have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comparables
in the appraisal report. I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the
subject site, or on any site within the immediate vicinity of the subject property of which I am aware and have made adjustments for these
adverse conditions in my analysis of the property value to the extent that I had market evidence to support them. I have also commented
about the effect of the adverse conditions on the marketability of the subject property.
9. I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. If I relied on
significant professional assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal
report, I have named such individual(s) and disclosed the specific tasks performed by them in the reconciliation section of this appraisal
report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in
the report; therefore, if an unauthorized change is made to the appraisal report, I will take no responsibility for it.
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies
and agrees that: I directly supervise"the appraiser who- prepared the appraisal report, have reviewed the appraisal report, agree with the
statements and conclusions of the appraiser, agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking
full responsibility for the appraisal and the appraisal report.
ADDRESS OF PROPERTY APPRAISED: 420 North Walnut Street, Mt. Holly Springs, PA 17065
APPRAISER:
SUPERVISORY APPRAISER (only if required)
~~/)
'l }
~~~:t:ur~a~:jr~i j:t1~~e:J. (~."JL f/-.
Date Signed: 12/09/2005
State Certification #: RL..001348..L
or State License #:
State: PA
Expiration Date of Certification or License: 6/30/2007
Signature:
Name: Steven W. Barrett, SRPA, SRA
Date Signed: 12/09/2005
State Certification #: GA..000298..L
or State License #: RB-026921..A
State: P A
Expiration Date of Certification or License: 6/30/2007
o Did 00 Did Not Inspect Property
Certified Residential Appraiser
Freddie Mac Form 439 6-93
Certified General Appraiser
Page 2 of 2
Fannie Mae Form 10048 6-93
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,-NCB8I'iK
412 768 3458
~ PNCBAl\f(
December 22., 2005
Roger B. Irwin
West Pomfret Professional Building
60 West Pomfret Street
Carlisle, PA 170l3-3222
RE: Estate of Kenneth E. Gottshall, Sr., deceased
SSN: 171-28...2560
000: 1 ]/21/2005
Dear Mr. IrWin:
In response tb your request for Date of Death balances for the customer noted above, our
records show the following:
Checking Aecount
Account #5004 172865
Established 08/25/2003
KE"N'NETH E GOTTSHALL SR
DOD balance: $5,044.90 (non-interest bearing)
The decedent maintained Investment Accounts (INV #378922] 1) and (!NY #38837108).
For further information, you may contact the Brokerage Department at 1-800-762-6111.
Please note that this Dffic~ only provides date of death bala.ilces for deposit accounts
(IPu\s, CDs, Checking and Savings accounts). We do Dot process any financial
tranS3(tioDs or provide statements. If you need assistance with any cfthese items,
please call1-888-PNC..BA1~K (1-888-762-2265) or stop by your local PNC Bank branch
office.
Sincerely,
~~
1-800-762..1775
P7-PFSC-04-F
500 first Ave.
Pittsburgh PA t 5219
lVl~mbcr FDIC
0, PNC1NVESTMENTS
Member NASI) and slPe
January 9, 2006
l~'D', ,.., ~~... @...ltU\WW..".,ill]\,.I,....,
t l ~ U,._"'H kJ ~ u~
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Irwin & McKnight
West Pomfret Professional Building
60 West Pomfret Street
Carlisle, Pennsylvania 17013-3222
Attention: Roger B Irvin
RE: Estate of Kenneth E. Gottshall, Sr.
Date of Death: November 21,2005
Social Security #: 171-28-2560
Dear Mr. Irvin:
Mr. Kenneth E Gottshall, Sf. had two accounts with PNC Investments. They are as
follows:
Individual Investment Account #3883-7108
Owner of Account - Kenneth E Gottshall
Account established on OS/21/2003
Dividends on this account were reinvested.
This account, on the date of death, contains Mutual Funds as follows:
107.907 shares American High Inc CL A AHIYX @ $12.09 per share (, j[LI,ft, D
34.927 shares Inc Fund of America CLA AMECX A $18.40 per share . ~~Y). &.~.
J Traditional Individual Retirement Account #3789-2211
Owner of Account - Kenneth Gottshall, Sf.
Account established on 01/12/2001
Dividends on this account were reinvested.
This account, on the date of death contained a Mutual Fund as follows:
333.965 shares American Balanced FO CL B BALBX @ $18.16 per share.
--' nD
,/ I if. L( t, I
Zt I L. 4-- . ,
A irH'TniH:r of HF tiNe Finandd S<.'rvi(,fs GrmA}'
2 East Main Street Mechanicsbur~J Pennsylvania 17055
wVlJw.pnci nvestrrl e nts.com
Important Investor Information: Securities and brukerage services ;)re provided by PNC Investments LtC.
member NASD Jod SIPe. .A.nnuities and oHwr insurance products 3fe offered by PNC Insurance Services. Inf.
d licensl:'d insur;:lnce agency.
.---'
. I . l\ilay Lo~e V:1Jue i
f5H -No &Ulk Gll<UlU1lc(J
G
J an uary 9, 2006
Page 2
Estate of Kenneth E. Gottshall, Sr.
The only beneficiary named on the IRA is his spouse A Ruth Gottshall at 100%.. In
order to disburse the monies we will need a distribution form signed by Ruth.
In order to disburse the monies in Account #3883-7108, it will be necessary to set up an
estate account with the Executor as the signer. I have the Death Certificate you provided,
but in addition I will need an original Short Certificate.
Please give me a call at (717) 601-4003 for an appointment for the Executor to set up the
Estate Account.
If you have any questions please feel free to give me a call.
Sincerely,
(lit ;;?~
Charles E. Little, CFP
Vice President
Senior Financial Consultant
CEL/djp
· m M&fBank
499 Mitchell Road, MiIIsboro, DE 19966 Mail Code DE-MB-12
Phone (888)502-4349
Fax (302) 934-2955
December 2, 2005
Law Offices
Invin & McKnight
West Pomfret Professional Building
60 West Pomfret Street
Carlisle, Pennsylvania 17013-3222
~~~~uw~~
Re: Estate of I<.enneth E Gottshall
Social Securitv: 171-28-2560
Date of Death: November 21.2005
i
Dear Sir or Madam:
Per your inquiry dated November 29,2005, please be advised that at the time of death, the above-named decedent had on
deposit with this bank the following:
1.
Type of Account
Installment Loan-
Account Number
110001 63586500001
Ownership (Names ofJ
Kenneth E Gottshall *
Opening Date
06/09/04
Balance on Date of Death
$3.809.77 ** This amount is not to be used for payoff
purposes. For a payoff balance, please call 1-800-724-2440.
Current Balance
$3,767.69 ** This amount is notapayoffbalance.
2.
Type of Account
Home Equity Loan
Account Number
23000000034942
Ownership (Names oj)
Kenneth E Gottshall *
A Ruth Gottshall *
Opening Date
02//5/01
Balance on Date of Death
$22,705.54 ** For Insurance Information and a payoff
amount, please call 1-800-724-2440.
Current Balance
$22,635.28 ** This amount is not a payoffbalance.
Please be advised, there was no safe deposit box found for the above decedent. * For further account information,
regarding ownership, closures and/or reimbursement of funds, etc., please call the number listed above or the High
Street Carlisle Office # 717-240-4536.
Sincerely,
~t2;J;:/&~r
Nancy Clagett
Records Management
FEB, 21. 2006 4:21PM
NO, 8948 P. 2
,/~",
'fl:1 M&l' Credit Services, ILC
A Subsidiary of M~i Bank
One Fountain Plaza. F.O. Box 4005, Buffalo, NY 14203
BOO 636 2826
Consumer Lending Department
February 21, 2006
The Estate of Kenneth Gottshall
C/O Irwin & McI<night, Attorney's at Law
60 vVest Pomfret Street
Carlisle, P A 17013-3222
Re: Kenneth Gottshall
Account # 110-63586500001/023000000034942
Dear Karen Noel;
In response to your request on 02-17-06, this notice will confirm that the payoff on the
above-referenced account, as of 02-23-06 on account nmnber 1106358650001 is $255.04
with daily per diem of $03. The payoff on account number 023000000034942 as ot.2-23-
06 is $21,762-10 \vith daily per diem of$4.27.
Please forward the payment to:
M&T Bank
11 00 Wehrle Drive
Willi amsville, N e\v Yark 14221
Attn: Luveena A Ward
If you have any questions about this account, or need further assistance, please call me at
(800) 639-8784 ext. 4563, or direct 716-635-4563.
c? ?/~
Luveena A vVard
Estate Specj alist
DAUPHIN OIL CO., INC.
P. O. Box 600 ST'A"EM' E'N. T
Carlisle, PA 17013 . '"I ".
(717) 243-5515
.
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Heating · Air Conditioning · Sales & Service
P\ Y:\IENTS RECEI\r:n\YTEi< \!)OVE \).\n
WILL .\PPEAR ON THE .'.tEXT"-!TUEMF!'d.
DELIVERY ADDKESS IF lJIloFERE0iT TIL\:'>l H!LUN(; \HIlHESS
KEN GOTTSHALL
420 N WALNUT ST
MT HOLLY SPR PA 17065
KEN GOTTSHALL
420 N WALNUT ST
MT HOLLY SPR PA 17065
AMOUNT ENCLOSED $
PLEASE DETACH ,\J'JD RETURN THIS TOP STUB WITH YOUR PA Y:\lENT
12/26/05
01/13/06
Beginning
FUEL OIL
Payment - Thank You
14938
-361.31
i
1316.77
955.42
WE ACCEPT MOST MAJO CREDIT CAR S
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DAUPHIN OIL CO., INC. · CARLISLE, PA 17013 · (717) 243-5515
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HCR-ManorCare
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MANORCARE CARLISLE 372
940 WALNUT BOTTOM ROAD
CARLISLE, PA 17013
(/17)-'249-0085
GENISE GOTTSHALL
FOR KENNETH GOTTSHALL
7 PINE ROAD APT 205
MOUNT HOLLY SPRINGS, PA
GOTTSHALL, KENNETH E
12/01/05
BALANCE FORWARD
171365
rl E 0 I CAR E A
MeR co INS
ROOt/j 106 --A
25235
11/01/05 11/21/05 12/31/05
PAYMENT DUE UPON RECEIPT
THIS is t~OT A B!LL..
b'q d
This amount has been . !ile
to your insurance cornpany
3,534,,00
:3 ,) S34, I(H)
.
007852 858HMA 000623L
..
· CARLISLE
RECIONAL P.o. Box 4100
~\.1 E DIe ALe EN T E R Carlisle, PA 17013-4100
ADDRESS SERVICE REQUESTED
IF PAYING BY CREDIT CARD, FILL OUT BELOW AND SEE REVERSE SIDE
CHECK CARD USING FOR PAYMENT
o .0 _10
MASTERCARD ' DISCOVER >X~>U VISA
o
AMERICAN EXPRESS
ACCOUNT NO.
STATEMENT DATE
BALANCE DUE
-
10/24/2005
7520122
10/10/2005 $1,0'~
~
MAKE CHECKS PAYABLE TO:
GOTTSHAll, KENNETH E SR
420 N WALNUT 5T
~ MT HOllY SPRG PA 17065
o
11111111111111111111111111111111111111111111111111111111111111
CARLISLE REGIONAL MEDICAL CENTER
246 PARKER ST.
P.O. BOX 4100
CARLISLE PA 17013-4100
1111111111111111111111111111111111111111111111111111111111111I
- CJ ~1'::)ase l)i~}(:K it abUJ8 aUCi;"'3SS is 'ncorrecr 2nd :ntjicat'3 change on reverse side.
TO iNSURE ?ROPEP. CREQIT
~:::TjPN Tl-'i!:3 F!A;TICN THE ENCLOSED ENVELOPE.
DATE
PATIENT ACCOUNl NO. DATE OF SERVICE TYPE OF SERVICE
7520722 08/09/2005 OUTPATIENT
TOTAL CHARGES
1,141.48
PATIENT NAME
GOTTSHALL, KENNETH
DESCRIPTION
PAYMENT/ADJUSTMENTS
CAT SCAN
08/31/05
08/31/05
09/13/05
10/07/05
10/07/05
MEDICARE CONTRACTUAL ADJUSTMENT
MEDICARE PAYMENT
INSURANCE PAYMENT
MEDICARE CONTRACTUAL ADJUSTMENT
MEDI CARE .. PAYMENT
881.39-
143.05-
117.04-
881.39
143.05
PAYMENTS AND CHARGES RECEIVED AFTER THE STATEMENT DATE WILL BE REFLECTED ON THE NEXT STATEMENT.
ACCO'UNT BA~Nr:f OU~ -~ ;
~ - ...... ~."'~
$1,024.44
MESSAGES
The amountshown on this. statement is outstanding at
this time. Your prompt payment willb~ greatly
appreciated.
FOR BilliNG QUESTIONS, PLEASE CAll:
(717) 218-8852
~
=;::4 10/24/2005 J
.
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PACE INTERNATIONAL MASTERCARD STATEMENT
KENNETH E GOTTSHALL
Ie
Page 1 of 1
BALANCE SUMMARY
ACCOUNT SUMMARY
PAYMENT SUMMARY
ACCOUNT
NUMBER
TOTAL CREDIT LIMIT
TOTAL CREDIT LIMIT
AVAILABLE
PAST DUE AMOUNT
PREVIOUS BALANCE
PAYMENTS/CREDITS
PURCHASESIDEBITS
$3.115.11
5432-3590-7011-6279
$308.00
$8,500
$0
$107.00
$415.001
$0.00
$35.00
MINIMUM PAYMENT'
ICURRENT PAYMENT DUE"
PAYMENT DUE DATE
02/04/06
STATEMENT DATE
01/10/06
, See reverse side for an explanation of
these amounts.
FINANCE CHARGE
NEW BALANCE
$39.38
$3,189.49
TRANSACTION SUMMARY
(For additional transaction detail go to www.unionpluscard.com )
fRAN POST TRANSACTION REFERENCE AMOUNT
DATE Qlli. DESCRIPTION NUMBER CHARGES l CREDITS
01/05 01/05 LATE CHARGE ASSESSMENT 1999999998000099180 $35.00 I
IF YOU ARE UNABLE TO SEND YOUR PAYME;NT TODAY, PLEASE CALL 800-201-0071 TO DISCUSS A REPAYMENT ARRANGEMENT.
FINANCE CHARGE CALCULATION
This is a no grace account. Grace period information on back
Average
Daily
Balance
Daily Days
Periodic In Billing
Rate C yele
.04178% 30
.04178'%, 30
.04178% 30
04178% 30
.04178% 30
.04178% 30
.00000% 30
.00000% 30
Nominal ANNUAL
FINANCE CHARGE Annual PERCENTAGE
At Periodic Cash Advance/ Percentage RATE
Rate Transaction Fees Rate
$4.85 $0.00 15.25% 15.250%
$2.54 $0.00 15.25% 15.250%
$18.67 $0.00 15.25% 15.250%
$6.63 $0.00 15.25% 15.250%
$1.96 $0.00 15.25% 15.250%
$4.73 $0.00 15.25% 15.250%
$0.00 $0.00 19.99% 19.990%
$0. 00 $0.00 5.90% 5.900%
Ii)
~
BONUS CHECK $386.61
PURCHASES $202.38
STATEMENT CHECK $1,489.57
S fA fEME NT CHECK $528.74
BONUS CHECK $156.51
BONUS CHECK $377.26
CASH ADVANCES $0.00
PROMOTIONAL PURCHASES $0.00
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1:r QUESTIONS?
24-HOUR CUSTOMER SERVICE
1-800-622-2580
OUTSIDE USA, COLLECT: 1-702-243-1575
TOO HEARING IMPAIRED: 1-800-655-9392
~ Manage your account online at:
www.unionpluscard.com
010272 E 10 o00ooo3000 N STMT57 D 6 ??oo5408
PLEASE DETACH AND RETURN BOTTOM PORTION WITH YOUR PAYMENf: To Assure Proper '~redit Please Write Your Account Number On Your Check
.I MAIL PAYMENTS TO:
UNION PLUS CREDIT CARD
PO BOX 17051
BALTIMORE MD 21297-1051
LJ MAILINQUI RIES TO:
UNION PLUS CREDIT CARD
PO BOX 80027
SALINAS CA 93912-0027
UP1
'ACE
Account Number
New Balance $3,1 89.49
Payment Due Date 02/04/06
5432-3590~70tt-6279
Current Payment Due
$415.00
Make checks payable to UNION PLUS CREDIT CARD. Please write your account number
on your check. Do not fold, staple or clip. Do not send cast1. Please send your payment 7 days
prior to the payment due date to ensure timely delivery.
Amount
Enclosed
$
S-00002328 000000700000
KENNETH E GOTTSHALL
420 N WALNUT ST
MOUNT HOLLY SPRINGS PA 17065-1504
1.11111...111111111.111.1..1111.1.1.1111111111111.1111111.1111
UNION PLUS CREDIT CARD
PO BOX 17051
BALTIMORE MD 21297-1051
'11'.1.1111111.".111111.'.11111111.11.1"1111..1.11
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SEA RS Gol d MasterCard Account Number: 5121-0718-4812-17071111111111111111111111111111111111111111 i
Account Payment Total Amount Enclosed
$
$6,180.49 12/20/05 $668.00
Make Checks Payable to s~~efedit Cards
Change of Address?
..-------'
111.111. ..111,".11.. .1.1. II .11.1.1.11... .1111111.111. ..1.1111
KENNETH E GOTTSHALL 0002715
420 N WALNUT ST
HT HOLLY SP PA 17065-1504
1.1..1..11'111.1"1111111...1.111.11.1.11111'11..1.1
PO BOX 182156
COLUMBUS OH 43218-2156
0000 5121071848121707 0618049 0066800 0000000
e"fLi Sears Gold MasterCard
Account Number 5121-0718-4812-1707
1 OF2
Customer Service 1-800-669-8488
Billing Cycle Closing Date Account Balance
11/22/05 $6,180.49
Total Credit Lin.e Available Credit Line Cash Access Line
$12,500.00 $6,319.51 $2,500.00
Available Cash
$2,500.00
Amount Over Credit Line Amount Past Due Current Minimum Due T atal Minimum Due
$0.00 + $407.00 + $26100 = $668.00
Payment Due Date
1 2/20105
Account Summar
Previous Balance
Payments & Credits
Purchases & Debits
Other Charges
FINANCE CHARGES
Account Balance
$5,981.93
$0.00
$0.00
$39.00
$159.56
6 180.49
Current Activity
Trans Post Description Charges/
Date Date Credits
11-20 11-20 LATE PAYMENT FEE $39.00
THE APR ON YOUR ACCOUNT HAS BEEN INCREASED FOR ONE OF THE FOLLOWING REASONS: YOU FAILED
TO MAKE PAYMENT TO US ON THIS OR ANY OTHER ACCOUNT THAT YOU HAVE WITH US OR TO ANY OTHER
CREDITOR WHEN DUE, YOU EXCEEDED YOUR CREDIT LINE ON THIS OR ANY OTHER ACCOUNT YOU HAVE
WITH US, OR YOU MADE A PAYMENT TO US ON THIS OR ANY OTHER ACCOUNT YOU HAVE WITH US THAT
WAS NOT HONORED BY YOUR BANK.
]
THE AMOUNT DUE SHOWN ABOVE INCLUDES A PAST DUE AMOUNT. YOU SHOULD SEND THE ENTIRE
AMOUNT DUE NOW. IF PAYMENT HAS BEEN MADE RECENTLY, THANK YOU.
r~
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l
Andorrjl Radiology Assoc., P.C.
PO Box 8"92
Concofdville P A 19331
~ 3 A J J:. Ivn:. 1\1 I
Statement Date:
01/12/2006
Account Number:
ARA-9313737
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j
Amount Due:
$252.00
For billing questions, please call 888-434-6170
Billing Office Hours: 9am - 4pm Mon - Fri
1111/111/0 /11111/llIlllf 11111I1111111111
, III UII 1111 III ~lllllllf III
Patient: KENNETH E GOTTSHALL,SR
MAKE CHECK PAYABLE & REMIT TO:
*11 **AUTO**3-DIGIT 170 02102
1'11111...111"111111.1.1'11.11.1.1.1111..1111111.11111.1.1..1
Kenneth E Gottshall,Sr
420 N Walnut Street
Mount Holly Springs PA 17065-1504
111.111.1"1111'1111'11.111111.1
Andorra Radiology Assoc., p.e.
PO Box 892
Concordville PA 19331
( AMOUNT PAID "-
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(. DETACH HERE, AND RETURN THIS TOP PORTION WITH YOUR PAYMENT
" USINQ .THE RETt.JAN_E~VE._~fW_~~Ng~9S_E.P_______
DOCTOR
CHRISTOPHER LADD MD
ERNEST CAMPONOVO MD
ERNEST CAMPONOVO MD
RICHARD E KRAUS, :MD
CHRISTOPHER LADD :MD
JAY S ROSENBLUM MD
CHRISTOPHER LADD :MD
CHRISTOPHER LADD MD
Location of Service: CARLISLE HSP IP
Patient: KENNETH E GOTTSHALL,SR
TAX ill 233016413
DIAGNOSIS 197.2
CODE
71010
71020
71010
71020
71020
71020
71020
71020
.0 PLEASE CHECK BOX IF ABOVE ADDRES~~\lr1~~J~~~g~Mhq~~~-BRJ1Q~~02722
CHEST SINGLE VIEW
CHEST TWO VIEWS
CHEST SINGLE VIEW
CHEST TWO VIEWS
CHEST TWO VIEWS
CHEST TWO VIEWS
CHEST TWO VIEWS
CHEST TWO VIEWS
WE BILLED MEDICARE FOR YOUR SERVICES BUT
THEY HA VB NOT RESPONDED TO US. PLEASE
CALL US SO WE MAY RESOL VB YOUR ACCOUNT.
AMOTJNI
DATE
06/20/05
06/20/05
06/20/05
06/30/05
06/24/05
06/27/05
06/28/05
06/22/05
$27.00
$33.00
$-27.00
$33.00
$33.00
$33.00
$33.00
$33.00
BALANCE DUE: $252.00
Account Number: ARA-9313737
Statement Date: 01/12/2006
Andorra Radiology Assoc., p.e.
PO Box 892
Concordville PA 19331
MB~SINC1-01 08616-00021 02-0607638-001-001057 -1lQQ2Z22____ For billin~ questions,~~~~_ caIL888-AI4:Jil70______
STATE~1ENT
Andorra~adiology Assoc., P.C.
PO Box ft92
ConcolrlviIle P A 1933 1
Statement Date:
01/12/2006
Account Number:
ARA-7504652
J
Amount Due:
$612.00
For billing questions, please call 888-434-6170
Billing Office Hours: 9am - 4pm Man - Fri
Patient: KENNETH E GOTTSHALL,SR
L AMOUNT PAID ~\\
~ -)
Ilnllllllllllllllll~ IIIII~ IIIII UII~ II
11111111111111111111 III 1I1II
MAKE CHECK PAYABLE & REMIT TO:
*11 **AUTO**3-DIGIT 170 02098
111.111'1111111111111.1.1'11.11.1.1.1111111111111.11111.1.1..1
Kenneth E Gottshall,Sr
420 N Walnut Street
Mount Holly Springs PA 17065-1504
111.111.1111111.11111111111111.1
Andorra Radiology Assoc., p.e.
PO Box 892
Concordville PA 19331
(DETACH HERE., AND RETURN THIS TOP PORTION WITH YOUR PAYMENT
. .. USIN.q}HE RETURN ~NY~L9E.~_~~J.g'=Q~~_Q.___~,
o PLEASE CHECK BOX IF ABOVE ADDRESS1~~~~l:lgffiB~AA5A~OO~~~~B~1~~~02718
DATE
DOCTOR
RICHARD E KRAUS, rvID
RICHARD E KRAUS, rvID
RICHARD E KRAUS, rvID
RICHARD E KRAUS, rvID
CODE
DESCRIPTION
TUMOR IMAGE (pET) FULL BODY
CHEST TWO VIEWS
UIS GUIDANCE RENAL BIOPSY
THORACENTESIS
\
. I
AMOT~.______I
i
$208.00
$33.00
$106.00
$265.00
06/16/05
06/16/05
06/16/05
06/16/05
78813
71020
76942
32000
WE BILLED MEDICARE FOR YOUR SERVICES BUT
THEY HAVE NOT RESPONDED TO US. PLEASE
CALL US SO WE MAY RESOLVE YOUR ACCOUNT.
Location of Service: CARLISLE HSP OP
BALANCE DUE: $612.00
Patient: KENNETH E GOTISHALL,SR
Account Number: ARA-7504652
Statement Date: 01112/2006
TAX ill 233016413
DIAGNOSIS 162.9
Andorra Radiology Assoc., P.C.
PO Box 892
Concordville PA 19331
\'-____________M.BMStNC1-0108~6-00...Q;2P~8-06QI6.~1:QQ.1QS,3:i1OQ.2I1L~pr bil1i~g_~~!ion~~~~ c~!L~88-4H:-6170______._._......
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
BUREAU OF INDIVIDUAL TAXES
DEPT. 280601
HARRISBURG, PA 17128-0601
REV-1162 EX(11-96)
RECEIVED FROM:
PENNSYLVANIA
INHERITANCE AND ESTATE TAX
OFFICIAL RECEIPT
IRWIN ROGER B ESQ
60 W POMFRET ST
CARLISLE, PA 17013
nnn__ fold
ESTATE INFORMATION: SSN: 171-28-2560
FILE NUMBER: 2105-1054
DECEDENT NAME: GOTTSHALL, KENNETH E SR
DATE OF PAYMENT: 02/23/2006
POSTMARK DATE: 02/23/2006
COUNTY: CUMBERLAND
DATE OF DEATH: 11/21/2005
NO. CD 006362
ACN
ASSESSMENT
CONTROL
NUMBER
AMOUNT
101 I $50.85
I
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TOTAL AMOUNT PAID:
$50.85
REMARKS: IRWIN ET AL
CHECK# 022761
SEAL
INITIALS: VZ
RECEIVED BY:
REGISTER OF WILLS
GLENDA FARNER STRASBAUGH
REGISTER OF WILLS
Inventory of the real an personal estate of
KENNETH E. GOTTSHALL" SR.
, deceased
1. 420 N. Walnut Street, Mt. Holly Springs, Pennsylvania $85,000.00
2. PNC Investments - Account #3883-7108 -107.907 Shares $1,304.60
3. PNC Investments - Account #3883-7108 - 34.927 Shares $642.66
4. PNC Bank - Checking Account #5004172865 $5,044.90
5. Personal Property $6,246.00
TOTAL $98,238.15
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COMMONWEAL TH OF PENNSYL VANIA
COUNTY OF CUMBERLAND
Kenneth E. Gottshall. Jr.
: SS
the Estate of
Kenneth E. Gottshall. Sr.
, being duly sworn according to law, deposes and says that he is the Executor of
Pennsylvania, deceased and that the within is an inventory made by
, late of
Borough of Mount Holly , Cumberland County,
Kenneth E. Gottshall. Jr.
, the said Executor of the
entire estate of said decedent, consisting of all the personal property and real estate, except real estate outside the Commonwealth
of Pennsylvania, and tha.t the figures opposite each item of the Inventory represent it's fair value as of the date of decedent's death.
swor~ andlubscribed before me,
this,~ day of February , 2006.
~ '/J. Ii I
,JJ!/ I r)/. 7utf/ I
COMMONWEALTH OF PEN'NSyLVANIA
Notarial Seal }
Karen S. Noel, Notary Public
C.-liile Boro, Cumberland County
My Commission Expires Dec, 8, 2007
Date of Death
.&:.
Day
~~J~~}4
Kenneth E. Gottshall, Jr., Executor
203 E. Pine Street
Mount Holly Springs. P A 17007
Address
11
Month
2005
Year
INSTRUCTIONS
1. An inventory must be filed within three months after appointment of personal representative.
2. A supplement inventory must be filed within thirty days of discovery of additional assets.
3. Additional sheets may be attached as to personalty or realty.
4. See Article IV, Fiduciaries Act of 1949.
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