HomeMy WebLinkAbout06-1267
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
CHASE HOME FINANCE LLC, slb/mlt
CHASE MANHATTAN MORTGAGE
CORPORATION,
Plaintiff,
vs.
JAMES R. SCHEUREN,
Defendant.
TO DEFENDANT
You are hereby notified to plead
to the ENCLOSED COMPLAINT WITHIN
TWENTY (20) DAYS FROM SERVICE HEREOF
A '/'
/. . . . I , .
c/ i 1.( Jd '~'- 7/ ((/I U (,. "----'
ATTORNEY FOR PLAINTIFF .
I HEREBY CERTIFY THAT THE ADDRESS
OF THE PLAINTIFF IS:
3415 Vision Drive
Columbus, OH 432 I 9
AND THE DEFENDANT IS:
2 I 2 Tenth Street
New Cumberland, PA 17070
/ (u'il( u"..-h.(tL 'A'
y
ATTORNEY FOR PLAINTIFF
L.
CERTIFICATE OF LOCATION
I HEREBY CERTIFY THAT THE LOCATION OF THE
REAL ESTATE AFFECTED BY THIS LIEN IS
212 Tenth Street. Borough of New Cumberland
(CITY, BORO, TOWNSHIP) 7 / (;NARD)
,:I~ cLue L "--~((i<',[ L,i L~'-
ATTORNEY FOR PLAINTIFF
CNIL DNISION
NO.: O~ - !)b'l
Ct'u~L~~
TYPE OF PLEADING
CNIL ACTION - COMPLAINT
IN MORTGAGE FORECLOSURE
FILED ON BEHALF OF PLAINTIFF:
Chase Home Finance LLC. slb/mlt Chase
Manhattan Mortgage Corporation
COUNSEL OF RECORD FOR THIS
PARTY:
Kristine M. Anthou, Esquire
Pa. LD. #77991
GRENEN & BIRSIC, P.C.
One Gateway Center
Ninth Floor
Pittsburgh, PA 15222
(412) 281-7650
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
CHASE HOME FINANCE LLC, slb/mlt
CHASE MANHATTAN MORTGAGE
CORPORATION,
CIVIL DIVISION
NO.: c:&, _ JJ- t.. 7
CULL~~
Plaintiff,
vs.
JAMES R. SCHEUREN,
Defendant.
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claim set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
**********************
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, P A 17013
(717) 249-3166
(800) 990-9108
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
CHASE HOME FINANCE LLC, slb/mlt
CHASE MANHATTAN MORTGAGE
CORPORATION,
CIVIL DIVISION
/i - I '{;",.-c
NO.: 0(, - /)/;7 ~
Plaintiff,
vs.
JAMES R. SCHEUREN,
Defendant.
CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE
Chase Home Finance LLC, slb/mlt Chase Manhattan Mortgage Corporation, by its
attorneys, Grenen & Birsic, P.C., files this Complaint in Mortgage Foreclosure as follows:
1. The Plaintiff is Chase Home Finance LLC, slb/mlt Chase Manhattan Mortgage
Corporation, which has its principal place of business at 3415 Vision Drive, Columbus, Ohio
43219 and is authorized to do business in the Commonwealth of Pennsylvania.
2. The Defendant, James R. Scheuren, is an individual whose last known address
is 212 Tenth Street, New Cumberland, Pennsylvania 17070.
3. On or about April 30, 2003, Defendant executed a Note in favor of Broadview
Mortgage Company ("BMC") in the original principal amount of $88,202.00. A true and correct
copy of said Note is marked Exhibit "A", attached hereto and made a part hereof.
4. On or about April 30, 2003, as security for payment of the aforesaid Note,
Defendant made, executed and delivered to BMC a Mortgage in the original principal amount of
$88,202.00 on the premises hereinafter described, said Mortgage being recorded in the Office of
the Recorder of Deeds of Cumberland County on May 6,2003 in Mortgage Book Volume 1810,
Page 18. A true and correct copy of said Mortgage containing a description of the premises
subject to said Mortgage is marked Exhibit "B", attached hereto and made a part hereof.
5. BMC assigned the aforesaid Mortgage and Note to Plaintiffpursuant to the terms
of a certain Assignment of Mortgage, recorded in the Office of the Recorder of Deeds of
Cumberland County on May 6,2003 at Mortgage Book Volume 696, Page 4643.
6. Defendant is the record and real owner of the aforesaid mortgaged premises.
7. Defendant is in default under the terms of the aforesaid Mortgage and Note for,
inter alia, failure to pay the monthly installments of principal and interest when due. Defendant
is due for the October I, 2005 payment.
8. Plaintiff was not required to send Defendant written notice pursuant to 35 P.S.
S 1680.403C (Homeowner's Emergency Mortgage Assistance Act of 1983 - Act 91 of 1983) prior
to the commencement of this action for the reason that the aforesaid Mortgage is insured by the
Federal Housing Administration under Title II ofthe National Housing Act (12 U.S.C.
SSI707-1715z-18).
9. Plaintiff was not required to send Defendant written notice of Plaintiff's intention
to foreclose said Mortgage pursuant to 41 P.S. S403 (Act 6 of 1974) prior to the commencement
of this action for the reasons that said Mortgage is not a "residential mortgage" as defined in 41
P.S. SIOI and Defendant is not a "residential mortgage debtor" as defined in 41 P.S. SIOI.
10. The amount due and owing Plaintiff by Defendant is as follows:
Principal
Interest to 2/27/06
Late Charges to 2/27/06
Escrow Deficiency to 2/27/06
Corporate Advances
Unapplied Funds
Attorneys' Fees
Title Search, Foreclosure and
Execution Costs
TOTAL
$84,955.06
$ 2,304.00
$ 0.00
$ 0.00
$ 0.00
($ 406.68)
$ 1,300.00
$ 2,500.00
$90,652.38
WHEREFORE, Plaintiff demands judgment in mortgage foreclosure for the amount
due of$90,652.38 with interest thereon at the rate of$12.80 per diem from February 27,2006,
and additional late charges, additional reasonable and actually incurred attorney's fees, plus costs
(including increases in escrow deficiency) and for foreclosure and sale ofthe mortgaged
premises.
GRENEN & BIRSIC, P.c.
ByJI(I)LcA. v'r---kt}I..J/C tf- t
Kristine M. Anthou, Esquire
Attorney for Plaintiff
One Gateway Center, Ninth Floor
Pittsburgh, PA 15222
(412) 281-7650
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
CHASE HOME FINANCE LLC, slb/mlt
CHASE MANHATTAN MORTGAGE
CORPORATION,
CNIL DNISION
NO.:
Plaintiff,
vs.
JAMES R. SCHEUREN,
Defendant.
CNIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE
Chase Home Finance LLC, slb/mlt Chase Manhattan Mortgage Corporation, by its
attorneys, Grenen & Birsic, P.e., files this Complaint in Mortgage Foreclosure as follows:
1. The Plaintiff is Chase Home Finance LLC, slb/mlt Chase Manhattan Mortgage
Corporation, which has its principal place of business at 3415 Vision Drive, Columbus, Ohio
43219 and is authorized to do business in the Commonwealth of Pennsylvania.
2. The Defendant, James R. Scheuren, is an individual whose last known address
is 212 Tenth Street, New Cumberland, Pennsylvania 17070.
3, On or about April 30, 2003, Defendant executed a Note in favor of Broadview
Mortgage Company (nBMcn) in the original principal amount of $88,202.00.
4. On or about April 30, 2003, as security for payment of the aforesaid Note,
Defendant made, executed and delivered to BMC a Mortgage in the original principal amount of
$88,202.00 on the premises hereinafter described, said Mortgage being recorded in the Office of
the Recorder of Deeds of Cumberland County on May 6,2003 in Mortgage Book Volume 1810,
Page 18. A true and correct copy of said Mortgage containing a description of the premises
subject to said Mortgage is marked Exhibit nAn, attached hereto and made a part hereof.
EXHIBIT A
W,'j
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;: '-.;o:,~r.''''':') "p'
:':- :....~ ". I, i.1:GLL'f'
'.._\.O!WERO'" .
"I~'I':'~ r DEEr'!,,:
. "",LAND COUNT\~~'
03/'1nv B Af'1 9 DB
.
Parce1N~:
;)'(_~'i~O~I1-;)SY
(lpanAkwTllllu..For~1)ata1
ComlDO""'~ Q/ rMlII)'lYuIiII
MORTGAGE
I"'~~
411-~18382s.,a3
toan ID: lD~2921
TInS MQIt'I'QA06 (MSl:curity ~, is aiwn aD
ThBMortppia
Jame" R. 5cn.eursn, 11. Sin<;le Man
AprU JDtn, 2003
~").'Iltit_ly_bai"'lO
!!ROADVtDf MOR'rGAGE COIC'PNU'
wbia. is arpnbad IIDII ClJ,ting Imdcr the \awl ot THE S'!'~TE or 0810 . _
whose uWrtllD is i5.1!:. WILSON 8ftIl)(;E MAD, WOA'l"BING'l'ON, 011 4308:1
rL#ldlr"). Bomlwc:r r;tW'a ~ the principal 11IIII01
B!9nty E19ht Tho~.and Two HundreQ !wo an~ nc/lOO.~-------
~(IJ.S.S 8.,202.00 ).
This cIch" is t\fidmcm by Bortowa' 5 IIlXO dIlccl the .. d.k: . this Security ~ ("'NoHM), wbleh
pl'O"'ide:ItbtPJODlb1yp.ymcnts.'Wi1Qtbclblldc1x. ifllotpe1d.-iicr,cbm4 pa.yab1Ii CD May lit,
20'3 ,ThiISocuri1)'~~to(,(l\dlr. (l}dtl!I~ollbodIW~bylhf'
No!., will>........ ... ~I_ ......1"'" "'" modi_... llfdle HlIIc; ('0) lhc __ ..."1_......
wid! ~ .-a=at ~ ~ 710 pro1COl: tM ICaU'lIy oflJlil SKarity Iamumcd: Itld (c) Ibo perfbnaIact
rBA hIIIIJh'.... ....... - 4It6
4DtIJl(JlAIClItIolU\
".I"IlOll'CoACllf'Ollllll"JHI'/Stl:1~O
.....,,,. ... ~.o..
BK I B I OPGOO 18
.
.
tJf Bortower's COVCQlll\tI and ~ UDder this Securil)' ~ aad the Notlt. For tbil putpoIC. BortOwciI"
docs btRby DlOl'tpg1; grant IAI1 roavey to 1be Lerldcr tho ~ ds:rib!d prop<<1)' loc::IIlld in
C~rnberl&nd C~.Pmu.ylvmU~
ItBm t: 26-2.-811-2~4
~hulhaaddJ..uf 212 :tO~h Street;, New CWlIberland. tser.,Ckyl.
PftDylvani. I 17070 (Z;p ColI.] (~Propcny ~.):
1'OOB'THBR WIllI lIlI the iRlfl"lVftiCnfS lJOW or hcrtafta- GreIMI CD the pmpat)', aDd :an .......u,
~ m:I. tlxture:s now at hm-.Ib:r . pm of ~ pnIpert)'. All rcp]1GCIDCIdI IDd .sdi1icD!l1halJ Ibo be
covered by IbiI ~tr~. All oflhe fungoinS il rdi:rml to in tblI Sccwity l.D.stnIu:I:rJl_1I:u: "l'ropIrty."
BORROWER. CO"w'QIANfS!bat Barrow.- b lawfully MIiZOl1 of the CUll Mreby CCltM:IyOd.Il1d. bu Ibe riJbl to
~ JtllIII ado:lftV'Y the l'roperty IDlIthIt me Propwty ill WIeDCWaba:td, ~ for mcambnaccs af71lCDd.
Emrowlll' wmuria and. Mil cldend ~Dy the title to the Property ~ III claimIllD4 ~ !Jdbject to In)"
~ al'm:ord.
'IHlS SECURIl'Y D'lSTRUMENT cori)iacs UIlifbrm tcVa1U1t1 ftr n8tlom1 uae and aUlHlZlifarm ClOvmmr&
v.1lb limited YlriatiOlll by jurbcilction to ooasdMe. uniform lIcalri~ insau:I:nml caveriDl real ptOpCI1Y.
5otrCIwa- Ind lald.. covmanf 'aDd. ~. folloM.:
\JNII'ORM COVENANTS.
1. 'Iymut ., PrindpaI. lltenll .nd Lace CIt.I'JI!. 8a:rowIr Ihall pay wbon Wo ~ p-iZlcipll ot anc1
i.rnerettoo. die dcf:Itcvi_lOaIbyd1l'N0t8lQ4latcc~duclllldcrtbr;NoIc.
7. MIJ.DI1dy Payaaea.t of TG4I, ....anaa. aad 0tIler CII~ 8oIroMt _II incIlIdI: in CIICb DJlla.tbly
paymU, 1D.lKharwith fhopriDcfpaJ and mr.. as setfordlln eM Note ad lAY"""" ._filr(a)...md
IIPCCial _smm&s lC'ried ar to bel lMed apnst the Propeny, (b) leIIctaoId pa)1NiDtI << ;:ro.md. n:als CD tJ.
Prapc'rty, md. (~) premiums for loIl.&rwle requi:nrd UlId.. pIf'SpIpb 4. 111 1Zlf)'ear in whlllh !be LmiIr DUll: ,. .
mol"tP8O ~ prcnlum to 1bo Scwctmy of Houllng Ilnd Ur'bln DeYelopmem (~~ 01' In lIlY ,... in
wbiclt. todI premiwn waul!! nv. bao reqlirod jf Lcal5cr still bald chi s.curity ~ ClCb mardbIy pt.,ymc:m
1baI.l.tsoiDctt&de etther: (i) IoIQlJl fortbecllUll mCttpp iD~pnmiumto'be paicllI)' l<<IdcrlO1he ScI:ntaIy,
Of CD) a l:lJOII1bIy charao inIltClld. of. mortIIlF UlNnaQe prcmimn ittbi8 SewrlIy ~ it: betel ~ dI. ~,
in . rcasontbJt ~, to be d~ by the s..:mary. ~ fo:r !be l!lOIllhIy cbcp by die ~. thBe
it&:mla1l ClIllod .e.aow bm:Js" aDd b MIll paid to LlllUk:r are c:alled "EIcmw P'mQi,.
l.cDdB'maYI III any dmc, 1lOlt.a eDd. held amwnt$ fQl" EIQrow llaCt in m IIIfWIIID mIOUII1 DOl to ~ [he
D1lIldnmn aIn01Il'It tba fEll)' be r8qw.d. tor ~.,..s llIC:taw KCOWIC __ tba ac.1 !ItllIc ScIItkmcm Proooduta
Act of 1914. 12 ll.S.C. SecriCIIII 2601 ~ 14 and impICttlCDliD& rosuJ.licu. 24 CPA PIIrt 3SOO. Ill"" 1M)' bit
acx:ndecl from tirm to time ("RESPA"). IIXaipI tbl1'lbe cmbioa at reserva~1taS by RESPA l'cr WIDl:idpUd:
diIbunl:mcmI ~ ~ 'bct'ore me Borrower', paymtntl ~ .~Ilbt. In tbe ~ may DIll be 1lum (ID
IImDUDClI due for the mcn1,PF inNraDc:. pnmfum.
o.;'lIl(PAI jI.al~'l
.....ur.
.~
BKI810PGOOl9
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.
.
]f the IrOOUDI'I beid. by LmcIer 1l:Ir BicroYt hcm.IlIllt~ tbt ~ pcnnilbd to be Wd 11)' RBSPA. l,.tmdI:r
s1WllICCUIDttDBatWWc:rfortbtlllU*l:&mda 211I ~byRiSPA. tfCbcaQXlUllQ offbadlhdc1by Lcldc:tc.f
tiIM are not ~, to JBY tbt b:mw JIOIQI wb;n -. t.cMc:r ~ DDdi'y 1M BarTower ad reqw. 8orrowa to
""'''1' 1M......... ~ by RESl'Jo.
Tho &crvw Funda UCI pIedp aa lldditioDal se::urit)' fix" tll SWQI SCQDd by 1bJ. Sc:aIrity~, If
Borrowct .mn. to Londer the fall p&>mcllt of 1111 Neb IUIIIS, IJortmrrwr's *X:Ollllt IIbIll N crodiwd witb tbe bUncc
fUIDrlniJlg (or.I1 mutrDeDt ircrm (a), (It). aad (c:') olDd &D1 morlpft W:uDDCC pran:bIm ~!bIt ~ '-
not bc:ooalI ot'lligatld tQ pay to thG 5cae1Zlry, ad Leodet shall promptly roI\D! q ... ~ 10 Bcx1owc.
~ly pri~r to a ~ IiIII gf the Property or tb .equisition by lAD4cr. !Icnowet'. al:lCOIIId abaJI. 'b:=
end-hed wi1h III)' balance ~ f<lt1l1 iPItIllmmtI (or ilcm1 (a.lt (II). tmd(l:).
3. AppJSc.tlDD or Paymats;. All JlIl)'UleIWI umIet pn&rllIlbI t aml2 ...u bt lIpptied b)' Lmdcr -.: iOIloYM:
EitIL to tk- DJCItINC ~pronium la b~pIid by ~ ID tba~ Of ~ die IDOOtbI)' char&e by the
_icstadofll1oll>DDllll'_-__
SfQaad.lQUYQlX~ apoQ.l --r. 100000000d~orpwndnnb, lIld.ftrt,.floodudalhcrhwM'd
inliunncc: pllIDtua. III rcquind;
ThiuL to lfIbnII"ur.d.lrdleNote;
!slmsb. IQ illlllartizciOll1 ofthaprmc:l1sal ofl:hc Note; and
~ to blrc cbarpI u UIIdef!he Mmc.
4. J'I..~ FlCIIOd .1KI OdIer RaunI InsvnllU, !:b'cower IIbaII jlmft 1l.1 inIprcmIQmIs OIl tbe P.zopeny. wbclber
DOW in c::dIteacB or ~cqI.leQt1y GnlClCc4. apinA u.y baardl, cam.1tiCll, IDd ~ iaclu4Ina fire, for which
Laxlcr ~ inmrInca. Tbi, ~ thall be m.inl&llUld ill 1be COOIIIl.C8 and Jbr ~ pcriodI CbIII: Lcadcl"
requil'elll. Bomlwer sballlllO inRP lIll iqwOVemmlS Ol:l tbe P'nlpcRy, wbcCbcr DOW' in CKiaace ar wbMquc:ldly
t:r'al:Clld, ~ llllU by /k)Cdf 101'bccx1cJf rtCl.ulre by Ule~, All ~Jb.D. bo curi.dwitl:l ~
IIppCOvcd by 1ADdar. The I~ piUlilb aod ury r--.ls sbal1 K held- by La1ckt IDd Iha1IlDelOC1c ICIIS J8)'IblI
oila:I~ 1Q &vw of: ad in I torm~ble to, (..endar.
h:.1he C"o'CQI Gf_ ~ &bill aiYl:l t..eDdl:r ~ ~ by_I. LeodDrlZllYllabpuoIot1Gll ifnOl
DlISdc promptly by BorrowBr. Eaeh IrllW'lllCC COIDpllll)' ~ Ii hcrdJoJ IlIIbori7.c4 aDd dlnc:kd to lDIb ~
fuc 5UCb 10ft dirc<<Iy fa ~, iDstcad of to Bomwtr m'ld to t...mdtr joiaIl). All or laY put of h iDIunJa
procefJds IDlY be llPPUed by Lc:Q4er, . 11$ opu-. eilber (a) to tha I~ oftS incfW, . 4.1Did1t dw No. md
~ Security lns\Nmlnt, lira 10 AIf'j tWiDqumt 1A\01m1, tppIicId PI tho on.t.l:a plNBf'llPb 3. 1IId,1bcn to ~
DC prim:ipaJ. or (b) to Ibe J'CItCIratl.OD cr nJ'Rir of the dmuIpl Property. Any IIpPlia.tim of 1be ~ to tht
~ DI1 QQC _taMi or postpmM lhe d\Jc dlite or tbe UIDI1lhly pI)'aIIIIa. wt.id:l &TI! mI..recl to hi .,....,..1. w
c:hIop die amouar of IIlCh pByIneI1tS. Arry UCllII inIlnDu: pt'ClICOI:IdsI OVtr IG aam. tcqDind m -pay all ~
i~ UGdcrtbe N&'aa.d dlIISocurity~;tbaJJ b.pUdlO thetatit)' JcpUY CDtillcd rbato.
1II1bo evc:m at furcdOlUfO cC tbi3 Sec1Eby ~ or oGler a..rc of tide CD the P\'openy.. IlXt1quiIba
1ba iarSd:l~ all rigbt, citloaad imercstofSorrowllrin InlltoinlDrlnce policiel iafarccBhaUpII8todle
_.
S. OteYpaaCJ. Pnlcrrall, M.la~1!I' .Dd Pto!ZdioJl of lilt: Prepucy; ........... r..o.. ~
a...-Jaeldl. Banuwer Wl1 0CQIpY. emblllb, md ~ 1he 1'nJpcny. Bllrrvwm'. priDoipaJ f'IIid&ace '4IIhhi&11iX1;Y
dayt Ibrthc cxec:udon of'llUl ~Iy lastrwDent (arwithilllixty. 0(&11itr aile or b'IDIfa' ofu.Proplrly)
Cld IbaIl ooatinQe to ~ tho: ~ III lbrowcr's princil* rcsickac:e In- &t.. bm ytM abr EhI dIID of
~r em_ ~ ~.t:hIt ftq1limne:rt will CIPlt UDdue Iwdsbip Cot Borrower, at..... ~
~QOI SItist 'Vt'tUoh an bayood Donower's cvtJtrOl. Ibrrower .bIll DOritY LClDdtr of lIlY ~
c:ircumltlD.oes. .Borrower ,ball DOl commit w-*: Of dcsll'oy, dQqo Of lUhstatial1y cbqe the PropIny Of allow 1bc
p~ 10 dMaiora&c, ramllllble we tad tIm" Q~ [.(udcr IUf Dupocr 1hr ~ if_ Ptopeny it \IK:am
or abandGMd or 0WI10lln is bt dclauJL Lc:IId.cr may takIll'CI.ICJJI8bk: l<<laa. to pro;ect ud praerw IUCb Y80IJtt or
0e'1t(N.. "N~11
..-;#t
,... ~ ,,.
BK I B I OPG0020
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.
a\:laRcklDed tfelP*tY. ~ shtJl tbo bt in ddaulc if thtCJ'oln::l'. dUrizIC me ]08D. eppJicadOD prot.elII, ,..,.
m.lttIriaJly riJJlC or ~ 1ntbJJqdoo Of ~ '!A lAmdct (tll' fJlUcd to providI Lcudc w6tb III)' ___
lnfbtmatiou) AI ~km ,"rJI dJIo lOIn mdenocd by tb. No.. iDc:bIdIztc. bQt ~t Uat\:td 1D. ~
~ Bor.rowcr"I QQ;:UpaDCy orebe Propcrt)' as a ~pal ~ lfch1s Slwdqt ~ 4011..
1_ _ _ """Pb with thoprnvbloosaf"','- Itllol__teodllc..... Propaty. "'"
l~hold and 1ie title Iball DOt be arpil.l:ll_ t...cmIr tIlW mtbc..... ill 'Wridng.
,. Condem.a:Ja.. Tbepl'OClCllU of Illy IlwW or dai!I'I rex dImqs. dinlcf.or~. ill. ~ with
my ~ or ot\er IUllIa gf any JMIl'l: 0( 1M Propcd)', or for CIO~lI ill pI.ICI of condcal.l-. In
1tcrcb)' aai.$l*lCld!btoll bepal.d loLendortothc 1lX1= oldie t..n amotIIt ~tbe ~ br NIrGI1raIl&DPIid.
lI3dcr the NOIC and thiJ 5ealrjty .IMtNmcnt. ~ 4:.al.\ IfJPly ..cD precccAt 10 fAI: nd:ocdoI1 of me hoil .. ~_
0l'ldCl dlc Nolo and t1IiI $oourity Instnu:I1l:t1l. fLm to lAY ~ -.cw tpp\icO in ~ orMr prooIjdad irl
~ 3, eod:1bm fD prqllI)'II'lOI] ol~. AsJy IR'Ucltion of me ~ ~ the prindpllDll Qat cX1C:DII ct
~ llwdue 4Mo of'lht ~ paynxnts. wb1ch uc l'IIferred to ia.~ 2, ell' c:Iwtp 1M IIthrMd of~
pl)'JllBltL. AD'ju;wau.prOQledlloV.4I\WbJW\t~red\OpI)'a11o~i.:K1L' I1DdIlrthlN<<*cdtbh
~1Y lDrttumIm sbaU bel pdcIlO me entity ~f Q1tI.tlcd d1CRUl.
,. CharatI to BoI'1WWel' .~ I'roCNdoIt III LeIldtrl, JliPb 11 dMI J'roputy. ~ &bal.l p:1'/ .u
pv~ gr nwakl.pal. ebVJ:llll fines; ad impoa1tlon. Ibal: aro 110\ ial:lUdtld in ~ 2. Borrowtr.wI PIf
dlesoobliptlouS lllllilJlC~YlDtbccotity\lobichi$owcdtbe~ IfflihBtopl)'wuu1d.lldvcltdYaffccl:
Lmder'. fnteml iD tile Property,' upon Lcvder'. rcquM Borrower "l procbpd., ~ 10 LcudI=r nlCl:Iipcs
rnd>odn&__'"
rr_......-.__or1bo..".....roquIred>y.-.rlph.. "'....IOJ>OCfo<m""_
covetlaDblUld~~ia.thieSo;:urky ~ f8tbcnila qalpRlC..sm. thltllllY~Y
affiIctL.cnder'.JitlltllftlbeProperty(!UOb..~iA~,!or ~--..tI-ar'IDcnf;xct}aMot
rcplatign5), Ibm lADder ny do w pay wbUcVer is ~ to pn.ucI au, vatuc of die Ptq1mty U'ICI I.-der't
ri~ia.th~property. ~~oftaxe:ll. hazvd.lnnrwaDeandod:llrl~~inP8l"llJOPb2.
AIry 8mO~t:I disbursed by L<I1dor ~ Ihls ~ .1b1tI.I baooIDc ., Qdd:i1ical1 debt of I/om)wa- IDli b:'
IC~ by thiI Seourity JI15truuJ$t. 1bcIIt IiI:DDUPb shan be ioterat from. h. _ Q(~ at lbIN,*
_ aDd at tbJ optioD ofLt:rtdc.T, WU b.lmmcdi~y due IDd pay.thle.
Bot,;owu shill. ~ ~ Ul)' Uea wh.i~b ha9 priarlty pvcr tbiI Seourity lnslnameDt __ Bocrowcr:
Ca) agrca ill wril:irla 10 1hc pt.)'ft'*lt or the olillplitm ~ by IDe 11m lD . mIlIbIJI' ~Ie t6 I..-clct: (b)
caDtcltJ in aood faitb eM Jim by, or dO'!endI ag;aWc dorcemau at UIC lien ~ 1. ~ which bl1hI
LaJdC!l"'I opwP. opentr 10 prevau: die ~ ofw l.ien; or (c) tcCUrClIUcm ~ bold<< Q(rM 1~ lID.
...~\~ to\...CnDcl'~rthc:Ucu tot:hi3 ~lnscn.n.u. Ifr...krdckmi1ac:l dMl;anyl*l:
of IbcI Propcty 13 aubiooc CO " Hen. lIIibid1 ~ anain piority OWl' 1bb Sec:urhy lMttumcat. Lendl=r dIBlY 8ivc
~.JJOdocidc:utlttinllbeliCII, ~shI1IsotIItilhel\cn0ftU:eO'tl6or1lW'Ogf~acd*Httor\b
~wllbia 10 da)'l of 1bo pvq ol'1IDdr;:l;,
&""'~D"AYt:OUfCtr__c:huJct<<nborl;c:dbydloSecrdlr)l.
,. GroDdt ror ~.... Dtbt.
(O>_L l.oDdoo...., ___.,. ~_by .,._, Inlllo_af_
cWlrlIta, r.pre ~pl)'lnMl in full ofllll SWIll ~ by dUI!lfcllrit)" bIn.ImcIlt il;
(i) _ _byloilla...poylnl\lllony....thJy_toqUiredby...-lY-
pricr~or<mlbodllC_of_nat~pl}lIDL!Jll. or
QO _dc6ooluby lluU... w.. porlod Q(thiny '- "_""I _obllpllomo ~
lnlhilSCcurityJ1I:tb'WMlD1.
(b) Sole WIth_ ertd" .\pp"""," Loadot Iho1l. if PoraU-..l by.."uooblo laW (Iacl_ _.. 341(0)
at the GarD-.st. 00l'll'IIin Dep:lIl.~ry b1itWom M 011932, 1:l U.S.C 170IH(eI)) aud wich cbc pio:
approwl of ~ SecrecIry, ftlQWa immocli-te payfDIO[ in &ll of lilt I\mlS ~ by mu Slcurhy ~t
If,
_lM'lo.lllU'l"'\
.........
_,; ~-tf.
BKI810PG0021
.
.
(i) All grplROfbPropcny, or..blDrii.cia! ~iD a lruMOftlaa 111 at pa'\ollhc: Propaty. is s(l14
or o1ba-wlie ttaosfcmd (ocbcr Iban b)' dM,c 01' dc:scc.nJ:). lad.
(ii)Tbe ~ b not ClCCl1p1c4 by thcpun:huer or ~.1l. ar herpriac::lpl tc&i4llKc. cr 1hc
pUJ't:baMr or ~ ciOaIllO ~ the PropIny bur: hiI orha- ~t ba DDtbotn ~ in
IlCCIlrdIwle widl me r'Cll.\liternnt:l of!h.Sc:<:retIJ}l.
(~) Nu W.I".., lf~ occur thai would permit lCllder tel tc:quUv ia:aacdiatc ~ in t.ll.1. lNt
l.md<<"<bI 0Qf rvquir~AIdI ~ ~ c\oaIlKIt waive illrigbu witll rapclQ IIIbIeqMDI: ~
(d) _.... of IIUD .......... In """l' __ ........ ...... by.. ~ wltllimj.
Ltndc:r. tiJtUI. in me cue at ~ dcf&alt&. to nqutre ImInocIiate ~ in fnD d. fDndoIe tr not
pti4. nw. SealrI.ty It\JU'Imat does not IlU'lfwriIl:: ar;x:dcnti0ll <<tarocI"... lfDtIC ~ by tqJlI1atiaaI
oftb8 SecrIWy,
(I) Mottpp Not bll.\Nd. Banowa 'Wid llIat iftllii Ss:urity ~ aD4 \be NatI:; II'C DOt dckmliDud
to be eUglb1c (br ~ lmdc tho Nuianlll Hausiog Ad wilhiD 60 dayI tam die dIiIe llcrwo( Leoda'
tIlIJ. Ititloption, nqutr.~~iD ftlnor..n_R:alradb)'tbb SoolarttylDllr\lzrlCllt. A
wriaal BrDIemlIl:lr otll"1)' auIbl:Irbed 8ItD1" ofthc: StantaEy ~ ~ ~ 60 da1S from lbll _ beteof.
....""" .. ...... ... _ty '"""'""'" ... ... NoIc, """ "" _ .......... pn>of of -
iaeliiMlity. NotwilhQrldi.na the fareaoiD& WI I,lpliorl TUy DOt M ~ by t.eDtXr w11m tbt:
W1BV&illbfllty or i~ it IOIIIy duo co Undcr', failure to n:ntiJ . !Dl.'IIf1Jlp in8lnIK:I:.premllq UJ _
s<crcaoy.
11, Reblbtcmmt, Borro... hat . ri8bt to bee r~ if lAnder hu rcquirccl imuJIdiD >>a)'lDlGt in fW1
bec:msc of Elotrower' 5 ftUlane 10 pn)' lID amollht U \lnda' lbe NOIe or ddI Smmy IusCn&mmt. nu riehf ~
tVCD . lbrcclcnrc Jl.. ~1'Ilp are imtirule1 To reinsaDte thu.Sccw:k)r lbiawDIul, 8on:gwg- IllaIIJJ. __ ta .
JutZlp sam an &molWI ~ to bril3i Brxmwer's II:COImt com:at bx:Judlna. to tho aIeDl ~ are c:hliaacfom af
Bo:m7ww Imda- dUJ $ecurit'j 1natnmx:n1, foreclosurc CQl;bI aDc1 rnIODIbk _ '\DlclmBry IltOnlIyI' tees ad ~
properly usoci8Ud witl!. tbc flJtQ;lQ&1n pr1)Cl:lCdinJ. Upon m-ta=JleDt by &rrqwer, tbk Scalri.ty IDItnItQem m4
the obliptiaDs d1.l: ie 'Inlra :SIsall tf::InIin In ~ &I if L.:ocIcr hid DOl r~ hmvldiatc Jll)'IIKd ~ I6.aD.
HcweYef. I..mckt is DOl: req'lZired to pcmlt rcinlw.c:mau ir; (I> L=der .. acoep.:I tM"- r ah:r die:
4 of twcUORIRI ~p withl~ two ycart lmmcdlataly ~ the c:oIDlIlI!N:CID ofa ouma:
fOp;closure p~ (il.l tQ1loIlBt1mllQt ..ill prcdQdc ro~ Oft d1tl'cn:at .trom:rdr in rhs IWart. (II" (iji)
rcl.11$U1Qucat wi:llldvcnlely a1&ct me prinriIy gftbe lie:o cl"ClllUld 'by lhis Security lAsarummt.
.11. BDn'Cl'lffl' Not RlllIUed; rorllanace By Lead.- Noe. Waiver. Bxmuioo ofthc time of~ or
nmdiftCldon cf amoniadcn of the sums secunxl by Uljs Security InJlnuDmt pIII8d by L.ead- tD tDy ~ fa
iata-l:ft' of Borrower shan DOt opcrab: to rclrase !ho liabl1lty of the orip.J 9orrowcr or &trowca'1 soa:tISClf in
laal'Mt. Leader IhalJ Mt be nquitcd to ~P~"1B1inIl: my ~ lD IIlkra$C ex' tcfusc IQ uta
timll fDrpaymauor ~cUlDd.if.lr flaloni22nionoflbc: 1Il:INJllCQf'Q1b)'tbillecllrttylall:nl:mtmbyl"CllOb ol8D)'
~rtlIdc b)'lheoriglnlll. Bomlwer orBonowe(1II1CCeIllOtIIn ~ &y L.b-_by L.14I:tinax.cc:itias
any riIM or n;m;,cty &baU net be a WlIiwr ofor $I~ (bCCKIlrci5c- at.-.y riiJIl Dr~.
U. S~n IlQd ASJr:1lI o.ulld: Jol.. lutd s.v.n.1 Uabl.1llJi Co-S1pen. The COYeDmb IlIXl agrlZtJlCAtl
af 1bi. SIr::wi1y Iutrumcnr W1l bind ami beDeflt tbc SUCCCiliIOn IIDd -auIp 0/ UI1dIr as BarrowcI', ..-;ct to Ihe
proviaicnl of JlU'IIr"PIl9(b). Boaowcr'. ClD'YClrlmtlIIlId lIIfcemon~ aialt be JoUd: -'~. My ~ who
l:04iplltds SIcuri'Y 'lNlnmJa1 but doClli DOt ~tlll tbe Now. (G) jl ~11hiI ScuriIY ~ oaIy 10
~ pDt _ CZXIYeJI tIIIt Boll'oww', iat~ iD tho Prapany UCl&:r die teftQll)( tbia ScamIy ~ (b)
is potpmooaUyobliptCdto p&)'1ho6l.lml:~ 'by this St'curity InmuDlltll; _(I;:) aercastlUllLerwiormdlll)'
olber Bcaowcr IllI)' ~ to IRIaYi!, modify, forbe;.r or IlW.ke In)' a.:eo~Ol'II with reurd to tho ~ of this
Sec:witylltla1DDcJlordioNclltwi&bouta.~$~
CDrRCPA) 11.14),11
.........
.,-;/d.
BK 1 B I O?GOQ22
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13, NoIkA AD)' lJOtIaIlO 8orrowct provided for in tbi& SelaJrit;lllDswmmt nn bCI Fv= by ddiVllllb& it Of
by mailln&: 11; by first clus nlIlillUll_ fWlie.b1e law IeqWroI UIC of II1tItbcr DliCCboQ. no naIiicp ~1 be ~ to
~ Property Addnin 01' .ry other addr.s Born:nrJCl' de&ian-:- by Dlltiile to 1.oBdft'. A:fy IKICice to LerDr ehaJl be
al'YCO b)' fint dIla ow1 co LcndoY'I ~_ed bcnin OJ" lay ~ l.eGdBr QcsjP*''by IlOtice 10 JIorroovwer.
Any l'Otiac:provided ftJr fa. SGcurt1y~lbaUbc Qoanec11obavcbllCll sivea co!krrovt..QrLcndotwhm
liven u tr'Ovl4cd m Ibia pan.pIph.
14. Goven1Dc t.aw; SmJsfNIitt. 1bi. kurity lDstrwnent .thaI1 bt pm::mcd by P.. .... lad tbe .... of
\be jwiadic;iQll; in wbktt 1ho Propcrt)' it lcaIIt:d. In !be: event tbat my proviIiGD or dauIo of 1bi$ Sa:lai1y Tmtnunmt
c.r Ihc Now confl1cu wiUl tI9P\iQb]e law, such I:Ollnict sball DOl affi:I:t otbc:r proviIioae of lhia Semriry lNInu:ncRt CI'
the Nate whidl. QIIl bD given effect whbow: lhI CIClDfI,kQoa pI'O'Yision. To Chbi CDd.1be ~oas or tb& S<<mfty
IQSlnImIDt aM. the: NOlO ar~ =:llfed to be seIoU'IIblc.
IS. BornnHr', Cvn. 90n-0wa aU be ji~ OJIC eonfonned c:apy 0( tbe NoIIi ud at' Ill" Slx:urity
"""""--
16. HazardD1l' s-.~ bower 1haI11'IJt ~or p&:rmil \bl; ~ UN, ditpaIlIl. alOrlp, Cll'ret-
o( MY ~ Subn.na:I OD dr, ilL tbe f'ruper!y. Bomrww slWllICJt ~ nar.uo....,.. eilJC' 10 do. atI~
~ the PTapIftY tbI: is in yj~ of PI)' BDviroDmIll1W Law. 1'htpr~1 two ~ Iball DCIt 1ppl7 IQ
the ~ \110, or _orqe OP IIbI Propeny of IIlIIIl qu:ant\tiel or ~ SubItmxt Dr: ItO JCRl'IIty
r'ICOau~ to be IJlImlPli* ~ oarmal residmlil1 WIIlDd to ~ - 01_ Property.
!browcr Ihall ~ F'" lAnder wrinen nOtice of Ill)' ~ daim. dcmad.. ln4ait or GIbct acdOD
by ~ 8O~ O1~lI,pIlUl)'or prtvce.~ iIrtvIviuJtbcPropcr1y _IDYH~~ot
EnvirombllDtaI. Law ofwhiet'l ~ltu actual1awwlalF- Il~ lcwm. IX' i4 ~Ild'oy lI!I)' B~\Il
l;lr regul;uory llUthority, dW III)'raDOwl cr 01hcr l'GIUldialiDn o(myHaard,* SubsII:rx:a atl'ecdaa1bePrqxr<<y..
I1td:lISIIt}', BorrowM'IlWI jRqIdy cab: mll ~ Z'CI'DOdiaJ -..ricDIm accordaDce wlIh ~ Law,
M ux:d in this pllC'qrlph 16, "lU:rardous SubslaDCIII" I1tl thole 1Ul::cmcet dnIm:d u 1GlCic or bawdoul
SIlbolilZ\~ hy EtMrDam;ntiJ law a.o4 1M ronowitl& ~: p,dioc., broKlICo oIbct f1lllD1mble or =ic:
petroleum. pI"Od\IttJ. tCIltic pectid.dta In.l! bcriricidcs. w\atUo IUl'vcn1l. mD:rlaJ. c:outlining _bacor or tonn.ldc:b)'dI.
and radioactive rnmtillla. As UIlCd in tbia paragrapb 16, "En~ lew'l Q'CGftI tedcta1law.s W Iawa of 1be
JurilCicdoa 9Aac:t\I ~ PrOJ*1Y irllIICIlai tbat tclr.ccta ~ ar.y or eQ~ protection.
NQN-UNlFOBM COVDl'A:NTS. Bonowet' aM Lender f\II1bIlr awedllhl ad __. fblIows:
17. t\Hlp.lrultloIJb:JJD. ~unc:DGditioDa11y-_UlIl.~lvLcrldca'aU1borm1l_rctvUIIS
of IhB PJcpcny. BonoWI!!!' a1dhori2:ol Laldcr or t...md='. lIpQts \0 co1l= ello rents lAd t....-nxv ud ~ dlruu
"-$ '*DIm of'lbo Prcperty to PlY 1M l"CIIla to L;nder or 144er'...... ~. priot rD ........,1IQticle 10
Bcrrowe- ofBoQ'QWC"3 bRacb. afq ClClYmlDt or ~.ia tU Soc:uricy ~ Boltower IIhall coIJect ad
nx:cive all.ranll JJId rc'Ym_ of me PI'QJICIrl1 . tn1ItC: for the baWJt ~.l.eal:I. m4 80n'0wu. Tbl. ustJMtll:d or
1'tnD ~b1laIlm .bsolutD~t Mid 1IOtu. u&anmn b.dHdonlJ IIC..-ilyoWy.
It'l.-dcr aiws lJOtioc otbrs:b. Cl) Borrower: (a) III rent, rwR~ by BclcnrMt WI1 be: ~ by BofrooMr.
tt\ImlD fb.r bo!DBIltoflCfl(b cmI.y, lObe IlpJltiod tIJ tb; awns SOCIIRId by 1M SIturity JMtnIIIlQtt Cb)l.ader1lblD bI
ClbtitlocSto iXlDcot:IIOdRlO;ivoall Drlbcl'ellDottbc~; and (c:) $llCh tCUIIM otlbe Property IlIaIlpIYaltr-.
cluo IIDd_d loL.cmerorLcodct'lagcmon Lwulm"1 wriMD~lrllhe1lalllt.
Bonowor.. DOt I:l<:ec:wcd aR)' prior lllianmmt oflbe nmts and Ns nor _ will ZlOt perfonn lilt)' act tbIt wOuld
Pf'C""Cl3tLalder"fr<lm~"'riJfzttundert2loil~l7.
t.eMm- sball not !)II n:quind tl:I mter ~ tIke@trolof or ~ the ~ bofort 01"" aivin;t notice
of breach 10 8onvwm'. However. Leader a: ajudiciaUy iIIpJX1mtaJ rtOGtVlll" !My 40 10" any 1imt lbeftl is. bteacb.
Arri Ilp9liCllioJl of lUIb abaU JKIi wtC ~ waive MY tkfwlt QI' mva1idatc m;y ~ riQlsl or rc:mocb' of lADdtr. T1ti.
ISsiglmlad WRIl1S ottho Property .haIL ta1liUDlltC when the debt teeIImI by dIe: Security ~ is pIid ill. lutl.
Cllt;'NP"tIlfO.~t1
r...t.fl
..ft
BK 181 OPG0023
.
.
iii. Ji'~1UI"t Prettdvt. It Lmdft" rtrtpdre IlIlmedhtr pa)'1Dal r. IoU WI.... pancnl* lit LtIIdIr ..,-
foreclON ~ Seculit)' lR.stnIDlW bJ ludlei.1 prllctedl'I' Leader IhaU be na:ua.I to celled all .....
ihturnd II panal... the ~ pnMdlld ia dtJ. p....... II, IItchaIlrIg, bill aM limited.. UlDnII)'I' f_
ud CGItI ar title rridcacL
It dle Leder's 1aternt .. tbb Secllrlty hatnmlMlt tJ IIlld by tile- ~ ..., tile SecnIar)' req.lhI
11ll~loft p)1Zl~1 .. filii uDd&r ParaJnph t. lb. SIcrtCaI1 IraQ W"* 60 ..uj1ldJolal ....... 01 laic
prorid.d .. th. 50'" FamII1 Mol'tp&c Fondoidlll A.c1 of 1m ("Act"} (12 V.S.C. 3151<< nq.) bt reql&atla:
. ro~ COOlOlbslotttt dalruted tllMler tk A.~ tIl ooameMC! torecloMart dd. to .. tile PnI*1)' aa
previHd ill tht Act. Nothiq" tt. pneedlq IDlltace t..a depriw tbt $....,. of any ftIIrb ~
avaBabhl H . I...clDder aDdIr CIIb .......p. 11 or appUalblt p.
a. .R$ue. lJpoll payll'lCftl of an IWaII scc:urc:d by this $eQJri.ty IDslrumcoI, dUa Sa:urtiy bu:lnmlem GKl CbII
estate IIODVOyCId IhaII ~ tnd ~ ~ AftcJ :tw:b. cc:cumnco. Leader IbII1 d[ICIwp II'ld ICIdsty tbia
Security tnsrrumcnt widloul: dwge tb IIorrmMr. Borrower nan PI)' lID)' rccmdaUOII oostL
2(1. WlIlvan. ~, w the: vmz:at pt:nniQtd by 1Ipj1li~ law1 wUYCI aDd rdcues w4'J mor or dorcali ill
~ to eofl.m:etbi$ Secu:ritf I~ andbercby Wliws Ibe' benefit ot""Y prescot 01' 6l.t\IR' lawI providllll
fot...,. OrC:lCCCI&liotl., CXleMion oftidte. ~lioo. from at'IXbI::DeIn, levy IlWi we,. lIIld bomcIfeacI ~i<<L
21. RtlDICIlOItlIt Period. Borrowar'I dIDI to re:inst:Mc pn:Mdod in plf'llBPh 10 IIbaU utm:l &0 aoe hour
prlormtb.~ ofbi&ina It I 6beritfs,.lc Of oIbct lIIJC~tll rbi9Sewrir;yl1ft'\mX11L
11. "'~.se Moacy MortcaP. It IDY otthc: debt: ~ by dail Security 1nI~ iI Jcm to Bolrowct' to
.,;qWr,: tiCe: to 010' Pr<ipcrty, tbUI Security ~_ll '011 & pun:kue moaey IIIOI'tpp.
13. lafaUlt Rut AfUr J~t. Bormwa- agteeIlIw tho UUraz rlIlo JlIYBbIc ..,. . judpJml: i. .x..d.
OQ mil' N,* or In ID ICda.ll ofmortpp b'celom1: shall be the tate pa)'ible from tin>> to tiJbc UDder tbc Note.
l4. R1ftn tel tbJ. s.c..uity l.stnrftlCllt. Ifme or morc r.idm we eucuted by ~.. ~ to.-
witb Ihia Socwity 1nIU\lmcDt; Ihc OO'VanIllIta of ad:!. BlJCh ridar sh8ll be :-.......-d iDeo IIld Iball UIIIl:Dd Uld
supplemellt;bo COVC'IlIIDII me!. ~ oftbis Sccurityr~ u ifdwi rDr(.) were a pIrI of this SIcurity
___ (C>ool< .ppliool>le box(.)J.
B CclodDminium Rider B Growing Equit.y Rider D Other [spc:c:iJr)
PtInacd Unil DcYIdopnIat lUdtr ~ ~ Rider
4IDt'R[l'AII"04~t1
,.,.,."
-p
BK 181 OPG0024
.
.
BY SIGNING BeLOw. ~ ucopca and ~ 10 !be '\Cnos ooaIIUxd. m UIiI SecvriIy ~ IdCl in
UI)' ridclr(.)~~~aadra:ordldwithil.
","""""
~~~aJi.
JOB Wasb urn, fI1tQ.&Q
L.e~Ht-
~e8 R. scheuren
(SaIl
.-
(S<oI)
-tlorro_.
(5,,",) (SaI)
-BcIrJOO1'er ........
(Seal) (""'l
...."...n .........
(SaI) (SOlI)
,..- .......
CutUluu of.......
I, El1ubeth A.
the wilhllNl1IDCd LcDdet .u
. do bereby cettify thM t1Ks ClCIrZ'el:t acfdtt9s of
Kotter
9S E. WILSON :BRIDGE RD
W01l'11ltwGTON. 09 430e~
WI_my....d... 30th "'.f ..r~o~
COMMONWEA.Lm OF PENNS'YLVANlAt Cumb~
_.r......
C...ayUI
On ~, 10tt'L ~ of
pl!l"looally -wand
J~.8 R. Sche~ren
A~'til
2~Q3 ,Woremr:. tbellQdcrsi8n&:d.ttf&ccr,
kDown so me ((/I'satIsfiIl:tarily JlfUYC) tn bQ
perIOD. whose MmC j,. sulw:n""bld.1O tb; witbln ~ mil -=kDIrwkdpd lho1 BE
~tbellllllEfarthCl'JIW'JXIX'barem/ilOnt:dAed.
IN Wl1'NESS WHEB.ECf'. [bar:wiM _my hImd. aad <ltliclal.__
My CommIssioa Explrlll: .
", ..~ <~C~9EPl.
El.lZA!iE't 0 R. Notary PLCIIG
In ;".L.:;".,_.'" CampHIw. I.IMeertt.ndCounly
MY Co.mm1lsU. EapIIU OK. 15, 2D03
~' ...4~.."--"~PIf1' odotllJ!NlJIIl.,*
:i _._, )IIIUf.CIl " (/ .....rl
\<~'i1::
"'r..~ Rc;con.h~r OJ' ~>~<..:~
Igt.ry Public
.....,,~
1((":"
BK I a I OPGOOZ5
,.
.
eXH]B]T 'A' . MORTGAGE LEGAL
ALL THAT CERTA]N lot or pareal oIiandsltuate in'" BOROUGH OF NEW CUMBERLAND, COlln~ of
Cumbertand, Pennsylvenla, bounded and deac:l'i:led In ec;Q:Jrdanc::e with a SUl'\ley Ind plan thlf'eOf made by
Genit J. Be1Z. Registered Surveyor, dated September 19, 1914, .. fallOYit, to w1t
BEGINNINC3l1t 8 hub on the South sidE! of Tenth Street (60 feet wide), 8' the comer of lands now or formerly of
Ed RII~nel, beln9 house no. 214, Bald point being rneasLlrltd 21long tIM saJd $M:le otTBflth Street, 371'8etEutor
the ,tlutheast comer of Tenth StrMt 8nd an LIlnilmad alley {10 reil wide); I1enoe ext:fildlng from iii. point or
begInning and ..long the said side atTenth Street, North e, degree. 45' East, the dbdanc;e ot37.0 ....ttQ I hub
It the com.r Of lands now or former1yo of DBvfd Mulhollan, being house no. 210; thence atong Ianda now or
lormorty or David "'ulho~.n, South 28 dog'... 1S e'l\ tho d_ of 100.0 "'.'Ill. hub on... Nol1t1l11deof
a 1o.foot wide IlIlley (unopened); thenCti along the aide of lIk1allllY, South &1 dllQI'tIH 4!' Welt. fie dlltanoe 01
37.0 t..t tc .. hub at the comer of lan.ds now or forrnetly of!d RabltMl: thence along ealcllanda. North 28
deg~ 15' WHt, the dllltance of 1'00.0 filM to II point. the pace of 8EGINNING.
BEJNG Lot No. 149 on a certain Pl8n of Lots called EIXWood as recorded In Deed Book M. Volume 5. Page_
of the Cumbel'lllnd COuntt Reocrdar 01 Ooeds Otftce,
l:!AVING THEREON erected I dweUlng commonly known 8S 212 TenU'I Street,
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(8CHELlREN.f'f'D,l8CH~i)
BK 181 OPG0026
VERIFICA nON
Heather R. Bogan , Assistant Secretary, and duly authorized representative of Chase
Home Finance, LLC, deposes and says subject to the penalties of 18 Pa. C.S.A. Section 4904
relating to unsworn falsification to authorities that the facts set forth in the foregoing Complaint
are true and correct to his information and belief.
CHASE HOME FINANCE, LLC
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
CHASE HOME FINANCE LLC, slb/mlt
CHASE MANHATTAN MORTGAGE
CORPORATION,
CNIL DNISION
NO,: 06-1267 Civil Term
Plaintiff,
vs.
TYPE OF PLEADING
JAMES R. SCHEUREN,
PRAECIPE FOR DEFAULT JUDGMENT
(Mortgage Foreclosure)
Defendant.
FILED ON BEHALF OF PLAINTIFF:
I hereby certify that the
address of Plaintiff is:
3415 Vision Drive
Columbus, OH 43219
Chase Home Finance LLC, slb/mlt Chase
Manhattan Mortgage Corporation
COUNSEL OF RECORD FOR THIS
PARTY:
the last known address of
Defendant is:
212 Tenth Street
New Cumberland, P A 17070
Kristine M, Anthou, Esquire
Pa. 1.D, #77991
GRENEN & BIRSIC, P.C.
One Gateway Center
Ninth Floor
Pittsburgh, PA 15222
(412) 281-7650
GRENEN & BIRSIC, P,J::,
V'?-Ull L(jlJt:!:fj~../LtL,
Attorneys for Plaintiff
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
CHASE HOME FINANCE LLC, slb/m/t
CHASE MANHATTAN MORTGAGE
CORPORATION,
Plaintiff,
vs,
JAMES R. SCHEUREN,
Defendant.
CNIL DNISION
NO,: 06-1267 Civil Term
PRAECIPE FOR DEFAULT JUDGMENT
TO: PROTHONOTARY
SIR:
Please enter a default judgment in the above-captioned case in favor of Plaintiff and
against Defendant, James Scheuren, in the amount of$91,681.33, which is itemized as follows:
Principal
Interest to 4/18/06
Late Charges to 4/1 8/06
Escrow Deficiency to 4/18/06
Corporate Advances
Unapplied Funds
Attorneys' Fees
Title Search, Foreclosure and
Execution Costs
TOTAL
$84,955,06
$ 2,948,62
$ 26,70
$ 292,67
$ 64.96
($ 406,68)
$ 1,300,00
$ 2.500,00
$91,681.33
with interest on the principal sum at the rate of$12,80 per diem from April 18, 2006, and
additional late ch~ges, additional reasonable and actually incurred attorneys' fees, plus costs
(including increases in escrow deficiency) and for foreclosure and sale of the mortgaged
premises.
GRENEN & BIRSIC, P.C.
/'-. ~
BY:'- .(LaL . L~
Kristine M, Anthou, Esquire
Attorney for Plaintiff
.
,
AFFIDAVIT OF NON-MILITARY SERVICE
AND CERTIFICATE OF MAILING OF NOTICE OF
INTENT TO TAKE DEFAULT JUDGMENT
COMMONWEALTH OF PENNSYLVANIA )
)SS:
COUNTY OF ALLEGHENY )
Before me, the undersigned authority, a Notary Public in and for said County and
Commonwealth, personally appeared Kristine M, Anthou, Esquire, attorney for and authorized
representative of Plaintiff who, being duly sworn according to law, deposes and says that the
Defendant was not in the military service ofthe United States of America to the best of her
knowledge, information and belief and certifies that the Notice of Intent to take Default
Judgment was mailed in accordance with Pa. R.C.P, 237.1, as evidenced by the attached copy.
~C~A-A
Sworn to and subscribed before me
this ~ daYOf~ J 2006.
9 ~~.v\~~~ll~-
otary Public
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
E\izllbeIl1 M. PaiallO. NOIaIY Public
OfPl\lSbUfllh ~ countY
:eomml!l8lon ~Jan.6,2008 .
Member, 'PennsylvanIa Association Of Notanes
(
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, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
CHASE HOME FINANCE LLC, s1b/mlt
CHASE MANHATTAN MORTGAGE
CORPORATION,
CIVIL DMSION
NO,: 06-1267 Civil Term
Plaintiff. .
,
vs..
JAMES R. SCHEUREN,
Defendant.
TO: James R. Scheuren
212 Tenth Street
New Cumberland, P A 17070
DATE OF NOTICE:
April 6, 2006
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENfER A WRITI'EN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FIT..E IN WRITING WITH THE .
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORnI AGAINST
YOU, UNLESS YOU ACT WITHIN TEN DAYS FROM TIm DATE OF THIS NOTICE, A
JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU
MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORnI BELOW, THIS
OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGffiLE PERSONS AT A REDUCED FEE OR NO .FEE,
FIRST CLASS MAIL, POSTAGE PREPAID
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA.17013
(717) 249-3166
(800) 990-9108
GRENEN & BIRSIC, P,C,
A_ . /? / /1. .
By: (r'~
Attorneys for Plaintiff
One Gateway Center, Ninth Floor
Pittsburgh, PA 15222
(412) 281-7650
.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
CHASE HOME FINANCE LLC, sIb/mlt
CHASE MANHATTAN MORTGAGE
CORPORATION,
CNIL DNISION
NO.: 06-1267 Civil Term
Plaintiff,
vs,
JAMES R. SCHEUREN,
Defendant.
NOTICE OF ORDER, DECREE OR JUDGMENT
TO: James R, Scheuren
212 Tenth Street
New Cumberland, P A 17070
( ) Plaintiff
(XX) Defendant
( ) Additional Defendant
You are hereby notified that an Order, Decree or
Judgment was entered in the above captioned proceeding
on (Yl-;Jy J I ;:)oob,
( ) A copy of the Order or Decree is enclosed,
or
(XX) The judgment is as follows: $91,681.33,
with interest on the principal sum at the rate of $12,80 per diem from April 18, 2006, and
additional late charges, additional reasonable and actually incurred attorneys' fees, plus costs
(including increases in escrow deficiency) and for foreclosure and sale of the mortgaged
premises,
~O-_d 9 7?f/?~r, /
eputy .
SHERIFF'S RETURN - REGULAR
CASE NO: 2006-01267 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CHASE HOME FINANCE LLC ET AL
VS
SCHEUREN JAMES R
WILLIAM CLINE
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
SCHEUREN JAMES R
the
DEFENDANT
, at 1237:00 HOURS, on the 16th day of March
, 2006
at 212 TENTH STREET
NEW CUMBERLAND, PA 17070
by handing to
JAMES R SCHEUREN
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof,
Sheriff's Costs:
Docketing
Service
Postage
Surcharge
So Answers:
18.00
14.96
,39
10.00
.00
43.35
~~~
R, Thomas Kline
03/17/2006
GRENEN & BIRSIC
Sworn and Subscribed to before
By:
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v Deputy Sneriff
me this ~IAk day of
~/J :J.~/'>1)(, A.D.
~/n,
(Prot n tary
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CHASE HOME FINANCE LLC, s/b/mlt
CHASE MANHATTAN MORTGAGE
CORPORA nON,
CIVIL DIVISION
Plaintiff,
ISSUE NUMBER:
vs.
NO.: 06-1267 Civil Term
JAMES R. SCHEUREN,
Defendant.
TYPE OF PLEADING:
PRAECIPE TO SATISFY JUDGMENT
CODE-
FILED ON BEHALF OF PLAINTIFF:
Chase Home Finance LLC, s/b/mlt
Chase Manhattan Mortgage Corporation
COUNSEL OF RECORD FOR THIS
PARTY:
Kristine M. Anthou, Esquire
Pa. J.D. #77991
GRENEN & BIRSIC, P.C.
One Gateway Center
Ninth Floor
Pittsburgh, PA 15222
(412) 281-7650
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CHASE HOME FINANCE LLC, s/b/m/t
CHASE MANHATTAN MORTGAGE
CORPORATION,
CIVIL DIVISION
Plaintiff,
NO.: 06-1267 Civil Term
vs.
JAMES R. SCHEUREN,
Defendant.
PRAECIPE TO SATISFY JUDGMENT
TO: PROTHONOTARY
SIR:
Kindly satisfy the judgment at the above-captioned matter and mark the docket
accordingly.
GRENEN & BIRSIC, P.C.
By:L'?"C!( \.It.'1" ~t2 L{/l (/;J
Kristine M. Anthou, Esquire
Attorneys for Plaintiff
Sworn to and subscribed before me
this dLfl-h day of ~ ' 2006.
F1*M~
Not ublic
COMMONWEALTH OF PENNSYLVANIA
NotarialSGat
Elizabeth M. Palano. Notary PubIlc
CIty Of Pltlsburgh, Allegheny County
My Commissla'1 ExplI'88 Jan. 6, 2008
Member, Pennsylvania Association Of Notaries
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