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HomeMy WebLinkAbout02-0938IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA CIVIL DIVISION M & T BANK, Successor by merger to ONBANK & TRUST CO., Plaintiff, No. Oo~ -- VS. JOSEPH RHINEHART a/k/a JOSEPH C. RHINEHART and JOLENE RHINEHART a/k/a JOLENE K. RH1NEHART, COMPLAINT IN REPLEVIN Defendants, FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: Lori A. Gibson, Esquire PA I.D. #68013 THE BERNSTEIN LAW FIRM, P.C. 1133 Penn Avenue Pittsburgh, PA 15222 (412) 456-8100 BERNSTEIN FILE NO. R0014106 41060131 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION M & T BANK, Successor by merger to ONBANK & TRUST CO., Plaintiff, VS. No. JOSEPH RH1NEHART a/k/a JOSEPH C. RHINEHART and JOLENE RHINEHART a/k/a JOLENE K. RHINEHART, Defendants, COMPLAINT IN REPLEVIN AND NOTICE TO DEFEND YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court, without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION Two Liberty Avenue Carlisle, PA 17013 Telephone: 717-249-3166 (1-800) 990-9108 41060131 COUNT I - REPLEVIN 1. Plaintiff, M & T Bank, Successor by merger to OnBank & Trust Co., and maintains offices located in Williamsville, NY 14221. 2. Defendants, Joseph Rhinehart a/k/a Joseph C. Rhinehart and Jolene Rhinehart a/k/a Jolene K. Rhinehart, area adult individuals with the last known address of 13 Park Street, Mt. Holy Springs, Cumberland County, Pennsylvania 17065. 3. Plaintiff is the holder of a Personal Loan Note and Disclosure Statement (hereinafter the "Note") and Security Agreement secured by a mobile home duly executed and delivered by Defendants, on or about June 10, 1997. A true and correct copy of the Note and Security Agreement is attached hereto, marked as Exhibit "1" and made a part hereof. 4. Pursuant to said Note and Security Agreement, Defendants took possession of the mobile home more particularly identified in the Note as a used 1994 Skyline Mobile Home, Serial Number 3311- 0915G. 5. Under the terms of the Note, Defendants were to make one hundred twenty (120) consecutive monthly payments of $178.98, beginning July 10, 1997. 6. The total amount due to Plaintiff pursuant to the Note was $21,477.60. 41060131 7. Plaintiff maintains a first lien on the aforesaid mobile home by virtue of the Certificate of Title issued by the Commonwealth of Pennsylvania Department of Transportation, a true and correct copy of the Certificate of Title is attached hereto, marked as Exhibit "2" and made part hereof. 8. Defendants are in default of the terms of the Note because Defendants have failed to make the required monthly payments. 9. Plaintiff is entitled to immediate possession of the said mobile home, which Plaintiff holds a security interest in and any proceeds of the vehicle, including insurance proceeds by virtue of Defendants' default. 10. Defendants have made partial payment under the Note leaving an unpaid balance in the amount of $9,827.88 as of January 31, 2002. 11. Plaintiff avers that the Note provides for interest at the rate of 11% per annum. 12. Plaintiff avers that interest at the rate of 11% amounts to $376.15 as of January 31, 2002. 13. Plaintiff avers that the Note provides for late charges on unpaid balances. 14. Plaintiff avers that the late charges amount to $93.48 as of January 31, 2002. 15. Plaintiff has performed all conditions precedent as holder of all right, title and interest in the collateral, but Defendants wrongfully remain in possession of the mobile home at the above-stated address. 41060131 16. By virtue of Defendants' default, Plaintiff has an immediate right to possession of the mobile home covered by the Security Agreement the value of which is $12,108.00. 17. Under the terms of the Note, Defendants have undertaken to pay Plaintiff its reasonable costs of the retaking possession of the collateral. WHEREFORE, Plaintiff prays for Judgment against Defendants, jointly and severally, in Count I of this Complaint in Replevin, as follows: A. For possession of the mobile home, more particularly identified as a used 1994 Skyline Mobile Home, Serial Number 3311-0915G or, in the alternative for damages of $12,108.00, the value of the vehicle, plus continuing interest at the aforesaid rate of 11%, in the even that recovery of the vehicle cannot be obtained; B. Reasonable attorneys' fees and expenses for retaking possession, and; C. For such other relief that the Court deems just and proper. COUNT II - ACTION 1N CONTRACT FOR IN PERSONAM DAMAGES 19. Plaintiff incorporates herein by reference thereto each of the preceding paragraphs of this Complaint in their entirety as if the same were more fully set forth herein. 20. In the alternative to Count I, Plaintiff pleads an action in Note as a result of the Defendants' default for the accelerated balance due under the Note in the amount of $10,297.51, plus appropriate additional interest at the rate of 11% per annum on the balance due from January 31, 2002 and costs. 41060131 21. Under the terms of the Note, Plaintiff is entitled to recover reasonable attorneys' fees and costs of retaking possession of the collateral. accrue. 22. Plaintiff avers that such attorneys' fees amount to $500.00 to date and said fees cominue to 23. Contemporaneously hereunder, Defendants have been advised of their right to dispute the validity of this debt, or any part thereof, pursuant to the Fair Debt Collection Practices Act 30 Day Notice, attached hereto, marked Exhibit "3" and made a part hereof. WHEREFORE, Plaintiff prays for the entry of judgment on Count II against Defendants, jointly and severally, in the amount of $10,797.51 plus continuing interest at the aforesaid rate of 11% per annum from February 1, 2002, reasonable attorney's fees and expenses for re/)a~ng possession and costs. Lori ~. ~bson~ Esquire PA I.D. #68013 The Bemstein Law Firm, P.C. 1133 Penn Avenue Pittsburgh, PA 15222 THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAIMED WILL BE USED FOR THAT PURPOSE. 41060131 FORM PAS42A-11b (Rev. 8/96)--Direct Mobile Home (Re, ~4) SIMPLE iNTEREST -- WITH LATE CHARGE PERSONAL LOAN NOTE, SECURITY AGREEBENT AND DISCLOSURE STATEMENT-Mobile Home Date of Note .rU*[qE 10 ,1997 Itemization of Amount Financed ANNUAL FINANCE Amount Financed Total of Payments PERCENTAGE CHARGE The amount of credit provided 1he amount you will have paid after $ ] 2.905. O0 The COOt of your credit credit will Cost you. $ N/A 11.00 % $8f&82.60 $12,995.00 21,&,77.60 $12.~on.oo ...... ~ ,1,9 e[.~,. ?j~ tO insuram:e company 1'70 $ 178- $ : S N/A Security: You are giving a security iritereot in the Mobile Home heine purchased. ~; t ~.'-' ~ '~9~l'"~J ; T.,TI~.T~ .J~flot,~ p,,hu,- ].~'~E See below ,nd your other coot,act d~curDento for any adddiona, iotorma~Jop about non.~a, yp~L dotau~ any required.,. [,~yment Jn toil bern, i to the scheduled dste, andpmpaymentrefondsaedpecaltles. '~r ' '1 - ~ Z- '-7 5av' $ 25.00 In this Installment Loan Note and Security Agreement (which is called the 'Note"), the Annual Percentage Rata, Payment Schedule, Finance Charge, Amount Financed and Total Paymer are shown in the above boxes one are pad et this Note. You are the person or persons who sign as 'Borrower" below. If more than one person signs as 'Burrower" or Co-Signer" helc each of you will he iomtly and severally liable on this Note. YOU PROMISE TOPAYTOUS: T-'A'~'G"k~C COR.POBJ~TTON, 11/~0 ROUTE 3].5, ~'rLKE.q-]~A~RZ~]~, PA 18711 or to our order, at any of our branch offices, the Total ot Payment~ as provided in the Payment Schedule above, in the number of equal monthly payments as shown in the Paymt Schedule. Payments are due beginning off the date indicated iff the Payment Schedule and on the some day of each following month until we are paid in full. SECURI~ AGREEMENT: To secure repayment of this Note, in addition to any other mortgage or security agreement executed in connection with this Note, ~f any, you EWe us a lien securiby interest in the teltswing Mobile Home, including edditioDe, accessories and attachments to the Mobile Home, and the proceeds, including insurance proceeds, of such Mot Home (but not including later acquired consumer scuds uther than accessions). N/U Year and Manufacturer Len~h & Width Color & Model Serial Number FLOOD INSURANCE: II checked r"l, insurance is required by us against flood damage to the Mobile Home And/or improved real property securinl this Note. PROPERTY INSURANCE: You are required to obtain nod maintain, for the full term of this Note, insurance against physical damage to the Mobile Home and its contents. Such insuror must be written by on insurance company Hcensed in the State where the Mobile Home is permanently kepL The insurance policy must have I Iose.peyoble clause in our favor and prov us with at least 10 days notice of cancellation or reduction in Coverage. The minimum coverage must insure ogsinst fire, theft end combined additional Coverage. Liability idsuror coverage for bodily injury afKI property damage caused to others is not included unless otherwise indicated. PROPERTY INSURANCE AND FLOOD INSURANCE COVERAGE MAY GE OBTAINED ~rROM ANY AGENT, BROKER OR INSURER OF YOUR CHOICE. You rely obtain pmpelly insurance for o period of ' months for o premium cost of $ . The cost ot the property insurance may he included in the Amount Rnsnc of this Noth. Agent's Numa Addmse CREDIT INSURANCE IS NOT REQUIRED: Subject to uccotXauce by the insurer named below, credit insurance is availab4e thrucgh us fo~ the term of this Note at the Co~t(s) shown bell Stoihe Credit Lifo thsurunce and Sin&de Credit Accident & HeoRh insurance are aveiMbM to uny one Borrowe~ si~nleg for insurance below, Joint Credit Life insurance is available to b Bonlwers sapling for insurance below. No credit insurance will be pfDeided unless the appropriate statement(s) is signed by the Borrower(s) to be insured ucd the Costs shown below. iuciuded in the Amount Financed. (See the NOTICE OF PROPOSED CREDIT INSURANCE on the reverse side,) By signin& you wont Sin&de Credit Life Insurance, which(misS W/& Sillnature of Borrower to be insured for Sin&de Credit Life What is your age? Years By signing, you went Single C~edit Accident & Health Irsurauce which coots $ fl/A Signature of Borrower th be insured for Single Credit Accident & HeaRh Insurance Whet is your age? Years Dy sigein& you both want Joint Credit Life Insurance which co~s $ What are ~ / A you~ ages? ] Yea Sigrmtume of both Bormwere to be insured for Joint Credit Lite ImuranDe THE ADDITIONAL PROVISIONS ON THE REVERSE SIDE ARE PART OF THIS NOTE. BY SIGNING BELOW, YOU INTEND TO BE LEGALLY BOUND BY ALL OF TNE TERMS OF THIS NOTE. YOU ALSO ACKNOWLEDGE RECEIVING A COMPLETED COPY OF THIS NOTE. Address13 PARK STREET ].~. HOLLY, PA 17065 AcIdres~ NOTICE TO CO-SIGNER You are being asked to guarantee this debt. Think carefully before you do. If the Borrower doesn't pay the debt, you will haw to. Be sure you can afford to pay if you have to, and that you want to accept this responsibility. You may have to pay up to the full amount of the debt if the Borrower does not pay. You may also have to pay late fees o~ collection costs, which increase this amount. The Creditor can collect this debt from you without first trying to collect from the Borrower. The Creditor can use the swm~ collection methods against you that can be used against the Borrower, such as suing you, etc. If this debt is ever in default, that fac' may become a part of your credit record. ['.n-SIGNER'S SURE~ AGREEMENT: You. the Demon (or nsreons] signing as "Co-Signer" below, promise to pay ta us or to GUi: order th~.lolel of P~'me.n.&s. plus interest ,and oth.e Signature of Borrower to be nsured for Single Credit Lite Insurance Whet is your age? Yearn Signature ot Borrower to be insured for Single Credit Accident & Health Insurance What is your age? Years L Signatures of both Borrowers to be insured for Joint Credit die Insurance Yeera THE ADDITIONAL PROVISIONS ON THE REVERSE SIDE ARE PART OF THIS NOTE. BY SJGNING BELOW, YOU INTEND TO BE LEGALLY BOUND BY ALL OF THE TERMS OF THIS NOTE. YOU ALSO ACKNOWLEDGE RECEIVING A COMPLETED COpy OF THIS NOTE. JOSEPH RItlNEHART Borrower's Signature ~ Addrasol3 PARK STREET HT. HOLLY, PA 1___~7065 Address NOTICE TO CO-SIGNER You are being asked To guarantee this debt. Think c~refully before you do. if the Borrower doesn't pay the debt, you will have to. Be sure you can ufford to pay if you have to, und that you want to accept this responsibility. You may have To pay up to the full amoun! of the debt if the Borrower does not pay. You may also have to pay late fees or collection costs, which increuse this umount. The Creditor can collect this debt from you without first trying go collect from the Borrower. The Creditor can use the slime collection meghods aguinst you thug can be used against the Borrower, such as suing you, etc. If this debt is ever in defuult, that fact may become a part of your credit record. CO-SIGNER'S SURETY AGREEMENT: You, the person (or persons) signing es "Co-Signer*' below, promise to pay to us or to our order the TotoI of Payments p/us interest end other charges, as provided in this Note. You intend to bo legally bound by ill the terms of this Note, separately and together, with he Borrower. You are making th~' promise to induce us to make the loan to the Borrower, even though the proceeds wilt be used only for the Borrower's benefit. You ngres that we may seek immediate payment from you without making eny prier demand for payment upon the Borrower, You also ackonwiedEe receiving s completed copy of this Note, ~-Signer's Signature Address Oeto De~ t--ig'--~ )-OWNER'S SECURIT7 AGREEMENT: You, the person signing as'Ce-Owner' below tngether with the Borrower or otherwise bein ag ef the ow the Collateral identified above I the Ce~teml consists of personal proAq~v mu ~-res ~- ~ k........ ........... g. onrs o Um CellotoraL ~ent us e sucufity interest . g by he erms of the M You ere .... Y ng contemed m the Note the Collateral consists of rrower et ag sums due under this Note ff -mn aM.... I..or t~..a,.ge:, granting ns th~s s~cunty m ere~ to educe us to make the lean to the Borrower and to ................ the Cedetera~, there rem.,us e.~ sum sOg don us on the NO., yoU.iP~ .et be o.~.t, to my us~U~$.~ paget by the :o-Owner's Sigfleture '~'COnSUMER FORM PASS~.Hb ~le~ e/161 NOTICE: SEE REVERSE SlOE FOR IMPORTANT INFORMATtON 10,552 DEPARTMENT OF TRANSPORTATION CERTIFICATE OF TITLE FOR A VEHICLE 972590018004928-001 6AlI0861G I 94 SKYLINE 47452972002 RH 0013 0NBANK & TRUST CO ~ 034006 ONBANK ~ TRUST CO P 0 BOX 5218 SYRACUSE NY 13321 CD O0 O0 4~ BRADLEY L MALLORY SUE~SCRiBE D AND SWORN TO EEFORE ME' NAME DATE: FAIR DEBT COLLECTION ACT 30-DAY NOTICE By law, this law firm is required to advise you that unless within 30 days after receipt of this notice you dispute the validity of this debt or any portion thereof, the debt will be assumed to be valid by us. If said notification is sent to us in writing, we are required to provide you with verification of the debt. In the event within a 30-day period you request in writing the name of the original creditor, it will be provided to you if different from the current creditor. In the event that you dispute the debt and/or request the name of the original in writing within the 30-day period, no further action will be taken to obtain a Judgment in the pending lawsuit until the verification and/or name of the original creditor has been provided to you. This law firm is attempting to collect this debt for our client and any information obtained will be used for that purpose. The above Notice is being given pursuant to the Fair Debt Collection Practices Act and is separate and distinct from the foregoing Complaint, which must be responded to in conformity with the instructions therein. Because of'lhe difference in time parameters, we will not move for Default Judgment for at least thirty (30) days from the date of service of this Complaint upon you, and if you request verification, we will not move for Default Judgment until a reasonable time after verification has been provided, and after the expiration of the thirty (30) day period from the date of service. 41060131 VERIFICATION The undersigned does hereby verify subject to the penalties of Pa. C.S. § 4904 relating to unswom falsification to authorities, that he/she is the ~-~z~o~/E~/ ,~?e-~ t/! -< o ~--/ ~/h~//~ t~,c-f! ~ for the Plaintiff herein, that he/she is duly authorized to make this Verification, and that the facts set forth in the forgoing Complaint in Replevin are tree and correct to the best of his/her knowledge, information and belief. 41070131 SHERIFF' S RETURN - REGULAR CASE NO: 2002-00938 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND M&T BANK VS RHINEHART JOSEPH ET AL BRYAN WARD , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - REPLEVIN was served upon RHINEHART JOSEPH AKA JOSEPH C RHINEHART the DEFENDANT , at 1504:00 HOURS, on the 13th day of March , 2002 at 13 PARK STREET MT HOLLY SPRINGS, PA 17065 by handing to JOSEPH C RHINEHART a true and attested copy of COMPLAINT - REPLEVIN together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 4.14 Affidavit .00 Surcharge 10.00 .00 32.14 Sworn and Subscribed to before me this /9 ~ day of ~ ~ A.D. ~ ~rothonotary ' So Answers: 03/13/2002 BERNSTEIN KRAWEC WYMARD SHERIFF' S RETURN - REGULAR CASE NO: 2002-00938 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND M&T BANK VS RHINEHART JOSEPH ET AL BRYAN WARD , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - REPLEVIN was served upon RHINEHART JOLENE AKA JOLENE K RHINEHART the DEFENDANT , at 1504:00 HOURS, on the 13th day of March , 2002 at 13 PARK STREET MT HOLLY SPRINGS, PA 17065 by handing to JOLENE K RHINEHART a true and attested copy of COMPLAINT - REPLEVIN together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 .00 16.00 Sworn and Subscribed to before me this /q ~ day of Prothonotary ' So Answers: R. Thomas Kline 03/14/2002 BERNSTEIN KRAWEC WYMARD By: 1N THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION M & T BANK, successor by merger To ONBANK & TRUST CO. Plaintiff(s) Vs No. 02-938 Civil PRAECIPE FOR JUDGMENT IN POSSESSION AS TO JOSEPH RH1NEHART a/ka JOSEPH C RHINEHART AND JOLENE aJk/a JOLENE K RH1NEHART AND FOR MONEY JUDGMENT AS TO JOLENE RHINEHART aJk/a JOLENE K RHINEHART, ONLY JOSEPH RH1NEHART aJl~a JOSEPH C RHINEHART and JOLENE RH1NEHART A/k/a JOLENE K RHINEHART Defendant(s) FILED ON BEHALF OF Plaimiff(s) COUNSEL OF RECORD OF THIS PARTY: LORI A. GIBSON, ESQUIRE PA ID#68013 JON MCKECHNIE, ESQUIRE PA ID#36268 Bemstein Law Firm, P.C. Firm #718 1133 Penn Avenue Pittsburgh, PA 15222 412-456-8100 DIRECT DIAL: (412) 456-8114 BERNSTEIN FILE NO. R0014106 NOTICE THIS IS AN ATTEMPT BY A DEBT COLLECTOR TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1N THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION M & T BANK, successor by merger To ONBANK & TRUST CO. Plaintiff vs. Civil Action No. 02-938 Civil JOSEPH RHINEHART a/k/a JOSEPH C RHINEHART and JOLENE RHINEHART A/k/a JOLENE K RHINEHART Defendant PRAECIPE FOR JUDGMENT 1N POSSESSION AS TO JOSEPH RHINEHART a/k/a JOSEPH C RHINEHART JOLENE RHINEHART aJkda JOLENE K RHINEHART AND FOR MONEY JUDGMENT AS TO JOLENE RHINHART a/k/a ONLY To the Prothonotary: Kindly enter Judgment against the defendant above named, in the default of an Answer, as follows: COUNT I - REPLEVIN AS TO BOTH DEFENDANTS A. For possession of a used 1994 Skyline Mobile Home, Serial # 33110915G. B. Expenses, including reasonable attorney's fees, associated with the repossession, which will amount to at least $500.00. COUNT II - BREACH OF CONTRACT AS TO JOLENE RH1NEHART A/k/a JOLENE K RHINEHART ONLY Amount claimed in Complaint $10,797.51 Interest from 2/1/02 to 5/5/02 on 9,827.88 ~ 11% $ 275.45 TOTAL $11,072.96 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. IRM, P.C. Attorney for Plaintiff 1133 Penn Avenue Pittsburgh, PA 15222 (412) 456-8100 Plaintiff: c/o Bernstein Law Firm, P.C., 1133 Penn Ave., Pgh, PA 15222 Defendant: 13 Park Street Mt. Holly Springs, PA 17065 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION M & T BANK, ASSIGNEE OF TAMMAC CORPORATION Plaintiff VS. JOSEPH RHINEHART a/k/a JOSEPH C RHINEHART and JOLENE RHINEHART Pdk/a JOLENE K RHINEHART Defendant Civil Action No. 02-938 NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( )Gamishee Your are hereby notified that the following Order or Judgment was entered against you on (a - tO ~ 0 o~ (xx) Assumpsit Judgment in COUNT I For Possession for a used 1994 Skyline Mobile Home Serial # 33110915G and in COUNT II for Money Judgment in the amount of $11,072.96 ( ) Trespass Judgment in the amount of $__ plus costs. Jolene Rhinehart a/ka Jolene K Rhinehart 13 Park Street Mt. Holly Springs, PA 17065 () If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession ~ Default ( ) Verdict ( ) Arbitration Award Prothonotary IN THE COURT OF COMMON PLEAS OF CLrMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION M & T BANK, Successor by merger to ONBANK & TRUST CO., Plaintiff VS. JOSEPH RHINEHART a/k/a JOSEPH C. RHINEHART and JOLENE RHINEHART a/k/a JOLENE K. RHINEHART, Civil Defendant IMPORTANT NOTICE TO: JOSEPH RHINEHART a/k/a JOSEPH C. RHINEHART 13 PARK STREET MT. HOLLY SPRINGS, PA 17065 Date of Notice: APRIL 24, 2002 YOU ARE IN DEFAULT BECAUSE YOU HAVE .FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JLrDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: CUMBERLAND COUNTY BAR ASSOCIATION Two Liberty Avenue Carlisle, PA 17013 Telephone: 717-249-3166 (1-800) 990-9108 BERNSTEIN LAW FIRM, P.C. BY: Lori A. Gibson Attorney for Plaintiff 1133 Penn Avenue Pittsburgh, PA 15222 412-456-8100 1N THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION M & T BANK, Successor by merger to ONBANK & TRUST CO., Plaintiff VS. JOSEPH RI-ffNEHART a/k/a JOSEPH C. RHINEHART and JOLENE RHINEHART a/k/a JOLENE K. RHINEHART, Defendant Civil Action No. 02-938 Civil IMPORTANT NOTICE TO: JOLENE RHINEHART a/k/a JOLENE K. RHINEHART 13 PARK STREET MT. HOLLY SPRINGS, PA 17065 Date of Notice: APRIL 24, 2002 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITI-ffN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: CUMBERLAND COUNTY BAR ASSOCIATION Two Liberty Avenue Carlisle, PA 17013 Telephone: 717-249-3166 (1-800) 990-9108 BERNSTEIN LAW FIRM, P.C. BY: Lori A. Gibson Attorney for Plaimiff 1133 Penn Avenue Pittsburgh, PA 15222 412-456-8100 THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unswom falsification to authorities, that the parties against whom Judgment is to be entered according to the Praecipe attached are not members of the Armed Forces of the United States or any other military or non-military service covered by the Soldiers and Sailors Civil Relief Act of 1940. The undersigned further states that the information is true and correct to the best of the undersign's knowledge and belief and upon information received from others. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION M & T BANK, ASSIGNEE OF TAMMAC CORPORATION Plaintiff VS. JOSEPH RHINEHART a/k/a JOSEPH C RHINEHART and JOLENE RHINEHART A/k/a JOLENE K RHINEHART Defendant Civil Action No. 02-938 NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee Your are hereby notified that the following Order or Judgment was entered against you on ~ff3 ~ C/~ (xx) Assumpsit Judgment in COUNT I Possession only for a used 1994 Skyline Mobile Home Serial # 33110915G. ( ) Trespass Judgment in the amount of $__ plus costs. Joseph Rhinehart a/ka Joseph C Rhinehart 13 Park Street Mt. Holly Springs, PA 17065 () If not satisfied within sixty (60) days, your motor velxicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession ~) Default ( ) Verdict ( ) Arbitration Award Prothonotary PRO IONOTAR (ql; DEPUT' J IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION M & T BANK, successor by merger To ONBANK & TRUST CO. Plaintiff(s) No. 02-938 Civil VS. PRAECIPE FOR WRIT OF POSSESSION JOSEPH RH1NEHART a/k/a JOSEPH C RHINEHART and JOLENE RH1NEHART A/k/a JOLENE K RH1NEHART Defendant(s) FILED ON BEHALF OF Plaintiff(s) COUNSEL OF RECORD OF THIS PARTY: LORI A. GIBSON, ESQUIRE PA ID#68013 JON MCKECHNIE, ESQUIRE PA ID#36268 Bemstein Law Firm, P.C. Firm #718 1133 Penn Avenue Pittsburgh, PA 15222 412-456-8100 DIRECT DIAL: (412) 456-8114 BERNSTEIN FILE NO. R0014106 NOTICE THIS IS AN ATTEMPT BY A DEBT COLLECTOR TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION M & T BANK, successor by merger To ONBANK & TRUST CO. Plaintiff VS. JOSEPH RHINEHART a/k/a JOSEPH C RH1NEHART and JOLENE RHINEHART A/k/a JOLENE K RHINEHART Defendant Civil Action No. 02-938 Civil PRAECIPE FOR WRIT OF POSSESSION FOR JOLENE RHINEHART aJk/a JOLENE K TO THE PROTHONOTARY: RHINEHART ONLY Kindly issue Writ of Possession in the above matter for a used 1994 Skyline Mobile Home, Serial #33110915G located at 13 Park Street Mt. Holly Springs, PA 17065. BERNSTEIN LAW FIRM, P.C. By'~~x~ Att o~"~h-e2r Ib"f'~aint i ff~ 1133 Penn Avenue Pittsburgh, PA 15222 (412) 456-8100 BERNSTEIN FILE NO. R0014106 WRIT OF POSSESSION (Ejectment Proceedings PRCP 3160 - 3165 etc.) M & T BANK, successor by merger to Onbank & Trust Co. vs. 3oseph Rhinehart a/k/a Joseph C. ~i~i~ha~L a.d Jul~= a/k/a Jolene K. Rhinehart 13 Park St. i-iL. Hully ~= ~ 17065 . No. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA 02-938 Civil Term Costs Term Att'y. $15.00 Pl'ff (s) $ Prothy. $ 1. O0 COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND: To the Sheriff of CUMBERLAND County, Pennsylvania (1) To satisfy the judgment for possession in the above matter you are directed to deliver possession of the following described property to: M & T Bank, successor by merger to Onbank & Trust Co. Plaintiff (s) being: (Premises as follows): 1994 Skyline Mobile Home Serial #33110915G located at 13 Park St., Mt. Holly Springs PA 17065 (2) To satisfy the costs against the defendant (s) you are directed to levy upon any property of the defen- dant (s) and sell his/her (or their) interest therein. Date June 10, 2002 (SEAL) CURTIS R. LONG Pr°~h°n~a~Yi C°mmon PI~7 Co~t of Cumberland County, Permsylvania By virtue of this writ, on the I caused the within named day of , to have possession of the premises described with the appurtenances, and WR[T OF EXEC'JT[OM STAYED~ Sheriff' AS PER ATTY~ PREMISES ARE VACANT s Costs: Advance Costs: Sheriff's Costs: 44.70 Docketing: ~8.00 Poundage .87 Proth 1.00 Milage 4.83 Surcharge 20.00 Refunded to Atty on 6/13/02 Sworn a~subscribed to before me this .2, .~ ~s.~~~ ~ / -- Prothonotary 1N THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION M & T BANK, successor by merger To ONBANK & TRUST CO. Plaintiff(s) VS. JOSEPH RHINEHART affda JOSEPH C RHINEHART AND JOLENE RHINEHART A/k/a JOLENE K RHINEHART No. 02-938 Civil PRAECIPE FOR SATISFACTION AS TO POSSESSION ONLY Defendant(s) FILED ON BEHALF OF Plaintiff(s) COUNSEL OF RECORD OF THIS PARTY: LORI A. GIBSON, ESQUIRE PA ID#68013 JON MCKECHNIE, ESQUIRE PA ID#36268 Bemstein Law Firm, P.C. Firm #718 1133 Penn Avenue Pittsburgh, PA 15222 412-456-8100 DIRECT DIAL: (412) 456-8114 BERNSTEIN FILE NO. R0014106 NOTICE THIS IS AN ATTEMPT BY A DEBT COLLECTOR TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION M & T BANK, successor by merger To ONBANK & TRUST CO. Plaintiff VS. JOSEPH RHINEHART a/k/a JOSEPH C RHINEHART AND JOLENE RHINEHART A/k/a JOLENE K RHINHART Civil Action No. 02-938 Civil Defendant PRAECIPE FOR SATISFACTION AS TO POSSESSION ON~LY At the request of the undersigned attorneys for the Plaintiff, you are directed to satisfy as to possession only the above-captioned Judgment. Sworn to and subscribed before me this day of ,2002 BERNSTEIN LAW FIRM, P.C. 1133 Penn Avenue Pittsburgh, PA 15222 (412) 456-8100 BERNSTEIN FILE NO: R0014106 Notarial Seal Cheq/I A. Bauer, Notary Public .Piitsb..u,.rgh, A_lle[iheny. County My t;~rnmission ~-xplres juht 22,'2004 ("3 CZ WASHINGTON MUTUAL HOME LOANS, INC., SUCCESSOR IN INTEREST BY MERGER TO FLEET MORTGAGE CORP., PLAINTIFF VS. JOHN B. BURTNETT A/K/A JOHN B. BURTNETT, JR., DEFENDANT IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA : CIVIL ACTION - LAW : : NO. 2002 986 : : IN MORTGAGE FORECLOSURE RETURN OF SERVICE I hereby certify that I hav~ deposited in the U.S. Mails at Harrisburg, Pennsylvania on O~lOC~lO~- , a true and correct copy of the Notice of Sale of R~al Estate pursuant to PA R.C.P. 3129.1 to the Defendants herein and all lienholders of record by regular first class mail (Certificate of Mailing form in compliance with U.S. Postal Form 3817 is attached hereto as evidence), and also to the Defendants by Certified Mail. Service addresses are as follows: John B. Burtnett a/k/a John B. Burtnett, Jr. 337 West Green Street Mechanicsburg, Pa 17055 Borough of Mechanicsburg c/o David J. Spotts, Esquire 32 So. Bedford Street Carlisle, PA 17013 Domestic Relations Office Cumberland County Courthouse Hanover & High Streets Carlisle, PA 17013 Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 JOHN W. PURCELL HOWARD B. KRUG LEON P, HALLER ,JOHN W. PURCELL .IR. BRIAN J. TYLER JILL M. WINEKA NOTICE TO: LAW OFFICES PURCELL, KRUG AND HALLER 1719 NORTH FRONT STREET HARRISBURG, PENNSYLVANIA 17102-2392 TELEPHONE (717) 234-4178 FORECLOSURE DEPT. FAX (717) 234-1206 (717) 533-3836 John B. Burtnett a/k/a John B. Burtnett, Jr. 337 West Green Street Mechanicsburg, Pa 17055 Borough of Mechanicsburg c/o David J. Sports, Esquire 32 So. Bedford Street Carlisle, PA 17013 Domestic Relations Office Cumberland County Courthouse Hanover & High Streets Carlisle, PA 17013 JOSEPH NISSLEY (1910-1982) ANTHONY DiSANTO OF COUNSEL HERSHEY 1099 GOVERNOR ROAD NOTICE IS HEREBY GIVEN to the Defendants in the within action and those parties who hold one or more mortgages, judgments or tax liens against the real estate which is the subject of the Notice of Sale pursuant to Pennsylvania Rule of Civil Procedure 3129.1 attached hereto. YOU ARE HEREBY NOTIFIED that by virtue of a Writ of Execution issued out of the Court of Common Pleas of the within county on the judgment of the Plaintiff named herein the said real estate will be exposed to public sale as set forth on the attached Notice of Sale. YOU ARE FURTHER NOTIFIED that the lien you hold against the said real estate will be divested by the sale and that.v~ have a~f opportunity ~o protect your interest, if any,~~g ~f~fied of said Sheriff s Sale. By: % / ~ v Leon P. Haller PA I.D.15700 Attorney for Plaintiff WASHINGTON MUTUAL HOME LOANS, INC., SUCCESSOR IN INTEREST BY MERGER TO FLEET MORTGAGE CORP., PLAINTIFF VS. JOHN B. BURTNETT A/K/A JOHN B. BURTNETT, JR., DEFENDANT IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA : CIVIL ACTION - LAW : : NO. 2002 986 : : IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 TAKE NOTICE: held:That the Sheriff's Sale of Real Property (real estate) will be DATE: TIME: LOCATION: WEDNESDAY, SEPTEMBER 4, 2002 10:00 O'clock A.M. Commissioner,s Hearing Room 2nd Floor Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land (SEE DESCRIPTION ATTACHED) · THE LOCATION of your property to be sold is: 337 WEST GREEN STREET MECF~NICSBURG CUMBERLAND COUNTY PENNSYLVANIA THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: NO. 2002 986 is: THE NAME(S) OF THE OWNER(S) OR REPUTED OWNERS of this property JOI{N B. BURTNETT A/K/A JONN B. BURTNETT, JR. A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOU____~RPR____OPERTY. -- ~ ~ -- ~ __ IT HAS BEEN ISSUED BECAUSE TWRRE IS A JD~GMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD TO BE SOLD OR TAKEN TO PAY TH~EJUDGMENT~ You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc. 8 Irvine Row Carlisle, PA 17013 717-243-9400 THE LEGAL RIGHTS YOU MAy HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is ,desired, such date must be obtained from the Court Administrator s Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. A copy of the Writ of Execution is attached hereto. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN tract ofground situate on the south side of West Green Street, in the Borough of Mechanicsburg, in the County of Cumberland and State of Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point on the building line of said West Green Street and at corner of other lands now or late of William M. Hench, et ux, and intended to be conveyed to M. Roy Zeigler and Rachael W. Zeigler, his wife; thence along said lands intended to be conveyed to M. Roy Zeigler and Rachael W. Zeigler, his wife, in a southerly direction 154.573 feet, more or less, to a point on the northern line of Corman Alley; thence along the northern line of said Corman Alley, South 73 degrees 30 nfinutes West, 62 feet to a point at comer of other lands now or late of William M. Heneh, et ux, ofwhJch this is a part; thence along said other lands now or late ofWilliam M. Heneh, et ur,, in a northerly direction 84.005 feet, more or less, to a point at comer of lands ofRobert C. Fry and Minnie F. Fry, his wife, North 72 degrees 45 minutes East, 8.333 feet to a point; thence further along tim eastern line of said lot ofsaid Robert C. Fry and Minnie F. Fry, his wife, in a northerly direction, 69.762 feet to a point on the building line of said West Green Street; thence along said building line ofsaid Wegt'Green Street, North 72 degrees 45 minutes East, 55 feet to a point on the said building line of said West Green Street, at the place of BEGINNING. HAVING THEREON ERECTED A DWELLING KNOWN AS 337 WEST GREEN STREET, MECHANICSBURG, PA !7055 BEING THE SAME PREMISES WHICH John B. Burtnett and Bette J. Burtnett by deed dated and recorded 7/6/79 in Deed Book N-28 Page 312 granted and conveyed unto John B. Burtnett. TO BE SOLD AS THE PROPERTY OF JOHN B. BURTNETT A/K/A JOHN B. BURTNETT, JR., ON JUDGMENT NO. 2002 986. PARCEL: #19-23-0567-035 Re: WAMU vs. Burtnett Cumberland 9/4/02 U. S. POSTA~ SERVICE CERTIFICATE OF MAILINC _~In compliance with Postal Service Form 3877) Received from: Purcell, Krug &Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: John B. Burtnett a/k/a John B. Burtnett, Jr. 337 West Green Street Mechanicsburg, Pa 17055 Postmark: U. S. POSTAL SERVICm CERTIFICATE OF MAILIN~ (In compliance with Postal Service Form 3877) Received from: Purcell, Krug &Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Borough of Mechanicsburg c/o David J. Sports, Esquire 32 So. Bedford Street Carlisle, PA 17013 Postmark: ~. S. POSTAL SERVICE CERTIFICATE OF MAILINC Lin compliance with Postal Service Form 3877) Received from: Purcell, Krug &Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed Domestic Relations Office Cumberland County Courthouse Hanover & High Streets Carlisle, PA 17013