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Home My WebLink About06-1326 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA (!lu~L't'C/L.1 No. 01..:, -I b.:lb DISCOVER BANK 3311 MILL MEADOW DRIVE HILLIARD OH 43026- Plainti ff VS CIVIL ACTION - LAW ZHENLIAN GUO 235 INDIAN CREEK DR MECHANICSBURG PA 17050 Defendant( s) Filed on behalf of: Plaintiff, DISCOVER BANK Counsel of record for this party: Date: ~/ /fH Amy F. oyle #87 62 1 Daniel F. Wolfson #20617 Philip C. Warholi #863411 Andrew C. Spears #87737 David R. Galloway #87326 1 Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 1 Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 1 Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 146005128 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK Plaintiff :No. VS ZHENLIAN GUO Defendant( s) :CIVIL ACTION - LAW NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP NOlice to Defend W&AFiIeNo.14600S128 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK Plaintiff :No. VS ZHENLIAN GUO Defendant( s) :CIVIL ACTION - LAW A VIOS PARA DEFENDER USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despues que esta Demanda y A viso es servido, con entrando por escrito una aparencia personalmente 0 por un abogado y archivando por escrito con la Corte sus defensas 0 objeciones alas demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso par cualquier dinero reclamado en la Demanda 0 por cualquier otro reclamo 0 alivio solicitado par Demandante. Usted puede perder dinero 0 propiedad 0 otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, V A Y A 0 LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI US TED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0 GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&AFi1cNo.146005128 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA DISCOVER BANK Plaintiff :No. O~ - 13 'J.,i.. CL~(,:L '-r0z..~ VS ZHENLIAN GUO Defendant(s) :CIVIL ACTION - LAW COMPLAINT AND NOW, comes the Plaintiff, by and through its attorneys and the law firm of W olpoff & Abramson, LLP, and files this Complaint and in support avers as follows: 1. Plaintiff, DISCOVER BANK ,3311 Mill Meadow Drive Hilliard, OH 43026- is a business entity doing business within the Commonwealth of Pennsylvania and the other states of the United States. 2. Defendant, ZHENLIAN GUO, is an adult individual with a last known address of 235 Indian Creek Dr Mechanicsburg, Cumberland County, PA 17050. 3. It is averred that Defendant was issued an open end credit card account. 4. At all relevant times material hereto, Defendant has used said charge card for the purchase of products, goods and/or for obtaining services. 5. Defendant was provided with copies of the Statement of Accounts showing all debits and credits for transactions on the aforementioned credit card account to which there was no bona fide objection by Defendant. A true and correct copy of the Statement of Account is attached hereto, incorporated herein and marked as Exhibit "A". 6. As of the date of this Complaint, the remaining balance due, owing and unpaid on Defendant's credit card account as a result of the charges made by said Defendant and/or any authorized users is the sum of $12,444.17. CCP Cmplt - WOR Int & AF W&AFileNo.146005128 7. Despite reasonable and repeated demands for payment, Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 8. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - WOR lnt & AF W &A File No. 146005128 2 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the Plaintiff and against Defendant(s) in the amount of $] 2,444.17, plus costs of this action and any other relief as this Court deems just and reasonable. Respectfully Submitted, Date: "!/ f () (, Amy . Doyle Philip C. War lic #863411 Andrew C. Spears #87737 David R. Galloway #87326 1 Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 1 Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 1 Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - WOR lnt & AF W &A File No. 146005128 3 VERIFICATION The undersigned hereby states that they are the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, they are authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Pleading are true and correct to the best of their know ledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: ~I/ /0 " I ' Amy F. Doyle #87 621 Daniel F. Wolfson #20617 Philip C. Warholi #863411 Andrew C. Spears #87737 David R. Galloway #87326 1 Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 1 Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 1 Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmpll - WOR lnt & AF W&A File No. 146005128 4 Exhibit II All , CLIENT NO 001848 Discover Financial Services ACCT#6011300270658287 ACCOUNT#m-60CHG OFF AMT-12,460.23 CHG OFF DATE-10/31/04 INT RATE-mOOOO LAST INT DATE- CHG OFF RSN--OOOO ACCT STATUS--438 ..... PRIMARY DEBTOR ..... LAST NAMEmGUO FIRST NAME--ZHENLlAN DOB-----m TITLE-- ~~ ~~ HOME INFORMATION ~~ ~~ ~~ ~~ ~~ WORK INFORMATION ~~ ~~ ~~ HOME PHONE#-OOO-OOOO HM PH FLG-N WORK PHONE#-OOO-OOOO WK PH FLG-N HOME ADDR1--PO BOX 4372 EMPLOYER---- ADDR2 CITY/STEL MONTE CA 17340-3720 COUNTY------ RECORD-TYPE-A SEQ NO---mOO CUST TYPE---I LOAN-TYPE TITN LENDING OFC--000001 USER FIELD -- ATTRNY CD -- AGENCY CODE--2U35 DEALER CODE-- CHG OFF RSN--OOOO ACCT STATUS--438 RECEIPT DATE-10/31/04 CONTRACTDATE-09/04/00 ASSOC COST---.OO ACC INTREST--.OO CUR BAL------12,444.17 COMMENT DATE-08/17/05 LST COMMENT--RETURNED TO IN-HOUSE RECOVERY FROM ATTNY NET PRINm00124441G NET ASSC COST-OOOOOOOO{ NET INTER--OOOOOOOO{ SECOND NAME-- MTHL Y INCOME-.OO OTHER INCOME-.OO MTHL Y PYMT---.OO OTHER OBLlG--.OO RENT CODE-m RCVRY SCORE--0142 LSTPYMT DATE-12102/04 LSTCONT DATE- COMM RATE----3000 ADDR FLAG-my CUST ID-SSN--XXX-XX-6182 PARNT ORG CD-MR01 AGENCY CODE--2U35 FORMAT CODEA-B U20 CRD L1MIT--001100000 U18-CAS-ADV OUT--OOOOOOOOO U01 EXT STAT CD--Z U25 CB RPT IND--1 ~ -{g. G ~ Ul Vt ,. , - :', - B .-.' - ..::t ~ V1 \,JJ ~ ~ iN ~ 3- ..._...../--------------- LAW OFFICES WOLPOFF &. ABRAMSON, L.L.P. ATfORNEYS IN THE PRACTICE OF DEBT COLLECTION 466() TRINDLE ROAD THIRD FLOOR CAMP Hill, PA 1701' 717-3Q3.e700 DISCOVER BANK vs. ZHENLIAN GUO To the Prothonotary: IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff NO. 06.1326 crva ACTION - LAW Defendant PRAECIPE TO DISCONTINUE Please mark the above-entitled case as discontinued without prejudice. 146005128 Respectfully Submitted, \ ^"- - Amy F. Doyle #87062 Daniel F. Wolfson #20617 Philip C. Warholic #86341 aV\ . alloway #8732 Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 Ronald M. Abramson #94266 Ronald S. Canter #94000 Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Rd., 3'" Floor CampHill,PA 17011 (717) 303-6700 C) c s: -ocr; rn ~fl z;r Z!.,. {fJ .'.' -<~_: 1.;:C ~. :-:;.(---.: ""'0 Pc: Z :< g cro ::J: ~ I C1J ~ :i! ii "~ 6F; 2m ~ - ~ -0 X W .- c:> SHERIFF'S RETURN - NOT FOUND CASE NO: 2006-01326 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND DISCOVER BANK VS GUO ZHENLIAN R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT GUO ZHENLIAN but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE , NOT FOUND , as to the within named DEFENDANT , GUO ZHENLIAN 235 INDIAN CREEK DRIVE MECHANICSBURG, PA 17050 RESIDENTS (12 YEARS) AT 235 INDIAN CREEK DRIVE NEVER HEARD OF DEFENDANT. Sheriff's Costs: Docketing Service Not Found Surcharge Postage So answer . 18.00 8.80 5.00 10.00 .39 42.19 R. Thomas Kline Sheriff of Cumberland County WOLPOFF & ABRAMSON 03/16/2006 Sworn and subscribed to before me this 2/ ,..)- day of ~ Ol {j"6{, A.D. prba~ ~/-Rx