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Home My WebLink About06-1459GOLDBECK McCAFFERTY & McKEEVER BY: JOSEPH A. GOLDBECK, JR. ATTORNEY I.D. #16132 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 (215) 825-6318 W W W.GOLDBECKLAW.COM ATTORNEY FOR PLAINTIFF DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. SALLY J. MILLER Mortgagor and Real Owner 402 West Main Street Walnut Bottom, PA 17266 Defendant Term No. 0? -/?/ 59 l lui `V ;,_ ,4\C'TEON: MORTGAGE CHFGL.G9URF NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE LISTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243- 9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.eov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at 800-641-4978 and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call Beth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-5788. Para infonnacion en espanol puede communicarse con Loretta at 215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., 7105 Corporate Drive, PTX B-35 Plano, TX 75024-3632. 2. The name and address of the Defendant is SALLY J. MILLER, 402 W. Main Street, Walnut Bottom, PA 17266-9718, who is the mortgagor and real owner of the mortgaged premises hereinafter described. On October 01, 2004 mortgagor made, executed and delivered a mortgage upon the premises hereinafter described to DECISION ONE MORTGAGE, which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book 1884, Page 3202. The mortgage has been assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. by assignment of Mortgage, which has been lodged for recording. The Mortgage and assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A" ("Property"). 5. The mortgage is in default because the monthly payments of principal and interest are due and unpaid for October 11, 2005, and each month thereafter and by the terms of the Mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due and other charges are due and collectible. 6. The following amounts are due to Plaintiff on the Mortgage: Principal Balance Interest from 09/11/2005 through 03/31/2006 at 7.9000% Per Diem interest rate at $20.60 Reasonable Attorney's Fee at 5% of Principal Balance as more fully explained in the next numbered paragraph Late Charges from 10/11/2005 to 03/31/2006 Monthly late charge amount at $34.89 Costs of suit and Title Search Monthly Escrow amount $214.25 $95,194.59 $4,161.20 $4,759.73 $209.34 $900.00 $105,224.86 If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above may be less than the amount demanded based on work actually performed. The Attorney's Fees requested are in conformity with the Mortgage and Pennsylvania law. Plaintiff reserves its right to collect Attorney's fees of up to 5% of the remaining principal balance in the event the Property is sold to a third party purchaser at Sheriff s Sale or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. 8. Plaintiff is not seeking a judgment of personal liability (or and "in person am' judgment) against the Defendant in this Action but reserves it's right to bring a separate Action to establish that right, if such right exists. If Defendant has received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 9. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendant by certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B". The Defendant has not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendant through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands a de terris judgment in mortgage foreclosure in the sum of $105,224.86, together with interest at the rate of $20.60, per day and other expenses costs and charges incurred by the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law until the Mortgage is paid in full, and for the foreclosure of the Mortgage and Sheriff s Sale of the Property. By: U a, GOLDB K ] *CAFFERTY & McKEEVER BY: JOSEPH A. GOLDBECK, JR., ESQUIRE ATTORNEY FOR PLAINTIFF SCHEDULE C PROPERTY DESCRIPTION The land refenedlto In this Commitment Is described as follows: ALL THAT CERTAIN tract of land with improvements thereon erected, situate. In South Newkin Township, Cumberland Couarty, Pennsylvania, bounded and described as follows: BEGINNING at a point at the Intersection of the Oakvlse Road; thence along the centerline of the said Wakwt Bottom Road, South 04 degrees West, a distance of 212.5 feet to a point; thence along other lands now or formerly of Fred Rosenberry, North 20 degrees 30 minutes West, a disfence of 143 feet to a stake: thence along other lends now or fbmmrly of Rehoboth Community Center, North 72 degrees 35 minutes East, a distance of 207.5 foot to a point an the centerline of the sold Oakville Road, South 22 degrees 42 minutes Fast, a d1mance of 114 foot to the point or place of BEGINNING. This description id according to a survey made by T.L. Easier Registered Engineer, dated October 22, 1947. HAVING thereon erected a two and one half story dwelling house. Ccitify this to be recorded 1n Cumberland County PA Recorder of Deeds ALTA C01MMIMenr solrmae c (Mk US-K I)IMIt236,04.4 SKI 884PG32--t6 Eyt,.hibit B tblR laws VO Box 909E Teele¢Ile, CA 92599-9048 Send Payments To: PO BOX 660694 Dalas, TX 75266 0694 Send Correspondence to: PO Box 5170, MS SV314 B SMni Valley, CA 93065 inni?n?no Sally J Miller 402 W MAIN ST WALNUT BOTTOM, PA 17266-9718 05141=5rpen1 PRESORTED First Class Mail LLS Postage and Fees Paltl WSO MCmnbyMdLw HOME LOANS P.O. Box 660694 Dallas, TX 75266.0694 Send Payments to: PO Box 660694 Dallas. TX 75266-0694 December 12, 2005 Certified Mail: 0701IL89728 Return Reciept Requested Regular Mail Sally J Miller 402 W MAIN ST WALNUT BOTTOM, PA 17266-9718 Account No.: 38270676 Property Address: 402 West Main Street Walnut Bottom, PA Current Servicer: Countrywide Home Loans Servicing LP ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM IHEMAP) may be able to help to save your home. This Notice explains how the program works. To see if HEMAP can help you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help answer them. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACI6N EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACI6N OBTENGA UNA TRADUCCI6N INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDADEL DERECHO A REDIMIR SU HIPOTECA. ORIGINAL LENDER: CURRENT LENDEPJSERVICER Countrywide Home Loans Servicing LP HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS leale 11 e 1,1 .111 amber an allnear, e ad bou,,onderce. We re,bho, yea a fee larany paymett return or reledxt by your M1rendal into Wan auyeato appumbis ew . Make your check payable to Account Number. 38270676-0 Balance Due for charges listed above: $2.783.36 as af12112J2006. Couneywide Home Lcans Sall JMiller y . Write your heacurenumber on your check or money order 402 West Main Street Ppaaeoperhemall inion me ?,???ama a in'o mur . Write in any additional amounts aueim?al you are indullnq Of total in mare than $5000, ideate send Princyal certified met aLQPal . Wnl al your check to the tueiio?al payment coupon Pscmr . Oont include ea eaponaance Countrywide . Lanni send cash PO BOX 660694 finer Dallas, TX 7 5 2 6 6-0 694 HOMEOWNER'S NAME(S): Sally J Miller PROPERTY ADDRESS: 402 West Main Street Walnut Bottom, PA LOAN ACCT. NO.: 38270676 II??LI?I,?,LLII,„IL.II???II?I?L ??LJLL??I?J??IJIL?I .l Total 038270676000000278336000278336 IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT'), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. i ARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your e for thirty (30) days from the date of this Notice . During that time you must arrange and attend a 'lace-to-face' with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. It& property t d t forth at the d of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your are lenderjmmediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowners Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOURAPPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility critena established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) NATURE OF THE DEFAULT -The MORTGAGE debt held by the above lender on your property located at 402 West Main Street Walnut Bottom, PA IS SERIOUSLY IN DEFAULT because YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due Monthly Payments: October, 2005 - January, 2006 (3 mos. @ $911.99/month) $2,735.97 Late Charges: October, 2005 - December, 2005 (2 mos. @ $34.89/mnnth) $69.78 Other Late Charges' Total Late Charges: Uncollected Costs: Partial Payment Balance: TOTAL DUE: YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable) Wool $0.00 ($22.39) $2,783.36 HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $2,783.36, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check or money de mad v ble and sent to: E-mail use: PrmiJhg your a-coal address balm will allow as to send you information an your arrears Al.,nt Number IV70676 SallyJ Miller Email address How we post your payments: All assured payments of princlpsl and interest will be applied m the longest outstanding ineallment due, unless otherwise expressly prullbltel or limited by law. If you submit an amount in addition to your ormeQAetl monthly amount. we will apply your payments se folbws: (I) to outstanding monthly payments M principal and matter, (II) escrow Falseness, it late charges and other amemem you own is connection with your loan and (N) to reduce the nations g principal balance of your loan. Please speciN d you want an additional amount applied to fubre payments, rather than prlnci ail reducnon. Postdated checks: Caontrywdle's policy is to rot accept Profiles! emus, unless specifically ,.it to by a loan counselor or tachdelan. Countrywide at P.O. Box 660694, Dallas, TX 75266-0694 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter. (Do not use if not aoolicable) IF YOU DO NOT CURE THE DEFAULT -If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (301 DAYS, the lender also intends to instruct its attomeys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorneys fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not be required to pay attorney's fees. under the mortgage The lender may also sue you personally for the unpaid principal balance and all other sums due RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgage property could be held would be approximately six (6) months from the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: Countrywide Home Loans Servicing LP Address: P. O. Box 660694 Dallas, TX 75266-0694 Phone Number: 1-800-669-0102 Fax Number: 1-805-577-3432 Contact Person: MS PTX-36 Attention,- Loan Counselor EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDERTHE MORTGAGE DOCUMENTS. TO ASSERTANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Your loan is in default. Pursuant to your loan documents, Countrywide may, enter upon and conduct an inspection of your 0700689728 property. The purposes of such an inspection are to (if observe the physical condition of your property, (ii) verify that the property is occupied and/or (iii) determine the identity of the occupant. If you do not core the default priorto the inspection, other actions to protect the mortgagee's interest in the property (including, but not limited to, winterization, securing the property, and valuation services) may be taken. The costs of the above-described inspections and property preservation efforts will be charged to your account as provided in your security instrument. If you are unable to cure the default on or before January 11, 2006, Countrywide wants you to be aware of various options that may be available to you through Countrywide to prevent a foreclosure sale of your property. For example: • Repayment Plan: It is possible that you may be eligible for some form of payment assistance through Countrywide. Our basic plan requires that Countrywide receive, up front, at least Y' of the amount necessary to bung the account current, and that the balance of the overdue amount be paid, along with the regular monthly payment, over a defined period of time. Other repayment plans also are available. • Loan Modification: Or, it is possible that the regular monthly payments can be lowered through a modification of the loan by reducing the interest rate and then adding the delinquent payments to the current loan balance. This foreclosure alternative, however, is limited to certain loan types. • Sale of Your Property: Or, if you are willing to sell your home in order to avoid foreclosure, it is possible that the sale of your home can be approved through Countrywide even if your home is worth less than what is owed on it. • Deed-in-Lieu: Or, if your property is free from other liens or encumbrances, and if the default is due to a serous financial hardship which is beyond your control, you may be eligible to deed your property directly to the Noteholder and avoid the foreclosure sale. If you are interested in discussing any of these foreclosure alternatives with Countrywide, you must contact us immediately. If you request assistance, Countrywide will need to evaluate whether that assistance will be extended to you. In the meantime, Countrywide will pursue all of its rights and remedies under the loan documents and as permitted by law, unless it agrees otherwise in writing. Failure to bring your loan current or to enter into a written agreement by January 11, 2006 as outlined above will result in the acceleration of your debt. Time is of the essence . If you have any questions concerning this notice, please contact Loan Counseling Center immediately at 1-800-669-0102. APPWDIX C PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNERS EMEROENCYMORTGAGE ASSISTANCE PROGPAM CONSUWP" 4MTT , MNS9 NG AGENCIES _ , .. ADAMS CDVNTY Armed Red Cross -Hanover Chapter 529 Ca1819 Street Hanover, PA 1733f Ph: 717-837-3768 f-ac 717.637-3294 ARMSTRONG COUNTY CCCS of Western PenrrysNania Inc. 217 E. Prank Road Altoona, PA 16602 Ph: 6149448100 Ph: 814-944-5747 CCCB d Western Pennyslvania, Inc. 217 E. Plank Road Altoona, PA 16602 Ph; 814 944 8100 Faz 6114044,5743 FA, Ipll tr-e ja1113 ?',i:nnl:t5 vi i iN iM1iln 31 West a Sing Waynesboro, PA 17286 Ph: 717-7623285 CCCS d Waslem PA 2080 Linglestovn Road Hartlsosg, PA 17102 Ph: 717-541-1757 Ph: 717-541-4670 Adams County Housing Authority 139-143 Ca1s4s St Gettysburg, PA 17325 PR 717-3341518 Fm 717.3348326 ALLEGHENY COUNTY NaunNvaMaHHUSIng Flinarrce Agency (Madre Hail 2275 Swalov H9 Road BAlding 280 POtsbLnh,PA 15220 Pit 412-429-2842 Fax 412-429-2835 Action Flousing, Inc. 426eAVenua Well PMSbugh.PA 15219 Ph: 412.391-1956 PIE 412-281-2102 Poe 800-792-2801 Fax 412-:91-4512 CC( a d Western Pwmylvani4 Fnc. 309 Srldhfield areal PM~. PA 15222 Ph: 412-4T7 7584 Urban league d Rhsburgh Ratline to Equd Oppo: only OnaS'r1iiU1vfeu Strew F81.1hW%PA 15222-2222 Rc 412-7-4-4W2 Far, 412-2615207 mon,veb6y Urtenviam Cornmktes 120 E.9° Avenue HenWitai0, PA 15120 PM. 412.462-9962 CrIC01111 ad PA 401 Wand Steel Sellow Pl6ebuil PA 16222 Pi. 412338-9954 Ph: 800731-2933 FM 4123384953 Comma ityAdbn Southwest 22 West High Street WalyrwasbULg,PA 15370 PR 724852-2893 Herdrlg OpPOMMIX63 133 Sellil Street PoslOECe BOZ9 McKeeapal, PA 15132 Ph: 412664-1908 Fez: 412-W,14 0873 Credil Caunst4ot8 M PA 401 Wood Slrml Suile4306 FiltSturgi PA 15222 Ph: 412.3389954 Ph: WO-737.2933 F. 412-338.9963 Weal Crenmunily Action PrOgram 827 Water Street Blot 167 lod ne, PA 15701 Ph: 724-465-2651 Fat: 724.465-5118 BEAVER COUNTY Action Hmsing, Inc, 425 6" Avenue Suite 950 Pittsburgh, PA 15219 M. 412-3314956 Fan 412.391.4512 Routing Oppoaonilies of Beaver Co., Inc. 650 Carporaion Slreel Suite 207 Beaver, PA 15009 Ph: 724428-7511 Cre3t Couaekxs of PA 401 Woad Sbad Sole 980 Pittsburgh, PA 15222 Ptt 412-3389961 PIK 800737-2933 Far 412.3389963 Mm-Valley tAwragoyed Commihee 120 E. 0 Averpre Honlaskad, PA 15120 Pit 412-4629962 Ptc 412-462-9964 Houswy Oppurtun)er_s Inc. 133 Seventh Sh l Post Owe Bmr 9 McKeesport. PA 15134 Phc 412-6641906 Fare 412-6640673 BEDFORD COUNTY sedwdfulbon Housing Services 10211 Line* FghWay Evatat, PA 16537 Ptr, 814623.9129 Fac 814623-7187 KeysanaECOlanb Development Corpar06an 1954 Mary Grace Lane Jelvft vm, PA 15%1 Ptr 814535-0556 Far 8145394688 wealthimizeft office 917 Milllin Street Iteit116don, PA 16652 Ph: 814543-2343 Talleland Services, Inc. 5435 East mail) Street SCmel5el, PA 15501 Ph: 81.1-4469628 Pit 806452-0148 Fare 814-443-369D BERKS COUNTY Budget Counserng Censer 247 North Filth Street Beadplg, PA 19601 Ph: 610575.7888 Far. 611637$.7630 ECcruvrlic Opportunity Cabinet V Schuylkill 225 N Centre Street Polkvilla, PA 17901 Ph: 717$224995 Fax 717.622-0429 CCCS of Lehigh Valley 3671 Crescml Court East Whitehall, PA 10052 Ph: 610821-4011 Ph: 0W-220-2733 (814 only) Fan 610821-6932 Coninnoi'y Housing Counselor, Inc- Post0lime"244 Kerneh Square, PA 19348 Pk 6104443682 Fax 670444412-43 GLAIR COUt4TY Sedlwd{dWrF Housing Services I'll 1, OWMA Ebaelq PA 15537 Ph: 814623-9/gg Far 8t482b7167 CCCS d Western Penr vvmIa, Inc. 2171- Pla k Road Afto PA 16602 Ph: 814-944-8100 Flt 8144445747 Keystone Ecortarnic Develapenent Corp. 1954 May Grace Isle Johnslomal 18001 Ph: 514595 556 Far 814-539.1666 Wmpiatratext office 917 mm Sired HuntirgdaO, PA 16652 Ph: 81484&2343 BRADFORD CDUM CCCS of Nmheas%m Ponawyaria 1400 Abhgti et Emesudve Park Supa 1 Oil Sunerilt PA 18411 Ph: 570587-9163 Ph: 8001022-8537 Fac 570587-9134 Fe c 570687-9135 31 W. Market Street Wilkes-Barn. PA 18702 Ph. 570821-0837 Ph: 570922-9537 Far 570821-1786 9 South 7a Street 811o titibu .PA 19360 Pfr 8009224.'8 . Fmc SW0420-MI 1631 S. ANkrton Street - Suite 10. State Celege, PA 16801 Ph: 814-23&3666 Fax 614138-3680 TheTrehati Cenrt al Northeastern PA 10 Publk: Avenue Montrose, PA 18801 Ph: 570-M 332- W W-9024045 Fax 570-278-1889 Gelman Street Post Office (IM369 CUSIM , PA 18614 Ph: 570-928.9668 Fax. 570-928.8144 33 Walnut Street Webb", PA 16901 Ph: 570-7243252 Fez 5704245783 185EYMrastred Post ORU Box 218 Troy, PA 16947 W 570.297-2101 103 Warren Street Post OIKcZBM709 Tunktuvwck, PA 18657 PM 570-0966840 Fax: 570-Mb-6332 931 Man Street Honesdale, PA 18431 PM. M-253 8q,11 Faz 570253.4817 BUCKS COUNTY Acorn fleeing Capa zaton 846 North NOW Street Miedalpttie, PA 19130 PM. 215-765.122t Fa, 215.7661427 Docks County Housing Group, Im. 140 East FAchmisort Avenue La $aM PA 19D47 Flt 2116760-0310 Fac 215-7504318 KAZE 157 ~My AYenr^ 2 ° Fl= Plx}adephia, PA 19140 Pk 215426-8025 re c 216428-9122 Caren may Development Corp. of Frmktwd 46M Grimm Street Phial VW PA 19124 Ph: 2167442990 Fac 2167442012 NMQ West Counseling Service 6001 North Broad street Phgadetplda, PA 19141 Ph: 2153247500 Pete 215-324-8753 CCGSe1 Domere valley 1515 Market Street- Suite 1325 PhbdWta,PA 19107 Pk 215.563.5865 Fac 215864-2666 Tweet Cotta me valet' 405 ShtrygFad Center To"% PA IOD47 1904ae1. FU 2116 215 Plc 5836686 1111.1 1 1. IV CCCS at Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 Ph: 610-021-4011 Pn: 800-220-2733 Fax: 610.821-8932 C= of Western! PA 21MCVIM Perk Plans 4otMO^ PA 15904 Ph: 814.639,8335 -CCCS(*Wmlem PA 217 E. Plank Road Altoona, PA 16602 Ph: 814-944-810D Fen: 81419.14-5747 Amerie C e71 Court I' o Institute 845 Coates Street (;-aVayvile, PA 19320 Ph: 888-212.6741 144E. Deka07 PMe Kkg of Prussls, PA 19406 Ph: 610871,2210 Fax 6102664814 755 York Road SWe 103 Warminster, PA 18974 Ph: 216444-9429 Far: 215-958-6344 BUTLER COUNTY Action Housing, Inc. 425 fie Avenue Sate 950 Pittsburgh, PA 15219 .Ph: 412391-1956 Ph: 412-281-2102 Housing Opportunities, Inc. 658Oonpwate Sl. Suite 207 McKeesport, PA 15132 Ph: 412664-1590 Fac 412-664-04173 Housng Opporkmides, Inc. 133 Seventh Street Post Omc¢ Box9 "imasport, PA 16134 Ph: 412-6641908 Fax 4112-W4-0873 CCCSd Western PA YMCA Buid4g 339 IoM Weshington Street Bu9e,PA Mitt Ph: 724292.7812 Mr Varey Lloenployed Commklea 120 E9e AVa'ue Homestead, PA 15120 Ph: 412-482-9962 Fat 412-482-9984 Crede Cesmek'M Of PA 401 WoM Street, Suits 806 PHISWgh, PA 152M Pht 4123309954 Ph: 300737-2933 FM 412-33&9983 CAMBRIA COUNTY Bedlottlfulim Housing Services R.D. 1, 8%384 Everell, PA 15537 Ph: 814-623-9129 Fax 8146237187 htdiare C1y Community Action; Program 827 Weer Street. Box 187 Wave. PA 16701 Ph: 412-465-2857 Fat; 412-165.5118 Keystone Ecm Development Corp. 1054 Mary Grace Lane Johnstwirn PA 15901 Ph: 814-51$6$$6 Fax: 8145:39-1tRIB Tableland Services, Inc 535 East Main Street Somerset, PA 15501 Ph: 814.445-9628 Ph: 5001452-0148 Fax 814.4433690 CAMERON COUNTY NOIIWO Tor CawnUM13t Mum Corp. Post Oboe Bmr 399 135 We 'ea, PA 15834 Ph: 814m, %1 61 Fea 81AM013 814.4880825 fsz CCCS d Northeastern PA 1631 S. Afnenm Street Spite 100 State CdlECe, PA 161301 Ph: 814-2383668 Fax: 814-2388669 CCCS d W astern PA 217 E. PWnk ROW ABOOna, PA 16602 Phi 814-944-8100 Fee 814-944.5747 CAFIBON COUNTY Eocd ScTroy" county 225 K Centre Street Pottsville. PA 17901 M. 570-622.1095 Fax: 570-622-0429 CCCS(*LOdgh Ya4ey 3671 CreseritCaA East Whitehall, PA 16052 Plc 610821-4011 Pte 800220.2733 (717 and 814 m1y) r= 6108210137 CCCS of NmMastem PA 1400 AbbQW ExevVlNe Park Suite 1 Clarks &aami6. PA 18411 Ph: 510.687.9163 Pot BDU 02-9537 Fax 670587-9134 Fez 670.597.9135 9 South 7" Street Slwdslwrg, PA 18360 W. 6704268990 Ph: 8OD-922-9537 Fair 570420.9991 C6mmisson m Ecwexnic Opponur ity d LOfarne County 163 Amber Late Wi6cee0e44e, PA 18702 Ph: 570026-0510 Ph: 800822-0359 Fax: 5701129.1665-Callbefore faxing Ph: 5704564994 - H=eltm Fax 6704565631-Call beforefaxiN Ph: 670836.4090-Tunkhannock 31 W. Mallet street CCCSOIDdpwrev27cy CCCSpIWeeteln PA WBtm-B7n@, PA 16702 - 1515 AAGift8deet 21 ? BkkgA sule I= J 100). PA IM .. PIU 81011mm5 PhiadeVk PA 10107 Ph 8441185385 . : Pure .570M-1785 .. .PR: 215 . . Fat 215953.700 CLIAlTOH f?I1MY ' 1031 &Afil xm ^xtre04 LYcoe'a<+9"CF'aon Counties Stile tOD Cornmuruly Holaing Cwnseling Inc. Cennisslm hr Community Actlen (STEP) Slate C033A PA 16801 Pas( Ollie 8mUt 2138 Lkv* Street Ph: 8142383688 Kennett Square, PA 19348 Post C6te BM 1328 Far 814238.3669 Ph: 610.4443682 Wiplamnord,PA 17703 5ax. 610-44 8243 Ph: 570325.0587 CENTHECOUMY - Fax 570322-2197 CCCS of Western Pennsylvarro,Mc. Phia Council for CaMtelity Adv. 217 E. Plank Road IDD North 17°' 511nm r,CCs cd Plrthe nic , A nono, PA 16602 yuit'l 600 201 fl:vta Street ph: 814-944-810o Ph Wulphia PA 19103 Vdrl nSporl, PA 11-703 Fax: 814944-5747 Ph: 215-567-7603 ph: 570.323-6627 Fax 215-9639941 Fax: 57"23 6626 Lycorning-CFnfw Co. Comm. For Cormnur* Aam Cennurlily Development Corp of CCCS or WAheastem PA (STEP) f noklool 1631 S Atherton SlteeL 2138 Lincnn Street Group "nistr'y Stile 100 Pmt Mice Bar 1328 4620 Griscorn Street Steta CcAege, PA 16801 WBIlarAspott-PA 17703 PNIadelpNa,PA t9124 Ph: 814-2363568 Ph: 570328-0587 Pf1: 216-74429M Fsx: 814-238.3669 Fax 576 3 22-2197 Fav: 215744.2012 COLUM8IA(%3UF11y CCC5 of Northeastern FA -CCCS of Cdaware vales ?CCB al North a tom P. ?a ?:? *31 S 1631 AlheAOn Blreet & Atherton Street Marshall Raiding 31 W. MakM Street Stile 100 790 E. Market Seael Past Ofts ft 1127 Scale College, PA 16801 SuR9215 Wilk(s-Barre. PA 18702 Ph: 814-238.3668 West Chester. PA 19302 Ph: 576821.0837 Fa: 6142383669 Ph: 215-5835655 PIT. Wll9%2.9537 Few. 570821-1785 CCCS of Northeastern PA American Crefi Co'mseAn2 lnsn'-le 201 Basis Street 845 Cowles Street Canmiss'IM on Eccromic Opportunity of Williamsport, PA 17703 Coolesvnle, PA 19320 Laterite Canty Ph: 570323-6827 Ph: 808-212-6741 163 Amber Lane Fa: 570323-6626 WAkss Zene,PA 18702 144 E. Dekalb Pike M. s76a260510 CHESTER COUNTY Virg of Prussia PA 19406 Ph 80682&0359 Aoom Horsing Corporation Ph: 610.971-2210 Foe 5708241665 - Ca0 beforefaxing 845 Mana Broad Street Fax: 616265-4814 Pie 5764554994_Harelm Pheadephia,PA 19130 Fax: 5701555631-W betee Im4ng Ph 2167651221 755 York Road Ph: 576836-4090-Tunkhanmck Far- 215765-1427 "a 103 WarMn.W. PA ID974 1400 Abiglon FSecoem Park Belief Courlsefrlg Center Ph: 215 444-M Suite 1 247 North Fifth Street Fax: 21595663M Clerks Sumrrs3L PA 18411 Fieaft PA 19601 PIL 570987-9163 Ph 610375.7866 CLAMON COUNTY PW 800472-0537 Fex 215375.7830 CGCS d wmwm Perrc;vwmia)nc. Foe 670.567-0134 YMCA tk11KV Fax: 670967-9135 HALE 339 Nola Washington Street AI W.Alboery Avelua Odder, PA 18001 CRAWFORD COUNTY 'C Flow Ph: 412-282-7812 B~T. Wasltnglm Curler PNlelebtdNPA 19140 1720 Haland Sired Ptr 215^426-8025 CLEARSELD COUNY Ede, PA 16503 Fa: 215-4269122 Kirealo M Ecomndc Oeveopmem Pb: 814.4S35744 Cur Fec 814453-6749 Media Fellowship House r alone 302 S. Jackson Street Johnsmm PA 15901 Jahn F. Kennedy Curter, Inc. Mate, PA 19063 Ph: 814-535-8556 2021 Earl M!O Street Pip 810.566-0646 Forc 814-5361688 Erie, PA 10610 Fax 510'665'8587 Pk 814-99844M CCCS of Weslem Pepnsytvank Inc. Fax $14-11911-1243 Tabor Cemrmlely Services, tic. 217 E. Plank Road 439 E. 1418 Street Alouna PA 16502 Gfceler Ede Cpmrnm8y Aclien CommAtee Larlaester, PA 17602 Ph: 814944-8100 15 wage Steel Pte 7173973182 Far. 814914-5747 Ede, PA 16601 PR 800-788.M(H.O. only) PD: 814.459.458t Fa+c 7173904127 Indiana Go. Commuaty ACtim Fax 814458-0161 Prograp Amerkaw Red Cross of Chester 827 Wale Street Snenorw valfey Urban League. Inc. 1729 EdgemgS Avenue Om 187 601 bb*m Avenue CbMW, PA 19013 Indlarla, PA 16701 Farrel, PA 16121 Ptt: 510-8741484 Per. 724,465-2657 Or. 412-961-5310 Fax: 724-085-5118 Nordmest Cwmeing Services CUMBEFB.AND COUNTY 5001 H, Broad Sir CCCS of NoMeleaem PA CCCS of weslem Fennsylverue, Ina. PleadelphiA PA 19141 1631 S. Atherton Street 2000 Un9lestaan Rwd Ph: 2153244600 Stale 100 Furl. bum. PA 17102 Fax 215324-8753 Slate College, PA 16801 PR 717-541-1757 Ph: 814238.3668 Fax: 814-2383669 U A MoUcpofilan Hardsbutg Haltahle9, PA 17101 .. Ptc 717-234-W . Fac 7V-234-9469 . Comm iffy Action Cantu. of the Capital Region 1514 Derry Street Hardsbur9, PA 17104 Ph: 717-232-9757 Fac 717-234-2227 FlnanGa Counseling Services of Fronktm 31 WWIT'Shee1 ?ag Ph: 717-762.3,35 YWCA of Cadiste 301 G SUM Caftle, PA 17013 Ph: 717.243-3818 Fax 717 73 1-96 80 Adams Ccuny Hosing Authony 139143 Carlisle Street Gettyshtlrg, PA 17325 Ph 717534-1518 Fax 717-334-8326 DAUPHIN COUNTY CCCS of WWlan Pennsylvania Inc. 2000 urdmlmvn Road Handsbug,PA 17102 Ph: 717-541-1757 Fax 717.541-4670 Commuhly Action Gommissio, el the Capital He en 1514 Derry Sheet Hardsbum PA 17104 Ph: 717-232-9757 Fax: 717-234-2227 Urban L" m of Metropolilan Harrishurg 2107116 Street HarraWr%PA 17101 Ph: 717-234-5925 Fax 717-2349459 DELAWARE COUNTY Acorn Halting Corporation 846 we %Broad Street PhAalelphl&PA 19130 Pik 21S-7631221 Floc 215.7651427 CCCS of Delaware Valley 1515 Markel Street SLas 1825 - PhiladepNA PA 19107 Phr 215-503-5665 Fat 215084-2660 - Met2a Felbwshp Hmse 3D2 S. krk3W Street Mean. PA 19063 Ph: 6185650848 Fax 610-6658567 PhiladelpMa cmwu for Caniomiy Adva wrest 100 North 17* Street Suite am Phdadelphle. PA 19103 Ph: 216587-7803 Fax 215963.9341 A7nekm Red Cross of Chester 1729 Edgnwnt Awma Ch%tw,PA 19013 Ph: 6188744484 ACCI 173 SUBIW AVOW &de 1 W%VA PA 19087 P1k 8188712210 Fat 313-BB7-7860 Nalhwesl Counseling Service 5001 North limed Birm Phladelphia, PA 19141 Ph: 215.324-7500 Fax: 215-324 11753 HALE 167 W. Allegheny Ave., 27' Flan, PhilaJd eg9na PA 1911,0 Ph: 215-426-6025 Fax 215426-9122 Coramnily Housing Counselor, Inc. Past Office Bm244 Kennett Square, PA 19348 Ph: 610444-3602 Fax: 610.444-8243 cccsd Western PenllsyMx4a Inc. 1 GIaN1Qpg111+lare . 2l?tdw CaReyDMe .. . Cscaedpp, PA 15§01 .P1k 72YLCi&12A0 ,. Tahidad Sere , Inc. 131 Nadu Center Avenue Sotctnsel. PA 15501 Ph 814445-9628 Fec 814-443-3690 Mon Valley Iklemployed Commillee 120 E e Avenue HOm25tead,PA 1512n Ph: 412-462-9962 Ccm iy ActionSwlh,vesl 22 WWI High Street Wayn%scU4PA 15370 Ph 7248524893 4620 Des4 Corp d Franklord Group "nistry Grail Iscm Steel Philadelphia, 19124 Ph: 215-h: 215-744--22900 Fax 215744-2012 CCCS of Delaware Valley 280 North Providence Road mega, PA 19063 Ph: 215-563-5665 ACi 144 E. CekA Pke Kin3 ol Prussia. PA 13105 Ph: "c 10971-2210 Pager. 610.9734219 ELK COUNTY John F. K¢m,edy Carew. Inc. Eas120e Street Ede, PA 16510 PW 814 415 8 0 4 0 0 Fax: 814.898-1243 NoilhemT- r CmvnuNty Action Corp 2021 Post 016ce il=389 135 West a Shag EMor m PA 15834 Ph: 814-1851181 F= 8144880825 PATE COUNTY Beaker T. WWhkiglan Center 1720 HoMW Street Erie, P0. 16503 Phc 814'1535744 Fat 814-4633749 John F. Karl" Center, Mc. 2021 Ewt a Street Er(e,PA 16510 Ph: 8148980400 Fat 814-BW1243 G[Wier edo Cpmmwey Action Committee 18 west 96 shoal Erie, PA 1601 Plc 814-459-WI Fax 814456.0187 FAME COUNTY Ac5a1l-lmie19,Inc. 4258'AAvenue S&9950 PlItsbugh, PA 15219 Ph: 412-391-1966 Pte 412-281-2102 Fax 412-391-4512 Fayette Cc Canrmmity Acticn Agency. Inc. 137 North Beeson Avenue L1nkohl r, PA 15401 Fir. 724.437.60.50 Ph: 608427-NFO Fax: 724437-4418 CCGSd Western PA 199 EdM Street Uniontown, PA 15401 Ph: 724-4W-8939 FOREST COUNTY IN armmFwwt Cw tics EC cynic Oppoomly Counts 204 Liberty Street PC6105(ce Box 547 WanaA PA 1636 PR 814-726-22400 Fax 8147218510 FRANKLIN COUNTY Financial Services Unlimited 31 West e Street Waynessbom PA 17268 Ph 717-762.3285 CCCSr4 Wwie n Permwirwia. Inc. 912SculhGeorge Street York, PA 17403 Pic TiT-8454178 Comm* Actlm[krrunlWfort of 04alal POOH 1514 Daly Sheet H*rlbWeg. PA 17104 Pic 717-2329757 Fat; 717-2342227 CCCS of Western PA 20WLin mime" Road Harrisburg. PA 17102 Pre 717541-1757 Fax 717341.4670 YWCA at Carlisle 301 G Street C9T%I , PA 8913 Ph: 717-2433818 Fax 717-2433948 Amafcm Red Creel-flmrua Chapter 529 Cable Street Hanover, PA 17331 Ph: 717637-3768 Fac 717837-3294 Umm w Of Metropolitan He9. 2107 K Sheet Harc#Wug, PA 17101 Ph: 717-234-5925 Fac 717-234.9459 Ad= CMK4 I ouft AUthorlly W K%raOD OMOW9y ACWn Program LA C 139-149Cads(9187aet 827WdW8aeN,11x%T ?,??qmf?1r? nPanasvwanla 4968yshlag, PA 17315 . .. Pte M3441618 P721-6 2 7 .. ..• Fax 7173344328 Fax 7244B651ti) Note ml 84W ' - New Cmk PA 16101 FULTpI COUNTY - CCCSof Westela PA M. 7244 SMM f9et8adfhllan Horsing SWcm 210A COlup Park Plaza R.D. 1, BOx 364 Johnsbrm, PA 15904 312 Chestnut Street Everett, PA 16537 Ph: 8145395335 Stdt8227 Ph: 8145239129 Mea&Wle, PA iWS3 i Fac 814.623-7187 JEFFERSON COUNTY Ph: 814333-8570 Jahn Center, Inc. CCCS ut Weelern Pennsylvania, Inc. St 2021 East East 20 2e 1 Street Shenargo Valley Urban League, Inc. 912 ScuN George Street Erie, PA 16510 fi01 Inuana Avenue Yod:, PA 17403 Ph: 1148WWOO Farrdt,PA 16121 Ph: 7178464176 fan 81489&1243 Ph: 724981-5310 Financial CounsWrg Services d Franldm InIff"County C=ML"tY Action Housing OppodUniltes of Shaer County 31 West3 Street Program 658 Copwaeon St. W ayneslgm, PA 11268 827 Water Sheet, Box 187 Suite 207 Ph: 717-762x285 Ind'iara PA 15701 Uearer,PA 15009 Ph: 724-465-2557 Ph: 724-728-7202 Weethefatlon Ollte Fax 724-065-5119 Fax: 724-729-7202 917MM61,W tWnfingdon, PA 16652 CCCS a Wealem PenrvsyNanla. Inc. LEBANON COUNTY Ph: 814.843-2343 YMCA &ddkg Ecaromip Opportunity Cabinet of Schuylkill on Street 0 ? NorM CM" GREENE COUNTY PA 1 001 22 55 r4wm Carve,Street AcUm Hot sing, Inc. Ph: 724-282-7812 Po11sWIA PA 17901 4256'e'Avemre Ph: 670.622-1995 SU08950 JUNIATACOUNTY Fax: 570622-0429 Pittsburgh, PA 15219 CCCS at Western PenesyNenia, Inc. Ph: 412391-1955 217 E Plank Peed Tabor Comnxvuty Services, Inc. Ph: 412-251-2102 Allomd PA 16602 439 E. IGn9 Street Fax 412-391-4512 Ph: 8149/48100 Lancroslef,PA 17S42 Fax: 81411,W45747 Ph: 717091-5182 Commurily Aclian Scuthvasl Ph: 800488-5062 22 Wmt K9A Sheet WeaMenalion Office Fax: 717399-4127 Waynesburg. PA 15370 SIT hAtAn 6beta Ph: 724-852-2393 HuntwXAw,PA IGF52 LEHIGH COUNTY Far. 7 24 627-7 13 Ph: 814643-2343 CCCS d LeNgh Valley 3671 Crescent Caurl East Moo-Valley Unemployed Committee LACKAWANNA COUNTY Whdehak PA 18052 120E-9°AVenue CCCS of 1,10'11 atem PennsvNara Ph: 570821-4011 1 bdwsietd, PA 15120 31 W. Minkel Shed Pn: 80M1220-2733 (717 and 814 eny) Ph; 412-462-9962 Poet OMMOaot1127 Fac 610821-8932 Fe,c 412-4629964 WIMBB-Barte A 18702 Ph: 570-120837 P vC Opportunity Gab(netq Schuylkill CCCS Ed Weslem Pennsylvania, Inc. pt 80092 -9`u37 C-111, ? 1 Worth Gale Square Fax 6708241785 225 t"MCentre Street 2 Garda) Caller Odva PbAT^ PA 17901 GreeIAM PA 15601 }4Dpppingiop Executive Perk Ph: 570622.1995 PW.. 724-OM-1290 SURD 1 I= 67044-0429 CMdn S MM. PA 18411 HUNrWGOON COUNTY Ph WD-W-9163 LLMERNECOUNTY Deflimmk tan Housng Services Pk W%95595V CCC4 of "I ftly l m Peqfx;Y Narda R.D. I, swam Fax: 570-SP-9134 31W.MaMc4Sbeet EVOMM PA 16531 Fat 570587-9135 Post OMWBat1127 Pik 814-623-9129 Wika ilewre,PA 18702 Far: 814.629-7187 LANCASTER COUNTY Ph: 570821-0837 Comlrmn9y HmOM Counselors, PtK 800922-95ffi WeallIaLta4on Ofr" Ircuporew Fat 570.821.1785 917 Wft Sheet Post Office ft 744 HurllkgdatPA 16652 KaeIS4lSquar4 PA 19948 }400AUz1Morr ESOKUlJvs Park Ph: 814843-2343 Ph 2154449682 Sable t Fax 215-4443178 CgMS SLIFFM m, PA 18411 CRS of Westem Poruls*arlla, Inc. PW 570567-9153 217 E. Plank Faad CCCS or Westem Peorsylvaia, Inc. Ph: 8009559537 A OOM PA IW42 91280M George Street Fat 570587-9134 Ph: 814-944-8100 York PA 17403 Fm 6 70 557 913 5 Fax 814944-5747 Pic 7178464176 Ccnmdssicn m Economla Opportunity d U4D" COUNTY CCCS at Cetigh Ve" Luzeme Cnmly CCCSO(Westem Pennsylvania, Inc. 3871 Crested Can East }63 AIMer larg 1 North Gale Square WDBdceI, PA 18052 Wilkes-Dame, PA 16702 2 (3min Center Drive Ph: 215-821-401} Ph: 6704260510 Greensburg, PA 15601 Ph 00022D-2733 (717 and 814 only) PR 800822-M _ Ptt 72483&1290 Fat 2158218932 Fore 57087+1886- Call before faxing Ph: 670455-4994- Hxxdton Wryslana Ecofpmic Devyopment TaborCamxuily Services, Inc. FM 570-0565631- Cal before faxng COP-AM 439 E MIS Street Ph: 5709364090-TWkhannoek 195417ary Grace Lane Lanceskr, PA 17602 JohnslowA PA 16901 Pb: 717397.5182 EOC Of SchuyMU Canty PIK 8143366556 Ph. 690788.5062 225 North Centre Sheet Fax 814539-1688 Fat 717-399-4117 Pottsville, PA 17901 Pic 5708224995 I Fax 5706228429 LYCOIM1dtel f>h6ellY4R COUNTY' CCCSM Ndtll?lem PelraMuanln .31 W. Pc&0le17mt1127 . - W*O8,MPAJS702' . or Pte 890 . Fax 670821-1765 1400 Abington Executive Park Suite 1 parks SVnmilt, PA 18411 Ph: 570-507-9163 Ph: 800-922.9537 Fax 570587-9134 Fax: 570807-9175 201 Basin Snreat Wedanslwrt, PA 17703 Ph: 570-323.6627 Fac 570323-6526 tyCOrttinxJCe01an Counties Commission far Cormmwdly AC1ten (STEP) 2138 Lincoln Street PWO15ce0ox 1326 WeeamsPorb PA 17703 Ph: 570.328-0597 Fax: 570-322-2197 McKgmeouN7Y Joie F. Kennedy Center, Inc. 20121 Rise Skeet Ede, PA 16510 Ph: 814.898-0400 Pax: 814.6901943 Northern Tier Cdnmumly Action Group Past OMcatiox 389 135 W. a Street Empuriurr4 PA 15834 Pit: 814-4864161 Fac 814486.8825 MERCER COUNTY SkenalgoVal" Urban League. too. 601 Inolara Avaare Farek PA 16121 Ph: 724-9613310 CCCS of Western PemsyNania, Inc, YMCA%Aft 339 NaM Waghkngtgn Street Buller, PA 16001 Pic 724282-7812 MIFFLIN (:OUM^Y CCCS W Western Pennsylvania Inc. 217 E- Plonk PAW ABcan& PA 16802 Im 814444917 Fax 814-9443747 CCCS of Northeastern Pennsylvania 16318. Albertan Street Su90100 Sidle O* A PA 16801 Ah: 814238-3660 Fm 5142383668 Wealhedzialan Office 911 MM Sime Huntingdon, PA 16652 Pk 814943-2343 MONROECOUNTY CCCS 01 Norivalsten Pennsylvania 31 W. Make Street Pcei 011100 Beat 1127 Wilke A%ff , PA 18702 Plc 670921-M Ph: 800-m4537 Fa: 570521-17&5 9 SDUIIII PSheel Stladahup,PA 10360 . Ph 67 0-420 89 00 Ph W0422-9537 Fats 5711,4208AM .. 1400Aligfon Executive Park Suite 1 Clarks Summllt, PA 18411 Ph 570387-9163 Ph: 690822-9537 Fac 570-587-9134 Fax: 570.507-9136 Corm M Economic Opponuniny of lu,enwCounty 163 Amber Lane Wishes-Sarre, PA 18702 Ph 570928-0510 Ph: 800822-0359 Fax 570029.1665 - Call before taxing Ph: 570-0554994 - Hazallm Fax: 570.455-5631 - Cali before taxing Ph 570-836-4090-Tunkha'mock MONTGOMERY COUNT' Acorn Housing Corporalion 846 North Broad Street Phllaaephla, PA 19130 Ph: 216-765-1221 Fax: 2154654427 CCCS of Delaxare Valley Mall mwl Buseass Cemear 190 W. Germantown Peca Suite 140 NOMSIOxn, PA 19401 Ph: 215.563-5665 CCCS d Delawa8 VaYeY 1515 Market Street, Suite 1325 Philadelphia, PA 19107 Ph: 215663.6665 Fax 215.8644666 NoN»mst Counseling Service 5001 N. Broad Skeet RRad$Itda PA 19141 Pre 215324-75W Fax 2153248763 Crvaawdy ACGan Development Comm 113 E Main Swed Norristown, PA 19401 Hn 610277-6363 Fa 610277-2123 Camxnry Housing Counselors Inc. PQia 0Ike BW 244 Kennett S"M PA 19348 P1: 2154445682 Fa 215448.8243 Media Fdbwship House 302 S. Jedregn Street Meruq PA 19065 Ph, 610665-0846 (-mc 610.5656687 Phea Coupe for CermunityA W rant 100 Norm 171 Btred, suite 600 PhillO hie, PA 19103 Ph 2156677803 Fax 215963-9941 American Credit Counseling Institute 045 Cables St Coatasulle, PA 19320 Fire 088.2128741 144 E. Oekalb Pike Kingalftussfa PA 19406 Ph: 510971-2210 Fac 610-2"14 756Yek Plead a" 103 Wamllste; PA 1874 PfC 216-4446428 Frio 215968-8344. . MONT1NiR courB?Tr GCGSd Ngrlheaste Pe nsv( aria 31 W. Maker Street Post Olfxe Box 1127 Wilkes -Barra PA 10702 Ph: 570-821-0837 Ph: 606-92241537 Far: 570-821-1785 IAW Abing;an Executive Pixk Suite I parks Su'nmL, PA 18411 Ph: 5703979163 Ph: 600922-9537 Fax: 570507.9134 Fax 570387-0135 NORTHHAMPTON COUNTY CCCS of Lobigh Valley 3871 018SCeat Cart East Whitehall. pA 16052 Ph: 610-621.4011 Ph: 800.220.2733 (717 and 814 only) Fax 616821-8932 NORTHUMBER ANO COUNTY CCCS of Northeastern Pennsylvania 31 W. Markel Street Post Office 8Ox 1127 Wtkes-8we, PA 18702 Ph' 570 621-08 37 Ph: 80 0. 922-95 3 7 Fax: 570821,1785 1100Abington Executive Pork Suite 1 CPmkS Sumrrutt, PA 18411 Pir 570587-9163 Pit 800-922-9537 Fac 570587.9134 Fm: 570587-6735 201 Basin Strout W91kerapOn,PA 17703 Ph: 570.123.6627 Far: 670323-0648 Economic Oppolkrmty CabinMd Schy948 County 225 Own, CeOre Street POtlsvOa, PA 17901 Ph: 570-S22-1995 Fac 570-6229429 PERRYCOUNTY CCCS of Western P"Sylvmla Inc. 2000 Lwdmtwm Read Narisbut9, PA 17102 Ph: 717541-1757 Fax 717-641-4870 Urban of Metropolitan t(adshug 2107N,6 Sheet Ha hSha9, PA 17101 Ph: 717234-6925 Fax: 717-234.9459 YWCAs Car5s10 301 B Skeet Carlisle, PA 17013 Ph: 717-24"18 Fax: 717-243,'{948 Financlal Couseing Services of Franklin 31 Wes13' Street WayneSbao,PA 17268 Ph: 717-7623285 WaaUr-alydion OOice 911 Mifflin Street lkmlingdrn, PA 16652 Ph: 8149432343 Cw u * AdmComnlssion of The, MCIDM7Y SOMERM pmom . 1 C=01NdBleaglsmPmnstAvida • BeglitidF446t4f Hwft Serpkm , . .. .15 1 Dow Street W.??.trkel8heet 9 AA.t ew694 Har15MAg.PA 17104-. .. .. O1le PCk 1177 4 .eArAPA 17,33'7 .. .. PIV 717-2MV57 W PA 18702 PW 814623-9129 - - Fax 717/1342221 .. .. P1V 570821-083/ Fax 814-623.7187 Mr. 800-922.9537 PHILADELPHlACOUNTY Fax 570421.1785 CCCS of W%tem Pennsybnuta, Inc. Acorn Rousing Corporation I NorM Gate Square 048 Nedh Stood Street 9 South 7a Street 2 Garden Center Drive Philadelphia, PA 19130 Stroudsburg, PA 10350 Greensburg, PA 15601 Ph: 215-765-1221 Ph: 570420.8980 Ph: 724-038-1290 Fax 215.785-1427 Ph: 8069224537 Fax: 570420-6981 Tolma1d Sdvices Inc. Northwest CushlsAv) Sem, 535 C4 M:11 Sueel 5001 N. Dmad Street - 14tH A OM-,. uWe P[ak. JCInC+et, PA 15501 PHadelpNa PA 10141 Suite 1 Fn: 014-1,15-9628 Ph: 215x24-7500 Clacks 8ommill, PA 18411 Ph: 006 45241 4 8 Fax: 215324-8753 Ph: 570.687.9163 Fax 814-4433690 Ph: 870.9229537 CCC3 of Delaware Valley fax: 570.587-9134 Keystone Economic Development Corp. t515 Markel S1md Fax: 570.5879135 1954 Mary Grace Lane Suite 1325 Jahtatoam, PA 15901 Philadelptta, PA 19107 P90Et1 COUNTY Ph 814.5358556 PIT. 215-5633666 Nadham Tier Community, action Group Far 814539-1688. Fax 215-884-2666 135 West 4e Street E'po tn, PA 15834 CCCS oI Western PA RACE Ph: 814486-1161 279-A College pads Plaza 167 W-Akgheoy Fez 814.48-0825 Johuimmn, PA 15904 Z' Flay Ph. 814-5398335 PhOedle1pNa PA 19140 SCNUYLKILL COUNTY Plc 215.426-8025 Budget Counseling Center SULLIVAN COUNTY fax 2154209122 241 Naar NO, Street CCCSd NONpastern Pennsylvania Readtlg PA 19FA7 1400 Atinglon Execulfye Park MedaFellow" House Ph: 6 10 875-7 86 6 Sole 1 302 S. Jackson Street Fax: 6103754030 Clarks Summhp PA 18411 A4eda, PA 19063 Ph: 570.587.9163 Ph 610-565.0846 Canruission on Economic Opportunity Ph: 500.922.9537 Fax 610-565.8567 of Luzern Co. Fax 570587-9134 - 163 ArASB Lane Far. 570567-9135 PCCA Wgkua-ONre,PA IB702 100 Nalh 17° Sheet Ph: 570826-0510 31 W. Marled Street Sate 60O Ph: F/am-0359 Wdkes-Bw%PA 18702 PNladeWh PA 19103 Fax 57II-M-1665-CallbelosefvAV Pk 570.1121-0837 PR 215.561-7803 W. 570-455 4 994-Hazelim Pk 806922-9537 Fax: 215-9539941 Fax 510455-5831-Gag before renting Fax 570821-1786 Ph: 5708344090-Tudkhanvock - C=of OdawaleVatl valley 'e T2YWl dNonne fa?dn PA Cne l(a Oppyl Cabinet or Sctrtrylkitl Fconommic Street Street 185 Elinba 215 SuM215 C o. Co. P W PostCM Ol6ce BOZ218 ' ChdryKtl,141080O2 2z it Centre Sired Troy, PA 16947 Ph: 216.5636665 Potfsvk PA 17981 PIV 570-297-2101 PIK 570622-1995 Fax 570297-2799 Housing Association of Delaware Valley Far, 570622-0429 lwl)wakax Sked 17 CrAW Streel Su8e 601 CCGStfu hValey Wdfs0yq PA 1690( PhIladepHa,PA 19102 Poo OMmSmA Ph: 5147245252 PIV PIS Ar" io WhOebA PA 18052 I= 570724-5783 Far 215.7909132 Ph: 610821-4011 Fax: 810821.8932 103 Waxen 8hee1 klnkskp A eeci m of Detonate Valley Post Office Um 709 658 North Wan Street SSNyDFS COUNTY Tutdsannock, PA 18657 Ph"AtNA PA 19123 CCCS of Westem Pernsylvanfa,Inc- M 5708386840 Ph: 215478-0224 2000 lJglestown Road Fax 5708368332 Fax 215765-7614 Hardsl urg, PA 17102 Ph: 717-5414757 German Sheet Cortmmlily Deed. Corp. of Franktord Foe 717341-4610 ftslowaaeaT359 Grail Mirtslry Otahcre,PA 18614 46120 Gdsoom Strad Cannpety Acton Carnmission of the Pk 5709289668 pyliodialWA PA 19124 CVU Region Fox 570.928-8144 Ph: 21-744-2990 1514 DarN Strout Free 216-744-2012 tiardebleg. PA 17104 931 Mdn Street Plc 717-2329757 HwlesdoK PA 18431 Amatcan CmM Cuunse8no Institute Fos: 717.234-2227 Ph: 6702536941 845 Cates SUeal Fee 570253-4817 Cpd4948e, PA 19320 U10an League of mouropoltan Ph: 888-2123741 Hardsbu19 71ake Avdue 21O7* Street 0wt339 144 E. Ddtalb Pike Hardsburig, PA 17101 Montrose, PA 18801 "Of Pnr 4 PA 19406 PtV 717-2343925 PA 570278+1338 Plc 610-971.2210 Fax 711-2344459 P1x BOO-WAO45 Fax 610255.4814 Foe 570.2781689 755 York Read Sale 103 Warmisfer,PA 18,474 Ph: 215+449429 Fax 215-958-6344 I. • sB3(g) 61RNNACOM 103wwm$fed walrelcMd Cwale9 EC410mk _ mtam, PaetOA illsim 09 OmarAY*w" . .. 1406ANnOMROMUNPerk - - TWkWrP*PA 18657 . 1209PWr Avft,AvwQ%Wo9 fAia4 pit mme-5840 - Pae1,AARDO)CW CJmb Staran8l,PA 10411 - Fax 57DL068?32 . ' WarreA PA 19366 .. ,. Pk WOW-9163 Ph 814-72624W Pk 80D-92LA537 931 Man Sheet Fax: 8147234510 FM 670.5874134 Honesdale, PA 10431 Fax 570 8 87 913 5 Ph: 570-2536941 WASHINGTON COUNTY Fax 570-2534017 Ad{an Hk Iug, inc. 3l W. Market Sneei 425 6°Avenue W*es-Berta. PA 18702 The Trd,& Center of NE PA Suite 950 Pit 570-821.0837 7 Lake Avenue Mstrngh, PA 15219 W. 863.9229537 Box 339 Ph: 412-391-1056 Fac 570-821-t'M[ oAnmrn;n, PA 1"80! fT: 412-201-21C, N, 570,V8-"4139 F.'c -112-3944512 Treheb Cente'of Nodhca rr=SPA Ph: 00090240.15 185 Omim Street Fax, 570.278-IBB9 CCCS of Weslem Pe1nsviv&O, ion. Post Office Box 218 1 North Gale Square Troy, PA 16947 UNIONGOUNTY 2 Garden Cedar Drive Ph 570-297.2101 LycorNng-Unto , Co Canm fot Comm Gteetlsberq, PA 15601 Far. 5702972709 mlion (STEP) Ph: 724-8384290 2136 Lincoln Street German Street Post Office Box 1320 Housing Oipabinflies, lm. Post 04" Box 389 WH9aasp0d, PA 17703 133 swam Sheet OusbOre, PA 18614 Ph: S76326060T Mckeespot, PA 15132 Ph: 570.928-9608 Fa: 570322-2197 Ph: 412664-1590 Fax' 6709288144 Fat: 412-W 0873 GCGS d W estem Pensuyhrana. IM. 17 Grattan Street 217 E. Planck Road Cie& Canroelom a PA Wdsboto,PA 16901 Akoana PA 16602 401 Woad Street Ph: 570-724-5252 Ph: 814944-8100 Suite 906 Far. 570724-5783 Fax 614-9445747 Pittsburgh PA 15222 Ptr. 412330-9954 103 Watren Sheet ffC8 d 1'1eATeaatam Penns,4 A 1 . 804737-2933 ' Poal Me Box 709 31 W. MarkNStroca Fm: 412-330-9963 Tu*hanmck, PA 18657 Pest Me Box 1127 1 Ph: 570-836-6840 W)IkesBatre, PA 16702 Community Aclion South'eesl fax: 570438-6332 Ph: 570821-=T 22 W e,l Kp t Street f ph: 800-922-9537 Wayne9wrq, PA 15370 ml Main Sheet Far 570P82117BS Ph 7248522693 Honesdale, PA 18431 Ph: 670-253-8941 1400 Abington Executive Park 53 K College Street ( Fax 570-253-4817 Suits I Washington, PA 15301 GAatl s SummM. PA 18411 Pn: 724-2228292 7 LB .Avenue Ph: 570-587-9163 Bat 333 Ph: 800922-9S37 M,r Valley Umftgbyed Conmi4ee { k4edmse, PA 18001 Fat 570-587-9134 120 E. 9?Arenue Pin: 5762703338 Fec Sm587.9135 HomeMead, PA 15120 Ph WO-982-4045 Plx 412102-99@ Fat 570-278-1809 201 Basin Sheet Fat 412-462.9964 1 AAr4mvpok PA 17703 TIOGA COUNTY Ph: 5709236627 WAYNECG OM d 6hnheasl PelmsvNan' Fax: 5703206626 Cgof Northeastern PeltlZiopla 1400 AGrglon Es Ai've Perk 1463 Abington ExeclAUe Park Sutel VENANGO COUNTY Suite1 Clerks SurrvrA PA 18411 Gteakr Etta Cammudly Acton Ckrke Buea^ PA 18411 Ph 570-587-9189 Plr WO-587-9163 Ptt 800-9229537 to Was19A51reo m. 2-969229637 Tai 570587.9134 Erie PA 16501 Fax 570307-9134 Fax 570587-9135 Ph: 914-4544581 Fa: 570587-9135 Foe 814-4.0161 31 NaMet8lreet uh7SNeAt 9 WAdrs-Ba e re, PA 18702 CCG Wslem PennsylvalNa inc. o 5k1rw6s ur 18360 Ph: 570-82 AR A Ame 5764208980 2-m 339 h Was 339 N rt on Street A M Ph 0 9517 Fa X 70.8 Fax: 57045211--1781785 , PA 16MI 16001 Buller. P 57GAIM Fax 576420-8981 ph: 412-282x812 The 72Aab CPnter of NOrlhpastsm PA Moke Street $A W. MaS John F. Kennedy Cella, 1nu e Bens. PA 18702 Wilkes-Barre. ic 2 2 Post Me Post e ox 18 t e S heet S 57 ft 670412 Tm/. PA 1604 947 1 1651 Ede, PA 10 2-11W Plc 8 G i H1: 576297-2181 Ph:: 814 144).90-MW FA t-I7a Fax: 5'70821-1785 Fat 576297-2799 Fax: 8148961243 The Trehab Center d NE PA Getman Sbeo WARREN COUNTY iBseintrasum peat allies Box 389 DookerT Washington Center Past offea eox2l0 Duahoret PA 18814 1720 Mand Street Troy, PA 15047 Ph 576928-9668 Edia, PA 16503 Ph 576297-2101 Fax 5769280144 Ph: 814-4533744 Fa: 570297.2799 Fax: 8144585749 17 CAMM teet 17 Cr4Ran Street Wellsboro, PA 16631 Greater Erie COtnmufBlY ACliar WoflsbcrcPA 16901 Vtr b7tr7245252 GDM6000 Ph, 5 Ph: 5700--7 7245252 Fax Fax 5707245783 18 i8 Wes19`Street Fax: 5761245783 Effie, PA 16501 Ph: 814459-4581 Fax 8144560161 103 warren Street PON OMCG B x709, Yi1M11erawsk, PA 10057 Pte BN83s8840 - Fae FW364382 Germpk Past Dike e Box 359 DushmA PA 18014 . Ph: 576928.9688 Fax 570.928-8144 931 Man Street Flonesdi le, PA 18431 Ph: 570.253.8941 Far pn259.: ell 7 Lake Avenue Box 339 Monimee, PA 18801 Ph: 5762193338 PK 808.982-4045 Far 570,276-1889 WESTMORELAND COUNTY Action Horsing, Inc. 4256PAvenue State 950 P'itlsbagh, PA 15219 Ph: 412-391-1956 Pre 412.281.2102 C«nmuruly Action So th vest 22west Hipp Sheet Waynesburg, PA 15370 Ph: 724852-2893 CCCSd Weslern Penaeyv et,,•n,. i North Gate Square 2 Garden Center Delve Gresneburg, PA 45WI Ph: 72: 33a-1s?0 Housing Oppoeonitles. inc. 133 Seven Street McKmPon, PA 15132 Pte 412-941590 Fax 4/2-684-0873 Keyd"Sogmmic Development Caparaticn 1954 Mary Grace Lane J&MWWIN PA 15901 Pte 8145168558 Far 814599-1688 Tabwa dsen4ceskw- 535 East Main Step Strnerset, PA 15501 W. 814-4469828 Ph: BODAM-0148 Far 814443-3690 199 Edson 81" Ulkntoxn, PA 15401 Phe 724-43"%g Irri naCo CamnulityAcllon Program 827 Wafer Street Box 1W rn&aga PA 15701 Ptc 7244852651 Fwc 724465-5118 MM-VaAey Onemp" Corew e 120 E 9° Averute Hornell", PA 15120 Ph 412-462-9962 F8c 412-462-9984 CrerA Counselors d PA 401 Wood SWOO suite 905 Pi8sW*. PA 15222 Ph 412-33&9954 Ph: 806737.2933 Fax 412-338-9963 Cnlwen ECatarira OpfwdWtfty d LLMNO" w&oaw%PA 18701 Pte 5 7 6 82 8 0510 Plc ODClM-0350 Far 670429-1885-Call before Wing Plc 570-4554994-Pa sKon Far 570.455-5531- Call before laxin0 Pic 570-838-4090-Tunkhannock CCCS of Nonhea6lern PA 14W Abir9t n Executive Park S'1a I Cam," 5wbmih, PA 1041 t Ph: 570-507-9I63 Ph: 008922.9537 Fax: 570-581-9134 Fax 570-587-9135 31 W.MeAe1 Sheet W74te5-evre, PA 18702 Ph: 570 821083, Ph: MO-922-9537 Fax 570-821-1785 ThTremal Center of NE PA 7 Lake Avenue Sax 339 Montrose, PA 18801 Ph 576-278-3338 Ph: 8069884045 Few 576278-1889 IBS Eknka Street Pose Orlice Bull 218 Toy, PA 15947 Pie 570@97.210t Fax 570-297-2799 47 Crzom Sew Weltsboro, PA IeWl Ph 570-724-5252 Far 570.724-5783 103 Warren Steel Pori OIRCe Bat 709 Tunkhannock, PA 18657 Pk 570836.6840 Fax: 570.836-6432 Gemun greet PCs( Ofte Box 309 DudW PA 18614 Ph: 570928-WM Fat 570-928-8144 931 Man Sired Honesdale, PA 18431 Pn: 576253.8941 Fat: 5762534817 YORK COLIN" American, Red Cans-Ii'a om ChOPIW 529 08dhle Sleep Henna, PA 17331 Ph: 717.837$58 Fax 717-637.3294 Hausieg bunco of Yak 118 North George SiRp York PA 17401 Pk 717-0541541 Fax 717-8457934 CCC8 dwestem Pennsylvania Inc. 2009 Lieglestovm Fioad Hartsdag. PA 17102 Ph: 717-MI-1757 fax 717.541-4670 Ad" Cdutny Hml*g Autlwnly 139443Cmis Abel Get"i7-?a 4.1¢10-326 Pmc 717-334-SM CCC3 d WestemPennsyNaMa.inc. 912 South Georga Sired York, PA 17403 Pte 717.64&4176 -6Q Lrl VI r y - ?.j C? '-nG SHERIFF'S RETURN - REGULAR CASE NO: 2006-01459 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DEUTSCHE BANK NATIONAL TRUST VS MILLER SALLY J SGT.JODY SMITH Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon MILLER SALLY J the DEFENDANT at 1105:00 HOURS, on the 28th day of March , 2006 at CUMBERLAND CO SHERIFF'S OFFICE ONE COURTHOUSE SQUARE CARLISLE, PA 17013 by handing to SALLY J MILLER a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 24.64 Affidavit .00 Surcharge 10.00 .00 52.64 Sworn and Subscribed to before me this 11 b day of ?bD4 A. D. So Answers: R. Thomas Kline 03/29/2006 GOLDBECK MCCAFFERTY MCKEEVER 3 ?) Deputy Sheriff Prothonotary In the Court of Common Pleas of Cumberland County DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff VS. SALLY J. MILLER (Mortgagor(s) and Record Owner(s)) 402 West Main Street Walnut Bottom, PA 17266 Defendant(s) PRAECIPE FOR JUDGMENT No. 06-1459 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Enter the Judgment in favor of Plaintiff and against SALLY J. MILLER by default for want of an Answer. Assess damages as follows: Debt interest - 09/11/2005 to 08/22/2006 Total (Assessment of Damages attached) $109,436.96 I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his attorney of record, if any, after the default occurred and at least ten days prior to the date of the filing of this praecipe. A copy of the notice is attached. R.C.P. 237.1 ?k" Joseph oldbeck,Jr. Attorney Tidr Plaintiff I.D.#16132 AND NOW ???J[7 Judgment is entered in favor of DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. and against SALLY J. MILLER by default for want of an Answer and damages assessed in the sum of $109,436.96 as per the above certification. &d74 Protb notary Rule of Civil Procedure No. 236 - Revised IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA CIVIL ACTION - LAW DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff No. 06-1459 VS. SALLY J. MILLER (Mortgagors and Record Owner(s)) 402 West Main Street Walnut Bottom, PA 17266 Defendant(s) THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE Notice is given that a judgment in the above-captioned matter has been entered against you. Curt Long Prothono By. If you have any questions concerning the above, please contact: Joseph A. Goldbeck, Jr. Goldbeck McCafferty & McKeever Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 CWD-5768 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: April 18, 2006 TO: SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff' VS. SALLY J. MILLER (Mortgagor(s) and Record Owner(s)) 402 West Main Street Walnut Bottom, PA 17266 Defendant(s) TO: SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 In the Court of Common Pleas of Cumberland County CIVIL ACTION - LAW Action of Mortgage Foreclosure Tern No. 06-1459 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAMED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 - 4a w ii A Gafcf6ecf jz GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 5000 - 701 Market Street. Philadelphia, PA 19106 215-825-6318 VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non-Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, SALLY J. MILLER, is about unknown years of age, that Defendant's last known residence is 402 W. Main Street, Walnut Bottom, PA 17266-9718, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 and its Amendments. Date: 03% GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff VS. SALLY J. MILLER (Mortgagor(s) and Record owner(s)) 402 West Main Street Walnut Bottom, PA 17266 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE No. 06-1459 ORDER FOR JUDGMENT Please enter Judgment in favor of DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., and against SALLY J. MILLER for failure to file an Answer in the above action within (20) days (or sixty (60) days if defendant is the United States of America) from the date of service of the Complaint, in the sum of $109,436.96. Joseph oldbeck, Jr. Attorne r Plaintiff I hereby certify that the above names are correct and that the precise residence address of the judgment creditor is DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 and that the name(s) and last known address(es) of the Defendant(s) is/are SALLY J. MILLER, 402 W. Main Street Walnut Bottom, PA 17266-9718; GOL AC McCAFFERTY & McKEEVER BY: J h A. Goldbeck, Jr. Attorney for Plaintiff ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Principal Balance $95,194.59 Interest from 09/11/2005 through $7,127.60 08/22/2006 Reasonable Attorney's Fee $4,759.73 Late Charges $383.79 Costs of Suit and Title Search $900.00 Escrow $1,071.25 Total $109,436.96 lal? GOLDB cCAFFERTY & MCKEEVER BY: Josep A. Goldbeck, Jr. Attorney for Plaintiff AND NOW, this ot/ ' `-day of PUT , 2006 damages are assessed as above. &44?' Pro othy WI) K roe,- r nor c'p =ax ? `c j n \ IV PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 Joseph A. Goldbeck, Jr. Attomey I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 SALLY J. MILLER IN THE COURT OF COMMON PLEAS of Cumberland County VS. Plaintiff Mortgagor(s) and Record Owner(s) 402 West Main Street Walnut Bottom, PA 17266 TO THE PROTHONOTARY: Defendant(s) CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 06-1459 PRAECIPE FOR WRIT OF EXECUTION Issue Writ of Execution in the above matter: Interest from 09/11/2005 to 08/22/2006 at 7.9000% Amount Due (Costs to be added) $109,436.96 IV r GOLDB cCAFFERTY & McKEEVER BY: Jose A. Goldbeck, Jr. Attorney for Plaintiff s t L41 P W ?O~ a ~?y U ?O Wd?„ ?+ W ZU Zw? a ?O z x 4w? A I {rte l? Y 0 CD d y co N asL O `1 p ? U W ? N ? SN? 3 n VVWww C ? a f ' 10 C3 " (Z- t t i t u `i ''s ry V M 'dt *44 - r rY+ Y d Y 7 N { u V d ? c- d Fj N 4 ? AEI • V ? ?L U All that certain tract of land with improvements thereon erected, situate in South Newton Township, Cumberland County, Pennsylvania, bounded and described as follows: Beginning at a point at the intersection of the Oakville Road; thence along the centerline of the said Walnut Bottom Road, South 64 degrees West, a distance of 212.5 feet to a point; thence along other lands now or formerly of Fred Rosenberry, North 20 degrees 30 minutes West, a distance of 145 feet to a stake; thence along other lands now or formely of Rehobeth Community Center, North 72 degrees 35 minutes East, a distance of 207.5 feet to a point on the centerline of the said Oakville Road, South 22 degrees 42 minutes East, a distance of 114 feet to the point or place of beginning. TAX PARCEL NO. 41-32-2292 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-1459 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., Plaintiff (s) From SALLY J. MILLER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $109,436.96 Interest FROM 9111/05 TO 8/22/06 AT 7.9000% Arty's Comm % Arty Paid $134.64 Plaintiff Paid Date: AUGUST 28, 2006 L.L. $.50 Due Prothy $1.00 Other Costs CURTIS Urt NG Prothonotary (Seal) By: Deputy REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQUIRE Address: SUITE 5000 - MELLON CENTER 701 MARKET STREET PHILADELPHIA, PA 19106-1532 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff VS. SALLY J. MILLER (Mortgagor(s) and Record Owner(s)) 402 West Main Street Walnut Bottom, PA 17266 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Defendant(s) No. 06-1459 AFFIDAVIT PURSUANT TO RULE 3129 DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 402 West Main Street Walnut Bottom, PA 17266 1.Name and address of Owner(s) or Reputed Owner(s): SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 2. Name and address of Defendant(s) in the judgment: SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 3. Name and last (mown address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 o rf cy rn m n(% n r ? Q G 4 N Q 06-1459 e r GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 VS. SALLY J. MILLER Mortgagor(s) and Record Owner(s) 402 West Main Street Walnut Bottom, PA 17266 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Plaintiff Term No. 06-1459 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: MILLER, SALLY SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 Your house at 402 West Main Street, Walnut Bottom, PA 17266 is scheduled to be sold at Sheriffs Sale on Wednesday, December 06, 2006, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $109,436.96 obtained by DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 06-1459 1. The sale will be cancelled if you pay to DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriff s Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 Cl G, G m G o cr- .. -v cr ? cm_y_' nl f .. e ` v - P GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 VS. SALLY J. MILLER (Mortgagor(s) and Record owner(s)) 402 West Main Street Walnut Bottom, PA 17266 IN THE COURT OF COMMON PLEAS Plaintiff of Cumberland County CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE No. 06-1459 Defendant(s) ORDER FOR JUDGMENT Please enter Judgment in favor of DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., and against SALLY J. MILLER for failure to file an Answer in the above action within (20) days (or sixty (60) days if defendant is the United States of America) from the date of service of the Complaint, in the sum of $109,436.96. Joseph Al. oldbeck,Jr. Attorne r Plaintiff I hereby certify that the above names are correct and that the precise residence address of the judgment creditor is DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 and that the name(s) and last known address(es) of the Defendant(s) is/are SALLY J. MILLER, 402 W. Main Street Walnut Bottom, PA 17266-9718; ?kjt GOL C McCAFFERTY & McKEEVER BY: J 40h A. Goldbeck, Jr. Attorney for Plaintiff GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attomey I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 CWD-5788 CF: 03/15/2006 SD: 12/06/2006 $109,436.96 DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff VS. SALLY J. MILLER Mortgagor(s) and Record Owner(s) 402 West Main Street Walnut Bottom, PA 17266 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 06-1459 CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P. 3129.2 (c) (2) Joseph A. Goldbeck, Jr., Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: ( Personal Service by the Sheriffs Office%ex.Petwh a (copy of return attached). ( ) Certified mail by Joseph A. Goldbeck, Jr. (original green Postal return receipt attached). ( ) Certified mail by Sheriffs Office. ( ) Ordinary mail by Joseph A. Goldbeck, Jr., Esquire to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriffs Office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). ( ) Certified Mail & ordinary mail by Joseph A. Goldbeck, Jr. (original receipt(s) for Certified Mail attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Joseph A. Goldbeck, Jr., Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. es ectful s b , BY .7os h A. Go dbe r. Att me or Plaintiff Pu IT Ln Q' ra M 0 O O O r-I to O .D O O r`- Postage $ - 1 Al $T -- - - ? ,q Certified Fee Posirr> Return Receipt Fee (Endorsement Required) !/ H?/. Restricted Delivery Fee (m ? - (Endorsement Required) = VIP b - -- - - Total Postage & Fees $ ,•^ W o ( ?) - - ------ -__-L w t R 'Main --------- 4-o-Z....:-- ``..,1`E?t --. .I. - _ S4reet ,q N -ri= Walnut BottOM4 PA or PO Box No . --- ----------------------- - -- ---- Clty, State, ZIP+4 PS Form June 2002 ------------------ See Rever ------------------ se for InStRlCtIWI -- S - - n,r C l6 E C _ 0 cc cam a:a- ? _ d m ? o' T Vl LL x ?i 0 M z -1=w « Q` c? o s d0' 0' rn , aS 0 o v (L To - - - L U ? A i > ? c Z W T9? w d a LU J"'CV EQ = c w iD zzw- U U20 ???? 'I. 00 M C :o o fA O a C Cr li o? N F- Z y - CO) 0CL m F- Zw o Qd N a Z CO to U2 E ts p LLI 1 0to ?s3:r- Q U C a C U 0 W C ~? M a U) Q O C x a 2 U in ????? x 0-2 LU Z tA .` o LU 0 CO mm Z o ? ` ZN L 000(5 Q= 4) to wo U 00 a0 am2a 2 F-? E N C W z ? w 4 ?a a 11 ;a v?CoLUCL Q00 -1C? FLU L tom?Q0r E_jHMJo z O Fir. 0 . 0> I N C6 to to Ir 06 LJ to V.. tir d C O C d E V V a d rn ?i b' a aEi rn 0 E m CL N VS V5 0 a a: a 00 Ev z'> a ?W EN Z. 0 .0 d o c ti r ° CO O C a CL 0 U N 0 at m a 0 N a LL t- 00 oo 00 to o 0 LL a U 0 Z Q J w CO U Of w J J } J J U) Deutsche Bank National Trust Company, for the In the Court of Common Pleas of Benefit of the Certificate Holders of Morgan Cumberland County, Pennsylvania Stanley ABS Capital Inc. Writ No. 2006-1459 Civil Term VS Sally J. Miller Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on September 15, 2006 at 1835 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Sally J. Miller, by making known unto Joe Miller, adult son of Sally J. Miller, at 402 W. Main Street, Walnut Bottom, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same. William Cline, Deputy Sheriff, who being duly sworn according to law, states that on October 13, 2006 at 1109 hours, he posted a true copy of the within Real. Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Sally J. Miller located at 402 W. Main St., Walnut Bottom, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Sally J. Miller, by regular mail to her last known address of 402 W. Main Street, Walnut Bottom, PA 17266. This letter was mailed under the date of October 10, 2006 and never returned to the Sheriffs Office. So Answers: r ?? R. Thomas Kline, Sheriff BY CCU Real Estate ergeant GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6320 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff VS. SALLY J. MILLER Mortgagor(s) and Record Owner(s) 402 West Main Street Walnut Bottom, PA 17266 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 Term No. 06-1459 DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 402 West Main Street Walnut Bottom, PA 17266 1.Name and address of Owner(s) or Reputed Owner(s): SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 2. Name and address of Defendant(s) in the judgment: SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 402 West Main Street Walnut Bottom, PA 17266 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: November 21, 2006 K McCAFFERTY & r A. Goldbeck, Jr., Esq. Plaintiff C) , c# MT z CD MM -rt co cl" 2: rn C ; tv 0 4 cn C3 Deutsche Bank National Trust Company, for the In the Court of Common Pleas of Benefit of the Certificate Holders of Morgan Cumberland County, Pennsylvania Stanley ABS Capital Inc. Writ No. 2006-1459 Civil Term VS Sally J. Miller Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on September 15, 2006 at 1835 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Sally J. Miller, by making known unto Joe Miller, adult son of Sally J. Miller, at 402 W. Main Street, Walnut Bottom, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same. William Cline, Deputy Sheriff, who being duly sworn according to law, states that on October 13, 2006 at 1109 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Sally J. Miller located at 402 W. Main St., Walnut Bottom, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Sally J. Miller, by regular mail to her last known address of 402 W. Main Street, Walnut Bottom, PA 17266. This letter was mailed under the date of October 10, 2006 and never returned to the Sheriff s Office. R.. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED per instructions from Attorney Joseph Goldbeck. Sheriffs Costs: Docketing 30.00 Poundage 12.23 Advertising 15.00 Posting Bills 15.00 Law Library .50 Prothonotary 1.00 Mileage 26.40 Certified Mail 9.56 Levy 15.00 Surcharge 20.00 Law Journal 203.00 Patriot News 240.26 Share of Bills 15.94 Postpone Sale 20.00 $623.89 R. Thomas Kline, Sheriff BY?? Real Esta Sergeant I ..? d /Eec,. J ? ?' 71 •t Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney I.D. # 16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. SALLY J. MILLER (Mortgagor(s) and Record Owner(s)) 402 West Main Street Walnut Bottom, PA 17266 No. 06-1459 r IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 402 West Main Street Walnut Bottom, PA 17266 LName and address of Owner(s) or Reputed Owner(s): SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 2. Name and address of Defendant(s) in the judgment: SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 { r 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 402 West Main Street Walnut Bottom, PA 17266 (attach separate sheet if more space is needed) I verity that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: August 22, 2006 GOLDB K McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff __ 1 ? ? ?? ?S3;e`,?r ?kuL? 4'? E? •Cst _"i a 06-1459 r GOLDBECK MCCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 vs. SALLY J. MILLER Mortgagor(s) and Record Owner(s) 402 West Main Street Walnut Bottom, PA 17266 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Plaintiff Defendant(s Term No. 06-1459 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: MILLER, SALLY SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 Your house at 402 West Main Street, Walnut Bottom, PA 17266 is scheduled to be sold at Sheriffs Sale on Wednesday, December 06, 2006, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the courtjudgment of $109,436.96 obtained by DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff s Sale you must take immediate action: s 06-1459 1. The sale will be cancelled if you pay to DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 0 All that certain tract of land with improvements thereon erected, situate in South Newton Township, Cumberland County, Pennsylvania, bounded and described as follows: Beginning at a point at the intersection of the Oakville Road; thence along the centerline of the said Walnut Bottom Road, South 64 degrees West, a distance of 212.5 feet to a point; thence along other lands now or formerly of Fred Rosenberry, North 20 degrees 30 minutes West, a distance of 145 feet to a stake; thence along other lands now or formely of Rehobeth Community Center, North 72 degrees 35 minutes East, a distance of 207.5 feet to a point on the centerline of the said Oakville Road, South 22 degrees 42 minutes East, a distance of 114 feet to the point or place of beginning. TAX PARCEL NO. 41-32-2292 WRIT OF EXECUTION and/oV ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-1459 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., Plaintiff (s) From SALLY J. MILLER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $109,436.96 Interest FROM 9/11/05 TO 8/22/06 AT 7.9000% Atty's Comm % Atty Paid $134.64 Plaintiff Paid Date: AUGUST 28, 2006 (Seal) L.L. $.50 Due Prothy $1.00 Other Costs CURTIS . LONG Prothonotary By: Deputy REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQUIRE Address: SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106-1532 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 Real Estate Sale # 59 On September 11, 2006 the Sheriff levied upon the defendant's interest in the real property situated in South Newton Township, Cumberland County, PA Known and numbered as 402 W. Main St., Walnut Bottom, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: September 11, 2006 By: 0 Real Estate Sergeant C./ a R. 1 M PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: October 20, October 27 and November 3, 2006 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Marie SWORN TO AND SUBSCRIBED before me this 3 day of November, 2006 1-4, 41 __ I I NOTARIAL SEAL LOIS E. SNYDER, Notary Public Carlisle Boro, Cumberland County My Commission Expires March 5, 2009 REAL ESTATE SALE NO. 59 Writ No. 2006-1459 Civil Deutsche Bank National Trust Company, for the Benefit of the Certificate Holders of Morgan Stanley ABS Capital Inc. vs. Sally J. Miller Atty.: Joseph Goldbeck All that certain tract of land with improvements thereon erected, situ- ate in South Newton Township, Cumberland County, Pennsylvania, bounded and described as follows: Beginning at a point at the inter- section of the Oakville Road; thence along the centerline of the said Wal- nut Bottom Road, South 64 degrees West, a distance of 212.5 feet to a point; thence along other lands now or formerly of Fred Rosenberry, North 20 degrees 30 minutes West, a distance of 145 feet to a stake; thence along other lands now or for- merly of Rehobeth Community Cen- ter, North 72 degrees 35 minutes East, a distance of 207.5 feet to a point on the centerline of the said Oakville Road, South 22 degrees 42 minutes East, a distance of 114 feet to the point or place of beginning. TAX PARCEL NO. 41-32-2292. THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot- News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared in the 25th day(s) of October and the 1st and 8th day(s) of November 2006. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION ..................... ... 1...E 1?ZZ2......................... COPY Sworn to and subsc ' e ore me t I W SALE #59 Seal Tama i usseil, Notary public city a Harrisb g, Dauphin County y Commissi Expires , 2010 Member, Penns van,. s ion of Notaries NOTARY PUBLIC CUMBERLAND COUNTY SHERIFF'S OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 REAL EBWE MA tt Wt# W 21WI4 ePATWm oat s-8 11[ 11 7tM cotetp, 4 Csrltllat oigM wm at Mnnan SMONVANS capildim. Va. Dl',pIN4T'?QN ALL THAT CFITAIN tract of lad with impovemeets tha" MCIK situate in South Newton Towas County, Pennsylvania, boaedetl ad de9aibed as follows: Beginning at a point at the intauction of the Oakville Road; thence along the ceatraiine of the said walnut Boatmo Road, south 64 degrees West, a diftom of 2125 fed to a pe 'tbe m along odw leads now or f0nne'1y of fw Rosenberg, North 20 dcguas 30 mnata West, a distance of 145 fiat is a staff; a *q odiff lands aver a- famm4 of, Rtdtoi" Comfy Center, N 72 d*eea 35 minutes E a divace of 2975 fea w a ptnut on the cestuffia f & said OdW& Read, South 22 set 4? wka m East, R=di mw of 114feet *Atpa+ir aOw of . Ta Pbolt 41-33. 'CIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 jeck, Jr. x16132 Mellon Independence Center .et Street tphia, PA 19106-1532 215-u27-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. SALLY J. MILLER Mortgagor(s) and Record Owner(s) 402 West Main Street Walnut Bottom, PA 17266 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 06-1459 PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due Interest from 08/23/2006 to Date of Sale at 7.9000% (Costs to be added) $109,436.96 W a O ? U Ear., o w 0 zF a 0 x F 0-4 P4 O 4„ w0 wU FEW V1 ¢ I-- U Iz > zoo, Hz? w xw0 H? W H Q 00 3 ? 0 8 O 0 Ww Oc ? O a., W ? W W 9 a ti ? 1 •-Q„ V ? o a? U N ? M v V] M Cu 03 0 o v C7 w ? p. ot0 o = _ - oo a 0 All that certain tract of land with improvements thereon erected, situate in South Newton Township, Cumberland County, Pennsylvania, bounded and described as follows: Beginning at a point at the intersection of the Oakville Road; thence along the centerline of the said Walnut Bottom Road, South 64 degrees West, a distance of 212.5 feet to a point; thence along other lands now or formerly of Fred Rosenberry, North 20 degrees 30 minutes West, a distance of 145 feet to a stake; thence along other lands now or formely of Rehobeth Community Center, North 72 degrees 35 minutes East, a distance of 207.5 feet to a point on the centerline of the said Oakville Road, South 22 degrees 42 minutes East, a distance of 114 feet to the point or place of beginning. TAX PARCEL NO. 41-32-2292 4 "Is Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. SALLY J. MILLER (Mortgagor(s) and Record Owner(s)) 402 West Main Street Walnut Bottom, PA 17266 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORI:CLOSURL Defendant(s) No. 06-1459 AFFIDAVIT PURSUANT TO RULE 3129 DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 402 West Main Street Walnut Bottom, PA 17266 1.Name and address of Owner(s) or Reputed Owner(s): SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 2. Name and address of Defendant(s) in the judgment: SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 402 West Main Street Walnut Bottom, PA 17266 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the b st o my personal knowledge or information and belief. I understand that false statements herein are made subject to t e pe alties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. f` DATED: October 9, 2007 GOLDBECK Mc FE & McKEEVER BY: Joseph A. Go eck r., sq. Attorney for Plain if --- i3 t+J A 1 06-1459 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 vs. SALLY J. MILLER Mortgagor(s) and Record Owner(s) 402 West Main Street Walnut Bottom, PA 17266 Plaintiff Defendant(s) Term No. 06-1459 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: MILLER, SALLY SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 Your house at 402 West Main Street, Walnut Bottom, PA 17266 is scheduled to be sold at Sheriffs Sale on Wednesday, March 05, 2008, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $109,436.96 obtained by DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: P 1 06-1459 1. The sale will be cancelled if you pay to DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 06-1459 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentioncr??goldbeeklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-5788. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. UNITED STATES BANKRUPTCY COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA IN RE: SALLY J. MILLER Debtor(s) BK. NO. 1-06-bk-02772 MDF CHAPTER 7 COUNTRYWIDE HOME LOANS INC. V. SALLY J. MILLER and Markian R. Slobodian Trustee ORDER AND NOW, upon the filing of a Certification of Default by the Moving Party in accordance with the Stipulation of the parties approved on June 29, 2007 it is ORDERED AND DECREED that: The Automatic Stay of all proceedings, as provided under Section 362 of the Bankruptcy Reform Act of 1978 (The Code) I 1 U.S.C. Section 362, is modified to allow COUNTRYWIDE HOME LOANS INC., and its successor in title to proceed with the execution process through, among other remedies but not limited to Sheriff's Sale regarding the premises 402 West Main Street Walnut Bottom,PA 17266 and a possessory action if necessary. By file won`t' 71 B p badge (30K) This document is electrontcally signed and filed on the same date. Dated: September 4, 2007 Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. SALLY J. MILLER Mortgagor(s) and Record Owner(s) 402 West Main Street Walnut Bottom, PA 17266 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland Count:,' CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE NO. 06-1459 REAL I, Joseph A. Goldbeck, Jr., Esquire hereby certify that I am the attorney o record for the Plaintiff in this action, and I further certify that this property is subject to Act 91 of 1983 and the lai tiff has complied with all the provisions of the Act. j Joseph A. Gold ck, Attorney for pl tiff N CD i cn K) WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-1459 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY, For the Benefit of the CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., Plaintiff (s) From SALLY J. MILLER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $109,436.96 Interest from 8123/06 to date of sale at 7.9000% Atty's Comm % Atty Paid $780.03 Plaintiff Paid Date: 10/10/07 (Seal) L.L. Due Prothy $2.00 Other Costs P, INA s C is R. Long, Prothonota By: Deputy REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQUIRE Address: GOLDBECK, MCCAFFERTY & MCKEEVER SUITE 5000--MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106-1532 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 GOLDBECK McCAFFERTY & McKEEVER IF BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 CWD-5788 CF: 03/15/2006 SD: 03/05/2008 $109,436.96 DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff VS. SALLY J. MILLER Mortgagor(s) and Record Owner(s) 402 West Main Street Walnut Bottom, PA 17266 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 06-1459 CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P. 3129.2 (c) (2) Joseph A. Goldbeck, Jr., Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: Personal Service by the Sheriffs Office/ ( ) Certified mail by Joseph A. Goldbeck, Jr. (original green Postal return receipt attached). ( ) Certified mail by Sheriffs Office. ( ) Ordinary mail by Joseph A. Goldbeck, Jr., Esquire to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriffs Office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). ( ) Certified Mail & ordinary mail by Joseph A. Goldbeck, Jr. (original receipt(s) for Certified Mail attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Joseph A. Goldbeck, Jr., Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. Respectfully submitted, o` B . Joseph A. Goldbeck, Jr. Attorney for Plaintiff ?n ?20 Mr rOr N ? ?31M4R ? v„ I=Z ?-6a 0. ? a Q ? U.. N d U ? 16 ti sc I tQ z ? a: 003 0 Oc,sPO a m = Z 4 V c r? tl! .-I.- li to o'mc 0 C N T- C m tf. 0pp. 1 Y Q it O N G r ? i O w a ` o ? LL mm h LL. m CO O o O Y* ? m N N CA Q c 00) ul l-C'4 p ' c O '``. W O Q O C E t N _• 002 m ? - S .: ?oQ a Aso, o °o g a m M co EE Slam , xx ?15 a ~r f i r U n tea' WV) - o w 9 o (O)I- Eg * Z Ad 6 to a a ????? o m D U AR QcoU a a co W Q 1 ° 6 v F- = ¢ V o Y J a ° M m co U') a Q E°H2JC 1? Z O 5 C= On T-: CV cli 4 ui CO ti o e a c ° 0 c S .O a v o 0 N In 0 Cl) O c? m N N o C O U a 9 -2 C14 $ U U 10 M fl- € 0 LL a U w W J J J J GOLDBECK MCCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff VS. IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE SALLY J. MILLER Mortgagor(s) and Record Owner(s) 402 West Main Street Walnut Bottom, PA 17266 Defendant(s) Term No. 06-1459 SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129 DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 402 West Main Street Walnut Bottom, PA 17266 1.Name and address of Owner(s) or Reputed Owner(s): SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 2. Name and address of Defendant(s) in the judgment: SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: • PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: . 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 402 West Main Street Walnut Bottom, PA 17266 ADAMS, JANE, ESQUIRE 64 South Pitt Street Carlisle, p 17013 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unworn falsification to authorities. DATED: January 28, 2008 G DBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff r.> rr, a G N ?; -c o .r- -< Deutsche Bank National Trust Company, for the In the Court of Common Pleas of Benefit of the Certificateholders of Morgan Cumberland County, Pennsylvania Stanley ABS Capital I Inc. Writ No. 2006-1459 Civil Term VS Sally J. Miller Ronald Hoover, Deputy Sheriff, who being duly sworn according to law, states that on December 20, 2007 at 1013 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Sally J. Miller, by making known unto Matthew Miller, adult in charge for Sally J. Miller, at 1853 Walnut Bottom Road, Newville, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copies of the same. Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on January 10, 2008 at 1444 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Sally J. Miller located at 402 West Main Street, Walnut Bottom, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Sally J. Miller by regular mail to her last known address of 1853 Walnut Bottom Road, Newville, PA 17241. This letter was mailed under the date of January 8, 2008 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED per letter of request from Attorney Joseph Goldbeck. Sheriffs Costs: Docketing 30.00 Poundage 15.53 Advertising 15.00 Posting Handbills 15.00 Mileage 23.04 Levy 15.00 Surcharge 20.00 Prothonotary 2.00 Law Journal 355.00 Patriot News 285.17 Share of Bills 16.17 $ 791.91 So Answe &? R. Thomas Kline, Sheriff 7 BY-J6 Real Estate ergeant V 31Z "t I or Q, 9;? C1 a 0 4 5'G3 Y Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Plaintiff vs. SALLY J. MILLER (Mortgagor(s) and Record Owner(s)) 402 West Main Street Walnut Bottom, PA 17266 No. 06-1459 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 402 West Main Street Walnut Bottom, PA 17266 1.Name and address of Owner(s) or Reputed Owner(s): SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 2. Name and address of Defendant(s) in the judgment: SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 402 West Main Street Walnut Bottom, PA 17266 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the b st o my personal knowledge or information and belief. I understand that false statements herein are made subject to a pe alties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: October 9, 2007 GOLDBECK Mc FE & McKEEVER BY: Joseph A. Go eck r., sq. Attorney for Plaintif 06-1459 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 VS. SALLY J. MILLER Mortgagor(s) and Record Owner(s) 402 West Main Street Walnut Bottom, PA 17266 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Plaintiff Defendant(s; Term No. 06-1459 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: MILLER, SALLY SALLY J. MILLER 402 W. Main Street Walnut Bottom, PA 17266-9718 Your house at 402 West Main Street, Walnut Bottom, PA 17266 is scheduled to be sold at Sheriffs Sale on Wednesday, March 05, 2008, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $109,436.96 obtained by DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 06-1459 1. The sale will be cancelled if you pay to DEUTSCHE BANK NATIONAL TRUST COMPANY, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. I . If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 J* Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 06-1459 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention(a goldbecklaw com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-5788. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. All that certain tract of land with improvements thereon erected, situate in South Newton Township, Cumberland County, Pennsylvania, bounded and described as follows: Beginning at a point at the intersection of the Oakville Road; thence along the centerline of the said Walnut Bottom Road, South 64 degrees West, a distance of 212.5 feet to a point; thence along other lands now or formerly of Fred Rosenberry, North 20 degrees 30 minutes West, a distance of 145 feet to a stake; thence along other lands now or formely of Rehobeth Community Center, North 72 degrees 35 minutes East, a distance of 207.5 feet to a point on the centerline of the said Oakville Road, South 22 degrees 42 minutes East, a distance of 114 feet to the point or place of beginning. TAX PARCEL NO. 41-32-2292 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 06-1459 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY, For the Benefit of the CERTIFICATEHOLDERS OF MORGAN STANLEY ABS CAPITAL I INC., Plaintiff (s) From SALLY J. MILLER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $109,436.96 L.L. Interest from 8/23/06 to date of sale at 7.9000% Atty's Comm % Due Prothy $2.00 Atty Paid $780.03 Other Costs Plaintiff Paid Date: 10/10/07 C is R. Long, Prothonotaig- (Seal) By: Deputy REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQUIRE Address: GOLDBECK, MCCAFFERTY & MCKEEVER SUITE 5000--MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106-1532 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 Real Estate Sale # 23 On October 31, 2007 the Sheriff levied upon the defendant's interest in the real property situated in South Newton Township, Cumberland County, PA Known and numbered as 402 West Main Street, Walnut Bottom, more fully described on Exhibit "A" filed with this writ and by this reference ` incorporated herein. Date: October 31, 2007 By: \J Real Estate ergeant W Patriot-News Co. 812 Market St. Harrisburg, PA 17101 Inquiries - 717-255-8292 CUMBERLAND COUNTY SHERIFFS OF CUMBERLAND COUNTY COURT HOUSE the Pdtflot"News Now you know CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 01/30108 02/06/08 02/13/08 D. COMMONWEALTH OF PENNSYLVANIA Notaria? Seel Sherrie L. i isner, Notary Public CtyOfHemisburq, 0u,,)Nn Courdy x ree Nov. 26, 2011 Member, Pennsylvania As's?ciation of Notarles PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: January 25, February 1 and February 8, 2008 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. SWORN TO AND SUBSCRIBED before me this 8day of February, 2008 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BORO, CUMBERLAND COUNTY My Commission Expires Apr 28, 2010 1UL WTIkM &UX NO. 23 Writ No. 2006-1459 Civil Deutsche Bank National Trust Company, for the Benefit of the Certificateholders of Morgan Stanley ABS Capital I Inc. vs. Sally J. Miller Atty.: Joseph Goldbeck DESCRIPTION All that certain tract of land with improvements thereon erected, situate in South Newton l ownamp, Cumberland County, Pennsylvania, bounded and described as follows: Beginning at a point at the inter- section of the Oakville Road; thence along the centerline of the said Wal- nut Bottom Road, South 64 degrees West, a distance of 212.5 feet to a point; thence along other lands now or formerly of Fred Rosenberry, North 20 degrees 30 minutes West, a dis- tance of 145 feet to a stake; thence along other lands now or formely of Rehobeth Community Center, North 72 degrees 35 minutes East, a dis- tance of 207.5 feet to a point on the centerline of the said Oakville Road, South 22 degrees 42 minutes East, a distance of 114 feet to the point or place of beginning. TAX PARCEL NO. 41-32-2292.