HomeMy WebLinkAbout02-1391MARK J. umREN & ASSOCIATES
BY= Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Company : COURT OF COMMON PLEAS
3232 New Mark Drive
Miamisburg,Oh 45342
Plaintiff
v.
Michael S. Baker
Virginia M. Baker
211 Lincoln Street
Enola, PA 17025
Defendant(s)
ATTORNEY FOR PLAINTIFF
:CIVIL DIVISION
:Cumberland County
i NO. -- t2 l
:
COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without fUrther notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOu~ LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYERS REFERRAL SERVICE
Cumberland County bar Association
2 Liberty Avenue
Carlisle,PA 17013-3387
717-249-3166 or 800-990-9108
Le hah demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas si~uientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta ascentar una comparencia escrita o en
persona o con un abogado y entregar a la corte en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previo aviso o
notificacion. Ademas, la corte puede decidir a favor del
demandante y requiereque usted cumpla con todas las provisiones de
esta demandao Usted puede perder dinero o sus propiedades u otros
derechos importantes para usted.
LLEVEESTA DEMANDA A UNABOGADO IMMEDIATAkK~TE, SI NO TIENEABOGADO
0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN
PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Cumberland County bar Association
2 Liberty Avenue
Carlisle,PA 17013-3387
717-249-3166 or 800-990-9108
NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom the debt is owed is as named in the attached document. Unless you notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you, and marl it to you. If you do not dispute the debt, it is not an
admission of liability on your part. Also, upon your written request within the 30 day period, .
we will provide you with the name and address of the ori~nal creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and marl it to you. Once we have marled to you the required information, we will then
continue the collection of your debt.
This law fn~n is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARK J. UDREN
/s/Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry ]]ill~ NJ 08034
(856) 482-6900
1. Plaintiff is the Corporation designated as such in the
caption on a preceding page. If Plaintiff is an assignee then it
is such by virtue of the following recorded assignments:
Assignor: Inland Mortgage Corporation
Assignments of Record to: National City Mortgage Company
Recording Date: 02/24/97 Book: 541 Page: 138
2. Defendant(s) is the individual designated as such on the
caption on a preceding page, whose last known address is as set
forth in the caption, and unless designated otherwise, is the real
owner(s) and mortgagor(s) of the premises being foreclosed.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendant(s),
Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendant(s) the sum appearing on said Mortgage, which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness. Said Mortgage is incorporated herein by
reference in accordance with Pa.R.C.P. 1019
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 322 Lincoln Street
MUNICIPALITY/TOWNSHIP/BOROUGH: Borough of West Fairview
COUNTY: Cumberland
DATE EXECUTED: 7/22/96
DATE RECORDED: 7/26/96 BOOK: 1333 PAGE: 204
The legal description of the mortgaged premises is attached hereto
and made part hereof.
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
breach and failure to cure said breach after notice, all sums
secured by said Mortgage, together with other charges authorized by
said Mortgage itemized below, shall be immediately due.
5. After demand, the Defendant(s) continues to fail
refuses to comply with the terms of the Mortgage as follows:
(a)
(b)
or
by failing or refusing to pay the installments of
principal and interest when due in the amounts indicated
below;
by failing or refusing to pay other charges, if any,
indicated below.
2/22/02:
The following amounts are due on the said Mortgage as of
Principal of debt due and unpaid
Interest at 8.75%
from 10/01/01
to 02/22/02
(the per diem interest accruing on
this debt is $21.92 and that sum
should be added each day after
02/22/02)
Title Report
Court Costs (anticipated, excluding
Sheriff's Sale costs)
Escrow Overdraft/(Balance)
(The monthly escrow on this account
is $153.62 and that sum should
be added on the first of each
month after 02/22/02)
Late Charges
(monthly late charge of $37.17
should be added on the fifteenth of
each month after 02/22/02)
Other fees
Recordation fee
Fax fee
Attorneys Fees (anticipated and actual
to 5% of principal)
TOTAL
$90,199.63
3,113.74
250.00
280.00
161.85
260.19
32.06
14.00
20.00
$98,841.45
7. The attorney's fee set forth above are in conformity with
the mortgage documents and Pennsylvania law, and will be collected
in the event of a third party purchaser at Sheriff's Sale. If the
mortgage is reinstated prior to the sale, reasonable attorney's
fees will be charged in accordance with the reduction provisions of
Act 6, if applicable.
8. The combined notice specified by the Pennsylvania
Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983
and Notice of Intention to Foreclose under Act 6 of 1974 has been
sent to each defendant, via. certified and regular mail, in
accordance with the requirements of those acts, on the date
appearing on the copy attached hereto as Exhibit "A", and made part
hereof, and defendant(s) have failed to proceed within the time
limits, or have been determined ineligible, or Plaintiff has not
been notified in a timely manner of Defendant(s) eligibility.
WHEREFORE, the Plaintiff demands judgment, in rem, against
the Defendant(s) herein in the sum of $98,841.45 plus interest,
costs and attorneys fees as more fully set forth in the Complaint,
and for foreclosure and sale of the Mortgaged premises.
Mark J. Udren, ESQUIRE
MARK J. UDREN & ASSOCIATES
Attorney for Plaintiff
Attorney I.D. No. 04302
ALL THAT CERTAIN T~ACT OF LAND SITUATE IN TEE BOROUGH OF WEST FAIRVIEW, CUMBERLAND
COUNTY, PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS=
BEGINNING AT A POINT ON THE SOUTHERN LINE OF ABOLITION STREET AT THE WESTEP~N LINE
OF A 16 FEET WIDE ALLEY~ THENCE ALONG SAID ALLEY, SOUTH 21 DEGREES 30 MINUTES EAST
138.32 FEET TO A POINT ON THE NORTEENN SIDE OF LINCOLN STREET~ THENCE ALONG SAID
LINCOLN STREET, SOUTH 68 DEGREES 30 MINUTES WEST 59 FEET TO OTHER LANDS NOW OR LATE
OF HERBERT FA~NER ET UX, OF NNICH THIS T~ACT WAS FORMERLY A PA~T~ THENCE ALONG SAID
LAND NOW OH LATE OF FA~NEH, NORTH 21 DEGREES 30 MINUTES 0 SECONDS WEST 127.38 FEET
TO A POINT ON THE SOUTREP~N LINE OF ABOLITION STREET~ THENCE ALONG ABOLITION STREET,
NORTH 58 DEGREES 0 MINUTES 0 SECONDS EAST 60 FEET TO A POINT THE PLACE OF
BEGINNING.
BEING LOTS ON THE P~N OF MA~TIN~S ADDITION TO WEST FAIRVIEN, WHICH PLAN IS
RECORDED IN THE CUMBERLAND COUNTY RECORDEH~S OFFICE IN DEED BOOK 6-U, PAGE 1.
BRING LOT NO. 1, CONTAINING 7,838 SQUABE FEET ACCORDING TO RHSUBDIVISION PLAN BY
WILLIAM B. WHITTOCK, PROFESSIONAL ENGINEER, DATED September 5, 1973, FOR HERBERT M.
AND SA~A J. FARNHR, RECOP~DED IN THE CDMBERLAND COUNTY HECO~DEH~S OFFICE IN PLAN
BOOK 27, PAGE 139, RECOP~DED April, 1976.
HAVING THEREON ERECTED A ONE STORY DWELLING KNOWN AS AND N~MBERED 211 LINCOLN
STREET.
Mortgage
January 09, 2002
National City Mortgage Co.
3232 Newmark Drive · Miamisburg, Ohio 45342
Telephone (937) 910-1200
Mailing Address:
P.O. Box 1820
Dayton, Ohio 45401-1820
Michael S Baker
211 Lincoln St
· Enola PA 17025
Loan No. 862638-3
Current Servicer: National City Mortgage
HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it u~'to
-NATURE. OF'THE.DEFAULT--· The MORTGAGE debt' held .by the ·above lender on
.... your property located·a~:· ··· '.' ' ' ' .
211 Lincoln St
West Fairvi PA 17025
· IS ·SERIOUSLY IN DEFAULT because~ ·
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s)
11/01/2001 - 01/01/2002
and the following amouht (s)
Monthly Payments
Late Charges
Non-Sufficient Funds
Other Fees
Less Suspense Balance
Total Due
are now past due:
2,675.69
223.02
.00
32.06
.00-
2,930.77
Y0U HAVE FAILED TO TAKE THE FOLLOWING ACTION
(Do not use if not applicable):
HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days
HOW TO CURE THE DEFAULT
of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE
T.~qDER, WHICH IS $ 2,930.77, PLUS AiqY MORTGAGE PAYMENTS AND LATE CHARGES
WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD.
Payments must be made either by cash, cashier's check, certified check
or money order made payable and sent to:
National City Mortgage
Attn: Customer Counseling Department
3232 Newmark Dr.
Miamisburg, OH 45342
You can cure any other default by taking the following action within
THIRTY (30) DAYS of the date of this letter:(Do not use if not applicable)
DR670 FT8 PAGE 1 ExhibRA
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE.
This Is an official notice that the mortgage on your home is in default, and the
' lender Intends to Foreclose. Specific Information about the nature of the default
is provided in. t.he attached pages.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) maybe able
to held save your home. This Notice exolains how the oroeram worl(s.
-' 'E-' '.' n el' u - W H' - ~M D -
SELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE, Tel(e this
Notice with _you when you meet with the Counsaiin_= Ae_enc_v.
The name. edd.rees and phone number of Consum®r Credit Counselin_=
sarvin_= your County_ are Included with this Noflce. If you have an_v questions.
nta_v call the Pennsylvania Housln=_ Finance A~enc¥ toll free at 1-800-342-_~$97
(Persons with Im_oalred hearinq can call (717)_ 780-1869}.
This Notice contains Important legal informatlon. If you have any questions,.
representatives at the Consumer Credit Counseling Agency may be able to help
explain it. You may also want to contact an attorney in your area. The local bar
association may be able to help you find a lawyer.
LA NOTIFICACION EN Al)JuNTo ES DE SUMA IMPORTANCIA, PUES AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL
CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION
INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FI-
NANCE AGENCY) SIN CARGOS AL NUMERO' MENCIONADO ARRIBA. PUEDES
SER ELEGIBLE PARA UN PRESTAMO POR'EL PROGRAMA LLAMADO
"HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEDESALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU
HIPOTECA.
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE ELIGILaLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE
, YOUR HOME; FRO~! FORECLOSL~R~[ AND HELP YOU MAI(;; FUTURE
· ' MORTGAGE PAYbIENTS.
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE"
FOR EMERGENCY MORTGAGE ASSISTANCE:
· IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR
CONTROL.
IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND
· IF YOU' MEET OTHER ELIGIBlU'rY REQUIREMENTS ESTABLISHED
BY THE PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STA~'OF FORECLOSURE - Under ~he Act, .you are enti.tled to a tempo-
rary stay of foreclosure on your mortgage for thirty (30) days from the date of this No-
tice. Dudng that time you must arrange and attend a 'face-to-face" meeting with one of
the consumer credit counselingagencies listed at the end.of this Notice. ~
lNG MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR
EMERGENCY.MORTGAGE ASSISTANCE. YOU MUST BRING YOUR MORTGAGF
UP TO DATE. THE PART OF THIS NOTICE CALLED 'HOW TO CURE YOUR MORT-
GAGE*D~FAULT". EXPLAINS HOW TO BRING YOOR MORTGAGE UP TO DATE.
CONSUMER.CREDIT COUNSELING AGENCIES - If you meet with one of the con-
sumer credit co~n.~eling agencies listed at the end of this notice, the lender may NOT
take action against you for thirty (30) days after, the date of this meeting. The names.
addresses and tele0hone numbers of designated consumer credit counseling agencies
for.the county_ in which the Drooerty is located are set forth at the end of thi~ Notice_ It is
only necessary to schedule one face-to-face meeting. Advise your lender immediately
of your intentions.
APPLICATION ·FOR MORTGAGE ASSISTANCE; - Your mortgage is in default for the
reasons set forth later in this Notice (see following pages for specific information about
the nature of your default). If you have tried and are unable to resolve this problem with
the lender, you have the dght to apply for financial assistance from the Homeowner's
Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a
completed Homeowner's Emergency Assistance Program Application with one of the
designated consumer credit coUnseling agencies listed at the end of this Notice. Only
consumer credit counseling agencies have applications for the program and they will
assist you in submitting a complete application to the Pennsylvania Housing Finance
Agency. Your application MUST be filed or postmarked within thirty (30) days of your
face-to-face meeting.
· YOU MUST F~LE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO'SO OR IF
YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH' IN THIS LETTER,
FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND
YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
AG;;NCY ACTION - Available funds for emergency mortgage assistance are very
limited. They will be disbursed by the Agency under the eligibility criteria established by
the Act.
The Pennsylvania Housing Finance Agency has sixty (60) days to make a decisioh after it
receives your application. Dudng that time, no foreclosure proceedings will be pursued '
against.you if you have met the time requirements set forth above. You will be notified
directly by the Pennsylvania Housing Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION iN
BANKRUPTCY, THE FOLLOWING PART OF'THIS NOTICE IS FOR INFORMATION
'PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO
COLLECT THE DEBT.
(If you.have filed bankrUptcy, you can still apply for Emergency Mortgage Assistance,), ·
IF YOU DO NOT CURE THE DEFAULT(see I~a.qe 1)- If you do not cure the default
within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its
righter to acceler_a_tp the E~j~_q.g.~.~..t. This means that the entire Outstanding balance
of this debt will be considered due immediately and you may lose the chance to pay the
mortgage in monthly installments. If full payment of the total amount past due is not made
Within THIRTY. (30) DAYS, the.lender also intends to instruct its attorneys to start legal
action to fore. close upon your mortqaqe Drooertv.
· IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by
the Sl~e~ffto pay offthe mortgage debt. If the lender ~efers your case to its attorneys, but
you cure the delinquency b~fore the lender begins legal proceedings against you, you will
still be required to pay the reasonable attorney's fees that were actually incurred, up to
$50.00. However, if legal proceedings are started against you, you will have to pay all
reasonable attqmeys' fees actually incurred bythe lender even if they exceed $50.00. Any .
attorney's fees will be added to the amount you owe the lender, which may also include
other reasonable costs.' _If you cure the default within the THIRTY (30) DAY period,
you will not be required to pay attorney's fee~.
OTHER LENDER REMEDIES-The lender may also sue you personally for the unpaid
'principal balance and all othersums due under the mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALI; - If you have not Cured
the default within the THIRTY (30) DAY pedod and foreclosure proceedings have begun,
· you still have the fi.qht to cure the default and prevent the sale at any time up to one hour
before the SherifFs Sale. You may do so by payin.q the total amount then past due, plus any
late or other charges then due, reasonable attomey'sfees and costs connected with the
foreclosure sale and any other costs connected with the Sheriff's Sale as specified in
wdtinq by the lender and by performinq any other requirements under the mortgage. Cur-
ing your default in the manner set forth in this notice will restore your mortgage to
the same position as if you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALI; DATI; - It is estimated that the earliest date
that such a Sheriff's Sale of the mortgaged property could be held would be apprOxi-
mately FOUR(4) months from the date of this Notice. A notice of the actual date of the
Sher'n:f's Sale will be sent to you before the sale. Of course, the amount needed to cure the
defat~lt will increase the longer you wait. You may find out at any time exactly what the
required payment or action will be by contacting the lender.
HOW TO CONTACT THE LENDER: Name of Lender: National City Mortgage
Address~ 3232 Newmark Dr. MiamiSburg OH 45342
Phone Number: t-800-523-8654. Fax Number: (937) 910-4057
Contact Person: COLLECTIONS DEPT~
EFFECT OF SHERIFF'S SALE-You should realize that a Sheriff's Sale will end your
ownership of the mortgaged property and your right to occupy it. If you continue to live in the
· property after the Sheriff's Sale, a lawsuit to remove you and your furnishing and other,.,
'belongings Could be started by the lender at any time..
ASSUMPTION OF MORTGAGE-You may or may not be able to sell or transfer your
· home t'~)'a bbyer or fi~i~sferee who will assume the mortgage debt, provided that all the
outstanding payments, charges and attorney's fees and costs are paid prior to or atthe
sale and that the other requirements of the mortgage are satisfied. For additional infoi-i~a-
fion please contact the Collection Dept.
YOU MAY ALSO HAVE THE RIGHT:
TO'S]EELTHE PROPER'I'~'. TO OBTAIN MONEYTdPAY OFF THE MORTGAGE DEBT
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF
THIS DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BE-
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DE-
FAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT
HAVE THIS RIGHTTO CURE YOUR DEFAULT MORE THAN THREE TIMES INANY
CALENDAR YEAR.)
TO ASSERT THE NONEXISTENCE OF DEFAULT IN ANY FORECLOSURE PRO-
CEEDING ORANY OTHER LAWSUIT INSTITUTED UNDERTHE MORTGAGE DOCU-
MENTS.'
TO ASSERTANY-OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH
ACTION BY THE LENDER.
TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.·
APPENDIX C
PENNSYLVANIA HOUSING FINANCE AGENCY
HOMEOWNER'S E;1/IERGENCY MORTGAGE ASSISTANCE PROGRAM
CONSUMER CREDIT COUNSELING AGENCIES
ADAMS coumY
American Red Cross--
Hanover Chapter
820 Carlisle Street
Hanover, Pennsylvania 17331
(717) 837-3708
FAX (717) 637-3294 ' .
CCCS of Western PA
2000 Ungiastewn Road
Hinlsburg PA 17102
(717) 541-1757
FAX (717) 941-4670
Financial Co~n~eitng Services of
Franklin
31 West 3rd Street
· . Waynesboro, PA 17258__
(717) 762-3265
Adanm County Housing Authority
130-143 'Carlisle St
Gettysbdrg PA 17325
(717) 33~-1516 .....
FAX (717) 3,14-8326
ALLEGHENY COUNTY
Pennsylvania Housing Finance
Agency .
(Marcia Hiss)
2275 Swallow Hill rued,tBI,dg 200
Pittsburgh, PA 15220
(412) 420-2942
FAX (412) 429-2835'
Cmda Counselors of PA
Indiana Co. Community Action
Program
827 Water Street. Box 187
Indiana PA 15701
(724) 485-2657
FAX (724) 465-5118
Credit Counselors of PA
401 Wood Slmet, Suite 906
Pittsburgh, PA
(412) 335-9954 or
1(800) 737-2933
FAX (412) 335-9963
Action Housing, Inc.
425 6th Avenue, Suite 950
Pittsburgh, PA 15219
';4~) 391-1958
FAX (412) 391-4512
CCC. S of Waxtem Pennsylvania, inc.
971 Third Street
.. Beaver, PA 15009 ..... .
(724) 774.07~a
Housing Oppmtunltles of Beaver
County, Inc.
650 Coq~m6on St, Suite 207
Beaver, PA 15009
(724) 728-7511.
Man Valley Unemployed Committee
120 E. 9th Avenue
Homestead, PA 15120
(412) 462-~952
401 Wood Street, Suite 906
· Pitlebl. a'gfl, PA 15222
(412) 338-9654 or 1(800) 737-2933
FAX {412) 338-9983
Action .Housing, Inc.
425 6th Avenue, Suite 950
Pittsburgh, PA 15219
(412) 391-1956 or (412)281-2102 or
1 (800) 792-2801 . .
FAX (412).391.4512
C°mmun~y Action Southwest
22 West High Street
WayueSburg, PA 15370
(724) 862-2893
CCCS of Western Pennsylvania, Inc.
309 Smithfield Street
Pittsburgh, PA 15222
(412) 471-7584
Housing Opportuntlee
133 Bevenlh Street
McKeesport PA 15132
(412) 864.1906
Fax (412) 664-0873
I.~an League Of Pittsburgh
Bldg, For Equal Opportunity
One Smithfield St.
Pittsburgh PA 15222-~'~
(412) 227-4802
FAX (412) 261-5207
Mon-Vailey Unemployed Committee
120 E. 9th Avenue
Homestead, PA 15120
(412) 462-9962
~ST~OHG COUN'r~
~CCS of Western Pennsylvania, Inc.
217 E. Plank Road
Alfoona PA 16602
(614) 944-8100 or (814) 944-5747
(412) 462-9984
Housing Opportunities Inc.'
133 Seventh Street
P.O. Box 9
Mci(oospert PA 15134
Credit Ceun~lom of PA
401 Wood Street, Suite 905
Pittsburgh, PA 15~'~
~.X12) 338-9954 or 1(800) 737-2933
(412) 338-9963
BEDFORD COUNTY
Bedford-Fulton Housing Sewlue~,
10241 Lincoln Highway
Everett, PA 15537
(814) 623-9129
FAX (814) 823-7187
CCCS of Westem Pennsylvania, Inc.
217 E. Plank Road
Altoona PA 16602
(814) _~.~. 5100
FAX (814) 9445747 '
Keystone Economic
Development Corporation
1954 Mary Grace Lane
Jehnstown, PA 15901
(814) 535-6556
FAX (814) 539-1688
Tableland Bar,cee, inc.
535 East Main Street
Somerset PA 15501 '
(814) 445-9628 or 1-800-.~t52-01.48
FAX (814) 443-3690
Weetl~erization Office
917 Mifflin Street
Huntingdon, PA 16652
(814) 643-2343
BERKS COUNTY
Budget Counseling Center
247 North Fifth Street
Readinn. PA 19601
CCCS of Lehigh Valley
3671 Crescent Court East
Whitehall PA 16052
(610) 821-4011 or 800-220-2733-
(614) only
FAX (610) 821-8932
Economic Opportunity Cabinet of
$cilwIklit County
225 N. Centre Street
Pottsville, PA 17901
(717) 622-1995
FAX (717) 622-o429
Community Housing Counselor, Inc.
P.O. Box 244
Kennett Square, PA 19348
~X10) ~,~?. 3682
(6t0) ~.~. 5243
BLAIR COUNTY
Beciford-Fulton Housing Sea, ices
R.D.~I, BOX.394
Everett, PA 1~37
~X14) 623-9129
(814) 623-71a7
KeYStone Eoonomic Deveinpment
Carp
1954 Mm~/¢Grans Lane
JohnetowrtPA 15901
F514) 535-6556
AX (814) 539-1688
CCCS of We~em Pennsylvania, Inc.
217 E. Pl~nk Road
Altoona PA 18602
(614) e:: ~100 or (814) .~'~: 5747
Weathedz~flun Office
917 Miffln Street
Hu~ingdon, PA 16652
(814) 643-2343'
BRADFORD COUNTY
GGC,~ of Normeastem Pennsylvania
1400 Ablngfon ~ Pm'c, Suite 1
Cia~m Summltk PA 18411
(570) 587-9163 OR 1-800-922-9537
FAX (570) 587-9134/9135
31 W. Mmket St.
WIIkea-Ben~, PA 18702
(570) 821-8837 ar 800-922-9537
FAX (67O) ~21-17~
g Beuth 7th ~tme~
StmudM)urg PA 16360
($76) 420-8980 or 809-922-9637
FAX (570) 420-5981
1631 $ Atherton SL Suite 100
State College, PA 16801
(814) 238-3568
FAX (614)
-nm Trehab Carter of No~ PA
10 Public Avenue
Montroxe, PA 16801
(570) 2783338 ar 800-962-4045
FAX (570) 275-1689
185 Elmira Street
P.O. Sox 218
Troy, PA 16947
(570) 297-2101
German Street, P.O. Box 359
Duahere, PA 1~14
(570) 920-9888
FAX (870) 925-8144
103 Warren Street, P.O. Box 709
Tunkhannoc~< PA 18557
(Rev. 6/cJ9)
33 Walnut Street
We~boro, PA 16901
(570) 724.5252
FAX (570) 724-5783
931 Main Street
Hiuesdale PA 18431
(570) 253-8941
FAX (570) 253.4817
BUCKS COUNTY
Acorn Housing coq3oratlon
846 North Broad Street
Philadelphia, PA 19130
~2AX15) 765-1221
(=15) 7~5-1427
Norihwest Counseling $ewiue
5001 North Broad S~raet
Philadelphia, PA 19141
(21~) 324.750~
PAX (215) 324.~'53
Bucks County Housing Group, ]nc.
140 East R]cherdson Avenue
Langhorne, PA 19047
~2AX15) 750-4310
(=16) 7~.4318
CCCS of Deteware Valley
1515 Market Slroot * Suite 1325
· Philadelphia PA 19107
(215) 563-5665
FAX (21,5) 894-26SS
HACE
167 Aitaghany Ave 2nd Fi.
Phlledelphia, PA 191'40
(216) 42S-8025
FAX (=15) 425-9122
CCCS of Delaware Vallay
Trevnse Coq)orate Center
4a0~ S~oot Read
Tmvooe PA 16047
(215) 563-.~55 .
Community Devel. Carp of Frsnkford
4620 Grisoom Street
Philedelphle, PA 19124
(215) 744-2990
FAX (215) 7.44=2012
· CCCS of Lehigh Valley
3671 Crescent Court East
Whitehall, PA 18052
(610) 821-4011 OR 800-220-2733
FAX (610) 821-8932
American Credit Counseling Institute
845 Cuetus St.
Coatesville PA 19320
(888) 212-8741
144 E Dekalb Pike
King of Prussia PA 19405
610-971.2210
FAX (610) 265-4814
755 York Rd, Suite 103
W;~rmineter PA 18974
(215) ~. 9429
FAX (215) 956-6344
BUTLER COUNTY
Action Housing, inc.
425 6th Avenue, Suite 950
Pittsburgh, PA 15219
(412) 391-1956 or (412) 281-2102
FAX (412) 391.4512
CCCS of Westem PA
YMCA Building
339 North Washington Street
I~ouaing Opportunities, Inc.
850 Corporate St., Suite 207
McKeesport, PA 15132
(412) 564-1590 '
FAX (412) 664-087.1
Men-Valley. Unemployed Committee
120 E. 9th Avenue ·
Homestead, PA 15120
(412) 462-9962
FAX (412) 462-9964
Housing Opportunities Inc.
133 Seventh Street
P.O. Box 9
McKesSport, PA.15134
(412) 664.-lOO6
FAX (412) 864O8?3
Credit Counselors of PA
401 Wood Street, Suite 906
Pittsburgh, PA 15222
(412) 338-9884 o~ 1(800) 737-2933
FAX (412) 338-9963
CAMBRIA COUNTY
Bedford-Fulton Housing
R.D.#1, Box 364
Everett. PA 15537
(814) 623-9129
FAX (614) 623-7187
CCCS of Wesiem PA
217 E. Plank Road '
Ntoene PA, 16602
(814) 944-8100
FAX (814) ?44-$747
Indiana County Community ~ctlon
Program '
827 Water Street, Box 187
Indiana, PA 15701
(412) 465-2657
FAX (412) 465-6118
Keystone Econ Development Corp.
1954 Mary Grace Lane
Johnstewn PA 15901
(8~14) 535-6556
FAX (814) 539-1688
CCCS of Westem PA
219-A College Park Plaza
Johnstown PA 15904
(814) 639-8336
Tableland §ervices, Inc
535 East Main Street
Somerset PA 15501
(814) 445-9628 or 1-800-452-0148
FAX (814) 443-3690
CAMERON COUNTY
Northern Twr Community Action Corp.
P.O. Box 389
135 West 4th Street
Emporium, PA 15834
(814) 486-1161
FAX (814) 486-0825
CCCS of Westen PA
217 E. Plank Road
Altoona PA 16602
(814) 944-8100
FAX (814) 944-5747
CCCS of Weeten PA
217 E. Plank Road
Altoona, PA 16602
(814) ~4-81oo
FAX (814) 944.5747
CARBON COUNTY
~"~Cou~y
225 N. Centre Slraet
Pottsville, PA 17901
(570) 622-1965
FAX (570} 622-0429
CCCS of Lehigh Valley
3671 Cresent Court East
Whitehall PA 18052
610-821-4011 or 800-220-2733
570 & 814 only for 800~
FAX (810) 821-0137
CCCS of Northeastern Pennsylvania
1400 Abiegton Executive Park, Suite 1
Claris Summitt, PA 18411
(570) 687-9163 OR 1-800-922-9537
FAX (570) 587-9134/9135
31 W. Market St.
Wilkes-Barre, PA 18702
(570) 821-0837 or 800-922-9537
FAX (570) 821-1785
9 Soulh 7Ih' Street
Stroudaburg PA 18360
(570) 420-8980 or'800-922-9637
FAX (5707 '720-8981
1631 S Athe,'ton St, Suite 100
State College, PA 16801.
(814).235-3668 *
F~ue~14) 23a-3559
Conlmls~on on Economics Opporblr~
et U,?erne County
163 Amber Lane
W#kes-Barm, PA 18702
(570) 8280510 OR 1-800-822-0359
,FAX (570) 329-1865--C, ALL BEFORE
FAX]NG
(570) 4554994 HAZELTON
FAX (570) 455-S631--CALL BEFORE
FAXING
(570) 836-4090 TUNKHANNOCK
CE:Nq'~E COUNTY
~ Pannsylvenle, Inc
217 E. Plank Road
Altoone, PA 16802
(514) 944-8100
· FAX (814) 944-6747
Lycon~ng-Cllnten Co Corem P?r
Communll~
Action (STEP
2138 Lincoln Straet
P.O. Box 1328
Wllllamsport, PA 17703
(570) 329-O567
FAX (570) ~_~-2197
CCC~ of Northaestem PA
1831 $. Atherton St, Suite 100
State Collega PA 18801
(814) 238-3558
FAX (814) 238-3669
CCCS of Northeestem PA
201 Basin Street
Wllllemsport, PA 17703
(570) 326-0587
FAX (570) 322-2197
Acorn Housing Corporation
846 North Broad Street
Phlledelphle, PA 19130
(215) 765-1221
FAX (215) 765-1427
Northwest Counseling Ba~tcaa
5001 N. Broad Street
Phlledelphla, PA 19141
(215) 324-7500
FAX (215) 324-8753
Budget Counseling Center ' '
247 North Fifth Street
Reading, PA 19601
(610) 375-7866
FAX (810) 375-7830
CCCS of Delaware Valley
1515 Market Street, Suite 1325
Philadelphia, PA 19107
(215) 563-5666
FAX (215) 563-7029
HACE
167 W. Allegheny Ave, 2nd FI.
Philadelphia, PA 19140
(215) 426-8025
FAX (215) 426-9122
Communily Housing counseling Inc
P.O. Box 244
Kennett Square, PA 19348
(610) ~.~4 3682
FAX (610) ~ 5243
Media Fellowship House
302 S. Jackson Sb;eet
Media, PA 19063
(610) 585-0846
FAX {610) 565-8567
Phile Council For Community Adv
100 North 17th Street, Suite 600
Philadelphia, PA 19103
(215) 567-7603
FAX (215) o63-9041
Tabor Commonlty Smvlces, In~.
439 E. King Street
Lamcaeter, PA 17602
(717) 397-5182 OR 1-800-788-5062
(H.O.only)
FAX (717) 399-4127
community DeveL Coq) of Fmnldord
Group MInJsW
46'20 C-,rlscom Street
Philadelphia, PA 19124
~a~X15) 744-2990
(215) 744-2012
American Rail C.,~ess of Chester
1729 Edge~t'ont Avenue
Chester, PA 19013
(610) 574-1484
CC. CS of Delaware Valley
Marshall Building
790 E. Market St., Sute 215
West Chester, PA 19382
(215) 563-5685
American Credit Counseling Institute
845 Coates SL
Coetesvllle PA 19320
(888) 212-6741
144 E. Dekelb Pike '
K~eg of Pp_~_~_!=_, PA 19406
F610) 971-2210
AX {610) 265-4814
755 York Rd, Suite 103.
Warmlnstor PA 18974
(216) ~?.~. 9429
FAX (215) 956-6344
CLARION COUNTY
CCCS of Western Pennsylvania, Inc.
YMCA Building
339 North Washington Street
Butler, PA 16001
(412) 282-7812
CLEARFIELD COUNTY
Keystone Economic Development
Corporation
1954 MaR Grace Lane
Johnetown, PA 16901
(514) 635-6556
FAX (814) 539-1688
Indiana CO. community Action
Program
827 Water Street, Box 187
Indiana, PA 15701
~24) 465-2667
X (412) 465-5118
CCCS of Western Pennsylvania, Inc.
217 E. Plank Road
Altoona PA 18602
(814) 944-8100
FAX (814) 944-5747
CCCS of Northeastern PA
1631 S Athorton St., Suite 100
State College, PA 16801
(814) 238-3665
FAX (814) 238-3669 ·
CCCS of Western PA
219-A College Park Plaza
Johnstown PA 15904
(814) 536-6335
CUNTON COUNTY
Lycoming-Cllnton Counties
Commission For Communibj Action
(STEP)
2138 Lincoln Street
P.O. Box 1328
Wllllemsport, PA 17703
(570) 326-0587
FAX (570) 322-2197
cCCS of Northesstem PA
1631 S Athen~n St., Suite 100
State College, PA 16801
(814) 238-3688
FAX (814) 238-3669
CCCS of Nmthestem PA
201 Basin Street
WIIllemsport, PA 17703-
(570) 323-8627
FAX (570) 323-e82e'
COLUll~IA COUNTY
CCCS of Northeastern Pennsylvania
31 W. Market Straet
P.O. Box 1127
W~kes-Sarra, PA 18702
(570) .821-0837 OR 1-80~-622-9537
FAX (570) 321'-1785
14oo ~ Exe~ Park, SU~l
CI;ut~ Summllt, PA 18411
FAX570) 557-6163 or 800-022-0537
(570) 587-9134/9138 '
Cornmmlon on Economics Opportunity
of I.uzame County
163 Amber Lane
Wilkes-Barre, PA 18702
(570) 825-0510 OR 1-800-822-8359
FAX (570) 829-1865--CALL BEFORE
FAXING
~AX0) 455-49!)4 I..IAZELTON
(570) 455-5631--CALL BEFORE
FAXING
(570) 836-4090 TUNKHANNOCK
Booker T. Washington*Canter
1720 Holland Street
Erie, PA 16503
~8AX14) 453-5744
(814) 453-5749
Greater F_Ha Commonlt~ Action
Committee
18 West 9Ul Street
Erie, PA 16501
(814) 459-4581
FAX (814) 455~161
John F. Kennedy Center, Inc.
2021 East 20th Slrest
Eda, PA 16510
(814) 898-O400
FAX (814) 898-1243
Shenango Valley U~ban League, Inc.
601 Indiana Avenue
Farmll, PA 16121
(412) 981-5310
CUblBERLAND COUNTY
CCCS of Western Pennsylvania, Inc.
2000 Linglestown Road
Harrisburg, PA 17102
(717) 541-1757
FAX (717) 541-4870
Financial Counseling Services of
· Franklin
31 West 3rd Street
Waynesboro, PA 17268
(7'~7) 762-3285
Urban League of Metropolitan
Hardsburg
N. 6th Street
Harrisburg, PA 17101
(717) 234-5928
FAX (717) 234-9459
YWCA of Ca~lele
891 G Street
Carlisle, PA 17013
(717) 24~-3818
FAX (717) 731-9589
Community Action Camm of
Capital Re~ion ..
1514 Deny Street
Hantapurg, PA ;17104
(717) 232-9757
FAX (717) 234-2227
Adams County Houeln~;~,ulhddty
130-143 Carlisle St.
Gettysburg, PA 17325
(717) 334-1518
FAX (7173 334-3328
DAUPHIk COUNTY
~CCS et Western Pennsylvania, Inc. ,
2000 Uflgisatown Road
Hardohurg, PA- 17102
(717) 541-1757
FAX (717) 541-4870
Urban League of-- -Me'lrolpogtan
Hardaburg
2107 N. 6th Street
I-larrbburg, PA 17101
(717) 234-5925
FAX (717) 2349459
Community Action Commission
of the Capital Region
1514 Deny Street
Hantsburg PA 17104
(717) 232-6767
FAX (717) 234-2227
DELAWARE COUNTY
Acorn Housing Corporation
846 Nortl) Brued Street
Phlladelp~tta, PA 19130
(215) 766-1221
FAX (216) 76.~1427
No~wreet Counseling Sewioe
6001 North Broad Street
Philadelphia., PA 19141
(215) 324-7600 ·
FAX (215) 3248753
CC, CS of Delaware. Valley
1615 Market Street-Suite 1325
Philadelphia, PA 19107
(215) 563.5665
FAX (215) 864-2668
· HACE ·
167 W. Allegheny Ave., 2nd Floor
Philadelphia, PA 19140
(215) 426-8025
FAX (215) 426-9122
Media Fellowship House
· 302 S. Jackson Street
Media, PA lg063
(610) 565-0846
FAX (610) 565-8567
Community Housing Cpuneeior,
P.O. Box 244
Kennett Square PA 19348
(610) ~.~,~ ~3682
FAX (610) 444-8243
Philadelphia Council For Community
Adv '
100 North 17th Street
Suite 600
Phitadelphle, PA 19103
(215) 567-7803
FAX (215) 963-9941
Community Devel Coq3 of Frankford
Group Mlnistr~
4620 Gdacom Street
Philadelphia. PA 19124
(216) 744-2990
FAX (215) 744-2012
Amedcon Red Cross of Chester
1729 Edgmont Avenue
Chester, PA 19013
(810) 874-1484
CCCS ~f Delaware Valley
280 North Providence Road
Media,-PA 19063
(21~) 563-5665
ACCl
-4.?-E'Strefford Ave, Suite 1
Wayne PA 19087
~xl 0) 971-2210
(610) 687-7880
ACCl
144 E. Dekalb Pike ' '
King of Prussia, PA 19406
(810) 971-2210
ELK COUNTY
John F. I~ Cent~ Inc.'
2021 ;~_ 20th Street
· Erie, PA 15610
(814) 896-0400
FAX (814) 896-1243
c6mmunity Action Corp
Nathem
Tier
P.O. Box 389
~135 VVest 4lb Slreet
Emporiorn, PA 15834
~AX14) 486-1161
(ti14) 4a6-0925
ERIE COUI~rY
]~'ok'~gion Canter
1720 Holland Street
Erie, PA 18563
~X14) 4~3-5744
(814) 4~3-8749
Greater Ede Community Action
Committee
18 West 9th Street
Erie, PA 18501
(814) 4~9-4581
FAX (814) 456-0161
John F. Kennedy Center, Inc.
2021 East 20th Street
F.~e, PA 16510
(814) 808-04o0
FAX (814) 896-1243
FAYEI'rE COUNTY
Action HOUgh0, Inc.
425 tith Avenue, Suite 950
Pittsburgh, PA 15219
(412) 391-1956 or (412) 281-2102
FAX (412) 391-4512
Community Action Southweet
22 West High Street
Wayne~)urg, PA 16370
(?24) 862-2893
CCCS of Western Pennsylvania, inc.
1 North Gate Square
~2 Garden Center Drive
Greensburg, PA 15601
(724) 838-1290
Fayette Co. Community Action
Agency, inc.
137 North Beeson Avenue
Uniontown. PA 15401
FAX (412) 437-4418
Tableland Services Inc.
131 Nodh Center Avenue
Somerset, PA 15501
(814) 445-9628
FAX (814) 443-3690
CCCS Of Western PA
199 Edison Street
Unicntown PA 15401
(724) 439-8939
Mon-Valtay' Unemployed Committee
120 E. 9th Avenue
Homestead, PA 15120
(412) 462-9962
FOREST COUNTY
Warrnn-Forrest Counties Economic
Opportunity Council
204 Liberty Street .
Post Office Box 547
Warren, PA 16365
(814) 726-2400
FAX (814) 723-0510
~KUk coum-~
Financial Services Unlimited
31 West 3rd Street
11 esborn, PA 17268
762-3285
YWCA of Carlisle
301 G Street
Carlisle. PA 17013
(717) 24,3-3818
FAX (717) 243-3948
CCCS of Wee_tern Pennsylvania,
912 South George Street
York, PA 17403
(717) 846-4176
Amedcen Red Cmss;-Hanover
Chapter
529 Caitiele Street
Hanover, PA 17331
(71 7) 637-3768
FAX (717) 637-3294
Community Action Commission of
Capflal Region
1514 Demi Street
Harrisburg, PA, 17104
(717) 232-~757'
FAX 0~17)
Ud3an League of Metropolitan Hbg
2107 N. 6th Street
Hent~3urg, PA 171071
(717) 234-5925
FAX (/17) 234-9459
CCCS of Western PA
2000 Llnglestow~ Road
Han~burg, PA 17102
(717) 541-1757
FAX (717) 541-4870
Ad'ms County HOuell3g Authority
139-143 Carlisle St.
Gettysburg, PA 17325
(717) 334-1518
FAX (717) 334-8326
FULTON COUNTY
Oadferd-Fulten Housing servioea
R.D.#4, Box 354
Everett, PA 15537
(814) 623.-9129
FAX (614) 623-7187
Financial Counseling Sewices of
Franklin
31 West 3rd Street
Wayneeboro, PA 17268
(717) 762-3285
CCCS of Western Pennsyivania, Inc.
912 South George Street
York, PA 17403
(717) 546-4176
Weathedzatlon Office ·
917 Mifflin Street
Huntingdon. PA 16652
(814) 643-2343
1,-
GREENE COUNTY
Action Housing. Inc
425 6th Avenue, Suite 950
Pittsburgh. PA 15219
(412) 391-1956 or (412) 281-2102
FAX (412) 391-4612
Mon-Vallay Unemployed Committee
120 E. 9th Avenue
Homestead, PA 16120
(412) 462-9982
FAX (412) 462-9964
Community Action Southwest
22 West High ~trsst
Wa3meeburg, PA 15370
F(F(F(F~4) 852-2893
(412) 627-7713
CCCS of Western Pennsylvania, Inc
· I North Gate Square
f/2 Garden Canter Drive
Gmensburg, PA 15601
(724) 838-1290
HUNTINGDON COUNTY
Bedford-Fulton Housing
RD 1, Box 384
Ever~t, PA 15537
(814) 623-9129
FAX (814) 823-7187
' CCC6 ~f Western PennsyJvanta. Inc.
217 F- Plank Road
Altaone, PA 16802
(814) 944-8100
FAX (814) 944-5747
Weethedzation Office
917 Mlfffin Street
Huntingdon, PA 18652
· (814) 643-2343 '
INDIANA COUNTY
CCCS et Western Pennsylvania, Inc.
I North Gate Square
~2 Garden Center Drive
Gmenohurg, PA 15601
(724) 836-1290
827 Water StreeL Box 187
Indiana, PA 15701
(724) 48.5-2657
FAX (412) 485-5118
Keystone Economic Development
Corporation
1954 Mary Grace Lane
Johnelown, PA 15901
(814) 835-6556.
FAX (814) 639-1656
CC, CS of We,'mm PA
219-A Callega Park Plaza
Johnsiovm PA 15904
(814) 630-633s
JEFFEI~ON COUN'rY
John F. Kennedy Center. Inc.
2021 East 20th Street
Ede, PA 16510
(814) 898-0400
FAX (814) 898-1243
CCCS of Western Pennsy'Nania, Inc.
YMCA Building
339 Norlh Washington Slrnet
Butler. PA 18001
(724) 282-7812
Indiana County Community Action
Program
827 Water Street, Box 187
Indiana. PA 15701
(724) 465-2657
FAX (412) 455-5118
'JUNIATA COUNTY
CCCS of Western Pennsylvania, Inc.
217 E. Plank Road
Altoona PA 16602
(814) 944-8100
FAX (814) 944-5747
Weatherization Office
917 Mifflin Street
Huntingdon, PA 16652
(814) 643-2343
LACKAWANNA COUNTY
CCCS of Northeastern Pennsylvania
31 W. Market Street *'
P.O. Box 1127-
Wtkes-Bane, PA 18702
(570) 821-0837 OR 1-800-922-9537
FAX (570) 821-1785
14oo ~begt~n Execueve ~ Suae 1
Clarke SummilL.PA 18411
(570) 657-9163 or 800-965-9537
FAX (570) 587-9134/9135
LANCASTER COUNTY ....
Community Housing Counselors,
Incorporated
P.O. Box. 244
Konnett Squsm. PA 19348
(215) ~¥3632 '
FAX (215) ~.~.~.-3178 -..
CCCS of Lehigh Valley
3671 CreScent Court East
Whitehall; PA 18062
(215) 82l.-401t 1-800-220-2733
(717) & (814) ONLY
FAX (215) 821-8932 ' 1
CCCS of Western Pennsylvania, Inc.
912 South Genpga Street
LEHIGH COUNTY
CCCS of Lehigh Valley
3671 Crescent Court East
Whitehall, PA 18052
(610) 821..4011 OR 1-800-220-2733
(570) & (814) ONLY
FAX (610) 821-8932
Economic Opport Cabinet of
Schuylkill Co
225 North Centre Street
Pottsville, PA 17901
(570) 622-1995
FAX (570) 622-0429
LUZERNE COUN'I'~
C C-C"~e m Pennsylvania
31 W. Market Street
P.O. Box 1127
Wilkes-Barre, PA 18702
(570) 821-0837 OR 1-800-922-9537
- FAX (670) 821-1785
1400 Abihgton Executive Park
Suite 1
Clarke SummitL PA 18411
~F~7~) 587-8163 or 800-922-0537
(570) 587-9134/913~
Comm. on Econ Opportunity of
Luzeme County
163 Amber Lane
Wilkes-Barre, Pennsylvania 18702
(570) 826-0510 OR 1-800-822-0359
FAX (570) 829.-1685---CALL BEFORE
FAY, lNG
(570) 455-4994 HAZELTON
FAX (570) 455-5831--CALL BEFORE
FAXING
(570) 830-409? TUNKHANNOCK
EOC of Schuylkill County
??5 Nor~ Contra Street
York, PA 17403
(717) 848-4176
Tabor Community Senaces, Inc.
439 E. King Stres~
Lancaster, PA 17602
(717) 397-5182 OR 1-800-788-5062
FAX (717) 399-4127
LAWRENCE COUNTY
CCCS of Wastem Pennsylvania
1st Federal Plaza-Suite 406
- North Mill Street
New Cast~e, PA 16101
(724) 652-8074
312 Chestnut Street, Suite 227
Meedville' PA 16336
(814) 333-98','0
Shenango Valley Urban League, Inc.
601 Indiana Avenue
Farrall, PA 16121
(724) 981-5310
Housing Opportunities Of Beaver
County
850 Corporation .St., Suite 207
Beaver, PA 15009
(724) 725-7202
FAX (412) 728-7202
t~'aANoN COurrrY
Economic Opportunity Cabinet of
Schuylkill County
225 North Centre Street
Pottsville, PA 17901
(570) 622-1996
FAX (570) 622-0429
Tabor Community Services, Inc
439 E. King Street
Lancaster, PA 17602 !
(717) 397-5182 OR 1-800-788-5062
FAX (717) 399-4127
Pottsville, PA 17901
(570) 822-1998
· ~FAX (570) 622-0429
LYCOMING COUNTY
~ Pennsylvania
31 W. Market Stree~
P.O. Box 1127
Wilkes-Barre, PA 18702
(570) 821-0837 OR 1-800-922-0537
FAX (570) 821-t785
1400 Abington Executive Pink
Suite 1
Clarke Summitt, PA 18411
(570) 587-9163 or 800-922-9837,
.FAX (570) 887-9134/9135
201 Basin Street
Wllliamsport, PA 17703
(570) 323-6627
FAX (570) 323-6626
'Lycemlng-Clinton Counties
Cemnllasion For Community ACtion
(STEP) .
2138 Uncoln Street
P.O. Box 1328
WIIliamsport, PA 17703
(570) 326-0587
FAX (570) 322-2197
MCI<F. AN COUN'W
John F. Kennedy Center, Inc.
2021 East 20th Street
E~e, PA 16510
(814) 895-0400
FAX (814) 898-1243
Northern 'nor Community AcOrn Corp
P.O. Box 389
135 W. 4th Street
Emporium, PA 18834
(814) 486-1161
FAX (814) 486-0825
MERCER COUNTY'
Shenango Valiay Urban League, Inc.
601 Indiana Avenue
Farrell. PA 16121
CCCS of Western Pennsylvania, Inc.
YMCA Building
339 North Washington Street
Butler, PA 16001
(724) 282-7812
MIFFLIN COUNTY
CCCS of Westam Pennsylvania, Inc. -
217 E. Plank Road
Altoona PA 16602
(814) .944-8100
FAX (814) 944-5747
Weathedzatlon Office
917 Mifflin Street
Huntingdon, PA 16852
(514) 643-2343
CCCS of No~lheestem PA
1631 S Atberton St ·
Suite 100
State College PA 16801
t~a~X14) 238-3668
(814) 2383669
MONROE COUH'W
CCCS Of Nort~estem pennsylvania
31 W. Market Street
P.O. Box 1127
WSkes-Ban'~, PA 18702
(570) 821-0837 OR 1-800-922-9537
FAX (570) 821-1785
1400 Abington Executive Park
Suite 1
Clarke Summltt PA 16411
(570) 587-9163 or 800-922-9537
FAX (570)~ 587-9134/9135
9 South 7th Street
Sboudsburg PA 18360
(570) 420-8980 or 800-922-9537
FAX (570) 420-8981
Corem oh Em Opp of Luzeme
County
163 Amber Lane
Wilkes-Barre, PA 18702
(570) 826-0510 OR 1-800-822-0389
FAX (570) 329-1865--C, ALL BEFORE
FAXING
(570) 455-4994 HAZEl_TON .
FAX (570~ 455-5631--CAL.L BEFORE
FAZJNG
(570) 6- 9o J K ..OCK
r om'oomRY c u.w
Acorn Housing Coq~oration
Philadelphia, PA 19130
(215) 785-1221 :
FAX (215) 765-1427
Northwest Counee~g Servic~
5001 N, Broad Street
Philadelphia, PA 19141
~2AX15) 324-7600
(215) 324-8753
CCCS of Detawam Valley
Norristown Business Center
190 W. Germaraovm Pike, Suite 140
Norriatown PA 19401
(215) 563-566.5
Community Action Development
Corem
701 DeKalb Street
Nonistown, PA 19401
(610) 277-8363
FAX (610) 277-2123
CCCS of Delaware Valley
1515 Market Stree~,-Suite 1325
Philadelphia, PA 19107
(215) 563-5665
FAX (215) 864-2666
Community Housing Counselors Inc
P.O. Box 244
Kennett Square, PA 19348
(215) 444-3682
[:AX ~9¶.~ 444.R94R
Media Fellowship House;
302 S. Jackson Street
Media. PA .19063
(610) 565-0848
Philo Council For G<ommunlty
Advmnt
100 North 17th Street, Suite 600
Philadelphia, PA 19103
(215) 567-7803
FAX (215) 963-0941
Amedcan Credit Counseling Institute
845 Coates SL
Coatesvilia, PA 19320
(888) 212-6741
144 F_ Dekalb Pike
King of Prussia PA 16406
~=~X10) 971-221~.,
(610) 265-4814
755 York Rd., Suite 103
Wamllnstor PA 18974
(215) ~?.; 9429
FAX (215) 956-6344
MONTOUR COUNTY
CCCS of Nmthasstem Pennsylvania
31 W. Market Street
P.O. Box 1127
Wilkes-Bone, PA 18702
(570) 821-0837 OR 1-800-922-0537
FAX (570) 821-1785 .
1400 Nolngten Executive Pan~. Suite 1
Clarke Summllt, PA 16411,
(570) 587-9163 or 800-922-0537
FAX (570) 987-9134/9135
NoITrHAMFTON COUNTY
CCCS of Lehigh Valley
3671 Crescent Court East
Whitehall, PA 18052
(610) 821-4011 OR 1-800-220.-2733
· (717) & (814) ONLY
FAX (610) 821-8932
NORTHuBERt'A~DCOUm'Y '
CCCS of Nortbeastem Pennsylvania
31 W. MenV,~ Street
P.O. Box 1127
Wilkes-Barre, PA 18702
(570) 821-0837 OR 1-800-922-9537
FAX (570) 821-1785
1400 Abington Executive Perk
Suite 1
~arka Summitt; PA 16411
1:670) 587-9183 or 800-922-9537
AX (570 687-9134/9135
201 Basin Sheet
WIIliamaport, PA 17703
(570) 323-6827
FAX (570) 323-6826
Economic Oppon'unity Cabinet of
Schuylkill County
225 North Centre Street
Pottsville, PA 17901
(570) 622-1995
FAX (570) 622-0429
PERRY COUNTY
CCCS of WeStern Pennsylvania, Inc.
2000 Ungleetewn Road
Harrisburg, PA 17102
~AX17) 541-1757
(717) 541-4670
Financial Counseling Se~lces of
Franklin
31 West 3rd Street
· Waynesboro, PA 17268
(717) 762-3285
Urban League of Metropolitan
Harrisburg
2107 N.6th Street
Harrisburg, PA 17101
Weath'edzation Office
917 Mifflin Street
Huntingdon, PA 16652
(814) 643-2343
YV/CA of Carlisle
301 G Stmst
Carlisle, PA 17013
(717) 243-3818
FAX (717) 243-3948.
Community Action Commission of
The Capital Region
1514 Deny Street · .
Harrisburg P.A 17104
(717) 232-9757
FAX (717) 234-2227
PHILADELPHIA COUNTY
Acorn' Housing Corporation ·
846 North Broad Street
Philadelphia, PA 19130
(215) 795-1221
FAX (215) 765-1427
Northwest Counssiiri§ 'SewEe
~001 N Broad Street
Philadelphia PA 19141
(215) 324-7600
FAX (215) 324-8753
CCCS'of Delaware Valley
1516 Market Strest, Suite 1325. ,
Phlladplphia, PA 19107
(215) 583-~686
FAX (2.15) 884-2666)
CCCS Of Delaware. VqBe¥
On,, Cherry Hil~ Suite 215.
Chem/.HIl3 NJ 08002
(215) 563-5865
H~CE
167 W. Allegheny, 2nd FI
.Philadelphia, PA 19140 * ,
(215) 426-8025
FAX (215} 428-9122
Housing Association of Delaware
Valley
1600 Walnut Street, Suite 601
Philadelphia, PA 19102
(215) ~..~,~010
FAX (215) 790-9132
Media ~ellowshlp House
302 $. Jackson Street
Media PA 19063
t~,xlo) 586-0848
(661) 585-8567
Housing Assodadon of Delaware
Valley
6.58 North Watts Street
Philadelphia, PA 19123
(215) 978;0224
FAX (215) 755-7614
100 Norlh 17TH Street, Suite 600
Philadelphia, PA 19103
(215) 587-7803
PAX (215) 958-~41
Demm DeveL Corp of Frank-ford
Group MinlaW
4620 Grlscom Street
Phlladelphi~a PA 19124
(215) 744-2990
FAX (215) 744-2012
American Credit Counseling Institute
845 Coates St
Coatesville PA 1932p
(888) 212-6741
144 E Dekalb Pike
King of Prussia PA 19406
610-971-2210
610-971-2210
PIKE COUNTY
~'~heastem Pennsylvania
31 W. Market Strest, PCB 1127
Wilkes-Barre, PA 18702
(570) 821-6837 OR 1-800-922-9537
FA~, (570) 821-1785
1400 Ahington Executive Park, S~te 1
Clarke Summitt PA 18411
(570} 587-9163 or 800-922-9537
FAX (570) 587-9134/9135
9 South 7th Street
Stmudeburg PA 18360
(570) 420-8980 or 800-922-9637
FAX (570) 420-8981
Po'rn~ COUNTY
Nodtnem Tmr ~ .a,c~on Corp.
135 West 4th Strest
Emporium, PA 16834
(814) 486-1161 .
FAX (614) 486O825
· , sC,uYU<~U, coum. y
enter
Reading, PA 19601
t~%Xlo) 375-7886
(610) 375-7830
Econ Opport Cabinet of S~nuylkitl Co
· 225 N. ~ Street
Poftevllla, PA 179O1
(670) 622~1995 ·
FAX (570) 622-0429
Commission on Econ Opptunity of
Luz Co. ~
163 Amber Lane
Wilkes-Barre PA 18702
(570) 826-0510. OR 1-800-832-0359
FAX (57O) 829.1585- CALL ..
BEFORE FAXlNG
(570) 465-4994 HAZELTON.
FAX (570) 458-8631'--CALL BEFORE
FAXING
(57O) 835-4090 TUNKHANNOCK
CCCS of Lehigh Vagey
P.O. BoxA
Whitebait PA 18062
(810) 821.4011
FAX (610) 821-6932
~annsylvanla, Ino
2000 Llnglastown Road
Harrisburg, PA 17102
~AX17) 541-1757
(717) 541-4870
Urban League of Metropolitan
Hantsburg
2107 N. 6lb Street
Harrisburg PA 17101
·17101
FAX (717) 234-9459
Communi[y Action Comm of the
Capital Region
1514 Deny Stmof
Hantsburg PA 171O4
(717) 232-9757
FAX (717) 2342227
,SOMERSET COUNTY
· Bedfon:l-Fulton Housing Sendces
R.D.;Irl, Box 384
Everett, PA 15537
(814) 623-9129
FAX (814) 623-7187
Bedford-Fulton Housing Services
1954 Mary Grace Lane
Johnstown, PA 15901
FAX (814) 539-1668
CCCS of Western Pennsylvania, Inc.
1 North Gate Square
;~2 (~ard~fl ~.~ntmr r'tH~,~A
CCCS of Western Pennsylvania, Inc.
219-A College Park Plaza
Johnstown PA 15904
(814) 539-6335
Tableland Ser¥tcea Inc.
535 East Main Street
Somerset, PA 15501
(814) 445-9628 - 1-800-452-0148
FAX (814) 443-3690
SULLIVAN COUNTY
CCCS of Northeestem Pennsylvania
1400 ,N=ington Executive Park, Suite 1
Clarks Summitt. PA 18411
· (570) 587-9163 OR 1-800-922-9537
FAX (570) 587-9134/9135
31 W. Market SL
Wilkes-Barre PA 18702
(570) 321-0837 or 800-922-9537
FAX (5'70) 821-1785
The Trehab Centre- di' N~heeslam PA
185 Elmira Street, P.O. Box 218
Troy.. PA 16947
· (570) 207-2101
FAX (570) 297-2799
German StreeL P.O. Box 389
FAX(570)297-2799
(570) 925-~e58
FAX (670) 928-6144
17 Crstlon Street
Wella~oro, PA 16901
(570) 72,4-6252
FAX (57fl) 724-8783
631 Main Street
Honesdale PA 19431
(570) 263-8941
FAX (570) 253-4817
103 Warren Stmst, P,O. Box 709
Tunkhannnck~ PA 18657
(570) ~
'F,~X (57O) 835-8332
7 Lake Avenue, Box 339
Montrone, PA 18801
(570) 275-3338 or 1-800-982-4045
FAX (570) 278-1889
SUSQUEHANNA COUNTY
CCCS of-Northeastern Pennsiyvanla
1400 Abington Executive Park, Suite 1
Clarke $ummitt, PA 18411
(570) 587-9163 OR 1-600-922.9537
FAX (570) 587-9t34/9135
31 W. Market SL
~lkes-Ban'e PA 18702
(570) 821-0837 or 809-922-9537
.FAX (570) 821-1785
The Tmhab ~ of No~leeslam PA
185 Elmira Street, P.O. Box 218
Troy, PA 16947
FAX570) 297-2101
(570) 297-2799
Gemtan Street, P.O. Box 389
FAX (570) 297-2799
(570) 920-6658
FAX (570) 928-8144
17 Cation Street
Wellabore, PA 16901
(570) 724-5252
FAX (570) 724-5783
931 Main Street
Honesdala PA 18431
(570) 253-6941
FAX (57O) 253-4817
103 Warren Street, P.O. Box 709
Tunkhannock, PA 18657
(570) 836-6840
FAX (570) 836-6332
7 Lake Avenue, Box 339
Montross, PA 18801
(570) 276-3338 or~.1-800.982.4045
FAX (570) 278-10,89
TIOGA COUNTY
CCC$ of Northesstem P~nnsylvani~
1400 Abington Executive Park, Suite
Clarks Summltt, PA 19411
(570) 587.9163 OR 1-800-922-9537
FAX (570) 687-913419135
31 W. Market St.
Wilkes-Barre PA 18702
(570) 821-0837 or 800-922.9537
FAX (570) 821-1785
The Tmhab Denter of Nor~eestam pA
185 Elmira Street, P.O. Box 218
Troy, PA 16947
{57O) 267-2101
FAX (570) 297-2799
Gelman ~ P.O. Box ~89
FAX(57O)257-2799
~X70) 926-5868 '
(570) 928-8144
17 Cratton Street
Wellsboro, PA 16901
(570) 724-5262
FAX (570) 724-5783 '
931 Main Street
Honaadala PA 19431
(570) 253-8941
FAX (570) 253-4817
t~3 Wan-an StreeL P.O. Box 709
Tunkhannock, PA 18857
(57O) 835-8940
FAX (57O) 836-6332
7 Lake Avenue, Box 339
Montrsse, PA 18801 '
(570) 276-3338 or 1-809-982-4045
FAX (570) 276-1889
uNIoN COUNTY
Lycoming..Cllntnn Co Coma For
Coma Action (STEP) '
2138 Unooin Street, P.O. Box 1328
Willlamspmt. PA 17703
(570) 326-0587
FAX (717) 322-2197
CCCS of Western PennsyNanla, Inc.
217 E. Plank Road
Altoona PA 16602
(814) 944-6100
(814) 944-8100
CC, CS of Northeastern Pennsylvania
1400 Abing{on F. xec~iva Pa~, Suite 1
Clan~ Summltt, PA 19411
(570) 887-9163 OR 1-800-822-9637
FAX (570) 587-9734/9135
31 W. Mark~ SL
Wilkes-Berm PA 18702
(570) 321-0837 or 800-922-9537
FAX (570) 821-1785
201 Basin Street
WIIliamsport, PA 17703
(570) 323-6627
FAX (570) 323-6626
¥;ENANGO COUNTY
Greater Erie Community Action
Committee
18 West 9TH Street
Erie, PA 16501
(814) 459-4581
FAX (814) 456-0161
John F, Kennedy Center, Ins
2021 East 20th S~rest
Erie, PA 16510
(814) 898..O400
FAX (814) 898-1243
· CCCS of Western Pennsylvania, Inc.
YMCA Building
339 Norlh Washington Street
Butler, PA 16001
(412). 282-7812.
WARREN COUNTY
Booker T. Washington Ce. ntor
1720 Holland Street
Erie, PA 16503
(814) 463-5744 .
F.~((814) 453-5749
Greater Ede Community Action
Committee '
18 West 9'rH Street
Erie, PA 16501
(814) 469..4581
FAX (814) 45~-0161
Wan'an-Firras! Counties Econoa'd¢
Opportunity
Council
1209 Pennsylvania Avenue, West
P.O. Box 547
Wanen, PA 16365
(814) 728-2400
FAX (8.14) 723-0510
Action ,HouMng,. Inc.
425 6th Avenue, Suite 950
Pittsburgh, PA 18219 -- '
(412) 391-1958 or (412)'281-2102
FAX (4'12) 391.4512
Com~l~nity Action southwest
Wayneeburg, PA 15370
(724) .682-2893
CCCS of Western Pan .n~lvenia. Inc.
I North Gat~ Square
tr~ Garden Center D~ve
Omansburg, PA 15601 · ·
CCCS of We,.em Pennsylvania, Inc
53 N. 'College Street
Washington PA 16301
(724) 222-8292
Housing Opportunities, Inc
133 Seventh Street
McKessport, PA 16132
(412)
FAX (412) 664-0873
Man-Vafley Unemployed Committee
120 E. 91h Avenue
Homestead, PA 15120
(412) 462-9962
FAX (412) 462-~
Credit Counselors of PA
401 Wood SLeet, Suite 908
Pitteburgh, PA 15222
(412) 338-9954 or 1(680} 737-2933
FAX .(412) 338-9963
WAYNE COUNTY
CCCS of Northeastern Pennsylvania
1400 .~;,-,~on F_xKut~e Pa~ Suite 1
Clerks Summitt, PA 18411
(570) 687-9163 OR 1-800-922-9537
FAX (570) 687-9134/9135
31 W. Market St.
Wilkes-Barre PA 18702
· (570) 821-0837 or 800-922-9537
FAX (570) 821-1785
9 South 7th Street
Stmudsburg PA 18360
(570} 420-8980 or 860-922-9537
FAX (570) 420-8981
The Trehab Center of Not, eastern PA
185 Elmira Street, P.O. Box 218
Troy, PA 16947
(570) 297-2101
FAX (570} 297-2799
German Street, P.O. Box 389
FAX (570) 297-2799
(870) 928-9688
FAX (570) 928-8144
17 Crafton Street
Wellsbom, PA 18901
(570) 724-5252
FAX (570) 724-5783
931 Main Street
Honesdais PA 18431
(570) 263-8941
FAX (570) 253-4817
103 warren Street, P.O. Box 709
Tunkhannock, PA 18857
(870) 68S-6840
FAX (570) 838-6332
7 Lake Avenue, Box 339
Mantrcee, PA 18801
(670)'279-3338 or 1-800-982-4045
FAX (570) 278-1889
425 6Ih Avenue, Suite
Pittsburgh, PA 16219
(412) 391-1956 er (412) 28i-2102
FAX (412) 391-4512
Community AcBon soUtltwest
22 w~t High Street
Waynesburg, PA 15370
(724) 852-2893
CCCS of Western Pennsylvania, Inc.
I North Gate Squsm
~2 Gan:lan Center Drive
Gresn~urg, PA 15601
. (724) 838-1290
CCCS of Western Pennsylvania, Inc
199 Edison Slmut
Unlontown PA 15401
(724) 439-8939 '
Housing Opporlunitias, In¢
133 Seventh Street -
McKeespod, PA 15132.
(412) 664-1590
FAX (412) 684-O573
Mo~..vaitey un~ffiplel~l commltt~
~,,~X12) 482-9962
(412) 462-996 ..
827 water $1met, Box 167
Indiana, PA 15701
(724) 485-2657
FAX (724) 485-6118
- _Keystan~.. Economic Development
L;orpora~lon
· 1954 Mary Grace Lane.
Johnstewn, PA 15901
(814) 835.8558
FAX (614) ,539-1686
Tableland Services Inc.
535 East Main Street
somemet, PA 15601
(814) 445-8828
t-800-462-0148
FAX (814) 443-3690
Credit Counselom of PA.
401 Wood Street, Suite 906
Pittsburgh, PA 15222
(412) 338-9954 or 1(800) 737-2933
FAX (412) 338-9963
WYOMING COUNTY
Common Economics Opportunity of
Luzeme Co
183 Amber Lane
Wilkes-Ban'e, Pennsylvania 18701
(570) 826-0510 OR 1-800-822-0359
FAX (670) 829-1665--CALL BEFORE
FAXING
(570) 455-4994 HAZELTON
FAX (570) 455-6631---CALL BEFORE
FAXlNG
(570) 838-4090 TUNKHANNOCK
CC, CS of Norlhesstem Pennsylvania
1400 N~ngtm F.~ecuitve Park, Su~ 1
Clads Summitt, PA 18411
(570) 887-9163 OR 1-800-922-9537
FAX (570) 587-9134/9135 '
31 W. Market St
Wilkes-Barre PA 187~2
(570) 681-0837 or 600-922-9537
FAX (570) 821-1768
The Tmilab Canter of Nmtlesatem pA
185 Elmira SlmeL P.O. ~ 218
'Troy,'PA 16~47
· (570) 297-2101.
FAX (670) 297-2799
. German Street, P.O. Box 389
FAX(570)297-2799 ......
(570) 925-0668
FAX (570) ;28-8144
17 Cralton Street
Weit~xxo, PA 16901
(570) 72;I-5252
FAX (57{)) 724-5783
931 Main Street
Honesdale PA 18431
(579) 253-4817
103 Warren Stmof. P.O. Box 709
Tuakhanneck, PA 18857
(570) ~3e-B~40
FAX (57O) 838-6332
7 Lake Avenue, Box 339
MoF~b-(.~k, PA 18801
~) 278-3338 or 1-800-982-4045
(570) 270-1889
YORK COUNTY
American Red Crees---Hanover
Chapter
529 Ca'lisle Street
· Hanover, Pennsylvania 17331
~7AX17) 637-3768
116 North George Slraet
Yol~, PA 17401
(717) 684-1S~1
FAX (717) ~45-7684
CCCS of Western Pannsyklnia,
2000 Ungiaatown Road
Harrisburg, PA 17102
CC, CS of Western Pennsylvania,. ino
912 South George Street
Yorlc, PA 17403
(717) 846-41'~6
Adams County Housing Authority
139-143 Carlisle St
Gettysburg PA 17325
(717) 334-1518
FAX (717) 334-8326
Mortgage
January 09, 2002
National City Mortgage Co.
3232 Newmark Ddve · Miamisburg, Ohio 45342
Telephone (937} 910-1200
Mailing Address:
P.O. Box 1820
Dayton, Ohio 45401-1820
.Virginia M Baker·
211 Lincoln St
Enola PA 17025
Loan No. 862638-3
Current Servicer: National City M~rtgage
.HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it ·up to dat'e).
NATUP~E OF T~E· DEFAUI~T---·.'The MORTGAGE ·debt held by the above lender .on
'your property'locat~d'at: " -' .'. ''~ .' '
211 Lincoln St
· 'West. Fairvi PA 17025 ·
IS SERIOUSLY .IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s)
11/01/2001 - 01/01/2002
and the following amount(s) are now past due:
Monthly Payments
Late Charges
Non-Sufficient Funds
Other Fees -
Less Suspense Balance
Total Due
2,675.69
223.02
.00
32.06
.00-
2,930.77
Y0U HAVE FAILED TO TAKE THE FOLLOWING ACTION
(Do not use if not applicable):
HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days
HOW TO CURE THE DEFAULT
of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE
LRNDER, WHICH IS $ 2,930.77, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES
WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD.
Payments must be made either by cash, cashier's check, certified check
or money order made payable and sent to:
National City Mortgage
Attn: Customer Counseling Department
3232 Newmark Dr.
Miamisburg, OH 45342
You can cure any other default by taking the following action within
THIRTY (30) DAYS of the date of this letter: (Do not use if not applicable)
DR671 FT8 Page
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE.
This is an official notice that the mortgage, on your home is in default, and the
lender Intends to Foreclose. Specific Information about the nature of the default
' Is provided in. t,he attached pages.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) maybe able
....... m®_ ., o ce ! i s o o .
um WIT U E
' ~I;LING AGENCY WITHIN 30 DAYS OF THE[ DATE OF THiS NOT~CE. Tal(e this
Notice with you when you meet with the Couneeiin_= Apenc_v.
The name. add.mss and _=hone number of Consumer Credit Counseiln(3_ A-~encles
;ervin_~ your County are Included with this Notice. If you have any auestlons. _you
may call the Penns_vlvanla Housing_ Finance A~_®nc¥ toll free at 1-800-342-2397.
(persons with im.~aired hearin~ can call (717) 780-1869).
This Notice contains Important legal Information. If you have any questions,. .
repmsentativee at the Consumer Credit Counseling Agency may be able to help
explain it. You may also want to contact an attorney in your area. The local bar
association may be able to help you find a lawyer.
LA NOTIFiCACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL
CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION
INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FI-
NANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES
SER ELEGIBLE PAl:iA UN PRESTAMO POR'EL PROGRAMA LLAMADO
"HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU
HIPOTECA.
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
· YOU MAY BE ELIGIBLE FOR F~NAHCIAL ASSISTAHCE WHICH CAN SAVE
~ YOUR HOME FROtd FORECLOSURE AND H;=LP YOU MAKE FUTURE
.' MORTGAGE PAY~iENTS.
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT OF 1983 (TILE "ACT"), YOU MAY BE ELIGIBLE" "
FOR EMERGENCY MORTGAGE ASSISTANCE:
· IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR
CONTROL.
,~ iF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND
· IF YOU' MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMP-(~RARY STArt'OF FORECLOSURE - Under ~he Act, you are entitl, ed to a tempo-
rary stay of foreclosure on your mortgage for thirty (30) days ~rom the date of this No-
tica. During that time you must arrange and attend a 'face-to-face" meeting with one of
the consumer credit counseling agencies listed at the end.of this Notice. ~
lNG MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR
EMERGENCY.MORTGAGE ASSISTANCE. YOU MUST BRING YOUR MORTGAGF
UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORT-
GAGE'D~FAUL'I'". EXPLAINS HOW TO BRING YOOR MORTGAGE UP TO DATE.
CONSUMER.CREDIT COUNSELING AGENCIES - If you meet with one of the con-
sumer credit co~n~seling agencies listed at the end of this notice, the lender may NOT
take action against you for thirty (30) days after, the date of this meeting. The names,
addresses and tele_ohone numbers of designated consumer credit counseling agencies
for.the county_ in which the .ero0erty is located.are set forth at the end of this Notice. It is
only necessary to schedule one face-to-face meeting. Adviseyour lender immediately
of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCl;; - Your mortgage is in default for the
reasons set forth later in this Notice (see following pages for specific info,,ation about
the nature of your default). If you have tried and are unable to resolve this problem with
the lender, you have the right to apply for financial assistance from the Homeowner's
Emergency Mortgage Assistance Program. To do so, you must fill out, sign and filea
completed Homeowner's Emergency Assistance Program Application with one of the
designated consumer credit coUnseling agencies listed at the end of this Notice. Only
consumer credit counseling agencies have applications for the program and they will
assist you in submitting a complete application to the Pennsylvania Housing Finance
Agency. Your application MUST be filed or pos~harked within thirty (30) days of your
face-to-face meeting.
· YOU _U_U._S_~FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO' SO OR IF
YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH' IN THIS LETTER,
FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND
YOUR APPLICATION FOR ~IORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION - Available funds for emergency mortgage assistance are very
limited. They will be disbursed by the Agency under the eligibility criteria established by
the Act.
The Pennsylvania Housing Finance Agency has sixty (60) days to make a decisioh after it
receives your application. Dudng that time, no foreclosure proceedings will be pursued '
against you if you have met the time requirements set forth above. You will be notified
directly by the Pennsylvania Housing Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION iN
BANKRUPTCY, THE FOLLOWING PART OF*THIS NOTICE IS FOR INFORMATION
'PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO
COLLECT THE DEBT.
(If you.have filed bankrUptcy, you can still apply for Emergency Mortgage Assistance..), ·
IF YOU DO NOT CURE THE DEFAULT(see pa.qe 1)- If you do not cure the default
within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its
H~lhtsr to acceler_a_t~, the m~t. This means that the entire Outstanding balance
of this debt will be considered due immediately and you may lose the chance to pay the
mortgage tn monthly installments. If full payment of the total amount past due is not made
Within THIRTY (30) DAYS, the.lender also intends to instrUct its attorneys to start legal
action to fore. close upon vOur morteaae property.
· IF THE MORTGAGE IS FORECLOSED upON - The mortgaged property will be sold by
the SI~ .e~iffto pay off the mortgage debt. If the lender ~efers your case to its attorneys, but
you cure the delinquency b&fore the lender begins legal proceedings against you, you will
still be required to pay the reasonable attomey's fees that were actually incurred, up to
$50.00. However, if legal proceedings are started against you, you will have to pay all
reasonable attqroeys' fees actually incurred by the lender even if they exceed $50.00. Any .
attorney's fees will be added to the amount you owe the lender, which may also include
other reasonable costs.' If you cure the default within the THIRTY (30) DAY period,
you will not be required to pay attorney's fees.
OTHER LENDER REMEDIES- The lender may also sue you personally for the unpaid
'principal balance and all other sums due under the mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not Cured
the default Within the THIRTY (30) DAY period and foreclosure proceedings have begun~
you still have the ri.qht to cure the default and prevent the sale at any time up to one hour
before the Shell,s Sale. You may do so by payin.q the total amount then past due, plus any
late or other char.qes then due, reasonable attorney's.fees and costs connected with the
foreclosure sale and any other costs connected with the Sheriff's Sale as specified in
wfitinq by the lender and by Performinq any other requirements under the mort.qa.qe. Cur-
lng your default in the manner set forth in this notice will restore your mortgage to
the same position as if you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALI~ DATE - It is estimated that the earliest date
that such a Sheriff's Sale of the mortgaged property could be held would be approxi-
mately FOUR(4) months from the date of this Notice. A notice of the actual date of the
Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the
defafJIt will increase the longer you wait. You may find out at any time exactly what the
required payment or action will be by contacting the lender.
HOW TO CONTACT THE LENDER: Name of Lender: National City Mortgage
Address; 3232 NewmaH( Dr. Miamisburg OH 4~342
Phone Number: 1-800-523-8654. Fax Number: (937) 910-4057
Contact Person: COLLECTIONS DEPT:
EFFECT OF SHERIFF'S SALE -You should realize that a Sheriff's Sale will end your
ownership of the mortgaged property and your right to occupy it. If you continue to live in the
.property after the Sheriff's Sale, a lawsuit to remove you and your fumishing and other,,,
'belongings Could be started by the lender at any time..
ASSUMPTION OF MORTGAGE -You may ormay not be able to sell or transfer your
home t~'a bbyer or ti~sferee who will assume the mortgage debt, provided that all the
outstanding payments, charges and attorney's fees and costs are paid prior t° or at the
sale and that the other requirements of the mortgage are satisfied. For additional informa-
tion please contact the Collection Dept.
YOU MAY ALSO HAVE THE RIGHT:
TO'Si:EL THE PROPERTY- TO OBTAIN MONEY T0~PAY OFF THE MORTGAGE DEBT
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF
THIS DEBT.
TO HAVE TIllS
DEFAULT CURED BYANY THIRD PARTY ACTING ON YOUR BE-
HALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DE-
FAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT
HAVE THIS RIGHTTO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY
CALENDAR YEAR.)
TO ASSERT THE NONEXISTENCE OF DEFAULT IN ANY FORECLOSURE PRO-
CEEDING ORANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCU-
MENTS.'
TO ASSERT ANY. OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH
ACTION BY THE LENDER.
TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW..
APPENDIX C
PENNSYLVANIA HOUSING FINANCE AGENCY
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
CONSUMER CREDIT COUNSEUNG AGENCIES
ADAMs COUNTY
American Red Cross--
Hanover Chapter
529 Carlisle Street
Hanover, Pennsylvania 17331
(717) 837-3738
FAX (717) 637-3294 ' .
CCCS of Western PA
2000 Unglsstown Road
Harrisl~.lrg PA 17102
(717) 541-1757
FAX (717) ~41-4670
Financial Counseling Be~lces of
Franklin
31 West 3~d Btrast
· . PA 172 .
(717) 752-3285
Adam" County Housing Authority
1 38-143 'Carllele St
Getty~huig PA 17325
ALLEGHENY COUNTY
Pennsylvania Housing Finance
Agency .
(M~a H~e)
2276 Swallow Hill road,~B,ldg 200
Pittsburgh, PA 15220
(412) 429-2842
FAX (412) 429-2835'
Credit Coucealora of PA
Indiana Co. Community Action
Program
827 Water Street. Box 187
Indiana PA 15701
~4) 465-2657
(724) 465-5115
C.,mdti Counselors of PA
401 Wood Strast, Suite 906
Pittsburgh, PA lS~
(412) 335-9954 or
1(800) 737-2933
FAX (412) 335-9953
A~un Housing, inc. '
425 61h Avenue, Suite 950
PltiSburgh, PA 15219
"~412~) 391-1955
FAX (412) 381-4512
CCC~ of Westom Pennsylvania? Inc.
971 'l'nlm Street
Beaver, PA 15009 ......
(724) 774-O795
Houalng Opportenltiee of Beaver
Count, Inc.
650 Corporation St, Suite 207
Beaver, PA 15009
(724) 725-7511.
Mon Valley Unemployed Committee
125 E. 9th Avenue
Homestead, PA 15120
(412) 482-9952
401 Wood Street, Suite 906 (412) 462-9964
· Pittsburgh, PA 15222 ~ ,.~
(412) 335-9954 or 1(800) 737-2933 Housing Opportunities Inc.'
FAX (412) 338-9963 133 Se~mth Street
Actlun .Housing, Inc.
425 6th Avenue, Suite 950
Pittsburgh, PA 15219
(412) 391-19.58 or (412)281-2102 or
I (800) 792-2801 . ·
FAX (412)-391-4512
c°mmual~y Action Southwest
22 West High Street
Wsycesburg, PA 15370
(724) 952-2893
CC, CS of Wastom Pennsylvania, Inc.
309 Smithfield Street
Plttebu~gh, PA 15222
(412) 471-7584
Housing Opportuntlss
133 Seventh Sb'sst
McKeesport PA 15132
(412) 664-1906
Fax (412) 954-0973
Urban Lecegue Of Pittsburgh
Bldg, For Equal Opportunity
One Smithfield St.
Pittebu~gh PA 15_~_~-222~.
(412) 227-4802
FAX (412) 261-5207
Mon-Vailay Unemployed Committee
120 E. 9th Avenue
Homsstead, PA 15120
(412) 462-9962
ARMSTRONG COUNI~
CCCS of Western Pennsylvania, Inc.
217 E. Plank Road
Aitoons PA 16602
(814) 9448100 or (814) 944-5747
P.O. Box 9
McKeesperi PA 15124
Credit Counselors of PA
401 Wund Street, Suite 906
Pittsburgh, PA
~AX12) 336-9954 or 1(800) 737-2933
(412) 335-0963
BEDFORD COUNTY
Bedford-Fulton Housing Services
10241 Lincoln Highway
Everett, PA 15537
(814) 623-9129
FAX (814) 623-7187
CC, CS of Western Pennsylvania, Inc.
217 E. Plank Road
Altoons PA 18802
(614) ;44-8100
FAX (814) 944-5747 '
Keystone Economic
Development Corporation
1954 Mary Grace Lane
Johnstown, PA 15901
(814) 535-6556
FAX (814) 839-1686
Tableland Semices, inc.
535 East Main Street
Somerset PA 15501 '
(814) 445-9528 or 1-800~.52-014.8
FAX (814) 443-3690
Wea~erization Office
917 Mifflin Street
Huntingdon, PA 16652
(814) 643-2343
BERKS COUNTY
Budget Counse~Fng Center
247North Fifth Street
ReadinQ, PA 19601
CCCS of Lehigh Valley
3671 Crescent Court East
Whitehall PA 18052
(810) 821-4011 or 800-220-2733-
(814) only
FAX (610) 821-8932
Economic Opportunity Cabinet of
Schuylkill County
225 N. Centre Street
Pottevllle, PA 17901
~X17) 622-1995
Community Housing Counselor, Inc.
P.O. B~ 244
Kennett Square, PA 19348
(610) ~.; ~.3682
FAX (610) ~.~.~.~8243
BLAIR COUNTY
Bedford-Fuiton Hou,,Ing Services
R.D.#I, Box.384
Everett, PA 16537
(614) 623-9129
FAX (814) 629-7187
KeYstone Economic Development .
1954 MenJ~Grace Lane '
JohnstowrifPA 15901
(614) 535-~956
FAX (814) 639-1688
CCCS of Western Pennsylvania, Inc.
217 E. Plank Road
Aitoona PA 16602
(814) 944-8100 or (814) 944-5747
Weatherlzadon Office
917 Mifflin Street
Huntingdon, PA 16652
(814) 843-2343'
BRADFORD COI.it~'Y
CCCS of Northssstem Pennsylvania
1400 Ab~gton E~cu~ve Pa~ SU~e 1
Cterks Summitt, PA'18411
(670) 587-9163 OR 1-800-922-9537
FAX (570) 687-9134/9135
31 W. Mmlmt St.
Wakes-Bane, PA 18702
(670) 821-0837 or 800-922-9537
FAX (570) 821-1795
9 South 7th Stm~
Stroudaburg PA 18360
(570) 420-8980 or 800-922-9537
FAX (570) 420-8981
1831 S Athertun St, Suite 100
State Collage, PA 16801
(814) 2383668
FAX (814) 2383669
1115 Trahab Cor~er of Nodlleastem PA
10 Public Avenue
Montroue, PA 18801
· (570) 278-3338 or 809-982.4045
FAX (570) 275-1889
186 Elmira Street
P,O. Box 218
Troy, PA 16947
(570) 2972101
German Street, P.O. Sox 389
Dushore, PA 18614
(570) 928-~665
FAX (570) 928-8144
103 Warren streM, P.O. Box 709
Tunkhannoc~ PA 16557
(Rev. 6/99)
33 Walnut Street
Welleboro, PA 16901
(570} 724-5252
FAX (570) 724-5783
931 Main Street
Honesdale PA 18431
(~70) 253-8941
FAX (570) 253-4817
BUCKS COUN'W
Aoum Housing Corporation
846 North Broad Street
Philadelphia, PA 19130
t2AX15 785-1221
(215) 755-1427
Northwest Counseling sotvice
5001 North Broad Street
Philadelphia, PA 19141
(215) 324-7500'
FAX (215) 324-~7~3
SUc~ county Housing Group, Inc.
140 East Richardson Avenue
Langhom~, PA 19047
(215) 750-4310
FAX (218) 750-4318
CCCS of Delaware Valley
1516 Market street - Suits 1325
'Philadelphia PA 19107
(2t8) 563-5566
FAX (215) 864-2666
HACE
167 Allegheny Ave 2nd Fi.
Philadelphia, PA 191'40
FAX216) 428.8025
(215) 425-9122
CCCS of Delaware Valley
Trevese Corporate Center
4606 Street Road
Trewee PA 19047
(215) 563-5665
Community Deval. Corp of Frankford
4620 Grtsc~m Street
Philadelphia, PA 19124
(215) 744-2990
FAX (215) 744.-2012
· CCCS of Lehigh Valle~y
3671 Crescent Court East
Whitehall, PA 18082
(610) 821-4011 OR 600-220-2733
FAX (610) 821-893~
American Credit Counseling Institute
845 Coates St.
Coatesville PA 19320
(888) 212-6741
144 E Dekalb
King of Prussia PA 19408
610-971.2210
FAX (610) 258-4814
75.5 York Rd, Suite 105
Wa;minster PA 18974
(215) ~.~. 9429
FAX (215) 956-6344
BUTLER COUNTY
Action Housing, Inc.
425 6th Avenue, Suite 950
Pittsburgh, PA 15219
(412) 391-1956 or (412) 281-2102
FAX (412) 391-4512
CCCS of Western PA
YMCA Building
339 North Washington Btreel
Housing Opportunities, Inc.
650 Corporate St., Suite 207
McKeasport, PA 15132
(412) 664-1590 '
FAX (412) 564-087.t
Man-Valley, Unemployed Committee
120 E. 9th Avenue *
Homestead, PA 15120
(412) 462-9962
FAX (412) 462-9964
Housing Opportunities Inc.
133 Seventh Street
P.O. Box 9
McKensport, PA o15134
~X12) 684-1906
(412) 664-0873.
Credit Caunselom of PA
401 Wood Street, Suite 906
Pittsburgh, PA 15222 ' '
(412)338-99~4 0~' 1(800) 737-2933
FAX (412) 338-0963
CAMBRIA COUNTY
Bedford-Fulton Housing S'~rvioo~
R.D.#I, Box 384
Everett, PA 15537
(814) 623-9129
FAX (814) 1323-7187
CCCS of Western PA
217 E. Plank Rood
Altoone P~, 16602
(014) 944-8100
FAX (814) ..944-5747
Indiana County Community ~lon
Program
827 Water Street, Box 187
Indiana, PA 15701
(412) 4~5-2S67
FAX (412) 485-6118
Keystone Econ Development Corp. ·
1954 Mary Grace Lane
Johnstown PA 16901
(8.14) 535-8556
FAX (814) 53001688
CCCS of Weetem PA
219~6, Coilege Park
Johnstewn PA 15904
(814) 53008335
Tableland §ervices, Inc.
535 East Main Street
$omarast PA 18501
(814) 4459628 or 1-89O..452-0148
FAX (814) 443-389O
'CAMERON COUNTY
I;dorthem Tier Community Action Corp.
P.O. Box :389-
135 West 4th Street
Emporium, PA 15834
(814) 48~-1161
FAX (814) 486-0825
CCCS of Westen PA
217 E. Plank Road
Altoona PA 16602
(814) 944-8100
FAX (814) 944-5747
CCCS of Wasten PA
217 E. Plank Road
Altouna, PA 16602
(914) 944-6100
FAX (814) 9-f.4:5747
CARBON COUNTY
Eec at' Schuylldll County
225 N. Centre Street
Pottsville, PA 17901
(570) 622-1995
FAX (570) 622-0429
CCCS of Lehigh Valley.
3671 Craoont Cou~t East
Whitehall PA 18052
610-821-4011 or 800-220-2733
570 & 814 only for 800~
FAX (610) 821-0137
CCCS of Northasstem Pennsylvania
1400 Abingtan Executive Park, Suite 1
Clarke Summitt. PA 18411
(570) 887-9163 OR 1-800-922-9537
FAX (570) 587-9134/9135
31 W. Market St.
Wilkes-Berm, PA 18702
(570) 821-0837 or 800-922-9537
FAX (570) 821-1785
9 South 7ffi' Street
Stroudsburg PA 18360
(570) 420-8980 or '800-922-9537
FAX (570) 420-8981
1831 S Alhmton St, Suite 100
State College, PA 16801.
(814) .235-3868 '
F,J~'(814) 238-3669
~ o~ Econsmlcs Oplxvtun~
of Lu2eme County
163 Amber Lane
WIIkns.-Befm, PA 18702 - .
(570) 826-0510 OR 1-800-822-0359
,FAX (570) 82001865--CALJ. BEFORE
PAXING
(570) 485-4994 HAZELTON
FAX (570) 455-6631---CALL BEFORE
FAXING
(5'70) 836-4090 TUNKHANNOCK
Pennsylvania, Inc.
217 F- Plank Road
Altouna, PA 16802
(814) ?f?. 9100
, F~X (814) 9~.4 5747
Lycoming-Cllnton Co Camm F.or
Community.
Action (STEP
2138 Uncoln Street
P.O. Box 1328
Wllllamsport, PA 17703
(570) 326-0587
FAX (570) 322-2197
CCCS of Nortbeastam PA
1631 S. Atherton St; 'Suite 100
State College PA 16801
(814) 238-3668
FAX (814) 238-3689
CCCS of Northeastern PA
201 Basin Street
Wtlltamaport, PA 17703
(670) 326-0587
FAX (570) 3~9-2197
- CHESTER COUNTY
Acorn Housing Corporation
846 North Broad Street
Philadelphia, PA 19130
(215) 765-1221
FAX (215) 765-1427
Nodhwast Counseling Sen/ices
~001 N. Broad Sheet
Philadelphia, PA 19141
(215) 324-7500
FAX (215) 324.8753
Budget Counseling Center '
247 North Filth Street
Reading, PA 19801
(610) 375-7866
FAX (610) 375-7830
CCCS of Delaware Valley
1515 Market Street, Suite 1325
Philadelphia, PA 19107
(215) 563-5665
FAX (215) 563-7020
HACE
167 W. Allegheny Ave, 2nd FI.
Philadelphia, PA 19140
(215) 42006025
FAX (215} 426-9122
Community Housing Counseling
P.O. Box 244
Kennstt Square, PA 19348
(610) ~.d 3682
FAX (610) ~.~4 8243
Media Fellowship House
302 S. Jeckenn Street
Media, PA 19063
(610) 565-0846
FAX (610) 565-8667
Phiia Council For Community Adv
100 North 17th St~eof, Suite 600
Philadelphia, PA 19103
(215) 567-7803
FAX (215) 963-0941
Tabor Community ~en/Icas, Inc.
439 F_ King Sb'eet
Lancaster, PA 17602
(717) 397-5182 OR 1-.800-765-5062
~X.O.only)
(717} 399-4127
Community DeveL Carp of Franldord
Group Minlatry
4620 Grlaoum Street
Philadelphia, PA 19124
(215) 744-2990
FAX (215) 744-2012
American ReGI Cross of Chester
1729 Edgerft'unt Avenue
Chester, PA 19013
(610) 874-1484
CC. CS of Delaware Valley
Marshall Building
790 E. M~lrket St., Suite 215
Wast Chester, PA 19382
(215) 563-5665
American Credit Counseling Institute
845 Coates SL
Coetesvllta PA 19320
(888) 212-6741
144 E. Dekstb Pike
K~ng of Prussia, PA 19408
F610) 971-2210
AX (610) 265-4814
755 York Rd, Suite 103
Warmlnater PA 18074
(215) ~.-9429
FAX (215) 956-8344
CLARION COUNTY
CCCS of We~em Penooylverfla, Inc.
YMCA Building
339 North Washington Stm~
Butler, PA 18001
(412) 282-7812
CLEARFIELD COUNTY
Keystone Economic Development
Corporation
1954 Mary Grace Lane
Johnstown, PA 15901
(814) 535-8558
FAX (814) 539-1688
Indiana Co. Community Action
Program
827 Water Street, Box 187
Indiana, PA 15701
(724) 465-2657
FAX (~,12) 465-5118
CCCS of Western Pennsylvania, Inc.
217 E. Plank Road
Altouna PA 16602
(814) 944-8100
FAX (814) 944-5747
CCCS of Northeastern PA
1831 S Atherton St., Suite 100
State College, PA 18801
(814) 235-3668
FAX (814) 235-3669
CCCS of Western PA
2100A College Park Plaza
Johnsfown PA 15904
(814) 839-8335
CUNTON COUNTY
Lycoming-Cllnton Counties
Commission For Community Action
(STEP)
2138 Uncoln Street
P.O. Box 1328
WI]llemsport, PA 17703
(570) 325-(~87
FAX (570) 322-21e7
cccs of Nodheestem PA
1631 S Atheftna St., Suite 100
State Coflege, PA 16801
(814) 235-3666
FAX (814) 238-3869
cc, cs of Nmtbestam
201 Basin Street
Wtltlamspor~ PA 17703'
(570) 323..6627
FAX (670) 323-8628'
COLUMBIA COUNTY
CCCS of Northeastern Pennsylvania
31 W. Market Street
P.O. Box 1127
Wilkes-Barre, PA 18702
(570) .821-0837 OR 1-800-922-9537
FAX (570) 82%1785
1400 Al31ngton Exem.,tlve Park, Suital
Clm'ks Summitt, PA 184~11
FAX570) 587-0153 or 800-922-9537
(670) 587-0134/9135
of Luzeme County
163 Amber Lane
W'dkas-Barm, PA 18702
~.X0) ~26-0510 OR 1-806-~22-038;
(570) 82001~ BEFORE .
PAXING
(F~x.O) 455-4994 HAZELTON
(570) 455-5631-..CALL BEFORE
FAXING
(870) 636-4~9O 'rUNKH~NNOCK
Booker T. Washington Center
1720 Holland Street
Erie, PA 16503
(814) 453-5744
FAX (814) 453-5749
Greater Erie Community Action
Committee
18 West 9th Street
Erie, PA 16501
(814) 45004~81
FAX (814) 456-0161
John F. Kennedy Center, Inc.
2021 East 20th Street
Erie, PA 16810
FAX814) 898-0400
(814) 898-1243
Shenango Valley Urban League, Inc.
601 Indiana Avenue
Farmil, PA 16121
(412) 981-5310
CUMBERLAND COUNTY
Cccs of weatem Pennsylvania, Inc.
2000 Unglastown Road
Harrisburg, PA 17102
(717) 54%1787
FAX (717~ 541-4670
· Financial Counseling Servlcss of
· Franklin
31 West 3rd Street
Waynssboro, PA 17288 ,
(7'17) 762-3285
Urban League of Metropolitan
Harrisburg
N. 6th Slreet
Harrisburg, PA 17101
(717) 234-5925
FAX (717) 2.34-9459
YWCA of Cadlsia
· 301 G Street
Carlisle, PA 17013
(717) 243-3818
FAX (717) 731-6889
C~mmunity Action C0mm of the
Capital Region
1514 Dam/Street
Hantaburg, PA ~17104
FAX17) 232-9757
130-143 Cadlsle St.
GettysbLag, PA 17325
(717) 33'4,-1518
FAX (717) 3348326
DAUPHIk COUNTY
CCCS Of Wsstem Pennsylvania, Inc.
2000 Urlglestown Road
Harrisburg, PA. 17102
(717) ~41-1757
FAX (717) 541-4670
Urban League of Me'tro])o~tan
Harrisburg
2107 N. 6th Street
Harrisburg. PA 17101
(717) 234-5925
FAX (717) 234-9459
Community Action Commission
of the Capital Region
1514 Deny Street
Hantsburg PA 17104
(717) 232-9757
FAX (717) 234-~7
DELAWAEE COUNTY
Acorn Housing Corporation
846 Norlt~ Breed Street
PhliadelpllJa, PA 19130
(215) 765-1221
FAX (215) 765-1427
Northwest Counssling Service
8001 North Broad Street
Philadelphia, PA 19141
(215) 324-7500 ·
FAX (215) 324-8753
CCCS of Delaware. Valley
1515 Mmket Street-Suite 1325
Philadelphia, PA 19107
(215) 553-8685
FAX (215) 864-2668
· HACE
187 W. Allegheny A~m., 2nd Roor
Philadelphia, PA 19140
(215) 426-8O25
FAX (215) 426-9122
Media Fellowship House
· 302 S. Jacksm~ Street '
Media, PA lg063
(810) 685-OO46
FAX (610) 865-8567
Community Housing C~unselor, Inc.
P.O. Box 244
Kennett Square PA 19348
(810) 444-3682
FAX (610) 444-8243
Philadelphia Council For Community
Adv
100 No,Ih 17th Street
Suite 800
Philadelphia, PA 19103
(215) 587-7803
FAX (215) 963-9941
Community Devel Corp of Frankford
Group Ministry
4620 Gdacom Street
Philadelphia, PA 19124
(216) 744-2990
FAX (215) 744-2012
Amedcan Red Cross of Cheater
1729 Edgmont Avenue
Cheater, PA 19013
(610) 874-1484
CCCS of Delaware Valley
280 North Providence Road
Media,-PA 19063
(215.) 563-5865
Acci
.,-1Z~Slrafford Ave, Suite 1
Wayne PA 19087
(810) 971-2210
FAX (610) 687-7880
ACCi'
144 E. Dekalb Pike '
, King.of Prussia, PA 1940~
(810) 971-2210
ELK COUNTY'
John F. Kennedy Centa~, Inc.
2021 East 20th Street
· F_fie, PA 16510
(814) 890-0400 .
FAX (814) 898-1243
P.O. Box 389
. ~135 West 4th Stoat
· Emporium, PA 15834
~X14) 486-1161
(814) 486-0825
ERIE COUHTY
~;~'~fT'--~ton Canter
1720 Holland Street
E. de, PA 16503
FAX814) 453-5744
(514) 4~3-5749
Greater Erie Community Action
Committee
18 West 9th Slreat
Eric, PA 16501
(814) 459-4581
FAX (814) 468-0161
John F. Kenrmdy Center, Inc.
2021 _~=_~ 20th Slruet
Erie, PA 16~10
(814) 698-04OO
FAX (814) 898-1243
FAYE'n'E COUNTY
Action Housing, inc.
425 6th Avenue, Suite 950
Pittsburgh, PA 15219
(412) 391-1956 or (412) 281-2102
FAX (412) 391-4512
Community Action Southwest
22 West High Street
Waynssburg, PA 15370
(724) 852-2893
CCCS of Western Pennsylvania, Inc.
I Nodh Gate Square
~t2 Garden canter Drive
Greansburg, PA 15601
(724) 838-1290
Feyetta Co. Cummunity Action
Agency, Inc.
137 North Beeoun Avenue
FAX (412) 437.4418
Tableland Services Inc.
131 North Center Avenue
Somemet, PA 15501
(814) 446-9628
FAX (814) 443-3690
CCCS Of Wsstem PA
199 Edison Street
Uniontown PA 15401
(724) 439-8939
Mon-Valiay ' Unemployed Committee
120 E. 9th Avenue
Homestead, PA 15120
(412) 462-9682
FOREST COUNTY
Warren-Fo~est Counties Economic
Opportunity Council
204 Uberly Stmof .
Poet Office Box 547
Warren, PA 16368
(814) 728-2400
lAX (814) 7230810
FP.N~KUk cotm'rY
Financial Services Unlimited
31 West 3rd Street
Waynssboro, PA 1726~
(717) 7~2-3268
YWCA of Canista ..
301 G Street
Carlisle, PA 17013
(717) 243-3818
FAX (717) 243-3948
CCCS of ~tllceatam Pennsylvania, Inc.
912 South George Street
York, PA 17403
(717) 848-4176
Ameftcan Red Cross-Hanover
Chapter
529 CarSaio Slmnt
HanOVer, PA 17331
(717) 687-3768
FAX (717) 637-3294
Community Action Commission of
Captial Region
1514 DeiTy Street
Harrisburg, PA 17104
(717) 232;9757'
FAX (~17) 234-2227
Urban League of Metropolitan Hbg
2107 N. 6th Street
Harrisburg, PA 171021
(717) 234-5925
FAX (717) 234-9459
CCCS of Wsstam PA
2000 Llngiostown Road
Harrisburg, PA 17102
(717) 541-1757
FAX (717) 541-4670
Ad~;m$ County Housing Authority
130-143 Cadlsia St.
Gettysburg, PA 17325
(717) 334-1518
FAX (717) 334-8326
FULTON COUNTY
Bedford-Fulton Housing Services
R.D.#I, Box 384
EveretL PA 15537
(814) 623-9129
FAX (814) 523-7187
Financial Couneallng Sen/Ices of
Franldln
31 West 3rd Street
Waynesbom, PA 17268
{717) 762-3285
CCCS of Wsstem Pennsylvania, Inc,
912 South George Street
Yo~ PA 17403
(717) 846-4176
Weatherization Office ';
917 Mifflin Street
Huntingdon, PA 18852
(814) 643-2343
GREENE COUNTY
Action Housing, Inc. ,
425 6th Avenue, Suite 950
Pittsburgh, PA 15219
(412) 391-1956 or (412) 281-2102
FAX (412) 391-4812
Mon-Valiay Unemployed Committee
120 E. 9th Avenue
Homeetead, PA 15120
(412) 462-9962
FAX (412) 482-g964
Community Action Southweet
22 West High, Street
Wayceeburg, PA 15370
{724) 852-2893
FAX (412) 627-7713
CCCS of Wsstem Pannsylvania, Inc
1 North Gate Square
f/~ Garden canter Drive
Gmensburg, PA 15601
(724) 838-1290
HUNTINGDON COUNTY
Bedford-Fulton Housing Services
RD 1, B~( 384
Everett, PA 15837
(814) 623-9129
FAX (814) 623-7187
CCCS Of Wsstem Pennsylvania, Inc.
217 E. Plank Road
Altoo~a, PA 16802
F814) 944 8100
AX (814) 944-5747
Weatherlzedon Office
917 Mifflin Street
Huntingdon, PA 18052
(814) ~43-2343 '
INDIANA COUNTY
CCCS of Wsstem Pennsylvania, Inc.
I No~th Gate Squem
~2 Garden Center Drive
Gmanohurg, PA 15601
(724) 838-1290
Inciana Co. C~,,~,,~,Jnl~ Aca3n ~3gram
827 Water Street, Box 187
Indiana, PA 15701
(724) 465-2657
FAX (412) 465-5118
Keystone Economic Development
Corporation
1954 Mary Grace Lane
Johnstown, PA 15901
(814) 535-.6585.
FAX (814) 830-1888
CC, CS of Western PA
210-A Coflege Park Plaza
Johnstown PA 15904
(814) 539-8335
JEFFERSON COUNTY
John F. Kennedy canter, Inc.
2021 East 26th Street
Erie, PA 16510
(814) 895-040O
FAX (814) 698-1243
CCCS of Weetem Pennsy;vania, Inc.
YMCA Building
339 North Washington Street
Butler, PA 18001
(724) 282-7812
Indiana County Community Action
Program
827 Water Street, Box 187
Indiana, PA 15701
(724) 485-2557
FAX (412) 465-5118
JUNIATA COUNTY
CCCS of Westem Pennsylvania, Inc.
217 E. Plank Road
Altoona PA 16602
(814) 944.8100
FAX (814) 944-5747
Weatherizaflon Office
917 Mifflin Street
Huntingdon, PA 16652
(814) 643-2343
LACKAWANNA COUNTY
CCCS el Nortbesstam Pennsylvania
31 W. Market Street"
P.O. Box 1127-
W1kss-Barre, PA 18702
{$70) 821-0837 OR 1.800-922-963~
FAX (570) 821-1785
. 14oo Ablngt~ Execute Park, Suite 1
Clarke Summitt,.PA 18411
FAX67O) 587-0163 or 800-965-9537
(570) 587-91:34/9135
LANCASTER COUNTY.-
Community Housing Counselors,
Incorporated
P.O. BoX. 244
Kanneff Square, PA 16348
(215) .::~ 3632'
FAX (215) ~.~.~. 3178
CCCS of Lehigh Valley
3671 Crescent Court East
Whitehall; PA 18052
(215) 82'[.-4011 1.80O.22O.2733
(717) & (814) ONLY
FAX (215) 821.8932 ' ~1 '7
CCC8 of Wsstam Pennsylvania, Inc.
912 South George Sa'eel
York, PA 17403
(717) 846-4178
Tabor Community Se~tcoa, Inc.
439 E. King Street
Lancaster. PA 17602
(717) 397-6182 OR 1.80O.78a-5062
FAX (717) 390-4127
LA~ENCE COUNTY
CCCS of Western Pennsylvania
1st Federal Plaza-Suite 406
· North Mill Street
New Csst~e. PA 16101
(?24) 652.8074
312 Chestnut Street, Suite 227
Meadville PA 16336
(814) 333857O
Sbenango Valley Urban League, Inc.
601 Indiana Avenue
Fen'eli, PA 16121
(?24) 981~310
Housing OppOduni6es Of Beaver
County
650 Corporation aL, Suite 2O7
Beaver, PA 15009
(724) 723-7262
FAX (412) 728-72O2
LEBANON COUNTY
]Economic Opportunity Cabinet of
Schuylkill County
225 North Centre Street
Pattsville, PA 17901
(570) 622-1995
FAX (570) 822-0429
Tabor Community Services, Inc
439 E. King Street
Lancaster, PA 178O2 e
(717) 307-8182 OR 1-80O.766-S052
FAX (717) 309-4127
LEHIGH COUNTY
CCCS ct Lehigh Valley
3671 Crescent Court East
Whitehall, PA 18052
(610) 821-.4011 OR 1.800-220-2733
(57O) & (814) ONLY
FA.X (610) 821.8932
Economic Opport Cabinet of
Schuylkill Co
225 North Centre Street
Pottsville, PA 17901
(570) 622-1995
FAX (570) 622-0429
LUZERNE COUNTY
CCC8 of Northeastem Pennsylvania
31 W. Market Street
P.O. Box 1127
Wilkes-Barre, PA 18702
(570) 821-0837 OR 1.800-922-9537
-FAX (570) 821-1785
1400 Abihgton Executive Park
Suite 1
Clerks Summitt, PA 18411
J~) 557.8163 er 500-922-9537
-I:;(,~ (575) 667-9104~9136
Comm. on Econ Opportunity of
Lucerne County
163 Amber Lane
Wtikea-Bonl, Pennsylvania 18702
. (570) 026-0510 OR 1.800-822-0359
FAX (570) 82O-1663.--CALL BEFORE
FAXING
(570) 455-4994 HAZELTON
FAX (57O) 455-5631---CALL BEFORE
FAXlNG
(570) 838.4,09? TUNKHANNOCK
EOC of Schuylkill county
225 North Centre Street
Pottsville, PA 17901
(570) 623-1995
· ,~,FAX (570) 822-O429
LYCOMING COUNTY
CCCS of Northeastern Pennsylvania
31 W. Market Street
P.O. Box 1127
Wilkes-Ban1, PA 18702
~AXT0) 821-0837 OR 1-800-922-0637
(570) 821-1785 .
1400 Ablngton Executive Park
Suite 1
Clarke Summltt, PA 18411
(570) 587-9163 or 800-922-9637.
.FAX (570) 687-9134/9135
201 _P.a_a_!n Street
Wlillemsport, PA 177O3
(570) 323-6827
FAX (570) 323-6626
Lycomlng-Chnton counties
Commission For Community ActiOn
(STEP)
2138 Uncoln Street
P.O. Box 1328
Wtillemeport, PA 17703
(570) 026-O667
FAX (57O) 332-2197
MCKEAN COUNTY
John F. Kennedy Center, Inc.
2021 East 20th Street
Erie, PA 18510
(814) 895-0400
FAX (814) 898-1243
Northern Tier Commun~ Action Corp
P.O. Box 389
1:35 W. 4th Street
Emporium, PA 15634
(614) 455-1161
FAX (814) 4860825
MERCER COUNTY
Shanango Valley Urban League, Inc.
601 Indiana Avenue
Farreli. PA 16121
CCCS of Western Pennsylvania, Inc.
YMCA Building
339 North Washington Street
Butler, PA 18001
(724) 282-7812
MIFFLIN COUNTY
CCCS of Western Pennsylvania, Inc.
217 E. Plank Road
Aitoona PA 16602
(814) 944-8100
FAX (814) 944-5747
Weathertzation Office
917 Mifflin Street
HuntingdOn, PA 16852
(814) 643-2043
CCCS of Northeestam PA
1631 S Atkerten St ·
Suite 100
State College PA 16801
~X14 ) 235-3666
(814) 238-3669
MONROE COUNTY
CCCS ~f Horthesatem Pann~lvenla
31 W. Madmt EP, reet
P.O. Box 1127
Wtikes-Ban'e, PA 18702
(570) 821-0837 OR t-800-922-9537
FAX (570) 821-1785
1400 Ablngton Executive Park
Suite 1
Clarke Summitt PA 18411
(570) 587-9163 or 80O-922-9537
FAX (57O)~ 687-9134/9135
9 South 7th Sheet
Stroudsburg PA 18360
(570) 420-8980 or 800-922-9537
FAX (570) 420,8981
Corem eh Econ Opp of Luzerne
county
163 Amber Lane
Wilkes-Berm, PA 18702
(570) 828-0510 OR 1.800-822-0359
FAX (570) 829-1665-.-CAU. BEFORE
FAXING
(570) 465-4994 HAZELTON
FAX (5705 485-~631---CAI.L BEFORE
FAXING
(57O) 836-4000 TUI~KHANNOCK
MONTGOMERY C~UNTY
Acorn Housing Coq~ratlou
846 North Broad Street
Philadelphia, PA 19130
(215) 765-1221 ..
FAX (215) 76.5-1427
Northwest Couneeling
5001 N. Broad Street
Philadelphia, PA 19141
(215) 324-7500
FAX (215) 324-8753
CC, CS of Delaware Valley
Norristown Business Canter
lg0 W. Gennantown Pike, Suite 140
Norfistown PA 19401
(215) 563-5666
Community Action Development
Corem
701 DeKalb Street
Norristown, PA 19401
(610) 277..6363
FAX (610) 277-2123
CCCS of Delaware Valley
1515 Market Street,-Suita 1325
Philadelphia, PA 19107
(215) 563-5665
FAX (215) 864-2666
Community Housing Counsslom Inc
P.O. Box 244
Kennett Square, PA 19348
(215) 444-3682
Media Fellowship House:
302 S. Ja~son Street
Media, PA .19063
(810) 565-0848
Phile Council For C~ommunlty
Advmnt
100 North 17th Street. Suite 600
Philadelphia, PA 19103
(216) 667-7803
FAX (216) 963-9941
American Credit Counseling Institute
845 Coates SL
Coatesville, PA 19320
(888) 212.6741
144 E. Dekalb Pike
King of Prussia PA 19406
~Xl 0) 971-2210,
(615) 265-4814
756 York Rd., Suite 103
Warmlnetor PA 18974
(215) ~.~ 0429
FAX (215) 956-6344
MONTOUR COUNTY '
~"~m Pennsylvenla
3t W. Mark~ Street
P.O. I~x 1127
Wilkes-Barre, PA 18702
(570) 621-0837 OR 1.800-922-9537
FAX (570) 921-1785 '
1400 Ablngton Executive Park, Suite I
Clan~ Summ[tt, PA 18411
~%X7O) 887-9163 or 800-922-9537
(870) 687-9134/9136
NORIl-lA~FTON COUN1Y '
CCC$ of Lehigh Valley
3671 Crsscont court Eaat
Whitehall, PA 18052
(610) 821-4011 OR 1-800-220-2733
(7t7) & (814) ONLY
FAX (610) 821.8932
#ORIHUMGERLANDcouNIY '
CCCS of Nortbesstem Pennsylvania
31 W. Market Street
P.O. Box 1127
V~lkea-Barre, PA 18702 ·
(570) 821-0837 OR 1-800-922-9537
FAX (570) 631-1785
1400 Ablngtnn Executive Park
Suite 1
C. larks Summitt; PA 18411
(670) 687-9183 or 80O.922-9637
FAX (870 587-9134/9135
201 Basin Street
WIIllameport, PA 17703
~SAX7O) 323-6627
(570) ~6
Economic Opportunity Cabinet of
Schuylkill County
225 North Centre Street
Pottsville, PA 17901
(670) 632-1995
FAX (57O) 622-O429
PERRY COUNTY
CCC$ of Western Pennsylvania, Inc.
2000 UnglestoWn Road
HerUaburg, PA 17102
(717) 541-1757
FAX (717) 541.4670
Financial Counseling Services of
Franklin
31 West 3rd Street
· Waynesboro, PA 17268
(717) 762-3285
Urban League of Metropolitan
Hantsburg
2107 N.6th Street
Harriabum. PA 17101
Weatherlzation Office
917 Mifflin Street
Huntingdon, PA 16652
(814) 643-2343
YWCA of Carlisle
301 G Sheet
Carlisle, PA 17013
(717) 243-3818
FAX (717) 243-3948.
Community Action Commission of
The Capital Region
1514 Deny Street · .
Harrisburg P.A 17104
(717) 232-9757
FAX (717) 234-2227
PHILADELPHIA COUNTY
Ac, om HOusing Corporation.
848 North Breed Street
Philadelphia, PA 19130
(215) 765-1221
FAX (215) 765-1427
Northweat Counselb'i§ "Servi~:e
5001 N Broad Street
Philadelphia PA 19141
(215) 324-7500
FAX (215) 324-8753
CCC, S: of Delaware Valley
1515 Market Street, Suite 1325, ,
Philadelphia, PA 19107
(215) 663-8885
FAX (2.15) 884-2666)
CCCS 0f Delaware. Vqlte¥
One Chef~ Hill, Suite 215.
Chain/Hill NJ 08002
(216) 563-5865
167 W. Allegheny, 2nd FI
· Philadelphia, PA 19140 · ·
(216) 426-8025
FAX (215) 426-9122
Housing Association of Delaware
Valley
1500 Walnut Sheet, Suite 661
Philadelphia, PA 19102
(215) 545-6010.
FAX (215) 790-9132
Media l~ellowshlp House
302 S. Jac~on Street
Media PA 19063
F610) 885-0846
AX (651) 865-8567
Housing Association of Delaware
Valley
656 North Watts Street
Philadelphia, PA 19123
(216) 978-0224.
FAX (215) 765-7614
PCCA
100 Noflh 17TH Street, Suite 600
PhiladelPhia, PA 19103
(215) 687-7803
FAX (215) 963-9941
Corem DeveL Corp of Frenkford
Group Miniehy
4820 Grlscom Street
Philadelphia PA 19124
(215) 744-2990
FAX (215) 744-2012
American Credit Counseling Institute
845 Coates St
Coateeville PA 1932~)
(888) 212-6741
144 E Dekelb Pike
King of Prussia PA 19406
610-971-2210
610-971-2210
PIKE COUNTY
~heestam Pennsylvania
31 W. Market Sheet, POB 1127
Wilkes-Barre, PA 18702
(570) 821-0837 OR 1-800-922-9537
FA,:<. {670) e21-1755
1400 Abingtnn Executive Park, S~te 1
Clerks Summitt PA 18411
(570) 587-9183 or 800-922-9837
FAX (570) 887-9134/9135
9 South 7th Street
Stmudsburg PA 18360
(870) 420-8980 or 800-922-9837
FAX (570) 420-8981
, Po.rl~ cOuNTy
Hotti'mm Tier ~ Action Corp.
135 West 4th Sheet
Emporium, PA 15834
(814) 486-1161
FAX (814) 486-0825
247 North Fifth Street
Reading, PA 19601
(619) 375-7886
FAX (610) 375-7830
Econ OppOrt Cabinet of Schuylldti Ce
· 225 N. Centre Sheet
Pottsville, PA 17901
(670) 622-1995 ·
FAX (570) 822-0429
Commission on Eoon Opptunity of
Luz Co. ~
18,.~ Amber Lane
Wilkes-Barre PA 18702
(570) 826-0510. OR 1-600-822-0359
FAX (570} 826-1665- CALL .
BEFORE FAXlNG '
F575) 455.4994 HAZELTON.
AX (570) 455-6831'.--CALL BEFORE
FAXlNG
(570) 838-4090 TUNKHANNOCK
CCCS of Lehigh Valley
P.O. BoxA
Whitehall PA 18052
(610) 821-4011
FAX (610) 821-6932
$NYDER COUN'TY
~e~nsylvenia, inc
2000 Ungleatown Road
Harrisburg, PA 17102
FAX17) 541-1757
(717) 641-4670
Urban League of Metropolitan
Harrisburg
2107 N. 6th Street
Harrisburg PA 17101
' 17101
(717) 641-1757
FAX (717) 2'34-9459
Community Action Corem of the
Capital Region
1514 DeiTy Street
Harrisburg PA 17104
(717) 232-9757
FAX (717) 234-2227
.S. OMEREET COUNTY
· Bedford-Fulton Housing Services
R.D.#I. Box 384
Everett, PA 15537
(814) 623-9129
FAX (814) 623-7187
Bedford-Fulton Housing Services
1954 Mary Graca Lane
Johnstnwn, PA 15901
FAX (814) 538-1688
CCCS of Western Pennsylvania, Inc.
North Gate
1 Square
CCCS of Western Pennsylvania, Inc.
219-A College Park Plaza
Johnstown PA 15904
(814) 539-6335
Tableland Services Inc.
535 East Main Street
Somemet, PA 15501
(814) 445-9628 - 1-800-452-0148
FAX (814) 443-3690
SULUVAH COUNTY
CCCS of Northeastern Pennsylvania
1400 Abington ExecutNO Park, Suite 1
Cterks Summiff, PA 18411
(570) 587-9163 OR 1-800-922-9537
FAX (570) 5876134/9135
31 W. Market SL
WSkee-Barre PA 18702
(570). 821-0837 or 808-922-9537
FAX (570) 821-1785
The Trehab Cmltor of ~=__,~.am pA
185 Elmira Street, P.O, Box 218
Troy,. PA 16647
· (570) 297-2101
FAX (570) 297-2799
Gemmn Street, P,O. Box 389
FAX(670)297-2799
(570) 928-9668
FAX (670) 028-.8144
17 Crafton Street
Wetleboro. PA 16901
(570) 72.4-5252
F~. (57i)) 724-~83
931 Main Street
Honeedate PA 18431
(570) 253-6941
FAX (57O) 283-4e17
103 Warren Street, P.O. Box 709
Tunkhannock~ PA. 18657
(870) 636-664O
'F.AX (570) 836-6322
7 Lake Avefme, Box 339
Montmse, PA 18801
(570) 276-3338 or 1-600-982-4645
FAX (570) 276-1889
~UBHANNA COUH'TY
of Northeastam Pennslyva~ia
1400 Abington Executive Pad;, Suite 1
C~aft~ Suture#t, PA 16411
(570) 587-9163 OR 1-606-922-9537
FAX (570) 587-9164/9135
31 W. Market St.
Wllkee-Oan-e PA 18702
(570) 821-0837 or 800-922-9637
.FAX (570) 821-1785
' The Tmhab Conter of No~teeetem PA
185 Elmira Sbeet, P,O. Box 218
Troy, PA 16947
(570) 297-2101
FAX (570) 297-2799
German Street, P.O. Box 389
FAX (570) 297-2799
(570) 928-0668
FAX (570) 928-8144
17 Creffon Street
wallsbure, PA 16901
(570) 724-5252
FAX (570) 724-5783
931 Main Street
Honeedale PA 18431
(570) 253-8941
FAX (570) 253-4817
103 Wa~en Street, P.O. Box 709
Tunkhannsck, PA 18657
(570) 836-664O
FAX (670) 836-6332
7 Lake Avenue, Box 339
Montrose, PA 18801
(570) 278-3338 or"1-800-982-4045
FAX (570) 278-1,,89
'rIOGA COUNTY
L';'c-"~:"-~T-]q'~ee s t e m Pennsylvania
1400 Abington Executive Park, Suite
Clerks Summtit, PA 16411
(570) 587-9163 OR 1-800-922-9537
FAX (570) 687-9134/9135
31 W. Market St.
Wilkes-Barre PA 18702
(570) 821-0837 or 800-922-9537
FAX (870) 821-1785
'Pns Trehab Center of Norlhaastem p^
186 Elmira Street, P.O. Box 218
Troy, PA 16947
(570) 297-2101
FAX (670) 297-2799
Germon b-'lreet, P.O. Box ~80
FAX(570) 297-2799
~,X70) 928-9668 '
(570) 928-8144
17 C~d~on Street
Welteboro, PA 16901
(570) 724-5252
FAX (670) 724-6783 '
931 Main Street
Honeedale PA 18431
(570) 253-8941
FAX (670) 253-4817
1(~3 warren Street, P.O. Box 709
Tunkheenoc~, PA 18657
~=~X?0) 836..6840
(670) 836,.6332
7 Lake Avenue. Box 339
Mnntrcae, PA 18801 '
(b-/0} 276-3338 or 1-800-982-4046
FAX (676) 278-1889
UNION COUNTY
Lycoming-CIInton Co Corem For.
Corem Action (STEP)
2138 IJnsoin Street, P.O. Box 1328
Willlanmpofll, PA 17703
(570) 326-0587
FAX (717) 322-2197
CCCS of Western Pennsylvania, Inc.
217 E. Plank Road
Altoons PA 16602
(814) 944-8100
(814) 944-6100
CC, CS of Northasstam Pennsylvania
Clarke Sumndtt, PA 18411
(570) 587-9163 OR 1-800-922-9537
FAX (570) 587-9134/9135
31 W. Market SL
Wilkes-Barre PA 18702
(570) 821-(3837 or 808-922-9537
FAX (570) 821-1785
201 Basin Street
Williamapart, PA 17703
(570) 323-6627
FAX (570) 323-6626
T~..NANGO COUNTY
Greater Ede Comm~ity Action
Committee
18 West 9TH Street
Ede, PA 16501
(814) 459-4581
FAX (814) 456-0161
;John F. Kennedy Center, inc
2021 East 20th Street
Erie, PA 16510
(814) 898-6400
FAX (814) 898-1243
CCCS of Western Pennsylvania, Inc.
YMCA Building
339 Nortll Washington Street
Butler, PA 16001
(412). 282-7512.
WARREN COUNTY
Booker T. Washington Ce. nter
1720 Holland Street
F_de, PA 16503
(814) 453-5744 .
FAX (514) 453-5749
Greeter Erie Community Action
Committee ·
18 West 9TH Street
Erie, PA 16501
(814) 459-4581
FAX (614) 4.56.0181
Warren*F~'rest Counties Economic .
Opportun;ty .
Council
1209 Pennsylvania Avenue, West
P.O. Box 547
Warren, PA 16365
(6t4) 726-2400
FAX (~.14) 723.0S10
· WA3HINeTON CCAJN'rY
Action :Housing,. Inn.
425 6th Avenue, Suite 950
Pittsburgh, PA 15219 ·
(412) 391-1966 or (412)'281-210~
FAX (472) 391-4512
CommUnity Action Soutt'~vest
22 West High Street t .f
Wsyuesburg, PA 15370
(724) B53-29O3
CCCS of Western Penr~,ylvenia, Inc.
I North Gat~ Square
· 2 Garden Center Drive
Grennsburg, PA 15601
CCCS of Western Pennsylvania, Inc
53 N. College Street
Washington PA 15301
(724) 222-8292
Housing Opflmlunitles, Inc
133 Seventh Street
McKenapml, PA 16132
(412) 6~14-159O
FAX (412) .664-0673
Men-Valley Uuemptoyed Committee
120 E. 9th Avenue
Homestead, PA 15120
(412) 462-9O62
FAX (412) 462-998
Credit Counselors of PA
401 Wood Street, Suite 906
Pittsburgh, PA
(412) 338-9854 or 1(800) 7372933
FAX (412) 335-~63
WAYNE COUNIY
CCCS of Notthaostem Pennsylvania
Clarke Summitt, PA 18411
(570) 587-9163 OR 1-800.922-9537
FAX (570) 557-9134/9135
31 W. Market St.
Wilkes-Barre PA 18702
. (570) 821.0837 or 600-922-9537
FAX (570) 821-1785
9 South 7th Street
Btreudaburg PA 18360
(570) 420-8980 or 860-922-9537
FAX (570) 420-8951
The Trehab Center of Nor~leastem PA
165 Elmira Street, P.O. Box 218
Trey', PA 16947
(670) 257-2101
FAX 1'570} 297-2799
German Street, P.O. Box 389
FAX (570) 297-2799
(570) 928-9688
FAX (570) 928-8144
17 Craffon Street
Wellsboro, PA 18901
(570) 724-8252
FAX (570) 724-5763
031 Main Street
Honesdaia PA 18431
(570) 263-6941
FAX (57O) 253-4817
103 Warren Street, P.O. Box 709
Yunkhannnc~, PA 19857
(57o) 836-684o
FAX (570) 838-6332
7 Lake Avenue, Box 339
Montmse, PA 16501
(570)'270-3330 or 1-600982-4045
FAX (570) 278-1889
~I'MORELAND COUNTY
n Housing. Inc.
425 6th Avenue. Suite 950
Pittsburgh, PA 15219
(412) 391-1956 or (412) 281-2102
FAX (412) 391,-4~i2
Communtty Ac~Jen Suutt~vest '
22 West h~gh Stra~
Weynesburg. PA 15370
(724) 852-2893
CCCS of Western Pennsylvania, Inc.
#2 Garden Cerd~ ~
. Graensburg. PA 15601
. (724) 636-1290
CCCS of Western Pennsylvania. Inc
199 Edison Street
Uniardown PA 15401
(724) 439-8939 '
Housing Opportunities, In¢
133 Seventh Street ·
McKeesport. PA 16132.
(412) 864-1500
FAX (412) 664-0873
Uon-Valtey Ur~empiayad Committee
120 E, 9th Avenue
Homestead, PA 15120
~X12) 462-9962
(412) 462-996 ..
827 Water Slraet. Box 157
Indiana, PA 15701
(724) 465-2657
FAX (724) 465-5118
Ko.tone Economic Development
Corporation
· 1954 Mary Grace Lane.
Joh~stown. PA 15901
(814) 535-6556
FAX (814) 539-1688
Tableland Sewices Inc.
535 East Main Street
Somerset. PA 15501
(814) 445-9828
1-800-452-0148
FAX (614) 443-369O
Credit Counselors of PA.
401 Wood Street. Suite 906
Pittsburgh, PA 15222
(412) 338.0954 or 1(800) 737-2933
FAX (412) 336-9963
WYOMING COUNTY
Common Economics Opportunity of
Luzeme Co
163 Amber Lane
Wilkes-Barre, Pennsylvania 18701
(570) 826-0510 OR 1-800-822-0359
FAX (570) 820.1865--CALL BEFORE
FAY, lNG
(570) 455-4994 HAZELTON
FAX (570) 455-5631~LL BEFORE
FAY, lNG
(570) 836-409O TUNKHANNOCK
CCC,,S of Norlheastem Pennsylvania
1400 Abington F_xecu~ Park, Suite 1
Clarke Summltt. PA 18411
(570) 687-9163 OR 1-800-922-9537
FAX (570) 567-9t34/9135
31W. Makst St. ·
W~es-Bmm PA 18702
~X70) 821.0837 or 99O-922.0537
(570) 821-1785
The Trehab Caster of Nor'~henslem pA
185 Elmira Slraof. P.O. Box 218
'Tmy., PA 16947
· (570) 297-2101,
FAX (570) 297-2799
· ~..en strut. P,o.
FAX(570)297-279O
FAX570) 92&.9858
(570) 928-8144
17 C, raffen Street
Wellsbom, PA 169O1
(570) 72,4-5262
FaX (57e) 724-5783
931 Main Street
Honesdaia PA 18431
(57O) 253-8941
FAX (579) 253-4617
103 Wanen Street, P.O. Box 709
Tunkhanoock, PA 18657
(570) 53e-8940
FAX (570) 836-6332
7 Lake Avenue, Box 339
Mentms&, PA 18801
~X0) 2783538 or 1-809-982-4045
(570) 278-1536
YORK COUNTY
American Red ~ovor
Chapter
529 CalllNe Street
· Hanover, Pennsylvania 17331
(717) 537-3768
FAX (717) 6373294
Housing Coundl of Yof,(
116 North George Slmet
York, PA 17401
(717) 854-1541
FAX (717) 945-7934
CCC-,S of Weatem Pennsylvania, Inc
2000 Ungleatewn Road
Harrisburg, PA 17102
CC, CS of Western Pennsylvania,. inc
912 South George Street
YonV., PA 17403
(717) 945-41'~0
Adams County Housing Authority
139-143 CaSsia St
Gettysburg PA 17328
(717) 334-1818
FAX (717) 334-8326
Box 386
VERIFICATION
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff's agents. The undersigned understands that
this statement herein is made subject to the penalties of 18
4904 relating to unsworn falsification to
Pa.C.S. Section
authorities.
Mark J. Udr~n, ESQUIRE
MARK J. UDREN & ASSOCIATES
National City Mortgage Company
VS
Michael S. Baker and Virginia M.
Baker
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2002-1391 Civil Term
R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ
is returned STAYED pursuant to instructions from Attorney Mark J. Udren.
Sheriff's Costs:
Docketing 30.00
Surcharge 30.00
Law Library .50
Prothonotary 1.00
Mileage 20.70
Levy 15.00
Advertising 15.00
Posting Handbills 15.00
Share of Bills 25.20
Poundage 14.33
Law Journal 321.20
Patriot News 241.75
Certified Mail 1.31
$730.99
paid by attomey
08/28/02
This /3 day of_.xz.T~,~
~-~, ~ R. Thomas Kline, Sheriff
2002,
Prothonotary Real Estl~t~ Deputy
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE
CHERRY HILL, NJ 08034
856-482-6900
500
National City Mortgage
3232 New Mark Drive
Miamisburg,Oh 45342
Company
Plaintiff
Michael S. Baker
Virginia M. Baker
211 Lincoln Street
Enola, PA 17025
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 02-1391
AFFIDAVIT PURSUANT TO RULE 3129.1
National City Mortgage Company, Plaintiff in the above action, by its
attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for
the Writ of Execution was filed the following information concerning the
real property located at: 211 Lincoln Street, Enola (Borough of West
Fairview) PA 17025
1. Name and address of Owner(s) or reputed Owner(s):
Name Address
Michael S. Baker
211 Lincoln Street, Enola,PA 17025
Virginia M. Baker
211 Lincoln Street, Enola,PA 17025
2. Name and address of Defendant(s) in the judgment:
Name Address
Same as #1 above
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
None
4. Name and address of
record:
Name
the last recorded holder
Address
of every mortgage of
Plaintiff herein.
See Caption above.
Commerce Bank/Harrisburg, N.A. 100 Senate Avenue, PO Box 8599
A Pennsylvania Banking Corp. Camp Hill, PA 17001-8599
5. Name and address of every other person who has any record lien on the
property:
Name Address
None
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
Real Estate Tax Dept.
1 Courthouse Sq., Carlisle, PA 17013
Domestic Relations Section 13 N. Hanover St., Carlisle, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
211 Lincoln Street
Enola (Borough of West Fairview) PA 17025
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
DATED: April 30, 2002 ~l~l&
ASSOCIATES
~ ' , ESQ.
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Company
3232 New Mark Drive
Miamisburg,Oh 45342
Plaintiff
Vo
Michael S. Baker
Virginia M. Baker
211 Lincoln Street
Enola,PA 17025
Defendant(s)
ATTOR/FEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
02-1391
~PROPERTY
TO:
Virginia M. Baker
211 Lincoln Street
Enola,PA 17025
Your house (real estate) at 211 Lincoln Street, Enola (Borough of West
Fairview) PA 17025 is scheduled to be sold at the Sheriff's Sale on
September 4, 2002, at 10:00 A.M. in the Commissioners Hearing Room, 2nd
Floor, Courthouse, Carlisle, PA, to enforce the court judgment of
$100,691.67, obtained by Plaintiff above (the mortgagee) against you. If
the sale is postponed, the property will be relisted for the Next
Available Sale.
~LQ~VENT THIS SHERIFF' S SAI,F
To prevent this Sheriff's Sale, you must take i~te a~
The sale will be cancelled if you pay to the mortgagee the back payment, late
charges, costs and reasonable attorney's fees. To find out how much you must pay,
you may call: - -
You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the
more chance you will have of stopping the sale. (See notice on page two on how
to obtain an attorney.)
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be ~ble to petition the Court to Set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TJtKE THIS PAi~ER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HA1r~ A LAWYER OR
CAt, ROT AFFORD ONE, C~O TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
~ET LEGAL HELP.
LAWYER REFERP. AL SERVICE
Cumberland County bar Association
2 Liberty Avenue
Carlisle,PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County bar Association
2 Liberty Avenue
Carlisle,PA 17013-3387
717-249-3166 or 800-990-9108
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Company
3232 New Mark Drive
Miamisburg,Oh 45342
Plaintiff
Vo
Michael S. Baker
Virginia M. Baker
211 Lincoln Street
Enola, PA 17025
Defendant (s) :
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
.
NO. 02-1391
.
.
~ OF SHERIFF'S SALE~F ~Ra?. PROPERTy
TO:
Michael S. Baker
211 Lincoln Street
Enola,PA 17025
Your house (real estate) at 211 Lincoln Street, Enola (Borough of West
Fairview) PA 17025 is scheduled to be sold at the Sheriff,s Sale on
September 4, 2002, at 10:00 A.M. in the Commissioners Hearing Room, 2nd
Floor, Courthouse, Carlisle, PA, to enforce the court judgment of
$100,691.67, obtained by Plaintiff above (the mortgagee) against you. If
the sale is postponed, the property will be relisted for the Next
Available Sale.
NOT ,
~OU MAy BE ABLE TO~Pi~EVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take i ' '-
1. The sale will be cancelled if you pay to the mortgagee the back payment, late
charges, costs and reasonable attorney,s fees. To find out how much you must pay,
you may call: J856) 482-6900.
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the
more chance you will have of stopping the sale. (See notice on page two on how
to obtain an attorney.)
MAY-- SzTILL~ABLE~TD~A~3D33R~ ~RR O~ E ~0 U PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAW~ER AT ONCE. IF YOU DO NOT ~{AlrE A LAW~/ER OR
CANNOT AFFORD ONE, ~O TO OR TELEPHOITE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County bar Association
2 Liberty Avenue
Carlisle,PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County bar Association
2 Liberty Avenue
Carlisle,PA 17013-3387
717-249-3166 or 800-990-9108
MAY. 9. 2002 g:29AM NO. 5995 P. 2
ALL THAT C~RTAIN TP-ACT OF LAND SITUATE IN THE BOROUGH OF WEST FAIRVIEW
NKA EAST PENNS BOROUG~ TOWNSHIP, CUMBERLAND COUNTy, PENNSYLVANIA, BEING
MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS;
BEG~/N~ AT A ~O~14T ON ~ ~o~m.l~ LINE OF ~OL~TIO~ STKEL~T AT TNB WEBTE~.N
OF A 1~ FEET WIDE ALLE~; TH1~NCE ALONG SAID ALLZy, SOu'£a 21 DE~]L~ES 30 MI~S EAST
OF ~ERB~RT FA~L~TE~ ZT UX, OF W~IC~TF.~$ TRA~T WAS FOP, M~RL~ A PART~ TF.~NCE ALON~ SAID
LA/T~ NOW O~ LATE OF FARN~R, NORTH 21 DB=BEES 30 ~'~INOTES 0 SECOI~D$ W~ST 127.3~ FEKT '
TO A POINT ON T~E BOUT~EP, N LINE OF A~0LITION STREET; THENCE ALONG ABOLITION
EEiN~ LOTW ON T~ PLAN OF ~ARTIN,S
~CO~
BOOK 27, ~A~ 1~9, ~CO~ED
~AVIN= T~REONER~C~k~u A ONE STORy DWELL~-N~I(NOWNA~ AND~I~M~NEED 211 LINCOLN
~TREET.
· TITLE TO SAID PREMISES IS VESTED IN MICHAEL S. ~AKER & VIRGINIA M.
BAKER, HIS WIFE, BY Dm~n FROM PERRY J. ZIMMERMANA~D C~RISTINE E.
ZIMMERMAN, HIS WIFE, DATED 8/7/87, RECORDED 8/13/87, IN DEED BOOK
W32, PAGE 200,
· BEING KNOW-NAS 211 LINCOLN STREET, RNOLA, PA 1702S.
PROPERTY ID NO.: 4~-17-104~-108
WRIT OF EXECUTION a~d/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
TO THE SHERIFF OF CUMB-ERLA-N-D -_ COUNTY:
To satisfy the debt, interest and costs due National
from Michael L. and Virginia M.
NO ~_] 39~.~ CIVIL 19
CIVIL ACTION. LAW ---
City Mortgage Company
_PLAINTIFF(S)
Baker, 211 Lincoln St., Enola PA 17025.
(1) Y°uaredirectedl°levyuponthepropertyolthedetendanl(s) andlosell
a~ ~l_Lincoln St., Enola (West Falrvlew Boro) PA
legal description.)
_DEFENDANT(S)
Real estate located
17025. (See attached
(2) You are also directed to altach the property ct Ihe defendant(s) not levied upon in the possession of
_GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b)/he garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone olher
ts~;,~c~ named garnishee,you are direct ed to notify him/hart hat he/she has been added as agarnishee and is enjoined as above
Amount Due $100,691.67
LL 8.50
Inleresl 5/1/02 - 9/4/02 $2,783.84
Alty's Comm($2~'~[~~ Due Prolhy_ $1.00
---~% Other Costs
Ally Paid $126.35
Plaintiff Paid
Date: . -- --Ma~L_3, ~0Jl2 ........
by
REQUESTING PARTY:
Name Mark 5. Udren, E~uire
Address: 1040 N Kin s~q~_~hwa~ Ste 500
Cherry Hill NJ 08034
Attorney for: _ ~t~iff
Telephone: _ ( 8
Supreme Court ID No.
_ ~CCU~RR_TIS~R. LONG
Deputy
Real Estate Sale # 29
On May 13, 2002 the sherifflevied upon the
defendant's interest in the real property situated in
Borough of West Fairview n/k/a East Pennsboro Township,
Cumberland County, PA known and numbered as
211 Lincoln Street, Enola, more fully described on
Exhibit "A" filed with this writ and by this reference
incorporated herein.
Date: May 13, 2002
Real Estate Deputy
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
UnderAct No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Frank J. Epler being duly sworn according to law, deposes and says:
That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the
Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the
City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The
~ newspapers of general circulation, printed and published at 812 to 818 Market Street, in the
City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th,
1854, and September 18th, 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 23rd and 30th day(s) of July and the 6th
day(s) of August 2002. That neither he nor said Company is interested in the subject matter of said printed notice
or advertising, and that all of the allegations of this statement as to the time, place and character of publication are
true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317.
PUBLICATION
COPY
S A L E #29
REAL ESTATE 8ALE No. 29
Writ No. ~X~-1391
CMITerm
INetlenal City Mor~ Co.
Michael $. Baker and
VIsible a. Baker
AIt~= Ma~k J, Udmn
DRESCEIF~ON
B(~ougfl of West/~ai~icw NKA East Penns
degl~cs 30 minu~ cast 138,32 fcct to a point on
Publisher's
Sworn to and subscribed before m? this 14th day of~('~gus~2 A,D,
Tern/L. Russell, Notao/Public
Ci~ Of Hardsburg, Dauphin Counb/ 1 NOTAF~ ~UB~I~
My Commission Expires June 6, 2006
Member, PennsCvania AssOciation Of NotafiesMy commission expires June 6, 2006
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates
Probating same Notary Fee(s)
Total
$ 240.00
$ 1.75
$ 241.75
Receipt for Advertising Cost
Co., publisher of The Patriot-News and The nd Patriot-News, newspapers of general
edge receipt of the aforesaid notice and publication costs and certifies that the same have
17025.
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1754
STATE OF PENNSYLVANIA :
COUNTY OF CUMBERLAND :
SS.
Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as ihe official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
JULY 26, AUGUST 2, 9, 2002
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
REAL ESTATE BAI.~ NO. 20
Writ No. 2002-1391 Civil
National City Mortgage Company
VS.
Michael S. Baker and
Virginia M. Baker
Atty.: Mark J. Udren
ALL THAT CERTAIN tract of land
situate in the Borough of West
Fairfiew nka East Penns Borough
Township. Cumberland County.
Permsylv~ala. being more particu-
larly bounded and described a~ fol-
lows;
BEGINNING at a point on the
southern /lne of Abolition Street at
the western line of a 16 feet wide
alley: thence along said alley, South
21 degrees 30 minutes East 138.39
feet to a point on the northern side
of Lincoln Street: thence along said
Lincoln Street. South 68 degrees 30
minutes West 59 feet to other lands
now or late of Herbert Farner et ux.
or~
SWORN TO AND SUBSCRIBED before me this
9 day of AUGUST 2002
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Company : COURT OF COMMON PLEAS
Plaintiff : CIVIL DIWlSION
Vo
Michael S. Baker
Virginia M. Baker
Defendant
ATTORNEY FOR PLAINTIFF
Cumberland County
NO. 02-1391
PRAECIPE TO WITHDRAW JUDC~MF~T~ AND DISCONTINUE WITHOUT PREJUDICE
TO THE PROTHONOTARY:
Kindly mark the above captioned matter JUDGMENT
WITHDRAWN and ACTION DISCONTINUED WITHOUT PREJUDICE, upon payment
of your costs only.
DATED: November 22~ 2002
Marl ~. Ud~en, '~.squire'
Mark J. Udren & Associates
Attorney for Plaintiff
O slog7