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Home My WebLink About06-2322 ~ (). IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff No: ct. )3).). ~ vs. COMPLAINT IN CIVIL ACTION LISA KEMP Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. warmbrodt,42524 WELTMAN, WEINBERG & REIS CO" L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05105755 C A pit WLG .. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff Civil Action No Ot. ;/3..2<<... vs. LISA KEMP Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you, You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff, You may lose money or property or other rights important to you, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 . COMPLAINT 1, Plaintiff, is a corporation with offices at 3311 MILL MEADOW DR. HILLIARD , OH 43026 . 2. Defendant is adult individual(s) residing at the address listed below: LISA KEMP 748 W NORTH ST CARLISLE, PA 17013 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number 6011002150392223 . A copy of Plaintiff's Statement of Account s attached hereto, marked as Exhibit "A" and made a part hereof. 4, Defendant made use of said credit card and currently has a balance due and owing to Plaintiff, as of April 13, 2006 , in the amount of $5620,76 . 5, Defendant is in default by failing to make payments when due, 6, Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees. 7. Plaintiff avers that such attorneys' fees will amount to $1000,00 ~ 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff, Wherefore, the Plaintiff prays for Judgment in its favor and against Defendant, LISA KEMP ,INDIVIDUALLY, in the amount of $5620,76 with interest at the legal rate of 6.000% per annum from date of judgment plus attorneys' fees of $1000,00 , and costs, ) G:c~..'.?l0/~ '" , Warmbrodt,42 24 , WEINBERG & REIS CO., L.P,A. enth Avenue, Suite 2718 Pitdsb rgh, PA 15219 (41,2) 434-7955 F 12-338-7130 05 755 C A Pit WLG This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. 6 ( Of$'7 S<)" . 06 SDSN6A01 0001070 LI SA KEMP 748 W NORTH ST CARLISLE PA 17013-2226 payment due date March 5, 2006 $1 Use your card with confidencenDiscover Card ranked #1 in Fraud Protection Services among the largest card issuers by Javelin Strategy & Research in its 2005 report. PO BOX 15251 11I...11...11",,11...1,,11 WILMINGTON DE 19886-5251 1,1,111.1"1,.1,1,.1.,11",1,1",1,1,1,1,."11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above. or go to Discovercard.com. 000006011002150392223056207600000000077000 , Discover Platinum Card Account Summary account number payment due date minimum payment due credit limit credit available cash credit limit cash credit avaifable 6011 0021 50392223 March 5, 2006 $770.00 $5,100.00 $0.00 $2,600.00 $0,00 Closing Date: February 6, 2006 prewous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance page 1 of 1 + + + + $5,620.76 0.00 0,00 0.00 0.00 0,00 $5,620,76 = Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available to Redeem Nommal ANNU."L ANNUAL M PERCENTAGE PERCENTAGE RATES RATES Cashback Bonus!> Cashback BonuS@ Anniversary Date: September 6 Average Daily Balances Daily Penodic Rates current billing period: 31 days purchases $0 Cash Advances $0 0.07463% 0.07463% 2Z24% V 27.24% V 27.24% 27.24% The rates that apply to your Account are either fixed (F) or they may varY (VI as noted l'IhnVF! $ + 28.25 0.00 28.25 0.00 $ $ EXHitsiT I -~-._-- Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES $0 $0 none $0 VERlFICA nON The undersigned does hereby verify subject to the penalties of 18 P A,C.S, S4904 relating to unsworn falsifications to authorities, that he/she i~h4if./ ~k.-I; J1..t:; Jl #s Ja (Name) . cmJ.AL.. 11 .AJ.LU)c:Y' of Discover Financial Services, LLC., plaintiff herein, that (Title) (Company) he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best ofhislher knowledge, information and belief. ~&A~ (Signature) WWR# 5105755 LISA KEMP 6011002150392223 ~i; -, ~ ,?-.. v., .'. A \JU c. '(::r: J ----.l ---J <::- <../\ I.J.> - ""v r.'" r.', \.......-t-.., {J'o\ \. l_.' V\ ".. ,--,~., " ,. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL V ANNIA CIVIL DMSION DISCOVER BANK.: Plaintiff NO. 06-2322 Civil COMPLAINT IN CIVIL ACTION Vs. LISA KEMP Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF TIllS PAR TV: James C. Warmbordt,42524 Weltman, Weinberg, & Reis Co. 436 Seventh Ave. Suite 2718 Pittsburgh, P A 15219 (412) 434-7955 FAX: 412-338-7130 05105755 C A Pit WLG ~ -~ CIVIL RESPONSE DEFENDANT DISPUTES that they owe Plaintiff the amount that Plaintiff alleges. Defendant has asked for the enumerated information listed below from Plaintiff. Plaintiff has refused to provide, or is incapable of providing, the requested information. Plaintiff, therefore, has not taken all actions necessary to collect the debt before litigating and is trying to deny Defendant due process. Serious issues as to the material facts of this case remain. As such Defendant requires the following validation information from Plaintiff within 30 days: 1. Validation of all purchases. 2. Interest Rates, Interest Rate changes, and reasons for any Interest Rate changes. 3. Any fees attached to the account and the reasons why they were attached. 4. An accounting of all payments made into the account. 5. Produce a copy of original, signed contract with Defendant's signature clearly visible. Defendant moves the court to enjoin Plaintiff from pursuing any further collection efforts until this validation process is completed. AFFIRMATIVE DEFENSE Under the Statute of Frauds, no written agreement exists which obligates Defendant to pay money to Plaintiff. Wherefore Defendant Prays: 1. That the court enter judgment dismissing the complaint; 2. That Defendant be awarded costs incurred herein; .' ,. 3. That Defendant be awarded such other and further relief as the court may deem just. Da t e d {'(\{..L~ ().~ , 2 0 0 6 . ~~e~~ Upon penalty of perjury, Defendant asserts that a copy of the foregoing has been furnished to the Plaintiff's attorney by U. S. Mail this ~l.D day of 2006. {Y\Cl~ J~t~~~ .:;--~&-ul. o c f": .. ~ = = CI" :J!: ::bOo -.: N 0\ o " :r.!11 nl- r- "R8 C_) 1 ,-~ll 1 ~.~~ i':51'n '--1 ~ .n --< -0 ::: ~ a tJl IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff. Case No,: 06-2322 Civil vs, MOTION FOR SUMMARY JUDGMENT LISA KEMP, Defendant. FILED ON BEHALF OF: Plaintiff ~ . COUNSEL OF RECORD OF THIS PARTY: Benjamin R. Bibler, Esquire PA 1.D. #93598 WELTMAN, WEINBERG & REIS CO., L.P,A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, P A 15219 (412) 434-7955 WWR No, 05105755 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION orSCOVER SA NK, Plainti ff. Case No.: 06-2322 Civil Ys. MOTION FOR SUMMARY JUDGMENT LISA KEMP, Defendant. MOTION FOR SUMMARY JUDGMENT AND NOW COMES, Plaintiff, by and through its counsel, Weltman, Weinberg & Reis, Co., L.P.A., and hereby files this Motion for Summary Judgment against the Defendant. In support thereof, Plaintiff avers as fa \lows: I. Plaintiff filed a Complaint against Defendant seeking judgment in the amount of $5,620,76 with interest at the interest rate of 6.0% per annum from date of judgment, attorneys' fees of $1,000.00, and costs. A true and correct copy of the Complaint is attached hereto as Exhibit "A" and made a part hereof. 2. A ttached to the Complaint was Verification from an authorized representative of Plaintiff verifying the accuracy of the amount sought. See Exhibit "A". 3. Defendant filed an Answer to Plaintiffs Complaint failing to deny any of the Paragraphed Allegations in Plaintiffs Complaint. A true and correct copy of the Answer is attached hereto as Exhibit "13" and made a pal1 hereof. 4. Under Pennsylvania Rule of Civil Procedure 1029(b), the averments of the pleading to which a response is required are deemed admitted when not denied specifically. 5. On or July 6, 2006, Plaintiff served upon Defendant a set of requests for admissions and requests for production of documents. A true and correct copy of same is attached hereto as Exhibit "C" and made a part hereof. WWR No, 05105755 6. No response to the discovery demands has been received from the Defendant. 7. The requests for admissions are now deemed admitted under Pennsylvania Rule of Civil Procedure 40l4(b), Thus Defendant has admitted the monthly statements attached to Plaintiffs First Request for Admissions accurately reflect the account charges and balance due; that no payments on the credit card have been made since September l, 2005; the Defendant has never disputed any oftbe charges on the monthly statements; that the cardmember agreement attached to Plaintiffs Requests for Admissions is a true and correct copy of the same that was sent to the Defendant; and the current balance due and owing to Plaintiff by Defendant is $5,620.76. 8. The Defendant has therefore admitted the material facts in the Complaint and the requests for admissions, deemed admitted under Pa,R.C.P, 40l4(b), verify the amount of debt owed. There are no meritorious defenses against this action and Plaintiff is entitled to summary judgment as a matter of Law against defendant. WHEREFORE, Plaintiff respectfully requests that this Honorable Court grant summary judgment in favor of Plaintiff and against Defendant for $5,620.76 with interest at the legal interest rate of 6,0% per annum from date of judgment, attorneys fees of $1 ,000.00, and costs. Respectfully Submitted: BY~-1Zn Benjamin R. Bibler, Esquire PA LD, #93598 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh A venue Pittsburgh, P A 152 1 9 (412) 434~7955 WWR No. 05105755 o r.;: .;-.:.~ {.;;:-' '" = '=-.::~ 0.... v o "T1 ~~~ -C) C!J =-.:-? <\.,) l::..:-l (~~ -.-'~ :r~ ,....~\ -~ ~~ f(~ ~ " --r '" ::< 2; -~ ,.-..... t".) 01 c IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff No : (;{;- J-3 J--;;'" ~ vs. COMPLAINT IN CIVIL ACTION LISA KEMP Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05105755 C A Pit WLG EXHIBIT A IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff No: vs. COMPLAINT IN CIVIL ACTION LISA KEMP Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05105755 C A Pit WLG IN THE COURT OF COMMON PLEAS OF CUMBERLAND COTmTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No LISA KEMP Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 .,.1; ., .... ; -COMPLATNT . 1. Plaintiff, is a corporation with offices at 3311 MILL MEADOW DR. HILLIARD , OH 43026 . 2. Defendant is adult individual(s} residing at the address listed below: LISA KEMP 748 W NORTH ST CARLISLE, PA 17013 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number 6011002150392223 . A copy of Plaintiff's Statement of Account s attached hereto, marked as Exhibit "A" and made a part hereof. 4. Defendant made use of said credit card and currently has a balance due and owing to Plaintiff, as of April 13, 2006 , in the amount of $5620.76 . 5. Defendant is in default by failing to make payments when due. 6. Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff 's..attorneys , fees. !. 7. Plaintiff avers that such attorneys' fees will amount to $1000.00 8. Although rp~eatedl~requestedtQ do so by Plaintiff, Defendan~ has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for Judgment in its favor and against Defendant, LISA KEMP ,INDIVIDUALLY, in the amount of $5620.76 with interest at the legal rate of 6.000% per annum from date of judgment plus attorneys' fees of $1000.00 , and costs. /,-7 . Warmbrodt,42 24 , WEINBERG & REIS CO., L.P.A. 436 $e enth Avenue, Suite 2718 Pit~slb.rgh' PA 15219 (4J,,:;!) 34-7955 FAX: 12-338-7130 05l~755 C A Pit WLG This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. 6 [ or;S'7 SC:; 06 SDSN6A01 0001070 LISA KEMP 7~8_.w_~I1RTfJ.. ST CARLISLE PA 17013-2226 paymenr aue OSl& March 5, 2006 $1 Use your card with confidence-Discover Card ranked #1 in Fraud Protection Services__ among the largest card issuers by Javelin . Strategy & Research in its 2005 report. PO BOX 15251 11I11I1111I11111111...1..11 WILMINGTON DE 19886-5251 """,,',,',,11',,'1,111,11.1...1,1,1,1,11,11,1,'1111'II,',,' Address or telephone change? Please print change In the space above, or go to Discovercard.com. 000006011002150392223056207600000000077000 I I piscover Platinum Card Account Summary account number payment due date ininimum payment due Credit limit credit available qash credit limit cash credit available 6011 0021 5039 2223 March 5. 2006 $no.oo $5,100.00 $0.00 $2,600.00 $0.00 Closing Date: February 6, 2006 page 1 of 1 $5,620.76 0.00 0.00 0.00 0.00 0.00 $5,620.76 previous balance payments and cred'ds purchases cash advances balance transfers FINANCE CHARGES new balance + + + + = Cashback Bonus. Cashback BonuS@ Anniversary Date: September 6' Average Daily Balances .- Daily Periodic Rates current billing period: 31 days furchases $0 C(ash Advances $0 0.07463% 0.07463% $ + 28.25 0.00 28.25 0.00 Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available to Redeem $ $ ~-,_. .._."........ I:Xttltsl' J ttk'fliltJr ANNUAL Periodic ~r::saction PERCENTAGE PERCENTAGE RNANCE FINANCE RATES RATES CHARGES CHARGES 27.24% V 27.24% V 27.24% 27.24% $0 $0 none $0 The rates lhat aoolv to your Account are either fixed IF) or the\f ma\f \farY IV\ '''I nnlM ..hnvA VERIFICATION The undersigned does hereby verify subject to the penalties of 18 P A.C.s. ~4904 relating to unsworn falsifications to authorities, that he/she ('PtlJU~ ~1~11C; ~ ~4~Of Discover Financial Servic;;:~., plaintiff herein, that (Title) (Company) he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best ofhislher knowledge, information and belief. ~ WWR # 5105755 LISA KEMP 6011002150392223 ~-~ OSIDr~ ~ IN THE COURT OF COM:MON PLEAS OF CUMBERLAND COUNTY, PENNS"YL V ANNIA CIVIL DIVISION 0 t'..,) 0 = c = -n ;,c:: c'"" .-,.,. -I ;; , , :..~~ :r: 'T1 , --"'w rll F ,- f'.) 8 I' . ; 0 -. 0'1 ! c' ~;:.~ \ :::;::; ""T~ -v --'- -n --. -~ (~? 5 , , rn ;-;-< I ..- (5 "n.~ ~ --' 0 :0 -~ 0"\ .-<; DISCOVER BANK: Plaintiff NO. 06-2322 Civil COMPLAINT IN CIVIL ACTION Vs. LISA KEMP Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbordt, 42524 Weltman, Weinberg, & Reis Co. 436 Seventh Ave. Suite 2718 Pittsbur~ PA 15219 (412) 434-7955 FAX: 412-338-7130 05105755 C A Pit WLG '1 rRUE COPY FROM RECOil) '" Testimony wi'jereof, t nere unto set ..., hand -~ .. ~ ~ satd Court ~ CaIts8I~ "-. rhi~ ;1 (, ., * r olMJ(, _ ~; lrf' V jz I ~~, ~ ,,~ ' CIVIL RESPONSE DEFENDANT DISPUTES that they owe Plaintiff the amount that Plaintiff alleges. Defendant has asked for the enumerated information listed below from Plaintiff. Plaintiff has refused to provide, or is incapable of providing, the requested information. Plaintiff, therefore, has not taken all actions necessary to collect the debt before litigating and is trying to deny Defendant due process. Serious issues as to the material facts of this case remain. As such Defendant requires the following validation information from Plaintiff within 30 days: 1. Validation of all purchases. 2. Interest Rates, Interest Rate changes, and reasons for any Interest Rate changes. 3. Any fees attached to the account and the reasons why they were attached. 4. An accounting of all payments made into the account. 5. Produce a copy of original, signed contract with Defendant's signature clearly visible. Defendant moves the court to enjoin Plaintiff from pursuing any further collection efforts until this validation process is completed. AFFIRMATIVE DEFENSE Under the Statute of Frauds, no written agreement exists which obligates Defendant to pay money to Plaintiff. Wherefore Defendant Prays: 1. That the court enter judgment dismissing the complaint; 2. That Defendant be awarded costs incurred herein; 3. That Defendant be awarded such other and further relief as the court may deem just. Dated f'<\U- ~ d-&J , 2006. ~'-~ ~ ~C"~ Si- ature Upon penalty of perjury, Defendant asserts that a copy of the foregoing has been furnished to the Plaintiff's attorney by U. s. Mail this -9(0 day of 2006. (V\Ct~ J~ ~_ ~ <;-d-I..-Ul. ~ & date IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION DISCOVER BANK, Plaintiff, v. NO.: 06-2322 Civil LISA KEMP, Defendant. PLAINTIFF'S FIRST REQUEST FOR ADMISSIONS AND REOUEST FOR PRODUCTION OF DOCUMENTS Plaintiff demands that the defendants answer and respond to the following Request for Production of Documents under oath pursuant to the Pennsylvania Rules of Civil Procedure within 30 days from the date of service hereof. Plaintiff also demands that defendants answer and respond to the following Request for Admissions pursuant to Pa. Rules of Civil Procedure 4014. You are requested to admit the truth of each of the statements of fact hereinafter stated. You are instructed that: 1. These requests are made under Pennsylvania Rules of Civil Procedure 4001, et seq., and each of these matters of which an admission is requested shall be deemed admitted unless your sworn statement in compliance with sllch Rules is timely made. 2. If you do not admit each of such statements, you must specifically deny each one not admitted or set forth in detail the reasons why you cannot truthfully either admit or deny each such matter. 3. Your answer, signed a.nd properly veFified, must be delivered to the undersigned attorney of record for the Plaintiff within thirty (30) days after delivery hereof. 4. If you fail or refuse to admit the truth of any such statement of fact and the Plaintiff thereafter proves the truth thereof, you may be required to pay the reasonable expenses incurred in making such proof, including attorneys' fees, witness expenses, etc. 5. If, in response to any of the foHowing statements of fact, it is your position that the statement is true in part or as to some items, but not true in full or as to all items, then answer separately as to each part or item. 6. If you have been sued in more than one capacity or if your answers would be different if answered in any different capacity, stIch as partner, agent, corporate officer or director or the like, then you are requested to answer separately in each such capacity. Failure to do so constitutes an admission in any such capacity. EXf-BIT 7. In these Requests for Admissions: A. The word "person( s )" means all entities, and, without limiting the generality of the foregoing, includes natural persons, joint owners, associations, companies, partnerships, joint ventures, trusts, and estates; B. The word "document(s)" means all written, printed, recorded, graphic, or photographic matter, or, sound reproductions, however produced or reproduced, pertaining to any manner to the subject matter indicated; C. The words "identity", "identify", "identification", when used with respect to a person(s) means to state the full nanle and present or last known address and business address of such person(s) and, if an actual person, his present or last known job title, and the name and address of his present or last knovm employers; D. The words "identity", "identifv" "identification". when used with respect to a date, subject matter, name(s) or person(s) that wrote, signed initialed, dictated or otherwise participated in the creation of the same, the nanle(s) of the addressee or addressees if any and the name(s) and addressees) of each person who have possession, custody, and control of said document(s). If any such document was, but is 110 longer in your possession, custody, or control, or in existence, state the date and manner of its disposition; and E. The word "identify", when used with respect to an act (including an alleged offense), OCCUITence, statement, or conduct (hereinafter collectively called "act"), means to (1) describe the substance of the event or events constituting such an act, and to state the date when such act occurred; (2) identify each and every person(s) participating in such an act; (3) identify all other person(s) (if any) present when such act occurred; (4) state whether any minutes, notes, memoranda, or other record of such act was made; (5) state whether such record now exists; and (6) identify the person(s) presently having possession, custody or control of such record. 8. Unless otherwise indicated, all Requests herein relate to those certain events, persons, and period oftime more fully described in the pleading in this case. 9. These requests are of a continuous nature. These Requests for Production of Documents shall be deemed continuing so as to require supplemental answers and documents if any information of documents are acquired subsequent to the filing of responses hereto, which information or documents would have been included in the answers and documents produced had it been known or available at the time the answers and the documents provided pursuant hereto were produced. Defendants shall supply such information and documents by supplemental answers and production of documents as soon as such information becomes known or available and in all events, prior to trial ofthis action. If objection is made to any requests for production of documents, it is demanded that the requests for which there is no objection be answered and furnished within the aforesaid period. All documents identified in response hereto shall be organized and labeled to correspond with the request to which it pertains. For all documents produced, list the individual and his or her job title and department from whose files it was produced and the current custodian of said document. If a document called for is believed to exist or is known to exist, but is in the possession, custody or control of another person or party, the existence of the document, the identity of the possessor, custodian and one in control of such documents shall be provided along with any applicable common description or citation utilized by the publisher, possessor, custodian or disseminator of such document. If any document called for by this request is withheld on the basis of any claim of privilege or any similar claim, identify that document as follows: author; addressee; indicated or blind copies, date, subject matter; number of. pages; attachments or appendices; all persons to whom distributed, shown or explained; present custodian; and nature of the privilege or similar claim asserted. REQUEST FOR PRODUCTION OF DOCUMENTS 1: Produce any and all documents evidencing proof of all payments on the subject credit card referenced in the Complaint, including, but not limited to, cancelled checks, receipts, coupons, statements, accountings, memoranda, invoices, financial statements, accounting entries, diaries, charts, lists, phone records, data compilations etc. REQUEST FOR PRODUCTION OF DOCUMENTS 2: Produce any and all documents you intend to introduce and/or provide testimony on as evidence at the time of trial. REQUEST FOR ADMISSION NO.1: Defendant has made no payment on the credit card since September I, 2005. Admitted Denied If the answer to Reqtlest for Admissions No.1 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NO.2: Defendant signed the attached credit card application. Admitted Denied If the answer to Request for Admissions No.2 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSIQN NO.3: The attached monthly statements, from October 6, 2004 through April 30, 2006, correctly identify the payments, charges, and balances on the account. Admitted Denied If the answer to Request for Admissions No.3 is "denied", then supply copies of canceled checks, both front and back, and/or ifnot available, specific written documentation supporting the denial. REOUEST FOR ADMISSION NO.4: Defendant has not submitted any written dispute as to billing inaccuracy concerning the credit card in question. Admitted Denied If the answer to the Request for Admissions No.4 is "denied", then supply copies of specific written disputes as to any billing inaccuracies. REOUEST FOR ADMISSION NO.5: $5,620.76 is a correct and accurate current balance of the credit card account in question. Admitted Den ied If the answer to Request for Admissions No.5 is "denied", then supply specific written documentation supporting the denial. REOUEST FOR ADMISSION NO. : Attached is a true and correct copy of the cardmelllber agreement for the credit card in question. Admitted Denied If the answer to Reqtlest for Admissions No.6 is "denied", then supply specific written documentation supporting the denial. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. enjamin Bib er, Esquire A I.D. #93598 . WELTMAN, WEINBERG & RBIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, P A 15219 (412) 434-7955 WWR:051 05755 I ' " · .T-A~U~TEARCA~---; !]] PERSONAL INFORMATI.ON HOME PHONE' j t ,. a l( () -0 it g ({ MOTHER'S MAIDEN NAMEs ~a~ \L EMPlOYER (UnMo"iIy if Sludenl) -. ~~ ~~. ~~~. EMPLOYER'S CITYLSTATE/ZIP w.'- e.~tt1 t1ius informoiion is required to COII1p1ete this ApptlCOlion. SOCIAL SECUP.nY 4ft \ ~ 4 -. \t ~ .-oi a. G_ DATE OF BIRTH'{mu.sl be oI1easl18 yrs. of agel a-"-{.,3 [jsa Kern 748 W Jorth 51-. Carlisle, PA 17013.2226 please provide a slreet addl'e$5 if above address is a P.O. Box, and! or iF lhe above address is incorrect. WORK PHONE _"'1 \ ., . J. l( Q - 0 _~ -tt ~ . CHECK IF DO YOU: o FUu..TIME STUDENT ~ OWN 0 RENT o OTHER OCCUPATION HOW lONG~ .> tl'h~ -1Yq(~ , YOUR ANNUAL SAlARY $ C, Q)O PlUS 80NUS + OTHER HOUSEHOlD INCOME. $ !DO .000 . TOTAL HOUSEHOLD INCOMfl. $ Co ,,~O . .INlTIAL CREDIT: Up 10 $50,000 REPlY BY: Seplember 15, 2004 . .INVITATION #: . 98n 646932116-M-FFU-OI-A9NE AP..EYOU A U.s. CITIZEN OR A PERMANENT Us. RESIDENn f/JVES ONO LENGTH OF TlMEATPRESENT ADDRESS IM~"'lhs/Yeorsl \\ 't{~ MONTHLY HOUSING PAYMENT' &44. ~c;l. . AMay.~J'pp'"t.__. i_or~~ ......ooedllOl&edill:lOlOll fyovtlo noIwisll 10 l.c.e a ooOs;,'lnd.. 0 h..is r.. ~ H. oIdi&!t.oo. EqII fDr!tl&nt s!Ldoob.,... a:usI J,.,.................r L....h.ld ;0<0'" 01 ~ I~.OOO 10 b. collSider.d lor IllI1' DilOWllr C."l DOYOUHAVEk ~ SAVINGS ACCOUNT 1&1 CHECKING ACCOUNT BCHOOSE YOUR CARD Please select only ~ Corel design. ~ Clear (1) 0 Platinum 12) If you do noI..Ied "" cp6oll, you .....now.. \be I'Iolinum desiglL FREE ADomONAL CARD: FIRST NAME/MIDDLE INmAl/lAST NAME IISIGN AND RET~RN ... XI I u I at my aedilline will be sel after)'Oll have reviewed my financial jnformalicn:' bavs read and agree.lo .lIIe Imporlonllnformallon on the back of the feller.l certify that I om 0 U.S. c.itizen or pern1C!1Ienl resident, 18 or older and thai rhe infarmafion prcMcled is aCCl/ltlIe. SCV3 DATE YES, I wan! the ob1ity 10 ~ my occzxml paymenIs on hold by endli~ in D'JSCOYer AccoIllllGuoicP prcIedian. I vnderstand that Ihis proleclion is opionoI en:! I am CllIlCIIl 01 orry liIne.l have IIIlllI and agree 10 the ..Disc:oYer AccountGumd lmparlant Inbmolion located 011 be bode. Initial here. X) 06 ~ I 6 . I o\f , ' COMPLETE. THIS SECTiO.NTO,TRA.NSFER BALANCES. ~I'(l'your Vi~~.MaileJCard~~ Ex~~.~ I OolirifaSpJ: sto~~rd ~ccOu~ts, See reverse side for other I~ns or issuers. . . . ACCOUNT NUMBER CREDIT CARD ISSUER TRANSFER AMOUNT \t a.. to 4 ~ ~ J. a..~.~ ~. ~_~(o t ~ ~.~ . ~ Pl 4\ .tn~ _i... _ \ {.. p.' $~.~ 0 DO'qb $ r '. . .- .' DlsceVER. PLATINUM IMPORTANT INFORMATION ABOUT YOUR ACCOUNT CARDMEMBER AGREEMENT The terms and conditions of your Actount, including how we calculate finance charges, our fees and an Arbitration of Disputes section. You have the right to reject the arbitration provision with respect to your new Acxount within 30 days after receiving your Cant as explained in the "Acceptance of Agreement" section.. . .. . . . . . . .. . .. . . . . . . . . . . SEE PAGES 1 - 12 PRIVACY POUCY A summary of the personal information we collect, when it may be shared with others, and how we safeguard the confidentiality and security of information. You may Hmlt our sharing of such information with others. . . . . . . . . SEE PAGES 13. 16 BIWNG RIGHTS Important Information about your rights and our responsibilities under the Fair Credit Billing Act . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . . . SEE PAGES 16. 17 CASHBACK BONUS- TERMS AND CONDITIONS The terms and conditions of the Cashback BonuS- program, Induding a description of how we calculate the reward and how It Is paid. . . . . SEE PAGES 17. 19 DESCRIPTION OF COVERAGE The tenns and conditions of the Scheduled Air Travel Accident Insurance and the Secondary Rental Car Collision Coverage that Is provIded at no charge to you when you use your Card to purchase airline tickets or rent an automobile. . . . . 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'Ufi" ~~ ...~.g" ! i Hllt! ~ Ii" 11 ;" n ~ I ~ I ~l.bi ~~ ~ti ~llmbUilli~ ~ ~t;lt ~ ~ ~ ~l.e' ~li ~ ~t ~~_._... ~ \ -.J ~j'S] i~t~5~~~ !ll'] f=~i ;~~ ~~1 ~1 Si.s';j:s'&~~ :S j ~ ~.s.~! ~ ~U .g ~~-'iSE 19:1: Be; ~ll~'EC:::'ts~ i!! all! Co "'~~~ .fII .~. GO 5. 19l.1a i! IS is.ig O~!: Iil'c g !~: tlJd. i~I~I:11 ~nlil ~Jjlli dfi~i ~~~ l!'~ 8!ji!l,g e~!~~g": -g-8!it& "~lhJt1~jli Sl,p i!i! i{lfd Hfifilll !!iiilIUiJji"ltbl Iii ~Ilii ~ efl!; ~Ji'ts ]:~ rfl~j ~;;a! :iIS'~ !~! ~~!t!irl[il ~lil*I!!ll-'U!Sl !i!1h~fffl~ ui ~d.u ]rid~! dftMjiiii!ii Ihj~J~lli~i ;Ii li;g~ ~:iN~ J:Jjftj ~ I~T;-]~f ;m~tn k;;tl !~! aId fiJlftl IbdlJii ifiiU!i lUuJ! fUi ! fl -- L . ~ , r- DI5CC)VER CARD $5,110.00 $103.00 enle, amount enclosed below paymenl due dale November 5, 2004 $\ ~ ~ ~ Please make check payable to Discover Platinum Card. You are overlimil. Pay the sum of the monthly minimum payment plus the ove,'imil amount of $110.00. 06 SDSN6A01 0001083 KE"'P I LISA 748 W NORTH ST CARLISLE PA 17013-2226 ~ ~t-\ \ Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - Call1-8n-353-G989 or visit Dlscovercard.com/balancetransfer TODA VI ~ 10 '5 '-;5CJ NLt,. Address, e-mail o.lelephone change? Print change in space above, or go 10 Discovercard.com. P,int your e-mail address to receive important Account information and special offers. PO BOX 15251 11I11I1111I1111111111I11111 WILMINGTON DE 19886-5251 1111/11111.1,11.11,11111,111111111,1,111,1111111,1,111111111,1 DDDDDbD11DD215D392223D511DDDOOOOOOOOD1D30D Discover Platinum Card Account Summary Closing Date: October 6, 2004 page 1 of 2 previous balance $0.00 account number 6011 0021 50392223 payments and credits 0.00 payment due date November 5, 2004 purchases + 35.00 minimum payment due $103.00 cash advances + 0.00 credit limit $5,000.00 5,000.00 credit avai/able $0.00 balance transfers + cash credit limit $2,500.00 FINANCE CHARGES + 75.00 cash credit available $0.00 new balance = $5,110.00 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus. Opening Cashback Bonus Balance New Cashback Bonus Earned $ + Cashback Bonus Balance Available to Redeem $ $ 0.00 0.00 0.00 0.00 Cashback Bonus(!j) Anniversary Date: September 6 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award Is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. Transactions trans. post date date : Other/Miscellaneous , Balance Transfers Oct 6 Sep 20 Sep 20 Oct 6 Sep 20 Sep 20 - ~~ OVERLlMIT FEE MBNA AMERICA 4264281203326615 SC DE BAL TRANS TRANSACTION FEE FINANCE CHARGE APR 0.00% EXPIRES 12/2004 $ 35.00 5,000.00 75.00 Go paperless! Elect to stop receiving your Discover(R) Card statements by mail and receive them eKclusively online. You'll get an e-mail notification when your statement is available online and a printable version of your statement for your records. Visit the Account Center at Discovercard.com to enroll. Request FREE Additional Cards for your Account and share your Discover(R) Card with the people closest to you. 1-BOO-DISCOVER or visit Discovercard.com/AddltionaICards to IElam more. Questions? Call1-800-DISCOVER (1-800-347-2683) or log Dn tD D!scovercard.com. For TOD (Telecommunication Device tor the Deal) assistance, call 1-800-347-7449. Send billing error notice to: Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192. Call It "'" .. DISC.VEIl 1J1~l,;C,,)V tK CARD DISCevER accountnutnber 6011002150392223 Real answers from real people. When you have a question or concern about your Discover" Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at t-aoo-DISCOVER (1-800-347-2683). 02006 0;_ Banlc. Membot FDIC Closing Date: October 6, 2004 page 2 of 2 Hey Juniorsl We are searching for outstanding high school juniors to apply for the Discover(R) Card Tribute Award(R) Scholarship Program. More than $1 million will be awarded to high school juniors who have excelled beyond academics. To find out more, visit our website at www.Discovercard.comAribute.httn. Lock Your CD Rate Todayl Move fast to lock your Certificate of Deposit interest rate with Discover Bank's fast, free and secure CD Electronic Deposit! It's the easy, safe way to fund a new CD or add funds to a tnaturing Discover CD, directly from your bank account. Visit www.dlscoverbank.cotn. Mention SC4004PC when you open your CD. Metnber FDIC. Average Dally Balances Daily Peliodic Rates Nominal ANNU'''L Transaction ANNUAL ,. Periodic Fee PERCENTAGE PERCENTAGE FINANCE FINANCE RATES RATES CHARGES CHARGES current billing period: 28 days Purchases $0 Cash Advances $0 Balance Transfers $3081.24 0.00000% 0.05751% 0.00000% 0.00% F 20.99% F 0.00% F 0.00% 20.99% 18.00% $0 $0 $0 none $0 $75.00 The rates that apply to your Account are either fixed (F) or they may vary (V) as noled above. Questions? Call1-800-D1SCOVER(1-BOO-341-2683) Dr log on to Dlscovercard.com ...... .. DascevER UI~l..'~~'V t K CARD $4,972.00 $100.00 enter amount enclosed below payment due date December 5, 2004 $1 P!9ase mal<e checl< payabte 10 Discover Platinum Card or pay online @ Discovercam.com. 06 SDSN6AOl 0001084 KEMP I LISA 748 W NORTH ST CARLISLE PA 17013-2226 Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - Call1-8n-353-o989 or visit Discovercard.comlbalancetransfer TODA YI Address, e-mail or telephone change? P,int change in space above, or .go to Discovercard.com. Print your e-mail address to receive important Account information and special o"el5. PO BOX 15251 11I11I1111I11111I1111I1,,11 WILMINGTON DE 19886-5251 '1'1"'1'11'11'1'11'1111111111"1'1"'11'11I11,1"11I111','"' 000006011002150392223049720000000000010000 Discover Platinum Card Account Summary Closing Date: November 6, 2004 account number : payment due date I minimum payment due credit limit credit available cash credit limit cash credit available 6011 0021 5039 2223 December 5, 2004 $100.00 $5,000.00 $28.00 $2,500.00 $28.00 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance page 1 of 2 $5,110.00 138.00 0.00 0.00 0.00 0.00 $4,972.00 + + + + = You may be able to avoid Periodic Finance Charges, see the reverse side for details. . Protect your good credit during this busy Holiday season. ProfileProtect(R) helps you manage your credit, prevent Identity theft & reduce your risk of fraud. ProfileProtect provides a copy of your credit report, monitors your credit file every business day & alerts you to changes. Enroll today 1-866-708-0672 or Discovercard.com/ProfileProtect. Cashback Bonus. Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Available to Redeem $ 0.00 Cashback BonuS@ Anniversary Date: September 6 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award Is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. Transactions trans. post date date Payments and Credits Nov5 Nov5 OVERUMIT FEE REFUND $ -35.00 Nov5 Nov5 PHONE PAYMENT - THANK YOU -103.00 Please be sure to make the required transacUons during this billing period to extend your special balance transfer rate(s) for another billing periodl Rate extension subject to offer terms. CallI-BOO-DISCOVER to find out which : balance transfer rate is eligible and for additional information. Through the generosity of our Cardmembers, Discover(R) Card has donated more than $14 million to the Make-A-Wish Foundation(R). You can make a child's dream come true by electing to donate your Cashback Bonus(R} award to the Make-A-Wish Foundation. To learn how, please visit Dlscovercard.com or visit www.wish.org. Questions? Call1-800-D1SCOVER (1-800-347-2683) Dr log on to Discovercard.com. For TOO (Telecommunication Device tor the Deat) assistance, call 1-800-347-7449. Send billing error noliceto: Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192. It....,. .. DISCevEll UI~l..C-,iV tK CARD DlSCevER I account number 6011002150392223 Real answers from real people. When you have a question or concern about your Discover" Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at l-SOQ-DISCOVER (1-800-347-2683). 02006 Di"",_ Bo.lc. Membor FDIC Closing Date: November 6, 2004 page 2 of 2 Give that someone special the gift that could only corne from you. Discover(R) Gift Cards come in festive designs in denominations up to $500, and are accepted most everywhere Discover Card Is welcomed. Customize yours with a personal message when you order at Discovergiftcard.com. Not available to residents of CT, DC, MA, ME or NH. Every purchase you make with your Discover(R) Card earns you a Cashback Bonus(R) award. You can redeem your award anytime it reaches $20, or you can let it grow -- it won't expire. Redeem your award online at Discovercard.com orcaIl1-B77-YOUR-AWARD(I-B77-96B-7292}. Stay connected to loved ones this holiday season with thoughtful gifts from I-BOO-FLOWERS. COM(R}. Save 15%" on your next purchase when you use your Dlscover(R} Card and code DC88. Call1-8DO-FLOWERS(R) (1-800-356-9377), click www.1800flowers.com, or come inl "For details please visit www.1800flowers.comldisclaimer. This year, give FREE Additional Cards to the people you care about and build a bigger Cashback Bonus(R} award, too. It's easyl To request FREE Additional Cards for your Account, just caI/1-BOO-DISCOVER or visit Discovercard.comlAdditionaICards. Average Daily Balances Daily Periodic Rates current billing p8liod: 31 days Purchases $32.74 Cash Advances $0 Balance Transfers $5068.35 previous billing period: 28 days Purchases $0 0.00000% 0.05751% 0.00000% 0.00000% The rates thai apply 10 your Account are either lixed (F) or they may vary (V) as noted above. ~'fin~L ANNUAL Periodic Tfea:sactlon PERCENTAGE PERCENTAGE FINANCE FINANCE RATES RATES CHARGES CHARGES 0.00% F 20.99% F 0.00% F 0.00% 20.99% 0.00% $0 $0 $0 $0 none $0 $0 0.00% F 0.00% none Questions? Call1-800-DISCOVER(1-BOD-347-2&B3) or log on to Dlscovercanl.com .....,... DISCevER' LJ I:-\... r:,..'p V t K CARD $5,047.98 06 SDSN6AOl 0001085 KEMP J LISA 748 W NORTH ST CARLISLE PA 17013-2226 Add,ess, e-mail or telephone change? P,int change in space above, or go to Discovercard.com. Print your e-mail add,ess to receive Important Account info,mation and special offers. $201.00 enter amount enclosed below $1 Please make check payable to Discovet Platinum Ca,d. Minimum payment due Includes a past due amount of $100.00. payment due date January 5, 2005 Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - Call 1-877-353-0989 or visit Discovercard.comlbalancetransfer TODA VI PO BOX 15251 11I11I1111I11111I1111I11111 WILMINGTON DE 19886-5251 111I11I.111111111111111111I11111 1111,111111I1111,111..111.1..1 000006011002150392223050479800000000020100 Discover Platinum Card Account Summary account number payment due date , minimum payment due credit limit credit available cash credit limit cash credit availabl6 6011 0021 50392223 January 5, 2005 $201.00 $5,100.00 $52.00 $2,600.00 $52.00 Closing Date: December 6, 2004 page 1 of 1 pr6vlous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance $4,972.00 0.00 35.00 0.00 0.00 40.98 $5,047.98 + + + + ::: You may be able to avoid Periodic Finance Charges, se6 the reverse side for details. Cashback Bonus. Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Available to Redeem $ 0.00 Cashback BonuS@ Anniversary Date: September 6 Transactions trans. post date date OtherlMlscellaneous Dec6 Dec6 LATE FEE $ 35.00 Your account is past due. Please pay your minimum monthly payment plus the past due amount. Average Daily Balances Daily PenOdic Rates current billing period: 30 days Purchases $0 Cash Advances $0 Balance Transfers $4991.78 0.02737% 0.05751% 0.02737% NAoNmN'U.naA'L AUNU'.L Transaction ,.,... Periodic Fee PERCENTAGE PERCENTAGE FfNANCE FINANCE RATES RATES CHARGES CHARGES 9.99% V 20.99% F 9.99% V 9.99% 20.99% 9.99% $0 $0 $40.98 none $0 $0 The rales that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Call1-BOO-DJSCOVER (1-BOO-347-Z6B3) or Jog on to DIsJ:overcard.J:om. for TOO r:~~~CO~~~~icatio~ ~ev~ce f~~ ~e_ ~~I) ~ssistance. call_1-800-347-7449. Send billing error notice 10: It...,. .. DISCevEll UI~l,;r,,;)V tK CARD $5,067.68 $203.00 payment due date February 5, 2005 enter amount enclOS8d below $1 Please make check payable to Dlscovet Platinum CllId. Minimum payment due includes a past due amount of $101.00. 06 SDSN6AOl 0001086 KEMP I LISA 748 W NORTH ST CARLISLE PA 17013-2226 Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - CalI1-877.353-G989 or visit Discovercard.comlbalancetransfer TODA YI Address. e-mail or telephone change? Print change In space above. or go to DiscovllIcard,com. PrInt your e-mail address to receive impOl1ant Account information and special offers. PO BOX 15251 11I...11...11,,"11...1..11 WILMINGTON DE 19886-5251 111I11I.111111111,,1,11111.111,.,1.1,1.1,1,.111111111,11I,1,11 000006011002150392223050676800000000020300 Discover Platinum Card Account Summary Closing Date: January 6, 2005 page 1 of 1 previous balance $5,047.98 account number 6011 0021 50392223 payments and credits 100.00 I I payment due date February 5, 2005 purchases + 35.00 minimum payment due $203.00 cash advances + 0.00 credit limit $5,100.00 0.00 credit available $32.00 balance transfers + cash credit limit $2,600.00 FINANCE CHARGES + 84.70 cash credit available $32.00 new balance = $5,067.68 You may be able to avoid Periodic Finance Charges. see the reverse side for details. Cashback Bonus8 Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cash back Bonus Balance $ 0.00 Available to Redeem $ 0.00 Cashback Bonus8 Anniversary Date: September 6 . Transactions trans. post date date . Payments and Credits Dec7 Dec7 INTERNET PAYMENT - THANK YOU $ -100.00 Other/Miscellaneous Jan6 Jan 6 LATE FEE 35.00 · Yoursccount Is past due. Pleasepay your minimum monthly payment plus the pastrtue amount.- Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNU~L PERCENTAGE RA TE: 19.99%. Rate is subject to the terms of the offer Including expiration. Average Daily Balances Dally Periodic Rates Nominal Transaction ANNUAL ANNUAL p. '00' Fee PERCENTAGE PERCENTAGE lIIJAN'bE FINANCE RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $4988.85 Cash Advances $0 0.05477% 0.05751% 19.99% F 20.99% F 19.99% 20.99% $84.70 $0 none $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Call1-800-DISCOVER (1-BOO-347-Z683) or log on to Dlscovercard.com. For TOO (Telecommunication Device for the Deal) assistance, call 1-800-347-7449. Send billing error notice to: It ...", to olscevm UI~l/'j;J)VtK CARD $4,948.97 $99.00 enter amount enclosed below payment due date March 5, 2005 $1 Please make check payable to Discover Platinum Ca,d 01 pay online @ DiscOV8,card.com. 06 SDSN6AOl 0001087 KEMP, LISA 748 W NORTH ST CARLISLE PA 17013-2226 Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - Call 1-877-353-0989 or visit Discovercard.com/balancetransfer TODA VI Address, e-mail or telephone change? Print change in spaca above, or go to Discovercard.com. P,int your e-mail address to ,aceive important Account information and special o"e,s. PO BOX 15251 11I11I1111I11111111...11111 WILMINGTON DE 19886-5251 111.11I,1111'1111..11111111111111111,111111111 1111'1..11I.1..1 000006011002150392223049489700203000009900 Discover Platinum Card Account Summary Closing Date: February 6, 2005 page 1 of 1 previous balance $5,067.68 account number 6011 0021 50392223 payments and credits 203.00 : payment due date March 5, 2005 purchases + 0.00 I minimum payment due $99.00 cash advances + 0.00 credit limit $5,100.00 0.00 credit available $151.00 balance transfers + cash credit limit $2,600.00 FINANCE CHARGES + 84.29 cash credit available $151.00 new balance = $4,948.97 You may be able to avoid Periodic Finance Charges, see the reverse side for details. . Important Security Information: Some criminals imitate the e-mails of legitimate companies to entice people to share personal information. This is known as .phishing: By following a few simple steps, you can keep your personal information safe and secure. For details, go to Discovercard.com and click on Security Information under Online Safety. Cashback BonusGll Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cash back Bonus Balance $ 0.00 Available to Redeem $ 0.00 Cashback Bonus8 Anniversary Date: September 6 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. Transactions trans. post date date Payments and Credits Jan 16 Jan 16 PAVMENT-THANKYOU $ -203.00 Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RA TE: 19.99%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily Penodic Rates Nominal Transaction ANN~AL ANNUAL Periodic Fee PERCENTAGE PERCENTAGE FINANCE FINANCE RATES RATES CHARGES CHARGES current billing period: 3t days Purchases $4964.64 Cash Advances $0 0.05477% 0.05751% 19.99% F 20.99% F 19.99% 20.99% $84.29 $0 none $0 The rates thaI apply to your Account are either tixed (F) or they may vary (V) as noted above. Questionsl Calli-800-DISCOVER (1-800-347-2683) or log on to Discovarcard.com. For TOO (Telecommunication Device lor the Deal) assistance. call 1-800-347-7449. Send billing error notice to: It~.. Dlscevm DISCCJVER CARD $4,924.66 $99.00 enter amount enclosed below payment due date April 5, 2005 $1 Please maIle check payable to Dlscove, Platinum Card or pay online @ DiscovelC8rd.com. 06 SDSN6AOl 0001088 KEMP. LISA 748 W NORTH ST CARLISLE PA 17013-2226 Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - CalI1-8n-353-0989 or visit Discovercard.comlbalancetransfer TODA VI Address. e-mail or telephone change? Print change In spacellbove, or go to Discovercard.com. Print your e-mail address to receive important Account Information and speciaf offers. PO BOX 15251 11I11I1111I1111I11111I11111 WILMINGTON DE 19886-5251 1111111,1111,,111111,,1111,1111,,1111111,,111111,111..11I.1111 000006011002150392223049246600100000009900 Discover Platinum Card Account Summary Closing Date: March 6, 2005 page 1 of 1 previous balance $4,948.97 account number 6011 0021 5039 2223 payments and credits 100.00 t , payment due date April 5, 2005 purchases + 0.00 minimum paym/1flt due $99.00 cash advances + 0.00 credit limit $5,100.00 credit available $175.00 balance transfers + 0.00 cash credit limit $2,600.00 FINANCE CHARGES + 75.69 cash credit available $175.00 new balance = $4,924.66 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Did you know that millions of credit cards are lost or stolen every year? The Register(R) can help prevent credit card I fraudl In the event your cards are lost or stolen, we'll cancel them and have new ones reissued to you. Plus. you'll t receive a credit report & 60 day monitoring. Call 1-800-347-3395 or visit Discovercard.com to enroll. Cashback Bonus. Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cash back Bonus Balance $ 0.00 Available to Redeem $ 0.00 Cashback Bonus4ll Anniversary Date: September 6 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. Transactions trans. post date date Payments and Credits Feb 21 Feb 21 PAVMENT - THANK VOU $ -100.00 Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01342%; corresponding ANNUAL PERCENTAGE RA TE: 4.90%. Rate is subject to the terms of the offer Including expiration. Average Daily Balances Daily Penodic Rates Nominal ANNUAL Transaction ANNUAL . Periodic Fee PERCENTAGE PERCENTAGE FINANCE FINANCE RATES RATES CHARGES CHARGES current billing period: 28 days Purchases $4935.56 Cash Advances $0 0.05477% 0.05751% t9.99% F 20.99% F 19.99% 20.99% $75.69 $0 none $0 The rates that apply to your Account are either lixed (F) or they may vary (V) as nolad above. Queltlonl7 Call1-800-D1SCOVER (1-800-347-2.683) or log on to DllcDVercard.com. For TOD (Telecommunication Device lor the Deal) assistance, call 1-800-347-7449. Send billing elfor notice to: ...... .. DlSCevER UI~l.~__'V tK CARD $134.81 $10.00 enler amounl enclosed below paymenl due dale May 5, 2005 $\ Please make check payable 10 Discover Platinum Card or pay online @ Discovercard.com. 06 SDSN6A01 0001089 KEMP 1 LISA 748 W NORTH ST CARLISLE PA 17013-2226 Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - CalI1-8n-353.o989 or visit Discovercard.comlbalancetransfer TODA YI Address. e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive importanl Account info,mation and special offers. PO BOX 15251 11I11I1111I1111I1111/11..11 WILMINGTON DE 19886-5251 '11I11I1111111111111,,1111I111,,11,11111111I111111111111111111 DDDDDbD11DD215D392223DD13481D48DDDDDDD1DOD Discover Platinum Card Account Summary Closing Date: April 6, 2005 page 1 of 1 previous balance $4,924.66 account number 6011 0021 5039 2223 payments and credits 4,800.00 ; payment due date May 5, 2005 purchases + 0.00 I minimum payment due $10.00 cash advances + 0.00 credit limit $5,100.00 credit available $4,965.00 balance transfers + 0.00 cash credit limit $2,600.00 FINANCE CHARGES + 10.15 cash credit available $2,600.00 new balance = $134.81 You may be able to avoid Periodic Finance Charges, see the reverse side for details. , What If your credit falls into the wrong hands? Reduce your risk of identity theft and credit fraud with ProfileProtect(R). This comprehensive service helps safeguard you against misuse of your personal credit information. Visit Profile Protect. com/safe for more information or to enroll. Cashback Bonus. Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cash back Bonus Balance $ 0.00 Available to Redeem $ 0.00 Cashback BonuS@ Anniversary Date: September 6 Keep using your Discover(R) Card and watch your CashbacJc Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Dlscovercard.com. Transactions trans. post date date I Payments and Credits Mar 10 Mar 10 PAYMENT - THANK YOU $ -4,800.00 Balance Transfer offer for current billing pariod: Dally Periodic Rate: 0.01342%; corresponding ANNUAL PERCENTAGE RA TE: 4.90%. Rate is subject 10 the terms of the offer Including expiration. Average Daily Balances Daily Penodic Rates AN~!r!un,aJL ANNUAL Transaction .... H Periodic Fee PERCENTAGE PERCENTAGE FINANCE FINANCE RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $597.64 Cash Advances $0 0.05477% 0.05751% 19.99% F 20.99% F 19.99% 20.99% $10.15 $0 none $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as nOled above. Questions7 Call1-800-D1SCOVER (1-800-347-%683) Dr log on to Dlsc:overcard.c:om. ForTOD ~Telecom~unicatio~ ~ev~ce for the Deaf) assistance. call 1-800-347-7449. Send billing error notice to: It_.. DISCevER lJl:>\../,,)V tK CARD $3,716.05 $75.00 enter amount enclosed below payment due date June 5, 2005 $1 Please make check payable to DiscoVf1l Platinum Card or pay online @ DlscovelCBrd.com. 06 SDSN6A01 0001090 KEMP I LISA 748 W NORTH ST CARLISLE PA 17013-2226 Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - CalI1-877-353-0989 or visit Discovercard.comlbalancetransfer TODA VI Address, e-mail or telephone change? Print change In spBCS above, or go to DiSCOVf1lcard.com. Print your e-mail address to 'eceivelmportant Account information and special offers. PO BOX 15251 11I1..11...11....1111I1..11 WILMINGTON DE 19886-5251 1'1.11I.11.1.,1111.11111'1.11111.111.1111111" /111111111I11,,1 000006D110021503922230371605000000000075DO Discover Platinum Card Account Summary Closing Date: May 6, 2005 page 1 of 2 previous balance $134.81 account number 6011 0021 5039 2223 payments and credits 10.00 : payment due date June 5, 2005 purchases + 3,575.29 minimum payment due $75.00 cash advances + 0.00 credit limit $5,100.00 0.00 credit available $1,383.00 balance transfers + cash credit limit $2,600.00 FINANCE CHARGES + 15.95 cash credit available $1,383.00 new balance = $3,716.05 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Build Your Savings on YOUR Schedule I Open a Discover Bank Money Market Account and sign up tor AutoSavers ,todayl Save money for whatever you wish by scheduling weekly, bi-weekly or monthly deposits into your Accountl Visit Discoverbank.com. Member FDIC. Cashback Bonus. Opening Cashback Bonus Balance New Cashback Bonus Earned $ + + 0.00 0.00 17.00 17.00 0.00 Cashback BonuS@ Earned Since Anniversary Date of September 6: $17.00 Keep using your Discover{R) Card and watch your Cashback Bonus{R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. Cash back Bonus Balance Available to Redeem $ $ Transactions trans. post date date Payments and Credits Merchandise/Retail MayS Apr 30 May 5 Apr 30 PHONE PAYMENT - THANK YOU MK -MARY KAY NORTHEAST 800-272-9333 TX 08141928 $ -10.00 3,575.29 QueltloRI7 Call1.80O-DISCOVER (1-800-347-2683) or log OR to Dllcovercanl.com. For TOO (Telecommunication Devlcslor the Deal) assistancs. call 1-800-347-7449. Send billing error notice to: Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192. e_... nl~AV~11 UI~\./'-i'V tK CARD DISC.VEIl account number 6011002150392223 Real answers from real people. When you have a question or concern about your Discover" Card Account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than 0 minute. It's just one of the ways we put you first. Call us at 1.800.DISCOVER (1-800-3.47-26831. (;2006 D,o<o,,", Bonk. Mom""' fIllC Closing Date: May 6, 2005 page 2 of 2 Balance Transfer offer for current billing period: Dally Periodic Rate: 0.01342%; corresponding ANNUAL PERCENTAGE RA TE: 4.90%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily Penodic Rates current billing period: 30 days Purchases $970.83 Cash Advances $0 0.05477% 0.05751% The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Nommal Transaction ANN~AL ANNUAL Periodic Fee PERCENTAGE PERCENTAGE FINANCE FINANCE RA rES RA rES CHARGES CHARGES 19.99% F 20.99% F 19.99% 20.99% $15.95 $0 none $0 Questions? Call1-800-DISCQVER(1-800-347-2683) or log on to Dlscovercard.com 1t_1o DISCevER --. . ---. ---- ---- UI::>l..~_)V tK CARD $4,833.83 $97.00 payment due date July 5, 2005 enter amount enclosed below $1 Please make check payable to Discover Platinum Card or pay online @ Discovercanf.com. 06 SDSN6AOl 0001091 KEMP I LISA 748 W NORTH S1 CARLISLE PA 17013-2226 Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - CalI1-877-353-0989 or visit Discovercard.comlbalancetransfer TODA YI Address, e-mail or telephone change? Print change In space abo\l9, 0' go to Discovercard.com. Print your e-mail address to recel\19 Importent Account Information and special offers. PO BOX 15251 11I11I1111I11....11...1..11 WILMINGTON DE 19886-5251 111111I.1111111111111111'111111111.1.11111111111.1111111I11111 000006011002150392223048338300075000009700 Discover Platinum Card Account Summary Closing Date: June &, 2005 page 1 of 2 previous balance $3,716.05 account number 6011 0021 50392223 payments and credits 75.00 I : payment due date July 5, 2005 purchases + 1,125.34 , minimum payment due $97.00 cash advances + 0.00 credit limit $5,100.00 0.00 credit available $266.00 balance transfers + cash credit limit $2,600.00 FINANCE CHARGES + 67.44 cash credit available $266.00 new balance = $4,833.83 You may be able to avoid Periodic FInance Charges, see the reverse side for details. Call 1-800-767-7315 today or visit Discovercard.com to find out if you qualify for a valuable Balance Transfer offer. It's a : fast and easy way to save moneyl Cashback Bonus. Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available to Redeem $ + 0.00 0.00 0.00 0.00 $ $ Cashback BonuSl8 Anniversary Date: May 9 CONGRA TULA TIONSI Now that your award is $20 or more, you can redeem it In $20 increments by logging Into the Account Center at Dlscovercard.com or by calling 1-877- YOUR-A WARD (1-B77-968-7292). Transactions trans. post date date Payment. and Credits MerchandlselRetall May 26 May 26 PAYMENT - THANK YOU May 31 May 31 MK 'MARY KAY NORTHEAST 800-272-9333 TX 08437891 May 31 May 31 MK 'MARY KAY NORTHEAST 800-272-9333 TX 28122242 $ -75.00 426.95 698.39 FREE Additional Cards for your Account allow you to share your credit line without sharing your Card. Request FREE Additional Cards for those close to you to help with daily shopping and errands and to use as a credit resource in case of emergency. CalIf-BOO-DISCOVER or visit Discovercard.com/AddltionalCards today. Now you can save up to 50% on health care by becoming a PlanPlus(SM) member. PlanPlus;s not Insurance and provides discounts on health care products and services. PlanPlus can be used with your Insurance plan for even greater savings. For information on this valuable membership program, visit Discovercard.com/PlanPlus or call 1-800-527-7783. Questlons7 Call1-800-0ISCOVER (1-800-347-2683) Of log on to D1scovercard.com. For TOO (Telecommunication Device lor the Deaf) assistance, call 1-800-347-7449. Send billing error notice to: Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-.(i192. . "'" .. DlSOMIRr UI~l./~V tK CARD DISC.VER accountnunlber 6011002150392223 Real answers from real people. When you have a question or concern about your Discover" Card Account, we're here. 24 hours a day, 7 days a week.. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1.800.DISCOVER (1-800-347-2683). C2006l);scowr lank. Membeo FDIC Closing Date: June 6, 2005 page 2 of 2 Discover 2GO(R) Card Is the FREE compact companion to your Account. You can use it everywhere Discover(R) Card is welcomed. To request yours, call1-BOO-DISCOVER. Congratulations to the 2005 National Discover(R) Card Tribute Award(R) Scholarship winners: Caitlin Barren, Daniel Cayce, James Craft, Tiffany Grant, Sanleer Gupta, RhaShonda Keehn, Logan Skelley, Paula Quesenberry and Kolby VanNewkirk. Each won $27,500 for post high-school education or training. Visit Discovercard.com/tribute.htnl to lesnl more. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01342%; corresponding ANNUAL PERCENTAGE RATE: 4.90%. Rate is subject to the terms of the offer IncludIng expiration. Average Daily Balances Dally Penodic Rates current billing period: 31 days Purchases $3972.15 Cash Advances $0 0.05477% 0.05751% The rates thai apply to your Account are either fixed (F) 0' they may vary (VI as noted above. AN~r'N'U'nfi1L ANNU\4L Transaction IV, ,., Periodic Fee PERCENTAGE PERCENTAGE FINANCE FINANCE RATES RATES CHARGES CHARGES 19.99% F 20.99% F $67.44 $0 none $0 19.99% 20.99% Questions? Call1-800-DISCOVER(1-800-347-2683) or log on to D1scovercard.com It_" DISCevER UI~\..(-:JV tK CARD $4,952.89 $197.00 enter amount enclosed below payment due date August5,2005 $1 Please make check payable to DlsCOV9' Platinum Card. Minimum payment due Includes a past due amounl of $97.00. 06 SDSN6AOl 0001092 KEMP, LISA 748 W NORTH ST CARLISLE PA 17013-2226 Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - Call 1-877-353.0989 or visit Discovercard.comlbalancetransfer TODA VI Add,ess, e-mail or telephone change? Print change In space above. or (JO to DlscoverCBId.com. Print >,?ur e-mail address to ,eceIve Importanl Account Information and spfICIal offers. PO BOX 15251 11I11I1111I11....1111I11111 WILMINGTON DE 19886-5251 1 ",111.11111111111111111111,11111,1111111111111111111111,11,1 DDDDD6DllDD215D392223D495289DDDDDDDDD197DD Discover Platinum Card Account Summary Closing Date: July 6, 2005 page 1 of 1 previous balance $4,833.83 account number 6011 0021 50392223 payments and credits 0.00 : payment due date August 5, 2005 purchases + 39.00 minimum payment due $197.00 cash advances + 0.00 credit limit $5,100.00 credit available $147.00 balance transfers ... 0.00 cash credit limit $2,600.00 FINANCE CHARGES ... 80.06 cash credit available $147.00 new balance = $4,952.89 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cash back Bonus. Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Available to Redeem $ 0.00 Cashback Bonus8 Anniversary Date: May 9 . Transactions trans. post date date , Other/Mlscellaneous Jul5 Jul5 LATE FEE $ 39.00 : Your account is past due. Please pay your minimum monthly payment plus the past due amount. Balance Transfer offer for current billing pariod: Dally Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE , RATE: 19.99%. Rate is subject to the terms 01 the offer including expiration. Average Daily Balances Dally Periodic Rates ~~';jll"L ANNUAL Periodic T!ea:saction PERCENTAGE PERCENTAGE FINANCE FtNANCE RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $4872.42 Cash Advances $0 0.05477% 0.05751% 19.99% F 20.99% F 19.99% 20.99% $80.06 $0 none $0 The rates Ihal apply 10 your Account are either fixed (F) or Ihey may vary (V) as noted above. QuestloRs7 Call1-80ll-DISCOVER (1-800-347-2683) Of log DR to D1scovercard.com. For TOO ~Telecom~unicalion Device lor Ihe Deaf) assislance. call 1-800-347-7449. Send billing error notice to: .-- DISCev81 UI~\.,f."",iV I:K CARD $5,099.17 06 SDSN6AOl 0001093 KEMP I LISA 748 W NORTH ST CARLISLE PA 17013-2226 $311.00 ente, amount enclosed betow $1 payment due date September 5, 2005 Please make check payable 10 Discover Plalinum Card. Minimum payment due includes a past due amount of $197.00. Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - Call1.877.353-D989 or visit Discovercard.com/balancetransfer TODA VI PO BOX 15251 11I11I1111I1111I11111I11111 WILMINGTON DE 19886-5251 11/111I11"1,,1.1..1'11111.1.111.1.1.1,1'"111.1.1'11.11111111 Address, e-mail or telephone change? Print change in space above, or go fo Discovercard.com. Print your e-mail address 10 receive importanl Account information and special offers. 000006011002150392223050991700000000031100 Discover Platinum Card Account Summary account number : payment due date i minimum payment due credit limit credit available cash credit limit cash credit available 6011 0021 50392223 September 5, 2005 $311.00 $5,100.00 $0.00 $2,600.00 $0.00 Closing Date: August 6, 2005 page 1 of 1 $4,952.89 0.00 39.00 0.00 0.00 107.28 $5,099.17 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance + + + + = You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus. $ + 28.25 0.00 28.25 0.00 Cashback BonuS@ Earned Since Anniversary Date of September 6: $28.25 Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available to Redeem $ $ Transactions trans. post date date Other/Miscellaneous Aug 5 Aug 5 LATE FEE $ 39.00 Your account Is past due. Please pay your minimum monthly payment plus the past due amount. Average Daily Balances , current billing period: 31 days Purchases $5004.61 Cash Advances $0 Dally Penodic Rates ANIlF'N'U'nfllL ANNU'AL Transaction ,y, '" '" Periodic Fee PERCENTAGE PERCENTAGE FINANCE FINANCE RATES RATES CHARGES CHARGES 0.06915% 0.06915% 25.24% V 25.24% V :>5.24% 25.24% $107.28 $0 none $0 The rales that apply to your Account are either fixed (F) or they may vary (V) as noled above. Questions? Call1-800-D1SCOVER (1-800-347-2683) or log on to Dlscoven:ard.com. ForTDD !!.~~~co!"~~~~catio,: ~v~ce f~~!h_,: ~~f) assista~C!. call1.eOO-347-7449. Send billing error nolice to: If_" DISCevER DI~(':CiVt:R CARD $4,895.36 06 SOSN6A01 0001094 KEMP 1 LISA 748 W NORTH ST CARLISLE PA 17013-2226 $109.00 payment due date October 5, 2005 enter amount enclosed below $\ Please make check payable to Discover Platinum Card or pay online @ Dlscovercard.com. Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - Call1-8n.353.Q989 or visit Discovercard.comlbalancetransfer TODA VI PO BOX 15251 11I11I1111I1111111111I11111 WILMINGTON DE 19886-5251 1,,111111,,1111,1111111111,111,111111111111111.111,11111111111 Address, e-mail or telephone change? Print change In space above, or go 10 Discovercard.com. Print you, e-mail address to receive Important Account Information and special offers. 000006011002150392223048953600197000010900 Discover Platinum Card Account Summary account number : payment due date minimum payment due credit limit credit available cash credit limit cash credit available 6011 0021 5039 2223 October 5, 2005 $109.00 $5,100.00 $204.00 $2,600.00 $204.00 Closing Date: September 6, 2005 page 1 of 1 $5,099.17 311.00 0.00 0.00 0.00 107.19 $4,895.36 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance + + + + = You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus. Cashback BonuS@ Earned Since AnniversaJy' Date of September 6: $28.25 CONGRA TULA TlONSI Your Cashback Bonus(R) is waiting for you. Visit Dlscovercard.com or call 1 -BOO-DISCOVER to get your share of America's #1 Cash Rewards Program. $ + 28.25 0.00 28.25 20.00 Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available to Redeem $ $ Transactions trans. post date date Payments and Credits Aug 10 Aug 10 PAYMENT - THANK YOU Sep 1 Sep 1 INTERNET PAYMENT - THANK YOU $ -197.00 -114.00 Balance Transfer offer for current billing period: Dally Pen'odic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RA TE: 19.99%. Rate Is subject to the terms of the offer Including expiration. Average Daily Balances current billing period: 31 days Purchases $4951.23 Cash Advances $0 Daily Penodic Rates Nommal Transaction ANN~AL ANNUAL Periodic Fee PERCENTAGE PERCENTAGE FINANCE FINANCE RA TES RA TES CHARGES CHARGES 0.06984% 0.06984% 25.49% V 25.49% V $107.19 $0 none $0 25.49% 25.49% The lates thaI apply to your Account are either fixed (F) or they may vary (V) as noted above. . """ .. Dlscevm Questions? Call1-800-D1SCOVER (1-880-347-2683) or log on to Dlscovercard.com. For TOO (Telecommunication Device lor the Deaf) assistance, call 1-800-347-7449. Send billing error notice to: lJl~l.C....iV tK CARD $5,038.99 $221.00 enter amount enclosed below payment due date November 5, 2005 $1 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $109.00. 06 SDSN6AOl 0001095 KEMP 1 LISA 748 W NORTH ST CARLISLE PA 17013-2226 Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - Call1-8n-353-0989 or visit Discovercard.com/balancetransfer TODA VI Address, e-mail or telephone change? Print change in space above, 0' go to Discovercard.com. P,int your e-mail address to receive Important Account information and special offers. PO BOX 15251 11I11I1111I11....1111I1..11 WILMINGTON DE 19886-5251 1"111111..111111111111111I1.11111.1.111'11I11.1.111I1111.1111 000006011002150392223050389900000000022100 Discover Platinum Card Account Summary Closing Date: October 6, 2005 page 1 of 2 previous balance $4,895.36 account number 6011 0021 50392223 payments and credits 0.00 payment due date November 5, 2005 purchases + 39.00 , minimum payment due $221.00 cash advances + 0.00 credit limit $5,100.00 0.00 credit available $61.00 balance transfers + cash credit limit $2,600.00 FINANCE CHARGES + 104.63 cash credit available $61.00 new balance = $5,038.99 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus. Opening Cashback Bonus Balance $ 28.25 New Cashback Bonus Earned + 0.00 Cashback Bonns Balance $ 28.25 Available to Redeem $ 0.00 Cashback Bonuse Anniversary Date: September 6 Transactions trans. post date date : Other/Mlscellaneous LATE FEE Ocl5 Oct 5 $ 39.00 , Your Account is overlimit and/or your payment was late. We have terminated any introductory or promotional rate on purchases and any special balance transfer rate that you may have had, and have applied the standard APR for : . purchases to your'ojjistandlng' bi/ance of purchases and balance. transfers. .. While we-are permitted under the .. : Cardmember Agreement to Increase the standard APRs for purchases and cash advances, we have chosen not to do so at this time. However, this will still be considered an overlimit or late payment occurrence for purposes of the Default , Rate Plan. We reserve the right to increase your APRs if you have another occurrence. See the Default Rate Plan section for details. Your account Is past due. Please pay your minimum monthly payment plus the past due amount. Hey, Juniorsl We are searching for outstanding high school juniors to apply for the Dlscover(R) Card Tribute Award(R) Scholarship Program. Scholarships will be awarded to high school juniors who have excelled beyond academics. To 1 find out more, visit our website at www.Discovercard.com/lribute.htm. Questions7 Call1-800-DISCOYER (1-800-347-2683) or log on to Dlscovercard.com. For TOO (Telecommunication Device tor the Deaf) assistance. call 1-800,347-7449. Send billlng error notice to: Discover Platinum; P.O. Box 15192; Wilmington. DE 19650-5192. -_Ie DISCevER" UI:>>\..~__IV tK CARD DISC.VER I account-number 6011002150392223 Real answers from real people. When you have a question or concern obout your Discover" Cord Account, we're here. 24 hours 0 day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-aOO-DISCOVER (1-800-347-2683). C2006 0;_ Bonk. MomboI FDIC Closing Date: October 6, 2005 page 2 of 2 Balance Transfer offer for current billing period: Daily Periodic Rate: 0.07052%; corresponding ANNUAL PERCENTAGE RA TE: 25.74%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily Periodic Rates current billing period: 30 days Purchases $4945.74 Cash Advances $0 0.07052% 0.07052% The rates that apply to your Account are either fixed (F) or they may vary (V) as noled above. ~'k';jll"L ANNUAL Periodic -r::saction PERCENTAGE PERCENTAGE FINANCE FINANCE RA TES RA TES CHARGES CHARGES 25.74% V 25.74% V 25.74% 25.74% $104.63 $0 none $0 Questions? Call1-8IJO..DISCOVER(1-800-347-2683) Dr log on to D1scDvercard.com .,.,. .. Dlscevm UI~l.(~JV tK CARD $5,228.70 $352.00 ente' amount enclosed betow payment due date December 5, 2005 $1 ptease mal<e check payable to Discover Platinum Card. You are over/imit. Pay the sum of the monthly minimum payment plus the overlimit amount of $128. 70. 06 SDSN6A01 0001096 KEMP, LISA 748 W NORTH ST CARLISLE PA 17013-2226 Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - Call1-8n-353-0989 or visit Discovercard.comlbalancetransfer TODA VI Address, e-mail or telephone change? Print change In space above, or go to Discovercard.com. Print you, e-mail address to receive important Account Info,mation and special offers. PO BOX 15251 11I11I1111I11111I1111I11111 WILMINGTON DE 19886-5251 1",111.11.1,.1.1.,11,11..,1.1,1.111.1,11,111111.1,1"111.1,,1 000006011002150392223052287000000000035200 Discover Platinum Card Account Summary Closing Date: November 6, 2005 page 1 of 1 $5,038.99 0.00 74.00 0.00 0.00 115.71 $5,228.70 + account number ~ payment due date : minimum payment due credit limit credit available cash credit limit cash credit available 6011 0021 50392223 December 5, 2005 $352.00 $5,100.00 $0.00 $2,600.00 $0.00 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance + + + = You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus. Opening Cashback Bonus Balance $ 28.25 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 28.25 Avalla~le to Redeem $ 0.00 Cashback Bonus6 Anniversary Date: September 6 . Transactions trans. post date date Other/Miscellaneous Nov6 Nov6 OVERLlMIT FEE $ 35.00 Nov6 Nov6 LATE FEE 39.00 Your account is past due. Please pay your minimum monthly payment plus the past due amount. Average Daily Balances Daily Penodic Rates Nominal Transaction ANN~AL ANNUAL Periodic Fee PERCENTAGE PERCENTAGE FINANCE FINANCE RA rES RA TES CHARGES CHARGES current billing period: 31 days Purchases $5094.75 C~hAd~nces $0 0.07326% 0.07326% 26.74% V 26.74% V 26.74% 26.74% $115.71 $0 none $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. QuestfoRs7 Call1-800-D1SCOVER (1-800-347-2683) or log on to D1scoven:ard.com. FOI TOO (Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send billing error notice to: ~. ..... " ........ - .-.-- ..... . It "'" .. DISCevER DI5CC)VER CARD $5,419.95 06 SDSN6AOl 0001097 KEMP. LISA 748 W NORTH ST CARLISLE PA 17013-2226 $488.00 payment due date January 5, 2006 enter amount enclosed below $1 Please make check payable to Discover Ptatlnum Card. You are overllmlt. Pay the sum of the monthly minimum payment plus the overllmlt amount of $319.95. Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - CalI1-8n-353-0989 or visit Discovercard.com/balancetransfer TODA VI Address, e-mail 0' telephone change? Print change In space above, or go to Dlsooverca,d.com. Print your e-mail address to receive Important Account Information and special offel5. PO BOX 15251 11I11/1111I1111111111I11111 WILMINGTON DE 19886-5251 /11I111.1111,111111111111111.11111,11111,1,111,111,,1,11111111 000006011002150392223054199500000000048800 Discover Platinum Card Account Summary account number : payment due date minimum payment due credit limit credit available cash credit limit cash credit available 6011 0021 50392223 January 5, 2006 $488.00 $5,100.00 $0.00 $2,600.00 $0.00 Closing Date: December 6, 2005 page 1 of 1 $5,228.70 0.00 74.00 0.00 0,00 117.25 $5,419.95 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance + + + + = You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus. Opening Cashback Bonus Balance $ 28.25 New Cashback Bonus Earned + 0.00 Cash back Bonus Balance $ 28.25 Available to Redeem $ 0.00 Cashback Bonud Anniversary Date: September 6 Transactions trans. post date date Other/Mlscellaneous Dec6 Dec6 LATE FEE $ 39.00 Dec6 Dec6 OVERLlMIT FEE 35.00 Your account is past due. Please pay your minimum monthly payment plus the past due amount. Average Daily Balances Daily Penodic Rates current billing period: 30 days Purchases $5285. 15 Cash Advances $0 0.07395% 0.07395% The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. AN~f''NiUnaA'L ANNUAL Transaction 'WI Periodic Fee PERCENTAGE PERCENTAGE FINANCE RNANCE RATES RATES CHARGES CHARGES 26.99% V 26.99% V 26.99% 26.99% $117.25 $0 none $0 Questions? Call1-800-OISCOVER (1-800-347-2683) Dr log DR to D1scllVllrcanl.com. For TOO (Teleoommunication Device for the Deat) assistance, call 1-800-347-7449. Send billing error notice to: It__ DlSCeYER UI::>l.\..,,'V tK CARD $5,620.76 06 SDSN6AOl 0001098 KEMP I LISA 748 W NORTH 5T CARLISLE PA 17013-2226 Add,ess, e-mail or telephone change? Print change in space above, or go to Discove,ca,d.com. Print your e-mail address to receive important Account information and special offers. $629.00 enter amount enclosed below $1 payment due date February 5, 2006 Please make check payable to Discover Platinum Card. You are overlimit. Pay the sum of the monthfy minimum payment plus the over/lmit amount of $520.76. Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - Call1-8n-353-o989 or visit Discovercard.comlbalancetransfer TODA VI PO BOX 15251 11I11I1111I1111111111I11111 WILMINGTON DE 19886-5251 111/11I11111"111"1..11,"1.1,"1.1,1.1,,"11.1.1'1..111.1..1 000006011002150392223056207600000000062900 Discover Platinum Card Account Summary account number payment due date , minimum payment due credit limit credit available cash credit limit . cash credit available 6011 0021 50392223 February 5, 2006 $629.00 $5,100.00 $0.00 $2,600.00 $0.00 Closing Date: January 6, 2006 page 1 of 1 $5,419.95 0.00 74.00 0.00 0.00 126.81 $5,620.76 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance + + + + = You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus. Opening Cashback Bonus Balance $ 28.25 New Cashback Bonus Earned + 0.00 Cash back Bonus Balance $ 28.25 Available to Redeem $ 0.00 Cashback BonuS@ Anniversary Date: September 6 Transactions trans. post date date Other/Miscellaneous Jan6 Jan 6 LATE FEE $ 39.00 Jan 6 Jan 6 OVERLlMIT FEE 35.00 , . ....... A ITENTlON _...:.... A TrENTION ....:.. u ATTENTION. :":':'..A TTENTlON u....~ u A TTENTLON ....... : Your account is seriously past due. Payment of the amount due and arrangements for future payments should be : made Immediately. Average Daily Balances Daily Penodic Rates current billing period: 31 days Purchases $5481.06 Cash Advances $0 0.07463% 0.07463% The rates Ihat apply 10 your Account are either fixed (F) or they may vary (V) as noted above. Nommal Transaction AA''N:'AL AA''NUAL ~ ~ ,y, UI'I ,y, r6riodic ree PERCENTAGE PERCENTAGE FINANCE FINANCE RA TES RA TES CHARGES CHARGES 27.24% V 27.24% V 27.24% 27.24% $126.81 $0 none $0 Questions? Call1-800-DlSCOVER (1-8OO-347-Z683) or log on to D1scDVercard.com. ForTDD (Telecommunication Device for the Deaf) assistance. call 1-800-347-7449. Send billing error notice to: ,.,,___.._~ nf_"'!_,,__....,........ ~_~__ ....... __ _____ It """ .. DISC.VEIl lJl:>~C)VER CARD $5,620.76 06 SDSN6A01 0001099 KEMP 1 LISA 748 W NORTH ST CARLISLE PA 17013-2226 $770.00 payment due date March 5, 2006 enter amount enclosed below $1 Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - Call1-877-353.fJ989 or visit Discovercard.com/baJancetransfer TODA VI Address. e-mail 0' telephone change? Print change In space above. or go to Discovercard.com. Print your e-mail address to receive Important Account infomration and special offers. PO BOX 15251 11I11I1111I1111111111I11111 WILMINGTON DE 19886-5251 111,111,11,1..111..11111,,111111.1,111.111111111,1111,11111,.1 000006011002150392223056207600000000077000 Discover Platinum Card Account Summary account number : payment due date minimum payment due credit limit credit available cash credit limit cash credit available 6011 0021 5039 2223 March 5, 2006 $770.00 $5,100.00 $0.00 $2,600.00 $0.00 Closing Date: February 6, 2006 page 1 of 1 $5,620.76 0.00 0.00 0.00 0.00 0.00 $5,620.76 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance + + + + = Cashback Bonus4!l $ + 28.25 0.00 28.25 0.00 Cashback BonuS@ Anniversary Date: September 6 Average Daily Balances current billing period: 31 days Purchases $0 Cash Advances $0 Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available to Redeem $ $ Daily Penodic Rates Nominal ANNU.L Transaction ANNUAL 1'0 Periodic Fee PERCENTAGE PERCENTAGE RNANCE RNANCE RATES RATES CHARGES CHARGES 0.07463% 0.07463% 27.24% V 27.24% V 27.24% 27.24% $0 $0 none $0 The rales lhat apply to your Account are either fixed (F) or they may vary (V) as noted above. Questlons7 Call1-BOO-DISCOVER (1-800-347-2683) or log on to Dlscovercanl.com. ForTDD (Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send billing error notice to: .. """ .. DISCevER: UI:>>l..~,,)V tK CARD $5,620.76 $911.00 payment due date April 5, 2006 enter amount enctosed below $1 06 SDSN6AOl 0001100 KEMP. LISA 748 W NORTH ST CARLISLE PA 17013-2226 Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - Call1-8n-353.Q989 or visit Discovercard.comJbalancetransfer TODA VI Address, e-mail or telephone change? P,lnt change in space above. or go to Discovercard.com. Print your e-mail address to receive impOflant Account info,matlon and special offers. PO BOX 15251 11I11I1111I1111111111I11111 WILMINGTON DE 19886-5251 1/1111111'1111111111111111I1111111111111111I11,11111I1111,1..1 000006011002150392223056207600000000091100 Discover Platinum Card Account Summary Closing Date: March 6, 2006 page 1 of 1 previous balance $5,620.76 account number 6011 0021 5039 2223 payments and credils 0.00 : payment due dale April 5, 2006 purchases + 0.00 I minimum payment due $911 .00 cash advances + 0.00 credit limit $5,100.00 credit available $0.00 balance transfers + 0.00 cash credit limit $2,600.00 FINANCE CHARGES + 0.00 cash credit available $0.00 new balance = $5,620.76 Cashback Bonus. Opening Cashback Bonus Balance New Cashback Bonus Earned $ + 28.25 0.00 28.25 0.00 Cashback Bonus Balance Available to Redeem $ $ Cashback BonuS@ Anniversary Date: September 6 Average Daily Balances Daily Penodic Rates NAIf!!.'!u.nfilL ANNUAL Transaction my .. Periodic Fee PERCENTAGE PERCENTAGE FINANCE FINANCE RATES RATES CHARGES CHARGES current billing period: 28 days . Purchases $0 I Cash Advances $0 previous billing period: 31 days Purchases $0 0.07532% 0.07532% 27.49% V 27.49% V 27.49% 27.49% $0 $0 $0 none $0 0.07463% 27.24% V 27.24% none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questlons1 Call1-800-DISCOVER (1-800-347-2683) or log on to Dlscovercard.com. For TOO !!.~~e.co~~u~~calio~ ~v~ce f~~~~e_ ~~~f) ~sista~,!.c_a!I_~-~00-347-7449. Send billing error notice 10: ....,. .. DISC.VEI{ 1J1~l,;C~V tK CARD $5,620.76 $1,024.00 payment due date May 5, 2006 enter amount enctosed below $\ 06SDSN6A01 0001101 KEMP, LISA 748 W NORTH ST CARLISLE PA 17013-2226 Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - CalI1-8n-353..Q989 or visit Discovercard.comlbalancetransfer TODA VI Address, e.mail or telephone change? Print change In space above, or go to Discovercard.com. Print your e-mail address to receive imponanr Account information and special offers. PO BOX 15251 11I1/1111/1111/1.11...1..11 WILMINGTON DE 19886-5251 1,,111I11,,1,,1,1111,,1111I11111I111.1111111111111111111I11111 000006011002150392223056207600000000102400 Discover Platinum Card Account Summary Closing Date: April 6, 2006 page 1 of 1 previous balance $5,620.76 account number 6011 0021 5039 2223 payments and credits 0.00 payment due date May 5, 2006 purchases + 0.00 minimum payment due $1,024.00 cash advances + 0.00 credit limit $5,100.00 credit available $0.00 balance transfers + 0.00 cash credit limit $2,600.00 FINANCE CHARGES + 0.00 \ cash credit available $0.00 new balance = $5,620.76 Cashback Bonus. Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available to Redeem $ + $ $ 28.25 0.00 28.25 0.00 Cashback Bonus8 Anniversary Date: September 6 Average Daily Balances Daily Periodic Rates ~~1}~L ANNUAL Periodic T!e~nsaction PERCENTAGE PERCENTAGE FINANCE FINANCE RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $0 Cash Advances $0 previous billing period: 28 days Purchases $0 0.07600% 0.07600% 27.74% V 27.74% V 27.74% 27.74% $0 $0 $0 none $0 0.07532% 27.49% V 27.49% none The rates that apply to your Account are either fixed (F) 01 they may vary (V) as noted above. Questlons7 Call1-800-DISCDVER (1-800-347-2683) Dr log DR to DlsJ:DYllrcard.com. ForTDD !:.elecom~u".icatio~ ~v~ for the Deaf) assistance. call 1-800-347-7449. Send billing error notice to: It__ DlSCtwEll DI~C(:';)V EK CARD $0.00 $1,137.00 enter amount enclosed below payment due date May 29, 2006 $\ 30 SOSN6A01 0001102 KEMP I LISA 748 W NORTH ST CARLISLE PA 17013-2226 Consolidate bills quickly and securely with a Balance Transfer to your Discover Card - Call1-8n-353-0989 or visit Discovercard.comlbalancetransfer TODA VI Add,ess, e-mail or telephone change? Print change in space above, or go to Disccvercard.com. Print your e-mail address to receive important Account information and special offers. PO BOX 15251 11I11I11111I11111111I111I11 WILMINGTON DE 19886-5251 111111111111111.1..11.11'1.11111.111.1.1"11111111111111111111 000006011002150392223000000000000000113700 Discover Platinum Card Account Summary Closing Date: April 30, 2006 page 1 of 1 previous balance $5,620.76 account number 6011 0021 5039 2223 payments and credits 5,620.76 payment due date May 29, 2006 purchases + 0.00 minimum payment due $1,137.00 cash advances + 0.00 creelitlimit $5,100.00 0.00 credit available $0.00 balance transfers + cash credit limit $2,600.00 FINANCE CHARGES + 0.00 cash credit available $0.00 new balance = $0.00 Cashback Bonus. Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available to Redeem $ + $ $ 0.00 0.00 0.00 0.00 Cashback BonuS@ Anniversary Date: September 6 Transactions trans. post date date Peyments end Credits Apr 30 Apr 30 INTERNAL CHARGE-OFF $ -5,620.76 Average Daily Balances Daily Periodic Rates NA~f1'N'U'naAIL ANNUAL Transaction ,y, Periodic Fee PERCENTAGE PERCENTAGE FINANCE FINANCE RATES RATES CHARGES CHARGES current billing period: 24 days Purchases $0 Cash Advances $0 previous billing period: 31 days Purchases $0 0.07600% 0.07600% 27.74% V 27.74% V 27.74% 27.74% 0.07600% 27.74% V 27.74% $0 $0 $0 none $0 none The rales that apply to your Account are either fixed (F) or they may vary (V) as noted above. QUBstions7 Call1-800-D1SCOVER (1-800-347-2.683) or log on to DiscovBrcanl.COm. For TOO (Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send billing error notice to: _. _. - It....,. .. DISCevER CERTIFICATE OF SERVICE A true and correct copy of Plaintiff's First Request for Production of Documents and Request for Admis~ions has been served by U.S. Mail, on the (t')-ili. day Of~ 2006, upon the following: Lisa Kemp 748 W North St Carlisle,Pa 17013 72;721:-- ~irVJNVl(N 'K.. &j,/4-K-r ['1 " Iii ! ; I I II II II , I' Ii i , [I fi I) VERIFICATION The undersigned does hereby verify subject to the penalties of ] 8 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, he is an attorney for the Plaintiff herein; makes this Verification based upon the facts as supplied to him by the Plaintiff and/or its agents and because the Plaintiff is olltside the jurisdiction of the court and the Plaintiffs Verification cannot be obtained within the time allowed for filing of this Motion, and that the facts set forth in the foregoing Motion are true and correct to the best of his knowledge, information and belief. WWR No. 05105755 CERTIFICA TE OF SERVICE A true and correct copy of the within Plaintiffs Motion for Summary Judgment has been served by U.S. Mail, Postage Pre-Paid, on JL day o(~_, 2006 upon the folIowing: Lisa Kemp 748 W North St Carlisle,Pa 17013 By: enjamin . Bibl r, Esquire PA J.D. #93598 WELTMAN, WEINBERG & RBIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, P A 15219 (412) 434-7955 WWR No. 05105755 ( ,.. -:-i /,/, -\.-.. , SHERIFF'S RETURN - REGULAR CASE NO: 2006-02322 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DISCOVER BANK VS KEMP LISA SHANNON SHERTZER , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon KEMP LISA the DEFENDANT , at 1045:00 HOURS, on the 8th day of May , 2006 at 748 W NORTH STREET CARLISLE, PA 17013 by handing to LISA KEMP a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 8.80 .00 10.00 .00 36.80 .r~~-P R. Thomas Kline day of 05/08/2006 WELT:,WEI[G :E9H~ Deputy Sheriff 5' /:J ., JOG. ~ Sworn and Subscribed to before me this A.D. Prothonotary PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and su1:mitted in duplicate) ~OSloS-15S TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter far the next Argunent Court. --------------------------------------------------------------------------------------- CAPTION OF CASE (entire caption must be stated in full) ~&o\'tr Sc"l ( plaintiff) vs. L;'SA. 1(axnp ( Defemant) No. ~~ Civil ~ . 19 1. State matter to be argued (i.e., plaintiff's rrotion for new trial, defendant's demurrer to canplaint. etc.): ?\c;YttI\Rs KOI:'Of"\ J;;c &rn'nCi'l J.;(~Jt><ecA:t- 2. Identify counsel who will argue case: C) ( a) for plaintiff: Weltman, W\;inberg & Refs Co., LPA Address: 2718 Koppers Bldg. 436 7'h Avenue Pittsburgh, PA 15219 (412) 434-7955 (b) for deferrlant: Address: Fro S<2.- ~4~ w. ~\-tY\ Bt. Cbri~sie. f pA 110 D 3. I will notify all parties in writing wi thin two days that this case has been listed for argment. 4. Arglment Court Date: IJ.\C.\e..COCo... ~. 0- rm'C Attamey for '2i ~\ ~ ~~, - m"~ CP ~t: J2:: e, Z -.J -y: L. ~ ~ ~~ ::t) \ 00 -::;.~-r, .,,>_-n --0 C2 -= ~ t5~ _ A ;,:, ~ C1" DISCOVER BANK V. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA LISA KEMP : NO. 2006 - 2322 CIVIL TERM IN RE: PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT BEFORE OLER. GUIDO. EBERT. JJ. ORDER OF COURT AND NOW, this 19TH day of DECEMBER, 2006, after review of the Plaintiffs Motion for Summary Judgment and the attachments thereto, and it appearing to the Court that Defendant has not responded, the motion is GRANTED in the amount of $5620.76 plus interest at the rate of 6% per annum from today's date plus costs. 1 Edward E. Guido, J. ~sa Kemp 748 West North Street Carlisle, Pa. 17013 \ :sld 1 We have not granted summary judgment in connection with the claim for attorney fees because there was no evidence of record to support that the amount claimed was reasonable or actually incurred. I 0 '0 I.'t'ld 97. "0':1,1..0 onnz ' "t) j.'J'i,:jl _ '"" JOw AtlV1.0i';(}':.LU2Jd 3Hl :10 3:J1.:J: iiJ'-O?fl'.:f ... IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff No. : 06-2322 CIVIL vs. PRAECIPE TO SETTLE, DISCONTINUE AND END WITHOUT PREJUDICE TO REFILE LISA KEMP Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: JAMES C. WARMBRODT PA I.D #42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#051 05755 .. .. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No. : 06-2322 CIVIL LISA KEMP Defendant PRAECIPE TO SETTLE. DISCONTINUE AND END WITHOUT PREJUDICE TO REFILE TO THE PROTHONOTARY OF CUMBERLAND COUNTY: SIR: Settle, Discontinue and End the above-captioned matter upon the records of the Court without prejudice to refile and mark the costs paid. WELTMAN, WEINBERG & REIS CO., L.P.A. SWORN TO AND SUBSCRIBED before me this 7f-'h day of ~ 2007 ~TARY P \\ TH OF PENNS'fL\JANIA COMMONWEAL Notarial Seal . wendY L. Gault, NotalY p~ CitY 01 PittsbUrgh, Al\eg~15 2010 MYComl'l'\SSIOI"I EJ<Plre5 J\.I17 ' Ie I\s$OCiation of Notaries Member l'ennsy\IJan () ,....., ~ c:::::. c: = s: --.. -00-, """1 ~:o SP s.~~; ,." CO r- zc N -om -DX' :~! N ;:") . .~ ::~O ~(.: "--., :;0... ;"):n 3': ';;;-(") ~i; ~~: s> Om 2: ~ .-, 0 -< ul -<