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Home My WebLink About06-2326 Leon P. Haller, Esquire Purcell, Krug & Haller 1719 North Front Street Harrisburg, PAl 71 02 717.234.4178 mtg@pkh.com O~ - .;z 3 ;;).,{." Cl~j,~ ~8U"l Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MIDFIRST BANK vs. CIVIL ACTION - LAW DAVID A. LEHR AND KIM M. LEHR Defendants ACTION OF MORTGAGE FORECLOSURE THIS FIRM IS A DEBT COLLECTOR AND WE ARE A TTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Nonc E You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint offor any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATlON 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249.3166 A V ISO LE HAN DEMANDADO A USTED EN LA CORTE. 51 DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS. ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECC10N CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA. SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO. DEC!DIR A FAVOR DEL DEMANDANTE Y REQUERlRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPlEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIA TEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238-6300. CUMBERLAND COUNTY LA WYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIA TlON 2 LIBERTY AVENUE CARLISLE, PAl 70 I 3 71 7.249-3166 Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA MIDFIRST BANK, vs. DAVID A, LEHR AND KIM M. LEHR, Defendants CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 1601 The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose, The amount ofthe debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt ofthis notice disputes the validity of the aforesaid debt or any portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is valid. Ifthe Debtor notifies the undersigned attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the undersigned attorney within said thirty (30) day period, the undersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, P A 17102 (717) 234-4178 Attorney I.D,# 15700 Attorney for Plaintiff MIDFIRST BANK, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. o r.,- ;( 3;J /. CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE DAVID A. LEHR AND KIM M, LEHR, Defendants COMPLAINT IN MORTGAGE FORECLOSURE I. Plaintiff is MIDFIRST BANK, a corporation whose address is 999 N. W. GRAND BOULEVARD SUITE 100 OKLAHOMA CITY, OK 73118, 2. Defendants, DAVID A. LEHR and KIM M, LEHR, are adult individuals whose last known address is 12 GOBIN DRIVE CARLISLE, PA 17013, 3, On or about, June 29, 2001, the said Defendants executed and delivered a Mortgage Note in the sum of $104,050.00 payable to SUPERIOR HOME MORTGAGE CORPORATION, which Note is attached hereto and marked Exhibit "A", 4, Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed, and delivered to Mortgage Electronic Registration Systems, Inc, as nominee for Superior Home Mortgage Corporation, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1726, Page 930 conveying to original Mortgagee the subject premises. The Mortgage was subsequently assigned to MIDFIRST BANK and will be sent for recording, The said Mortgage and Assignment are incorporated herein by reference, 5, The land subject to the Mortgage is: 12 GOBIN DRIVE CARLISLE, PA 17013 and is more particularly described in Exhibit "B" attached hereto. 6, The said Defendants are the real owners of the property. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on October 0 I, 2005 and all subsequent installments thereon, and the following amounts are due on the Mortgage: UNPAID PRINCIPAL BALANCE $111,999.44 Interest at $22.81 per day From 09/01/2005 To 05/01/2006 (based on contract rate of 7,5000%) $5,520.02 Accumulated Late Charges Late Charges $45,69 From 10/01/2005 to 05/01/2006 $394,29 $319.83 Escrow Credit ($1,200.29) Attorney's Fee at 5% of Principal Balance TOTAL $5,599,97 $122,633,26 **Together with interest at the per diem rate noted above after May 01,2006 and other charges and costs to date of Sheriffs Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event ofa third party purchaser at Sheriffs Sale, If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8, No judgment has been entered upon said Mortgage in any jurisdiction. 9, Notice ofIntention to foreclose and accelerate the loan balance pursuant to Pennsylvania Act No, 6 of 1974 is not required in that the original principal balance exceeds $50,000,00, 10, Defendants are not members of the Armed Forces of the United States of America, nor engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended, 11, The within Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983, 12. Prior to the commencement of this foreclosure action, Plaintiff sent to Defendants written notice dated December 14,2005, notifying them of the fact of default, amount needed to cure the delinquency and that if the account was not timely reinstated, a foreclosure action would be filed. A copy of the December 14, 2005 notice is attached hereto and marked Exhibit "e", WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 7,5000% ($22,81 per diem), together with other charges and costs including escrow advances incidental thereto to the date of Sheriff s Sale and for foreclosure and sale of the property within described, ~ By: ./ PU ELL, KRUG & HALLER Leon P. Haller, Esquire Attorney for Plaintiff I.D, # 15700 1719 N. Front Street Harrisburg, PA 17102 (717-234-4178) ORIGINAf Mullistnle LOAN NO" 117-00153 NOTE . <; "Fz" 7'7 (1-1-1/0 [F1/:::'_ :'6~0175 1 KIN l000585-001170015~-5 JtlNE 29. 2001 ID...J 12 GOBIN tlRJ:VE CARLISLE, FA 17013 IPmpmy Addtnal 1. PARTIES "Borrower" roaM each person signing 31 the end of !his Note, and !he person's successors 31Id ..,iglli. 'Lxnde, means SUPERIOR HOME MORTGAGE CORPORATION and its SW:O::SSO~ and assigns. 1. BORROWER'S PRO~USE TO PAY; INTEREST In rttum for a loan r=i.'Cd frorn U:nder, Borm"..". promiv.s 10 p.y !he principal sum 01 ONE HUNDRED POUR T1!O'O'SAND FIFTY AND 00/100 Dollan (U.S. $104, 050.00 l, plus interest, to the order of Lender. lnlerest ",ill be d:arged on unpaid principal. from the date of disbursement of the loan procxedJ by Lc:ndcr, al1hr rate of SEVEN AND ONE HALF perceDt ( 7 . 500 %) per Y"-'" until the full amounl of principal has bern paid. 3, PROr.USE TO PA\' SECURED BoTTOwer'S promise 10 piy is sccumI by a mongage, dttd of tMI r.r similar Security inmurIlenl lhal i5 daled Ihe same dale lIS this Not: and ailed the "5ccuriIY IllSIIUllltIll. . The SecuriIY In:ill'Wnrnl protects !he under frorn 105ses which might '""ull if Bo:rower defaults under !ha Not:. 4. MANNER OF PAYME~" (Al Tune BollOwer sIWl make a pa}'metll of principal and inl= to I..c:nder on the f1m da)' 01 c;,ell month beginnin; on AUGt1ST 1 ,2001 . Any principal and iDlel'<$1 remaining on the first da)' of JULY 1 2031 , will be due on that dale, which is ailed the "Maturity Dale,' (B) Place PaytJJelll s1tall be made aI 1395 ROUTE 539, TUCKERTON, NEW JERSEY 08087 or at such plou:: as Lender may dt'Sign:u.~ in writing by ooUce 10 Borrower. (C) Amount Each IIlOlIthly paymenl of principal and inleresl will be in the amounl of U,S, S 727" 54 . Thi, >mou", will be pan of a larger monthly pa}'melll required by the Securily Insuument, thai shall be applied 10 prinoipaJ, inter.S! iUld other items in the order described in 1hr S<:curiIY IllSlItIm:IlI. CD) Alloo!:e 10 this Note for pa}'I1ttll1 a<ljuslmtlllS If an allonge pr.widing for payment adjUSunenlS is eXCCUte9 by Borrower logelher with Ihi, NOle, lhe coyenants or 1hr aIIonge!h.>i1 be mc.,rporatal into and ,hall amend and supplemenllhe CO.elWlIS of this NOle as lIthe allonge "'ere a fUll 01 this Note. [Cbeck applicable box) DGBdualcd Paymc:lll Allonge DGro"'ing EquilY Allonge DOther Ispa:ify) 5. nORROWER'S RIGIIT TO PREPAY Borrower has the righllo pay the dcbl evidrncal by this Note, in whole or in pan, withoul ch:trgc Or pen;J1)', on lh. lir.. day of IiDY month. Lende: sIWl aa:epll'repJymenl on other d:.ys provid:d that borrow.r pal's inlere" on !he amounl prepaid tur the ,.,.",.;n".... of the monlb to the alenl required by I..c:nder and permitted by regulations of the Sc.:rclaf)'. Ii Borro,",er mal.es a pzrtial prepayment, !here will be 00 changes in 1hr due dlle or in lbe amounl of the monthly paj'me!1\ ulIl",s under agrccs in writing 10 thos<> changes. n1~ """""- .1ud a.tc Sole. IG/95 '9'11I1 -~/~, . t5Nllbd q All 6. BORROWER'S FAILURE TO PA Y (A) Late Charge tor OYeI'due Payments If Lender has not received !he full monthly payment required by the Security Instrumem, as described in Paragraph 4(C) of this Note, by Ihe end of fifteen e>letular days after the paymenl is due. Lender may collect a late charge in the &'llounl of 'FOUR peTCent ( 4.000 %) of !he overdue amount of each paymen!. (8) Defaull If Borrower delaults by lalling to pay in full any monthly paymenl, then Lender may, except :lS limited by regulations of the Secretary in the case nl paymeot defaults, r<quire immediate payment in full of the principal b,lance ren"'inin~ due and all accrued interest. Lender may choose not to exercise Ibis option without waiving its righls in !he event of any ,ubscquellI default. In many circumstances regulations issued by the SecrelMy will limit Lender's rights to require immediate payment 10 full in tbe case of payment defaults, This Note does not authorize acceleration when not permilled by HUD regul";,," A.' u.Ie" in this Note, 'Secretary' means the Secretary of Housing and Urban Development or his or her de,ignee. (C) Paymeot of Costs and Expenses If Lender has required immediate payrnenl in full, as described above, Lender may require Borrower ro pay costs ~ld expenses including reasonable and customary atromeys' lees for enlorcing this Note to the extent not prohibited by applicable law. Such fees and costs shall be3I interest from the date of disbursement at the same rare as !he principal of tbis NOle. 7. W AlVERS Borrower and any other person wh<l has obligations mlder this Note waive the ri~hts of pres.r::ntITII:::nt and nctiu; of dishonor. 'Presentment' means the riglll to require Lender (0 demand payment of amounts due. "Notice of dishonor" means the right to require Lender to give notice to other persons that amoun~ due have not been paid. 8. GIVING OF NOTICES Unless applicable law requires a different method, any notice that must be gi~en to Borrower under this Note Vlill be g"en by delivering it or by U120iling it by liTht class mail to Borrower al the property address above or at a different address if Borrower has given Lender a notice of Borrower's differem address. Any nolke that must be given to Lender under this Note will be given by first class U120il to Lender at the address stated in Paragraph 4(B) or at a difterent address if Borrower is given a nntice of that diflerenr address. 9, OBLIGATIONS OF PERSONS UNDER THlS NOTE If more than one person signs this Note, each person is fully and personally obligated to keep ail or the promises made in !his Note, including the promise to pay the full amount owed. Any !lelSen who is a gU3lantor, surety or endorser of Ihis NUle IS aiso obligated to do these !hings, Any person who takes over these ohligations. includiog the obligations or a guarantor, ,urety or endorser 01 this Note, is also obligaterl to keep all oftbe promises made in this Note. Lender may enforce its rights under Ihis Note against each person individually or against all signatories toge!her. Any ooe person signing thIS Nore m,y be required to pay all of the amounts owe<! under this Note. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants cont.ined in thIS Note. PAY TO TI 1': ORDER OC-<4- WITH0UT R~C'RSV - ~O Brian Voglesong, Sr. Vice President Superior Home ~rtgage Corporation :''..IPAYTO THE ORDER Of"\ 'cr;-' il'RlHClPAl. RESIOENTI.M MORTGAGE , WiTHOUT Pf'..(\UASE , lUPER/OR !WI!TfAbE.~l!lIori ~4lI~~ily~ 1!t.\L'I ltl" '.---. -- ANNEOEUCHAR VICE PRESIDENT ~ t:j::t1 j{IM M. LEllR .. , ___~ (S,'l) .Bomlwrl (Seal) . >B~irriwer , (Scal) Mf'fOMCd8KJ ,':',:"'T"," . ,..-;:. ~~"nrr'lWtT (Se,11 fI11K)I".m:~ ~hlrJl)wo:r Pill""':"'" HFSIPEN11Al..lIlt'll'lmAM PIQtZo'2 H, P~,. ,r), ~ ALL that certain tract of land with improvements, situate in the Borough of Carlisle, Cumberland County, Pennsylvania, more particularly described in accordance with a survey made by Earnest J. Walker, Registered Surveyor, on September 18, 1964, as follows: BEGINNING at an iron pin in the eastern line of land now or formerly of Stan wi x Apartments which iron pin is North 19 degrees 01 minute 30 seconds West a distance of375.18 feet from the northern line 0 fHamilton Street, 60 feet wide; thence from said iron pin, the place of beginning , North 19 degrees 01 minutes 30 seconds West a distance of 70.42 feet to a point; thence along line ofland now or formerly of Reisinger Brothers, Inc., North 70 degrees 58 minutes 30 seconds West a distance of 180.41 feet to an iron pin on the western line of 60 feet wide Gobin Street; thence along the western line of Gobin Street, South 19 degrees 01 minutes 30 seconds East, a distance of 70.42 feet to an iron pin; thence along line of land now or formerly of Robert A. Martin, South 70 degrees 58 minutes 30 seconds West, a distance of 180.41 feet to an iron pin, the place ofBEGlNNING. CONT AlNING 70.42 feet in front along the western line of 60 feet wide Gobin Street and extending westwardly therefrom at an even width, a distance of 180.41 feet to line of land now or formerly of Stanwix Apartments and having thereon erected a one story frame dwelling house and other improvements known as and numbered 12 Gobin Drive, Carlisle. . f9h;bi:f\rt/, Apr-j 8-06 j 1 :27am From-MIDLAND MORTGAGE REFERRAL T-228 P 01/05 F-924 Midland Mortgage Co, 9~9 N,W. Gr~nJ Boulevard, Sllll~ 110 OkbhomaC,ty, Oklahoma 73116 ?hOliC' (.:;05) ...2t>.j20u r...:1. (...i.I~) ~2D.l7J<) weonesooy Decemoe, ,. 2005 CERTIFIED MAIL CUL DAViD A LEHR 12 GOBIN DR CARLISLE PA 17013 , , - NOTICE OF INTENTION TO FORECLOSE AND ACCELERATE LOAN BALANCE UNDER SECTION 403 OF PENNSYLVANIA ACT NO. 6 OF 1974 RE Lo,n;; 50472327 D=ar Mortgagorls) MLdland MOrtgage Co, ~s the holder of a Mortgage and a Noee on ~he above prenl~seSt or ~s the mor~gage ser~~c~ng agen~ for SueD holder. l'..s of the date of th~;; not~ce. THE MORTGAGE IS IN DEFAULT STATUS because of nonpayment of the fo1low~ns: Paymenr:s. lar:e charges. and adv.;;.nces from 10/1/2005 through 12/1212005. 'The t.ot.al aruount. 00\.] req~lred '[0 cure (he d.ef=.lJ.lr., c'~ l:. 0((:';'; '",crds get caught: up in your payments, ~s $358553 All payments referred to In cnis 00I.lCe muse DE ~n t.te f0~~ of ca~hi02r' s or ceL'1:1.fl.erj check m,~(1e pa.yable '[0 Mld.l.;nd l'11o.c,('~,39~ Co., and mU.s-c be rece1.\Ted at. P.O. Box 268888, Or~lahoma (l,[~lr (\~. 73126-8888. noc la~er r.han 1:he daces ~nd t~rlle5 specli1.e~ here1.n. In r.he even"!: paymenI., as sp€:Cifi.:;(i in 'Che f,roceedif'.g p.:l.L2.gr:::.;;.., ~s not made WITHIN THIRTY (30) DAYS from Lhe daLe of ttll> 2.e'C'ter, i-c ~=:: the in'Cent.l.on Df I.he holder of 'C.'12: Lco.cr~,~o.(:::;,;;, 'C.hLOugh '(hiS ccmpany, "co accele.ra"!:E (declare due dr.,j pay,::.D12 lItLlf'ledl.at.E:ly 'C.he entire loan) 't.he P.lor::.,gc..ge. obl1.ga'C1Con 3.(.0. ::::.1~. ocher lawful chargE::3 and l.nS"CI:-UCl: our at"C'~.cn2Y to In 5 t..l.I. 1-'.": 2 MORTGAGE FORECLOSURE PROCEEDING, {;yA'fIJif 1'(11 .' M -. ~ ..- ~~ .11 ~ ru o o t::1 RtIlUl'l'lRclCll _R< Cl ~DoJI\,o .J1 ~U<7IIlMKRt IT1 M c.na. lo",,~O =r o Q '" I'- ~ii.i'A;;l',;o:: Of'POBo..cNA QY.'~ZJp:. Ape-18-06 II: 17a. f ro.-M I OLAND MORnA DE REfERRAL T-118 P 03/05 f-914 (a) If you wish to CURE THE DEFAULT "ich~ll ch~r::y (3U) 0=j~ from t:he dat:e of ::hJ.s letcer, you must: pay che TOTAL AMOUNT DUE S~2."(e':1 above, plus an additlcnal mcn'Cr.ly lflst?llment If p.aym;;;(i'C 13 made after tne ls~ doy of "(he neXt mcntht plus an 20dlLicna~ late charge if d.Lle at '[lme of pa~...rmcnl: and [101: ~ncluQed. abcve. A LATE CHARGE is due \vi t:h eacrc morcgage paymenc p=i,j morE- 1;;-.a,,", rll:t:een (15) days arcer t:t'.e due dace, Your curr",nt: ",,0,,::r,11 lnscallment: is $1.142,27. tbJ If payment J.S made AFTER THRITY (30) DAYS from ehe dat:e or th~s letcer, but BEFORE FORECLOSURE PROCEEDING has cee~ started, the a~OJr1t you will have La pay wlll also lncl~de ~rje .regular mon"C.nly in$"[allm.ents and la'Ce char'~E:s r.hen. !jLl2, p2.us, ~f J.ncurred, any ATTORNEY'S FEE OF NOT MORE THAN ~50.00 c~o ~~j "C.l'Cle report Cc.S1:3, whlcr. amOIJn-c can be Cb'CoJ.r.ec: OJ' contacc~ng M1dland Morcgage Co, ac 1-800-552-3000, AFTER FORECLOSURE PROCEEDING HAS BEEN STARTED, yO'J flaJe "r.e r~9ht: to STOP t:he foreclosure ac::~on any c~me up ::0 ONE (1) HOUR BEFORE ehe commencemenc of ehe SHERIFF'S SALE bj pay ~,,:; t.tJ.e ent:J.re a.mou.nt. dlJE ar. 'Che 'Clme, t.Jh~c[i. sf1611 lr~'.::.lLJ.'j~ _;.1.2. de2.lnqueOi: l1l.sr.al1ment:s and Gnp2.ld la'C.e Charges, t:'~get.rle:c ",n...":n REASONABLE LEGAL FEES ACTUALLY INCURRED, cost. =.11::; C1:(:,;,L 3_'"S re12t.Eo (0 the foreclosure act.ion, WhlCh amount car) be cbraln0~ by concacc1ng Midland Mortgage Co, ac 1-800-552-30uQ, Should you FAIL CO reinst:ace t:he loan as ouel1ne,j abO\Te, the morcgage premises will be SOLD AT SHERIFF'S SALE, CJh~ct\ Pl-'..-'.. ::a,:e place appro;.;imat:ely se'Jen (7) CO eleven (1-'..) we~ f:~ follow~ng SERVICE of che Cor:\plaiflt ~n Moreqage E'creclcsuce, ar WhlCh t:lme your OWNERSHIP J.nrereST: in morr:gc.';J'= ?rentJ...3E::3 lN~ 11 o'~ TERMINATED, an,j t:nereafter, If occupled, prOC02e,jlfl(]5 r...::.ll co? taken t:o OBTAIN POSSESSION of the real escace. You have the u,ghc t:o REFINANCE THE LOAN ;lit:h a"otner "-er:Ci~,,'; HISt:~cuc~on or TRANSFER THE PROPERTY co another person, c:ncl2r ana s'.lbJect eo the ezist:J.ng mortgage. Tha:: perser. ',,,11'- h~v~ che SAME RIGHT TO CURE THE DEFAULT as ,0'" hS.ve, s"bJe~1: cc ~"7 same lim~cat~on and requ~remencs, You may CURE DEFAULTS up t:o t:n.cee (3) t unes ~n o-nj' ca ceno::" yeac. Upon curE ot a befa~lc you ~lll be In ctle sa~~ pOSltJ.O~ as ~f cheri: had been NO DEFAULT. A ("'"'[6":C 11,6, 0,= _'..c.:O ANYONE on your behalf, Slncerely. M~dland Mortgage Co, CollecClon Dcpartmenc 50472327 Anr-18-D5 II :17am From-MIDLAND MORTGAGE REFERRAL T-118 P 04/05 F-914 Midland Mortgage Co, ~99 N \V, Gr~1\d BOlllevarQ, Suire I] [) Oklahon1d Ciry, Okldhum n n 116 I") I. UJ1", [...1' 5) 4-: I,. I ~ II () I ~ ' I oj () S ) .;:; I;' I ., I 'J COL KIM M LEHR 12 GOBIN DR CARLISLE U,S, Postal CERTlFIE (DomestTo ~ijll W.OO.,001. Decemoer H, 200, CERTIFIED MAIL PA 17013 <=0 t:J cr ~ r~'.'o"'F'1 U') r'- p_ o Coro~ Fel Cl c:J A~~Feo C) (~_,.....c~ CI ~Oo::rlM:lF)'FIlo tr ~....olYlQfK RoqolU8l: m CJ. "b:wP~&Fco .. ._--. " . . NOTICE OF INTENTION TO FORECLOSE AND ACCELERATE LOAN BALANCE UNDER SECTION 403 OF PENNSYLVANIA ACT NO. 6 OF 1974 U') t:J ~ 'SbOOi7ij;;I~,;-"." tK~&.tNo.. ~'~iJP;4"" . RE La," n 50472327 DEa. Mo.cgagor(s) Mldland Mo.cgage Co. ~he above prem~ges, holdE-r. is che noeder of QL ~s ~he mortgag~ a t1CLt.gage 2nd (:I t.:ot.o: ":'ll .:S2TV':'CJflg agen'l: [er ;uct'l ;.:. (, ,.11'<,,:. ~",,,. As of che dace of ch~s nocice. THE MORTGAGE IS IN DEFAULT STATUS because of nonpaymenc of che follow~n9: paymencs. lace charges. and advances from lW1QOO5 chr,:>ugh 12/12/2005. 1h2 1:ot.a.l amOLln'[ now reqLl~1:eCi t.c cure the defaulL, or 10 or.hec words gec caughc up in your payments, lS $3,585.53 All payments referred '[0 In th~s notice mu~'[ be In the fOLffi af cashler's o. cert~tied check mace payable t:o Mldland MOL tgage Co" and mclSt be receiv"c ac P,O, 8:>x 268888, Oklahoma C~ty, O~ 73126-8888, no'!: later than '[he daLes and t~!ne~ 3pec~fl~Q here~n. In the event payrnenL, as ~pec~fied 1n ~he proceeOlng paragraph. ~s not made WITHIN THIRTY (30) DAYS from thejat.e of Chl~ lect:er, ~t 13 che int:<;nclor. of t.he holaer cf the' m~Ltga'ge. thrcllgh thi:3 company, 'Co acc021e.ca'C.e (d.e.=lare dllE: 2.n,j pa'/nolo::- lIlune'J.:La1:.el'j the entire llJan) '[he mOLt'-33.ge Obl.:.ga.t1.0!i and 611 ocher lawful charges a.nd l.J1St.(LlCl: our att.cr.ney to .J...fl.::'L.LCuCc MORTGAGE FORECLOSURE PROCEEDING. Apr-IS-OS 11 :ZSam From-MIDLAND MORTGAGE REFERRAL T-ZZS P 05/05 F-9Z4 la) If you wish co CURE THE DEFAULT 'JJ.ChHI tf\U:Cj' (30) c=.y~ from che dace of this leccer, you musc pay the TOTAl. AMOUNT DUE st:at:ed above, plus 3n addJ.IJ.onal monthly l.nst:allm"nt if payrn~n;: lS maae aft~r the 1st day of che n~xc monch, plus an adaitJ.cnal late charge If due at tlme of payment and not lncl~ded 2bO'/d. A LATE CHARGE is due wH:h eaCh mortgag~ payment paid more Ihan fifceEn 115) days aft:er the due date,;, Your current mont:hl'j inscallmenc is $1.14227, IbJ If payment: is made AFTER THRITY (30) DAYS from thE- a,He of ehJ.s letter, bUt: BEFORE FORECLOSURE PROCEEDING has b,O',,> " s~ar~ed, the 2rnownt yo~ w~ll ha~e ~o pay wlll also incluQe t~~ .ce'jular [do[l(f'.l',/ installments and la!:<? Charges '(!;en d.tJe~ plus, J.f incurred. any ATTORNEY'S FEE OF NOT MORE TRAN $50,00 ancJ ~Il ~lt.le repo.c'C. cc.scs, ~.JrllCh afnOLlri"C. carl be ODt.c.J.....-''-j:::1 cODeaCt1ng M1dland Morcgage Co. at: 1-800-552-3000, AFTER FORECLOSURE PROCEEDING HAS BEEN S'l'l'.RTf;P. y0u j-,ave CI',"- :C19h( co STOP the foreclosure aCtl0n any ClIne up (0 ONE (1) HOUR BEFORE t:he commencement of che SHERIFF'S SALt by P:oyU)9 1:1"',e en'!:.~re amount ctLle 2'( thE t..1me, ~Jh.l(;r~ 511311 .lnClude- ,.jl2. delinquem: in:;tallmen1:3 and unpaJ.d la1:e ch2t.cges, l:oget:her w~[h REASONABLE LEGAL FEES ACTUALLY INCURRED. cose and ocr,e': 5u,o., :cela1:.Ed 'Co t:h€: foreclosure aC'!:.l.cn, whJ..ch amcun:c can tie OCt3J.!led by concacelng Mldland i10rtgage Co, ac 1-8QO-552-3000. should you FAIL to reinSl:a1:e l:ne loan as OU(llneQ above, the mongage premlses \lJ.ll be SOLD AT SHERIFF'S SALE, WhlCh 1.1111 cake place approx1macel'j seven- (7) 1:0 eleven (11) weel-:~ follOl<J1ng SERVICE of Che Complaln( ln Mor1:gage E'oJ:'eclosure, at v/h2Ch tJ.me your OWNERSHIP lnl:ere3C J.n morl:gage premlse5 \Jill be TERMINATED, and therea ft:'" r, if cccu,n6d, pJ:ocee(.Jinq:; ,1111 0" t:aken t:o OBTAIN POSSESSION of the real eseace, You have the r1ghc to REFINANCE THE LOAN wHh anoth"''' 1e"ding lnSt1t:ution or TRANSFER THE PROPERTY to a.noc:her pe.1'son, uc:d<2.c and sub]ec1: 1:0 Cl'H' eXlsclng mOJ:'t:gage, ThaI person wl11 hii'./e the SAME RIGHT TO CURE THE DJ;:FAULT as you have, SUb)e,.::,: tc t.r,~ same limitac:ion and requJ.rements, You may CURE DEFAULTS year, Upon cure of a as If ehere had been ANYONE on your behalf, up to t:hree (3; Llrne5 1n any default YOl.l w~ll b,= 10 t.he .same NO DEFAULT, ;., defaull: may be ':.51endaL PO:::;l.'C.J.CH '::;:tlred. Cy sincerely, Mldland Mortgage Co. CollectJ.on Deparement 50472327 . COMPANY NAME: MIDFIRST BANK VERIFICATION I verify that the statements made in the foregoing Complaint are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa, C.S, Section 4904 relating to unsworn falsification to authorities, Dated Lf/Jyl ~ RY~~~ Title ..V'IC8Presldenl (.:)'ifl. "('::::J (".. lF1 1l=- \t- Ul Vl. -- - ~/ :1 ~-z) ~ ~ P- C)-- ~ D ~ ~ '-"'\ ':..-,,\ ,-1 rcj ..... . Leon P. Haller Purcell, Krug & Haller 1719 N. Front Street Harrisburg, PA 17102-2392 (717) 234-4178 lhaller@pkh.com MIDFIRST BANK, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNA. CIVIL ACTION - LAW VS. NO. 2006- 2326 Civil Term DAVID A. LEHR AND KIM M. LEHR Defendants IN MORTGAGE FORECLOSURE P RAE C I P E TO THE PROTHONOTARY: Please mark the above case settled and discontinued, without prejudice. ID #15700 r Plaintiff DATE: June 6. 2006 o S -'\'~t:, ~:; \ t-> = c::=::O "" (... s:-i ",,- \ ,.0 .", ~ -) Sn ...... :r:-'f'l 1~~;~1 ).-''--1 ":': -ie. ~;~~'A ':J, "J?o' .1:1 ...... r:-? ,,0 SHERIFF'S RETURN - NOT FOUND CASE NO: 2006-02326 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND MIDFIRST BANK VS LEHR DAVID A ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT TENANT/OCCUPANT but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , TENANT/OCCUPANT 12 GOBIN DRIVE CARLISLE, PA 17013 THERE WERE NO OTHER OCCUPANTS. -6 !J-V/d (, CJ- 6.00 5.00 .00 10.00 .00 21.00 Sheriff Sheriff's Costs: Docketing Not Found Affidavit Surcharge PURCELL KRUG HALLER 05/05/2006 Sworn and subscribed to before me day of this A.D. Prothonotary SHERIFF'S RETURN - REGULAR CASE NO: 2006-02326 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MIDFIRST BANK VS LEHR DAVID A ET AL RONALD HOOVER , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon LEHR DAVID A the DEFENDANT , at 1857:00 HOURS, on the 4th day of May at 12 GOBIN DRIVE , 2006 CARLISLE, PA 17013 by handing to KIM M LEHR, ADULT IN CHARGE a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Cf- 5/JV/fJ~ 18.00 4.40 .00 10.00 .00 32.40 So Answers: r~~ R. Thomas Kline Sheriff's Costs: Docketing Service Affidavit Surcharge 05/05/2006 PURCELL KRUG HALLER Sworn and Subscribed to before By: (;;2u04 Deputy Sheriff me this day of A.D. Prothonotary SHERIFF'S RETURN - REGULAR CASE NO: 2006-02326 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MIDFIRST BANK VS LEHR DAVID A ET AL RONALD HOOVER , Sheriff or Deputy Sheriff of cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon LEHR KIM M the DEFENDANT , at 1857:00 HOURS, on the 4th day of May , 2006 at 12 GOBIN DRIVE CARLISLE, PA 17013 by handing to KIM M LEHR a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: ~ .5/,;) "/0 t. 6.00 .00 .00 10.00 .00 16.00 rg~~~~ R. Thomas Kline me this day of 05/05/2006 PURCELL KRUG HALLER BY:~~ Deputy Sheriff Sworn and Subscribed to before A.D. Prothonotary