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HomeMy WebLinkAbout06-2343 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Green Tree Consumer Discount Company, successor servicer to GreenPoint Credit, LLC, CIVIL DIVISION No, Ol. - d.3Lf] (J~u; L~8-~ Plaintiff, Complaint in Civil Action - Replevin v. Steven J. Miner and Amber M, Miner, Filed on behalf of: Green Tree Consumer Discount Company, successor servicer to GreenPoint Credit, LLC Defendants, Counsel of Record for this Party: Erin p, Dyer, Esquire PA ID Number: 52748 5743 Centre Avenue Pittsburgh, PA 15206 (412) 361-1000 IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 9 1692 et seq, (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, IF DEFENDANT(S) DO SO IN WRITiNG WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID, LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE, THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT is TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME, FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Green Tree Consumer Discount Company, successor servicer to GreenPoint Credit, LLC, Plaintiff, ) ) ) ) ) ) ) ) ) No, CIVIL DIVISION Complaint in Replevin v, Steven J, Miner and Amber M, Miner, Defendants, NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS NOTICE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY, You have been sued in court, If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you, You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff, You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, Cumberland County Bar Association 32 S, Bedford Street Carlisle, PA 17013 (717) 249-3166 (800) 990,9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Green Tree Consumer Discount Company, successor servicer to GreenPoint Credit, LLC, Plaintiff, v, Steven J, Miner and Amber M, Miner, Defendants. ) ) ) ) ) ) ) ) ) ) ) ) ) ) CIVIL DIVISION No, o~ - .23'13 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS NOTICE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY, COMPLAINT COUNT I - REPLEVIN AND NOW, comes Green Tree Consumer Discount Company, successor servicer to GreenPoint Credit, LLC, by and through its attorney Erin P. Dyer, Esquire and avers the following in support of its Complaint in Replevin: 1, Green Tree Consumer Discount Company, successor servicerto GreenPoint Credit, LLC, hereinafter referred to as "Plaintiff' or "Green Tree," is a corporation duly authorized to conduct business in the Commonwealth of Pennsylvania and has its principal place of business located at Stonewood Commons III, 105 Bradford Road, Suite 200, Wexford, Pennsylvania 15090, 2, Steven J, Miner and Amber M, Miner, hereinafter referred to as "Defendants," are individuals whose last known address is 34 Thompson Creek Road, Shippensburg, Pennsylvania 17257, 3, On or about June 15, 2001, Defendants purchased a 1991 Redman Manufactured Home, Serial Number 12221390, (the "Mobile Home"), from Green Point Credit, LLC, (the "Seller"), and entered into a written Manufactured Home Note, Disclosure, and Security Agreement, (the "Security Agreement") for the payment of a portion of the purchase price thereof, A true and correct copy of the Security Agreement is attached hereto as Exhibit "A." 4, Seller perfected its interest in said Mobile Home by having an encumbrance placed on the title thereto, A true and correct copy of the Certificate of Title is attached hereto as Exhibit "B," 5. Effective November 1, 2004, GreenPoint Credit, LLC, assigned its servicing rights and responsibilities to Green Tree Consumer Discount Company, 6, Plaintiff avers that the approximate retail value of the Mobile Home is $14,500.00 and that it is in the Defendants' possession and believed to be at their address as stated above, 7, Defendants defaulted under the terms of the Security Agreement by failing to make payments when due, As of April 6, 2006, the Defendants' payments of interest and principal were in arrears in the amount of $735,69, Pursuant to the Acceleration Clause in the Security Agreement the amount outstanding as of April 6, 2006, is $15,211,99, 8, Plaintiff provided Defendants with thirty (30) days notice of intent to repossess the Mobile Home. A true and correct copy of the notice of intent to repossess the Mobile Home is attached hereto as Exhibit "C," 9. Defendants failed to cure the default or return the Mobile Home upon Plaintiffs demand, 10, Plaintiff avers that under the terms of the Security Agreement and Pennsylvania law it is now entitled to immediate possession of said Mobile Home, 11. The Security Agreement provides that in the event of default, Defendants will pay: a, the reasonable attorney's fees of seller or of seller's assignee, provided that prior to commencement of legal action such fee shall not exceed $50,00; b, court costs and disbursements; and c, costs incurred by seller or of seller's assignee to foreclose on the Mobile Home including the costs of storing, reconditioning and reselling the Mobile Home, 12. In order to bring this action Green Tree Consumer Discount Company, successor servicer to GreenPoint Credit, LLC, was required to retain an attorney and did so retain Attorney Erin p, Dyer. WHEREFORE, Plaintiff, Green Tree Consumer Discount Company, successor servicer to GreenPoint Credit, LLC, requests: a) judgment against Defendants to recover the Mobile Home, plus detention damages, special damages consisting of inter alia, detaching and transporting the Mobile Home, shipping fees, any cost for insurance placed on the Mobile Home by Plaintiff, late charges, and all allowable damages per the Security Agreement, any further costs for repossession and sale, and attorney's fees and costs of litigation in order to obtain possession of the Mobile Home; and b) In the event Plaintiff repossesses said Mobile Home and resells or otherwise disposes of said Mobile Home, a deficiency judgment in an amount to be determined by the Court upon petition of Plaintiff, which amount shall be equal to the difference between the amount owed pursuant to the said Security Agreement plus the damages set forth in paragraph (a) above and the amount recovered by Plaintiff from the resale or other disposition of the said Mobile Home, less expenses, COUNT II - DAMAGES By way of separate and alternative pleading, Plaintiff, Green Tree Consumer Discount Company, successor servicer to GreenPoint Credit, LLC, alleges the following: 13, Paragraphs 1 through 12 of this Complaint are incorporated herein by reference as though fully set forth, 14, This Count is brought in the alternative to the relief sought in Count I. WHEREFORE, Plaintiff, Green Tree Consumer Discount Company, successor servicer to GreenPoint Credit, LLC, requests: a) judgment against Defendants in the amount of $15,211,99 with interest and late charges plus detention damages, special damages consisting of inter alia, detaching and transporting the Mobile Home, shipping fees, any cost for insurance placed on the Mobile Home by Plaintiff, late charges, and all allowable damages per the Security Agreement, any further costs for repossession and sale, and attorney's fees and costs of litigation in order to obtain possession of the Mobile Home; and b) In the event Plaintiff repossesses said Mobile Home and resells or otherwise disposes of said Mobile Home, a deficiency judgment in an amount to be determined by the Court upon petition of Plaintiff, which amount shall be equal to the difference between the amount owed pursuant to the said Security Agreement plus the damages set forth in paragraph (a) above and the amount recovered by Plaintiff from the resale or other disposition of the said Mobile Home, less expenses, '" ;:C- Erin p, Dyer, Esquire PA 10 Number: 52748 Attorney for Plaintiff 5743 Centre Avenue Pittsburgh, PA 15206 (412) 361,1000 ...... . L:\Green Tree\Miner, Steven & Amber\CM REP.wpd VERIFICATION Carmine M. Amelio, Regional Manager and duly authorized representative of Green Tree Consumer Discount Company, deposes and says subject to the penalties of 18 Pa. C.S. section 4904 relating to unsworn falsification to authorities that the facts set forth in the foregoing are true and correct to the best of his knowledge, information and belief. GREEN TREE CONSUMER DISCOUNT COMPANY 'j/, 1 . AP1~/~iIG / Carmine M, Amelio, Regional Manager L:\Green Tree\General\Verification.Amelio.wpd , !PENNSYLVANIA / tJOrE;.OISCLOSURE AND SECURITY AGREEMENT, AND AGREEMENT TO ARBITRATE (Agreement) BORROWER(S): NAME: STEVEN J. MINER NAME: AMBERM.MINER NAME: BORROWER'S NAME: ADDRESS: 105 T1MBERLANE CITY: SHIPPENSBURG STATE: PA ZIP CODE: 17257 PHONE: LOCATION OF MANUFACTURED HOME: ("Real Property') 34 THOMPSON CREEK RD SHIPPENSBURG, PA 17257 "I," "me," "myself' or "us" me<lns <III persons who sign this Agreement <IS borrower or co-borrower, jointly and severally, and "you" or "your" means !he Lender indicated below. On the date of this Agreement, I borrow from you the UnpaId Balance shown below. The manufacturedhome described herein, together with furnishings, equipment, appliances and accessories affixed to the manufactured home (c<llled "Manufactured Home") secures Ihis loan as set forth in the Security Agreement contained herein. LENDER: GREEN POINT CREDIT, LLC LENDER'S ADDRESS: 400 SOUTHPOINTE BL 2ND FLR, CANONSBURG, PA 15317 MH VARIABLE RATE DIRECT LOAN ,ii!!i;:[:!!ii:!!1 " LOAN PLAN: A01 06/1412001 !~9~':,'::::' OFFICE NUMBER: 79061 LOAN SOURCE NO,: ~:'MI~@:' ACCT, NO,: WI..3fNdfY/ TRACS NO,: 8128722 i~ni::.:.,ij!n;; FUNDING CODE: N4GVS A .:,:,'" :', h. 5, SEC, #(5): (717) 532-2068 COUNTY: 186-68-1463 178-62-0304 CUMBERLAND Description of TRADE NAME: REDMAN HOMES MODEL: NOT GIVEN Manufactured YEAR: 1991 NEW: USED: X LENGTH: .2Lft. WIDTH: 14 It, Home: - SERIAL NUMBERS: 12221 390 I . .';:ii~"('or " .",,, ~, ,'~"!)!l!tliii;j:;!i:!: :,;;"",~::;:;",:,:;';':",,:A.Dp.rrlQ.NA~:ACCE:;;;?'Q~I!l~:~PTfURl'!l,I~l!J!I!~~. .",.,.,>..,....,'..... ,";:i ,,' " ," ", .:':"':': I .:''','. ,,'.......'...,...... ....',.."...~,....:i. .- , ,';.j... ..............,.,. .....'... I ~:!!iii~';'.;'.iii:!~.i.. ITEM':',\ ., \'::1 r:'.:':r~;;$EIj:I}l.k N\.!M,~Iil'''.::: >1 1";;';:;('1'1\':; ,'JT!=M;';;i,; ~:!' I : ..;;:1 j!@m ';!l;;S5ff'IALI\lli.M~li'g::::, I REFRIGERATOR RANGE PROMISE TO PAY: I promise to pay you at such address as you may direct the princip<llsum of: SIXTEEN THOUSAND FOUR HUNDRED 1WENTY FIVE AND 00/100 DOLLARS (US $16,425.00 ), (the "Unpaid Balance") or so much as may be outstanding, with interest until the debtis paid in full. 1 will pay interest on the Unpaid Balance at the initial rate of 15.250 % per year("lnitial Interest Rate"}. The interest rate I P<lY per year will change in accordance with the provisions of Ihis Agreementl will pay this amountin monthly installments as shown herein in the Payment Schedule or as required by Ihe terms and conditions herein or as recomputed due to the changes in the interest rate untillhe Unpaid Balance plus all <lccrued interest is fully paid. The Unpaid Balance shall include and I will pay interest on any prepaid finance charges you agreed to advance me. Additionally, I promise to P<lY any other charges that I may owe under this Agreementlf on 06114fl016 ,I still owe any amount under this Agreement, I will pay such amount in full on that date, which is called the "M<lturity Date". When you calculate interest, every yearshall have 360 days and every monlh shall have 30 days and each monthly payment will be applied as of its scheduled due d<lte. INTEREST RATE: The interest rate I will pay may change 11 months <lfter my first paymentis due and on that date every 12 monlhs thereafter. Each date on which my interest rate could change is called a "Change Date". Beginning with Ihe first Change Date, my interest rate will be based on an Index. The "Index"is the average of interbank offered rates for one year U.S. dollar denominated deposits in the London market based upon the quotation of major banks as published in the "Money Rates" section of The Wall Street Joumal on the first publication day of e<lch month, and known as the London Interbank Offered Rates (LIBOR). The most recen tlndex figure available as of the date 45 d<lYs before each Change Date, is called the "Current Index", If Ihe Index is no longer available, you will choose a new Index, which is based upon comparable information. You will give me notice of Ihis choice. Before each Change Date, you will calculate my new interest rate by adding 13,000 % points to the Current Index. You will then round the result of this addition to the nearest 1/8 of 1 %. Subject to the limits stated below, this rounded amountwill be my new interest rate untillhe next Change Date. You will then determine the amount of my monthly payment that would be sufficient to repay the unpaid princip<ll balance that I am expected to owe at the Change Date in full on Ihe Maturity Date at my new interest rate in substantially equal payments. The result of this calculation will be 1he new amount of my mon1hly payment My interest rate will never be increased or decreased on any Change Dale by more than 2.00 % from Ihe rate of interest I have been paying for Ihe preceding 12 months. My interest rate will never be more than 5.000 % above or below the Initial Interest Rate. OIRVARPA-OSCO PAGE. ~ OF-' EXHIBIT "A" ITEMIZATION OF AMOUNT FINANCED . - , .. ArilOunt of credt provided to me or Q'l my behalf. 1. a. $ 15,333.50 b. Amount credted to my account: $ 2. Amounis paid to others Q'l my behalf:' a. To Insurance Ccmpanies: (1) Property Insurance... $ 298.00 (2) Credt Life Insurance $ b. To Public Officials: (1) Certificate of Title,.... $ 22.50 (2) Filing Fee" ..,........ $ 5.00 c. To: ROYAL FINANCE OF PENNYSLVANIA For. BROKER FEE $ 766.00 d. To: For: $ e. To: For: $ f. To: For: $ g, To: For: $ h. To: For. $ i. To: For; $ j. To; For; $ k, To; For: $ 3. Amounts paid to lender: ,...........,...$ For: 4. Unpaid Balance (ia and ib, plus 2 and 3)$ 16,425.00 5. Prepaid Finance Charge .,..."",.......$ 766.00 6, Amount Financed (4 minus 5) ",..,..,...$ 15,659.00 . , I understand and agree that a portion of certain of these amounts may be retained by you, your affiliate, or the Seller of the goods or services. INSURANCE PROPERTY INSURANCE: Property Insurance on the Manufactured Home is required for the term of this Agreemen t I have the right to choose the person through whom it is obtained. By mari<lng the appropriate line below, I elect to buy the insurance coverage indicated for the term and premium shown, and I want you to finance it on this Agreement Type of Insurance Term Premium ~ Physical Damage Coverage RMOS, $ 298.00 - Broad Fcnn - MOS, $ - $ LIABILITY INSURANCE COVERAGE FOR BODILY INJURY AND PROPERTY DAMAGE CAUSED TO OTHERS IS NOT INCLUDED UNLESS INDICATED IN THE PROPERTY INSURANCE SECTION ABOVE. CREDIT LIFE INSURANCE: CREDIT LIFE INSURANCE IS NOT REQUIRED FOR THIS AGREEMENT OR A FACTOR IN ITS APPROVAL. IT WILL NOT BE PROVIDED UNLESS I SIGN BELOW AND AGREE TO PAY THE ADDITIONAL COST. If I elect Credit Life Insurance, the name(s) of the proposed insured(s) are: Proposed Insured Proposed Insured (Only spouse can be insured joinlly.) This insurance may not payoff the entire Unpaid Balance under this Agreement The exact amount of coverage is shown on my policy or certificate. My signature indicates my election to obtain Credit Life Insurance coverage for the term and premium shown: Type of Coverage Term Premium _Single _Joint Months $ - Date (signature) Date (signature) , (If joint covelage is desired, both proposed insureds must sign.) OrRV.4RPA_0500 Original Copy P"C>'S.'1OF1 ANNUAL PERCENTAGE RATE FINANCE CHARGE Amount Financed Total of Payments The cost of my credit as a yearly rate: The dollar amount the credit The amount of credit f:'ovided The amount I v,.;ll have paid after I will costme: to me or on my behal : have made all payments as scheduled: 17.894 % $ 29,948.32 $15,659.00 $ 45,607.32 Fin. Charge T Amount Fih. PAYMENT SCHEDULE: Number 01 Amount of Payments When Payments Are Due (Estimated) Payments My ~ $ 232.71 Monthly, beginning JULY 14, 2001 payment .1Q.L $ 254.85 Monthly, beginning JUL Y 14, 2002 schedule - $ Monthly, beginning will be: $ Monthly, beginning Propaymont: If I p.y off early, I "'II nath.ve to p.y a penalty, Security: I give you a securityinterestin: )( the Manufactured Home and household goods. Lato Chargo: Iflhe Unp.id Bal.nce is gre.ter than $25,000 and if the payment is more than 15 d.ys late, I v.ill be charged. I.te charge of 5% of the unpaid amount of such payment, not to exceed $5.00. Variabl. Rate: My Agreement contains a variable rate feature. Disclosures about the variable rate feature h~ve b~en provided to me earlier. As$umption: Someone buying my Manufactured Home may not assume the remainder of this Agreement on the origin~1 terms without your prior written consent Security Interest Charges: Security Interest Fees $ 0,00 See Ihe tenns of this Agreement for additional information about nonpayment, default, required repaymentfn full before the scheduled date, and prepayment refunds and penalties. ADDITIONAL TERMS AND CONDITIONS VARIABLE RATE: a. Monthly Payment Changes. My monthly paymentamountwill change each time my interest rate is adjusted. I will pay \he amount of the new monthly payment beginning the first monthly payment at the interest rate change date. The monthly payment amount would fully amortize the remaining unpaid balance I am expected to owe on the interest ra1e change date at the adjusted interest rate in equal monthly payments over the remaining Term of this Agreement b. Notices. My new interest rate will become effective on each Change Date. I will pay the amountof my new monthly payment beginning on the first monthly payment date after \he Change Date until the amount of my new monthly paymentchanges again. You will deliver or mail to me a notice of any changes in my interest rate and the amountofmy monthly paymentatleast25 days before the effective date of any change. The notice will include information required by law to be given to me and information regardingthe Index rate, interest rate, payment amount and remaining unpaid balance . 0, Conversion to Fixed Rate, I may choose to convert this Agreementto a fixed rate agreement at any time beginning from the date of this Agreementand ending1i... years from the date of this Agreement In order to convert to a fixed rate, I mustnot be in defaultunderthe terms of this Agreement I mustnotify you in writing of my desire to convert to a fixed rate, I must execute a revision agreementand I must pay a nonrefundable conversion fee. The new fixed interest rate will be your standard fixed interest rate for a comparable agreement on the date that you receive my written notification. The new fixed rate will take effect on the "Conversion Date," which shall be my next paymentdue date that is at least 1Q. days after your timely receipt of a revision agreement signed by all Borrowers together with a nonrefundable conversion fee of $ 200.00 . The new fixed rate and the Conversion Date are subjectto change if my revision agreement and fees are received after the date specified in the revision agreement My new payment amount will be effective with the first payment following the Conversion Date. O(~VAAPA.0500 Original Copy "A.<:;';:;.')t)F', SECURITY INTEREST: I grant you a securityinterestunderlhe Uniform CommerdalCode in (1) the ManufacturedHome and'ln all g'oDds that are or may hereafter by Dperation of law become accessions to it, (2) ail appliances, machinery, equipmeritand other gDodsfumished and affixed tD the M<lnufacturedHDme including butnDtlimited to the items listed as "Additional Accessories and Fumishings" on page 1 Df this Agreement, (3) any refunds of uneamedinsurance premiums financed in this Agreement, (4) any substitutions or replacements of the fDregoing, and (5) all prDceeds of such Manufactured HDme and accessions, and of any Additional Accessories and Furnishings. This security interest secures payment and performance of all my obligations under this Agreement, Including any additional debt arising because of my failure to perform my obligations underthis Agreementand includes any contractual extensions, renewals or modifications. Notwithstanding any other proviSion of this Agreement you are not granted and wiil not have a non-purchase money security interest in household goods to the extent such a security interest would be prohibited by applicable law. To the extent permitted by applicable law, my execution of this Agreement constitutes a waiver of my personal property and homesteadexemption rights to the ManufacturedHome herein described. I also authorize you, atmy expense, to sign and file, without my signature, such financing and continuation statements, amendments, and supplements thereto, and any other documents which you may from time to time deem necessary to perfect, preserve and prDtectyour security interestin the Manufactured Home. I agree that you may file this security instrument or a reproduction thereof in the real estate records or other appropriate index as a financing statement for any of the items specified above. Any reproduction of this security instrument or any other security agreementor financing statement and any extensions, renewals, or amendments !hereofshall be suflicientto perfecta security interest with respecllo such items. I also agree to pay any filing or recording fees necessary for you to get and keep in force your security interest, and any release fees after this Agreementis paid in full. PREPAYMENT: I MAY PREPAY THIS LoAN IN FULL OR IN PART AT ANY TIME WITHOUT PENALTY. If I make a partial prepayment, there will be no change in the due dates or amounts of my monthly payments, unless you agree in writing to those changes. Any prepaid finance charges are earned when paid. If I prepay this loan in full or default and you demand payment of the en~re balance due, no portion of any prepaid finance charge will be refunded. PROPERTY INSURANCE: a. Minimum Coverage. I am required to provide uninterrupted physical damage insurance coverage protecting the Manufactured Home for the tenn of this Agreementagainstloss by fire, hazards included within the term "extended coverage" and any otherhazards, including flood, for which you require insurance, in an amountequal (unless state law requires otherwise) to the lesser of the actual cash value of the Manufactured Home or the remaining unpaid balance I owe trom time to time under this Agreement(the "Minimum Coverage"). The insurance policy will contain a loss payable clause protecting you (as your interest may appear), and provide for a 10-day notice of cancellation to you. Unless you consentin writing, I shall not add any additionalloss payee to the insurance policy. I have the right 10 choose the person through whom the properly insurance policy is obtained. If my insurance coverage expires or is canceled prior to payment in full of this Agreement, I must obtain no less than !he Minimum Coverage at my expense for the remaining term of this Agreement Should I fail 10 maintain the Minimum Coverage, you may, but are not obligated to, obtain uninterrupted insuran ce coverage. To the extenl pennilled by applicable law, I agree that any insurance you purchase maybe for the protection of only your interestin the Manufactured Home, maynotfully prOlectme in the eventofa loss, and may be for such reasonable period as you detennine.lfyou decide, in yoursole discretion, to obtain insurance, you will notify me of that fact and that the cost, plus interest at the rate provided for in this Agreement, will be added to my debt 1 will repay such amount in the manner as required by applicable law, or if none is reqUired in the manner requested by you. I understand that the insurance premiums may be higher if you must purchase the insurance than might be the case if I had purchased the insurance, and to the extent permitted by applicable law, that you may purchase the insurance from an affiaated company which may receive a profit for this service. b. Assignment and Application of Insurance Proceeds. I hereby grant and assign to you the proceeds of any and all insurance coverage on the Manufactured Home, including any optional coverage, such as earthquake insurance, which in type or amount is beyond the Minimum Coverage. In the event of a loss to the Manufactured Home, I shall give prompt notice to you and the insurance carrier. If I fail to promptly notify or make proof of loss to the insurance carrier, you may doso on my behalf. All physical damage insurance proceeds, inclUding proceeds from optional coverage, shall be applied to restora~on or repair of the Manufactured Home, unless you and I agree otherwise in writing or unless in yoursole discretion such restoration or repairis not economically practical or feasible, or your security interest would be lessened./f such restoration or repair is not practical or feasible, or your security interest would be lessened, you shall apply the insurance proceeds to the remaining unpaid balance of this Agreement, whetheror not then due, and give me any excess. I authorize any insurer to pay you directly. I hereby appoint you as my limited attomey-in-factto sign my name tD any check, draft, or other document necessary to obtain such insurance payments. (J(RVARPA.0500' Original Copy p,ll.G~"Ol=-i c. Cancellation of Required Insurance Upon Prepayment in Full. If you have purchased any insurance on my behalf, . at-my expense, and if I prepay in full the Unpaid Balance due under this agreemen~ (1) you will provide me with any , notice required by applicable law, (2) I have the righl to cancel the insurance and receive a refund or credit of unearned premiums or to continue the insurance, but unless I specifically request cancellation, the insurance will remilin in effuct until the scheduled expiration date. LATE CHARGE: If the Unpilid Balance at the time of execution of this Agreemenlis mure Ulan $25,000 then I agree 10 pay a lale charge if you have not received the full amountof any monthly payment as set forth on page 3 of this Agreement Only one late charge will be made on any delinquentinstallmentregardless of the period for which thatinstallmentremains in default After this Agreementmatures, whether by acceleration or olherwise, I will not be charged a late charge. RETURNED CHECK CHARGES: I will pay you $15.00 (or such higher amount as allowed by law) if any check given to you is not honored because of insufficient funds or because no such account exists. EVEN'f$'Oj:q:fEF=AULi-: I willoein default uiider t1iis Agreemenfif: (il) I fail to make anyp<fyinenfwnll'ndue;'(blT5reiiK any olher promise I made to you in Ihis Agreemen~ (c) 1 fail to make timely rental payments, or to poy other chorges and assessments, relating to Ihe Reol Property and/or facility on which the Manufactured Home is located; (d) I violate restrictive covenants, rules or regulations relating to the Real Property and/or fadlity where the Manufactured Home is located; (e) I fail to keep the Manufactured Home in good repair and condition, as you may reasonably detennine; (f) I remove the Manufactured Home from the address shown on this Agreement unless I notify you in advance and receive your written consent; (g) I sell or attemptto sell the Manufactured Home or to transfer any beneficial interest therein without first obtaining your written consent; (h) I allow lhe Manufactured Home to become part of any real estate wilhout first obtaining your written consent; (i) I encumberor abandon the Manufactured Home or use it for hire or illegally; or (j) If any statementoffac~ representation or warranty I make to you in my loan application orin this Agreementis false, misleading, inaccurate orin complete. NOTICE OF DEFAULT: If any of the above specified Events of Defaulthave occurred, you may do whateveris necessary 10 correct my default You will, except as set forth below, lirst give me a Notice of Default and Rightto Cure Defaultbefore you accelerate payment of the remaining unpaid balance I owe you or repossess or foreclose on any property which secures this Agreement The Notice will tell me what my defaultis and how I can cure it Except as otherwise required by applicable law, you are notrequired to send me this Notice when (1) you have already sent a Notice three times within the preceding one-year period, (2) I have abandonedor voluntarily surrendered the Manufactured Home, or (3) other extreme circumstances exist which could jeopardize your security interest REMEDIES UPON DEFAULT: If I do not cure the default you may do any or all of the following at the end of the notice period, as allowed by applicable law: (a) you can require me to immediately pay you Ihe entire remaining Unpaid Balance due under this Agreementplus accrued interest; (b) you may require that I reimburse you in such manner as required by applicable law, or if none is required in the manner requested by you with interest at the rate provided for in this Agreemen~ the amountoffunds you actually advance on my behalfto correctmy default; (c) you may, but are not required to, pay taxes, insurance premiums, fees, expenses, charges, rents or assessments respecting the ManufacturedHome, or satisfy liens, on or to make repairs to lhe ManufacturedHome if I have not done so as required in this Agreement;(d) to the extent permitted by applicable law, you may cancel any insurance for which all or a part of the premiums or charges was financed by you, obtain a refund of unearned premiums or charges, and apply those amounts against the Unpaid Balance, or (e) you can repossess the Manufactured Home. If you are not required to send me the Notice of Default and Right to Cure Defaul~ you will have these rights immediately upon my default If you repossess lhe Manufactured Home, and I do not exercise any right to cure or redeem the ManufacturedHome lhat I may have, you may dispose of it as required by applicable law. You will give me written notice at least fifteen (15) days before any repossession sale. The notice shall be sent to the address shown as Borrower's Address section on the first page of this Agreementor to any olher address which I later give you in writing. Before the sale I still may get back the Manufactured Home if I (1) pay you all the installments due or past due at the time of delivery of the Manufactured Home back to me, (2) pay you all the unpaid delinquency or deferred charges, (3) pay you your costs of suit, including but not limited 10 attorneys' fees to which you have a right under Agreemen~ (4) cure any olher defaults which may have occurred, and (5) if my default at the time of repossession exceeded fifteen (15) days, the expenses of retaking, repairing, and storing lhe Manufactured Home allowed by law. You will apply the proceeds of any repossession sale (1) firs~ to your expenses in selling the Manufactured Home, lhen (2) to your costs of retaking, repairing and storing the Manufactured Home, lhen (3) to your reasonable and actual court costs and any attorneys' fees to which you have a right under Ihe terms of this Agreement, then (4) to late charges, and then (5) to the balance still due. If there is any surplus money from the repossession sale, it will be refunded to me. If there is still a balance due you, I must pay it to you, except as otherwise provided by law. If you repossess, you also may take possession of any other property anywhere in or attached to the Manufactured Home. You agree to return all such property to me upon my request. You may hold the property for me at my risk without liability on your part If you take possession of any such property, you will notify me in orf(VARP;1o-0S0tJ O. - Ie "P)..Ol!.sos:., ngma opy writing. If I ~o not then promptly claim and take possession of this property, you have my permission to dispose of it in a reas'onable manner. , will pay any reasonable Charges which you may incur for storing or shipping such property. All remedies are cumulative an d you may enforce them separately or together in any order you deem necessary to protect your security. ARBITRATION OF DISPUTES; a. Arbitration. You and I agree to arbitrate any and all (1) disputes, torts, counterclaims, or any other matterin question between you and I arising out of, in connection with, or in any way relaling to this Agreement ("Claims") (inclUding whether a Claim must be arbitrated) and (2) any Claims arising out of, in connection with, or relating to a transaction involving you and I and one or more third parUes who have not signed lhis Agreementwhich a third party elects to arbitrate ("Third Party Claims"), However, neither you or I can require the other to arbitrate (1) any proceeding in which a lien holdermay acquire or conveytitie to or possession of any property which is security underthis Agreement, or (2) an application by or on behalf of me for relief under the federal bankruptcy laws or any other similar laws of general application for the relief of debtors. Enforcement of this exception to arbitration at any time will not waive the right to arbitrate any other Claim or Third Party Claim, including those asserted as a counterclaim in a lawsuit under this exception to arbitration. b. Rules. The arbitration shall be (1) binding, and (2) governed by (i) the Federal Arbitration Act (litle 9 of the United States Code); (ii) the Expedited Procedures of the Commercial Arbitration Rules of1he American Arbitration Association (the "Arbitration Rules") in effect at the time arbitration is requested, and (Iii) this Agreement A copy of the Arbitration Rules, free of charge, may be obtained by calling (800) 778-7879. The arbitrator sh all have all powers provided by the Arbitration Rules and this Agreementand shall apply the law, inclUding butnot limited to all statutes of limitation, which would otherwise apply in a judicial action to a Claim or a Third Party Claim. The award of 1he arbitrator(s) shall be in wnting and include a statement of reasons for the award. If 1he terms of this Agreement and the Arbitration Rules conflict, the terms of this Agreementshall control the extent of the conflict The arbitration shall be conductedin the federal judicial district where my residence is located, or at any other place mutually acceptable to you and I. The arbitration hearing shall begin within forty-five (45) days of1he demand for arbitration. If I have the right to rescind this Agreement, rescinding it will not rescind this agreementto arbitrate. You and I agree that the arbitration I'roceedings are confidential. The information disclosed in such proceedings cannot be used for any purpose in any other proceeding. This Agreementis the only agreement between you and I regarding arbitration, and takes lhe place of any prior agreements to arbitrate Claims. This Agreementmay be modified only by a written agreement between you and I. THE ARBITRATION WILL TAKE THE PLACE OF ANY COURT PROCEEDING, INCLUDING A TRIAL WITH A JUDGE OR A JUDGE AND JURY. THE ARBITRATOR MAY AWARD DAMAGES OR OTHER RELIEF ONLY TO YOU OR I. THERE SHALL BE NO CLASS CLAIMS OR REUEF. ANY DAMAGES AWARDED BY THE ARBITRATOR SHALL BE LIMITED TO ACTUAL AND DIRECT DAMAGES. YOU AND I EXPRESSLY WAIVE ANY RIGHT TO CONSEQUENTIAL, PUNITIVE OR TREBLE DAMAGES. ATTORNEY FEES: If I prevail in any legal action or arbitration I'roceeding which is commenced in connection wi1h the enforcement of this Agreementor any instrument or agreement required under this Agreement, or in connection with any dispute relating to this Agreement, you will pay my reasonable attomey fees, court costs, and necessary disbursements incurred in connection with such action or proceeding, as determined by the court, or 1he arbitrator(s) in accordance with the law. If you prevail in any such action or proceeding, or in 1he exercise of any self-help remedy as described above, I will pay any reasonable fees paid by you to an attorney who is not your salaried employee, toge1her with court costs and necessary disbursements to the full extent permitted by law. OT~ER TERMS AND CONDITIONS: I agree: (a) to pay with my monthlyinstallrnents. if requested by you to do so, the estimated amount necessary to pay yearly taxes, assessments and insurance premiums that will become due within the next twelve-month period; (b) to pay you a transfer fee if I sell the Manufactured Home, unless such fee is prohibited by laW; (c~ except ~s otherwise provided by applicable law, to pay interest at the rate provided for in this Agreement on the remamlng unpaid balance plus accrued interest, wom the date of maturity until paid in full; (d) that if I am married and residing in a community property state, both my community I'roperty and separate property will be liable for all payments due under this Agreement; and (e) if another person attempts to make payments on my behalf, you are not obligated to accept them. If you do accel't1hem, you are not releasing rne or waiving any of your rights againstme, and I authorize you to discuss with anolherperson who is making payments on my account any informanon aboutthis loan, including its status and your collection procedures and remedies. ar~VAR."A~0500 Original Copy ?M:;~~Of7 ASSlGNfI/IENT~ You may assign this Agreementto any person or entity, All rights granted to you under this Agreement shall apply to any assignee of this Agreement CREDIT INFORMATION: You may invesligate my credit history and credit capacity in connection with opening and collecting my account and share infonnation aboutme and my account with credit reporting agencies, Unless prohibited by applicable law, you may sell or othelWise fumish information about me, including insurance information, to all others who may lawfully receive such infonnation. including specific infonnation about the Manufactured Home, and any insurance policies on the Manufactured Home and the Real Property to any insurance agent to enable such agent to quote premiums to me and solicit my insurance business. WAIVER, MODIFICATION, INTEGRATION: Your waiver of any defaultshall not constitute a waiver of any other default No tenn of this Agreementshall be changed unless in writing and signed by one of your officers. This Agreementand other documents executed by me in connection with Ihis Agreement is Ihe entire agreementbetween us and I agree that no oral or implied representalionshave been made to induce me to enter into Ihis Agreement By choosing or exercising one or more remedies herein, you do not waive your right to later use or pursue one or more other remedies, except as limited by applicable law. VALIDITY: Wherever possible each provision of this Agreementshall be interpreted in such a manner as to be effective and valid under applicable law, but if any provision of this Agreementshall be prohibited by or invalid under applicable law, such provision shall be ineffective only to the extent of such prohibition or invalidity, wilhout invalidating the remainder of such provision or the remaining provisions of this Agreement. This Agreementshall be of no effect until and unless signed by me and accepted by you. In no eventshall any charge under this Agreementexceedlhe highest amount allowed by applicable law. If any excess charge is received such excess shall be refunded or applied to the Unpaid Balance. GOVERNING LAW: Each provision of this Agreementshall be construed in accordance with and governed by the laws of the Commonwealth of Pennsylvania, provided that to the extent you have greater rights or remedies underfederallaw, such choice of state law shall not be deemed to deprive you of such greater rights and remedies under federal law. NOTICE; You will send all notices con cemin g this Agreementor my loan to me at the address listed on the first page of this Agreement unless I nolifyyou in writing otherwise. YOU AND I HAVE READ AND FULLY UNDERSTAND THIS AGREEMENT, INCLUDING THE PARAGRAPH CALLING FOR RESOLVING DISPUTES BY ARBITRATION, AND AGREE THAT THIS AGREeMENT SETS FORTH OUR ENTIRE AGREEMENT AND THAT NO OTHER PROMISES HAVE BEEN MADE. BORROWER ACKNOWLEDGES RECEIPT OF A COMPLETED COPY OF THIS AGREEMENT AT THE TIME OF SIGNING. BORROWER(S) SIGNATURE(S): Borrowe~ u,~~ L- ____'nn ~NJ.n "..n' '<<,...,{).~.f1~: (W4~~u Borrower Borrower DATE OF THIS AGREEMENT: c. ~.~/o / t I OfRVAR PA~0'5oa Original Copy l'1>GE.lOy.l If a co.pun::haser other than your spOtJ$e Is listed and you want the IiIle 10 be listed as 'Joinl Tenanl$ With Flight of Survivorship' (On death 01 ORe owlJ9r. llUe goes to WlVMng owner.) CHECK HERE D, Olherwise, thG IiUe , will b& Issued as "Tenants In Common" 100 death of one OWne1', Inle.reslof : deCeased owner goes 10 hfslher helm or eslallj). ! 1sr LIEN D,lTE: -.. If NO LIEN CHECl<: 0 liST LIENHOLOER ! STREET , 'I CITY i " F1NJlNClAlINSTrTUTlOn NUMBE" i . 2NO LIEN [),In:' w. n~1 YEA" ,/C;>o\t,i".(iO Pf."S(,"<Ill<IlMo.rHll~~,,,...,,, --lo Jl ..J X) ::l o ..J o . n.. ,~_..- ~....,.,. -. .~ ..,. '........~ '" T.... ~ 0>- ._ .,.""""""' -. '"".~'''''''''~-''''''''''''''_W?al"'.'''''U1''''''''''' , . 2NCtL1EWiQI.OER :STJ=rEET I I c"" : FlIllANCl~ t~ST1TllTION NUM8ER ,,1Qt;...,~~ Q< ~""I.I,~~NT <:II' ,l}~~h\:lS\(l>,~f1 EXHIBIT "B" STATE ZIP -.. IF NO L19f, Cl-lECI< 0 STATE: ZIP ROCKDALE RDAL, AZ, AR, CT, DE, DC, FL, GA, IA (LH PMM), ID, IL, IN, KY, LA, MA (LH), MD, ME (LH First Liens), MI, MN, MO (LH First Liens), MS, MT, NE, NV, NH, NJ (HO), NM, NY, NC, ND, OH, OK, OR, PA (HO), RI, SD, TN, TX (HO), UT, VT, VA, W A, WI (LH First Liens), WV (LH), WY NOTICE OF DEFAULT AND RIGHT TO CURE DEFAULT Date of Notice: 2115/06 CERTIFIED MAIL RECEIPT NO, STEVEN MINER 34 THOMPSON CREEK RD SHIPPENSBURG, PA 17257 GREEN TREE CONSUMER DISCOUNT CO. 105 BRADFORD ROAD SUITE 200 WEXFORD, PA 15090 1,800-245,1340 Account No: 73505165 CREDITOR: GREEN TREE CONSUI\1ER DIS,CO, Credit Transaction: MANUFACTURED HOME ACCOUNT You are now in default on this credit transaction. You have the right to correct this default within 30 days from the postmarked date of this Notice, If you correct the default, you may continue with the contract as thought you did not default, Your default consists of 3 payments (plus 0.00 in fees and charges) totaling $735.69 Cure of default: Within 30 days from the postmarked date of this Notice. you may cure your default by paying $735.69 Which consists of i735.69 for past due payments and 0.00 for late charees or by doine the followine: N/A Creditors rights: If you do not correct your default in the time allowed, the creditor may exercise its rights against you under the law by taking legal action to repossess or foreclose on its collateral. If you fail to cure the total amount of vour default within the cure period described above, then as of 30 davs from the postmark of this Notice. the maturity of this contract is automatically accelerated and full Davrnent of the contract in the amount of $14616.94 shall be due and Dayable without any further notice from the creditor. Additional eXDenses, interest and charges accrued after the date of this notice shall also be due and payable, If you have questions, write Green Tree Consumer Discount Co. at the above address or call the number provided. If this default was caused by your failure to make a payment of payments, and you want to pay by mail, send a cashier's check or money order. Do not send cash. Other payment arrangements may be made by contacting Green Tree Consumer Dis.Co. EXHIBIT "e" ROCKDALE RDAL, AZ, AR, CT, DE, DC, FL, GA, lA (LH PMM), !D, IL, IN, KY, LA, MA (LH), MD, ME (LH First Liens), MI, MN, MO (LH First Liens), MS, MT, NE, NV, NH, NJ (HO), NM, NY, NC, ND, OH, OK, OR, PA (HO), RI, SD, TN, TX (HO), UT, VT, VA, W A, WI (LH First Liens), WV (LH), WY NOTICE OF DEFAULT AND RIGHT TO CURE DEFAULT Date of Notice: 2/15/06 CERTIFIED MAIL RECEIPT NO, AMBER MINER 34 THOMPSON CREEK RD SIUPPENSBURG, PA 17257 GREEN TREE CONSUMER DISCOUNT CO. 105 BRADFORD ROAD SUITE 200 WEXFORD, PA 15090 1,800-245,1340 Account No: 73505165 CREDITOR: GREEN TREE CONSUMER DIS,CO, Credit Transaction: MANUFACTURED HOME ACCOUNT You are now in default on this credit transaction. You have the right to correct this default within 30 days from the postmarked date of this Notice, If you correct the default, YOll may continue with the contract as thought you did not default. Your default consists of3 payments (pins 0.00 in fees and charges) totaling $735.69 Cure of default: Within 30 days from the postmarked date of this Notice, you may cure your default by paying $735.69 Which consists of ~735.69 for past due payments and 0.00 for late char!!es or by doin!! the folIowin!!: N/ A Creditors rights: If you do not correct your default in the time allowed, the creditor may exercise its rights against you under the law by taking legal action to repossess or foreclose on its collateral. If you fail to cure the total amount of your default within the cure period described above, then as of 30 days from the postmark of this Notice. the maturity of this contract is automatically accelerated and full payment of the contract in the amount of $14616.94 shall be due and oayable without any further notice from the creditor. Additional expenses. interest and charges accrued after the date of this notice shall also be due and payable, If you have questions. write Green Tree Consumer Discount Co. at the above address or call the number provided. If this default was caused by your failure to make a payment of payments, and you want to pay by mail, send a cashier's check or money order. Do not send cash. Other payment arrangements may be made by contacting Green Tree Consumer Dis.Co. -;:)~~ ~ \\- U\ , - ) \\ ,.-j _ Crt Ul. .J: -t:::: \> g ~ ~ ~ -+- ~ ~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND C UNTY, PENNSYLVANIA Green Tree Consumer Discount Company, successor servicer to GreenPoint Credit, LLC, Plaintiff, v. Steven J, Miner and Amber M, Miner, Defendants. ) ) ) ) ) ) ) ) ) CIVIL DIVIS ON No. 06-234 Civil Term ,; PRAECIPE TO DISCONTINUE PURSUAN TO PENNSYLVANIA RC.P, RULE 229 To the Prothonotary: Please discontinue the above-captioned action at the re uest of Plaintiff, pursuant to Pa.RC.P. Rule 229. The discontinuance shall be without p ejudice, and shall not be deemed to bar the bringing of an action to collect any deficienc (or deficiency judgment) owed to plaintiff by Defendants. Erin P. Dyer, squire PA 10 Number: 52748 Attorney for Green Tr e 5743 Centre Avenue Pittsburgh, PA 15206 (412) 361-1000 (') c ~ ~~-,. ,}cr' Q"}L: {/;.- r:~ \ -';. i;'(.__ )..'"'c: -,' :;:\ ,-< ,...., g; 0" \;;: -.... --"- .." ...> ~ ~:n )I'fn -n. n !j, ~3~ ....~~ 9, ".. ~ <2 - ...J ,. SHERIFF'S RETURN - REGULAR CASE NO: 2006-02343 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND GREEN TREE CONSUMER DISCOUNT VS MINER STEVEN J ET AL SHANNON SHERTZER , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - REPLEVIN was served upon MINER STEVEN J the DEFENDANT , at 1920:00 HOURS, on the 28th day of April , 2006 at 34 THOMPSON CREEK DRIVE SHIPPENSBURG, PA 17257 by handing to STEVEN MINER a true and attested copy of COMPLAINT - REPLEVIN together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Postage Surcharge 18.00 17.60 .39 10.00 .00 45.99/ ~ 1-01-01 Sworn and Subscibed to So Answers: r~~ R. Thomas Kline before me this day 06/08/2006 DYER :~ FIRi~ ~, \]1 /1 Deputy SfitJ1ff of A.D. SHERIFF'S RETURN - NOT FOUND ... CASE NO: 2006-02343 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND GREEN TREE CONSUMER DISCOUNT VS MINER STEVEN J ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT MINER AMBER M but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT - REPLEVIN , NOT FOUND , as to the within named DEFENDANT , MINER AMBER M 34 THOMPSON CREEK DRIVE SHIPPENSBURG, PA 17257 DEFENDANT LIVES AT 1000 CELESTE DR - FRANKLIN COUNTY. Sheriff's Costs: Docketing Service Not Found Surcharge 6.00 .00 5.00 10.00 .00 21.00/'" ~ 7.b1'0{, So answers: ~~,~& R. Thorn s Kline Sheriff of Cumberland County DYER LAW FIRM 06/08/2006 Sworn and Subscribed to before me this day of A.D. " SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2006-02343 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND GREEN TREE CONSUMER DISCOUNT VS MINER STEVEN J ET AL R. Thomas Kline t Sheriff or Deputy Sheriff who being duly sworn according to lawt saYSt that he made a diligent search and and inquiry for the within named DEFENDANT t to wit: MINER AMBER M but was unable to locate Her in his bailiwick. He therefore deputized the sheriff of FRANKLIN CountYt Pennsylvaniat to serve the within COMPLAINT - REPLEVIN On June 8th t 2006 t this office was In receipt of the attached return from FRANKLIN Sheriff's Costs: Docketing Out of County Surcharge Dep Franklin Co 6.00 9.00 10.00 44.34 .00 69.34 / 06/08/2006 ~ DYER LAW FIRM So an;~'7 yfi ~~p~~~ R. Thomas Kline Sheriff of Cumberland County 101J(Jt~ Sworn and subscribe to before me this day of A.D. . t . In The Court of Common Pleas of Cumberland County, Pennsylvania Green Tree Consumer Discount Caf!pany VS. Steven J. Miner et al SERVE: Amber M. Miner No. 06-2343 civil Now, May 5, 2006 , I, SHERIFF OF CUMBERLAND COUNTY, P A, do hereby deputize the Sheriff of Franklin County to execute this Writ,.this deputation heing made at the request and risk of the Plaintiff. r~-<~ Sheriff of Cum berland County, P A Affidavit of Service Now, ~/r ,20b' ,at 9:3' o'clock '/I M. served the ~t,~.J.. ~ (j~ ~t-~ o ~ ~ ( .f,.dL.. 'O~-I) f-' 4-J...v m. ~ at Itrn> ~ ~ ,J.~ J 04.. /1.)~) by handing to ~ A.t..:i F J 4~.,,- h,. ~ ) a ~ .J-- ~ copy of the original ~,.<.:...;.u.:. ~ within upon and made mown to ~ the contents thereof. So answers, County, PA COSTS SERVICE :MILEAGE AFFIDAVIT $ .......- $ iftf; 3~/ Rlch8nl D. ~. Nc*ry PuIIIIc T ~.... FIWIIdIn~ ..., ComrnleIIon EJlfIRIan. 21. 2Of17