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Home My WebLink About06-2582 MEMBERS 1ST FEDERAL CREDIT UNION PLAINTIFF Vs. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL VANIA NOo<..-.;2.!;P~ C,u'LL ~fLYYj LA YON H BODEN and ROBERT R. BODEN, II DEFENDANTS : CIVIL ACTION - LAW : MORTGAGE FORECLOSURE NOTICE TO DEFEND AND CLAIM RIGHTS THIS LAW OFFICE IS A DEBT COLLECTOR AND WE ARE ATTEMPTIING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. YOU HA VB BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claims or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LffiERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 OR (800) 990-9108 MEMBERS 1ST FEDERAL CREDIT UNION PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Vs. NO.: LA YON H. BODEN and ROBERT R. BODEN, II DEFENDANTS CIVIL ACTION - LAW : MORTGAGE FORECLOSURE NOTlCIA Le han demandado a usted en la corte, Si usted guiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo aI partir de la fecha de la demanda y la notification. Usted debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objectiones alas demandas en contra suya. Se ha avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notification y por cualquier queja 0 alivio que es pedido en la peticion de demanda, USTED PUEDE PERDER DINERO 0 OTROS DERECHOS IMPORT ANTES PARA USTED. LLEVE ESTA DEMANDA A UN ABOGADO lNMEDIATAMENTE. SI USTED NO TIENE 0 CONOCES UN ABOGADO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFIClNA CUYA DIRECCION SE ENCUENTRA ESCRlTA ABAJO PARA A VERlGUAR DONDE SU PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 (717)249-3166 or 1-800-990-9108 Karl M. Ledebohm, Esq. P.O. Box 173 New Cumberland, P A 17070-0173 (717) 938-6929 MEMBERS 1 ST FEDERAL CREDIT UNION IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PLAINTIFF Vs. NO.: 61.0 - ;ISJ.2. CiOlL~~ LA YON H. BODEN and ROBERT R. BODEN, II DEFENDANTS : CIVIL ACTION-LA W-MORTGAGE : FORECLOSURE COMPLAINT AND NOW, comes Members 1 st Federal Credit Union, the Plaintiff in the above captioned matter, by and through its attorney Karl M. Ledebohm, Esquire, and makes the following complaint: 1 I. Plaintiff, Members 1 st Federal Credit Union ("Members 1 st\ is a National Federal Credit Union having a principal address of 5000 Louise Drive, Mechanicsburg, PA 17055. 2. Lavon H. Boden and Robert R. Boden, II (referred to herein collectively as "Defendants"), are adult individualsl4 Hoover Drive, Newburg, P A 17240. 3. On or about May 30, 2003, Defendants borrowed from and agreed to repay to Members 1 st SEVENTY -SEVEN THOUSAND SEVEN HUNDRED TWENTY-ONE AND 06/100 ($77,721.06) dollars (the "Loan"). The Loan is evidenced by a Closed-End Note, Disclosure, Loan and Security Agreement dated May 30, 2003 (the "Note") executed and delivered to Members 1st by Defendants. A copy of the Note is attached hereto as Exhibit "A" and made part hereof. 4. As security for the Loan, Defendants executed and delivered to Members 1 st a mortgage ("Mortgage") on all that certain real estate and improvements erected thereon situate in Hopewell Township, Cumberland County, Pennsylvania, known and numbered as 14 Hoover Drive, Newburg, P A 17240 (the "Property"). At all times relevant hereto, Defendant has been and continues to be the record and sole owner of the Property. A description of the Property is attached hereto as Exhibit "B" and made part hereof. 5. On or about June 3, 2003, the Mortgage was recorded in the Cumberland County Recorder of Deeds Office at Record Book 1814, Page 4410. A tme and correct copy of the Mortgage is attached hereto as Exhibit "c" and made part hereof. 2 6. The Mortgage has never been assigned by Members 1st and is still held by it as a valid and subsisting obligation of Defendants. 7. Pursuant to the terms and conditions of the Note, Defendants agreed to pay to Members 1st bi-weekly installments of principal and interest in the amount of at least $385.44 each, which bi-weekly payments were subsequently adjusted to $385.16 each, beginning on July 4, 2003 and continuing bi-weekly thereafter. 8. Defendants are in default of Defendants' obligations under the Note and the Mortgage as a result of Defendants' failure to make the payments due to Plaintiff as set forth therein and as more particularly described in the Act 91 Notice attached hereto as exhibit "D" and made part hereof. 9. Members 1 51 gave written notice of its intent to foreclose Pursuant to the Act of January 30,1974, P.L. 13, No.6, 41 P.S. section 101, et. ~., and in particular section 403 thereof, and of Defendants' rights in accordance with the Homeowners' Emergency Mortgage Assistance Act, Act of December 23, 1983, P.L. 385, No 91, 35 P.S. Section 1680.401(c), et. sea., by letter dated February 1,2006, addressed to Defendants via certified mail, return receipt requested. A copy of the said notice is attached hereto as Exhibit "D" and made part hereof. 10. A copy of Postal fonn 3800 evidencing the mailing of said Notices is attached hereto as Exhibit "E" and made part hereof. 11. Simultaneously, Members 1 51 forwarded to Defendants the same Notices as set forth in paragraph 9 above addressed to Defendants by United States mail, 3 fIrst class, postage prepaid, bearing the return address of Members 1". The Notices forwarded to Defendants in said manner have not been returned to the offices of Members 1" as undeliverable or otherwise. 12. As of May 1,2006, Defendants are indebted to Members 1st in the amount of SIXTY -SEVEN THOUSAND SIX HUNDRED FORTY -ONE and 53/100 ($67,641.53) dollars itemized as follows: a. Outstanding principal b. Interest to May 1, 2006 c. Late fees d. Attorney's fees f. Total due to Members 1st as of 5/1/2006 $65,010.62 130.91 0.00 2.500.00 $67,641.53 The above attorney's fees are estimated and are in accordance with Defendant's agreements as set forth in the underlying Mortgage and Note. Defendant will be responsible for actual reasonable legal fees incurred by Members 1 st in this matter. 13. Defendants also agreed under the terms and conditions of the Note that in the event of default there under Defendants would pay, in addition to the amounts set forth in paragraph 12 above, costs incurred by Members 1 st as a result of the institution of these legal proceedings. 14. The obligation owed to Members 1st continues to accrue interest at the rate of $9.3508 per day, through the date ofpayment and continues to accrue late charges and attorney's fees. 4 ~,~-~ ...~~.~.--=----., ,----_.,~~-~--~~------=-~"'~"..........~. fvl~ MEMBERs I' --- CLOSED-END NOTE, DISCLOSURE, 5OCO Looise Drive, P,O. Sox 40 Mechllnic.burg, PA 17055 ~RC:WfR'SNMle:I<NDAOORESS LAVON H BODeN 14 HOOVER DR N 1 ACCOUNf NUI.I!l.5l ANNUAL PERCENTAGE RA. TE: The coat of yglS c~it... ye&rtyr8te.' ~lff'R'CR'~~ GO-8ORROWER'S WIM!O FINANCE CHARGE: The doll8r amounllhe credit will coet\lOu. [!JFlXEO VARIAB.E Amount Rrrancvd: The amount of credIt provIded 10 yoU or en your behalf. TotaJofPII~:Theamount you will have paid after you have ll1lldiIallpayrtMlnl8aaacheduled 5,25 % . $ Z!:,m. to ... ",721.06 $ 100,211.16 "'.liIlbl'R8te: 1I you-lolIn....lIIW1'iBl:llerllBBlIlntIIc8led lIl:lo-4thllAAnUBI~R.!l:Bmayin:r_,dlXlrgthelerm lithi. tnoroleetkln iflhe (1ndP) Gt1arlQeI, The credlturia1WUlIIOd anwgll1 d tolhe indaxvallJB. Tr., rate will chllr1l;lltmonthly'Q1theofl~G!yd(hel'llOr&h. The{.>H~1 rwIBr ~highel '\tanlherralroomraleall~J:t,' laIH.w:I<1it>M~lfWWIfbe\~n\t"8l). Jo.rryKielulr8\81nc"'la.willr-.lUltinrnafepll\'lT"8nl1ofthe'8ll1B.-rcunt FOfE~e. ~yourl()l!n_ f"'$5,oooet 15% for 46 m:.:.1ttw IIld tho AnnUli Pa-oantaQe Rate 1rt;leued tJ{ 2% al'ler oneyNF. the tetm of \'Our foIIn WOlJd Incr_e by two moI1lh1 'Praf,"edRate:lIchBck.!ld,U'1alolkwlro8~"'toyO\Jl"lOllll't ~OOJ~~~~p~~=~~~~~~:~~rnl~~~~P1~~'1\~~~~n~~d':=~~NfA~Id~rrSE~S ~~~~~~~~'~~,;:~~e:..i~_e~r~:-~:~=~~~~~~~cufr~g;':~Jf~~=~~ Qf\'it.'$5.(XJQ,OO'KBn1oxOOmo!thll\lll:l'fOJc_eU.8\torreti;:~.lfmgelll!llt.v(MretewlKIocr_elo10.2<l%. reslJlti1"Qkl1 adcjticn8l~, Vlri,ltle lb." Pm,,,.d loan.. If)'CIJr I~ II . var1ablll r..1oan and you,qUllil'y fa- I pni~ tale, YOlJr preferred dllcCUltls taken at thetlme you IakB outYOUr' k81. Thl. InttleJ "-""erred ANNUAl. PERCENTAGE RATE will then 'NY acoordircl to chllngel in the Index (at db:closecl above). Fa- ~e, If a varilblll/flla 1cIIn'llnllilll ANNUAL PERCENTAGE RATE I' 12% at the time 'PJ talta the lOIn your initial: IXEt8mIQ ANNU~PERCEl{f ACE RAlEv.'l11 be WAY.. Your IrJitlal ~.red ANNUAL. PERCENTAGe RATEwUllhen vary accadlf'Q 10 the Index. . disclolad In !he "Ver;lIbll Rite" pm.'1lI1OO l1bcve. Flxld Rate ~rt"rrtd loIiIns. If 'fl1Jr IOBI1 i5 ~ fbced,as loan and ya.r ~v for a prefEl"red rete, \'OUr ANNU,iL PERCENTAGE RATE will bethll Pflterrad ANNPAL ~NTAGE RATE cllclcsCldlIlxMlfor ,. kr1Q ..yourpra'erred .WlLlI remain. In effecL Num.felhyfrots -..nountol'lOaynllh PaymentFrectUlncy Wh,nl"aymRmsAniOUe =J:le~~~~~n:xmn~~ptabl.to 259 $385.44 Bj-Weekly. BeglrVllng 0710412OO3 1M cred~ l.I'Ilon. If,you g.athe Inal.ll'8nce fI'omlhe ereG.ltl.rllonYOU\N'llI",1l)' 1 $382.20 Final Due. On 0610712013 Yew' "",", SclwcM. ...Ibr. s.c:ui"kY: CoIl'" lecllrinll ctI1er ku1e wlttllhe crlld~ U1I~ thll goodJ a property CXheI wlllallOM::lJrtttisloen YoullrllllMl1gaHClJI'Itylrterealln I:l bellvpurel'laed. D<C\elC"bill: ytU"htIreeend'or~lt.ll'\tM.~\Jri,orI,snd: L2J ~~::~:I~:f:'m~I~~~~'MJI ~=:sr::::=C~~~~~cbeI ."=~=-,,.y -,1'0'1 not p..,'P'"'" fitI\lII1....w"'>ntI.r<d~ rcopryrlWt, N!m-Fl1lllllnsu..r=e: I"A ITEMIZATION OF AMOUNT FINANCED $ AMOUNT GIVEN TO YOU DIR.EcTLY S AMOUNT PAlO ON YOUR ACCOUNTS PREPAID FINANCE CHARGE $ MAKE 77,721.00 Amount Paid 10 others m your behalf (Describe) 0.00 $ 1,'1o.6i To ~i\nor;rD LJ9 $ 15,635.:)0 $O,C)O T()M~Ut. $ $",.~.31 To ACAI.ISCO!.MYNTL $ $1,m.re To CUM15 CTYTAX CLAIM $0.00 0.00 $ 10 0Mnc:<llf'c: $ SECURm' INFORMATION YEA~ I,D, NUMBER To F'HFA To To ToF_ To.-lJllclSdl&rll """" TYPE VAl..UE OTHER (Describe); 14 HOOVER OR You Pledge Shi/"ea AM T and/orOep08l1aot $ ACCOUNT NUtreER A"OUNT $ ACCOUNT NUMBER ~~~.\=~:==li~~~~~:~.=~~e::\.~r~~~;~~~J~~I~::~~~=-~~~~h=~ recQwd II copJoflhe kwl and .<<:urll',' I!llilraemenl~ IIInd dll.clOl~e.~ . co-.lgner: Iryou _lign'ng III co-.lg1(Ir. you acknoNr.dge r.OIlpl aflh,l'l(Itioe to t>>-lIl1net cmIaIr'IedOl1n.~2 slGNAtu:I:I 1) , DA E 0 '"'CO-Sk>N DATE X (SEAU (SEAL -0 ff CO-I.lAKER 0 -orJ.ER ON~ 0 "*COSiGNER DATE ER OWf\ER 0 -"CO-SJGNER DATE X (SEI'-l) X (SEAL) o COMAKER 0 "OTHER 0vVNER 0 "'CO-SIGNER QATE 0 CO-MA~ 0 "OTHER OWNER 0 -CO-SIGNER DATE X (SEAL! X (SEAL) "OTIIEIl_D.:"'___.~_(_ll'Ion.,,,,,,,,.~,,,,,"_'~__"'''_T!Io__,.....n'''.,<_,Io''''~'''_'''_'''_....._ ___...0IIIIly_1ol_._..~..........."".___,"'""'_..._____~__-..-"'__.___....__ __....._.........110....__.._"'.......,.1.... APPL.ICA nON FOR GROUP CREDIT INSURANCe J~l~=:;:~~..::"ct~~fl~~:::=-$yo=.~=~~~~~~:.~I=r.l=..ari'::=~=~~~=-au;:=,,:""' ml.lSl~~.-4~"l::Ior._".~.on(I~DH'Gnorslll'llgllll'.,~..IlIlIIlIll'*tor''''u_, n 00_[5'" '...f~g<l...-llon..l..lld2, ",~_t.. on.--=! 1D""'l1I1li1. "'Y(otlt).""lbllllylw......._: ~ 1, (~IO..W'lIU_..-......It)W1II\'CIUbfUrt:l_egII70.....h.ll:-...,metutltydl:leorpl,ll>ln1 0 I.!J ~ Ju"'=~:~~~;tr&~=o:'=-.~=~~~r:l~~~.==::~-'k\lI 0 00 0 00 l"eddillon,1fc.:rl-.~'J$,OOIl.OOlhe..lIowNlg....,.lon.......IiIot.._r<ldlnordorllOdellIl'nIi...ellglb!llly. ~ OI~i"j.A=~~~~~.;<l..rof=rg~Il!)~.....crcoror.yerwy-.s~. 0 [!) 0 [!) ~\:'/,.~<<u,;~~:~;~I\=~:.~n(~IcI:..:..\:'lIlIl~..:~~fJ.......;::.!:::':~~.:.~":l~ndlhstltiflPlIWnllnotLlgitlllfOf-.alr<l ~~==t,.~~~~~:J::='t.~~~~-=~n...~k..=t,~~:::==~....yll1.~~o=:.~:::~~~n:~~~=~~- ""'~"'.CI1"'"...d...D;oI:I.."""",.non"";m...Jn..end"...II......ItIIe.Do.....elgftO:::::,pplice1lon....r..-p.lioebl..~IM.TlM~"""WIl"""'..U_in_It'',,",,,''''b1. blenk.fI'CI.lI_natbelln~...\t.0tbI<>t"--not~5II'O'4_cle\odll>e~on-..diflh..ppl__'-rlOII*"~...u. CREDrr INSURANCE APPLIED FOR: NOTl!:: ONI.. Y ONI!: "l'LICANT 1M Y A,.,. L Y fOR DISABILITY eovEAAOE. WYes 0 No DYes 0 No 1~\tIt1icnat:l~.). Single Credit Ufe Joint Credit life EO AppjlClIflt [EJ Co.AWlcloflt Total Premium 0 Yes 0 No Credit DisabHty Total PremJum $1,410.59 Indiclllewhlch~icwrt($) o APOIbJrIt 0 Co-Aq)llcart , 0,00 DAlE Cf' BlRTH DAn; seCCN Ml1C-~6--0:)I!a.n" MHC-SHI200.37L/'.SER-WOROf.437I59Rw,M)1 0..,..1...,., COPYRIGl1T1i\171.11n.....I.l..... ~"'Inc. AII'ig.__ EXHIBIT "A" ."\ ~"'-~'.~-"~~~,,,,,,,,,,,-,,,,--.-----,-~..,~....~-"..,,,~~~-~_.,~.,~ ONeR' ~"'E LA\ION H BOOEN l~t<UMBElI 39523 OATECFLCl'N == ~~~s.fs'E1f~~fSl:'HE W~DS "CREDIT UNICf\I" MEANS MEMBERS 1ST FEDERAl CREQIT UNION. 1\o'iE Wc;:I;08 ""'00," '"YOUR" ,wO ''YCURS' MEAN THOSE SECURITY AGREEMENT LOAN AGREEMENT P~\'MtI.t'&/Ft~ Chaf~$: rOl' -value ~ved, you prOl'l"de to pay, at the Credit Union's office, all amounttl due. All piiI)'!'TIeflt& thai be rniIQ.ll pursuant to tl'la ~elc&UI'e 1J\atwnenl on page 1 of thII docl.l'l*'lt. You understalldthatlhef1nen<:echiI!'Veandlotalof~ 1hown.Qt\~ 1 of this dClC\JlWJrlt are bated on the assumption lhiJl1111 l,.taI1rnenl: ~ymenll will be rTllIde: on the schoduled due dilte., .nd , jf you ,.,. qJ,la\ifi4d lor 'PTetem.d me trlI\ yw ~I'lle to satlafythe conditiol'l$ of tI'1al P.!'8ferred D. if~ ,&illo pay any Inftallme.... byfhe time It fl d,-, youwillP8'/ addltlcM\ In\erMt 0(1 thj overdue amount. AllocatIon of paym.nll Ind Additlonll Payment,:. P~.na cndlts .,.n be applied In the following order: a1Y amounts put due; il"Y lee.orc=ow:nll,lncludk'Q~~~?I'miUm...,~UIlClintereBt Ol" finance c ; OUWtanding principal. PayrnenhI mad. In addition to reguIilcIyK led.~shallbeappljedlnthe8amectder. Prererrltd Rate; If YOu.x:I~for. preferred rate iI! dlacloNd Cl(I P\8Qe 1 of tru. document or In 11 pref1ll'red rete aclderidum ycu undenmnd that you ml.lSt meellhe COndltlOl'lI diliCloae::f 10 you In order toqualifv for the preferred rete and mJst CNtinue\omeel: rnoHc:QI1dlnor. in oi1:Iwlo keep yOUr prilfet1ea rate. "Y'J':! fall to melilt lnon- CondllJOI18, your ~le will fncreue, ttleNtJy \Wending thetef1u of your loan, You promIse to continue mald'lil pll)1l'lElnls and 10 nWet an obllaatiOn. under lflll ~ltIemElnt IIV&n if you no longer ~ the prefWftd nie. tr~Cl$MaW:~~=1.~1~:~8.Qreetoflll'/.,*~e Property ""IUl1lnce: If YOu obblIn a Iqer:I -.cured by III rm\or '1&hlcle a- cthlir~l\:lleproj:l<<.tY, YO!.! rrutobtalnf~LnnceWhichpratect.thectedit uniOn from financl.ll~t. The .rnountand~.ofthe~ insnrICe mutt be ;k:oeptablelo thtt credit union. Such. pOlIcY nul prcMde allM*t fire, theft, oam'ained adtlition'll c~.-.tI t;dlilion InalJrarce. It must contain 11 Loss Payable clause endOrsemart naming the =~:~f~~'~~'~~~Ys~lr~~~af~a:;r~i!ntO' policy. O&btat R.sponslbllity: You pl'QlTlilie w notify etedil. unICln o( IIl'\'I c.t1qe Ic\ yovr name!..~ret>. or emploYment. You pt9fn1sa not to apply lor a loan if you know Ir_.. ia Iil f$llonllbfe r,rObabilfti that Y9.U ~II be unable to repay f:Fnf~~~n~:'\~~=:'II;.~ith~Ot~i~=':. ~n~~'~~~~rr~~r~~a~~r:~r~rii~, ereditt>tw'ldlno,orC1'edil.eap.city. Default: VOl.! ahall beconsideced In def&llt Ifall't d'b1oIktWingoccur: 1) If you or. wry promise made under this Loan Atjreement or under the Security Agreement; 0( (2) It you (10 rd IJUth. mone!)l tha ~It uniO(l loilned 'IOu for the pu~ stated itI your applioatlon: or (3)lftM c~lt unlonshould,If'lQQcltJlatth.bel~htllrn&.PM?tof~ ~ce Ol" realkation ottfJe collalefat, if any, Is Jl7lp<\Ired; 0( (4)'1(yo'" die:; or (!5) if ~~~~~~~ae~~ti1Jft:r.,=~~'~;:;;~.. tecurltvfCN'lhl.~l-.klst,<j: orl1-'toyIIlI,orifll:I; lillltcl ilIlall'\$f,attachedOfgarmhecl;ormifY9Ul1onotP.!'tClJ'ltlm&-.nto(ycM afherorMuredeb\&'tothea-ealtlSlion.lfYOI.ldefaiAt,thecrecliluiiai,lTIit)', at the credit union', ~on and without priOr Mice, (locla,. Ihle ICW'l Immediately due n callable, and you 1TIl$'\ ITnl'l"llldlat-ety P'Y lothe credll union at thlillime the ld81 unp'id blIlance, _ weU _Ihit Fln.ance Charge wdate, e.n'flDehIilr~ 1ll"o11 co.ts of eo*IIOl1 p.errnitled un:f.rIM, InclUdi!1ll rellClflab'e ~s f..-, IhaI t~ tfedit 1II\0n ~Inca', 9J)to 20% of this unpaid ~~ ~ iT'IterWl. Coate of co>>ec:tlon InclUde, blA are ~~~~,t.~..P nfeee(=I~;:;;:~.lt~lfeee'lor 1fl)'lctlontaken :..srdettocoblfCtW;Ssloanor~or =Jt~! pr&-8~erm~~~I~~nmtmlon, =latIOl'l8,1 .~cf1t.acredlllriOnB.r\Qt:Ilt., ~~~Jrob P%:f-:r:C=;~~~~~~~~rb, .trending meetI ci"edltors, -.d P.....ui.ng compllinll, /l'lOtid1. .w objecUona I:hC re 1OWl'1'Na'ftothe Cftldtrunlon-'" CQlll1llen.l or ikihl: to P6l~), ooIIalertldi~ition, non-bIInknJpt~ultlandloradmiiiltraliYo ~~':.t=~a'-, plio:.ipalb81ancem laulta:n.libeariri:erettat Sta.tutOl"J Uen: If'/!;AJ.,.e in t1efaull:, fed..l )~ gi.... the c~it union Ihe ~hl to applYthe ba/enCe of sI1i1ref indIO( dlvldeiids in yOur accoU(lt(el at tNa fuM~ ~\o-.~ft\~\clarl. One.~ i1reIn defwJlt, the6licfd It'Ilon may exerclee this right w1lhollt further notice Ie you. o.l.y In Enforcement: crean UniOn miilY delay enforcing Kty or the credit U'llori r1g~. under this "Ilreemont >Mt:hoLt IDling th.-n, Irregular Payments: The credit union may ac~ Iale paym:en,ts or partial pa~....e'Ief\t~mtIf\<.~~~\ntu1l, wlthc:ot\OW'101rIyofthe cntditunionl'lghtlunaerltlisagre(llllent ~~~:~i:P~I~~~l~t~I~IIretnttt:;~:,~~:~to either or ~tA.h ol''p..). -rile credlll,lrllon dON not t.v. to notify ~thill. thil agreelTl$l1l: has not been paid. The credit union rTllIyextendfhilt.ms of payment 'MId relsaa.e artt aecur)\y wllhou'l noij~ng or rel8lJ8i"" YOlJ trom ~ponsiblllty on thi5 agreemern. ~1f'i:=~~:~s;:.,~;.~l::,~I-:.~~~~;r:.~:.in;U' :.~~::~::'~~:n.~=::rn:~~~:.~.:~-:~ ""$On.bl. .tIomlfY"t ,,-, thai ttra ~Illmion n.y~...., ypkl>10% Df'\'lle IllIplidprlrt(:lPlI.ndlnt"'-'NoIlln<<l1ghtto~'SIr.nc;n"'lI""'1Id daposlblhllllapplylo.rtYot)'Qursh......""h(el\IT\IYbel\olllllJl.n~\ndlykl~1 Rl'llremwtt Account" or "Keogh '111'1. ~ T~SIlCUTe~ntD\'1hl$\oanand al1e=.ntu"'$II'\CUn'Il1~~~cmii\ ~=:t~=o:ln~.~~~st8fnKW.Ione.IICIlJ:lc"rV:;1~yOU PI~.iriic:loc.:l1Gf;TtII~I.~!Menrstlnc=~...C'"$I$, ~~u,.r1eeO::;:'~ul'1l~:pa.rv~ztJr'~~~~ny securedpropart)', =~~ir.r:m=a-:,.T:=.r::.is,Jf:~~~any ::O~J::'=: ~'lu::~w,rJJV~~~~HOW*Y..rc-rt'J B:onvwer'.PIi*lru~~unr...Ih.~=%ffc."'~,. ~~::~~'~.laCIu ~fttsSNo ,f$lIll.nOll'ilurc uti ~u~~n=W'~~~0I't.r1f"l-1.U\eCOll'iltel'alvnlI!ill5i'JUrdY& You \\IlIrrart thai: ~(llJ tl~_~l1tIetQ.ttecol\t,1nl. ffY;ed Illt~lSitylnlllrella =~'t7~~~I~~~~=~oriIQ~:::~~tl'.ea~ ..,. ~~~lf~Il$-\c~g=~~~~~~W ~~~~w.e~Jn~~irg.~~7.?R~\l,~~ lIgIil1lladoolr-.thlrdpertyellllma ~ operly Youwllll)'lllntajnlnl~(Q':lOWJm~[I'O\hetprl:lD8:rt~lnMllchttlll ered\ lJI'llor) n. a s!(llJrltjltt&l'eeol Thii:~~l.J'-.ce'M~ be In a lotmlll'ld en ~~~~~~~J1.~~~~~~~~~~':ilh~ prooertvarlireatld.lfyour9iltolT18ilntalnlUOhlrJJll~<creditiXibfi!feY...~1.lt .Niriqul!'~\o,ottIIll'l\rll\Ufl;llolQl,tOWTlandad(ltteCOllot.uc:htoUlll """~. Thi5c08tll"mbe<<irterestll!Jn.OO(IIractrateurrlUP!;id, Ywfu1:lvlr IU'Rnto Crec::ltaw:ant.~.~to~prlX:__~~J~.ur.{'K;eon ~~>( Au\~ze~Vr~~mif;;lg~.~=~'~Y(~=. 1P:=~~ such nsl,lr~f1ca. a!1dapply:l'\Cle~O?eeda to l/"le JlJmf O\Oie;ito ~~i~~~rt'lMt1~t~~rl&a~n~~~=~eeC.rtlr ~~-r.~~~~~II'f'~d:rtr'~~>.,~~ilect~r~l1'6 c~rJnlotl- SnquJ.d the'i1r~1 urian realiSt ~ll.limet~I..eg\ol'ityOf'e$et1leo;l Me$ dimll\'&hedU'lw.lue.,O!for2ffl~a'lf_ lJ(ltlIll1)nariecu~l.r8Cll.lrIldYOU na:~~~~~~~~=..~~~ ~~:;r=~~~'if~ltY ,~, 1h:=t,~~:'JJ~We1lii\'-'.~.~.t,.~mC~,~~.r:l'fI)~(,;h15 mll/TleI. nsuchlla5c,thec lncnQrt'-or'e(l1t~1\Ion'lla.thor~ ~ftlfl\"""~l1B)' attl'Jec Ill,Jnl(ln"~oL':: prll'fl","whereUle ur>i~~I't-..ekepl 14~=Slon,Slil~ ~~:~edll meydi'~ Coll!M~t~~Whlll"ll a1i.~am/1' ~cr~.~~~lec~~~se~=h r:Jt~ $~.the~rr. ;Ce"07lhel,~dilp;:e~lOniiil)(18}d"~to cllpct;llIoo.r aedito.noo$e(I,adherw'osc.,(bweesi:ll ~ a1 union rillY c Ilii:ffcrml'OUf1l.~~8lIJIIl1lInlr"C!/red er end p[l!:parlrll;ltnecollataralrctatt!.~u;e'\hIra.CI8dll !lnicn~~socollect~'~a,-ok~r.= ~I.permi!led ~lI.oP.lI\.Ilt,el8w. ncu~~seUicn~'tte~molalerQ1?=~~ C:::nlny~=rwrCl;nlltentwithtn rtorwil~ltlei~ll Q:\tlieOCl\\a\ual. ttardtn!lllheCrecll!:llnlQ'lhal;certlinriCltll:l remedies er.hl ~cn unoei !heUllifctm COlTVl1!l7~a1 to CII ev.Ml1.~~~cW~\~r,.ns~ts ~ ~.~. m~m~:a1~~~L~t W!llYll thl6 Oerw~'~ ~l walY&r rt any ottEr lubf;equ8l'lt ddauJl. ~~~TJ~rnr~~~'~~~~~'ro"~~~lc~~tr~~ sllCur'tVirt..t wrnltltNs aotelllml!l!tCf.-. J~~rdls=1.~a>I~~~~I~~I!er~eIlct~are "'......... 10 Thill,~lty~een'aI\N::lcJllyb\mlIIyoo,bl.Iyour6lt8eutore,lldmrJlllrlltlYl, tlelrs.ardllilg"'. ,. 2. 3. , . ,. , .11""'" NOTICE TO CQ.SklNER ~~jr:oet.~~~OtR~~~~~10a:c~e~~,~j'g:f~YOU do. lfthe ~r doeSn't p~the debl, youwln have to. Be .~e you can afford 10 ~~ have to pay up. te the fullaJT'lo\rl ofho8l:ll if tnllbOfTOiWerd0e5 r.x pay, You ~aJlO MYeIO polly lille rea oreollltctionc~ts,which inCreIIQ IhilJ The crlldltor can cotIed. thla debt fr<lm ~ wiihoU 'Ii,.l Uyt/Jl to coPed from lte bOlTCM'W. Thill clWllor can use the aame collection melhodt ~Inat you tJwl ~'1.f~~~f$~J8:=~th:,~~~~iN:~~lnl~~bI~es,lltc.lfthlsdllbttl evet'lndefsutt,tha\*ttn#ibecortl8apar1 youreredil F.431691102 ,l.PPRO~Ine..224.1OJ'lI Pege20f2 " \ ( 'f' <.) '" e:: c:~(.) C- ~ 0:' ~". k~. ~. ",,,,.,,J QoQ:; .,....J a::"'~ = OW=- .. uO::.. c::> ::! u 0') . ALL that .artain tract of land .ituato in Hopawall Tawn.hlp, Cumborl.nd Co~ntYf Penn.ylveni&, knovn and numbereQ 't Lot No.2 of a S~bdivilion Pl~n oe John R, Kh.lnso.'. R.S., ucord.d in Cumborland County Rocard.r of Do.d. Offico Plon &ou~ 60, POs. lZ8, mar. particul.rly d...ribod o. follow., BECiHNINC at an iron pIn at tho .Ornar af a 50 foot right-of-way and other land. of Crontor. South ~9 dogr... ~Z minut.. 41 ..cond. w..t . di.t,n.. of 264.35 faot to an iron pln; thonca continulng by .aid land. North 30 deire.. 49 ~inute. 44 .e~ond. Wo.~ , dtstancQ of 300.00 feet to a ooncrete oonwoent; thonca continulna by othor landa of Grantora North 78 dogro.. 00 min~t.8 00 .eeond. gast 4 di.t~nce of 160.00 feat to an iton pin; thane. continui~ alon$ .,i4 l~nd. Sout~ 11 desr8ec 00 ~invte. 00 ,<<conde teat a di.tan.. of 126.14 feet to an lron pin; thanco along the .for..,id 50 foot private right-of-way South J2 dogr.e. 2 minut... 29 a.eonda E..t a di.t.n.e of 88,94 feae'to .n iron pinl thence continuing along ..,d sa faot privato right-of-way South 45 dagro.. 42 ~.nut.. Z4 a.condo E..t . diatance of 77.96 faet to en iron pin, the polnt and pl.ce of BeGINNING. BEING La. No.2 on 0 aubdi.i.ion of John R. Ki.alnger, R.S.. dated Karch 29, 1990. .cn.aining 1.4115 ocre., a.ro or 1.... !lEING part of tht. .... proper.! vhlch .., con.eyed by (t...~/.tf....A, 81Uilrr b1 docd date" /-1-,'1 and recordsd in the R.cordst of Deed. Offica \ J Cumberl."d COunty, pann.ylvan.a, O..d Book "0", Volu~e 28, Pase ISO, to Ceorf$ A, Hoover .04 &1..nor I. Hoover, hi. wife, sr,ntora har..n. EXHIBIT "B" cROM :CUMBERLAND FAX NO. :7172459661 Ma~. 04 2006 08:32AM P2 **~ Bal'lUI*** o 1dJl~...sfiur.. 0: ~1. :\f _ '\"Olr.p. .. ".Ill p,. ~ "~, ::,:',,, .' .l)f Qt."o , , :,._?,\OE1\.. eeUlln-l', ';'J"f\l~ll. 0; ;lIN :\ Rl'Il1 36 IllIIO UllHB IlllIYL p,O. lOX" MEOIANIC8DURGI, P/4. 11011 MORTGAGE MI. O1f.10"nm '. - LA VON K lIOOEN, aoBIiRT II BOIl/llli. II (IulreIMIlw coIlod 'MOI'\tIOtO<"J And MEMBERS 1 rr FEDERAL CREDIT UNION (IloroIaot\co ..11ed 'M<<tpIlM' Who-. ~...1lu ....\IIOCI.... ..Mood to MorIiOIeI. .....11I M"'_ Nolo (1Iolo....n. ..Uod the "11010" 01'.... doto 11corewIlb. PllY.ble to thoonlar'...Morta.....thepriloipol_ of $-17 7"\ :r. ' Iawl'ol_llC1llo IlIlitool S- cI koiOrioo. ....lla._idld.... roo"';"'" or.lIl' __11I)OIlO)'t ...... or 1Id_ ""'-'lor by Mort...... /DIOdIor wi1I1 -'It Ib_ lithe.... proylded 11I1110 N....lnlho..-....II tilt_I.... aollllo1ll,.... ...11.... __In oIIIa IonGIIIld "",ldlli""" .11 ofwl1lcb 0tC _iI1IloIl)' 1noorp0l..... ho<oia by rtflo,-, N.... Tbon:I..... MorliqoI, in O<1IlIidcratloo oflOid dobt or prlnoipallUlll."" ulll>llutity Jbt 1110 JlIYII*l of tilt .....1Ild _., ~ IoIlillor widl oJl OIhor IUI1IJ poyoble~ "'_ it.; "'"". or the N.... _ ........ coo.., !dUG 101""111.... Allbal..naln ll'0\I0'IJ of\\\e MorillO"" locatod ill HOI'aa TOWNliUIIP .~ C1~hMoIAftd . '*-l'IYIniA. DE~D O>>T!D Jl)CV 10, \"0 aOOKJllR:M p;O,Qur" CUM8!RI.AND OOUNTY HOPEWELL TOY/NllHIP wilicb ''''-iI' ....Ihe oddtto. of , Nt'Nbllrl ,Cily) rs-J __.'-1_ 17240 IZI,C_) 141IOOVER. D'i T..,.o.er with U.. bIllldi... and """'_. ........ ........ lba Ijlp__ I_nto bllanSl.S and the............ _. raab, ,.... andprollll the...... 1'0 Have aad To ft'oIcJ dMt lIIamc ..... MorIpp, UllUClCallm' IIId .-.1.... IOIevtI, :r_lded, _ave.. ThoI 1fM-..,1lla1l ptI)' to """- ......._cllb' CI prillclpoJ..... ...~addi_lloonl"'~lIidoll__'...rOkby MClll/Isar to M""plIOOh_ 1Ild...... t!w _etch< N.-"......... wiUl_ tbero... .... JllaIII<aop oDd podonn...h of'1ho --. -- ....._11 horalMIl....iIlrlh, dIonlhll Mortp"'.... ""'_..,. hordIy Il'...cd aa<I<lOIIVCyod Illall_ void. A.oel:No 686'0-01. _...39)23 6~ \ 8 \ ~~b41l1 Q EXHIBIT "e" ,.............'..'''1. .., ~ROM : CUMBERLAND FAX NO. :7172459661 . nul,Menpae i. .)(lOvted and dttimad ....bjClO. to the fDUowiag OO1'CIIWlta, ooadiUonr and alttta1OOU: (I) Tho N.................,. aball_1lld thit MorlII..1IIoJ1 _, oad be "!,,,,'ily for '1\)' fb..........or od><.....IIIoI..' bo.... by M_ to t.l'OIIlpp II.., lIo>cOll _Iulrcolla' IlId lDtoadod by "'0114"8!".... 101........ to be>.o...clcoc<d oad ......... .od ....Iuuo omd Old...... ..U ... oddod '" !be plUlOiptidobt. (2) F_.... tollo>c..,W.old dobl.... .......... full, pold, MOII._""': (.) JlOl' W dioo.,... wboulllCl II tbc.....................IlIdJMQOI.. 011-. ___ -.. 011II_ _, .1Ill all _.......1lId clllmt....s ..1oYlOoI__ to dnlt by Ill1lowfilO.tIlarily ""'" .., porI mllle........,od --,lIl1d whlolt oboll or.... ha>o pd.rill' io lion.. pl,_1O lilt dobI _1Ionbt. (1)),.,. olllfllUllll_ .-wdfrom 1hc~)lI'CIIlIooo..... pl,.....u-.....II _IwUtt'.... _ _Ilo lllod...... 0Iid".,,_ ond WI1..h ohIlI or miItJI... priority ill 11.. .. pay....lCO tho dcl>I...1lrOd l1!:r<bJ, (o),.,..olI cIlochooJoIII)' ~ IlImp or _ ta.. lncl)ldl....i._....p_llio.lIIorciao,tllll.Y.,_Ot_~JlI101l1o..IhoN.... c~thc... ooouroclhercby, (oll........ _1lId..., .11....'~...... __ "GIll"" .ad ""11" .-...., poIioieo ofhalltd ii04li1l1l1llJ .......... u 14.........., II-. _CO.... rcq\llroupoo,J.obul1rlioP 004'- I._..__tod _1IIt_.................. wllh 1?0o ~oblo clluooi i. f_ofM_lUId"'-1Ploo u 1lIeit~.. _II _1pJI0II'. IlId (o)p'<lOIIlliy ..-mtCO ~. o!'\1l&_IJId.IlUO\lIIl,.,._ or.n 1ltt ro.o.... CWiII: pnMdid........... thol ... "l.t ilo opUcllloqulro dIotIVIl1I oufllc.... to dloChoo-" lbo !\w..oi... ohl'... be po;.! in 1M co MorI...... (3) MOIt.....1IIoll_ olllNildiIIp.... Impr_. oolIjoot 10 tIaI& MortIo.. to jOOci ond .ulMotallliol........ II -.nluod by Mort...... M...... .....1Ia.. tIlo t\aIII to..... ~ Iho _1Od _lno II.., _blo..... ror thep_orill........ 1110..... clIIlIlffioo oocI....... o(c'hC bUildiD.. 8fttt IMjWO\lmatI."hIcI tlttreoa, (4) I. "'" own! """'110' llqIeolI or rct....co pi)' 11Io........ _lianod II (2) obovo, III l'alIIlO ...00;.1110 bolldllp ond lmpt_ u ar.....14, MOII_ GIl, do 1II,"'1Ile c0Il1llolool'to tho prlncipol4ellt _.." .... _1111I..... II . puI or..ill prlooipol dobl. (3) Mclrl__"'. ''''',,,,,,IllIlIO_ _""';,OJ""", .pon.lloraoypotlot"lIIo mortppd promloo.. II1Y debt, u.......... wb!ch _Id llc prior 10, or 011' .....~ willi, tho lion ot"lIliI MUlIIII"". (6) I..... .......,. he modo!\w du: IpAOC .(thirty ()O) cloy. io Ihe ...,_,.rllly ..._ of priooipo'lIl _ ",,"_10 "'" _or"", Nale, OIl iIllbpcd_"l' M~.... ofll1Y ofdoc oIhc, obU....... orlhe _ III W. M........ tho...... u.,oid _ .hlld pri..ipollllm. oddil-.. loon. or __ "'" olJ other..... pIlid Ily Morlll.. po....1ll t. doo _ 01'1110 NOlO or tllio MClfl_1ot<du:t wIlb lIlIJlIid _ ""'- ib.lIl1l111 0j>Ii0a or Mortp....... wUhout 1lOIicc _Imlllfdiltltly........ pl,.ble, .11II_ pt-.IQ may b.n.I" rtmhwlth... thio MOIIIIlOoocI _......I.~ WQIIloawllllofill tho coIltctioDctlho....... ~ wIlb .....or.,.;I Ud ....1IOt1lIf1 0.......... fill ooIloctia.otn......1IIl (,%)ottho """ inCIoblOdllcoo or S2OO, ".icu..rlo tho _... '1llOIIllI. MortP.i'" horoI>y r.....r WlMo.... rol_ 011....... io..ilI I'fOCOedinp, _ltayoflOleOlllloll, 'Mricbl 0('':1,''''''' .1III..lIMloaot....ot~ "". tIlO_doIt /II lIlY pltly IfVilrloponlly vin. .., ..oil_II. ODd ""Mo .1I..cmpd(ino -'''''' .Dd 1110 oflllY property dtoInow II or hctoofbir..y bo OXOlllPlOd by low, (7) Upon C: rrlolJ..... -- by WI ~ dli. ""Z:.IJId.... 001110 _.d ohoII lIt_IO." ...... MOl" ouch __ Mort.....oItoll p......riIIy tIaI& Mort...., M.......1bolJ P"Y Illy _tloa 0ClIII. Mllotppe...y 0_" MoItpIll<..... r.. nlaoinI1IIiI M_ bat 0IIIly tlllM....1o pold 10' thl,d pooty!\w Mn'Icoo .-ad.... lIlI Obi,... ofllll.... 10 pormhiilundor ApplicabJo I,.a". Tho 00_. oolldlllollo and........... ......... in lID. "'''''*''11<' ohoIl blad, aocI doc bcoefIl. tIloIl """. to, ,he _ti.......IIeo....... oadlllelt tapOCll""..............., _....II.IOtI, _1IlII .lIip.,.nIl iftlril r.r_.. io _uta! by _. iholI CIIlC pitIy. tIIo..~ oocI i....IlLy ofooob ohall "'joint.old oe-r A<<fll, 6II(j~~Ol ""'" 39m 8K1814PG4411 Ma~. 04 2006 08:33AM P3 \ ~ROM :CUMBERLAND FAX NO. :7172459661 Ma'oJ. 04 2006 08:33AM P4 . w_.Ils. .........<<.., bonlol'''''' day ond y.., r"..._ wri.... . .//}jflTl .){ .J~. LAVaN H BODEN ~D l' .... <,7= - ROlIW<f R lIOn"", II Cam_Itb"'P_I.... ) ) u: ) CounlJI of ~ ~ 30th day'" lIlIY .2003, bol....'., ~~~~,~.ppeared ...10 '~)~~~IoIbt".IUo~.tiiI':::,..~I' boIl111........u.4......... to<.... _lhcrcin_lood. I. WIIoan VilIer<oI.1 ""'lOIn"'... PlY""" and oIIIoialual, ,....~~.Mldl!nN!"'U~... Mall\1loftIl" Fcdonl Credl\llnilIo, !II......... wirhln -.d, bcooby oortJ/Ioo 1IIaI ill nolclwa .d(JfJO.....i..Orko.~..'...I70$$. ~u~~ I CCl1ify this 10 ho recorded 111 Cumberland COUllty PA .....4..(~r' ~ RecOrder of Deeds -W.JWIl:-!R ._,_ ...... 39$23 QY. \ 8\ ~PG~412 Date: February 1, 2006 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE. This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This Notice explains how the program works. To see If HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name, address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions, you may call the Pennsylvania Housing Finance Agency toll free at 1- 800-342-2397.(Persons with impaired hearing can call (717) 780-1869). EXHIBIT "D" This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTlFlCACION EN ADJUNTO ES DE SUMA IMPORT ANCIA. PUES AFECT A SU DERECHO A CONTlNUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE EST A NOTlFICACION OBTENGA UNA TRADUCCION INMEDlTAMENTE LLAMANDO ESTA AGENCIA (pENNSVLV ANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER !:LEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDJDA DEL DERECHO A REDIMIR SU HIPOTECA. Robert R. Boden & Lavon H. Boden HOMEOWNER'S NAME(S), PROPERTY ADDRESS, 14 Hoover Dr. LOAN ACCT. NO.' Newburg, PA 17240-9396 68650-01 ORIGINAL LENDER, Members lat. Federal Credit Union CURRENT LENOERlSERVICER, Members 10'. Federal Credit Union HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORrGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1963 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE -- Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice, THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED"HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES -- If you meet with one of the consumer credit counseling agency listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting, The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face.to.face meeting. Advise your lender immediately of your intentions, APPLICATION FOR MORTGAGE ASSISTANCE .- Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies Iisled at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within lhirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION -- Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT --The MORTGAGE debt held by the above lender on your property located al:14 Hoover Dr., Newburg, PA 17240-9396 IS SERIOUSLY IN DEFAULT because: . YOU HAVE NOT MADE Bi-Weekly MORTGAGE PAYMENTS for the following months and the following amounts are now past due: $298.16 for November 18, 2005, $385.16 for December 2,2005, $385.16 for December 16, 2005, $385.16 for December 30, 2005, $385.16 for January .13,2006 and $385.16 for January 27, 2006. Other charges (explain/itemize): TOT AL AMOUNT PAST DUE: $2,223.96 B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not appiicabie): HOW TO CURE THE DEFAULT --You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL-AMOUNT PAST DUE TO THE LENDER, WHICH IS $2,223.96 , PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check or money order made payable and sent to: Members 1" Federal Credit Union, 5000 Louise Drive, Mechanicsburg, PA 17055, Attention: Manda Dintaman You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: (Do not use if not applicable.) IF YOU DO NOT CURE THE DEFAULT -If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the . chance to pay the mortgage in Bi-Weekly installments. If full payment of the. total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal aolion to foreclose upon your mortgaged property. 14 Hoover Dr., Newburg, PA 17240-9396 IF THE MORTGAGE IS FORECLOSED UPON n The mortgaged property will be sold by the Sheriff to payoff the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred. up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period. you will not be required to pay attorney's fees. OTHER LENDER REMEDIES -- The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE.. If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. . EARLIEST POSSIBLE SHERIFF'S SALE DATE -- It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approximataly_ THREE (3) months from the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender. Members 1st Federal Credit Union Address: 5000 Louise Drive, Mechanicsburg, PA 17055 Phone Number: (717) 795-6031 or (800) 283-2328 Ex(. 6031 Fax Number: (717) 795-5207 Contact Person: Arlanda Dintaman EFFECT OF SHERIFF'S SALE -. You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuil to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE -- You _ mayor .J<_ may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debl, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied, . . . YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY Certified Mail # 7004 1160 0003 7268 1121 \.....omprt:llt:Il~lVl;: nuu.:sUJg vUU.U"'c:HHb .l'Ic.~WUU'. ... ......0..... . ......~ . .. Pennsylvania Housing Finance Agency Search P H F A ~ Comprehensive Housing Counseling Network Cumberland County eees of Western PA Mary Loftus 970-D South George St. York PA 17403 888.511.2227 Harrisburg Fair Housing Council Mel Johnson 2100 North 6th Street Hanisbur9 PA 17110 717 ,238.9540 Maranatha Financial Counseling Services Natalie Newcomer 43 Philadelphia Avenue Waynesboro PA 17268 717.261.1708 Rural Opportunities, Inc. Michael Johnson 1 SOO North 2nd Street Suite 11 Harrisburg PA 17102 717.234.8616 Effective 912312005 at 1 :45:01 PM MAP I First I Pr8'llOU5 I Next I ~ For more information, questions, or concerns regarding this list please cantactTerrl Redmond at 111,78Q.3901. Copyright@ 2005 Pennsvlv:ania Houslna Finance A98n~ http://www.phfa.org/cnlCNPage21.html 10/14/2005 COMPLETE THIS SECTION ON DELIVERY . Arlanda Dintaman . Complete Item' Item 4lfRestric~gU ....gll'l'g., .;:1 Ug;:lu....... P. t me and address on the reverse · nn your na d to you so that we can return the car '. Atta h thl ard to tha back of the mall piece, . c sc. Its or on the front If space perm . 1, Article Addressed to: x BlReceived by ( Prt ,,--A"O~ OCEN D. Is delivery address different from item 1? 0 Yes If YES, enter delivery address below: .~ Robert R Boden 14 Hoover Dr Newburg, P A 17240-9396 3. . Type Certified Mall o Registered o Insullld Me:!1 o Express Mail o Return ReceIpt for Merchan o C.O.D. 4. Restricted Delivery? (Extra Fee) 0 Yes 2. ArtIcle Number (11an_trom-IabeIJ , PS Form 3811. February 2004 7004 1160 D003 7268 1121 Domestic Return Receipt 102595-02-'" U.S. Postal Service, , CERTIFIED MAIL" RECEIPT (Dom . . erage PrOVIded) .-'l ru .-'l ; ~ Arlanda Dmtaman ru~' ~ Postage $ ] h //,?2~:-;:~~~ - ':" .-, '\\ /,'<:'/ .., m CertltiedFee ( I F~O .-.J\ ~ .2. 0 1':-'/ ,_D '-\ OJ Retum Reciept Fee I { c: r-- L \' P4,tmark -, J (Endorsement Required) () ;) ~ .~~ o RestrictBd Delivery Fee \:::;'" tU\JU ,~ r ~ (Endorsement ReqUired) \~~~~:~1Y,~~~~' > / M Total postage & Fees $ LI.a .U-S- ::r- OJ ~ 56 Robert R Boden 0' 14 Hoover Dr Cit Newburg, P A 17240-9396 hn.nn..... EXHIBIT "E" '"' .. .. MEMBERS 1 ST FEDERAL CREDIT UNION IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PLAINTIFF VS. NO.: LA VON H. BODEN and ROBERT R. BODEN, II DEFENDANTS : CML ACTlON-LAW-MORTGAGE : FORECLOSURE VERIFICATION I, Stephanie McCreaIy, Collections Officer for Members 1" Federal Credit Union, being authoriz;ed to do so on behalf of Mcmbers 1'1 Federal Credit Union, hereby verifY that the statements made in the foregoing pleading are true and correct to the best of my infonnation knowledge and belief. I understand that false statements are made subject to the penalties of 18 Pa. C,SA Section 4904, relating to unsworn falsification to authorities. Members 1" Federal Credit Union By. Stephanie McCreary, Collections Officer 6 ~& lJ%tiD/61 ~ ~ N ~ U"t \:l: V( - ~ C} ~ - v eft C> <;L. , ..c:: ~ ~ +- ~ . () c <:: -'(, r~'1 d',(~\ ~T.'il *PC; (J>".. "< ." r;. "~) ~,~ ,,-,.e- re Z :< .. ", {;) :;:g ~ <= ~ ~fY -<; :R m I ~159 (J\ ;:JO ~:5:P ~ ~"~ N g ., ~ '"< (..) . ." MEMBERS 1ST FEDERAL CREDIT UNION PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL VANIA Vs. NO.: 06-2582 Civil Term LA VON H. BODEN ROBERT R. BODEN, II DEFENDANTS CIVIL ACTION-LAW MORTGAGE FORECLOSURE PRAECIPE TO THE PROTHONOTARY: Please enter judgment in the above captioned proceeding in favor of Members 1 st Federal Credit Union, Plaintiff, and against the Defendants, Lavon H. Boden and Robert R Boden, IL in the amount of Sixty-seven Thousand Six Hundred Forty- One and 53/100 Dollars ($67,641.53) plus interest at the rate of$9.3508 per day, through the date of judgment and at the legal rate thereafter until the date of payment, additional attorney's fees and costs of suit and for foreclosure and sale of the mortgaged property. Judgment is entered pursuant to Pa. RC.P. 3031 for failure to file an Answer on behalf of Lavon H Boden and Robert R Boden, II, to Plaintiff s Complaint within twenty (20) days of service thereof and after a 10-day Notice was sent. Date: June 15,2006 17070-0173 .. I hereby certify that notices of intent to take a default judgment were forwarded to Lavon H. Boden and Robert T. Boden, II, by United States Mail, first class, postage prepaid on June], 2006. The aforesaid notices were each contained within an envelope bearing the return address ofthe undersigned. The notices have not been returned to the undersigned as undeliverable or otherwise. A copy of the notice and Postal Forms 3817 is attached hereto and marked Exhibit" A", .. MEMBERS 1 ST FEDERAL CREDIT UNION PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Vs NO' 06-2582 Civil Term LA VON H. BODEN ROBERT R. BODEN, II DEFENDANTS CIVIL ACTION-LAW MORTGAGE FORECLOSURE IMPORTANT NOTICE TO Lavon H. Boden Robert R. Boden, II 14 Hoover Drive Newburg, PAl 7240 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, I AM REQUIRED TO INFORM YOU THAT THIS LETTER AND ANY SUBSEQUENT CORRESPONDENCE OR COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING, AND YOU MAY LOSE PROPERTY OR OTHER IMPORT ANT RIGHTS YOU SHOULD TAKE THIS PAPER TO YOUR LA WYER AT ONCE IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP Cumberland County Bar Association 2 Liberty Avenue Carlisle, P A 17013 (717) 249-3166 or (800)990-9] 08 Date June 1, 2006 ----, EXHIBIT IIAIl ".,. ".~ " ~ ~."..,..., .. CERTIFICATE OF MAILING , :. : 0f& ~ 1-,/ ~)J ~ r' \..l.cl o? . )> Karl M. Ledebohm, Esq. ,<,c,\. 3> /r'! PO Box 173 ~o'l z '--- New Cumberland, PA 17070-0173 ~~ '- ~ I oiA- 2 n ~ One ~.""''' VI VIVII""Y IlIdll <lVVI,,"''''CU IV. ., J ~c:J iQ::;jj~~ Q obe.r+- R. 1~6 Q e 1\ 71 ~i..c ~:-~i!1S~ ~/::t::.; fArIF;~</D ~U1 ~ ~ ~ U.S, POSTAL SERVICE MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE F()~, !NSURANCE-POSTMASTER Roc PS Form 3817, January 2001 u.s. POSTAL SERVICE CERTIFICATE OF MAILING H g ~ij o ~~ s.-~ j-'I' 'b ~-.........,y\..., Karl M. Ledebohm, Esq. -l..- I % '\f PO Box 173 -Li ( /' ~ I; I New Cumberlarid, PA 17L170-0173 ~\,~ ~/, - ~ v> 9 .... =8' NOLO :-~IIl~S;!l to -l'0 Ci) ~U1 ~. ~ =8 MAY BE USED FOR DOMESTIC ANO tNTERNA TIONAl MAIL, DOES NOT PROVIDE FORIN<:l:IIDAIIJ('!:_POSTMASTER Racei.... One pIece of ordinary mail addressed to: /.(1 liOn H. &:den , /4 H()()ver ])n've. Ale IN b'/,)...1" -J f' A- r;..;; ...; 0 PS Form 3817, January 2001 c p p ~ ~\l~-:O _ 8 ~ "4 ~ :U ~ ~ ""~ ~~ l r ' - \D ' y !~.) t -., MEMBERS I ST FEDERAL CREDIT UNION PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Vs. NO.: 06-2582 Civil Term LA VON H. BODEN ROBERT R BODEN, II DEFENDANTS CIViJ;, ACTION-LAW MORTGAGE FORECLOSURE NOTICE OF JUDGMENT PURSUANT TO THE FAffi DEBT COLLECTION PRACTICES ACT, I AM REQUIRED TO INFORM YOU THAT THIS LETTER AND ANY SUBSEQUENT CORRESPONDENCE OR COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE TO Lavon H. Boden Robert R Boden, II 14 Hoover Drive Newburg, P A 17240 You are hereby notified that on L ) t I . \ ~ I ~ ' 2006 the following judgment has been entered against you in the above captioned case: Judgment in the above captioned proceeding in favor of Members 1 st Federal Credit Union, Plaintiff, and against the Defendants, Lavon H. Boden and Robert R Boden, II, in the amount of Sixty-seven Thousand Six Hundred Forty-One and 531100 Dollars ($67,64153) plus interest at the rate of$9.3508 per day, through the date of judgment and at the legal rate thereafter until the date of payment, additional attorney's fees and costs of suit and for foreclosure and sale of the mortgaged property Judgment is entered pursuant to Pa, RCP 3031 for failure to file an Answer on behalf of Lavon H. Boden and Robert R. Boden, II, to Plaintiff s Complaint within twenty (20) days of service thereof and after a I a-day Notice was sent. Dated . ..... I hereby certify that the proper persons to receive this notice under Pa, RCP 236 are: Lavon H Boden Robert R. Boden, II 14 Hoover Drive Newburg, P A 17240 A: Lavon H Boden Robert R Boden, II Por este medio se le esta notificando que el de 2006, el/la siguiente (Orden), (Decreto), (Fallo), ha sido anotado en contra suya en el caso mencionado en el epigrafe Fecha: Protonotario Certifico que la siguiente direccion as la del defendido/a segun indicada en el certificado de residencia Lavon H Boden Robert R Boden, II 14 Hoover Drive Newburg, P A 17240 ----- Date June Ji-, 2006 r1 M. Lede ohm, Esquire upreme Court ill #59012 PO Box 173 New Cumberland, P A 17070-0173 (717)938-6929 Attorney for Plaintiff . .'\... MEMBERS 1 ST FEDERAL CREDIT UNION PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA VS. NO.: 06-2582 Civil Tenn LA YON H. BODEN ROBERT R. BODEN, II DEFENDANTS CIVIL ACTION-LAW MORTGAGE FORECLOSURE AFFIDAVIT OF SERVICE OF NOTICE TO LIEN HOLDERS PURSUANT TO Pa. R.C.P. 3129.2 (c) I, Karl M. Ledebobm, Esquire, being duly sworn according to law hereby swear and affirm that on the 25th day of July, 2006, I served the attached NOTICE TO LIENHOLDERS AND 011IER PARTIES IN INTEREST pursuant to Pa R.C.P. 3129.2 (c) in the above captioned matter upon the following individuals by first class mail, postage prepaid, addressed as follows: Members 1st Federal Credit Union 5000 Louise Drive Mechanicsburg, P A 17055 Domestic Relations Cumberland County Courthouse One Courthouse Square Carlisle, P A 17013 Cumberland County Tax Claim Bureau One Courthouse Square Carlisle, PA 17013 Postal forms 3817 evidencing the mailing of said notices are attached hereto as Exhibit "A" and made part hereof. .. ~ 1 M. bIn, Esq. Supreme Court ID #: 59012 P.O. Box 173 New Cumberland, P A 17070-0173 (717)938-6929 Sworn before me, a notary.Jl.ublic ~ this ~ day ot'itrt9. 2006. {t~~ ~OTARIAl SeAL l>nRA l SWIGERT ~OTARY PUBLIC SOUT" MIOOLETO~ 'fWP CUMC CO PA MY COMMISSION EXPlltES JUNE 26, 2010 w , - U,S. POSTAL SERVICE CERTIFICATE OF MAILING ~ MAY BE USED FOR DOMESTIC AND INTERNATIONAl. MAIL. DOES N: ~~~c . d I -='-=M~~ &q ~~l~:]\;:; ~S P.O. Box 173 z-'ll\l\\\. New Cumberland, P A 17 <s:o~ ~o~<:I~ ~ " _---c S= c: O"~c~OfO~"';:~';i;:J [;,,,,,-;;1 7(K ~ ~~. ~;li~~ _ __ (j;lLrf)l#QJ.e.l~tJre ~U1 ~ ~ ~ r I/.fie- _I?IJ 1 l ;.s '" PS Form 3817, January 2001 Received Fron ~ :E: - c .. c: gt:A- !F ~"' ~c:::J N~j . 0. utCJ D!~ ~. ~~~c~ I Cl ~ -l ~ en ~ ~ . '" " :D U.S. POSTAL SERVICE MAY BE USED Fe PROVIDE FOR IN PS Form 3817, January 2001 U.S, POSTAL SERVICE CERTIFICATE OF MAIL ~ i ~6,J,6~~6~f.?^~.~9~~~TICANDINTERNATIONALMAIL,DQ. vri\;- o1t~., :~ IIJ .."'"" ~ ~~ ~ ~ II Karl M. Ledebobm, Esq. ':i ~:: - P.O. Box 173 i'Y - New Cumberland, PA 17070- ~..!~ ~ - :E: c .. c: Gkle piece of ordinary mail addressed to: g..... jr= jr"l <n /Vtemhe.rs Jrr Federal C,-~dd'" t~c:::J ;!ll~j ~~ L . f) .... <c, lil .,5tJOO Ol.Ll.r.e.. r . ~ ~ ~ ~ 1IJe.cn.a.rll'cs ))//;j fff /7fJSs ;.s PS Form 3817. January 2001 EXHIBIT "A" ~. ;:: --00,' CJt;,\ -t::,..-;cL Z', '&'~" :}?C~ ~.C' 'J"C ~ ~ = "'" ~ r;-l ~ ~ ... -0 ~ o o u:> . ~ $,"J:l :gS (.:.~I~ ::c.~ "')-' 'yJ> :::4 ~ , .. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION PRAECIPE FOR WRIT OF EXECUTION LAVON H. BODEN ROBERT R. BODEN, II DEFENDANTS ) Confessed Judgment (x ) Other Mortgage Foreclosure File No. 06-2582 Civil Term Amount Due $ 6 7 , 641 . 53 Interest $9.3508 per day Atty's Comm LFees to be added Co~s to be added Caption: MEMBERS 1st FEDERAL CREDIT UNION PLAINTIFF vs. TO THE PROTHONOTARY OF THE SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. Issue writ of execution in the above matter to the. Sheriff of Cumberland for debt, interest and costs, upon the following described property of the defendant(s) 14 Hoover Drive, Hopewell Twp., Newbura, PA 17240 County, PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or'control of the said garnishee(s). t]J (Indicate) Index this writ~WOOxlXOttbloclami51a~) as a lis pendens ag defendant(s) described in the attached exhibit. f I/,/ ')mb f I Signature: Print Name: Address: Date P.O. Roy 17~ New Cumberland, PA 17070-0173 Attorney for: Telephone: (717) 938-6929 Supreme Court ID No.: 59012 Plaintiff (ove r) ,cJ ~ '- ~ .J: ..tQ.~ bJ r (.:) . ..0 t\ . - . -a ~ V\ C> t C C )J -- w ::J- ~ ~ r-~ ... ~ - ~ r 2 e' .... -I-- \J '^ l -bQ. <nr~!7t ".>-0<.1\. . 0 Vt (, '<r( ~ ::g c- D C Q l:0 \ \ \ \ ~~ ... :: 1- ~ .:::. ... :. ~ -----~ ;~,_'1 . . ""'.... ...."..'.;t ., ALL THAT CERTAIN tract of land situate in Hopewell Township, Cumberland County, Pennsylvania, known and numbered as Lot No.2 of a Subdivision Plan of John R Kissinger, RS., as recorded in Cumberland County Recorder of Deeds Office Plan Book 60, page 128, more particularly described as follows: BEGINNING at an iron pin at the comer of a 50 foot right-of-way and other lands of George A. Hoover and Eleanor E. Hoover South 59 degrees 52 minutes 41 seconds West a distance of264.35 feet to an iron pin; thence continuing by said lands North 30 degrees 49 minutes 44 seconds West a distance of 300.00 feet to a concrete monument; thence continuing by other lands of George A. Hoover and Eleanor E. Hoover North 78 degrees 00 minutes 00 seconds East a distance of 160.00 feet to an iron pin; thence continuing along said lands South 77 degrees 00 minutes 00 seconds East a distance of 126.14 feet to an iron pin; thence along the aforesaid 50 foot private right-of-way South 32 degrees 2 minutes 29 seconds East a distance of 88.94 feet to an iron pin; thence continuing along said 50 foot private right-of-way South 45 degrees 42 minutes 24 seconds East a distance of 77.96 feet to an iron pin, the point and place of BEGINNING. BEING Lot No.2 on a subdivision of John R Kissinger, RS., dated March 29, 1990, containing 1.4115 acres, more or less. BEING the same premises which George A. Hoover and Eleanor E. Hoover, husband and wife, by their deed dated 7/19/1990 and recorded in Cumberland County Deed Book R-34, page 731, granted and conveyed unto Robert R Boden, II and Lavon H. Boden, husband and wife. EXHffiIT 'A' WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-2582 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MEMBERS 1 ST FEDERAL CREDIT UNION, Plaintiff (s) From LA VON H. BODEN AND ROBERT R. BODEN, II (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $67,641.53 Interest $9.3508 PER DAY Atty's Comm % FEES TO BE ADDED Arty Paid $143.99 Plaintiff Paid Date: JULY 14, 2006 L.L. $.50 Due Prothy $1.00 Other Costs TO BE ADDED (Seal) CURTIS R. LONG Profu~ n ~ '----- By: .a.r..P ___ c.:: . ~.f 6 ./ Deputy REQUESTING PARTY: Name KARL M. LEDEBOHM, ESQUIRE Address: P.O.BOX 173 NEW CUMBERLAND, P A 17070-0173 Attorney for: PLAINTIFF Telephone: 717-938-6929 Supreme Court ID No. 59012 .- l' MEMBERS 1ST FEDERAL CREDIT UNION PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Vs. NO.: 06-2582 Civil Term LA VON H. BODEN ROBERT R. BODEN, II DEFENDANTS CIVIL ACTION-LAW MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 Members 1st Federal Credit Union, plaintiff, in the above action, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located in Hopewell Township, Cumberland County, Pennsylvania, known and numbered as 14 Hoover Drive, Newburg, Pennsylvania, 17240. 1. Name and address of owner(s) or reputed owner(s): Robert R. Boden, II Lavon H. Boden 14 Hoover Drive Newburg, P A 17240 2. Name and address of defendant(s) in the judgment: Robert R. Boden, II Lavon H. Boden 14 Hoover Drive Newburg, P A 17240 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: 4. Name and address of the last recorded holder of every mortgage of record: Members 1 st Federal Credit Union 5000 Louise Drive Mechanicsburg, P A 17055 ,'- . 5. Name and address of every other person who has any record lien on the property: Cumberland County Tax Claim Bureau One Courthouse Square Carlisle, P A 17013 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Domestic Relations Cumberland County Courthouse One Courthouse Square Carlisle, P A 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: 1-/61 86 arl . Ledebohm, Esq. Supreme Court ID #: 59012 P.O. Box 173 New Cumberland, PA 17070-0173 (717)938-6929 Attorney for Plaintiff ,fJP"I"' 'k " .....1 ...... MEMBERS 1 ST FEDERAL CREDIT UNION PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Vs. NO.: 06-2582 Civil Term LA VON H. BODEN ROBERT R. BODEN, II DEFENDANTS CIVIL ACTION-LAW MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE To: Robert R. Boden, II Lavon H. Boden 14 Hoover Drive Newburg, P A 17240 Your house (real estate) at 14 Hoover Drive, Newburg, P A 17240, as more particularly set forth and described on Exhibit "A" attached hereto and made part hereof, is scheduled to be sold at Sheriff s Sale on December 6, 2006 at 10:00 a.m. in the Office of the Sheriff, Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013 to enforce the court judgment of$67,641.53, plus interest, legal fees and costs, obtained by the above named Plaintiff against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The Sheriff Sale will be cancelled if you pay to the above named Plaintiff the amount of the judgment plus costs or the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call Karl M. Ledebohm, Esquire, at (717)938-6929. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below to find out how to obtain an attorney. YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. \ 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling the Sheriff at the County Courthouse. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff at the County Courthouse, which number is listed below. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5 . You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on (within thirty (30) days after the Sheriff Sale). This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed by the Sheriff. 7 . You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU 00 NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, P A 17013 (717)249-3166 or (800)990-9108 The Sheriff's phone number is: (717)240-6390. . - ." ALL THAT CERTAIN tract of land situate in Hopewell Township, Cumberland County, Pennsylvania, known and numbered as Lot No.2 of a Subdivision Plan of John R Kissinger, RS., as recorded in Cumberland County Recorder of Deeds Office Plan Book 60, page 128, more particularly described as follows: BEGINNING at an iron pin at the comer of a 50 foot right-of-way and other lands of George A. Hoover and Eleanor E. Hoover South 59 degrees 52 minutes 41 seconds West a distance of264.35 feet to an iron pin; thence continuing by said lands North 30 degrees 49 minutes 44 seconds West a distance of 300.00 feet to a concrete monument; thence continuing by other lands of George A. Hoover and Eleanor E. Hoover North 78 degrees 00 minutes 00 seconds East a distance of 160.00 feet to an iron pin; thence continuing along said lands South 77 degrees 00 minutes 00 seconds East a distance of 126.14 feet to an iron pin; thence along the aforesaid 50 foot private right-of-way South 32 degrees 2 minutes 29 seconds East a distance of 88.94 feet to an iron pin; thence continuing along said 50 foot private right-of-way South 45 degrees 42 minutes 24 seconds East a distance of 77.96 feet to an iron pin, the point and place of BEGINNING. BEING Lot No.2 on a subdivision of John R Kissinger, RS., dated March 29, 1990, containing 1.4115 acres, more or less. BEING the same premises which George A. Hoover and Eleanor E. Hoover, husband and wife, by their deed dated 7/19/1990 and recorded in Cumberland County I?eed Book R-34, page 731, granted and conveyed unto Robert R Boden, II and Lavon H. Boden, husband and wife. EXHIBIT' A' ,j -~ ....,. . \ SHERIFF'S RETURN - REGULAR ~. CASE NO: 2006-02582 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MEMBERS 1ST FEDERAL CREDIT VS BODEN LAVON H ET AL MICHAEL BARRICK , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon BODEN LAVON H the DEFENDANT , at 1736:00 HOURS, on the lOth day of May , 2006 at 14 HOOVER DRIVE NEWBURG, PA 17240 by handing to LEVON BODIN a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Postage Surcharge r'ofv' 1/l4(}~ 18.00 17.60 .39 10.00 .00 45.99 So Answers: ~('?..J'~~;". . y.#' .r ~?#'J~4~ , r R. Thomas Kline day of 05/10/2006 KARL ::~E~ /? ~/ ~ Deputy Slferiff ' Sworn and Subscribed to before me this A.D. Prothonotary , ,- CASE NO: 2006-02582 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MEMBERS 1ST FEDERAL CREDIT VS BODEN LAVON H ET AL MICHAEL BARRICK , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon BODEN ROBERT R II the DEFENDANT , at 1736:00 HOURS, on the 9th day of May , 2006 at 14 HOOVER DRIVE NEWBURG, PA 17240 by handing to LEVON BODIN, WIFE a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge '+ j);,HI o~ 6.00 .00 .00 10.00 .00 16.00 So Answers: _ ,.,;.;;:~/'? .-,,<';i' ..' /;::9( ..," .;1& :::-";;"-' ."'.''''''::.,'1'';';1' A. - &"..I~ ,~'.-;'~~).'/ " ,'. - .."c '~I ~'-- , R. Thomas Kline 05/10/2006 KARL LEDEBOHM me this day of By, ~ ~ -:----/:L-I? .~ ~ eputy Sheriff. Sworn and Subscribed to before A.D. Prothonotary Members 1 st Federal Credit Union VS Lavon H. Boden and Robert R. Boden, II In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2006-2582 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED per letter of request from Attorney Karl Ledebohm, Sheriffs Costs: Docketing Surcharge Law Library Prothonotary Mileage Advertising Law Journal Patriot News Share of Bills Poundage Posting Handbill Levy 30.00 30.00 .50 1.00 35.20 15.00 359.00 321.86 15.94 16.77 15.00 15.00 $ 855.27 1/ ;.2 rl /0 (, L}.-; so<~~ ~ R. Thomas Kline, Sheriff ~, -I,) \ . ~ - ...;L> ~(,~'< Ck') f ('. /) i,ft.,/o lev--' ' " ~ MEMBERS 1 ST FEDERAL CREDIT UNION PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Vs. NO.: 06-2582 Civil Term LA VON H. BODEN ROBERT R. BODEN, II DEFENDANTS CIVIL ACTION-LAW MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 Members 151 Federal Credit Union, plaintiff, in the above action, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located in Hopewell Township, Cumberland County, Pennsylvania, known and numbered as 14 Hoover Drive, Newburg, Pennsylvania, 17240. 1. Name and address of owner(s) or reputed owner(s): Ro bert R. Boden, II Lavon H. Boden 14 Hoover Drive Newburg, PA 17240 2. Name and address of defendant(s) in the judgment: Robert R. Boden, II Lavon H. Boden 14 Hoover Drive Newburg, PA 17240 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: 4. Name and address of the last recorded holder of every mortgage of record: Members 15t Federal Credit Union 5000 Louise Drive Mechanicsburg, P A 17055 (C(Q)[f>>)f " " . 5. Name and address of every other person who has any record lien on the property: Cumberland County Tax Claim Bureau One Courthouse Square Carlisle, P A 17013 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Domestic Relations Cumberland County Courthouse One Courthouse Square Carlisle, PAl 7013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C,S. Section 4904 relating to unsworn falsification to authorities. Date: f /6/ cy; Respecr1y sUb~nitted. ' Lh~ iy:J{!Q_~ arl Nt Ledebohm, Esq. / Supreme Court ID #: 59012 P.O. Box 173 New Cumberland, PA 17070-0173 (717)938-6929 Attorney for Plaintiff . MEMBERS 1 ST FEDERAL CREDIT UNION PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Vs. NO.: 06-2582 Civil Term LA VON H. BODEN ROBERT R. BODEN, II DEFENDANTS CIVIL ACTION-LAW MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE To: Robert R. Boden, II Lavon H. Boden 14 Hoover Drive Newburg, PA 17240 Your house (real estate) at 14 Hoover Drive, Newburg, P A 17240, as more particularly set forth and described on Exhibit "A" attached hereto and made part hereof, is scheduled to be sold at Sheriff's Sale on December 6,2006 at 10:00 a.m. in the Office of the Sheriff, Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013 to enforce the court judgment of$67,641.53, plus interest, legal fees and costs, obtained by the above named Plaintiff against you. NOTICE OF OWNER'S RIGHTS YOU MAYBE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The Sheriff Sale will be cancelled if you pay to the above named Plaintiff the amount of the judgment plus costs or the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call Karl M. Ledebohm, Esquire, at (717)938-6929. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3 . You may be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below to find out how to obtain an attorney. YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. . ~~;' ... . 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling the Sheriff at the County Courthouse. 2. You may be able to petition the Court to set aside the sale if the bid price was grossl y inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff at the County Courthouse, which number is listed below. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on (within thirty (30) days after the Sheriff Sale). This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (l0) days after the schedule of distribution is filed by the Sheriff. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LA WYER AT ONCE. IF YOU DO NOT HAVE ALA WYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty A venue Carlisle, P A 17013 (717)249-3166 or (800)990-9108 The Sheriffs phone number is: 17070-0173 ". # ALL THAT CERTAIN tract of land situate in Hopewell Township~ Cumberland County~ Pennsylvania~ known and numbered as Lot No.2 of a Subdivision Plan of John R. Kissinger~ R.S.~ as recorded in Cumberland County Recorder of Deeds Office Plan Book 60~ page 128, more particularly described as follows: BEGINNING at an iron pin at the comer of a 50 foot right-of-way and other lands of George A. Hoover and Eleanor E. Hoover South 59 degrees 52 minutes 41 seconds West a distance of264.35 feet to an iron pin; thence continuing by said lands North 30 degrees 49 minutes 44 seconds West a distance of 300.00 feet to a concrete monument; thence continuing by other lands of George A. Hoover and Eleanor E. Hoover North 78 degrees 00 minutes 00 seconds East a distance of 160.00 feet to an iron pin; thence continuing along said lands South 77 degrees 00 minutes 00 seconds East a distance of 126.14 feet to an iron pin; thence along the aforesaid 50 foot private right-of-way South 32 degrees 2 minutes 29 seconds East a distance of 88.94 feet to an iron pin; thence continuing along said 50 foot private right-of-way South 45 degrees 42 minutes 24 seconds East a distance of 77.96 feet to an iron pin, the point and place of BEGINNING. BEING Lot No.2 on a subdivision of John R. Kissinger, R.S.~ dated March 29~ 1990, containing 1.4115 acres~ more or less. BEING the same premises which George A. Hoover and Eleanor E. Hoover~ husband and wife, by their deed dated 7/19/1990 and recorded in Cumberland County Deed Book R-34~ page 731~ granted and conveyed unto Robert R, Boden~ II and Lavon H. Boden~ husband and wife. EXHIBIT 'A~ WRIT OF EXECUTION and/or ATTACHMENT ... . , COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-2582 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MEMBERS 1 ST FEDERAL CREDIT UNION, Plaintiff (s) From LA VON H. BODEN AND ROBERT R. BODEN, II (1) You are directed to levy upon the property of the defendant (s )and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant( s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the gamishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $67,641.53 Interest $9.3508 PER DAY Atty's Comm % FEES TO BE ADDED Atty Paid $143.99 Plaintiff Paid L.L. $.50 Due Prothy $1.00 Other Costs TO BE ADDED Date: JULY 14, 2006 CURTIS R. LONG (Seal) '---- Pro~ Q 7fc Bv: O---.fL "R ~./, Lr--- Deputy REQUESTING PARTY: Name KARL M. LEDEBOHM, ESQUIRE Address: P.O.BOX 173 NEW CUMBERLAND, PA 17070-0173 Attorney for: PLAINTIFF Telephone: 717-938-6929 Supreme Court ID No. 59012 12.(/, ':=:1 ' . (S-,' r~'::.:::'~-:~"" IJ-./, [lJl" ~~,:/ lUB~1b~S ~lBlS3 IB~~ "1-1 flMS ) ')J)( :AH 900l 'tl lsn~nv :~)luG .U~~l~q P~lU10d.IOJU~ ~JU~l~J~l S~ql Aq pUB l pM S~ql ql~M pgIY "V" l~q~qXtI UO pgqpJSgp AnnJ glOW '~lnqMgN 'gAPG 19AOOH t I su pglgqwnu pUU UMOU)l V d '^-luno;) puullgqwn;) d~qSUM.Ol II~MgdoH u~ pglB11l~S 4rgdOld IBgl gql u~ lSglglU~ S,lUBPUgJgp gql uodn P~~AgIJJPgqS gql900l 'tl lsn~nv uQ tl # gIBS glBlS3 IUg~ g 11 :b V II lrW qaOl PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA SSe COUNTY OF CUMBERLAND Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, VIZ: October 20, October 27 and November 3, 2006 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. SWORN TO AND SUBSCRIBED before me this 3 day of November. 2006 NOT AAIAL SEAL LOIS E. SNYDER, Notary PubUc CarHsle Bom, Cumberland County My Commission Expires March 5, 2009 REAL ESTATE SALE NO. 24 Writ No. 2006-2582 Civil Members First Federal Credit Union vs. Lavan H. Boden and Robert R. Boden. II Atty.: Karl M. Ledebohm ALL THAT CERTAIN tract of land situate in Hopewell Township. Cum- berland County. Pennsylvania, known and numbered as Lot No. 2 of a Subdivision Plan of John R. Kissinger, R.S.. as recorded in Cum- berland County Recorder of Deeds Office Plan Book 60, page 128, more particularly described as follows: BEGINNING at an iron pin at the comer of a 50 foot right-of way and other lands of George A. Hoover and Eleanor E. Hoover South 59 degrees 52 minutes 41 seconds West a dis- tance of 264.35 feet to an iron pin; thence continuing by said lands North 30 degrees 49 minutes 44 seconds West a distance of 300.00 feet to a concrete monument: thence continuing by other lands of George A. Hoover and Eleanm' E. Hoover North 78 degrees 00 minutes 00 seconds East a distance of 160.00 feet to an iron pin; thence continu- ing along said lands South 77 de- grees 00 minutes 00 seconds East a distance of 126.14 feet to an iron pin: thence along the aforesaid 50 foot private right-of-way South 32 degrees 2 minutes 29 seconds East a distance of 88.94 feet to an iron pin; thence continuing along said 50 foot private right-of-way South 45 degrees 42 minutes 24 seconds East a distance of 77.96 feet to an iron pin, the point and place of BE, GINNING, BEING Lot No. 2 on a subdivi- sion of John R. Kissinger, R.S.. dated March 29. 1990. containing 1.4115 acres, more or less. BEING the same premises which George A. Hoover and Eleanor E, Hoover, husband and wife, by their deed dated 7/19/1990 and re- corded in Cumberland County Deed Book R-34. page 731. granted and conveyed unto Robert R. Boden, II and Lavan H. Boden, husband and wife. THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16,1929 Commonwealth of Pennsylvania, County of Dauphin} ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot- News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever SInce; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared in the 25th day(s) of October and the 1st and 8th day(s) of November 2006. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14" Page 317. PUBLICATION COpy S ALE #24 CUMBERLAND COUNTY SHERIFF'S OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, P A. 17013 REAL ~ MLE G4 WItt" ..11'. ...~[ n.......... ...................CNdIt . .... Va. I..avI:m ........ _....... I._n. . Atty:. ...... rlf)U thin ~8C~ 2 ofiit1',t', a.So. ..... ... ". .' . ~ >>-rder of Ileeds ~ Pian Book 60._ J2I, more pIIIicuIady dewaibaI as follows: IIlJImiug at an iron jQ at the comer <i . .IJ foeUight-of-way andolber lands of GeoiIeA. Hocm:r and FJeaaor R ~ South 59 degrees 52 minules41 secoods Westadislance of264.35 feet to an iron pin; 1heace CODtinuing by said lands North 30dearees 49 minutes 44 seconds West a distance ,of 30fUJI fcettO a CODCrele monllllal; tbeDce ~. by odIcr'laDds of GeorgeA..Hoover aal~ E. ~ North 78 degrees 00 .mimites 00 seconds East a distance of 160.00 feet to an iron pin; thence continuing along said lands South 77 degrees 00 minutes 00 seconds East a distance of 126.14 feet to an iron pin; dlence a10ng the aforesaid 50 foot private right-of~way South 32 degrees 2 minutes 29 seronds East a distance of 88.94 feet to an iron pin; ~. a10ng said 50 foot private riglUf-Way S01ldl 45 depes 42 minutes 24 seconds East a distance of 77.96 feet to an iron pin, the point and place of beginning. Being Lot No. 2 on a s\mdMsion of JoIm R Kissinger. R.S., dated March 29, 1990, containing 104115 acres, more or less. Being the SIDlie','~ whiclI George A. Hoover and Eleanor E. Hoovet, hU$band and wife, by their deed dated 7119/I990. and reconIedin~~~~R- 34, page 731, ~ aIil....-1oIwtt R. Boden, B aM ~ R.... 'huIilIIIl and wife. MEMBERS 1 ST FEDERAL CREDIT UNION PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Vs. NO.: 06-2582 Civil Term LA VON H. BODEN ROBERT R. BODEN, II DEFENDANTS CIVIL ACTION-LAW MORTGAGE FORECLOSURE PRAECIPE TO THE PROTHONOTARY: Please withdraw the judgment in this matter without prejudice, the defendants having brought the underly~ng mortgage loan current under Act of January 30, 1974, P.L. 13, No.6, 41 P.8. Section 101, et. seq. Date: February 27, 2007 1 M. Ledebohm, Esquire upreme Court ill #59012 P.O. Box 173 New Cumberland, P A 17070-0173 (717)938-6929 Attorney for Plaintiff p ~. ~ CJ) \t- \k. . 0 )...) (T t;::;3 ~ - c:;> ~ --' vt -U ~ :1.-n -c r'f1 ~ co pif': ~ t <r fV -0 (rl -h c:? a:; s~ '2\ C.) ~ _)_ -r', :D -0 '~:~5 :;:. .e:- ft'\ -r 'i! 9 c:> ~ c::f)