HomeMy WebLinkAbout06-2689
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
No: (!)(,. - ;2fs:,f7
C/~('C~~
vs.
COMPLAINT IN CIVIL ACTION
EDWARD M SCHWALM
Defendant
FILED ON BEHALF OF
plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
S~mes C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 2718
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
04914786 C A Pit WAJ
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL D:tVISION
CAPITAL ONE BANK
Plaintiff
vs.
Civil Action No
EDWARD M SCHWALM
Defendant
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment)lJay be entered against you by the
court without further notice for--a.nyCinoney claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
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COMPLAINT
1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 6851
JERICHO TURNPIKE #190 SYOSSET , NY 11791 ,
2. Defendant is adult individual(s) residing at the address listed
below:
EDWARD M SCHWALM
2245 CANTERBURY DR
MECHANICSBURG, PA 17055
3. Defendant applied for and received a credit card bearing the
account number 5291071477063836 .
4. Defendant made use of said credit card and has a current balance
due of $5213.84 , as of May 01, 2006 .
5. Defendant is in default by failing to make monthly payments when
,
due. As such, the entire balance is immediately due and payable to
Plaintiff,
6. Plaintiff is entitled to the addition of interest at the rate of
25.900% per annum on the unpaid balance from May 01, 2006 . A copy of
Plaintiff's STATEMENT OF ACCO UNT is attached hereto, marked as
Exhibit "1" and made a part hereof.
7. Although repeatedly requested to do so by Plaintiff, Defendant has
willfully failed and/or refused to pay the balance due to Plaintiff.
Wherefore, the Plaintiff prays for judgment in its favor and
against Defendant , EDWARD M SCHWALM , INDIVIDUALLY , in the amount of
$5213.84 with continuing interest thereon at the rate of 25.900% per
annum from May 01, 2006 plus costs.
L.P.A.
2718
This law firm is a debt collector attempting to collect this debt for
our client and any ,information obtained will be used for that purpose,
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Your account is delinquent.
We want to help!
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CapHalane'
Account SIJD\IIl8ty
PreviousBlIiJnCe
PayrnelltS, Credits and Adju<<menl$
Tr&nl!&ttion8
FinanceChaJges
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Minimum Amount Due
Payment Due Date
$2,794.68
'.00
$58.00
$62.76
$2,91S.44
$2,915.<<
May15,200J
TotACreditLine
ToUlAv.illbleCredit
CreditI.i.nefor Cuh
Available Crtdit for Cash
$2,100
'.00
$1,100
'.00
Atyoursemcc
Toc.uCurtometRdatiomortoftPOlt.loot....otolm<:ard:
1-800-608-5227
Forft<Jeon!.inelCOOlllltoernceaad'pecW<WtOmeroffcn,!oa:onto:
'IMW.a.pi~"""",
Smdpaym<lluto:
Attn.:RcmittJ.neePn><>enin,
Co.piWODe~
P.Q.ll<>>:lS147
Rlc:hrnond,VA 23J16
SeudiDquizieoto:
Capital 0... s.m.
P.O.B(\X850lS
Ri<:h1ll()Dd,VA232t$-S015
Important Account lnfomuuion
For service in Spanish, pi_cali (800) 929-8137. Pan
SO'VicioenEspa6oJ.porfavorrMrque s()(}'-929-8137.
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--I To protect your credit with us, you need
to make a payment.
--7 We can help-but only if you call us.
-) When you call, you can make a ftee
check-by.phone payment
ti'1\ lil~
Return your account to good standing,
It's up to you to take the first step.
Callusl
1-800-479-7231
014-1102
MASTERCARD ACCOUNT
5191-C714-7706-3836
MAR 16 - APR 15, 2003
Pagelofl
Pa)'tnCD.ts, Credits and Adjustmenu
Tran8BCtions
1 17 MAR OVERLIMIT FEE
2 15 APR PAST DUE FEE
$29.00
29.00
You wereuee8lled a puc due feeof$29.00 0004/15/2003 becau8eyour minimum pllYDlem:wu not
received bytbe due date of 04115/2003. To avoid this fee in the future. we:recommend thatyolJ.
allow atleuc 7 businees dayI fro- yoill' payment to reach Cllpit21 One.
EXHIBIT
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F'man<c CIwga
Pi_#su,~s#sUkftrjmporl,.ntj"ji;nuli#J
":::' ~ ~~
PURCHASES
CASH
---...
IIJ1hJ~
""'".
S11.68
"'-SO
,-"
.'10%0
.010%0
".""
".""
ANNUAL PERCENTAGE RATE oppU.d th;, period
15.~
CapIIaIOne"
T PLF.ASE RETURN PORTION BELOWWlTH PAYMENT. .,.
0000000 0 5291071477063836 15 2915440070002915441
Pi<_Jf'irrl....;/;"rdtlrus_il...c---u~NJuv,...;,.r.Iw...M..d;"i.
N""",,-
Minimum AmOUnt Due
Payment Out: Da~
Totalendoted
.AccouatNumber.
U,91S.44
Sl.915.44
May lS, 2003
I
S29H71....7706-3836
"1
Capital One Bank
P.O. Box 85147 1II11l1ll1l11llut.I.1
Richmond, VA 23276
111(.1"111111,1111I1111..1111111...1111.11,,.11,1111,,1111..1
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#9010687756313089# MAIL ID NUMB~R
EDWARD M SCHWALM
2245 CANTERBURY DR
MECHANICSBURG PA 17055-5772
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PkilUwnte YJ'" _nt nrmWrtnl )'fJJd&h<<I.f)r PWIlryf)rikr rAilMftlYIIiJe t~ Cilpitlli Oru &ml.lI1Uimail in t/,#(1IdQJ#(f enwlope.
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ItI 2002 Capital One Services, Inc. Capital One is a federally registered service mark. All rights reserved.
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ImporCllht Hodoe: Your payment will be credited to your &ccount as of the date we receive it, provided you send the bottom portion of this
statament and your check in the enclosed remittance envelope, and your payment is received in our procnsing center by 3 p.m. Peyments
addressed to our Virginia or Georgia procelll8ing center must be received on a businell dllY by 3:00 p.m. ET. Paymentsllddressed to our
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days afe Monday through Saturday, excluding hOlidays. Please do not use staples, paper clips, etc. whan praparing your payment.
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VERIFICATION
The undersigned does hereby verifY subject to the penalties of 18 P A, C.S. 4904 relating
to unsworn falsifications to authorities, that he/she is ~ A r It K..{ 1. b i ()
(NAME)
DM BfM L plaintiff herein, that
(COMPANY)
ffiQ;rA-
, (TITLE)
of
Cap;iul
he/she is duly authorized to make this verification, and that the facts set forth in the foregoing Complaint
"" "'" "'" oorrooI to "" "'" ofhWhttkoowl_ ..""to"z bdi'~~
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
No. 06-2689 CIVIL TERM
vs.
PRAECIPE TO REINSTATE COMPLAINT
EDWARD M SCHWALM
Defendant
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
BENJAMIN R. BIBLER
P A J.D. #93598
WELTMAN, WEINBERG & REIS, CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, P A 15219
(412) 434-7955
WWR#04914786
..1
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IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
vs.
Civil Action No. 06-2689 CIVIL TERM
EDW ARD M SCHWALM
Defendant
PRAECIPE TO REINST ATE COMPLAINT
Kindly reinstate the Complaint in the above captioned matter.
WELTMAN, WEINBERG & REIS CO., L.P.A.
AMIN R. BIBL R
ALD. #93598
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, P A 15219
(412) 434-7955
WWR #04914786
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SHERIFF'S RETURN - NOT FOUND
.
CASE NO: 2006-02689 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CAPITAL ONE BANK
VS
SCHWALM EDWARD M
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
SCHWALM EDWARD M
but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT & NOTICE
, NOT FOUND , as to
the within named DEFENDANT
, SCHWALM EDWARD M
2245 CANTERBURY DRIVE
MECHANICSBURG, PA 17055
PER CURRENT OWNER, DEFENDANT MOVED OUT A YEAR AGO.
Sheriff's Costs:
Docketing
Service
Not Found
Surcharge
18.00
9.68
5.00
10.00
.00
42.68
s~~
R. Thomas Kline
Sheriff of Cumberland County
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Sworn and subscribed to before me
WELTMAN WEINBERG REIS
05/15/2006
this
day of
A.D.
Prothonotary
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
vs.
No. 06-2689 CIVIL TERM
PRAECIPE FOR DEFAULT JUDGMENT
Plaintiff
EDWARD M SCHWALM
Defendant
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
William T. Molczan
PA 1.0. #47437
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#04914786
Judgment Amount $ 5, 809. 54
THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
vs.
Civil Action No. 06-2689 CIVIL TERM
EDWARD M SCHWALM
Defendant
PRAECIPE FOR DEFAULT JUDGMENT
TO THE PROTHONOTARY:
Kindly enter Judgment against the Defendant, EDWARD M SCHWALM above named, in the
default of an Answer, in the amount of $5, 809. 54 computed as follows:
Amount claimed in Complaint
$5,213.84
Interest from MAY 1,2006 to NOVEMBER 7,2006
at the contract interest rate of 25.9% per annum
$595. 70
TOTAL
$5, 809. 54
I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance
with PA R.C.P. 237.1 on the dates indicated on the Notices.
WELTMAN, WEINBERG & REIS CO., L.P.A.
By: bv{
William T. Molczan
PA I.D, #47437
WELTMAN, WEINBERG & REIS CO., L.PA
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#04914786
Plaintiff's address is:
c/o Weltman, Weinberg & Reis Co., L.PA, 2718 Koppers Building, 436 th Avenue, Pittsburgh, PA 15219
And that the last known address of the Defendant is: 117 KIM ACRES DR MECHANICSBURG,PA 17055
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
vs.
Civil Action No. 06-2689 CIVIL TERM
EDWARD M SCHWALM
Defendant
NOTICE OF JUDGMENT OR ORDER
TO: () Plaintiff
(xx) Defendant
( ) Garnishee
You are hereby notified that the following
Order or Judgment was entereq against
you on .~)Ol \ I (. I .;l,(:)Ob
(xx) Assumpsit Judgment in the amount
of $5, 809. 54plus costs.
Trespass Judgment in the amount
of $ plus costs.
() If not satisfied within sixty (60)
days, your motor vehicle operator's license and/or registration will be
suspended by the Department of Transportation, Bureau of Traffic Safety,
Harrisburg, PA.
(xx)
Entry of Judgment of
() Court Order
() Non-Pros
() Confession
(xx) Default
() Verdict
() Arbitration
Award
EDWARD M SCHWALM
117 KIM ACRES DR
MECHANICSBURG,PA 17055
pr~~~ ~
By- 1M
PR HON~ ~lJTT)
Plaintiffs address is:
c/o Weltman, Weinberg & Reis Co" L.P.A., 2718 Koppers Building, 436 7'h Avenue, Pittsburgh, PA 15219
1-888-434-0085
IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Case no: 06-2689 CIVIL TERM
Plaintiff
vs.
NON-MILITARY AFFIDAVIT
EDWARD M SCHWALM
Defendant
The undersigned, who first being duly sworn, according to law, deposes and states as follows:
That he/she is the duly authorized agent of the Plaintiff in the
within matter.
Affiant further states that the within Affidavit is made pursuant to and in accordance with the
Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. ~ 521.
Affiant further states that based upon investigation it is the affiant's belief that the Defendant,
EDWARD M SCHWALM is not in the military service.
Affiant further states that this belief is supported by the attached certificate from the Defense
Manpower Data Center (DMDC), which states that the Defendant, EDWARD M SCHWALM is not in the
military service.
Further Affiant sayeth naught. ,. / I,... ~
tJ~
AFFIANT
SWORN T<?/.AN SUBSCRIBED in my presence this L day
of l/!iJvt-'l . ~(.,.
- ~H 8VLVANIA
NCltarIII8eeI .
Wft/R8 A. Jonee. Notary POOIIC
ClyOf~. AIleghenyColRY
My Conllllssion Elfpirss June29.2010
Member, Pennsylvania Association of Not8rIeI
This law firm is a debt collector attempting to collect this debt for our client and any information obtained
will be used for that purpose.
Request for Military Status
Page 1 of2
Department of Defense Manpower Data Center
..
Military Status Report
. Pursuant to the Servicemembers Civil Relief Act
NOV-07-2006 11 :40:33
-< Last Name First/Middle Begin Date I Active Duty Status I Service/Agency
SCHW ALM EDWARDM Based on the information you have furnished, the DMDC does not
possess any information indicating that the individual is currently on
active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based
on the information that you provided, the above is the current status of the individual as to all branches
of the Military.
~Y4. ~-~
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that
maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the
official source of data on eligibility for military medical care and other eligibility systems.
The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act
[50 USCS Appx. #167;#167; 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of
1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the
individual is currently on active duty" responses, and has experienced a small error rate. In the event the
individual referenced above, or any family member, friend, or representative asserts in any manner that
the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly
encouraged to obtain further verification of the person's active duty status by contacting that person's
Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on
active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA
may be invoked against you.
If you obtain further information about the person ( e.g., an SSN, improved accuracy ofDOB, a middle
name), you can submit your request again at this Web site and we will provide a new certificate for that
query .
This response reflects current active duty status only. For historical information, please contact the
Military Service SCRA points-of-contact.
See: l1tlp:/ /www. defeIlli~jnk.milLfllilLpjsLPC09SLD R.html
WARNING: This certificate was provided based on a name and Social Security number (SSN) provided
https:/ /www.dmde.osd.miI/ sera! owa! sera. pre_Select
11/7/2006
Request for Military Status
Page 20f2
by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided.
"Report ID:XLJCHSTBHQ
https://www.dmdc.osd.mil/scralowalscra.prc_Select
11/7/2006
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
Case # U0 - .?(-/,~:(1 Ct'v/( l~rw'l
EDWARD M SCHWALM
Defendant(s)
IMPORTANT NOTICE
TO: EDWARD M SCHWALM
117 KIM ACRES DR
MECHANICSBURG,PA 17055 !
/J/2/7~iJ
I r
Date of Notice:
WWR#: 04914786
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU.
UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR
TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
~~7
'j //1........ ___
. V-- ~-~'---
BY:
JAMES W ESQUIRE
PA 1.D. #42524
WELT I WEINBERG & REIS CO., L.P.A.
2718 OPPERS BLDG, 436 7TH AVE.
PITT BURGH, PA 15219
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SHERIFF'S RETURN - REGULAR
CASE NO: 2006-02689 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CAPITAL ONE BANK
VS
SCHWALM EDWARD M
WILLIAM CLINE
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
SCHWALM EDWARD M
the
DEFENDANT
, at 1905:00 HOURS, on the 25th day of September, 2006
at 117 KIM ACRES DRIVE
MECHANICSBURG, PA 17055
by handing to
EDWARD SCHWALM
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Postage
Surcharge
So Answers:
Sworn and Subscibed to
18.00
8.80
.39
10.00
.00
37.19~ 09/27/2006
CJ.- /o/'-IloG. WELTMAN WEINBERG REIS
4<://
- eputy Sheriff
-~~~
R. Thomas Kline
By:
before me this
day
of
A.D.