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Home My WebLink About06-2740 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff No: 01.0 -d-.7lfO Clute J8L~ vs. COMPLAINT IN CIVIL ACTION MARK E STIMELING Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 04914918 C A Pit SGM IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No MARK E STIMELING Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff,CAPITAL ONE BANK is a corporation with offices at 6851 JERICHO TURNPIKE #190 SYOSSET , NY 11791 . 2. Defendant is adult individual(s) residing at the address listed below: MARK E STIMELING 6 RED FOX LN MECHANICS BURG , PA 17050 3. Defendant applied for and received a credit card bearing the account number 5291152038576258 . 4. Defendant made ,use of said credit card and has a current balance due of $1944.19 , as of May 04, 2006 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 21.150% per annum on the unpaid balance from May 04, 2006 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , MARK E STIMELING , INDIVIDUALLY , in the amount of $1944.19 with continuing interest thereon at the rate of 21.150% per annum from May 04, 2006 plus costs. Warmbrod , WEINBERG & REIS CO., L.P.A. eventh Avenue, Suite 2718 P t sburgh, PA 15219 4 2) 434-7955 : 412-338-7130 4914918 C A pit SGM This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. . L ~ ~q \'-\ q \ ~ Capital Ones Values You As A Customer! If you are unable to pay the amount due at this time, we strongly urge you to call us immediately at 1-800-955-6600, We are willing to work with you to help you out of your current financlal situation and resolve the delinquency of your account Don't further damage your credit. Your account will soon be reviewed to be charged-off as bad debt If your account Is charged-off, you will still be responsible for the debt but it will be listed on your credit report and could prevent you from receiving credit cards. loans and even affect future employment and housing opportunities, C2001 Capital OIlllServices, Inc. Capltal One Is a federally reoistered servic1lmark. All rights reserved . CapltalOne' Account Summary PreviolUBal.nce Payment&, Credits and Adjustments Transactions nnanceCharges NewBa1ance Minimum Amount Due Payment Due Da~ $1,103.33 '.00 $64.00 $19.86 $1,187.19 $1,187.19 November 19,2002 Total Credit Litle Total AYllilable Credit Credit Line for Cash Avai1ab!e Credit for Cash 1500 '.00 1500 '.00 At your semce TocoD.Cu.toma-RdItion'otton:portaIootMotoloncud: 1-800-903-3637 Fotttuonlinoaccount~",c1tpoci1lC>lt1.<>m...oH...logont<>: --...a.pwon...com SerlopaymoeatJto: Attn:RemittaaceProcaaina: Clpil1l1o....s.rn... P.Q,B""SS147 RiohmOll.d,VA2327f; SeIlol.~to: <AptalOnes.rnc. P.O. BozSSOlS RichmOll.d,VA232;8S-S015 Important Account Infunnation P1eQe provide your e-mUl addle. on the remittance slip attaebed below and return with)'QUl' payment. We are ool1eaingthis information to update our recoJ:ds. We maY\llle this e-mail addressto provide you with account information or offers you might find beneficia1. 42854M GOLD MASTERCARD ACCOUNT 5291-1520-3857-6258 '" 0\4-0400 SEP 20 - OCT 19, 2002 ?;ge1of1 Payments, Credits andAdjustments Transactions 1 20SEP 2 190CT 3 190CT OVERLIMIT FEE CAPITAL ONE MONTHLY MEMBER FEE PAST DUE FEE $29.00 6.00 29.00 EXHIBIT ((j" Finance Charges PURCHASES CASH .....- .pfI;,J~ 11,142.09 ... Plus,_~,siMfori"'JH1rl.,.ti~ ":::' c-J;;"" ~~ .OS79S.P .OS79S.P 21.m. 21.m. 21.15'" ANNUAL PERCENTAGE RATE applied this period T PLEASE REnrRN PORTION BELOW WITH PAYMENT. ~ CapIfaIOne" 0000000 0 5291152038576258 19 1187190035001187193 PI._,mu....;J;..,;__.,u;.MUil~hl_...;..,;Hw...iI..i ..... N_ "'- Minimum Amount Due Payment Due Date Totalend0ged $1,187.19 $1,187.19 November 19, 2002 ., Capital one Bank P.O. Box 85147 Richmond, VA 23276 1"1,11.11,..1.11.,,1.111111'1,11,..1111.1111111'1,1111111,,,I S19.86 ... ,.~ ""'. o. ,- w Hom.Pbo.. Altcrn...Pbone . Emo.iJ.Add..... ~ !IIIIi ~ - ~ - #9029308653834239# MAIL ID NUMBER MARK E STIMELING 6 RED FOX LN MECHANICSBURG PA 17050-1627 1",111111111111,111.11",".11.11111111111'111111,,11,..1.1.1 - Pl,llJ, ","t, 5291-152O-J857-62581m ywuile&!: (Jt' -., (Jt'aer ....MP"Y""J,to C6pit.J ~.8.<m,t.mf "",iJ ill the mdlJJeJi~. r .. . - - - !!!!I!!! - - - = !!!!I!!! - - !!!!I!!! !!!!I!!! - - - !!!!I!!! - - - -== - - === - - === !!!!I!!! - - !!!!!!!!! !!!!I!!! - - !l!lI!l! - - 8 5 o I ~ ; !J5 ~ 1. How To AwId A n.-~, ~riodlc lite. To abtoin the .......ee dI~V bail........ for u- to. lJr_ "-IDol. You will hive. minl........lll8llll pefIodof bHIing periodco....1MI bylHl ~R8ment, _take,"'" 26 dlIva without flnence ctIIf1Ill on new purchtl_, new beQlmI"Il bNnce of Nch....-n ..ch diy, ..:leI <<r1 new ~.nce tf_fe.., new ~.1== end IIBW <>the. t.....<:iIoIw 10 each :r:'" and -.billet "i.rr' :=~...s:W~~Noll~:"~'~belOW' :'=::~~~.nce~;,..:.tt;.'f::'! _.Ieo .ndlntlmefo,lttobec:ndltdbyyournext_ -..bIroctanyoq>Mdt\nallcechllrgelncludlldlnthebal.nce c:I01hlgdete,TherlliI.....,cepedodoncuh.d'vlIncu ofeach~.}Thhogl_...thedllybelanceofNch ~nd..,~r:=Ii.~e.peu::..i1~~::.pe<lod =foru..;~dd~~"::=~uch b............ IUl'lber of dlIya In the bllI"Il P"riod. ThllaI_...the b. ~o~ ='.~.=::::;"': 1) 3. ....::.'1:=-:::.f~ ..,ent. from1hedeteof1heI...-..ctlonor2) from the detethe .. TheIeITll'Annuol I'1Ireer\UIgt Rate. ""'V......... trlnuc:tlonll proceIIIIdto.,.,...AccOUf"ll 0.3) from the "APA"onthefronlofthhl_enI. ~~caI=:'~;'.~==':'''''~the ~"Y. b. ~~:,PS~~~~~~~=;'~'::=.off blIlillGpedodmU,finlIncecMIQMCOI'lIinuBloleerueto lIU_enInoxttothlpedoclcm~.theporiodlc tl: ~ belanee I.nllI the IqlIld bail.nee I, plIId In "'I. "fin and co~ ANNJAL PERCENTAGE RATES VfJ'J'==ri"::l.JMl~-~Ir:~IICmev:;jf :-It:~=-. .~~-:-1:.orW~~bII- .,.,..._..._bythenellCllI.ternemcl....dlle,bullld .ItHnwI, pl...them.fVlnp.........yll~toyou. I'KIldD..lor""'prevl_lIIondl.Ul'lpIidt...nceehlrgel ~';::=:.r:,;:"":-.,:,=~':=~ tc.==~~~::'_OIYOU.!..~. I the III'III'lIJ "-rIIJu1 ncIOc1obe1 m.q.. I ...... c. It the:' D ,;':["F!1-mo. U~R1 Or 0 C3:"'0. =R=~'=E~'.=U':.'9f~~ L1BOflAlprlced llI'IthIyl It ehI,..Jtl IroInthe .....lcIt1onof _enl_::thepeZ':.';'I~ffont....ofr,w_ ~~~IIT_then'lO.60, _~..m,.",J::r .IIID1nl fllllll the to.60",..... .nd the IIf1e...... 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A..._ dlarge i. ceIa.II.lM 6y mlltipl~ the dilly Your _... be.__ no mo.. then 1_ 01"'" '- belanoIOINChllll'ftl'llotyour_I..Il..CII" 1IIl1ICI.....thetoec:urcUlnU..",~perIod.Undllrthe advroce. purdla.., 1JIICl.ll.-fer, end IPICi.aI p<m:hoH' 111m. of your u.tomer eur-n...., _ _.....1he dlJln to :,v.~...iV'd:r..::d"'lO~ ::::\::.. ~y':k.a r.:wai~~::::" ~~ =,r:;':.::~...:;~ IIlIblllingpeliad,_-..ytheda.yperiodc"lIlorucfi 11.1I1el1lml. =:::~~7:":.tI~I~~~=tf,,::d.t ~ 6. .=:'::--~~'::'=~::... 30 ~4:.::.c."":.=\===-''C,.''::.r:the =d=:-~ ~:.:=~-,::=~~ r-*a,"""NChHll"'l'llto.",...ItI"'lOI.lperloclc l'youcancel'fOll"_.Ourlroulhlllparlod,YOUnlllY ~~,::r:;....~o~.t'':It:::z: =::":p':.VTor:::ryou~~~o=the ~-::::ri~~=":~rga-:':J'.':j':'~=-_ =':.,:byrC!~;:-~u~~~~mlM day'. balllrlCllof the1 Hll"'IfIl. W.thIn ..m,.",.,y m...~ IMI Pf\OrlO the end 01 the ttiny-cIoy pellod. p1ymentl1 or cfllllU poMed ., 01 ttIIl cloy thaI.... allOCllad 6." Yeu ClaM Y_ A-. Yau cen ..... to doN toltwtHll"*'LThIe"......theHPfrat......yballlrlCl r::.-byCllllnueu,Cullomlflleletl_ :::W-:I==:"'~....':=~v:'~~:- ICCOIIlIrIlMnIece.:.IIUa:~~=-";jz~lalblll-:", ~:'=CIlo:::.~:':':;:~:'=~I- ;=Z~,~=;"::'~do~r=r =;:~-;;::;..~=o~:=.~. =::lt~~~~"::,:,:ncl:ct blII.ncntogether.ndll\.;llngthe....bytherunblrol lnllIYOUply.I_.you_..IncIulIng:.ny IIlIcIoVl' In the current bIlllngcyde. To c:elaMte your totII lranuctl_ you.......MIlhotb:ocl, finance ehlrv-, put IinInc:e dlIrga, ~'WMagll dally bal..... bVnlhl dua...., DWl~1mh laM, JItumId l'I'I""enI laM. cnh =r~~~on~~~':.=''"m::~ =.~:;:',~~"f:=-~~r ~Vll.llrlCI~~.tlon'ndthe.......oI ::"::-~r::'~~!~~to b. If1ha cocIlI;r:,r Nappea..ontheffont oflhl. _"'1r'M your ,..-10 doN the .ecount. ThI.",.y,-* In =1O.~',::=~,:TO'._blli1lply~ ehlrvn',=,rtnuon~be-=:'ft.l"'hew 01 42854M your.Ccounl ill1 ha.lructv bien dOlld. For example, ilyou'UIho~zed.purcheHIroIn'rnerchanl.nd_ rec:eI....1helrel'rlaCtlonkon1the....rchanll'hlryour .ccount....blencloMd,your.CICOII'l(wI.bereopened, ttw_ OI~"':::3b"'" bI.ddldl0 your-=um, .nd you wi. be b1elofplymenl.lllhlflll. .........reNpleeloryourlCCOUnl,the'""'~ncomlnllll :,.==-~o~=..ent~~~~~~ 1. ~:~--=-J:'i.::':.t:~MOtbe l_ctIonI. BIWNO RIOHTS SUMMARY [In C:na 01 Enore Or OuntIor8Aboul: YOUf B1111 llyou1lllnkVllU'~I.wronu.orlfyoul'llllllmo.. lnIonnatlon on. 1I....m.. or bin, WlIM tll.. on. HpIrall __ n -... ~e '1 the .dd_lo, lnqul....lIhownonthe!tonlofthhl~wn.....We_ l'lurlllllll you no la1er1hln 6OcIo,..fter__youlhl :''::~~:~:~~''=''ll~ ~:: ~:-"v:rn:n:=,~glr:..:t.1hIfuI= 'meum.of""'-...pecIed.m>r,'~ofthe.rw, :~e:'~,:=~.,"::.m~=~oll. thell...you..........abou!.YoudDnel......lOply....y .meum. ~on willie _... lnYIItIonno It, buI you ...MlII~to~ytheplrtlolvoUrbllflhet..._ ~~~~o:;e~~Col~ctl:'" .mOllrllyouquutlon. t,tSpecialRul.ForC....lCa<d~ II you"''''' probl... with the If,lIlhy 01 pl1lplrly or "M"",the1youpurchallllClwl1h.cralIt~<dendyou ......lrilldlnll"ll'l"""'loconectthepn>blemwl1h1hl ==-di.l::,':.'P"'''''':Of~,:,:.or..:r:.:....~ng proleCllol1 only when ':"purchaH P~CI wae __ than .60.00.ncIthe pun:ha.._.....ln your home 1111. 0' within l00mllnolyourlll-'linll.ddnrea. CII_ownOf opellltelhlmercharw, orlt_ mded you the ::'::':::'" re:rdI~T~:':=onallOr~-:'.1 PlN......embe'lo alllfl"l GO..w.,-....._. tDo..notepplrlO__fIOfH:~CMfI_. tlJoe._eppIylOlNm/nu$_-Clfld/tcenl.c..,....r.t Clp!tIIOnIIUppOrt.Inlo<ml1fonpllVlcyplOleCtion:_...., w8balIel1_.CIII/lalore.COIII. CapltIl 0nI1a. federally reallI1lf1ld..Mce 1TlIlrt. 01 Capll.1 OneAnenclalCorpo'IIIon.I\lI~_rved..2003 "",",,", OllOlBAlt Importlint Notioe: YOUr payment will be craditad to your I!ICcount as of tha date we receive it, provided you llend 1he bottom portion of this 91atemen1 and your check in the enclosed remittance envelope, and your payment is received in our processing center by 3 p.m. Paymen1s addresHd to our Virginia or Georgia procfllsing canter must be received on a business day by 3:00 p.m. ET _ Payments addressed to our Weshington processing center must be received on a business day by 3:00 p.m. PT. P1ealle allow at least five (51 business dayt for postal deHvery. Payments received by us a1 any 01her location or in another form may not be credited tha same day we receive them. Our business days are Monday through Saturdsy, excluding holidays. Please do n01 us. s1aples, paper clips, atc. when preparing your peyment. VERIFICATION The undersigned does hereby verify subject to the penalties of 18 P A. C.S. 4904 relating to unsworn falsifications to authorities, that he/she is ~ {f r It l{ -t. b i () . (NAME) of CtP/{-" ( OM- f3,.r. k , plaintiff herein, that (COMPANY) ~Q~ \ (TITLE) he/she is duly authorized to make this verification, and that the facts set forth in the foregoing Complaint are true and correct to the best of hislher knowledge, information and belief. ~ /~~ t7 (SIGNATURE) ~ WWR# 0'-1 ~ I <.f cr I '6 ~ ~ U( ,..., ~ <= D 1- 0 """ ~f;l <0 c "'" \t- ~ :;!: of:_._ l\',V, :l"'. :g~ 8 .... - ':'--) ~ 9...J N "::::'..:f. "-c.--rl - V( ';.(:, "0 00 V s:::: :z "'('r;;> ~ tv ~~.t> (5 '-P. -'-\ Crt r:- -.,. ';.". <;:;; (..n ~ ~ "- ~:, ~ -"- -! ~ ~ '7'--. ~ .. , . IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL VANIA CIVIL DIVISION CAPIY AL ONE BANK Plaintiff vs. Civil Action No. : 06-2740 CIVIL TERM MARK E STIMELING Defendant PRAECIPE FOR JUDGMENT BY CONSENT TO THE PROTHONOTARY: ',- , Kindly enter Judgment against Defendant, MARK E STIMELING , in the amount of $1 ,944,19 plus costs, based upon the consent of the parties. CONSENTED TO: WELTMAN, WEINBERG & REIS CO" L.P,A" MARK E STIMELING , .By:4'~2; Defendant WWR#04914918 >,i'i'" " . 4, All payments are to be made payable to the order of" CAPITAL ONE BANK" 5, All payments due under this agreement are to be received at the offices of Weltman, Weinberg & Reis, Co" L.P,A" 2718 Koppers Building, 436 Seventh Avenue, Pittsburgh, PA 15219, 6, In the event of default, each payment received shall be first attributed to costs, interest and then to principal. 7. Time is oflhe essence of this agreement and should the Defendant fail to have in the hands of Plaintiff or Plaintiff's counsel any payment in full within five (5) calendar days of the stated due date, then Plaintiff shall be immediately free to issue Execution as well as pursue all other remedies, in law or in equity, to collect the full balance ofthe Judgment entered hereunder plus appropriate additional Interest and costs. 8. No act or omission of the Plaintiff, nor of anyone alleged to be acting on its behalf, shall constitute a waiver, estoppel, or any other excuse for non-performance of any duty undertaken by the Defendant in this Stipulation which the parties agree is final and complete, 9, Intending to be legally bound, the parties set their hands and seals this Lday Of~, 20 Ot::. WELTMAN, WEINBERG & REIS CO., L.P,A. By: WILL T. MO "C PA!.D, #47437 WE.pMAN, WEINBERG & RBIS CO" L.P.A, 2718 Koppers Building 436 Seventh Avenue Pittsburgh, P A 15219 (412) 434-7955 WWR No. 04914918 Bv.:?{~TIMELmG , , IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs, Civil Action No, : 06-2740 CIVIL TERM MARK E STIMELING Defendant STIPULATION OF THE PARTIES FOR PAYMENT AND FOR THE ENTRY OF JUDGMENT BY CONSENT TO THE PROTHONOTARY: Kindly enter Judgnient in favor of Plaintiff and agai~st the Defendant, MARK E STlMELING , above-named, in the amount of$1 ,944.19 pursuant to the Stipulation of the Parties for Payment and for the Entry of Judgment by Consent, as follows: 1. Defendant admits indebtedness to Plaintiff in the amount of$I,944,19 with continuing interest thereon at a rate of 21,15% per annum plus costs from MAY 04, 2006, 2. To secure the repayment of said indebtedness, Defendant agrees that Judgment by Consent will be entered in favor of the Plaintiff and against the Defendant, MARK E STlMELING , in the amount of $1 ,944,19 plus continuing interest thereon at the rate of 21.15% per annum from MAY 04, 2006 and costs, 3. Plaintiff agrees not to execute on its Judgment so long as Defendant causes to be delivered to Plaintiff the following payments in full by 12:00 NOON on the following dates: (a) $65,00 due by JUNE 30, 2006; .', (b) $65,00 due on the 30TH day of each consecutive month thereafter until the Judgment amount plus accrued interest and costs are paid in full. ,'~ " c~~~ 1- ~ ~ ~ ~t ~ ~'t ~ ~ ~ tr Q ~,,~ (:J S:~;~ ~ '-.1 , (~:::;1 f ,__ -:--~~ r- \"11 N -- l"~~' r,,} ..D j,',,", .....::. .'.... . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLV ANlA CIVIL DIVISION CAPITAL ONE BANK ,,) : ,j.,,-.c, Plaintiff vs. Civil Action No, : 06-2740 CIVIL TERM MARK E STlMELING Defendant NOTICE OF JUDGMENT OR ORDER TO: () Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Orde~ or judgment was entered against you 0",- k. ~" 1'J. ;\.OOCc - [ I (xx) Assumpsit Judgment in the amount of $ I ,944.19 plus costs. () Trespass Judgment in the amount of $ plus costs, () Ifnot satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, P A, (xx) Entry of Judgment of () Court Order () Non-Pros () Confession () Default () Verdict .( I' .)', I Arbitration () Award (XX) By Consent Prothonotary MARK E STlMELING 6 RED FOX LN MECHANICSBURG,PA 17050 , . ~~ ,., , 4 SHERIFF'S RETURN - REGULAR CASE NO: 2006-02740 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS STIMELING MARK E MICHAEL BARRICK , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon STIMELING MARK E the DEFENDANT , at 1331:00 HOURS, on the 17th day of May , 2006 at 6 RED FOX LANE MECHANICSBURG, PA 17050 by handing to TAMMY STIMELING, WIFE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge ~ 5'/:<6/0(., 18.00 9.68 .00 10.00 .00 37.68 So An;;~~ R. Thomas Kline 05/18/2006 WELTMAN WEINBERG Sworn and Subscribed to before By: /) me this day of A.D. Prothonotary