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HomeMy WebLinkAbout05-17-06 REV -1500 EX + (6-00) REV-1500 INHERITANCE TAX RETURN RESIDENT DECEDENT Peffer, Joyce D. 1:81 1 Original Return -0 2. Supplemental Return o 4 Limited Estate 0 4a. Future Interest Compromise (date of death after 12-12-82) 1:81 6. Decedent Died Testate (Attach copy 0 7 Decedent Maintained a Living Trust (Attach of Will) copy of Trust) o 9. Litigation Proceeds Received 0 10. Spousal Poverty Credit (date of death between '.______ ____ 12-31-91 and 1-1-95) .___ LTHIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: NAME'--~------- . --------- .. . -----!COMPLETE MAILING A[iDRESS---- .. "'- Stephen L. Bloom COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE DEPT. 280601 HARRISBURG, PA 17128-0601 ... z w o w U w o DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL) Peffer, John L. : DATE OF DEATH (MM-DD-YEAR) _____ . u DATE OF BIRTH (MM-DD-YEAR) 08/1 7/2005 04/06/1931 (IF APPLICABLE) SURVIVING SPOUSE'S NAME ( LAST, FIRST AND MIDDLE INITIAL) w ... ::.:::~(I) U"'X; w"-U :I:OO u",..J ,,-Cll "- <( .... r/lz Ww "'0 "'z 00 u"- FIRM NAME (It applicable) Stephen L. Bloom, Esquire TELEPHONE NUMBER 717/249-77 1 7 1. Real Estate (Schedule A) 2. Stocks and Bonds (Schedule B) 3. Closely Held Corporation, Partnership or Sole-Proprietorship 4. Mortgages & Notes Receivable (Schedule D) 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) 6. Jointly Owned Property (Schedule F) o Separate Billing Requested 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G or L) 8. Total Gross Assets (total Lines 1-7) 9. Funeral Expenses & Administrative Costs (Schedule H) 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) 11. Total Deductions (total Lines 9 & 10) 12. Net Value of Estate (Line 8 minus Line 11) 21 05 COUNTY CODE YEAR SOCIAL SECURITY NUMBER 00815 NUMBER 172-26-9755 THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS SOCIAL SECURITY NUMBER 186-24-7750 o 3. Remainder Return (date of death prior to 12-13-82) 1:81 o 5. Federal Estate Tax Return Required 8. Total Number of Safe Deposit Boxes o 11. Election to tax under Sec. 9113(A) (Attach Sch 0) 2100 Longs Gap Road Carlisle, PA 17013 (1) 1,577 ,671.22 (2) None (3) None (4) None (5) None (6) None (7) 7,153.00 (8) 1,584,824.22 (9) 33,646.44 (10) 115,565.33 SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES (11) 149,211.77 (12) 1,435,612.45 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) 14. Net Value Subject to Tax (Line 12 minus Line 13) 15. Amount of Line 14 taxable at the spousal tax rate. 7,153.00 x .00 (15) or transfers under Sec. 9116(a)(1.2) z x .045 (16) 0 16. Amount of Line 14 taxable at lineal rate ;:: <( ... ::> (17) "- 17.Amount of Line 14 taxable at sibling rate x .12 :;: 0 u >< 18. Amount of Line 14 taxable at collateral rate .15 (18) <( x ... 19. Tax Due (19) (13) 1,428,459.45 (14) 7,153.00 0.00 20. 0 CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. 0.00 >> BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND RECHECK MATH << Copyright 2000 form software only The Lackner Group, Inc. Form REV-1500 EX (Rev. 6-00) flJ Decedent's Complete Address: STREET ADDRESS 150 Wolfs Bridge Road CITY Carlisle STATE PA ZIP 17013 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount (1 ) 0.00 Total Credits (A + B + C) (2) 0.00 3. Interest/Penalty if applicable D. Interest E. Penalty B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (3) 0.00 (4) (5) 0.00 (5A) (5B) 0.00 Total Interest/Penalty (D + E) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOllOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: a. retain the use or income of the property transferred;............... ............................................... .................. b. retain the right to designate who shall use the property transferred or its income; c. retain a reversionary interest; or......... ............... ............... d. receive the promise for life of either payments, benefits or care? ..................... 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration?. 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?. 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation?...... .................................... ............................. ......................... Yes No D ~ D ~ B ~ o ~ o ~ ~ 0 IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. DATE 75 Goodyear Road Carlisle, -p A 170] 3 5/1 :jo~ ADDRESS ADDRESS DATE 2] 00 Lon,.gs Gap Road Carlisle, vA 170 I 3 S)i7/C(; For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% [72 PS S9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. S9116 (a) (1 1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. S9116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 PS S9116 1.2) [72 PS S9116 (a) (1 )]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. S9116 (a) (13)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. ESTATE OF .~..:. ~ SCHEDULE A REAL ESTATE COMMONWEALTH OF peNNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Peffer, John L. FILE NUMBER 21 - 05 - 00815 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer. an~ a .w!lflng seller, nei~her ~eing comPE!lIed to .buy or sell, both having reasonable knowledge of the relevant facts. Real property which IS JOintly-owned with right of survivorship must be disclosed on schedule F. ITEM NUMBER 1 2 3 4 5 6 7 DESCRIPTION VALUE AT DATE OF DEATH 68,000.00 216 Wolfs Bridge Road, Middlesex Township, Cumberland County, PA (Tax Parcel #21-07-0467-002)- valuation per Appraisal Report attached - Decedent's interest is 50% as a tenant in common by virtue of spousal disclaimer (copy attached) 54.11 acre tract known as 106 and 150 Wolfs Bridge Road, Middlesex Township, Cumberland County, P A (Tax Parcel #21-07-0467-004) - valuation partially per Appraisal Report attached (prorated based on acreage not subject to Agreement of Sale hereinbelow mentioned: 46.23 acres x $25,337.28 = $1,171,342.45), which Appraisal Report notes that existing improvements add no value to land, and partially based on pending Agreement of Sale to third party purchaser attached (prorated based on acreage subject to Agreement: 7.88 acres x $53,527.98 = $421,800.48) - Decedent's interest is 50% as a tenant in common by virtue of spousal disclaimer (copy attached) 796,571.47 25 acre tract off Wolfs Bridge Road, Middlesex Township, Cumberland County, PA (Tax Parcel #21-07-0467-005) - valuation per pending Agreement of Sale to third party purchaser attached (prorated based on acreage: 25 acres x $53,527.98 = $1,338,199.50) - Decedent's interest is 50% as a tenant in common by virtue of spousal disclaimer (copy attached) 669.09975 1.13 acre tract off Wolfs Bridge Road, Middlesex Township, Cumberland County, PA (Tax Parcel #21-07 -0467-004A) - valuation per Appraisal Report attached - Decedent's interest is 50% as a tenant in common by virtue of spousal disclaimer (copy attached) 10,500.00 1.0 acre tract off Wolfs Bridge Road, Middlesex Township, Cumberland County, PA (Tax Parcel #21-07-0467-004C) - valuation per Appraisal Report attached - Decedent's interest is 50% as a tenant in common by virtue of spousal disclaimer (copy attached) 9,500.00 1.0 acre tract off Wolfs Bridge Road, Middlesex Township, Cumberland County, PA (Tax Parcel #21-07-0467-004G) - valuation per Appraisal Report attached - Decedent's interest is 50% as a tenant in common by virtue of spousal disclaimer (copy attached) 9,000.00 2.96 acre tract off Airport Drive, North Middleton Township, Cumberland County, PA (Tax Parcel #29-17-1587-119) - valuation per Appraisal Report attached - Decedent's interest is 50% as a tenant in common by virtue of spousal disclaimer (copy attached) 15,000.00 TOTAL (Also enter on Line 1, Recapitulation) 1,577 ,671.22 ,~ . COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY Peffer, John L. FILE NUMBER 21 - 05 - 00815 ESTATE OF ITEM NUMBER This~c_he~LJle mus~e cOrnplete~nd filed if the answe!lo any oJ_~uesti~l1s 1 through 4 on page 2 is yes. DESCRIPTION OF PROPERTY lnclude the name of the transferee, their relationship to decedent and the date of transfer Attach a copy of the deed for real estate DATE OF DEATH % OF VALUE OF ASSET DECD'S INTEREST EXCLUSION (I F APPLICABLE) TAXABLE VALUE Lincoln Financial Group - Annuity #GA-5573 (Central Soya) 7,153.00 100% 7,153.00 TOTAL (Also enter on line 7, Recapitulation) 7,153.00 SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Peffer, John L. FILE NUMBER 21 - 05 - 00815 Debts of decedent must be reported on Schedule I. ITEM NUMBER A. FUNERAL EXPENSES: Malpezzi Funeral Home DESCRIPTION AMOUNT 2 Trindle Spring Lutheran Church - Fellowship Hall 3 Trindle Spring Lutheran Church - Set Up B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Social Security Number(s) / EIN Number of Personal Representative(s): Street Address City Year(s) Commission paid State Zip 2. Attorney's Fees Stephen L. Bloom, Attorney and Counsellor at Law 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City Relationship of Claimant to Decedent State Zip 4. Cumberland County Register of Wills Probate Fees 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. ] Other Administrative Costs The Sentinel - Publication of Legal Notices 2 The Cumberland Law Journal - Publication of Legal Notices Total of Continuation Schedule(s) TOTAL (Also enter on line 9, Recapitulation) 8,682.00 ]00.00 35.00 20,000.00 7] 5 .00 164.44 75.00 3,875.00 33,646.44 .~.-". ~ Schedule H Funeral Expenses & Adminislrative Costs continued COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Peffer, John L. 3 SEK & Co - Accounting and Tax Consultations 4 Diversified Appraisal Services - Real Property Appraisals FILE NUMBER 21 - 05 - 00815 775.00 3,100.00 Page 2 of Schedule H ESTATE OF COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Peffer, John L. Include unreimbursed medical expenses. ITEM NUMBER 1 SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS DESCRIPTION FILE NUMBER 21 - 05 - 00815 Pennsylvania State Bank - Loan Payable #730032002 - Joint with spouse - Date of death balance outstanding $231,130.66 TOTAL (Also enter on Line 10, Recapitulation) AMOUNT 115,565.33 115,565.33 REV-1513 EX+ (9-00) SCHEDULE J BENEFICIARIES COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESI DENT DECEDENT ESTATE OF PetTer, John L FILE NUMBER 21 - 05 - 00815 NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY RELATIONSHIP TO DECEDENT Do Not List Trustee(s) AMOUNT OR SHARE OF ESTATE I. TAXABLE DISTRIBUTIONS (include outright spousal distributions) Joyce D. Peffer 150 Wolfs Bridge Road Carlisle, P A 17013 Wife 7,153.00 Annuity Beneficiary 2 Enter dollar amounts for distributions shown above on lines 15 through 18, as appropriate, on Rev 1500 cover sheet II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE Residuary and Disclaimer Trust under Item Five of Decedent's Will. The estate has chosen not to tax this trust in the estate of John L Peffer. By virtue of the spousal disclaimer, all Schedule A assets pass into this Trust, which is for the sole benefit of the surviving spouse during her lifetime. 1,428,459.45 2 B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET 1.428.459.45 >K 1""' ~ _ _ _1- _11 .__.. ..1_~ .._....... :...........ro-.............-.. .....+ 1,....,.,...,,+ ..",..-.,...+.0"'- "'''''''....,11"11,, fA ...,...", C'T\AI1C'f'l' TnVrr: ~@~~ LAST WILL AND TESTAMENT I, JOHN L. PEFFER, of Middlesex Township. Cumberland County, Pennsylvania, being of sound and disposing mind and memory. do hereby make. publish and declare this to be my Last Will and Testament, hereby revoking any and all former Wills or Codicils by me made. ITEM ONE I direct that all my legally enforceable debts. funeral expenses, testamentary expenses and all inheritance taxes shall be paid to the extent possible from the assets held or passing under ITEM FIVE hereof as soon as practicable after my decease and as part of the administration of my estate. ITEM TWO In the event my spouse. JOYCE D. PEFFER, shall predecease or fail to survive me by thirty (30) days. then I give such items of personal property as are itemized in a certain list, if any. attached hereto to the persons named thereon. which list is signed and dated by me at the end thereof. ITEM THREE If my spouse. JOYCE D. PEFFER- is living thirty (30) days after my death. then I give. devise and bequeath all of my estate. whether reaL personal or mixed property, whether tangible or intangible. and wherever situated. unto my said spouse absolutely. If my said spouse does not so survive me. then I give. devise and bequeath all of my estate. whether reaL personal or mixed property. whether tangible or intangible. and wherever situated. unto my Trustee to be held or distributed by such Trustee under ITEM FIVE. C. hereof. ITEM FOUR In the event my said spouse. JOYCE D. PEFFER. shall disclaim all or any portion of any devise or bequest made to my said spouse under the foregoing ITEM THREE. then the amount otherwise payable shall be held by my Trustee under ITEM FIVE hereof. For purposes of the Trust Page 1 of 7 Pages .\ ~.~; \1' ') .J.( ,.P. established under ITEM FIVE hereof. my said spouse shall not be deemed to have predeceased me by virtue of my spouse's exercise of the right to disclaim set forth herein. ITEM FIVE RESIDUARY AND DISCLAIMER (CREDIT SHELTER) TRUST My Trustee shall hold the assets received under ITEMS THREE and FOUR hereof. ifany, for the following purposes: A. My Trustee shall pay the net income, at least quarter-annually, to my spouse, JOYCE D. PEFFER for life. In addition, my Trustee in my Trustee's sole discretion, may invade the principal of the Trust for the proper and adequate support of my said spouse. B. My Trustee shall further pay to my spouse, JOYCE D. PEFFER. annually, such sum from the principal of the Trust as my said spouse may request in writing, provided. however. that said sum may not exceed the greater of Five Thousand Dollars ($5,000.00) or five percent (5%) of the aggregate value, at the time of said request, of the principal of the Trust hereunder. C. Upon the death of my spouse, JOYCE D. PEFFER, my Trustee shall distribute the remaining principal of the Trust, and any accumulated income thereof, in equal shares, unto my children. SCOTT J. PEFFER. CAROLYN L. MITCHELL. MARJORIE L. JONES, DIANE M. BEEMAN. REBECCA S. LICHTENBERGER, DAVID M. PEFFER, KRISTEN L. BITNER and LAURA R. ROBINSON, with substitution of issue per stirpes, provided, however, that the share of any beneficiary hereunder who shall be incarcerated or otherwise under legal disability at the time set for distribution thereof shall be held for such beneficiary by my Trustee, in trust, until such incarceration or disability shall cease. During such period of trust the principal and income of such share may bc accumulated or may be used and applied for the support, maintenance and education of such beneficiary at the sole discretion of my Trustee. ITEM SIX POWERS OF EXECUTRIX AND TRUSTEE In addition to the powers conferred by case law, by statute, and by other provisions hercoL I11Y Executrix and Trustee and their successors, shall have the following discretionary powers Page 2 of 7 Pages ~ " L l~. '../ ,~ ,J.L.P. applicable to all property held by them which powers shall be effective without order of any court and shall exist until tinal distribution: A. To retain any property of any nature received by them for whatever period they shall deem advisable: B. To invest and reinvest all or any part of said property in such stocks, bonds, common trust funds. securities. accounts, certificates of deposit (including, but not limited to, stocks. bonds. common trust funds, securities, accounts or certificates of deposit of the Trustee) or other property. real or personal, as in their discretion they shall deem proper, without regard to statutes limiting the property which a fiduciary may purchase; C. To sell. transfer, exchange or otherwise dispose of, any part of said property, for cash or on terms, publicly or privately, or to lease, even for a term exceeding five (5) years or the duration of any trust herein, without liability on the purchasers or lessees to see to the application of the proceeds, and to give options for these purchases without the obligation to repudiate them in favor of a higher otTer: D. To execute and deliver any deeds. leases. assignments or other instruments as may be necessary to carry out the provisions of any trust hereunder: E. To borrow money, including the right to borrow money from any bank and to mortgage or pledge any asset of the estate as security; F. To assume continuance of the status of any beneficiary with regard to death, marriage. divorce, illness, incapacity and the like in the absence of information deemed reliable without liability for disbursements made on such assumption; G. To pay from the trust, or the income therefrom, all debts or claims against my estate. or any taxes or similar charges on my estate: H. To make any distribution hereunder either in kind or in money, or partially in kind and partially in money. Distribution in kind shall be made at the market value of the property distributed. and my Trustee. in my Trustee's absolute discretion, may cause the share distributed to any distributee to be composed of property similar to or different from that distributed to any other Page 3 of 7 Pages " ~ -f' ''-1 .A . 1 ~~-. ( J.L.P. distributee: r. To exercise any subscription right in connection with any security held hereunder, to consent to or participate in any recapitalization, reorganization, consolidation or merger of any corporation, company or association, the securities of which may be held hereunder, to delegate authority with respect thereto, to deposit investments under agreements, to pay assessments, and generally to exercise all rights of investors; J. To invest in endowment, insurance or annuity policies on the lives of beneficiaries of any trust hereunder; K. To continue in any partnership, joint venture, joint ownership or other business enterprise of which I am a part at the time of my death; L. To compromise claims; M. To continue for whatever period of time as they shall deem necessary any ownership as a tenant in common or as a partner, in real estate or other property and to act as I could have done had I been living; N. To lend money to my estate or to any trust created hereunder or to purchase from the estate or from any trust created hereunder, at the market value thereof at the time of purchase, any securities or other property tendered to them by my estate or any trust created hereunder at any time and from time to time within a period of nine (9) months after my death; O. In the event that any amounts are payable hereunder or under any trust created hereunder to a minor, or to a person otherwise under legal disability, or to a person not adjudicated to be an incapacitated person, but who, by reason of illness or mental or physical disability is, in the opinion offiduciary(ies) hereunder, unable to properly administer such amounts, such amounts may be paid by the tiduciary(ies) hereunder in his, her or their sole discretion in any of the following ways as he, she or they may deem best: 1. Directly to such beneficiary; 2. To a legally appointed guardian of such beneficiary for the benefit of such beneficiary; ~, Page 4 of 7 Pages L \. \ ~ '\ tj-- ! -t ~ \/ J.L.t". j. To a person having custody of such beneficiary for the benefit of such beneficiary; 4. By the fiduciary(ies) hereunder using such amounts directly to the benefit of such beneficiary. Evidence of the application or payment of an amount in such a manner shall be a full and complete discharge of the fiduciary(ies) hereunder to the extent of such payment or application. This paragraph shall be applicable to payments of income as well as principal. P. To employ agents, attorneys and proxies and to delegate to them such power as my personal representatives and Trustees consider desirable and to pay reasonable compensation for such services as may be rendered by such agents, attorneys and proxies; Q. To conduct an inventory of any safe deposit box necessary to the administration of my estate. R. To do all other acts in their judgment necessary or desirable for the proper management, investment and distribution of my Estate, including to reform or amend the terms of any trust created hereunder to duly qualify same for such treatment for Federal Estate Tax purposes as shall permit same to be applied against any unified credit amount that might be applicable to my estate. ITEM SEVEN PROTECTIVE PROVISIONS All income or principal held for the use and benefit of any trust hereunder shall not be in any way or manner subject to anticipation, assignment pledge, sale or transfer, nor shall any such interest, while in the possession of my Trustee, be liable for or subject to the debts, contracts. Jbligations, liabilities or torts of any beneficiary, or to attachments, executions or sequestrations .mder process of law. ITEM EIGHT APPOINTMENT OF EXECUTRIX AND TRUSTEE I nominate, constitute and appoint my spouse, JOYCE D. PEFFER, as Executrix of my Page 5 of 7 Pages 'I A" \] '( ) j --i ./ ] J.L.P. estate. In tl1e event tl1at my saId spouse shall predecease me or tall to act as t"xccutnx, tl1en I appomt my daughter, MARJORIE L. JONES, as Executrix of my estate. In the further event that my said daughter shall predecease me or fail to act as Executrix, then I appoint my daughter, LAURA R. PEFFER, as Executrix of my estatc. I nominate, constitute and appoint my daughter, MARJORIE L. JONES, Trustee of any trust created hereunder. In the event that my said daughter shall fail or be unwilling to act or continue to act as Trustee, then I appoint my daughter, LAURA R. PEFFER, as Trustee of any trust created hereunder. ITEM NINE WAIVER OF BOND I direct that neither my Executrix nor my Trustee shall be required to file any bond in any jurisdiction to secure the faithful performance of their duties, nor shall they be required to obtain any order or approval of any court for the exercise of any power or discretion set forth in this Will. IN WITNESS WHEREOF I have hereunto set my hand and seal this 5th day of April, 2005. ","::; g / f /! ------- '-oj/'\'. ~ /. . 'r ----- .fuhn L. Peffer ( v (SEAL) SIGNED, SEALED, PUBLISHED AND DECLARED by the above-named Testator, as and for his Last Will and Testament, in the presence of us, who at his request, have hereunto subscribed ~7L~epresen~he~aw;:::;: Page 6 of 7 Pages LUMMUNWEALTH OF PENNSYLVANIA SS. COUNTY OF CUMBERLAND L JOHN L. PEFFER, Testator, whose name is signed to the attached or foregoing instrument, having been duly qualified according to law. do hereby acknowledge that I signed and executed the instrument as my Last WilL that I signed it willingly; and that I signed it as my free and voluntary act for the purposes therein expressed. · u Jfv ,U/\ - .. , ',' (-!6hn L. ~effer 7 Sworn or affirmed to and acknowledged before n~e b JOHN L. PEFFER.. ' the Testator, this 5th day of April. 2005. / , alt1J 'tL.-~ Notary Public . Notarial Seal --, Sharon E. Bloom. Notary Public North Middleton Twp., Cumber1and County My Commission Expires August 5, 2006 Member, Pennsylvania Association Of Notaries COMMONWEALTH OF PENNSYLV ANIA ) : SS. ) COUNTY OF CUMBERLAND We. l.5 f A.on L .DkcfYl and J:{ the witnesses whose n mes are signed to the attached or foregoing instrument, bing duly qualified according to law, do depose and say that we were present and saw JOHN L. PEFFER. the Testator. sign and execute the instrument as his Last WilL that the Testator signed willingly and that the Testator executed it as his free and voluntary act for the purposes therein expressed; that each of us, in the hearing and sight of the Testator, signed the Will as witnesses; and that to the best of our knowledge the Testator was at that time 18 or more years of (l,ge, of sound mind and under no constraint or undue influencc. LL~ Address .?-leo l<J''] \ ~ "y f<?.oc-o cf c.:vl.dc" /"J/l 1701;:' I Q~~)!~- A ress Fj:5o 1:/101<1, Rtf CLl'" (/ .sIc Pit /701 -3 Sworn or affirmed to and subscribed before me thi Notarial Seal Sharon E. Bloom, Notary Public North Middleton Twp., Cumber1and County My Commission Expires August 5, 2006 MemMr. P8nns1/11/:mbl A<:~1inn ()f~ ~ ~'.\()l1icc - Estate Plalllling\I0455.3h-willdoc Page 7 of 7 Pages ~(Q)~W INRE: ESTATE OF JOHN L. PEFFER. deceased, late of Middlesex Township IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORPHANS' COURT DIVISION NO. 21-05-0815 DISCLAIMER OF INTEREST IN PROPERTY AND ESTATE IN ACCORDANCE WITH 20 Pa. C.S.A. ~6201 et. seq. 1. John L. Peffer ("Decedent") died on August 17, 2005, testate, and has been survived by thirty (30) days by his spouse, Joyce D. Peffer, an adult individual of Middlesex Township. Cumberland County, Pennsylvania. 2. Letters Testamentary on Decedent's estate were granted by the Register of Wills of Cumberland County on September 13, 2005, at Docket No. 2005-00815, to Marjorie L. Jones, who duly qualified as Executrix thereof. 3. At the time of his death, Decedent was a tenant by the entireties with his spouse, Joyce D. Peffer. of the following real property situate in Cumberland County, Pennsylvania: (a) 216 Wolfs Bridge Road, Middlesex Township, Tax Parcel No. 21-07- 0467-002, being the premises more fully described in Cumberland County Deed Book 252, Page 684; (b) 106 and 150 Wolfs Bridge Road, Middlesex Township, Tax Parcel No 21-07 -0467 -004, being the residual portion of the premises more fully described in Cumberland County Deed Book "8", Volume 18, Page 241 ; (c) 25 Acre Tract off Wolfs Bridge Road, Middlesex Township, Tax Parcel No. 21-07-0467-005, being the premises more fully described in Cumberland County Deed Book "S", Volume 25, Page 647; (d) 1.13 Acre Tract off Wolfs Bridge Road, Middlesex Township, Tax Parcel No. 21-07-0467-004A, being the premises designated as Lot No. 1 in Cumberland County Plan Book 31, Page 26; (e) I.U Acre Tract off Wolfs Bridge Road, Mlddlesexlownshlp, I ax Parcel No. 21-07-0467-004C, being the premises designated as Lot No.3 in Cumberland County Plan Book 31, Page 26; (f) 1.0 Acre Tract off Wolfs Bridge Road, Middlesex Township, Tax Parcel No. 21-07-0467-004G. being the premises designated as Lot No. D in Cumberland County Plan Book 36, Page 116; and (g) 2.96 Acre Tract of Airport Drive. North Middleton Township. Tax Parcel No. 29-17-1587-119, being the premises more fully described in Cumberland County Deed Book "C", Volume 21, Page 427. 4. The laws of the Commonwealth of Pennsylvania provide that to the extent Decedent's spouse disclaims her interest as a surviving tenant by the entireties in the aforesaid real property, the one-half interest of Decedent therein becomes part of his estate. 5. Decedent's Last Will and Testament and the laws of the Commonwealth of Pennsylvania provide that his surviving spouse. Joyce D. Peffer, is the beneficiary of his entire residuary estate. 6. Joyce D. Peffer. not having accepted same or any of its benefits, and with no consideration, desires to make an irrevocable and unqualified disclaimer of her entire interest as a surviving tenant by the entireties in the aforesaid real property and as a beneficiary of the residuary estate of Decedent. 7. Therefore, intending to be legally bound hereby, I, Joyce D. Peffer, the undersigned surviving spouse of Decedent, do hereby disclaim all of my interest as a surviving tenant by the entireties in the real property referenced hereinabove, and all of my interest in Decedent's residuary estate to which I am entitled as a beneficiary under the Decedent's Last Will and Testament and the laws of the Commonwealth of Pennsylvania. It is my intent in filing this disclaimer that all interests in the aforesaid real property that I would otherwise receive as a result of the death of Decedent shall fall into the Decedent's estate and pass accordingly by the terms of his Last Will and Testament into the Residuary and Disclaimer (Credit Shelter) Trust established thereby. I have hereunto set my hand and seal this 16th day of March, 2006. :~- ~ 41P#=, I c~Peffer ~ [SEAL] COMMONWEALTH OF PENNSYLVANIA ) )ss. ) COUNTY OF CUMBERLAND On this 16th day of March, 2006, before me, the undersigned, a Notary Public in and for the Commonwealth of Pennsylvania, personally appeared JOYCE D. PEFFER, satisfactorily proven to me to be the person described in the foregoing Disclaimer. who acknowledged that she executed the same for the purposes therein contained and that she desired it to be recorded as such. (f&AuYJ 'f'~~ Notary Public Notarial Seal Sharon E. Bloom, Notary Pub\~unty North MIddleton Twp., Cumber\a1d C,ornrTlisSlOO Expires August 5. 2006 My . "'''''~a Assoc:iatiOf1 Of Notllles Member, Penns".~, n ('-\()lrlCt' _ (11'llt'r:tll)!1l'llI1l1'n"'; '1 ()()(...\ I ()J'::;'::; ':;di,c'l:1iIl1l'rdor' APPRAISAL REPORT 216 WOLF'S BRIDGE ROAD CARLISLE, PENNSYLVANIA PREP ARED FOR ['HE EST ATE OF JOHN L. PEFFER BY LARR Y E. FOOTE DIVERSIFIED APPRAISAL SERVICES 35 EAST HIGH STREET, SUITE 101 CARLISLE, PENNSYLVANIA 17013-3052 (717) 249-2758 Cnoy ",-". l SUMMARY OF IMPORTANT FACTS AND CONCLlJSIONS LOCATION: 216 Wolfs Bridge Road Carlisle, Pennsylvania TAX PARCEL NUMBER: 21-07-0467-002 IMPROVEMENTS: Two-story detached single-family dwelling. PROPERTY RIGHTS: Fee simple interest. OWNERSHIP HISTORY: The subject property is owned by John L. and Joyce D. PetTer. The property was purchased on June 10, 2002 for a reported consideration of $134,000 and ownership transferred on Deed Book 252, Page 684. SCOPE OF THE ASSIGNMENT: The scope of the assignment included an analysis of the subject's area, an inspection of the subject property, an estimation of the property's highest and best use, consideration of all three approaches to value, and the application of those relevant to the valuation of the subject. OBJECTIVE: To estimate the market value of the subject property as unencumbered. EFFECTIVE DATE: August 17,2005. HIGHEST AND BEST USE: Continued use as a single-family residence. COST APPROACH: N.A. SALES APPROACH: $ 136,000 INCOME APPROACH: N.A. FINAL VALUE CONCLUSION: $136,000 2 APPRAISAL CERTIFICATION I hereby certify that upon application for valuation by: THE EST ATE OF JOHN L. PEFFER the undersigned personally inspected the following described property: All those two certain parcels of land, with the improvements thereon erected, situate in Middlesex Township, Cumberland County, Pennsylvania, bounded and described as follows: TRACT NO. I: Beginning at a stone in a public road; thence by lands now or fonnerly of John Durnin, North 87 degrees West, 10 perches to a stone; thence by the same, North 32 degrees 45 minutes West, 33 perches to a stone; thence by lands now or formerly of Hays Miller, North 86 degrees 20 minutes East, 26.6 perches to a stone in said public road; thence by said public road, along lands now or fonnerly of Hays Miller, South 2 degrees 30 minutes East, 30 perches to a stone, the place of beginning. Containing 3 acres, 54 perches, more or less. TRACT NO.2: Beginning at a point in the center of the public road leading from the Carlisle-Harrisburg Turnpike to Wolfs Bridge; thence along lands now or fonnerly of William E. Boyer, South 86 degrees 30 minutes West, a distance of 455.5 feet to a stone; thence by lands now or formerly of Frances Deman, North 32 degrees 30 minutes West, a distance of 96.5 feet to a stake; thence along lands now or fonnerly of John A. Owens and wife, North 86 degrees 30 minutes East, a distance of 516.2 feet to a point in the center of the public road above described; thence by the center of the public road, South 7 degrees 30 minutes West, a distance of91.0 feet to the place of beginning. Containing one acre, more or less. To the best of my knowledge and belief the statements contained in this report are true and correct, and that neither the employment to make this appraisal nor the compensation is contingent upon the value reported, and that in my opinion the Market Value as of August 17, 2005 is: ONE HUNDRED THIRTY-SIX THOUSAND DOLLARS $136,000 The property was appraised as a whole, subject to the contingent and limiting conditions outlined herein. Larry . Foote Certified General Appraiser GA-000014-L " ~ St~LI<-CONTAINED APPRAISAL REPORT 54.11 ACRES WITH BlJlLDINGS 106 & 150 WOLFS BRIDGE ROAD CARLISLE, PENNSYLVANIA PREPARED FOR THE ESTATE OF JOHN L. PEFFER BY LARR Y E. FOOTE DIVERSIFIED APPRAISAL SERVICES 35 EAST HIGH STREET, SUITE 101 CARLISLE, PENNSYLVANIA 17013-3052 (7] 7) 249-2758 COpy TABLE OF CONTENTS PAGE NO. Table of Contents.. .... ................... ............... ..... . .... ........ . .................. ............. ... .........2 Letter of Transmittal.. . ..............................................................................3 Summary of Important Facts and Conclusions.......................................................4 Appraisal Certificate . ............ ........ ..........................................................5 Intended Use of the AppraIsal. . ........................................................ 7 Location Analysis .......... ............... .....................................................................8 Zoni ng....................................................................................................................... 10 Ovmership History.. ..... .... ................ ........ ................................................................. 13 Estimated Marketing Time............................................... ..................................... 13 Economic Trends ... ........... ........................................................................13 Site Description............. .. .................................................................................14 Improvements ... ......... .... ............. ....... ... ........... .... .... ............ ................ ....15 Taxes and Assessment................... ................................................. ........... .... ...... .....17 Highest and Best Use.......................... ................... .................. ................ ... .... .... ...... 18 Cost A pproac h .......................................................................................................... 2 1 Sales Comparison Approach........................................................................ ............. 24 Income Approach ............. ........................................................25 Reconciliation and Final Value Estimate ..............................................................33 Underlying Assumptions and Limiting Conditions......................... ......................... 34 Certificate of Appraisal.... ................................................ .................................35 Privacy Notice ....................... ............ .. ............................................................38 APPENDIX :)ualifications of the Appraiser Photographs Location Map 2 Diversified Appraisal Services Real Estate Appraisers and Consultants 35 East High Street Carlisle, PA 17013-3052 (717) 249-2758 FAX (717) 258-4701 December 21,2005 TO: The estate of John L. Peffer FM: Larry E Foote RE Self-contained Appraisal Report 54. I I tract orland 106 and 150 Wolfs Bridge Road Carlisle, Pennsylvania At your request, I have appraised the captioned property. The appraisal report, which follows this letter, is submitted in support of my opinion of Market Value of the Fee Simple Interest in the property, as of August 17,2005. I hereby certify that, to the best of my knowledge and belief: the data, facts, and opinions set forth therein, are accurate, subject to the Statement of Assumptions and lim- iting Conditions that is also made a part of the report, and that the indicated Market Value of the subject property, as of August 17,2005 is: ONE MILLION THREE HUNDRED SEVENTY-ONE THOUSAND DOLLARS $ I ,3 71 ,000 This appraisal has been made in conformity with the standards of professional practice of the National Association of Realtors Appraisal Section. I appreciate your hav- ing considered me for this assignment and trust that you find the report entirely satisfac- tory. Respectfully submitted, X~ Larry E. Foote Certified General Appraiser GA-OOOO 14-L 3 SUMMARY OF IMPORTANT FACTS AND CONCLUSIONS LOCATION: 106 and 150 Wolf's Bridge Road CarlIsle, Pennsylvania TAX PARCEL NUMBER: 21-07-0467-004 OWNERSHIP: John L. and Joyce D. Peffer. LAND SIZE: Approximately 54.11 acres. ZONING: Residential Farm District, with the exception of a 1.2 acre tract that is zoned Village Center District and the portion lying in North Middleton Township, which is zoned Subur- ban Residential District.. FLOOD HAZARD DATA: The subject is not located in a FEMA identified flood haz- ard area according to map #420363-0015-8. PROPERTY RIGHTS: Fee simple interest. SCOPE OF ASSIGNMENT: The scope of the assignment included an analysis of the subject's area, an inspection of the subject property, an es- timation of the property's highest and best use, considera- tion of all three approaches to value, and the application of those relevant to the val uation of the subject. IMPROVEMENTS: A four-unit apartment building, garage, mobile home and storage buildings. OBJECTIVE: To estimate the market value of the subject property as un- encumbered. USE OF THE APPRAISAL: Estate settlement. EFFECTIVE DATE August 17. 2005 HIGHEST AND BEST USE: Development into a residential subdivision. COST APPROACH: N.A SALES APPROACH: $\,371,000 INCOME APPROACH: N.A VALUE CONCLUSION: $1,371,000 4 APPRAISAL CERTIFICATE I hereby certify that upon application for valuation by: THE EST A TE OF JOHN L. PEFFER the undersigned personally inspected the following described property: All that certain tract of land, with the improvements thereon erected, situate pri- marily in Middlesex Township and partially in North Middleton Township, Cumberland County, Pennsylvania, more particularly bounded and described as follows: All that certain tract of land that was originally described in Cumberland County deed reference 1 8-B-24 I , less, however, several subdivided parcels of record which are located along the western side of a tifty foot wide right-of-way that is located ofT of Wolfs Bridge Road. These parcels are identified as Cumberland County Tax Parcels 21- 07-0467-004A. 21-07-0467-004C and 21-07-0467-004G. The subject site is further iden- tilled as Cumberland County Tax Parcel 21-07-0467-004. Although no written legal de- scription of this parcel exists, the Cumberland County Assessment Department records indicate that the area of this parcel is 54.11 acres. To the best of my knowledge and belief the statements contained in this report are true and correct, and that neither the employment to make this appraisal report nor the compensation is contingent upon the value reported, and that in my opinion the Market Value as of August 17,2005 IS: ONE MILLION THREE HUNDRED SEVENTY-ONE THOUSAND DOLLARS $\ ,3 7] ,000 ') The property was appraised as a whole, subject to the contingent and limiting ,nditions outlined herein. ~~ Larry E. Foote Certified General Appraiser GA-000014-L h INTENDED llSE OF THE APPRAISAL The intended use of this appraisal is to estimate the Market Value of the subject property as of August 17, 2005. Market Value is defined as the most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a speci- tIed date and the passing of title from seller to buyer under conditions whereby: a. Buyer and seller are typically motivated. b. Both parties are well informed or well advised, and each acting in what he considers his own best interest. c. A reasonable time is allowed for exposure in the open market. d. Payment is made in terms of cash in U.S. dollars or in terms of fi- nancial arrangements comparable thereto. e. The price represents the normal consideration for the property sold unaffected by special or creative tlnancing or sales concessions granted by anyone associated \vith the sale. Source: Office of the Comptroller of the Currency, 12 CFI ~34.42(f). 7 LoeA TION ANALYSIS The subject property is located in the south central part of Pennsylvania in Cum- berland Countv Cumberland County has pronounced boundaries, The Susquehanna River forms the eastern boundary shared with Dauphin County and the state capitol, Har- risburg, The Yellow Breeches Creek forms the southeastern boundary with York County, The boundary then extends to the southwest following the Paney and South Mountains, That line also constitutes the southern boundary with Adams County, The southwestern boundary with Franklin County is traced by Laughlin Run, Middle Spring Creek, Gum Run, and Maines Run while the ridge line of Blue Mountain forms the northern boundary with Perry County, Based upon statistics from the Commonwealth of Pennsylvania Department of Labor and Industry Bureau of Research and Statistics, total civilian labor force in the Harrisburg-Carlisle-Lebanon MSA as of January, 2003 was 352,200, up 500 from Janu- ary, 2002, which was 351,700, The unemployment rate for Cumberland County as of January, 2003 was 3,3 percent, up ,2 percent from January, 2002 which was 3.1 percent These figures of unemployment are lower than 5A percent for the commonwealth of Pennsylvania, Over the year service producing industries are down 38,6000 jobs and goods producing industries are down 37,600 jobs, Major east-west transportation links serving the general area are U,S, Route 22 and 322, Interstate Route 78, and Interstate Route 76, Major nearby north-south arteries include Interstate Route 81, Interstate Route 83, and U,S, Routes II and 15, Rail service is provided by Amtrak on ConRail's line, The rail terminal is located in downtown Har- R nsburg. Air transportation includes four airports with Harrisburg International Airport serving the major carriers of U.S. Air, American, and Pennsylvania Commuter Air Lines. General aviation is also served by Capital City Airport and the Carlisle Business Airport. Higher education is offered through the Harrisburg Area Community College, the University Center at Harrisburg, Pennsylvania State University at Harrisburg, Dickinson College and Dickinson Law School. Millersville State University, Shippensburg State University, Susquehanna University, Franklin and Marshall College, and York College, among others, are all within a one hour drive of the general area. Carlisle is located in the southeast section of central Pennsylvania, approximately twenty miles from Harrisburg, the state capitol. The town itself is presently undergoing a considerable degree of renovation and restoration of older properties. The southeast por- tion of Carlisle along Interstate 81 is currently experiencing rapid blTowth with restau- rants, offices, motels and other businesses. Employment opportunities are good, with Commonwealth of Pennsylvania, Her- shey Foods Corporation, Herco, Inc., Bethlehem Steel, Harrisburg Hospital, Pennsylvania Blue Shield, Rite Aid Corporation, Hershey Medical Center, Carlisle Barracks, PPG In- dustries, Carlisle Tire and Wheel and Lear Corp. being the major employers in the area. 9 ZONING The majority of the subject property is located in an area which is zoned Residen- tial Farm District. A 1.2 acre portion is zoned Village Center District and the small por- tion of the site that is located in North Middleton Township is zoned Suburban Residen- tial District. RESIDENTIAL FARM DISTRICT: Within this district, the following uses shall be permitted as a matter of right: A. Single family dwellings. B. Crop and tree farming, pasturing, truck gardening, horticulture, greenhouses, nurseries, aVIaries, hatcheries, apiaries and similar enterprises. C. Raising and keeping of poultry, rabbits, goats and similar animals. D. General and specialized farms. E. Public conservation areas and structures for the conservation of open space, wa- ter, soi I, forest and wildli fe resources. F. Public park and recreation areas, forest reserves, camps, game refuges and similar non-intensive public uses. G. Public schools and municipal buildings. H. Municipal and public utility and communication buildings and structures where operation requirements necessitate locating within the district. VILLAGE CENTER DISTRICT: Within this district, the following uses shall be permitted as a matter of right. A. Single family detached dwellings. In B. Single family semi-detached dwellings. C. Two-family dwellings. D. Retail sales of goods, prepared foods and/or services, but excluding establish- ments designed to provide drive-in j~lcilities. E Eating and drinking places, but excluding establishments designed to provide drive-in facilities. F. Personal services. G. Professional and administrative offices. H. Financial institutions. I. Public and semi-public buildings and uses. J. Essential municipal and public utility services and installations. SUBURBAN RESIDENTIAL DISTRICT: Within this district, the following uses shall be permitted as a matter of right: A. Agriculture, excluding commercial livestock operations and/or commercial mushroom operations, subject to the standards listed in 9 204-148(2) of this chapter. B. Horticulture and forestry-related uscs. C. Public and/or nonprofit parks and playgrounds, public uses and public utilities structures. D. Single-t~lInily detached dwellings. E. Accessory uses customarily incidental to the above permitted uses, including, but not limited to, accessory day-care facilities. F. Home occupations. II OWNERSHIP HISTORY The subject property is owned by John L. and Joyce D. Peffer. The subject is the majority of a property that was purchased on September 23, 1957 for a reported consid- eration of $9,600 and ownership transferred on deed reference 18-8-241. ESTIMA TED MARKETING TIME It is estimated that if the subject property were offered for sale at the indicated Market Value, a reasonable marketing time would be six to twelve months. This estimate is based upon quarterly sales figures published by Central Penn Multi List, Inc. ECONOMIC TRENDS Historically, property values for similar properties have steadily increased, with vacancy rates remaining stable. Financing is readily available to qualified purchasers at reasonable rates and terms. 11 SITE DESCRIPTION The subject site is irregular in shape, consists of a total area of approximately 54.11 acres, and has macadam road frontage along Wolfs Bridge Road. The topography of the site varies from level to hilly and there does not appear to be any drainage problems. Accord- ing to the Federal Emergency Management Agency map number 420363-00 15-B, the site is not located in an area which is prone to flooding. In the absence of core boring, it has been assumed that there are no mineral deposits of a commercial nature underlying the subject site. For the same reason, it is assumed that there are no unusual sub-soil conditions that would adversely affect the sub- ject site. Access to the site is via Wolfs Bridge Road, and visibility of the site from this roadway is considered to be good. Utilities available at the site include water, sewer, electricity and telephone ser- vIce. There appears to be sufficient capacity in each of these utilities to permit optimum utilization of the site. 14 IMPROVEMENTS The subject property is improvcd with a two-story detached four-unit apartment building, a mobile home with addition and three storage buildings. The apartment building contains approximately 2,894 square feet of gross build- ing area, constructed upon a partial basement with dirt floor. The exterior walls of this building are covered with vinyl and aluminum siding. Roofing is of the gable type, cov- ered with metal sheathing. Gutters and downspouts are of painted aluminum. The exte- rior doors are of hollow core steel and windows are of the vinyl-clad thermopane type with screens. Each tloor is divided into two apartments. The first floor apartment 106-A con- tains a living room with kitchen, bedroom and a full bathroom. The first floor apartment 106-8 contains a living room with kitchen, two bedrooms and a full bathroom. The sec- ond floor apartment 106-C contains a living room, eat-in kitchen, bedroom and a full bathroom. The second floor apartment 106-D contains a living room, eat-in kitchen, two bedrooms and a full bathroom. Interior floor coverings are of carpet and vinyl. Interior walls are of wood panel- ing and vinyl-clad paneling. Interior ceilings are of suspended acoustical tile blocks. In- tcrior doors are of natural finished wood. Heating is provided by individual baseboard electric heating units. Electricity is distributed by individually metered 200-ampere circuit breaker electrical systems. Water is heated by four 50-gallon electric water heaters and plumbing is of iron, copper and plastic. 15 Parking is provided by a 500 square foot one-car garage and a stone parking area. The area around the building is landscaped with a lawn, trees and shrubs. All improve- ments are considered to be in average to good condition on the interior and on the exte- rior, with mechanical systems appearing to be adequate and functioning properly. The mobile home consists of a single-wide 1981 mobile home, containing 980 square feet of gross building area, constructed upon a full basement with a bathroom. The interior is divided into a living room, eat-in kitchen, two bedrooms and one and one- half bathrooms. There is also a heated enclosed porch attached to the front of the build- ing and a wood deck attached to the rear of the building. This mobile home is connected to an on-site well and an on-site septic system. The exterior is covered with aluminum siding. Roofing is of the gable type, cov- ered with shingles. Windows are of the vinyl-clad thermopane type throughout. The interior noor coverings are of Pergo wood and vinyl. Interior walls are of wood paneling. Interior ceilings are of vinyl-clad paneling. Interior doors and trim are of natural finished wood. The dwelling is heated by an oil-fired hot water heating system. Plumbing is of plastic and water is heated by the furnace. Electricity is distributed by a 200-ampere cir- cuit breaker electrical system. The area around the building is landscaped with a lawn, trees and shrubs. All im- provements are considered to be in average to good condition on the interior and on the exterior, with mechanical systems appearing to be adequate and functioning properly. NOTE: Considering the highest and best use of the subject property, the above de- scribed improvements add no contributory value to the subject property. 16 CONTRACT OF SALE John L. and Joyce D. Peffer to Cornerstone Development Group, Inc. This Contract of Sale is made on June 23, 2005. BETWEEN JOHN L. and JOYCE D. PEFFER 150 Wolfs Bridge Road Carlisle, PA 17013 or its assigns, referred to as the Seller AND CORNERSTONE DEVELOPMENT GROUP, INe. 200 Bailey Drive, Suite 204 Stewartstown, P A 17363 or its assigns, referred to as the Buyer The words "Buyers" and "Sellers" include all Buyers and all Sellers listed above. 1. Purchase Agreement. The Seller agrees to sell and the Buyer agrees to buy the Property described in this contract. 2. Purchase Price. The purchase price shall be One Million Seven Hundred Sixty Thousand Dollars ($1,760,000.00), which is conditioned upon Buyer receiving approval to construct a minimum of tvv'O hundred twenty (220) townhouse units in accordance with existing zoning. Should less than two hundred twenty (220) units be approved, the Buyer reserves the right to proceed to settlement per the terms stated in the Contract of Sale. Should the total number of approved units be more or less than the number of units designated, the purchase price will be adjusted accordingly by Eight Thousand Dollars ($8,000.00) per unit based on the approved number of units. In no event shall the Total Purchase Price of the Property be less than One Million Seven Hundred Thousand Dollars ($1,700,000.00). 3. Property. The Property to be sold consists of the land and all buildings, all other improvements and fixtures on the land, and all of Seller's rights relating to the land. The real Property to be sold is approximately 32.88 acres of land and existing improvements ("apartment house") located on the parcels being conveyed and described as Lot 8, Lot 9 and Lot lOaf sketch plan prepared by Hoover Engineering (Exhibit A) being substantially all of Cumberland County Tax Parcel 21-07-0467- 005 and a portion of Tax Parcel 21-07-0467-004, being generally known as 106 Wolfs Bridge Road, and being located mostly in Middlesex Township and partially in North Middleton Township, hereafter referred to as "the Property". CONTRACT OF SALE John L. and Joyce D. Peffer to Cornerstone Development Group, Inc. 4. Payment of Purchase Price. The Buyer will pay the purchase price as follows: a. Purchase Price (See Paragraph 2); $1,760,000.00 b. Deposit to be paid 5 days after signing of this Contract (See Paragraph 5): $ 20,000.00 c. Second Deposit to be paid 5 days after the due diligence period. (See Paragraph 5): $ 20,000.00 d. Balance to be paid at closing of title in cash, or by certified or bank check (subject to adjustment at closing and for deposit moneys in accordance with Paragraphs 5 & 6: $1,720,000.00 TOTAL PURCHASE PRICE: $1,760,000.00 5. Deposit Moneys. The deposit moneys shall be held in interest bearing escrow (for benefit of Seller) by Seller's Attorney, Stephen L. Bloom, 2100 Longs Gap Road, Carlisle, P A 17013, (717) 249-7717. The first deposit of $20,000.00 shall be released to Seller within ten (10) days of the end of the Due Diligence Period and shall be non-refundable and applicable. The second deposit of $20,000.00 shall remain in escrow until the closing and also shall be applicable toward the Purchase Price at the time of closing. 6. Closing. Closing of the Property will occur within forty-five (45) days of receiving final subdivision or site plan approval. At that time, Buyer will pay Seller the total purchase price according to Paragraph(s) 2 and 4 in cash, certified or cashier's check or by wire transfer of immediately available funds, against which the deposit(s) shall be credited. 7. Time and Place of Closing. The Buyer and Seller agree to make November 8, 2006, which is approximately eighteen (18) months from the date of the signing of this Contract of Sale the estimated date for the closing. Both parties will fully cooperate so the closing can take place on or before this date. The Buyer and Seller agree that the closing of title will take place forty-five (45) days after all unappealable approvals have been granted. The closing will be held at a time mutually agreed upon by both Buyer and Seller at the offices of Buyer's Attorney. Buyers will be given reasonable extensions for closing, as this Contract of Sale is contingent on Buyers being able to obtain Final Site Plan and Final Subdivision Approval or other subdivision approvals acceptable to Buyer. In no event shall the Seller be responsible for granting "reasonable extensions" to Buyer that would allow settlement on the Property to occur after November 8, 2007. Page 2 of 18 CONTRACT OF SALE John L. and Joyce D. PetTer to Cornerstone Development Group, Inc. 8. Conditions Precedent to Closing. The Contract of Sale is contingent upon Buyer obtaining final subdivision approval, with normal and customary conditions imposed by the municipality, for construction of a residential development of a minimum of two hundred twenty (220) townhouse units in accordance with existing zoning on the subject Property. In connection therewith, Buyer agrees to be responsible for posting all necessary performance bonds in order to file the final subdivision map for the subject Property. Buyer shall seek to obtain said approval in good faith and with due diligence. Buyer agrees to keep Seller informed of its progress in obtaining said approvals by providing Seller with written progress reports from time to time upon Seller's reasonable request. Buyer shall have the right to determine if there is adequate public sewer, water, gas, and other utilities servicing this Property or if the land will pass percolation tests for standard septic systems. Seller agrees to cooperate with Buyer and hereby agrees to sign any and all normal and customary documents that may be required by any approving jurisdictions and hereby authorizes Buyer to make application for any approvals that my be required. 9. Transfer of Ownership. At the closing, the Buyer will pay the Purchase Price to the Seller and the Seller will transfer ownership of the Property to the Buyer. The Seller will give the Buyer a properly executed special warranty deed. If the Seller is a corporation, it will also deliver a corporate resolution authorizing the sale. Seller shall also convey any easements or right of ways that are required to develop the Property in accordance with the approved site development plan at no cost to Buyer, provided these conveyances will not materially impair the use and value of other lands retained by Seller. 10. Type of Deed. A deed is a written document used to transfer ownership of the Property. In this sale, the Seller agrees to provide and the Buyer agrees to accept a deed known as a Special Warranty Deed. Possession is to be delivered at time of settlement, unless otherwise specified herein. II. Due Diligence. Seller agrees to allow Buyer to conduct due diligence, investigations and inspections as the Buyer deems necessary for a period of ninety (90) days beginning on the date of the execution of this Contract of Sale at which time Seller shall give all documents in Seller's possession as listed herein of this Contract of Sale. If at any time during said due diligence period the Buyer determines, at Buyer's sole option, that the proposed project is not feasible, Buyer may cancel this Contract of Sale and have its entire deposit money returned and Buyer and Seller shall have no further obligation to each other. In the event Buyer elects not to proceed with the purchase of the subject Property all studies, test results, surveys, or other documentation or information obtained during Page 3 of 18 CONTRACT OF SALE John L. and Joyce D. Peffer to Cornerstone Development Group, Inc. the due diligence period shall be given to Seller without charge. In addition, the Buyer agrees to restore the Property to its original condition prior to the return of any deposit monies. 12. Title and Costs. a. The Property are to be conveyed free and clear of all liens, encumbrances and easements, EXCEPTING HOWEVER: Existing building restrictions, ordinances, easements of road, easements visible upon the ground, privileges or rights of public; service companies, if any; otherwise the title to above described real estate shall be good and marketable and such as will be insured by a reputable Title Insurance Company at the regular rates. b. If the Seller cannot give a good and marketable title, such as will be insured by a reputable Title Insurance Company at regular rates, then the Buyer has the option of taking such title as the Seller can give without abatement of price or of being repaid all monies paid by Buyer to Seller on account of the purchase and the Seller will reimburse the Buyer for any costs incurred by the Buyer for inspections, specified herein; and in the latter event there shall be no further liability or obligation on either of the parties hereto and this Agreement shall become NULL AND VOID and all copies will be returned to Seller for cancellation. c. The Buyer shall pay for the following: 1. The premium for title insurance and/or title search, or fee for cancellation of same, if any. 2. The premiums for flood insurance and/or fire insurance with extended coverage, insurance binder charges or cancellation fee, if any. 3. Appraisal fees and charges paid in advance to mortgagee, if any. 4. Buyer's normal settlement costs. d. The Seller shall pay for the following: 1. Any surveyor surveys, which may be required by the Title Insurance Company or the abstracting attorney, because of any identified title defects, for the preparation of an adequate legal description of the Property (or the correction thereof) and only to the minimum extent necessary to resolve the same to the reasonable satisfaction of title insurer's legal counsel. [ 3. Cancellation of Contract. If this Contract of Sale is cancelled for any reason prior to the end of the Due Diligence Period, per the terms of this Contract of Sale, the Page 4 of 18 CONTRACT OF SALE John L. and Joyce D. Peffer to Cornerstone Development Group, Inc. Buyer shall be entitled to the return of the first deposit and the parties will be free of liability to each other. After the Due Diligence Period, this first deposit is non- refundable. 14. Adjustments at Closing. All real estate taxes shall be prorated to date of settlement on a fiscal year basis. All transfer taxes shall be divided equally between Buyer and Seller. The Buyer shall be solely responsible for any additional transfer taxes or other expenses arising from any assignment of Buyer's interest in the Contract of Sale. 15. Possession. At the closing the Buyer will be given possession of the Property subject to Buyer's right to enter during the term of the Contract to conduct tests and investigations necessary to develop the Property. 16. Complete Agreement. This Contract of Sale is the entire and only Agreement between the Buyer and Seller. This Contract of Sale replaces and cancels any previous agreements between the Buyer and the Seller. This Contract of Sale can only be changed by an agreement in writing signed by both Buyer and Seller. The Seller states that the Seller has not made any other Contract of Sale to sell the Property to anyone else. 17. SeDer Responsibilities and Representations. a. All engineering (print and electronic), plans and surveys, for this subject Property, that have been paid for by Seller will be given to Buyer at time of signing of this Contract of Sale. b. Seller will give Buyer copies of all existing testing, environmental reports, plans, surveys, governmental approvals, which are relevant to this Property. c. Seller is responsible for removing any and all trash that may be found on the Property prior to closing as a result of intentional or unauthorized dumping. 18. Buyer's Responsibilities and Representations. Buyer shall only be responsible for the removal of material, debris and demolition of existing structures on the Property after the signing of the Contract of Sale. Buyer shall maintain Property in existing condition and not allow any further trash or debris to be dumped on said Property after the date of signing of the Contract of Sale. 19. Force Majeure. In the event that either party hereto shall be delayed, hindered or prevented from the performance of any act required hereunder by reason of strikes, insurrection, war, act of God, or other reason of a like nature not the fault of Page 5 of 18 CONTRACT OF SALE John L. and Joyce D. Peffer to Cornerstone Development Group, Inc. the party delayed in performing work or doing acts required under the terms of this Agreement, then performance of such act shall be excused for the period of the delay and the period for the performance of any such act shall be extended for a period equivalent to the period of such delay; provided, however, that a moratorium shall not be a force majeure event. If the period of such delay shall exceed twelve (12) months, then the Seller, or the Buyer at their respective sole options, may terminate this Agreement by giving written notice thereof to the other party, whereupon the Deposit shall be returned to Buyer and neither party hereto shall have further obligations hereunder. 20. Realtor's Commission. Buyer shall be responsible for payment of any realtor's commission to REIMAX Realty Professionals, Inc., 4775 Linglestown Road, Harrisburg, P A 17112, (717) 652-4700 as per the Compensation Agreement attached hereto (Exhibit B). Buyer and Seller hereby represent to the other that it has not engaged, dealt with or otherwise discussed this transaction with any other broker or agent, other than listed above. In the event that any claim for commission is brought by any person or entity as a consequence of the transaction contemplated hereby and as the result of any action or omission of either Buyer or Seller, then Buyer or Seller (the Party responsible for such action or omission), as the case may be, shall hold harmless the other Party against any loss, cost or expense of any nature arising as a consequence of the claim for the commission. 21. Parties Liable. This Contract of Sale is binding upon all parties who sign it and all who succeed to their rights and responsibilities. 22. Notices. No notices, requests, consent, approval, waiver or other communication under this Agreement shall be effective unless, but any such communication shall be deemed to have been given if, the same is in writing and is mailed by registered or certified mail, return receipt requested, postage prepaid, addressed to the parties at the addresses noted hereinabove. Copies of all notices shall be provided to the attorney for each party at the following addresses: If to Seller: John L. and Joyce D. Peffer 150 Wolfs Bridge Road Carlisle, P A 17013 (717) 243-8328 Telephone and Stephen L. Bloom, Esquire 2100 Longs Gap Road Carlisle, P A 17013 (717) 249-7717 Office, (717) 249-7757 Facsimile If to Buyer: Sam Juffe Page 6 of 18 CONTRACT OF SALE John L. and Joyce D. Peffer to Cornerstone Development Group, Inc. Cornerstone Development Group, Inc. 1100 Centennial Avenue, Suite 201 Piscataway, NJ 08854 (732) 981-1004 Office, (732) 981-1044 Facsimile and Albert G. Blakey, Esquire Blakey, Yost, Bupp & Rausch, LLP 17 East Market Street York, PA 17401 (717) 845-3674 Office, (717) 854-7839 Facsimile 23. Execution. This Contract of Sale and amendments thereto, may be executed by the parties by way of Facsimile (FAX) machine transmission. Such a copy shall have the same legal enforceability and binding effect upon the parties as though it were signed by all parties in original form. 24. Recording. This Contract of Sale shall not be recorded in the Office of the Recorder of Deeds or in any other office or place of public record. Any recordation or attempt to record this Contract of Sale will render same voidable by Seller. 25. Assignment. This Contract of Sale shall be binding upon the parties, their respective heirs, personal representatives, guardians, and successors and assigns. Buyer may assign this Contract of Sale to an entity of its choice with approval of Seller. 26. Partial Invalidity. If any provision of this Contract of Sale or application thereof to any person or circumstances shall to any extent be invalid, the remainder of this Contract of Sale or the application of such provision to persons or circumstances other than those as to which it is held invalid shall not be affected thereby and each provision of this Contract of Sale shall be valid and enforced to the fullest extent permitted by law. 27. Jurisdiction. This Contract of Sale shall be interpreted in accordance with the laws of the Commonwealth of Pennsylvania. 28. Representations, Warranties, and Covenants. a. Seller represents to Buyer that the following are true and correct to the best of its actual knowledge without independent investigation on the date hereof, which representations and warranties where the context so indicates, shall also be true on the date of each closing of title hereunder. 1. There are not now outstanding with respect to the Property, any notice of any uncorrected violations of any laws, statutes, ordinances, Page 7 of 18 CONTRACT OF SALE John L. and Joyce D. Peffer to Cornerstone Development Group, Inc. rules or regulations and any such notices hereafter issued prior to closing will be satisfied by Seller. 2. There are no agreements, written or oral, with the municipality, the county, or any other governmental agencies, which would materially adversely affect or impair the development of the Property as contemplated hereunder or the construction of a residential development or other improvements thereon except for the current zonmg. 3. The Property is free of: (A) any unusual accumulation of waste or debris either on the surface or in the subsurface; (b) any more than trace amounts (as defined by applicable federal, state, or local environmental or health law or regulation) of: (I) "petroleum" including oil, petroleum products, petroleum by-products, and crude oil or any fraction thereof; (2) "hazardous waste" as defined by the Resource Conservation and Recovery Act of 1976 and as amended by the Solid Waste Disposal Act of 1980, or as otherwise amended from time to time, and regulations promulgated thereunder; (3) "hazardous substance" as defined by the Comprehensive Environmental Response, Compensation and Liability Act of 1980 and as amended by the Superfund Amendments and Reauthorization Act of 1986, or as otherwise amended from time to time, and regulations promulgated thereunder; (C) "asbestos", without limitation as defined by the Toxic Substances Control Act of 1976, or as otherwise amended from time to time, and regulations promulgated thereunder; and (D) "underground storage tanks", as defined by the Storage Tank and Spill Prevention Act of 1989, or as otherwise amended from time to time, and regulations promulgated thereunder, of any capacity, either regulated or exempt from regulation, and currently in use, temporarily our of use, or permanently closed. 4. Seller represents that for as long as it has owned the Property, the Property has been a farm or virgin vacant land except for the apartment house. 5. Seller is the owner of the Property. 6. Seller has the full right and authority to execute this Agreement and consummate all of the transactions hereby contemplated. 7. There are no actions, suits or proceedings pending, or to the best of Seller's knowledge and belief, threatened against Seller, adversely affecting any portion of the Property, at law or in equity, or before or Page 8 of 18 CONTRACT OF SALE John L. and Joyce D. Peffer to Cornerstone Development Group, Inc. by any federal, state, municipal or other governmental department, commission, board, bureau, agency of instrumentality, domestic or foreign. 8. There are no attachments, executions, assignments for the benefit of creditors or voluntary or involuntary proceedings in bankruptcy pending, contemplated or threatened against Seller. 9. Seller is not a foreign person (as the term is defined in Section 1445 of the Internal Revenue Code, as amended by the Foreign Investment in Real Property Tax Act of 1980 [FIRPT A]) and Seller shall provide Buyer with an affidavit to that effect in compliance with FIRPT A at closing. 10. Seller warrants and represents that the Property shall be free and clear of all tenancies on or before closing of title. 29. Litigation. Any pending judicial, quasi-judicial, administrative or other proceeding, attacking an Approval, appealing a denial thereof or involving any matter with respect to the development of or title to the Property, the building permits contemplated aforesaid, or the zoning or any other ordinance applicable to the Property or which would prevent, preclude or interfere with the furnishing of any service necessary for development of the Property, or which would otherwise materially interfere with the proposed use of the Property, shall be finally adjudicat- ed with all time for further appeal having expired (without such appeal having been instituted). In such case, all time periods and limitations stated in this contract shall be tolled until settlement or judicial determination of the litigation. In no event shall the tolling of time periods and limitations be extended beyond November 8, 2007. 30. Moratorium. Any moratorium by an appropriate governmental entity preventing applications for or issuance of Approvals, building permits, utility hook-ups or the like, shall have expired or otherwise been lifted, repealed or terminated. In such case, all time periods and limitations stated in this contract shall be tolled until said Moratorium is lifted. In no event shall the tolling of time periods and limitations be extended beyond November 8, 2007. 31. Condemnation. If prior to the closing any part of the Property is condemned or taken pursuant to any governmental or other power of eminent domain, or if oral or written notice of taking or condemnation is used or threatened, or if proceedings are instituted or threatened to be instituted by any governmental or other authority having the power of eminent domain, Seller shall immediately notify Buyer. Buyer shall have the right, at any time after receiving such notification, to terminate this Agreement effective upon written notice to Seller. If Buyer terminates, the Deposit shall be returned to Buyer and neither Seller nor Buyer shall have any further rights, claims or obligations against one another arising out of this Agreement. If Buyer Page 9 of 18 CONTRACT OF SALE John L. and Joyce D. Peffer to Cornerstone Development Group, Inc. does not elect to terminate, then Buyer shall accept the Property net of the area taken by eminent domain. In such event, if the condemnation award in respect of the taking is paid prior to the Closing, the Purchase Price shall be reduced by an amount equal to the proceeds of the award. If the award has not been made or has not been paid as of the Closing Date, then Seller shall assign to Buyer at the closing, by documents reasonably satisfactory to Buyer and Buyer's counsel, all rights of Seller to the award, in which case there shall be no adjustment in the Purchase Price by reason of the taking. 32. Cooperation. Buyer and Seller hereby agree to cooperate with each other in accomplishing each and every condition precedent to closing contemplated hereunder, and to that end agree, when necessary, to join in all applications and to execute all other normal and customary documents, declarations and maps required to be signed by either of them for such purpose provided that Seller shall be given a reasonable opportunity to review any normal and customary documents required in connection hereunder and such inspection shall involve no cost or expense to Seller. 33. Buyer's Default. In the event of default by Buyer the sole remedy of Seller shall be to retain the deposit paid hereunder. It is expressly understood and agreed that Seller will not have the right to declare Buyer in default until Buyer has received a written notice of default and been given thirty (30) days to cure such default. 34. Seller's Default. In the event of Seller's willful default hereunder, Buyer shall be entitled to seek any and all legal and/or equitable relief to which it may be entitled including, without limitation, an action for damages and/or specific performance. It is expressly understood agreed that Buyer shall not have the right to declare Seller in default until Seller has received a written notice of default and been given thirty (30) days to cure such default. 35. Modifications. The terms contained in the document may be modified, amended or otherwise changed only by a further written document containing such modified, amended or changed provisions, with specific reference to this agreement and signed by all parties. 36. Preparation of Agreement. The parties acknowledge that this Agreement was prepared jointly and, therefore, this Agreement shall be construed on a parity basis as between the parties. 37. Rollback Taxes. Seller shall each be responsible for the payment of all Rollback Taxes and or Clean and Green assessments. 38. Signs. For no additional consideration from Buyer to Seller, after receipt of Preliminary Plan approval, Buyer shall have the right to erect signs on the Property in accordance with any applicable ordinance of Middlesex Township, Cumberland County advertising Buyer's proposed development. Page 10 of 18 CONTRACT OF SALE John L. and Joyce D. Peffer to Cornerstone Development Group, Inc. 39. Sales Trailer. For no additional consideration from Buyer to Seller, after receipt of Preliminary Plan approval, Buyer shall have the right to place a sales trailer on the Property in accordance with the ordinance of the township. 40. Utilities. It shall be Buyer's responsibility to bring telephone, electric, gas, if available and cable TV to service said Property. 41. Right of First Refusal. Buyer shall have the right to purchase Seller's additional contiguous fifty (50) acres. Said option shall become exercisable at the time Seller notifies Buyer of his intent to sell said contiguous Property. Purchase Price of this Option shall be detennined upon Seller's notification of intent to sell in accordance with Right of First Refusal Agreement and contained herein (Exhibit C). 42. Exclusivity. During the term hereof, and until Contract of Sale termination or date of closing, Seller, and any Seller's Agent, agree(s) to cease negotiations with any other party and to refrain from offering the Property to any others by any means public or private. Seller, or Seller's agent, will remove all physical advertisement signs from the Property within five (5) days after the Attorney Review Period expires. Seller authorizes Buyer to remove said signs if Seller, or Seller's agent, fails to comply herewith. Seller and Seller's agent, shall be permitted to divulge any provision contained in this Contract of Sale to other professional advisers, consultants and family members, in addition to Seller's legal Counsel. 43. Like Kind Exchange. In the event Seller wishes to enter into a tax deferred exchange for the subject Property, pursuant to Section 1031 of the Internal Revenue Code, Buyer agrees to cooperate with the Seller in connection with such exchange, including the execution of such documents as may be reasonably necessary to conduct the exchange, provided that there shall be not delay in the agreed to settlement date, and that the Buyer will not incur any additional costs due to the exchange. Buyer is aware that Seller anticipates assigning their interest in such Contract to a third party under an Exchange Agreement and does hereby consent to such assignment. 44. Arbitration. Any controversy arising out of or relating to this Agreement, or relating to the breach hereof, shall be settled by arbitration conducted in Pennsylvania in accordance with the Commercial Arbitration Rules of the American Arbitration Association then in effect (except if otherwise expressly provided in this Agreement). The award rendered by the arbitrator(s) shall be final and judgment upon the award rendered by the arbitrator(s) may be entered upon it in any court having jurisdiction thereof. The arbitrator(s) shall possess the powers to issue mandatory orders and restraining orders in connection with such arbitration. The expenses of the arbitration shall be borne by the losing party unless otherwise allocated by the arbitrator(s). The agreement to arbitrate shall be specifically enforceable under the prevailing arbitration law. During the continuance of any Page 11 of 18 CONTRACT U.F SALE John L. and Joyce D. Peffer to Cornerstone Development Group, Inc. arbitration proceedings, the parties shall continue to perform their respective obligations under this Agreement. 45. Attorneys' Fees. In the event of any legal action or arbitration proceeding between the parties regarding this Agreement or the Property (an "Action"), the prevailing Party shall be entitled to payment by the non-prevailing Party of its reasonable attorneys' fees and litigation or arbitration expenses as determined in the course of the proceeding. The prevailing Party is the Party who receives substantially the relief sought, whether by judgment, settlement or otherwise. 46. Entire Agreement. This document represents the entire Agreement between the parties and contains all of the representations and supersedes all prior negotiations, representations, or Agreements, either written or oral. SIGNED AND AGREED BY: Date comersQe Deve opment Group, Inc. By )J~ Sam luffe, esi ent - Buyer (Q -l~_oj ~-Ls-oj ~- 6-;;.t'-os- -~ Contract Cornerstone Peffer Middlesex Township Final 06-23-05 Page120f18 APPRAISAL REPORT THREE VACANT LOTS OFF OF WOLFS BRIDGE ROAD CARLISLE, PENNSYLVANIA PREPARED FOR THE EST A TE OF JOHN L. PEFFER BY LARR Y E. FOOTE DIVERSIFIED APPRAISAL SERVICES 35 EAST HIGH STREET, SUITE 101 CARLISLE, PENNSYLVANIA 17013-3052 (717) 249-2758 C'2' ~ 'y SUMMARY OF IMPORTANT FACTS AND CONCLUSIONS LOCATION: Off of Wolfs Bridge Road Carlisle, Pennsylvania TAX PARCEL NUMBERS: 21-07-0467-004A, 004C and 004G. DESCRIPTION: Parcel 004A: A l.134-acre tract of vacant land. Parcel 004C: A 1.00-acre tract of vacant land. Parcel 004G: A l.OO-acre tract of vacant land. PROPERTY RIGHTS: Fee simple interest. OWNERSHIP HISTORY: The subject lots are owned by John L. and Joyce D. Peffer. The lots are a portion of a larger tract that was purchased on September 23, 1957 for a reported consideration of$9,500 and ownership transferred on deed reference 18-B-241. SCOPE OF THE ASSIGNMENT: The scope of the assignment included an analysis of the subject's area, an inspection of the subject property, an estimation of the property's highest and best use, consideration of all three approaches to value, and the application of those relevant to the valuation of the subject. OBJECTIVE: To estimate the market value of the subject lots as unencumbered. EFFECTIVE DATE: As of August 17,2005. HIGHEST AND BEST USE: Use as residential building lots. COST APPROACH: N.A. SALES APPROACH: Parcel 21 -07-0467-004A: ParceI21-07-0467-004C: Parcel 21-07-0467-004G: $21,000 $19,000 $18,000 INCOME APPROACH: N.A. FINAL VALUE CONCLUSION: Parcel 21 -07-0467-004A: Parcel 21-07-0467 -004C: Parcel 21-07-0467-0040: $21,000 $19,000 $18,000 2 APPRAISAL CERTIFICATION I hereby certify that upon application for valuation by: THE EST ATE OF JOHN L. PEFFER the undersigned personally inspected the following described property: All those certain pieces or parcels of land situate in Middlesex Township, Cumberland County, Pennsylvania, bounded and described as follows: PARCEL 21-07-0467-004A: All that certain tract ofland identified as Lot No. I on the Subdivision Plan for John L. and Joyce D. Peffer, recorded in Cumberland County Plan Book 31, Page 26, containing 1.134 acres with 291.20 linear feet of road frontage along a fifty foot private right-of-way. PARCEL 21-07-0467-004C: All that certain tract ofland identified as Lot No.3 on the Subdivision Plan for John L. and Joyce D. Peffer, recorded in Cumberland County Plan Book 31, Page 26, containing 1.00 acres with 250.00 linear feet of road frontage along a fifty foot private right-of-way. PARCEL 21-07-0467-004G: All that certain tract of land identified as Lot No. 0 on the Subdivision Plan for John L. and Joyce D. Peffer, recorded in Cumberland County Plan Book 36, Page 116, containing 1.00 acres with 220.00 linear feet of road frontage along a fifty foot private right-of-way. To the best of my knowledge and belief the statements contained in this report are true and correct, and that neither the employment to make this appraisal nor the compensation is contingent upon the value reported, and that in my opinion the Market Value as of August 17, 2005 is: PARCEL 21-07-0467-004A: $21,000 PARCEL 21-07-0467-004A: $19,000 PARCEL 21-07-0467-004A: $18,000 The property was appraised as a whole, subject to the contingent and limiting conditions outlined herein. K~ Larry E. Foote Certified General Appraiser GA-OOOO 14-L 3 APPRAISAL REPORT 96-ACRE SITE ON AIRPORT DR. CARLISLE, PENNSYLVANIA PREPARED FOR 'HE EST ATE OF JOHN L. PEFFER BY LARR Y E. FOOTE DIVERSIFIED APPRAISAL SERVICES 35 EAST HIGH STREET, SUITE 101 CARLISLE, PENNSYLVANIA 170 I 3-3052 (7] 7) 249-2758 (;np\ SlJMMARY OF IMPORTANT FACTS AND CONCLUSIONS LOCATION: Airport Drive Carlisle, Pennsylvania TAX PARCEL NUMBER: 29-17-1587-119 DESCRIPTION: A 2.96-acre tract of vacant land. PROPERTY RIGHTS: Fee simple interest. OWNERSHIP HISTORY: The subject property is owned by John L. and Joyce D. Peffer. The property was purchased on February I, 1964 for a reported consideration of $1.00 and ownership transferred on deed reference 21-C-427. SCOPE OF THE ASSIGNMENT: The scope of the assignment included an analysis of the subject's area, an inspection of the subject property, an estimation of the property's highest and best use, consideration of all three approaches to value, and the application of those relevant to the valuation of the subject. OBJECTIVE: To estimate the market value of the subject property as unencumbered. EFFECTIVE DATE As of August 17,2005. HIGHEST AND BEST USE: Use as a residential building site. COST APPROACH: N.A. SALES APPROACH: $30,000 INCOME APPROACH N.A. FINAL VALUE CONCLUSION: $30,000 ') AI'PKAISAL CERTIFICATION I hereby certify that upon application for valuation by: THE EST A TE OF JOHN L. PEFFER the undersigned personally inspected the following described property: All that certain piece or parcel of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described as follows: Beginning at an iron pin on the southern side of a proposed street to be known as Airport Drive; thence by land now or formerly of James R. and Mary K. Barrick, South 8 degrees I minute 30 seconds West 313.06 feet to an iron pin; thence by land now or formerly of Mary B. Rasp, North 89 degrees 9 minutes West 92.32 feet to an iron pin; thence by the same, South 67 degrees 55 minutes 10 seconds West 102.30 feet to an iron pin; thence by the same, North 76 degrees 19 minutes 20 seconds West 138.00 feet to an iron pin; thence by land now or formerly of James R. and Mary K. Barrick, North 14 degrees 32 minutes 20 seconds East 326.09 feet to an iron pin; thence by the same North 57 degrees 45 minutes West 88.00 feet to an iron pin; thence by the same, North 32 degrees 15 minutes East 150.00 feet to an iron pin; on the southern side of Airport Drive aforesaid; thence by the southern side of Airport Drive, South 57 degrees 45 minutes East 328.00 feet to the place of beginning. Containing 2.968 acres. To the best of my knowledge and belief the statements contained in this report are true and correct, and that neither the employment to make this appraisal nor the compensation is contingent upon the value reported, and that in my opinion the Market Value as of August 17, 2005 is: THIRTY THOUSAND DOLLARS $30,000 The property was appraised as a whole, subject to the contingent and limiting conditions outlined herein. x~ Larry E. Foote Certified General Appraiser GA-OOOO 14-L 3 n Lincoln Financial Group PO Box 7880 Fort Wayne IN 46801-7880 December 29, 2005 STEPHEN L BLOOM ATTORNEY AT LAW 2100 LONGS GAP RD CARLISLE PA 17013 RE: GA-5573 Central Soya C-1563 John L. Peffer, deceased 8-17-05 C-1563A Joyce D. Peffer Dear Mr. Bloom: We were previously notified of Mr. Peffer's death, by his wife, Joyce D. Peffer. She is currently receiving the survivor portion of her late husband's annuity contract. This benefit is payable for her lifetime only. No further payments will be due, after her death. The value of this annuity, as of the date of death, was approximately $7,153.00. If you have any questions, please contact us on our toll-free number (800) 454-6265, extension 8200. Sincerely, tL/c Cheryl Mi r Pension Annuity Claims A..// Michael}. Malpezzi, Owner · Jeremy J. Shartzer, FUlleral Director H Market Plaza Way · Meclzallicshurg, PA /70SS . Plume: (717) 697-4691 i\ug.ust 2.1. 2005 Joyce D. Peffer \50 Wolf Bridge Rd. Carlis\c. P i\ 17013 The hlIleral Servlcc ['or J olm I. Pe efeI' We sincerdy appI'ecI,\te the conlidence you have placed 1Il us and will continue to assist you in every way we can. Please feci free to contact llS If you have any questions in regard to this statement. TIfE FOLLmVI:\(j IS A:\ ITE,vlI1U) STAT!.:\;1F:\T Of Till: SlRVIC!S !'t\CI UTI L':S. t\l;T0\;10TIV1,. 1'()L1P\;1E~T, A:\D MERCf IA!\DlSE THAT VOl SLLLCT!:D WHI'::\'v1AKI:\(j Till: H:\L1{A! ARRA'J(jl:MLi'\TS 1. PROFESSIO.'\AL SER\'ICES SCr\iccs o!' FUllcr,i1 Dil'cC!(wSI:df \,;S4S()() FU~ERAL HO\1E SERVICE CIIARCES SELECTED \lERCHA.'\DISE: Sol id Oa!-; Caskct 13uri;i1 Vault Rq~lsll:r, F"ldcr". Ackll 250 ..\ddII1<1I1:11 \1C:llwnal Foldc:rs TlIF COST OF OLR SER\'ICES, EQLIP\IEYI,\'D \IU-/'CII.\:\DISE TIIAT VOL HAVE SELECTED AT 1111: Tlv1! n:!\IR.'\! ARRA\:(ilvll:\IS WI.RI \1'\DI. \\I\D\.\\:CID (Tln..\I, P..\ Y\1L:\TS TO OTflERS AS A\ ACCOM.'v10DAIIO\ 11l1: FO!!()\\I,(; IS A,.\CCCll,\TI\:(j /()R IIIOSI CIIAR(iES. S3545.00 ~." .- ~'.dlv, ~c..c..(.J \ ( ~.i.j'.) Vl' S2S6S00 \ I ()XS.()() SSSO() )41100 $7]89WO tI JI~'i'i ..: L' CASH AI>\A,'\CES OpCl1111g (jr:I\C: CCI1lCtC:I)' hjUlplllCll1 Cc:nilic:d Ikath Cc:rllt"lc;ltc:s ,\'cw,p"pcr :\O{ICCS - P~ltri(\1 \C:W"P:IPcr ,\(\IICC" - SCIIIIl1c.j Ckr'gy.\1ass Olf':I'll1g Flowcr, )50000 ) II (J(J() SlJ()()() S I S2()11 S II ()IJO S20(J(HI S2120() 51383.00 TOTAL CASH ADVA:\CES A'\D SPECIAL CIIARCES SU3-TOTi\l. 1'-./1'1..\/ 1'.\ Y.\-II-\T DISCOLNT' CRI-DIIS Si\hs2.00 TOTAL A\-IOU'\T DUE 58682-.(10 f'.-~ ", Ie' 1t y", ':l.) c' ~ \}~) H'H 'H ',//1(/ I /)e,~,- i lilll{~ roll" """ ",.... ( (\IH~11 tV I .._1.__._~T A(t~J .__Te_._nn,,_ ......0bJ!!?k~._ ..__f:' .l!mrhe:,_._._0.5...~"7.-..__.__.__.._____ _ ...._J2 .{?J~k~:::oo n J~_~UI2.~5J}<J~ '.. JbHI .'. ,___.__-JJ.:!!:ju. ..85 .k..._IeiLc._'__'_h"_'___"'_ ..___._a____cl...Q_Q.A1:~'tl.A/._____.P_i2____fJQ12.'__~.tL__.._..___.__.______._._....________ .- .-.-.-......-.......-.-.... ...-...... .----. ''''h_ ......-..-. .... nh..... .... --- ..- ... ....u..._h. ..... .-..........._. . 'r . '--.--. . ...__.._.......m._...___..__h._____. .. I(Jlf-{.t-1&-- r;-(t1/ P1 LL:tJhe!J.fifIJ C;h:1JIU/~__u._._________..__._ "__"_'__'~ .._..__ ..__._1...;5....._._ST4J~...._IZ~t..._h_.______h__ .___..____...__..______._. .____....... "'....___ ..._u.Jn ~vh.{1J.!! _~S.b..~. ~....._. . ..P/t~... .....) .lltZ-5. <2___0....._____..__..___.__________ _~~~~~_A~~~ /l~,~{.-:c ~ "':;7'~~~ldrl~~~~~=~ .... -...-..-..---..-.-... 3..._.1.____ ..-- _ E.. lL_._.5_t_ .:j--- f--- ..-.-.. ....m-.-----..--~J---_...-.-.L4::.~___ _. ...__ft~!- ...e x1?}/l:. .f1j~ ;t<~ J/f D_t: ... ilK-'JJi2-/? f;:? fJ:l J /<?-tkJ..____. __"__00. .__hh___-Ut!L ooudp~Id.. 1p. '. .A~a ~{>1- ~ _ .1?.~~P~:'___. '.._._ ___________.__._.__.____.. .. .... - ~=~~=,'.'j ~I:i=-~_~'ft.L;iZ.~~--~:=~~==_-=_ __...___.,0._._,__ .__oo.__.._.___._.._.PJ..e~ B.LI!I..~.g.k!l~. .... ._/!Il~. ._!._2e-=-$...~___..___.__ '--r ' . .__u.m.~unv.LI. ...;!;/ft.tl . I f\1C/L .t:VL/'i .0 CL//?c::' _ ~==~=~iB~:~~=t.. :.r:::.=~~~'~~~=== ....... .~_2:=~~lLY.~..~~__'te.~ krfu>=~~~~:.==: U.__~__h~-====-~~-_=~~~:....~~~~..~~~h......U::.... '_- .'- . . -- - --... R;~_~~~..~:-'~~~_:~~-._-_.._~..-= ~.~.....:._..n.IJlIL~~~~ZI)j=-...___.~.I5:.... C.~.g..~ i(\ Cl rs 1 e- () ")0 C.llJ.lk, (1\ G -tKbiL -30 (l~CLJl~ () {\f\ ()\ \.[1'\ -1 0 Q (lx~d\..~ ..........n~ .--------.----.;;:,1..---.. --------.-- t~ 1LM~---t;.V2~ . STEPHEN L. BLOOM A TTORNEY AND COUNSELLOR AT LAW \Ii W W I' R ^ C T J C ^ L C () I J N S I.: Leo M 2 1 0 0 L () .'.: ( ; s G .\ I' R () .\ I) C\ J{ I J S L I.., P F :--.;, S Y J \'.\ :--.; I A 1 7 0 I .' S 1\ J (, () \1 ({t I' J{ ,\ ( T I ( ,\ /( () I :--.; S F I. c: ().\I Invoice submitted to: Peffer, John L. Estate c/o 75 Goodyear Road Carlisle, PA 17013 Marjorie L. Jones, Executrix December 15, 2005 In Reference To: Estate Administration - Initial Interim Billing Statement Invoice #1678 Professional Services 8/16/2005 Telephone conference with Cornerstone 8/19/2005 Preliminary preparation for matters of estate administration and evaluation of tax implications, disclaimer requirements and basis adjustment; Correspondence and related matters 8/23/2005 Preliminary administrative, tax planning and estate matters; Correspondence 8/24/2005 Research real estate title matters and review documentation 8/25/2005 Administrative and estate matters; Office conference with clients; Renunciation; Preliminary preparations for probate and administration of estate; Disclaimer matters; Correspondence 8/26/2005 Correspondence with client 9/7/2005 Correspondence 9/12/2005 Administrative and estate matters; Preparation of Petition for Probate and Grant of Letters Testamentary, Oath of Personal Representative, Proposed Decree of Probate and Grant of Letters, Estate Information Document, Renunciation, and Exhibits for filing; Preparation of IRS Form SS-4 and correspondence with IRS re same T F J I. I' II ( ) ". 7 I 7 . 2 -\ ') . 7 7 l 7 f A c: S I .\1 I I. I. 7 I 7 . 2 -\ ') . 7 7 ~ :' l' () I. I. I~ I{ I J H 7 :' . ~ -\ H . l) i) ::: 2 Hrs/Rate Amount 0.08 16.67 200,OO/hr 2.27 454.00 20000/hr 1.12 223.50 200.00/hr 0.35 70.56 200,00/hr 3.36 672.33 200.00/hr 0.09 1744 200.00/hr 0.17 33.33 200.00/hr 1.46 29183 200.00/hr PRACTICAL COUNSEL + CHRISTIAN PERSPECTIVE Peffer, John L. Estate 9/13/2005 Preparation for presentation of Petition; Telephone conference with Appraiser; Appearance at Register of Wills for Probate, conference with Executrix and review/file Certificate of Grant of Letters and Short Certificates 9/14/2005 Correspondence; Conference with Cornerstone and client; File memoranda Telephone conferences re banking matters 9/16/2005 Correspondence with client Telephone conference and correspondence with real estate appraiser; Documentation of properties involved 9/21/2005 Review correspondence from Cornerstone; Correspondence with same 9/22/2005 Telephone conferences with Cornerstone 9/23/2005 Correspondence 9/28/2005 Correspondence 10/4/2005 Review correspondence from Cornerstone; Correspondence with client 10/6/2005 Review correspondence from Cornerstone; Telephone conference and correspondence with client; Miscellaneous matters 10/17/2005 Correspondence 11/7/2005 Telephone conferences with J.D. Eckman re contract matters; File memorandum 11/8/2005 Telephone consultations with client; Telephone conference with Cornerstone; File memoranda; Draft proposed release arrangement with J.D. Eckman 12/7/2005 Telephone consultation with client 12/14/2005 Correspondence; J. D. Eckman, Inc, Release matters; Telephone conference with Mr. Perloski re same; Preparation of required Notice of Beneficial Interest in Estate Under Rule 5.7, Certification of Notice Under Rule 5.6(a), Required Legal Notices for Publication in PRACTICAL COUNSEL >I< CHRISTIAN PERSPECTIVE Page 2 Hrs/Rate Amount 1.75 20000/hr 350.72 1.10 200.00/hr 22000 0.13 200.00/hr 26.56 0.13 200.00/hr 2628 1.02 200.00/hr 20306 0.63 200 OO/hr 12667 0.20 200.00/hr 40.00 0.10 200.00/hr 20.00 0.17 200 OO/hr 3333 0.41 200.00/hr 8217 0.48 200.00/hr 95.06 0.17 200.00/hr 33.33 0.25 200.00/hr 5000 1.05 200.00/hr 209.00 0.46 200.00/hr 91.33 2.95 200.00/hr 58928 Peffer, John L. Estate Cumberland Law Journal and Sentinel, DPW Estate Recovery Inquiry, Valuation Inquiries (M& T Bank, Pennsylvania State Bank) 10/10/2005 Review correspondence from Cornerstone; Escrow of second deposit; Administrative matters re same 11/8/2005 Telephone conference with Cornerstone 12/15/2005 Administrative and estate matters; Correspondence with Lincoln National and ADM/Northern Trust re valuation information For professional services rendered 8/25/2005 Payment - thank you Total payments and adjustments Balance due PAYABLE UPON RECEIPT - THANK YOU Page 3 H rs/Rate Amount 0.33 66.67 200.00/hr 0.10 20.00 200.00/hr 0.74 147.06 200.00/hr -_._~~ 2107 $4,21018 ($3,500.00; ($3,50000; $71018 P R 1\ c: TIC: J\ I. C () U N S E I. + C H R 1ST I AN PER S P E c: T I V E STEPHEN L. BLOOM A TTORNEY AND COUNSELLOR AT LAW w w W I'R ACT I C i\ I. C () II N S E I. C () M lIe:! L():,-:<;sC.\I'Rc).\lJ C .\ R I I S I. F, P I. :'-: :'-: S Y 1 \ :\ :'-: 1:\ 1 7 0 1 -' S B I () C ) \1 !lO I' I( :\ ( . T I ( . :\ I (. ( ) I . :'-: S F I (: ( ) \.1 Invoice submitted to: Peffer, John L. Estate c/o 75 Goodyear Road Carlisle, PA 17013 Marjorie L. Jones, Executrix April 05, 2006 In Reference To Estate Administration - Interim Billing Statement Invoice #1727 Professional Services 12/20/2005 Correspondence with J. D. Eckman and Executrix 12/21/2005 Correspondence with Executrix and J.D. Eckman Inc. 12/28/2005 Correspondence with Appraiser; Correspondence with Executrix 12/29/2005 Correspondence; Review documents re Eckman matter; Preliminary review of real estate Appraisal Reports; Review of valuation information from Pennsylvania State Bank re accounts 1/4/2006 Correspondence 1/5/2006 Administrative and estate tax planning matters; Review and file correspondence from Department of Public Welfare, Estate Recovery Division; Review and file date of death account valuation documentation from M& T Bank; Tax analysis matters; Correspondence 1/6/2006 Correspondence; Disclaimer matters 1/13/2006 Correspondence: Telephone conference with Executor 2/3/2006 Correspondence; Tax Matters P R ;\ (T Ie :\ r. C () L' " S L r. + ell R 1ST 1:\ N P }.: R S PEe T I\' F T F I F I' I I ( ) :'-: I. 7 1 7 - 1 .. ') . 7 '7 I - F :\ C S I \11 I F 7 1 7. 1 .. ') 7 - ~ - T () I. l r f( F I X 7 7 . ~ .. x . ') I, C ~ Hrs/Rate Amount 0.37 73.72 20000/hr 0.38 76.67 200.00/hr 0.31 61.17 20000/hr 0.64 128.28 200.00/hr 0.33 83.33 25000/hr 4.72 1,180.42 250.00/hr 0.25 6250 25000/hr 0.17 4167 25000/hr 0.17 41.67 25000/hr Peffer, John L. Estate 2/3/2006 Administrative and estate matters; Correspondence with The Sentinel 2/17/2006 Telephone conferences with Attorney Said is re property disposition matters; Preparation of proposed letter to Township re same; Correspondence 2/21/2006 Administrative and estate matters; Review correspondence/documentation from ADM and Lincoln National; Review and file Proofs of Publication of Legal Notice (The Sentinel); Correspondence with CPA and Personal Representative; Tax Analysis; Draft Disclaimer of Interest in Property and Estate in Accordance with 20 PA CSA Section 6201 et. seq. for filing at Clerk of Orphans' Court and recording at Recorder of Deeds Office; Confirm filing requirements for same 2/22/2006 Administrative and estate matters; Analysis of interests to be disclaimed 3/15/2006 Administrative and estate matters 3/16/2006 Finalize Disclaimer of Interest in Property and Estate in Accordance with 20 Pa.C.SA 6201 et. seq.; Analysis of Federal Estate Tax matters; Review and file Proofs of Publication of Legal Notices (Cumberland Law Journal); Review and file expense information; Office consultation with Executrix and beneficiaries 3/21/2006 Administrative and estate matters 3/23/2006 Administrative and estate matters 4/1/2006 Administrative and estate matters; Research and analysis of beneficial Pennsylvania Inheritance Tax treatment of entireties property disclaimed by surviving spouse after six months from date of probate but within nine month Federal disclaimer period; Tax analysis and correspondence; Preparation of fiduciary Deeds of Conveyance for real property interests of Decedent and related Realty Transfer Tax Exemption Statements 4/5/2006 Research at Recorder of Deeds Office re Deed and Subdivision Plan Records; Finalize Fiduciary Deeds of Conveyance for Execution; Preparation and filing of IRS Form SS-4 regarding Trust For professional services rendered Previous balance 12/22/2005 Payment - thank you 2/22/2006 Payment - thank you Page 2 Hrs/Rate Amount 0.22 54.65 250.00/hr 0.84 208.89 25000/hr 7.18 1,79389 250.00/hr 0.14 3507 25000/hr 0.17 4167 250 OO/hr 2.48 619.58 250.00/hr 0.23 58.68 25000/hr 0.13 3160 250.00/hr 709 1,772.64 250.00/hr 4.44 1,10979 250.00/hr 30.26 $7,475.89 $71018 ($4,210.18) ($3,500.00) P R :\ C TIC :\ I. C ( ) l' ~ S \.: I. + CIIRISTI:\]'..; PERSPECTIVE Peffer, John L. Estate Page 3 Amount Total payments and adjustments Balance due ($7,710.18 $475.89 PAYABLE UPON RECEIPT - THANK YOU P R :\ C TIC A L c: () l. " S I.: L + c: II R 1ST I f\ '" PER S PEe T I\' L STEPHEN L. BLOOM ATTORNEY AND COUNSELLOR AT LAW WWW PRAClICAI.COUNSi:I. COM 2 1 :::::::: L () \: c; S G .\ I' R () ,\ j) C ;\ 1\ 1 IS!. 1', PI'\: \: S y 1. \' ;\ \: I ,\ 1 7 :::: 1 -' S 1\ I. () () \1 @ I' R ;\ c: TIC: :\ 1. c: () l' \: SF!. c: 0 \1 Invoice submitted to Peffer, John L Estate c/o 75 Goodyear Road Carlisle, PA 17013 Marjorie L. Jones, Executrix May 17, 2006 In Reference To: Estate Administration - Interim (and Estimated Final) Billing Statement Invoice #1751 Professional Services 4/5/2006 Consultation with client and execution of documents; Appearance at Register of Wills and Recorder of Deeds for filing/recording of Disclaimer 4/7/2006 Appearance at Register of Wills Office to file Disclaimer in Orphans Court records and Recorder of Deeds Office to record Disclaimer in land records; Filing of same/receipts 4/13/2006 Review and file correspondence from Cornerstone 5/16/2006 Estate and Trust Administration Matters; Realty Transfer Tax Affidavits; Recordation at Register of Wills; Tax Matters - PA Inheritance Tax Return and Schedules; Assembly of documentation for same; Inventory; Federal Form 706; Tax, Deduction, and Unified Credit Calculations 5/17/2006 Administrative and estate matters: Prepare exhibits for death tax returns; Conference with Execturix/Trustee; Correspondence; Appearance at Register of Wills for filing of Inventory and Inheritance Tax Return and Certification of Will; Telephone conferences with M& T Bank and Cumberland County Tax Mapping (Assessment) Office Estimated reserve for final administrative and estate matters For professional services rendered Previous balance TEI.EI'110\:F 717-249-7717 F ,\ c: S 1 \11 1. F 7 1 7 - 2 4 9 - 7 7 'i j TOI.I.FRFF 877-'i48-96Cc Hrs/Rate Amount 0.57 14229 25000/hr 0.50 125.00 25000/hr 0.08 20.83 25000/hr 9.84 2,461.04 250.00/hr 4.92 1,230.97 250.00/hr 17.34 4,33382 25000/hr 33.25 $8,313.95 $47589 P R 1\ C TIC :\ L C () U :-.: S E L + C H R 1 S T I :\ N PER S PEe T I V E Peffer, John L Estate Page 2 Amount 4/5/2006 Payment - thank you ($3,975.89) Total payments and adjustments ($3,975.89) Balance due $4,813.95 PAYABLE UPON RECEIPT - THANK YOU P R ,\ (T I c: ,\ I. c: 0 L N S [.: I. 0{< C fI R 1ST I AN PER S PEe T [ \' E ~ECEIPT FOR PAYMENT ------------------- ------------------- GLENDA FARNER STRASBAUGH Cumberland County - Register Of Wills One Courthouse Square Carlisle, PA 17013 PEFFER JOHN L Estate File No. : Paid By Remarks: Recetpt Date: Rece~pt Time: Recelpt No. : 9/13/2005 11:15:18 1041892 2005-00815 J PEFFER VZ ------------------------ Receipt Distribution ----------------------__ Fee/Tax Description PETITION LTRS TEST RENUNCIATION WILL JCP FEE AUTOMATION FEE SHORT CERTIFICATE Check# 1147 Total Received......... Payment Amount 660.00 5.00 15.00 10.00 5.00 20.00 Payee Name CUMBERLAND COUNTY GENERAL FUN CUMBERLAND COUNTY GENERAL FUN CUMBERLAND COUNTY GENERAL FUN BUREAU OF RECEIPTS & CNTR M.D CUMBERLAND COUNTY GENERAL FUN CUMBERLAND COUNTY GENERAL FUN $715.00 $715.00 S>' ~ ~~~ '~; \ J' .-. ,~ ~, u: ,~ --.. ... ;~ 2i ~ ~ .~~~,rt ~ ~~~ ~ ~:.) t.... ~ .~~ ~ ~ = \) -'~ ~ l ~p ~ .. (~ -< -'- . ~. ~ ~ c:- ,;, J, '2~ ~ t., . - :"'j .- ~ ~ :: ~ ;:. ~ .:r t i ~~~~~ ~ j~~ I: 1,:..... ~ ~~ ~ ~. _~ - 8 it ~ _/-:;: ~ ~.." 2~~:j . W .. '! "'*. r- M o ....-i i1 1i' ~~, -......l:) ~ ~ ", ':S.. ~-.? ':;1 ('). -f -t -j1 -1 ~:,l (\,I C'.> ,~ ~) ic. , \ ...... '- ,\.. ~""~.' '.....,.... '9' f,,' ~... ( :..: 'r . t :,~ \.j ; ~ ~ ":j. ~ .:;A \ .~ ~ ::::,.. / ;--.:::: ~ .J. ~.'I ~ ~ ~ ~\ G:~ ~ +.Pt ~ '"<- ~ s~ ~ ~ :.;. b , ,;,,8 ~ g~ ~ I.' ~ :: \': ? y ::;; ~ '..J U ~w.: \-x <~ \-cf) ~w.: ~.'/:, " ~Vr::: (". _........1.- --- .~,/"- ~~::;. \6:"~ 3 ~ ...i ~ r',3 C)c....: Z2~~ :t. "" ,- :x: 0-''-''< __~ \~ u ~ 1 d~ 1; 1 ~":. ~~. .-::': ~\ Ji\ ~~\ ~~ ~, ... W t. .;&. c ~ ~\ ? .n C c: OJ C- ~ .. - ('- J J ru o r1"I ... r1"l C .. 82/24/2005 83:45 7177757805 CEPALD Jm~ES PAGE 81 r;-dT.r-r~~ ~1~ &ni1h lJlJoti k:arM fb Compeny. u.c 0::rtIf:Ied PIlbId ~ 1$ ~ 804 Wayne A venue ChxrnbersblJre PA 17201 Invoice Date: February 15, 2006 3216697 (nvolce Number: JOHN L. & JOYCE D. PEFFER 150 WOLFS llRmGF. ROAD Client Nomhu: 32PE050Q 001 CARLISLE. PA 17013 -..-.---....---..- Fo7" prnf"t>sntmDI se.~e.'i rendered: Review of Steve Blcom'~. em!!il dl!t~d February 5, 2Q06 cCln(".tm'!in~ t,he E~t'lltr. of John L. Pefrer, calculation of eState and income tal{ exposure based on different scenarios at Steve's request, and cC!'"..!!!!!:!!!cJ!no!! to Stev~ V;:;t ......m:tiJ l!ntr.cl Fehruary II, 2006 s 775.00 Toullnvoicf Amount s . 775.00 ......--T:"~u. -'" --, , "7i-v,,1l ~! ~ .._.......4 ~. -'- ~-'.- -o...e- .\-_Ir "'--i 0;..;,. s.~....J 4:! ~I~'- L..t.t ~ ,.,,'-'( ~~ ~\aN\ A '-vpa; 0 c. ~~ A..... . ,..c. r ~_I . -.... ~-- ...-...~ .,.... ~ Zf!~"::a. . ,. .A,Uo,,",. ~~ ~ l()~ P d. ct-- ~<!?~ . ~~ T=:: cf;:e.ymcn Me 30 days with Wlpaid ba!R!!ce5 atT~ 10 tI"Y~lQJhject to 1.500% 1'eI' month !CI'Viee charge. Diversified Appraisal Services Real Estate Appraisers and Consultants INVOICE 35 East High Street Suite 101 Carlisle, Pennsylvania 17013-3052 DA TE: December 22, 2005 Tel: 717.249.2758 Fax: 717.258.4701 TO: The estate of John L. PetTer AMOUNT: $3,100.00 FOR: Appraisal Reports Wolfs Bridge Road and Airport Drive properties Carlisle, Pennsylvania Thank You, ~ TERMS: Due upon receipt Larry E. Foote Certified General Appraiser GA-000014-L Tax ID Number 206-36-6731 Hegister of Wills of Cumberland County, Pennsylvania INVENTORY Estate of Peffer, John L. No. 21 - 05 - 00815 also known as Date of Death 8/17/2005 , Deceased Social Security No. 172-26-9755 Marjorie L. Jones The Personal Representative(s) of the above Estate, deceased, verify that the items appearing in the following Inventory include all of the personal assets wherever situate and all of the real estate located in the Commonwealth of Pennsylvania of said Decedent, that the valuation placed opposite each item of said Inventory represents its fair value as of the date of the Decedent's death, and that the Decedent owned no real estate outside of the Commonwealth of Pennsylvania except that which appears in a memorandum at the end of this Inventory. l!We verify that the statements made in this Inventory are true and correct. l!We understand that false statements herein are made subject to the penalties of 18 Pa. C. S. Section 4904 relating to unsworn falsification to authorities. .; Attorney: Stephen L. Bloom Signature: 1.0. No.: 49811 Signature: Signature: Address: 2100 Longs Gap Road Carlisle, PA 17013 Address: 75 Goodyear Road Carlisle, P A 17013 Telephone: 717/249-7717 Telephone: 717-776-7806 5// 'r/()~ c -, c,:; Dated: Real Estate 216 Wolfs Bridge Road, Middlesex Township, Cumberland County, PA (Tax Parcel #21-07-0467-002) - valuation per Appraisal Report attached - Decedent's interest is 50% as a tenant in common by virtue of spousal disclaimer (copy attached) 68,000.00 54.11 acre tract known as 106 and 150 Wolfs Bridge Road, Middlesex Township, Cumberland County, P A (Tax Parcel #21-07 -0467 -004) - valuation partially per Appraisal Report attached (prorated based on acreage not subject to Agreement of Sale hereinbelow mentioned: 46.23 acres x $25,337.28 = $1,171,342.45), which Appraisal Report notes that existing improvements add no value to land, and partially based on pending Agreement of Sale to third party purchaser attached (prorated based on acreage subject to Agreement: 7.88 acres x $53,527.98 = $421,800.48) - Decedent's interest is 50% as a tenant in common by vir1ue of spousal disclaimer (copy attached) 796,571.47 25 acre tract off Wolfs Bridge Road, Middlesex Township, Cumberland County, PA (Tax Parcel #21-07-0467-005) - valuation per pending Agreement of Sale to third party purchaser attached (prorated based on acreage: 25 acres x $53,527.98 = $1,338,199.50) - Decedent's interest is 50% as a tenant in common by virtue of spousal disclaimer (copy attached) 669,099.75 (Attach additional sheets if necessary) Total Personal Property and Real Estate $1,577 ,671.22 ~ Register of Wills of Cumberland County, Pennsylvania INVENTORY continued Estate of Peffer, John L. No. 21 - 05 - 00815 also known as Date of Death 8/17/2005 , Deceased Social Security No. 172-26-9755 1.13 acre tract off Wolfs Bridge Road, Middlesex Township, Cumberland County, P A (Tax Parcel #21-07-0467-004A) - valuation per Appraisal Report attached - Decedent's interest is 50% as a tenant in common by virtue of spousal disclaimer (copy attached) 10,500.00 1.0 acre tract off Wolfs Bridge Road, Middlesex Township, Cumberland County, P A (Tax Parcel #21-07-0467-004C) - valuation per Appraisal Report attached - Decedent's interest is 50% as a tenant in common by virtue of spousal disclaimer (copy attached) 9.500.00 1.0 acre tract off Wolfs Bridge Road, Middlesex Township, Cumberland County, P A (Tax Parcel #21-07-0467-004G) - valuation per Appraisal Report attached - Decedent's interest is 50% as a tenant in common by virtue of spousal disclaimer (copy attached) 9,000.00 2.96 acre tract off Airport Drive, North Middleton Township, Cumberland County, P A (Tax Parcel #29-17-1587-119) - valuation per Appraisal Report attached - Decedent's interest is 50% as a tenant in common by virtue of spousal disclaimer (copy attached) 15,000.00 Total Real Estate $1,577 ,671.22 2