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HomeMy WebLinkAbout02-1730IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., Plaintiff, vs. CIVIL DIVISION NO.: Off. - /720 D. ANDREW RALPH and DONNA MARIE RALPH AWA DONNA M. RALPH, TYPE OF PLEADING CIVIL ACTION-COMPLAINT IN MORTGAGE FORECLOSURE Defendants. TO DEFENDANT FILED ON BEHALF OF PLAINTIFF: Washington Mutual Bank, F.A. You are hereby notified to plead to the ENCLOSED COMPLAINT WITHIN TWENTY (20) DAYS FROM SERVICE HEREOF ATTORNE-Y FOR PLAIN IFF I HEREBY CERTIFY THAT THE ADDRESS OF THE PLAINTIFF IS: 75 Fairway Drive Vernon Hills, IL 60061 AND THE DEFENDANT IS: 17 B Glenwood Drive Camp Hill, PA 17011 AT EY FOR LAINTIFF CERTIFICATE OF LOCATION I HEREBY CERTIFY THAT THE LOCATION OF THE REAL ESTATE AFFECTED BY THIS LIEN IS 17 B Glenwood Drive Townshio of East Pennsboro COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Faust, Esquire Pa. I.D. #77991 GRENEN & BIRSIC, P.C. One Gateway Center 9 West Pittsburgh, PA 15222 (412) 281-7650 (CITY, BORO, TOWNSHIP) (WARD) .c. _ Gloms, A NEY F R PLA IFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., CIVIL DIVISION Plaintiff, ((?j vs. NO.: 62-1736 D. ANDREW RALPH and DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claim set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU SHOULD NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., VS. Plaintiff, D. ANDREW RALPH and DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. CIVIL DIVISION NO.: Oa- 1730 &.)?L ?-7s2_i?1 CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE Washington Mutual Bank, F.A., by its attorneys, Grenen & Birsic, P.C., files this Complaint in Mortgage Foreclosure as follows: 1. The Plaintiff is Washington Mutual Bank, F.A., which has its principal place of business at 75 Fairway Drive, Vernon Hills, IL 60061 and is authorized to do business in the Commonwealth of Pennsylvania. 2. The Defendants, D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph, are individuals residing within the Commonwealth of Pennsylvania, whose last known address is 17 B Glenwood Drive, Camp Hill, PA 17011. 3. On or about May 9, 1994, Defendants executed a Note in favor of Fleet Real Estate Funding in the original principal amount of $68,916.00. 4. On or about May 9, 1994, as security for payment of the aforesaid Note, Defendants made, executed and delivered to Fleet Real Estate Funding a Mortgage in the original principal amount of $68,916.00 on the premises hereinafter described, said Mortgage being recorded in the Office of the Recorder of Deeds of Cumberland County on May 11, 1994 in Mortgage Book Volume 1211 Page 1197. A true and correct copy of said Mortgage containing a description of the premises subject to said Mortgage is marked Exhibit "A", attached hereto and made a part hereof. 5. Fleet Real Estate Funding assigned the aforesaid Mortgage and Note to Bank United pursuant to the terms of a certain Assignment of Mortgage. 6. Bank United assigned the aforesaid Mortgage and Note to Plaintiff pursuant to the terms of a certain Assignment of Mortgage. 7. Defendants are the record and real owners of the aforesaid mortgaged premises. 8. Defendants are in default under the terms of the aforesaid Mortgage and Note for, inter alia, failure to pay the monthly installments of principal and interest when due. Defendants are due for the October 1, 2001 payment. 9. Plaintiff was not required to send Defendants written notice pursuant to 35 P.S. §1680.403C (Homeowner's Emergency Mortgage Assistance Act of 1983 - Act 91 of 1983) prior to the commencement of this action for the reason that the aforesaid Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act (12 U.S.C. §§1707-1715z-18). 10. Plaintiff was not required to send Defendants written notice of Plaintiff s intention to foreclose said Mortgage pursuant to 41 P.S. §403 (Act 6 of 1974) prior to the commencement of this action for the reasons that said Mortgage is not a "residential mortgage" as defined in 41 P. S. §101 and the Defendant is not a "residential mortgage debtor" as defined in 41 P.S. §101. 11. The amount due and owing Plaintiff by Defendants is as follows: Principal $61,262.01 Interest through 4/1/02 $ 2,614.90 Late Charges through 4/1/02 $ 0.00 Escrow Deficiency through 4/1/02 $ 88.07 Attorney's fees $ 1,250.00 Title Search, Foreclosure and Execution Costs $ 1,500.00 TOTAL $669714.98 WHEREFORE, Plaintiff demands judgment in mortgage foreclosure for the amount due of $66,714.98 with interest thereon at the rate of $14.04 per diem from April 1, 2002, and additional late charges, additional reasonable and actually incurred attorney's fees, plus costs (including increases in escrow deficiency) and for foreclosure and sale of the mortgaged premises. GR`ENEN & BIRSIC, P.C. BY: ? C? / t C Kristine M. Fa st, Esquire Attorneys for Plaintiff One Gateway Center, Nine West Pittsburgh, PA 15222 (412) 281-7650 THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. EXHIBIT A ID-7433390 P05/07 03-2E?-02 13:119 PREMIER TRACT L? ? l4S3? .lcC J114 LI\ Jr : ?r,f5 . C',:LI:ITY-PA '911 f907 I'M 3 09 ST /03 -7 IAlwse AWre a lie V Y,a Ygai ClanmunwwYh or l'eausylvanh 441-4862207 MORTGAGE 11Inn..la' 441-a 2107 THIS MORTGAGE ("Socurhy InvmWelal`) is given an May 9 , 1994 711L• Iillmlg:Iga la D ANDREW RALPH AND DONNA M RALPH, IIUSBANO AND WIPE whose address is 174 GLENWOOD DRIVE, CAMP HILL, PA 17011 :y Fleet Real Eutate Funding Corp. ("BiMOWer"), luia Security ina"ncnt Is given a which is agmilmd and existing uuJcr ere luwv or the State of South Carolina M where address is 1333 Hein Street, CO1-irbla, Be 29201 , O SIXTY f"Landoe). Boaowor owp Leader the principal sum of MIGHT THOUSAND NINE HVNDREO SIX7'SEN AND NO/100,-----"_-__--__--_ Inanus (U.S. S 68,916,00 --- Inswme des rim ") This Jobt is avdanced by barowifa 11010 datad the arse doe se this Socurily u ("Neu"), which provides cs !a Inanody M17ynlwuy with 1110 full Jcla, if no paid earlier, due and rlaymbla on June 1, 2024 . This Security lauulcnt socums in Load= (a) ilia npaytncnl of the data avidcnmd by the Num, with huaast. mid all ra wwals. OateMions and lmxlificolianc (b) the paymeat of all other soma, widl illlofti. advanced and" paragmiJl 6 to pnmccl Ilia imewily of ilia Saucily 1110ruiRm is and (c) the performanco of 9orrowcr's commas wW %mccinwas under lids Socially Iwuunu:nt and the Not. Fur this pullAna, Borruwa does hereby mortgage, arrant and convey to Lander ilia following dawribad Pmreny located in CUMBERLAND County. Pennslyvenue SEE ATTACHED LIZAL DESCRIPTION .? which lulu ilia oddma of 178 GLEN wooD DRIVE, CAMP HILL " Panlulyrxnia 17811 I2IPGd h (Tropary Addiam"): IAMSt. Cigl. TOGETHER WITH all the ionprovamones now or Iwmfnr creme! 00 Um Pm(erly, and all casements. rights, app rnasncrs, Mau, royalties, miraral, oil and gas dghM and profits, wader night4 and stuck mW all (Gourds now a hxea()nr a parr of (he PlU auy, All teldaoamonM and additions diall on) be ct sin by this Security IulnuOam. All IJ in faagoing Is referred to in this Security hatru nont in the "Pmperny." BORROWER COV ENANTS [list Borrower is lawfully sclod of ilia awls hereby conveyed and her the right to mongagd, gnat ud convey Ilia Pmpony and del ilia Pmpcny is unencumbered. asccpt fur encumbrmhcea of reacna Borrower wwroax and will defend gtmcrally Ilia title to the Properly against all clahns and dclmad&. nbjocl to any acum6raiem of recad. 1. Payment of Principal, Inlorasl mad tale Charge. borrower shall pay when due ilia principal of, and interest go, the duN evidenced by rim Nos mid Iwo charges due under the tvoa. 2. Monthly 1'uYmenls W "1'wa, 4lruranca u11r1 0dw, Clursm. Ilamwa shall bmlullo in each moodily paymen/. mamhar with the primipal unit inMAin an set forth in the Nuic mid any lam ahmram. an Iaaullmanl of any (1) nvcs and splsial amosanonls Iavied ar to ne JeW.J aghhat Ilia Pmlariy. (0) ncnschn4l laymern or gruwd miss on Inc Properly. nod le) prorduons fa Isom xi: squired by paragraph a, Loan a: 37119349S 11p1 W4 Rini oei.Ayaae, oaf. m1? YwYe Maw*cm J•su BtuK:L ?.ti I'Af: J rara-m?taw We got this FAX on ServerA at: 03/26/2002 01:20PM Page: 5 IDa7dV433390 P04/07 03-26-02 13:P9 PREMIER TRACT such mriddy installment for )terns (a). (b), and (C) shall Mount onPtwolhh of the mmunl amounts. as reatmebly aalitnaed by tender, plus an amount suffrc;ero to maintain an additional balance of not me a Chan alo•si ilh of the Cxlimaed nnahunls. 3bc full annual amount for each item shall be eaumuhlal by tender within a peril owing one motion before an item weld became delimrycln. Unoler stall hold der amounts collated in men to pay hems (a), (Ith and (C) bufwe III07 become delinquent. If at hay now the teal of tic pay hams had by Lv nkr fur hoes (a). (b). And (c), together with Coke future monthly paymon s for such items payahlo to Lender prior to Ilia Ow dnld3 of such items exceeds by more dam mc•sixih due cleated amounl of pyments noprircd it, pa such hems wla:n due, and if paynn uum an the Note are Carrara. then Lefler shall either refund xcess o nur erne-sixth of slue emanated aymenta or Cmdll the excess owr alto-Sixth of The cmimmed payments to subsequent ti c e paynwnts by Borrower. as it= rnI(pdon of ?nrmwcr. If taw town or she ptyments model by Borrower tin item (o), (b), or (c) tw deficienc nt necessar to make u h ll L d y y pay to er any amou a ea p is msufficienl in ply the item wlwn due, than Borrower s Ito or berm Ile dale Iha ilan banm" dec. i K As used In this Security Instrument. *S mc:ay' annex it= Secrelnry of Ihnsin@ and Urbon Development or his or her rance cash monthly payment alkali e ins remium la tin Secretory mM a u L I i hi h d , cr must pay a g g u p l te m n w c docigmuu, n my year also include either: (i) an heowboem or taw annul mortgage insurance premium m be paid by Lender to link Secretary, or (it) a monthly chase inxnamd of it mongngo insurance premium if this Security Imarumee I. held by nlw Secrcary. Lxdr Manwiy Inswlhmem of me montage, hanmmo proration, akll be in an amount surnecto to accurnulae the hill meal mmgng, Cnsuranco premium with Lcnda one month prior to do dale the full annual montage insentnce premium is the in the Scaretary, w if this Security Instrument is held by the Seem". each mondlly chargo shat be in an amaml alum to one-twenrn, of me-haif gnrecol of taw oulswnding principal kdaacc due eh Ilia Note, If Bonoww tenders to Lender the full payment of all sums secured by this Security Instrument. Borrolver's account shall ix: Credited with the balance remaining far gal installments for items (d, (b), and (c) eel any InorlIl Insurance prianknon ' instnllowni "at bade tuns Coal became obligati) to pay to Iho Secretary, and Under shall promptly refund any excess runds to Borrower. Immwdialcly prior It, a foreclosure ale of Ilia Prolwny or let acquighim by Lend". Bomrwer's iccounl shall - he credited will, any kd;nee remaining fm all installments for Items (a), (b), and (c). t. Apprirnton or Paymmis- All payments elder paragraph 1 aa12 shall kr nppltaJ by Lendw u ft4lowx rafts ,n the mortgage insurance premium to be paid by Lender to ,w Secretary of to the mombly cluugc by the Seemlay, iInstead of the mombly morlgago inxwxn rp litm; SOCOUL w any laic, spacial asuummu, lamehokl payments or ground rents, net tare, flood and other hoard Insurance prem;wns. as reguircd; Third to interest tine near lw Noe; L•uuWl, to anoniratinn of do; principal of [be Note: ' Ffth, to law charges due under the Nule. 4. Fire, Flood eel Other Naxaard Inauronce. gorro"r shall insure all improvements on the Property. whether now In existence or sutmilucMiy cocked, againsl May hazards, comalties, and aapinfoncies. including fire, far which tend" rrydree Insurance. TI.h; insurance shall be malaldned in the Common and for tlic"Isrild that Lender rcquirra. Borrower shall Cols, insure all improvements an Ile Prop rty, whether now In oximence w whsapcIlly erected, against less by floods to dc extent acquired by Ilia Se;rcary. An llinmacc xkdl be caritd Willi companies apprm vc! by Lender. The insumnco policies and any renewals shall be held by lender and shill include loss,pnyablo clnusa a favor uf, cud in a fen necghwaha in, Lender. In the cw:nl of lax, Borrower atoll g;w Leader immediate notice by mail. Lcmdw may make pnmf or Ica if IN redo promptly by Bolyower. Bach Insurance company cmccrpW is Iherehy authorized and dinoc a l to make (aytmnt ter such loss directly to LrnJw Inx,nJ of an Borrower and to Lend" )nllul All or an art at d insurance d b l . y. y p er "Co s may e apppd ad by Leader. at its opkm, either (a) to Ilia reduction of Cho wdukedn ess %motor low Noe mad Inds 9eeurllY hearemonl Brsl to I . .any dahimtrwre amounts applied in law order in Porugmpb 3, and the„ to prymymmna of principal, or (b) M taw reslomdon or repair of the da moted property, Any appl(ca)on o me prcceds to the principal snap not a1110a1 or postpone the dux dale of the monthly payments which are m1cmd to in paragraph 2, or change tc amount of such payments. Any oscm insurance procads over any Mamas required to pay all onlaanding indebtedness unda:r the Now and this Sc urlly Insuhlmcnl shall he paid to Be entity kegmliy eplhlal nitrate. In Ilia event or'erecmure or his Saarity incontinent or other trailer of title to the Pnlpprly thin axtinguisIm low indebtedness, all rlgh4 title and Interval M Borrower in and to insurance policies in have Bond[ pun to the purelasw, S. UrCUPimcy, Preservaliom, Maihlsnwncs and i•ratacdlm or the 1'ropertyl alorrower's Lnxn Application; Lenscholds. Borrower thill occupy, eslablixh, and use the Pro(wmy as Bonowcr'u priaipsl fi idem:c within sixty days after Iln execmim of this Security inarumenl and shall Combine to occupy slow Propeny as Bwrower'n principal midenet for at )cut ww year ahcr tic dale of awnpracy, mleu the SCacmry cklermincs this requiromaq with Calm undo, hardship for Borrower, as unless ocuamaing ipbCUmaanca exist which arc beyond Bmm)wcr's cmowl. Borrower shall noliry Landers or any extenuating cirrumslances. BOmhwCr skin nol commit waste or destiny. Chump or Suh tiandilly change the Properly or allow the pfopwly Ill dccriwatc. M:tio ab% eta and tau exceplud. Lcmier ooy inspect site Pnhpwly it Ile property Is Victim tit ahnndunod ar Inn horn is in defauln..Lendw may lake reasonable action to procCl and pmwa,C awl raCMI or alrud,MJ PmpCut . Bono"" shall also he in dernult if &rrowar, during the loan application process, gave materially fulac or Inaaauw Information nr swlemumx to Lender (or faked to provide lender with any material infnnnalim) in conncCtim Willi tic loon oviddncCd by Ilia Nolc. including. bra not himhed in, mpreaernation containing Bomhwcr's occupancy or the properly as a Iriaipal MSidanco. If Ibis Security Inxlnnnml is on a kenscwkL IlwroWw shall comply Willi the pnrvGions of the lease. If 110I11DWe1 404uire, fa title w tic Property, the leasehold and fee rite shat; Coe be merged unless Lender agteq In tow merger in writing. 6. Charges to Burrower and 1'rntactbn or Lender's Rights in Ilia Properly. BwOwcrsholl Poyallgovemrnmtd,rmunicipg O'BrgCS, rhm Sul impxitims that are nnl included in Paragraph 2. narrower shall pay Ihcse obligates an Onto directly in tom cony which is owed the payment, it Fallen to Puy would alvoraclY dtacl Lender s ;oorom in me Moparly, wpm L,"dw,s msgncst Bmmw" $14,11 promptly furnish to Leader reeeipx evidencing Iheye payments If Burrower fail,,, make (host payments or the payments required by Purnorapl 2, or fails to Worm sly Color amounts and rggreemc ll Contained In this Sanity Instrument, w "writ is a legal procecling that may significantly affect LordrYS to" in me Ropey (such M a prraccJing in Iankrhplcy, fa cmdemntnim or to cn(msc hews or rcgulatims). Cho Londe may I to and pay wlumcvcr to na tica ry to potect the value of the Kpirerly and tender 's righs in one Prouty. including paymwm r h h n euu, award uumnsc and mbw koW14 Incnlim d in famoomph 2 „ }y y Any mmuna disklrwil by leader under this Pauympa shall Iwanrw on nt Chard slob, of borrower onto he "cural ' "- by Ihix Security Inamrncin. Throe: amounts shall Ica, mount fen Ilia ditto if disbursement, no Cho Norc mac, and 0 the option of Lander, shall her tmm alinc y due and payable. Loan an 7?1193695 7. Condemoxl;ion. The pmeeeds of any award or claim for Jsrmget. direct or col mopnmld, in morncdon with any condemn h or llcr taking of nay pm of Clw property, at for cmveyancr In pact of condemnation, a, hemby assigned - - - IarbN"t P« 7al4 '? PALE... Itnxrl•ras Mnnxxae-Nn o - - i . We got this FAX on ServerA at: 03/26/2002 01:20PM Page: 4 ID°7433390 P05/07 03-28-02 13:299 PREMIER TRACT and S6Wt!tyilatlrolAC114 iLnder Shall entry suchl Proceeds to rcdwdea of am nda mi,s, under the NmetYmd lahrs Seeulityay nswmenl, Brsl to my delinquent anwunis 014ju l'n the Order provided m Parents 3. and then to I+wlIKaymc+t of Pwiinc11- 1 'Any afplatwton or the xOce? w the gMhcirml dsll um ea ctul yyor PWIPmma IMM.. due time of the Mont IIY rmY+oaMood L% W 'a 1 alro SxuritYrlKawinGw shill be Paid to the costly legally teniil to. iss PueY all on 1'.cling iindcdbtulless aundar Irw Nuiu and dd of aid' ma outstan a, Peas. Lend" lacy udluet fees and alarga mlimived by the Sociology. 9. Uruunds for ACCal"atiati of debt. (a) Denials. Leader ma t as limited by m4?{ulations issued by this SaroMy In din case of Payment dcfmrls. requim inonedium Poymealinfail oral axon? mmssccurcdby,lisSMurilyinstruimnl IC Security Lavwnom riot to (i) Burtaw" dofaulu by failing w Pay in full my monthly Payment requited by this Y P of on the due date of the next monthly Pay,%]=. Of `--' ((u) Burrower &-faults by failing, fin a Pt+rind of thirty days, to Pefwm Say oNG obligations conlaincd in this Sccurily Instrument. (b) Shia W irbaut Credit Approval. Lo dot Said" if paemitled byy ar+pli table law and with the Prior approval or she Secretary. require reinoculate Payment in fell of all the sums saumd by t Sccurily instrument if., (I) All or pall of to PmicnY, or a beneficial imGrst in a treat owning all Of Pan of the Prorwny, it mkd or olu,swiao umsrereed (other than by dating; or dmCOM) by the BOn'Ow*t, and (it) TIN Properly is nil occuptod by one rU,,h Cr or SMUW as hit OF Ief principal laudation, or dm Pltchas" or granite doe m m:eupY (he Propiny hot his or her Credit has Sol been approved in accontWKC Willi the reluirenwns of the Socimary, e) No Walter. if cifeumwoens occur slid would Parents LendcF a m4uim Ilmnedime payment in full, but Lander dims look require such ply+onns. Lander dues rot wuivm its rights with respect to subsa prism ovenla. (d) Regulations or mu Secretary. In many eircutnslmea regulations issued by the Secretary will limit Leaders rights in the use of Payment dafmlls in require immediate payment in full and foreclose if not paid Ths Security Insironnca d+ws non awhoriae escciero tien Or Lxeelosuro If not pmmihad by ragWGlons of roe Secrelary. (a) Mortgage Nut Insured. BWTU"f agrees dust Should this Security Instrument and the note accmcd ILednr not be eligible for hatmas m under the National Housing Act within sixty ISO) Hoye from gin data l; (, Lend" rely. at its option sal nolwlNalmdlolg anything in Paragraph 9, require immediate payment to fend of dl ins Secured by this Security Iagrunwnt. A Written aiaternent of any aulSUizel ague of din Secretary dmod misaqu i m Sixty (60) Day* from the dale I",r. dalining to inmrc tiffs Security lsvmnent and ilia note accurad Lullaby shall be dared conclusive proof of such ioaligibility. Notwithstanding din ro ilimng, this option may not be oscn:iard by Lender when the unavailability of trumraao is Solely due to Lenders failulil to remit a marylage insumo s; Prcntiam to the mcmuny. 10. Reinstatement. BrxrOwar bus a d I to be misgWed if Lender hall required Lnlrmdime tsymmn in full became of Borrower's failure to lay not anou i duo under the Note or this Security Instrumw- This right aprBss even afar LoeeWtwe pmcecdinYYS xis iiKlitulW. To rcinsslc low SauriiY InsWmenL BOrtowOr Nall and" in a lunp sum dl am0unls required to bring Bonowci a rsx:uoni cum:ni including. m No eahW that era obilgylima of Bartow" under Uis Sccurhy Indrunsnt. foracbSUro teats and rusauphla and Wmolwry alauuoya' fen and carxnaes (uglerly aseoeialad wish lira foreclaure pmamiling. Upon rotnamieneit by Burrower, Nis Bacuriry Insutanenl std to oh igatiom list n seCUta dhtii remain in effccl ns if Lender Itad rot feyutred imnwdiate paYn+ml is full. However, l,enakr it iron rcqu'Imd to Pa:rmil rcinsateinent IL (() Lmdrr has accepted rcinsnaemenl after lbe commeneemanl of f"cchauie proceedings within two Pasts ImmedstelY Muscling the canmancommit elf a Wmsno fmxltmlre Mccceding. ((u) rcinslalcmuu well preclude fmaebsun on dlfferenl g to'1' is to fmure, or (iii) ... nunstatemmt will adversely alrai Its priOrlly of din lien eluted ry nits Satiny Irmimmenl. lt. Burrower Non Raleased; Porbearmce by Lender NOr u Walter. Bxwnakn of lire tbne OC payment " moBorro er o! mmutimdbn of tlw sums severed by Nis Security hsvumam 66nnmJ by Lauder m my mconmr in tnierast I. required shall ram upcatc w rdasase uha lialglily of the nfginal Barrow" nr Burmw"'s suceesror in kl"tal. Lendw shall nut be requirod to comiiwaa:e proc"diny aydnst m1' sucabawr is anwreat " rafuec io exwud Dine fa puytnenl w ollerwim modify ariwniadmn of rte sutras sucuiod by t h is Security Inatruin by rcaaon d gay damsel Iy b7 tic urigmal Borrow m Bu s exercise ise of of In Imernt. Any fmirwaaC by Isomer in c sewrng any right or randy a nsB ram ha a wdv" of o tar ptaluda uda the IhC exercise any right Or mtnedy. 11. Succesarva mad Assigns Boundi Joint and Several Usually; Co-Signers, The covenants and agreemerols of this Security Indrualmt shall hind anti bawfil the sueccssms and assign of Leader and BOTRIwor, subject to (he provslons of paragraph 9.6. Borrusees covenets and agrecrnens slihlr be joint and mv"al. Any Borrower who io•slgas t is security Inatrumcgid W does Fall execute the Note: (a) 16 ca•alpping this SMU6LY Immument only to men g!?r 1 will convey tell Borrower's imarat in Ihm Plurally under the terns of ths Security Irturvmant: (b) is not P"aonWy obligated to pay. oho aunK woured by this SWurafty inatwmenl; and (c) ugroas that Under and any mho game wm mat alpx to at", toothy, forbear ac make any wconlin lions with regard to the series of this Security lasumnonl m ion oa without thin Borrower's cmment. 13. Nalims. Any nuke to Borrow" provided fa in this Severity lorlrumanl shalt be rvan by daliverine i( or by mailing it by Gm ehtss hail unless rfflrcrhk law requires tau of another mmlad, The notice shill Ot directed w the RopGty Address or my tier actress Bmruwor datgnates by rwdon in Leculer. Any a mice to under ahail be given by land class tnml to lend" s addrces stated homes or my P"d Lender designates by notice to Borrower. Any rwlic; provided fen in this Security Insumnani shall be deemed to have been given to Borrower of Landta when given w provided in this Paragraph. 14, Conversing Law; Severaoility. This Security Instrument shall be govenncd by Federal law amt the law of the urtalrelion in which ilia ProP"ty is Imaged. In the event teat any prevision or clause of this Security Irshwmem m the NA fAnllicli Willi appllcablu law, such eonBied mug not oflect other Provisions or this Security Inewumem or ate Now which can be given CITecl whited use Wltatcdrng ouiviahulr. To alis aid its, IWvisios of this Security ItalrOalont and Ilia Nola we dwdmed to be smv"ublc. ' IS. llnnower's Copy. BOnwrm dnallWgivcn una onnfmmcd copy Of tlas Secudtylasuumcni. , 16. Assignment or Rms. BOrrower unaondlllondly asdge, mad oanden to Land" all tie revs and revenue of ilia property; Hurmwer authmiaes lender or Lender's agents to callow the rents and rcvmuus will hereby Willis each 1ons01 of Ihm Prulwray to pay the rents w Lender or Lender's agents. However. prim to Untlm's ninth to Borrow" of Bronower s branch of my entmant or ugrouncnl in the Swurity Instrument, Borrower shill collect and receive all rains and revenus or tiro Propcny, as vustw for the benefit of Lender and Borrower. Tias assignment of rcna cunnhues an absolute assignment and Fiat an - usstgenml rise Sddhimull security only. If Lender gives IwiiCe or Itrmah to Borrower: (a) all rents raeivet by Borrower shall be held by Bortowor n trustee for bamfit of Lander only, to be opfdied 10 use signs secured by the SeWrity Inswuacn6 (b) larded shall be entitled to to11e:1 and Mesita ail or soon taut of Ilin property; and (c) owls Icnml of taw Property shall pay all rends due and unpud to lender or Leach's agent on Lender's written demand w tin wn tan. Burrower line nil nauseant any later astignnaln or (be rents and has not and will not Perform my act that would prevent Lend" limn eaansing Its fights under this Psuayruph 16. Laodcr dull net Ins required to after upon, lake more] of or insimafn (lw. ProParly before Or sorrel giving notice of breach to BOrrOWer. however, Leader or a judicially appointed mociwr may do so at any tuns there it a beach. Any aapppikation of rtes shall elm cure tor waiter mg, default or invalidate any mice right Or sommly of Linde. This assignment of mass of Ida ProlarY assets crinkles; wiwo llm hi Famed by the Security [K iron Is low in fug, Loan 0, 771191405 ,'1044 IF644AA Inmatq 14,394 a - •• MIA I4aa41vrota Mwipagr. us] ? ,, R We got this FAX on ServerA at: 03/26/2002 01:20PM Page: 6 B3-26-02 13:BB PREMIER TRACT ID=7433399 P03Z07 NON- UNIFORM COVENANTS. Burrower and Lender further covemnt andagrce as follows: 11. 11oreclosun Procedure. If t,snder naulra immediate payment Imfull under parngraph 9, Leader muy Invoke Ilia power of sale and any other remedies permirted by applicable law. Lander skull be entitled to collect all expenses incurred to pursuing The remedies provided in this paragraph 17, including, but not limited In. reasonable atlorneyr' fees and caaU of title evidence. Is. Release. Upon puyanam of all sums scoured by this Security instrument. this Security Instrument and the estate conveyed shag terminate and become void. After such aecuraanee, Linder shall discharge and satisfy this Security instrument without charge to Hrunwor, Burrower shall pay any recordation coati. 19. Wulvers. Bnmwer. In the extent permitted by applicable law, waives and rcletaes any emu nr defects in 5 ;;• praccalings Io anfome this Security Instrument, and hereby waives the boncEt of any proem[ or future haws providing for stay of execution, extension of time, exemption from munchmed, levy and rah:, and homestead exemption. 20. Rtlnsbdemant Forced. Bconasar's Time to in nrmte provided in pmagroph TO Shall extend to one hour Orion 10 the commenaement of bidding at a shtariff s sale or other sale pursuant to this Security Instrument. 21. Purchase Money Mortgage. If any of the debt socurod by this Security Instrumcnl is lent to Borrower to arquirc title to Ili : Property. This Security Inswurocat shall be a purchase money mortgage. 22. Interest Rate After Judgment Borrower agmal that dro inicrcal mic payable after a judgment in entered an OiC Nate or In an action of rnangage foreclWUrc shall be the rule payable fmtn time to time under the Note. Riders to flits Security Instrument. It one w mare riders am executed by Renewer and recorded together with Oils Security Instrument, the covenants of can such. rider shall be Incorporated into and shell amend and supplement the mvonsrlu antl agreements of Ihu Security instrument as if the ride(s) wan in a pan of this Security Instrument. {Chock applicable box(e)) - Condominium Rider ??yl GnduaoU Paymonl Rit%r ? Crowing Equity Rider Planned Unit Development Rider U d Other Ispeeifyi ADIUSTABLB RATE BY SIONINO BELOW. 110110mr acmpu:md agrees 40 the leas mainland In this Sorority Indictment and in any riders) executed by Borrower and recorded with 4. /??/'y/ Wianexvr. ,!/// ^ T IsU (?) /?1? 0 AND RALPH -likinoweir /ISeYNMM.I ///• t ch DONNA M RALPH -BOINWer (Seal) -Borrower (SOW) C1TRTIPICBTE OF RESIDENCE -BmrDWer I, do hatpby Certify that the correct address of the within-named lender is 1333 main Street, C61%vabilt, SC 29201, witness my hand this 9th day of Me 19 A r Avant of ffeinder liars d es Fl1AP meNv I M I ...Iflt COMMONWEALTH OF Peerry{Mn+SYLVANIA COUNTY OF Curti bel aaa as, On this 9th dale of may, 1994 before ma, a Notary Public In and for said County and Stater personally appeared, D ANDREW RALPH AND DONNA M RALPH, HUSBAND AND WIFE, the individual(s) who executed the foregoing instrument and acknowledged t . sit' examination and reading ec the same --d aid siloo LLv rarrvevinq inatewerenC acknowledged that the same is said individual(s) tree act and dead. IN WITNESS WHEREOF, I have hereunto set my hand and Official seal. N<' n:iN a I:. w w Lo mY Commission expires: NNaaN Seal .i ?-?ItIQfJ lr ifl aria c. Vrepriw. Nolryy . _ w.r..?._.n.?aw n "'"WAi: This instrument was prepared W FLEET MORTDAOB, of 5035 RITTER ROAD, 11MCHANCISBtIRO. PA 17055. hDud.211 ?Acc 1.201) Loan N= 371193495 We got this FAX on ServerA at: 03/26/2002 01:20PM Page: 3 03-26-02 13:21 PREMIER *TRACT ID-74W433390 P07/67 i SCHEDULE C - Land Description CanmlOnanlNumber; 2180 ?t ALL THAT CERTAIN traot or parpel of land situate in zest Pennaborc Township, Cumberland County, Pennsylvania, more particularly bounded and described in accordance with a survey of D.P. Raffenspesger, Registered Surveyor, Camp Bill, Pennsylvania, dated December 1, 1967, as follows, to wits BEGINNING at a point on the westerly line of Glenwood Driv (West), which point is 295.06 fast north of the northwesterly corner of Glenwoo Drive (Went) and Erford Road (West), and at dividing line between Lots 3X and 4, Block "B" on the hereinafter mentioned Plan of Lots; thence along said dividing line, North 63 degrees 30 minutes West, 115 feet to a point; thence along the easterly line of Lots 23X and 23, Mneth 26 degreaa 30 minute Eaot, 37.5 foot to • Point at the dividing line between Lots 4 and 4X, Block "B" on said plan; thence along said dividing line, South 63 degrees 30 minutes East and through the center of a partition wall and beyond, 115 feet to a point on the westerly line of Glenwood Drive (West), aforeeaidr thence along same, South 26 degrees 30 minutes West, 37.5 feet to a point; thence place of BEGINNING. BEING known as 17-B Glenwood Drive (Went). BEING Lot No. 4, Block "B", Plan No. 10, Ridley Park, recorded in Cumberland County Plan Book 18, Page 47. BEING THE SAME PREMISES which Kirk D. Sell and Brands K. Se114 by their deed dated 03/20/92 and recorded on 03/26/92.in the Office of the Recorder of Deeds in and for Cumberland County in Book 0-35, Page 788, granted and conveyed unto Kirk Sell. UNDER AND SUBJECT to conditions, restrictions and rights of record.Surveyor, U ,K 1' 1.1 17,41 12(4 STEWART TITLE GUARANTY COMPANY We got this FAX on ServerA at: 03/26/2002 01:20PM Page: 7 03-28-02 13:f7 PREMIER TRACT ID-7&433390 1?02i07 ADJUSTABLE RATE RIDER 441-4862107 sort day of THIS ADJUSTABLE RATE RIDER is mode 11115 may '1994 and is Incorporated inlo and shall he deemed to amend and supplement Ina Mortgage, Dead of Treat, or Security Deed ("Security Imtmmeot") Of the same dale given by the undersigned ("Borrower") Insecure Borrower's Nola ("Note")to riser Real Estate Funding Corp. (the "Ladder") of the same date and covering Ole properly described in Iha Security Instrument and located at: 1711 GLEN WOOD DRIVE, CAMP IIILL. PA 17011 II'atmny Aadmal THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN THE INTEREST RATE AND THE MONTHLY PAYMENT, THE NOTE LIMITS THE AMOUNT TITS BORROWER'S INTEREST RATIt CAN CHANCE AT ANY ONE. TIME AND THE MAXIMUM RATS. THE. BORROWRR MUST PAY. ADDITIONALCOVENAPffS. in addition to the covenants and agreements made in theSaurity Instrument. Bomwcr and Lander furiler cuvananl and agree us rolluws: 1. INTEREST RATE AND MONTHLY PAYMIiNT CHANGES (A) Change (late The interest rate may change on the first day of October. .19 95, mul on that day ofeac h succeeding year. "Change Date" means each date an which the intemia rate could change. . (B) Tine Index Beginning with Ile first Change Dale, the interest role will be based an an Index. "Index" means the weakly average yield on United Slates Treasury Securities adjusted to a conalwu maturity of one year, as made available by the Federal Reserve Board. "Current Index" means lie most recent index figure availably 90 days before the Change Date. if the Index (as refined above) Is no longer available. Lander will use tis a now Index any Index prescribed by Ile Secretary (as defined in Paragraph 7(B) of the Note)_ Lander will give Bomlwcrnticc or The new Index. (Lt. Calculation of Interest Rate Cblttlgea Berme each CTwnge Date, Lender will calculate a new interest rate by adding a margin of 7Mo percentage points ( 2.000%) m ilia Current Index and munding Ihtl`suhl to Ole Dearest rare-eighth of one percentage point (0-125%). Subject on the limits stated to Paragraph 5(D) of Ole NOW, this mended amount will be the new Interest rate will ilia next Change Dale. (D) Limits un interest Rate Changes The (merest rate will never incrcuso or dcemaac by mono man one percentage point (1.0%) on arty single Change Data The Interval rate will never be more than five percentage Paints (5.0%) higher or lower then the initial Interest rate stated in Paragraph 2 nr Ilc Now. (B) Calculation of Payment Change If me interest rate changes on a Chetge Dale. Lender will calculate the mantel of mondily payment or principal ant Interest which would be necessary ID repay Oe unpaid principal balance in full of tie maturity data at Ile new Interest ram through svbstantlilly equal payments. In making such calculation, Len)erwill use the unpaid principal balance; which would be owed on the Change Dale If them had boon no daraull in payment on the Note, reduced by the amount of any prepayments no principal„TTe result or this culculation will be the amount of the new moubfy payment of principal and Interest. (F) Notice of Changes Lender will give mica to Borrowerof any change in the interest rate mid monthly payment amount. The notice must be given at lea05 days before the new monthly payment amount is due. and must ae rush (D the date of fix mice, (i1) the Change Dare, (Of) lie old Interest rate, IN) the new interest rate, (v) tie new monthly Payment amount. NO the Current Index and the date It was published, (vie) Ilia method of C21CUladmg the change in monthly paymem amount, and (viii) any other information which may be required by law from time to time. (G) Efroctive Dale at Changes A 'low Interest rare calculated in accordance with Parsgrephs 5(C) and 5(0) of one Note will become effective no ilia Change D?otP. Botrowershadl make a payment in me new monthly amount beginning On the first payment date which occurs at (cast 25days aner Lender has given Burrower the m olict, or changes required by Paragraph S(F)of the Nola. Borrower shall have no obligation to pay any increase in Ilia monthly payment amount calculated in accordance will, Paragraph 5(E) or the Note for any payment date occurring less Own 25 days slier Lander hex given the required notice. If the monthly payment ambanl calculated in accordance aim Paragraph S(E) of the Nule doercased. but Lander failed to give timely notice of rite decrease sold Borrower mare any monthly payment amomlu5 CxeeCJhlg the payment amount which should have been stated in a timely notice, man Borrower has Ike option 10 either (1) demand Ilia return to Bormweror any cxccav payment. with interest Olcrean el the Note mile (a ram equal to the interest rate which should have been stated In a timely nmicc), rot (ii) mquest that any excess payment, with interest themon at Ore Note rate, be applied m payment or principal. Laner's obligation to velum any excess payment wile interest nn demand is not assignable even If the Note is othcrwixe meoigned before one demand for rclunl is made. Rider. BY SIGNING BELOW Borrower accepts and agrees to ilia Icons and covenants eomainod In this Ad)uslablc Rate ?(/n.,(I( 1I I?(n(j?rA ? ? ?® llX?' 1_ d?ll?lhl 6(igCt_ (SEAL) ?',(/?') VVV oov rn ? D AN RAI PII anmm.•er ISfiAL) 4W - OO N B RAL PR Il.nsn.r FOR Perm Neme.r 1.141.4.1 YP[efl In,w4 rata. arya.; hn.. a.hx R.I. RM. - Nn 4h-x.o. r< hamfixFf?37 We got this FAX on ServerA at: 03/26/2002 01:20PM •?^ 11 Yk. Page: 2 A'ERIFIC -MON The undersigned, and duly authorized representative of Plaintiff, deposes and says subject to the penalties of 18 Pa. C.S.A. §4904 relating to unworn falsification to authorities that the facts set forth in the foregoing Complaint are true and correct to his information and belief. cm: d ca o m 4r- A SHERIFF'S RETURN - REGULAR CASE NO: 2002-01730 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WASHINGTON MUTUAL BANK F A VS RALPH D ANDREW ET AL RONALD HOOVER , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon RALPH D ANDREW DEFENDANT the at 1641:00 HOURS, on the 12th day of April , 2002 at 17 B GLENWOOD DRIVE CAMP HILL, PA 17011 D ANDREW RALPH by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 10.35 Affidavit .00 Surcharge 10.00 .00 38.35 Sworn and Subscribed to before me this /7 E-- day of u0j,2J A. D. 000 ,., ? Ty ./tom A.Qa?r othonotary T' So Answers: R. Thomas Kline 04/15/2002 GRENEN & BIRSIC By: Deputy Sheriff SHERIFF'S RETURN - REGULAR CASE NO: 2002-01730 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WASHINGTON MUTUAL BANK F A VS RALPH D ANDREW ET AL RONALD HOOVER Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon RALPH DONNA MARIE AKA DONNA M RALPH the DEFENDANT , at 1641:00 HOURS, on the 12th day of April 2002 at 17 B GLENWOOD DRIVE CAMP HILL, PA 17011 by handing to D ANDREW RALPH a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 .00 16.00 Sworn and Subscribed to before me this /7 (W day of ?u?? o2GD.2J A.D. I &4K P othonotary So Answers: R. Thomas Kline 04/15/2002 GRENEN & BIRSIC By : Deputy Sheriff % 1.v IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION PRAECIPE FOR WRIT OF EXECUTION Caption: ( ) Confessed Judgment Washington Mutual Bank, F.A. ( ) Other File No. 02-1730 VS. D. AhdtdTd Ralph and Donna Marie Ralph a/k/a Donna M. Ralph Amount Due $ 67,398.12 Interest $ 1,848.04 Atty's Comm Costs TO THE PROTHONOTARY OF THE SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. Issue writ of execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs, upon the following described property of the defendant(s) PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of Cumberland County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) Andrew M. Ralph and Donna Marie Ralph, a/k/a Donna M. Ralph and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. cZ Date ? °2 ?? dv Signature: Print Name: Kristine M. Faust Address: Attorney for: Telephone: Supreme Court ID No.: One Gateway Center, 9 West Plaintiff (412) 281-7650 77991 (over) Notes: If real property, supply six copies of description including improvements and an original and copy of affidavit of ownership (PaR.C.P. No. 3129). If lengthy personalty list, supply four copies of list. To index writ, file separate praecipe with writ. r r ?[ N m CT WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 02-1730 CIVIL 19 _ COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due $67, 398.12 PLAINTIFF(S) from D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to sell 17 B 1,--- ood Drive Camp Hill,.PA 17011 (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyoneother than a named garnishee, you are directed to notify him/herthat he/she has been added as a garnishee and is enjoined as above stated. Amount Due $67,398.12 L.L. Interest 1,848.04 Due Prothy Atty's Comm Atty Paid Plaintiff Paid Date: Other Costs Prothonotary, Civil Division REQUESTING PARTY: Name Kristine M. Faust AddresSOne Gateway Center, 9 West Pittsburgh. PA 15222 Attomeyfor: Plaintiff, Washington Mutual Bank, F.A. Telephone: (412) 281-7650 by: Deputy Supreme Court ID No. 77991 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., CIVIL DIVISION Plaintiff, NO.: 02-1730 vs. D. ANDREW RALPH and DONNA MARIE RALPH a/k/a DONNA M. RALPH, Defendants. LONG FORM DESCRIPTION ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Township of East Pennsboro in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the westerly line of Glenwood Drive (West), which point is 295.06 feet north of the northwesterly corner of Glenwood Drive (West) and Erford Road (West), and at dividing line between Lots 3X and 4, Block "H" on the hereinafter mentioned Plan of Lots; thence along said dividing line, North 63 degrees 30 minutes West, 115 feet to a point; thence along the easterly line of Lots 23X and 23, North 26 degrees 30 minutes East, 37.5 feet to a point at the dividing line between Lots 4 and 4X, Block "H" on said plan; thence along said dividing line, South 63 degrees 30 minutes East and through the center of a partition wall and beyond, 115 feet to a point on the westerly line of Glenwood Drive (West), aforesaid; thence along same, South 26 degrees 30 minutes West, 37.5 feet to a point, thence place of BEGINNING BEING KNOWN as 17-B Glenwood Drive (West), Camp Hill, Pennsylvania 17011. BEING Lot No. 4, Block "H", Plan No. 10, Ridley Park, recorded in Cumberland County Plan Book 18, Page 47. o O 'v S ITI C) y rn J « BEING THE SAME PREMISES which Kirk Sell and Alexis E. Sell, husband and wife, by Deed dated May 9, 1994 and recorded May 11, 1994 in the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Deed Book 105, Page 257, granted and conveyed unto D. Andrew Ralph and Donna Marie Ralph, husband and wife. GRENEN & BIRSIC, P.C. By teL? '41? Kri tyre M. Faust, Esquire Attorneys for Plaintiff One Gateway Center, Nine West Pittsburgh, PA 15222 (412) 281-7650 ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED INTHE TOWNSHIP OF EAST PENNSBORO, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND NUMBERED AS 17-B GLENWOOD DRIVE, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 105, PAGE 257, BLOCK AND PARCEL NUMBER 09-16-1050-285. ? J 1 V 7Z w cF G rv T -G ' r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., CIVIL DIVISION Plaintiff, NO.: 02-1730 vs. D. ANDREW RALPH and DONNA MARIE RALPH a/k/a DONNA M. RALPH, Defendants. AFFIDAVIT OF LAST KNOWN ADDRESS COMMONWEALTH OF PENNSYLVANIA ) ) SS: COUNTY OF CUMBERLAND ) Before me, the undersigned authority, a Notary Public in and for the said County and Commonwealth, personally appeared Kristine M. Faust, attorney for the Plaintiff, who being duly sworn according to law deposes and says that the owner of the property located at 17 B Glenwood Drive, Camp Hill, Pennsylvania 17011 are, Defendants, D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph, who reside at 17 B Glenwood Drive, Camp Hill, Pennsylvania 17011, to the best of her information, knowledge and belief. SWORN TO AND SUBSCRIBED BEFORE ME THIS 6&4AY OF MC-i 2002. Qc?o1C1 ? (? A ? ?? o ? c?c>r?C1`1 Notary Public Notarial Seal Patricia A. Townsend, Notary Public City of Pittsburgh, Allegheny County My Commission Expires June 2, 2003 Member, PennsylvaniaAssociation of Notaries v ru . z> C CT -?; IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., CIVIL DIVISION Plaintiff, NO.: 02-1730 vs. D. ANDREW RALPH and DONNA MARIE RALPH a/k/a DONNA M. RALPH, Defendants. AFFIDAVIT OF COMPLIANCE WITH ACT 6 OF 1974, 41 P.S.101, ET SEQ. AND ACT 91 OF 1983 COMMONWEALTH OF PENNSYLVANIA ) ) SS: COUNTY OF CUMBERLAND ) Before me, the undersigned authority, a Notary Public in and for the said County and Commonwealth, personally appeared Kristine M. Faust, attorney for the Plaintiff, who being duly sworn according to law deposes and says that Plaintiff was not required to send Defendants written notices pursuant to 35 P.S. § I680.403C (Homeowner's Emergency Mortgage Assistance Act of 1983 - Act 91 of 1983) prior to the commencement of this action for the reason that the aforesaid Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act (12U.S.C. §§1701-1715z-18) [35 P.S. §1680.401C(a)(3)] Additionally, Plaintiff was not required to send Defendants written notices of Plaintiffs intention to foreclose said Mortgage pursuant to 41 P.S. §403 (Act 6 of 1974) prior to the commencement of this action for the reasons that said Mortgage is not a "residential mortgage" as defined in 41 P.S. §101 and the Defendants are not a "residential mortgage debtor" as defined in 41 P.S. §101. v SWORN TO AND SUBSCRIBED BEFORE ME THIS DAY OF , 2002. Notary Public al seat send, Notary Public , Allegheny County xpires June 2. 2(103iaASSOdation of Notaries ga c rv -, mr c t'j .J cr, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., CIVIL DIVISION Plaintiff, NO.: 02-1730 VS. D. ANDREW RALPH and DONNA MARIE RALPH a/k/a DONNA M. RALPH, Defendants. AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF CUMBERLAND ) Washington Mutual Bank, F.A., Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property of D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph located at 17 B Glenwood Drive, Camp Hill, Pennsylvania 17011 and is more fully described as follows: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF EAST PENNSBORO, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND NUMBERED AS 17-B GLENWOOD DRIVE, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 105, PAGE 257, BLOCK AND PARCEL NUMBER 09-16-1050-285. 1. The name and address of the owner(s) or reputed owner(s): D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph 17-B Glenwood Drive Camp Hill, PA 17011 2. The name and address of the defendants in the judgment: D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph 17-B Glenwood Drive Camp Hill, PA 17011 3. The name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Washington Mutual Bank, F.A. PLAINTIFF 4. The name and address of the last record holder of every mortgage of record: Washington Mutual Bank F.A. CitiFinancial, Inc. PLAINTIFF 3401 Hartzdale Dr. #126 Camp Hill, PA 17011 5. The name and address of every other person who has any record lien on the property: Domestic Relations Office P.O. Box 320 Carlisle, PA 17013 PA Dept of Revenue Commonwealth of Pennsylvania Inheritance Tax Division Bureau of Individual Taxes Dept. 280601 Harrisburg, PA 17128-0601 Department of Welfare P.O. Box 2675 Harrisburg, PA 17105 6. The name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None 7. The name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: None I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unworn falsification to authorities. Kristine . Faus , Esquire Attorney for Plaintiff SWORN to and subscribed before me this q$day of Cb tt , 2002. Notary Public Notarial Seal Patricia A. Townsend, Notary Public City of Pittsburgh. Allegheny County My Commission Expires June 2. 2003 Member, Pennsylvania Association of Notaries C--- C- - TI c-5 L a n tT IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., CIVIL DIVISION Plaintiff, NO.: 02-1730 vs. D. ANDREW RALPH and DONNA MARIE RALPH a/k/a DONNA M. RALPH, Defendants. NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P. 3129.2(c) TO: Domestic Relations Office P.O. Box 320 Carlisle, PA 17013 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE ONE COURTHOUSE SQUARE CARLISLE, PA 17013 on September 4, 2002, at 10:00 A.M., the following described real estate which D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph, are the owners or reputed owners and on which you may hold a lien or have an interest which could be affected by the sale: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF EAST PENNSBORO, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND NUMBERED AS 17-B GLENWOOD DRIVE, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 105, PAGE 257, BLOCK AND PARCEL NUMBER 09-16-1050-285. The said Writ of execution has been issued on a judgment in the action o£ Washington Mutual Bank, F.A., Plaintiff, VS. D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph, Defendants, at Execution Number 02-1730 in the amount of $69,246.16. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs sale or this Notice, you should contact your attorney as soon as possible. GRENEN & BIRSIC, P.C. Dated: 16 /14/6 z Kristine M. Faus , squire Attorneys for Plaintiff 21- ON .y 40 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., CIVIL DIVISION Plaintiff, vs. ISSUE NUMBER: D. ANDREW RALPH and DONNA NO.: 02-1730 MARIE RALPH A/K/A DONNA M. RALPH, Defendants. TYPE OF PLEADING: Pa. R.C.P. RULE 3129.2(c)(2) PURSUANT TO RULE 3129.1 LIENHOLDER AFFIDAVIT OF SERVICE CODE- FILED ON BEHALF OF PLAINTIFF: Washington Mutual Bank, F.A. COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Faust, Esquire Pa. I.D. #77991 GRENEN & BIRSIC, P.C. One Gateway Center 9 West Pittsburgh, PA 15222 (412) 281-7650 SALE DATE: September 4, 2002 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., CIVIL DIVISION Plaintiff, NO.: 02-1730 vs. D. ANDREW RALPH and DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. Pa. R.C.P. RULE 3129.2(c)(2) LIENHOLDER AFFIDAVIT OF SERVICE I, Kristine M. Faust, Attorney for Plaintiff, Washington Mutual Bank, F.A., being duly sworn according to law, deposes and makes the following Affidavit regarding service of the notice of the sale of real property on all persons named in Paragraphs 3 through 7 of Plaintiff s Affidavit Pursuant to Rule 3129.1 as follows: 1. By letters dated May 22, 2002, undersigned counsel served all persons (other than the Plaintiff) named in Paragraphs 3 through 7 of Plaintiffs Affidavit Pursuant to Rule 3129.1 with a notice of the sale of real property by ordinary mail at the respective addresses set forth in the Affidavit Pursuant to Rule 3129.1. True and correct copies of said Affidavit Pursuant to Rule 3129.1 and Certificates of Mailing and any letters, if returned as of this date, are marked Exhibit "A", attached hereto, and made a part hereof. I verify that the facts contained in this Affidavit are true and correct based upon my personal knowledge, information and belief. GRENEN & BIRSIC, P.C. BY: Kristine M. Fa st, Esquire Attorneys for Plaintiff One Gateway Center, Nine West Pittsburgh, PA 15222 (412) 281-7650 Sworn to and subscribed before me this 'L'KY of 2002. Notary Public Notarial Seal Public Wreghn,l Nota n iry County5 Joanne M. l 00 19, Cltyommissio U Exp es June 2 My C Member, Pennsylvania Association °t Notaries EXHIBIT A 6 0 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., CIVIL DIVISION Plaintiff, NO.: 02-1730 vs. D. ANDREW RALPH and DONNA MARIE RALPH a/k/a DONNA M. RALPH, Defendants. AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF CUMBERLAND ) Washington Mutual Bank, F.A., Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property of D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph located at 17 B Glenwood Drive, Camp Hill, Pennsylvania 17011 and is more fully described as follows: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF EAST PENNSBORO, COUNTY OF CUMBERLAND, AND COMMONWEALTH OF PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND NUMBERED AS 17-B GLENWOOD DRIVE, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 105, PAGE 257, BLOCK AND PARCEL NUMBER 09-16-1050-285. 1. The name and address of the owner(s) or reputed owner(s): D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph 17-B Glenwood Drive Camp Hill, PA 17011 2. The name and address of the defendants in the judgment: D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph 17-B Glenwood Drive Camp Hill, PA 17011 3. The name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Washington Mutual Bank, F.A. PLAINTIFF 4. The name and address of the last record holder of every mortgage of record: Washington Mutual Bank F.A. PLAINTIFF CitiFinancial, Inc. 3401 Hartzdale Dr. #126 Camp Hill, PA 17011 5. The name and address of every other person who has any record lien on the property: Domestic Relations Office P.O. Box 320 Carlisle, PA 17013 PA Dept of Revenue Commonwealth of Pennsylvania Inheritance Tax Division Bureau of Individual Taxes Dept. 280601 Harrisburg, PA 17128-0601 Department of Welfare P.O. Box 2675 Harrisburg, PA 17105 6. The name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None 7. The name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: 0 None • I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unswom falsification to authorities. Kristine M/ Fadsr, Esquire Attorney for Plaintiff SWORN to and subscribed before me this C?Q C&-day of a 12002. Notary Public Notarial Seal Patricia A. Townsend, Notary Public City of Pittsburgh, Allegheny County My Commission Expires June 2. 2003 Member, Pennsylvania Association of Notaries 0-4 d d ' c? U.S. POSTAL SERVICE CERTIFICATE OF MAILING MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL DOES NOT , , PROVIDE FOR INSURANCE-POSTMASTER Received From: ?f MEN RlRSIr a ONE GATEWAY CENTER, NINE WEST A. 52 I One place of ordinary mail addressed to- r NY ; S ask, POSTAL SERVICE CERTIFICATE OF MAILING MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE-POSTMASTER Received From GRENEN & BIRSIC < - y ONE GATEWAY CENTER, NINEIWES One piece of ordinary mail aouWad to: - J G ?x aU Lill P,% Form 3817, January -7?-agIb U.S. POSTAL SERVICE CERTIFICATE OF MAILING MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE-POSTMASTER Received From: GREN N R RIRSIf ONE GATEWAY CENTER t NINE , V. t„ MISHUHUH, PA. 15222 U, a P piece of o ry mail addressed to, `:'?' •yr : Q ; _ Sn r ?. v 1 CPA . rn in starF or a post mLwk. In u of ostmasterfo ero fee. w c ttt IILI V ?Q C i 4 U= ='; f ?? I A i L WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 02-1730 Civil CIVIL ACTION - LAW TO THE SHERIFF OF Cumberland COUNTY: To satisfy the debt, interest and costs due WASHINGTON MUTUAL BANK, F.A. PLANTIFF(S) From D. ANDREW RALPH AND DONNA MARIE RALPH a/k/a DONNA M. RALPH, 17b GLENWOOD DR., CAMP HILL PA 1701 L. (1) You are directed to levy upon the property of the defendant(s) and to sell REAL ESTATE LOCATED AT 17B GLENWOOD DR., CAMP HILL PA 17011. (SEE ATTACHED LEGAL DESCRIPTION.) (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $67,398.12 Interest $1,848.04 Atty's Comm % Atty Paid $126.35 Plaintiff Paid L.L. $.50 Due Prothy $1.00 Other Costs Date: MAY 29, 2002 REQUESTING PARTY: Name KRISTINE M. FAUST, ESQ. Address: ONE GATEWAY CENTER, 9 WEST PITTSBURGH PA 15222 Attorney for: PLAINTIFF Telephone: (412) 281-7650 Supreme Court ID No. 77991 CURTIS R. LONG Prot By: Washington Mutual Bank, F.A. VS D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2002-1730 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED pursuant to instructions from Attorney Kristin Faust. Sheriff's Costs: Docketing 30.00 Surcharge 30.00 Law Library .50 Prothonotary 1.00 Mileage 20.70 Levy 15.00 Advertising 15.00 Posting Handbills 15.00 Share of Bills 25.20 Poundage 14.99 Law Journal 321.20 Patriot News 251.35 Postpone Sale 20.00 Certified Mail 4.78 $ 764.72 paid by attorney 11/25/02 Sworn and subscribed to before me S er ??a? This q G' day of R. Thomas Kline, Sheriff 2002, A.D.? BYE. LI" ) Prothonotary Real Estate Deputy SZ) ;?? i3z 3v7 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA COUNTY OF CUMBERLAND : ss. Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: JULY 26, AUGUST 2, 9, 2002 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL ESTATE SALE NO. 44 Writ No. 2002-1730 Civil Washington Mutual Bank, F.A. vs. D. Andrew Ralph and Donna Marie Ralph, a/k/a Donna M. Ralph Atty.: Kristine Faust LONG FORM DESCRIPTION ALL THAT CERTAIN tract or par- cel of land and premises, situate, lying and being in the Township of East Pennsboro in the County of Cumberland and Commonwealth of Pennsylvania, more particularly de- scribed as follows: Roger M. Morgenthal, Editor SWORN TO AND SUBSCRIBED before me this 9 day of AUGUST, 2002 LOIS E. SNYDEER,,NNotary Public BEGINNING at a point on the My C=*61M westerly line of Glenwood Drive M&-Ch 5, W (West), which point is 295.06 feet north of the northwesterly corner of Glenwood Drive (West) and Erford Road (West), and at dividing line between Lots 3X and 4, Block "H" on the hereinafter mentioned Plan of Lots; thence along said dividing line, North 63 degrees 30 minutes West, 115 feet to a point; thence along the easterly line of Lots 23X and 23, North 26 degrees 30 min- utes East, 37.5 feet to a point at the dividing line between Lots 4 and 4X, Block "H" on said plan; thence along said dividing line, South 63 degrees 30 minutes East and through the center of a partition wall and beyond, 115 feet to a point on the westerly line of Glenwood Drive (West), aforesaid; thence along same. South 26 degrees 30 minutes West, 37.5 feet to a point, thence place of BEGINNING. BEING KNOWN as 1.7-B Glenwood Drive (West), Camp Hill, Pennsylva- nia 17011. BEING Lot No. 4, Block "H", Plan No. 10, Ridley Park, recorded in Cumberland County Plan Book 18, Page 47. BEING THE SAME PREMISES which Kirk Sell and Alexis E. Sell, husband and wife, by Deed dated May 9, 1994 and recorded May 11, 1994 in the Recorder of Deeds in and for Cumberland County, Penn- sylvania, in Deed Book 105, Page 257, granted and conveyed unto D. Andrew Ralph and Donna Marie Ralph, husband and wife. THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Frank J. Epler being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 23rd and 30th day(s) of July and the 6th day(s) of August 2002. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resclution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneot,is Book "M", Volume 14, Page 317. PUBLICATION COPY SALE#44 REAL ESTATE SALE No. 44 Writ No. 2002-1730 Civil Term Washington Mutual Bank, F.A. vs D Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph DESCRIPAttN. Kristine Faust ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Township of East Pennsboro in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the westerly line of Glenwood Drive (West), which point is 295.06 feet northwesterly comer of Glenwood Drive (West) and Erford Road (West), and at dividing line between Lots 3X and 4, Block "H" on the hereinafter mentioned Plan of Lots; dmce along Sworn to and subscribed before me Notarial Seal / Terry L. Russell, Notary Public City Of Harrisburg, Dauphin County My Commission Expires June 6, 2006 Member, Pennsylvania Association (X Notaries 14th day A. D. NOTARY PUBLIC commission expires June 6, 2006 CUMBERLAND COUNTY SHERIFF=S OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates Probating same Notary Fee(s) Total $ 249.60 $ 1.75 $ 251.35 said mviaing line. North 63 degrees 30 minutes Publisher's Receipt for Advertising Cost The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. Wesl,;_ tl5 feet to a point; thence alb the easterly line of Lots 23X and 23, North 26 degrees 30 minutes East, 37.5 feet to a point at the dividing line between Lots 4 and 4X, Block "H" on said plan; thence along said dividing line, By .................................................................... South 63 degrees 30 minutes East and through the center of a partition wall and beyond, I 15 BEING THE SAME PREMISES which Kirk Sell feet to a point on the westerly line of Glenwood and Alexis E. Sell, husband and wife, by Deed Drive (west), aforesaid; thence along same, South dated May 9,1994 and recorded May IL 1994 in 26 degrees 30 minutes West, 37.5 feet to a point, the Recorder of Deeds in and for Cumberland thence place of BEGINNING. County, Pennsylvania, in Deed Book 105, Page BEING KNOWN as 17-B Glenwood Drive (west), Camp Hill, Pennsylvania 17011. 257, granted and conveyed unto D. Andrew Ralph and Donna Marie Ralph, husband and BEING Lot NoA Block "H", Plan No. 10, wife. Ridley Park, recorded in Cumberland County Plan Book 18, Page 47. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION PRAECIPE FOR WRIT OF EXECUTION Caption: Washington Mutual Bank, F.A. vs. D. Andrew Ralph and Donna Maire Ralph a/k/a Donna M. Ralph ( ) Confessed Judgment ? ) Other Writ of Execution File No. 02-1730 Civil Term Amount Due$67,398.12 Interest 92640.90 Atty's Comm Costs TO THE PROTHONOTARY OF THE SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. Cumberland - Issue writ of execution in the above matter to the Sheriff of ?+? - _ ---- County, for debt interest and costs, upon the following described property of the defendant(s) 1?-B, Glenwood Drive, Camp Hill, PA 17011 PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the. Sheriff of County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. Date 01/15/04 Signature: CC 26 ?'?7CC cx f.G?z/ Kristine M. Anthou Print Name: Address: Attorney for: Telephone: Supreme Court ID No.: One Gateway Center, Ninth Floor Pittsburgh, PA 15222 Plaintiff 412 281-7650 77991 (over) Notes: If real property, supply six copies of description including improvements and an original and copy of affidavit of ownership (PaR.C.P. No. 3129). 7??1v R? y f If lengthy personalty list, supply four copies of list. To index writ, file separate praecipe with writ. fa ? w '{9,n C f (-?? 1 ? r \ wl \ h 1 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 02-1730 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WASHINGTON MUTUAL BANK, F.A., Plaintiff (s) From D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the gamishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $67,398.12 Interest $9,640.90 Atty's Comm % Atty Paid $903.57 Plaintiff Paid Date: JANUARY 21, 2004 (Seal) L.L. Due Prothy $1.00 Other Costs CURTIS R. LONG Prothonottat By: -Kir /L1 P , P. Deputy REQUESTING PARTY: Name KRISTINE M. ANTHOU, ESQUIRE Address: ONE GATEWAY CENTER, NINTH FLOOR PITTSBURGH, PA 15222 Attorney for: PLAINTIFF Telephone: 412-281-7650 5?" 4. J'-- Supreme Court ID No. 77991 IN THE UNITED STATES BANKRUPTCY COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA IN RE: Donald Andy & Donna Marie Ralph, Debtors. Washington Mutual Home Loans, Inc., VS. Movant, Donald Andy & Donna Mane Ralph, Debtors, and Charles J. DeHart, III, Trustee, Respondents, "AwwOwy, PA SM TYAII r_1.?4 P.M. 2 7 2003 64K, U.a. aw h?rr ORDER OF COURT hh ? AND NOW, this d 7 day of ?r? 2003, upon consideration of the foregoing Certificate of Default, filed on behalf of Washington Mutual Home Loans, Inc., it is hereby ORDERED, ADJUDGED, and DECREED that the Default is granted and the automatic stay is terminated as it affects the interests of Movant in the real property and improvements thereon commonly known as 17B Glenwood Drive, Camp Hill, Pennsylvania, 17011. BY THE COURT: 4 MAH)(Q. FRANCE Mary D. France U.S. Bankruptcy Judge Loan No. 6162674482 BANKRUPTCY CASE NO.: 1-02-0473 1 -MDF CHAPTER 13 Ls IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL CIVIL DIVISION BANK, F.A., Plaintiff, NO.: 02-1730 CIVIL TERM Vs. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) ) SS: COUNTY OF ALLEGHENY ) Washington Mutual Bank, F.A., Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property of D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph, located at 17-B, Glenwood Drive, Camp Hill, PA 17011, and is more fully described as follows: ALL THE RIGHT, TITLE INTEREST AND CLAIM OF D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF EAST PENNSBORO, CITY OF CAMP HILL, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AS 17-B, GLENWOOD DRIVE, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 105, PAGE 257. TAX PARCEL NUMBER 09-16-1050-285. 1 2 The name and address of the owners or reputed owners: D. Andrew Ralph 17-B, Glenwood Drive Donna Marie Ralph a/k/a Camp Hill, PA 17011 Donna M. Ralph The name and address of the defendants in the judgment: D. Andrew Ralph 17-B, Glenwood Drive Donna Marie Ralph a/k/a Camp Hill, PA 17011 Donna M. Ralph 3. The name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Washington Mutual Bank, F.A. Plaintiff Commonwealth of PA Department of Welfare P. O. Box 2675 Harrisburg, PA 17105 4. The name and address of the last record holder of every mortgage of record: Washington Mutual Bank, F.A Citifinancial Inc. Plaintiff 3401 Hartzdale Drive 126 Camp Hill, PA 17011 5. The name and address of every other person who has any record lien on the property: PA Department of Revenue Domestic Relations Office Tax Assessment Office Bureau of Individual Taxes Inheritance Tax Division Department 280601 Harrisburg, PA 17128-0601 P. O. Box 320 Carlisle, PA 17013 Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013-3387 6. The name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None 7. The name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Tenant (s) or Current Occupant (s) 17-B, Glenwood Drive Camp Hill, PA 17011 I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification tc authorities. BY:? 4C ?l CSC'?2?'l??« 6?/ Kri e M. thou, Esquire Attorney for Plaintiff SWORN to and subscribed before me this a _ day of L--FU) ILL" NA pu Notary Pubblic ,2004. COMMONWEALTH OF PENNSYLVANIA Notarial Seal Gerald L. Potter, Jr., Notary Public i City Of Pittsburgh. ABegheny County MY Commission E)ires Dec. 10, 2007 Member, Pennsylvania Association Of Notaries IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL CIVIL DIVISION BANK, F.A., Plaintiff, NO.: 02-1730 CIVIL TERM VS. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: D. ANDREW RALPH 17-B, Glenwood Drive Camp Hill, PA 17011 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE COMMISSIONERS' HEARING ROOM, SECOND FLOOR ONE COURTHOUSE SQUARE CARLISLE, PENNSYLVANIA 17103 on June 09, 2004, at 10:00 A.M., the following described real estate, of which D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph are the owners or reputed owners: ALL THE RIGHT, TITLE INTEREST AND CLAIM OF D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF EAST PENNSBORO, CITY OF CAMP HILL, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AS 17-B, GLENWOOD DRIVE, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 105, PAGE 257. TAX PARCEL NUMBER 09-16-1050-285. The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of WASHINGTON MUTUAL BANK, F.A., Plaintiff, vs. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. at Execution Number 02-1730 CIVIL TERM in the amount of $77,039.02. Claims against the property must be filed with the Sheriff before the above sale date. Claims to proceeds must be made with the office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the office of the Sheriff. This paper is a notice of the time and place of sale. It has been issued because there is a judgment against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PENNSYLVANIA 17013 (717)249-3166 (800)990-9108 You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection, you might have within twenty (20) days after service of the Complaint for Mortqaqe Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the judgment is opened the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriff's Sale if you can show a defect in the Writ of Execution of service or demonstrate any other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. GRENEN & BIRSIC, P.C. Kr tine M. Pj thou, Esquire Attorney for Plaintiff SHERIFF'S SALE DATE: JUNE 09, 2004 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., Plaintiff, VS. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. CIVIL DIVISION NO.: 02-1730 CIVIL TERM SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF ALLEGHENY ) Washington Mutual Bank, F.A., Plaintiff: in the above-captioned action files the instant Supplemental Affidavit: Pursuant to Rule 3129.1. The information identified below is in addition to the information previously identified in the Affidavit Pursuant to Rule 3129.1. As of the date that the Praecipe for Writ of Execution was filed, the information set forth below was of record concerning the real property of D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph, and is more fully described as follows: ALL THE RIGHT, TITLE INTEREST AND CLAIM OF D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF EAST PENNSBORO, CITY OF CAMP HILL, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AS 17-B, GLENWOOD DRIVE, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 105, PAGE 257. TAX PARCEL NUMBER 09-16-1050-285. 1. The name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: East Pennsboro Township 98 South Enola Drive Enola, PA 17025 I verify that the statements made in the Supplemental Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities. Kristine, M. Anthou, Esquire Attorney's for Plaintiff SWORN TO and SUBSCRIBED BEFORE ME THIS 07W DAY OF A10" , 2004. Notary Public COMWEALTH OF PENNSYLVANIA MOO L. Potter, JrSNoltary Pu61ic MY M OfMONPlttsfwe Allegheny County Commission Expires Dec_ 10, 2007 Member. Pennsylvania gssociation of Notaries -c- -r7 -i r- r\) p - m C!D d - j L1J C l?J - ? Ul SHERIFF'S SALE DATE: JUNE 09, 2004 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., CIVIL DIVISION Plaintiff, NO.: 02-1730 CIVIL TERM ISSUE NUMBER: Vs. D.ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. TYPE OF PLEADING: Pa. R.C.P. RULE 3129.2(c) AFFIDAVIT OF SERVICE DEFENDANTS/OWNERS CODE - FILED ON BEHALF OF PLAINTIFF: Washington Mutual Bank, F.A. COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Anthou, Esquire Pa. I.D. #77991 GRENEN & BIRSIC, P.C. One Gateway Center Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL CIVIL DIVISION BANK, F.A., Plaintiff, NO.: 02-1730 CIVIL TERM VS. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. Pa. R.C.P. RULE 3129.2(c) AFFIDAVIT OF SERVICE DEFENDANTS/OWNERS I, Kristine M. Anthou, Esquire, Attorney for Plaintiff, Washington Mutual Bank, F.A., being duly sworn according to law deposes and makes the following Affidavit regarding service of Plaintiff's notice of the sale of real property in this matter on May 18, 2004 as follows: 1. D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph are the owners of the real property and have not entered an appearance of record. 2. The undersigned counsel served Defendant, D. Andrew Ralph, with a true and correct copy of Plaintiff's notice of the sale of real property by certified mail, return receipt requested, restricted delivery. A true and correct copy of said Notice is marked Exhibit "A", attached hereto and made a part hereof. 3. On or about February 2, 2004, Defendant, D. Andrew Ralph, received the notice of the sale of real property in this matter as evidenced by the signed U.S. Postal Service form 3811, certified mail, return receipt requested, restricted delivery. A true and correct copy of the signed U.S. Postal Service form 3811, evidencing service by certified mail, return receipt requested, restricted delivery on the identified Defendant, is marked Exhibit "B", attached hereto and made a part hereof. 4. The undersigned counsel served Defendant, Donna Marie Ralph a/k/a Donna M. Ralph, with a true and correct copy of Plaintiff's notice of the sale of real property by certified mail, return receipt requested, restricted delivery. A true and correct copy of said Notice is marked Exhibit "C", attached hereto and made a part hereof. 5. On or about February 2, 2004, Defendant, Donna Marie Ralph a/k/a Donna M. Ralph, received the notice of the sale of real property in this matter as evidenced by the signed U.S. Postal Service form 3811, certified mail, return receipt requested, restricted delivery. A true and correct copy of the signed U.S. Postal Service form 3811, evidencing service by certified mail, return receipt requested, restricted delivery on the identified Defendant, is marked Exhibit "D", attached hereto and made a part hereof. I verify that the facts contained in this Affidavit are true and correct based upon my personal knowledge, information, and belief. GRENEN & BIRSIC,, P. C. BY: 'k- ?- c. i K C c C /- 4Q Kr ine M. Anthou, Esquire Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412) 281-765() SWORN TO AND SUBSCRIBED BEFORE ME THIS ( `:ITU DAY OF Hat, 2004. Notary Public COMMONWEACfH OF PENNSYLVANIA Notarial Seal Gerald L. Potter, Jc, Notary Public City Of Pittsburgh, Allegheny County My Commission Expires Dec. 10, 2007 Member, Pennsylvania Association Of Notaries EXHIBIT "A" • IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL CIVIL DIVISION BANK, F.A., Plaintiff, NO.: 02-1730 CIVIL TERM V8. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: D. ANDREW RALPH 17-B, Glenwood Drive Camp Hill, PA 17011 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE COb;MISSIONERS' HEARING ROOM, SECOND FLOOR ONE COURTHOUSE SQUARE CARLISLE, PENNSYLVANIA 17103 on June 09, 2004, at 10:00 A.M., the following described real estate, of which D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph are the owners or reputed owners: ALL THE RIGHT, TITLE INTEREST AND CLAIM OF D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF EAST PENNSBORO, CITY OF CAMP HILL, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AS 17-B, GLENWOOD DRIVE, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 105, PAGE 257. TAX PARCEL NUMBER 09-16-1050-285. # • The said writ of Execution has been issued on a judgment in the mortgage foreclosure action of WASHINGTON MUTUAL BANK, F.A., Plaintiff, VS. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. at Execution Number 02-1730 CIVIL TERM in the amount of $77,039.02. Claims against the property must be filed with the sheriff before the above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale: date. Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. This paper is a notice of the time and place of sale. It has been issued because there is a judgment against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you. wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF ]EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PENNSYLVANIA 17013 (717) 249-3166 (800)990-9108 You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection, you might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the judgment is opened the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not made -a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriff's Sale if you can show a defect in the Writ of Execution of service or demonstrate any other legal or equitable right. YOU MAY ALSO,HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE: PRICE OR, IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. GRENEN & BIRSIC, P.C. -`u G.C O-i.- By: Kris ne PQ. Anthou, Esquire Attorney for Plaintiff EXHIBIT "B" i ¦ Complete items 4, 2, and 3. Also complete' A. s nab" 0, ? Agent item 4 if Restricted Delivery is desired. f ¦ Print your name and address on the reverse Addressee so that we can return the card to you. B Rte, ?y ivery j ¦ Attach this card to the (rack of the mailpiece. / rmits rt if h f It" . space pe or on t e ror ass n it?m t? li e adc# I d v Q s e ry i . Article Addressed to: If YES. alter detiveryX be ? ?11N a tku ZP\ 1 o & 'Service Type r MaU. ? Express Matt ? Registered g Eietum Receipt for Merchandise krsured Mal! ? aoD 4. Restricted Deliver? (Extra F&O btes 2. Article Number 7003 2260 0006 0422 25101 I P$ Fhrrrr 3I,`At'21 t ` ` ` Dbrnestlctcat? Receipt 102505-024A-1540 EXHIBIT "C" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL CIVIL DIVISION BANK, F.A., Plaintiff, VS. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. NO.: 02-1730 CIVIL TERM NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: DONNA MARIE RALPH A/K/A DONNA M. RALPH 17-B, Glenwood Drive Camp Hill, PA 17011 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE COMMISSIONERS' HEARING ROOM, SECOND FLOOR ONE COURTHOUSE SQUARE CARLISLE, PENNSYLVANIA 17:103 on June 09, 2004, at 10:00 A.M., the following described real estate, of which D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph are the owners or reputed owners: ALL THE RIGHT, TITLE INTEREST AND CLAIM OF D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF EAST PENNSBORO, CITY OF CAMP HILL, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AS 17-13, GLENWOOD DRIVE, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 105, PAGE 257. TAX PARCEL NUMBER 09-16-1050-285. 0 ?J The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of WASHINGTON MUTUAL BANK, F.A., Plaintiff, vs D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. at Execution Number 02-1730 CIVIL TERM in the amount of $77,039.02. Claims against the property must be filed with the Sheriff before the above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. This paper is a notice of the time and place of sale. It has been issued because there is a judgment against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you. wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF :EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PENNSYLVANIA 17013 (717)249-3166 (800)990-9108 0 0 You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order to exercise those: rights, prompt action on your part is necessary. You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection, you might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the Court alleging aa,valid defense and a reasonable excuse for failing to file the defense on time. If the judgment is opened the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriff's Sale if you can show a defect in the Writ of Execution of service or demonstrate any other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE 'DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. GRENEN & B:CRSIC, P.C. By: Kri ine M. Aithou, Esquire Attorney for Plaintiff EXHIBIT "D" ¦ Complete items V2, and 3. Also complete , item 4 if Restricted Delivery is desired. ¦ Print your name and address on the reverse so that we can return the card to you. ¦ Attach this card to the back of the mailpieoe, ?N?.??? ?(? (?. ?.] ?Q?? ?j ? enter livery address beipiw ,` L7 No r, Aw/ { 3. Type + l L A ?16 L L? "fled Ma(I ?, /Express Malt U Registered ?,p.,(? Refum Receipt for Merchandise ? lnsw ed Mail LJ C.O.D. J4. Restricted Delivery? (Exba Fee) Yes 2. Article Number - - (ransferfrom service bW 7003 1010 0004 8783 2392 PS Form 3811, August 2001 Domestic Return Receipt 102505-024A-1540 j j: 1l7 CD l I .. ?? C. rn SHERIFF'S SALE DATE: JUNE 09, 2004 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., Plaintiff, Vs. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. CIVIL DIVISION NO.: 02-1730 CIVIL TERM ISSUE NUMBER: TYPE OF PLEADING: Pa. R.C.P. RULE 3129.2(c)(2) LIENHOLDER AFFIDAVIT OF SERVICE CODE - FILED ON BEHALF OF PLAINTIFF: Washington Mutual Bank, F.A. COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Anthou, Esquire Pa. I.D. # 77991 GRENEN & BIRSIC, P.C. One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL CIVIL DIVISION BANK, F.A., Plaintiff, NO.: 02-1730 CIVIL TERM VS. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. Pa. R.C.P. RULE 3129.2(c);2) LIENHOLDER AFFIDAVIT OF SERVICE I, Kristine M. Anthou, Attorney for Plaintiff, Washington Mutual Bank, F.A., being duly sworn according to law, deposes and makes the following Affidavit regarding service of the notice of the sale of real property on all persons named in Paragraphs 3 through 7 of Plaintiff's Affidavit Pursuant to Rule 3129.1 as follows: 1. By letters dated January 28, 2004 and February 3, 2004, undersigned counsel served all persons (other than the Plaintiff) named in Paragraphs 3 through 7 of Plaintiff's Affidavit Pursuant to Rule 3129.1 and Supplemental Affidavit Pursuant to Rule 3129.1 with a notice of the sale of real property by ordinary mail at the respective addresses set forth in the Affidavit Pursuant to Rule 3129.1. True and correct copies of said Affidavit Pursuant to Rule 3129.1, Supplemental Affidavit Pursuant to Rule 3129.1, U.S. Service Postal Forms 3817 and 3877, and any letters, if returned as of this date, are marked Exhibit "A", attached hereto, and made a part hereof. I verify that the facts contained in this Affidavit are true and correct based upon my personal knowledge, information and belief. GRENEN & BIRSIC, P.C. BY: C..it.-./C CsL Kx?i e K. Anthou, Esquire Attorneys for Plaintiff One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 Sworn to and subscribed before me this ? day of ?ClA 2004. otary Publi COMMONWEALTH OF P Sea ENIJSYLVANIA Notarial l Gerald L. Potter, Jr., Notary Public Gty Of Pittsburgh, Allegheny County !MV Commission Expires Dec. 10, 2007 MemUer. Pennsylvania Association of Notaries EXHIBIT "A" E • IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., Plaintiff, Vs. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. CIVIL DIVISION NO.: 02-1730 CIVIL TERM AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) ) SS: COUNTY OF ALLEGHENY ) Washington Mutual Bank, F.A., Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property of D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph, located at 17-B, Glenwood Drive, Camp Hill, PA 17011, and is more fully described as follows: ALL THE RIGHT, TITLE INTEREST AND CLAIM OF D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF EAST PENNSBORO, CITY OF CAMP HILL, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AS 17-B, GLENWOOD DRIVE, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 105, PAGE 257. TAX PARCEL NUMBER 09-16-1050-285. • 0 1 2 The name and address of the owners or reputed owners: D. Andrew Ralph 17-B, Glenwood Drive Donna Marie Ralph a/k/a Camp Hill, PA 17011 Donna M. Ralph , The name and address of the defendants in the judgment: D. Andrew Ralph 17-B, Glenwood Drive Donna Marie Ralph a/k/a Camp Hill, PA 17011 Donna M. Ralph 3. The name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Washington Mutual Bank, F.A. Plaintiff Commonwealth of PA Department of Welfare P. 0. Box 2675 Harrisburg, PA 17105 4. The name and address of the last record holder of every mortgage of record: Washington Mutual Bank, F.A Citifinancial Inc. Plaintiff 3401 Hartzdale Drive 126 Camp Hill, PA 17011 5. The name and address of every other person who has any record lien on the property: PA Department of Revenue Domestic Relations Office Tax Assessment Office Bureau of Individual Taxes Inheritance Tax Division Department 280601 Harrisburg, PA 17128-0601 P. O. Box 320 Carlisle, PA 17013 Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013-3387 6. The name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None • • 7. The name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Tenant (s) or Current Occupant (s) 17-B, Glenwood Drive Camp Hill, PA 17011 I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities. BY: a' Kri a Mi. thou, Esquire Attorney for Plaintiff SWORN to and subscribed before me this jRt day of , 3ZU DA?&4_, 2004. d. Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial Seal Gerald L Potber, Jr., Ndary Pubic City OFRtlsburo, AllepFreny County My Cormwssion Ejires Dec. 10, 2007 Member, Pennsylvania Association Of Notaries SHERIFF'S SALE DATE: JUNE 09, 2004 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL BANK, F.A., Plaintiff, VS. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. CIVIL DIVISION NO.: 02-1730 CIVIL TERM SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF ALLEGHENY ) Washington Mutual Bank, F.A., Plaintiff in the above-captioned action files the instant Supplemental Affidavit :Pursuant to Rule 3129.1. The information identified below is in addition to the information previously identified in the Affidavit Pursuant to Rule 3129.1. As of the date that the Praecipe for Writ of Execution was filed, the information set forth below was of record concerning the real property of D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph, and is more fully described as follows: ALL THE RIGHT, TITLE INTEREST DONNA MARIE RALPH A/K/A DONNA M. DESCRIBED PROPERTY: AND CLAIM OF' D. ANDREW RALPH AND RALPH OF, IN AND TO THE FOLLOWING ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF EAST PENNSBORO, CITY OF CAMP HILL, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AS 17-8, GLENWOOD DRIVE, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 105, PAGE 257. TAX PARCEL NUMBER 09-16-1050-285. 1. The name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: East Pennsboro Township 98 South Enola Drive Enola, PA 17025 I verify that the statements made in the Supplemental Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities. Kristine M. thou, Esquire Attorneys for Plaintiff SWORN TO and SUBSCRIBED BEFORE ME THIS J5M DAY OF _, 2004. Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial ;.,Membersylvania Asoation Of Notaries 7 Z W N Z m PD 7-4 c7 W '"d Y T N >rt o z - n p?? Hi X rGt a •o rtrtD 'a (D ?4 IT ri C < Zw -4 4 r K rr (D n £ O J v p^ N ?D = m M1 F- z A MR ? P• rr c n N •Z G rOj rr K N•O v9N i' 0 Q M N Z o g?g M C' 7 b H N T N Z r' FM'h co v H. O 9 r3 S m m n ,..? N fD y v `? N M 8 C ...? (D O ? _ d H J `' C wT 00130 C m x N v ' 'i Q N c- ! Z> Cj ro y ? x $ a* I -I I o w N F 8 00130 ?• ? gm g o W 9 (!' GJ W J V V a? o v v y WW d g v a 2 a> A St ? $C 2 g? PITS e y? f 1??L ? O fffffk PS Form 3817, January 2001 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND } SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Washing Mutual Bank F A is the grantee the same having been sold to said grantee on the 9th day of June A.D., 2004, under and by virtue of a writ Execution issued on the 21st day of Jan, A.D., 2004, out of the Court of Common Pleas of said County as of Civil Term, 2002 Number 1730, at the suit of Washington Mutual Bank F A against D Andrew Ralph &Dona M is duly recorded in Sheriff's Deed Book No. 263, Page 3542. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this Ay- day of l'? Q , A.D2004 ?? Rec rder of Deeds neowder of oeK%, CumbeftMd CwMy, Conk, M My CwwftW LV ne do RW Magq Of AIL 2M Washington Mutual Bank, F.A. VS D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2002-1730 Civil Term Bryan Ward, Deputy Sheriff, who being duly sworn according to law, states that on February 17, 2004 at 6:17 o'clock PM, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendants, to wit: D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph, by making known unto Donna Ralph, personally and wife of D. Andrew Ralph, at 17-B Glenwood Drive, Camp Hill, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the same. Valerie Weary, Deputy Sheriff, who being duly sworn according to law, states that on April 07, 2004 at 7:25 o'clock P.M., she posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph located at 17-B Glenwood Drive, Camp Hill, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendants, to wit: D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph, by regular mail to their last known address of 17-B Glenwood Drive, Camp Hill, PA 17011. These letters were mailed under the date of April 06, 2004 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on June 9, 2004 at 10:00 o'clock A.M. He sold the same for the sum of $1.00 to Attorney Kristine Anthou for Washington Mutual Bank, F.A. It being the highest bid and best price received for the same, Washington Mutual Bank, F.A. of 11200 West Parkland Ave., Milwaukee, WI 53224, being the buyers in this execution, paid to Sheriff R. Thomas Kline the sum of $918.40. Sheriffs Costs Docketing $30.00 Poundage 18.01 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library Prothonotary 1.00 Mileage 20.70 Levy 15.00 Surcharge 30.00 Law Journal 330.50 Patriot News 309.43 Share of Bills 29.26 Distribution of Proceeds 25.00 Sheriffs Deed 39.50 S 918.40 Sworn and subscribed to before me So Answers: This day of 9L I R. Thomas Kline, Sheriff 2004, A.D. Q, )21,?/uy' f t othonotary BY \jp ?Lvvu?- Real EstatciDeputy 3°- CFO 1+?' (, vU AL-]S-°'1 Ck't(. zti9 Q 6 N 0 A 0 lt, h U +j-d-? pu? l S-2 S -C ?, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL CIVIL DIVISION BANK, F.A., Plaintiff, NO.: 02-1730 CIVIL TERM VS. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) ) SS: COUNTY OF ALLEGHENY ) Washington Mutual Bank, F.A., Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property of D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph, located at 17-B, Glenwood Drive, Camp Hill, PA 17011, and is more fully described as follows: ALL THE RIGHT, TITLE INTEREST AND CLAIM OF D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF EAST PENNSBORO, CITY OF CAMP HILL, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AS 17-B, GLENWOOD DRIVE, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 105, PAGE 257. TAX PARCEL NUMBER 09-16-1050-285. I 2 The name and address of the owners or reputed owners: D. Andrew Ralph 17-B, Glenwood Drive Donna Marie Ralph a/k/a Camp Hill, PA 17011 Donna M. Ralph The name and address of the defendants in the judgment: D. Andrew Ralph 17-B, Glenwood Drive Donna Marie Ralph a/k/a Camp Hill, PA 17011 Donna M. Ralph 3. The name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Washington Mutual Bank, F.A. Plaintiff Commonwealth of PA Department of Welfare P. O. Box 2675 Harrisburg, PA 17105 4. The name and address of the last record holder of every mortgage of record: Washington Mutual Bank, F.A Citifinancial Inc. Plaintiff 3401 Hartzdale Drive 126 Camp Hill, PA 17011 5. The name and address of every other person who has any record lien on the property: PA Department of Revenue Domestic Relations Office Tax Assessment Office Bureau of Individual Taxes Inheritance Tax Division Department 280601 Harrisburg, PA 17128-0601 P. 0. Box 320 Carlisle, PA 17013 Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013-3387 6. The name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None 7. The name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Tenant (s) or 17-B, Glenwood Drive Current Occupant (s) Camp Hill, PA 17011 I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities. BY; ac c - L/E Kri e M. 2 thou, Esquire Attorney for Plaintiff SWORN to and subscribed before me this ba-121 day of ,1(((( 2004. =4 _ -'d, , k? NtR Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial Seai I GeraM LPollen,al N Z=n ?y Of Mftburgh, AYegheny County My Commstsion EVhes Dec. 10, 2007 Member, Pennsylvania Association Of Notaries k IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL CIVIL DIVISION BANK, F.A., Plaintiff, NO.: 02-1730 CIVIL TERM VS. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: D. ANDREW RALPH 17-B, Glenwood Drive Camp Hill, PA 17011 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE COMMISSIONERS' HEARING ROOM, SECOND FLOOR ONE COURTHOUSE SQUARE CARLISLE, PENNSYLVANIA 17103 on June 09, 2004, at 10:00 A.M., the following described real estate, of which D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph are the owners or reputed owners: ALL THE RIGHT, TITLE INTEREST AND CLAIM OF D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF EAST PENNSBORO, CITY OF CAMP HILL, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AS 17-B, GLENWOOD DRIVE, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 105, PAGE 257. TAX PARCEL NUMBER 09-16-1050-285. The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of WASHINGTON MUTUAL BANK, F.A., Plaintiff, VS. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. at Execution Number 02-1730 CIVIL TERM in the amount of $77,039.02. Claims against the property must be filed with the Sheriff before the above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the office of the Sheriff. This paper is a notice of the time and place of sale. It has been issued because there is a judgment against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PENNSYLVANIA 17013 (717)249-3166 (800)990-9108 You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection, you might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the judgment is opened the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriff's Sale if you can show a defect in the Writ of Execution of service or demonstrate any other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. GRENEN & BIRSIC, P.C. By: I Kri3t ine M. Ai(thou, Esquire Attorney for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL CIVIL DIVISION BANK, F.A., Plaintiff, NO.: 02-1730 CIVIL TERM Vs. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: DONNA MARIE RALPH A/K/A DONNA M. RALPH 17-B, Glenwood Drive Camp Hill, PA 17011 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE COMMISSIONERS' HEARING ROOM, SECOND FLOOR ONE COURTHOUSE SQUARE CARLISLE, PENNSYLVANIA 17103 on June 09, 2004, at 10:00 A.M., the following described real estate, of which D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph are the owners or reputed owners: ALL THE RIGHT, TITLE INTEREST AND CLAIM OF D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE TOWNSHIP OF EAST PENNSBORO, CITY OF CAMP HILL, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING KNOWN AS 17-8, GLENWOOD DRIVE, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 105, PAGE 257. TAX PARCEL NUMBER 09-16-1050-285. The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of WASHINGTON MUTUAL BANK, F.A., Plaintiff, vs. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. at Execution Number 02-1730 CIVIL TERM in the amount of $77,039.02. Claims against the property must be filed with the Sheriff before the above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. This paper is a notice of the time and place of sale. It has been issued because there is a judgment against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PENNSYLVANIA 17013 (717)249-3166 (800)990-9108 You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection, you might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the judgment is opened the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriff's Sale if you can show a defect in the Writ of Execution of service or demonstrate any other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. GRENEN & BIRSIC, P.C. By,?C LtiOv Kris ne M. Anthou, Esquire Attorney for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WASHINGTON MUTUAL CIVIL DIVISION BANK, F.A., Plaintiff, NO.: 02-1730 CIVIL TERM Vs. D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH, Defendants. LONG FORM DESCRIPTION ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Township of East Pennsboro in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the westerly line of Glenwood Drive (West), which point is 295.06 feet north of the northwesterly corner of Glenwood Drive (West) and Erford Road (West), and at a dividing line between Lots 3X and 4, Block "H" on the hereinafter mentioned Plan of Lots; thence along said dividing line, North 63 degrees 30 minutes West, 115 feet tp a point; thence along the easterly line of Lots 23X and 23, North 26 degrees 30 minutes East, 37.5 feet to a point at the dividing line between Lots 4 and 4X, Block "H" on said plan; thence along said dividing line, South 63 degrees 30 minutes East and through the center of a partition wall and beyond, 115 feet to a point on the westerly line of Glenwood Drive (West), aforesaid; thence along the same, South 26 degrees 30 minutes West, 37.5 feet to a point, thence place of BEGINNING. BEING KNOWN as 17-13 Glenwood Drive, Camp Hill, Pennsylvania 17011. BEING Lot No. 4, Block "H", Plan No. 10, Ridley Park, recorded in Cumberland County Plan Book 18, Page 47. TAX PARCEL NUMBER: 09-16-1050-285. UNDER AND SUBJECT to conditions, restrictions and rights of record. BEING the same premises which Kirk Sell and Alexis E. Sell, husband and wife, by deed dated May 9, 1994 and recorded on May 11, 1994 in the Office of the Recorder of Deeds for Cumberland County in Deed Book Volume 105, Page 257, granted and conveyed unto D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph, husband and wife. DBV 105 Page 257 Tax Parcel Number 09-16-1050-285 nGRENN & BIRSIC, P.C. By: a M. ;thou, Esquire Attorneys for Plaintiff One Gateway Center,. Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 02-1730 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WASHINGTON MUTUAL BANK, F.A., Plaintiff (s) From D. ANDREW RALPH AND DONNA MARIE RALPH A/K/A DONNA M. RALPH (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $67,398.12 Interest $9,640.90 Any's Comm % Arty Paid $903.57 Plaintiff Paid Date: JANUARY 21, 2004 (Seal) REQUESTING PARTY: Name KRISTINE M. ANTHOU, ESQUIRE Address: ONE GATEWAY CENTER, NINTH FLOOR PITTSBURGH, PA 15222 Attorney for: PLAINTIFF Telephone: 412-281-7650 Supreme Court ID No. 77991 L.L. Due Prothy $1.00 Other Costs CURTIS R. LONG Prothonot ^ y Deputy % &12,1 r. Real Estate Sale # 09 On February 13, 2004 the sheriff levied upon the defendant's interest in the real property situated in East Pennsboro Township, Cumberland County, PA Known and numbered as 17-B Glenwood Drive, Camp Hill, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: February 13, 2004 By: 1 Real Estate"Deputy a.. THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Michael Morrow, being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 27th day(s) of April and the 4th and 11th day(s) of May 2004. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION .................... ....................................................... . COPY Sworn to and subscribed efore mgAhif 28th day f Ma 4 A.D. SALE #9 // /_ > REAL ESTATE SALE No. 9 /"? Writ No. 2002-1730 Terry L. Russell, Notary Public Civil Term Gty of Harrisburg, Dauphin County NO' ARY PUBLIC Washington Mutual Bank, FA L-, y Commission irene 62006 vs br,P,nnaylvanlaMaociationolNotaries My commission expires June 6, 2006 D. Andrew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph CUMBERLAND COUNTY SHERIFF=S OFFICE Atty: Kristine Anthou CUMBERLAND COUNTY COURTHOUSE DESCRIPTION CARLISLE, PA. 17013 ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Statement of Advertising Costs g Township of East Pennsboro in the County of TO THE PATRIOT-NEWS CO. Dr. Cumberland and Commonwealth of Pennsylvania, more particularly described as , For the notice or publishing publication attached follows: hereto on the above stated dates BEGINNING at L point on the westerly line Total of Glenwood Drive (West), which point is 295.06 $ 309.43 feet north of the norLSwesterly comer of Glenwood Drive (West) and Erford Road (West), Publisher's and at a_dividing line between en Lots 3X and 4, Receipt for Advertising Cost The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. Block lHi on the hereinafter mentioned Plan of Lots; thence along said dividing fine, North 63 degrees 30 minutes West, 115 feet to a point; thence along ?he easterly line of Lots 23X and 23, By"""' North 26 degrees 30 minutes East, 37.5 feet to a point at the dividing fine between Lots 4 and 4X, Block lHi on said plan; thence along said dividin fine, South 63 degrees 30 minutes East and g AND SUBJECT , through the center of a partition wall and beyond, 115 feet to a point on the westerly line of restrxbow and rights of record. BEING the Berne ses which Kuk Sell ? Glenwood Drive (West), aforesaid; thence along the same, South 26 degrees 30 minutes West, 37.5 and Alexis E. Sell, l and wife, dated May 9, 1994 and recorded on Ma by deed y 11,1994 feet to a point, thence place of BEGINNING. in the Office of the Recorder of Deeds for Cumberland County in Deed Book V lu 105 BEING KNOWN as 17-B Glenwood Drive, Camp Hill; Pennsylvania 17011. o me , Page 257, granted and conveyed unto D. Andrew BEING Lot No. 4, Block 1111, Plan No. 10, Ralph an? Donna Marie Ralph a/k/a Donna M. Ralph husband and wife Ridley Park, recorded in Cumberland County Plan Book 18, Page 47. , . DBV: 105; Page 257; Tax Parcel No. 09-16- TAX PARCEL No.: 09-16-1050-285. 1050-285. • 1, - . .. PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND : ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: APRIL 16, 23, 30, 2004 Affiant further deposes that he is authorized to verify this statement by the Cumberland r Lisa Marie Co)1e, Editor SWORN TO AND SUBSCRIBED before me this 30 day of APRIL 2004 NOTXR K SEAL V LOIS E. SNYDER, Notary Public Carlisle Boro, Cumberland County My Commission Expires March 5, 2005 Writ No. 2002-1730 Civil Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL ESTATE SALE NO. 9 Washington Mutual Bank, FA VS. D. Andrew Ralph and Donna Marie Ralph, a/k/a Donna M. Ralph Atty.: Kristine Anthou LONG FORM DESCRIPTION ALL THAT CERTAIN tract or par- cel of land and premises, situate, ly- ing and being in the Township of East Pennsboro in the County of Cum- berland and Commonwealth of Penn- sylvania, more particularly described as follows: BEGINNING at a point on the westerly line of Glenwood Drive (West), which point is 295.06 feet north of the northwesterly corner of Glenwood Drive (West) and Erford Road (West), and at a dividing line between Lots 3X and 4, Block "H" on the hereinafter mentioned Plan of Lots; thence along said dividing line, North 63 degrees 30 minutes West, 115 feet tp a point; thence along the easterly line of Lots 23X and 23, North 26 degrees 30 min- utes East, 37.5 feet to a point at the dividing line between Lots 4 and 4X, Block "H" on said plan; thence along said dividing line, South 63 degrees 30 minutes East and through the center of a partition wall and beyond, 115 feet to a point on the westerly line of Glenwood Drive (West), aforesaid; thence along the same, South 26 degrees 30 minutes West, 37.5 feet to a point, thence place of BEGINNING. BEING KNOWN as 17-B Glen- wood Drive, Camp Hill, Pennsylva- nia 17011. BEING Lot No. 4, Block "H", Plan No. 10, Ridley Park, recorded in Cumberland County Plan Book 18, Page 47. TAX PARCEL NUMBER: 09-16- 1050-285. UNDER AND SUBJECT to con- ditions, restrictions and rights of record. BEING the same premises which Kirk Sell and Alexis E. Sell, hus- band and wife, by deed dated May 9, 1994 and recorded on May 11, 1994 in the office of the Recorder of Deeds for Cumberland County in Deed Book Volume 105, Page 257, granted and conveyed unto D. An- drew Ralph and Donna Marie Ralph a/k/a Donna M. Ralph, husband and wife. DBV 105, Page 257. Tax Parcel Number 09-16-1050- 285. U Zt (`i i ?1 v r -n IT7 ; "? r.r7 ,