HomeMy WebLinkAbout06-2855
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CNIL DIVISION
CITIFINANCIAL SERVICES, INC.
Plaintiff
No, ()~-:2PSS C!,u'lL y~
vs,
COMPLAINT IN CIVIL ACTION
AARON C SHULL
Defendant
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
TillS PARTY:
Michael J, Dougherty, Esquire
PA LD, #76046
WELTMAN, WEINBERG & REIS CO., L.P.A.
325 Chestnut Street, Suite 1120
Philadelphia, PA 19106
WWR#05198292
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CITIFINANCIAL SERVICES, INC,
Plaintiff
VS.
AARON C SHULL
Defendant
No. Ol-- ;).p~S
(t~l ~~
COMPLAINT IN CIVIL ACTION
NOTICE TO DEFEND
NOTICE
YOU HAVE BEEN SUED IN COURT. If you wish to
defend against the claim set forth in the following pages,
you must take action within twenty (20) days after this
complaint and Notice are served, by entering a written
appearance personally or by an attorney in filing in
writing with the Court your defenses or objections to
to the claims set forth against you, You are warned that
if you fail to do so the case may proceed without you and
a judgment may be entered against you by the Court
without further notice for money claimed in the Complaint
or for any other claim or relief requested by the
plaintiff, You may lose money or property or other
rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR
LAWYER AT ONCE, IF YOU DO NOT HAVE
ALA WYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU
CAN GET LEGAL HELP,
A VISO
LE HAN DEMANDADO A USTED EN LA
CORTE, Si usted quiere defenderse de estas
demanddeas expuestas en las paginas siguientes,
usted tiene veinte (20) dias de plazo al partir de la
fecOO dela demanda y la notificacion, Hace falta
asentar una comparencia escrita 0 en persona 0 con
un abogado y entregar a la corte en fonna escrita
sus defensas 0 sus objeciones alas demandas en
contra de su persona, Sea avisado que si usted no
se defiende, la corte tomara medidas y puede
continuar la demanda en contra suya sin previo
aviso 0 notificacion, Ademas, la corte puede
decidir a favor del demandante y requiere que usted
cwnpla con todas las provisiones de esta demanda,
usted puede perder dinero 0 sus propiedadas u
otros cIrechos importantes para usted,
LLEVE ESTA DEMANDA A UN ABOGADO
INMEDIATAMENTA, SI NO TIENE ABOGADO
o SINO TIENE EL DINERO SUFFICIENTE DE
PAGAR TAL SERVICO, VAYA EN PERSONA 0
LLAME FOR TELEFONO A LA OFICINA CUY A
DIRECCION SE ENCUENTRA ESCRIT A ADAJO
PARA A VERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL,
WESTMORELAND COUNTY BAR ASSOCIATION
129 NORTH PENNSYLVANIA AVENUE
P,O, BOX 565
GREENSBURG, PA 15601
(724) 834-8490
COMPLAINT
1.
17111.
Plaintiff is a corporation having offices in 4200 Derry Street, Harrisburg, Pennsylvania
2,
Defendant, Aaron C, Shull, is an adult individual residing at 463 State Road, Enola,
Pennsylvania 17025,
3. On or about December 18, 1999, Defendant entered into a Loan & Security
Agreement(hereinafter the "Contract") with Plaintiff in the amount of$8,052.47, a true and correct copy
of said Contract is attached hereto, marked as Exhibit" 1" and made a part hereof,
4, Plaintiff avers that Defendant is in default of the aforesaid Contract by having not made
payment to Plaintiff as promised, thereby rendering the entire balances immediately due and payable,
5, Plaintiff avers that the balance due is $5,032.32 as of March 28,2005,
6, Plaintiff avers that the Contract between the parties provides that Plaintiff is entitled to
interest at the rate of 18.99% per annum,
7, Plaintiff avers that interest from March 28, 2005 to May 4, 2006 amounts to $1,052.51,
8, Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or
refused to pay the principal balance, interest, or any part thereof to Plaintiff.
WHEREFORE, Plaintiff demands judgment against Defendant, Aaron C, Shull, individually, in
the amount of $6,084.83 with continuing interest thereon at the Contract rate of 18.99% per annum from
April 26, 2006 and costs,
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED
SHALL BE USED FOR THAT PURPOSE.
& REIS, CO., L.P,A.
ERG & REIS CO., L.P.A.
WWR#:05198292
From: NCSCORP
360 425 1229
04/11/2006 12:42 #013 P.005/011
Disclosure Statement, P' ,.te and Security Agreem It
Bonowtti'(.) (NIII1II and mailing addrell)
AARON C SHOLL
1956 DERRY ST
HARRISBURG PA 17104
Lender (Name. addreu, city aDd Ilalll)
CITIFlNANCIAL SERVICBS,
INC,
4200 DBRRY STREIT
HARRISBURG PA 17111
Account No.
327080
Oalll ofLoen
1./18/1999
18,99 lUls
:it 455.17
~ ,. Amount FIDI.Iad
The amoont of cndit provided to
Borrower or on BorrOwer'. behalf.
$ 5,597.30
Total ofPaymenta
The amount Borrower will "VI
ptlid attu Borrow.r bat made all
paymentl u tchedulId.
S 8,052.47
I\NN(JAL PERCENrAGE RAm
Tbe COlt of Borrower' I credit..
a,.arlyrate.
I'INANCE CHARGE
Tho doIIar amount !be credit will
COlt Borrower.
PaVllllllt ScIwdule:
~~of ;~:
1 S 187.96
47 $ 167.33
$
$
~1j=nlB
~ If chocbd, Borrower II giving. ncurity
in.reatm:
o MOlOr Vehicle 0 Mobile Homt
o RoaI_"" iii """"MISe "RS PROP
Lar. Charn: If a payment la late, 80ft0werwlll be
charpd . late charp equal to 1 . 5 " per IDODth on
th8 PBlt duo iUDOUDt unH.I paid bt fuU. miiLlmum charp
$ 1.00.
Prtpa~ent: If Borrower pap off early, Borrower may
be entitled to a refund of part of the finance oharp.
02/01/2000
MON'l'IILY BiGnmING 03/01/.000
SH tht contract documents tor any additional information about nonpayment," dofault.
any required Rlp&yment in full before lhll scheduled dlte, and prepayment refunda and
penalt6el.
o ,
PmXlMJIU'rIID IHTIIIUlST 1~VlC6aw.cJB
a 2,284.54 1$ 150.00
InAT8CHARGB1uotN
12/18/1999
Fint Pt.~t Due
Date &tendon Charp: S 20.63 (inoludod in FiDIDoe Chirp.)
IIIIlU'8DCtl DiIdotrnre: lIomtwer .. J!!I!l required to purcbaIe aD)' type of _uruce to obtalD CredIt, UDIeII Borrower JI1UltI LeIlder . MCUrlty
bderest .. buIIt.8ted In tbis document. ID that neat, lDsuruce to protect the LcDder's IDtereIt ID the eoIIIteraI ma, be reqalnd. Leader'.
decllloa .. arant eredtt wID JIll: be aR'ected by Borrower's deelIIoD to purchale or refuJe optIoDallDlurlDce producta, m:h ..: Credit ute.
Credit DIsability, ImotuDtlry Vnemplo)'Dlellt 1DIuranc:e, Credit Property IDIuruee or any other optloaallaJaruec produdl.
lDalUaOOt oHeml at LeDder'l offioe. wiIh d:w exception of Non-Pilin, lnaurance, will not be provided unIu, Borrower aipa and &JfM' to pay lhI
pnlmium COllI. The term of covorap aDd !be pmnium COlt of ctItI.In typei of lnIurance purohutd by Borrower are Ihown belo...., AddiI10nal iDIurtncI
producll, if purchued. will have a separw.1II application and will be diIoloHd In other loan dooamenta. 11le initial amount of ooverap for Credit Ufe
lDdIor CNdit Property In,UI'lU1Oe let forth in Borrower'. iDIUraDCe certifica. may be equal to the Total of Payments .taled above, and may exceMlIbe
amount DlKlUIat)' to pay oft Borrower'. bn at any given time. Any uceu ooverage amount will be p&id to the 8onower or to the de.ipalDd
blllleficiaty or to Borrower', eltate. a. applicable.
Bonower admo.....aes that, If opdonal CredIt Property IDlurance II purcbued, Bon-ower'll property conrqe under other poIlcIaI auc:h ..
homelnmer'. or remer'.lDJurance may be adnncly aft'ected.
If tlallloan .. JeCUred by real property, mobDeJlDIDoIaetured home, or a motor .ehk:Je (lDc1ud1ng a recreadoDal ...ehk:le), tbm fire, cldeaded
coyer.. eoIBIloD. and/or compu:hmsln caauaIty lnaurlUlCC Is requtred, DlUDIDI Leader II loa payee, uadI the loan II fully paid, TbI amount
of .uch inlurance mutt be .umcient to utility the unpaid balanoe of !be loan, or be equal to the valUl of the collateral, wbicbever ill leu, Such
inIu.m1ct may be provided Ibrouah an ewq policy or a policy obta1ned independtntly and purchuMl by BorroWlr. Bol'1'OWllr may obtaiD IUCb
inIw'Inoe from any mlUJ'er that iI rulonably acceptIble 10 Lender. If 8on'ower oblainl Automobile SiIlJle-lnrenllt lnaurance at Lender'. offiot.
Borrower acknowIedpl lbat luch lnIuruce: (1) may COIiI more than inlunmoo that i8 available from IDOther inaunr; (2) will. only prol8ct Lender'.
inttmt in tbI motor vehicle lDd doH not protect BOrroMr's inlllnlsl; and (3) dotl not proleCt Borrower from claima by other penOZll. If thia loan i8
aeouml by penona.l ptoperty, Non-FlliDS iDlurance may be required.
Ter'IIlbuIttoD of IDIID'8Dl!e: Borrower may cancel lID)' of the optional UuW'tllCe proclucb obtained at Lender'l office at any time. Additio:nallY. if
Nquited WW'lJ1Ce ttrminl., before the loan 11 repU:!.. Borrower promiH. to obtain acceptable .ub.titute wunnce, If Borrower is in dllfault. and
I..etldar dlmanda that Borrower Immediately repay the loan in tuU. Borrower aulhotlze. the ialurer for anyand/or aU optioDll wunnce productl to
18rmina18 such poJiciel or CO'Verapl upon requut of Lender. If any inauranc. purchued at Lender's oft'ioe it termiDlted for lIlY reason. Botrow.r
authorize. and directs that !be inlunr deliver !he premium nlfund, If any. to !he Lender which may at its option apply it to the unpaid balance of the
10lln or return it to Botmwer. Any .uch application of premtwn refund wiD nol atteot the amount or due date of mbteque.nt payments on the loan, but
may twduce the number of.Ullb. paymenll.
Borrower .houJd refer to the terms ecmta1ned In the appUclble certificate or poIlcy Issued for the f:UCt dtlCl'lptIon of beadIta and f:XdusSoas.
Borrower Is eDOODrlpd to lDqulre about C(Wcrqe and refnad pt'GYIaIoDs.
The rcplar JDODtbb' loan payment wItIIout 1DIur8llCf:: $ 132.31 . A'
J/We rtquelt tho followinJ innruce: ~_
COIIlPremium: Inlunnce 1'vDe: lnaurance Term liD motl')~....~...-4 ~ /
S 130.11 SINGLB CRBDIT LIFE 48 ~ort'01llNr'lsqdi.ture
S 318.06 SINGLE CREDIT DI$AB 48 ... -- '--
S 406.70 PROPBR'l'Y INS 48
SNONB
S
/2-;r- 99
D.,.
316.45
SINGLB INVOL UNEMP
48
SocondBonower'. $ptunJ
00,.
IIBldai In thia Dileloeure Statement. No18 and Security AarNmeut, the won! MBorrotlNr" refera to the pe,raOZllIianfng below u Borrower. wJw1be,r QUe
or 1lIOle. If more tbu. one Botrower 'ipa, each will be rHpooaible, indMdDal1y and together, for aD ptomiae, made and for repe.yina the loan iD full.
The word "Londot" reM to the lADder, wbon DIme and addru, are ,howD above.
PROMISB TO PAY: Borrower promillel to pay to lhI order of Lender the Total of Paymenfl (wbicb includes ~d mtllnlt cJwpl and Service
Charpa) Ihown above iD .uba&antially equal, CODItCUtive monthly butallmmta Ihown above, except that any appropriatll a4lUltmeDtI wiD be made to lhe
fim aDd flDal ptymentl, from. lhI Date CharPI Beam WUilIhe Total of Pa)'mIDD is fully paid. Bach payment. will be applied. to I oombiaed total of the
Amount fImanoed and precompuIed iDtfltIt charpl. If my part of the balance remainI UDpaid. on the final ptyment date. Lender, at ill option. may
IlOll.c;:I internt from and after maturity upon lhI then UtlpaW Amount f1iD1Dced at the maximum. rate permitted by the tbon applicable law or. if no
maximum rata iI prHCribed, then al d:w rate of inlere.t prevailing under thiI DilIcIcmue Statm1Iat, Note and Seourity Ap'eemeQt.
The amouat I~ al "Service CharpM above baa been paid by Borrower u a prepaid char.. and it in addition to the precomputed iatwe,t on the loan.
Any Servioe Cbarpa are ea!'Dld prior to iaterHt on !he loin baIaooe. Prepaid Service Charges are DOt refundable 10 Borrower in the event of e;1\
,,_Olo'''-''a>of~,",ouol. EXHIDIT
~
Borrower'.InitialI~ _
(Intentionslly lell blank)
PA 2S4:U.' 10199
Orlg:lnal(Branch)
C:opy(Cu.tOllU)
Pap 1 014
From:~RP
360 425 1229
04/11/2006 12:42 #013 P.006/011
AARON C SHULL 3270S0 12/1S/1999
PRBPAYMBNT: Borrower may prepay this lot-.u who. or in part al any time. IfBotrOwerpnpa)~.;.\ tun or ifLendllr accelerate_the unpaid ba1ancl
1McaUlI of BotTOWer'. demwtt Borrower will be Fvm a refund of the unearned portion of the Finance Charge, computed by tho Rule of 78'1. No
refund of _ than $1.00 will be JiVeD.. Partial Jnpl.yment will DOt Nsult in a nlfund olinterut,
SECURITY AGRBBMBNT:
D A. If IhiI boll. is checbd, tbiJ loan is UIlHoured.
[J] B. If this box b ohedl:ed. to secure tbe payment aad perfon:nance beNOf, Bo~r givel to LAndlr a security Qnllt UDder Ibe UIdfonn
Commercial Code in UlY proptrty for wbioh I. dNcriptioa. 11 comp)emd below aDd III putI and equipment now or laler addtd to the property
and any proctedl of the property, aU of which will be called MProptrty_. See below for additiona1ll1nD1 applicable to dn. Mcurity inIllRl.t.
Mocor vehicle/mobile home'
Mike, No. Cylinden
YearlModel
Model No. Or Name
Body Type
IdentifioationNumiber
2. ~~rty: See Bxhibit A attached hereto and made a part hereof
o C. Ifdlil box is ~d, Borrower'aloeD illlCUflldby a Deed of Tnut or Mortpll of.wndate on real property whJcb.requiru Leader'. wrlttm
CODHnt to . aalo or traDrd'er of the encumbered ruJ. property located at
. s.e either the DMd of Tnut or the Mortpp for ~ applicable
10 I..enc>>r'. inlemt in Borrower', l'Ialproperty (MProporty").
OWNBRSHIP OF PROPERTY: Borrower reprllentl that tho Property is owoed by Borrower free and oleat of aU tieDllDd etteumImnou Izcept thou
of wbicb Borrow.r baa iDfoJmed Leur in wrltiDa. Prior 10 IlDY dtfault, BorroWilr may keep qd \lie the Property at 80rr0wer'. own riIk, IUbjtct to
the provilioD. of the Uniform Commucial COllI. It !be Property iDcludu a motor vehicle or mobl.le home, Borrower will. upon NqIIfIt. dlUver tU
ctrtificalll of title to the motor vehicle or mobile home 10 LeDder.
USB Of PROPERTY: Borrower will not .eU. ifu., mcumber, or otberwile diepoae of the Proptrty without LtndIr'. prlot wriu.n OOI1UDt. &orrow.r
will keep !be Property .t Borrower'. addle.. (u Ihown OD ~,p I) un1e1l Lender hi. aranted permil.ion in writina: for the Propmy to be located
elHwbent. The Property will be Dnd only in the .tate in wb10h Borrower Jhr.. unlJu lbe Property 11 . motor vehicle, in which CUt it will be UItd
outIldo the .tatt only in the oourn or Borrower'. normal Ule of the Property. Borrower wiD not '* or permit the DI8 of the PropIrty for bitt or for
me...1 purpoa8"
TAXBS AND PBBS: Borrower will pay aD tue., .''''ll1lentl, and other feu ~le on the Property. If Borrower tau. to pay IUCb UDOmlts. Lendtr
may pay .uoh amountI tor Borrower and !be amounts pUd by Lender will 1M &ddtd to the UJ1pa.id baiance of tbllom.
INSURANCE: If Borrowor purcbut. DY inlorance at Lender'. offlc.. Borrowtr UQdent:all& md .cknow1edpl !hat (I) !be inauranoe oompany may
hi .trIliatld wiIb Lender. (2) Lender'. empJoyee(I) may be In &pat for lbe iDlunace compaay, (3) IUOh employ..c.) iI not aotiD8.. lbe ....t. brobr
or 6dlIciary for Borrower on 1bilIoan, but may be lbt qtDt of the iDIw'ance company, and (4) Lender or the inlurance company may naHz. IOGIt
beaefit from the We of that inluraDCt. If Borrower failIlO obtain or malntala any reqUired inJurance or failIlo deliple an aaent lhrou&h whom the
iDlurance i. 10 be oblaiDod, Lender may purcha.. .uch required lIIIurance for Borrower through aD .gent of Lendtr'. choice, aDd. lbe UDOUQfI paid by
Lendlr wID be added 10 !be uapa1d balance of the loan.
PlNANCING STATBMBNTS: Borrower wDl .ign all financing llatementl, continuation ltatamenfl, ItCUrlty intere.t filing .talilmlDtl, md Iimilar
docwntDtI wilb nt.peet 10 the Property It Lender'. reqUlllt,
RETURNED CHECK PEE: Lender may charge a fee DOt to exceed $20.00, if a chock, uegotlable order ofwilhdrawal cr abate chaft 11 retnmld for
inauffioient fundi or insufficieDt credit,
LATB CHARGE: If any inltalhneot i. paid more than 10 day. aABr!be IOhIduIed paymeDt date, Borrower &IfN' to pay . late charge equal to 1.SIi
per DKHIIb on the put due amount until it it paid in tun, with a ml.ntmwn late charp of $ 1.00. Lendlr may. .t ita option, waive any late charp or
portion thereof without waiviq ita right to require . late cbarge with regard 10 any other W. pa)'lDlnt.
DBPB~NTS: Borrower IJl'MI 10 pay . dtfermeut cbarae equal 10 IIlJ" ptr monlb on the amount de~rred for the period of defHment if LAIldN. in
ifltolt I"flion, laree' to allow Borrower, upon BotJ"O'Ntr'. rtqlltll, 10 dtfet pa)'tDtllt of any montbly iI1Itallment prior to or on ill dut date wi1bout
Borrower being conaIdtmlln dtfault. Any IUCb deferment w1ll elter1d tbe final paymW: dalll by cut II1CIl.th for each dtftt1llElt .utboriDd by Borrower
and. Lendtr, AU otblr terma and coaditiona of the Dilcloaure Statement. Nato and Security Aaroement inc1ucllDa the .lpiBtion datu of in.uranoe
ooverapa, remain unchanged by autborized dofmnenll.
DBPAULT: Borrower will be in default if:
1. Borrower does notmab auy tcheduledpaymem on timIII;
2. Borro....r it (or any otMrpenlOD puts Borrower) in baubuptuy, iluoMDC)' or ~ivenh1p;
3. Arty of Borrower'.ladilorl attempll by 1ep,1 procell to lake and keep any property of Borrower, iDcludiD& IbIl Propttty IOCUI'b1& d1ia loan;
4. Bono"r faik to fulfill any promiae made undtr this agreement; or
~. A default occurs UDder any Real Ratate Mort..,. or Deed of Tn1It whicb .leure. lhia loan or under any other mor1p,p or deed of trult on tho
real property.
If Borrower dlfaultl, Leodtr may t9quire Borrower to repay the entirI unpaid PriDcipal balaoce aDd. any aocrued inlllA.t .t once. Lender'. failure 10
.xerciH oc dtlay in .ll8rcillng any of iU tigh.tlI wblQ default 0001JnI doe. DOt OOIlItitute . waiver of thou or 111)' other ri.ahb uoder lhiIl.JI'"IDtDt.
Bottowv may aIIo be required to pay reuooable attonlllY" feu. court COllI. and the actual aDd. reuoaabllllXptUM of npouealiq. .Ioring, aDd.
..11ina tht Property which IOOUl'eI the loan.
(Intentionally left blank)
Bonowv"~ _
PA ~431-1 10/99
Original (BraAClh)
Copy(Cu.tOJlU)
....2014
FrOOl:NCSCORP
360 425 1229
04/11/2006 12:43 #013 P.007/0l1
AARON C SHULL
327080
12/18/1999
EFflBCTS OF DEFAULT: If Borrower def8ultS. 8orro'ftr will dellver the Prop.rty to I....t&d.t or. upon Lendm"a cINalmd, umnble the Properly aDd.
maD it avaUable to Lender at. reuooably ooovoDient placl. LeDdor may, without pnviouI notice or demand and without Itpl procell. ptacefuIly
entIr aD)' place whiRl the Property ia locattd and tab pooH.ion of it. lAnder may dilpoee of the Property in any way it wilhel, .ubject to app1ioIble
IlalIIlaW.
n. Property may be lold w1lh notice at. privati or publio Mle at a 1ooatioo choHn by 1ADdIr. Atll\lOh. a aala,lAndor may purobuelbl Proputy. 'I'M
proceeda of the aalo or othtr dIIpoIitlon. minu8 lbe eXpenMI of taIt1ni. mnoving, botdmg, 1'8pI.irios. and ieUinI; the Property including NUODIble
aaomey'. i'M.. and minus the 0011 of payiDa off Il)d rem.oviDJ any liens or claiml on the Property, will be crediled III the uapaid bllanoe ofBorrowet'1
loon,
If dw pr'OQHdI of the aale art not lUlficitnt CO pay off the entire bUnoe plua COlli, Borrowen agrn III pay !he mIlIiniDa IDlOUDt IIpOD dImand. If
Borrowtr hu left om.r property In the repoueued Property. Lender may hold auch property tamporarily for Bortovm wilbout any reIpOIlJibiHty or
liabllity for the property.
Notice of the time and placo of . public lale or notice of the time after which . private aale or other disposition of !be Property will OCCW' II nuooablll if
mailed to the Borrower'. addreu at mat five daY' before Ibe ... or diJpotition. The notict may be maiI.d to the 80rr0wer'. lilt ac:fdN1I ahown 011.
l..eGdIr'. noords.
~T APPLIBS: Pemilylvm1a law and fedm.llaw. u app1icable. govern lhiI Dilcloture Statement, Noll and Security AgrHmem. If any put 11
l8, thiI will not lJ1I.b any other put 1DW1fon:e.ble. In no event will Borrower be Nquimi to pl.y mar.Jt or clwpa in eXOHl of thole
permitted by law,
OTHER RIGHTS: Lmdtr may accept pa)'mentl aftw matnrity or after a default without waiviDJ; itt npb with NlpKt to any aublequmt d.fauJt in
payment. Borrower A8f08I thai: Lender may ell.tnd time for payment after maturity without notK:e. The tenDII of Ibis agreemeJ'lt can be waivtld or
_ ""'" in. ""... _ by lAndor,
WbIlflllhe CODtut requires, IiDgular wordI may be fIIad in tbt plural and plural worcb In the.singular, and roM11Cll11D the.IDUOU1ino pocIer may be
rnd to apply to the feminine pndor.
OTHBR TERMS: Bleb Borrower aaren !bat Lender can change the repaymem tlnDI and relealll my Property IOCU1'ina !be loan, or add partiel to or
rome JMrlie. from lbia agre.lDtDt wiIbout notice 10 any other BOI'I'O'IWr and without roleuing any otIw Borrower from hiI teaponlibilitiel. loDdu
don not hlve to notify BOl'I'OW8r before inltitutina luit If the note it not paid, and lAa.dtr can lUll any or all Borrowen upon the default by auy
Borrower.
Borrowr, endoraera, lurotiea and suarantorl, 10 the extent permitl8d by law, ..~ral1y waivI Ibtir right to requin lADder to demaDd paymlllt of
IIDO'WllB due, 10 Jive notice of amountl that have DOt bee.D. paid, 10 fIICIive notice of any ell.l8Juku of time to pay which Lender alloM to any Borrotwr
UKlto NqUlre l..ender to &how putIcular dllipnce In brInaina aul.t apiut anyone I'OlpODIible for Npayme2lt of Ibia loan, IOd addWonaUy, waive benefit
of bomqlead ad exemption law. now in force or later lla.acted, including ltay of euoution and OODdemDation, 011. any Pnlperty leeutina thla loan uxl.
waiw 1bI benllftt of val1Wlon and apprt.ieement.
Thia DiaoJoIuro Stalmltnt, Note and S.ourity Agreement Ihall be the joint and "Viral obliption of all maken, IUl'ttiH, guarantore and endDrun and
Ihall be bincfiDs upon lb.llm, thtir heill, IUOOllIlOtI, IepJ repnaenlativll' and UllgnI.
If auy part of the Ditclol\1l'8 Staltment, Na and Security Aareement and, if applicable, the Mortpp or DNd of Trult aDd accompanyina Itemlza1ion
of Amount Pina,Qeed II W1llDforceab1e, lbia will not mab any olher put l.tDODforoeable.
RBPlNANClNG: 1be overaU COlt of RfiDIncing an lllI.iatiua; loan ba1anoe may be greater than the coat of bIping the exiating loan and oblainins a
UCOIlClloln for any adcUtioDal f'uDda Borrower wiIhe. ID borrow.
ARBITRATION PROVISION:
REA/) THE FOLLOWING AIIB1TRATlON PROVISION CAREFtJLLY, IT LIMIT8 CEIlTAIN OF
YOUR RIGHTS. INCLUDING YOUR RIGHT TO OBTAIN REDRESS THROUGH COURT ACTION,
In couideration of Lender matina the tll..DIion of credit described lboYe and other good and valuab18 caoaideratiOl1l, !he nIDOipt and .utIicieDcy of
which illCbow1edpd by bod!. partioI, it is further agreed u tollowe:
DefIDIdoIIs for ArblltntloD 1'roYIIIon. AJ UIOd in IhiI Arbitration Proviaion ("ProviIion"), tbe followins dtfiDiticm will apply:
"You" or "Your" DlNnIIl1Y or all of Borrower(.) wbotxecutll thiI ProviIioD, and lhIirheill,lW'Vivon. alaigna, and NpI'HIntativel.
"We" or "UI" ruaI1I Lender, any Ullpe, toptber wiIb 1beir relpective oorporale parenll, lublidiariu, affiliate., predIceuon, &lip.., 1l1CCt.IOrI.
llJPPloyeu, apntl, dirtcton, IDd officers (wbllher lCtina ill !beir corporate or individual capacity).
"CI'8dit TtaDlWltion" D1HDI any OM or more put, ptllIllIlt. or futun exteJuion. application, or inquiry of credit or forbe&raDlle of payment neb II a
lou, retail credit agreemeut, or otberwiw &om my ofU, to You.
"Claim" mnJlI any cue, controveny, dlIpw., tort, liilagreement, laW!1Ut, or claim now or hereafter exiltios: betwM:D You I!ld U.. A Claim incIul,
wUbout limllatioa, anything that OODClIrnJ:
--,
Any put, ptelmt, or future Credit TranIaotiOll;
. Any p"t, Pftlllml, or future iDlUl'IDCI, Illrviol. or product thatll oft'ered inCClllrilOtiao with. CrtdltTranuctioo;
. Any dooummtl or InatrumaDtI that contain information about any Cmiit Tranlactklll, insurance, aervioe, or prockIot; or
. Ally act or omit,ion by any of UI reprdlna any cWm.
.\p'ee1DeDt to Arbllnte Clailu. Upaa writtlltI. f8quelt by llbr party tbat it tubmittlld accordins 10 lhe appbble rulel for Itbitration, any Claim,
el.oept lhoM lpecifted below In this ProviIiaa, shall be NlDlved by blndlns arbitration in acoordaaoll with (i) the PUraI ArbUntioa Act; (lI) tbe
Stl'ea!llliDd Arbitration RulH IDd Procoduru of J.AoMoSlBndilpu... mo. ("Adminiatrator"); and (im thiI ProviIicm, unlea we both....1n wrltiDg 10
torao atbib'atloll. The liInnI of Ibia ProvIdon Ihall coctrol any inoonJilltency between the rules of the AdminiJtraIot aDd thJI PmviaioD.. You. may obtain
a copy of the at'bitradoa ruin by oalliDS (800) 448-1660. Any party to thiI PtovWon may brint: an action, incluc&Ds . 1WDlDU)' or .xpedi.ted
prooeediq, to compel .tbitrat1o:D of any Claim, and/or to ltay the Iitiptlon of any CIaimt pendina: arbitration, in any oourt bavina j1UUclictioll.. Suah
mot:lon may be brought at any time, liven ifa Claim II part ofa lawtuit, up UDtII the flntry ofa finaljlldgment.
BumpIu of Claims lbat In govemod by thiI Agreement includt tbote involving:
. The Troth in Lenc:Ung Act and Reguladoo Z;
. Tht Bqual Credit Oppornmity Act and Regulation B;
Stale hPuruoe, umry, and 1endh:aa Jaw.; fraud or miaropnIlODtation, lncludma: c1aimI for faWns to dilclo.. material facIl;
A>>.y other federal or." COGIUmOI' protection Itlt\1tIi or reJUlation;
. Arty party" encutinn. otlhll ProviIlon and/or wi11inpeu ID be bound by itlt8rma and provJakloa; or
. Aay diaputt about clollns, IIrvlcing, c01leotlng, or enforcing & Credit Tranaaction.
Jwcltaent. Iuc1gmall.t upon IQ)' arbitration award may MfIn!llflld in any oowt baviqjuriadiotioa.
cw. Exeludcd ftem Arbllntlon. Tho followinl typu of matten will not be arbitrated. ThII mWII that neUber ~ of 111 can requiIw the other to
arbftrale:
. Any action to tffect a forec1oeure to trallIfer title to the property being fonc!oled; or
. Any matter wheN aU partilll seek monetary damapa in the qgtegale of $15,000.00 01' lnl ill IDt&I damapl (compIIIIItory and puoitI.ve), COItI,
and!'.".
However, Ibould etthtr party .Initiate arbitration. the other party, at ill option, may INk iD,junctive and mcaelaly rtlief in arbltratloa. Partiolpadna In a
IaWlUit or aeeIdng enfofCIment: of lhiI MCIion by a court ahaD not waI~ the right In ubitral8 any otblr C1aim..
Addldoul TerDU.
AdminiItralioa of Arbltratka. Mitration.haIl be adminJatHed by the AdmIniatn.tor, but If k b UIl.lh1e or unwfillDa to admlniIlllr Iho ubitratklll.,
Iben. Iho American ArbUratkm Aaioclation will admiuI8.r auy arbitration required undtr th1a Provilioa. pum1Il1t to ill c~ R....
and Expedited Prooedum. except for any appeal, which will be JOwmed by RuIt 13 of the Comprthentlvt AJbiazadon IbIleI of the
AdminiItrator.
Borrowr'.. _
PA 2S431.7 10/99 Ozo:l.glD.al (Brancb) Copy(Cu.tcuuzo) Pap 3 of 4
From:NCSCffiP
360 425 1229
04/11/2006 12:43 #013 P.008/011
AARON C SHULL 327080 12/18/1999
Place of Arbitration. The arbitration Ihall b.. ,nducted in the county of Your ruidtDct. unless a.. . Jrttea agree 1tI another location.
T1mhul of H,arina, The arbitration hnring Bha11 commence within ninety (90) dayl of tho domand for arbitration made ID !be Adm.IniItntor in
accordance with itI ruIn.
~ Dbr You or W. may appeal the ubitmtor'. award 1:0 a lhnlil...rbitntorplIllll, which ahall teOOll8idtr !:1LlI2.'iO..any all*toflhe bUtial
award Rqnelted by tho appuliDg put)' .ubject to Rule 23 of the ComprwheIllive Arbitration Rules Ib1d ProcedonI, of the AdministratoJ'.
No Clau ActionalNo JoJDder of PartiN. you.... lbat any arbitntion PfOC"(IiDa will DIlly conaider Your Claiml. CIaima by or 011 belWf of o4bIr
borrowora will not be ubltraiK in my prociledlna dw i4 OOl1IiderinJ Your cWma. Sdmil&rly, You may not join with other borrow" to brm,
C1aimJ in !he Ilmt ubia'al:loD proceediDg, untu, aD of !be borroWllI'I are putin to the I&D1I Cftldit Tranaaotion.
LlmitItion on Punitive D----. If appllclb1e law permib the award of punitive climap_ and tU arbitrator IUtborizu auch an award, any puziliiw
dlmapl.wuded to You or U. may DOt ,xcnd the gruler of S2S0,OOO.OO or lhree timII the amountofaotual ClOIDpUHtory damapla...rdedby
lbtarlritRtor.
DeooIiti.onI. Afmr I demand for ubltratiOG 11 made. You aod W. may cODdbot . limited number of c!epOlitkml by mutual agreemmt. ADy
dlaagreemeDU over d&poeidoIlI will be relOlved by !be arbitrator.
COlli. 11M COlt ofaoy arbitration proceeding Iball bt divided u followl:
. The plrty making demand upon the AdmiDiltrator fur arbitration.hall ply $12$.00 to the AdmiDiatralor when !be demmd iI made.
. w. will pay to tht AdIIlinlItrator all olber COl. for the ubitration procH<tina up to a muimum of ODCI day (tiIhf. bouts) of heariDp.
. All 00111 of lbo iUbUradoo proceeding that exoud 0llI day of hearingI wUl be paid by the DOrI.-prevaUiq put)',
. In the oue of an appeal, !be appealina party will pay any COlli of initiating an appeal. The non-prevailina party .ball pay aU COlli, fee., and
fxpan. of !he appu.1 PfOl*(ting and, If applioab1e. IhaU f\limbune tho pl'tYa1Iiq patty for the oo.t of fi1iDs an appul,
. Bach party .baUpay bWbar own attorney, allpert, and witnotl fee.lIDdellpal1lll., uaIe.. olberwile requhwdby Jaw.
JUpt of 1leIt.IIskNa. You may rveoind any Credit 1'raQuct1on within 1hree bulineu day. afbtr cloting by returning aU proceedJ (if any) 10 U. with .
wrium IlOtification ot Your reteia.ion. If You re.oh1d a Credit Tranlaction wiIhiD thne buliDNI da}'l after oloIing, You may also rHOiDd thit Proviaion
u it Applin to !he Credit TrtnMCtion that You rucindad. Thil right to canoel tht Cf\ldit Tranaaotion it in addition to my olber ript to cbleala CI'Idlt
TftDAOtioD You may have under Federal or State law, or II may hav. bll. commllDioall<l to You in writing by U. in any lot.n JOlioiIation,
advtrtiHmeot or other marketiq :.lattd document.
Gotcnlq Law, Thill PIoviIicm i. govemed by ttderal Jaw and by the laW! oflhe .tate whml the clotiDg ofthl CrtditTransaation look pJaoe, but 0Gly
to the extmt lhatluch 'lal8 JaWl m CODIIilteD.t or compatible wilh federal ilw.
8eYerablllt)'. If !he arlJitnltor or any court delmnino. lhat ODe or more I8t1l11 of lb.iJ Provilion or the arbitration rule. are uneDiorceabte. IUCb
cIIttrmJnatioD lhall not impair or affect the enfon:nbility of tho other proviaionJ of tbiI Agreement or !be arbitration rule..
SpedaI Ackao"Ied_,
Yea UDdentaDd and ~ by siptDg Vour ll8IDe to this Pnwlllon that: (Q a court lDdIor Jury wID .IIIIL bear 01' dedde ., CIabD.
perned by tbls Pnwllloa, (II) die rulldma ror Your Credit TrlUlSllCtloo wID COllIe Ia whole or hi parr: (ro.. I01U'Cl8I ouIIIde WIlhite:, wIlkh will
CClIIIdtute totel'lllllte COIDDM:I'Ce wtchln the IDtllDIaI or the Ualted States ArbItradoa. Act, 9 U.s.C. f11"" (UI) dlKonry hi an arbItradlMt
proc=dIna ean be much more Dmltcd tllIm ID a court ~ (Iv) the arbItratCIr IDI1 DOt"'e writtea reaoai to.. bItIber 8WII'd, ('f) rtptI to
appeal an arbitration award are .ery Jbattcd, and (.0 the rlahfl .r the partleI benuadei ...,. DOt br: uadb' mutllllia aD rapcc:tI.
READ THE ABOVE AIlBITRATlON PROVISION CA1IEI'VLLY, IT LIMITS CERTAIN O. ___
YOUR RIGHTS. INCLUDING YOUR RIGHT TO OBTAIN REDRESS ~OUGJi CO~~.?'"
-- t~ (Seal)
---=- AARON C SHULL / ~8orrowM'
(Sa\)
,1lOnOWH
1b foUowtna notice Ilppllel 0Dly if lhiI box it checbd. 0
NOTICE
ANY BOLDER 01' TIDS CONSUMER CREDIT CONTRACT 18 SUBJECT TO ALL CLAIMS AND DElIII:N!imi WIDCB
THE DEBTOR COULD ASSERT AGAINST THE SELLER 01' GOODS OR SJ2lVlCES OBTAINED WITB THE l'IlOCDDS
HEREOF. RECOVERY IIERIlIlNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR
BEREVNDER,
By IiJnb:ls below. Borrower IlpftI to the tel'D1l COIllliDId hlNfn, actnow1edpl I'IC8i.pt of a copy of this Dilo1oIure Statement, No. aod S6curity
Agreement and, if app6cable, lho Mortpp or De,d of Tnut and of the ICCOIDpanyiq lliImlzation of Amount PiDancod. and authorize. the
..._..........!n. ~"'~
WlTW''''---'~ S10NBD~: ' ".............
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~NCSHUL. 0IT090'eJ'
(SooI)
-Borrow.r
(SaI)
,-,
CIT~~C'
~: ~
(NUDe aod Tide)
SBCU~ OP NONOBUGOR: Borrower cm1y ia penoually liable tor payment of the bu. NODObRsor 111 Ulble and bow:Id by all olbtr
IIIt1l11, . 00V8IlaD.ll, and agrHmIIltI cootaiDed in lb.iJ Diao\olUre StalBmont. Note aod Stourlty ApHmnt. inc1udIq but DOt limited to the riJht
aDd poWIt of Lender to ~poI"" and ..lithe Property ItCW'in& lhlt loan, in tht event of default by Borrower in payment of th1J Iou.
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PA 2S431.7 10199
O~igiD&l(l~anch)
Copy(cu..t.OJU;~)
Pap4of4
:
.,
. .
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 P A. C.S. ~4904 relating
to unsworn falsifications to authorities, that helshe is
llNQc\ M tUIl~
(NlIIne
Rec.oITerV ManaRer
(Title)
of NCSCorp.
(Company)
, Plaintiff herein, that helshe i5 duly
authorized to make this Verification, and that the facts set forth in the foregoing Complaint are
true and correct to the best ofhislher knowledge, infunnat on nd belief.
WWR# 5198292
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WEL TMAN,WEINBERG & REIS CO" L.PA
BY: Michael J, Dougherty, Esquire Attorney for Plaintiff(s)
I.D No. 76046
325 Chestnut Street, Suite 1120
Philadelphia, PA 19106.
Phone: 215,599,1500
Fax: 215.599,1505
WWR # 05198292
CITIFINANCIAL SERVICES, INC.,
CUMBERLAND County
Court of Common Pleas
vs.
AARON C SHULL,
NO, 06-2855 CIVIL TERM
PRAECIPE FOR DEFAULT JUDGMENT
TO THE PROTHONOTARY:
Kindly enter judgment against Defendant, AARON C SHULL, in the default of an Answer, in the amount of
$6,31(:,08 computed as follows:
Amount claimed in Complaint
l.,~.P.J -+
Interest from 04/26/06 to 07/27/06
at the legal interest rate of 18,99% per annum
291,25
TOTAL
6,376,08
I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with
P"RCiv,P, 237,' on the dates Indicated on the Notices.
I certify Plaintiff's address asCITIFINANCIAL SERVICES, INC" c/o Weltman, Weinberg & Reis Co., LPA,
325 Chestnut Street, Suite 1120, Philadelphia, Pennsylvania 19106 and that Defendant, AARON C SHULL, last
known address is 463 State Road, Enola, Pennsylvania 17025,
Reis Co" LPA
By
Michael
,
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CITIFINANCIAL SERVICES, INC,
Plaintiff
vs.
NO. 06-2855 CIVIL TERM
AARON C SHULL
Defendants
NOTICE OF JUDGMENT OR ORDER
TO: () Plaintiff
(xx) Defendant
( ) Garnishee
You are hereby notified that the
following Order or Judgm7'i~ \V~s ;y
entered against you on ~ J,.ooto
(XX) Assumpsit Judgment in the amount of $6,376,08plus interest and
costs.
Trespass Judgment in the amount of $
costs,
plus interest and
( ) If not satisfied within sixty (60)
days, your motor vehicle operator's license andlor registration will be
suspended by the Department of Transportation, Bureau of Traffic Safety,
Harrisburg, PA.
(xx) Entry of Judgment of
() Court Order
() Non-Pros
() Confession
(xx) Default
() Verdict
() Arbitration
Award
By:
PROTHONOTARY fOR ElEfl=1lW)
~
,
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CITIFINANCIAL SERV INC
plaintiff
Case # Dc' - l-'iI.>5"' - C \I ; \ Tern,
AARON C SHULL
Defendant(s)
IMPORTANT NOTICE
TO: AARON C SHULL
463 STATE RD
ENOLA,PA 17025
Date of Notice: 2>VfH'_ ?/~l '7..OeJ0
WWR#: 05198292
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU.
UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR
TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
BY:
MICHA RTY, ESQUIRE
PA I. . #7604.6
WELTMAN, WEINBERG & REIS CO., L.P.A.
325 CHESTNUT STREET, SUITE 1120
PHILADELPHIA, PA 19106
(215) 599-1500
IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CITIFINANCIAL SERVICES, INC,
Case no: 06-2855 CIVIL TERM
Plaintiff
vs.
NON-MILITARY AFFIDAVIT
AARON C SHULL
Defendant
The undersigned, Michael J, Dougherty, attorney for the Plaintiff, who first being duly sworn,
according to law, deposes and states as follows:
That he/she is the duly authorized agent of the Plaintiff in the within matter,
That the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil
Relief Act (SCRA), 50 U.S,C. App, 9521.
That based upon investigation it is the undersigned's belief that the Defendant, AARON C SHULLis
not in the military service; and
That this belief is supported by the attached certification of Robert J, Brandewie, Director of the
Department of Defense - Manpower Data Center,
Weltman, Weinberg & Reis Co" LPA
Mich
By
This law firm is a debt collector attempting to collect this debt for our client and any information obtained
will be used for that purpose.
Request for Military Status
Page I of2
Department of Defense Manpower Data Center
_ Military Status Report
.. Pursuant to the Servicemembers Civil Relief Act
JUL-27-2006 06:01 :57
..( Last Name First/Middle Begin Date I Active Duty Status 'IService/ Agency
SHULL Aaron C Based on the information you have furnished, the DMDC does not
possess any information indicating that the individual is currently on
active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based
on the information that you provided, the above is the current status of the individual as to all branches
of the Military,
.'- ~W~(~U-~
Robert J, Brandewie, Director
Department of Defense - Manpower D!\ta Center
1600 Wilson Blvd" Suite 400
Arlington, V A 22209-2593
The Defense Manpower Data Center (DMDC) is an org~ization'ofthe Department of Defense that
maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the
official source of data on eligibility for military, medical c,are and other eligibility systems.
The Department of Defense strongly sUl'portsfhe enforcement ofthe Servicemembers Civil Relief Act
[50 USCS Appx, #167;#167; 501 et seq} (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of
1940), DMDC has issued hundreds of thousands of "does not possess any information indicating that the
individual is currently on active duty" responses, and has experienced a small error rate. In the event the
individual referenced above, or any family member, friend, or representative asserts in any manner that
the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly
encouraged to obtain further verification of the person's active duty status by contacting that person's
Military Service via the "defenselink,mil" URL provided below, If you have evidence the person is on
active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA
may be invoked against you,
If you obtain further information about the person (e,g" an SSN, improved accuracy ofDOB, a middle
name), you can submit your request again at this Web site and we will provide a new certificate for that
query,
This response reflects current active duty status only, For historical information, please contact the
Military Service SCRA points-of-contact.
See: htt12;LLwYiw,defen~elink,!l1jlLfa.QLpislPC.Q9SLD lU.!ml
WARNING: This certificate was provided based on a name and Social Security number (SSN) provided
https:/ /www.dmdc.osd.mil/scra/owa/scra.prc _Select
7/27/2006
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SHERIFF'S RETURN - REGULAR
CASE NO: 2006-02855 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CITIFINANCIAL SERVICES INC
VS
SHULL AARON C
WILLIAM CLINE
/ Sheriff or Deputy Sheriff of
Cumberland County/Pennsylvania/ who being duly sworn according to law/
says, the within COMPLAINT & NOTICE
was served upon
SHULL AARON C
the
DEFENDANT
, at 1851:00 HOURS, on the 24th day of May
at 463 STATE STREET
, 2006
ENOLA, PA 17025
by handing to
AARON SHULL
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
13.20
.00
10.00
.00
41. 20/'
1-1"7-0 (,
So Answers: ~ ~' .
.,/ /'V, ...--'"' .--/
F' ~~r~-- J
1 '
R. Thomas Kline
Cf.-
OS/24/2006
WELTMAN WEINBRG REIS
Sworn and Subscibed to
By, d ~.
~~ K!/
C/ Deputy heriff
before me this day
of
A.D.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
No. 06-2855
Plaintiff,
MOTION TO COMPEL INTERROGATORIES
IN AID OF EXECUTION
vs.
AARON C SHULL
FILED ON BEHALF OF
Plaintiff
Defendant
COUNSEL OF RECORD OF THIS PARTY:
Samantha Tran Estevez, Esquire
Attorney for Plaintiff
P A LD.#89204
Weltman, Weinberg, & Reis, Co., L.P.A.
325 Chestnut Street, Suite 501
Philadelphia, P A 19106
(215) 599-1500
WWR #05198292
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
No. 06-2855
Plaintiff,
vs.
AARON C SHULL
Defendant
MOTION TO COMPEL INTERROGATORIES IN AID OF EXECUTION
AND NOW, comes Plaintiff, by its counsel, Weltman, Weinberg & Reis Co., L.P.A. and moves
this Honorable Court to Compel Interrogatories in Aid of Execution on the following grounds:
1. Plaintiff is a Judgment Creditor of the Defendant, as captioned above.
2. Plaintiffs Judgment was entered on August 7, 2006 in the amount of $6,376.08 plus costs.
3. On or about October 9, 2006, Plaintiff mailed Defendant a interrogatories in aid of
execution, a true and correct copy of said interrogatories are attached hereto, marked as Exhibit "1" and
made a part hereof.
4. Pursuant to the aforesaid interrogatories, the said Defendant, Aaron C Shull, was directed
to answer the interrogatories within thirty (30) days.
5. Defendant failed and/or refused to answer the interrogatories, and there has been no
communication from Defendant to explain his failure to answer the interrogatories or to request that the
interrogatories' deadline be extended.
WHEREFORE, Plaintiff respectfully requests that this Honorable Court enter an Order compelling
Defendant, Aaron C Shull, to answer the Plaintiff s interrogatories in aid of execution within thirty (30)
days.
WELTMAN, WEINBERG & REIS CO., L.P.A.
saman~~
Attorney for Plaintiff
PA I.D.#89204
Weltman, Weinberg, & Reis, Co., L.P.A.
325 Chestnut Street, Suite 501
Philadelphia, P A 19106
(215) 599-1500
WWR# 05198292
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
No. 06-2855
Plaintiff,
vs.
AARON C SHULL
Defendant
MEMORANDUM OF LAW
AND NOW COMES, Plaintiff, Capital One Bank, by and through Counsel, and hereby files this
Memorandum of Law in support of its Motion to Compel Interrogatories in Aid of Execution.
FACTS
On or about August 7, 2006 judgment was entered in favor of Plaintiff and against Defendant in
the amount of $6,376.08 plus costs. On or about October 9, 2006 Plaintiff mailed to Defendant
Interrogatories In Aid of Execution (hereafter "Interrogatories"). Pursuant to the aforesaid interrogatories,
Defendant was directed to answer the interrogatories within thirty (30) days.
Defendant failed to answer the interrogatories and there has been no communication from
Defendant to explain his failure to answer the interrogatories or to request that the interrogatories'
deadline be extended.
LEGAL ARGUMENT
The Explanatory Comment - 1978 under Pa. RC.P. 4019 (g)(l) delineates that a "two step"
procedure is required to be followed by a party moving toward a request for an award of sanctions for
failure to properly comply with a discovery request. The initial step under Pa. RC.P. 4019 (g)(1) is the
filing of a motion compelling the non-moving party to comply with the movants original request. If the
non-moving party after an opportunity for hearing fails to comply the movant can request from the court
an award of sanctions.
CONCLUSION
In the matter at hand, Defendant failed to answer interrogatories pursuant to Pa. RC.P. 4007.1.
Plaintiff requests that the court enter an order compelling Defendant to answer Plaintiffs counsel's
interrogatories in aid of execution within thirty (30) days.
WELTMAN, WEINBERG & REIS CO., L.P.A.
samantha~
325 Chestnut Street, Suite 501
Philadelphia, P A 19106
(215) 599-1500
WWR#05198292
E~\..\\8r{ 1_
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IN THE COURT OF COMMON PLEAS OF BERKS COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff,
NO. 06-2855 CIVIL TERM
Vs.
INTERROGATORIES IN AID OF EXECUTION
AARON C SHULL
Defendant,
FILED ON BEHALF OF
Plaintiff
. COUNSEL OF RECORD OF
THIS PARTY:
Michael J Dougherty, Esquire
PA ID# 76046
WELTMAN, WEINBERG & REIS CO., L.P.A.
325 Chestnut Street, Suite 1120
Philadelphia, P A 19106
(215) 599-1500
WWR# 05198292
IN THE COURT OF COMMON PLEAS OF BERKS COUNTY, PENNSYL VANIA
CIVIL DIVISION
CITIFINANCIAL SERV INC
Plaintiff,
No. . 06-2855 CIVIL TERM
Vs.
INTERROGATORIES IN AID OF EXECUTION
AARON C SHULL
Defendant,
INTERROGATORIES IN AID OF EXECUTION
TO: AARON C SHULL
463 STATE RD
ENOLA, P A 17025
AND NOW COMES, Plaintiff, Citifinancial Serv Inc, by their attorney, Michael J Dougherty, of
the law offices of Weltman, Weinberg & Reis Co., L.P.A., and herewith files and serves on Defendant the
following Interrogatories, to be answered by Defendant under oath within thirty (30) days in accordance
with the Rules of Discovery of the Pennsylvania Rilles of Civil Procedures. (Space has been provided,
but if such space is insufficient for a complete Answer, please complete Answer on a separate sheet and
attach hereto.)
1. What is you full legal name?
2. What is your current address?
3. Are you employed? Who is your employer? (name of all employers)
4. What is your annual salary or hourly pay?
5. Do you have any other sources of income? If yes, describe all sources of additional income in
detail.
6. Are you married?
7. Do you own or have any interest in any land/real estate? If yes, briefly describe the land/real
estate (i.e. address) and the ownership interest you possess.
8. Do you own or have interest in any motor vehicles? If yes, describe the vehicles and the
ownership interest you possess.
9. What savings, checking and money market accounts do you own or have any interest in?
Financial Institution Account No. Current Balance
a.
b.
c.
10. What Individual Retirement Account (IRA) do you own?
Financial Institution Account No.
a.
Current Balance
11. Do you own or have interest in a safety deposit box? If yes, describe the location and the contents
of the safety deposit box.
12. Do you belong to accredit union or other work related savings plan? If yes, describe.
13. What stocks, shares, bonds, notes and shares in a mutual fund do you own or have interest in?
Type (i.e. share, bond) Name of corporation Current Balance
a.
b.
14. Does any individual, partnership or corporation owe you money? If yes, provide details of the
debt:
15. Do you own life insurance? If yes, list the insurance company and policy number.
16. What televisions, stereos, VCRs, camcorders, cameras or other electronic/camera equipment do
you have an interest in?
17. What household furnishings do you have an interest in?
18. What jewelry do you own or have an interest in?
19. What firearms do you own or have an interest in?
20. What coins, stamps or other collectibles do you own or have an interest in?
21. What other personal property (not previously described) do you own or have an interest in?
22. What other assets (not previously described) do you own or have an interest in?
& REIS CO., L.P.A.
Date
BY:
Michael ~ oug erty, Esquire
P A ID#76046
325 Chestnut Street, Suite #1120
Philadelphia, P A 19106
(215) 599-1550
WWR# 05198292
VERIFICA nON
I, , (please print) under penalty of perjury and subject to the penalties of
18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities verify that the foregoing Answers
to Interrogatories in Aid of Execution are true and correct to the best of my knowledge, information and
belief.
Date
Signature
Present Address:
Phone Number:
WWR# 05198292
CERTDnCATEOFSERVICE
The undersigned certifies that a true and correct copy hf the within Motion to Compel
Interrogatories in Aid of Execution was served on the Id- day <\!; 1?u..1I er ' 20~, by first class,
U.S. Mail, postage-prepaid, addressed as follows:
AARON C SHULL
463 STATE RD
ENOLA,PA 17025
Saman a Tran Esteve
Attorney for Plaintiff
PA I.D.#89204
Weltman, Weinberg, & Reis, Co., L.P.A.
325 Chestnut Street, Suite 501
Philadelphia, PA 19106
(215) 599-1500
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
..(
CAPITAL ONE BANK
No. 06-2855
Plaintiff,
vs.
AARON C SHULL
Defendant
ORDER OF COURT
AND NOW, to-wit, this 2&#" day of -4~~
, 2007, upon Motion of Plaintiff s
counsel, it is hereby ORDERED, ADJUGED and DECREED that Defendant, AARON C SHULL, shall
answer Plaintiffs interrogatories in aid of execution within thirty (30) days of the date of this Order.
BY THE COURT:
J.
WWR# 05198292
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