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TO: Cumberland Valley Cooperative Association
908 Mt. Rock Road
Shippensburg, PA 17257
RE: E. Richard Beatty, Jr.
Mary M. Beatty
101 Meadows Road
Newville, Pa. 17241
JUdgment Note in the amount of $9,785.93
Dated April 10, 2006
The Undersigned hereby certifies in connection with the loan above
referred to secured by a Demand Note containing a onfession of judgment
authorizing any attorney or prothonotary of any court of record in
Pennsylvania or elsewhere to confess judgment against he Undersigned: That
the loan for which said Note was given is not a co sumer loan; that the
income of the Undersigned (conjugal income if both spo ses executed the note)
is Ten Thousand ($10,000) Dollars or more; that it wa orally explained and
fully understood by the Undersigned that the execut' on of a Demand Note
containing a confession of judgment clause was a waive of the right to have
a prejudgment notice and hearing, the right to have the burden of proving
default on Cumberland Valley Cooperative Association, the Creditor, and the
right to avoid expenses attendant upon opening or striking a confessed
judgment and that the Undersigned voluntarily execute the said Demand Note
with a confession of judgment clause knowing that the aforesaid rights have
been waived and that an execution may be issued on a j dgment entered on said
confession against their property.
The Undersigned further certifies that they were advised and understood
that they could have an attorney examine the said Dem nd Note and any other
documents in connection with the loan prior to executio .
WITNESS:
(SEAL)
(SEAL)
COUNTY OF
OF PENNSYLVANIA:
f{ql1k 1,- J-
SS
being
according to law, deposes and says that the
the above certification are true and correct.
duly sworn
acts set forth in
Sworn t~and subscribed
this ~ day of ~
r7~ D Jl- L
before me,
, .:/.Doh
I
\ MyQ.,..1
Member. PenrY'
PE;\:;>VLVA/,
Seal
, NaI8ry Public
.. Ft8nkIn CoUllY
.Ian. 19, 2008
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E. Richard Beatty, Jr.
Mary M. Beatty
101 Meadows Road
Newville,Pa.17241
INSTALLMENT PA'!MENT AGREEMENT
$9,785.93
In installments as hereinafter stated, or value received,
I/we, promise to pay to Cumberland alley Cooperative
Association, 908 Mt. Rock Road, Shippensburg, Pennsylvania, the
sum of Nine Thousand Seven hundred Eighty Five Dollars and
Ninety Three Cents ($9,785.93) with inter st on the unpaid
principal at the rate of 0.0 percent per ann m from date hereof
until paid in full. Said principal sum and interest shall be
payable in equal successive monthly installme ts of 815.33 each,
commencing on the 18th day of May, and cont' nuing until April
18, 2007, at which time any unpaid balance 0 principal hereof
and all interest accrued thereon shall be d e and payable in
full. All payments shall first be applied to interest due, with
the balance to be applied to principal.
Upon default in payment of any such i stallments or of
interest when due, or upon failure of the make s to pay for each
purchase on or before the date of their n xt purchase from
Cumberland Valley Cooperative Association, he whole of the
principal sum then remaining unpaid and all interest accrued
thereon, shall, at the option of the hold r hereof, become
immediately due and payable, without demand not'ce.
And further, I/We do hereby authorize and empower any
attorney of any court of record of Pennsylvan'a or elsewhere to
appear for and to enter judgment against us, in favor of any
holder of the Note for the above sum with cost of suit, release
of errors, without stay of execution, and w th fifteen (15%)
added as a reasonable attorney's fee, and I/W do hereby waive
and release all benefit and relief fro any and all
appraisement, stay or exemption Laws of any s ate not in force
or hereafter to be passed.
WITNESS:
/.' U;;
(SEAL)
_ (SEAL)
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In the Court of Common Pleas of
Cumberland County, Pennsylvania
u",bdlrJJ Va Iler. Coofe~ h >It-
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C. '1 - 2-1)'01
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