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HomeMy WebLinkAbout06-3131 - .r--m- ~..,..' , \ , To: Cumberland Valley Cooperative 908 Mt Rock road Shippensburg, Pa. 17257 JUDGMENT NOTE From: Jason G. Haycock 76 Goodhart Road Shippensburg,Pa.. 17257 Shippensburg, Franklin County, Pennsylvania h~3/31 ~~ $ 15.000.00 Date: ADri127. 2006 FOR VALUE RECEIVED, the undersigned promise to y to the order of CUMBERLAND VALLEY COOPERATIVE ASSOCIATION, at 908 Mount Rock R d, Shippensburg, Franklin County, Pennsylvania, or at any other place in the Commonwealth of Penn ylvania that any holder of this Note may designate in writing, the sum of $15,000.00, with interest at 18. %, from the date written above until paid, subject to tenns of an agreement of even date; provided, h ver, the maker or his successors shall not pay more than amounts actually advanced on account, ith interest, by Cumberland Valley Cooperative Association. The Maker shall have the right to prepay the principal of thi Note in whole or in part prior to its due date w~hout premium or penalty. If this Note is placed in an Attomey's hands for collection, or collected by a suit or through a bankruptcy, probate or other Court proceeding, e~her before or afte maturity, there shall be paid to the holder of this Note reasonable Attorney's fees of 15%, costs and 0 er expenses incurred by the holder in enforcing the tenns of this Note. The Makers, signers and endorsers of this Note severally ive, demand, presentment, notice of dishonor, diligence in collection and notice of protest and agree to all extensions and partial payments before or after maturity, without prejudice to the Holder. The undersigned certifies that they were advised and u derstood that they could have an attorney examine the said Demand Note and any other documents in connection with the loan prior to execution. The undersigned hereby certifies in connection with the loa above referred to secured by this Judgment Note containing a confession of judgment authorizing y attorney or prothonotary of any court of record in Pennsylvania or elsewhere to confess judgment ainst the undersigned: that the loan for which said Note was given is not a consumer loan; that the in me of the undersigned (conjugal income if both spouses executed the Note) is $10,000.00 or more; at it was orally explained and fully understood by the undersigned that the execution of a deman Note containing a confession of judgment clause was a waiver of the right to have a prejudgment lice and hearing, the right to have the burden of proving default on Cumberland Valley Cooperative iatien, the Creditor, and the right to avoid expenses attendant upon opening or striking a confessed 'udgment and that the undersigned voluntarily executed the said Demand Note with a confession of judgment clause knowing that the aforesaid rights have been waived and that an execution may be i ued on a judgment entered on said confession against their property. Witness ~ c-:_ ~ (.. Seal SWORN TOf.ND SUBSCRIBED BEFORE ME THIS;;l. ~ DAY OF L' ;:u;o.i . /'1AL2 D ' I .~ , , .. AGREEMENT THIS AGREEMENT is made this 27th day of ril 2006, by and between CUMBERLAND VALLEY COOPERATIVE ASS IAnON, an agricultural cooperative association organized under the Coopera ive Agricultural Association Law of 1990, hereinafter SELLER, with a principal place of business at 908 Mt. Rock Road, Shippensburg, Franklin County, Pennsylvania, 1 57; and Jason G. Havcock an adult individual, hereinafter PURCHASER, who ides at 76 Goodhart Road. ShiDoensbura. Pa. 17257. RECITALS: Ri. PURCHASER is a member of SELLER C perative Association; and R2. PURCHASER desires to buy certain sup lies from SELLER on credit with favorable rates of interest; and R3. SELLER is willing to extend to PURCH SER credit on terms more favorable than it would on its open accounts provided ce ain conditions are met. NOW, THEREFORE, in consideration of the mutu I promises contained herein and other good and valuable consideration, receipt of ich is hereby acknowledged and intending to be legally bound, the parties agree as to lows: 1. SELLER will provide to PURCHASER su of his agronomy needs as he or she shall require, including without limitation, fertiliz r, pest control products and weed control products, at prices SELLER and PURCH SER agree to from time to time. 2. PURCHASER shall execute a Judgmen Note in an agreed upon amount with interest at 18% per annum payable on the which is attached hereto as Exhibit "A". From time to time, upon the purchase of additional agronomy needs by PURCHASER from S LLER, PURCHASER will execute additional Judgment Notes increasing the princi 3. Notwithstanding the tenns of the Judgmen will accept interest at 10.5% per annum, hereinafter "discounted ra ", on the unpaid balance of PURCHASER's account with SELLER so long as the account is paid in full, with accrued interest by the Januarv 15. 2007. 4. In the event that PURCHASER does n make payment in full as aforesaid, the interest on the account shall revert to 8% as of the date of this Agreement. 5. SELLER may file the Judgment Note to ich reference was made in Paragraph 1 above, in the office of the Prothonotary for he Court of Common Pleas of Cumberland County, Pennsylvania, or in any County i which PURCHASER owns property. Notwithstanding the principal amount not on the Judgment Note, SELLER shall not collect amounts actual creclit extended to PURCHASER with interest thereon. 6. The discounted rate is extended to P CHASER on the express condition that payment of the account in full be made by e Januarv 15. 2007. 7. Commencing the date of this Agreement nd continuing for one year thereafter, PURCHASER will buy from SELLER such rtilizer, weed control or pest control products which he shall require from SELLER. 2 8. In order to ensure payment of the obli ations as set out herein, PURCHASER shall obtain a crop insurance policy m an insurance company acceptable to SELLER in an amount of at least $15 000. 0 and shall name SELLER as an additional loss payee as its interest may appear an shall provide to SELLER a copy of the declaration page and receipt for payment of e premium within ten days of the date of this Agreement. 9. Beginning on the first of each month following the date of this Agreement, and continuing on the first of each month t reafter until payment in full pursuant to the tenns of this Agreement, PURCH ER will pay to SELLER installment payments of $150.00 per month which shall applied by SELLER first to interest at the discounted rate and then to any p 'ncipal due and owing on PURCHASER's account with SELLER. 10. This Agreement is made at SELLER's p 'ncipal place of business in Franklin County, Pennsylvania. 11. This Agreement shall be for a tenn of one 1) year and shall not renew absent a separate written Agreement of the parties. 12. PURCHASER shall not provide to any 0 crop planted prior to the payment date set out herein ut the written consent of SELLER. Further, SELLER shall offer PURCHASER e option of entering into a forward contract, according to the tenns of which he hall sell to SELLER at an agreed upon price, so much of his crop as the parties s II detennine. A copy of the forward contract, if any, is attached hereto as Exhibit "B". PURCHASER shall advise SELLER of any agreement made by PURCHASER to II grain to any other person 3 within seven days of making such Agreement. Su a sale may cause the PURCHASER delay in meeting the terms of this Agreem nt. 13. This contract is made in the Commonwea h of Pennsylvania and shall be govemed by the law of the Commonwealth of Pennsy 14. The terms of this Agreement shall inure to benefit of and be binding on the parties hereto and their heirs, executors, assigns, nd successors. 15. Each provision of this Agreement is sey ble from the rest. In the event that one provision is determined to be unenfo able, the balance of the provisions shall remain in full force and effect. 16. This Agreement supersedes all prior written promises, agreements, representations and conditions not contain herein. 4 IN WITNESS WHEREOF, the parties hereto have set their hands and seal the day and date first above written. Witness: ((t...u (! :... -~~ - , Attest: /?/A2f)1~ Treasurer VALLEY ASSOCIATION By: 3~~~ 5 g ~ ~ ~ ~ ~ c; ...... ~ ~t:':-\ {- ~'-;2 7::> - :;::::~ ...!:> ">' _r""~' ~ ~ .~ L ~7~c? (j~ - ~'-'::.{~) ~ -> -l ,>'.. ~-'( ~ -> 'j~:":. -.') , ':: r \ ~ -t:. _,e" ':'f~(-") ~ ..-- (:-~ff\ l .. , - ~ '" ~ ..",. ~ 't - ~ ~ ./";:' ..D "\ ~ Cumberland Valley Cooperative In tbe Court of Common Pleas of } Cumberland County, PeDDSylvauia Plaintiff VS. Jason G. Haycock Judgmcnt in fAvor of Plaintiff on 6 /1 / 2006 fOl's15.000.00 No. 3131 2006 Civil Term Dcfcudmt Cumberland Valley Cooperative in the above Judgment, do IIppQf and acknowledge that Jason G. Haycock the dcfeodant in the above Judgment, fun payment and satisfactian of the same, with interest and costs, and cIcsircd that satisfaction therefore shaD be entered upon the records thereof. we Plaintiff this day have had and received and from And fur1bcr, I do hereby authorizllInd c:mpowa- Curtis L. Lon~ the Prothonotary of said Court, to -wear for us and in ou r IW!lIl and Itead to enter full satisfaction upon the record of said Judgment, as fully and c1Ycctua11y, to aD intents and PlllJlOlCS, as we could wac we pcrscma11y present in person to do so. And for 50 doing this shall be your sufficient WIITlIDt of authority. III teldmeDY whereof, .!- have March 07 . A.D. 20_. hereunto set our bands and seals this 30 t h day . of Lj~ D //-.;c. ~fr.,/ fer(SeaJ} , (Seal) (Seal) State of PeusyMola } CoaDty of C1Imberlaad,} Persona1lyappearedbefon:mc, the subscriber, fY)e..rl~ D )..\a.rn lsh the Plaintiffin the above J~gmcnt, and in due form of law aclmow1cdged the within and foresoing Power of Attorney to satisfy the Judgment set forth, to be h)S act and cIccd, and desired that the: same shall be tiled ofrecard in the office of the Prothonotary of the Court of Conunon Pleas of said County, III tadmooy wllenof, I have hereunto sctmyband ~1his lJ~ ~ ~ A.D. 20.6]. . \. 1\ . _ \...A..h.J\J\a (Seal) EA\.TH Of PENNS~L'I~1t\ (Seal) C~ . ARIAL SEAL N~lRRENNotary Public DEBORAH . Cumberland CO~ fJ'I$l8::~~~\I~~lPlfl' Nov. 8 2 No. 3131 2006 N Jl t:::r::::::JJIU::J: :::1 :::I::. 'J::!'::.! I:.:JJ.J J:NI: if:J:. rJ .r::::," POWER OF ATTORNEY To Satisfy a Judgment Term Cumberland Valley Cooperative vs. Jason G. 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