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HomeMy WebLinkAbout06-3310SHAPIRO & KREISMAN, LLC BY: KEVIN DISKIN, ESQ., ATTORNEY I.D. NO. 86727 JOSEPH REJENT, ESQ., ATTORNEY I.D. NO. 59621 ILANA ZION, ESQ., ATTORNEY I.D. NO. 87137 MEGAN D.H. SMITH, ESQ., ATTORNEY I.D. NO. 84047 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 06-26744 Deutsche Bank f/k/a Banker's Trust Company ; COURT OF COMMON PLEAS of California, N.A., as trustee of Mellon CRA CUMBERLAND COUNTY Mortgage Loan Trust 1998-A Cl 3t 8100 Nations Way No: Ob _ 33rd Jacksonville, FL 32256 PLAINTIFF VS. Brenda L. Ehlman 94 Ashford Drive Enola, PA 17025 DEFENDANT COMPLAINT - CIVIL ACTION MORTGAGE FORECLOSURE NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Lawyer Referral Service Telephone: 717-249-3166 Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICIA LE HAN DEMANDADO A USTED EN LA CORTE. SI USTED QUIERE DEFENDERSE DE ESTAS DEMANDAS EXPUESTAS EN LAS PAGINAS SIGUIENTES, USTED TIENE VIENTE (20) DIAS DE PLAZO AL PARTIR DE LA FECHA DE LA DEMANDA Y LA NOTIFICACION. USTED DEBE PRESENTAR UNA APARIENCIA ESCRITA O EN PERSONA O POR ABOGADO Y ARCHIVAR EN LA CORTE EN FORMA ESCRITA SUS DEFENSAS O SUS OBJECIONES A LAS DEMANDAS EN CONTRA DE SU PERSONA. SEA AVISADO QUE SI USTED NO SE DEFIENDE, LA CORTE TOMARA MEDIDAS Y PUEDE ENTRAR UNA ORDEN CONTRA USTED SIN PREVIO AVISO O NOTIFICACION Y POR CUALQUIER QUEJA O ALIVIO QUE ES PEDIDO EN LA PETICION DE DEMANDA. USTED PUEDE PERDER DINERO O SUS PROPIEDADES O OTROS DERECHOS IMPORTANTES PARA USTED. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Lawyer Referral Service Telephone: 717-249-3166 Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 SHAPIRO & KREISMAN, LLC BY: KEVIN DISKIN, ESQ., ATTORNEY I.D. NO. 86727 JOSEPH REJENT, ESQ., ATTORNEY I.D. NO. 59621 ILANA ZION, ESQ., ATTORNEY I.D. NO. 87137 MEGAN D.H. SMITH, ESQ., ATTORNEY I.D. NO. 84047 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 06-26744 Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A 8100 Nations Way Jacksonville, FL 32256 PLAINTIFF COURT OF COMMON PLEAS CUMBERLAND COUNTY No: -331p e/v'( C?1 v5. Brenda L. Ehlman 94 Ashford Drive Enola, PA 17025 DEFENDANT COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff, Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A, the address of which is, 8100 Nations Way, Jacksonville, FL 32256, brings this action of mortgage foreclosure upon the following cause of action: 1. (a) Parties to Mortgage: Mortgagee: Mellon Bank, N.A. Mortgagor(s): Brenda L. Ehlman (b) Date of Mortgage: December 14, 1993 (c) Place and Date of Record of Mortgage: Recorder of Deeds Cumberland County Mortgage Book 1186 Page 522 Date: December 17, 1993 The Mortgage is a matter of public record and is incorporated herein as provided by Pa. R.C.P. No. 1019(g). A true and correct copy of the Mortgage is attached hereto and marked as Exhibit "A" and incorporated herein by reference. (d) Assignments: Assignor: Mellon Bank, N.A. Assignee: Bankers Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A Date of Assignment: June 1, 1998 Recording Date: July 17, 1998 Book: 582 Page: 913 2. Plaintiff is, therefore, either the original Mortgagee named in the Mortgage, the legal successor in interest to the original Mortgagee, or is the present holder of the mortgage by virtue of the above-described Assignment(s). The real property which is subject to the Mortgage is generally known as 94 Ashford Drive, Enola, Pa 17025 and is more specifically described as attached as part of Exhibit "A." 4. The name and mailing address of each Defendant is: Brenda L. Ehlman, 94 Ashford Drive, Enola, PA 17025 5. The interest of each individual Defendant is as Mortgagor, Real Owner, or both. 6. The Mortgage is in default because the monthly installments of principal and interest and other charges stated below, all as authorized by the Mortgage, are due as of February 1, 2006 and have not been paid, and upon failure to make such payments when due, the whole of the principal, together with charges specifically itemized below are immediately due and payable. 7. The following amounts are due as of May 31, 2006: Principal of Mortgage debt due and unpaid $49,291.10 Interest currently due and owing at 6.25% per annum calculated from January 1, 2006 at $8.44 each day $1,274.44 Late Charge of $19.70 per month assessed on the 16th of each month from February 16, 2006 to May 16, 2006, (4 Months) $78.80 Escrow Balance (Credit to Defendant) ($293.13) Title Search/Report Fees $250.00 Attomeys' Fees and Costs $1,500.00 TOTAL $52,101.21 8. Interest accrues at a per diem rate of 8.44 each day after May 31, 2006, that the debt remains unpaid, and Plaintiff may incur additional attorneys' fees, as well as other expenses, costs and charges collectible under the Mortgage. 9. The attorneys' fees set forth above are inconformity with the Mortgage documents and Pennsylvania law, and, will be collected in the event of a third party purchaser at Sheriffs sale. If the Mortgage is reinstated prior to the sale, reasonable attorneys' fees will be charged based on work actually performed. 10. Notice pursuant to the Homeowners' Emergency Mortgage Assistance Act of 1983,35 P.S. § 1680.402c, et §M., was sent to each individual Mortgagor at their mailing address and/or the mortgaged property address by first-class mail and certified mail. Pursuant to the act of December 21, 1998 (P.L. 1248, No. 160) (Act 160), this Notice contains the information required by the act of March 14, 1978 (P.L. 11, No. 6), 41 P.S. Section 403 et seq., and separate Notice of Intention to Foreclose is not required. Copies of the Notice are attached hereto as Exhibit "B." WHEREFORE, Plaintiff respectfully requests that this Court enter judgment in rem in favor of Plaintiff and against the Defendant, in the amount set forth in paragraphs 7 and 8, together with interest, attorneys' fees and for other expenses, costs, and charges collectible under the Mortgage and for the foreclosure and sale of the mortgaged premises. Date: 61310l SHAPIRO & KREISMAN, LLC BY: U?V Attorney for Plait f S & K File No. 06-26744 Jun-OI-2008 16:3t Frm fRFNIFR ABSTRACT Q41 8380 T•408 P.0111012 F-861 RLI:ORD AA a6NItN N: WAaA M HOPS13M CONFAMY P. 0. 00t 4463 tOUSION, 2"" 11210 DEC ye Pm 8 ZZ 11.4nr. c0 ?+:«Nr v n.. „`?y , 113 MORTGAGE 6a6eaessv 141141LOU'NAG@l•9xeDtl?L1?mm?lC)is Piwn m Otetmu 14 . 103 -Riwnwrwprls aR6NDA L. mmff (Rmx..i'1.77ds5.wAy LmWamti. plwn a MA7AAIN SAME, N.A. wldfil. mpnla.dand saimine.nbrih.lawd THE U01StD BEATEN or Aamrm 6106 MINE ORM, ODIStl a", MM39000. ?ININ6YLVAN[A 17112 CLmddi Bacv r . talsdar tAa pdndPd aantd Smy raft vwmxw up 001360-------- ?. ------- - .- DaD (UAt 64,060.00 ?STfa AMl. addenedWSa.ma.r. mu dabd lM smm d.bm614Armiy MWnumt (Waray, wsldh pm sl" 6w manlAlY Yt4+.saw, .4th Dd roll dais; Ir nd pdd "Ale, J" Md 1ynffi PP ,7ANDARY 01, 2024 . Too eswMQy Bs smant..,am a iwnd.c fai the mpyMant of the d.60 addwmd by dia Nob, with Iddfat .d am w•mssik "Umlem and ms0emdms at Oa Now 06 Ow pfY t (an ad.r asst "His inbras4 ed"wedttld.rprapaOA 7 wpasses, tF. assarlq d" 60aadq 6 mmangnM IY Dw wrams" arem ow e.aewnnnb and qn as, so an4.r"D.wAb 1 w. vst.nd 16 Ndts. Far this pups, Panawr dass Asm6Y mmgyaes, pant and raybL ndm th. ddbM.Odasvl6.dpnpatylm rod in CUIOSS im aosy,Anmlt"pts, Ate 1tUL DteCUPP10N )VEMa6D MLRL10 ADO WE A PAAY HEREOF. .hldh has am addn.ad 94 A6 rm OUVL , SMOAA ,1%.nylwmfa 17025 (Ym"AddmaR RI PY0+1 T0Ot7H@@ Wrr" aN do Impro+amanb saw m 6....R.e.asl.d m His papssy, ad MI rwm*W. appMAsnsnas, and fawns, saw ar flassAO.r a pain d ds. pn". NI aplwmanb .sd a"dama dwn A. M m.md by dda bw Ab Imt ,%,nL M ddm d*aNsafslOAnad m{s ads dswtl4 lnd.an.stw twpwapny.' NORROMR COMAM usst Dowswr 1. uWam, alyd or t4s .d.t. Amdq om,nd.d and has a4..lshi r sm 4pp, a and d will and dplonpnd dwdasesPmw.BY Sim ti AYads to tUd UN PmpsAy.sM u,sfty RAIbsAsmnwmbmd.ll ,aaptrotmw ww.d Bd+swramsemu dMma wd dm.dA wfdmlu asYmom,nWm 6mnm d.xmd. ace Y,EpN4YlYwNIA•d?s?.t.•a.s.?wr...y?dd.N.ctupWadN081w F...mp 1414 P0, ads" lm.r+4 ilvl vIV A Jun-01-200S 1511 FlueeREMIER ABSTRACT \e.? +241 0000 Td00 12.010/012 F-001 THIS WGUSIPY INBFBUWBNT ambin<.nilh m mgmnr rots md.ed ar and nananifmnt ornament, with United rarintim-IRY uAM<4an ran.Cbb•rml4wm weedb Inewomwtr.redngred proprp. UNIPORd COVF,NANTB.Berne ar.nd Iwndar.w..ont.nd.arer. MI.. Led. an U. dap notably peymoe s are dw rode and r wnMnb wbm eery awn mlality new Y: (d ymdy n"e4W. interns an proeidaw dpPrantph R in Tmve, ]ter.! Lender tw,y.A gUme, aVamaada . ImarollY rolami wrrlp<e less may require le, I F1.&1r11 Adder7dwemended A. d mda rho w letter PUUOUAL swat R q Lnderr or UUW, Foo a at t on o .route, Leader It Us, armete ono pt d Food, do d I3 Iona. 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Leader ow glee r ewmw to den Penile end the pmpew fm amb ..in were rented by this S.wdb InMsmen, a low, L?ehdl bBwnrwps dus, efnolify BAv sensors dlht Won& .m 11 by WL*n LndMStetp Cato Um Becrwnabtl" o the rear peed, WOUstrikene I. rede tm pop Ur aw U.me wOew dq .sellere w a, Ilmtiy o erwi. .. tmoIn eHnreww 6all pry - Longer w W. emwnt reasoner reasoner wk. up tits atd.,,cy. Bo"arnr.4all dl c .ok6e ep Ow Uen d 4. mud, 1Rd.nS7 in an mtse tar Mrldw eft" Ably at leaders ad, 41aftedom. Wpm p,ym.ngl tir 11,11 dal aedwarundby ihia Brurib indrw,m, Lmw dwll prtd.PUY aO,nd m Bmawe.sry Powr held to Ledw. k under pmegn.ph g, Lendts ehoH ^?r6• w enll tba P<ape<ty, Undrt, prior w W egWdtlm wale dtM Prrpety, d,dl spdY my Fund, hsN by Lndr nt the date damaldtlm suede m. merit egeir.st the cams wmM by ibh Bewdbinsmmsw. 0•dpABocUvr.[(1Ymswb. Uri.."litMb low inanities When ire, eH peymmb remised by Lads, under pewvspho 1 and g sMH to applimh Ste, to may prepayment rheryts Asa mWer des XM; eeard, re.mgnb pq.No Under pareOMh it third, r intew.t darn (itudh, bptiMpel dam sndlw, berw-b dmare doeodor lM Wo-. d. CksrlepLime. ?wmww.{wll pty aB lePOe,e.seenmwnt, eherpe,See..d irnpriCome mildbt,14 Is the Amw(y whidt mey'Ahern pdtdb aier ddo Serwity -tswnwo, and NNelwld paywwnb rt vtsmd smte, If.e y. Barsmr"pq tats tNlgeCtst. in to reamer wedded to pmsawph; w N as paid in doe wemrr. Batrene, Ball try ernes m lime dvdMy r the paten need pwro.nt Borrower duds pempBy fomleh to Lender all nd m of meewsb to to meld units dda pmm* R Btsrerrer mA.e derse paymtnu dlretlly. Bernrter ehdl promptly IU.A h A. Lender redpb oddtndry ti. peymmb Bantam, eh A p.amplly disahmys my Ben Mdth her priority orer lids Security Inet n went Unless IWrawr. 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LaMar obae is, wpm is Bursawnr pier I. adederstims lsiinwIng Hanes. es bnaah .lay ..-neat m.Er•aasOt M this Epeady i'Mw.wwe dat nab prN• is aem4ratiew vndw ParKaPh is) M anN the oa asapPE*."p q.wi fa ou . r pr ath dw+i. LWnshMa OR mRad O Is, aaroai 0) t that thlw{s. hii.41n t6• to Osso sr 16. "l as p•duw wry 14m . N) ou r t tb. th wa• is s d by this 4 Stn a dM l !p d •p le f 1 I. n tbt arwp dy. lms!in,shall MMsrwahw fallinta Ilrrs cd the b W" to t. M.Nns4wr by Mull, 5dialiei. l ills "A !{b right . right ale to O -NR t In b Jim Y• Asmrrar a 0.5n r do kho. of n-a dlmsr If ho d fis lag g th ch. e mn+a"som a • dbale M Ahy • . y ihor inr at Hrwar Is a.-lwvllen aid fsrale•ms. ][Ohs e/wlt N ." aura n apdpJ, 4OMe of Na Optias aaaa ,sees.. 666A 1l21(i I:„'.E 5?-ii ,.assn Jun-0l-Zoos 16:36 FrM-PRENIER ABSTRACT 4243 3890 T-106 P.006/012 F-691 AL S•Maa., Upon payu N /0 w1m merle by W. 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MHIn. wdN N.Jkm. st.9lfdw 1. tLN Baa..itf in.fewnmt. lane w mM dd.m •n •.•NW by Ban.ww aM lwwdd t•VOI/r NW NA $wm/b lmhu 4 SO tnv n.nm mad .&"W ow nr nWb Garb d *r .b•8 d 1•arperwd iv and "R a 64 and wpPimwm t6. Wwnmm WcdN•nwM1m rW$ S•ttow rnlhrm -IftM dA .)t aPwt rtm. e/wdb bwbmwnt ICbwF •ppNmM.brrf•/)1 ? ACWMbl.Pn4MdW ? Cmdow.Wum 8id.r I4r-dlyAiir ? OmA\twp,7m ilude ? Plm-.dtbdt U/w4pmntMAr Blll WP•ya/MBidt ? aal MdW. El 344Unl.m twdw ? &wA 11•x4%dm ? ow.rtlf.pwlrl _ BY 8[t3NiNC BBLOw, Hormw/r awpm.nAadmmb th. NrIN audmtwn4solafn.d to do.eamnblmtrwlwmtaMm nW dArt.)a.w4dby e•mnr\nd fw.ld•d.im14 ' wim+/•?y? ?--7r.Li 1/ /P-?.f (?lL- ?r,nd? •>z°.?.L»ta.i espol 7 _ 46401 •Bmo.. 10.•!1!ril/td.th?.MdgW4 Gndllc 9TAIL OP eENgsYLYANIA x1100 ((fFi N On W., tb. 14tH A.yef 08CLII ta. , 4193 ,be4. mw, dNmdwdend\emr, p•n•ndly npp.\md sum L. S8Lm8 , mdAkdrilypl nlbb.lmpenon Him 11•In. 19 wb.wBlsdmtb. 88B .twubd M. ?ww (e(eM plrtm•tl/rdnm.miMd. M P1ITNESS w1188IiOP.Ih.mmm.atmr dmd.wddlitldrwl. Mymmm4dm, Iroc MELOe.m.[Immd•nn•llMurlY.Lms IF" •?? r«+ yRLtptl SASn, N.A. mdOm dwttN pdnlSmrplM•MbwiWm4.t 6400 rLAWK OSiVS, SOM 300. AAPdifSBV110, PRNNSYLYABIA llll? , Fd19A1.1hC I,•r 5?7 'All Jv"M-3006 15:55 RwPRENIER ABSTRACT +343 3300 T-406 P.0051013 F-891 Brands L. Rhlman ALL MAT CRRTA2N piece or parcel of land situate in the Township at Yost Pennaboro, County of Cumberland, and LNm nwealth of Pennsylvania, sore particularly bounded and described as follows, to with I,ZGUMINC at a point on the southern line of Ashford Drive (fifty (90' feet wide) at the northeastern corner of Lot No. 30 on the hereinafter mentioned plan of lots- thence along Ashford Drive the fallowing two (2) ceased and dittencest (13 by a curies extending to the right in A northeasterly direction and having a radius of thirty (301) feet, an are distance of three and sixty-two hundredths (3.62•) feet to a point; (2) worth eighty degrmwn thirty-seven minutes thirty seconds cast (N 80• 37' 30- R), a distance of seventeen and two hundredths (17.02•) feat to a point at Lot No. 33 on the hereinafter mentioned plan of lots- thence by Lot No. 33 South 'tuentqq-four dagtens tan minutes fifty-five seconds cant (8 24. 101 55" S) a diatanao of sae hundred forty-four and eighty hundredths (144.601) feet to a point at Lot No. 18 as shown on P}an look 37, Page 96; thence by Lot No. 10 and Lot NO. 17 an Plan look 37, Page 90 South eighty degrees Wrty-seven minutes thirty seconds west (S BD• 37' 3D' w) a distance of twenty and alxty-nine hundredths (20.69') teat to a point at Lot No. 30 an the harainattor mentioned plan of lots- thence by Lot No. 30 North twenty-faur dogress ran min..eas fifty-fi+,a seconds west (N 24. 10' 55• N), a distence or one hundred forty-four and fifty-savea hundredths (144.571) fast to a point, the place of RRGMMO. BUM Lot No. 31 on A yinal Subdivision Plan for Robert D. Lelsmnring and Donna R. Loisenring made by D.P. Ratfeneparger Associates as finally revised on September 3, 1980 and retarded to Cumberland County Plan Book 39 , Page ' 13 4RSORR AND 6V133RCf, nevarthelesa, to a fifteen (151) foot -.Cosa easement and a portion of a twenty (201) foot drainage easement ae shown on the abuse described plan, BRING Mo SAIM PRB3119116 which Susee Carl latrick, single man, by his deed dated December 29, 1987 and recorded December 30, 1981 in the Office of the Recorder of Deeds In and for Cumberland County, Pennsylvania in Record book C-33, Page 946, granted and cam CIA unto Joseph O. Radom and Bonnie L. Nadaom, to vice. ,ac ul PenMykanle so rA? .nr„m,agend1y F?n• J . T EverHome M ONTOAO1 COMPANY 8100 Nations Way Jacksonville, FL 32256 I 11111111111111111111111111 7182 6389 3060 0808 6366 April 24, 2006 BRENDA L EHLMAN 94 ASHFORD DR ENOLA, PA 17025 ACT 91 NOTICE RE: Loan Number: 0000170594 HOMEOWNER S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVEVOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE OORTGAGE. IPAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE I, MEOWNER S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE ACT ); YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: ¦ IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, ¦ IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND ¦ IF YOU MEET OTHER ELIGIBLE REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE Under the Act, you are entitled a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a fact to face meeting with one of the designated consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR ACCOUNT UP TO DATE. THE PART OF THIS NOTICE CALLED HOW TO CURE YOUR MORTOAGE DEFAULT, EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES If you meawith one of the consumer credit counseling agencies listed at the end of this Notice, the leender may NOT take action'against you for (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located add seufotth at the end of this Notice. It is only necessary to schedule on face-to-face meeting. Advise your lender' immediately of your intentions. Gcybtf-"?) %I APPLICATION FOR MORTGAGE ASSISTANCE Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner s Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling'agencies have applications for the program and they will assist you in submitting; a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or posunaiked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIOD SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (1f you have filed bankruptcy you can still apply for emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date) A, YOU HAVE NOT MADE MONTHY MORTGAGE. PAYMENTS for the following months and now past due: Monthly Payments from 02/01/2006 through the current date, with your monthly payments being $ 510.40. THE TOTAL AMOUNT REQUIRED AS OF THYS DATE IS S 1;531.20. HOW TO CURE THE DEFAULT You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER WHICH IS $ 1,531.20, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES, OTHER FEES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments cim be made either by cash, cashier s check, certified check or money order made payable and sent to: ATM! PAYMENT PROCESSING LENDER NAME: EVERHOME MORTGAGE COMPANY ADDRESS: PA. BOX 530579 ATLANTA, GA 30353.0579 IF YOU DO NOT CURE THE DEFAULT If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to stag legal action to foreclosure upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attomeys!'but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney s fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney s fees actually incurred by the lender even if they exceed $50.00. Any attorneys fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period you will not be required to pay.attorney a fees. OTHER LENDER REMEDIES The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. 4 ? i HOW TO CONTACT THE LENDER Name of Lender: EverHome Mortgage Company Address: 8100 NATIONS WAY JACKSONVILLE, FL 32256, Phone Number: (800) 669 7724 Fax Number: (904) 332 7672 Contact Person: YOU MAY CONTACT A LOAN COUNSELOR AT THE ABOVE 800 NUMBER TO ASSIST YOU. EFFECT OF SHERIFFS SALE You should realize that a Sheriff a Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff s Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE You maybe eligible to sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney s fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. However, you must contact your lender to verify if this is permissible under your Note and Dad of Trust. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY' OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREStIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF 'A DEFAULT IN MANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE?TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'SSALE • If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at anytime up to one hour before the Sheriffs Sale. You may do so by paying the total amount then due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately SIX (6) MONTHS FROM THE DATE OF THIS NOTICE. A notice of the actual sale date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you waft. You may find out at any time exactly what the required payment or action will be by contacting the lender. ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE provided in the attached pages. The name, address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions. This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit 6finsieling Agency may be able to help explain it. You may also wantto contact a?} attorney In your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADIUNTO ES DE SUMA IMPORTANCIA, PLIES AFECTA SU DERECHO A CUNTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION iNMEDITAMENTE'LLAIMANDO LSTA AGENCIA (PENNSYLVANIA HOUSING FINANCE'AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM' E'L CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DEREC'HO A REDIMIR SU HIPOTECA. • ADAMW COUNTY Adwee Cmn9HewiMAwAenb U9.143CMIkk69,O419WPg,PA 1]!TS O V) 3341519 ' A nwiunldCmmAlawwV Gpw 119 G91kk 9aq Hwrer.PA 11531 0111615-!)N CC(]'?WewwnM 10901-in51[wow, ROe6 Herl4hu6 PA 11102 (141)511-]321 MmwwM 2- Ph1441pM1ie Arm.. Wynwhw. PA MISS (717) 163-]215 ALLEGIDWIT COUNTY Amm HmaMB?POOkvIA 5231 Pmn Armm PHWARS ,PA 15224 (412)141.840 A cfW Hdwk4 Im 425 Hh Ave SMw9W, MYknh,PA 15219 (412) 391.1916 w(412)191.21%.1(900) 192.21101 CCGT?Ww m.fw M. Perk OI,. 201 SWG Su Suite W0, PINbMh,PA IS203 (181)511-2127 GmrY il,l,9oMAnm S6Bw G0 S yWaIwftn M 15310 (13QeS2-2693 Howlq Lpprewhier/w 13SSev4Wh360w P.O.BO89.McKewp04PA ISM (4(2) SN-19W NmLle Gwwuwb ))wing Dew6pwen CmPewrbn lillwwtlne AVmuL111WO9h,PA [SIN (412)3514011 Pmrghwk Ifwnia Fivw.APewy 1215 Sw" w kll Rndeldg214, NSsbw RPA 15220 (417) 429-2142 L56m L,QPimbwh SIdB.F.£aMLbpenwdb O 9.I Odd SI,PftW IKPA 15233 (411)121.4PM AftMT10A-O COUNTY Am ,l Grwb COw AWAOb A$w Amudek AdlMeianfon tlMi RWR80[21]. Kiemnin4PA 16201 (]x4)M439W CCCS?W4NemM. lnc. 3 V L P Wh Rued 37).0186, fA 16602 (All) $11-2227 IMm4G CmrmnlbAabn PmAYew 121 Wea 59m tla 161,IdW,LPA I5101 px0u5.xm MVR COUNTY A 6018 Hwe/q la 4356MA9enm SW.930,P11a6w64PA 15319 (412)391.1951.(412)x11.2102. (400)"3-3301 =jf lfe w.PA. len 911 ThIM S6 Br ,?A 15NO (411)511.2221 llwwr,g Qpw WIrc. 133Smm&6 P,0.0a9, M9 pMPA 15114 (412)614.1906 Hau6q QP,MUwIM?Ieaw CPV,rb 6WC.Ve .9L SuWIM.W.,PA ISM (124) 121-7511 FORD COUNTY Hyu,Wfvrwnf/weiq 114379. IONIL.InHI,",B..KPA 15535 (114)613.9129 CCCT?WmnnPA. rw. 317 F. PW ROW. AWOw, PA 16614 (188)911.1121 KWWww Bmnwrk Derc W4) Cyr. 1954 Meb On. Lak JelwaOWL PA ISM ' (614) 335-6356 P4642Wd SwrM1a/w. 533BIsIMeH6ma.6wnneeLPA 15301 (914) 443-9621 - i40 4%!4141 WmM bdm Qpm 141 Milllb 6n.LHmis d PA IM12 - (414)143331) 1188 COUNTY Bdgel 0wwl4W Cmw 341 lla Fifth 9 cl, 9AedinB PA I WI (610) 375- IS" CCCS ?L4AISA YdIp 3611CNrsntC F ,W'6iw8MI.PA 11052 (610) 821-011 OR I-80633621)3 .9d,pk111GwawiVltr a 221 N. Cmne lift.. PaN ills, PA 15.11 ("0)622-1993 DLAECOUNTY B.?.d-fWa HwkRS.,? IMIILIrcob High. ,EwMPA 15331 (4106339139 CCLT?N'unmFA,Iw 211EPlwtftn Ak w FA 16603 684-311.1127 KW4w.fm iv OcWWww O.y. 19MMMOnm"m,JOhwmw,PA 13901 (314) 533-6556 Wedbkdbn RPA+9H Milllb 3bwLNUliMlldN,PA 16652 (414) NJ•DI] GW Oro OW Dublin Ml..VWk WM PA 18901 I-*CW"IO'Jl hS,0.P 349W Rw41`ln614PA IPW1 (1661166-1418 IuW N.rikP Gm.P 200 Wtw BrM/eBMLMmhVllb, 0371906) (I66) IG 166MW BAwk Cawg Xaw4rS Omp.lw U34 8wend9h.lPike SuW Il, WrllkewnRPA 16940 (9601641418 CCU?DWa.4YnlAy ISIS 1463791 Sbeo18uir 1)23, 148 We8A4, PA 19101 als se)s6m 601 WWSUeeIMdWwwidtlw. PA 11914 1301n1Om91 m WWMPMA PA 19136 DA fWCWmmw,Sw Dkm Haw 1930 Y.ah1d Sure, PMWelph4,M 19145 (215)33&3311 C4rnecwnee SiIti em 311W.0d 0Ar mPhilWlPhb,PA 19114 (215)849.31N mCB 163 W AIkSUW Aw. Te PI, NMIMelpkWPA 19140 .VOM1nr nIC4w VSw WI NOnh Bm45 San PhllWlphW PA 19141 (x11))341500 U Lwgw?PA/ekaHe 136 WMU.d Ave. Phwd9k9de. PA 9123 (x15)151-sm HUTLR COUNTY Ada He q.lw 425WA9mw S1iw930,Slvbu6q PA 15219 (111)391-19M6 (112)211.210x.1(100)193-2901 Gtr.)?W,.PA 11311N.MW91. EeewiOABMIw, PA 16001 (181)511-2231 Hmkj QpaneNlblw. 133ke lh3Rwr P.O.W[9,WKewpOn,PA ISIM (41x)664-19W cABiBaxA COUNTY BwJadFVNenH NP Slrwvw I(NILWmlie IShw ,FWI; a PA 15131 (114)613-9119 =,,`WnwnPA 310-AGlba MkPhw,blmaaw,PA ISW (118)511-x121 CGCS?W4Amm/A. Ble 21111PW IlNd,AWew,PA Id6M (181)511-2121 JI wQ, w O9Awbnpmir4w 121 Weml9ve[ 6 113,Itlke6PA 13") (136)1653631 Kgawne&wlwrk Lww,P unr Cep. 1954kfMGnw Lew,)Ml .PA 15NI 41110533,6556 re6klwdSlrMm fw 53SE MebgR S9wmmLPA 15501 '(114) 145-9629. 1.614-52-0149 CAMERON COUNTY OCC3?NOl# w ,PA 2N W. Ha"lAM SMb I. Hm31m S9wiM Sae GlbS%, PA 16MI (414)114-3661 =1)f lf' N 211EPHekB AImmAPA 16614 (181)311-3M11 XwfArin Rw Cenmvnly Aabn CwP. P.O.11.319,135 Ww141h5 ,Pm"dm,PA ISO1 (PI4)N41161 CAlU ON C 7NTY CCCS?LNgA VWW 1611 CItwewG,mP ,WWMdI, PA 11012 (610)121-414l OR 12 0-220.2233 =q(NaW.lemM 411Mein Sve &ioII02RS sWry,PA 193M (510)12659w. $m 9x2.9531 CCC54(A•wAwrr M 1blAbinp wu&v Prk S I,CWImSm ,PA 11411 (U0) 581.9163 OR I-10692M531 CCCS?NOH/ .PA 201 W. HwnJhm Ave, Uw I, New8a90wn, SNe Glkgn PA 16M1 (114)2361461 CCCS?Ns iweIM O T.11EM SL1637 .WRkw-Bwm,PA IlW2 (570)181•N37 OR 1.18692Y9331 CPww.m£mn Qrp.n.*,(Lwww Crory IQMWIoine.Wilkw8ww,PA 117M (510) An-010 OR 1.606522-0339 SdwlSIllCwmwlWAWm TlSN.CmwSae,P.uvOb. PA 11901 (310)631-1991 CbNTRE COUNTY OCC9?NwAmr N 10111 II%S Sulwd,WIR4nWM,PA 11101 (510)333-66x1 LLYS?NaMrermmM x14 W.239.)nAw, 9uim i, Nedlm Smw43mwGel41A PA IN01 (414)1163614 LrL3?Ww.2227 Ia ]I>EPlmk0.nd, AImmA PA 16614 (14) 311-32x1 LF3$Li=.LWe1AGCo OCowwAWn 11U$ve 80..11437168 W)IllmpnL PA 11113 (180(4x41461 RRAUPOAD COUNTY CCCB?Nu4Y.Nm PA 100Abk9wnEx.84W Perk SWm I. CIeRe SVanin,PA wit (411)397.95M0R1.10p4324531 Xa,,`Nwr .PA 2NW.I WnAVASUW1,H.Mil Sbwm,SOem CM g6 PA 11801 (914) 238-314 O=VN,wM PA Gewe17o m» EMw SLlWRmr,Wilk Blom ,PA III" (510)921 U37 OR 1.10 69 2 2-9 5 31 LTCS?Nwl .PA 411 Mek Shen Seim IM D, SeoWWr1,PA 1060 (5]14 4x699 W 9r INAx1-9537 1MIWAnd Cmw?NenA -PA 42014 nSl 3uilt,2.7 nde,PA IN49" 0701165.1413 EUC136 COUNTY Ave l(myk,,Cmw n 146 N.w Brow 311.A,Phildelphie.PA 19130 (215) 765-1221 A nnknnh rC-.fhR /181814. 145 Co... A. CmrerIIN, PA 19320 (111111) 112-6741 A.whenOM'1G ee.b8lnalwm SW W. E9.5 RE S.I. WI, Wemi .PA 19914 (313) 444.1429 Awe9mn Fkun94ACm.el0,5 s,,lm 11551n3l,M,Armw.SMn OMWdh;w PA 190/1 (610)91}1414 luab G?wb HminP CnuP SISWea Enl%ae nN,Que ..PA INSI (146) lW WI0 CmnTER COUNTY Awn H9wlmi Cwp.wbn P46 N" 9mW SmM hi4delphk, PA 19130 (211)165.1221 Awwkan 267 CPVwNMP 118140x6 21 SOwh Clw A9o-mL Wnr Oluw6 PA 19)10 (185) 31123--6111, A? (no)C.Mr CovwefkP 11814x18. 141 Caww 9[, Ce4sville, PA 19120 (181)214.8111 37..00 PlNWd GOwWkP3wMn4•Irc. 115SaDmd Armue.3vim Ow. WWne, PA 19141 (00) 490 3039 As )4.O.r?Qmlw 1120 Fdlelmw Armue, Gear. PA 19013 (410 (610181L-1414 ero,w•wvnom s ti r APM214311mMSMMSwa PNlvdelphk,PA 19121 ff, w 24111OMPBMSnnq Mdine.PA 19601 1656 ww)WCawal.Ivn 5511Nwa Snroe, PbOVd01pNA PA 19121 1157 ikn h)(y l9D E. Mvhee h 9uik IM, NvMVIt BuOdkg, Wwl Chorea. PA IBM vnwv Ce 2q ad Oru,;O kca, Me" IPA IM gmvXauw 18209aM1Mh8wet PhiWvlphiy PA 19145 219 W. LN40w Maw. Milaibkk, PA 19141 INd 163 W.AIMIMWAW. 1"N.^1,4Mphk,PA 1)110 (51S)156-035 Uma Fdkmhb ff. 302 S ktkmn Skal. MO ii, PA INN (610) 565.0"6 Nwham tamMMKBaww SWI Brad S9mtP 8111 hlA PA 19141 (515)3347500 Phlk C9weN Y9r Caaw-WAdwnn 100N9gh 0' Soma Suw 600, P6ik6rlphk PA 19103 (215) 567-1653 11 W Cwmkn/W S9MwA. Fm 439 E Kin{Swa N a.u 106, Lmwnkr,PA 116N (313) 397-5182 OR(IM) 383.5063 VrfivnLemwdPFllykbA'v 136WMDInNArAKik l9hiy PA19121 (315)451.505 CLAWON COUNTY C ,(W4gevnPA 11380. Mvin St EaawimtBwkr, 12216001 (as) 511-n1) Cr WCa nCOWSY f=c;`NwAnlrmr PA 208 W. Hvalkm Aw S9ia I, HwiknjWw. Sam WWp.1A I001 (914)PI-)665 CCa1'W..PA 119-ACO119k9Pw1cPkmJokgonn,PA 159D4 (188) SI 1.2217 Xaq'WwmnN.la,. 217 E.Mak RwM Ahn9m, PA 16501 (998) 311.5231 IrvOunata CwnquMWAaknPmyrrvx IP WalUrrgl Bu In,IMi.m,PA 15101 (n4) 45-1657 Kygww LawoalO fkwlgawr Zap. 190 b1cy 0.vw lAm,l91Oa19vau PA 15901 ({14)3]5-6356 CLU+[ON COUNTY CCCS?Naebwmn PA 201 BakSbw 39IM k,WiOkaai PA 11101 (110)3M.M2) LCCSONwA4auem PA ]9R W. NvmNan Are, Svk 1. Mvwlmn Squv0. Sew COllk{a PA 16801 (LI11D6- 2ilwn ta C .I. CeB Wen 3136 631 LU-087 Strat P.0. Bod S", Willlmlwae, PA 11ro3 (370) 107 ) )M-0311 COL113®A COUNTY C=grNalMarwm PA I40DAbimbaUwu6w Pwk Sulk 1. CIVM1SVmm1R,1A 1"II (570) 631-916)IM Y"PWM-9 31 4=1dNwMmmrn PA Ommi Tifans lI E M4M09L 71)f BOa.Wilkes-Horn, PA 1470 (57H 811.0637 OR (300) 9224$37 _ CYAWFORP COUNTY Sway T. winim vyG . Ino HNImd Owes Erl4, PA 16503 Olq 451-5144 Corm/w Ywnlb Syv/wt la,. 311 pmauaf. Mp 1e, PA 1031 (114) 3314430 Gnwr£Nv Q.afD'Aaha C a. 161 1 S6N, Erie. PA 1001 (914)459-4141 JPKCmw. LW 2011 ba 20MSwa, EYk. PA 1010 (114) 191-0000 SAwn{e VfdW 696wIL4;w, Inc 601 MGwArwe,Trnell, PA 14121 (724) 981-3310 A MWdnC 1701 hawk 8u9kt Ei* PA 16593 (814)452-6111 CON9>@LAHO COU.KY A/wa Carwylkw)MAkhy)W 139-143CWIkk SLj3l"ba{,PA 17325 (71n5Nd511 CCQ?WcemanPA 200015nl1wman Rwd.HmIMR.PA 17103 (868)1163131 CwuwvNWArrFW Cwnwaiw?£yrklKMlw 1111 DaaY8kwt Hmilhm{,PA 1)101 Ln0*,1 O 2320 M13. 2330 NwM3M6bkRIMrti4bwL PA 11110 (71)) 543 Ml M91.n43Phlkdelphk Armuv,Wmmnbw, PA In" (7 (7171)1"-338 P!(FA MErom 9k9n HmlekrB PA 17110 (65Q)0)342- 3R.2 VNm Lawv f.W MNw 1IF{3101 V. 611% 59w1,Nwrkbvl. PA 1) 101 (7I7)114- 5925 5935 PAL-P®N COUNTY CCC9d WywmPA 3000LInldwmw Rmd. HWNbury, PA 1710 (888)$11-1117 ConwwlWAnk. Uw.Mabn ?eapadhe(!an 151413a,Uat.Harkb EPA I714)1! (717)U2-9157 LawFb.la,. 2]50 NOM SMSweL NVrti56Wa PA 17110 (717)212-3207 PNFA 2101Nenh Frwn6wkLNwlYuj,PA 17110 (WO)342-D97 fhbarLvmusdMarpdnan H6K 2107N.Mh%,atHwi X,PA 17101 (22 7) 3345925 wwaawn0 • DII WA COSB0IY Aavvlb7N aba 165 NOM Brow Bww Philwelpki9, PA 19110 (215) 763-1221 Cn Awg r mdlN fnwkw 1731uRNadArc Buhr I, Wm. PA 1901) (61097110)9)1--3310 /.rndmn PNmd* y kn 1 Abirylw PkRU SnAe403. 103. 04Yw Vwk R9w WTwvmkip 13m,1wHmwn, PA 19018 013)3"-6511 Ankawn COwuNM3.LrkWn.la,. 17s Smv0ON Armor, SdM 01e, WyTt IA 19001 (6100 B5.aI4 134-Kd Aw(MwRUd hww In9E61mww AVmnt CFww, PA 15013 (610) "a)4114 "" APN 3117Pknk SinMbewt IM1ikbkhk. PA 19123 .9 la, 5116" Snort Mademhlr, PA 19131 1515" ftrat SuIM 1325, PNMilioik PA 19103 1658. MuM 8t 9u0o i)O. NVM411 tlui1diry.Wwl Chala,PA 19313 2801hahh9vldwm ROw MMv,PA 19061 dG4lkwwe Cwry 3'rvMOaln{k9rtvgr, Mwk, PA 19D63 Nw7 DIBm Hwte ON SOmh 20 Saw, MUMphl4, PA 19145 eeawvwam YlWvenlr 519 W. LTehen Armn4 PhhdfIphiy PA 19114 (31 ) ! IN t£ 167 161W.A llryheW Ava ell. PNYddpM4. PA 19110 (2u)aa3N3 MMv v kb llww J03 S.lwkwn Sheae. Medic, Iw 19061 (610)90 fw-o3K NaMvv) Swkr 5001 NoM Rrow Snag IM1ikhlpM1k, PA 19161 01501411.75M f5N PFI21 CownwJy Adxn,n IW NO?Ih I'P Sheve 3uSe6W, PHNdaklhie, PA 1910] a MI-7 aw3 1h6w1rgwdPhlkdebAk 136 Ww3cinN Arc., PhiMdelphi4, PA 011-5 (SISI431•f003 ax Courm JFKC .Ia. 1031 E1q loh ShwLfAk, PA 16!19 (811) S9a"00 Noahsn 1100 CanmwIWAOLw Cay. P0.0pe3" 115 Wea4MSwCl Uf fiMFA 1501 (9I4)0a1161 1-511) COUNTY l9Mw T. WwMrlav Cmrx 1130 Hdknd Sbeet Erk. PA 16501 (114)0Y31w GRa W£Ne LlwawlWAakn COaq/wv 18 WmegT Swn.Erk, PA 16501 (11")09.4391 JFKcmw,la, 3021 EU130Mfb4a.bk, PA 16510 (914) 894"W S M.k Cwy 1101 hrvde Um Erie, PA 16501 (314)U2.61n wo U1W P3Q, PW4:aq h,PA 15510 -51mm (658)TM-nal "ironSm9tD awmtPA ISKI kn. 1 NoM (Ian Sgwro h 0,afa Corm Orivt n *w& PA 15601 38 EAaGrwee Sbea,WynmWr/.IA 133)0 Ygww G Ci-aa WAc)knAlwq, la,. 137 NmM Bwmn Avmue-Uniwman.PA 15401 (724) 09-11000 DR({N) 407-NFD T?NgwNSWa'w7 /n': SU Eva M4M SneK SwM,PA 15501 FoximcOUNSY N'arrvA-Fwgr CalmaE a ak cop am, GxxeO 1509hn1K5vW4Arc,WM. P.0.808547, WV1wM PA 16363 (911))36.5650 FRANKUNCOONS) AAw CoImy HOrkLAwhwlW 139143 g111.&A.FMWI.PA 11135 (111)!141313 11)!1 A Rs lmOaar Qykr 339 C4AIIk Shea,NMOVw. PA (717)6D.3769 -0M6 (7l) CCLYdW 3000 W31ewan Rw6 HVNMUII, PA 11103 (613)5il-W7 1.1211 CCCSd WwmvN,llc C919MM 9k9ppiNCmlw 900 8.ewryeSA YOM,PA 11403 unml-ua Cora n nCwgd9rknd GpfhALelkn 151/ Omlbamt Hvnkbwl, PA 17101 (717) WS Moamar 43 PIOM1 Hwavwk 4) Mnphk Avaw, WynrMaO, PA 171" 9 10,3295 V 717) 2edMmwOlkm IlDt 3101 N. 6MSwat H4rtimw/, PA 17101 of n )9-s9:s FDLTONCOUNTY BNydFlHMn lkwM2Sygw7 IQ41 Lvaolnkilhay,Ercrta PA 15511 (1114)611-9139 LC6 d Waa lPA. kr. C I ll Shwom Cwm IN S. Dwrle L, Yak. PA 17403 (N051I-#31 Mmwak 43 MIIV6Mphi4 Avna:.Wyowbma. PA ITZO (111)M -32M Pkw lialar W ®ke 917 Mink Sweillum dm,PA 16551 010613-1341 0 to 08ffid COUNT' Aa HavkLlm 42!MAVmw Wi.9W,PhWu19S,FA 1!119 (411) 391-1936.,(112)291.21 W .(800) M-2801 C ,r WrvvnPA.fm. INVtlIGwe 80ur,Y2 Cadw CnvOdve, G7emaburLPA 15601 (US) 311-)n7 CMm,mrbyAWkn&uhww ll Ean Grtnv StraL W'19nwb9r8, PA 15370 (724) 1324193 150N1'DIf3DON COUNTY BKadP.Aan Huwy Smbn IWII l.iir[aln HlPgwk,Bwrtp,PA 13537 (614)623-9129 CCCSd Wwa7.M.1M. 217EPknk R9d.Ah ,FA 16601 01111) 511.2221 lfi S hallm QITW 917Minis Snak,Hlmin0W.PA 1052 (614)M3.2343 D.D3ANACOUNTY C=q(W=r-PA 319-ACatkVPV1P1am,fl,h OjA 15980 (969) 511-2117 CC6? W..PA. Na. I KodIGa.34u., 02 GvYn [.apiw, OvmrbWt. PA I5601 9u-511-2227 INvw C9.C-I,AalanPmW I27Wa.r Seen 896167,Idkm,PA ISM] (714)161-2657 KWNU ffe kM f,@ Cwp. I934JAMOrawL..f9hnekv.,FA 15WI (614)51}6556 JSFBE9RONCOLMY GCCS?WkiwAPA IIMN. M4M Sl PASm1OABU1kr,FA 16001 NI.511-1321 !Marv G.C TAwW Pw UT W. SWO" 163, Irdnn, PA 13MI (724)4 U57 JFKCI.,, Inc. 3021 Er 2MS t... &k, PA 16510 p14) u1-o4W AL TACOUNTY =,,(W.suft lw. 217 L PknkRm4 Abama, PA 16602 SU-511-1117 Wwlwkakn (Bka 917 MIRK. Sww,Hu ftg ir .PA 1053 (.I4)N}2343 LACRAWANNA COUNTY G~11 TOrv T E Mm Sl 701Rwr, WilkesAmrt, PA 16301 (530) 141IA637 OR ISM) 91L9337 WaC fNaWVmre PA 1400AbImR l%6mdw Mrk SYikl,C'kA49u .FA INII (530) 303-9114 OR ISM) 9134533 LA)YCASTLR COUNTY CCCSdLdilh Ydly 3631 G mtEM WM I, PA 19051 (610) 921-011 OR 0 W) 2M,2733 I=q'Wevu film. C,1 Ul Sh,,itsg; mw 9301OemOe SLYwLPA 1)40) 014) 51142]) Tabor GwmkY S. .. Mc. 419 E Kings M11-1676, Iev .VA 17614 (717) 397-5123 OR 000) 7915143 LAVALINCI COUNTY C j(Wn Pvr k 311 LMmd9traer Wit 117, Medvilk, PA 161) 5 SU-511-2127 Howfy Q97amnika? Am COVy 650 Coll St Sdu 307, Brava, PA 1500 (714)139.3511 Shawya YdfW Udwteym, lae WIIWi.A,.m F.II,PA 16131 (714) 981-010 T.DANON COUNTY SAWRlll CMWIW AV1m 115 K. Cmlm Sarah Pmkdlle, FA t3W 1 (570)62}1995 T.bw Cwir.SW St/ m Jim. 439 E. Knliren M Bu 1676. a W.PA 17606 (717)397-51830R (M) 788-5061 E.E®OR COUNTY CCCS?Ld kVWW AT] CwwmC9VIP ,6"8080-11. PA IW51 (610) M I-0I I OR (W) 220 2313 1dy'1k11fGmmwltl-4nkn 115 N. Corm Sweet Pavville, PA 11901 (570)621-1991 LU7E'RN6 COUNTY iMM,fKa .PA IbOAbiyMn PaewOne PVk %1. 1, MA S.IMPA 18411 (330) 3U-910 OR (100) 22.9 331 Cane. .6-290 Wj Ily?lweme(2watl 163 AmM W0.Wilka-&rm, PA 16701 (570182&03100R (900)622-W$9 SduyRK/CYwmivrlNAUMn 335 N.Cmire B6eV, POMille, lA 17WI (570) W2-)995 LYC03LLNO COUNTY =ll,`NaA .PA I4WAbiil ail&m9 Pvk W. I,Ci&bS9.KPA 18411 (570) 314 9163M(SW)224537 CCCT dNad.mmPA Ommi Tawen )7 E MvMSL 7Mflm. Wilkes-bra, PA InW (570)14 b W 17 OR (6 W) 932-9537 C ,(S h. PA 1011mill m Suiv6,Williemrpa ,PA 17301I31%321-6627 LyeawCYVn C. Cordes G A'd. 2136 Liwd. Suet FO. Bm 3569, W'R fi=q ,PA 17703 (570) 32&058) MCNEANCOMMY JFK Gnra, f.c IWIP tNil, SUM Erin PA 16510 (814)148 -No Numd MrCvn ft,rAclivn Cure. P.0.B0069 Uf WuMb Sa EmWul iSU4 (614)486.1161 b CSRCO . CLL^Id,Vmbslo PAG.ni Tonsn TEM.dn Sp 7Mflwq M'ilkm-B.rrt, PA 19702 (570) 921-ORI7 OR(RW) 912-953] 9Vmw,w«ow • CLYSd Wm PA Int N.MW &.Emm.bFBUtlv, PA IId01 (128) )11-2217 SAwyOYdfW L9MnLmWw,LC WIIe4.M.KF.II,PA 16121 (124)911-5310 barn 3000x2Y MGW. NVrMwkrnM 10111 H.32-ma .Suit/ 1. HamiNaS9lre. Sus C911aSF PA 16101 N1i1?3LM66 LCCS?W M.IiV 217EPImk Raa4 Ab0Iy PA 16W2 peq 511-1227 Wwd101u 917 M)mkSbeetHUVkI1dw,FA 166n (1114)11 N}S343 Nl MOIROC COUNTY CCCS?NadmdmM l4WAbhgl,,,, 6. N,k 3U I.O.rkrSwmnikPA 18411 (570) 517.9163 0R 000) 9D41] CCCS?XoMmw mRd Oem4Tmvrv 77EMVkvtS%7600v, WYkn-BvN.PA 16101 (570)131AIO7OA(180) 921.9557 CCCSdNOnM N 41180 3u WwIVE,SUaud &PA IUW (570)130.1980.(900) 932.9537 MONTOObRAY COUNTY - AarffodytwywWlu 196 NOM 11014 SOmC. Phil.hbgk PA 19110 (315)765-1221 Ar..OAw Ce ki; 1.0r 518 D0lSR SbmLNOVkkm., PA 19101 (610)Wl.nl0 Arden Oa Cwwd6y/nwlluv SW Wm1SIWnM 9u& X11, Wamdm.r, PA 18974 (215)U49939 Amedmn Oa61 Ca..llyln.rl6w NSC .e St,Ca. Ik, PA 19321 (UK) 112.6741 A IALiyw.bk PWN=. N S C3.403, 0J,O O SArvbv W Vmk RUb ed Tawuhip LiM,laakkla.n, PA 19016 01s5u)wss Amrdmn Pluwd Camnikl Smkv,fv. n551nRw6AVmuF 9ai.Oae,WwaF PA 19m7 r Ydfq NOaklawa Bueimahnw 190 W. Wmrwvn Nke, Svcs 140, 1 011)36}1665 rYdIW lq ISIS Marks Siram SUiu 011. PNkMbM1IF PA 19101 1 AMtldOdeweCaatl Pend OnyeSUr,Mdk, PA 1906) Deml4amwr Cemw 0IOC7N 111 E M4k 9t Nmimar. M 1901 S Irv 318 W.CMM1m AVmue, FhOddpMa,M 19180 V Nwu JW 3. Ject.Shan,Md1A PA 1801) 6 Vy Jm'Ma 1001 N9M Brwd 8trm7. FM1IIadelpM1i., PA 19111 0 Ca.mmiNAAmwI I W North 1*Shml SuiSC 100, PM1ildebhia. PA I!1 W 110800134 COUNTY O=,(Nad.um PA I/OOML6veR.[vgw hr4 S.I. I,CIltWS amla,fA 0111 0701187-9163 OR (W) 9319337 c=9rA'ad wm m 04S,IiSi 9n TIEM a 7RIbw. WOkw- .PA IIIM2 (570)121-037 OR000)92L953] NORTHA if COUNTY MCS ofLadShV.1*y M71 LT9vml E4 Mildid, PA IM52 (610)121.011 OROW) 220.2733 NORTI2L? COUNTY CCCS?NwAd mM O[.STown 77EMaWSL)MNW,W9ka-Bane.PA IP702 (530) UI-014701(S00) 922.9337 = cffifdvekMM 201BVWS ISUis4W7llkml FA 17701 (570) 323-6627 CCVS?NwM N IIOOAbM1. TUacudw FUk SuR 1, CkrMBUmnk,PA INII (57 0) SIT-9114 OR (t W) 9A-9117 Sd1bRlffGndwllYA[Nm 313MCautra YaaetP.vil19, PA Ifl01 (570)622.19!3 P y mum" CCC9d WamaPA 1W013irdw It dHWMWM PA 17101 uD3u-ss:7 Cu.(71TM -WS7 MWkn?CyL?Ryien 1319 Owry SOwl. HVrSSWS. PA 171" (71* LO j.3330140-11380 BweLHaW6W9, PA 57110 (717) .jm. ran '021Y2267 14,x(71780 43 H6hdelphk Mn.Wy'Mebwe, PA In66 II MY33u UAax LW msmrp916m 11611101 N. 6MSVwL N.MMm1. PA 11101 (n7) 71231 WwhWtrdkx (E34791]MiNkSd9eLfluetieNw,PA 16653 (914)143-2)61 PMADILPR2ACOUNTY As H.k1(egwwa„ 146 Nl Bar lhwt PMWebhy PA 19130 (215)765-1121 Alnekvn Cmdb Ca,valM1 fnmmle 530 W W SO W 1-1.201, W.nmukr, PA 1197,4 011)04.9929 AmwkanOWb Couwlkp fVdrun N3CuM SL, Ceuervtik, PA 19520 (161)213.6141 Amskan /Ua?-Jal CounmAn,9dmbF lm'. I75Sb.OwdAwm,6u*Ov.WPA 19091 (9")4901"9 AFN2147Na SixlSSrSMftlhd*1ph4,PA 19122 (111)23}6)14 GnaSPm9 Canrmwltl GxmIL lm'. 5211 W,1W S Rn, MildelPhil PA 19131 (215) 917- 1157 CCCS?O.kxax.Y.16P Ow Chevy Hill Suke215, Chm Hill, PA 0 002 (115) 563.5665 r O Tr/De&m0r6 raid, CbuMkS6u419vvicm&414&1 7340u SS .Phlldelp&u,PA 191M - (713) %3-1663 C1CCShclnlurrmre ralW If IS M44M SRW SviR l3]S. PbI1MNpM1k PA 1910 (213)163.5665 CnvvU CWp of RWPrd Gr6W hli P!404Gr am Sb Pblddl,Y. PA 19119 (31 S) 744-2990 D (213)3 CU.wrn/y SsWV. Di.m Hauc InO 5mN20c'Strmkthildelphk, PA 19113 015)3363314 On(21 S) 15¢1/14.11 ]II W.CM¢nAUnue, PM1BWelphh, PA 19160 (2107W MU INC qAn QlS)Q&AIYIA . r PI, PAiYlelphiA PA 19160 5)tl4192s f/ aWkndOr&n.e YdfW 01 NWN Wain 9bM.Phil4dtlpkY, PA 19113 (21]1S)3)426x6615 Hw5 UWWkndDJwm. Wide 1300 W61nW6OW 91441601, Pb1YNlphIA PA 1910] (215) !95-6010 Me la 0) 565,01 H. lM S.1mIU9n3Rn. Mc6in PA 1W63 61%145-0146 .YPn6Nn SwvkV 5001 NmM Brad Strru4 Pb11de1phiA PA 19141 (11 ])wsw 1141344 PA!(2GN6 GWVUn1yAAmW IN N6nM1lY'SOen SUhe6N, PhiY6WpbY, PA 19101 013)167]-78 -1803 Ur6w Leglue d PAILdep N'm IM W W Gind Ave, PhilMelphk, PA 1913] (215)451 MS I'm COUNTY CCOgf.V AenrNWPA I4O0AbNNa BRW911WPWk SW¢1.04r1u Ru Ait,PA IN[[ (570) 56.9163 OR(1N)922.9S37 CCCSdNW1MWnnPA 417¢174Tmmen 77EMvkn S47%r .Wlikm-&N,PA 16702 (5] % 311-1411 OR (1N) 914-901 CCGSd A'm6lrerrmPA 41114)17 SOM S9ik 102E, StroM4Wq. PA 1660 (510)110.196.(144)9324527 POTTER COUNTY .Non4Nrt CavmPaWAmknCury. P.O. BN 389131 WW6q OOW, Empm?A ISO14 (310616-1161 SCIM-aXE.i. COURTS 8m¢v CrvwfimlC 247Nonb PIMISONLRcAuB,.PA I9601 (61%373-M" G1CCSd44Aio V4Ar )671 QmfimCOW EW. WM1&AJI.PA 11052 (610) 921.6015 ORO OT242733 LLww.w6®QrpwmnBT dlumr Gray 16Amb Vfilkm•&rm.PA I9102 (S70)I26N IOOR (8W) IM4339 SMrgl411/Cwn,nwlryAe6en ]151:.Cm. SNW, PWrorilk, lA 17"1 (n%03-1944 BNYDER CMM CCCS,(We PA I440L&tlenevn R.0. H67rk6uR•PA I11N (68)511.2I21 Q,W AyAm&n Crrmwl dOVjWAeoam 1514 DWr Sbm411Wi 17IN (11'0]32.9157 fldwLenAW dMe6rydru N6R 210744. NBSImm it 1bW& PA 17101 (717) x44-5913 SOMRASET COUNTY SM&MYdan Hanlug.krr(44v 10241 Linw&HSBwV.RW fi,PA 15537 (1141633.9129 C 9`We PA 2MACWlepp PYu,l6lxMwn,PA 159" (110 sl l-un DCC+4WnwnM, &c 1Nm&&rob4prort,66udam CenW plvA OrambWS,PA 15WI (160311-2127 PWMCn. GnMwSyA[Aw ABenH', Irc. 131NW16&emn Av W,UMw16MAPA 11401 (114) 457•NSOOR (1"1121-6P0 KWrrnW Earvnk DeW2grn,n,r Core. 1954 Mrry Once lA..luYWmw, PA 15901 (1441335646 Tu I14)44S-962ln<.53s EWA&k IbamSkev4o4 PA 15501 Q415•N31 OR (80)6360144 SVLLIVAN COUNTY =fgdM WNNNPA INOAMryINEuNIiw Pmk, bum 1, C14rW 5unmi¢PA 11411 (370) SI7-91006(80)912-631 CLYTdNWA.PA D4WOTv5en 77EMuksS.WAflO.,W11kwAl ,PA 18702 (570 B21-0637 ON (100922-933] 1h4TIOA,baWWdHwAmw,fA G==3131 P.O.&n3BROU41Nn,PA 11614 (510 916966) Bu6O? COUlTTY CCCS,/HwAV FA 14004b&P.ER9.RUPvk 9Wro1.CY SuoonIRPA INII (3]0)$97.9153 OR(/44) 922-9337 =grff6MPm&NPA GewMTN9n 77EMmkkSl,7OBaW,Mlkn-I PA 18101 (310 RI-037 OR (901923-9337 IAe TMvbC dAAWAeNbnM IO PWIIC AU PO&A36gMN ,PA INO1 (5]0) 218.3339.(AN) 993JN1 TIOOA COUNTY =q(..VW r rnPA I4NAbiN¢nEmmw fvk Auk 1, Cl.,%%Sdmnh¢PA 1141) (570) 587-9163 OR (BOO) 922.9537 =$4rffm&rm PA Gem)Tnnen 11EMmkWS470116.,Wlka-&N.P4 19702 (570) KII.083709 (ROO) 922AS37 Tk TR bC~gf4417174 ,*M M4E.EUl ArN We114no,PA IM" (370)724-5252 V. K COUNTY =,FJYW&rm&WPA 1MOAMnp&nEWCUdve PVk $Yi1e 1. Ckh4&Nnirt,PA 11411 (57%56.91000.(1N) 9224537 Ltia dr.V .mn PA 201 BU In ANW BAN W11lld r nL PA 1"01 (1]%314-6627 CCCS d.Vm ..M OunNi Ter. 77 ll. W St MSc., W'llkm-Buru, PA 1170 (370) 821.0637 OR (IN) 921.9531 =gfhl`mmAA,lz 21]E.P[daR W,A1N.k,PA 16602 (60511.1411 • LrewuClnro COCAQm..Aakn 1135L&.&em% P.O. SoOSN,Wllkng PA I7703 (57%3260531 VCNANOO COU. CLCSd WV PA I141N.3Wn3LIAftNd%Hd4W FA 16001 (185)511-P117 C6NrJw£m7Nbd4rrocu,Iz 113C W6O.t MmMWJA56333 (114)331+1450 OMm KrY(kn IlAWAWCwW6r! 15 WMMSArm,E7k,PA 16501 (816149-1311 JPKCN7v. IZ. 2UI1 2 tlr5vut0k,PA 16510 (016) 660100 M. M.. 6 mr 1701 Fv4de 3kem fkm PA 16503 (114) 415Y6113 WAAAENCOUNTY Aa T. Ne. Vr QAw I71 WlmNSOW,Erk,PA 16503 (816) 633-1744 Grur BM CaWNWlydtlbn CnwnlOM I/WWMW Erk.PA 16101 (114) 4561511 M. MW&CImW 1701 Pule SOW, Erk, lA 16503 (516)4324113 Wxm ., CORWW 6mmodc l2PW&n10 Cemnil 126 porno nl4 Ar, W. PM.B6n547,WW6m PA 100 (616)7262600 WASIUNOTONCOONTV AuSYmlf6WN8,/z 43164 APNm 5W&950, PiNWryh,PA 15319 (113) 61-2956 W (111061-3103 4(544!191-361 CC(SQWenn,rPA, fz INRdrrlroSqun,6Cin64n Cenw OJvs. Orwrd>{.PA 11601 /z Po&4r L1umWBhW.WUh&peWPA 15301 An SIIWOr 090vvt WgvmbW PA 15370 dhP IN WW B SOM Uhv304. WUAdWm,?A 15301 r/z 13330"ASkekl P.O.BN9,MaElapan.PA 15134 Cwpvm5Pn71211a MAS BnM.k,PA Isla WAYNE COL-MY C q`MoA PW IIOOAb1n1M6ReW10W FVk 561¢1, CkA4SUVnk,lA 13411 (570) S97-9163011(t0%93L93]] CuadA'W6lwrmnM Y11M41ANn Wlk IN E. S..d6brrl.PA 113W (570106 8900.(200)9124537 CCCdd NwrAwarnM ONeWTOrem 718 MUhvk 7WM6r, WAtm-&rre, lA IIM3 (5]%8]1.0851 OR DW)9EAS]] 14x114445CMM dHRMNINm PA 616 MJek NM1FIOOr, HPWd41e, PA IMII (5]0 U3-1441 WEBTMOMMAX-m COUNTY AahNHm 6¢ 42364 APmw Mr&H0, PAkbumh,PA 11119 O W%,PA 13601 MEWOnNeSk Wgmsb.j.PA 15371 1336kvkrASOW P.0.11699,Me&mI PA 15134 v5414 92] W.SONI BNIk7.IM.PA 15701 .Cap. I914MWOr6m2WN,2OAW ?A 15901 A f)eWdyn¢W CerPan411Pn 1Ix lld*MM Avkue,&MOmk. PA 151N EWA56&SNet SOnmRJ.PA 1561 WYOMQAOCOUNIY OCCFgrNmka mPA 1444AbiyO.aEua0.6 Pvk "im 1, Q6Ao8WWnin,PA .411 (S7%56.916 OA (144) 933-9!31 QXIOINN Rdl Oun6Teven ]fEMWW841&BPar, Wlku-8x17, PA 1117112 (6%RI-0Of 00.(10%9144111 (S7O) C I-OQpdLWWW CWrnY 16AmM4u.Wi0.-BVm. PA 11]03 (57%92405IOOI(I(144)111-03!9 IA IVO)MiundNUrArunenr PA ITS SR934,NkIunWCRIA 1631 {n% 664514 YORKCOUNrY Admix Cmvyf IIAPr6.10139-MiMdWnkCrnl'm &PA 17323 (717)1N-1511 Amvkw RM07m-Hmv,ur C*y 329CWkk SOWlf..PA 11331 (717)67-3761 C QfWeNnAPA Rk)Ol&19WOVn Rad HnrkbWB•PA 11144 (Nq SI I-1431 CCCSd WWViPA,lz COlawl Sb9ppln8Cmm 9Po S. Gemly SL Ynk, PA 17403 (NOSll-1427 H6uNAO,.r 91YW13530u&I SOWLVOk PA 11401 (717)854.1541 VERIFICATION Ilana Zion, Esquire hereby states that she is the Attorney for the Plaintiff in this action, that she is authorized to make this Verification as the Plaintiff is outside the jurisdiction of the Court and Plaintiff's verification could not be obtained within the time necessary to file this pleading, and that the statements made in the foregoing Complaint in Mortgage Foreclosure are true and correct to the best of her knowledge, information and belief. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Sec. 4904 relating to unworn falsification to authorities. SHAPIRO & KREISMAN, LLC BY: ' Ilaz Zion, Esquire Attorney for Plaintiff Dated: G1 R [Q(v (3 C? u'1 v"t C Y a t. r ??n V? .a rv t l 6G. IN THE COURT OF COMMON PLEAS, CUMBERLAND COUNTY DEUTSCHE BANK, ET. AL., CIVIL ACTION Plaintiff Case No.: 06-3310 Civil Term VS. BRENDA L. EHLMAN, Defendant(s) ANSWER TO COMPLAINT IN MORTGAGE FORECLOSURE AND NOW come(s) the defendant(s) by and through attorney, Frank E. Yourick, Jr., Esquire, and make(s) the following Answer to Complaint in Mortgage Foreclosure: 1. After reasonable investigation, defendant(s) are without knowledge or information sufficient to form a belief regarding plaintiff's claim of default and the amount that is due. (Pa.R.C.P. 1029(c). The debtor(s) cannot verify the actual amounts due as this information is exclusively within the control of the plaintiff and strict proof thereof is demanded at time of trial. 2. Insofar as an answer can be made, the defendant(s) state, upon information and belief, that the arrearage amount due on the mortgage is $3,300.00 which amount should be able to be paid within ninety days of filing of this answer. WHEREFORE, the defendant(s) pray(s) that plaintiff s complaint be dismissed or, in the alternative, this action be delayed for ninety (90) days until the defendant(s) can bring the mortgage current. at Frank E. Yourick, Jr., quire P.O. Box 644, Murrysville, PA 15668 (412) 243-5698 Pa. ID # 00245 A VERIFICATION FRANK E. YOURICK, JR., ESQUIRE hereby states that he is the attorney for Defendant(s) in this matter, that verification could not be obtained within the time allowed for the filing on the pleading, that he is authorized to make this verification pursuant to Pa.R.C.P. 1024(c) and that the statements made in the foregoing Answer to Complaint in Mortgage Foreclosure are based upon information supplied by Defendant(s) and are true and correct to the best of his knowledge, information and belief. )ac(w??'ak Frank-E. Yourick, Esquire Attorney for Defendant(s) CERTIFICATE OF SERVICE I certify that on the 10th day of July, 2006,1 served a copy of the Answer to Plaintiff's Complaint upon the following by US first class mail, postage prepaid: Ilana Zion, Esq. Shapiro & Kreisman, LLC 2520 Renaissance Blvd. Suite 150 King of Prussia, PA 19406 Frank E. Yourick, Esquir Attorney for Defendant(s) P.O. Box 644 Murrysville, PA 15668 (412) 243-5698 PAID No.: 00245 i c-? ,, ._, R? is ?.. I S SHAPIRO & KREISMAN, LLC BY: MEGAN D.H. SMITH, ESQUIRE ATTORNEY I.D. NO: 84047 3600 HORIZON BLVD., SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & K FILE NO. 05-26744 Deutsche Bank f/k/a Banker's Trust Company of Cailfornia, N.a, as Trustee of Mellon CRA Mortgage Loan Trust 1998-A PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 06-3310 VS. Brenda L. Ehlman DEFENDANTS PLAINTIFF'S MOTION FOR JUDGMENT ON THE PLEADINGS Plaintiff, Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as Trustee of Mellon CPA Mortgage Loan Trust 1998-A ("Plaintiff"), by and through its counsel, Shapiro and Kreisman, LLC, hereby submits its Motion for Judgment on the Pleadings, and in support thereof, avers as follows: 1. Plaintiff commenced this Mortgage Foreclosure action by filing a complaint (the "Complaint") on June 12, 2006. A true and correct copy of the Complaint is attached hereto and marked as Exhibit "A". 2. On July 10, 2006, Defendant, Brenda L. Ehlman("Defendant"), filed an answer (the "Answer") to the Complaint. A true and correct copy of the Answer is attached hereto and marked as Exhibit "B". 3. In the Answer, Defendant did not respond to the allegations contained in the Complaint. 4. Therefore, pursuant to Pa.R.C.P. No. 1029(b) all of those allegations are deemed admitted. 5. Furthermore, Defendant admits that an arrearage does exist with respect the mortgage. WHEREFORE, Plaintiff respectfully requests that this Honorable Court enter the Order attached hereto. Respectfully submitted, SHAPIRO & KREISMAN, LLC BY: &,aD,.H. mith, Esquire for Plaintiff Date: ?? SHAPIRO & KREISMAN, LLC . no BY: KEVIN DISKIN, ESQ., ATTORNEY I.D. NO. 86727. JOSEPH REJENT, ESQ, ATTORNEY I.D. NO. 59621 .,,,. ,... ILA1AZI01?, ESGQ,, :AST ORNF?.D::NO.87137 <.•, ...., r MEGAN D.H. SMITH, ESQ., ATTORNEY I.D. NO. 84047 ,..? t 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 06-26744 Deutsche Bank Vk/a Banker's Trust Company ; COURT OF COMMON PLEAS of California, N.A., as trustee of Mellon CRA ; CUMBERLAND COUNTY Mortgage Loan Trust 1998-A 8100 Nations Way NO: OL - Jacksonville, FL 32256 PLAINTIFF VS, Brenda L. Ehlman 94 Ashford Drive Enola, PA 17025 DEFENDANT COMPLAINT - CIVIL. ACTION MORTGAGE FORECLOSURE NOTICE 331D ?i vi ?. 1 awl YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Lawyer Referral Service Telephone: 717-249-3166 Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 Eich?b?t "R" PURSUANT.TO. THE FAIR DEBT COLLECTION PR.ACTICESACT'YOUARE ADVISED THAT THIS LAW :FIRM':IS°DELMIEI)ffO`BE'A°.DEBT COLtECTO ATTEMPTING TO COLLECT A DEBT: 'ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. RECEIPT FOR PAYMENT .Of fice Cumberland'County Prothonbtary's 'Receipt.Date 6/122006 . Carlisle;-'Pa `17013 . , Receipt Time 9:51:51 . Receipt No. 179045 - - -11- OW 1 - w1w No"Mow -Wwo? RPM DEUTSCHE BANK ET AL (VS) W 1 N 1 EHLMAN BRENDA L ='UsA Num,=r 2006-03310 PD SKAPIRO & Zeceived of KREISYA4 IM Total Non-Cash..... + 55.50 Check## 167841 Total- Cash!.......... + . . .00 Change ............. - .00 Receipt total...... = 55.50 ------------------------ Distribution Of Payment ---------------------------- Transaction Description Payment Amount COMPLAINT 35.0.0 CUMBERLAND. CO -.GENERAL:.FUND.. ' .TAX ON CMPLT- ..50- BUREAU.OF. RECEIPTS-AND.CONTROL SETTLEMENT 5.00 CUMBERLAND CO GENERAL FUND AUTOMATION 5.00 CUMBERLAND CO AUTOMATION FUND JCP FEE 10.00 BUREAU OF RECEIPTS AND CONTROL 55.50 SHAPIRO & KREISMAN,'LLC BY: KEVIN DISKI ,:-ES.Q., ATTORNEY,'.Ib..NO_86727. 'JOSEPH REJENT; ESQ., ATTORNEY.I.D. NO. 59621 MEGAN D.H. SMITH, ESQ., ATTORNEY I.D. NO. 84047 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE:* (610)278-6800 S & K FILE NO. 06-26744 Deutsche Bank f/k/a Banker's Trust Company COURT OF COMMON PLEAS of California, N.A., as trustee of Mellon CRA ; CUMBERLAND COUNTY Mortgage Loan Trust 1998-A 8100 Nations Way NO: Jacksonville, FL 32256 PLAINTIFF ; Brenda L: Ehlman 94 Ashford Drive Enola, PA 17025 DEFENDANT COMPLAINT'- CIVIL ACTION MORTGAGE FORECLOSURE NOTICE ? OU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAINIS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED IVITIIOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANV MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Lawyer Referral Service Telephone: 717-249-3166 Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 r PVkSUANTTO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW is im ANY ATTEMPTING TO COLLECTA DEBT. INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. . NOTIOIA LE HAN DEMANDADO A USTED EN LA CORTE. SI USTED QUIERE DEFEMERSLiPMES`1 ILL S"E PULS1'" E "AS' "A" S S'' 1?` `E , . USTED TIENE VIENTE (20) DIAS DE PLAZO AL PARTIR DE LA FECHA DE LA DEI-VIANDA Y LA NOTIFICACION. USTED DEBE PRESENTAR UNA APARIENCIA ESCRITA O EN PERSONA O PORABOGADO Y ARCHIVAR EN LACORTE EN FORMA ESCRITA SUS DEFENSAS O SUS OBJECIONES A LAS DENIANDAS EN CONTRA DE SU ;PERSONA. SEAAVISADO Q.UE.SI USTED NO SE.DEFIENDE, LA CORTE TOMARA MEDIDAS Y PUEDE ENTRAR UNA ORDEN CONTRA USTED SIN PREVIO AVISO O NOTIFICACION Y POR CUALQUIER QUEJA O ALIVIO QUE ES PEDIDO EN LA PETICION DE DEMANDA. USTED PUEDE PERDER DINERO O SUS PROPIEDADES O OTROS DERECHOS IMPORTANTES PARA USTED. I LLEVE ESTA DEMANDAA UN ABOGADO INMEDIATAMENTE.. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO; ' VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICENA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO-PARR AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Lawyer Referral Service Telephone: 717-249-3166 Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 1701 -q SHAPIRO & KREISMAN, LLC BY:.KEVIN DISKINj ESQ., ATTORNEY I.D: NO..86727 JOSEPH REJENT, ESQ., ATTORNEY I.D. NO. 59621 .???'I?SA?A???OIJ?ESrQs??'I?TORNE? I:I?NE?1?3 MEGAN D.H. SMITH,. ESQ., ATTORNEY I.D. NO. 8404.7 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA - 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 06-26744 Deutsche Bank Wa Banker's Trust Company ; COURT OF COMMON PLEAS of California, N.A., as trustee of Mellon CRA ; CUMBERLAND COUNTY Mortgage Loan Trust 1998-A 8100 Nations Way NO: Jacksonville, FL 32256 PLAINTIFF vs.. ; Brenda L. -Ehlman 94 Ashford. Drive Enola, PA 17025 DEFENDANT COMPLAINT IN MORTGAGE FORECLOSURE .A.. Plaintiff, Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon lkA Mortgage Loan Trust 1998-A, the address of which is, 8100 Nations Way, Jacksonville, FL 32256, brings this action of mortgage foreclosure upon the following cause of action: 1. (a) Parties to Mortgage: Mortgagee: Mellon Bank, N.A. Mortgagor(s): Brenda L. Ehlman (b) Date of Mortgage: December 14, 1993 (c) Place and Date of Record of Mortgage: Recorder of Deeds Cumberland County Mortgage Book 1186 Page 522 Date: December 17, 1993 The Mortgage is a matter of public record and is incorporated herein as provided by Pa. R.C.P. No. 1019(g). A true and correct copy of the Mortgage is attached hereto and marked as Exhibit "A" and incorporated herein by reference. (d)' Assignments: Assignor.: Mellon-Bank, N.A. Assignee: Bankers Trust Company of California, N.A., as trustee of Mellon CRA Mortgage+uanA[ rusV499 Date of Assignment: June 1, 1998 Recording Date: July 17, 1998 Book: 582 Page' 913 . .:. _Jk...ti .. :. .....} -. q- •.4.; 1 . it 2. "Plaintiff is, therefore, either the original Mortgagee named in the Mortgage, the legal successor in interest to the original Mortgagee, or is the present holder of the mortgage by virtue of the above-described Assignment(s). 3. The real property which is subject to the Mortgage is generally known as 94 Ashford Drive, Enola, Pa 17025, and is more specifically described as attached as.part of Exhibit 4. The name. and mailing address of each. Defendant is: Brenda L. Ehlman, 94 Ashford Drive, Enola, PA 17025 5. The interest of each individual Defendant is as Mortgagor, Real Owner, or both. 6. The Mortgage is in default because the monthly installments of principal and interest and other charges stated below, all as authorized by the Mortgage, are due as of February 1, 2 >v a.,,J harc not been paid, and upon failure to make such payments tivhetl due, the whole of the principal, together with charges specifically itemized below are immediately due and payable. 7. The following amounts are due as of May 31, 2006: Principal of Mortgage debt due and unpaid Interest currently due and owing at 6.25% per annum calculated from January 1, 2006 at $8.44 each day Late Charge of $19.70 per month assessed on the 16th of each month from February 16, 2006 to May 16, 2006, (4 Months) Escrow Balance (Credit to Defendant) Title Search/Report Fees Attorneys' Fees and Costs TOTAL $49,291.10 - $1,274.44 $78.80 ($293.13) $250.00 $1,500.00 $52,101.21 8. Interest accrues at a per diem rate of 8.44 each day after May 31, 2006, that the debt remains unpaid, and Plaintiff may incur additional attorneys' fees, as well as other expenses, costs and charges collectible under the Mortgage. 9. The attorneys' fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and, will be collected in the event of a third party purchaser at Sheriffs sale. If the Mortgage is reinstated prior to the sale, reasonable attorneys' fees will be charged based on work actually performed. 10. Notice pursuant to the Homeowners' Emergency'Mortgage Assistance Act of 1983, 35 P.S. § 1680.402c, -et se:, was sent to-each- individual Mortgagor at their mailing -address and/or the mortgaged property address by first-class mail and certified mail: Pursuant to the act of Hecembt 199.1 2 48wI?d!''16b {Aact*60?;"t1 i "I' t 11 ih''1 "ii o required by the act of March 14, 1978 (P.L..11, No. 6); 41 P.S. Section 403 et seq., and separate Notice of Cntention to Foreclose is not required. Copies of the Notice are attached hereto as Exhibit " X' WHERE ORE,.Plainti#f respeckfuIly.Tequests that this Court enter judgment inrerr in . favor of Plaintiff and against the Defendant, in the amount set forth in paragraphs 7 and 8, together with interest, attorneys' fees and for other expenses, costs, and charges collectible under the Mortgage and. for the foreclosure and sale of the mort gaged premises. . SHAPIRO & KREISMAN, LLC Date: Cp I ?lP BY:I U-? %Mv Attorney for Plai t •ff S & K File No. 06-26744 VIA - f??iY s-bud- _. . RECORD A:t15 ..::rUFA O: - - 7tSI.i /t{ t 0?.,,GA(;r, CC++ mee • P. O. DOX 4493 ROUS":OR, T6XA9.'11210 L.:.,•, i. br v?kL? 93 ucG 1"t P?1 3 Z2 3 7-:17- 1?•a. Abe.. Tt•1+UM jr R at .- Mi MORTGAGE tl506565517 THIS MORMAORCSocuritY11%ttrumtnC)iegiven on DCCEHBER 1e ]999 ell mortegoriB BRENDA L. ZRIMN ('Bmrowen. This Sewifty lnetrum•ot is L4-0 to ?fi7dpR BiAKRr N.A. wlltAJAGypsdpdavid NOdoSwndertMlnWpf TRL UNITED STAtEB Of AWAIch Badwhose tddteesis 4406 fI•hK6•A rn, sum 700, . . . HARRISBVNQ, PURWYLVANI)t 17112 CL ender') Ifart.rrer ow.. I ender fhc ydrttlpd tlitAt d SIXTY TOOK TXWSRND'LKD 00/100-_- r•,•••---r---?-.. - _?_ _K. -_ . DON" W& II 44, 000.00 1 Wo debt is evidoacBd by Liorrowteee note dMW th. i.ttm date me 610 ` ft Insk smant ("Nou"), whfeb providas for monthly payment., with the full dcbr, If net paid earlier, dua end payable on ' •7 .WXRY 01, 2024 .Hits Socurlty Inat7+sment secures to Lander, (n) !ho repayment of the debt a-Advamd by the Not., with interoat and loll ren.wala, extanalona and modlf+atdone of th. Note: (b) the poyme.t of all Otlier sUms.-Wfth inter»sk, advanced vndffe parevaph 7 la ll otcet the security of this Secutity Instrument; nod W the porfotmor" of 6orrowcen covenants and of Mmanty under this Soeuritr In bument and the Note. For this purpnee. Borrower dove hereby mortgage, grant and convey to Lander th. Moydnp &."bad pr.patylooma I. 4:0 BER1 M Coanty, Pannsylvtmt.: SEA LWA DESCRIPTION 11TTACRSO NCR= RND NODE A PhRT'NEREOF. "which)tiethea&kaasoY 94 ItSAFOkD DRINL 'KOLA .1'enn•ylvnnin 17025 CPropartyAddraa7 rx croo.l • •• TCGBTHSR WM eR the troprowmants now OT he,.nllnr orated On the property, and oil eaeemon+a, apyL?tar?,^^,:^r, ?.d f:aturaa now or hereafter a pert of the Fropiity, All rdplaatment. and additions sholl BIRO be MM44 by 1144 &Gcudty instrument, All of the fetegoing i. r cfortud to I,,^, IN % 5-lAty Irwintment ps tim TroMLy,• , RORROWER COVENANTS that Borrew•r S. [awfully Wood of the ..tell hereby mn,.you and'inz t,e r ght'ra moetgago, grant and ennrey the Property and Umt 0,4 11-;; orty Is unnnnrmbered, except far encumbre. a •rratord. Borrower wamenu and will dolond gsaorloily the title to the Property agolnet all claim. rnd domnnds, autdott to any ptkr.mL-A- arrt-rd, A [r' YE1f1Y8YLYANiA.arseF..+y•r..wYeryreldl.Y,cUatrFOahtVCTHLW Fl" *W Oft rre east rr. r.ri iii 1 ? : ? r? i THIS BBCORITY1Mi1TR17Ni IM etunbirAW rni&rM entananto Or Patlmal no and awsnlfnrm eavenanU with limited rurtntiaae by jurisdiction m eonetifute a unifartn security 3rtenvment nnrin; nal prgwrty_ ' UNIFORM e0VENAHM narrower and i enilsre.vewont.hnd arr.. no fnllawat LPoyzaaotofPrintipolandlaterwt,PeopaymentAndlate Charges. Borrower Ahall promptly pay when duo the principal or" intanot at the debt evidoncsd by the Mau and any pnpoymont and late ih rus a dug under the Hots. L Funds for Taxes wail Insurance. "fees Is applicable low or to a writ1M walver ley lender, 9orrowor 4hA11 pay to Lander an the day manddy payment. are duo under the Note, until 010 Neu i• paid in ibil, A sum ("Fund.-) for. (d yearly !Axed and amoseraents which may attain priority over this Security inetNmsM M a lion on the Pr-party; (b) yearly losaoiteld payments air ground rants on flue Property, If any; (c) yoarly hosard or property Insurance pamiuma: (dl yearly flood insurance prsminm6 if any. (a) yeasty sn-Asuas insurnnoo ptYmiulns, If Anm and (n any sums pay-us by Borrower to Imnder, In atswimf o with the proof m of palinraph 14 In lieu of Qua pAymsatof ffito age insulation prendarae. T11aes Items are called '>iawow lt?me' Lendrt twgr ndianr tlms. Aallsftind bald Fltnds In an a,aeunt oat m exceed du marimum Amount a lender ibr a federally rdslsd atokw* kart"may. T"Utn fa Sorrewarla awroo Aammt under the Aid" Reed "W 8attiaavat ' ' .. . ProwdunaAct arts7a a¦ s.wnded free, tlme to rtao, tz US.C. A.4go1 a tale ("BkSPA'1; Bust amtberlav that appAea m ohs. Faerda iota a icencr amaunL trio, lender may, Ak any {inn, etdlaet ard'botd•lhpa,le is an amount Act ra a:gp,d zips 1emaC alnantnL lender may f?dmau the amount of Funds day on the basis of -arrant dnu, and reaaonnble estimates d'axpandituras . of future F.eerow Items oretherwin in Aerardance with oppnmbl? law, 7ho Fund..bPli i» h=id Ti an inetitutlen who" d'apnelts are insured by•a federal eganq, lostnumentaltty, or eaaty (Inrluding Lander, SC lender to such an inttitut(on) x In any Federal Homo Lo-n Dank. Lender eba11 apply the Punda W pay the L`actow ltome. Lender may not charge Borrower fat holding and Applying the Funds, annually analyzing the oecrow Account, or verifying the Escrow Item., u nlan'lander pays harrower intal'srt on-the !Suds and tpplIcabls law permits Lander to make, sulfi'a oharge: However, lwodet• my require Aornower to pay a aoa?tlma dmrga fur w lodepondeni real estate tax reporting' service uaedby landoe In annectim with thlt loon. Ilhicaa pppilcpbii few poreldaa etlxi tr ss, %lass to agreaaseat to needs or opplicnble tow requirto interest to be paid. Lander ehnti cwt be required to pay Herrowor Any intereatorearninge an the funds. flotrorir sod Lender may Agree In wdung, howtvor, that intsrset shall be paid on Qe Funds. Lender sholl give to Bortnwar, without charge, an Annual accounting or the Fonda, ahowiAS tredita and debits to the Panda and 0.9 purpose far which Both debit to Oh. Funile wan made-Tha Funds are pledged no addldmal eeettrity rorall rums maind by this Sever ty Inett-umant. It the Purim held 6y landar axeoed the amounts permitted to be held by applicable law, Lander shall ocwunt to borrower for d„ arcv.e Funds in atmrdanee wi th the requirements of ppplienbin law. If the amount tithe Pund. hold by I.endor atery time _ „ ,..,i eu.r+dent : pny Lha Faorow items wh.n duo, lender may ee natty Dormweria -iti.c and, In ouch Moo Ilenewor,Full T, t,. Condor ti,e Poo+nt --Y car K. -,n tt,a deorie-y. tlorrnwer.?-_;i mak. up the depcirn y in no more than twnive monthly payawnu, ac Leadea'a awl. d:s-oti- Upon payment in hill of all outlle rotund by this treeurity Inotmmtnt. Lcndir wadi rowpQ1 -c:?pd t., ==r.Jwer ar; p?.and. held by lender-1L under paragraph 21• Leader shall na(uire or mail rho Praporty. !.ender. prior in the acquisition or sale ordA Prr#". *Wl apply any Funds bald by Lender M tits time of ocquisidua or gala no a -relit aCainit the sums secured by this $aeurityIrntrnmeAt. - .. - S.ApplioatioagCP¦ymonte. Unlam applicable law provides atharwime, an payments rsalvod by Lindir finder pura?:apha l and z slh•:il be npplicd: first, to any pRpnyment charger due under the Now; Kwnd, ta.maunts p.yusle Under 2?mZ,nrh'3; tnir,3. to interest due: fourUl, to principal d- sndloot, teeny late cherg.e duo under the ilv:e. 4. Chp%oe; Liens. Borrower shall pay All tease, aaweeaaaal., u,vria:, !?:,ar Ord fm.wtt;e.,..etributn'nlo to tl,. r'rcnerty -which a" attain priority elver this security lnetrumsut, and leaeahald pAymentit de grouA4 TOP U. if any. Harrower shall pay these ohligntianir in the manner provided in pnrrgftPh Z, or If Tat paid in dolt nianmer• Borrower eholl pay them on time dirocty to the person owed payment. 1;-,e ar :lull pr=p9y Nrnleh in Lender all netitea oram nuiL. W be paid under this porag,npit_ if harrower makes these pnymmu direttly, Borrower rhnfl promptly Nrnielp to Lander receipts etidenu rig th. payment.. Borrwwerahall promptly &nhntgo any lion which )," priority over Lida Security inetnrmont uOteo Borrower. (a) agree in writing 016 pAymeat of Q» obligodan ?telmd by the lian in a manner oceeplabia taLender, (b) cunraap Jn good fat th the lion by, or defend, against oAPorevkmput or the lien in, legal pntnadinp whidt In the Londaeo epidlan operau to prevent the anforoemant of the MAP. or (e) areura from flu hafdet alike lien an agreamont vithratlery to Lender ?ubardtaskieg the lien In this Security Inatmmem IF Leader dttominM diet any part of the Property is ofhbfeeC to to lien which may tottaln priority over this Security 111e1ruMon4 lender may give Darn war it notice identifying the lien. Romwer olaall asbary the lion or take one or more of the actions act forth Above within lp day. of the giving o f natico. it. hazard or property Lnsuraneo. Bormwer shall keep 111. Improvomenu now existi ng or harcanor oroctad on the 11rtpetty Inourod pgainst Jew by lim, hazards iseluded within the farm "extended eavorago• and any other hazards, Including !hods or floaddng, for which Lender requires insurance- This insurance shall be nlnintnined in rho .mounts and for the periods that fandor requires. The Insurance carrier providing the insurnnee shall be elto.rn by Ilorrawer subject to Undoes Approval whiA shat( eat be unreasonably withhold. it Borrower Wls to maintain tovernge daocrihed above, Lender may, sit Lenders option, obtain coverage to protect L.ndWs righta in tho Property in semrdnnce with parngroph 7. ewt-w+a re YQ0II.Ib?i 1 (,F r:geIorI (ilk ?,.s Jun-01-2006 15:37 Fru MIER ABSTRACT +243 3390 i-406 P.009JOf2 F-891 AlllntwrarVe polidea one fens-ate shall be attspwSie to i•vndor en3 a1,a11 lududs a dtandWrd mortgnae. c)n-ee_,Iwnder ehnii •? ha ro the tight w hold the policies end rene:roly. IfLsndar Mgaine, borrower Odl promptly give to Land-t all rste;pte rpaid premiumv and ranawal nvtiraa. In the front of loea, Dort-war shell t(l.e prompt nottte ib thi insurance wMer and I•ander, .` gendermgrmakepraoforloasifnotmwdep,orripliybyIiarrowar. Unions Landes' MIA Romftrar adierwiw pg<•ed fn,laitir4L lawMori ftotsada shall be applied to restoration or npolr of the Property damaged, if the realoradan or ttpalt is etangMvedly fnwble and 4ndsr1l saatw4 f d »-t l...anad I,M6 restarstien er repair it net.,6namleelly rassible at Lender's security would be laewned, the inaurafga proceeds than be app11Nt1 to the sunup " Ac rower Abandons the satursd by this Security lnatruatilaL whotlttr or not than due, with any axvew paid to Roan ar. I1 Property, Or dues not answer w(1Mn 20 days a notice Rom lender that the intonate carrier has of%red to settle a Halm, then Linder eday idled the Insutance peoeeods. Leader coq asa the proceada to repair or restora the Property or to pay same aecuredby this Security rnahwant• whathor or trot than dae.lhe 30day petiad trill begin when the notice is given. Unless Wider and Borrawor othorwlee agues in writing, any application of proceeds to principal shell not extend or postpone 8p due data or the monthly payments refaRsd N In parngrapho I and 2 or clienga the amount or the payments, Ir under parstt'aplt 21 the Property is saqulted by Landes; Dorraweds right to any Insurance polities &ad proceeds moulting from demogs to the Property prior to the pogatsitlar skull pow to Londar to the estent or the same seautvd by this Security ' fltnvualanidmmimahely pder to the acquisition, IkGo-sr"asgy, Rnedarerf(on, Mnitetavaassr rust prataseloa 4t the Ptvpartyi llorroaea•'e loon Appii-Muoai Leatoholda. 114nower.slMdl oaapy, establish, and use the Pre" to t3aroia?. pehterptl tes(deass WIWR 40dr aw sftdr ew aiaeution of tbu Gowdty Imb»msut mid Ault tondave to fteopy tha Ptopdrty. M))amwvsi.pdadpel nddtlw faretleast on. year after the data of ompol". unless Under 0ih"W)a- agrees in Mitim whirit ""ant sbsll' itat bi finroonfinoMy . ' wfftold, or anl.ea axlenuadng arwumvtartoea exist which ors beyond )jnmiwaiii cOnGel- BaMaNr skull not dcWoyi damap. . orimppir ibs PI•epertyroltma ilte Property ledatorietatt, or tommit waste on tha Property, Swrowsr shall be In default Irany forratu» action or ptotvading, whatlter rind of rrim(nwf;ls began that in LendvYe goad frith judgmsntcould result in forfsitun of the Property or otharwiae materistiy iinpalr the No treated by this Ncuilty Tnetitiment or l rideYi aswdty Inters•t• ' Ilurre"r may ears syeh a dorault and reinstate, ns puevided in pnregfoph 18, by causing the oeU.n or prmaading to tb dismlaaad witis ti ruling that, In l,endor's good WW detarmination, proeludes forfelturv of the Borrowti's intcreat In the Property or O&z malaria) fmpsdtmsnt nr rho lien traated by this! Security Lnstrument or Lender. security inmrv.t, Borrower When also be in deroolt If Berrowar, dar(ne tin lawn appileadao promm gave materially rake or inatamnt. Iarandadan or swtamvota to Lender (or failed to provide Lander with any malarial inAm"ation) is cane.ettion .4th the loan ovitleiatad by the ' Note, Including, but not limited to, raprav ntations voncarnins $rernwves otmpsncy of thin Property.. A principal ro.ldenes.It ' this Security Instrunwnt Is on a leasehald• Borrower shell comply with ell the pro.iafens orthe laeee. 11 llamas..,- ary,tiraa fee tillo to the Property, the laesehold and the (as tide shall act merge unless Lender egreaa to the merger in writing. 7. Prutwtlen eEI ondals IIigBts in rho Prnporty. if Bortowar fails to perform the govenante and ngroemenb conted"d in Otto fleeurity Instrument` or kwre Is a legal pran•d(ng that may significantly effect Lender's rigbw in the 13mparty (such "a er+x+-l7ng in b-nkruptcy, peobste, for tandamnatian or rorfeltum or to enro,aa low. ar ragutntions), then Lander may do end +v f: r'ML-r is nacaavsry to protect the gaits of the rwperty .na IeneAra e!y.?ta in tls Property. Lando.-'a ndW d may tnrtuds pay'"( any au ..1 `-,"--?•^'i by . 1i.n -+ ch has priority ores chi. °..cunty Inetn'.m.M, uppenrin"i- i„ .. „i.t, `saying rsafonabl¦ Attorneys fees and ant•dng an the tivparty1o make rcp+re, i%; 1--.34, i.,n.ier mar Wks ecrio- ,.odor xr ate raph 7,1 ender dean not have to do to, parag W Any vM40ote diebtfead by louder under this pstwgraph 7 (hall bmiua additlenai debt of borrower secured by this Security tnecra o.at UWleei 9err~ and Wider agree to ashor4orms. arlpyment, thew amount. shall bear interest ftvm the data of disbumement at the Note rate and shall be payable, with intaress upon ncdte tram Lender tullofrowa?mgtwgag.payment 9.I4-rigega1041)ronoe. If Lend., vequ7r.d martgegs ln•uraMe as a wndiNoa of m+king the loan secured iy this - 9 cu.'::? In•t+nmrnt R- VO'.Qr rhall pfY oho premtoma "uiced to mainlnin Ilit r, b:.t xe f-* nee In alTcrt_ If, for any reason, • the mortgage faaurance coverage t"tand by i-na t luysaa or :tube- W be in etfoek Bor, ewer shell pay the pn miumf regvlrnd to obtain aoversts substantially equivalent to the mortgage imamnee previomly In offoc% at a cost subs tibzlly .trot to the coat to Borrower or the mortgage inanrtncs proAakelyin aReti, from an 21towto mortgage imiivor approved by ],ender. If eubatantially squivdvnt mortgvga !mute nee sewerage is not avsiteble. ll-rrnwse shall pay to iwmtar oath manth'k Warn eta to ens-tw.Ifth or the yearly mortgage in-urs-1-miom living paid by llwrva'ar whs„ tha insJrnnt. -e.nroFa lapmd ar -eased I. be in arrest Lender will accept. Yen and ro`a'n ths.o payments a lose reesn• in list ormotidags ineursnes. Laos raearve paymows may no longer lra r.quirod, n( the option orl,endar, it mertgns- Ineurnnee covasga iia Ih• s.awot end for chit period that tender esquires) provided by t(n insurer appreted by Tender agnln becomes availobla and ie obtained. Borrower shall pay the premiums requirvd b maintain mortgage inw vents in shots, er to pnMda a loss resolve, until the requirement for morstero Itnnrrsrue ordain eototdenoe With soy mlttsa egteom eni betwoan tiervewsr arA lender orappliame low. p. rn•peatiaw Lander or its agent ropy make roaeormbls antd.e upon and inapovda v of the Property. Lender alull give liorruwar notice at the time ofor prior lean inspection spacirying reasonable muse for the inspection. ? rt7e.Nwi ?OOr ? ? tall) ?d:?? ?) ? esa.f et0 , IONA lo. Condemnation. The proemda of any Amos' dT ddm L6r.dmaAM dicta ta' tdnsequan1w, $a catnoraon WIlh dAY. c.adetnnnden or other joking of any pnyt of kite Prul'tt tY, or tar oe,svgynncs in ilea of rnndemriehert, art herabiroaiptsd Ws, • dial) be Paid to t ndor_ in the event of a tared joking of the Praporty, the ptareeds Abell be Applied to the sets omred by We SaWrity Inotrumank whether ar not then At% adds any excess paid to Barra srer,1. the event of a Partial taking of tM property Ia wklrh the fear market value or the Ptoperry immediately before the taking if equal to or greew GAA the amount of the same secured by this Security Instrismant Imined)ardty before the taking, unlosa BocreWr And Lender othar.+ise agree In writing, the Puma vwvt&d by this Security tnWavosttt shell be reduced by the amount of the promods multiplied by the following fraction: (a) the total amount of tiu lama Second (mate&tataly h»lare the taking, divided by (b) the fblr market v.laa of the Property (matediftoly belts tip taking. Any balance, shill be paid to Borrower. In the event or a pnttid thing of the Property iP whkh Ilia fair ins,"+alw of ibs iatmediatdly bofore the inking is hew "n the admatil of t1N auto veauro4 ImmMiately before the baft-WilswHas rawerdelLeaderokkarwies agreeinwriting orunless oppltaehbalaw edietwineprovides, the pro-A& thall he apolodto tha Masse Met"dby this t#ieWty Giatittneat Whodwrortrottied amwor.lLsa ave. U rite Propery IA,drntlonad by Hares': at if, fiber tailed by lender to Bo'minr duC am woaeamur Mfen'swmator nn . aw" or safth P d dat kr• adwnges, Harmweir JWk to repaad to Ladder vdWn'1a ad ye Spar tba t'Mte chi iwtlae is girsa, Lender Is aul)ra uil to called and Apply the Proceeds, At ire Option, AMC te'rovlp loan or zeprir or the propitty Or to the canto sadoredby WM 9awful instrvmany whether or net thea due. t Union Lander end Borro•rdrotherwise agree )n writing, any application of pnxveds to principol sit all Pat extend ar poogw the due deto of the monthly paymenu rahrred to in parngrophe Iona 2 er thanga the amountafiVClt ptyminb. i U- Borrower Not Mooted; Forkear.Pae By Lander Not A Weivan Exteaeian of the time for payment or Mee lindon ' d emortixatian of kite Wms secured by this Security instrument granted by Lander to any .ucteeear' In lntatent of 8etiowar Ahdl net operate is telew " liability or tie orlglnal Borrower or EorMwat's AMUG er. in inlereeL Lendar shall rid be regolrsd to commas s pma high Against day auseeaooe In iatgnst W "Idea W eabae) tiaid %r poymootoy otdisrwlav codify atrtariiration of the .ssmo semrod by this Security Instrumont Ayr reason of -y d-d toads ly doe eriginA Borror(ee or. . Bartawm'a PwAawa in Interest. My fsrbearance by tender in oaerciaing any right or rnaoty shall not be it 'vrNverof or - - prcdude tiro --cl so sonny right or ramody. MSococimrsAnaA.elpaMond, Joint modSeveral LiebilWCo•olpere,The eawnant, and amemeaca of dda Security inetruntens shall bind and banefit the sucreasors and sodgns of Lender and Horrm"r, auWW to the provisions of panap•Aph 17. Boc+owet'e r.venahtd and Npwmsnta shall be joint and ov"rAl- Any Borrower who cosigns this seeurjty Tn.tn,ment but does rot -x W the Note: (A) to eo4ping d,;e SCrQdV inatrantent only kV mortgng°. grant Aad reMey that ttta Prot" ,, under the trims of this Security hwuument; 0)) to net paruc,"lly abiigated to pay the sumo Gr.;.,:^ 1 !,y r:,;, -Sacarity metro- and (c) that Lender end any ?4,°: 7: r-or ropy ogres N extend. -o&lY, far}war or MokA Any oeoemtnalatiens with roe„rd r. UK 4u,na er t`,i. .°.erurity Irur-ur;.nnc or Chu Kota wi 6wt that Borr,?wsr't eonrw+stt. IL Inott Cberges If the loan wared by this Ro*urity Monument is auhioct ca a low «L11t eats m.cisr.c,rts loan a'hasgee, and that law W finally intarprated Ao thnt rho knterost a other Tenn CbArgtf rallacted ar to be eoilerted In connoctioa with the 'lean .xfead rho permkMa lhaita jh.tc (a) my dsre}t loan rltArgs droll M reduced by the attwunt necss.ary m redtrce the chose to tit0 pe mhmd Umh4 end (bl'any puma alr.edy collected Pvta Berrv+ar skdtdr tueeA.d,d partA(sted Umita will ba ealkaded to lheprindpoiawedunderlls}7et?ArbgrtlPk(nlad(t.6tpAJ@snt . Ltorrewer.Tnodarmaysltao.onomAkothin roNndby reducing to itorm"r)faroNndtoeuccn pnmipol, tl,e rrduatinn will bo tr.-.atrdoe aporUsl prepnymantwitltwcany pWpAymsnethargt under the Note. ld. Naslose. Any nuLice to Borrower providod far in this Soeuriiy Seat.^umrnt shall V. circn by 04ve4ng it or kv mailing it nr by trek dace ms8 tirdam app)irable law "Ir"e use of aaothrr method. The notice clioll be directed to the Property AZ L..4 any ether Addrsm 1)rrrowot designate. by ratio to Lender. Any nods to LeMor'slanli be glwea by hritts)eail to L.adeeA address dated heroin or Any other add" Lender dc•ignr.:ce b, entice to Borrower. Any rtoum praAded fa or m ill,we 8aurity - ' Ineuvment eltoll be d.ernad to have been given to Bmrowerar Lander wben given Aaprovidod in Utis porogreph. lF,Covora(ngLAw;9aydnbility.This F-wity raatru=41 .boll lr governed by Grdernl law and the low or the Judsdietioa in tvfdch lbs Property is 1°cat4d- In kite eyont that any provisina or dasso of this Security InAtumodt or the Not, oon?ltdo with app IMMO law, sdch w Altt spoil nat offset other provisions of this Security instrument or Nie Not4 wlttel, can be given effect wlclimed the coon"" a' provision, To tills and the provisions ofthis Security Itistrumant dnd the Note tiro declared to beINVura )a. 16. ltorrowsa'.Copy. B.,Mwor 811.11 be give" one mnh4rmod wPY DMONoW acrd of this Setnritj lnstntnustt IT. Trander or the Property or a llenaGaial Interest in Borrower. lr all or nay part of tie Property or airy intardst in • it is seld or tmedstred (or if it beoAcini interest in Borrewtr is sold or tranaferred and Borrower Is twat o palural person) Without Lert r s prior written caneent, Lrndor mey, atito option, require immediate- p¦yn eAid full *fall name seiated by thld Berurity inelrur waG However, this option shall not be ex.rci-0 ky Lender ifax°nchso IA prahibiWd by fodaral law o of the date of this 9oeurity Inehnment. , rn+-tetw'A4ic f..ib6 F"i" JJJ ra,eera I . firtsndorlptdse. this c*haa, lAndtr bolt give Aorrvw-r oa:;z:,.dnc i,%mt1on.I'" non,. shall pm Jo a period ofout le.s than Al Mrs, froia the deck the rotics Is deliw»d or ma0ed'witMa which ltorrovoe mttet pay all rams aes+hred lie this 1?orurfEr . ln.trmmsat? It I)ot'rawsr rails to pey theen sums prior to tie axpirstion of tick ptriod. Iendar may invoke any rum-Gus perhaitt.dby )bM tiecuAty inattument Without Nrther notice er demand se Borrower. 1A Heevowot'r?lgltkleRetntrtnt? J( PonnwQr-MV N'nttaln csndidans, Harrowar'sialt hava the right to hevs ¦nfexemsnt at title Saarity Ynaiwn ont Alownllrmod at any tinii Drier to thr emilsl efi.(ft) A days (es' 1ad1 other period as oppltr¦bto ).)r may pedry rot reinstatarnaat) barerv spin or the Ftoperty pbrounat to any pore of rtN eeiitrtir4d in Ibis sonvelty imtrumont; or(b) antsy of & JudgmentAnfordag two 3rucity instrpmsnL name tendittona an That Borrower (n) peel Pnndot all spirts which than would be due under this linearity Instrument and thr does ae if no ercelsretion had atatrrod; (b) erns any doAtvlt or any other covenants of agroemania; (c) pays oil erpanaes inarred in anibrdng this Security Inabttnmnl, Inttuding, but not liadtdd to, reasonable attorneys' reel; and (d) takes such s0doo as Under may rattwnably squire to assure that the Rent of this Security Instrument. Lander n tights in the Property and Bonoweet obligation to pay the an= smurtd by this 9semity ittahtrmsnc shall continue unchanged. Upon telnatetomsnt by ISottewgr, thin Security Inslrartant std the ehagati"d;saved hereby roll remoln fully sir"ve as if no acceleration had occurred. P(owevor, this right to reinstate shell ttetapplyin ON rage ofaceaLratien undsrparagraph 17. IR.gals; srl!iotq;Change ot:iwanBer rtoae. The Mate or a peruat internet in the Nato (together with this Security Irhsrsitass$ tttq U gall atla artteora SAW w idtnat prier notice as Ban~. Asola may result Ina &644 in the amity iknown wp,s'faatt4l.Mae)that aollatfament*lallytormtsdoaVoider dolfd "46kSeeuritt bwttunlonj'Tlsndsoa"Irooar ar ism sbaagq.sf the Iwaa >3srvleav onrclatad to a Pals of Ua Nak: inhere is it showge dth l Loan aarribsrs Harrawar Vol bi given written mile* of the change in apmrda.as with psrapapb 14,4m and oppl(asbis low. The melee vsiR otaos the tame and address of the now Loan Serv;eer and the address to which payments should tie rot dt. TrA notice will. alsu contain any otherinfera atisn ravhdrad by ippliabte law, MT11latardoud Subotendas. Borrower skull nat cause or permit )he ptseeney Wee, diapasat, *wage, or relishes, or Any 11mardous Subetanwa on or in the Property. Borrower shall ;rot dcy ms' allow anyone else to de, anylliing oRstdng the Pt's KV that 3s in violation of, any $Avlmtunantwl Lnw. The prttedmg two sanunree shall not apply to the presence, yes, or iaarect nn trio Property eramall Quantities of Hatatdous811tetancea that era j--mlly reaogniiad to be pprapristo to normal residential .. uasetindtoaWntaneucsdtitaPraperty.. . 8enowK shall PrOMF ly give Under writton woofs Of any %iisrUpdoo, da(mj demand, lawsuit oretlls? adieu bx any . gonhwmM41 or tvgulskay agency of private party involving the Prhporty end any Hatardons Subolonce at envfrm iAosetel Law of whit6 Bot7ewer hoe actual knowledge. If Borrower leahls, or Is neDBed by any governmental or regulatory authodbr, that any ratneval ar other remadioUep of any Ttatardoos Suhatsoca olfeeting Uhs Prepany In nereerary, Htarower ghat) promptly talcs an necessary r omad(.) actions in setordanca with Environmental Law. As U804 In this paragraph 76,'Hnrerdw. 8absepnesa' are those oubetenooe deGa.d do toxic as. htttardoue subemrase by Environmental Lary and the fo))ovAng rulrgwnr.st gosalins, immeene, other Vernmoble or, taxis petroleum pmductH, 104t t`e-r.'sR awe end berbi ctdss, vol.tllo dol... te, materials aentalnlog wbestae or farmsldohyde, and radioaegve material.. A. used pate-xvh 20. Tnvi ronmaaW Lew moan- Ndorsl laws and 1- er the )vriadi ction wtwra the Prsparty is lh't1.ed that ?c?: w c he-! r.?;, ,n fth he' enviranmoatel protactirn,. NON•tJNSFOR1t COVBNANi5,13ertowarsndLander tvehiwr cv.a„r :: nn d Pg1we «. tnilm.?r t!P Aeaabntieu; Rwaediav. Lender shot) give wst oe to Borrower prior to exoleration leltowing twrjawor's braseh essay ca,"Rhat or aeteemnat ?n this uv urlty Iaatrument (but not prior to oeaet.twrion under puracroph )tt unhras'appllsahla law protrians ethenoias).1,sndar Phpil wtii)r lleesvwa of, caoag elhor Ut?nget (a) the daraaH; ibl the ?eflort required to gun the dsfnulq (a) when the deroull Inustyb garlic; *%a (6) that failure bo burp (Ste . da&utt a rpeviried may molt In eeceioralion of ti.. s.A. aeeux+ed by this Security In.trwmont, toredUsure Wy, ' iud;441 peMeedtng and Pas)- of the P raparty. lAndor shall f4rt:?.or tnrorm 0--war of the right to reinstate alley aoeete'allan and tbs right to assort ;n illo tomlesnre rronoeding Pia non-ax(atanon of a default or any other deiny eo lheraewsr to odealorotiea and foroolorure, if the do4olt is not cured rr spasi Cisel, S.eadoe at its n, ti..u may ruquisw latmad) .; payraowt In ton,f all wins soured by {his ISeeartly. inotrument without surtlisr dem.sd sad my lbroaloo. this fleaurlty TnstrUmentby jud(c(n1 proaoeding• Lender rhirll be enGtlei to oeBeot all oRpmnea inautsod in pursuing the rvmediar provided In thte p:rap'apb 4l,:neludLhd, but oat tlmitad 10, ottornevd foss and assts of UUe"eridonce to the eztenl pe rpiiliel by epp(?eable taw. f+n.grpi eoai?ltSL' r:.E 52F, rent•te 4118a1erw. Upon PAYMant of all sums eecared by this Security IMtrumvnt, tMd $t "rity in.trutnant _d the set, conveyed shall tar ntaota and 6oinma void. Alta sorb oiritrreriet, Iendarolnil d)edtarp f0nd rep. We O7 Urity laetrumant without sharps to Borrower. @olrowar.hall pay any recordation roars, , 79. Waiver. Dorro"r, to the extent permitted by apptlmms law, waives and nlames any orror ar deretr¦ in proceedings to mrora thls saeority iaatremany and hereby wslves lho heMflt oC ¦ny pr¦Nnt er robin Invra pmviding far sent' of.xaeuden. eiteneiaw ortime.exemption feat atterhmeni. Ion end aela, and homoskad rtcampt)an. 24.1taiMtltamant Psrtod. Bot'teweec time loYelMtato ptavidad In par<4raph 1g shall oxtend to one hour prior to the a mmaoeemant a(bidding at & alterllrs eals or vUwt mile "Mantle this tloWrILY Inah'wment. t6. ru vitaw Menay bl.,46ea. it any oral* debt aaewred by this satarity rnetmment ie lent to lUrrower to acquire title to five Property. this Security histmalent shall boa puretutae money muriple. 20.1ntaratlteW ARerJwlgrtaent. pertawmr Pgrmtr tbec the intarast talc payable sitar a }Vdgment {s enkntd on the NetAwiwww aoilort dwtarigap fbradasure.hall be rho mra psypbls from bate to time uadar the Now. 39.1Udaeo to tbia BeuswilBYwdrt?siwt Ifono ar more ddws Am aasatlad by Burrower and Temrdod tocothor with this 9CNt14ty ltyhurrrnR do tlwammu and seumots or auk n& A&r AW M ilroorpOFatad into 44 04 *.d*dd food supplausat ties tavMantn and a(rarownte e(tLii Security rndrummet MOthe rtderW Wen of part of thk ammlily In¦trusn"t. IChaak applimbis lee-tea)) [] AiljustabIoUtita Rider C] Condominium Rider 0 '1.4 k'itmNyAidne . . 6rod-ted Payment Rider C] Planned Unit powlspmoat Rider (] BiweUkty Payment Rider [( Balloon hider . C] 'Rare lmpmremant luact ? Second Hams Rider [j Othtr(dlopactlyl a]($WNINC BELOW. Barrowor accepts and agrees to the Imm' s and covanunts tentained in this 8eturity Inetrumaut pad in any ridrris) iaecukd by Borrows? and iaooNedwith ire Wltnew (soot) " at BRENP, L. . EHLff LliSN - - - - -- -)tarawor ? (Snap . -Sotto weer Ptwtower Ioreie;.:?:+A :.1]!1._Per Ae\nOM1e?jlFiell ---- 8TA7E 08 •PE1tA5YLVANZA Le4? ?rf1 ex --Vafq County so. On tht., the 14TH day or uECEMCR 1993, ,bprora rip, the undera)Qn¦d officer, pttmn.tly nPpetucd DAr.Naa L- latL ?:H known in m aAdstbalonly proven) to be the parson wlwee mmno is .utreen'boa to the witi»n iuet7Uman: an•! .e)rpor.lselyad r' • 6HL axeeutadlh¦rtMrorthspuryiwe.Iw[eincvnttrined. _-?y\QBtngl ,, "y' IN WrI'NESS W1iNUOP, I liereunre set my hoed and omdpi aaa). t; ??` ?R * ' 110MnfA1.!YaC Mytammie¦i.n expleus ttA+vr 1d JAWXJ(0. rt+sv iu* ;»N zq rt :. Lower r'aaan 1'wp, U.:u-•u Camp ?7'? Vn /. L ? ' r? t-_i Jf ,u7 nx,J. ?t E?YtuT?hxM.:?tB?, •Iytit arOmrFr ? - '' .,eas tactiGsateoCito¦idonwvCMortF.reo ???'?•- •t' Q•?tiv, MELLON BANK, N.h. ,Marrg¦y e'ilit?` la,9 l rte,. a ceWnesthat its princi perpllo fill-inomisat 6400 CLAtitl ARIVE, 9UITr 300. F,?+ •- "% UARRISaURO, PRIINSYLVANIA 17112 it)Ok?.?hfi r 13y: r.. 52? rA71-tie, Ira. a er e Brenda L. ehlman MIEDULE 'C-" AM THAT CRRTAXM piece or parcel of land situate in the Townghip of East Pennaboro, County of Cumbprland, and Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wits psaIMING at a point on the eouthorn line of Ashford Drive (fifty (501)) feet.,wide) at the-northehetern corner of Lot No. 30 on the hersinaftet"Mentioned- plan.of letrt.thence along Ashford Drive the lollowirsg two {2)-courses.and distances: (1) by a caiwa-extending-' to the right in•a northeasterly direction and having a',riLdius of.... . thirty (301) feet. an arc distsnae of three and sixty-two hundredths (3;62 ) feet to a point; (2) North eighty degrees thirty--seven minutes chirty•aeconds East (N 80• 371-30' £)/ at dierance of sevent4an and two hundredths (17.02) feet to a point at Lot No.. 32 on the hereinafter mentioned plan of lots; thence by Lot No.. 31 South twentyy-four degrees ten minutes fifty-fi.va'seoands Bast (S $4• 10• 55• B)' i distifice of,-one hundred. forty-four. and eighty hundredths (144.801) feet to a point at Lot No. 18 as shown; on Plan Book 37, Page 98; thence by Lot No. 1B and Lot No. 17 on plan Hook 37, Page 98 South eighty dagrens thirty-seven minutes thirty seconds West (S 80. 37, 30' W) a dietanae of twenty and sixty-seine hundredths (20.091) feet to a point at Lot No. 30 on the hereinafter mentioned plan of lots; thence by Lot No- 30 North 1-four dogree6 tc.n min...tas fifty-five seconds host (N 24• 10' C =7}, a distenc? -r one hundred fotcg-four and fifty-seven hues«e?ci,? (i:;.` ) fler to a oo?r.t, the p: ce of MGINNING, WNG Lot no. 31 on a Final Subdivision Plan for Robert D. LeiseAring. and DOnnd R. Lelsenring made by p,P. Raffensporger Associates as finally revleed'dsi September -1, 1980 and.rgcorde.d in Cumberland County Plan Pook 3a Page t3 iiiluon AllJ SUR-TECT, np?artheleia, Lo c tiftQeP f L5' ) foot acceeas easement and a portion of a twenty (2o') toot drainay?- ewS4rc ;t s shown on the above described.plan, BRING TU SAME PREMISES which Jevnee Carl tleLcicw, airgle man, by !'is (lead 3atcd ,7ececnber '24, 1997 and recorded December 30, 1981 in the Office of the Recorder at 0ceda in and for CumbeYland County, , Pennsylvania in Record book C-33, Page 948, granted and eanveyg,d?:' unto Joseph G. Nadzom and Bonnie E. Nadzom, his wife, •? ?r of PennSYNania `„u;' s; ... SS z ' .1',?,xt• ?•. ,? !f? /ra a.rthnrecort?l??`Oh0) ,?1y?:J',?-?l!r?fy boo (? ? ??• •i?-;;^t:?,1 - ? ?(? race 5,?b •.... /? ,,,1?.? ,a..?'?? ;:::r?1;,,w ??? ? ?., o? aellfNalAnY __ _ _ sc.i...• .. ? _ 1• Eveifioms MORTGAGE COMPANY Way 10 "p 1 ;24, 20 0,,, BRENDA L EHLA(tAN. 94 ASHFORD DR ENOLA, PA 17025 RE: Loan Number: 0000170594 ACS' 91 NOTICE HOMEOWNER S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU-MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE Vf'HICH CANSAVE'YOUR HOME FROM FORECLOSURE AND HEhP YOU MAKE FUTURE VORTGAGE TAY'M ENTS IF YOU COMPLY WITH THE PROVYSIONS OF THE HOMEOWNER S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE ACT ), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUS" STANCES BEYOND YOUR CONTROL, ¦ IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND a IFYOU MEET OTHER ELIGIBLE REQUIREMENTS ESTABLISHED BY THE PENNSYLVA3vIA 11101 J1!`IG !"IIVAtII,L' AGENCY. TEMPORARY STAY OF FORECLOSURE Under the Act, you are entitled a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice, During that time you must arrange and attend a fact to face meeting with one of the designated consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR ACCOUNT UP TO DATE. THE PART OF THIS NOTICE CALLED HOW TO' CURE YOUR MORTGAGE DEFAULT, EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE., CONSUMER CREDIT COUNSELING AGENCIES If you meet' with one of the consumer credit counseling agencies listed at the end of this Notice, the tender may NOT take action-'against you for (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located and setiforth at the end of this Notice. It is only necessary to schedule on face-to-face meeting. Advise your lender immediately of your intentions. fiM1VMCP.'IOS ?:.. cL y APPLICATION FOR MORTGAfGEE ASSISTANCE' Your mortgage is in default for the reasons set forth later in unabolvve t "a lie. the?youu hate n- - ap tnl ancia?ass?is> or m the Homeowner s Emergency Assistance Program Application. with one of the designated consumer credit counseling - ,.,ncies Fisted at tlae A ?'r ?r his Notice. Onr , c insumer credit counsehng?a en;ieS be>>e applicatiohs for th'e y .,izw; _? td they ., YL i; 11 WL6i i;"'ug cmP, « aPp,icatiun fo the reri :,yi?.ania c.u?sing 7 irarcc Akan y. Your r .:';aiion MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MC ST FILE YOUR APPLICATION PROMPTLY, IF YOU FAIT. TO DO SO OR IF YOU DO' NOT FOLLOW THE OTI-MR TIME PERIOD SET FORTH IN'I'1I'S LETTER, FORECLOSURE MAY PROCEED AGAINST:YOUR-HOME IMMEDIATELYAND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A. PETITION IN BANIMUPTCY, THE . • . FOLLOWING PART OF.THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD:NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for emergency Mortgage Assistance.). HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). A. YOU HAVE NOT MADE MONTHY MoRTGAGI? PAYMENTS for the following months and now past due: Monthly Payments from 02101/2006 through the current date, with your monthly payments being $ 510.40. THE TOTAL AMOUNT REQUIRED AS OF THIS DATE IS ' 1;531.20. HOW TO CURE THE DEFAULT You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER WI11CH IS S 1,531.20, PLUS ANY MORTGAGE PAYM,,I tiTS A",,'D LATE C 1ARGES, 0-117 R FEES WHICH BECOME DUE DUP_1??iv THE THIRTY (30) DAY PERIOD. Payments cari?be made either bycash, cashier s check, certified check or money order made payable and sent to: ATTN: PAYMENT PROCESSING LENDER NAME: EVERHOME MORTGAGE COMPANY ADDRESS: P.O. BOX 530579 ATLANTA, GA 30353-0579 IF YOU DO NOT CURE THE DEFAULT If you do net care the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclosure upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attomeysj:but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney s fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney s fees actually incurred by the lender even if they exceed. $50.00. Any attorney s fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not be required to pay-uttorhey s fees. OTHER LENDER REMEDIES The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. ¦ 'Tess: 8140 NATIONS WAY' JAC?,SO:INVILL:', `Phone Nur-`,:r: (800) 66x3 7724 Fax Number. (904) 332 7672 Contact Person: YOU MAY CONTACT A LOAN COUNSELOR AT THE ABOVE 800 NUMBER TO ASSIST YOU. EFFECT OF SHERIFF S SALE You should realize that a Sheriff s Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff s Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION bF.MOR PGAGI; Y66 may be eligible to sell of transfer your home to a buyer or transferee who . w1D assume the mortgage debt, provided that all the outstanding payments,.charges and attorney s. fees and costs are . paid prior to or at the sale and that the other requirements of the mortgage are satisfied, However, you must contact your lender to verify. if this is permissible under your Note and Deed of Trust. YOU MAY ALSO HAVE THE RIGHT.- TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN TAE§TIMES fN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN AM' FORECLOSURE PROCEEDING OR ANA' OTHER LA wSUiT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE°TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE'FEDERAL BANKRUPTCY LAW. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff s Sale. You may do so by paying the total amount then due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'SSALE DATE - It is estimated that the earliest date that such a SheriffsSale of the mortgaged property could be held would be approximately SIX (6) MONTHS FROM THE DATE OF THIS NOTICE. A notice of the actual sale date of the Sheriff s'Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. EiOL4NfPlI?M ' ? ? . i ACT 91 NOTICE 7' SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is grded in The attached pages. The HOMEOWNER'S-MORTGAGE ASSISTANCE PROGRAM (HEMAP) may . be able to help to save your home. This Notice explains how the program works. To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when jou meet with -the Counseling Agency. • The name, address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions, you mal call the Pennsylvania Housing Finance Agency toll free at 1-800-342- 2'"'1. ersons a;'th impaired hearing can call,(7171 This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want,to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA-NOTIFICACION EN.AD3UNTO ES DE SUMA IMPORTANCIA, PUES• • AFECTA SU DERECHO A Ct'NTINUAR V'iV'IENJiG Eli SU CASA. S1 NO COT ' PRENDE EL CONTI! NIDO DE ESTA IVOTII' ICACION ODTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO tSTA AGENCIA (PENNSYLVANIA HOUSING FINANCkAGENCY), SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE VIIOGRAI&I EL CURL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERtCHO A REDIMIR SU HIPOTECA, . .. ADAM COUNTY .. Buctr Coon • Adeas Counq• H.u igAu4hrrtig' 139• l4I CwHsla. St,Getrbw& PA 17325 (866) 8 (711).334.4111. , v. AmericenRed CAars--Hawtar(laytor $29 Carlisle Street, Hanover, PA 17331 (866)1 ' (717) 631-3768 lluchr Cow CCCS r/ Wevern PA 2000 Liegkstravt Rotd, Harrisburg; PA 17102 - (866) 8 Nourht4 crags 470. Old Dublin Pike, Uo3iestowrh PA 18901, kwhW rar, 349 DuebisRoed, Petotde4 FA 19047 •0280 Narirlig&ow 200 West Bridge Street Monlsv file, PA 19067 warw7) rrwr.w.rpm. ......,.., ..q,..o..,..., ... ...... (7117) 762-3285 C'CCStf Dalanse s4ny 1313 Marinas Sum Suite 1333, Pfd WleabL, PA 19107 ' (215) 563-5665 . ALLEGM14Y COUNTY L3LY-S 4r Dela- sally- . ., T{Piru6urgb1-31 P-nn A-ve, Pittdr-h, PA 15:24 Cuhr4r,7 rv'cn 8u11ding 607'A'-!Vxr ROed.N'amiriner, PA 1°17,4 1 xa N? g ? 423 Nh ro.ue Suar950, Pieta'durch,PA (5219 CCCS?D<la.ore -',ties . • (J12j 3bJ-:4:tars l4i1)L81-2152 or 1(950) 792-3nt71 Cutmitc Social Sa iorx Building73401sckran Street, Phi J-taphia, PA IJ136 - - CCCS ? Werrem PA, !na - f215) 563.5665 ' River Park Co-a 2403 Sidruy Strect, Suit, 400, P.t,,W gh,PA 15203 CC'CS:f L.,.2gh YNr 3671 (7--tCourt Ease, Whnchall, PA 19052 038) 511-2227 (610) 821-4011 OR 1.800-220-2733 ' ConmunityAnion Swrrhvaeae 58Ead Groene Slro;LWWmburg,PA 15370 ' Dlvwrrwd C4wranatg Sadaa Dixon House 1920Sotnb2&Strea,Pbilidelphm,PA19145 -(724)857-2897 - (213)336.3SIk - H..Mg Cpp nnsnhies Tn4 133 Seventh Steel P.O. Box 9, McKeesport PA (3114 Camnnrouw Seehmen 218 W.Oaehen Avenue, Philsdelphle, PA 19144 (412) 664-1906 (215)849-3(04 N'ewljrCaM4tYMN lfowitg DCaehpareav Capororlnn 7uwwkiw Avenue,Baddod.PA 11104 MCI` 167W.AIkgbtWAve, 2'?Pl, PhilWolphis,PA-19140 (412) 351-4077 (215) 426-5013 Pnmrylvania ]towing Finrann Agmcy 2275 Swallow Hill RoedBldg 200, Pinsburgh,PA 15220 A0nhnett Cawreling Service 5001 North Brood Strout, Ph(ladclphis, PA 19141 (417) 429.2842 (215))24.7500 Urban Cetgwgpitubwgh Stag. ForEqual Opponunly OncSmithfidd St, PitrsbMKPA 15122 L'rban Loegwrf?Ad4 #,h). 136 WwGirord Ave, Philadelphia, PA 9123 (412)I21.480, (215)451.5005 ARMSTRONG COUNTY BUTLER COUNTY AmwrongQwbyCoowowtryAalonAgeaW A4fismHousing, Gc 4256th Avenue Suite 950,PiUWrskPA 15219 Arrns6ak Adtnieistrtt4on BWg RDdl, Box 281, KiBSnning,PA 16201 - (412) 391-1956 ur(412)281-2102 ar 1 (800) 792.2801 (724)348.3403 - CCCSf MirreroPA 1138 N. Mun Sl. ExtcooiathBWbxM 16001 ' ' • C=VIWeaanPA.Jriu 217E.Plankkoo6,Ahouna Pk16602 fill) 51I-2227 - p18l) 511.2127 Nosing glta' illsfus_Pu, )33 SCVImlhSWM P.O. goat, McKeepw%PA 1$134 , ^ - (ndlunado.ComortantiyActJonftraw12TWaterStreaBoaltl.Indlana,PA15701 (412)664-1906 ' (724)165+267 CAMBRU COUNTY WAVER COUNTY WardF4lrw Hoastng Srrvktr 10241 Lincoln Highway, Ewrctt^ 15537 4Viaallf4M.T/ntjffC 1256111Aerrue Suite 950, Pitbburgh,PA. 13219 ., (614)623.9129 , ' - - (412) 39)•)956 or (412)291.2102 or (860) 792-2801 CCCSgr Wotan PA 219-A College Park Plaza. lohnnoan,PA 15904 . CCCSrJ Wrsrr.. PA'lnu 971 Thitd Stroct Bcsvv, PA 15009 (889) 511.2227 (988) 511-2227 CCCSf W.,ernPA.1w. 2J7EPIank Rwd.Altoona,PA 16602 llowing Cppoamlllerlnc. 133Seventh StreetP.O,Boa9,McKeesport.PA 15134 (889)511-2227 (412) 664.1906 11-Ann4 Co. Cwn VWVAt4Jon P-8 - 127 Water Street Box 167, I huh ,PA 15701 • - Nonrkrg Q7parsutulia'tf'8smw.Crmnry 650Caporo0oil StB at:20,'Wever.fA 15009' (924)'4163.2637 (774) 728.7511 Ket scone P.uasarrk Dewlgraerv Coq. 1954 Mary Grace Lane, Johnoe", PA 15901 '(914) 535-6556 R®FORD COUNTY Tableland See 4-1 a 53S East Main Street, Somerset, PA 15501 ' BsaCordFulan Noun XSan4ao 10241Lineoln Highwsy,Ewrck PA 15S37 (814)445-9628.1.900.452-0148 (814)613.9129 . CCCS?(Hesle-PA.Jnc. 211E.PImk Rosd,Aboons,PA 16602 - CAMERON COUNTY (MR) 311.2227 CCC59rNo.rhkralern PA Key.rrone E-ic Drvel,pment Cbp. 1954 Mary Cma Lana Johoaoan,PA 15901 208 W. Hamilton Ava Suite 1, Hamilton Square. Sate College, PA 16801 (;'4153$.6556 - (914; 238-1669 '•,?t-t..:d' -t- inc. 515 Era Main S-t, Smn 1a, PA 15501 CCCS A 211 E. Plink R- 1, Altoont, PA 16602 . •.":a 5-uf 25.1-80?-452-0148 f o 9) 51 I .2:- Weld nerironaat wire 917 Miff In Street, Hunnngdan, PA 16652 - Vwhern TtrrC-.wsIryAcdo.Caap. P.O. Boa389,135 WeuHAStrw, Ernpod-,PA 15634 (814)643-2343 (814)486-1161 SERX8 COUNTY _ CARBON COV VVTY. .. . - - ft.dgel Counrelbg Crnw 247Noath PiRhsimii* Rcsdinp„ PA' 19601 " CCCS tfL klgh VW[j, 36TI CrartntC-1 Fist WhikMYl, PA 18052 ,110) 375-7866 (610) 821-4011 OR 1-800-220-2733 CC6dLrhigh Ydiy 3671 C--tCourt F-t.WhiIchsO,PA 19052 CCCS r/.vonhearrrrn PA 411 Mrin Street Suit. 102 E Str-drhag PA 18360 Ott') 821.4011 OR 1-8110-220-2733 (570) 42(x9990 or 900-922.9537 S.Arm: 1,11 ('n.,.w,,,mro 1 ronn 271N r,m.«r C«..1 Pnttavil4 va 1701,1 . CC7S.(v....art•f^.m net !4004?hin;oz Ea,.E.:.Pcr, c..: c...... o.n c (570) 622-1995 (570) 587-9163 OR 1.800.922.9537 CCCS O'Nwasatirrn PA . BLAM COUNTY 208 W. Hsmlton Ale, Suite 1, Hamilton Square, Stac Calkgc, PA 16801 B.:runl-Ful::m timid, Srr,irca !0271 LIrx:IclligC,13, Er: ro^, ..°A :.-.. (91 i)21 S. x69 (814) 623-1129 CCCS,f Nonhoatiern PA Genetti Towers 77 E Market St 7th (loo, W'ilka-Barra, PA 18702 CCGTd W I,-Pd, Inc 217 E. PI-Ir Rood, Almoru, PA 16607 (510) 921-0937 OR 1.9M-9279537 888.511-222, Comm.-E- Cpponwiry dLureme C-ly 163 Amber Lan..Wilkn-Barra, PA 18702 Keysmw EONmmie Oewlrpmrn+Cwp. 1954Muy Oncelane,Jehast-,PA 15901 . (S70)826-0310OR1-800-822-0359 (814) 533-6554 Shc yWMCim+mm*Aclion225H.Cmtm Stteet,Poltmik.PA 17901 Wowhrricoion Q2'ke 917 Mifflin Sawt.HunOngdon,PA 16632 (370) 622-1995 - (914)643.243 CLNTRE COUNTY BRADFORD COUNTY CCGSeJXorrhenamrn PA 201 Ruin Street Suite 6, Williamsport, PA 17701 CCCSr(Nwtheari-PA 1400AbinglonExecutive Park Suite ],Clarks Summin, PA 16411 (570)3I3-6627 (570) 597-9163 OR 1.800.922.9537 CCCS 9'A'arihearrern PA CCCSq',Vwrhro,Im PA 208 W. Hamilton Ave, Suite 1, Hamilton Square, State College, PA 16801 209 W. Hamilton Ave, Suite 1, Hamilton Square, State College, PA 16801 (814) 238.3668 (814) 239-3dig CCCS,f Warern PA, lne 217 E Plank Road, Altoona, PA 16602 CCCSr(N-rhrmtrrn PA Gtteni Towen 77EMarkat St7thfkwr,Wilkra-Barre,PA 19702 (8981511.2227 (570)821-0837OR1-900-922-9537 Lytom-Chen Co G.mmfuC Aalon CCCSQNortheartern PA 4ll Main Strop S.ncl02E,Strw ",PA 19360 213RUncoin Street P.O. 13-3569,Wi11lamspoMPA 17703 (570) 420-8980 or800.922.9337 (570) 326-0587 The TrvhabC worNonheanern PA 420 Main St Suite 2,7-anda, PA 19848 (570) 265.6415 CBFSTER COUNTY A corn Housing CM-d- 846 North Brood Street. Philadelphia, PA 19130 DUCKS COUNTY (213) 765-1221 A.wnll-ft Coapuradon 846 North Broad Street, Phi hidclphio, PA 19130 A-)-CSr&r Couareling/nrdtnr 21Sauth Church Sacct•Wmt Owrmr,PA 19380 (215) 765 1221 (888) 212-6741 American C-I t Counreling lnrrh- 945 Castes St., Coatesville, PA 19320 Ame wen Cred't Coa 114 Astirute 845 Coates St, Cooteev'i)le, PA 19320 (998)217.8741 (898) 212-6741 Americo,. CredR Caumsling Inaihwe 530 Wert Street Rd Suite 201, Warminster, PA 19974 Amrrkon Fi wndal CouvetingServlcvr, inc. 175 Smaf(ard Avenue. Suite One, Wayn.. PA 19087 (:13)444.9429 ,(800)490-3039 A mrrxun }ynun,uul t.ovnrNing Senior, laic. 175 Swerlbrd Avmue. Sulm One, W ayhe, PA 19067 AmMean,ted Cron ql Chduer 1719 F.dgemom AVmue, Chenet. PA 19013 (,10)975.4414 (610)874.1484 6u# Co„nY Hauling Gaup 515 Wert End Boulevard, Quekendrm, PA ) 8951 (966) 866-0290 E W „alM?n441 •' 4PAt2147NordtSixthSenotrMladdpbis,PA 19122 t (215) 235.6766 ' Dzi AWARx COUNTY . , . ..8w*eC100611 SCnMer2MNOMMillreatRaM16,1A'19601. - Aawul/awdngCapongou?46Nmlk&od8uooe.PhiWllPWa,M 19170 - - • (610) 375-7166,(215) 765.1221 Cmratl Part C munlry Crxmeit Inc 5218 Master Street, Philadelphia, PA 19131 - it ,Iwx Credit Coume(ing Inrrfruh 175 Stnft ilAre Suite I, Wiling. PA 19087 3 (215)877.1157 (610)971-2210 (o x7 aoa-ahnr C 1wAerbaA Rent, 4Debnere CAwry 2"1nd OrangeSlrecu Vcdia,PA)9063- (610)891-5101 - - prwnFlMCotnnaralry Sr++em Ducallomv 19208mtb201h SbecCPWo4clphlyM 19145 (ZI <` sll nr w. ,. ...Phil d..r. .?A 19144 ILI CT r .4. AL,c.Wy Avc. t%.. Philadelphia. PA 19170 5)'426-6025 - Aferho F4-hp flutes, 302 S. Jackson Sarw M dw, PA 19063 (610)565.0846 Naerhwesr C-nrelirig Sarvk4 5001 Broa4 Street, Philadelphii, PA 19141 (N 5) 324-7500 Phil. Cauncll Far CammrmayAdwhm 100 North 176 Sweet Suite 600, Philadelphia, PA 19103 (215) 567-7803 Tabor Conswalry Smites, Inc. 439 R King Strcel PO Box 1616, Lmcasler PA17608. (717) 397-5182 OR (800)188.5062 Urban Leagor of Phikde6hia 136 Wesl Girard Am Philadelphia, PA 19123. , (215)451-SODS CLARION COUNTY CCCSf Wesar•ePA II38N.Mein SLE.xeowirm,Butkr,?A 16001 (818) 511-2227 CLEARF`MLD COUNTY CCGSrf XmMm!tru PA 2? W Hr0)RknAvb,'SId1aI.E9xabBxwiSgrwaSakQINRe.?A 16801 . (11.4) 238.7668, . CCCSrf W.U.PA 219-A CoOoge Par8 Pfa7a loheatO6n,PA"75909 . . (888) 511-2227 . CCCS f Warerd PA. Inc. 217 E Plonk Rood, Altoona, PA 16602 (888) 511.2227 Unlwrw Ca CoinwunhyA aionj!wgran 827 Wae9r Select Box 147, Irdfeve, PA 15701 (724) 46S-2657 Keystone Economic Dewrgr,item Coy. 1954 Man Gott Langlohrrctovvn, PA 15901 (814) 535-6556 CLINTON COUNTY CCCSif Xavrhemlern PA 201 Baia Sobel guile 6,9p13knisporL PA 17701 .. (570) 323-6627 CCCS f NurrAemrmn PA 208 W. Hamilton Ave. Suite 1, Hamilton Square, State College. PA 16801 (1114) 231-3661 Lycom-Clnrn C. C aunfo C niArs3on 2138 Lincoln Street P.O. Box3S68, Wililanittow, PA 17703 (570) 326-0511 COLUMBIA, COUNTY C:r-ey c -A-- 1.4 r400A6tr7.rj11 ecorF.e Park Swim 1, Clerks Sumrnin,PA 18411 r "Ci s.1-1161 OR 1-Itl'r0A22 or 17 C'CT.S f A'wrheor+ern PA Gmcni Towcri 77 E Mi rkaSk 7th floor, Wilkes-lisme, PA 11702 (570) 121.0837 OR (000) 92I.9537 CRAWFORD COVNTY BookerT WasNno- rimer 1720 Holland Shea, Etle. PA 16503 (814)453-5744 Qen?f Y-aniN SerrRer, ln+•. 213 Crater Smtci, Mend.•ille, PA 16335 (9141337.1450 -: m'p•fu,?,ra111-i4cc 111 WCSIT11 S`cc:,Eric. r,5 . 5501 (814)459-4581- . JFK Cem,-Iw- 2021 Eort 20th Stree4 Erie, PA 16310 - (814) 198-0400 ? w.rAo :'?!:q u'r3.ar Leugu+, law 6C11ndiaca A.arx,Fur<II,PA tStll ire(724) 981.5310 S. ,V,,Wm Crn:er 1701 Parade Str:u, Erie, P.A 16573 (814) 452-6113 CUi1HERILANO COUNTY A dame Commy llomingAtaiwori + 139-143 Carlisle SLf3ebyabtrg, PA 17325 (717)334.1518 CCCS9f Weruro PA 2000Linglawwn Road.Hsmsburg,PA 17102 (Ag8)511.2227 Commta to,lodun Cwnmirriun f CpAialReglwr 1514 Deny Street, Henisburg. PA 17104 (717)232.9757 Latnrhp,Inc. 2320North5d1Stac1,H4rrisburg.PA 17110 (717)132.2207 Maronwr w 43 Philadelphia Avenuo,WWnaboro, PA t7268 (717)762.3265 P1IFA 2101 Noah Front Svmi, Harisbu% PA 17110 (BOO) 342.23;7 VH,an Lrugurf,Nerrrpaliron flhg 2107X6ih Scar,Herrisbwg,PA 17101 (717) 234-5925 MkUPI ; COUNTY CCCS f W ceroPA 20001-inglesrov.•n Road, Maisburg, PA 17102 (88 B) 511-2227 Co+u irydcrlnn Cammltikw f CrprlaiRetion 1514 Deny Seal, Harrisburg, PA 17104 (717) 232-9757 Lovnfh42,1w, 2320 North 5th Semi. Herrisburg, PA 17110 (717) 232-2207 PHFA 2101 Noah Front ShroM Rsaisburg, PA 17110 (600) 342-2397 U,brm L-g- f Afa T,hfen HbR 2107N. 6th Smec1, H-i1b rji, PA 17101 (717) 234.5925 . (215) 86710553' ' A.merlfrra P7rtanrLA Cowteling ServAr4, lx. 175 Stnffwd Avenue, Su)te One, WWnq PA 19087 (610)975.4411 .4.u._'-.:,.. R>:fC fC7wmro 1729 F!.-,:,wat A„rn ?e, Ckeaer, PA 19013 Al.+ 2147 NoAA Si:dh Sh'c<t, Phila,lc:pho;PA 19122 , (235)273.6788 • .Car-oU Pa!i Cmm?rwnlry Canc1L Tne 521 B Master Street, Philadelphia, PA 19131 (215) 877-1157 CCCS f Dehrwwv Policy 1515 M4rkc7Strcct Suiw.1325, Philadelphia, PA 19107 '[2151363-5663 C=qf D4lau+.irPedff F 790 6'MukaY 9L. Sb(IC M. Marshall Building. Weil Choler, PA ' 19382 (21 S) 563-5665 ' CCCS f Delaw-e Pal1W 290 North Pro. ideate Road, Modia, PA 19063 (215)563.5665` ' CaonmualyAtOoa Agency if DeJern eCounty V. .d Orange Sftwl . Media, PA 1906) (610) 891-5101 Diwmficd Co-J4, S Wens Dixon douse 1970 South 20IF'Strat, Philadelphia, PA 19145 (21S)336-351t Germannh.n gamete.. 218 W.CLelten Avenue, Phlledclphi.,PA 19144 (213) 4268025 INCE 167 W.AllcghcW Ave. 2"aFl, Philaddphia,PA 19140 (215)426.8025 ' Aiedla Felk w t+Ifoew 302 S. Joebon Shed, Media, PA 19063 (610)563-0846 Norr6weaf CAS A di4 isiimw 30011401! Broad swona Phitedelphi., PA 19141 . (215) )24.7500 Pkilo Cowrctlfor ConsowsW.l dturrt IOD_NaN 176 Stme1 Sltlo 600, PhiadiWia, PA 19103 (215) 567.7803 - .. . Urban LeaguefPhiladrb Aia 136 WmtGirgrd MT., Philadelphia, PA 19123 (215)451.5005 ELK COUNTY ' . JFK Center. Inc 2021 East 20th Sheet, Erie, PA 16510 (814) 698-0400 • NfmiAwn Tier GrmnruaJy ACdan Cop. P.O.Ba,4385 l3SWtst41h Street, Empt vMFA 15834 (Ala)a86-I 1(11 , XRM COUNTY Bookrr r. WarAing-Center MO Holland Sh:ct.E ie, PA 16503 ;(814)433.5744 Gi<orrr EHe Co -1o,Acrloe Cowwirrer 18 west 9771 Street. Erie, PA 1650) (914) 459.4591 JFK Center, Inc 2021 East 20th Street, Erie, PA 16510 (814)198.0400 k Ai,mn Cenler 1701 Parade Shat Err:, PA 16503 1452-6113 FA 717 rITINTY Actitn Hwuing, lnc 4256th Avmuo Suhc 930, Piusburgh,PA 15219 - (412) 391-L956 or (412)291-2102 or (600)792.2801 CCCS of Western PA. Inc. 199 EAlson Snmi, Uniontown, PA 15401 ... ?(SA8) SII-2227. - - CCCSfWesternPA,Inc. lHorth Ook Squaret72 Carden Center Drive. Ovemsburg, PA 15601 (886) 311-7227 - imiO Auvn SuuMwrsr 5S Fart Grcono Sr• :, we!mcc's?rF, PA 153-9 a (174)852.2893 f'ry CGe l.a. WmmllNlyAUWn Ageeay, inc. 13760111 b son Avmoc,vnkmtown,PA 644 (724) 437-6050 OR(900) 427-INFO • r.Ncl-d S-4.1Itac 535 Fast Mein Street, Stexcrut PA 15501 (814) 445.9628 OR (800) 4S2-0148 FORE517 COUNTY it"anew-Fares/ C.,mies E,a vnk q p?nundy Cuunci! 1209 Pennelvania Ave, We6t, P.O. Box 547, Wgrren, PA 16365 (814)726-2400 FRANH23N COUNTY A dams County HombgA whorby 139-143 Carlisle SLi5seWsburg, PA 17325 (717)334.1518 A wericon gr O --Honovcr Cirtliter 529 Carlisle Street, Hoover, PA 17331 (717)637.3766 CCCS f W.,- PA 2000Liaglesw- Road Hertlsbu% PA 17102 (88R)511-2227 CCCScf Western PA, Ina Colonal ShopplogCmler 970 S.Gmtgc Se, York,PA 17403 (881)511.2227 Commuelry.larbn CommUlbn f CyrUul Region 1514 Derry Street, Harrisburg, PA 17104 (717) 232-9757 Mo,-1ho 43 Phils&lphiA Avenue, Waynesboro, PA 1716A (717) 762-3285 Urban LrogwgfMaropolira"Ifog 2107N. 6Th Swoet,Hafrisbwg,PA 17101 (717) 234.5925 TMTON COUNTY Ber/ord-Fulien llomhtg&,ktr 10241 Liacol.Highwy, Everett, PA 15537 .(814)623-9129 CCCS f Werarn PA, I m. Colonial Shopping Center 970 S. George St, York, PA 17403 (881) 511.2227 _44-1ha 43 Philadelphia Avcnoc,Wgmcsboro, PA 17268 (717) 162.3285 Werrh,m&,ki Q7ke 917 Mifflin Suact.Hunlingdon.PA 16652 (814) 643-2343 . • DIILIIIZCOUNTY . - ._..000SfWaswxPA 1138N.Main St.Ex*%&W;ButltrPA 16001 . Aalon Ntmsing.Me- 4256t6Avaue Suitt 950, Pi0shulgh,PA le_219 (Us) 31 I-2227' - - ., 74412) 391-19%'or (412)284.1103 or (600) 791-2101 :. . . • s llowilger /dfy Ur6Nei.aagsKdwa 601 kWwkAvau:gPnre1L PA 16121: • . -; . CCCS tf WemmPA.1w. INoah Gat Square, 92 Garden CemarDrive, Oreemburg, PA 15601 ('724)981-5310 .(888)511-2227 - 'CommuwryAel3onSaWhww 56EatGv%xm;Saen6WaFsabw&PA 15370 MLll1eINCOL1Y1Y . HUh'[II40DON COUNTY 8aforel-Falcon Houring Ser-,4- 10241 Linoln Hlgkvey, Ewrth, PA 15537 • - (814)623-9129 - - ' CCCPd W--=?- A. lna 217 E. Plank RC+:!. -e.:". PA t?...`2 _, iim,?+erec„on ?jrict9l TMi(llin Strett,HuO;ieg?.n,PA 16632 ks14)643-2131 M-DIANA COUNTY .. . CCCS tf We.r1-PA 219-A C011ege Puk Plaa, Johwo-, PA 15904 (US) 511-2227 CCasJNtart-PAJAa IKatlsGae9quaa,NH3irdpeCasterOdve, deaabag; PA IS601 888.511-2227 indrane Co.Ceua-try AaionPmgrnm 127W'a1cr Street Box IB7, Indiaw,PA 15701 (724)465.2657 K4yrAma Ecomwnic DmIrpmen, Cap. 1954 MaryOraa Lane, Johnstown, PA 15901 - (814)535-6556 JEFTMON COLIM CCCSef WesrernPA 1138N. Main St Eltwosion,Butler, PA 16001 888-511-2227 frclruaaa fu. CummwiyAUionProgrtm 827 Water Stmot Boxl87,Itdiana,PA 15701 (724) 465-2657 JFK Center, Inc. 2021 East 20th Stmt, Erie, PA 16510 (814) 898-0400 JG7"TA COUNTY CCCSe/ WassanPA, hr. 711 E Plankill Ahoone,PA 16602 - 888.51 h-2227 - Weorherkmion (,)'five 917 MI1Bin Strvet,Huntingdoo.PA 16652 (814) 643-2343 LACKAWANNA, COUNTY - Genrul Torvar 77•E'Matket St, 7th floor, Wilk.-Barre. PA 18702 (570) 821-0817 OR (80019.22-9$31 • CCCSef NarrhennamPA 1400AbingtonExecutive Palk Sultel,C7arks;Summin,PA 18411 (570) 587-9163 OR (800) 922.95)7 - LANCASTER COUNTY C1CC5•efLeAigA Y41ky 3671 CrewentCtnat Ea¢ Whirehall, PA 18052 (610) 821-4011 OR (900) 220.2733 CCGS rf R'aner,tPA, !na Cobnial Shopping Center 970 S. George St. York, PA 17403 (888) 511-2227 Tabor Communiy Servker, Inc. 439 E King Street PO Box 1676, L aew.r,PA 17608 (717) 397-5182 OR (800) 789-5062 LAxx'RFNCE COUNTY 312 C?estnn Saett Swile 227, Mrad0l,, -A 16-05 e±9-y 11.221, Housing Cry'von" icier tf Beaver County 650 Corporation SL Suite 207, Hoover, PA 15009 (724) 728.7511 Shewngo Pa11q•Ur6w Leagne, Ina 6011ndiana Avww,Firrell, PA 16121 (724) 922-5310.. - - _. LEBANON COUNTY Sch,aitill Commu,ity Action 225 h. Centre Stt-et, Pnruville, PA 17901 I (570) 622-1995 T.a,.:, 437 C. Ku,,--t PC 2-1676, L.aa.smr,PA i76v8 1 (71?) J9 i-$122x011 (800) 789-506- T GH COUNTY Cc.Gy Lcaigh iaiiq 3671 Gcsccm Cuun usr,'A hitchsi 1, PA 11,032 (610) 821-4011 OR (900) 220-2733 S:F..ytkilf Ccmma7;.y.<cCon 225 N. Centre Sccet, Ppttcr;!Ic, PA 17901 (570) 622-1995 LUZE3M COUNTY CCC54fNonhmwnPA 1400AbingtortExeeulin Park Suite 1, ClarMSummltt.PA 18411 (570) 597.9163 OR (900) 922.9537 Comm, on Enm Qsparunlry 4fLlarrrne Canny 163 Amber Lano.Wilkw B4rre, PA 18702 (570) 8I6.0510 OR (R00)A22-0359 Schuylkill CommrwiyAUlon 225 N. Centre Street, Pottsville, PA 17901 (570) 622-1995 LYCO]'UNG COUNTY CCCStf Nov4heumere PA 1400Abing4onExcculiw Pak Suite I,Clarks Summitt,PA 18411 (570) 587-9163 OR (900) 92-9537 j CCCSaf h'onheosurn PA Oernmi Towers 77 E Market St, 7th floor, Wilk.-Barre. PA 18702 (570) 82 L 0837 OR (800) 922-9537 CCCS tf Nanheortem PA 201 Basin Stmt Suite 6, Will iamsl mPA 17701(570)323-6627 I.-am-CJnrn Co Ca arfor C-A colon 2138 Lincoln Sneet P.O. Hox 3568, Willi-port, PA 17703 (570) 326-059? HCKF-I.N COUNTY JrKC-w,, lne 2021 East 29th Strret,Erlt, PA 16510 (814) 898-0400 Nunhan Tor Cummunih,Actlon Corp. P.O. Box389 135 West 41h Street. Emporium,PA 15834 (614) 486-1161 hf[KRCER COUNTY CCCS tf .4-Mwurrm P4 Gcneai T.- i7 E Market St, 7th 0-1. Wilkes-Barre. PA 18702 1 (570) R21-0837 OR (800) 922-9$37 (214) 232-3668- 000Sg1W-.rPA, lna 211E.PISklitud,Aleft PA 16602 711x) St F-2227 ' Wr, "5 a ?T,--r 11"'"? io S ..:.-Humla? n,".A 16652 s l 6 .-o .. MONROE COUNTY CCCSVAb.eAa 1-PA 1400Abingt..t Ex=tiw Perk Suite 1, Clerks Summir.PA 18411 (570) 597.9163 OR(80a) 922.537 CCCSqFN'onherwem P,4 G: -.cttiTowers 77 E Market St, 7th floor, Wakes-Bore, PA 18702 (570) 821-0837 OR (80O) 922.9531 ` .CGCSd Nasa4resawdrl 415 Mair8udu, Suite, 102 E,Su sudbrtrg, PA 18360 - - (S78) 420.8980 m (200) 912-9537 MONTGOMERY COUNTY Aown llowing Corportvloa 846 North Broad Street. Phi isdelphit, PA 19130 (215)765-1221 Ametlaan l3ed9 CounneUng fnatiluse 529 Delulb StretlJrORiaoo". PA 19401 (610)971-2210 Ameleun4aadh Courueling lnrrirwe 530 WwtStmd Rd Suite 201, Warminster,PA 18974 (215)444.9429 Aar Weet.C alit Couwrelirrg l.seflura 845Coalts St,Coatesville, PA 19320 (UR)212-6741 A meloun Pbw*ckrl Cowwrling Servkas 1 Abiugmofts, $drq 403. Old York Rwd asd Townsu P Lina,Joakinlonm, PA 19046 - (lli)i87.0055 ' AnarkmrPTnasds)Caa4rRsKSwkn.lnr 17$SRnfWdAvaue SW*Ooe, Wynq M 19017 (610) 973-4414 OC•4StfD.11ata, vally Noiriite"Eli tiatiaCto t 190 W.Otsmanltnver Pike. Solid 140,' NowluowN?A 19401 (215)563.3665 CCCSrf Ml%n-r Pdley 1515 Market Street Suite 1325, Philadelphia, PA 19107 (215) S63-36611. Cnmmunlry ACr7nn d gmry pr Delos,me County 2a1 end Orange Stroets. Media, PA 19063 (610) 991-5101 Communiry.4,6o,r Develymenr Comm C41)CO4r 113 E Main St, Aorriuawn, PA 19401 (610) 27r--6363 Cennono-Sardenaaw 218 W. Charm Avow, PABl6elphia, fA 19144 (215)849.3104 . ' "' . .Redo Fe 1~11t)a Hoare 302 S. Jackaren Stree4, Modle, PA 19063 (610) 565.0846 V-h-, Cotweling Service 5001 North Hnwd Sheet, Philadelphia, PA 19141 (215)324.7300 PhVv Councitfvr CammunirvAJvmet 100Northl7a Stmet Suitc600,Philadelphia,PA19103 (215) 567-7803 MO"4TOUR COUNTY CG'ZdN-rAear,mn PA 140!M1ANagtaa Executive Park Suim 1, ClarksSummin,PA 18411 7170) 587-9163 OR. (11A : ..1537 CC( :.S d ,\'anhewtem PA C "-tr 77 E l l,rket St 70 11- Wilkey 4- PA 19'01 (570) 821.0837 OR(ROO) 422-9537 NORTHANDTON COUNTY CCCS of4,shigltV4tlsy 3671 Crescent Corm Exu, WhixhgQ PA 18052... (610) 821.4011 OR (800) 220-2733 NORTHL•M15ERLAND C07TNTY CCCS d Nonbmtrum N Gr"asn Towers 77 E Mark.St 7th floor. Wit k.-B.-, PA 18707 ,f-0' 321 -33? C:1 (CCC) 4Y_ ^.537 CCCS 4fNorrhear?em PA 201 Basin Street Suite 6,Willw-pon, PA 17701 (570) )23-6631 ' CCCStfNPrncsovern PA 1400Abingior Ezocuttw Park Suite 1, Clarks Summltt,PA 18411 (3 %0) 3-8 i• 916J OR (300) 922.953 7 Schuylkill Coaamwiry Action 225 N. Centre Street, Pottsville, PA 17901 (570)622-1995 PERRY COUNTY -=S4f MasianPA 2000L(ngloskown Rod, Handaburg, PA 17102 (888) 511-2227 C4mmum&Aetba`Comir4rkm of CrpWAtSms 1514 DorrySmtK Harrisburg, PA 17304 (717)232-97S7 Loarrhb, inc. 2320Nmlh516Swo%Harrbbwg,PA 17110 (717) 2324207- Mmm-(hu 43 Philadelphia Avenue, Wynesboto, PA 17268 (717) 762-3285 06au League 4f MerrrVolimn Hhg 2107 N. 6th Strotr, Harrisburg. PA 17101 (717)234.5925 W,.A-ir4WkrCJfkt917Mif0in Strad,Huntingdon,PA 16652 (814) 643.2343 PUMADFIXMA COUNTY Acorn Housing Gwporarion 846 North Broad Street, Philadelphia, PA 19130 (215) 765-1221 American CYed71 C'olauding Inui,ute 530 W.t Sbccr Rd Suite 201, Warninetcr, PA 19974 (215)444-9429 Amalcon Owdl Counseling Avirwr 845 Costa St, Coattcville, PA 19320 (888)212.6741 A-1-PlnanrW Co.- Nk Smioer, inc. 175 Strafford Avenue, Site One W.,-, PA 19087 (800) 490-3039 AP.V 2147 North S lxthSurtet, Phi ladelphia, PA 19122 (215) 235-6788 Ca-UPerrk Cnmmunfry Council, Inc. 5219 Master Street. Philadelphia, PA 19131 (I13)977.1157 CCCS,j(Delawore VaI1w One Cherry Hill Suite215,Chenyl-101JA 09002 (215) 563-5665 awruv -uW • . CCCS rf DekCCan Pally . cAwicS4oial3erv(4asptt()d(M 7340Jackaotr.Slrr:e(,Pltiladelphh4PA,191a6, (!13)563.5665. CCCSCf DcU~e Pallq 1515 M4rketStren Suitro 1325, Philadelphia, PA 19107 (215)563.5665 -,.. .... _. .,,,.. . DAYrrfied Conamunty Srrviau D(xao House 1920 Soutlr 2?"Sirtsq,Philadalplia, M 19145 QIS)376A511 Ge.,wnr .+n Setbwar 111 W. Chcl¢xAvcnue. Plul?delphia,.PA 19144 (2i 849•)104 - -V Mkghe V n.19!40 ('2, :25 0025 ?Iw,!r,; r .?luodon r/Orw.urc valiy 65x Noah Wrm'rctt; PhHnddpbis, PA 191 D (215) 4.6-,8023 Ho-Ing A sradarion of Drlan:mr VnHh• 1500 WalnutStr-t S.rirc 601, Phiadelphla, PA 19102 (215) 545-6010 Mad. Fd(awsAp Hwre 320 S. Jackson Street Media, PA 19063 (610) Sbi-" - . N-Ann at Cbsrnditg Ssv)a 5001 North Broad Stroet4R+Badclphi6 PA 19141 (215)324.7500 Phlla Couae(ffor CommanlyA daam I DO Nonh l7'Street Suite 600, Phi la 4bia, PA 19103 (215)567.7803 Urban Leapt 4PhIIo*ahia IM WestGinrd Ave, Phi ladelphia, PA 19123 (215)451-5005 PIKE COUNTY CCCSq'Varr6sa tern P.4 1400Abington Executive Park Suite 1, Clarks Sunwitt PA 18411 (570) 587.9163 OR (800) 922.9537 CCCS d,VatAamremPA Ganeni Towers 77 E Marital S4 7th Door, WAkcs-Barre, PA 18702 (570) 821.0837 OR (800) 922.9537 CCCS,f Na A murraPA 411 1/akaSwec( Suite 102 E, Stroudshng, PA 18360 . .(370)420-9MwA800)Pu29S37..: ' .- . POTTER COMTY .. Nor"w TlW.C4xnwdiy..Aatlmr Cmp.P,O,Box)89135West4th$trW.Erttpatium,PA 15434 (814)486=1161 scxt"]axa.L COUNTY Sudgn Cwcerelbri Cmter'247NOnb Filth Strut Rcading,PA 19601' - - (610) 375-7866 CCCS rfLehigh VaIfV 3671 CreseentCourt E"7-. Whitehall, PA 18052 (610)921.40110R(800)220.2733 ' Comm. on Ecm QTomrnhy d Lunernr C-rr 163 Amber Lane, WilkcaBarrb, PA 19702 (570) 826-W IOOR (800) 822-0359 ScbWIkI11C•nrrnawly4er(on 725K,Cmtm Strcal,PonrYlk,PA 17901 (570) 622-1995 SNYDER COUNTY CCCS 1 We ra PA 2000 Lhtgiuuown Rood. Harrisburg, PA 17102 (888)5(1.2277 CommuniryA Ufon C mM.ulon sf Cynlul Region 1514 Derry Street Harrisburg, PA 17104 (717) 232-9757 Urb,m Le:.gve?Margraliurr, Hbg 2107N.6dtSmm H-4I;.rg,PA 17101 (71'; 234-5925 4111:.:SETCOL::4Y Bedford-falcon Horning Serdnx 10241 Linraln Highway, EvenH. PA 15537 (914)623-9129 CCCSd Wcx&rm PA 219-A College Park Pion. lohnstawa PA 15904 . .(818)311-2221 .. . CCCS• of W worn PA. Inc. 1 North Dote Squert, 02 Garden Center Drive, Greensburg. PA 1$601 (888)511-2227 FuYCne Co. Communfry Anion dgrnq, inc. 137 N.nth Bccwn A, coue,Unim;mwn, PA 1.:71 (7;4) 437.605C OR (300) 4; 7.r;F0 Key,.- Emn"st,V wkpmem Cap. 1934 Mary Once Lane, Johnstown, PA 15901 (814) 5356556 r bklaad St Ar-1-.. 53S East Wo. Serval, Somiasal, PA 15501 ' (814144 5-9679 OR (R00) 452-0148 SULLIVAN COUNTY CCCS4NorrhwrIem PA 1400AbhtBtm Executive Park, Suhe 1, Clerks Summia,PA IA411 (570) 587-9163 OR (800) 922-9537 CCCSd Norncc-,r PA Gcne6 Tower 77 E Market Si, 7th float, W'Bkts-Bmre, PA 18702 (570) R21-0837 OR (800) 922-9537 11w Trehab CsWW clMordmaeran M German Street P.O. Box 389, Onshore, PA 18614 (570)928.9667 SUSQUEHANNA COUNTY CCCScf AFww%at/em PA 1400 Abington Executive Park Suite 1. Clarks Summitt PA 18411 (570) $97.9163 OR (000) 922.9537 CCCSrf Nunhood.- PA Genomi Tcmen 77EMarkctSt7thfloor, Wilkm-Berm.PA 18702 (570) 821.0837 OR (800) 97-2.9537 17x7 hob Cenaarcf Norihewlern PA IOPublic Avc POBox366,Mw"w PA 18801 (570)278.3338 at (900) 992.4045 TIOGA COUNTY CCCSef..V rheanern PA 14DOAbingtortExecutive Park Suite 1, Clarks SummiMPA 18411 (570) 587-9163 OR (900) 922.9537 CC(ScfNwhearton PA Gcncui Towere 77EMarkctSt.7th Ooar,Wilkes-Barre,PA 18702 (570) R21-DA 37 OR (800) 922AS37 7At T hah Ceuwr rf Vnrrheavern PA 144 E. East Avmue. Wellsbuu, PA 16901 (570) 724-5252 UNION COUNTY CCCSgf,Vatheauern PA 1400Abingron Exccucivc Park Suite 1, Clarks Sammim PA 19411 (570) 587.9163 OR (BDO) 922.9537 CCCSq'.11-hearrern PA 201 BuIn SOect Suite 6, Will1amsocrrl, PA 17701 (570) 323-6627 CCCS cf .V a Juunern PA Oenctd Towers 77 E Mukcl St 7th Hour, Wilkes-Barn, PA 18702 (570) 82l-09370R(900)922-9$37 CCCS.f w.nr.+•PA, Cno. 117 F.. Plink RoM, Alt-, PA 16607 (88 9) 511.2227 Lycryn-Cfnm6QninfoCamanAa(on 2178WxoloStrcm P'.O.Bou3568,WRIismipomPA IY703 VF-NANGO COUNTY ' CCCSsfwfr;emPA II38N.MsinSLExlmsion,Butk:r,PA 16001 $114227 *Woo;Vw*S816wV0 *ft ps"m . (tt4)337+1450 - iO-mar Brie Commuaiy Axrhm Cononivea lB Wat9THSarcMEtk,PA 16561 (814) 49.4381. . J!7x Cr-mn ine.' 2021 Eta 2bkh Street, Brie, PA 16510 ' &.! t) 698-0400 170. Aa.dc Succ:, bic, is ,;'3 --C-, N (8(4) 452-6! 13 WARRXN C6VNTY Rc?<:lrr T. W.,ihMgion Center 17201io1 land Sam Er ie. PA )6503 (8(4) 453-5741 Cntwq Etta Comaalyd4'Adiar CammWrs I$Wat9TH$Irm Erie,PA 1650(' .. :(81.1) {19.1381 . Sr. Afatiln Center 1701 Psndc Street, Eric, PA 16503 (8(4)452.6113 . Wamrn-Fnrtat Coarx)es Co-de, (pparmity Council 1209 Peor4lvanu Ave, W'est' P.O. Box S47, Warren, PA 16365 (A14)726-2400 WASHINGTON COUNTY Acrlon Rowing, Imo 415 6%h Avenue Suite 950, Pinaburgh, PA 15219 (412) 391.1956 or (412)2 81.2102 or (800) 792.2801 CCOAf Waken PA, lne. I North Gale Square, M2 Garden Center Drive. Greensburg, PA 15601 (888) 511-2227 CCCSqrWaken PA,lnc 90 Eau CLemtatStreat.Washinglon,PA 15301 (1181) 511-;227 Camm(mwACm.saxw&na) SBYastbrtae8trroar.lVtBaabag,PA' 13370 . (724) Mn" CalwawriyA,ik. SaA.,a 150 West Been Street Suite 304, Wubinllon,FA' 15301 . .(724)225-9550 .. , .. Houring Opp wenrriel. lac. 13) Smenth Strut P.O. Box 9, McKeesport PA IS 134 .(414)664-1906 A:ew Lfe COmawnlry Hawing Develop nKru Cowpwation 712Hawk[ns AVOaaFBrad4ock, PA 1$104 (412)351.4077 . W AY.NE C OUNTY CCCScf MwMearrern PA. 1400 Abington Fxceuti%v Park Suite 1, Clarks Suaunin,]PA 11411 (570) 5A7-9163 OR (900) 922-9537 "CCCSrf'Narheanan P,4 4414NUIn Street Svite i02 E,' Stroudsburg,PA 18360 - ' (570) 420.8980 w ($D0) 922.9537 CCCS rf Vortheartan PA Gmetti Towers 77E Markel S( 7th noon, Wilkes-Barre, PA 18702 (570) 821.0837 OR (BOO) 972-9537 7h. Trrkab Crnmr prNonh<anem PA 616 Main St 4thFlaor, Honosdala, PA 1&431 (570)253-8941 WESTMORELAND COUNTY Acrlon Hamming, beer 425 6:h Avmuo Suitc 950, Pinsburgh, PA 15219 1'21391-1956-(41DI91-2102 or (990) 797-2801 -.See W--PA. lac IN-bGar<Sn„-,:-. +: Garden C-7- Drive. Grrcnrburg,PA 15601 4.511-1227 Cornrn-it•AcllonSourh.,vst 38 EauOrccneSaeet,Weynestwrg,PA IS370 (724) $52.2893 Hcauing CpyoHanitfet lac 133 Sovmth Strxl P.O. Box 9, McKccspom PA 15134 . N 12) 6641906 .. I+uRana (b. ConsmxMry Anlan Program 111271ilfater Street Box187,1ndiani PA 15701 n24) 465-2657 Xey;+onr£ceaanie 0-1,pmea Corp. 1954 Marv Gnee Laos, Jahrttc-,PA 15901 (014) 535.6556 ^oaan.n!?Pw:,'sd Dr: c,-.t r. --L _; 7n rrr:vk!r?Ar... r A .-.^l (412) 351.4077 .-.. , 7461dona'Servtatlna535EaseMain Street Sonersel, PA 15501 (914) 445-9628 OR (800) 451-0148 WyohmG;COUNTY CCCS'Or N^n6?rrrem PA 14M Abington Es?rdr. 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George St, York, PA 17403 (898) 511-2227 H-Ing Caunc(I rf Yore 15 Saulh Duke Street, York, PA 17401 (717) 954-1341 1 Era.awnneoll a ac she is au onze el e t is Verification as the Plaintiff is outside-the t, 0 t t '10 1 1al11 ver'* 1,C ii' Io i CUuid not be obtained W1t11iI1 the time ' J necessary to fil this pleading, and that the. statements made in the foregoing Complaint in Mortgage Foreclosure are true and correct to the best of her knowledge, information and belief. The undersigned understands that this statement herein is made subject to the penalties of-l8 Pa.C.S.. Sec. 4904. relating to,uiisworn falsification to authorities. -SHAPIRO -& KREISMAN, -LLC BY: -_ - v I-AM ,i. L1011, Esqultc Attorney for Plaintiff Dated: ?? e . ' i IN THE COURT OF COMMON PLEAS, CUMBERLAND COUNTY DEUT- SeBMa-BAND; E?PP" ., CIVIL ACTION Plaintiff Case No.: 06-3310 Civil Term vs. BRENDA L. EHLMAN, Defendant(s) ANSWER TO COMPLAINT IN MORTGAGE FORECLOSURE AND NOW come(s) the defendant(s) by -and through attorney, Frank E. Yourick; Jr., Esquire, and make(s) the following Answer to Complaint in Mortgage Foreclosure: 1.. After. reasonable investigation,.defendant(s) are without knowledge or information sufficient to form a belief regarding plaintiff's claim of default and the amount that is due. (Pa.R.C.P. 1029(c). The debtor(s) cannot verify the actual amounts due as this information is exclusively within the control of the plaintiff and strict proof thereof is demanded at time of trial. 2. Insofar as an answer can be made, the defendant(s) state, upon information and belief, that the arrearage amount due on the mortgage is $3,300.00 which amount should be able to be paid within ninety days of filing of this answer. WHEREFORE, the defendant(s) pray(s) that plaintiff's complaint be dismissed or, in the alternative, this action be delayed for ninety (90) days until the defendant(s) can bring the mortgage current. rank E. Yourick, Jr., E quire P.O. Box 644, Murrysville, PA 15668 (412) 243-5698 Pa. ID # 00245 ex6?b.f ?? ?3? VERIFICATION FRANK E. YOURICK, JR., ESQUIRE hereby states that he is the attorney for pefendant(s) in this matter, that Verification could not-be obtained within the time allowed for the filing on the pleading, that'he is authorized to make this verification pursuant to Pa.R.C.P. 1024(c) and that the statements made in the foregoing Answer to Complaint in Mortgage Foreclosure are based upon information supplied by Defendant(s.). and are -true and correct to the . best of his knowledge, information and belief. Fran R. Yourick,N?_,Ysquire . Attorney for Defendant(s) CERTIFICATE OF SERVICE I certify that on the 10th day of July, 2006,1 served a copy of the Answer to Plaintiff s Complaint upon the following by US first class mail, postage prepaid: Ilana Zion, Esq. Shapiro & Kreisman, I,LC 2520 Renaissance Blvd. Suite 150 King of Prussia, PA 19406 (51914 Frank E. Yourick, Jr., squire Attorney for Defendant(s) P.O. Box 644 Murrysville, PA 15668 (412) 243-5698 PA ID No.: 00245 ,. SHAPIRO & KREISMAN, LLC BY: MEGAN D.H. SMITH, ESQUIRE ATTORNEY I.D. NO: 84047 3600 HORIZON BLVD., SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & K FILE NO. 05-26744 Deutsche Bank f/k/a Banker's Trust Company of Cailfornia, N.a, as Trustee of Mellon CRA Mortgage Loan Trust 1998-A PLAINTIFF, VS. Brenda L. Ehlman DEFENDANTS COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 06-3310 MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S MOTION FOR JUDGMENT ON THE PLEADINGS PROCEDURAL HISTORY Plaintiff commenced this Mortgage Foreclosure action by filing a complaint on June 12, 2006. On or about July 10, 2006, Defendant filed an answer to the complaint. ARGUMENT Pennsylvania Rule of Civil Procedure No. 1034(a) provides that "After the relevant pleadings are closed, but within such time as not to unreasonably delay the trial, any party may move for judgment on the pleadings. A judgment on the pleadings is proper only where the pleadings evidence that there are no material facts in dispute such that a trial by jury would be unnecessary. Pennsylvania Financial Responsibility Assigned Claims Plan v. English, 664 A.2d 84, 541 Pa. 424 (1995). When a motion for judgment on the pleadings is brought before the court, the court should confine itself to pleadings themselves and any documents or exhibits properly attached to them; it may not consider inadmissible evidence. Kellv v. Nationwide Ins. Co., 606 A.2d 470, 414 Pa.Super. 6 (1992). Moreover, when ruling on a plaintiff's motion for judgment on the pleadings, only the complaint and the answer containing new a , s • matter are to be considered. Eberhart v. Nationwide Mut. Ins. Co., 362 A.2d 1094, 238 Pa.Super. 558 (1976). In the present case, Defendants have failed to respond to the allegations contained in Plaintiff's complaint. According to Pa. R.C.P. No. 1029(b), "Averments in a pleading to which a responsive pleading is required are admitted when not denied specifically or by necessary implication." Therefore, all of Plaintiff's allegations, including those pertaining to the event of default and the assessment of damages, are deemed admitted. Moreover, Defendant admits that an arrearage exists with respect to the mortgage. As such, Plaintiff is entitled to judgment CONCLUSION WHEREFORE, Plaintiff respectfully requests that this Honorable Court enter the Order attached hereto. Respectfully submitted, _ i '? /' ?? 1 "sue fl'? BY: M n D H. Smith, Esquire I" A torney for Plaintiff Date: q( bW a , . VERIFICATION Megan D.H. Smith, Esquire, hereby states that she is the Attorney for the Plaintiff in this action, that she is authorized to make this Verification, and that the statements made in the foregoing MOTION FOR JUDGMENT ON THE PLEADINGS are true and correct to the best of her knowledge, information and belief. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. SHAPIRO & KREISMAN, LLC r r. BY:", M gan D. , Esquire ney for Plaintiff go r CERTIFICATE OF SERVICE I, Megan D.H. Smith, Esquire, hereby certify that on September ? 2006, I served a true and correct copy of the within Motion upon the following parties via first class mail, postage prepaid: Frank E. Yourick, Esquire P.O. Box 644 Murrysville, PA 15668 SHAPIRO & KREISMAN, LLC ?. BY: an H. 1 th, Esquire N ?' C (., ~} ? ' `T? S ? . ;?' ? ? i'j1 s 3 s - ? t11 ? 1? ?y ), ,? '? t -G '._ CASE NO: 2006-03310 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DEUTSCHE BANK ET AL VS EHLMAN BRENDA L KENNETH GOSSERT , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon EHLMAN BRENDA L the DEFENDANT , at 1707:00 HOURS, on the 19th day of June , 2006 at 94 ASHFORD DRIVE ENOLA, PA 17025 by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof Sheriff's Costs: So Answers: Docketing 18.00 Service 13.20 Affidavit .00 Surcharge 10.00 R. Thomas Kline .00 41.20/ 06/20/2006 7_1q.ole SHAPIRO & KREISMAN Sworn and Subscibed to By: / /,,// / before me this day of /De?ut?, riff A.D. SHERIFF'S RETURN - NOT FOUND CASE NO: 2006-03310 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND DEUTSCHE BANK ET AL VS EHLMAN BRENDA L R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT OCCUPANT but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , the within named DEFENDANT 94 ASHFORD DRIVE , OCCUPANT NOT FOUND , as to ENOLA, PA 17025 THERE WERE NO OTHER OCCUPANTS. Sheriff's Costs: So ans Docketing 6.00 Service .00 Not Found 5.00 R. Thomas Kline Surcharge 10.00 e ff of Cumberland County .00 21.00? VPIRO & KREISMAN /y ()(, 06/20/2006 Sworn and Subscribed to before me this day of , a?Igr A. D. PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court. ---------------------------------------------------------------- CAPTION OF CASE (entire caption must be stated in full) Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as Truste%Q"f. ellon CRA Mortgage Loan Trust 1998-A vs. Brenda L. Ehlman (Defendant) 1. State matter to be argued (i.e., plaintiff's motion for new trial, defendant's demurrer to complaint, etc.): Plaintiff's Judgment on Pleadings 2. Identify counsel who will argue cases: (a) for plaintiff: Kevin Diskin, Esquire, Shapiro & Kreisman, LLC (Name and Address) 3600 Horizon Dr., Suite 150, King of Prussia, PA 19406 (b) for defendant: Frank E. Yourick, Esquire (Name and Address P.O. Box 64, Murrysville, PA 1 668 3. I will notify all parties in writing within two days that this case has been listed for argument. No. 06-3310 Term 4. Argument Court Date: December 6, 2006 Si ture tis t?I Pnnpt yo ame (1 V Date: i i )0(0 Attorney for SHAPIRO & KREISMAN, LLC BY: KEVIN DISKIN, ESQUIRE ATTORNEY I.D. NO: 86727 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 06-26744 Deutsche Bank f/k/a Banker's Trust Company of California, N.A. as Trustee of Mellon CRA Mortgage Loan Trust 1998-A PLAINTIFF V. Brenda L. Ehlman DEFENDANT(S) COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 06-3310 CERTIFICATION OF SERVICE I, Kevin Diskin, Esquire, Counsel for Plaintiff, hereby certify that on October 13, 2006, a true and correct copy of the attached Judgment On Pleadings was served by mailed same by regular mail, postage prepaid, to: Frank E. Yourick, Esquire P.O. Box 644 Murrysville, PA 15668 SHAPIRO EtEISMAN, LLC 7 . Diskin, Esquire rnexfor Plaintiff „? r? ?? t.., ?: ? -;=? __F __, ,?;-_ r. _,-, , ?"1 L..i ~ ?? t:-. _ ("4 ? `?1 C„Ai yi .t? ?6 f -"?. PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court CAPTION OF CASE (entire caption must be stated in full) Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as Trustee of Mellon CRA Mortgage Loan Trust 1998-A (Plaintiff) vs. Brenda L. Ehlman (Defendant) No.. n6_gg10 Term 1. State matter to be argued (i.e., plaintiff's motion for new trial, defendant's demurrer to complaint, etc.): Plaintiff's Motion for Judgment on the Pleadings 2. Identify counsel who will argue cases: (a) for plaintiff: Kevin Diskin, Esquire, Shapiro & Kreisman, LLC (Name and Address) 3600 Horizon Dr., Suite 150, King of Prussia, PA 19406 (b) for defendant: Frank E. Yourick, Esquire (Name and Address) P.O. Box 644, Murrysville, PA 15668 3. I will notify all parties in writing within two days that this case has been listed for argument. 4. Argument Court Date: bruary 28, 2007 Kevin Diskin Print your name Date: 77-?* Plaintiff Attorney for SHAPIRO & KREISMAN, LLC BY: KEVIN DISKIN, ESQUIRE ATTORNEY I. D. NO : PA Bar # 8,6 7 2 7 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 06-26744 Deutsche Bank f/k/a Banker's Trust Company of California, N.A. as Trustee of Mellon CRA Mortgage Loan Trust 1998-A PLAINTIFF V. Brenda L. Ehlman DEFENDANT(S) COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 06-33 t 0 CERTIFICATE OF SERVICE I, Kevin Diskin, Esquire, Counsel for Plaintiff, hereby certify that on February 7, 2007, a true and correct copy of the attached Praecipe for Listing Case for Argument was served by mailed same by regular mail, postage prepaid, to: Frank E. Yourick, Esquire P.O. Box 644 Murrysville, PA 15668 SHAPIRO & KREISMAN, LLC BY: -17vin Diskin, Esquire C-E l A- SHAPIRO & KREISMAN, LLC BY: KEVIN DISKIN, ESQUIRE ATTORNEY I.D. NO: PA Bar # 84047 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 06-26744 Deutsche Bank f/k/a Banker's Trust Company of California, N.A. as Trustee of Mellon CRA Mortgage Loan Trust 1998-A PLAINTIFF COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 06-3310 VS. Brenda L. Ehlman DEFENDANT(S) JUDGMENT BY STIPULATION BETWEEN PARTIES It is hereby stipulated and agreed by and between Plaintiff, Deutsche Bank f/k/a Banker's Trust Company of California, N.A. as Trustee of Mellon CRA Mortgage Loan Trust 1998-A and Defendant Brenda L. Ehlman subject to Court approval as follows: 1. That the premises located at 94 Ashford Drive, Enola, Pa 17025 ("Mortgaged Property") as more fully described in paragraph "3" of the Complaint, is owned by the Defendants subject to the Mortgage in favor of Plaintiff. 2. That Judgment in rem shall be entered in the above entitled mortgage foreclosure action against the Defendant, Brenda L. Ehlman, and in favor of the Plaintiff in the amount of $55,010.60 plus interest at the per diem rate of $8.44 for each day after September 29, 2006 through the date of judgment and assessed as follows: Principal Balance due and owing $49,291.10 Interest at 6.25% from $2,298.53 January 1, 2006 through September 29, 2006 Late Charges $157.60 Escrow Advances $611.37 Other Fees Due $60.00 Appraisal Charges $85.00 Recording Fees $27.00 Title Search/Report Fees $350.00 Property Inspections $15.00 Attorneys' Fees $2,464.56 TOTAL IN REM JUDGMENT AMOUNT $55,010.16 3. That Defendants retain all rights, pursuant to Pennsylvania law, to reinstate or pay-off the Mortgage and Note as described in the Complaint. 4. That Plaintiff waives its rights and interests to pursue any deficiency judgment and/or the enforcement of any in personam action under the Note against Defendants severally or jointly. 5. That Plaintiff agrees that the property will not be listed for Sheriffs Sale until on or after March 1, 2007. 6. That Defendants hereby accept service of all subsequent pleadings and notices in the manner prescribed under Pa. R.C.P. 440(a). 7. That Defendants agree to vacate the Mortgaged Property on or before thirty (30) days after the date of Sheriffs Sale, and further agree to surrender said property broom clean and in like condition as property is this date, normal wear and tear excluded. Consented to by: Dated: a / BY: Frank ?I ? 6E. Yourick, squire Attorney for Defendant SHAPIRO & KREISMAN on behalf of Deutsche Bank Wa Banker's Trust Company of California, N.A. as Trustee of Mellon CRA Mortgage Loan Trust 1998-A BY: Dated: , -21 U 7 iTyiN- DISKIN, ESQUIRE Counsel for Plaintiff !J r_ v ? I r- T ? f'7i l . -r yy,• ? m IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION PRAECIPE FOR WRIT OF EXECUTION Caption: Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A PLAINTIFF VS. Brenda L. Ehlman DEFENDANT TO THE PROTHONOTARY OF THE SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment safe, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. Issue writ of execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs, upon the following described property of the defendant(s) See attached Legal Description PRAECIPE FOR ATTACHEMENT EXECUTION Issue writ of attachment to the Sheriff of Cumberland County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody o trol of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis spa of the defendant(s) described in the attached exhibit. r, Date: Signatur CX-'U'\?l Print Nar\q .Lauren R. Tabas, Esquire Address: 3600 Horizon Drive, Ste. 150 King of Prussia, PA 19406 Attorney for: Plaintiff Supreme Court ID # PA Bar # 93337 () Confessed Judgment () Other File No. Amount Due $55,010.60 Interest September 29, 2006 to March 1, 2007 is $1,299.76 March 2, 2007 to June 13, 2007 is $979.68 Atty's Comm Costs chlo ?o Jcx ? o r 1 r ? --? w A •" r-? V / i WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 06-3310 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK F/K/A BANKER'S TRUST COMPANY OF CALIFORNIA, N.A., AS TRUSTEE OF MELLON CRA MORTGAGE LOAN TRUST 1998-A Plaintiff (s) From BRENDA L. EHLMAN (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $55,010.60 L.L. $.50 Interest 9/29/06 TO 3/1/07 IS $1,299.76 -- 3/2/07 TO 6/13/07 IS $979.68 Atty's Comm % Due Prothy $1.00 Atty Paid $144.20 Other Costs Plaintiff Paid Date: MARCH 13, 2007 (Seal) ueputy REQUESTING PARTY: Name LAUREN R. TABAS, ESQUIRE Address: 3600 HORIZON DRIVE, STE. 150 KING OF PRUSSIA, PA 19406 Attorney for: PLAINTIFF Telephone: 610-278-6800 Supreme Court ID No. 93337 SHAPIRO & KREISMAN, LLC BY: LAUREN R. TABAS, ESQUIRE ATTORNEY I.D. NO: PA Bar # 93337 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 06-26744 Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A PLAINTIFF VS. Brenda L. Ehlman DEFENDANT STATE OF: Pennsylvania COUNTY OF: Montgomery COURT OF COMMON PLEAS CUMBERLAND COUNTY 06-3310 AFFIDAVIT OF NON-MILITARY SERVICE THE UNDERSIGNED being duly sworn, states that he/she is over the age of eighteen years and competent to make this affidavit and the following averments are based upon information contained in the records of the Plaintiff or servicing agent of the Plaintiff and that the above captioned Defendants last known address is as set forth in the caption and they are not to the best of our knowledge, information or belief, in the Military or Naval Service of the United States of America or its Allies as defined in the Soldiers and Sailors Civil Relief Act of 1940, as S R. Tabas, Esquire Sworn to and subscribed h before me this day ,2007. of kPublic otary COMMI O€ WEAI..T OF PENNSYLVANIA Notadai Seal Denise L. Semetli, Notary Public Upper Merion Twp., Niontgorner. y County My Commission E)0res ,braiy :2, 2010 Member, Pennsylvania Association of Notaries ?"? ?"" a,.-3 t ?? ? ?4? r C ?,?,) . _ _ .. _ _. ? s , Y b? ? .? 40 SHAPIRO & KREISMAN, LLC BY: LAUREN R. TABAS, ESQUIRE ATTORNEY I.D. NO: PA Bar # 93337 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 06-26744 Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A PLAINTIFF VS. Brenda L. Ehlman DEFENDANT COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 06-3310 AFFIDAVIT PURSUANT TO RULE 3129.1 Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A, Plaintiff in the above action, sets forth, as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 94 Ashford Drive, Enola, PA 17025. 1. Name and address of Owner or Reputed Owner Brenda L. Ehlman 94 Ashford Drive Enola, PA 17025 2. Name and address of Defendant in the judgment: Brenda L. Ehlman 94 Ashford Drive Enola, PA 17025 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A 8100 Nations Way Jacksonville, FL 32256 4. Name and address of the last recorded holder of every mortgage of record: Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A, Plaintiff 8100 Nations Way Jacksonville, FL 32256 5. Name and address of every other person who has any record lien on the property: NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Domestic Relations 13 North Hanover Street Carlisle, PA 17013 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: TENANT OR OCCUPANT 94 Ashford Drive Enola, PA 17025 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. SR. Tabas, Esquire 06-26744 di ` J SHAPIRO & KREISMAN, LLC BY: LAUREN R. TABAS, ESQUIRE ATTORNEY I.D. NO: PA Bar # 93337 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 06-26744 Deutsche Bank f/k/a Banker's Trust Company COURT OF COMMON PLEAS of California, N.A., as trustee of Mellon CRA CUMBERLAND COUNTY Mortgage Loan Trust 1998-A PLAINTIFF NO: 06-3310 VS. Brenda L. Ehlman ; DEFENDANT NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Brenda L. Ehlman c/o Frank E. Yourick, Jr., Esquire P.O. Box 644 Murrysville, PA 15668 Your house (real estate) at: 94 Ashford Drive, Enola, PA 17025 09-13-1002-339 is scheduled to be sold at Sheriffs Sale on June 13, 2007 at: Cumberland County Sheriffs Office 1 Courthouse Square Carlisle, PA 17013 at I0:00am, to enforce the court judgment of $55,010.60 obtained by Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be cancelled if you pay back to Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A the amount of the judgment plus costs or the back payments, late charges, costs, and reasonable attorneys fees due. To find out how much you must pay, you may call: (610) 278-6800. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two of how to obtain an attorney.) J -oft YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 4. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (610) 278-6800. 5. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 6. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened you may call 717-240-6390. 7. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 8. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 9. You may be entitled to a share of the money, which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff no later than thirty (30) days from the date of the sale. This schedule will state who will be receiving the money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. 10. You may also have other rights and defenses or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 06-26744 ALL THAT CERTAIN piece or parcel of land situate in the Township of East Pennsboro, County of Cumberland, and Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the southern line of Ashford Drive (fifty (50') feet wide) at the northeastern corner of Lot No. 30 on the hereinafter mentioned plan of lots; thence along Ashford Drive the following two (2) courses and distance: (1) by a curve extending to the right in a northeasterly direction and having a radius of thirty (30') feet, an arc distance of three and sixty-two hundredths (3.62') feet to a point; (2) North eighty degrees thirty-seven minutes thirty seconds East (N 80 degrees 37' 30" E), a distance of seventeen and two-hundredths (17.02') feet to a point at Lot No. 32 on the hereinafter mentioned plan of lots; thence by Lot No. 32 South twenty-four degrees ten minutes fifty-five seconds East (S 24degrees 10' 55" E) a distance of one hundred forty-four and eighty hundredths (144.80') feet to a point at Lot No. 18 as shown on Plan Book 37, Page 98; thence by Lot No. 18 and Lot No. 17 on Plan Book 37, Page 98 South eighty degrees thirty-seven minutes thirty seconds West (S 80 degrees 37'30" W) a distance of twenty and sixty-nine hundredths (20.69') feet to a point at Lot No. 30 on the hereinafter mentioned plan of lots; thence by Lot No. 30 North twenty-four degrees ten minutes fifty-five seconds West (N 24 degrees 10'55" W), a distance of one hundred forty-four and fifty-seven hundredths (144.57) feet to a point, the place of beginning. BEING Lot no. 31 on a Final Subdivision Plan for Robert D. Leisenring and Donna R. Leisenring made by D.F. Raffensperger Associates as finally revised on September 3, 1980 and recorded in Cumberland County Plan Book 39, page 13. UNDER AND SUBJECT, nevertheless, to a fifteen (15') foot access easement and a portion of a twenty (20') foot drainage easement as shown on the above described plan. BEING the same premises which Joseph G. Nadzom, Jr. and Bonnie E. Nadzom, his wife, by Deed dated December 14, 1993 and recorded in the Cumberland County Recorder of Deeds Office on December 17, 1993 in Deed Book 536, page 16, granted and conveyed unto Brenda L. Ehlman, a single woman. ? . 4 SHAPIRO & KREISMAN, LLC BY: LAUREN R. TABAS, ESQUIRE ATTORNEY I.D. NO: PA Bar # 93337 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 06-26744 Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A PLAINTIFF VS. Brenda L. Ehlman DEFENDANTS COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 06-3310 VERIFICATION OF SERVICE PURSUANT TO Pa.R.C.P. 440 The undersigned hereby verifies that she is a legal assistant for Shapiro & Kreisman, LLC, attorneys for the Plaintiff in the above case and that pursuant to Pa.R.C.P 3129.2(c)(1)(ii) and 440, she mailed a true and correct copy of the Notice of Sale in the above-captioned case to Defendant's Attorney by regular, postage pre-paid, on May 2, 2007. I verify that the statements made herein are true and correct and I understand that false statements made herein are subject to the penalties set forth in 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. DATED: SHAPIRO & KREISMAN, LLC BY: Heather Whitman Legal Assistant 06-26744 '% 'Aa R U.S. POSTAL SERVICE GtK11tIl;A1t yr mwLrnv MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT Received From: Shapiro and Kreisman, LLC 3600 Horizon Drive, Ste. 150 • King Of Prussia, PA 19406 (AnKA One piece of ordinary mail addressed to: PS Form 3817, January 2001 y? r (D C) O ,A r?O ?7 N O7 ¦N m QO O LIJ F QUO s??a N I` O ?U. ?o ? A a ` o- \Sd;?11Nn IQ o 2 C= ca -ri . ^^aa 1 C"J U CW_! T SHAPIRO & KREISMAN, LLC BY: LAUREN R. TABAS, ESQUIRE ATTORNEY I.D. NO: PA Bar # 93337 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 06-26744 Deutsche Bank f/k/a Banker's Trust Company of- California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A PLAINTIFF VS. ' Brenda L. Ehlman DEFENDANT(S) COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 06-3310 CERTIFICATION OF NOTICE TO LIENHOLDERS PURSUANT TO PA R.C.P 3129.2 (C) (2) I, Heather Whitman, Legal Assistant for Shapiro & Kreisman, LLC, attorneys for the Plaintiff, Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A, hereby certify that Notice of Sale was served on all persons appearing on Exhibit "A" attached hereto, by United States mail, first class, postage prepaid, with Certificates of Mailing on April 11, 2007, the originals of which are attached and that each of said persons appears on Plaintiffs Affidavit pursuant to Pa. R.C.P. 3129.1. The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. Respectfully submitted, BY: SHAPIRO & KREISMAN, LLC Heather Whitman Legal Assistant 06-26744 T cn r -i yin o - O-l Er T O a QZ 3 I 3 C* 4 - ao m T m c I v ? N CD o0, N fD C ? 4 Q to ID m ; v O y o C] 1 ? fD ?CD 0 3 1 m l N m Cc) 0 3 VI 9) I v rr CD m v I ' F ' I o 'I I ' d CO) T L d ?G D n CO) d M 3 0 3 W eD co 0 ?nI i I AI N © 0 (D a J I i 0 f 'o o w` c n J?w? io[I oEj o mono v -- a 0 ID ID UI i€ 0 D <v? o 3 ? W T 1 3 0 CD 9 O ?uL? CD N !? 7 m c, O.1 p C 3 13 a O CL ( o D. ID_ ?v < ?y ° D 1 o m L I (? ' ? m 3 4 0 N N d ?c - J? UNITpo s .i m ? Tom/ v yO l a4s4? D?9 41 I 1- gU_Q A O0 '^ O O O I ooowy y U y x T N A G x N ? N ° y m Cx ??cg_coy3 n C1 y Ol ID V O?m = a`. ID T °' ,o m v a T o ID to +? D Aa m n _ 9 y 3 C am d y .G C M 3a rC ?m C o O o, m m v? m o s till * 'it lia -? ?. ?' ? {Vq}tQ? pp? - O8oq ?p 9A _ f: ? j ? Deutsche Bank f/k/a Banker's Trust Company of In the Court of Common Pleas of California, N.A., as Trustee of Mellon CRA Cumberland County, Pennsylvania Mortgage Loan Trust 1998-A Writ No. 2006-3310 Civil Term VS Brenda L. Ehlman Jason Vioral, Deputy Sheriff, who being duly sworn according to law, states that on April 12, 2007 at 1040 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Brenda L. Ehlman, located at 94 Ashford Drive, Enola, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Brenda L. Ehlamn, by regular mail to her last known address of c/o Frank E. Yourick, Jr., Esquire, PO Box 644, Murrysville, PA 15668. This letter was mailed under the date of April 5, 2007 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED per letter of request from Attorney Lauren R. Tabas. Sheriff's Costs: Docketing $30.00 Poundage 1166.35 Posting Bills 15.00 Advertising 15.00 Law Library .50 Prothonotary 1.00 Mileage 14.40 Levy 15.00 Surcharge 20.00 Law Journal 479.00 Patriot News 423.98 Share of bills 16.17 $2196.40 ?-So Answe R. Thomas Kline, Sheriff BY j Real Estat ergeant r' SAD 9?t(14 ??q$?S? SHAPIRO & KREISMAN, LLC BY: LAUREN R. TABAS, ESQUIRE ATTORNEY I.D. NO: PA Bar # 93337 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 06-26744 Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A PLAINTIFF VS. Brenda L. Ehlman DEFENDANT COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 06-3310 AFFIDAVIT PURSUANT TO RULE 3129.1 Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A, Plaintiff in the above action, sets forth, as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 94 Ashford Drive, Enola, PA 17025. Name and address of Owner or Reputed Owner Brenda L. Ehlman 94 Ashford Drive Enola, PA 17025 2. Name and address of Defendant in the judgment: Brenda L. Ehlman 94 Ashford Drive Enola, PA 17025 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A 8100 Nations Way Jacksonville, FL 32256 4. Name and address of the last recorded holder of every mortgage of record: Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A, Plaintiff 8100 Nations Way Jacksonville, FL 32256 5. Name and address of every other person who has any record lien on the property: NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Domestic Relations 13 North Hanover Street Carlisle, PA 17013 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: TENANT OR OCCUPANT 94 Ashford Drive Enola, PA 17025 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. IRO) KKRREISMAN, LLC n B?: y, / La ren R. Tabas, Esquire 06-26744 SHAPIRO & KREISMAN, LLC BY: LAUREN R. TABAS, ESQUIRE ATTORNEY I.D. NO: PA Bar # 93337 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 06-26744 Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A PLAINTIFF VS. Brenda L. Ehlman n .FR1-mANT COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 06-3310 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Brenda L. Ehlman c/o Frank E. Yourick, Jr., Esquire P.O. Box 644 Murrysville, PA 15668 Your house (real estate) at: 94 Ashford Drive, Enola, PA 17025 09-13-1002-339 is scheduled to be sold at Sheriffs Sale on June 13, 2007 at: Cumberland County Sheriffs Office 1 Courthouse Square Carlisle, PA 17013 at 10:00am, to enforce the court judgment of $55,010.60 obtained by Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be cancelled if you pay back to Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as trustee of Mellon CRA Mortgage Loan Trust 1998-A the amount of the judgment plus costs or the back payments, late charges, costs, and reasonable attorneys fees due. To find out how much you must pay, you may call: (610) 278-6800. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two of how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 4. If the Sheriff s Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (610) 278-6800. 5. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 6. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened you may call 717-240-6390. 7. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 8. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 9. You may be entitled to a share of the money, which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff no later than thirty (30) days from the date of the sale. This schedule will state who will be receiving the money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. 10. You may also have other rights and defenses or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 06-26744 ALL THAT CERTAIN piece or parcel of land situate in the Township of East Pennsboro, County of Cumberland, and Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the southern line of Ashford Drive (fifty (50') feet wide) at the northeastern corner of Lot No. 30 on the hereinafter mentioned plan of lots; thence along Ashford Drive the following two (2) courses and distance: (1) by a curve extending to the right in a northeasterly direction and having a radius of thirty (30') feet, an arc distance of three and sixty-two hundredths (3.62') feet to a point; (2) North eighty degrees thirty-seven minutes thirty seconds East (N 80 degrees 37' 30" E), a distance of seventeen and two-hundredths (17.02 feet to a point at Lot No. 32 on the hereinafter mentioned plan of lots; thence by Lot No. 32 South twenty-four degrees ten minutes fifty-five seconds East (S 24degrees 10'55" E) a distance of one hundred forty-four and eighty hundredths (144.80') feet to a point at Lot No. 18 as shown on Plan Book 37, Page 98; thence by Lot No. 18 and Lot No. 17 on Plan Book 37, Page 98 South eighty degrees thirty-seven minutes thirty seconds West (S 80 degrees 37'30" W) a distance of twenty and sixty-nine hundredths (20.69') feet to a point at Lot No. 30 on the hereinafter mentioned plan of lots; thence by Lot No. 30 North twenty-four degrees ten minutes fifty-five seconds West (N 24 degrees 10' 55" W), a distance of one hundred forty-four and fifty-seven hundredths (144.57') feet to a point, the place of beginning. BEING Lot no. 31 on a Final Subdivision Plan for Robert D. Leisenring and Donna R. Leisenring made by D.F. Raffensperger Associates as finally revised on September 3, 1980 and recorded in Cumberland County Plan Book 39, page 13. UNDER AND SUBJECT, nevertheless, to a fifteen (15') foot access easement and a portion of a twenty (20') foot drainage easement as shown on the above described plan. BEING the same premises which Joseph G. Nadzom, Jr, and Bonnie E. Nadzom, his wife, by Deed dated December 14, 1993 and recorded in the Cumberland County Recorder of Deeds Office on December 17, 1993 in Deed Book S36, page 16, granted and conveyed unto Brenda L. Ehlman, a single woman. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-3310 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK F/K/A BANKER'S TRUST COMPANY OF CALIFORNIA, N.A., AS TRUSTEE OF MELLON CRA MORTGAGE LOAN TRUST 1998-A Plaintiff (s) From BRENDA L. EHLMAN (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $55,010.60 L.L. $.50 Interest 9/29/06 TO 3/1/07 IS $1,299.76 - 3/2/07 TO 6/13/07 IS $979.68 Atty's Comm % Arty Paid $144.20 Plaintiff Paid Date: MARCH 13, 2007 (Seal) Due Prothy $1.00 Other Costs Deputy REQUESTING PARTY: Name LAUREN R. TABAS, ESQUIRE Address: 3600 HORIZON DRIVE, STE. 150 KING OF PRUSSIA, PA 19406 Attorney for: PLAINTIFF Telephone: 610-278-6800 Supreme Court ID No. 93337 Real Estate Sale # 114 On March 19, 2007 the Sheriff levied upon the defendant's interest in the real property situated in East Pennsboro Township, Cumberland County, PA Known and numbered as 94 Ashford Drive, Enola, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: March 19, 2007 By: _ Rea Est a Sergeant %oo S S :?' Cj S f ?' L,,, PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: April 20, 27, May 4, 2007 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Editor REAL ESTATE SALE NO. 114 Writ No. 2006-3310 Civil Deutsche Bank f/k/a Banker's Trust Company of California, N.A., as Trustee of Mellon CRA Mortgage Loan Trust 1998-A vs. Brenda L. Ehlman Atty.: Lauren Tabas ALL THAT CERTAIN piece or parcel of land situate in the Town- ship of East Pennsboro, County of Cumberland, and Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the southern line of Ashford Drive (fifty (501 feet wide) at the northeastern corner of Lot No. 30 on the herein- after mentioned plan of lots. _th-re SWORN TO AND SUBSCRIBED before me this 4 day of May, 2007 C a THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Shannon D. Billhime, being duly sworn according to law, deposes and says: That she is a Staff Accountant with The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot- News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared in the 18th and 25th day(s) of April and the 2nd day(s) of May 2007. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY SALE#114 .............. NO- 114 KA, flow" cmw Of la No. Sworn to and AU p4q orP"of? c C"W Of oft* ?°`a 4? 4d, ?' ?aiit q r3c bra' Nuiariai Seal l erry L. Russell, Notary Public City Of Harrisburg, Dauphin County f* Commission Expires June 6, 2010 N19rrIber unnpvly ?-q-riafion of Notaries D `i 11. ??, - If NOT,&Y PUBLIC CUMBERLAND COUNTY SHERIFF'S OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 A.D.