HomeMy WebLinkAbout06-3375PHELAN HALLINAN & SCHMIEG, LLP
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400 ATTORNEY FOR PLAINTIFF
PHILADELPHIA, PA 19103
(215) 563-7000 136252
WACHOVIA MORTGAGE CORPORATION COURT OF COMMON PLEAS
1100 CORPORATE CENTER DR.
RALEIGH, NC 27607 CIVIL DIVISION
Plaintiff TERM /?
V. NO. D(o -.321S c lU C bSCIL.Y-11
CUMBERLAND COUNTY
KENNY M. KASSIRER
A/K/A KENNETH M. KASSIRER
1240 PINE ROAD
CARLISLE, PA 17013
Defendant
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this complaint and notice are served, by
entering a written appearance personally or by attorney and filing in writing with the court your defenses
or objections to the claims set forth against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the court without further notice for
any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may
lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(800)990-9108
File #: 136252
IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM
THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE
DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S)
DO SO IN WRITING WITHIN THIRTY (30) DAYS OF
RECEIPT OF THIS PLEADING, COUNSEL FOR
PLAINTIFF WILL OBTAIN AND PROVIDE
DEFENDANT(S) WITH WRITTEN VERIFICATION
THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED
TO BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING,
COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S)
THE NAME AND ADDRESS OF THE ORIGINAL
CREDITOR, IF DIFFERENT FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT UNTIL
THE END OF THE THIRTY (30) DAY PERIOD
FOLLOWING FIRST CONTACT WITH YOU BEFORE
SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH
THE LAW PROVIDES THAT YOUR ANSWER TO THIS
COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN
TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION
OF THAT TIME. FURTHERMORE, NO REQUEST WILL
BE MADE TO THE COURT FOR A JUDGMENT UNTIL
THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU
HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF
YOU REQUEST PROOF OF THE DEBT OR THE NAME
AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS UPON
YOUR RECEIPT OF THIS COMPLAINT, THE LAW
REQUIRES US TO CEASE OUR EFFORTS (THROUGH
LITIGATION OR OTHERWISE) TO COLLECT THE DEBT
UNTIL WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY FOR
ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A
DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT
A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON
REAL ESTATE.
File #: 136252
Plaintiff is
WACHOVIA MORTGAGE CORPORATION
1100 CORPORATE CENTER DR.
RALEIGH, NC 27607
2. The name(s) and last known address(es) of the Defendant(s) are:
KENNY M. KASSIRER
A/K/A KENNETH M. KASSIRER
1240 PINE ROAD
CARLISLE, PA 17013
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
3. On 11/17/2004 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS
NOMINEE FOR WACHOVIA MORTGAGE CORPORATION which mortgage is recorded in
the Office of the Recorder of CUMBERLAND County, in Mortgage Book: 1891, Page: 2460.
PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an
assignment of same.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 03/01/2006 and each month thereafter are due and unpaid, and by the terms of said
mortgage, upon failure of mortgagor to make such payments after a date specified by written
notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible
forthwith.
File #: 136252
6. The following amounts are due on the mortgage:
Principal Balance $62,089.78
Interest 1,490.93
02/01/2006 through 06/13/2006
(Per Diem $11.21)
Attorney's Fees 1,250.00
Cumulative Late Charges 19.91
11/17/2004 to 06/13/2006
Cost of Suit and Title Search 550.00
Subtotal $ 65,400.62
Escrow
Credit -429.18
Deficit 0.00
Subtotal 429.18
TOTAL $ 64,971.44
7. The attorney's fees set forth above are in conformity with the mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Sale. If
the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged.
8. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency
Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as
required by the mortgage document, as applicable, have been sent to the Defendant(s) on the
date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because
Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit
counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance
Agency.
9. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds
$50,000.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $
64,971.44, together with interest from 06/13/2006 at the rate of $11.21 per diem to the date of Judgment,
and other costs and charges collectible under the mortgage and for the foreclosure and sale of the
mortgaged property.
PHELAN HALLINAN & SCHMIEG, LLP
By: /s/Francis S. Hallinan
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
File #: 136252
LEGAL DESCRIPTION
ALL THAT CERTAIN lot of ground with the improvements thereon erected located on the South side of the Pine Road,
Dickinson Township, Cumberland County, Pennsylvania, approximately 300 feet East of the intersection of the Pine Road
and Township Road No. 462 and more particularly bounded and described as follows:
BEGINNING at a point on the South side of the Pine Road, which point is in the Western line of a larger tract of land now
or formerly of Ira P. Naugle, of which the tract herein conveyed was formerly a part; thence Eastwardly along the South
side of the Pine Road 50 feet to a point; thence Southwardly at right angle to the said Pine Road, 75 feet to a point; thence
Westwardly by a line parallel to the Southern line of the Pine Road, 50 feet; thence Northwardly by a line perpendicular to
the Pine Road, 75 feet to the place of BEGINNING.
BEING the same premises which DEBORAH A. BUCHER, a married person, and RODNEY D. BUCHER, JR., her
husband, by Deed dated March 5, 2004, and recorded in the Office of the Recorder of Deeds of Cumberland County,
Pennsylvania, in Book 262, Page 380, conveyed unto DEBORAH A. BUCHER (n/k/a DEBORAH A. ROACH), Grantor
herein.
PARCEL NO. 08-12-0334-034
PROPERTY BEING: 1240 PINE ROAD
File #: 136252
FRANCIS S. HALLINAN, ESQUIRE hereby states that he is attorney for PLAINTIFF
in this matter, that Plaintiff is outside the jurisdiction of the court and or the Verification could not
be obtained within the time allowed for the filing on the pleading, that he is authorized to make this
verification pursuant to Pa. R. C. P. 1024 ( c ) and that the statements made in the foregoing Civil
Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are true and
correct to the best of his knowledge, information and belief. Furthermore, it is counsel's intention
to substitute a verification from Plaintiff as soon as it is received by counsel.
The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S.
Sec. 4904 relating to unworn falsification to authorities.
FRANCIS S. HALLINAN, ESQUIRE
Attorney for Plaintiff
DATE: ` OfO
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SHERIFF'S RETURN - REGULAR
CASE NO: 2006-03375 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WACHOVIA MORTGAGE CORPORATION
VS
KASSIRER KENNY M AKA KENNETH M
RONALD HOOVER
Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
KASSIRER KENNY M AKA KENNETH M KASSIRER
DEFENDANT , at 1412:00 HOURS, on the 20th day of June
at 1240 PINE ROAD
CARLISLE, PA 17013
KENNY M KASSIRER
by handing to
the
2006
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs: So Answers:
Docketing 18.00
Service 7.92
Affidavit . 00 Surcharge 10.00 R. Thomas Kline
.00
35.92,/ 06/21/2006
PHELAN HALLINAN SCHMIEG
Sworn and Subscibed to By: :? ?gz
before me this day Deputy She iff
of
A. D.
Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
Attorney For Plaintiff
WACHOVIA MORTGAGE
CORPORATION
Plaintiff
vs
KENNY M. KASSIRER
A/K/A KENNETH M. KASSIRER
JESSICA M. FINKEY
Defendant
Court of Common Pleas
: I Civil Division
: I CUMBERLAND County
: I No. 06-3375
PRAECIPE
TO THE PROTHONOTARY:
X Please withdraw the complaint and mark the action Discontinued and Ended without
prejudice.
Date: October 20, 2009 PHELAN HALLINAN & SC ,
By:
Lawre a T. Phelan, E No. 32227
Francis S. Hallin , Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
PHS# 136252 Attorneys for Plaintiff
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