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THIS IS AN ARBITRATION MATTER.
DAMAGES HEARING REQUIRED.
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
PAUL M. SCHOFIELD, JR., ESQUIRE
Identification No.: 81894
21 SOUTH 21ST STREET
PHILADELPHIA, PA 19103
215/988-9600
ASSESSMENT OF
Atlantic Credit & Finance Inc
Assignee from Household Bank
3353 Orange Avenue
Roanoke, VA 24012
VS.
MICHELLE KELLY
454 SHED RD
NEWVILLE PA 17241-8759
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : ()(e -3qa C2, j ?'?
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET
FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER
THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS
TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO
THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY
THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR
ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR
PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE
YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT IN CIVIL-ACTION
1. Plaintiff is a debt buyer and successor in interest to
the original creditor as set forth in the caption of this
Complaint.
2. At all times relevant hereto, the defendant was the
holder of a credit card, which at the request of the defendant was
issued to the defendant by the plaintiff under the terms of which
the plaintiff agreed to extend to defendant the use of plaintiff's
credit facilities.
3. Defendant accepted and used the aforesaid credit card so
issued and by so doing agreed to perform the terms and conditions
prescribed by the plaintiff for the use of said credit card.
4. The defendant received and accepted goods and merchandise
and/or accepted services or cash advances through the use of the
credit card issued by the Plaintiff. A true and correct copy of
the Statement of Account is attached hereto as Exhibit "A"
5. All the credits to which the defendant is entitled have
been applied and there remains a balance due in the amount of
$2,552.57.
6. Plaintiff has made demand upon the defendant for payment
of the balance due of $2,552.57 but the defendant has failed and
refused and still refuses to pay the same or any part thereof.
WHEREFORE, plaintiff claims of the defendant the sum of
$2,552.57 at the rate of 22.24* from the date of March 10, 2003,
together with costs and attorney fees.
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. EINBE G, ESQUIRE
PAUL M. SCHO , JR., ESQUIRE
Attorney for Plaintiff
P01E.DB
VERIFICATION
FREDERIC I. WEINBERG, ESQUIRE, hereby states that he is the
attorney for the Plaintiff in this action and verifies that the
statements made in the foregoing pleading are true and correct to
the best of his knowledge, information and belief.
The undersigned understands that the statements herein are
made subject to the penalties of 18 Pa.C.S.A. Section 4904 relating
to unsworn falsification to authorities.
FREDERIC I. INBERG ESQUIRE
HOUSEHOLD BANK GOLD MASTERCARD STATEMENT
MICHELLE KELLY
ACCOUNT SUMMARY
ACCOUNT 5408-0100-0470-5600
NUMBER
TOTAL CREDIT LIMIT $0
TOTAL CREDIT LIMIT $0
AVAILABLE
Page 1 of 1
BALANCE SUMMARY
PREVIOUS BALANCE $2,517.57
PAYMENTS/CREDITS - $0.00
PURCHASES/DEBITS + $35.00
FINANCE CHARGE + 60.00
*See reverse side for an ex-
STATEMENT DATE 10/31/03 planation of these amounts. NEW BALANCE 62,552.57
TRANSACTION SUMMARY
TRAM POST TRANSACTION REFERENCE AMOUNT
DATE DATE DESCRIPTION NUMBER CHARGES CREDITS
10/2710/27 OVERLIMIT CHARGE ASSESSMENT 10000001030000000128360 $35.00
FINANCE CHARGE CALCULATION
This is a grace account. Grace period information on back.
Nominal ANNUAL
Average Daily Days FINANCE CHARGE Annual PERCENTAGE
Daily Periodl In Billing At PeriodicCash Advance Percentage RATE
Balance Rate Cycle Rate Fees Rate
PURCHASES 60.00 .06090%. 15 $0.00 $0.00 22.24%. 22.24%.
CASH ADVANCES $0.00 .06090% 15 $0.00 $0.00 22.24% 22.24%
MAIL PAYMENTS TO: QUESTIONS? MAIL INQUIRIES TO:
HOUSEHOLD CREDIT SERVICES 2 4-HOUR CUSTOMER SERVICE HOUSEHO LD CREDIT SERVICES
P.O. BOX 17051 1-800-477-6000 PO BOX 81622
BALTIMORE MD 21297-1051 OUTSIDE USA, COLLECT: 1-757-523 -3880 SALINAS CA 93912-1622
TOO HEARING IMPAIRED: 1-800-395-9020
Manage your account online at:
www.householdbank.com
090550 Z 16 G STMTXX E
PLEASE DETACH AND RETURN BOTTOM PORTION WITH YOUR PAYMENT:
To Assure Proper Credit Please Write Your Account Number On Your Check
MICHELLE KELLY
147 FARMERSVILLE RD
SANDWICH MA 02563-2643
Now Balance 62,552.57
Payment Due Date 11/14/03 Current Payment Du$2,552.57
Make checks payable to HOUSEHOLD CREDIT SERVICES . Please write your account
number on your check. Do not fold, staple or clip. Do not send cash. Please
send your payment 7 days prior to the payment due date to ensure
timely delivery.
Amount
Enclosed
N
E
6
PAYMENT SUMMARY
OVERLIMIT AMOUNT $2,552.57
MINIMUM PAYMENTS $63.00
CURRENT PAYMENT DUE* 62,552.57
PAYMENT DUE DATE 11/14/03
PAST DUE AMOUNT $366.00
Account Number 5408-0100-0470-5600
HOUSEHOLD CREDIT SERVICES
P.O. BOX 17051
BALTIMORE NO 21297-1051
540801000470560000255257002552571
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NT ? G
(S:
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2006-03463 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
ATLANTIC CREDIT & FINANCE INC
VS
KELLY MICHELLE
R. Thomas Kline Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
unable to locate Her in his bailiwick
r'nt%)MT TTMM f_ Mnrr T("V
but was
He therefore returns the
the within named DEFENDANT
454 SHED ROAD
NEWVILLE, PA 17241
, KELLY MICHELLE
NOT FOUND , as to
NO LONGER AT THIS ADDRESS PER CURRENT OWNER.
NO FORWARDING ADDRESS ON FILE AT POST OFFICE.
Sheriff's Costs: So answers :. ,.-----? - ,--
Docketing 18.00 ?..-
Service 8.80
Not Found 5.00 R. Thomas Kline
Surcharge 10.00 Sheriff of Cumberland County
.00
41.80, GORDON & WEINBERG
7, -7/2-,(104, 07/10/2006
Sworn and Subscribed to before
me this day of ,
A. D.
Curtis R. Long
Prothonotary
office of the Protbonotarp
Culnberlanb Cuuntp
Renee K. Simpson
Deputy Prothonotary
John E. Slike
Solicitor
61- 3Y1. 3 CVIL TERM
ORDER OF TERMINATION OF COURT CASES
AND NOW THIS 28TH DAY OF OCTOBER, 2009, AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE - THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA
R C P 230.2.
BY THE COURT,
CURTIS R. LONG
PROTHONOTARY
One Courthouse Square • Carlisle, Pennsylvania 17013 • (717) 240-6195 • Fax (717) 240-6573